All Things Financial

Taxes in Retirement Part 2

Tue, 09 Jun 2026 05:00:00 -0400

When does a Roth conversion make sense for YOUR retirement plan?

In this episode, Trey and Yelisey continue their conversation on taxes in retirement by explaining how tax diversification can give retirees more flexibility and control. They walk through Roth contributions, Roth conversions, donor advised funds, qualified charitable distributions, and tax-loss harvesting while showing why each strategy depends on timing, income, and personal goals. The episode emphasizes the importance of coordinated advice so retirees can pay what they owe without accidentally creating avoidable tax problems.

What you’ll learn in this episode:

(01:29) Making contributions to an employer-sponsored plan can immediately lower your taxable income for that calendar year.

(02:11) Building tax diversification across pre-tax, post-tax, and Roth accounts gives you greater flexibility with your spend-down plan in retirement.

(04:53) A Roth conversion involves moving funds from a pre-tax account into a Roth account and paying the taxes upfront.

(07:04) Leaving your converted funds untouched for at least 10 years is highly recommended to realize a true financial benefit.

(11:27) The IRS eliminated the ability to use recharacterization to put money back if you over-convert your accounts.

(14:07) Utilizing a donor-advised fund allows you to bunch charitable contributions and secure an immediate year-one tax deduction.

(17:16) Qualified charitable distributions offer an above-the-line deduction that completely excludes up to $111,000 per person from taxable income starting at age 70 and a half.

Learn more about Trey C. Peterson, Yelisey Kuts, and All Things Financial: https://atfwealth.com

Subscribe to the podcast:

Apple Podcasts: https://podcasts.apple.com/us/podcast/id1728281696

Spotify: https://open.spotify.com/show/2iIDj87XpGTlEl9Qiu6wwi

YouTube: https://www.youtube.com/@allthingsfinancialshow?sub_confirmation=1

Trey C. Peterson and Yelisey Kuts provide an extensive level of knowledge and service in areas concerning retirement strategies, including tax strategy, investments, estate planning, life and long-term-care insurance, Social Security, and Medicare. A one-stop shop for all your retirement needs, visit https://atfwealth.com to learn more!

Have questions about retirement planning or other financial topics? Email Yelisey and Trey, and your topic might be featured in a future episode! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.

Schedule a meeting with us:

Trey C. Peterson: trey@atfwealth.com

Yelisey Kuts: yelisey@atfwealth.com

Phone: (612) 286-0580

Trey C. Peterson is a Retirement Planning Specialist with All Things Financial. Trey is a graduate of Oral Roberts University with a degree in Corporate Communication. He is currently pursuing his master’s degree in leadership. He is also a graduate of The National Institute of Christian Leadership.

Yelisey Kuts is a Fiduciary Wealth Advisor with All Things Financial. He holds a master’s degree in business from Oral Roberts University. Aside from being a financial advisor, Yelisey has taught classes on a wide range of retirement topics since 2015.

At All Things Financial, our mission is simple—help individuals and families create lasting financial freedom. We take a personalized, strategic approach to every plan, aligning it with your goals, values, and vision for the future. https://atfwealth.com

This episode was produced by Story On Media: https://www.storyon.co/

Taxes in Retirement Part 1

Tue, 26 May 2026 05:00:00 -0400

Did you know there’s a specific order of withdrawals that can help maximize retirement savings?

Taxes can quietly become one of the biggest factors in how much retirement income investors and retirees actually keep. In this episode, Trey and Yelisey explain how Social Security taxation, withdrawal order, progressive tax brackets, RMDs, and account location can all affect a retirement plan. They also emphasize the value of proactive tax strategy so retirees can make informed decisions before small mistakes become expensive surprises.

What you’ll learn in this episode:

(01:52) Social Security benefits are subject to federal taxes depending on total income sources.

(03:00) Provisional income is the key calculation used to determine what percentage of Social Security is taxable.

(03:49) Taxation of Social Security has changed significantly since 1984, moving from tax-free to potentially 85% taxable.

(05:48) Most financial experts recommend a withdrawal sequence starting with brokerage accounts, followed by pre-tax accounts, and ending with Roth IRAs.

(09:12) Proper asset location involves placing higher-growth equities in Roth accounts while keeping safer assets in pre-tax vehicles.

(11:27) Required Minimum Distributions must be planned well in advance to avoid unexpected tax consequences.

(12:57) Excessive retirement income can lead to higher Medicare premiums and the loss of certain itemized medical deductions.

(15:46) New legislation introduced a temporary senior tax deduction of $6,000 for qualifying individuals aged 65 and older.

Learn more about Trey C. Peterson, Yelisey Kuts, and All Things Financial: https://atfwealth.com

Subscribe to the podcast:

Apple Podcasts: https://podcasts.apple.com/us/podcast/id1728281696

Spotify: https://open.spotify.com/show/2iIDj87XpGTlEl9Qiu6wwi

YouTube: https://www.youtube.com/@allthingsfinancialshow?sub_confirmation=1

Schedule a meeting with us:

Trey C. Peterson: trey@atfwealth.com

Yelisey Kuts: yelisey@atfwealth.com

Phone: (612) 286-0580

This episode was produced by Story On Media: https://www.storyon.co/

Why Leadership Starts With You First

Tue, 12 May 2026 05:00:00 -0400

If your professional title were removed today, would those around you still view you as a leader based on your actions?

This episode breaks down the foundational principles of leadership, starting with the often-overlooked skill of leading yourself. The hosts explore how leadership impacts every area of life: from personal habits to family dynamics and workplace culture. By focusing on consistency, humility, and intentional action, they reveal what it truly takes to lead well over the long term.

What you’ll learn in this episode:

(00:00) Leadership begins with learning how to lead yourself before anyone else.

(02:34) Why taking action matters more than consuming information.

(04:43) How habits and consistency shape your ability to lead effectively.

(06:51) What it looks like to lead your family through intentional conversations and values.

(08:06) Why small, overlooked issues can become major problems over time.

(10:52) How family meetings and clear values create stronger leadership at home.

(19:27) Why leadership in the workplace doesn’t require a title.

(22:57) How identifying blind spots and encouraging feedback improves leadership performance.

Learn more about Trey C. Peterson, Yelisey Kuts, and All Things Financial: https://atfwealth.com

Subscribe to the podcast:

Apple Podcasts: https://podcasts.apple.com/us/podcast/id1728281696

Spotify: https://open.spotify.com/show/2iIDj87XpGTlEl9Qiu6wwi

YouTube: https://www.youtube.com/@allthingsfinancialshow?sub_confirmation=1

Schedule a meeting with us:

Trey C. Peterson: trey@atfwealth.com

Yelisey Kuts: yelisey@atfwealth.com

Phone: (612) 286-0580

This episode was produced by Story On Media: https://www.storyon.co/

3 Mistakes That Quietly Hurt Your Future

Tue, 28 Apr 2026 05:00:00 -0400

Are you just sitting on your money when you could be telling it where to go?

Trey and Yelisey discuss the subtle, non-dramatic financial errors that can significantly hinder a person's ability to retire well. The episode highlights how delay, lack of planning, and emotional decision-making act as the primary barriers to long-term wealth. Listeners are encouraged to replace fear with disciplined habits and consistent action to achieve true financial peace.

What you’ll learn in this episode:

00:49 Small, quiet mistakes like lack of consistency can be more damaging to your future than major events like bankruptcy.

02:54 Skipping the first ten years of investing can result in losing approximately 40% of your total potential savings.

04:49 Successful retirees often share a pattern of consistent employment without long gaps between paychecks.

06:36 Despite rising costs of living, a survey shows that nearly 47% of Americans still lack a formal financial plan.

07:53 When receiving a raise, it is vital to wait at least four months before increasing your consistent lifestyle expenses.

12:11 The median American family currently holds less than $10,000 in liquid savings, leaving them vulnerable to common emergencies.

15:40 Letting emotions drive your financial choices is a common pitfall that can be overcome with disciplined management.

19:01 Working just two additional years past a projected retirement date can often help maintain a desired lifestyle indefinitely.

Learn more about Trey C. Peterson, Yelisey Kuts, and All Things Financial: https://atfwealth.com

Subscribe to the podcast:

Apple Podcasts: https://podcasts.apple.com/us/podcast/id1728281696

Spotify: https://open.spotify.com/show/2iIDj87XpGTlEl9Qiu6wwi

YouTube: https://www.youtube.com/@allthingsfinancialshow?sub_confirmation=1

Schedule a meeting with us:

Trey C. Peterson: trey@atfwealth.com

Yelisey Kuts: yelisey@atfwealth.com

Phone: (612) 286-0580

This episode was produced by Story On Media: https://www.storyon.co/

The Retirement Red Zone

Tue, 14 Apr 2026 05:00:00 -0400

When is the right time to start drawing income from savings?

This episode explores the "Retirement Red Zone," the critical period spanning the final years of work and the beginning of retirement when investors must shift from accumulating wealth to creating a sustainable income plan. Trey and Yelisey discuss the technical complexities of optimizing government benefits and navigating enrollment rules to avoid lifelong financial penalties. Discover the psychological and strategic shifts required to confidently spend assets and manage market risks like the sequence of returns.

What you’ll learn in this episode:

00:00 Why the retirement red zone is one of the biggest financial transitions in life.

02:00 How to shift from earning a paycheck to creating your own income stream.

05:00 Why most people don’t understand their investment fees and how that impacts long-term outcomes.

08:00 How Social Security timing decisions can significantly affect total lifetime income.

17:30 What to know about Medicare enrollment windows and how to avoid lifetime penalties.

24:00 Why shifting from saving to spending is psychologically difficult and how to overcome it.

27:00 How sequence of returns risk can impact how long your money lasts.

31:30 Why coordinating income sources and creating guaranteed income leads to greater retirement confidence.

Learn more about Trey C. Peterson, Yelisey Kuts, and All Things Financial: https://atfwealth.com

Subscribe to the podcast:

Apple Podcasts: https://podcasts.apple.com/us/podcast/id1728281696

Spotify: https://open.spotify.com/show/2iIDj87XpGTlEl9Qiu6wwi

YouTube: https://www.youtube.com/@allthingsfinancialshow?sub_confirmation=1

Schedule a meeting with us:

Trey C. Peterson: trey@atfwealth.com

Yelisey Kuts: yelisey@atfwealth.com

Phone: (612) 286-0580

This episode was produced by Story On Media: https://www.storyon.co/

Building Wealth On Purpose

Tue, 31 Mar 2026 05:00:00 -0400

What habits help ordinary earners accumulate significant wealth over time?

This episode focuses on the fundamental shift from reactive, emotional money management to a disciplined, purpose-driven approach to building wealth. Hosts Trey Peterson and Yelisey Kuts discuss the psychological traps of social media comparison and the importance of maintaining "margins" in your income to ensure long-term financial peace. By prioritizing consistency over fads, listeners learn how to leverage business, real estate, and the stock market to achieve a secure and successful retirement.

What you’ll learn in this episode:

00:00 Why building wealth requires discipline and a clear plan in a chaotic world filled with conflicting financial advice.

01:07 How social media and fast-moving news cycles create emotional reactions that can derail smart financial decisions.

03:10 Why consistency and long-term saving habits often outperform high income alone when building wealth.

07:19 How chasing “shiny object” investments can sabotage long-term financial success.

10:47 What it means to live within financial margins instead of obsessively tracking every expense.

17:07 Why investing in your career or business can be one of the most powerful wealth-building strategies.

23:32 How lifestyle creep can erase income increases and prevent people from gaining financial breathing room.

34:58 Why following a small number of trusted voices and strategies helps investors stay consistent for decades.

Learn more about Trey C. Peterson, Yelisey Kuts, and All Things Financial: https://atfwealth.com

Subscribe to the podcast:

Apple Podcasts: https://podcasts.apple.com/us/podcast/id1728281696

Spotify: https://open.spotify.com/show/2iIDj87XpGTlEl9Qiu6wwi

YouTube: https://www.youtube.com/@allthingsfinancialshow?sub_confirmation=1

Schedule a meeting with us:

Trey C. Peterson: trey@atfwealth.com

Yelisey Kuts: yelisey@atfwealth.com

Phone: (612) 286-0580

This episode was produced by Story On Media: https://www.storyon.co/

Emotional Triggers and Financial Decision Making

Tue, 17 Mar 2026 05:00:00 -0400

Are temporary emotional reactions leading to permanent, negative consequences for your retirement portfolio?

Financial mistakes are often rooted in emotional triggers like fear, greed, and scarcity rather than a lack of intelligence or market knowledge. By identifying personal "money scripts" and shifting toward an abundance mindset, individuals can move away from survival mode and toward genuine financial peace. Working with a professional to create a visual, comprehensive plan allows retirees to pre-decide their actions during volatility, ensuring they stay disciplined enough to enjoy their best years.

What you’ll learn in this episode:

(00:00) How fear, scarcity, and greed influence everyday financial decisions.

(02:34) Why retirement transitions often trigger emotional responses about control and income.

(07:20) How panic selling during market downturns can cause investors to miss major recoveries.

(10:40) Why inflation quietly erodes purchasing power over decades.

(19:13) How missing just a handful of the market’s best days dramatically reduces long-term returns.

(20:26) Why identifying personal “money scripts” is critical for financial growth.

(27:15) How organized, comprehensive planning creates financial peace for retirees.

(32:02) Why disciplined savers sometimes struggle to enjoy the wealth they worked hard to build.

Learn more about Trey C. Peterson, Yelisey Kuts, and All Things Financial: https://atfwealth.com

Subscribe to the podcast:

Apple Podcasts: https://podcasts.apple.com/us/podcast/id1728281696

Spotify: https://open.spotify.com/show/2iIDj87XpGTlEl9Qiu6wwi

YouTube: https://www.youtube.com/@allthingsfinancialshow?sub_confirmation=1

Schedule a meeting with us:

Trey C. Peterson: trey@atfwealth.com

Yelisey Kuts: yelisey@atfwealth.com

Phone: (612) 286-0580

This episode was produced by Story On Media: https://www.storyon.co/

Why Time, Character, and Discipline Matter in Investing

Tue, 03 Mar 2026 05:00:00 -0400

In this episode, Sophia Skoog interviews Yelisey Kuts to uncover the personal experiences and lessons that shaped his approach to investing and advising clients. Through stories, analogies, and real-world examples, Yelisey explains why discipline, time, and emotional control matter more than chasing short-term results. The conversation highlights how wealth is built slowly, preserved intentionally, and often lost through fear-based decisions.

What you’ll learn in this episode:

(01:28) How compound interest works using simple, memorable real-life analogies.

(05:38) How undervaluing your time can become a costly financial mistake.

(11:39) Why emotional reactions during market volatility create long-term damage.

(13:57) How missing just a few strong market days can drastically reduce returns.

(17:24) Why sudden wealth can be dangerous without the character to manage it.

(19:32) How attempting to eliminate all risk can lead people to reintroduce it in unhealthy ways.

(23:36) Why honest financial guidance sometimes requires uncomfortable conversations.

Learn more about Trey C. Peterson, Yelisey Kuts, and All Things Financial: https://atfwealth.com

Subscribe to the podcast:

Apple Podcasts: https://podcasts.apple.com/us/podcast/id1728281696

Spotify: https://open.spotify.com/show/2iIDj87XpGTlEl9Qiu6wwi

YouTube: https://www.youtube.com/@allthingsfinancialshow?sub_confirmation=1

Schedule a meeting with us:

Trey C. Peterson: trey@atfwealth.com

Yelisey Kuts: yelisey@atfwealth.com

Phone: (612) 286-0580

This episode was produced by Story On Media: https://www.storyon.co/

The Art of Encouragement and Authentic Leadership with Jordan Montgomery

Tue, 17 Feb 2026 05:00:00 -0400

How does authentic encouragement build trust faster than any other leadership skill?

In this episode, Trey and Yelisey talk with Jordan Montgomery about the transformative power of authentic encouragement. Jordan shares personal stories from his career in wealth management, his faith journey, and the pivotal moments that reshaped how he leads and serves others. Together, they unpack how encouragement, when rooted in truth and presence, creates trust, clarity, and lasting impact in both leadership and life.

Jordan Montgomery is a leadership coach, speaker, and former wealth management professional. He is the author of The Art of Encouragement, where he challenges leaders to build trust and connection through authentic encouragement rooted in faith and self-awareness.

What you’ll learn in this episode:

(02:15) Why gratitude is one of the fastest ways to establish trust in any relationship.

(04:42) Why personal failure can become the foundation for meaningful leadership growth.

(10:46) How prayer and patience can clarify major career and life transitions.

(13:13) The difference between authentic encouragement and empty affirmation.

(16:29) Why asking better questions often matters more than giving advice.

(24:27) How self-awareness and feedback expose leadership blind spots.

(38:25) Why showing up with presence can be more powerful than words.

Thanks to Jordan Montgomery for coming on the show!

Be sure to get Jordan’s The Art of Encouragement: https://www.amazon.com/dp/1394234473

Attend Jordan’s live leadership events and speaking engagements. Learn more:

https://www.instagram.com/jordanmmontgomery/

Learn more about Trey C. Peterson, Yelisey Kuts, and All Things Financial: https://atfwealth.com

Subscribe to the podcast:

Apple Podcasts: https://podcasts.apple.com/us/podcast/id1728281696

Spotify: https://open.spotify.com/show/2iIDj87XpGTlEl9Qiu6wwi

YouTube: https://www.youtube.com/@allthingsfinancialshow?sub_confirmation=1

Schedule a meeting with us:

Trey C. Peterson: trey@atfwealth.com

Yelisey Kuts: yelisey@atfwealth.com

Phone: (612) 286-0580

This episode was produced by Story On Media: https://www.storyon.co/

Growth, Humility, and the Path to Leadership

Tue, 03 Feb 2026 05:00:00 -0400

How does leadership change when it’s viewed as a lifelong process instead of a destination?

In this episode, Sophia Skoog interviews Trey C. Peterson on leadership lessons learned through building a business, developing people, and navigating seasons of growth. He shares how leadership is less about titles or rapid success and more about becoming the person capable of stewarding influence well. The conversation centers on character, culture, and building something that lasts beyond recognition or financial gain.

What you’ll learn in this episode:

(01:41) How early misconceptions about readiness can limit long-term leadership growth.

(03:18) Why building a dream requires the right team, not just individual effort.

(05:42) How learning seasons prepare leaders for future earning and influence.

(08:14) Why prioritizing family and values protects leadership over time.

(10:03) How stewardship and generosity shape sustainable leadership influence.

(13:15) Why character-driven decisions matter more than short-term financial wins.

(28:57) How to distinguish between building something impressive and something enduring.

Thanks to Sophia Skoog for coming on the show! Connect with Sophia: https://www.linkedin.com/in/sophia-skoog-402342265/

Learn more about Trey C. Peterson, Yelisey Kuts, and All Things Financial: https://atfwealth.com

Subscribe to the podcast:

Apple Podcasts: https://podcasts.apple.com/us/podcast/id1728281696

Spotify: https://open.spotify.com/show/2iIDj87XpGTlEl9Qiu6wwi

YouTube: https://www.youtube.com/@allthingsfinancialshow?sub_confirmation=1

Schedule a meeting with us:

Trey C. Peterson: trey@atfwealth.com

Yelisey Kuts: yelisey@atfwealth.com

Phone: (612) 286-0580

This episode was produced by Story On Media: https://www.storyon.co/

Questions You Shouldn't Ask Your Financial Advisor

Tue, 27 Jan 2026 05:00:00 -0400

How can identifying the "wrong" questions to ask a financial advisor actually lead to a more secure financial future?

This episode breaks down common questions people ask financial advisors that often signal unrealistic expectations about markets, taxes, and retirement certainty. Trey and Yelisey explain why guarantees, predictions, and comparisons to others can undermine sound financial planning. Instead, they emphasize conservative projections, personalized strategies, and the importance of perspective in building lasting financial confidence.

What you’ll learn in this episode:

(00:43) Why asking a financial advisor to guarantee returns reflects a misunderstanding of risk and long-term planning.

(03:17) How minimizing taxes legally differs from unrealistic expectations of eliminating taxes entirely for people preparing for retirement.

(05:58) Why predicting short-term market performance is impossible.

(08:05) Why questions about hiding money create ethical, legal, and relational risks investors should avoid.

(11:11) How risk tolerance, lifestyle flexibility, and fixed expenses shape vastly different financial recommendations.

(14:09) Why retirement timelines cannot be guaranteed and how small changes in assumptions dramatically affect outcomes for investors.

(17:18) How conservative planning and honest course correction can help you stay on track when spending or assumptions drift.

(23:21) Why mindset, purpose, and planning for life after work are critical to a fulfilling retirement.

Learn more about Trey C. Peterson, Yelisey Kuts, and All Things Financial: https://atfwealth.com

Subscribe to the podcast:

Apple Podcasts: https://podcasts.apple.com/us/podcast/id1728281696

Spotify: https://open.spotify.com/show/2iIDj87XpGTlEl9Qiu6wwi

YouTube: https://www.youtube.com/@allthingsfinancialshow?sub_confirmation=1

Schedule a meeting with us:

Trey C. Peterson: trey@atfwealth.com

Yelisey Kuts: yelisey@atfwealth.com

Phone: (612) 286-0580

This episode was produced by Story On Media: https://www.storyon.co/

"Nerve-wracking" Questions to Ask Your Financial Advisor

Tue, 20 Jan 2026 05:00:00 -0400

What uncomfortable questions are you perhaps not asking your financial advisor, but which are also some of the most critical questions that you should be asking them?

This episode tackles the awkward financial questions most people avoid asking and explains why those conversations are essential for a secure retirement. Trey and Yelisey break down questions related to savings, spending, longevity, taxes, and emotional decision-making, and how they all influence whether retirement plans succeed or fail.

What you’ll learn in this episode:

(01:00) Why asking whether you are actually on track for retirement is one of the most important conversations to have.

(02:00) How understanding how long your money will last changes retirement confidence.

(05:00) Why retirement success is driven more by expenses than by hitting a specific savings number.

(09:00) What the 4% rule does—and does not—account for when planning long-term income.

(12:44) What value a financial advisor should provide when charging an ongoing fee.

(15:46) Why working with a retirement specialist matters more as retirement approaches.

(19:45) How understanding account types affects taxes, withdrawals, and long-term outcomes.

(28:24) Which spending habits quietly shorten retirement timelines and reduce flexibility.

Learn more about Trey C. Peterson, Yelisey Kuts, and All Things Financial: https://atfwealth.com

Subscribe to the podcast:

Apple Podcasts: https://podcasts.apple.com/us/podcast/id1728281696

Spotify: https://open.spotify.com/show/2iIDj87XpGTlEl9Qiu6wwi

YouTube: https://www.youtube.com/@allthingsfinancialshow?sub_confirmation=1

Schedule a meeting with us:

Trey C. Peterson: trey@atfwealth.com

Yelisey Kuts: yelisey@atfwealth.com

Phone: (612) 286-0580

This episode was produced by Story On Media: https://www.storyon.co/

Leadership, Financial Peace, and Thinking Like God with Keith Craft

Tue, 13 Jan 2026 05:00:00 -0400

How might living by margin change your financial decision-making?

In this episode, Trey, Yelisey, and guest Keith Craft explore the connection between financial discipline, leadership, and legacy. The discussion will challenge you to replace budgeting with margin-based living and to think differently about money, wisdom, and long-term impact.

Keith Craft is a pastor, entrepreneur, and leadership coach. He leads one of the largest Christian masterminds in the U.S. and has invested decades coaching business owners, executives, and leaders to think with wisdom and build a lasting legacy.

Trey and Yelisey have participated in Keith’s masterminds and leadership groups for over four years and credit his coaching with shaping their leadership style, business growth, and family priorities.

Thank you to Keith Craft for coming on our show!

Learn more about Keith, his coaching, and his masterminds: https://keithcraft.com/

Check out Keith’s book, Leadershipology 365: Leadership Inspiration for Every Day: https://www.amazon.com/dp/B0DQL4GBZ8

Learn more about Trey C. Peterson, Yelisey Kuts, and All Things Financial: https://atfwealth.com

Subscribe to the podcast:

Apple Podcasts: https://podcasts.apple.com/us/podcast/id1728281696

Spotify: https://open.spotify.com/show/2iIDj87XpGTlEl9Qiu6wwi

YouTube: https://www.youtube.com/@allthingsfinancialshow?sub_confirmation=1

Schedule a meeting with us:

Trey C. Peterson: trey@atfwealth.com

Yelisey Kuts: yelisey@atfwealth.com

Phone: (612) 286-0580

This episode was produced by Story On Media: https://www.storyon.co/

Redefining Success After 60

Tue, 06 Jan 2026 05:00:00 -0400

Have you given much thought to how your definition of success might change after age 60?

This episode will invite you to rethink what success really means after age 60 and why mindset matters as much as preparation. Trey and Yelisey discuss identity, purpose, structure, and perspective as key drivers of fulfillment in retirement. Rather than viewing retirement as an ending, the episode reframes it as an invitation to live with intention, connection, and meaning.

What you’ll learn in this episode:

(00:20) How redefining success after age 60 shifts the focus from work to purpose.

(05:16) How losing control over the timing of retirement can affect emotional well-being.

(06:41) Why building purpose outside of work before retirement leads to greater fulfillment later.

(07:21) How structure and rhythm replace a work schedule and improve happiness in retirement.

(09:08) Why service, volunteering, and giving back often provide more satisfaction than a paycheck.

(21:19) How loneliness impacts retirees.

(25:40) Why couples need shared and individual plans to thrive together in retirement.

Learn more about Trey C. Peterson, Yelisey Kuts, and All Things Financial: https://atfwealth.com

Subscribe to the podcast:

Apple Podcasts: https://podcasts.apple.com/us/podcast/id1728281696

Spotify: https://open.spotify.com/show/2iIDj87XpGTlEl9Qiu6wwi

YouTube: https://www.youtube.com/@allthingsfinancialshow?sub_confirmation=1

Schedule a meeting with us:

Trey C. Peterson: trey@atfwealth.com

Yelisey Kuts: yelisey@atfwealth.com

Phone: (612) 286-0580

This episode was produced by Story On Media: https://www.storyon.co/

Having a Plan When You Don’t Have Long-Term Care

Tue, 16 Dec 2025 05:00:00 -0400

Which long-term care funding strategy best aligns with your assets, retirement goals, and risk tolerance?

In this episode, Trey and Yelisey explore how long-term care needs can dramatically impact retirement—financially, emotionally, and relationally. They explain why 70% of Americans will need some form of care and why failing to prepare can drain even strong retirement plans. They also walk through self-insuring, traditional insurance, and hybrid solutions to help you build a plan that protects both your finances and your family.

What you’ll learn in this episode:

(03:01) How unpredictable health events and expenses can destabilize even well-structured retirement projections.

(05:28) What types of care exist beyond nursing homes.

(08:07) How caregiving often falls on family members.

(11:16) What activities of daily living (ADLs) are and why they determine whether a policy will pay benefits.

(14:54) The true annual costs of long-term care today.

(23:13) The three funding paths for long-term care are self-insuring, traditional long-term care (LTC) insurance, and hybrid or annuity-based solutions.

(36:49) How to evaluate premiums, waiting periods, and payout structures when comparing long-term care solutions.

Learn more about Trey C. Peterson, Yelisey Kuts, and All Things Financial: https://atfwealth.com

Subscribe to the podcast:

Apple Podcasts: https://podcasts.apple.com/us/podcast/id1728281696

Spotify: https://open.spotify.com/show/2iIDj87XpGTlEl9Qiu6wwi

YouTube: https://www.youtube.com/@allthingsfinancialshow?sub_confirmation=1

Schedule a meeting with us:

Trey C. Peterson: trey@atfwealth.com

Yelisey Kuts: yelisey@atfwealth.com

Phone: (612) 286-0580

This episode was produced by Story On Media: https://www.storyon.co/

5 Things To Maximize Your Retirement

Tue, 09 Dec 2025 05:00:00 -0400

How can you structure your investments so your money lasts as long as you do or perhaps even longer?

In this episode, Trey and Yelisey outline practical strategies to help you build a retirement plan that withstands market swings, inflation, and longevity risk. They explain why balanced risk, Social Security timing, and the following three “buckets of money” can profoundly change retirement outcomes:

* Yellow Bucket: Your protected, no-risk money (cash, savings, Social Security, pensions).

* Green Bucket: Your low-risk income money (bonds, money markets, T-bills, annuities).

* Red Bucket: Your growth money (stocks, mutual funds, ETFs).

What you’ll learn in this episode:

(00:49) How to use the three “buckets of money” to balance safety, income, and growth in retirement.

(03:39) Why differing risk tolerances within a household can create inefficiencies.

(06:04) How past financial trauma can push investors into overly conservative strategies that limit long-term growth.

(11:19) Why bond underperformance over the past five years creates challenges for traditional 60/40 portfolios.

(14:27) Why consistency and time in the market outperform attempts to time market highs and lows.

(15:57) How retiring even one year earlier can reduce the lifespan of retirement savings by multiple years.

(22:07) What rising life expectancy means for long-term financial planning.

(32:47) How Social Security tax treatment can dramatically increase retirement income.

Learn more about Trey C. Peterson, Yelisey Kuts, and All Things Financial: https://atfwealth.com

Subscribe to the podcast:

Apple Podcasts: https://podcasts.apple.com/us/podcast/id1728281696

Spotify: https://open.spotify.com/show/2iIDj87XpGTlEl9Qiu6wwi

YouTube: https://www.youtube.com/@allthingsfinancialshow?sub_confirmation=1

Schedule a meeting with us:

Trey C. Peterson: trey@atfwealth.com

Yelisey Kuts: yelisey@atfwealth.com

Phone: (612) 286-0580

This episode was produced by Story On Media: https://www.storyon.co/

Is College Still Worth It?

Tue, 02 Dec 2025 05:00:00 -0400

How can you evaluate whether a college degree will pay off for your specific career goals?

This episode explores whether college is still a worthwhile investment in a world where tuition is rising and alternative paths are becoming more viable. Trey and Yelisey break down the financial, personal, and career factors that determine whether higher education truly pays off.

What you’ll learn in this episode:

(00:58) Why the value of a college degree depends on your major, your goals, and your long-term earning potential.

(03:38) How to decide whether you should pursue a four-year degree.

(04:25) What current college tuition averages look like.

(07:00) How trade schools and skilled labor paths can offer higher earnings with significantly lower debt than traditional college routes.

(09:44) Why your early twenties should be viewed as “learning years,” not “earning years.”

(12:59) The importance of mentors, relationships, and being in the right “rooms” when it comes to career development.

(18:46) How networking can be some of the biggest returns on your education investment.

(27:16) Practical financial tips for choosing a college and seeking scholarships.

Learn more about Trey C. Peterson, Yelisey Kuts, and All Things Financial: https://atfwealth.com

Subscribe to the podcast:

Apple Podcasts: https://podcasts.apple.com/us/podcast/id1728281696

Spotify: https://open.spotify.com/show/2iIDj87XpGTlEl9Qiu6wwi

YouTube: https://www.youtube.com/@allthingsfinancialshow?sub_confirmation=1

Schedule a meeting with us:

Trey C. Peterson: trey@atfwealth.com

Yelisey Kuts: yelisey@atfwealth.com

Phone: (612) 286-0580

This episode was produced by Story On Media: https://www.storyon.co/

The Billion Dollar Wedding Industry

Tue, 25 Nov 2025 05:00:00 -0400

How can rising wedding costs impact your long-term financial stability and retirement prospects?

In this episode, Trey and Yelisey break down the booming wedding industry and reveal how its rising costs directly affect retirees. They explain the opportunity cost behind big gifts, why delayed marriage intersects with retirement planning, and how to provide support without sacrificing long-term financial security. From tax strategies to family dynamics, this episode will help you navigate major life-event expenses with clarity and confidence.

What you’ll learn in this episode:

(00:26) How delayed marriage trends are causing more retirees to fund weddings during their retirement years.

(02:24) Why gifting $10,000–$30,000 has a far larger long-term impact once opportunity cost and compounding are considered.

(03:34) How wedding venue choices and guest counts drastically influence total costs.

(07:50) Which financial accounts to draw from first when helping pay for a wedding.

(08:18) How the annual gift tax exclusion works.

(12:45) Why transfers of appreciated stock can sometimes be a smarter gifting strategy than giving cash.

(14:55) How timing withdrawals across multiple tax years may reduce the tax burden of a large wedding gift.

(15:33) Why giving during life differs financially from gifting through inheritance due to step-up in basis rules.

(21:55) When helping to fund a wedding, why it’s often best to give the money without any strings attached.

Learn more about Trey C. Peterson, Yelisey Kuts, and All Things Financial: https://atfwealth.com

Subscribe to the podcast:

Apple Podcasts: https://podcasts.apple.com/us/podcast/id1728281696

Spotify: https://open.spotify.com/show/2iIDj87XpGTlEl9Qiu6wwi

YouTube: https://www.youtube.com/@allthingsfinancialshow?sub_confirmation=1

Schedule a meeting with us:

Trey C. Peterson: trey@atfwealth.com

Yelisey Kuts: yelisey@atfwealth.com

Phone: (612) 286-0580

This episode was produced by Story On Media: https://www.storyon.co/

How to Turn Any Crisis into a Comeback with Dr. Mark Rutland

Tue, 18 Nov 2025 05:00:00 -0400

What can you learn from Dr. Mark Rutland about turning personal faith into professional resilience?

In this episode, Trey and Yelisey chat with Dr. Mark Rutland about what it takes to turn a crisis into a comeback. From rescuing failing organizations to building thriving ministries, Dr. Rutland shares timeless lessons about flexibility, stewardship, character, and faith. This conversation blends practical financial wisdom with spiritual insight, offering hope for anyone trying to rebuild.

Dr. Mark Rutland is an author, educator, and leadership consultant who has revitalized organizations such as Southeastern University and Calvary Church. He is the founder and director of the National Institute of Christian Leadership (NICL) and Global Servants, a ministry that fights human trafficking

What you’ll learn in this episode:

00:11 Why flexibility is a powerful trait of effective leaders.

01:36 How Dr. Rutland helped rescue Oral Roberts University from financial collapse.

03:46 The parallels between fixing a university’s finances and managing household debt.

07:08 The difference between good debt that produces value and bad debt that drains resources.

10:29 Practical principles for saving, giving, and living below your means.

16:24 How to manage pressure, risk, and the fear of failure in leadership and life.

25:54 The story of Global Servants and the fight against human trafficking in Thailand and Ghana.

Thanks to Dr. Mark Rutland for being on the show!

Visit https://www.globalservants.org to learn more about the House of Grace in Thailand and Ghana or to support their mission.

Check out Dr. Rutland’s new book, Keep On Keeping On: How to Die Young ... as Old as Possible: https://amzn.to/43SbFaS

Learn more about leadership training opportunities through the National Institute of Christian Leadership (NICL): https://www.thenicl.com/

Learn more about Trey C. Peterson, Yelisey Kuts, and All Things Financial: https://atfwealth.com

Subscribe to the podcast:

Apple Podcasts: https://podcasts.apple.com/us/podcast/id1728281696

Spotify: https://open.spotify.com/show/2iIDj87XpGTlEl9Qiu6wwi

YouTube: https://www.youtube.com/@allthingsfinancialshow?sub_confirmation=1

Have questions about retirement planning or other financial topics? Email Yelisey and Trey and your topic might be featured in a future episode! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.

Schedule a meeting with us:

Trey C. Peterson: trey@atfwealth.com

Yelisey Kuts: yelisey@atfwealth.com

Phone: (612) 286-0580

This episode was produced by Story On Media: https://www.storyon.co/

Confessions of a Financial Advisor

Tue, 11 Nov 2025 05:00:00 -0400

What really happens behind the scenes when financial advisors try to help clients stay on track?

In this episode, Trey and Yelisey open up about the real challenges financial advisors face behind closed doors—from overspending clients to emotional investing and hidden purchases. Through honest stories, they reveal how transparency, planning, and partnership can make or break retirement success. This conversation offers a rare glimpse into the confessions, frustrations, and lessons learned from helping hundreds of families navigate their financial futures.

What you’ll learn in this episode:

(02:46) Why underestimating living expenses is one of the most common mistakes retirees make.

(04:32) How disconnects between spending habits and financial reality create tension for couples nearing retirement.

(08:00) Why being transparent with your spouse and advisor can prevent costly financial surprises.

(10:07) The hidden impact of big purchases on long-term financial health.

(13:19) How misleading financial advice on social media fuels risky decisions.

(20:57) Why emotions and investing don’t mix—and how advisors help clients stay objective.

(23:07) The dangers of blindly trusting financial advisors.

(32:21) Why shared responsibility and understanding between spouses are essential for a healthy financial future.

Learn more about Trey C. Peterson, Yelisey Kuts, and All Things Financial: https://atfwealth.com

Subscribe to the podcast:

Apple Podcasts: https://podcasts.apple.com/us/podcast/id1728281696

Spotify: https://open.spotify.com/show/2iIDj87XpGTlEl9Qiu6wwi

YouTube: https://www.youtube.com/@allthingsfinancialshow?sub_confirmation=1

Schedule a meeting with us:

Trey C. Peterson: trey@atfwealth.com

Yelisey Kuts: yelisey@atfwealth.com

Phone: (612) 286-0580

This episode was produced by Story On Media: https://www.storyon.co/

I've Got Cash Flow, Now What?

Tue, 04 Nov 2025 05:00:00 -0400

Once extra cash flow is achieved, what is the best next step to maximize financial growth?

In this episode, Trey and Yelisey tackle a question many people face once they’ve moved beyond living paycheck to paycheck: what comes next? From self-investment and business growth to real estate and credit strategy, your hosts outline the key steps to multiplying wealth rather than just saving it. Whether you’re newly earning extra income or ready to scale, this episode breaks down how to use cash flow as a tool for lasting financial freedom.

What you’ll learn in this episode:

(02:20) Why investing in yourself through education, mentorship, and skill development often produces the best ROI.

(05:39) How building your value at work can multiply your income.

(07:31) How business owners can reinvest profits for long-term growth.

(14:03) Why 401(k)s, IRAs, and Roth accounts are essential for wealth preservation.

(16:14) How real estate can build both income and equity.

(27:01) The impact of credit scores on borrowing costs, wealth creation, and financial opportunity.

(30:50) The five key steps for turning extra income into a sustainable wealth-building plan.

Learn more about Trey C. Peterson, Yelisey Kuts, and All Things Financial: https://atfwealth.com

Subscribe to the podcast:

Apple Podcasts: https://podcasts.apple.com/us/podcast/id1728281696

Spotify: https://open.spotify.com/show/2iIDj87XpGTlEl9Qiu6wwi

YouTube: https://www.youtube.com/@allthingsfinancialshow?sub_confirmation=1

Schedule a meeting with us:

Trey C. Peterson: trey@atfwealth.com

Yelisey Kuts: yelisey@atfwealth.com

Phone: (612) 286-0580

Yelisey Kuts is a Fiduciary Wealth Advisor with All Things Financial. He has a master’s degree in business from Oral Roberts University. Aside from being a financial advisor, Yelisey has taught classes on a wide range of retirement topics since 2015.

This episode was produced by Story On Media: https://www.storyon.co/

Renting vs. Owning a Home: Which Builds More Wealth?

Mon, 27 Oct 2025 05:00:00 -0400

What are some of the most important financial differences between renting and buying a home?

In this episode, Trey and Yelisey break down the classic rent-versus-buy debate from both emotional and financial angles. They explore the true costs of homeownership, from property taxes to maintenance, and when renting might actually be the smarter option. By the end, you’ll have a clearer understanding of how to align your housing choices with both your finances and lifestyle values.

What you’ll learn in this episode:

(00:40) How your biggest asset—your home—can act more like a savings account than an investment.

(02:37) How personal experiences and timing shape attitudes toward buying and renting.

(05:10) The pros of renting include flexibility, fewer responsibilities, and no upfront costs.

(06:03) The downsides of renting include no equity, rising rent, and limited control over your space.

(09:40) How choosing the right location and real estate agent can turn homeownership into a better investment.

(12:10) How much of your income should go toward housing.

(16:15) Why homeownership costs extend far beyond the mortgage, including maintenance, taxes, and unexpected expenses.

(20:57) How your home can be more than an asset—it can be an emotional and relational investment in family life.

Learn more about Trey C. Peterson, Yelisey Kuts, and All Things Financial: https://atfwealth.com

Subscribe to the podcast:

Apple Podcasts: https://podcasts.apple.com/us/podcast/id1728281696

Spotify: https://open.spotify.com/show/2iIDj87XpGTlEl9Qiu6wwi

YouTube: https://www.youtube.com/@allthingsfinancialshow?sub_confirmation=1

Schedule a meeting with us:

Trey C. Peterson: trey@atfwealth.com

Yelisey Kuts: yelisey@atfwealth.com

Phone: (612) 286-0580

This episode was produced by Story On Media: https://www.storyon.co/

Getting Personal: Money Lessons That Shape Who We Are

Tue, 21 Oct 2025 05:00:00 -0400

In this candid Q&A episode, Trey and Yelisey open up about their first jobs, biggest money mistakes, and the lessons that shaped their financial philosophies. Through their stories, they reveal how discipline, stewardship, and faith have guided their approach to money and life. This conversation will remind you that success is about more than wealth; it’s about purpose, stability, and the people you share it with.

What you’ll learn in this episode:

(0:41) How Trey and Yelisey’s early jobs and family backgrounds influenced their views on money and work.

(2:36) The biggest financial mistake Trey made early in marriage.

(6:10) Why emergency funds are essential.

(7:41) How Trey’s upbringing in a pastor’s family taught him stewardship, humility, and long-term investing.

(11:11) What financial success looks like at different life stages.

(16:41) Why you must find purpose before retirement to avoid depression and “gray divorce.”

(21:45) How delayed gratification protects your future.

(24:54) How Trey and Yelisey help clients find peace and purpose even when finances don’t go as planned.

Learn more about Trey C. Peterson, Yelisey Kuts, and All Things Financial: https://atfwealth.com

Subscribe to the podcast:

Apple Podcasts: https://podcasts.apple.com/us/podcast/id1728281696

Spotify: https://open.spotify.com/show/2iIDj87XpGTlEl9Qiu6wwi

YouTube: https://www.youtube.com/@allthingsfinancialshow?sub_confirmation=1

Schedule a meeting with us:

Trey C. Peterson: trey@atfwealth.com

Yelisey Kuts: yelisey@atfwealth.com

Phone: (612) 286-0580

This episode was produced by Story On Media: https://www.storyon.co/

Is "Money" a Curse Word?

Tue, 14 Oct 2025 05:00:00 -0400

If the word "money" has negative connotations for you, how can you flip that so that "money" becomes a positive word?

In this episode, Trey and Yelisey explore why "money" often feels like a curse word in today’s culture — and how to shift that mindset toward stewardship, abundance, and confidence. They unpack how upbringing, relationships, and even faith can shape our emotional relationship with money.

What you’ll learn in this episode:

(00:20) Why so many people associate money with stress, shame, or fear—and how to flip that mindset.

(01:10) How cultural experiences and personal history shape your relationship with money.

(03:33) Why basic financial disciplines like budgeting and debt reduction still work—no matter your background.

(04:59) How financial transparency and communication can strengthen relationships.

(09:23) Why some people don’t have an expense problem—they have an income problem, and how to fix it.

(14:05) How choosing an abundance mindset over a scarcity mindset changes your financial future.

(16:41) Why generosity is the key to staying grounded as your income grows.

(24:27) How to build an emergency fund and make intentional choices that create financial peace.

Learn more about Trey C. Peterson, Yelisey Kuts, and All Things Financial: https://atfwealth.com

Subscribe to the podcast:

Apple Podcasts: https://podcasts.apple.com/us/podcast/id1728281696

Spotify: https://open.spotify.com/show/2iIDj87XpGTlEl9Qiu6wwi

YouTube: https://www.youtube.com/@allthingsfinancialshow?sub_confirmation=1

Schedule a meeting with us:

Trey C. Peterson: trey@atfwealth.com

Yelisey Kuts: yelisey@atfwealth.com

Phone: (612) 286-0580

This episode was produced by Story On Media: https://www.storyon.co/

The 10 Rules of Money That Will Make You More Wealthy

Tue, 07 Oct 2025 05:00:00 -0400

In this episode, Trey and Yelisey break down the 10 rules of money, revealing practical strategies for building wealth and protecting your financial future. They explore the importance of generosity, living within your means, using debt wisely, and the power of consistency over time. You’ll walk away with a clearer vision of how to define wealth and create financial freedom that aligns with your values.

What you’ll learn in this episode:

(01:02) Why giving the first 10% of your income sets the foundation for purpose and financial success.

(04:42) The importance of spending less than you earn.

(09:51) How to avoid lifestyle creep by keeping housing and car payments under control.

(13:03) Why debt can be both a destructive burden and a valuable tool.

(17:09) How consistency and time in the market outperform attempts at timing investments.

(20:20) The value of knowing your financial freedom number.

(28:08) Why protecting your downside with insurance is critical for financial security.

(32:26) The importance of investing only in what you understand.

Learn more about Trey C. Peterson, Yelisey Kuts, and All Things Financial: https://atfwealth.com

Subscribe to the podcast:

Apple Podcasts: https://podcasts.apple.com/us/podcast/id1728281696

Spotify: https://open.spotify.com/show/2iIDj87XpGTlEl9Qiu6wwi

YouTube: https://www.youtube.com/@allthingsfinancialshow?sub_confirmation=1

Schedule a meeting with us:

Trey C. Peterson: trey@atfwealth.com

Yelisey Kuts: yelisey@atfwealth.com

Phone: (612) 286-0580

This episode was produced by Story On Media: https://www.storyon.co/

Defining True Wealth Beyond Just Money and Numbers

Tue, 30 Sep 2025 05:00:00 -0400

How might defining wealth differently change the way you live and how you retire?

In this episode, Trey Peterson and Yelisey Kuts kick off Season Two with a candid conversation about redefining wealth, building stability, and balancing career choices with personal passions. They share personal stories, financial lessons, and insights from working with clients across all stages of life. The discussion challenges common myths about money, entrepreneurship, and success, offering practical guidance for creating lasting financial peace.

What you’ll learn in this episode:

(00:44) Why All Things Financial is expanding to cover fresh insights for younger and older audiences alike.

(03:02) How true wealth is more about freedom and peace of mind than numbers in an account.

(04:47) Why chasing income without considering fulfillment can lead to dissatisfaction.

(09:26) How successful careers balance passion, skills, and necessary but less enjoyable tasks.

(13:35) Why discovering your unique talents is key to long-term success.

(17:18) How to focus on people who are truly aligned with your goals.

(24:03) Why mastering financial basics like savings and debt payoff creates stability and long-term wealth.

(28:26) How entrepreneurs can manage risk without betting everything on one idea.

Learn more about Trey C. Peterson, Yelisey Kuts, and "All Things Financial”: https://ATFPodcast.com

Subscribe to the podcast:

* Apple Podcasts: https://apple.co/46Ofekh

* Spotify: https://open.spotify.com/show/2iIDj87XpGTlEl9Qiu6wwi

* YouTube: https://www.youtube.com/@allthingsfinancialshow

In this podcast, Trey C. Peterson & and Yelisey Kuts provide an extensive level of knowledge and service in areas concerning retirement strategies, including tax strategy, investments, estate planning, life and long-term-care insurance, Social Security, and Medicare. A one-stop shop for all your retirement needs, visit atfwealth.com to learn more!

Schedule a meeting with us:

* Trey Peterson: trey@atfwealth.com

* Yelisey Kuts: yelisey@atfwealth.com

* Phone: (612) 286-0580

Trey Peterson is a Retirement Planning Specialist with All Things Financial. Trey is a graduate of Oral Roberts University with a degree in Corporate Communication. He is currently pursuing his master’s degree in leadership. He is also a graduate of The National Institute of Christian Leadership.

All Things Financial serves clients in the greater Minneapolis-St. Paul metro area, across the upper Midwest and throughout nineteen states nationwide. Our advisory team provides fiduciary advice and services to individuals, businesses, and nonprofit organizations. Our mission is to help you: Retire once, Retire well.

This episode was produced by Story On Media: https://www.storyon.co/

BONUS Episode: Hospital patients are even safer today than they were in 2019 — with Dr. Chris DeRienzo, Chief Physician Executive & Senior Vice President, American Hospital Association

Tue, 17 Dec 2024 20:25:56 -0400

With Guest: Dr. Chris DeRienzo, Chief Physician Executive & Senior Vice President, American Hospital Association

Hospital patients are even safer today than they were in 2019. That’s according to a new report by the American Hospital Association (AHA). Retirement.Radio’s Matt McClure speaks with Dr. Chris DeRienzo with the AHA about the study, what led to the results, and how lessons learned from the pandemic are helping improve patient outcomes.

Schedule Your Meeting:

Trey Peterson --- trey@gwealth.com

Yelisey Kuts --- yelisey@gwealth.com

Phone Number --- (612) 286-0580

Subscribe to the YouTube Page:
https://www.youtube.com/Allthingsfinancial

About Guardian Wealth Strategies:
Today, Guardian Wealth Strategies serves clients in the greater Minneapolis-St. Paul metro area, across the upper Midwest and throughout nineteen states nationwide. Their dedicated advisory team provides professional fiduciary advice and services to both individuals, businesses, and nonprofit organizations.

Trey Peterson is a Retirement Planning Specialist with Guardian Wealth Strategies and a Partner of All Things Financial. He and his business partner Yelisey have created a one-stop shop for those in and nearing retirement. Our mission is to help you: Retire once, Retire well. Trey is a graduate of Oral Roberts University with a degree in Corporate Communication. He is currently pursuing his master’s degree in leadership. He is also a graduate of The National Institute of Christian Leadership.

Yelisey Kuts is a Fiduciary Wealth Advisor with Guardian Wealth Strategies and a Partner of All Things Financial. He has a master’s degree in business from Oral Roberts University. Aside from being a financial advisor, Yelisey is also an educator. Since 2015, Yelisey has been teaching evening classes on a wide range of retirement topics.

The Real Impact of Inflation on Your Retirement

Fri, 22 Nov 2024 17:53:46 -0400

Inflation is more than just rising prices—it’s a silent force that can erode your retirement savings and impact your financial security. In episode 31 of All Things Financial, Trey and Yelisey explore how inflation affects federal retirees and their long-term planning.

Learn strategies to protect your purchasing power, make the most of your retirement benefits, and ensure your savings keep pace with rising costs. Whether you're already retired or planning, this episode is packed with insights to help you navigate the challenges of inflation.

Nobody cares more about your money than you do. But Yelisey and Trey like to think of ourselves as a close second! The guys provide an extensive level of knowledge and service in key areas concerning retirement strategies. This includes tax strategy, investments, estate planning, life and long-term-care insurance, Social Security, and Medicare. We are a one-stop shop for all your retirement needs! Visit ATFPodcast.com to learn more!

Have questions about retirement planning or other financial topics? Send Yelisey, and Trey an email and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.

Schedule Your Meeting:

Trey Peterson --- trey@gwealth.com

Yelisey Kuts --- yelisey@gwealth.com

Phone Number --- (612) 286-0580

Subscribe to the YouTube Page:
https://www.youtube.com/Allthingsfinancial

Bonus Episode: November is National Palliative Care Month! w/ Dr. William Logan, National Medical Director, Carelon Health Palliative Care

Tue, 19 Nov 2024 17:55:49 -0400

Guest: Dr. William Logan, National Medical Director, Carelon Health Palliative Care

November is National Palliative Care Month. Seriously ill patients often juggle many doctor visits, complicated medication schedules, and care instructions. They also experience a range of emotions that comes with navigating complex condition management. Serious illness can also affect patients financially because it's common for people with these conditions to end up in the hospital or emergency room on multiple occasions. The goal of palliative care is to improve patient well-being and provide comprehensive, wrap-around support throughout their treatment journey. And when loved ones choose palliative care, caregivers also get the help they need to take better care of themselves.

---

Schedule Your Meeting:

Trey Peterson --- trey@gwealth.com

Yelisey Kuts --- yelisey@gwealth.com

Phone Number --- (612) 286-0580

Subscribe to the YouTube Page:
https://www.youtube.com/Allthingsfinancial

Bonus Episode: Happy Veterans Day w/ Guest Lindsey Streeter, Senior Vice President of Global Military Affairs at Bank of America

Mon, 11 Nov 2024 19:33:59 -0400

An estimated 180,000 service members transition to civilian life annually, according to the Department of Labor. While veterans play a vital role in our communities and society, they continue to face significant obstacles when entering the workforce. Matt McClure speaks with Lindsey Streeter, Senior VP of Global Military Affairs at Bank of America, about how veterans can make the transition from military to civilian life – and what employers can do to help.

Schedule Your Meeting:

Trey Peterson --- trey@gwealth.com

Yelisey Kuts --- yelisey@gwealth.com

Phone Number --- (612) 286-0580

Subscribe to the YouTube Page:
https://www.youtube.com/Allthingsfinancial

Your Retirement, Your Way!

Sat, 09 Nov 2024 02:06:05 -0400

Retirement is the biggest life step one takes as they enter their golden years. Don’t be left behind or let your retirement get out of YOUR control. On episode 30 of All Things Financial, Yelisey and Trey discuss the six ways retirement has changed over the years and disperse three tips to plan for a safe retirement, not a risky retirement.

Schedule Your Meeting:

Trey Peterson --- trey@gwealth.com

Yelisey Kuts --- yelisey@gwealth.com

Phone Number --- (612) 286-0580

Subscribe to the YouTube Page:
https://www.youtube.com/Allthingsfinancial

Set Yourself Up for Retirement Success

Fri, 01 Nov 2024 19:06:03 -0400

Are you ready to take control of your retirement future. In episode 29 of All Things Financial, Yelisey and Ryan disperse actionable strategies and essential tips to set yourself up for a successful and secure retirement. Plus, the guys break down the top financial regrets of older Americans and discuss strategies to avoid these mistakes as you’re nearing or in retirement!

Schedule Your Meeting:
trey@gwealth.com | yelisey@gwealth.com | ryan@gwealth.com | (612) 286-0580

Subscribe to the YouTube Page:
https://www.youtube.com/Allthingsfinancial

Social Security Announces Lowest Cost of Living Adjustment in Four Years

Wed, 16 Oct 2024 17:07:59 -0400

GUEST: Jenn Jones, VP of Government Affairs, AARP

TOPIC: Each year the Social Security Administration announces the cost-of-living adjustment (COLA) for the upcoming year. Last week, leaders announced a 2.5% COLA for 2025. That is smaller than recent years – attributable to slowing inflation.

COLA increases are meant to offset rising prices including food, gas and living expenses. This year, retirees on a fixed income have struggled to keep up with inflation and the 2025 COLA is expected to provide some relief.

Schedule Your Meeting:
trey@gwealth.com | yelisey@gwealth.com | (612) 286-0580

Subscribe to the YouTube Page:
https://www.youtube.com/Allthingsfinancial

Avoid These Retirement Mistakes: Get the Help You Need & Avoid Common Landmines!

Fri, 11 Oct 2024 21:22:22 -0400

Planning for retirement can be tricky, and making the wrong moves can cost you big in the long run. In episode 28 of All Things Financial, Trey and Yelisey break down the most common mistakes people make when preparing for retirement and how to avoid them. Whether it’s not saving enough, mismanaging investments, or misunderstanding your benefits, the guys cover it all! Don’t let avoidable errors derail your financial future!

Schedule Your Meeting:
trey@gwealth.com | yelisey@gwealth.com | (612) 286-0580

Subscribe to the YouTube Page:
https://www.youtube.com/Allthingsfinancial

The Second Fifty: An Indispensable Guide for Living Well, Interview with Debra Whitman, PhD

Wed, 09 Oct 2024 17:29:05 -0400

Guest: Debra Whitman, PhD, AARP’s Executive Vice President and Chief Public Policy Officer and former staff director for the Senate Special Committee on Aging

In her groundbreaking new book, Debra Whitman provides a road map for navigating, and celebrating, the second half of life. A globally recognized expert on aging, Whitman shares insights on longevity, brain health, financial planning, work, housing, and the value of relationships and social engagement. Informed by Whitman’s unmatched expertise and her deep passion, The Second Fifty is an indispensable guide for living well in the 21st century whether you are approaching 50, into your later years or caring for someone who is.

Schedule Your Meeting:
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Solving Common Problems for Pre-Retirees & Retirees

Fri, 04 Oct 2024 21:49:20 -0400

Are you concerned about market volatility? In episode 27 of All Things Financial, Trey and Yelisey want to erase your fears of the potential hazards of the stock market and disperse five steps to prepare for a possible stock market crash in the future. Plus, the guys outline potential misnomers about annuities, including a detailed explanation of annuities with a death benefit!

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Protecting Yourself from Scams & Data Breaches with Michael Bruemmer, Experian

Tue, 01 Oct 2024 18:31:45 -0400

Fraud, identity theft and data breaches have become part of our everyday lives. So far in 2024, there have been more than 1,300 data breaches. Last year consumers reported losing more than $10 billion to fraud, the highest dollar amount ever reported, according to the Federal Trade Commission (FTC).

Experian’s 2024 U.S. Identity and Fraud report reveals how consumers feel about cyber threats and their online footprint.

Identity theft (84%) and stolen credit card information (80%) are consumers top online security concerns.
People want more types of identity recognition techniques used to verify their identities.
70% of businesses said that AI fraud is expected to be the second greatest challenge for their business.

WITH GUEST: Michael Bruemmer, Global Data Breach Resolution & Consumer Protection, Experian

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Bringing Your Retirement Vision to Life

Fri, 20 Sep 2024 19:15:43 -0400

Retirement is more than just leaving the workforce—it’s an opportunity to design a life you’ve always envisioned! In episode 26 of All Things Financial, Trey and Yelisey how “smart vision” and “smart inspection” play a key role when planning for your retirement. Plus, the guys break down the five things you shouldn’t cheap out on in retirement.

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Medicare Prescription Drug Cap 2025 | Interview with Leigh Purvis

Wed, 18 Sep 2024 19:33:31 -0400

Bonus episode! Guest: Leigh Purvis, Prescription Drug Policy Principal, AARP Public Policy.

A provision in the 2022 Inflation Reduction Act will cap annual out-of-pocket prescription drug costs for people in Medicare prescription drug plans, beginning at $2,000 in January 2025.

A new AARP report analyzes the number of enrollees that will benefit from the cap by state, age, gender, and race between 2025 and 2029. The findings indicate that Medicare drug plan enrollees who reach the new out-of-pocket cap will see average savings of roughly $1,100, or 56%, in 2025 for their prescription drugs.

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The State of Retirement in the Year 2024

Fri, 06 Sep 2024 15:56:26 -0400

In episode 26 of All Things Financial, Yelisey and Trey break down the importance of understanding the “retirement red-zone” and go through the 401k checklist that could help you build a better retirement.

Nobody cares more about your money than you do. But Yelisey and Trey like to think of ourselves as a close second! The guys provide an extensive level of knowledge and service in key areas concerning retirement strategies. This includes tax strategy, investments, estate planning, life and long-term-care insurance, Social Security, and Medicare. Yelisey and Trey are a one-stop shop for all your retirement needs! Visit ATFPodcast.com to learn more!

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Avoid Top Fears of Retirees – Make Sure Your Money Lasts

Fri, 30 Aug 2024 15:14:57 -0400

As you near your retirement, proper planning is essential to ensure financial stability in retirement. In episode 25 of All Things Financial, Yelisey and Trey break down three important steps to solidify that your money lasts in retirement. Plus, the guys discuss how election years impacted inflation.

Nobody cares more about your money than you do. But Yelisey and Trey like to think of ourselves as a close second! The guys provide an extensive level of knowledge and service in key areas concerning retirement strategies. This includes tax strategy, investments, estate planning, life and long-term-care insurance, Social Security, and Medicare. Trey and Yelisey are a one-stop shop for all your retirement needs! Visit ATFPodcast.com to learn more!

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Catching Up: How to Make Up for Lost Time in Retirement Planning

Tue, 27 Aug 2024 17:45:03 -0400

On episode 24 of All Things Financial, Yelisey and Trey want to stress the importance of making up for lost time in planning for retirement, and why scheduling a check-up for your portfolio is the smartest and safest way to go when planning for retirement.

Nobody cares more about your money than you do. But Yelisey and Trey like to think of ourselves as a close second! The guys provide an extensive level of knowledge and service in key areas concerning retirement strategies. This includes tax strategy, investments, estate planning, life and long-term-care insurance, Social Security, and Medicare. Trey and Yelisey are a one-stop shop for all your retirement needs! Visit ATFPodcast.com to learn more!

Have questions about retirement or other financial topics? Send Yelisey, Ryan, and Trey an email and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.

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Today, Guardian Wealth Strategies serves clients in the greater Minneapolis-St. Paul metro area, across the upper Midwest and throughout nineteen states nationwide. Their dedicated advisory team provides professional fiduciary advice and services to both individuals, businesses, and nonprofit organizations.

Preparing for Retirement in Very Uncertain Times

Fri, 23 Aug 2024 14:36:28 -0400

Have you heard from your advisor lately? In episode 23 of All Things Financial, Retirement Planning Specialists Yelisey Kuts and Ryan Moffitt discuss why getting a second opinion on your financial portfolio is a must in 2024, and why re-balancing your portfolio could serve a significant purpose in the future!

Nobody cares more about your money than you do. But Yelisey and Trey like to think of themselves as a close second! The guys provide an extensive level of knowledge and service in key areas concerning retirement strategies. This includes tax strategy, investments, estate planning, life and long-term-care insurance, Social Security, and Medicare. They are a one-stop shop for all your retirement needs! Visit ATFPodcast.com to learn more!

Have questions about retirement planning or other financial topics? Send Yelisey, Ryan, and Trey an email and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.

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Five New Steps to Recession-Proof Your Finances – Avoid Investing with Emotion

Fri, 16 Aug 2024 18:19:59 -0400

Market volatility combined with an upcoming Presidential Election have made for some interesting predictions regarding the future of the US Economy. In episode 22 of All Things Financial, Trey and Yelisey explain why they feel the US could be heading for a recession and present five new steps to recession-proof your finances to better prepare yourself for future market volatility.

Have questions about annuities or other financial topics? Send Yelisey, Ryan, and Trey an email and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.

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Knowledge is Power in Retirement!

Fri, 02 Aug 2024 18:43:23 -0400

On episode 21 of All Things Financial, Retirement Planning Specialists Yelisey Kuts and Trey Peterson discuss a variety of topics stemming from downsizing in retirement, the IRS 10-Year Rule, and how the upcoming 2024 election could affect the future of social security.

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How to Take Advantage of Trump’s Tax Cuts!

Fri, 26 Jul 2024 18:33:55 -0400

On episode 20 of All Things Financial, Retirement Planning Specialists Yelisey Kuts and Trey Peterson break down the Tax Cuts and Jobs Acts expiring in 2025 and how that may play a role in your future retirement. Plus, the guys answer listener questions, including a question about Roth and Traditional IRAs.

Have questions about annuities or other financial topics? Send Yelisey, and Trey an email and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.

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7 Things We’ve Learned in 7 Years of Business

Fri, 12 Jul 2024 18:42:35 -0400

On episode 19 of All Things Financial, Yelisey and Trey take a trip down memory lane and reflect on their growth as entrepreneurs and what they are most looking forward to in the coming years in growing their business.

Have questions about annuities or other financial topics? Send Yelisey, Trey an email and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.

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Bridging the Retirement Income Gap

Wed, 03 Jul 2024 19:48:06 -0400

On episode 18 of All Things Financial, Yelisey and Ryan dive into one of the most pressing issues facing retirees today: the retirement income gap. As lifespans increase and traditional pension plans become less common, many find themselves unprepared for the financial demands of their golden years. The guys explore the causes and consequences of this income gap, from rising healthcare costs to inadequate savings and the decline of social safety nets.

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Navigating Annuities: Your Guide to a Secure Financial Future

Fri, 28 Jun 2024 14:42:08 -0400

On episode 17 of All Things Financial, Yelisey is joined by Retirement Planning Specialist Ryan Moffitt to discuss world of annuities. Whether you're planning for retirement, looking to diversify your investment portfolio, or seeking a reliable income stream, understanding annuities is crucial for making informed financial decisions.

Nobody cares more about your money than you do. But Yelisey and Trey like to think of ourselves as a close second! The guys provide an extensive level of knowledge and service in key areas concerning retirement strategies. This includes tax strategy, investments, estate planning, life and long-term-care insurance, Social Security, and Medicare. They are a one-stop shop for all your retirement needs! Visit ATFPodcast.com to learn more!

Have questions about annuities or other financial topics? Send Yelisey, Trey an email and they could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.

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Maximizing Your Social Security Benefits - Strategies for a Secure Future

Fri, 14 Jun 2024 18:15:50 -0400

Whether you're approaching retirement or just planning ahead, understanding how to optimize your benefits can make a significant difference in your financial security. On episode 16 of All Things Financial, Yelisey and Trey stress the importance of maximizing your Social Security benefits. The guys also debate the future U.S. tax codes relating to the current U.S. debt.

Nobody cares more about your money than you do. But Yelisey and Trey like to think of ourselves as a close second! The guys provide an extensive level of knowledge and service in key areas concerning retirement strategies. This includes tax strategy, investments, estate planning, life and long-term-care insurance, Social Security, and Medicare. They are a one-stop shop for all your retirement needs! Visit ATFPodcast.com to learn more!

Schedule Your Meeting:

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Navigating the Complexities of Long-Term Care - What You Need to Know

Fri, 07 Jun 2024 19:34:12 -0400

On episode 15 of All Things Financial, Yelisey and Ryan delve into the essential topic of long-term care, a critical aspect of healthcare that impacts millions of individuals and their families. Whether you're planning for your future or caring for a loved one, understanding the complexities of long-term care is crucial. The guys want to better your understanding of the different types of long-term care services, the importance of planning ahead, and how to navigate the process of choosing the right long-term care for your loved one.

Nobody cares more about your money than you do. But Yelisey and Trey like to think of ourselves as a close second! The guys provide an extensive level of knowledge and service in key areas concerning retirement strategies. This includes tax strategy, investments, estate planning, life and long-term-care insurance, Social Security, and Medicare. They are a one-stop shop for all your retirement needs! Visit ATFPodcast.com to learn more!

Have questions about financial topics? Send Yelisey, Trey an email and they could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.

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MythBusters! Debunking Misconceptions About Money in Retirement

Fri, 31 May 2024 16:04:28 -0400

On episode 14 of All Things Financial, Yelisey is joined by Retirement Planning Specialist Ryan Moffitt to break down the six key moves you should make when your retirement nest egg reached $250,000. Plus, the guys dispel some misconceptions about five important retirement topics.

Nobody cares more about your money than you do. But Yelisey and Trey like to think of ourselves as a close second! The guys provide an extensive level of knowledge and service in key areas concerning retirement strategies. This includes tax strategy, investments, estate planning, life and long-term-care insurance, Social Security, and Medicare. They are a one-stop shop for all your retirement needs! Visit ATFPodcast.com to learn more!

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Avoid Overspending --- 5 Tips to Save More Money!

Fri, 24 May 2024 15:09:08 -0400

On episode 13 of All Things Financial, Trey and Yelisey want to get you prepared for summer savings with the five tips to avoid overspending your money in the summer of 2024. Plus, the guys discuss investments to AVOID if you’re nearing retirement.

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Schedule Your Retirement Check-Up --- Making Up Lost Time

Fri, 17 May 2024 19:10:16 -0400

On episode 12 of All Things Financial, Yelisey is joined by Retirement Planning Specialist Ryan Moffitt to present bad financial habits to immediately break. Plus, the guys give pointers on understanding the importance of financial literacy.

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Bad Financial Habits to Break Now --- The Importance of Financial Literacy

Fri, 17 May 2024 18:33:09 -0400

On episode 11 of All Things Financial, Yelisey is joined by Retirement Planning Specialist Ryan Moffitt to present bad financial habits to immediately break. Plus, the guys give pointers on understanding the importance of financial literacy.

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Don’t Worry, Retire Happy! --- Building a Stable Foundation for Retirement with Pension-Like Income

Fri, 10 May 2024 00:12:00 -0400

On episode 10 of All Things Financial, Trey and Yelisey want to help you build a stable foundation for retirement. The guys discuss pensions, why you should get an X-Ray on your retirement plan and break down the 10 little-known facts about retirement in America today.

Nobody cares more about your money than you do. But Yelisey and Trey like to think of ourselves as a close second! The guys provide an extensive level of knowledge and service in key areas concerning retirement strategies. This includes tax strategy, investments, estate planning, life and long-term-care insurance, Social Security, and Medicare. They are a one-stop shop for all your retirement needs! Visit ATFPodcast.com to learn more!

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Updated Online Budgeting Trends - Interview with Robin Growley

Tue, 23 Apr 2024 18:29:01 -0400

Nobody cares more about your money than you do. But Yelisey and Trey like to think of ourselves as a close second! The guys provide an extensive level of knowledge and service in key areas concerning retirement strategies. This includes tax strategy, investments, estate planning, life and long-term-care insurance, Social Security, and Medicare. They are a one-stop shop for all your retirement needs! Visit ATFPodcast.com to learn more!

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The Ultimate Tax Guide for Pre-Retirees & Seniors

Fri, 12 Apr 2024 22:55:14 -0400

On episode nine of All Things Financial, Yelisey is joined by Retirement Planning Specialist Ryan Moffitt to discuss pre-retirees approaching retirement and dive deep into the intricacies of tax planning tailored specifically for pre-retirees and seniors. In this episode, Trey and Ryan uncover common mistakes to avoid, key strategies to optimize your tax situation, and valuable resources to assist you in planning for your financial future.

Nobody cares more about your money than you do. But Yelisey and Trey like to think of ourselves as a close second! The guys provide an extensive level of knowledge and service in key areas concerning retirement strategies. This includes tax strategy, investments, estate planning, life and long-term-care insurance, Social Security, and Medicare. They are a one-stop shop for all your retirement needs! Visit ATFPodcast.com to learn more!

Schedule Your Meeting:

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Important Social Security Decisions for Married Couples to Make

Wed, 27 Mar 2024 19:55:57 -0400

Nobody cares more about your money than you do. But Yelisey and Trey like to think of ourselves as a close second! The guys provide an extensive level of knowledge and service in key areas concerning retirement strategies. This includes tax strategy, investments, estate planning, life and long-term-care insurance, Social Security, and Medicare. They are a one-stop shop for all your retirement needs! Visit ATFPodcast.com to learn more!

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Financial Spring Cleaning! --- 7 Money Moves to Make to Ensure a Solid Financial Future

Fri, 22 Mar 2024 22:32:16 -0400

On episode 8 of All Things Financial, Trey and Yelisey discuss the seven money moves to make right now to feel better about your financial future. Plus, the guys break down the pros and the cons of keeping your money in different financial institutions.

Nobody cares more about your money than you do. But Yelisey and Trey like to think of ourselves as a close second! The guys provide an extensive level of knowledge and service in key areas concerning retirement strategies. This includes tax strategy, investments, estate planning, life and long-term-care insurance, Social Security, and Medicare. Trey and Yelisey are a one-stop shop for all your retirement needs! Visit ATFPodcast.com to learn more!

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Retire Smarter --- Avoid Critical Retirement Mistakes

Fri, 15 Mar 2024 22:42:37 -0400

Whether you're just starting to save or nearing retirement, proper planning is essential for financial security in your golden years. In episode seven of All Things Financial, Trey is joined by Retirement Planning Specialist Ryan Moffitt dive deep into the crucial mistakes that could derail your retirement plans and how to avoid them. The guys discuss common pitfalls to avoid to make your retirement dreams a reality.

Nobody cares more about your money than you do. But Yelisey and Trey like to think of themsevles as a close second! The guys provide an extensive level of knowledge and service in key areas concerning retirement strategies. This includes tax strategy, investments, estate planning, life and long-term-care insurance, Social Security, and Medicare. They are a one-stop shop for all your retirement needs! Visit ATFPodcast.com to learn more!

Have questions about retirement or other financial topics? Send Yelisey, Trey, and Ryan an email and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.

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Retire Prepared --- 10 Steps to Get You Ready for Retirement

Fri, 08 Mar 2024 22:35:12 -0400

Are you preparing properly for retirement? Have you gone through the proper steps to ensure a smooth financial outlook during your golden years? On episode 6 of All Things Financial, Trey and Yelisey disperse the 10 Steps a person must make to get ready for retirement.

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The Financial Headwinds for American Retirees

Fri, 01 Mar 2024 22:11:03 -0400

On episode 5 of All Things Financial, Trey and Yelisey break down 7 financial headwinds retirees should be aware of heading into the rest of 2024. Plus, the guys break down the retirement red flags you should be looking for in 2024.

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Making Sense of Medicare

Wed, 28 Feb 2024 22:33:09 -0400

Medicare can be incredibly confusing, but the good news is that there are people available to help. State Health Insurance Assistance Programs (SHIPs) provide unbiased, free help for those who want to better understand their options. Retirement.Radio’s Matt McClure speaks with Rebecca Kinney of the Administration for Community Living to find out what SHIPs are and how they work.

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Four Simple Tips to Boost Your Savings for Retirement

Fri, 23 Feb 2024 22:49:45 -0400

On episode 4 of All Things Financial, Trey and Yelisey give you four tips to boost your savings for retirement. Plus, the guys give you solutions on when you must take pensions!

Have questions about pensions or other financial topics? Send Yelisey, Ryan, and Trey an email and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.

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Unlocking Your Savings: Smart Moves for When Your CD Matures

Fri, 23 Feb 2024 22:46:40 -0400

Is your Certificate of Deposit (CD) nearing its maturity date? Wondering how to make the most out of your hard-earned savings? In episode three of All Things Financial, Yelisey and Trey dive deep into strategic financial planning to help you maximize the returns on your matured CD. The guys discuss whether reinvesting in a new CD, transitioning to high-yield savings accounts, or exploring alternative investments like stocks and bonds makes the most sense for you.

Have questions about bank CDs or other financial topics? Send Yelisey, Ryan, and Trey an email and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.

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Building a Plan to Achieve Your Retirement Goals

Fri, 16 Feb 2024 00:58:00 -0400

Did you know that 52 percent of American’s are unprepared for retirement? In episode two of All Things Financial, Trey and Yelisey explain how utilizing the “three-legged retirement stool” can prepare you properly for retirement and get you on the path to a financial future that is worry-free in your golden years!

Have questions about retirement goals or other financial topics? Send Yelisey, Ryan, and Trey an email and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.

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Taxes in Retirement: What You Need to Know

Fri, 09 Feb 2024 18:30:00 -0400

Welcome to the first episode of All Things Financial Podcast! Trey Peterson and Yelisey Kuts are Retirement Planning Specialists seeking to help you plan a SAFE and SECURE retirement. In episode one, Trey and Yelisey explain how inflation is affecting retirees In the present and future. Plus, the guys explain taxation and taxes in retirement, and give some details of a blueprint for success in both pre and post-retirement!

Have questions about taxation in retirement or other financial topics? Send Yelisey, Ryan, and Trey an email and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.

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