<![CDATA[Freelancing Your Way to Financial Freedom]]>3b3aee28-bdfe-54fa-92a2-df10ac168c4fTue, 10 Dec 2024 10:05:56 +0000Captivate.fmMegan Mendezhttps://artwork.captivate.fm/fe4e6b42-38ff-4be2-817f-82f1fb4a820b/o7ulU0EiH43-IxCHcFN4Vapt.jpgFreelancing Your Way to Financial FreedomMegan MendezMegan MendezWelcome to Freelancing Your Way to Financial Freedom, the podcast that empowers women and moms to take control of their financial futures. Join Megan as she guides you through the journey of building both personal and business foundations. Whether you're seeking to supplement your income, transition away from the 9-5 grind, or achieve financial freedom, this podcast provides practical advice, inspiring stories, and actionable strategies to help you thrive in the world of freelancing. Get ready to unlock the doors to financial security and step into a brighter future filled with possibilities. Connect with Megan: Follow on Instagram - @meganmendez__ Website - meganmendez.com Email - info@meganmendez.com https://meganmendez.com/falseepisodicnopodcastSupport the show!35. How to Structure Your Freelancing Business to Achieve Financial Confidence35. How to Structure Your Freelancing Business to Achieve Financial ConfidenceToday we're talking about ways to structure your freelancing business so that you're confident in your financial power. This episode is really going to talk about what are some things in your freelancing business that you can actually do and implement right now or moving forward that are really going to help your overall financial situation. I love freelancing because it provides so much flexibility and power. I feel like it's talked about enough in the time freedom, home freedom, flexible work from home, that type, but it's not always explained in layman's terms, so to speak, on how you can really use and structure this business to be confident in your overall financial power. So that's really what I want to talk about today. 

In this episode I share:

  • Charging Your Worth and Setting Boundaries
  • Importance of Contracts and Long-Term Agreements
  • Moving Away From Hourly Work to Project-Based
  • Creative Pricing Strategies for Virtual Assistants
  • Confidence and Clear Communication in Finances

Visit the Show Notes:



Resources:



Episode Mentioned:



Connect with Megan:


]]>Today we're talking about ways to structure your freelancing business so that you're confident in your financial power. This episode is really going to talk about what are some things in your freelancing business that you can actually do and implement right now or moving forward that are really going to help your overall financial situation. I love freelancing because it provides so much flexibility and power. I feel like it's talked about enough in the time freedom, home freedom, flexible work from home, that type, but it's not always explained in layman's terms, so to speak, on how you can really use and structure this business to be confident in your overall financial power. So that's really what I want to talk about today. 

In this episode I share:

  • Charging Your Worth and Setting Boundaries
  • Importance of Contracts and Long-Term Agreements
  • Moving Away From Hourly Work to Project-Based
  • Creative Pricing Strategies for Virtual Assistants
  • Confidence and Clear Communication in Finances

Visit the Show Notes:



Resources:



Episode Mentioned:



Connect with Megan:


]]>c7ab5f02-c693-4551-9d3b-32df7e383ffaMon, 24 Jun 2024 04:00:00 -060015:29falsefull3535Megan Mendez34. Take Back Your Financial Power for Better Financial Security34. Take Back Your Financial Power for Better Financial SecurityIn this episode of Freelancing Your Way to Financial Freedom, I share practical steps for achieving financial independence as a freelancer. I emphasize mindset shifts, disciplined actions, and strategic planning for long-term financial security. We discuss budgeting, debt reduction, increasing income through freelancing, and wise saving and investing. I also encourage developing a positive money mindset, seeking financial education, and building a supportive community. 

In this episode I share:

  • Assessing Your Financial Situation
  • Setting Clear Financial Goals
  • Reducing and Managing Debt
  • Seeking Professional Financial Advice
  • Setting Healthy Boundaries with Money

Visit the Show Notes:



Resources:



Don’t Miss Last Week’s Post:



Connect with Megan:


]]>In this episode of Freelancing Your Way to Financial Freedom, I share practical steps for achieving financial independence as a freelancer. I emphasize mindset shifts, disciplined actions, and strategic planning for long-term financial security. We discuss budgeting, debt reduction, increasing income through freelancing, and wise saving and investing. I also encourage developing a positive money mindset, seeking financial education, and building a supportive community. 

In this episode I share:

  • Assessing Your Financial Situation
  • Setting Clear Financial Goals
  • Reducing and Managing Debt
  • Seeking Professional Financial Advice
  • Setting Healthy Boundaries with Money

Visit the Show Notes:



Resources:



Don’t Miss Last Week’s Post:



Connect with Megan:


]]>b4a5281f-73a6-4866-a104-4518382253e4Mon, 10 Jun 2024 04:00:00 -060022:19falsefull3434Megan Mendez33. Things I Wish I Had Done in My First 2 Years of Business + Why33. Things I Wish I Had Done in My First 2 Years of Business + WhyI'm excited to give you this episode because today we're going to talk about things that I learned or wish I would have done differently in my first one to two years of business. I really want to share this with you because if you can learn from these little tidbits of information that I'm going to give you, then you can set yourself up better financially than if you have to learn these the long way or the hard way like I did. 

In this episode I share:

  • Setting Clear Pricing and Contract Terms
  • Tracking Key Performance Indicators for Growth
  • Essential Tools for Starting a Business
  • Establishing Clear Boundaries with Clients
  • Persistence and Authenticity in Business

Visit the Show Notes:


Resources:



Connect with Megan:


]]>I'm excited to give you this episode because today we're going to talk about things that I learned or wish I would have done differently in my first one to two years of business. I really want to share this with you because if you can learn from these little tidbits of information that I'm going to give you, then you can set yourself up better financially than if you have to learn these the long way or the hard way like I did. 

In this episode I share:

  • Setting Clear Pricing and Contract Terms
  • Tracking Key Performance Indicators for Growth
  • Essential Tools for Starting a Business
  • Establishing Clear Boundaries with Clients
  • Persistence and Authenticity in Business

Visit the Show Notes:


Resources:



Connect with Megan:


]]>c8cb06e8-2fd2-497f-bad3-1ef50b86b07dMon, 27 May 2024 04:00:00 -060018:53falsefull3333Megan Mendez32. What Does Financial Freedom Actually Mean and How Can You Get There?32. What Does Financial Freedom Actually Mean and How Can You Get There?In this episode I highlight the importance of defining financial freedom on your own terms and offer guidance on leveraging freelancing as a pathway to achieving it. By sharing practical tips, personal anecdotes, and encouragement, I hope to empower you to pursue your vision of financial independence through freelancing. Because let’s face it…the benefits of flexibility, control, and goal setting in this career path are worth it! I will provide you with thought-provoking questions for you to consider as you define what financial freedom means to you.

In this episode I share:

  • What is financial freedom?
  • Reflecting on financial freedom goals
  • Developing a plan for financial freedom
  • Leveraging freelancing for financial freedom
  • Impact of freelancing on financial situation


Visit the Show Notes:

  • 32. What Does Financial Freedom Actually Mean and How Can You Get There?


Resources:



Connect with Megan:



]]>In this episode I highlight the importance of defining financial freedom on your own terms and offer guidance on leveraging freelancing as a pathway to achieving it. By sharing practical tips, personal anecdotes, and encouragement, I hope to empower you to pursue your vision of financial independence through freelancing. Because let’s face it…the benefits of flexibility, control, and goal setting in this career path are worth it! I will provide you with thought-provoking questions for you to consider as you define what financial freedom means to you.

In this episode I share:

  • What is financial freedom?
  • Reflecting on financial freedom goals
  • Developing a plan for financial freedom
  • Leveraging freelancing for financial freedom
  • Impact of freelancing on financial situation


Visit the Show Notes:

  • 32. What Does Financial Freedom Actually Mean and How Can You Get There?


Resources:



Connect with Megan:



]]>6b467193-204b-4c86-9a91-0a67b0215a56Mon, 13 May 2024 04:00:00 -060018:51falsefull3232Megan MendezWelcome to Freelancing Your Way to Financial FreedomWelcome to Freelancing Your Way to Financial FreedomWelcome to Freelancing Your Way to Financial Freedom, the podcast that's changing lives one freelance gig at a time. Hey friends, I'm Megan, your host, and I'm so excited to welcome you to our community of women and moms on a mission to achieve financial freedom. 

Whether you're juggling parenthood, seeking to escape the confines of a traditional job, or dreaming of building your business empire, this podcast is for you. 

In this podcast, you'll hear about how to build personal and business foundations. I'll help you manage the application of your business so that you can achieve financial security, leave the classroom and get out of debt. If that's what you want.

It is my goal to see every mom and business owner achieve their definition of true financial freedom in their life. Because let's be honest, it really does look different for everyone. And that is okay. 

You will walk away from this podcast, learning more about freelancing, how to leverage your freelancing income in your finances, and how to use this business to become financially free. If you're ready to get started, let's get started.

]]>Welcome to Freelancing Your Way to Financial Freedom, the podcast that's changing lives one freelance gig at a time. Hey friends, I'm Megan, your host, and I'm so excited to welcome you to our community of women and moms on a mission to achieve financial freedom. 

Whether you're juggling parenthood, seeking to escape the confines of a traditional job, or dreaming of building your business empire, this podcast is for you. 

In this podcast, you'll hear about how to build personal and business foundations. I'll help you manage the application of your business so that you can achieve financial security, leave the classroom and get out of debt. If that's what you want.

It is my goal to see every mom and business owner achieve their definition of true financial freedom in their life. Because let's be honest, it really does look different for everyone. And that is okay. 

You will walk away from this podcast, learning more about freelancing, how to leverage your freelancing income in your finances, and how to use this business to become financially free. If you're ready to get started, let's get started.

]]>5a9eee1d-bb6c-4235-a190-8a3b8b682d26Mon, 06 May 2024 04:00:00 -060001:09falsetrailerMegan Mendez31. Finding Fulfillment in Business and Life with Cassandra Rosa31. Finding Fulfillment in Business and Life with Cassandra RosaIn this episode of The Debt-Free CEO Podcast, I chat with Cassandra Rosa, a certified coach, healer, and intuitive business coach. Cassandra shares her journey from feeling unfulfilled in a traditional career to finding her passion in the personal development world. She discusses the financial challenges she faced when starting her business and how she overcame them by tapping into her intuitive guidance system. Cassandra also delves into her approach to helping clients find fulfillment in their lives and businesses, emphasizing the importance of clarity, mindset, and celebrating small wins. 

In this episode I share:

  • Transition from traditional schooling to the personal development world
  • Financial challenges in business
  • The importance of finding a balance in financial decision-making
  • Helping clients achieve fulfillment in business
  • Techniques for seeking clarity in business decisions


Visit the Show Notes:



Resources:


Connect with Cassandra: 



Connect with Megan:


]]>In this episode of The Debt-Free CEO Podcast, I chat with Cassandra Rosa, a certified coach, healer, and intuitive business coach. Cassandra shares her journey from feeling unfulfilled in a traditional career to finding her passion in the personal development world. She discusses the financial challenges she faced when starting her business and how she overcame them by tapping into her intuitive guidance system. Cassandra also delves into her approach to helping clients find fulfillment in their lives and businesses, emphasizing the importance of clarity, mindset, and celebrating small wins. 

In this episode I share:

  • Transition from traditional schooling to the personal development world
  • Financial challenges in business
  • The importance of finding a balance in financial decision-making
  • Helping clients achieve fulfillment in business
  • Techniques for seeking clarity in business decisions


Visit the Show Notes:



Resources:


Connect with Cassandra: 



Connect with Megan:


]]>1a2c7df0-70f0-4ffd-99f7-739bbb633248Mon, 22 Apr 2024 04:00:00 -060024:52falsefull3131Megan Mendez30. The Power of Budgeting As a Business Owner with Melissa from Not Another VA30. The Power of Budgeting As a Business Owner with Melissa from Not Another VAIn this episode of the Debt-Free CEO Podcast, Melissa, the founder of Not Another VA, discusses her journey from a history teacher to a successful virtual assistant business owner specializing in email marketing. She shares insights on managing finances, transitioning to full-time entrepreneurship, and the importance of budgeting. Melissa highlights budgeting strategies for personal and business expenses, investing in education accounts, and achieving financial goals. She emphasizes the benefits of early budgeting to reduce financial stress, strengthen relationships, and secure a better financial future.

In this episode we share:

  • Transitioning from Overspending to Budgeting
  • Implementing Budgeting in Business
  • Using Unexpected Money Wisely
  • Advice on Setting Goals and Budgeting

Visit the Show Notes:


Resources:



Connect with Melissa:



Connect with Megan:


]]>In this episode of the Debt-Free CEO Podcast, Melissa, the founder of Not Another VA, discusses her journey from a history teacher to a successful virtual assistant business owner specializing in email marketing. She shares insights on managing finances, transitioning to full-time entrepreneurship, and the importance of budgeting. Melissa highlights budgeting strategies for personal and business expenses, investing in education accounts, and achieving financial goals. She emphasizes the benefits of early budgeting to reduce financial stress, strengthen relationships, and secure a better financial future.

In this episode we share:

  • Transitioning from Overspending to Budgeting
  • Implementing Budgeting in Business
  • Using Unexpected Money Wisely
  • Advice on Setting Goals and Budgeting

Visit the Show Notes:


Resources:



Connect with Melissa:



Connect with Megan:


]]>3eb38e5a-54c1-4c31-ad84-9f907e49992eMon, 08 Apr 2024 04:00:00 -060026:38falsefull3030Megan Mendez29. How to Quarterly Plan Your Finances29. How to Quarterly Plan Your FinancesIn this episode, I dive into the importance of quarterly planning for both your business and personal finances. The significance of understanding your numbers helps you make informed decisions and achieve your financial goals. From calculating profit percentages to projecting future earnings, I provide valuable insights and actionable steps to empower you in managing your finances effectively. Tune in as I share practical tips and encourage you to take control of their financial well-being. 

In this episode I share:

  • The concept of quarterly financial planning for both personal and business finances
  • The value of mapping out 12 weeks to achieve what could be done in 12 months
  • The significance of knowing where money is being spent and how much is coming in
  • The benefits of planning for future business and personal expenses
  • Insight into profit percentage and its significance in financial planning and goal setting

Visit the Show Notes:


Related Episodes:



The 12 Week Year by Brian Moran


Resources:



Connect with Megan:


]]>In this episode, I dive into the importance of quarterly planning for both your business and personal finances. The significance of understanding your numbers helps you make informed decisions and achieve your financial goals. From calculating profit percentages to projecting future earnings, I provide valuable insights and actionable steps to empower you in managing your finances effectively. Tune in as I share practical tips and encourage you to take control of their financial well-being. 

In this episode I share:

  • The concept of quarterly financial planning for both personal and business finances
  • The value of mapping out 12 weeks to achieve what could be done in 12 months
  • The significance of knowing where money is being spent and how much is coming in
  • The benefits of planning for future business and personal expenses
  • Insight into profit percentage and its significance in financial planning and goal setting

Visit the Show Notes:


Related Episodes:



The 12 Week Year by Brian Moran


Resources:



Connect with Megan:


]]>15394f9a-82a4-48bf-808b-375d6651335eMon, 25 Mar 2024 04:00:00 -060019:20falsefull2929Megan Mendez28. Achieving Financial Stability through Multiple Income Streams with Jamie Rohrbaugh28. Achieving Financial Stability through Multiple Income Streams with Jamie RohrbaughWelcome back to The Debt-Free CEO Podcast. In this episode, we're joined by the incredible Jamie Rohrbaugh, a corporate leader, entrepreneur, and multi-passionate woman who truly embodies the principles we celebrate here on the show. Jamie is not just an accounting analyst for a global company; she's a wellness consultant, co-founder of a networking organization, and a talented social media content creator and graphic designer. She joins us to discuss her journey from a negative bank account to paying for college in cash, building a house, and creating a diverse portfolio of multiple income streams that have allowed her to live debt-free.

In this episode we share:

  • Jamie's starting point with a negative bank account and self-funding college
  • emergency expenses and strategies for paying off debt
  • Leveraging Multiple Income Streams
  • Financial Management and Investments
  • Jamie's belief in the necessity of balancing work with personal passions
  • The importance of being proactive rather than waiting for a perfect time to secure one's financial future

Visit the Show Notes:


Resources:



Connect with Jamie: 



Connect with Megan:


]]>Welcome back to The Debt-Free CEO Podcast. In this episode, we're joined by the incredible Jamie Rohrbaugh, a corporate leader, entrepreneur, and multi-passionate woman who truly embodies the principles we celebrate here on the show. Jamie is not just an accounting analyst for a global company; she's a wellness consultant, co-founder of a networking organization, and a talented social media content creator and graphic designer. She joins us to discuss her journey from a negative bank account to paying for college in cash, building a house, and creating a diverse portfolio of multiple income streams that have allowed her to live debt-free.

In this episode we share:

  • Jamie's starting point with a negative bank account and self-funding college
  • emergency expenses and strategies for paying off debt
  • Leveraging Multiple Income Streams
  • Financial Management and Investments
  • Jamie's belief in the necessity of balancing work with personal passions
  • The importance of being proactive rather than waiting for a perfect time to secure one's financial future

Visit the Show Notes:


Resources:



Connect with Jamie: 



Connect with Megan:


]]>36cf7e64-23af-456d-8d12-0a308f5b1ba1Mon, 11 Mar 2024 04:00:00 -060031:47falsefull2828Megan Mendez27. Learn How to Make $2K by Spring Break!27. Learn How to Make $2K by Spring Break!In this episode of The Debt-Free CEO Podcast, I share valuable insights on how to generate an extra $2,000 by spring break. I outline practical steps for finding freelance opportunities and setting your rates, emphasizing the importance of choosing services that align with your skills and passions. My approach offers a way to increase your income without relying on MLM or direct sales. Tune in for actionable strategies and check the show notes for a free training on freelancing to kickstart your journey to financial freedom.

In this episode I share:

  • How to evaluating your existing skills and interests
  • Determine appropriate rates for different types of services
  • Creating package prices to offer clients
  • Breaking down the earning goal into manageable client targets


Visit the Show Notes:



Resources:


Don’t Miss Last Week’s Post:


Connect with Megan:


]]>In this episode of The Debt-Free CEO Podcast, I share valuable insights on how to generate an extra $2,000 by spring break. I outline practical steps for finding freelance opportunities and setting your rates, emphasizing the importance of choosing services that align with your skills and passions. My approach offers a way to increase your income without relying on MLM or direct sales. Tune in for actionable strategies and check the show notes for a free training on freelancing to kickstart your journey to financial freedom.

In this episode I share:

  • How to evaluating your existing skills and interests
  • Determine appropriate rates for different types of services
  • Creating package prices to offer clients
  • Breaking down the earning goal into manageable client targets


Visit the Show Notes:



Resources:


Don’t Miss Last Week’s Post:


Connect with Megan:


]]>beb96886-6c38-4b05-b7e8-ad15976cdd56Mon, 26 Feb 2024 04:00:00 -060021:27falsefull2727Megan Mendez26. From Education to Entrepreneurship: Sadie Snedeker's Virtual Assistant Story26. From Education to Entrepreneurship: Sadie Snedeker's Virtual Assistant StoryIn this episode of The Debt Free CEO Podcast, I sit down for a chat with Sadie Snedeker, a former teacher turned virtual assistant. Sadie shares her journey into freelancing, her motivations for wanting to pursue this part-time endeavor, and her experience in finding and working with clients. She discusses her approach to setting goals, overcoming challenges, and prioritizing her debt repayment alongside her freelance income. You’ll also get valuable insights from Sadie on the importance of staying focused on personal goals, maintaining a positive mindset, and understanding that success looks different for everyone. Tune in to hear Sadie's unique perspective and journey in the world of freelancing, and gain inspiration for your own path to financial independence.

In this episode I share:

  • Work-life balance and schedule
  • Financial goals and debt repayment
  • Sadie’s approach to finding clients through Facebook groups and networking
  • Virtual assistant success and Business Growth

Visit the Show Notes:


Resources:



Connect with Sadie:



Don’t Miss Last Week’s Post:



Connect with Megan:


]]>In this episode of The Debt Free CEO Podcast, I sit down for a chat with Sadie Snedeker, a former teacher turned virtual assistant. Sadie shares her journey into freelancing, her motivations for wanting to pursue this part-time endeavor, and her experience in finding and working with clients. She discusses her approach to setting goals, overcoming challenges, and prioritizing her debt repayment alongside her freelance income. You’ll also get valuable insights from Sadie on the importance of staying focused on personal goals, maintaining a positive mindset, and understanding that success looks different for everyone. Tune in to hear Sadie's unique perspective and journey in the world of freelancing, and gain inspiration for your own path to financial independence.

In this episode I share:

  • Work-life balance and schedule
  • Financial goals and debt repayment
  • Sadie’s approach to finding clients through Facebook groups and networking
  • Virtual assistant success and Business Growth

Visit the Show Notes:


Resources:



Connect with Sadie:



Don’t Miss Last Week’s Post:



Connect with Megan:


]]>07031953-20ff-4438-8238-d393f995585eMon, 12 Feb 2024 04:00:00 -060020:35falsefull2626Megan Mendez25. How Freelancing Could Be Your Ticket to a Debt-Free Life25. How Freelancing Could Be Your Ticket to a Debt-Free LifeIn today's episode, I dive into the world of freelancing and virtual assisting, revealing how these avenues can pave the way to debt freedom. As someone who has had my fair share of side gigs, I want to uncover the potential for earning an extra $500 to $2,000 a month through freelancing. This episode highlights the wide array of tasks freelancers can undertake, from general VA duties to specialized services like email marketing and graphic design. I also break down the strategic approach to setting rates and structuring freelancing packages to achieve financial goals. If you have never heard of freelancing, or have and want to know how it could work for you, this episode is a must-listen!


In this episode I share:

  • Various tasks and skills that can be freelanced
  • Earning potential and pricing in freelancing
  • Strategically leveraging freelancing income for debt payoff
  • Leveraging personal network and community for freelancing success

Visit the Show Notes:


Resources:


Connect with Megan:


]]>In today's episode, I dive into the world of freelancing and virtual assisting, revealing how these avenues can pave the way to debt freedom. As someone who has had my fair share of side gigs, I want to uncover the potential for earning an extra $500 to $2,000 a month through freelancing. This episode highlights the wide array of tasks freelancers can undertake, from general VA duties to specialized services like email marketing and graphic design. I also break down the strategic approach to setting rates and structuring freelancing packages to achieve financial goals. If you have never heard of freelancing, or have and want to know how it could work for you, this episode is a must-listen!


In this episode I share:

  • Various tasks and skills that can be freelanced
  • Earning potential and pricing in freelancing
  • Strategically leveraging freelancing income for debt payoff
  • Leveraging personal network and community for freelancing success

Visit the Show Notes:


Resources:


Connect with Megan:


]]>4e90273e-4c84-4fe4-825b-75e21b38ebd3Mon, 29 Jan 2024 04:00:00 -060021:16falsefull2525Megan Mendez24. Sinking Funds: What they are and how they work for you and your budget!24. Sinking Funds: What they are and how they work for you and your budget!In this episode, we delve into the topic of sinking funds and how they can benefit you financially. Sinking funds serve as a means to save money over time for unexpected expenses, such as vet bills, car repairs, medical expenses, and annual subscriptions. It is important to note that sinking funds are separate from emergency funds, which are designed to cover living expenses in case of job loss. By incorporating sinking funds into your financial plan, you can effectively plan and prepare for unforeseen expenses without having to dip into their regular budget.

In this episode I share:

  • What is a sinking fund?
  • Practical strategies for sinking funds to save money
  • How to escape debt with these funds
  • How to use sinking funds to help you get to financial freedom

Visit the Show Notes:



Resources:



Connect with Megan:


]]>In this episode, we delve into the topic of sinking funds and how they can benefit you financially. Sinking funds serve as a means to save money over time for unexpected expenses, such as vet bills, car repairs, medical expenses, and annual subscriptions. It is important to note that sinking funds are separate from emergency funds, which are designed to cover living expenses in case of job loss. By incorporating sinking funds into your financial plan, you can effectively plan and prepare for unforeseen expenses without having to dip into their regular budget.

In this episode I share:

  • What is a sinking fund?
  • Practical strategies for sinking funds to save money
  • How to escape debt with these funds
  • How to use sinking funds to help you get to financial freedom

Visit the Show Notes:



Resources:



Connect with Megan:


]]>c6f92678-0b41-4593-ab84-e4f73ba2f557Mon, 15 Jan 2024 04:00:00 -060018:07falsefull2424Megan Mendez23. What is a Zero Based Budget?23. What is a Zero Based Budget?In this episode, we discuss the power of a zero-based budget for debt payoff. I explain how to create a zero-based budget and emphasize the importance of setting savings goals and managing high-interest debts. Mindset and self-compassion are key factors in successful budgeting. 

Check out previous episodes for more resources and download my free printable budget template to start your journey to financial freedom. Let's achieve our goals together in 2024.

In this episode I share:

  • Understanding the concept of a zero-based budget
  • Setting boundaries on unnecessary expenses to stay on budget
  • The importance of daily budget check-ins and tracking expenses
  • The benefits of zero-based budgeting for debt payoff

Visit the Show Notes:



Related Episodes:



Resources:



Connect with Megan:


]]>In this episode, we discuss the power of a zero-based budget for debt payoff. I explain how to create a zero-based budget and emphasize the importance of setting savings goals and managing high-interest debts. Mindset and self-compassion are key factors in successful budgeting. 

Check out previous episodes for more resources and download my free printable budget template to start your journey to financial freedom. Let's achieve our goals together in 2024.

In this episode I share:

  • Understanding the concept of a zero-based budget
  • Setting boundaries on unnecessary expenses to stay on budget
  • The importance of daily budget check-ins and tracking expenses
  • The benefits of zero-based budgeting for debt payoff

Visit the Show Notes:



Related Episodes:



Resources:



Connect with Megan:


]]>f25615de-78d8-45c0-9d4d-0e0712e1e5ffMon, 01 Jan 2024 04:00:00 -060019:54falsefull2323Megan Mendez22. Money Mindset and Strategy with Jen Paterson22. Money Mindset and Strategy with Jen PatersonIn this episode, we discuss Jen's journey in creating Dollar Divas, a judgment-free space for women to learn about money. We emphasize the importance of mindset and strategy in managing finances, particularly as a female entrepreneur. We share personal experiences and insights, highlighting the significance of efficient systems and automation for entrepreneurs. We talk about reframing negative thoughts about money and aligning actions with beliefs for manifesting debt-free financial freedom. Lastly, we stress the importance of paying attention to finances and offer resources for improving financial situations.

In this episode we share:

  • Empowering women to be financially comfortable and savvy
  • The importance of systems for business owners
  • The interdependence of mindset and strategy for financial freedom
  • The impact of mindset on effective financial strategies and overcoming challenges
  • Breaking free from the hustle and achieving financial control
  • Common challenges for female entrepreneurs and mindset shifts
  • The importance of paying attention to finances


Visit the Show Notes:



Resources:



Connect with Jen: 



Connect with Megan:


]]>In this episode, we discuss Jen's journey in creating Dollar Divas, a judgment-free space for women to learn about money. We emphasize the importance of mindset and strategy in managing finances, particularly as a female entrepreneur. We share personal experiences and insights, highlighting the significance of efficient systems and automation for entrepreneurs. We talk about reframing negative thoughts about money and aligning actions with beliefs for manifesting debt-free financial freedom. Lastly, we stress the importance of paying attention to finances and offer resources for improving financial situations.

In this episode we share:

  • Empowering women to be financially comfortable and savvy
  • The importance of systems for business owners
  • The interdependence of mindset and strategy for financial freedom
  • The impact of mindset on effective financial strategies and overcoming challenges
  • Breaking free from the hustle and achieving financial control
  • Common challenges for female entrepreneurs and mindset shifts
  • The importance of paying attention to finances


Visit the Show Notes:



Resources:



Connect with Jen: 



Connect with Megan:


]]>972d2e58-9013-4ab1-b50c-aa2c3d45be48Mon, 18 Dec 2023 04:00:00 -060039:32falsefull2222Megan Mendez21. Reflecting on 2023: Lessons Learned and How to Plan for 202421. Reflecting on 2023: Lessons Learned and How to Plan for 2024Welcome back to The Debt-Free CEO Podcast! In this episode, we reflect on the ups and downs of 2023 and set our sights on the goals and plans for 2024. I share tips on creating dream boards, evaluating revenue, managing expenses, and planning for financial success. Whether you're a business owner or not, these insights can help you make progress towards your financial goals. So grab a pen and paper, tune in, and get ready to make 2024 your best year yet!

In this episode I share:

  • How having a dream board can help you set and visualize your goals
  • Comparing numbers from previous years
  • Planning ahead for unexpected expenses
  • The ways that starting a business can add additional monthly income
  • Questions to ask yourself when planning for 2024


Visit the Show Notes:



Resources:



Connect with Megan:



]]>Welcome back to The Debt-Free CEO Podcast! In this episode, we reflect on the ups and downs of 2023 and set our sights on the goals and plans for 2024. I share tips on creating dream boards, evaluating revenue, managing expenses, and planning for financial success. Whether you're a business owner or not, these insights can help you make progress towards your financial goals. So grab a pen and paper, tune in, and get ready to make 2024 your best year yet!

In this episode I share:

  • How having a dream board can help you set and visualize your goals
  • Comparing numbers from previous years
  • Planning ahead for unexpected expenses
  • The ways that starting a business can add additional monthly income
  • Questions to ask yourself when planning for 2024


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Resources:



Connect with Megan:



]]>81560a6e-bfcd-4832-a04a-32daa870fd57Mon, 04 Dec 2023 04:00:00 -060026:31falsefull2121Megan Mendez20. The Realities of Spending and Finances During the Holiday Season20. The Realities of Spending and Finances During the Holiday SeasonToday, we're discussing the realities of spending and finances during the holiday season. The fall and last three months of the year can be hectic and draining on both your schedule and bank account. However, I want to assure you that you don't have to buy everyone a gift during Christmas. You have the permission to prioritize your own financial well-being and not feel obligated to give gifts to every family member. The holidays are about being with loved ones, not excessive gift-giving. If you can't afford to give everyone a present, it's perfectly okay to save your money and prioritize your own financial stability. Remember, your family and friends will understand and appreciate your decision to take care of yourself. Don't let societal expectations dictate your financial decisions during the holiday season.

In this episode I share:

  • Permission to not feel the need to buy everyone in your family a gift
  • Planning ahead for traveling
  • Using a shopping list to help you over buy and over spend on things you don’t need
  • How to save for the holidays year round 
  • Using a Sinking Fund to help you save for the holidays ahead of time


Visit the Show Notes:



Resources:



Don’t Miss Last Week’s Post:



Connect with Megan:


]]>Today, we're discussing the realities of spending and finances during the holiday season. The fall and last three months of the year can be hectic and draining on both your schedule and bank account. However, I want to assure you that you don't have to buy everyone a gift during Christmas. You have the permission to prioritize your own financial well-being and not feel obligated to give gifts to every family member. The holidays are about being with loved ones, not excessive gift-giving. If you can't afford to give everyone a present, it's perfectly okay to save your money and prioritize your own financial stability. Remember, your family and friends will understand and appreciate your decision to take care of yourself. Don't let societal expectations dictate your financial decisions during the holiday season.

In this episode I share:

  • Permission to not feel the need to buy everyone in your family a gift
  • Planning ahead for traveling
  • Using a shopping list to help you over buy and over spend on things you don’t need
  • How to save for the holidays year round 
  • Using a Sinking Fund to help you save for the holidays ahead of time


Visit the Show Notes:



Resources:



Don’t Miss Last Week’s Post:



Connect with Megan:


]]>8b16215b-5286-47ae-8616-75f5dff195b7Mon, 20 Nov 2023 04:00:00 -060023:03falsefull2020Megan Mendez19. Mastering Business Bookkeeping with Annie Hillman19. Mastering Business Bookkeeping with Annie HillmanIn today's episode, we have bookkeeper, Annie Hillman. Annie is here to share some invaluable insights and strategies for business owners who are looking to become more financially savvy. She shares her thoughts on understanding income and expenses, provides resources for navigating financial regulations, and offers tips for budgeting and planning for inconsistent income. 

In this episode we share:

  • Understanding income and expenses in a business
  • Transitioning from one business to multiple clients
  • Keeping personal expenses separate from business expenses
  • Recommended resources for tax and sales tax information
  • Dealing with inconsistent income
  • Budgeting and financial planning and overcoming financial hurdles

Visit the Show Notes:



Resources:



Tax Resources:



Connect with Annie: 



Connect with Megan:


]]>In today's episode, we have bookkeeper, Annie Hillman. Annie is here to share some invaluable insights and strategies for business owners who are looking to become more financially savvy. She shares her thoughts on understanding income and expenses, provides resources for navigating financial regulations, and offers tips for budgeting and planning for inconsistent income. 

In this episode we share:

  • Understanding income and expenses in a business
  • Transitioning from one business to multiple clients
  • Keeping personal expenses separate from business expenses
  • Recommended resources for tax and sales tax information
  • Dealing with inconsistent income
  • Budgeting and financial planning and overcoming financial hurdles

Visit the Show Notes:



Resources:



Tax Resources:



Connect with Annie: 



Connect with Megan:


]]>02c44032-5927-4e2f-bff9-d8baaa63ce24Mon, 06 Nov 2023 04:00:00 -060042:46falsefull1919Megan Mendez18. Prioritizing Profit Over Revenue in Your Online Business18. Prioritizing Profit Over Revenue in Your Online BusinessToday's episode delves into the crucial topic of prioritizing profit over revenue in your online business. We discuss how this shift can lead you to financial freedom and the path to becoming debt-free. I want to emphasize the importance of understanding that increasing profit doesn't always require increasing revenue. I’ll guide you through pricing strategies, tracking business numbers, and making informed decisions that will scale your business while also achieving your financial goals. 

In this episode I share:

  • Significance of focusing on profit instead of revenue
  • Practical strategies to increase profit margins and maximize take-home income
  • Identifying unnecessary expenses and reevaluating pricing structures
  • Pricing strategies to increase profitability


Visit the Show Notes:



Resources:



Connect with Megan:



]]>Today's episode delves into the crucial topic of prioritizing profit over revenue in your online business. We discuss how this shift can lead you to financial freedom and the path to becoming debt-free. I want to emphasize the importance of understanding that increasing profit doesn't always require increasing revenue. I’ll guide you through pricing strategies, tracking business numbers, and making informed decisions that will scale your business while also achieving your financial goals. 

In this episode I share:

  • Significance of focusing on profit instead of revenue
  • Practical strategies to increase profit margins and maximize take-home income
  • Identifying unnecessary expenses and reevaluating pricing structures
  • Pricing strategies to increase profitability


Visit the Show Notes:



Resources:



Connect with Megan:



]]>acfe3ba4-0b83-463f-9645-569e7a3f57cfMon, 23 Oct 2023 04:00:00 -060020:10falsefull1818Megan Mendez17. Maintaining Consistent Income as a Freelancer with Branda Villacob17. Maintaining Consistent Income as a Freelancer with Branda VillacobIn today's episode, we have a special guest, Branda Villacob, a copywriter and email marketing expert who shares her insights on maintaining consistent income as a freelancer. We dive into Branda's journey as a former teacher turned solopreneur and how she built her successful freelancing business. We discuss the importance of having a side business while still teaching, saving money, and the mindset shift needed to transition out of the classroom. Branda also shares her experiences with the challenges and growing pains of running a business, particularly the plateau with income and the importance of understanding your worth. If you're a freelancer or aspiring freelance entrepreneur, this episode is packed with valuable tips and advice to help you maintain consistent income. 

In this episode we share:

  • The importance of having a side business while still teaching, saving money, and the mindset shift needed to transition out of the classroom
  • The challenges and growing pains of running a business
  • Ways to have consistent income as a freelancer

Visit the Show Notes:



Resources:



Connect with Branda:



Connect with Megan:


]]>In today's episode, we have a special guest, Branda Villacob, a copywriter and email marketing expert who shares her insights on maintaining consistent income as a freelancer. We dive into Branda's journey as a former teacher turned solopreneur and how she built her successful freelancing business. We discuss the importance of having a side business while still teaching, saving money, and the mindset shift needed to transition out of the classroom. Branda also shares her experiences with the challenges and growing pains of running a business, particularly the plateau with income and the importance of understanding your worth. If you're a freelancer or aspiring freelance entrepreneur, this episode is packed with valuable tips and advice to help you maintain consistent income. 

In this episode we share:

  • The importance of having a side business while still teaching, saving money, and the mindset shift needed to transition out of the classroom
  • The challenges and growing pains of running a business
  • Ways to have consistent income as a freelancer

Visit the Show Notes:



Resources:



Connect with Branda:



Connect with Megan:


]]>aa60c9e2-ab93-447a-963e-c7c653974c7bMon, 09 Oct 2023 04:00:00 -060027:35falsefull1717Megan Mendez16. Debt, Saving, Investing - Which Comes First?16. Debt, Saving, Investing - Which Comes First?In this episode of the Debt-Free CEO podcast, we discuss the order of prioritizing debt, saving, and investing. Paying off high-interest consumer debt is the first priority, followed by building a small emergency fund. We compare investing money versus paying off low-interest car loans and highlight the importance of having an emergency fund. 

We also provide information on HSAs, FSAs, and Roth IRAs as investment options. Real estate is mentioned as a good investment, and we emphasize the importance of spending less than you earn. Check out previous episodes for more financial advice and upcoming interviews with a financial advisor.

In this episode I share:

  • The interest rate on your credit cards will determine what to pay off first
  • Benefits of a high yield savings account
  • Changes to make when it comes to emergency funds
  • Best type of savings account to help you save more
  • The order in which you should invest your money

Visit the Show Notes:


Resources:


Previous Episodes:


Connect with Megan:


]]>In this episode of the Debt-Free CEO podcast, we discuss the order of prioritizing debt, saving, and investing. Paying off high-interest consumer debt is the first priority, followed by building a small emergency fund. We compare investing money versus paying off low-interest car loans and highlight the importance of having an emergency fund. 

We also provide information on HSAs, FSAs, and Roth IRAs as investment options. Real estate is mentioned as a good investment, and we emphasize the importance of spending less than you earn. Check out previous episodes for more financial advice and upcoming interviews with a financial advisor.

In this episode I share:

  • The interest rate on your credit cards will determine what to pay off first
  • Benefits of a high yield savings account
  • Changes to make when it comes to emergency funds
  • Best type of savings account to help you save more
  • The order in which you should invest your money

Visit the Show Notes:


Resources:


Previous Episodes:


Connect with Megan:


]]>466f833d-99a8-4193-8dee-a4c3a3356301Mon, 25 Sep 2023 04:00:00 -060024:58falsefull1616Megan Mendez15. Choosing Financial Freedom in a Nontraditional Way with Sierra Scacco15. Choosing Financial Freedom in a Nontraditional Way with Sierra ScaccoMost of us work hard at having financial freedom, paying off debt and paying attention to how we save our money. But not many of us do things in a nontraditional way. We tend to stick to what we know works and what is safe.

In today's episode, I had the pleasure of interviewing Sierra Scacco, a scaling coach and entrepreneur who made a bold and nontraditional decision with her husband and children that had significant financial involvement. 

Sierra shares her inspiring journey of starting her business while caring for her young son, and how she transitioned from copywriting to coaching. She also reveals a major life change she and her husband made, which involved renting out their home and living in a travel trailer. 

Sierra gives insights into the financial considerations behind this decision and discusses their debt situation, including student loan debt, car loans, and medical debt. Her story is inspiring and helps us gain valuable insights on taking calculated risks and managing finances on your entrepreneurial journey.

In this episode we share:

  • How Sierra made a nontraditional decision to live in a travel trailer to be closer to her husband's work and avoid the high cost of buying a new house
  • Started her own business as a scaling coach after leaving her initial career as a copywriter
  • Prioritizing being debt-free, avoiding student loan debt, and managing their other debts, such as car and medical bills
  • The ways in which making unconventional decisions can lead to exciting opportunities and financial freedom

Visit the Show Notes:


Resources:


Connect with Sierra:


Connect with Megan:


]]>Most of us work hard at having financial freedom, paying off debt and paying attention to how we save our money. But not many of us do things in a nontraditional way. We tend to stick to what we know works and what is safe.

In today's episode, I had the pleasure of interviewing Sierra Scacco, a scaling coach and entrepreneur who made a bold and nontraditional decision with her husband and children that had significant financial involvement. 

Sierra shares her inspiring journey of starting her business while caring for her young son, and how she transitioned from copywriting to coaching. She also reveals a major life change she and her husband made, which involved renting out their home and living in a travel trailer. 

Sierra gives insights into the financial considerations behind this decision and discusses their debt situation, including student loan debt, car loans, and medical debt. Her story is inspiring and helps us gain valuable insights on taking calculated risks and managing finances on your entrepreneurial journey.

In this episode we share:

  • How Sierra made a nontraditional decision to live in a travel trailer to be closer to her husband's work and avoid the high cost of buying a new house
  • Started her own business as a scaling coach after leaving her initial career as a copywriter
  • Prioritizing being debt-free, avoiding student loan debt, and managing their other debts, such as car and medical bills
  • The ways in which making unconventional decisions can lead to exciting opportunities and financial freedom

Visit the Show Notes:


Resources:


Connect with Sierra:


Connect with Megan:


]]>dc1c8599-3bc3-482d-8711-3ff6df199c0bMon, 11 Sep 2023 04:00:00 -060026:14falsefull1515Megan MendezBonus: Answering Your Master Resell Rights Questions!Bonus: Answering Your Master Resell Rights Questions!Today’s episode is about Master Resell Rights. What is it? Why is it so popular right now? Is it a scam and should I buy into it? 

If you’re on TikTok and Instagram right now, MRR is blowing up! That is because it’s a new idea and people are obsessed with what you’re able to do with it. 

Listen to today’s episode as I break down everything Master Resell Rights related so you can form your own opinion on the topic. 

In this episode, I share:

  • What does MRR mean?
  • What are the two courses out right now that have MRR attached to them? 
  • What are you actually buying and what do these courses help you with?
  • How can you use this product?
  • How can this product help you with your financial goal? 
  • Common misconceptions with MRR. 

Resources:


]]>Today’s episode is about Master Resell Rights. What is it? Why is it so popular right now? Is it a scam and should I buy into it? 

If you’re on TikTok and Instagram right now, MRR is blowing up! That is because it’s a new idea and people are obsessed with what you’re able to do with it. 

Listen to today’s episode as I break down everything Master Resell Rights related so you can form your own opinion on the topic. 

In this episode, I share:

  • What does MRR mean?
  • What are the two courses out right now that have MRR attached to them? 
  • What are you actually buying and what do these courses help you with?
  • How can you use this product?
  • How can this product help you with your financial goal? 
  • Common misconceptions with MRR. 

Resources:


]]>a57340e0-a140-41ed-b4d8-91cbafc12dc7Mon, 04 Sep 2023 04:00:00 -060022:35falsebonusMegan Mendez14. The Debt Avalanche vs. The Debt Snowball Method14. The Debt Avalanche vs. The Debt Snowball MethodToday’s episode is about two different ways to pay off debt the quickest: the Debt Avalanche and the Debt Snowball methods.

If you've been tackling your debt without a specific strategy, don't worry - you're still doing great! But if you're looking to maximize your savings on interest and pay off your debt as efficiently as possible, then this episode is for you. We'll discuss the pros and cons of each method and how they can help you achieve your debt-free goals.

If you have heard of either one of these before, you may be wondering which one is best. Even though there is not a right or wrong method, I will be walking you through what each method is, explaining how they work, and let you know which one I followed to pay off $53,000 worth of debt in twelve months

In this episode I share:

  • What is the difference between the Debt Avalanche and the Debt Snowball methods?
  • Some pros and cons between the two methods
  • How do choose which method is best for you and your financial situation
  • The method I used to get out of debt in one year

Visit the Show Notes:


Resources:


Connect with Megan:


]]>Today’s episode is about two different ways to pay off debt the quickest: the Debt Avalanche and the Debt Snowball methods.

If you've been tackling your debt without a specific strategy, don't worry - you're still doing great! But if you're looking to maximize your savings on interest and pay off your debt as efficiently as possible, then this episode is for you. We'll discuss the pros and cons of each method and how they can help you achieve your debt-free goals.

If you have heard of either one of these before, you may be wondering which one is best. Even though there is not a right or wrong method, I will be walking you through what each method is, explaining how they work, and let you know which one I followed to pay off $53,000 worth of debt in twelve months

In this episode I share:

  • What is the difference between the Debt Avalanche and the Debt Snowball methods?
  • Some pros and cons between the two methods
  • How do choose which method is best for you and your financial situation
  • The method I used to get out of debt in one year

Visit the Show Notes:


Resources:


Connect with Megan:


]]>4753e35d-8f92-4a7e-8545-9a4f7d06c4e4Mon, 28 Aug 2023 04:00:00 -060017:10falsefull1414Megan Mendez13. Client Spotlight: Helping Allison Go From Drowning in Interest Fees to on Her Way to Debt-Free13. Client Spotlight: Helping Allison Go From Drowning in Interest Fees to on Her Way to Debt-FreeIn today's episode, we have a client spotlight featuring Allison Nitsch, who went from drowning in interest fees to being well on her way to becoming debt-free. Allison shares her inspiring journey of conquering debt and taking control of her finances after our 1:1 coaching call together.

Join us as we dive into Allison's financial transformation. From researching financial statements to tackling income, bills, and debt, Allison sought guidance on how to navigate her financial challenges. When we met, she had the dilemma of having extremely large interest fees, and wanted to know whether to use her tax return to pay off debt or put it into savings.

Discover how Allison made strategic financial moves, such as opening a 0% interest credit card and doing a balance transfer to diligently working on paying off the debt.

In this episode we share:

  • The importance of overcoming negative financial cycles
  • Being prepared for unexpected expenses
  • Building a financial cushion to avoid relying on credit cards during emergencies
  • The significance of setting financial goals and making mindful purchasing decisions
  • Asking for help!!

Visit the Show Notes:


Resources:


Connect with Megan:


Connect with Allison:


]]>In today's episode, we have a client spotlight featuring Allison Nitsch, who went from drowning in interest fees to being well on her way to becoming debt-free. Allison shares her inspiring journey of conquering debt and taking control of her finances after our 1:1 coaching call together.

Join us as we dive into Allison's financial transformation. From researching financial statements to tackling income, bills, and debt, Allison sought guidance on how to navigate her financial challenges. When we met, she had the dilemma of having extremely large interest fees, and wanted to know whether to use her tax return to pay off debt or put it into savings.

Discover how Allison made strategic financial moves, such as opening a 0% interest credit card and doing a balance transfer to diligently working on paying off the debt.

In this episode we share:

  • The importance of overcoming negative financial cycles
  • Being prepared for unexpected expenses
  • Building a financial cushion to avoid relying on credit cards during emergencies
  • The significance of setting financial goals and making mindful purchasing decisions
  • Asking for help!!

Visit the Show Notes:


Resources:


Connect with Megan:


Connect with Allison:


]]>c175e153-8fb2-43e5-9f46-fcb48d7d2629Mon, 14 Aug 2023 04:00:00 -060026:58falsefull1313Megan Mendez12. Mortgages: Is Now the Time to Buy and Should I Worry About Paying My Mortgage Off?12. Mortgages: Is Now the Time to Buy and Should I Worry About Paying My Mortgage Off?I know a lot of us either have the goal of owning a home, or we already do own a home, but sometimes I hear people say that they are debt free and want to know if the mortgage counts. So today I dive into all things mortgages: whether you should pay it off to be debt-free, when to buy a home and should you purchase now or wait until a “better” time.

In this episode I share:

  • When to know the best time to purchase a home
  • What happens if you wait to purchase a home until you are “ready”
  • How and when to pay off your mortgage
  • The effect of interest rates and home prices on purchasing decisions

Visit the Show Notes:


Resources:


Connect with Megan:


]]>I know a lot of us either have the goal of owning a home, or we already do own a home, but sometimes I hear people say that they are debt free and want to know if the mortgage counts. So today I dive into all things mortgages: whether you should pay it off to be debt-free, when to buy a home and should you purchase now or wait until a “better” time.

In this episode I share:

  • When to know the best time to purchase a home
  • What happens if you wait to purchase a home until you are “ready”
  • How and when to pay off your mortgage
  • The effect of interest rates and home prices on purchasing decisions

Visit the Show Notes:


Resources:


Connect with Megan:


]]>14d86039-1b47-4fb2-892f-77d3c39a571fMon, 31 Jul 2023 04:00:00 -060016:20falsefull1212Megan Mendez11. What Debt Do You Pay Off First?11. What Debt Do You Pay Off First?Most Americans have some sort of consumer debt. Car payments, credit cards, school loans. Sometimes knowing where to start can be the hardest part. This episode is going to explain which debt to pay off first, and give you some tools and resources to help you do so. 

Sometimes just knowing we got ourselves into debt is overwhelming and can negatively affect our mindset enough to where we do nothing instead of taking action. Sometimes we really just have to start taking action to get the ball rolling. 

In this episode I share:

  • The most important debt to pay off first
  • How to negotiate medical bills and manage them effectively
  • Addressing school and personal loans
  • Refinancing or making extra payments to car loans

Visit the Show Notes:


Resources:


Connect with Megan:


]]>Most Americans have some sort of consumer debt. Car payments, credit cards, school loans. Sometimes knowing where to start can be the hardest part. This episode is going to explain which debt to pay off first, and give you some tools and resources to help you do so. 

Sometimes just knowing we got ourselves into debt is overwhelming and can negatively affect our mindset enough to where we do nothing instead of taking action. Sometimes we really just have to start taking action to get the ball rolling. 

In this episode I share:

  • The most important debt to pay off first
  • How to negotiate medical bills and manage them effectively
  • Addressing school and personal loans
  • Refinancing or making extra payments to car loans

Visit the Show Notes:


Resources:


Connect with Megan:


]]>875f7a86-c550-47ad-8dfc-5d9403c62b64Mon, 17 Jul 2023 04:00:00 -060017:17falsefull1111Megan Mendez10. Using the Debt-Free Method to Help You Save Money10. Using the Debt-Free Method to Help You Save MoneyBeing able to pay off debt is amazing, but what about being able to save money for those unexpected circumstances that arise?

Having a savings account can not only help you have money for things that come up, but it can also help keep you out of debt.

In this episode of the Debt-Free CEO Podcast, I share tips and strategies on how to save money, and emphasize the similarities between paying off debt and building a savings. I want to encourage you to learn from my experiences and implement better money management techniques into your own lives.

It is important to have an emergency fund and a budget to spend less than what is earned to ensure financial stability and the ability to allocate funds toward specific goals.

In this episode I share:

  • Building a savings account that will help you out in financial emergencies
  • How everything comes back to your budget
  • You have to be making more than you are spending
  • Tips to building a savings while you are still going debt-free


Visit the Show Notes:



Resources:



Connect with Megan:



]]>Being able to pay off debt is amazing, but what about being able to save money for those unexpected circumstances that arise?

Having a savings account can not only help you have money for things that come up, but it can also help keep you out of debt.

In this episode of the Debt-Free CEO Podcast, I share tips and strategies on how to save money, and emphasize the similarities between paying off debt and building a savings. I want to encourage you to learn from my experiences and implement better money management techniques into your own lives.

It is important to have an emergency fund and a budget to spend less than what is earned to ensure financial stability and the ability to allocate funds toward specific goals.

In this episode I share:

  • Building a savings account that will help you out in financial emergencies
  • How everything comes back to your budget
  • You have to be making more than you are spending
  • Tips to building a savings while you are still going debt-free


Visit the Show Notes:



Resources:



Connect with Megan:



]]>4d7260e9-27d4-4161-8c3f-5f887c898dbcMon, 03 Jul 2023 04:00:00 -060022:17falsefull1010Megan Mendez9. How to Use a Community to Help You in Your Business9. How to Use a Community to Help You in Your BusinessImagine feeling lost and alone in your entrepreneurial journey, desperately searching for a tribe to call your own. That's exactly how I felt when I first started my business, until I stumbled upon a game-changing discovery. The key to unlocking success and achieving your dreams is through the power of community. By connecting with like-minded individuals, sharing ideas, and supporting each other's goals, you'll find the motivation, inspiration, and drive needed to take your business to the next level. Are you ready to unlock your full potential? Join me as I share my journey and reveal how a community can transform your entrepreneurial path.

In this episode I share:

  • The role a strong community can play in your business journey
  • How the right mentor/group can propel you to new heights
  • How online communities can offer invaluable support for entrepreneurs.
  • Platforms that make business coaching accessible and effective

Visit the Show Notes:



Resources:



Connect with Megan:



]]>Imagine feeling lost and alone in your entrepreneurial journey, desperately searching for a tribe to call your own. That's exactly how I felt when I first started my business, until I stumbled upon a game-changing discovery. The key to unlocking success and achieving your dreams is through the power of community. By connecting with like-minded individuals, sharing ideas, and supporting each other's goals, you'll find the motivation, inspiration, and drive needed to take your business to the next level. Are you ready to unlock your full potential? Join me as I share my journey and reveal how a community can transform your entrepreneurial path.

In this episode I share:

  • The role a strong community can play in your business journey
  • How the right mentor/group can propel you to new heights
  • How online communities can offer invaluable support for entrepreneurs.
  • Platforms that make business coaching accessible and effective

Visit the Show Notes:



Resources:



Connect with Megan:



]]>d7329144-ecd4-451e-aee7-73b2a0de42a4Mon, 19 Jun 2023 04:00:00 -060019:02falsefull99Megan Mendez8. How to Scale and Grow Your Business Without Having to Work More Hours8. How to Scale and Grow Your Business Without Having to Work More HoursAre you tired of trading time for money in your online business? In this episode, learn how to scale and grow your business without working more hours. But is hourly pricing really the best option? Listen in as I explain other options that help move you away from the hourly rates that could be holding you back from your income goals.

In this episode I share:

  • Techniques to grow your income without sacrificing your work-life balance.
  • Learn the ins and outs of curating tailored packages to elevate your value in the market.
  • Demystify the process of setting an hourly rate that suits your desired income and workload.
  • Delve into the benefits of delegating tasks for better focus on your profit-generating duties.
  • Recognize the importance of tapping into the knowledge of expert mentors and thriving communities.

Visit The Show Notes:


Resources:


Related Episode:


Connect with Megan:


]]>Are you tired of trading time for money in your online business? In this episode, learn how to scale and grow your business without working more hours. But is hourly pricing really the best option? Listen in as I explain other options that help move you away from the hourly rates that could be holding you back from your income goals.

In this episode I share:

  • Techniques to grow your income without sacrificing your work-life balance.
  • Learn the ins and outs of curating tailored packages to elevate your value in the market.
  • Demystify the process of setting an hourly rate that suits your desired income and workload.
  • Delve into the benefits of delegating tasks for better focus on your profit-generating duties.
  • Recognize the importance of tapping into the knowledge of expert mentors and thriving communities.

Visit The Show Notes:


Resources:


Related Episode:


Connect with Megan:


]]>903cd284-bc8b-4af9-be57-94cc24cb10bbMon, 05 Jun 2023 04:00:00 -060027:40falsefull88Megan Mendez7. How to Use Freelancing to Help With Your Financial Goals7. How to Use Freelancing to Help With Your Financial GoalsDo you dream of breaking free from financial constraints and achieving true independence? Well, I have a solution that just might be your ticket to financial freedom - the power of freelancing! 

With the flexibility and endless opportunities offered by freelancing, you can finally attain the financial stability you desire. Let me show you how to unlock your full potential and realize your dreams of living life on your own terms.

In this episode I cover:

  • Harness your creative power and translate it into lucrative freelancing projects.
  • Embrace the potential of freelancing to achieve financial independence and stability.
  • Use the extra money to pay off debt, or as your sole source of income.

Show Notes:


Resources:


Connect with Megan:


]]>Do you dream of breaking free from financial constraints and achieving true independence? Well, I have a solution that just might be your ticket to financial freedom - the power of freelancing! 

With the flexibility and endless opportunities offered by freelancing, you can finally attain the financial stability you desire. Let me show you how to unlock your full potential and realize your dreams of living life on your own terms.

In this episode I cover:

  • Harness your creative power and translate it into lucrative freelancing projects.
  • Embrace the potential of freelancing to achieve financial independence and stability.
  • Use the extra money to pay off debt, or as your sole source of income.

Show Notes:


Resources:


Connect with Megan:


]]>649d55e6-e75b-4fb9-9d2f-65415c9e47a2Mon, 22 May 2023 04:00:00 -060017:47falsefull77Megan Mendez6. What an Extra $500 Can Do For You and Your Family & Where to Find It6. What an Extra $500 Can Do For You and Your Family & Where to Find ItDiscover the secrets to finding an extra $500 a month for your family's financial goals in this episode of the Debt Free CEO podcast. From cutting subscriptions to freelancing, you'll learn practical tips to increase your income and reduce expenses.

In this episode, we will cover: 

  • The significance of budgeting and eliminating needless expenses for long-term financial health.
  • The benefits of selling unused possessions to generate additional income.
  • Learn how low-cost freelancing methods can jump-start your business from home.
  • Understand the effects of an extra $500 monthly income on your journey to financial independence.
  • Apply straightforward and efficient steps to enhance your financial status.

Visit The Show Notes:


Resources Mentioned:



Connect with Megan:


]]>Discover the secrets to finding an extra $500 a month for your family's financial goals in this episode of the Debt Free CEO podcast. From cutting subscriptions to freelancing, you'll learn practical tips to increase your income and reduce expenses.

In this episode, we will cover: 

  • The significance of budgeting and eliminating needless expenses for long-term financial health.
  • The benefits of selling unused possessions to generate additional income.
  • Learn how low-cost freelancing methods can jump-start your business from home.
  • Understand the effects of an extra $500 monthly income on your journey to financial independence.
  • Apply straightforward and efficient steps to enhance your financial status.

Visit The Show Notes:


Resources Mentioned:



Connect with Megan:


]]>463ef134-032f-4177-b0a5-2e62844b3ddaMon, 08 May 2023 04:00:00 -060020:55falsefull66Megan Mendez5. The Framework to Going Debt Free: What I Would Do if Starting Over5. The Framework to Going Debt Free: What I Would Do if Starting OverAre you looking to find a way to manage your finances, and become debt free?

After paying off $53,000 of debt myself, in this episode I am going to take you through the same debt-free framework that I would use if I was starting over today.

In this episode, we will cover: 

  • Developing a strategy to follow so that you can become debt free
  • The significance of preparing for taxes, expenses, and savings in advance
  • Transitioning from your current profession to achieve desired income goals.
  • Delve into the journey of finding and cultivating your true passion as time goes on.
  • Recognize the role of hard work in accomplishing worthwhile objectives.

Visit The Show Notes:


Resources Mentioned:


Connect with Megan:


]]>Are you looking to find a way to manage your finances, and become debt free?

After paying off $53,000 of debt myself, in this episode I am going to take you through the same debt-free framework that I would use if I was starting over today.

In this episode, we will cover: 

  • Developing a strategy to follow so that you can become debt free
  • The significance of preparing for taxes, expenses, and savings in advance
  • Transitioning from your current profession to achieve desired income goals.
  • Delve into the journey of finding and cultivating your true passion as time goes on.
  • Recognize the role of hard work in accomplishing worthwhile objectives.

Visit The Show Notes:


Resources Mentioned:


Connect with Megan:


]]>d414f420-d366-465c-bd5c-31c98dbfb10eMon, 24 Apr 2023 05:00:00 -060018:34falsefull55Megan Mendez4. Good Debt vs Bad Debt4. Good Debt vs Bad DebtMoney is a tricky matter, and sometimes it takes debt to get to where you need to be. 

In this episode, we will dive into the differences between good vs. bad debt. I will provide insight into what debt is worth considering and what should be avoided. 

We speak on mortgages, car loans, 0% interest and credit cards.

If you're feeling overwhelmed and frustrated by the amount of debt you are accumulating despite the budgeting, cutting costs, and debt repayment strategies you may already be taking, then you are not alone!

In this episode, you will be able to: 

  • Distinguish between good debt and bad debt for financial success. 
  • Identify high-interest credit card debt as a dangerous financial pitfall. 
  • Learn how mortgages and student loans can serve as examples of beneficial debt. 
  • Establish positive credit through wise credit card usage. 
  • Grasp the significance of budgeting and aligning your financial decisions with your long-term objectives.

Resources Mentioned:


Visit the Show Notes:


Connect with Megan:


]]>Money is a tricky matter, and sometimes it takes debt to get to where you need to be. 

In this episode, we will dive into the differences between good vs. bad debt. I will provide insight into what debt is worth considering and what should be avoided. 

We speak on mortgages, car loans, 0% interest and credit cards.

If you're feeling overwhelmed and frustrated by the amount of debt you are accumulating despite the budgeting, cutting costs, and debt repayment strategies you may already be taking, then you are not alone!

In this episode, you will be able to: 

  • Distinguish between good debt and bad debt for financial success. 
  • Identify high-interest credit card debt as a dangerous financial pitfall. 
  • Learn how mortgages and student loans can serve as examples of beneficial debt. 
  • Establish positive credit through wise credit card usage. 
  • Grasp the significance of budgeting and aligning your financial decisions with your long-term objectives.

Resources Mentioned:


Visit the Show Notes:


Connect with Megan:


]]>ed9f6271-163d-46f9-acca-cf434e53eddfMon, 10 Apr 2023 04:00:00 -060018:08falsefull44Megan Mendez3. Money Management Strategies for Couples3. Money Management Strategies for CouplesStruggling with money management as a couple? Find out the essential strategies for successful financial planning and communication!

In this episode you will learn:

1. How to be a successful financial team with your spouse, even if one of you is a saver and the other is a spender.

2. The importance of communication and compromise when it comes to budgeting for a successful marriage.

3. How to get your spouse on board with budgeting and financial goals, even if they don't care about it.

Resources Mentioned:


Don’t Miss the First Two Episodes:


Connect with Megan:


]]>Struggling with money management as a couple? Find out the essential strategies for successful financial planning and communication!

In this episode you will learn:

1. How to be a successful financial team with your spouse, even if one of you is a saver and the other is a spender.

2. The importance of communication and compromise when it comes to budgeting for a successful marriage.

3. How to get your spouse on board with budgeting and financial goals, even if they don't care about it.

Resources Mentioned:


Don’t Miss the First Two Episodes:


Connect with Megan:


]]>441cd9a3-8edc-4faf-98f5-67d4fcbbda30Mon, 27 Mar 2023 04:00:00 -060017:45falsefull33Megan Mendez2. A Budget is the Foundation to Your Finances2. A Budget is the Foundation to Your FinancesHaving a budget is the foundation to your finances…much like the foundation of a house is needed to keep it stable. You have to know how much money is coming in and how much money is going out. If you are not aware of your budget, you are not setting yourself up for success. Without a budget it is hard to know anything about your financial well-being if you do not know what is going on in your accounts.

This episode covers everything from having a WHY for your budget, your money, the reason you want to have your finances under control. I also walk you through the steps of coming up with a budget that works for you. You have to know your fixed and variable expenses and I help you figure out what those expenses are.

My goal is to help you budget your money and stay debt free!

In this episode I cover:

  • Knowing the WHY for your budget
  • Understanding what money is coming in and out of your budget
  • Looking at your fixed and variable expenses
  • What to do if you go over budget
  • How to avoid using a credit card

Resources Mentioned:


Don’t Miss Last Week’s Episode:


Connect with Megan:


]]>Having a budget is the foundation to your finances…much like the foundation of a house is needed to keep it stable. You have to know how much money is coming in and how much money is going out. If you are not aware of your budget, you are not setting yourself up for success. Without a budget it is hard to know anything about your financial well-being if you do not know what is going on in your accounts.

This episode covers everything from having a WHY for your budget, your money, the reason you want to have your finances under control. I also walk you through the steps of coming up with a budget that works for you. You have to know your fixed and variable expenses and I help you figure out what those expenses are.

My goal is to help you budget your money and stay debt free!

In this episode I cover:

  • Knowing the WHY for your budget
  • Understanding what money is coming in and out of your budget
  • Looking at your fixed and variable expenses
  • What to do if you go over budget
  • How to avoid using a credit card

Resources Mentioned:


Don’t Miss Last Week’s Episode:


Connect with Megan:


]]>6d6bca09-2807-46d3-ba22-9efe57322be1Mon, 13 Mar 2023 04:05:00 -060010:58falsefull22Megan Mendez1. How I Paid Off $53,000 to Become Debt Free1. How I Paid Off $53,000 to Become Debt FreeHaving to worry about finances is hard enough as it is, but having to worry about them as a business owner is another story.

My husband and I were able to pay off our $53,000 worth of debt in one year, and I want to share our story with you.

In this episode I walk you through our journey of how we accumulated that debt, and how we went about paying (and keeping) it off.

In this episode I cover:

  • Our journey to becoming debt-free
  • From not being happy in the classroom to becoming a business owner
  • How we were able to pay off our debt

Connect with Megan:


]]>Having to worry about finances is hard enough as it is, but having to worry about them as a business owner is another story.

My husband and I were able to pay off our $53,000 worth of debt in one year, and I want to share our story with you.

In this episode I walk you through our journey of how we accumulated that debt, and how we went about paying (and keeping) it off.

In this episode I cover:

  • Our journey to becoming debt-free
  • From not being happy in the classroom to becoming a business owner
  • How we were able to pay off our debt

Connect with Megan:


]]>4d230d9d-0e2f-426e-aedd-408febbf9ebaMon, 13 Mar 2023 04:00:00 -060027:17falsefull11Megan MendezWelcome to The Debt-Free CEO PodcastWelcome to The Debt-Free CEO PodcastAre you tired of getting yourself further into debt month after month? Does your mindset around money play a factor in your family's spending? Do you struggle with knowing which debt to pay off first and how to keep yourself from going further into debt? Maybe you're a freelancer who struggles with how much to pay yourself each month making it difficult to create a working budget.

In this podcast, you will learn ways to manage your finances to set you on the path to debt-free and on to financial freedom. 


I’m Megan Mendez, and I was a tired teacher needing to get out of debt to leave the classroom for good. In 2021, paid off $53,000 worth of debt in 12 months and started my freelancing business shortly after. I've been able to successfully pay myself as a  business owner and continue on the path to financial freedom and now I want to help YOU do the same! 


My hope is that this podcast gives you tactical tips to help you improve your finances and set you and your family's future up for success. I hope you’ll join me as we journey to financial freedom together.

]]>Are you tired of getting yourself further into debt month after month? Does your mindset around money play a factor in your family's spending? Do you struggle with knowing which debt to pay off first and how to keep yourself from going further into debt? Maybe you're a freelancer who struggles with how much to pay yourself each month making it difficult to create a working budget.

In this podcast, you will learn ways to manage your finances to set you on the path to debt-free and on to financial freedom. 


I’m Megan Mendez, and I was a tired teacher needing to get out of debt to leave the classroom for good. In 2021, paid off $53,000 worth of debt in 12 months and started my freelancing business shortly after. I've been able to successfully pay myself as a  business owner and continue on the path to financial freedom and now I want to help YOU do the same! 


My hope is that this podcast gives you tactical tips to help you improve your finances and set you and your family's future up for success. I hope you’ll join me as we journey to financial freedom together.

]]>e74ab1f4-4c10-49a1-883e-adc26b73d452Sat, 25 Feb 2023 05:00:00 -060001:26falsetrailerMegan Mendez