<![CDATA[Financially Free Era by SLP Wealth]]>05e3229b-b0f2-5c19-a520-567f21a8a98eFri, 08 May 2026 08:00:32 +0000Captivate.fmMeagan McGuirehttps://artwork.captivate.fm/e7968295-26c9-4aac-a629-56a029806563/FFEra-show-art-2025-3000x-512kb.jpgFinancially Free Era by SLP WealthMeagan McGuireMeagan McGuireAre you looking to grow your wealth, achieve financial freedom, and spend lavishly on what brings you joy? Join Meagan McGuire, CFP®, ChFC®, CSLP®, Partner & Co-Founder of SLP Wealth, a fiduciary financial planning and coaching firm dedicated to helping everyday people take control of their financial future. We've helped clients manage student loan debt totaling over $4 billion and saving them a projected $569 million. Everyone should have access to the tools needed for long-term financial success, no matter where they are in their financial journey.https://financially-free-era.captivate.fmfalseepisodichttps://feeds.captivate.fm/financially-free-era/874d3a90-430c-11f1-bb58-29606b8225b4nopodcastWill AI Kill Financial PlanningWill AI Kill Financial PlanningAI tools seem to be everywhere right now. It’s only natural to wonder if human financial planning is still worth it, especially as new platforms promise smarter automation and fee compression. I dig into how much the landscape has changed in just months, share behind-the-scenes stories about testing OpenAI, Claude, and emerging tools like Hazel, and get real about what AI can (and absolutely can’t) do for students, professionals, and families with complex needs.

Along the way, we talk about value beyond the spreadsheet — how emotional tradeoffs, life planning, and actual human connection still matter, even as the numbers-crunching gets faster and sharper.

Key moments:

(01:06) Testing OpenAI and Claude for real-world financial planning tasks — and what surprised me most

(05:45) How AI-driven “margin killers” impacted Wall Street valuations for custodians and advisors

(13:05) Where AI falls short: sycophantic answers and the critical human element in life decisions

(16:26) Real examples of balancing emotional, family, and financial goals that AI just can’t handle

Resources mentioned:

Hazel by Altruist: https://altruist.com/hazel

There’s no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>AI tools seem to be everywhere right now. It’s only natural to wonder if human financial planning is still worth it, especially as new platforms promise smarter automation and fee compression. I dig into how much the landscape has changed in just months, share behind-the-scenes stories about testing OpenAI, Claude, and emerging tools like Hazel, and get real about what AI can (and absolutely can’t) do for students, professionals, and families with complex needs.

Along the way, we talk about value beyond the spreadsheet — how emotional tradeoffs, life planning, and actual human connection still matter, even as the numbers-crunching gets faster and sharper.

Key moments:

(01:06) Testing OpenAI and Claude for real-world financial planning tasks — and what surprised me most

(05:45) How AI-driven “margin killers” impacted Wall Street valuations for custodians and advisors

(13:05) Where AI falls short: sycophantic answers and the critical human element in life decisions

(16:26) Real examples of balancing emotional, family, and financial goals that AI just can’t handle

Resources mentioned:

Hazel by Altruist: https://altruist.com/hazel

There’s no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>b475033f-d3d0-46b2-84bf-4569f62a5192Fri, 08 May 2026 04:00:00 -040021:27falsefull5252What This Tax Season Is Teaching UsWhat This Tax Season Is Teaching UsWe sit down to recap what we saw this season and the fixes you can make before next year's return. You'll learn how Form 8606 keeps your backdoor Roth from getting taxed twice, why earned income still matters in community property states, and how Form 8958 should split income when you file separately. We get into Schedule C pitfalls, the line between a business and a hobby, the home office deduction, and why homeowners need to know about depreciation.

We also cover a safe harbor approach for 1099 earners, what to expect in your 2026 tax planning meeting, and how the new SALT cap deduction is opening up itemizing for more of our clients.

Key moments:

(02:36) Form 8606 and the backdoor Roth pitfalls we saw this season

(09:18) Community property, earned income, and Form 8958

(14:51) Schedule C and the line between a business and a hobby

(21:17) Quarterly estimated payments and safe harbor for 1099 income

(28:50) The new SALT cap: who it helps and how it changes standard vs. itemized deductions

Resources mentioned:


There’s no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>We sit down to recap what we saw this season and the fixes you can make before next year's return. You'll learn how Form 8606 keeps your backdoor Roth from getting taxed twice, why earned income still matters in community property states, and how Form 8958 should split income when you file separately. We get into Schedule C pitfalls, the line between a business and a hobby, the home office deduction, and why homeowners need to know about depreciation.

We also cover a safe harbor approach for 1099 earners, what to expect in your 2026 tax planning meeting, and how the new SALT cap deduction is opening up itemizing for more of our clients.

Key moments:

(02:36) Form 8606 and the backdoor Roth pitfalls we saw this season

(09:18) Community property, earned income, and Form 8958

(14:51) Schedule C and the line between a business and a hobby

(21:17) Quarterly estimated payments and safe harbor for 1099 income

(28:50) The new SALT cap: who it helps and how it changes standard vs. itemized deductions

Resources mentioned:


There’s no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>2aec3746-4a7c-4ad2-9b28-44b41ecc8f7cFri, 01 May 2026 04:00:00 -040033:56falsefull5151Data Over Drama (In Your Finances)Data Over Drama (In Your Finances)Feelings and headlines can easily influence the choices we make with money—often at our own expense. I walk through how relying on stories or vibes (instead of cold, hard stats) can impact everything from investment picks to whether you stick with a high-value loan strategy like PSLF. We get into cognitive biases that trip up even the smartest people, dig into major financial opportunities that exist in obscure rules (like the Augusta Rule), and break down how “bad trades” happen when you don’t understand the real value of what you have.

Key moments:

(06:28) What commitment bias, anchoring, confirmation bias, and loss aversion do to your investment choices

(13:11) The Augusta Rule explained: rent your home up to 14 days a year, tax-free

(17:37) The Vanderbilt hat trade: refinancing federal loans you shouldn't, selling at a loss, and chasing salary without weighing benefits

There’s no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>Feelings and headlines can easily influence the choices we make with money—often at our own expense. I walk through how relying on stories or vibes (instead of cold, hard stats) can impact everything from investment picks to whether you stick with a high-value loan strategy like PSLF. We get into cognitive biases that trip up even the smartest people, dig into major financial opportunities that exist in obscure rules (like the Augusta Rule), and break down how “bad trades” happen when you don’t understand the real value of what you have.

Key moments:

(06:28) What commitment bias, anchoring, confirmation bias, and loss aversion do to your investment choices

(13:11) The Augusta Rule explained: rent your home up to 14 days a year, tax-free

(17:37) The Vanderbilt hat trade: refinancing federal loans you shouldn't, selling at a loss, and chasing salary without weighing benefits

There’s no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>a78045b3-c8f2-4fb2-81d2-366f608c82f3Fri, 24 Apr 2026 04:00:00 -040027:24falsefull5050Why You Shouldn't Try to Time the Market Even During Global CrisesWhy You Shouldn't Try to Time the Market Even During Global CrisesA lot of you have been asking the same question: what do you actually do with your portfolio when the Middle East is at war, oil is above $100 a barrel, and the headlines are doing their worst? We walk through why timing the market during global crises almost always backfires, how to think about your money by time horizon, and why international stocks are quietly outperforming US stocks year-to-date in 2026.

We also get into why algorithmic rebalancing, tax-loss harvesting, and boring moves like maxing out the backdoor Roth matter way more than reacting to the news cycle.

Key moments:

(02:19) The chain reaction from rising oil prices to grocery bills and inflation

(03:52) When ceasefires or unexpected events trigger sharp market moves

(04:35) The best approach for short-, medium-, and long-term financial goals

(12:01) What to actually do right now: rebalance, harvest tax losses, and max your retirement accounts

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>A lot of you have been asking the same question: what do you actually do with your portfolio when the Middle East is at war, oil is above $100 a barrel, and the headlines are doing their worst? We walk through why timing the market during global crises almost always backfires, how to think about your money by time horizon, and why international stocks are quietly outperforming US stocks year-to-date in 2026.

We also get into why algorithmic rebalancing, tax-loss harvesting, and boring moves like maxing out the backdoor Roth matter way more than reacting to the news cycle.

Key moments:

(02:19) The chain reaction from rising oil prices to grocery bills and inflation

(03:52) When ceasefires or unexpected events trigger sharp market moves

(04:35) The best approach for short-, medium-, and long-term financial goals

(12:01) What to actually do right now: rebalance, harvest tax losses, and max your retirement accounts

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>79ba3df5-f1d8-4134-b7a5-e3aaea9a149fFri, 17 Apr 2026 09:00:00 -040013:33falsefull4949When Less Can Be More in Personal FinanceWhen Less Can Be More in Personal FinanceWe're surrounded by messages telling us to want more: more income, more accounts, more complexity. But the winners in both golf and personal finance are usually the ones who do less, better. I pull lessons from the Masters tournament to show how lowering your financial "score," whether that's your interest rate, your stress level, or your monthly obligations, can help you actually win with money.

You'll learn where paying less, owning less, and even thinking less can maximize your results — and why you don't need to make things harder than they have to be.

Key moments:

(08:37) Lower your interest rate with debt to pay less interest over time (obvious but powerful)

(14:37) Using automation to reduce financial stress and decision fatigue

(19:53) How simplifying your accounts can cut through the mental clutter

(25:12) Smarter ways to minimize your tax bill (without giving Uncle Sam an interest-free loan)

Resources mentioned:


There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>We're surrounded by messages telling us to want more: more income, more accounts, more complexity. But the winners in both golf and personal finance are usually the ones who do less, better. I pull lessons from the Masters tournament to show how lowering your financial "score," whether that's your interest rate, your stress level, or your monthly obligations, can help you actually win with money.

You'll learn where paying less, owning less, and even thinking less can maximize your results — and why you don't need to make things harder than they have to be.

Key moments:

(08:37) Lower your interest rate with debt to pay less interest over time (obvious but powerful)

(14:37) Using automation to reduce financial stress and decision fatigue

(19:53) How simplifying your accounts can cut through the mental clutter

(25:12) Smarter ways to minimize your tax bill (without giving Uncle Sam an interest-free loan)

Resources mentioned:


There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>0a6535a1-2b0c-4984-830d-e091d900dd94Fri, 10 Apr 2026 09:00:00 -040039:48falsefull4848Financial Spring Cleaning: A Checklist for Your MoneyFinancial Spring Cleaning: A Checklist for Your MoneySpring isn't just for your closet or car — it's the perfect time to clear out financial clutter and get intentional about where your money's going. We're walking through a step-by-step guide to help you refresh your tax strategy, optimize your credit and accounts, rethink your spending, and set up automation so you're not relying on willpower to stay on track. You'll get practical tips for streamlining everything from old 401(k)s to credit card rewards, so your financial life feels as organized and "light" as your favorite freshly cleaned space.

Key moments:

(03:10) How to check and adjust your W-4 withholdings after tax season

(12:22) Before closing cards: avoid hurting your credit score

(17:50) Why your emergency fund belongs in a high-yield savings account

(22:58) Simple ways to optimize investments and reduce future taxes

Resources mentioned:


There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>Spring isn't just for your closet or car — it's the perfect time to clear out financial clutter and get intentional about where your money's going. We're walking through a step-by-step guide to help you refresh your tax strategy, optimize your credit and accounts, rethink your spending, and set up automation so you're not relying on willpower to stay on track. You'll get practical tips for streamlining everything from old 401(k)s to credit card rewards, so your financial life feels as organized and "light" as your favorite freshly cleaned space.

Key moments:

(03:10) How to check and adjust your W-4 withholdings after tax season

(12:22) Before closing cards: avoid hurting your credit score

(17:50) Why your emergency fund belongs in a high-yield savings account

(22:58) Simple ways to optimize investments and reduce future taxes

Resources mentioned:


There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>b16a7982-6c95-470e-998b-2020d607be40Fri, 03 Apr 2026 09:00:00 -040037:16falsefull4747You Have More Control Than You ThinkYou Have More Control Than You ThinkMost people's New Year's resolutions fall apart by spring — research says the average resolution lasts about 3.74 months, and we're right at that tipping point. So let's get honest about how behavior — not just the calendar — shapes the path, and why it's so easy to talk ourselves out of the dreams that matter most. Many of the limits we put on our financial lives aren't handed down by a judge. Instead, they're stories we've told ourselves that we've never really questioned.

I walk through why the things you've been dreaming about (a four-day workweek, that big annual trip, a career shift) might not be a money problem at all, but a decision problem, and how running the numbers on trade-offs can change the whole picture.

Key moments:

(06:22) Reframing the things you think you "can't" change

(08:13) What dropping to a four-day workweek actually does to your long-term retirement projections

(12:47) Why making one big change beats a thousand tiny cuts in your budget or career

(20:23) The hidden cost of staying stuck: trading time, clarity, or happiness without realizing it

Resources mentioned:


There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>Most people's New Year's resolutions fall apart by spring — research says the average resolution lasts about 3.74 months, and we're right at that tipping point. So let's get honest about how behavior — not just the calendar — shapes the path, and why it's so easy to talk ourselves out of the dreams that matter most. Many of the limits we put on our financial lives aren't handed down by a judge. Instead, they're stories we've told ourselves that we've never really questioned.

I walk through why the things you've been dreaming about (a four-day workweek, that big annual trip, a career shift) might not be a money problem at all, but a decision problem, and how running the numbers on trade-offs can change the whole picture.

Key moments:

(06:22) Reframing the things you think you "can't" change

(08:13) What dropping to a four-day workweek actually does to your long-term retirement projections

(12:47) Why making one big change beats a thousand tiny cuts in your budget or career

(20:23) The hidden cost of staying stuck: trading time, clarity, or happiness without realizing it

Resources mentioned:


There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>bcd11b5b-f9de-40f8-b0f7-c4a8a68c3d39Fri, 27 Mar 2026 09:00:00 -040026:41falsefull4646AI: Friend, Foe, or Your New Financial Planner?AI: Friend, Foe, or Your New Financial Planner?AI is reshaping every corner of finance, and we know there's a lot of noise out there about whether artificial intelligence can actually replace your financial advisor. We get real about what AI tools can — and can't — do for your money, especially when it comes to financial planning, coaching, and those pivotal life decisions. You'll hear why tech can help with tasks like data analysis or budgeting, but doesn't replace the human relationship, judgment, and accountability that a true planner offers — especially when your goals (or spouse's dreams) don't show up neatly in a spreadsheet. We also talk about where AI is already making our own work faster and better, plus the emotional side of planning in a world full of information and tech-driven change.

Key moments:

(01:52) Why the hype about AI replacing financial advisors doesn't match reality

(03:02) How real-life goals and stressors can't be captured by AI's point-in-time advice

(06:22) A case study: when AI misses the key element in a student loan forgiveness plan

(15:04) Which parts of financial planning will — and won't — be replaced by AI

(28:14) The difference between DIY, validator, and delegator clients — and how tech fits in

(35:57) Why scenario planning is more than numbers, and where pros add value you can't automate

Resource mentioned: PSLF Payment Tracker

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>AI is reshaping every corner of finance, and we know there's a lot of noise out there about whether artificial intelligence can actually replace your financial advisor. We get real about what AI tools can — and can't — do for your money, especially when it comes to financial planning, coaching, and those pivotal life decisions. You'll hear why tech can help with tasks like data analysis or budgeting, but doesn't replace the human relationship, judgment, and accountability that a true planner offers — especially when your goals (or spouse's dreams) don't show up neatly in a spreadsheet. We also talk about where AI is already making our own work faster and better, plus the emotional side of planning in a world full of information and tech-driven change.

Key moments:

(01:52) Why the hype about AI replacing financial advisors doesn't match reality

(03:02) How real-life goals and stressors can't be captured by AI's point-in-time advice

(06:22) A case study: when AI misses the key element in a student loan forgiveness plan

(15:04) Which parts of financial planning will — and won't — be replaced by AI

(28:14) The difference between DIY, validator, and delegator clients — and how tech fits in

(35:57) Why scenario planning is more than numbers, and where pros add value you can't automate

Resource mentioned: PSLF Payment Tracker

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>ca1b26b9-2a07-4ddb-9bbd-c1c14a078665Fri, 20 Mar 2026 09:00:00 -040044:45falsefull4545Can You Quit Your Job Tomorrow?Can You Quit Your Job Tomorrow?Most people with big student loans assume they'll be grinding until their 60s before they can finally breathe, but that math is usually way off. Most professionals have far more control over their work-life balance than they realize. You'll hear practical ways to rethink saving, spending, and career planning so you can reclaim time, energy, and purpose right now (not just decades from now). Learn the math and the mindset you need to start living the life you want, sooner than you think.

Key moments:

(03:31) Running the numbers to show why dramatically changing your job tomorrow is more realistic than you think

(06:04) What most high earners say they'd do if they had "enough"

(07:24) Why pausing retirement savings for daycare years isn't as bad as it seems

(15:08) The one "big thing" you need to be frugal on to open up your life

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>Most people with big student loans assume they'll be grinding until their 60s before they can finally breathe, but that math is usually way off. Most professionals have far more control over their work-life balance than they realize. You'll hear practical ways to rethink saving, spending, and career planning so you can reclaim time, energy, and purpose right now (not just decades from now). Learn the math and the mindset you need to start living the life you want, sooner than you think.

Key moments:

(03:31) Running the numbers to show why dramatically changing your job tomorrow is more realistic than you think

(06:04) What most high earners say they'd do if they had "enough"

(07:24) Why pausing retirement savings for daycare years isn't as bad as it seems

(15:08) The one "big thing" you need to be frugal on to open up your life

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>1ac9d0b0-d280-4e19-bd7f-8969e5b49802Fri, 13 Mar 2026 09:00:00 -040023:01falsefull4444How Creative Debt Restructuring Can Change Your LifeHow Creative Debt Restructuring Can Change Your LifeMost people hear "debt restructuring" and immediately think bankruptcy, but that's not what we're talking about here. This episode is about reshuffling your debt stack in a way that frees up cash flow, takes advantage of interest arbitrage, and gets you to your goals faster. We walk through how rethinking which debts get your extra dollars — based on deductibility, interest rates, and after-tax cost — can save you thousands every year and unlock breathing room.

Key moments:

(01:32) Deductible debt vs. non-deductible debt, and how mis-prioritizing payments can work against you

(06:43) The math behind why paying a 5% student loan is equivalent to a risk-free 8-9% return

(11:50) Why inflation can actually benefit debt-holders with significant assets

(13:56) Restructuring mortgage debt near retirement to delay Social Security and maximize benefits

(17:17) When it's okay to ignore the math: behavioral finance and the psychology of debt payoff

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>Most people hear "debt restructuring" and immediately think bankruptcy, but that's not what we're talking about here. This episode is about reshuffling your debt stack in a way that frees up cash flow, takes advantage of interest arbitrage, and gets you to your goals faster. We walk through how rethinking which debts get your extra dollars — based on deductibility, interest rates, and after-tax cost — can save you thousands every year and unlock breathing room.

Key moments:

(01:32) Deductible debt vs. non-deductible debt, and how mis-prioritizing payments can work against you

(06:43) The math behind why paying a 5% student loan is equivalent to a risk-free 8-9% return

(11:50) Why inflation can actually benefit debt-holders with significant assets

(13:56) Restructuring mortgage debt near retirement to delay Social Security and maximize benefits

(17:17) When it's okay to ignore the math: behavioral finance and the psychology of debt payoff

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>f4b3f036-4fc7-4602-b41e-d15feed021caFri, 06 Mar 2026 09:00:00 -040021:42falsefull4343Is VTSAX and Chill Dead?Is VTSAX and Chill Dead?For years, the internet's favorite investing advice was simple: buy VTSAX and chill. But it's long overdue for a reality check. We'll talk about the downsides of a one-fund portfolio and why recent international and small-cap value outperformance should give you pause.

You'll learn how diversification, smart portfolio rebalancing, and practical investment management can protect your goals (and your peace of mind) far better than going it alone or chasing past returns. I'll walk you through the evidence, the behavioral traps, and how to align your investments with your real life, not just the latest forum trend.

Key moments:

(01:51) Why international and small-cap value beat the US large-cap lately

(07:49) How outperformance cycles should shape your portfolio, not your emotions

(13:01) The dangers of chasing performance versus committing to a long-term allocation

(21:13) Why portfolio complexity means tax and rebalancing headaches — and when to get help

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>For years, the internet's favorite investing advice was simple: buy VTSAX and chill. But it's long overdue for a reality check. We'll talk about the downsides of a one-fund portfolio and why recent international and small-cap value outperformance should give you pause.

You'll learn how diversification, smart portfolio rebalancing, and practical investment management can protect your goals (and your peace of mind) far better than going it alone or chasing past returns. I'll walk you through the evidence, the behavioral traps, and how to align your investments with your real life, not just the latest forum trend.

Key moments:

(01:51) Why international and small-cap value beat the US large-cap lately

(07:49) How outperformance cycles should shape your portfolio, not your emotions

(13:01) The dangers of chasing performance versus committing to a long-term allocation

(21:13) Why portfolio complexity means tax and rebalancing headaches — and when to get help

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>c8da021f-8117-4cd0-be27-e5060b2f77cfFri, 27 Feb 2026 09:00:00 -040028:48falsefull4242Live From the Newborn Trenches, Former DINKWAD's Money Moves Pre- and Post-BirthLive From the Newborn Trenches, Former DINKWAD's Money Moves Pre- and Post-BirthGoing from DINKWAD (Dual Income, No Kids, With A Dog) to new parent is a wild ride. I'm sharing exactly what I did to financially prepare for birth and the first two weeks postpartum — from simplifying bills and meal planning to hospital supply hacks, Amazon returns, and freeing up mental space for the emotional ups and downs of new parenthood. If you're in the newborn stage (or almost there), this is your financial survival guide.

Key moments:

(02:10) What I did pre-birth so I could focus on my newborn, not my bills (11:30) How (and why) to maximize hospital resources covered by your insurance (14:40) Week 1 postpartum: What I bought, didn't use, and returned (20:11) Week 2 postpartum: medical bills, rewards program, and subscription services to reclaim time

Resources mentioned:

The Doctors Bjorkman Hello Fresh Similac Rewards Pampers Rewards College savings plan

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>Going from DINKWAD (Dual Income, No Kids, With A Dog) to new parent is a wild ride. I'm sharing exactly what I did to financially prepare for birth and the first two weeks postpartum — from simplifying bills and meal planning to hospital supply hacks, Amazon returns, and freeing up mental space for the emotional ups and downs of new parenthood. If you're in the newborn stage (or almost there), this is your financial survival guide.

Key moments:

(02:10) What I did pre-birth so I could focus on my newborn, not my bills (11:30) How (and why) to maximize hospital resources covered by your insurance (14:40) Week 1 postpartum: What I bought, didn't use, and returned (20:11) Week 2 postpartum: medical bills, rewards program, and subscription services to reclaim time

Resources mentioned:

The Doctors Bjorkman Hello Fresh Similac Rewards Pampers Rewards College savings plan

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>494754ff-261e-4505-aac8-b3502ea43538Fri, 20 Feb 2026 09:00:00 -040028:47falsefull4141Financial Planning Lessons From a Mountain SnowstormFinancial Planning Lessons From a Mountain SnowstormWhat would you do if you were sliding backward down an icy mountain at 11 p.m. with your kids in the car? We walk through a terrifying near-miss and the powerful financial lessons that came from it: overconfidence bias, underinsuring your life and disability, and why preparedness isn't fear-based — it's freedom-based. You'll also hear why reflecting on your mortality might actually help you live (and spend) more intentionally. If you've ever found yourself on a slippery slope — literally or financially — this episode is for you.

Key moments:

(03:20) Why spending on safety, like snow tires or insurance, isn't optional

(06:37) No one should live in fear, but we should be better about being prepared

(08:39) Overconfidence bias and dangerous financial blind spots

(12:52) Balancing long-term savings with living fully in the present

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>What would you do if you were sliding backward down an icy mountain at 11 p.m. with your kids in the car? We walk through a terrifying near-miss and the powerful financial lessons that came from it: overconfidence bias, underinsuring your life and disability, and why preparedness isn't fear-based — it's freedom-based. You'll also hear why reflecting on your mortality might actually help you live (and spend) more intentionally. If you've ever found yourself on a slippery slope — literally or financially — this episode is for you.

Key moments:

(03:20) Why spending on safety, like snow tires or insurance, isn't optional

(06:37) No one should live in fear, but we should be better about being prepared

(08:39) Overconfidence bias and dangerous financial blind spots

(12:52) Balancing long-term savings with living fully in the present

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>9d2a1e92-1003-4a4e-8f0c-9e45d01173b1Fri, 13 Feb 2026 09:00:00 -040016:57falsefull4040Parent PLUS Loan Borrowing Changes and How to Save for College NowParent PLUS Loan Borrowing Changes and How to Save for College NowParent PLUS loans have always been complicated, and recent rule changes have made them even more confusing. Learn what's changed, what still works, and where parents need to take action now. You'll hear real-life experience from a Parent PLUS borrower, clear explanations of new deadlines, and practical strategies for families still paying for college — or getting ready to.

Key moments:

(05:20) How double consolidation worked, and why it's now obsolete

(10:05) The June 30, 2026, deadline that locks you out of income-driven repayment

(13:31) How new rules impact PSLF for parents still borrowing

(29:26) Tax strategies, IRMAA, and when married filing separately helps

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>Parent PLUS loans have always been complicated, and recent rule changes have made them even more confusing. Learn what's changed, what still works, and where parents need to take action now. You'll hear real-life experience from a Parent PLUS borrower, clear explanations of new deadlines, and practical strategies for families still paying for college — or getting ready to.

Key moments:

(05:20) How double consolidation worked, and why it's now obsolete

(10:05) The June 30, 2026, deadline that locks you out of income-driven repayment

(13:31) How new rules impact PSLF for parents still borrowing

(29:26) Tax strategies, IRMAA, and when married filing separately helps

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>7c4df70e-1ffc-4c31-b92c-47b0d095869eFri, 06 Feb 2026 09:00:00 -040035:10falsefull39393 Investing Mistakes You Can Spot on Your Tax Return3 Investing Mistakes You Can Spot on Your Tax ReturnWhat if your tax return could quietly point out investing mistakes that are costing you real money? In this episode, we walk through the three most easily spotted investing blunders we find over and over. Learn why missing out on tax-loss harvesting, donating cash instead of appreciated stock to charity, and not maximizing backdoor Roth IRAs can slow your financial progress. If you've been DIY-ing your investments or feel a little lost during tax season, this is the episode you didn't know you needed.

Key moments:

(01:20) Tax loss harvesting and the problem with having brokerage accounts at different places

(04:20) Your Schedule A and charity donations

(05:44) Why actively managing your portfolio's cost basis is potentially genius

(06:47) Check your Form 1040 if you did a backdoor Roth IRA

(09:28) Even really smart, capable people make investing mistakes

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>What if your tax return could quietly point out investing mistakes that are costing you real money? In this episode, we walk through the three most easily spotted investing blunders we find over and over. Learn why missing out on tax-loss harvesting, donating cash instead of appreciated stock to charity, and not maximizing backdoor Roth IRAs can slow your financial progress. If you've been DIY-ing your investments or feel a little lost during tax season, this is the episode you didn't know you needed.

Key moments:

(01:20) Tax loss harvesting and the problem with having brokerage accounts at different places

(04:20) Your Schedule A and charity donations

(05:44) Why actively managing your portfolio's cost basis is potentially genius

(06:47) Check your Form 1040 if you did a backdoor Roth IRA

(09:28) Even really smart, capable people make investing mistakes

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>f3c63126-4511-4425-a9db-bbaef8545a8aFri, 30 Jan 2026 09:00:00 -040015:28falsefull3838Paying Taxes Is Inevitable. Overpaying Is Optional.Paying Taxes Is Inevitable. Overpaying Is Optional.Most people aren't doing anything wrong with their taxes, they're just missing a few key details that quietly add up. In this episode, I'm joined by Sim Terwilliger, CFP®, CSLP®, our chief tax planner at SLP Wealth, to break down the most common (and totally normal) tax mistakes we see that can cost people thousands. From backdoor Roth errors and brokerage account missteps to missed deductions and underpayment penalties, we cover what actually matters, what's fixable, and how to be more proactive heading into a new tax year.

Key moments:

(03:15) Why backdoor Roth mistakes trigger unexpected taxes

(15:27) How brokerage account defaults quietly increase your tax bill

(29:06) Underpayment penalties and how to avoid IRS interest

(43:37) Why SALT deduction changes matter more than you think

Resources mentioned:


There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>Most people aren't doing anything wrong with their taxes, they're just missing a few key details that quietly add up. In this episode, I'm joined by Sim Terwilliger, CFP®, CSLP®, our chief tax planner at SLP Wealth, to break down the most common (and totally normal) tax mistakes we see that can cost people thousands. From backdoor Roth errors and brokerage account missteps to missed deductions and underpayment penalties, we cover what actually matters, what's fixable, and how to be more proactive heading into a new tax year.

Key moments:

(03:15) Why backdoor Roth mistakes trigger unexpected taxes

(15:27) How brokerage account defaults quietly increase your tax bill

(29:06) Underpayment penalties and how to avoid IRS interest

(43:37) Why SALT deduction changes matter more than you think

Resources mentioned:


There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>c2cf588f-12d1-4175-acfe-b3a3e96ae321Fri, 23 Jan 2026 09:00:00 -040054:01falsefull3737What College Football Spending Reveals About Higher EdWhat College Football Spending Reveals About Higher EdWhy are colleges telling students to borrow less… while writing nine-figure checks for football coaches? In this episode, Travis Hornsby, CEO of SLP Wealth, joins me to pull back the curtain on the business of higher education through the lens of college football. We talk NIL money, massive TV contracts, coaching buyouts, and what all of this says about how universities actually operate.

We also connect the dots to student loan caps, ROI on degrees, and why it's more important than ever to approach college decisions with eyes wide open.

Key moments:

(06:20) How TV deals turned football into a cash machine

(09:08) What $100M+ coaching contracts teach us about leverage and negotiation

(17:01) Contract terms, non-competes, and exit options might matter more than salary

(22:43) Why loan caps could change which schools are actually worth attending

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>Why are colleges telling students to borrow less… while writing nine-figure checks for football coaches? In this episode, Travis Hornsby, CEO of SLP Wealth, joins me to pull back the curtain on the business of higher education through the lens of college football. We talk NIL money, massive TV contracts, coaching buyouts, and what all of this says about how universities actually operate.

We also connect the dots to student loan caps, ROI on degrees, and why it's more important than ever to approach college decisions with eyes wide open.

Key moments:

(06:20) How TV deals turned football into a cash machine

(09:08) What $100M+ coaching contracts teach us about leverage and negotiation

(17:01) Contract terms, non-competes, and exit options might matter more than salary

(22:43) Why loan caps could change which schools are actually worth attending

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>6d989d5e-430b-4f5b-82ad-abee522d706eFri, 16 Jan 2026 09:00:00 -040035:24falsefull3636What's IN And What's OUT in Personal Finance for 2026What's IN And What's OUT in Personal Finance for 2026What you don't do with your money matters just as much as what you do. In this episode, I break down what's officially out in personal finance for 2026 — from late fees and unnecessary taxes to money shame and silent stress — and what we're intentionally replacing it with. We're focusing on habits, systems, and decisions that make money feel easier, calmer, and more aligned with real life.

If you want 2026 to be the year your finances feel calmer, clearer, and more aligned with your real life, this episode sets the foundation.

Key moments:

(05:58) Late fees and credit card interest: non-negotiables for 2026

(11:30) Avoiding unnecessary taxes and common planning mistakes

(20:23) Why estate planning, life insurance, and disability coverage matter

(38:21) What's in: automation, goal tracking, and values-based spending

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>What you don't do with your money matters just as much as what you do. In this episode, I break down what's officially out in personal finance for 2026 — from late fees and unnecessary taxes to money shame and silent stress — and what we're intentionally replacing it with. We're focusing on habits, systems, and decisions that make money feel easier, calmer, and more aligned with real life.

If you want 2026 to be the year your finances feel calmer, clearer, and more aligned with your real life, this episode sets the foundation.

Key moments:

(05:58) Late fees and credit card interest: non-negotiables for 2026

(11:30) Avoiding unnecessary taxes and common planning mistakes

(20:23) Why estate planning, life insurance, and disability coverage matter

(38:21) What's in: automation, goal tracking, and values-based spending

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>61d162d9-ff3d-4ed9-a1c3-152dc236ab8cFri, 09 Jan 2026 09:00:00 -040052:40falsefull3535Learn How to Realistically Use Credit Card Travel PointsLearn How to Realistically Use Credit Card Travel PointsCredit card points can feel confusing, risky, or downright gimmicky. Listen in as I sit down with credit card rewards consultant Colin Stroud to break down what "points hacking" really is (and what it isn't). We talk about simple, realistic ways to use travel rewards without opening a dozen cards, wrecking your credit, or turning it into a part-time job. You'll learn how to think strategically about points, avoid common traps, and decide whether this is even worth your time.

Key moments:

(02:21) What credit card "hacking" really means and why it's misunderstood

(08:22) Why flexible travel cards beat airline or hotel cards for beginners

(14:57) How transferring points works (and when it's actually worth it)

(26:09) A simple 1–3 card system for earning points without constant card churn

(34:34) How business owners can unlock outsized value from everyday spending

Resources mentioned:


There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>Credit card points can feel confusing, risky, or downright gimmicky. Listen in as I sit down with credit card rewards consultant Colin Stroud to break down what "points hacking" really is (and what it isn't). We talk about simple, realistic ways to use travel rewards without opening a dozen cards, wrecking your credit, or turning it into a part-time job. You'll learn how to think strategically about points, avoid common traps, and decide whether this is even worth your time.

Key moments:

(02:21) What credit card "hacking" really means and why it's misunderstood

(08:22) Why flexible travel cards beat airline or hotel cards for beginners

(14:57) How transferring points works (and when it's actually worth it)

(26:09) A simple 1–3 card system for earning points without constant card churn

(34:34) How business owners can unlock outsized value from everyday spending

Resources mentioned:


There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>6dd9e0c8-d070-40e7-a230-9c1d8d83298eFri, 26 Dec 2025 09:00:00 -040045:12falsefull3434Why Blanket Money Advice Doesn't WorkWhy Blanket Money Advice Doesn't WorkEver hear a money rule that sounds empowering… but makes you feel like you're failing when you can't stick to it? Learn why one-size-fits-all financial advice hits so hard on social media — and why it can backfire in real life. We'll walk through common "always/never" money rules (debt, credit cards, investing, homebuying, saving 20%) and I'll show you how to turn those rules into a real plan that actually fits your life, goals, and peace of mind.

Key moments:

(08:57) "All debt is bad" breaks down fast with student loans

(17:45) Credit cards aren't bad — it's the behavior around them that matters

(21:59) Maxing out your 401(k) might not be your best financial move

(28:56) "Save 20%" is a benchmark, not a morality test

(32:33) Why people love blanket advice

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>Ever hear a money rule that sounds empowering… but makes you feel like you're failing when you can't stick to it? Learn why one-size-fits-all financial advice hits so hard on social media — and why it can backfire in real life. We'll walk through common "always/never" money rules (debt, credit cards, investing, homebuying, saving 20%) and I'll show you how to turn those rules into a real plan that actually fits your life, goals, and peace of mind.

Key moments:

(08:57) "All debt is bad" breaks down fast with student loans

(17:45) Credit cards aren't bad — it's the behavior around them that matters

(21:59) Maxing out your 401(k) might not be your best financial move

(28:56) "Save 20%" is a benchmark, not a morality test

(32:33) Why people love blanket advice

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>3925c5d2-33ee-4829-825d-0b0ffa184a56Fri, 19 Dec 2025 09:00:00 -040039:27falsefull3333Arguably the Most Important Insurance Professionals Like You Should HaveArguably the Most Important Insurance Professionals Like You Should HaveMost people hear "disability insurance" and instantly want to tap out. But this might be the most important episode you listen to all year. We sit down with Dennis Hornsby, Director of Insurance Operations at SLP Insurance, to break down what disability coverage actually does, why it matters so much in your 20s–40s, and how a few simple decisions can protect your income, your family, and your future. You'll learn what must-have policy features to look for, how to avoid common mistakes, and why now is the best time to get this in place.

Key moments:

(07:12) Resident discounts: the 20% lifetime savings most people miss

(11:54) Own-occupation coverage and why specialists can't skip it

(16:11) Partial disability: the benefit you'll likely use before anything else

(23:27) Riders that matter (catastrophic, COLA, and benefit increase)

(38:06) Benefit period vs. elimination period and how to choose the right combo

Resource mentioned:


There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>Most people hear "disability insurance" and instantly want to tap out. But this might be the most important episode you listen to all year. We sit down with Dennis Hornsby, Director of Insurance Operations at SLP Insurance, to break down what disability coverage actually does, why it matters so much in your 20s–40s, and how a few simple decisions can protect your income, your family, and your future. You'll learn what must-have policy features to look for, how to avoid common mistakes, and why now is the best time to get this in place.

Key moments:

(07:12) Resident discounts: the 20% lifetime savings most people miss

(11:54) Own-occupation coverage and why specialists can't skip it

(16:11) Partial disability: the benefit you'll likely use before anything else

(23:27) Riders that matter (catastrophic, COLA, and benefit increase)

(38:06) Benefit period vs. elimination period and how to choose the right combo

Resource mentioned:


There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>c1d8461b-4de1-49a8-9d54-a8e4c4858f36Fri, 12 Dec 2025 09:00:00 -040045:53falsefull3232Money Mistakes Small Business Owners Are Making And How to Fix ThemMoney Mistakes Small Business Owners Are Making And How to Fix ThemRunning your business on vibes and Venmo? Find out the five most common money mistakes I see small business owners, practice owners, and 1099 contractors make — and exactly how to fix them. You'll learn how to separate business and personal spending, pay yourself a steady paycheck, plan for taxes year-round, and build simple financial systems so your business supports your life instead of constantly stressing you out.

Key moments:

(04:41) The Target receipt problem: mixing business and personal expenses (12:23) Revenue does not equal a paycheck (and how to pay yourself reliably) (16:38) Using an overflow account to smooth out high and low months (19:36) Year-round tax planning and simple systems to run your business like a business

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>Running your business on vibes and Venmo? Find out the five most common money mistakes I see small business owners, practice owners, and 1099 contractors make — and exactly how to fix them. You'll learn how to separate business and personal spending, pay yourself a steady paycheck, plan for taxes year-round, and build simple financial systems so your business supports your life instead of constantly stressing you out.

Key moments:

(04:41) The Target receipt problem: mixing business and personal expenses (12:23) Revenue does not equal a paycheck (and how to pay yourself reliably) (16:38) Using an overflow account to smooth out high and low months (19:36) Year-round tax planning and simple systems to run your business like a business

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>3cb6ec69-5521-46c7-aa94-5df0dd16ea00Fri, 05 Dec 2025 09:00:00 -040032:53falsefull3131Newsworthy Nuggets Over the Past Few MonthsNewsworthy Nuggets Over the Past Few MonthsHeadlines have been wild this year, but what actually matters for your money? We'll run through nine quick "newsworthy nuggets," from mortgage rates and inflation to student loan forgiveness, insurance gaps, and the job market. You'll hear what's noise, what's worth paying attention to, and how these headlines show up inside real financial plans. By the end, you'll feel a little more informed, and a lot less panicked.

Key moments:

(01:44) Will self-driving cars actually lower your auto insurance anytime soon

(05:37) Mortgage rates dip, but why 3% (and probably 4%) mortgages aren't coming back

(09:02) Student loan forgiveness resumes — and clarity on 2025 tax-free forgiveness

(16:31) Inflation is raising prices and squeezing your everyday budget

(22:57) Why insurance premiums keep climbing even as coverage feels weaker

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>Headlines have been wild this year, but what actually matters for your money? We'll run through nine quick "newsworthy nuggets," from mortgage rates and inflation to student loan forgiveness, insurance gaps, and the job market. You'll hear what's noise, what's worth paying attention to, and how these headlines show up inside real financial plans. By the end, you'll feel a little more informed, and a lot less panicked.

Key moments:

(01:44) Will self-driving cars actually lower your auto insurance anytime soon

(05:37) Mortgage rates dip, but why 3% (and probably 4%) mortgages aren't coming back

(09:02) Student loan forgiveness resumes — and clarity on 2025 tax-free forgiveness

(16:31) Inflation is raising prices and squeezing your everyday budget

(22:57) Why insurance premiums keep climbing even as coverage feels weaker

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>ddeca862-31b5-4998-a334-3a4c5493e777Fri, 28 Nov 2025 09:00:00 -040031:27falsefull3030How SLP Wealth Is Evolving Next Year To Get You To Your Goals & Dreams FasterHow SLP Wealth Is Evolving Next Year To Get You To Your Goals &amp; Dreams FasterWe're pulling back the curtain today. SLP Wealth CEO Travis Hornsby, CFA®, CFP®, joins us as we walk through the biggest lessons we've learned building SLP Wealth — what worked, what didn't, and why we're making some thoughtful changes to serve you better in 2026 and beyond. You'll hear how we're creating a planning process that's smoother, clearer, and more supportive year-round, plus what these updates actually mean for your goals, your momentum, and your day-to-day financial life.

If you want to understand how you'll get more value and better guidance going forward, this episode lays it out.

Key moments:

(01:36) How SLP Wealth actually started (and why it clicked so fast)

(14:10) What we learned from our first year, and how it means better planning for you

(26:22) How moving to three annual check-ins can help you make faster progress on your goals

(33:25) The new investment management tiers and how they benefit you

(44:40) Why treating your financial plan as a living roadmap keeps you on track through every life shift

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>We're pulling back the curtain today. SLP Wealth CEO Travis Hornsby, CFA®, CFP®, joins us as we walk through the biggest lessons we've learned building SLP Wealth — what worked, what didn't, and why we're making some thoughtful changes to serve you better in 2026 and beyond. You'll hear how we're creating a planning process that's smoother, clearer, and more supportive year-round, plus what these updates actually mean for your goals, your momentum, and your day-to-day financial life.

If you want to understand how you'll get more value and better guidance going forward, this episode lays it out.

Key moments:

(01:36) How SLP Wealth actually started (and why it clicked so fast)

(14:10) What we learned from our first year, and how it means better planning for you

(26:22) How moving to three annual check-ins can help you make faster progress on your goals

(33:25) The new investment management tiers and how they benefit you

(44:40) Why treating your financial plan as a living roadmap keeps you on track through every life shift

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>055a446f-0d02-4786-b2f6-73115e9bccf5Fri, 21 Nov 2025 09:00:00 -040049:31falsefull2929The #1 Wealth Killer: The Brand New SUVThe #1 Wealth Killer: The Brand New SUVWe're talking about cars — not from a "never buy anything nice" angle, but from the perspective of how much they can quietly drain from your long-term wealth. Jake Courtney, CFP®, CSLP®, joins us to break down what an $80,000 SUV really does to your savings rate. We also look at the pressure to "upgrade" when life changes (new baby, new job, new neighborhood) and how to separate what you actually need from what feels normal around you. You'll learn practical ways to get a reliable, safe car without letting transportation become the biggest drag on your wealth.

Key moments:

(01:24) New baby, growing families, and the peer pressure to upgrade vehicles (08:42) A $200K-income couple and how one car choice adds eight work years (19:12) The three-year-old used SUV strategy and why it wins long term (29:41) When leasing can make sense — and when buying still comes out ahead

Resources mentioned:


There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>We're talking about cars — not from a "never buy anything nice" angle, but from the perspective of how much they can quietly drain from your long-term wealth. Jake Courtney, CFP®, CSLP®, joins us to break down what an $80,000 SUV really does to your savings rate. We also look at the pressure to "upgrade" when life changes (new baby, new job, new neighborhood) and how to separate what you actually need from what feels normal around you. You'll learn practical ways to get a reliable, safe car without letting transportation become the biggest drag on your wealth.

Key moments:

(01:24) New baby, growing families, and the peer pressure to upgrade vehicles (08:42) A $200K-income couple and how one car choice adds eight work years (19:12) The three-year-old used SUV strategy and why it wins long term (29:41) When leasing can make sense — and when buying still comes out ahead

Resources mentioned:


There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>1f57df77-c70d-4417-849b-400cd6fff0e1Fri, 14 Nov 2025 09:00:00 -040038:21falsefull28287 Mistakes DIY Investors Don't Realize They're Making7 Mistakes DIY Investors Don't Realize They're MakingThink you've got your investments under control? You might be surprised. Two SLP Wealth partners — Travis Hornsby, CFA®, CFP®, and Conor Mahlmann, CFP®,CSLP® — break down seven costly mistakes even the most hands-on investors make, from subtle market timing to tax traps that quietly eat away at returns.

Discover what most people miss when managing their own portfolios and learn how to spot (and fix) the issues before they snowball.

Key moments:

(04:38) Sneaky ways you might "time the market" without realizing it

(12:26) What tax-loss harvesting really involves (and why most people don't do it right)

(15:58) Why your brokerage's default settings could cost you thousands in taxes

(20:02) The purpose and power of rebalancing your portfolio

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>Think you've got your investments under control? You might be surprised. Two SLP Wealth partners — Travis Hornsby, CFA®, CFP®, and Conor Mahlmann, CFP®,CSLP® — break down seven costly mistakes even the most hands-on investors make, from subtle market timing to tax traps that quietly eat away at returns.

Discover what most people miss when managing their own portfolios and learn how to spot (and fix) the issues before they snowball.

Key moments:

(04:38) Sneaky ways you might "time the market" without realizing it

(12:26) What tax-loss harvesting really involves (and why most people don't do it right)

(15:58) Why your brokerage's default settings could cost you thousands in taxes

(20:02) The purpose and power of rebalancing your portfolio

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>103cab25-c16f-48d0-8faf-6efa8d26ebbfFri, 07 Nov 2025 08:00:00 -040059:34falsefull2727Financial Horror Stories: Don't Let This Be YouFinancial Horror Stories: Don't Let This Be YouWe're sharing our real-life financial horror stories, from haunted tax bills and ghostly subscriptions to lifestyle creep and the curse of bad investments. You'll hear about surprise tax collections, credit card vampires, and toddler fraud (yep, it's a thing).

We talk about how to escape debt traps, protect yourself from money monsters, and keep lifestyle creep from haunting your future.

Key moments:

(08:34) Identity theft, IP PINs, and freezing your credit for protection

(17:32) The curse of the curious toddler and surprise subscriptions

(20:37) Debunking haunted money myths and why buying a house isn't always a good investment

(39:24) How to keep the ghost of lifestyle creep from sneaking up on you

Resource mentioned:


There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>We're sharing our real-life financial horror stories, from haunted tax bills and ghostly subscriptions to lifestyle creep and the curse of bad investments. You'll hear about surprise tax collections, credit card vampires, and toddler fraud (yep, it's a thing).

We talk about how to escape debt traps, protect yourself from money monsters, and keep lifestyle creep from haunting your future.

Key moments:

(08:34) Identity theft, IP PINs, and freezing your credit for protection

(17:32) The curse of the curious toddler and surprise subscriptions

(20:37) Debunking haunted money myths and why buying a house isn't always a good investment

(39:24) How to keep the ghost of lifestyle creep from sneaking up on you

Resource mentioned:


There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>7eb1b8d1-f542-4613-9cd5-fed80bc83c88Fri, 31 Oct 2025 08:00:00 -040047:44falsefull2626How to Lie with NumbersHow to Lie with NumbersWe all lie to ourselves with numbers — even when we don't mean to. Our brains (and marketing messages) bend math in ways that can make questionable money choices feel justified. From how we frame percentages and comparisons to the mental gymnastics we do to justify spending, we explore why our perception of "good" or "bad" financial decisions can be so skewed. When we start to recognize how we "lie" with numbers, we can make clearer, more honest progress toward our goals.

Key moments:

(03:38) The PSLF "99% denial" panic — how framing changed everything

(11:44) How magnitude blindness affects our spending habits

(18:06) The car payment blind spot — why big costs feel smaller than they are

(22:10) How marketing and "discount logic" trick us into overspending

(34:33) Reframing money decisions to align with what actually matters

Resources mentioned: How to Lie with Statistics by Darrell Huff

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>We all lie to ourselves with numbers — even when we don't mean to. Our brains (and marketing messages) bend math in ways that can make questionable money choices feel justified. From how we frame percentages and comparisons to the mental gymnastics we do to justify spending, we explore why our perception of "good" or "bad" financial decisions can be so skewed. When we start to recognize how we "lie" with numbers, we can make clearer, more honest progress toward our goals.

Key moments:

(03:38) The PSLF "99% denial" panic — how framing changed everything

(11:44) How magnitude blindness affects our spending habits

(18:06) The car payment blind spot — why big costs feel smaller than they are

(22:10) How marketing and "discount logic" trick us into overspending

(34:33) Reframing money decisions to align with what actually matters

Resources mentioned: How to Lie with Statistics by Darrell Huff

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>bdc44cc1-f0ac-4a7d-bcae-6af30cd32218Fri, 24 Oct 2025 08:00:00 -040039:32falsefull2525Debt Sucks But Your Payoff Strategy Doesn't Have ToDebt Sucks But Your Payoff Strategy Doesn't Have ToDebt can make you feel like you're always behind. But there's a path forward — and it's not as complicated as it seems. Learn what debt looks like for different professions and the best ways to finally pay it off.

We walk through real numbers from SLP Wealth clients, from dentists to veterinarians, and break down strategies like the avalanche and snowball methods, balance transfers, debt consolidation, HELOCs, and even 401(k) loans. I also share when each option might make sense (and when to stay far away). Most importantly, we talk about how to stay out of debt once you're free.

Key moments:

(04:49) Real client data: average debts and incomes across professions

(11:01) How to choose between the avalanche and snowball payoff methods

(15:37) Smart (and risky) tools to pay down debt — 0% balance transfers, consolidation loans, and HELOCs

(27:18) When a 401(k) loan might actually make sense

Resources mentioned: Monarch Money

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>Debt can make you feel like you're always behind. But there's a path forward — and it's not as complicated as it seems. Learn what debt looks like for different professions and the best ways to finally pay it off.

We walk through real numbers from SLP Wealth clients, from dentists to veterinarians, and break down strategies like the avalanche and snowball methods, balance transfers, debt consolidation, HELOCs, and even 401(k) loans. I also share when each option might make sense (and when to stay far away). Most importantly, we talk about how to stay out of debt once you're free.

Key moments:

(04:49) Real client data: average debts and incomes across professions

(11:01) How to choose between the avalanche and snowball payoff methods

(15:37) Smart (and risky) tools to pay down debt — 0% balance transfers, consolidation loans, and HELOCs

(27:18) When a 401(k) loan might actually make sense

Resources mentioned: Monarch Money

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>1d3c3b2d-3053-4cb8-9d2a-00996bad757dFri, 17 Oct 2025 08:00:00 -040045:02falsefull2424Signs You're Doing Student Loan Payment WrongSigns You're Doing Student Loan Payment WrongStudent loans are complicated — and with all the recent rule changes, it's easy to make missteps that cost you time, money, or progress toward forgiveness. We're digging into the most common signs that your repayment strategy might be off track and what to do about it. Whether you're working toward Public Service Loan Forgiveness (PSLF), income-driven forgiveness, or paying your loans off completely, small mistakes can make a big difference.

You'll learn how to stay proactive, integrate your tax strategy, and make smarter decisions about refinancing, repayment, and tracking your progress toward forgiveness — all while keeping your student loan strategy aligned with your larger financial plan.

Key moments:

(03:41) Why staying on the SAVE plan too long could stall forgiveness progress

(10:11) How tax planning can directly impact your monthly student loan payments

(17:13) The right way to track PSLF and IDR credits to avoid lost time

(27:18) When refinancing makes sense (and when it locks you out of options)

Resources mentioned:


There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>Student loans are complicated — and with all the recent rule changes, it's easy to make missteps that cost you time, money, or progress toward forgiveness. We're digging into the most common signs that your repayment strategy might be off track and what to do about it. Whether you're working toward Public Service Loan Forgiveness (PSLF), income-driven forgiveness, or paying your loans off completely, small mistakes can make a big difference.

You'll learn how to stay proactive, integrate your tax strategy, and make smarter decisions about refinancing, repayment, and tracking your progress toward forgiveness — all while keeping your student loan strategy aligned with your larger financial plan.

Key moments:

(03:41) Why staying on the SAVE plan too long could stall forgiveness progress

(10:11) How tax planning can directly impact your monthly student loan payments

(17:13) The right way to track PSLF and IDR credits to avoid lost time

(27:18) When refinancing makes sense (and when it locks you out of options)

Resources mentioned:


There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>639f29e0-d668-4ffb-b30a-64823306ea55Fri, 10 Oct 2025 08:00:00 -040038:12falsefull2323Signs You're Doing Roth IRA WrongSigns You're Doing Roth IRA WrongThink your Roth IRA is set up perfectly? You might want to think again. There's a good chance you're making at least one mistake without realizing it. Roth IRAs are powerful retirement tools, but they come with a bunch of IRS rules that can trip you up.

Learn the most common Roth mistakes people make — including backdoor Roth mishaps and the dreaded "pro rata" problem. We'll help you figure out if something's off with your contributions before it turns into a costly headache. If you've got a Roth or you're thinking about opening one, this episode will show you what to watch out for.

Key moments:

(06:39) The most flexible savings tool for retiring early

(10:27) Reclassifying IRA contributions and what is a backdoor Roth

(15:28) The common mistake high-income earners make

(19:58) Pro rata red flags

(29:50) When your Roth IRA investment isn't actually invested


]]>Think your Roth IRA is set up perfectly? You might want to think again. There's a good chance you're making at least one mistake without realizing it. Roth IRAs are powerful retirement tools, but they come with a bunch of IRS rules that can trip you up.

Learn the most common Roth mistakes people make — including backdoor Roth mishaps and the dreaded "pro rata" problem. We'll help you figure out if something's off with your contributions before it turns into a costly headache. If you've got a Roth or you're thinking about opening one, this episode will show you what to watch out for.

Key moments:

(06:39) The most flexible savings tool for retiring early

(10:27) Reclassifying IRA contributions and what is a backdoor Roth

(15:28) The common mistake high-income earners make

(19:58) Pro rata red flags

(29:50) When your Roth IRA investment isn't actually invested


]]>4f3ceed6-311f-4209-8e59-ca806bc1868bFri, 03 Oct 2025 08:00:00 -040033:14falsefull2222Behind the Planner's Desk: How Planners Really See YouBehind the Planner's Desk: How Planners Really See You Ever wonder what financial planners really think about their clients when the meeting's over? We're cracking open those candid conversations that happen behind closed doors. Inspired by a blog post that one of our readers sent to us: "Are you a DIYer, Validator, or Delegator when it comes to your finances," we're sharing some controversial hot takes that might be a little shocking to some of our listeners.

Key moments:

(02:24) Travis shares his journey from being a DIYer to a Delegator

(09:32) Validators struggle finding one-off planners because compliance requirements make occasional service impractical

(22:43) A simple investment mistake that often leads to massive future taxes

(38:27) Insider perspective: A lot of people are being ripped off by financial planners that charge too much

Resources mentioned:


There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]> Ever wonder what financial planners really think about their clients when the meeting's over? We're cracking open those candid conversations that happen behind closed doors. Inspired by a blog post that one of our readers sent to us: "Are you a DIYer, Validator, or Delegator when it comes to your finances," we're sharing some controversial hot takes that might be a little shocking to some of our listeners.

Key moments:

(02:24) Travis shares his journey from being a DIYer to a Delegator

(09:32) Validators struggle finding one-off planners because compliance requirements make occasional service impractical

(22:43) A simple investment mistake that often leads to massive future taxes

(38:27) Insider perspective: A lot of people are being ripped off by financial planners that charge too much

Resources mentioned:


There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>5bb28261-7484-47a0-bf42-2bafde7c307bFri, 26 Sep 2025 08:00:00 -040044:57falsefull2121Childcare, College, and Raising Money-Smart KidsChildcare, College, and Raising Money-Smart KidsChildcare expenses have completely outpaced normal inflation, and it's one of the biggest financial shocks new families face. We're talking real numbers and honest conversations about costs that can make you sweat. It's not just expensive daycare. We're sharing creative strategies and money-saving hacks that actually work, plus exploring how to weave these massive expenses into your overall financial plan without losing your mind.

You'll also learn our best tips to raise money-smart kids from day one, breaking that uncomfortable taboo around talking about finances. If you're expecting, planning, or already knee-deep in parenting, you'll get practical tools to navigate these crazy costs while setting your family up for long-term success.

Key moments:

(06:54) Childcare costs range from 10% to 35% of household income depending on situation

(14:33) Parenthood requires trade-offs, maybe swapping your dream car for practical payments

(19:58) Remember income restrictions apply to child tax credits

(24:49) Always prioritize retirement savings over your kids' college fund contributions first

(39:34) Kids absorb your money attitudes even when you're not actively teaching them

Resources mentioned:



]]>Childcare expenses have completely outpaced normal inflation, and it's one of the biggest financial shocks new families face. We're talking real numbers and honest conversations about costs that can make you sweat. It's not just expensive daycare. We're sharing creative strategies and money-saving hacks that actually work, plus exploring how to weave these massive expenses into your overall financial plan without losing your mind.

You'll also learn our best tips to raise money-smart kids from day one, breaking that uncomfortable taboo around talking about finances. If you're expecting, planning, or already knee-deep in parenting, you'll get practical tools to navigate these crazy costs while setting your family up for long-term success.

Key moments:

(06:54) Childcare costs range from 10% to 35% of household income depending on situation

(14:33) Parenthood requires trade-offs, maybe swapping your dream car for practical payments

(19:58) Remember income restrictions apply to child tax credits

(24:49) Always prioritize retirement savings over your kids' college fund contributions first

(39:34) Kids absorb your money attitudes even when you're not actively teaching them

Resources mentioned:



]]>00c7c84b-6fad-46b8-be75-8b8e5b87f7ebFri, 19 Sep 2025 08:00:00 -040043:09falsefull2020The Disney-Hulu Marriage, 401(k) Wildcards, and a Scam to AvoidThe Disney-Hulu Marriage, 401(k) Wildcards, and a Scam to AvoidWe're diving into the latest money stories making headlines, like the drama unfolding at Kroger, changes in airline travel costs, and the impacts of spiking healthcare premiums in California. We swap personal stories, from travel mishaps to a power-washing scam, and unpack how corporate scandals might hit your day-to-day expenses.

Plus, we break down what Disney and Hulu's upcoming merger could mean for your streaming budget.

Key moments:

(05:15) Installing car seats on planes was a hassle and why to avoid hard-shell luggage

(10:45) Lawsuit claims Kroger favored family ties over singer Jewel, sparking serious ethics questions

(23:44) Disney is officially going to merge with Hulu

(27:04) New executive order could bring real estate, crypto, and private equity into 401(k) plans


]]>We're diving into the latest money stories making headlines, like the drama unfolding at Kroger, changes in airline travel costs, and the impacts of spiking healthcare premiums in California. We swap personal stories, from travel mishaps to a power-washing scam, and unpack how corporate scandals might hit your day-to-day expenses.

Plus, we break down what Disney and Hulu's upcoming merger could mean for your streaming budget.

Key moments:

(05:15) Installing car seats on planes was a hassle and why to avoid hard-shell luggage

(10:45) Lawsuit claims Kroger favored family ties over singer Jewel, sparking serious ethics questions

(23:44) Disney is officially going to merge with Hulu

(27:04) New executive order could bring real estate, crypto, and private equity into 401(k) plans


]]>eaa5616b-e565-478d-9115-01d22b3fc7c7Fri, 12 Sep 2025 08:00:00 -040037:40falsefull1919Breaking Down the Money Moves in Secret Lives of Mormon WivesBreaking Down the Money Moves in Secret Lives of Mormon WivesWhat can reality TV teach us about money? Turns out… a lot. We're using Secret Lives of Mormon Wives as a jumping-off point to talk about how influencers get paid, why 1099 income is so unpredictable, and what it takes to manage money when your paychecks don't look the same every month. If you're a high-income professional with fluctuating bonuses, freelancing on the side, or just curious how people survive when their income is all over the place, we've got you covered.

We're talking budgeting strategies, emergency funds, negotiating your worth, and even how money dynamics play out in relationships (spoiler: it gets messy). Tune in for the financial lessons hiding between the scandals and soda shops.

Key moments:

(07:34) The size of your emergency fund depends on the variability of your income

(20:11) Why your "wildly fluctuating income" might not be as unpredictable as you think

(24:32) Veterinarians are a hot commodity but often undervalue their worth

(51:26) Revenge trading might be the quickest way to turn a bad decision into a financial disaster


]]>What can reality TV teach us about money? Turns out… a lot. We're using Secret Lives of Mormon Wives as a jumping-off point to talk about how influencers get paid, why 1099 income is so unpredictable, and what it takes to manage money when your paychecks don't look the same every month. If you're a high-income professional with fluctuating bonuses, freelancing on the side, or just curious how people survive when their income is all over the place, we've got you covered.

We're talking budgeting strategies, emergency funds, negotiating your worth, and even how money dynamics play out in relationships (spoiler: it gets messy). Tune in for the financial lessons hiding between the scandals and soda shops.

Key moments:

(07:34) The size of your emergency fund depends on the variability of your income

(20:11) Why your "wildly fluctuating income" might not be as unpredictable as you think

(24:32) Veterinarians are a hot commodity but often undervalue their worth

(51:26) Revenge trading might be the quickest way to turn a bad decision into a financial disaster


]]>1a1b601b-c02b-4935-9564-0a5595044bcaFri, 05 Sep 2025 08:00:00 -040059:35falsefull1818A Roast of Terrible Money MovesA Roast of Terrible Money MovesEver feel like money advice is either painfully boring or way too complicated? We get it. That's why we decided to have a little fun and roast some of the worst financial moves people keep falling for. If you've ever signed up for a gym membership you barely used, bought furniture on a "0% APR" deal, or took out a seven-year car loan that outlasted your actual love for the car — this one's for you. You'll laugh, you'll cringe, and most importantly, you'll walk away knowing how to dodge some of the biggest financial mistakes out there.

Key moments:

(03:59) Understanding whole life policies requires both a CPA and a Ouija Board

(08:59) MLMs sell you the dream, then make you sell it to your friends

(14:26) Leasing vs. buying a car, and when a seven-year car loan makes sense

(25:01) A rapid-fire roast of money mistakes you'll laugh at (and hopefully avoid)


]]>Ever feel like money advice is either painfully boring or way too complicated? We get it. That's why we decided to have a little fun and roast some of the worst financial moves people keep falling for. If you've ever signed up for a gym membership you barely used, bought furniture on a "0% APR" deal, or took out a seven-year car loan that outlasted your actual love for the car — this one's for you. You'll laugh, you'll cringe, and most importantly, you'll walk away knowing how to dodge some of the biggest financial mistakes out there.

Key moments:

(03:59) Understanding whole life policies requires both a CPA and a Ouija Board

(08:59) MLMs sell you the dream, then make you sell it to your friends

(14:26) Leasing vs. buying a car, and when a seven-year car loan makes sense

(25:01) A rapid-fire roast of money mistakes you'll laugh at (and hopefully avoid)


]]>f50ce8f0-9199-4a80-8022-5913d528935aFri, 29 Aug 2025 08:00:00 -040035:13falsefull1717OBBBA: Gifting & Tax PerksOBBBA: Gifting &amp; Tax PerksWith the end of 2025 fast approaching, now's the time to brush up on what the "Big Beautiful Bill" means for your charitable giving and education planning. If you've ever wondered how to squeeze the most out of your donations or whether that Goodwill slip really counts, you'll want to tune in. We walk through the new rules on charitable deductions, why high earners need to pay extra attention, and how simple moves like "bunching" your gifts can make a big difference. Then we shift gears to 529 plans — covering smart strategies like "super funding" and the latest updates on gift and estate tax exclusions. You'll come away knowing how to give generously and keep more money in your pocket.

Key moments:

(04:15) Goodwill donations only matter if you properly document and itemize the receipt

(12:26) Super funding 529s works by coordinating with the annual gift tax exclusion rules

(16:17) 529s are estate-exempt, making them a powerful legacy tool for family education

(21:31) Instead of giving yearly, bunch contributions every 2–3 years to maximize deductions

Resources mentioned:


There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>With the end of 2025 fast approaching, now's the time to brush up on what the "Big Beautiful Bill" means for your charitable giving and education planning. If you've ever wondered how to squeeze the most out of your donations or whether that Goodwill slip really counts, you'll want to tune in. We walk through the new rules on charitable deductions, why high earners need to pay extra attention, and how simple moves like "bunching" your gifts can make a big difference. Then we shift gears to 529 plans — covering smart strategies like "super funding" and the latest updates on gift and estate tax exclusions. You'll come away knowing how to give generously and keep more money in your pocket.

Key moments:

(04:15) Goodwill donations only matter if you properly document and itemize the receipt

(12:26) Super funding 529s works by coordinating with the annual gift tax exclusion rules

(16:17) 529s are estate-exempt, making them a powerful legacy tool for family education

(21:31) Instead of giving yearly, bunch contributions every 2–3 years to maximize deductions

Resources mentioned:


There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>d5c8166d-b7b7-4dd1-813b-a1d4d495fee5Fri, 22 Aug 2025 08:00:00 -040027:23falsefull1616When Nature Strikes: Are You Covered?When Nature Strikes: Are You Covered?Most of us live in blissful denial about natural disasters — until the unthinkable happens. But here's what separates those who recover quickly from those who struggle for years: having a solid financial strategy in place before catastrophe strikes. Financial planner Scotty McDonald, CFP®, CSLP®, joins us to go beyond basic emergency funds to explore in-depth wealth protection strategies.

We discuss the nuances of insurance coverage gaps that could leave you vulnerable and the importance of maintaining adequate liquidity during crisis situations. If you'd rather not get financially steamrolled by Mother Nature, this episode's packed with real, actionable advice that could save your bacon when things get ugly.

Key moments:

(11:24) Have cash on hand and enough savings to cover your insurance deductible

(17:06) Your basic homeowner's policy won't cover wildfire, flood, or earthquake damage costs

(21:56) Umbrella insurance adds extra liability protection when your main policy maxes out

(30:25) Planning ahead for financial disasters removes stress when emergencies happen

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>Most of us live in blissful denial about natural disasters — until the unthinkable happens. But here's what separates those who recover quickly from those who struggle for years: having a solid financial strategy in place before catastrophe strikes. Financial planner Scotty McDonald, CFP®, CSLP®, joins us to go beyond basic emergency funds to explore in-depth wealth protection strategies.

We discuss the nuances of insurance coverage gaps that could leave you vulnerable and the importance of maintaining adequate liquidity during crisis situations. If you'd rather not get financially steamrolled by Mother Nature, this episode's packed with real, actionable advice that could save your bacon when things get ugly.

Key moments:

(11:24) Have cash on hand and enough savings to cover your insurance deductible

(17:06) Your basic homeowner's policy won't cover wildfire, flood, or earthquake damage costs

(21:56) Umbrella insurance adds extra liability protection when your main policy maxes out

(30:25) Planning ahead for financial disasters removes stress when emergencies happen

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>01d354c4-8a0a-4fcb-a0d3-956849cf8e08Fri, 15 Aug 2025 08:00:00 -040033:25falsefull1515Noticed by the IRS? Now What?Noticed by the IRS? Now What?Getting a letter from the IRS is enough to make anyone's stomach drop. But before you panic, take a breath. Chief tax officer Sim Terwilliger, CFP®, CSLP®, joins us to break down what those notices mean, why they're often less scary than they look, and the exact steps to take if one shows up in your mailbox.

You'll learn the most common IRS notices (and the ones that actually need urgent attention), how to make sense of the dense tax jargon, and what to do if you've got unique situations like multiple 1099s or community property rules in states like California. If you're a business owner, newly married, or just someone with a messy tax year, consider this your playbook for handling IRS mail like a pro.

Key moments:

(05:10) California's tax notices can confuse married filing separately, even if you didn't do anything wrong

(12:30) The viral TikTok tax myth you should ignore

(17:02) The first thing to do when an IRS notice lands in your mailbox

(23:46) How a mid-year tax projection can save you from penalties and stress

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>Getting a letter from the IRS is enough to make anyone's stomach drop. But before you panic, take a breath. Chief tax officer Sim Terwilliger, CFP®, CSLP®, joins us to break down what those notices mean, why they're often less scary than they look, and the exact steps to take if one shows up in your mailbox.

You'll learn the most common IRS notices (and the ones that actually need urgent attention), how to make sense of the dense tax jargon, and what to do if you've got unique situations like multiple 1099s or community property rules in states like California. If you're a business owner, newly married, or just someone with a messy tax year, consider this your playbook for handling IRS mail like a pro.

Key moments:

(05:10) California's tax notices can confuse married filing separately, even if you didn't do anything wrong

(12:30) The viral TikTok tax myth you should ignore

(17:02) The first thing to do when an IRS notice lands in your mailbox

(23:46) How a mid-year tax projection can save you from penalties and stress

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>68c58165-46b9-4de8-970d-399479d73c1dFri, 08 Aug 2025 08:00:00 -040031:17falsefull1414The Delicate Balance: Living Your Best Life Now vs. the FutureThe Delicate Balance: Living Your Best Life Now vs. the FutureEver feel like you're stuck between wanting to enjoy life now and knowing you should be saving for the future? It's a tug-of-war that doesn't magically disappear when you start making more money. Financial planner Jake Courtney, CFP®, CSLP®, joins us today to talk about how to find that sweet spot between spending today and saving for tomorrow, whether you earn $100k or $1M a year.

You'll learn why your savings rate matters more than almost anything else when it comes to building wealth and how even a small increase in savings can shave years off your working life. If you've ever wondered, "Am I saving enough?" or felt guilty for enjoying your hard-earned cash, this episode is your permission slip (and your game plan).

Key moments:

(06:11) Auditing your spending once a year is an easy wealth-building habit

(08:59) How bumping your savings rate just a little changes your timeline to "work optional"

(16:29) Cost of living plays a huge role in your savings rate

(20:54) The ideal target savings rate to build long-term flexibility and freedom

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>Ever feel like you're stuck between wanting to enjoy life now and knowing you should be saving for the future? It's a tug-of-war that doesn't magically disappear when you start making more money. Financial planner Jake Courtney, CFP®, CSLP®, joins us today to talk about how to find that sweet spot between spending today and saving for tomorrow, whether you earn $100k or $1M a year.

You'll learn why your savings rate matters more than almost anything else when it comes to building wealth and how even a small increase in savings can shave years off your working life. If you've ever wondered, "Am I saving enough?" or felt guilty for enjoying your hard-earned cash, this episode is your permission slip (and your game plan).

Key moments:

(06:11) Auditing your spending once a year is an easy wealth-building habit

(08:59) How bumping your savings rate just a little changes your timeline to "work optional"

(16:29) Cost of living plays a huge role in your savings rate

(20:54) The ideal target savings rate to build long-term flexibility and freedom

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>6b726e3f-9751-42a5-95bf-338a4d1a364cFri, 01 Aug 2025 08:00:00 -040031:06falsefull1313Breaking Down the "One Big Beautiful Bill"Breaking Down the "One Big Beautiful Bill"The One Big Beautiful Bill is an 887-page piece of legislation, and it's got something for everyone. We're unpacking what's actually inside this massive piece of legislation that was signed on July 4th. We'll walk through what's changing now, what could change later, and what it all means for your money, healthcare, and future plans.

Plus, we break down what still needs to be clarified (because the bill is just the start, and agencies still need to sort out the details). If you're wondering, "How does this bill affect me?" this is the episode for you.

Key moments:

(02:28) Tax cuts in the bill could mean bigger savings for high-income earners

(10:45) 'Trump accounts' offer $1,000 seed money for U.S.-born babies starting in 2025

(16:41) New SNAP rules shift more responsibility (and pressure) to individual state programs

(24:06) Why so many tax laws are temporary, and what that means for planning ahead

(31:54) Most student loan repayment plans are being eliminated, plus big changes for Parent PLUS loans

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>The One Big Beautiful Bill is an 887-page piece of legislation, and it's got something for everyone. We're unpacking what's actually inside this massive piece of legislation that was signed on July 4th. We'll walk through what's changing now, what could change later, and what it all means for your money, healthcare, and future plans.

Plus, we break down what still needs to be clarified (because the bill is just the start, and agencies still need to sort out the details). If you're wondering, "How does this bill affect me?" this is the episode for you.

Key moments:

(02:28) Tax cuts in the bill could mean bigger savings for high-income earners

(10:45) 'Trump accounts' offer $1,000 seed money for U.S.-born babies starting in 2025

(16:41) New SNAP rules shift more responsibility (and pressure) to individual state programs

(24:06) Why so many tax laws are temporary, and what that means for planning ahead

(31:54) Most student loan repayment plans are being eliminated, plus big changes for Parent PLUS loans

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>db7b3c19-e289-4852-9149-69c1c57b75e5Fri, 25 Jul 2025 08:00:00 -040044:42falsefull1212Events, Eats, and Entertainment for Free(ish)Events, Eats, and Entertainment for Free(ish)Inspired by a recent family trip and Meagan's mom's uncanny ability to have fun on a budget, we're talking about how to make the most of your time, money, and community resources without overspending. We explore creative ways to enjoy life on a budget, from free local experiences to smart use of rewards programs and everyday perks. You'll walk away with ideas for saving money, having fun, and finding value in the little things that often go overlooked. It's a reminder that a good time doesn't have to come with a big price tag.

Key moments:

(04:06) Many public libraries offer free museum passes - just ask or check their website

(08:24) Try a self-guided tour app or find a free walking tour in your area

(13:58) Take advantage of National Park free days or grab a state park annual pass

(17:05) Use loyalty programs to stack rewards and save on everyday spending and travel

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>Inspired by a recent family trip and Meagan's mom's uncanny ability to have fun on a budget, we're talking about how to make the most of your time, money, and community resources without overspending. We explore creative ways to enjoy life on a budget, from free local experiences to smart use of rewards programs and everyday perks. You'll walk away with ideas for saving money, having fun, and finding value in the little things that often go overlooked. It's a reminder that a good time doesn't have to come with a big price tag.

Key moments:

(04:06) Many public libraries offer free museum passes - just ask or check their website

(08:24) Try a self-guided tour app or find a free walking tour in your area

(13:58) Take advantage of National Park free days or grab a state park annual pass

(17:05) Use loyalty programs to stack rewards and save on everyday spending and travel

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>43fba68e-0630-42e6-8cde-3758e9a54d07Fri, 18 Jul 2025 08:00:00 -040026:29falsefull1111Discontinued Pennies, Finfluecers Arrested, Fartcoin: Summer Financial Headlines UnpackedDiscontinued Pennies, Finfluecers Arrested, Fartcoin: Summer Financial Headlines UnpackedFinancial headlines lately sound almost too crazy to be true, but a few matter for your wallet. We're talking about how meme coins like Fartcoin (yes, that's a real thing) can help you qualify for a mortgage, what Tesla's stock movements mean for investors, and why the end of the penny could cost you more money. You'll also learn how "Buy Now, Pay Later" apps are about to mess with your credit score, why used car prices are about to spike right when you're thinking of upgrading, and what the recent crackdown on financial influencers means.

Key moments:

(04:57) Using crypto assets might help you qualify for a mortgage

(09:29) "Buy Now, Pay Later" purchases will soon start showing up on credit reports

(17:05) Social media offers laughs and tips, but it's risky for financial advice

(25:28) The US Treasury is phasing out penny production

(27:27) Southwest is killing free checked Bags and embracing assigned seating

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>Financial headlines lately sound almost too crazy to be true, but a few matter for your wallet. We're talking about how meme coins like Fartcoin (yes, that's a real thing) can help you qualify for a mortgage, what Tesla's stock movements mean for investors, and why the end of the penny could cost you more money. You'll also learn how "Buy Now, Pay Later" apps are about to mess with your credit score, why used car prices are about to spike right when you're thinking of upgrading, and what the recent crackdown on financial influencers means.

Key moments:

(04:57) Using crypto assets might help you qualify for a mortgage

(09:29) "Buy Now, Pay Later" purchases will soon start showing up on credit reports

(17:05) Social media offers laughs and tips, but it's risky for financial advice

(25:28) The US Treasury is phasing out penny production

(27:27) Southwest is killing free checked Bags and embracing assigned seating

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>a3e5786a-64a9-4446-9356-a6df2db71935Fri, 11 Jul 2025 08:00:00 -040033:23falsefull1010Robots, Returns & Real Talk: Should You Let AI Be Your Financial Planner?Robots, Returns &amp; Real Talk: Should You Let AI Be Your Financial Planner?Wondering if AI can help you manage your money smarter? We're talking about how AI tools like ChatGPT can boost your financial life, and where they're likely to steer you wrong. Learn practical ways to use AI for tasks like budgeting, organizing your accounts, and saving time, while still knowing when you need a real human advisor to look out for your best interests. Plus, we've got some bonus insider intel from Sim's husband, who's worked in AI for years, for a behind-the-scenes look at what this technology can (and can't) do. If you've wondered whether AI can replace a financial planner — or how to use tech to boost your own money decisions — this one's for you.

Key moments:

(04:35) To be more likable, ChatGPT started flattering users with answers, even when they weren't true or helpful

(10:52) You can't rely solely on AI since it'll answer confidently, even when it's wrong

(13:48) Where AI shines in finance: calculations, summaries, and organizing complex information

(22:16) AI can't hold you accountable or coach your financial habits like a human can

(24:50) There's no accountability if AI gives you terrible financial advice

(28:56) How we actually use AI tools in our financial planning work

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>Wondering if AI can help you manage your money smarter? We're talking about how AI tools like ChatGPT can boost your financial life, and where they're likely to steer you wrong. Learn practical ways to use AI for tasks like budgeting, organizing your accounts, and saving time, while still knowing when you need a real human advisor to look out for your best interests. Plus, we've got some bonus insider intel from Sim's husband, who's worked in AI for years, for a behind-the-scenes look at what this technology can (and can't) do. If you've wondered whether AI can replace a financial planner — or how to use tech to boost your own money decisions — this one's for you.

Key moments:

(04:35) To be more likable, ChatGPT started flattering users with answers, even when they weren't true or helpful

(10:52) You can't rely solely on AI since it'll answer confidently, even when it's wrong

(13:48) Where AI shines in finance: calculations, summaries, and organizing complex information

(22:16) AI can't hold you accountable or coach your financial habits like a human can

(24:50) There's no accountability if AI gives you terrible financial advice

(28:56) How we actually use AI tools in our financial planning work

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>bc9ce992-747d-48fc-aa34-f77806c96a43Fri, 04 Jul 2025 08:00:00 -040039:49falsefull99Messy Portfolios, Missed Opportunities: Simplifying for Smarter InvestingMessy Portfolios, Missed Opportunities: Simplifying for Smarter InvestingWe're not judging. But after digging into a few too many cluttered portfolios lately, we figured it's time to talk about some common mistakes that could be quietly chipping away at your progress. If you're juggling old 401(k)s, multiple target-date funds, and accounts that don't talk to each other, it's time to take a closer look. You'll learn how to spot inefficiencies, clean up clutter, and actually understand what you own, so your investments are working with your goals, not against them.

Key moments:

(04:49) We want diversification, but that doesn't mean more funds

(10:51) Mixing aggressive and conservative funds can throw off your entire investment strategy

(15:35) Some funds charge more than people realize, which can cut into returns

(27:34) Switching jobs can leave behind forgotten 401(k)s that need attention

Resource mentioned:


There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>We're not judging. But after digging into a few too many cluttered portfolios lately, we figured it's time to talk about some common mistakes that could be quietly chipping away at your progress. If you're juggling old 401(k)s, multiple target-date funds, and accounts that don't talk to each other, it's time to take a closer look. You'll learn how to spot inefficiencies, clean up clutter, and actually understand what you own, so your investments are working with your goals, not against them.

Key moments:

(04:49) We want diversification, but that doesn't mean more funds

(10:51) Mixing aggressive and conservative funds can throw off your entire investment strategy

(15:35) Some funds charge more than people realize, which can cut into returns

(27:34) Switching jobs can leave behind forgotten 401(k)s that need attention

Resource mentioned:


There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>5c385ac0-03c0-459c-bc6b-1c9a110dc21eFri, 27 Jun 2025 08:00:00 -040032:36falsefull88I Read the Senate's Student Loan Bill So You Don't Have To (And I'm Mad)I Read the Senate's Student Loan Bill So You Don't Have To (And I'm Mad)We need to talk about some major — and frankly, troubling — student loan news coming out of Congress. The House bill has been out for a little while now, and it wasn't so positive. But the Senate has just released its own student loan bill proposal, and it's not so hot either. Learn what's in the proposal, what it could mean for borrowers like you, and why it feels wildly out of touch with reality. We're here to help you understand what's in the bill and get candid about how these changes feel surprisingly tone-deaf in today's student debt environment.

Key moments:

(08:26) Senate bill repeals affordable income-based repayment plans, cutting off a path to forgiveness

(12:17) It seems like part of a broader plan to disincentivize folks from getting an education

(18:27) Borrower protections vanish — no more loan cancellation if a school lies or misleads you

(28:49) Loan caps may push students toward risky private loans and worsen racial gaps in medicine

(33:38) Borrowers are left scrambling after planning for a system that's suddenly been rewritten

Resources mentioned:


There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>We need to talk about some major — and frankly, troubling — student loan news coming out of Congress. The House bill has been out for a little while now, and it wasn't so positive. But the Senate has just released its own student loan bill proposal, and it's not so hot either. Learn what's in the proposal, what it could mean for borrowers like you, and why it feels wildly out of touch with reality. We're here to help you understand what's in the bill and get candid about how these changes feel surprisingly tone-deaf in today's student debt environment.

Key moments:

(08:26) Senate bill repeals affordable income-based repayment plans, cutting off a path to forgiveness

(12:17) It seems like part of a broader plan to disincentivize folks from getting an education

(18:27) Borrower protections vanish — no more loan cancellation if a school lies or misleads you

(28:49) Loan caps may push students toward risky private loans and worsen racial gaps in medicine

(33:38) Borrowers are left scrambling after planning for a system that's suddenly been rewritten

Resources mentioned:


There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>e5659cd9-3f35-4e1f-93d4-2e8b09e4dea0Fri, 20 Jun 2025 08:00:00 -040041:42falsefull77So You Have a Taxable Brokerage Account?So You Have a Taxable Brokerage Account?Got a taxable brokerage account… or thinking about opening one? Then this episode's for you. We're joined by Sim Terwilliger, CFP®, CSLP®, to explore what these accounts are, how they work, and why they can be a smart tool for building long-term wealth. Learn how they compare to IRAs and 401(k)s and when a taxable brokerage account might make the most sense, whether you're saving for early retirement, preparing for a potential student loan tax bomb, or setting aside money for your kid's future education. You'll also learn how to make the most of your account by using strategies like tax-loss harvesting, asset location, and automation to help minimize taxes and grow your investments more efficiently.

Key moments:

(05:36) Ways people put taxable brokerage accounts to good use

(09:37) How to donate appreciated stock and use bunching to increase your deduction

(15:00) Avoid these common pitfalls when managing investments solo

(16:58) Tax-loss harvesting and tax-gain harvesting explained — how timing can help reduce your tax bill

(26:15) Long-term vs short-term goals: how risk tolerance shifts based on when you'll need the money

Links mentioned in this episode:


There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>Got a taxable brokerage account… or thinking about opening one? Then this episode's for you. We're joined by Sim Terwilliger, CFP®, CSLP®, to explore what these accounts are, how they work, and why they can be a smart tool for building long-term wealth. Learn how they compare to IRAs and 401(k)s and when a taxable brokerage account might make the most sense, whether you're saving for early retirement, preparing for a potential student loan tax bomb, or setting aside money for your kid's future education. You'll also learn how to make the most of your account by using strategies like tax-loss harvesting, asset location, and automation to help minimize taxes and grow your investments more efficiently.

Key moments:

(05:36) Ways people put taxable brokerage accounts to good use

(09:37) How to donate appreciated stock and use bunching to increase your deduction

(15:00) Avoid these common pitfalls when managing investments solo

(16:58) Tax-loss harvesting and tax-gain harvesting explained — how timing can help reduce your tax bill

(26:15) Long-term vs short-term goals: how risk tolerance shifts based on when you'll need the money

Links mentioned in this episode:


There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>cc338bbf-7912-47e3-adc6-74787417a8d4Fri, 13 Jun 2025 08:00:00 -040036:14falsefull66Stop Should-ing On Your SpendingStop Should-ing On Your SpendingEver feel guilty for spending money, even when it's on something meaningful? Like that family vacation you saved up for but still second-guessed? We're calling out the inner critic that loves to say, "You should save more. You shouldn't buy that." There's no one-size-fits-all budget, and it's time to stop shaming yourself into one. Discover the hidden money rules you've picked up over the years and how they mess with your financial peace. You'll learn how to spot those unhelpful "shoulds," reframe them with intention, and start making money choices that actually feel good and align with your real priorities.

Key moments:

(03:24) How social conditioning, family, and media shape your beliefs about money and spending

(08:06) Feeling bad about money, even when you're doing everything right, is more common than you think

(09:01) Decision paralysis often comes from the fear of making the "wrong" money move

(12:45) A simple exercise to help you rewrite your internal money script more intentionally

(15:32) Ask what a purchase gives you, not if it's "right," to align spending with your goals

Resource mentioned:


There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>Ever feel guilty for spending money, even when it's on something meaningful? Like that family vacation you saved up for but still second-guessed? We're calling out the inner critic that loves to say, "You should save more. You shouldn't buy that." There's no one-size-fits-all budget, and it's time to stop shaming yourself into one. Discover the hidden money rules you've picked up over the years and how they mess with your financial peace. You'll learn how to spot those unhelpful "shoulds," reframe them with intention, and start making money choices that actually feel good and align with your real priorities.

Key moments:

(03:24) How social conditioning, family, and media shape your beliefs about money and spending

(08:06) Feeling bad about money, even when you're doing everything right, is more common than you think

(09:01) Decision paralysis often comes from the fear of making the "wrong" money move

(12:45) A simple exercise to help you rewrite your internal money script more intentionally

(15:32) Ask what a purchase gives you, not if it's "right," to align spending with your goals

Resource mentioned:


There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>91a517e8-acf5-4de1-bcd3-7f5fc6970b12Fri, 06 Jun 2025 08:00:00 -040019:23falsefull55Yours, Mine, and Ours: Smart Bank Account Structures for CouplesYours, Mine, and Ours: Smart Bank Account Structures for CouplesMerging lives often means merging finances, but how do you do it without stepping on toes? Jake Courtney, CFP®, CSLP®, from the SLP Wealth team, joins us to unpack common questions couples face when managing money together. From deciding whether to combine accounts to setting up smart bank structures that support your goals, we cover the practical steps and money conversations that can strengthen your relationship, how to set boundaries without starting fights, and which tools make budgeting as a couple way less painful.

Key moments:

(02:51) How Jake and Meagan approach money differently in their own relationships

(11:30) Using Monarch together can spark helpful conversations, even without merging actual bank accounts

(18:37) The hybrid model lets you combine finances without fully joining every dollar

(23:09) Automating finances reduces stress and makes joint money management much easier

(26:45) Set simple spending boundaries to avoid conflict and encourage open communication

Resources mentioned:


There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>Merging lives often means merging finances, but how do you do it without stepping on toes? Jake Courtney, CFP®, CSLP®, from the SLP Wealth team, joins us to unpack common questions couples face when managing money together. From deciding whether to combine accounts to setting up smart bank structures that support your goals, we cover the practical steps and money conversations that can strengthen your relationship, how to set boundaries without starting fights, and which tools make budgeting as a couple way less painful.

Key moments:

(02:51) How Jake and Meagan approach money differently in their own relationships

(11:30) Using Monarch together can spark helpful conversations, even without merging actual bank accounts

(18:37) The hybrid model lets you combine finances without fully joining every dollar

(23:09) Automating finances reduces stress and makes joint money management much easier

(26:45) Set simple spending boundaries to avoid conflict and encourage open communication

Resources mentioned:


There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>b57ab082-2d58-4169-97b3-945857e0ce2aFri, 30 May 2025 08:00:00 -040038:15falsefull44This or That - How To Prioritize When Everything Feels ImportantThis or That - How To Prioritize When Everything Feels ImportantWhen it comes to money, it's easy to get ahead of yourself. Sometimes that means prioritizing the wrong goal at the wrong time. We're playing a game of "This or That" — should you save or invest first? Pay off debt or grow your wealth? Contribute to an HSA or a Roth IRA? While the right answer always depends on your situation, we'll talk through how to think about your priorities, what foundational steps shouldn't be skipped, and where flexibility makes sense. Learn how to think more clearly about what should come first, and why.

Key moments:

(04:29) Emergency savings may be boring, but it's your first defense against taking on debt

(10:44) Investing while having high-interest debt is counterintuitive to building wealth

(17:05) Should you put more money into your 401(k) or max out a Roth IRA?

(23:14) What about adding to your 401(k) contributions vs. investing in a taxable brokerage account?

(28:58) College savings with a 529 is smart, but it might not always be the top priority

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>When it comes to money, it's easy to get ahead of yourself. Sometimes that means prioritizing the wrong goal at the wrong time. We're playing a game of "This or That" — should you save or invest first? Pay off debt or grow your wealth? Contribute to an HSA or a Roth IRA? While the right answer always depends on your situation, we'll talk through how to think about your priorities, what foundational steps shouldn't be skipped, and where flexibility makes sense. Learn how to think more clearly about what should come first, and why.

Key moments:

(04:29) Emergency savings may be boring, but it's your first defense against taking on debt

(10:44) Investing while having high-interest debt is counterintuitive to building wealth

(17:05) Should you put more money into your 401(k) or max out a Roth IRA?

(23:14) What about adding to your 401(k) contributions vs. investing in a taxable brokerage account?

(28:58) College savings with a 529 is smart, but it might not always be the top priority

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>81984b8d-25aa-426d-a363-9576fe1ab3deFri, 23 May 2025 08:00:00 -040039:00falsefull33The Retirement Starterpack: What to Do Now to Retire Well LaterThe Retirement Starterpack: What to Do Now to Retire Well LaterThis week on the Financially Free Era podcast, we're talking about retirement—not the dream version (palm trees, pickleball, and piña coladas), but the steps you should be taking today to actually make that dream happen. Inspired by Meagan's father-in-law officially retiring last week (!), this episode is your go-to retirement starter pack. Whether you're 30 or 60, wondering if you're behind or ahead, or just trying to figure out where to begin, this is for you.

We'll cover:

  • What it actually means to be "retirement ready"
  • The mindset shift from saving for retirement to planning your version of retirement
  • Why Monte Carlo simulations matter (and no, it's not gambling)
  • Key financial buckets to focus on (401(k), Roth, HSA, taxable brokerage)
  • How much to save and what "your number" really means
  • Common mistakes people make—and how to avoid them

Whether you're a dentist, doctor, teacher, or anyone with a 401(k) and questions, this episode gives you a clear game plan to start building retirement confidence now.

Resources Mentioned:


🎧 Listen & Subscribe:

Follow on Apple Podcasts, Spotify, Amazon Music, iHeart Radio, or Pocket Casts

]]>This week on the Financially Free Era podcast, we're talking about retirement—not the dream version (palm trees, pickleball, and piña coladas), but the steps you should be taking today to actually make that dream happen. Inspired by Meagan's father-in-law officially retiring last week (!), this episode is your go-to retirement starter pack. Whether you're 30 or 60, wondering if you're behind or ahead, or just trying to figure out where to begin, this is for you.

We'll cover:

  • What it actually means to be "retirement ready"
  • The mindset shift from saving for retirement to planning your version of retirement
  • Why Monte Carlo simulations matter (and no, it's not gambling)
  • Key financial buckets to focus on (401(k), Roth, HSA, taxable brokerage)
  • How much to save and what "your number" really means
  • Common mistakes people make—and how to avoid them

Whether you're a dentist, doctor, teacher, or anyone with a 401(k) and questions, this episode gives you a clear game plan to start building retirement confidence now.

Resources Mentioned:


🎧 Listen & Subscribe:

Follow on Apple Podcasts, Spotify, Amazon Music, iHeart Radio, or Pocket Casts

]]>f5488ff3-2fb0-4bfa-9431-d35429c55bafFri, 16 May 2025 08:00:00 -040031:46falsefull22Welcome to the Financially Free Era podcast!Welcome to the Financially Free Era podcast!This brand new podcast is a spin off from the Financially Free Friday episodes from the Student Loan Planner podcast. We felt like it made a lot of sense to move from our sister company since we focus a lot more on financial planning, not just student loans, and have a separate channel for us to really drive deep into market updates, financial strategies, maybe even real stories from physicians, veterinarians, dentists, or other high income earners.

Tune in to discover the biggest misconceptions people have about being "financially free," the various forms of FIRE ("Financial Independence, Retire Early"), and more. We're excited to launch this new podcast and hope you subscribe on your favorite podcast app!

Key moments:

(03:34) Defining Financial Freedom

(07:51) "Long-Term Financial Freedom Insights"

(12:53) Emergency Savings for Financial Freedom

(25:45) Financial Freedom and Contentment

(34:04) Invest Early Windfalls for Future Wealth

(41:43) "Start Your Financial Freedom Journey"

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>This brand new podcast is a spin off from the Financially Free Friday episodes from the Student Loan Planner podcast. We felt like it made a lot of sense to move from our sister company since we focus a lot more on financial planning, not just student loans, and have a separate channel for us to really drive deep into market updates, financial strategies, maybe even real stories from physicians, veterinarians, dentists, or other high income earners.

Tune in to discover the biggest misconceptions people have about being "financially free," the various forms of FIRE ("Financial Independence, Retire Early"), and more. We're excited to launch this new podcast and hope you subscribe on your favorite podcast app!

Key moments:

(03:34) Defining Financial Freedom

(07:51) "Long-Term Financial Freedom Insights"

(12:53) Emergency Savings for Financial Freedom

(25:45) Financial Freedom and Contentment

(34:04) Invest Early Windfalls for Future Wealth

(41:43) "Start Your Financial Freedom Journey"

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

Like the show? There are several ways you can help!


]]>5cea1400-632a-4348-8adc-9a70776eb7d4Thu, 08 May 2025 22:35:00 -040038:13falsefull11