<?xml version="1.0" encoding="UTF-8"?><?xml-stylesheet href="https://feeds.captivate.fm/style.xsl" type="text/xsl"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:googleplay="http://www.google.com/schemas/play-podcasts/1.0" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:podcast="https://podcastindex.org/namespace/1.0"><channel><atom:link href="https://feeds.captivate.fm/dollars-decisions/" rel="self" type="application/rss+xml"/><title><![CDATA[Dollars & Decisions]]></title><podcast:guid>73279e56-782f-59dc-ab70-ebc0f1404329</podcast:guid><lastBuildDate>Fri, 19 Jun 2026 14:20:16 +0000</lastBuildDate><generator>Captivate.fm</generator><language><![CDATA[en]]></language><copyright><![CDATA[Copyright 2026 GU ERNEST]]></copyright><managingEditor>GU ERNEST</managingEditor><itunes:summary><![CDATA[Money isn’t just numbers — it’s the decisions you make with every dollar you earn, save and invest. This podcast is made for regular Americans tired of overcomplicated finance content. We simplify US market news, stock investing, budgeting, debt payoff, tax hacks and long-term wealth growth in plain English. No gatekeeping, no get-rich-quick schemes — just realistic, reliable guidance to help you take full control of your financial life, one smart decision at a time.]]></itunes:summary><image><url>https://artwork.captivate.fm/b969da31-2da9-4472-8e13-febaa5bf3341/504.jpg</url><title>Dollars &amp; Decisions</title><link><![CDATA[https://dollars-decisions.captivate.fm]]></link></image><itunes:image href="https://artwork.captivate.fm/b969da31-2da9-4472-8e13-febaa5bf3341/504.jpg"/><itunes:owner><itunes:name>GU ERNEST</itunes:name></itunes:owner><itunes:author>GU ERNEST</itunes:author><description>Money isn’t just numbers — it’s the decisions you make with every dollar you earn, save and invest. This podcast is made for regular Americans tired of overcomplicated finance content. We simplify US market news, stock investing, budgeting, debt payoff, tax hacks and long-term wealth growth in plain English. No gatekeeping, no get-rich-quick schemes — just realistic, reliable guidance to help you take full control of your financial life, one smart decision at a time.</description><link>https://dollars-decisions.captivate.fm</link><atom:link href="https://pubsubhubbub.appspot.com" rel="hub"/><itunes:explicit>false</itunes:explicit><itunes:type>episodic</itunes:type><itunes:category text="Business"></itunes:category><itunes:category text="Business"><itunes:category text="Management"/></itunes:category><itunes:category text="Business"><itunes:category text="Marketing"/></itunes:category><podcast:locked>no</podcast:locked><podcast:medium>podcast</podcast:medium><item><title>Five Laws of Building Real Wealth</title><itunes:title>Five Laws of Building Real Wealth</itunes:title><description><![CDATA[Most people never build real wealth, not because they're lazy or uninformed, but because they've been following rules designed to keep them comfortable, not wealthy.      
 If you don’t understand these money laws, you’ll never be rich]]></description><content:encoded><![CDATA[Most people never build real wealth, not because they're lazy or uninformed, but because they've been following rules designed to keep them comfortable, not wealthy.      
 If you don’t understand these money laws, you’ll never be rich]]></content:encoded><link><![CDATA[https://dollars-decisions.captivate.fm]]></link><guid isPermaLink="false">8c95ce97-fa7a-4774-9c19-e619f9de1c72</guid><itunes:image href="https://artwork.captivate.fm/b969da31-2da9-4472-8e13-febaa5bf3341/504.jpg"/><pubDate>Fri, 19 Jun 2026 07:20:00 -0700</pubDate><enclosure url="https://episodes.captivate.fm/episode/8c95ce97-fa7a-4774-9c19-e619f9de1c72.mp3" length="17695181" type="audio/mpeg"/><itunes:duration>18:26</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType></item><item><title>Money Milestones in Your 20s</title><itunes:title>Money Milestones in Your 20s</itunes:title><description><![CDATA[These are 6 major wealth milestones you must achieve in your twenties. This investment and personal finance advice podcast is a must-listen to help you achieve financial freedom. Thank you for listening.]]></description><content:encoded><![CDATA[These are 6 major wealth milestones you must achieve in your twenties. This investment and personal finance advice podcast is a must-listen to help you achieve financial freedom. Thank you for listening.]]></content:encoded><link><![CDATA[https://dollars-decisions.captivate.fm]]></link><guid isPermaLink="false">8c3974df-98a4-48b9-9809-ab2b4b31e92d</guid><itunes:image href="https://artwork.captivate.fm/b969da31-2da9-4472-8e13-febaa5bf3341/504.jpg"/><pubDate>Thu, 18 Jun 2026 02:47:00 -0700</pubDate><enclosure url="https://episodes.captivate.fm/episode/8c3974df-98a4-48b9-9809-ab2b4b31e92d.mp3" length="13286129" type="audio/mpeg"/><itunes:duration>13:50</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType></item><item><title>Episode 3: The Best Financial Advice You’ll Ever Hear</title><itunes:title>Episode 3: The Best Financial Advice You’ll Ever Hear</itunes:title><description><![CDATA[<p>This episode delivers the best financial advice you’ll ever hear. It will teach you the 5 money habits that can change your life. And it’s your guide to taking control of your money: how to make it, save it, and invest it no matter where you're starting from. Whether you're trying to feel more confident with your finances, buried in debt, living paycheck-to-paycheck, or want to learn more about investing, this episode will shift the way you think about money, and what to do with it, for good.</p><p><em>This is Episode 3 of 3.</em></p>]]></description><content:encoded><![CDATA[<p>This episode delivers the best financial advice you’ll ever hear. It will teach you the 5 money habits that can change your life. And it’s your guide to taking control of your money: how to make it, save it, and invest it no matter where you're starting from. 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