Compounding Change with Shannon Davis

The Numbers Game: Knowing What You Don’t Know about Deferred Compensation

Mon, 15 Dec 2025 12:00:00 -0500

Retirement planning has a way of making capable, thoughtful people feel uncertain. One glance at a benefits sheet filled with numbers and acronyms can create the sense that everyone else understands something you somehow missed. The truth is, most people aren’t behind or uninformed—they’re just trying to make sense of options that were never explained in plain language.

In this episode of Compounding Change, host Shannon Davis puts her sister Jenna Stoliker, founder of the Center for Conscious Leadership, in the role of “host” for an honest, curiosity-driven conversation about deferred compensation and the many retirement plans people encounter through work. We’re talking about things like what deferred compensation actually means, why plans like 401(k)s, 403(b)s, 401(a)s, and 457(b)s exist, and how employer-sponsored plans can look similar on paper while functioning very differently in real life.

The episode also addresses the emotional side of money, acknowledging how difficult saving can feel when life is expensive and unpredictable.  It’s important to know that retirement isn’t a cliff. Rather, it’s a runway you build decision by decision. With the right guidance and a clearer understanding of your options, confidence replaces confusion, and progress becomes possible.

Key takeaways

“-Deferred compensation” simply means money you earn now and choose to receive later

-Not all employer-sponsored deferred comp plans work the same way

-Qualified plans (401k, 403b, 457b) differ significantly from non-qualified plans

-457(b) plans offer unique flexibility for public employees, including no early withdrawal penalty after separation

-Roth options flip the tax equation and can add long-term flexibility

-Small savings habits can reveal surprising opportunities when cash flow becomes visible

-Catch-up contributions after age 50 can meaningfully change retirement outcomes

-Liquidity often provides more flexibility than paying off every debt

T-he goal isn’t perfection—it’s progress with the right support

-A trusted advisor helps turn complexity into confidence

The Compounding Change Podcast is brought to you by Jenna Stoliker at https://jennastoliker.com/

Chapters:

00:58 – Why retirement feels confusing

03:03 – What deferred compensation really means

06:31 – When “employer-sponsored” isn’t a 401(k)

09:32 – The retirement plan family (401k, 403b, 457b)

11:38 – When saving feels out of reach

19:17–Proactive steps to course correct

22:53 – Retirement strategies closer to retirement

Helpful Links:

Jenna Stoliker: https://jennastoliker.com/

Shannon Davis: https://www.daviscompoundingchange.com/

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Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions.

Securities offered through Cambridge Investment Research, Inc., a registered

Broker/Dealer, Member FINRA/SIPC.

Investment Advisory Services are offered through Retirement Plan Advisors, LLC, a Federally Registered Investment Adviser. Cambridge Investment Research and Retirement Planning Advisors are not related to DavisCompoundingChange.com or this podcast.

Please note that investment involves risk, and no statements made in this recording are indicative of future performance.

The Compounding Change Podcast is brought to you by Jenna Stoliker at https://jennastoliker.com/

Climbing for Air: A Conversation with Catherine Widemire

Mon, 01 Dec 2025 00:00:00 -0500

Climbing more than a thousand stairs might sound a little extreme, until you realize it can also be a way to say, “Breathing matters.” From firefighters in heavy gear to families climbing in memory or in honor of someone they love, the Fight for Air Climb brings together courage, grief, hope, and determination around something we all share: the simple act of taking a breath. It’s about turning effort into meaning, one step at a time.

In this episode of Compounding Change, host Shannon Davis talks with Catherine Widemire, Development Manager for the American Lung Association in Northeast Ohio. Catherine shares her own story of living with asthma, how a friend convinced her to take on 1,268 steps at Key Tower for the first time, and how that experience eventually led her to the role she’s in today.

Together they unpack what the climb represents for families, lung cancer survivors, people living with COPD or asthma, and the many others who show up every year with names, faces, and stories in their hearts.

We hope that this episode inspires you to take one step forward, or maybe even take on the challenge of 1,268 steps on March 1, 2026 at Key Tower! Whether you’re climbing, volunteering, donating, or simply making one small change this week to help yourself or someone you love breathe a little easier, you’re making compounding change happen.

Key Takeaways:

-Small, consistent movement can make a real difference for lung health over time

-The Fight for Air Climb at Key Tower is 1,268 steps and open to ages seven through 80+

-Firefighters and first responders climb to spotlight the lung risks they face on every shift

-Fundraising supports research, advocacy, and patient programs like Lung Health Navigators and Freedom From Smoking

-Many people first discover lung disease through a “simple” cough or symptom that doesn’t go away

-The American Lung Association is working to improve access to healthcare, vaccines, and lung cancer screenings

-You don’t have to climb to be involved, since volunteering and donating are meaningful ways to support the mission

-Everyday choices like hydration, movement, nutrition, and air quality all compound into better breathing

-Events like the Fight for Air Climb turn personal stories and community support into real-world impact

The Compounding Change Podcast is brought to you by Jenna Stoliker at https://jennastoliker.com/

Chapters:

00:57 Introduction

01:45 Catherine’s Story

04:51 Saying Yes to the Climb

06:12 Inside Climb Day

13:39 Fundraising and Priorities for Lungh Health

14:51 Warning Signs of Lung Disease

12:54 Where the Money Goes

21:16 Ways to Get Involved

Helpful Links:

Catherine Widemire, American Lung Association, Climb for Air Event: https://climbcleveland.org

Jenna Stoliker: https://jennastoliker.com/

Shannon Davis: https://www.daviscompoundingchange.com/

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Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions.

Securities offered through Cambridge Investment Research, Inc., a registered

Broker/Dealer, Member FINRA/SIPC.

Please note that investment involves risk, and no statements made in this recording are indicative of future performance.

The Compounding Change Podcast is brought to you by Jenna Stoliker at https://jennastoliker.com/

Do Something Series Episode 7 - Doing Something About Social Security

Mon, 03 Nov 2025 00:00:00 -0500

Social Security can feel like one of those complicated systems that everyone pays into but few truly understand. Between rumors that it’s “running out,” confusion about when to start claiming, and mixed advice from every corner, it’s no wonder so many people feel uncertain.

In this episode of Compounding Change, host Shannon Davis switches seats with her sister, Jenna Stoliker, as Jenna takes over the host role for a candid discussion on what Social Security really is, who it helps, and how timing matters. Together, they walk through what determines the right age to claim, why “it depends” is the only honest answer, and how personal health, family needs, and other income sources all play a role.

They also dive into the repeal of the Windfall Elimination Provision (WEP) and what that means for firefighters and others in public service who once faced reduced benefits. Shannon outlines how working while receiving Social Security affects your checks, what happens when ex-spouses and survivors enter the picture, and how benefits can be paused, recalculated, or delayed to create more flexibility.

With practical examples and years of experience helping first responders plan their futures, Shannon shows how small, informed decisions today can compound into lasting financial stability.

Key Takeaways:

– Social Security isn’t just a bonus; it’s the foundation of retirement income for millions.

– Claiming early or waiting longer changes your benefit and long-term impact.

– The Windfall Elimination Provision repeal restores fairness for many public servants.

– Working while collecting doesn’t erase your benefit; it just affects timing.

– Spousal and ex-spousal benefits come with key eligibility details.

– Your top 35 earning years determine your Social Security calculation.

– Benefits can be paused or increased after full retirement age.

– Create your SSA account at ssa.gov to protect and understand your benefits.

– A thoughtful plan combines Social Security, pensions, and personal savings.

– Expert guidance can help turn confusion into clarity and confidence.

The Compounding Change Podcast is brought to you by Jenna Stoliker at https://jennastoliker.com/

Chapters

00:57– Introduction

02:00 - Personal Confusion

05:20 – What Social Security Really Is

08:09 – When to Start Claiming

11:01 – How Firefighters and Public Servants Are Affected

13:25 – The WEP Repeal

16:51 – Working While Receiving Benefits

20:45 – Mid-Year Retirement and Monthly Testing

21:59 – Is Social Security Going Broke?

23:28 – Spousal and Ex-Spousal Benefits

28:19– Can You Reverse Your Decision?

31:40– How Social Security Fits with Pensions and 457Bs

34:14 – Next Steps for Compounding Change

Helpful Links:

Social Security Website: https://www.ssa.gov/

Jenna Stoliker: https://jennastoliker.com/

Shannon Davis: https://www.daviscompoundingchange.com/

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Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions.

Securities offered through Cambridge Investment Research, Inc., a registered

Broker/Dealer, Member FINRA/SIPC.

Please note that investment involves risk, and no statements made in this recording are indicative of future performance.

The Compounding Change Podcast is brought to you by Jenna Stoliker at https://jennastoliker.com/

Small Acts for Big Change: A Conversation with Erin Riegle

Mon, 20 Oct 2025 09:00:00 -0500

Some acts of compassion begin quietly, with no spotlight, no plan, and no guarantee that anything will come of them. Yet those moments often plant the seeds for real transformation. Small acts, leading to big change.

In this episode of Compounding Change, host Shannon Davis talks with Erin Riegle, co-founder of Linc Worldwide, a nonprofit organization that grew from a simple Facebook fundraiser into a global mission helping children and families across Kenya.

Together, they explore how Linc Worldwide evolved from building an orphanage to opening a full primary school that now provides education, clean water, food, and healthcare for vulnerable children.

It’s an inspiring conversation about how one “yes” can lead to another, and another, until lives are changed across continents. Whether you’re moved to volunteer, donate, or simply believe that small steps still matter, this story proves that each one truly does.

Key Takeaways:

-Change begins with one intentional act of compassion.

-Education creates lasting, generational impact.

-Trust and accountability sustain real mission work.

-Everyone has gifts that can serve others.

-Giving time can be as meaningful as giving money.

-Challenges can refine your purpose, not stop it.

-Collaboration multiplies the reach of good work.

-Purpose grows when compassion is consistent.

The Compounding Change Podcast is brought to you by Jenna Stoliker at https://jennastoliker.com/

Chapters

00:59 – Introduction

02:22 A Moment That Changed Everything

04:46 – The Facebook Fundraiser

10:10 – The Five Core Pillars

15:41 – Opening the School in 2025

22:28 – The Ripple Effect of Getting Involved

31:20 – Advice for Aspiring Changemakers

34:27 – Contact Points and Closing Thoughts

Helpful Links:

Erin Riegle, Linc Worldwide: https://www.lincworldwide.org/

Jenna Stoliker: https://jennastoliker.com/

Shannon Davis: https://www.daviscompoundingchange.com/

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Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions.

Securities offered through Cambridge Investment Research, Inc., a registered

Broker/Dealer, Member FINRA/SIPC.

Please note that investment involves risk, and no statements made in this recording are indicative of future performance.

Do Something - Episode 6: Planning to Plan a Retirement Plan

Mon, 06 Oct 2025 12:30:00 -0500

Retirement can sound like the finish line after decades of working, saving, and striving. But what if it’s really the start of something entirely new? So many people focus on what they’re leaving — a job, the grind, the stress — without ever asking what they’re stepping into.

In this episode of Compounding Change and the Do Something mini-series, hosts Shannon Davis and Jenna Stoliker dive into what it truly means to prepare for retirement.

Together, they explore the practical and personal sides of this major life transition. From understanding Social Security and Medicare to evaluating health, energy, and lifestyle goals, they discuss how to make confident decisions that align with who you are and what you value.

Remember, retirement doesn’t start when the paycheck stops. Your new life begins when you start shaping the life you want to live. Whether you’re five months or five years away, the message is clear: take one small step today toward something that matters, and begin living the future you’ve imagined.

Key Takeaways:

– Retirement isn’t an ending, it’s a beginning.

– Plan for what you’re retiring to, not just what you’re leaving behind.

– Align your plans with your health, energy, finances, and values.

– Keep Social Security, Medicare, and estate documents up to date.

– Emotional readiness matters as much as financial readiness.

– Start small: write down five things you want more of in the next decade.

– Don’t wait to live the life you envision for “someday.”

– Every list, plan, and small step counts now and into retirement.

The Compounding Change Podcast is brought to you by Jenna Stoliker at https://jennastoliker.com/

Chapters

00:55 – Rethinking Retirement

01:26 – What Are You Retiring To

03:29 – The Stoliker 5.0 Plan

05:02 – Designing Your Lifestyle, Not Just Your Bucket List

08:33 – The Purpose Factor

10:33 – Identity After Work

12:00 – Small Steps Toward Change

13:27 – Retirement as a Beginning

Helpful Links:

Jenna Stoliker: https://jennastoliker.com/

Shannon Davis: https://www.daviscompoundingchange.com/

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Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions.

Securities offered through Cambridge Investment Research, Inc., a registered

Broker/Dealer, Member FINRA/SIPC.

Please note that investment involves risk, and no statements made in this recording are indicative of future performance.

The Compounding Change Podcast is brought to you by Jenna Stoliker at https://jennastoliker.com/

The Medicare Open Enrollment Trap: A Conversation with Amy Terrell

Mon, 22 Sep 2025 00:00:00 -0500

It’s that time of year when decisions about healthcare coverage can make or break your peace of mind. For many, Medicare open enrollment feels like navigating a maze of deadlines, mailers, and fine print. But with the right guidance, this season doesn’t have to be overwhelming. It can be an opportunity to ensure your coverage actually fits your life.

In this episode of Compounding Change, Shannon Davis welcomes back Medicare specialist Amy Terrell to cut through the noise. Amy brings years of experience helping people understand their options and avoid costly mistakes, making complex rules easy to follow.

From prescription drug coverage to switching between Medicare Advantage and supplemental plans, Shannon and Amy dive into the most common choices and missteps that happen during open enrollment. They discuss how employer coverage interacts with Medicare, when special enrollment periods apply, and why it’s so important to have an advisor you can trust.

If you’re staring at a pile of Medicare mailers or wondering if your current plan is still the right fit, this episode will give you the clarity and confidence you need.

Key Takeaways:

– Open enrollment runs from October 15 to December 7 each year

– You can switch between original Medicare, Medicare Advantage, or change prescription drug plans during this time

– Annual reviews are critical since provider networks and coverage details often change

– Bring a list of doctors, hospitals, and prescriptions when meeting with a Medicare consultant

– Don’t assume last year’s plan is still the best. Review it against current needs

– Common mistakes include ignoring reviews or missing changes in networks and drug coverage

– Public safety workers and retirees should also assess Medicare alongside employer coverage

– Prescription drug costs and caps change year to year, making review essential

– Special enrollment periods may apply after life changes such as retirement or relocation

– Avoid robocalls and 800 numbers and seek referrals and trusted advisors instead

The Compounding Change Podcast is brought to you by Jenna Stoliker at https://jennastoliker.com/

Chapters

00:51Introduction

02:37 What is Medicare Open Enrollment

04:03 Open Enrollment vs Initial Enrollment

05:08 Decisions to Make

06:08 Considering a New Plan

08:57 Medicare for Public Employees and First Responders

12:14 Reviewing Drug Coverage

14:53 Life Changes

16:59 Trustworthy Resources

Helpful Links:

Amy Terrell, Medicare Agent /MyMedicareNetwork.com: https://mymedicarenetwork.com/

Jenna Stoliker: https://jennastoliker.com/

Shannon Davis: https://www.daviscompoundingchange.com/

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Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions.

Securities offered through Cambridge Investment Research, Inc., a registered

Broker/Dealer, Member FINRA/SIPC.

Please note that investment involves risk, and no statements made in this recording are indicative of future performance.

Do Something Episode 5 - Purposeful Steps Toward Purposeful Career Change

Mon, 08 Sep 2025 00:00:00 -0500

Career changes often feel like standing at a crossroads with both fear and excitement tugging at you. Whether a shift is forced by layoffs or chosen by a quiet inner nudge, the mix of uncertainty and possibility can shake you to your core while opening doors you didn’t even know were there. It’s rarely a clean break. Instead, it’s a journey through messy middles, self-doubt, resilience, and small steps that build into something new.

In this episode of Compounding Change, sisters Shannon Davis and Jenna Stoliker share a candid conversation about navigating career pivots. Shannon reflects on her own reinventions, from gym owner to financial advisor, and the challenges of being seen in new roles. Jenna brings perspective from her path in leadership development, including the leap from a steady paycheck to starting her own coaching business. Together, they uncover how values, courage, and clarity play central roles in making meaningful shifts.

At the end of the day, it’s not about having it all figured out. It’s about doing something, however small, to move forward. Because compounding change begins with the first small step.

Key Takeaways:

-Career change often comes with both fear and excitement, both natural

-Reinvention is less about starting from scratch and more about building on experience

-Permission to close a chapter can be freeing, not failing

-Writing down what you don’t want helps clarify what you do want

-Self-doubt and imposter syndrome are common but can be reframed as resilience

-Anchoring to core values provides direction in uncertain times

-Talking things out loud often brings clarity and perspective

-Financial clarity is as important as emotional courage when making a leap

-Change doesn’t require perfection, just small intentional steps

-You don’t need to have it all figured out—you just need to do something

Chapters

00:57 Opening Thoughts

02:43The Firefighter Factor

05:41 Closing Chapters

09:02 A Calling, Not Just a Career

11:30 The Messy Middle

13:55 Imposter Syndrome & Identity Shifts

18:05 Values as Compass

19:49 Practical Steps Forward

23:22 Looking Ahead

Helpful Links:

Small Business Administration Website: https://www.usa.gov/agencies/small-business-administration

Jenna Stoliker: https://jennastoliker.com/

Shannon Davis: https://www.daviscompoundingchange.com/

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Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions.

Securities offered through Cambridge Investment Research, Inc., a registered

Broker/Dealer, Member FINRA/SIPC.

Please note that investment involves risk, and no statements made in this recording are indicative of future performance.

The Compounding Change Podcast is brought to you by Jenna Stoliker at https://jennastoliker.com/

Coaching to Re-Light the Spark: A Conversation with Joe DeGain

Mon, 25 Aug 2025 09:00:00 -0500

Sometimes the spark that first ignited our passion dims over time. The pressures of daily life, travel, and even the demands of doing what we love can leave us feeling drained. Yet, true growth often comes when we revisit our “why,” when we find mentors who challenge us, and when we lean into hard conversations that shape not just our careers, but our character.

In this episode of Compounding Change, Shannon Davis welcomes Joe DeGain, longtime CrossFit Flowmaster, coach of coaches, and life coach at joedegain.com. Joe shares his journey from a high school teacher discovering CrossFit in a weight room, to coaching thousands of athletes and trainers around the world, and now guiding people in leadership and personal development.

Their conversation explores what separates great coaches from good ones, the six criteria CrossFit uses to measure coaching effectiveness, and how leadership lessons extend far beyond the gym. Joe also opens up about the daily routines, relationships, and mindset strategies that keep him grounded, motivated, and able to serve others, even when burnout or complacency loom.

In this episode, you’ll hear why Joe believes legacy isn’t about names or titles, but about the lessons that ripple outward, passed down from coach to athlete, mentor to student, and parent to child. His challenge is simple: stay curious, keep it simple, and never lose sight of the real mission—health, wellness, and being of service to others.

Key Takeaways:

– Passion often starts with curiosity, but lasting impact comes from staying grounded in your “why.”

– Great coaches excel not just in teaching movement but in presence, attitude, and group management.

– Simplicity in communication often makes coaching more effective than technical jargon.

– The best leaders adapt their approach to meet each individual’s unique needs.

– Consistency in habits, such as a morning routine, can fuel resilience and clarity.

– Surrounding yourself with the right people prevents complacency and drives growth.

– Burnout often signals distraction—refocusing on health and wellness helps restore purpose.

– Hard conversations, though uncomfortable, are the seeds of lasting change.

– Legacy is less about recognition and more about the ripple effect of lessons passed on.

– Staying curious keeps both coaches and leaders fresh, effective, and inspired.

Chapters

00:57 Introduction

02:25 A Crossfit Career

08:19 Advice for Coaches

12:48 Great Coaches

15:14 Mindset

17:07 Mistakes Coaches Make

23:45 Impact of Coaching

28:34 Staying Sharp

44:16 Compounding Change in CrossFit

48:57 Leaving a Legacy

50:20 Final Thoughts

Helpful Links:

Joe DeGain, CrossFit LLC: https://games.crossfit.com/athlete/46032

Shannon Davis: https://www.daviscompoundingchange.com/

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Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions.

Securities offered through Cambridge Investment Research, Inc., a registered

Broker/Dealer, Member FINRA/SIPC.

Please note that investment involves risk, and no statements made in this recording are indicative of future performance.

The Compounding Change Podcast is brought to you by Jenna Stoliker at https://www.jennastoliker.com/

Do Something Series - Episode 4: After the Setback - Steps to Rebuild and Reconnect

Tue, 12 Aug 2025 00:00:00 -0500

Sometimes life drops you right on your back. A job ends. A marriage falls apart. You’re left holding the broken pieces of what was, trying to figure out what’s next. In that fog of transition, one of the hardest things to rebuild is your own self-trust—your ability to believe in your voice, your values, and your own inner compass. It can feel like you're starting over with a map you’re no longer sure how to read.

In this Do Something episode of Compounding Change, sisters Shannon Davis and Shannon Stoliker go beyond the stories of what happened and dive into the deeper layers of what it means to reconnect with yourself after a setback. From career disruptions to personal upheavals, they explore the subtle ways we lose track of who we are, and the small, powerful steps we can take to find our way back.

There is a gap between who we are and who we think we should be, and it can grow quietly over time, often fueled by people-pleasing or fear of conflict. But awareness is the first tool. Jenna outlines the difference between core values and acquired values, encouraging listeners to distinguish what’s truly theirs from what they’ve absorbed. Shannon adds personal insight and a few funny stories to remind us that growth isn’t always graceful. But it is always worth it.

Whether you're rebuilding after a divorce, job loss, or a season of personal disconnection, this episode is a thoughtful, honest guide to starting again, not by doing something dramatic, but by doing something real. One step, one decision, one brave “no” or vulnerable “yes” at a time.

Key Takeaways:

-Setbacks often shake our identity and self-trust more than we realize

-Rebuilding starts with small, consistent actions—not big breakthroughs

-Self-betrayal can happen quietly when we avoid conflict or over-accommodate

-Journaling helps clarify truth when thoughts feel tangled

-Core values are different from acquired values—we can unlearn what’s not ours

-People-pleasing takes many forms and drains self-confidence

-Saying “no” without over-explaining is a powerful practice

-Living in alignment requires awareness, not perfection

-Tools like values assessments can guide self-reflection

-Self-trust isn’t something you find, it’s something you practice

Chapters

IChapters

00:59 Introduction

04:40 Rebuilding Self-Trust

10:25 Journalling as a Step Forward

13:25 Discovering Your Core Values

18:49 Understanding Self-Worth

22:33 Discovering Your Values

28:09 Action Steps/Do Something Challenge

Helpful Links:

Finding Your Values Guidebook: https://jennastoliker.com/wp-content/uploads/2025/06/Finding-Your-Values.pdf

Jenna Stoliker: https://jennastoliker.com/

Shannon Davis: https://www.daviscompoundingchange.com/

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Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions.

Securities offered through Cambridge Investment Research, Inc., a registered

Broker/Dealer, Member FINRA/SIPC.

Please note that investment involves risk, and no statements made in this recording are indicative of future performance.

The Compounding Change Podcast is brought to you by Shannon Davis

The “Do Something” Series Episode 3: Your Mind and Your Money - Paying the Dues of Divorce

Tue, 29 Jul 2025 00:00:00 -0500

When divorce enters your life, it doesn’t just change your relationship status—it shakes your foundation. The silence can be louder, the shame heavier, and the path forward unclear. When your identity, finances, and sense of self feel like they’re unraveling at the same time, how do you start to put the pieces back together?

In this Do Something episode of Compounding Change, sisters Shannon Davis and Jenna Stoliker open up about their individual experiences walking through divorce, financial strain, and emotional recovery.

Jenna reflects on surviving abuse, isolation, and the gradual unraveling of her identity—until a quiet moment of clarity made her take the wheel back. Shannon shares her own path, including the emotional toll of bankruptcy and the shift from hiding in shame to helping others find financial clarity and confidence.

The conversation is not about blame—it’s about truth, healing, and doing the next small thing.

Because, remember, you don’t have to do everything. But you can do something.

Key Takeaways:

Emotional and financial collapse often happen side by side

Abuse isn't always obvious until you're in too deep

Small, consistent steps are the foundation of rebuilding

Isolation fuels shame; connection breaks it

Being honest at work or with loved ones is a major turning point

Affirmations can help reshape your self-worth

Peacekeeping can delay healing

Bankruptcy can be devastating—and also freeing

Rebuilding your credit is about more than numbers—it's about confidence

Everyone has a different version of the story, and that's okay

Chapters

00:57 Introduction

01:53 – Recognizing the Drift 06:09 – Losing Your Voice, Finding Your Way 09:25 – Sharing and Support 13:54 – When Finances Fall Apart 20:15 – Hitting Rock Bottom and Starting Over 29:35 – Do Something: Reclaiming Identity and Agency

Helpful Links:

Jenna Stoliker: https://jennastoliker.com/

Shannon Davis: https://www.daviscompoundingchange.com/

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Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions.

Securities offered through Cambridge Investment Research, Inc., a registered

Broker/Dealer, Member FINRA/SIPC.

Please note that investment involves risk, and no statements made in this recording are indicative of future performance.

The Compounding Change Podcast is brought to you by Shannon Davis

The Compounding Change Podcast is sponsored by Jenna Stoliker, Leader Coach. https://jennastoliker.com/

The ABC’s of Medicare: A Conversation with Amy Terrell

Mon, 14 Jul 2025 00:00:00 -0500

Medicare isn’t exactly the most thrilling topic, but it’s one that can make or break your peace of mind as you head toward retirement. So many people put it off, get overwhelmed by the mailers and commercials, or think they’re automatically covered at 65—only to find themselves scrambling at the last minute. In this episode of Compounding Change, Shannon Davis and guest Amy Terrell dig deep into what Medicare really is, who qualifies, when you should start planning, and how to avoid the pitfalls that can cost you big time down the road.

Amy is a licensed Medicare agent with My Medicare Network who’s helped hundreds of people figure this out without losing sleep. She explains why 64-and-a-half is the “sweet spot” for starting the process, breaks down the alphabet soup of Parts A, B, C, and D, and clarifies when it makes sense to compare your company plan to Medicare, even if you're still working at 65.

Throughout the episode, Amy and Shannon emphasize that no two retirees are alike, even within the same household, and that working with an expert can help you sort the options without the spam calls and mail clutter.

They wrap with common mistakes people make, the importance of reviewing your plan annually during open enrollment, and a reminder that this decision is deeply tied to your broader retirement strategy, from Social Security to pensions.

Key Takeaways:

Start planning for Medicare around age 64.5 so you have time to understand options and avoid delays.
Medicare is not automatically free at 65—Part B premiums are income-based with a two-year tax look back.
Original Medicare (Parts A and B) leaves 20% out-of-pocket exposure with no cap, making supplements or Advantage plans worth considering.
Medicare Supplement (Medigap) plans have higher premiums but more flexibility and fewer bills later.
Medicare Advantage plans often have lower premiums but networks, and offer extras like dental, vision, hearing, and gym memberships.
Be cautious of marketing mailers and commercials that don't account for your doctors, prescriptions, or needs.
Review your plan annually during open enrollment, as plans and benefits can change each year.
Amy offers free Medicare assessments to help individuals compare options and find the best fit for their situation.

Chapters

00:57 Introduction and Why Medicare Matters

03:56 Medicare 101: What is it and Who Qualifies

06:28 When to Start the Process

11:07 How Much Does it Cost

17:05 Supplements Vs Advantage Plans

20:53 Personalized Assessments: Getting the Help You Need

22:37 Special Considerations for Public Safety Retirees

25:16 Tackling the Mail Pile

27:06 Closing Thoughts and Contact Information

Helpful Links:

Jenna Stoliker: https://jennastoliker.com/

Shannon Davis: https://www.daviscompoundingchange.com/

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Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions.

Securities offered through Cambridge Investment Research, Inc., a registered

Broker/Dealer, Member FINRA/SIPC.

Please note that investment involves risk, and no statements made in this recording are indicative of future performance.

The Compounding Change Podcast is brought to you by Shannon Davis

The “Do Something” Series Episode 2- Retirement Nuts and Bolts

Mon, 23 Jun 2025 00:00:00 -0500

Wouldn’t it be great if there were a way to procrastinate putting things off? To procrastinate the procrastination! Too often, especially when it comes to retirement and financial decisions, folks wait too long to take the first step. And then, it’s often too late to take advantage of what is in your best interest. Even taking a moment to ask for help to learn more is a first step that can pay big dividends.

This is the second episode in a special series of the Compounding Change Podcast called “Do Something”, as host Shannon Davis and Leadership Coach Jenna Stoliker focus on things we can all do to take action on some of life’s most important and impending stages.

In this episode, they delve into the complexities of Medicare and Social Security, sharing personal experiences and insights on navigating these essential systems. They emphasize the importance of proactive financial planning, the need for emotional safety in discussions about aging and benefits, and the power of taking small, actionable steps towards understanding and managing one's financial future.

The conversation encourages listeners to seek knowledge, ask questions, and engage in meaningful discussions about their financial well-being.

Takeaways

-Medicare does not cover everything; there are significant gaps.

-Social Security benefits vary based on individual circumstances.

-It’s crucial to enroll in Medicare at the right time to avoid penalties.

-Understanding Social Security requires knowledge of personal work history and marital status.

-Proactive financial planning is essential for retirement.

-Asking questions and seeking help is a sign of strength, not weakness.

-Emotional safety is important when discussing financial matters with loved ones.

-Checking your earnings history can impact your Social Security benefits.

-Conversations about finances should be ongoing and not left until retirement age.

-Taking small steps towards financial literacy can lead to greater empowerment.

Chapters

01:10 Introduction

04:27 Navigating the Complexities of Social Security

08:35 Empowering Conversations About Financial Planning

10:45 Taking Action: The Do Something Challenge

Helpful Links:

Jenna Stoliker: https://jennastoliker.com/

Shannon Davis: https://www.daviscompoundingchange.com/

---------

Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions.

Securities offered through Cambridge Investment Research, Inc., a registered

Broker/Dealer, Member FINRA/SIPC.

Please note that investment involves risk, and no statements made in this recording are indicative of future performance.

The Compounding Change Podcast is brought to you by Shannon Davis

The “Do Something” Series Episode 1 - Uncomfortable Retirement Conversations

Tue, 03 Jun 2025 00:00:00 -0500

Life is hard. Making decisions is hard. But sitting back and taking a “wait and see” attitude isn’t going to make it any easier. Often, the very best thing you can do, is “Do Something”.

This is a special edition of the Compounding Change Podcast, as host Shannon Davis welcomes back Leadership Coach Jenna Stolliker as they introduce the 'Do Something' series. Here, Jenna and Shannon focus on things we can all do to take action on some of life’s most important and impending stages.

In this first episode of the series, they talk about the uncomfortable topics surrounding retirement planning and caregiving. As sisters, they share personal experiences and insights on navigating the emotional complexities of these life stages, emphasizing the importance of taking small, intentional actions to address overwhelming situations.

The conversation highlights the need for open discussions about difficult topics and offers practical challenges to encourage listeners to engage with their loved ones about their wishes and needs.

Takeaways

-This series is about moving from avoidance into action.

-Retirement planning often brings up uncomfortable topics.

-Caregiving can be emotionally overwhelming and complex.

-It’s important to have conversations about end-of-life wishes.

-Understanding the emotional weight of caregiving is crucial.

-Navigating Medicare and Social Security can be confusing.

-Taking small steps can lead to significant change.

-It’s okay to feel overwhelmed during caregiving.

-Validating feelings is the first step to regaining agency.

-Every small step adds up to create meaningful change.

Chapters

01:03 Introduction to Do Something Series

03:28 Real-Life Challenges of Caregiving

06:22 Navigating Emotions in Caregiving

11:50 Understanding the System: Medicare and Social Security

13:15 Do Something Challenge: Taking Action

Helpful Links:

Jenna Stoliker: https://jennastoliker.com/

Shannon Davis: https://www.daviscompoundingchange.com/

---------

Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions.

Securities offered through Cambridge Investment Research, Inc., a registered

Broker/Dealer, Member FINRA/SIPC.

Please note that investment involves risk, and no statements made in this recording are indicative of future performance.

The Compounding Change Podcast is brought to you by Shannon Davis

Change You Can Control: A Conversation with Jenna Stoliker

Mon, 05 May 2025 00:00:00 -0500

Change is inevitable. It happens, and there is not much that can be done to steer the direction it will take. Change is hard, and many people resist it. But change is an opportunity, and those who accept it, learn from it, and move with it can take advantage in ways that were never available before.

In this episode of Compounding Change, host Shannon Davis welcomes back Leadership coach Jenna Stoliker. Together, they discuss the challenges and resistance faced by individuals, particularly first responders, when it comes to financial change.

They explore the psychological aspects of why people resist change, the importance of mindset shifts, and how to reframe financial decisions as opportunities rather than threats. The conversation emphasizes the need for alignment with financial advisors and the value of community support in navigating financial uncertainties.

Takeaways

-Resistance to change is a common human experience.

-Predictability is crucial in high-stakes environments like firefighting.

-Uncertainty triggers resistance in financial decision-making.

-Asking for help can be met with internal resistance.

-Mindset shifts are essential for navigating financial changes.

-Reframing change as an opportunity can reduce fear.

-Surrounding yourself with supportive people is vital.

-Alignment with financial advisors is key to effective planning.

-Small consistent actions lead to significant results.

-Continuous learning is necessary for effective financial guidance.

Chapters

00:56 Introduction

02:16 Frustrations with Financial Planning Changes

10:55 Step by Step Process

15:55 Resistance to Change

19:14 The Right People On Your Team

23:41 Conclusion and Contact Information

Helpful Links:

Jenna Stoliker: https://jennastoliker.com/

Shannon Davis: https://www.daviscompoundingchange.com/

Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions.

Securities offered through Cambridge Investment Research, Inc., a registered

Broker/Dealer, Member FINRA/SIPC.

Please note that investment involves risk, and no statements made in this recording are indicative of future performance.

The Compounding Change Podcast is brought to you by Shannon Davis

Sounding the Alarm for Change: A Conversation with Jim Burneka

Mon, 21 Apr 2025 00:00:00 -0500

Being a firefighter takes a toll on more than just your health, which is significant for anyone who has seen a firefighter do their thing. It also affects your mental health, and it affects your family relationships. We always expect firefighters to take care of us. Who is taking care of them?

In this episode of Compounding Change, host Shannon Davis speaks with Jim Burneka, a retired firefighter and author of 'Overcoming Tuesday.' They discuss Jim's journey through the challenges of firefighting, including personal trauma, health risks, and the importance of resilience and wellness.

Jim shares insights on navigating career transitions, planning for retirement, and the dynamics within the firefighting community. The conversation emphasizes the need for awareness around mental health and the impact of personal experiences on professional life, and how professional experiences absolutely impact the personal life, especially as a firefighter.

Helpful Links:

Jim Burneka: jimburnekajr@gmail.com

Overcoming Tuesday Book: https://www.amazon.com/Overcoming-Tuesday-Responders-Healing-Resiliency/dp/B0CYMZ228H

Shannon Davis: https://www.daviscompoundingchange.com/

Takeaways

-Firefighting presents unique challenges that can lead to personal struggles.

-Health risks, including cancer, are significant concerns for firefighters.

-Wellness initiatives are crucial for supporting firefighters' mental health.

-Planning for retirement is essential, especially in high-risk careers.

-Navigating career transitions can be challenging but rewarding.

-Community support is vital in the firefighting profession.

-Vulnerability can enhance the ability to help others.

-Personal experiences shape professional perspectives and actions. Divorce rates are high -among firefighters due to job stress.

-Communication with partners is crucial for relationship health.

-Radical acceptance can lead to positive life changes.

-Being present for family is a valuable outcome of retirement

Chapters

00:56 Introduction to Compounding Change Podcast

02:37 Impact of Firefighting and Writing the Book

07:37 Hard Reality of Being a Firefighter

15:50 Advocating for Health and Wellness for Firefighters

37:17 Life After Firefighting

40:38 Relevant Podcasts

47:07 Jim Burneka Contact info and Conclusion

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Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions.

Securities offered through Cambridge Investment Research, Inc., a registered

Broker/Dealer, Member FINRA/SIPC.

Please note that investment involves risk, and no statements made in this recording are indicative of future performance.

The Compounding Change Podcast is brought to you by Shannon Davis

Fighting for Firefighters: A Conversation with Ed Kindler and Phil Holstrum

Mon, 07 Apr 2025 09:00:00 -0500

Financial planning isn’t just about numbers. It’s about people. And when those people are first responders, well the job of a financial planner just got that much more critical. When you know who you are planning for, what matters to them, and why, then you can really make an impact with a strong financial plan. It matters, because the people we count on in moments of crisis, are counting on us.

In this episode of Compounding Change, host Shannon Davis engages with financial advisors Ed Kindler and Phil Holstrom of Retirement Plan Advisors to discuss their experiences working with firefighters and police officers. They explore the unique challenges these professionals face, the importance of understanding their roles, and the significance of retirement planning for these unique individuals who give so much of their lives toward our safety.

Helpful Links:

Ed Kindler, Retirement Plan Advisors: https://retirementplanadvisors.com/meet-our-team/edward-kindler/

Phil Holstrum, Retirement Plan Advisors: https://retirementplanadvisors.com/meet-our-team/phil-holstrom/

Shannon Davis: https://www.daviscompoundingchange.com/

Takeaways

-The role of financial advisors extends beyond just retirement plans.

-Understanding the unique challenges faced by firefighters is crucial.

-Firefighters contribute significantly to their retirement savings.

-Building trust with clients is essential for effective financial advising.

-Financial education is lacking in many communities.

-Small increases in contributions can lead to substantial retirement savings.

-It’s important to review and update financial plans regularly.

-Firefighters often face intense situations that impact their financial decisions.

-The importance of being proactive in financial planning cannot be overstated.

-Advisors should focus on providing unbiased financial advice. Accessibility is crucial for clients, especially firefighters.

-Social security planning requires personalized attention and education.

Chapters

00:58 Introduction to Compounding Change Podcast

03:28 Understanding the Role of Financial Advisors for Firefighters

06:47 Insights from Fire Ops Training

12:01 Core Messages for Firefighters

18:29 Building Trust with Firefighters

25:55 The Importance of Social Security Planning

29:46 Timing Social Security Benefits

31:44 The Risks of Financial Rollovers

36:35 The Role of Financial Advisors

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Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions.

Securities offered through Cambridge Investment Research, Inc., a registered

Broker/Dealer, Member FINRA/SIPC.

Please note that investment involves risk, and no statements made in this recording are indicative of future performance.

The Compounding Change Podcast is brought to you by Shannon Davis

Compounding Changes in Real Estate: An interview with Rich Ganim

Mon, 10 Mar 2025 09:00:00 -0500

There is change in any professional career. If you're not evolving, the career will leave you behind. In no profession is this more true than in real estate. Technology, economical conditions, marketing trends, etc. The same goes for someone buying or selling a home. It's different than it was the last time you did it. Either way, it's better to stay on top of the changes that happen around you. Because if you try to catch up later, it might be too late.

In this episode of Compounding Change, host Shannon Davis speaks with Rich Ganim, a seasoned realtor and founder of The Ganim Group, about his journey into real estate, the importance of hard work, and the evolving landscape of homeownership.

Rich shares insights on building his business, the significance of education in home buying, and practical advice for young adults preparing for homeownership. The conversation emphasizes the need for gradual growth and the realities of the current real estate market, including the pros and cons of renting versus buying, the importance of home staging, and the lifestyle implications of real estate transactions.

They also touch on the significance of maintaining health while managing a busy career and family life, emphasizing that personal well-being is crucial for success in all areas of life.

Takeaways

-Success is a gradual process, often taking years of hard work and dedication.

-The real estate market has changed significantly since the early 2000s, affecting first-time homebuyers.

-Education about homeownership is crucial for younger generations.

-Renting can be a practical choice for many, allowing for financial preparation before buying a home.

-The average first-time homebuyer is now older than in previous generations, often due to market conditions.

-Investing in real estate requires financial preparedness.

-Home staging can significantly impact the sale of a property.

-The way we live in a home differs from how we sell it.

-Health should be prioritized alongside work and family.

-Finding time for personal health is essential for overall success.

-Small, consistent actions lead to big results.

Chapters:

01:00 Introduction to Compounding Change

03:18 Changes in Real Estate

09:33 The Hard Work Behind Success

17:14 Preparing for Homeownership

27:11 Preparing to Sell a Home

34:16 Balancing Health and Work

39:25 Connecting with Rich Ganim

Helpful Links:

Rich Ganim: https://theganimgroup.com/

Shannon Davis: https://www.daviscompoundingchange.com/

---------

Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions.

Securities offered through Cambridge Investment Research, Inc., a registered

Broker/Dealer, Member FINRA/SIPC.

Please note that investment involves risk, and no statements made in this recording are indicative of future performance.

The Compounding Change Podcast is brought to you by Shannon Davis

External and Internal Health: A Conversation with Juli Smolen

Tue, 25 Feb 2025 00:00:00 -0500

Wanting to be healthy is one thing. Knowing how to be healthy is another thing. But taking the first step toward a healthy lifestyle is something else entirely. It's not easy to make changes, but a few steps toward positive change today can add up to big changes in the future. Like investing, compounding change is at work in your health, too.

In this episode of Compounding Change, Shannon Davis speaks with Julie Smolen, Integrative Health Practitioner and founder of Holistic Hive about her transformative journey through health and fitness. They discuss the importance of small, intentional actions in creating compound changes in life.

Julie shares her experiences with fitness, health challenges, and the discovery of natural remedies, particularly essential oils, that have empowered her and her family. Shannon and Julie talk about the importance of eliminating toxins from the home, the role of nutrition as medicine, and the connection between gut health and mental well-being.

They emphasize the need for exercise and a holistic approach to health, particularly as it relates to aging and women's health issues. The discussion also touches on the impact of dietary choices on long-term health and the importance of planning for a healthy future.

Takeaways

-Small actions lead to big results in health and life.

-Health is not just about diet and exercise; it's holistic.

-Natural remedies can significantly improve well-being.

-Creating a healthy home environment is essential for families.

-Eliminating toxins from the home is crucial for health.

-Food should be viewed as medicine, focusing on whole foods.

-Mental health can be influenced by dietary chemicals.

-Gut health is linked to neurological conditions like Parkinson's.

-Regular exercise is essential for maintaining health as we age.

-Dietary choices today affect long-term health outcomes.

-Awareness of food's impact on health is vital for families.

-Small, consistent changes lead to significant health improvements.

-Listening to your body is important for overall wellness.

-Planning for health is as important as financial planning for retirement.

Chapters

01:35 Introduction to Compounding Change

04:39 Julie Smolen's Transformative Journey

06:51 Health and Fitness Competition

10:28 Facing Health Challenges

15:53 Discovering Natural Remedies

22:22 Eliminating Toxins for Better Health

25:58 Food as Medicine: The Importance of Nutrition

28:48 The Role of Exercise in Health and Longevity

34:04 Planning for a Healthy Future

Helpful Links: Juli Smolen: https://julismolen.lifestepseo.com/

Shannon Davis: https://www.daviscompoundingchange.com/

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Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions.

Securities offered through Cambridge Investment Research, Inc., a registered

Broker/Dealer, Member FINRA/SIPC.

Please note that investment involves risk, and no statements made in this recording are indicative of future performance.

The Compounding Change Podcast is brought to you by Shannon Davis

The Impact of the Muscular Dystrophy Association: An interview with OAPFF's Bill Matthews

Mon, 10 Feb 2025 00:00:00 -0500

When you see those firemen at the intersection and you wonder what that's all about, it's about raising funds for the Muscular Dystrophy Association. How that works, what happens behind the scenes, and why it makes a difference that you help to "Fill the Boot" is the topic of this episode of the Compounding Change Podcast.

In this episode of Compounding Change, Shannon Davis speaks with Bill Matthews, the Ohio Association of Professional Firefighters (OAPFF ) State Representative for the Muscular Dystrophy Association (MDA).

They discuss the history and impact of MDA, the importance of fundraising efforts like the Fill the Boot campaign, and the significant advances in research and treatment for muscular dystrophy. Bill emphasizes the transparency of MDA's fundraising, where 70% of donations go directly to treatments and advocacy.

The conversation also touches on the mental health challenges faced by first responders and the need for support in addressing PTSD. And of course, the fact that your donations, no matter how small, are making a difference by "compounding change" over time.

Takeaways

-Compounding Change focuses on small actions leading to big results.

-MDA has been raising funds for muscular dystrophy since 1952.

-Fill the Boot is the largest fundraising event for MDA.

-70% of donations to MDA go directly to treatments and research.

-There have been 18 FDA-approved treatments for muscular dystrophy since 2020.

-Community engagement is crucial for effective fundraising.

-Mental health support for first responders is increasingly important.

-MDA coordinates care to make it easier for patients to access services.

-Transparency in fundraising is vital for donor trust.

-Advocacy for individuals with disabilities is a key part of MDA's mission.

Helpful Links:

Ohio Association of Professional Firefighters: https://oapff.org/

Muscular Dystrophy Association: https://www.mda.org/

Shannon Davis: https://www.daviscompoundingchange.com/

-------------

Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions.

Securities offered through Cambridge Investment Research, Inc., a registered

Broker/Dealer, Member FINRA/SIPC.

Please note that investment involves risk, and no statements made in this recording are indicative of future performance.

The Compounding Change Podcast is brought to you by Shannon Davis

Marcy Schoenborn: Compounding Change for Health

Mon, 13 Jan 2025 09:00:00 -0500

It's hard to see the evidence in small changes on a day to day basis. But it's easy to look back over time and see what you've accomplished. And not a long time either, as age is not significant when it comes to change.

In this episode of Compounding Change, Shannon Davis speaks with Marcy Schoenborn, Author, and owner of Scho Fit, and a personal trainer and nutrition expert. They talk about the importance of small actions in achieving significant health and wellness results.

Marcy shares her personal journey of overcoming health challenges through nutrition and fitness, emphasizing that age is just a number and that it's never too late to start prioritizing health. The conversation covers the significance of mindset, the role of nutrition in health, and the importance of supplements, while also addressing the emotional aspects of making lifestyle changes.

Takeaways

-Focus on how you feel, not just how you look.

-Nutrition is foundational to health and fitness.

-Small actions can lead to significant health improvements.

-Mindset is crucial in overcoming health challenges.

-It's important to address emotional eating triggers.

-Supplements should complement a healthy diet, not replace it.

-Celebratory eating is okay; balance is key.

-Health is a lifelong journey, not a destination.

-You can start your health journey at any age.

-Helping others is a powerful motivator for change.

Helpful Links:

Scho Fit: https://www.scho.fit/

Shannon Davis: https://www.daviscompoundingchange.com/

---------------

Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions.

Securities offered through Cambridge Investment Research, Inc., a registered

Broker/Dealer, Member FINRA/SIPC.

Please note that investment involves risk, and no statements made in this recording are indicative of future performance.

The Compounding Change Podcast is brought to you by Shannon Davis

Entrepreneurial Transition: A Conversation with Lee and Ashlea Sikon

Mon, 16 Dec 2024 00:00:00 -0500

In this episode of Compounding Change, host Shannon Davis speaks with Lee and Ashlea Sikon, both military veterans and owners of North 41 CrossFit. Both have gone through considerable change, transitioning from the military to entrepreneurial efforts, while making sure life is getting paid for along the way.

They discuss their motivations for joining the military, the lessons learned from their service, and the importance of financial literacy for military personnel.

They also talk about their journey in building a CrossFit community, engaging in charitable efforts, and exploring innovative recovery solutions for veterans and first responders.

Takeaways

Having no backup plan can drive success.

Financial literacy is crucial for young soldiers.

TSP is a valuable resource for retirement.

Building a business requires community support.

Hero WODs honor fallen heroes through fitness.

Fundraising can make a significant impact.

Innovative treatments can aid in trauma recovery.

It's important to share helpful resources with others.

Helpful Links:

North 41 Crossfit: https://north41crossfit.com/

Davis Compounding Change: https://www.daviscompoundingchange.com/

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Discussions in this show should not be construed as specific recommendations or investment

advice. Always consult with your investment professional before making important investment

decisions. Securities offered through Cambridge Investment Research, Inc., a registered

Broker/Dealer, Member FINRA/SIPC.

Please note that investment involves risk, and no statements made in this recording are indicative of future performance.

The Compounding Change Podcast is brought to you by Shannon Davis

Overcoming Self-Sabotage: An Interview with Jenna Stoliker, Part 2

Tue, 03 Dec 2024 00:00:00 -0500

In this episode of the "Compounding Change podcast with Shannon Davis", host Shannon Davis interviews Jenna Stoliker, Leadership Coach for Conscious Leadership specializing in empowering women in the workplace. They discuss the concept of self-sabotage and how it hinders our success.

Jenna introduces the concept of Positive Intelligence (PQ) and explains how it can help us overcome self-imposed obstacles. They explore the different saboteurs that exist within us and how they impact our mindset and behavior. Jenna shares practical tips for increasing self-awareness and shifting our mindset to achieve personal and professional growth.

Takeaways

-Self-sabotage can hinder our success and prevent us from reaching our full potential.

-Positive Intelligence (PQ) is a practice that helps us overcome self-imposed obstacles and develop a more positive mindset.

-Increasing self-awareness is key to identifying our saboteurs and understanding how they impact our behavior.

-By reassigning our saboteurs and practicing self-reflection, we can shift our mindset and achieve personal and professional growth.

Helpful Links:

Jenna Stoliker: https://jennastoliker.com/

Davis Compounding Change: https://www.daviscompoundingchange.com/

--------------

Discussions in this show should not be construed as specific recommendations or investment

advice. Always consult with your investment professional before making important investment

decisions. Securities offered through Cambridge Investment Research, Inc., a registered

Broker/Dealer, Member FINRA/SIPC.

Please note that investment involves risk, and no statements made in this recording are indicative of future performance.

The Compounding Change Podcast is brought to you by Shannon Davis

Setting Goals and Planning for the Future: An Interview with Bryan Lefelhoc

Fri, 01 Nov 2024 09:00:00 -0500

In this episode of the Compounding Change Podcast, Shannon Davis interviews Bryan Lefelhoc, founder of Bryan Media Strategies, host of the Purpose Under Pressure podcast, and the producer of the Compounding Change Podcast about his career transitions and the importance of embracing change.

Bryan shares how he went from wanting to be a DJ to working in sales in the radio industry, and eventually transitioning to digital marketing and starting his own business. He also discusses the role of his wife in his business and the importance of setting goals and planning for the future.

The conversation highlights the power of small actions and the impact they can have on personal and professional growth.

Takeaways

-Embracing change and being open to new opportunities can lead to unexpected and fulfilling career paths.

-Setting goals and planning for the future is essential for personal and professional growth.

-The power of small actions should not be underestimated, as they can compound over time and lead to significant results.

-Building strong relationships and having a clear vision and purpose are key factors in achieving success.

Helpful Links:

Shannon Davis: https://www.daviscompoundingchange.com/

Bryan Media Strategies: https://www.bryanmediastrategies.com/

Switching Gears: An Interview with Cindy Farnham

Wed, 30 Oct 2024 09:00:00 -0500

In this episode of the Compounding Change Podcast, Cindy Farnham, National Marketing Director for Juice Plus shares her powerful story of change and transformation.

Cindy was a dental hygienist for 30 years, building beautiful relationships with her patients. However, the culture in her office changed, and she no longer felt valued. Despite this, she stayed because her patients brought her joy.

But her health started to suffer, and she experienced low energy, depression, anxiety, and high blood pressure. Through a certified personal trainer and Juice Plus, she improved her nutrition and regained her health. She retired from dental hygiene and became a national marketing director with Juice Plus, the company that inspired the compounding change, finding purpose and significance in helping others.

Cindy emphasizes the importance of staying open, curious, and determined to make positive changes in life.

Takeaways

-Stay open and curious to make positive changes in life.

-Value your health and make small changes for better nutrition and overall well-being.

-Retirement can be an opportunity for a new chapter and finding purpose and significance.

-Leadership can be practiced with kindness and creating a safe and valued community.

-The compound effect of small changes over time can lead to significant positive outcomes.

-Trust the process and be faithful to making small, consistent changes.

-It's never too late to switch gears and pursue a new career or passion.

-Overcoming fears can lead to personal growth and the ability to help others.

-Find joy and significance in helping others and making a positive impact.

-Financial planning is important for setting oneself up for a fulfilling retirement and future.

Helpful Links:

Shannon Davis: https://www.daviscompoundingchange.com/

Cindy Farnham: https://www.linkedin.com/in/cindy-farnham-rdh-nmd-a95a681a6/

Juice Plus: https://us.juiceplus.com/

Daily Practices for Daily Power: An Interview with Jenna Stoliker

Mon, 23 Sep 2024 09:00:00 -0500

This is the first episode of the Compounding Change podcast. Shannon Davis is a financial advisor and certified retirement counselor focused on helping firefighters and first responders achieve a secure and fulfilling future. In her podcast, she shares stories of change that people of all walks of life experience, and how they can take advantage of that change for good.

Our first guest, Jenna Stoliker, the Founder of the Center for Conscious Leadership LLC, shares her journey of personal and professional growth, starting with a pivotal moment when she realized her life was not going as planned. She made the difficult decision to leave an unhealthy marriage and had to navigate the challenges of financial instability.

Jenna took practical steps to pay off debt and create financial stability, including consolidating debt and living with her parents. She also focused on her emotional well-being through daily practices such as affirmations and reframing her thoughts. Jenna emphasizes the importance of paying attention to oneself, including physical and spiritual practices, during major life shifts.

Takeaways

-Recognizing a pivotal moment and making the decision to change course can lead to personal and professional growth.

-Taking practical steps, such as consolidating debt and living with family, can help create financial stability.

-Daily practices, such as affirmations and reframing thoughts, can have a significant impact on emotional well-being.

-Paying attention to oneself, including physical and spiritual practices, is crucial during major life shifts.

For more information about Shannon Davis, visit daviscompoundingchange.com