<![CDATA[Financially Free Dentists]]>bb987d53-e5c9-5903-8d76-36505a6827a4Wed, 22 Jul 2026 06:00:20 +0000Captivate.fmJake Courtney, CFP®, CSLP®https://artwork.captivate.fm/1bfbbdd4-4e16-45ad-818c-9470b6c5c61b/art-FF-Dentists-2026-07.pngFinancially Free DentistsJake Courtney, CFP®, CSLP®Jake Courtney, CFP®, CSLP®Are you a dentist with student loans? Join Jake Courtney, CFP®, CSLP® from financial planning firm SLP Wealth (who specializes in working with 6-figure student loan debt borrowers) on a journey for dentists eager to take control of their financial futures—without the pain of a dental drill! Each episode explores the unique challenges and opportunities in dentistry, offering insightful tips and plenty of laughs (because finance doesn't have to be boring). From managing debt to smart investing to practice management, we cover everything essential and outrageous. Because financial health for a dentist is about crafting a career and lifestyle that makes you and your patients smile. Whether you're an associate fresh out of dental school or a seasoned practice owner wanting to work fewer clinical hours, our practical advice and casual banter will get you on the right track. Subscribe now and join us to learn how to make your money work as hard as you do—because getting your finances in shape doesn't need to feel like a root canal!https://financially-free-dentists.captivate.fmfalseepisodichttps://feeds.captivate.fm/financially-free-dentists/nopodcastA Student Loan Update for DentistsA Student Loan Update for DentistsFive student loan rules changed this year, and if you're a dentist carrying six figures of debt, most of the generic coverage you've seen doesn't tell you what actually matters for your situation. We’ll walk you through all five. You'll learn which changes hit practicing dentists, which ones don't, and how to tell whether you're still a good candidate for forgiveness or better off refinancing.

Key moments:

(07:07) PAYE sunsets in 2028, how to know if you should switch or refinance

(16:24) Why RAP is usually a non-starter for dentists, and when it isn't

(19:48) New federal borrowing caps on dental school and residency

(24:10) SAVE forbearance ends, and the 90-day window you actually get

(29:05) The temporary 1% autopay discount, and how it changes refinance math

Managing your finances doesn’t need to be painful. Book a free intro call today. Just browsing? Learn more about us at SLP Wealth.

Like the show? There are several ways you can help!


]]>Five student loan rules changed this year, and if you're a dentist carrying six figures of debt, most of the generic coverage you've seen doesn't tell you what actually matters for your situation. We’ll walk you through all five. You'll learn which changes hit practicing dentists, which ones don't, and how to tell whether you're still a good candidate for forgiveness or better off refinancing.

Key moments:

(07:07) PAYE sunsets in 2028, how to know if you should switch or refinance

(16:24) Why RAP is usually a non-starter for dentists, and when it isn't

(19:48) New federal borrowing caps on dental school and residency

(24:10) SAVE forbearance ends, and the 90-day window you actually get

(29:05) The temporary 1% autopay discount, and how it changes refinance math

Managing your finances doesn’t need to be painful. Book a free intro call today. Just browsing? Learn more about us at SLP Wealth.

Like the show? There are several ways you can help!


]]>7fb9b71c-39d2-4212-8fd4-8942a92e3b87Wed, 22 Jul 2026 02:00:00 -040037:08falsefull1616Life Insurance for Dentists: When It Matters, What to Buy, and Common MistakesLife Insurance for Dentists: When It Matters, What to Buy, and Common MistakesLife insurance isn't the most exciting topic — but it can be an important one, especially as your career and family grow. We sit down with Ben Lacomis, CSLP®, a financial planner here at SLP Wealth, who started his career at one of the big Fortune 100 mutual insurance companies. Now, as a fiduciary advisor, he brings a balanced perspective on how to think through your options.

We talk about when life insurance makes sense, how your needs change over time, and what to know about term vs. permanent policies. You'll also hear some offbeat real-life examples (yes, people really do insure their hair) and learn how to think through your own situation, whether it's paying off debt or leaving something behind for the people you love. No pressure. No sales pitch. Just a clear conversation to help you figure out what fits your life and goals.

Key moments:

(06:18) Why life insurance is often a must-have early in your career — especially for young professionals (14:09) The big differences between term and whole life insurance, and how each works (20:01) Understanding the "three G's" of life insurance (30:50) What to know about cash value and why some policies take longer to build it up (37:51) The 4% retirement rule and how to make your retirement spending feel more flexible

Managing your finances doesn't need to be painful. Book a free intro call today. Just browsing? Learn more about us at SLP Wealth.

Like the show? There are several ways you can help!


]]>Life insurance isn't the most exciting topic — but it can be an important one, especially as your career and family grow. We sit down with Ben Lacomis, CSLP®, a financial planner here at SLP Wealth, who started his career at one of the big Fortune 100 mutual insurance companies. Now, as a fiduciary advisor, he brings a balanced perspective on how to think through your options.

We talk about when life insurance makes sense, how your needs change over time, and what to know about term vs. permanent policies. You'll also hear some offbeat real-life examples (yes, people really do insure their hair) and learn how to think through your own situation, whether it's paying off debt or leaving something behind for the people you love. No pressure. No sales pitch. Just a clear conversation to help you figure out what fits your life and goals.

Key moments:

(06:18) Why life insurance is often a must-have early in your career — especially for young professionals (14:09) The big differences between term and whole life insurance, and how each works (20:01) Understanding the "three G's" of life insurance (30:50) What to know about cash value and why some policies take longer to build it up (37:51) The 4% retirement rule and how to make your retirement spending feel more flexible

Managing your finances doesn't need to be painful. Book a free intro call today. Just browsing? Learn more about us at SLP Wealth.

Like the show? There are several ways you can help!


]]>e6d424fd-6a38-4135-bad7-42ff200ae614Thu, 08 May 2025 08:00:00 -040045:16falsefull1414Skip the Residency, Buy the Practice? With Dr. Cole SmithSkip the Residency, Buy the Practice? With Dr. Cole SmithWhat career decisions would you reconsider with the wisdom of hindsight? Dr. Cole Smith, DDS, shares the career move he'd revise if given a second chance, and why he might suggest skipping a general residency program. Learn how this Austin-area dentist transitioned to practice ownership without a down payment, discover tips to manage practice profits, and get an inside look at how he's redefined work-life balance. Recent graduates and associates eyeing practice ownership — prepare for an honest conversation that might just save you years of trial and error on your own dental journey.

Key moments:

(04:16) Dr. Smith shares his perspective on AEGD/GPR value versus direct experience (09:57) How Dr. Smith purchased his practice without a down payment (16:03) The profit problem no one talks about: What to do when your practice is generating too much cash (20:37) How targeted CE can accelerate your career trajectory (25:02) Creating a schedule that prioritizes both family and practice success

Managing your finances doesn't need to be painful. Book a free intro call today. Just browsing? Learn more about us at SLP Wealth.

Like the show? There are several ways you can help!


]]>What career decisions would you reconsider with the wisdom of hindsight? Dr. Cole Smith, DDS, shares the career move he'd revise if given a second chance, and why he might suggest skipping a general residency program. Learn how this Austin-area dentist transitioned to practice ownership without a down payment, discover tips to manage practice profits, and get an inside look at how he's redefined work-life balance. Recent graduates and associates eyeing practice ownership — prepare for an honest conversation that might just save you years of trial and error on your own dental journey.

Key moments:

(04:16) Dr. Smith shares his perspective on AEGD/GPR value versus direct experience (09:57) How Dr. Smith purchased his practice without a down payment (16:03) The profit problem no one talks about: What to do when your practice is generating too much cash (20:37) How targeted CE can accelerate your career trajectory (25:02) Creating a schedule that prioritizes both family and practice success

Managing your finances doesn't need to be painful. Book a free intro call today. Just browsing? Learn more about us at SLP Wealth.

Like the show? There are several ways you can help!


]]>7a6b2171-ae1f-4530-9e6e-b12739d3185fThu, 24 Apr 2025 08:00:00 -040030:52falsefull1313Blending the Right Ingredients For Your Investment SmoothieBlending the Right Ingredients For Your Investment SmoothieSo many dentists we work with are literally throwing money away at retirement — we're talking tens of thousands in unnecessary taxes. But a completely legal, under-the-radar approach lets dental practice owners slash their tax bills both now and in retirement. We reveal our "financial smoothie" approach and how the "three bucket strategy" creates the perfect blend to drop your tax rate. Learn exactly which accounts to blend together, in what proportions, and the precise timing that makes this work. After years of building your practice, make sure you — not the IRS — enjoy the rewards.

Key moments:

(03:33) The three bucket strategy explained, and how one lowers your student loan payments (08:16) The overlooked advantages of standard brokerage accounts (14:14) Reverse rollovers are a headache to deal with, but provide long-term benefits (20:06) How to access Roth IRA funds before retirement age without penalties (29:17) Common mistakes about the pro-rata rule

Managing your finances doesn't need to be painful. Book a free intro call today. Just browsing? Learn more about us at SLP Wealth.

Like the show? There are several ways you can help!


]]>So many dentists we work with are literally throwing money away at retirement — we're talking tens of thousands in unnecessary taxes. But a completely legal, under-the-radar approach lets dental practice owners slash their tax bills both now and in retirement. We reveal our "financial smoothie" approach and how the "three bucket strategy" creates the perfect blend to drop your tax rate. Learn exactly which accounts to blend together, in what proportions, and the precise timing that makes this work. After years of building your practice, make sure you — not the IRS — enjoy the rewards.

Key moments:

(03:33) The three bucket strategy explained, and how one lowers your student loan payments (08:16) The overlooked advantages of standard brokerage accounts (14:14) Reverse rollovers are a headache to deal with, but provide long-term benefits (20:06) How to access Roth IRA funds before retirement age without penalties (29:17) Common mistakes about the pro-rata rule

Managing your finances doesn't need to be painful. Book a free intro call today. Just browsing? Learn more about us at SLP Wealth.

Like the show? There are several ways you can help!


]]>3274808c-2b55-4258-a8e9-9b99859dfa32Thu, 10 Apr 2025 08:00:00 -040034:14falsefull1212How this Endodontist Built a Successful Practice in a Crowded MarketHow this Endodontist Built a Successful Practice in a Crowded MarketEver wondered what it really takes to build a dental practice from the ground up in one of America's most saturated markets? Join us as we chat with Dr. John Oganesyan, DDS, about his journey from USC endodontic residency to establishing a successful dental practice in the competitive Los Angeles market. He shares how he pivoted from larger dental corporations to private practice ownership, including candid stories about building a patient base, managing insurance transitions, and the decisions that ultimately led to his growing success.

Key moments:

(06:17) Your first dental job is rarely your dream position (14:58) Sometimes the practice that doesn't check all your boxes is exactly the right one (20:50) Making the space your own: managing office updates and insurance changes (26:14) Why referral patterns fluctuate and how specialists can create a more consistent patient flow

Managing your finances doesn't need to be painful. Book a free intro call today. Just browsing? Learn more about us at SLP Wealth.

Like the show? There are several ways you can help!


]]>Ever wondered what it really takes to build a dental practice from the ground up in one of America's most saturated markets? Join us as we chat with Dr. John Oganesyan, DDS, about his journey from USC endodontic residency to establishing a successful dental practice in the competitive Los Angeles market. He shares how he pivoted from larger dental corporations to private practice ownership, including candid stories about building a patient base, managing insurance transitions, and the decisions that ultimately led to his growing success.

Key moments:

(06:17) Your first dental job is rarely your dream position (14:58) Sometimes the practice that doesn't check all your boxes is exactly the right one (20:50) Making the space your own: managing office updates and insurance changes (26:14) Why referral patterns fluctuate and how specialists can create a more consistent patient flow

Managing your finances doesn't need to be painful. Book a free intro call today. Just browsing? Learn more about us at SLP Wealth.

Like the show? There are several ways you can help!


]]>fe4433c0-7ec6-42be-9817-5b264e85536cThu, 27 Mar 2025 09:00:00 -040030:53falsefull1111Investing Gone Wrong: The Most Common Mistakes We See Dentists MakeInvesting Gone Wrong: The Most Common Mistakes We See Dentists MakeAt first glance, investing seems simple — put money in, watch it grow. But just like a night at the casino, emotions, overconfidence, and bad bets can wreck your long-term success. Learn the biggest investment mistakes we see dentists make and how to avoid them. Through personal stories of financial missteps, we'll unpack the dangers of both overly complex and overly simplistic strategies. Plus, we'll explain why aligning risk with your comfort level and timeline is key, and share insights on diversification, tax-smart investing, and building a portfolio that works for you.

Key moments:

(04:44) Cashing out your chips and leaving the table too early can cost you

(11:15) S&P 500 historical investment odds prove it's a long game

(15:01) Setting up your portfolio for shorter term goals (less than 10 years)

(22:33) VTSAX and chill? Not so fast

(30:19) The tax impact of your investment decisions

Managing your finances doesn't need to be painful. Book a free intro call today. Just browsing? Learn more about us at SLP Wealth.

Like the show? There are several ways you can help!


]]>At first glance, investing seems simple — put money in, watch it grow. But just like a night at the casino, emotions, overconfidence, and bad bets can wreck your long-term success. Learn the biggest investment mistakes we see dentists make and how to avoid them. Through personal stories of financial missteps, we'll unpack the dangers of both overly complex and overly simplistic strategies. Plus, we'll explain why aligning risk with your comfort level and timeline is key, and share insights on diversification, tax-smart investing, and building a portfolio that works for you.

Key moments:

(04:44) Cashing out your chips and leaving the table too early can cost you

(11:15) S&P 500 historical investment odds prove it's a long game

(15:01) Setting up your portfolio for shorter term goals (less than 10 years)

(22:33) VTSAX and chill? Not so fast

(30:19) The tax impact of your investment decisions

Managing your finances doesn't need to be painful. Book a free intro call today. Just browsing? Learn more about us at SLP Wealth.

Like the show? There are several ways you can help!


]]>236d38db-5e1e-4f96-89ca-1d1bd34cfdf9Thu, 13 Mar 2025 09:00:00 -040040:19falsefull1010From Patients to Pacifiers: How Dentists Can Prepare for ParenthoodFrom Patients to Pacifiers: How Dentists Can Prepare for ParenthoodStarting a family is a huge milestone, but how do you make it work financially as a dentist? Whether you're in dental school, working as an associate, or running your own practice, family planning comes with big decisions — both personal and financial.

SLP Wealth partner and financial planner Sim Terwilliger, CFP®, CSLP® joins us to break down the real considerations dentists face when growing their families. We'll cover everything from timing your family plans around your career to managing parental leave, childcare costs, and practice ownership. If you're wondering when the right time is to have kids or how to prepare financially, this episode has practical advice to help you navigate it all with confidence.

Key moments:

(03:34) The time commitment of having a baby: what to expect and how to prepare (08:29) Why being a 1099 associate adds extra stress to family planning (11:34) A guide to prepping for kids, from disability and life insurance to diapers and formula (18:12) How to handle medical expenses and use FSAs/HSAs for big tax savings (24:56) Keeping your practice running while setting boundaries for family life

Managing your finances doesn't need to be painful. Book a free intro call today. Just browsing? Learn more about us at SLP Wealth.

Like the show? There are several ways you can help!


]]>Starting a family is a huge milestone, but how do you make it work financially as a dentist? Whether you're in dental school, working as an associate, or running your own practice, family planning comes with big decisions — both personal and financial.

SLP Wealth partner and financial planner Sim Terwilliger, CFP®, CSLP® joins us to break down the real considerations dentists face when growing their families. We'll cover everything from timing your family plans around your career to managing parental leave, childcare costs, and practice ownership. If you're wondering when the right time is to have kids or how to prepare financially, this episode has practical advice to help you navigate it all with confidence.

Key moments:

(03:34) The time commitment of having a baby: what to expect and how to prepare (08:29) Why being a 1099 associate adds extra stress to family planning (11:34) A guide to prepping for kids, from disability and life insurance to diapers and formula (18:12) How to handle medical expenses and use FSAs/HSAs for big tax savings (24:56) Keeping your practice running while setting boundaries for family life

Managing your finances doesn't need to be painful. Book a free intro call today. Just browsing? Learn more about us at SLP Wealth.

Like the show? There are several ways you can help!


]]>c6cf4bac-5b31-4620-b84e-a03267913a57Thu, 27 Feb 2025 09:00:00 -040031:37falsefull99Playbook for Protecting Your Dental Practice: Financial & Operational Must-KnowsPlaybook for Protecting Your Dental Practice: Financial &amp; Operational Must-KnowsYou've invested years into building your dental practice — are you doing enough to protect it? We're addressing the essential steps every dentist should consider, from financial safeguards to operational planning and succession strategies. You'll learn how to shield your practice from risk, maintain its value, and ensure long-term success, no matter what challenges arise. Whether you're just starting out or looking to strengthen your safety net, this episode is packed with practical advice every dentist needs.

Key moments:

(05:16) The financial safety nets every dental practice needs (but too many ignore) (10:06) You can't afford to skip life and disability insurance (18:12) Buy-sell agreements and succession planning to protect your practice's future (23:23) Cloud storage and disaster recovery are essential protections (27:00) Handling staffing and succession planning without the stress

Managing your finances doesn't need to be painful. Book a free intro call today. Just browsing? Learn more about us at SLP Wealth.

Like the show? There are several ways you can help!


]]>You've invested years into building your dental practice — are you doing enough to protect it? We're addressing the essential steps every dentist should consider, from financial safeguards to operational planning and succession strategies. You'll learn how to shield your practice from risk, maintain its value, and ensure long-term success, no matter what challenges arise. Whether you're just starting out or looking to strengthen your safety net, this episode is packed with practical advice every dentist needs.

Key moments:

(05:16) The financial safety nets every dental practice needs (but too many ignore) (10:06) You can't afford to skip life and disability insurance (18:12) Buy-sell agreements and succession planning to protect your practice's future (23:23) Cloud storage and disaster recovery are essential protections (27:00) Handling staffing and succession planning without the stress

Managing your finances doesn't need to be painful. Book a free intro call today. Just browsing? Learn more about us at SLP Wealth.

Like the show? There are several ways you can help!


]]>5944a365-754c-4a1b-abce-acacbc709c3fThu, 13 Feb 2025 09:00:00 -040031:31falsefull881099 or W-2? Tax and Financial Impacts for Dentists1099 or W-2? Tax and Financial Impacts for DentistsLearn how employment classification can make or break your financial plan as we explore the key differences between 1099 independent contractor roles and W-2 employee positions.

Special guest Kathleen Boyd, CFP®, CSLP®, CBDA, from the SLP Wealth dental planning team, joins us and shares expert insights on how each option affects your taxes, benefits, legal protections, and long-term financial goals. If you're an associate evaluating job offers or a practice owner deciding how to structure your team, tune in to discover how to choose the path that sets you up for success, both in your practice and your finances.

Key moments:

(03:35) If someone offers you the choice of being a "1099 employee," it's a red flag

(09:51) W-2 employees can save on taxes because employers pay half of FICA taxes

(13:50) Moving from W-2 to 1099 shifts tax responsibility, but it can benefit high earners

(18:53) 1099 associates can claim business deductions that W-2 employees can't

(24:39) Qualifying for a mortgage is harder for business owners than W-2 employees

Links mentioned in this episode:


Managing your finances doesn't need to be painful. Book a free intro call today. Just browsing? Learn more about us at SLP Wealth.

Like the show? There are several ways you can help!


]]>Learn how employment classification can make or break your financial plan as we explore the key differences between 1099 independent contractor roles and W-2 employee positions.

Special guest Kathleen Boyd, CFP®, CSLP®, CBDA, from the SLP Wealth dental planning team, joins us and shares expert insights on how each option affects your taxes, benefits, legal protections, and long-term financial goals. If you're an associate evaluating job offers or a practice owner deciding how to structure your team, tune in to discover how to choose the path that sets you up for success, both in your practice and your finances.

Key moments:

(03:35) If someone offers you the choice of being a "1099 employee," it's a red flag

(09:51) W-2 employees can save on taxes because employers pay half of FICA taxes

(13:50) Moving from W-2 to 1099 shifts tax responsibility, but it can benefit high earners

(18:53) 1099 associates can claim business deductions that W-2 employees can't

(24:39) Qualifying for a mortgage is harder for business owners than W-2 employees

Links mentioned in this episode:


Managing your finances doesn't need to be painful. Book a free intro call today. Just browsing? Learn more about us at SLP Wealth.

Like the show? There are several ways you can help!


]]>6cd5bc76-8fa0-4ee3-9481-e9b2b3d32c38Thu, 30 Jan 2025 09:00:00 -040027:18falsefull77How Perpetual Learning Led to 60% Practice Growth in 2 YearsHow Perpetual Learning Led to 60% Practice Growth in 2 Years What does it take to achieve remarkable growth in your practice? We're joined by special guest Dr. Christian Mullin, a practice owner in Virginia Beach, who shares his inspiring journey of growing his practice's collections from $1.1 million to $1.85 million in just two years.

He walks us through his journey from Michigan to Virginia and the mindset shifts, strategies, and relentless pursuit of learning that fueled his success. From tackling operational challenges to rethinking patient care, his story is packed with insights for practice owners looking for sustainable growth. Tune in to get actionable takeaways and fresh perspectives on what's possible for your career in dentistry.

Key moments:

(04:50) Efficient scheduling is the backbone of practice success

(08:47) The moment he ruled out other paths and decided dentistry was the perfect fit

(14:45) A mindset shift in dental school sparked his interest in investing and practice ownership

(23:32) Practice ownership isn't for everyone (managing people is harder than the procedures)

(33:19) The one piece of advice he wishes he could give his younger self

Managing your finances doesn't need to be painful. Book a free intro call today. Just browsing? Learn more about us at SLP Wealth.

Like the show? There are several ways you can help!


]]> What does it take to achieve remarkable growth in your practice? We're joined by special guest Dr. Christian Mullin, a practice owner in Virginia Beach, who shares his inspiring journey of growing his practice's collections from $1.1 million to $1.85 million in just two years.

He walks us through his journey from Michigan to Virginia and the mindset shifts, strategies, and relentless pursuit of learning that fueled his success. From tackling operational challenges to rethinking patient care, his story is packed with insights for practice owners looking for sustainable growth. Tune in to get actionable takeaways and fresh perspectives on what's possible for your career in dentistry.

Key moments:

(04:50) Efficient scheduling is the backbone of practice success

(08:47) The moment he ruled out other paths and decided dentistry was the perfect fit

(14:45) A mindset shift in dental school sparked his interest in investing and practice ownership

(23:32) Practice ownership isn't for everyone (managing people is harder than the procedures)

(33:19) The one piece of advice he wishes he could give his younger self

Managing your finances doesn't need to be painful. Book a free intro call today. Just browsing? Learn more about us at SLP Wealth.

Like the show? There are several ways you can help!


]]>85fa6ec9-d9e3-4d38-a6dd-e7d3076a30a7Thu, 16 Jan 2025 09:00:00 -040036:33falsefull66Financial Fitness for Dentists: Your 2025 Gym Membership PlanFinancial Fitness for Dentists: Your 2025 Gym Membership Plan Still recovering from December's spending spree? If your finances could use a reset, we've got you covered. Enter "financial hibernation" — our go-to strategy for bouncing back after the holidays. Instead of vague New Year's resolutions, we're focusing on what really works for dental professionals who want to build wealth in 2024. Join Conor Mahlmann, CFP®, CSLP®, and Jake Courtney, CFP®, CSLP®, to explore 401(k) retirement options for practice owners and 1099 associates, tools like Monarch Money to make tracking your finances actually enjoyable (yes, really), and the "Financially Wrapped" approach to revamp your money habits. Plus, get the latest on retirement trends that are reshaping how dentists plan their financial futures. If you're ready to start the year strong, this episode is your reset button.

Key moments:

(02:22) Turn Spotify Wrapped into Financially Wrapped to uncover your 2024 money trends

(08:25) Dentists retire at 69, seven years later than the average for other professions

(13:35) Few dental practices have a 401(k), but practice owners and 1099 associates have options

(19:10) How the Backdoor Roth IRA lets high earners contribute beyond IRS income limits

(26:45) Tools to make tracking your savings rate simple and show progress over time

Links mentioned in this episode:


Managing your finances doesn't need to be painful. Book a free intro call today. Just browsing? Learn more about us at SLP Wealth.

Like the show? There are several ways you can help!


]]> Still recovering from December's spending spree? If your finances could use a reset, we've got you covered. Enter "financial hibernation" — our go-to strategy for bouncing back after the holidays. Instead of vague New Year's resolutions, we're focusing on what really works for dental professionals who want to build wealth in 2024. Join Conor Mahlmann, CFP®, CSLP®, and Jake Courtney, CFP®, CSLP®, to explore 401(k) retirement options for practice owners and 1099 associates, tools like Monarch Money to make tracking your finances actually enjoyable (yes, really), and the "Financially Wrapped" approach to revamp your money habits. Plus, get the latest on retirement trends that are reshaping how dentists plan their financial futures. If you're ready to start the year strong, this episode is your reset button.

Key moments:

(02:22) Turn Spotify Wrapped into Financially Wrapped to uncover your 2024 money trends

(08:25) Dentists retire at 69, seven years later than the average for other professions

(13:35) Few dental practices have a 401(k), but practice owners and 1099 associates have options

(19:10) How the Backdoor Roth IRA lets high earners contribute beyond IRS income limits

(26:45) Tools to make tracking your savings rate simple and show progress over time

Links mentioned in this episode:


Managing your finances doesn't need to be painful. Book a free intro call today. Just browsing? Learn more about us at SLP Wealth.

Like the show? There are several ways you can help!


]]>71eb8c1c-71ba-4a63-9155-fb98a222e1cfThu, 02 Jan 2025 09:00:00 -040035:29falsefull55Smart Ways to Buy and Depreciate Practice EquipmentSmart Ways to Buy and Depreciate Practice Equipment Depreciation isn't just what happens quickly to your new Cybertruck — it's a strategy that could save you thousands. Logan Foltz, MD, EA, tax manager at SLP Wealth and former physician, joins Conor Mahlmann, CFP®, CSLP®, and Jake Courtney, CFP®, CSLP®, to break down equipment depreciation and tax planning tips for dental practices and 1099 associates. You'll learn from real-world examples like depreciating an $80,000 CBCT machine, vehicle expense deductions, business vs. personal use, and airtight expense tracking for tax compliance.

We'll explore surprising things you might be able to depreciate, how to time purchases for maximum tax savings, tactics for high-profit years, how depreciation impacts your bottom line, and methods to make it work in your favor.

Key moments:

(07:22) Why a solid expense tracking system is your ticket to maximizing tax savings

(14:56) How your property type and depreciation life determine your depreciation schedule — plus recent tax law updates

(23:01) The hidden downside of early depreciation and the risk of a tax payback later

(28:05) Writing off your car and knowing the line between business and personal use to avoid IRS headaches

Managing your finances doesn't need to be painful. Book a free intro call today. Just browsing? Learn more about us at SLP Wealth.

Like the show? There are several ways you can help!


]]> Depreciation isn't just what happens quickly to your new Cybertruck — it's a strategy that could save you thousands. Logan Foltz, MD, EA, tax manager at SLP Wealth and former physician, joins Conor Mahlmann, CFP®, CSLP®, and Jake Courtney, CFP®, CSLP®, to break down equipment depreciation and tax planning tips for dental practices and 1099 associates. You'll learn from real-world examples like depreciating an $80,000 CBCT machine, vehicle expense deductions, business vs. personal use, and airtight expense tracking for tax compliance.

We'll explore surprising things you might be able to depreciate, how to time purchases for maximum tax savings, tactics for high-profit years, how depreciation impacts your bottom line, and methods to make it work in your favor.

Key moments:

(07:22) Why a solid expense tracking system is your ticket to maximizing tax savings

(14:56) How your property type and depreciation life determine your depreciation schedule — plus recent tax law updates

(23:01) The hidden downside of early depreciation and the risk of a tax payback later

(28:05) Writing off your car and knowing the line between business and personal use to avoid IRS headaches

Managing your finances doesn't need to be painful. Book a free intro call today. Just browsing? Learn more about us at SLP Wealth.

Like the show? There are several ways you can help!


]]>e02652e6-4bc5-4734-9a97-f9fa733a32e5Thu, 19 Dec 2024 09:00:00 -040035:18falsefull44You're a Practice Owner, Now What?You're a Practice Owner, Now What? You've taken the leap and bought your own dental practice — congratulations! Owning a practice is a huge milestone, but it also comes with a big question: what's next? Conor Mahlmann, CFP®, CSLP®, and Jake Courtney, CFP®, CSLP®, walk you through the key steps that will help you build a successful practice and keep your finances on track. But it's not just about the numbers. Great leadership and a strong vision are just as important as a solid financial foundation, and we cover that, too.

Key moments:

(05:35) The must-know basics of bookkeeping, LLCs, and managing your money

(16:37) The smart way to prioritize your practice loan and student loan payments

(24:49) No 401(k) in your new practice? Here's how to still plan for retirement

(33:07) Stop lifestyle creep in its tracks by mastering this one powerful savings strategy

Managing your finances doesn't need to be painful. Book a free intro call today. Just browsing? Learn more about us at SLP Wealth.

Like the show? There are several ways you can help!


]]> You've taken the leap and bought your own dental practice — congratulations! Owning a practice is a huge milestone, but it also comes with a big question: what's next? Conor Mahlmann, CFP®, CSLP®, and Jake Courtney, CFP®, CSLP®, walk you through the key steps that will help you build a successful practice and keep your finances on track. But it's not just about the numbers. Great leadership and a strong vision are just as important as a solid financial foundation, and we cover that, too.

Key moments:

(05:35) The must-know basics of bookkeeping, LLCs, and managing your money

(16:37) The smart way to prioritize your practice loan and student loan payments

(24:49) No 401(k) in your new practice? Here's how to still plan for retirement

(33:07) Stop lifestyle creep in its tracks by mastering this one powerful savings strategy

Managing your finances doesn't need to be painful. Book a free intro call today. Just browsing? Learn more about us at SLP Wealth.

Like the show? There are several ways you can help!


]]>fc010974-99d4-4ce4-94da-235c5b5b6633Thu, 05 Dec 2024 09:00:00 -040041:10falsefull33Navigating Post-Election Uncertainty for DentistsNavigating Post-Election Uncertainty for DentistsThe election sparked uncertainty and possible changes, leaving many dentists wondering how to protect their financial future. Join financial planners Conor Mahlmann, CFP®, CSLP®, and Jake Courtney, CFP®, CSLP®, as well as special guest Travis Hornsby, CFA®, CFP®, to explore how the election could affect your personal finances.

Key moments:

(03:04) Self-care routines we use to recover from burning the candle at both ends (05:46) Why dentists need this podcast to help grow wealth (10:28) Get clarity on whether your student loan strategy needs to change post-election (15:14) What a second Trump term could mean for dentists' financial plans

Managing your finances doesn't need to be painful. Book a free intro call today. Just browsing? Learn more about us at SLP Wealth.

Like the show? There are several ways you can help!


]]>The election sparked uncertainty and possible changes, leaving many dentists wondering how to protect their financial future. Join financial planners Conor Mahlmann, CFP®, CSLP®, and Jake Courtney, CFP®, CSLP®, as well as special guest Travis Hornsby, CFA®, CFP®, to explore how the election could affect your personal finances.

Key moments:

(03:04) Self-care routines we use to recover from burning the candle at both ends (05:46) Why dentists need this podcast to help grow wealth (10:28) Get clarity on whether your student loan strategy needs to change post-election (15:14) What a second Trump term could mean for dentists' financial plans

Managing your finances doesn't need to be painful. Book a free intro call today. Just browsing? Learn more about us at SLP Wealth.

Like the show? There are several ways you can help!


]]>3e7f04bd-c674-4553-a4b0-ed4b9091e460Thu, 21 Nov 2024 09:00:00 -040029:20falsefull22Surprising Reasons NOT to Buy a Dental PracticeSurprising Reasons NOT to Buy a Dental PracticeBuying or starting a dental practice is a major financial and professional commitment — and one of the best ways to grow your net worth while gaining work flexibility. But is it always the right move? Join financial planners Conor Mahlmann, CFP®, CSLP®, and Jake Courtney, CFP®, CSLP®, as they explore the top reasons not to buy a practice.

While we're strong advocates for dental practice ownership, we also know that the "perfect" practice on paper can sometimes turn into financial regret. Discover the common pitfalls and misconceptions that lead dentists to buy for the wrong reasons, and make sure your next big step is the right one.

Key moments:

(05:54) The asking price is too high, making it difficult to justify the value (12:37) Why location and lifestyle are just as important as the numbers (13:39) Lack of cash reserves can leave you vulnerable to unexpected expenses (17:52) If you're not comfortable with the uncertainty of owning a small business, think twice (24:36) Buying a practice can complicate future large purchases (like a home)

Managing your finances doesn't need to be painful. Book a free intro call today. Just browsing? Learn more about us at SLP Wealth.

Like the show? There are several ways you can help!


]]>Buying or starting a dental practice is a major financial and professional commitment — and one of the best ways to grow your net worth while gaining work flexibility. But is it always the right move? Join financial planners Conor Mahlmann, CFP®, CSLP®, and Jake Courtney, CFP®, CSLP®, as they explore the top reasons not to buy a practice.

While we're strong advocates for dental practice ownership, we also know that the "perfect" practice on paper can sometimes turn into financial regret. Discover the common pitfalls and misconceptions that lead dentists to buy for the wrong reasons, and make sure your next big step is the right one.

Key moments:

(05:54) The asking price is too high, making it difficult to justify the value (12:37) Why location and lifestyle are just as important as the numbers (13:39) Lack of cash reserves can leave you vulnerable to unexpected expenses (17:52) If you're not comfortable with the uncertainty of owning a small business, think twice (24:36) Buying a practice can complicate future large purchases (like a home)

Managing your finances doesn't need to be painful. Book a free intro call today. Just browsing? Learn more about us at SLP Wealth.

Like the show? There are several ways you can help!


]]>428ad45f-0300-4676-a027-ed5c208284ecThu, 07 Nov 2024 09:00:00 -040031:25falsefull11