Harmonious Wealth

39: What Happens in Your First 60 Days With Us: A Financial Launch Pad™ Walkthrough

Wed, 23 Jul 2025 07:00:00 -0400

Summary

In this episode of Harmonious Wealth, Iyanna Vaughn discusses the onboarding process for financial support services, detailing the steps clients will take in the first six weeks. She emphasizes the importance of a streamlined approach to financial management, including the profit planning intensive and cash flow strategies. The conversation highlights how clients can transform their financial experience and gain insights into their business's financial health.

Takeaways

You don't need to manage finances alone.
The onboarding process is streamlined and supportive.
Profit planning is a holistic approach.
Understanding cash flow is crucial for business health.
The cash flow compass provides actionable insights.
Clients receive a personalized treatment plan.
The first financial report is delivered by week six.
Transformational support is available for business owners.
The CEO salary calculator helps determine personal pay.
Regular communication through Slack enhances support.

Chapters

00:00 Introduction to Financial Support

00:47 Onboarding Process Overview

02:47 Kickoff Call and Initial Steps

04:02 Profit Planning Intensive

05:45 Cash Flow Compass Explained

09:04 Finalizing Bookkeeping and Reporting

10:37 Transformational Experience with Financial Strategy

Past Episodes Mentioned: The Overflow Method Series

MENTIONED IN THIS EPISODE

Learn more about The Financial Strategy Experience - lovelyfinancials.com/strategy
Get The CEO Salary Calculator - lovelyfinancials.com/ceo
Get the Cash Flow Planner - lovelyfinancials.com/planner

38: Overflow on Autopilot: How Jillian Maintains $50K+ in Business Cash Through Seasonal Unpredictability

Wed, 16 Jul 2025 07:00:00 -0400

Summary

In this episode, Iyanna Vaughn interviews Jillian Smith-Austin, founder of One Touch Events, discussing her journey in event planning and financial management. Jillian shares her early experiences with money, the importance of financial education, and how she transitioned from personal finance to managing her business finances. They explore the significance of cash flow, profitability, and the role of financial strategy in business growth. Jillian emphasizes the need for collaboration and transparency in financial discussions, and they conclude with insights on achieving harmonious wealth in both personal and professional realms.

Takeaways

Jillian's early experiences with money shaped her financial mindset.
The importance of saving and tithing was instilled in Jillian from a young age.
Transitioning from personal to business finances can be challenging but necessary.
Understanding cash flow is crucial for service-based businesses.
Automating financial processes can lead to a more stable business environment.
CEO salary should be consistent and reflective of business health.
Financial strategy is essential for scaling a business effectively.
Collaboration and transparency in financial discussions enhance business growth.
Breaking industry norms can lead to greater confidence in pricing.
Harmonious wealth encompasses both financial success and personal fulfillment.

📚MENTIONED IN THIS EPISODE

Get The CEO Salary Calculator - lovelyfinancials.com/ceo
Learn more about The Financial Strategy Experience - lovelyfinancials.com/strategy
Get the Cash Flow Planner - lovelyfinancials.com/planner

37: You Don’t Need More Revenue—You Need a Rhythm (And a Profit Plan)

Fri, 11 Jul 2025 07:00:00 -0400

In this episode of Harmonious Wealth, Iyanna Vaughn dives deep into the 4th phase of her signature framework, The Overflow Method–Wealth Flow Design. The art of designing wealth rather than just chasing revenue. Discover the importance of a profit plan and how to create a system that combines stewardship with strategy. Iyanna also shares insights and fully shares her profit planning and explains the four cash flow quadrants inspired by Robert Kiyosaki's book. Learn how to leverage your business to build wealth through increased profits and strategic planning.

Key Takeaways:

Revenue growth doesn't equate to wealth growth.
The importance of a profit plan and wealth flow design.
Understanding the four cash flow quadrants.
How to create a CEO salary calculator and profit plan.

Action Items:

Watch the YouTube Version so you can see the screenshare https://youtu.be/u0fvozTjFu0
Get The CEO Salary Calculator - lovelyfinancials.com/ceo
Learn more about The Financial Strategy Experience - lovelyfinancials.com/strategy
Get the Cash Flow Planner - lovelyfinancials.com/planner

36: Are You Losing Money Without Knowing It? How to Catch Profit Leaks in Your Business

Thu, 10 Jul 2025 07:00:00 -0400

Summary

In this episode, Iyanna Vaughn goes over the 3rd phase of her signature framework, The Overflow Method. She discusses the critical issue of profit leaks in businesses, particularly focusing on service-based businesses. She introduces the concept of the Keep Half Diagnostic, a tool designed to help business owners identify and address hidden financial leaks that can significantly impact profitability. The discussion emphasizes the importance of measuring financial health, understanding true profit margins, and creating a solid financial foundation through effective bookkeeping and strategic planning. Vaughn encourages business owners to take control of their finances to ensure sustainable growth and profitability.

Takeaways

It's not the big purchases that sink your profit.
Profit leaks often hide in trusted areas like subscriptions.
Regularly review subscriptions to ensure value.
Paying contractors without clear ROI can disrupt profits.
Many think they're profitable but are just not broke.
The Keep Half Diagnostic helps assess true profitability.
Understanding your financial story is crucial for growth.
You can't fix what you don't measure in finances.
Creating a living document for financial strategy is essential.
Profit leak detection is about stewardship, not shame.

Chapters

00:00 Intro

00:16 Identifying Profit Leaks

02:15 Understanding the Key Path Diagnostic

04:28 Measuring and Managing Profitability

06:21 Cleaning Up Financial Records

07:12 Stewardship and Financial Strategy

08:31 New Chapter

📚MENTIONED IN THIS EPISODE

Get The CEO Salary Calculator - lovelyfinancials.com/ceo
Learn more about The Financial Strategy Experience - lovelyfinancials.com/strategy
Get the Cash Flow Planner - lovelyfinancials.com/planner

35: Financial Storytelling: Making Sense of Your Numbers

Wed, 09 Jul 2025 07:00:00 -0400

Summary

In this episode, Iyanna Vaughn goes into the second phase of her signature framework, The Overflow Method. She discusses the concept of financial storytelling and its importance for entrepreneurs, particularly women. She emphasizes that financial data should not be viewed merely as numbers but as a narrative that can guide business decisions. The discussion covers the significance of understanding trends, the value of personalized financial reviews, and the necessity of partnership in financial strategy to foster clarity and confidence in business operations.

Takeaways

You're not behind, you're just reading your numbers.
Your numbers are telling you a story.
P&L shows what happened and what's working.
Financial storytelling helps turn chaos into clarity.
Trust with your future self.
We give you a personalized video walkthrough.
It's not about perfection, it's about partnership.
Learning to lead your numbers with clarity.
We help you not only with bookkeeping.
Let me know if you feel chaotic or don't trust yourself.

Chapters

00:00 Understanding Financial Storytelling

02:35 The Importance of Trends in Business

04:37 Personalized Financial Reviews and Clarity

07:13 The Role of Partnership in Financial Strategy

📚MENTIONED IN THIS EPISODE

Get The CEO Salary Calculator - lovelyfinancials.com/ceo
Learn more about The Financial Strategy Experience - lovelyfinancials.com/strategy
Get the Cash Flow Planner - lovelyfinancials.com/planner

34: Vision Casting: Building With the End in Mind

Tue, 08 Jul 2025 07:00:00 -0400

In this conversation, Iyanna Vaughn discusses the first part of her signature framework, The Overflow Method. She talks about the importance of casting a vision for one's business and finances that aligns with personal values and goals. She emphasizes the need for entrepreneurs to define their own success rather than chasing societal expectations. The discussion covers the significance of legacy planning, the process of vision casting, and how aligning business goals with personal vision can lead to financial success and generational wealth.

Takeaways

If you don't know what you're building towards, your finances will always be a moving target.
Most entrepreneurs set financial goals based on what they think they should be doing.
Casting vision anchors your financial goals to your personal values.
What do you love most about the life that you live?
Vision casting allows you to get yourself out of the weeds of everyday business.
When you cast a vision, your numbers won't feel as chaotic.
You can't afford not to have a vision; it prevents survival mode.
Vision casting helps in reverse engineering your financial plan.
Your business must pay you to sustain your lifestyle.
When your vision is clear, the strategy becomes super.

Get The CEO Salary Calculator - lovelyfinancials.com/ceo

Learn more about The Financial Strategy Experience - lovelyfinancials.com/strategy

Get the Cash Flow Planner - lovelyfinancials.com/planner

Connect With Iyanna:

Instagram: https://www.instagram.com/lovelyfinancials

Email: https://lovelyfinancials.com/wealth

Website: https://lovelyfinancials.com

33: This 4-Part Method Helped My Clients Build Margin & Master Their Money

Mon, 07 Jul 2025 07:00:00 -0400

In this episode, Iyanna Vaughn introduces her signature framework, The Overflow Method, a financial strategy designed to help entrepreneurs, particularly women, achieve financial clarity and build wealth. The method consists of four key parts: vision and legacy planning, understanding financials, profit leak detection, and wealth flow management. Each part is aimed at empowering clients to make informed financial decisions, align their business goals with their long-term wealth aspirations, and ultimately create a sustainable financial future without sacrificing peace of mind.

Takeaways

Mastering money is about having the right system.
The Overflow Method helps clients create real margin.
Vision planning is crucial for long-term success.
Understanding financials is key to making informed decisions.
Profit leak detection identifies what drains your resources.
Wealth flow management ensures cash flow stability.
Aligning business goals with personal wealth is essential.
Financial clarity leads to confident decision-making.
Automation can significantly improve cash flow.
Building margin allows for peace of mind in finances.

Get The CEO Salary Calculator - lovelyfinancials.com/ceo

Learn more about The Financial Strategy Experience - lovelyfinancials.com/strategy

Get the Cash Flow Planner - lovelyfinancials.com/planner

Connect With Iyanna:

Instagram: https://www.instagram.com/lovelyfinancials

Email: https://lovelyfinancials.com/wealth

Website: https://lovelyfinancials.com

32: Why Titles Don’t Matter—But Clarity Does: Understanding What We Actually Do at Lovely Financials

Wed, 02 Jul 2025 07:00:00 -0400

In this episode of Harmonious Wealth, Iyanna Vaughn discusses the importance of financial clarity and stewardship for women entrepreneurs. She emphasizes that titles in finance do not equate to wealth-building; rather, understanding and managing finances effectively is crucial. The conversation explores the roles of bookkeepers, accountants, and money coaches, highlighting the need for a cohesive financial strategy that integrates compliance and leadership. Vaughn introduces tools like the CEO salary calculator to help entrepreneurs pay themselves adequately and make informed financial decisions. The episode concludes with a call to action for listeners to seek clarity in their financial management.

Takeaways

Titles don't build wealth, clarity does.
Financial stewardship is essential for building wealth.
Understanding financial roles helps in effective management.
A cohesive financial strategy is crucial for success.
You need a translator for your finances, not just a title.
Compliance and strategy must work together for effective financial management.
Regular financial check-ins can prevent surprises during tax season.
Understanding your numbers leads to better decision-making.
Tools like the CEO salary calculator can aid in financial clarity.
Transformation in financial management is more important than titles.

Get The CEO Salary Calculator - lovelyfinancials.com/ceo

Learn more about The Financial Strategy Experience - lovelyfinancials.com/strategy

Get the Cash Flow Planner - lovelyfinancials.com/planner

Chapters

00:00 Introduction to Financial Clarity

01:00 The Importance of Financial Stewardship

02:42 Understanding Financial Roles and Titles

06:49 The Need for Financial Translation

09:32 Bridging Compliance and Strategy

12:37 Transforming Financial Management

31: Why the Keep Half Principle Works – Setting Intentional Profit Targets for Financial Clarity

Wed, 25 Jun 2025 07:00:00 -0400

In this episode, Iyanna Vaughn discusses the importance of structuring business finances around the Keep Half Principle, which emphasizes maintaining a 50% profit margin before paying oneself. She explains how focusing on profit rather than revenue can lead to sustainable business growth and financial stability. The conversation covers practical strategies for managing expenses, setting revenue goals, and making intentional financial decisions to ensure that entrepreneurs can pay themselves adequately while also investing in their business.

Takeaways

Your CEO salary is the cornerstone of your financial strategy.
Focus on profit first, not revenue.
The Keep Half Principle allows you to pay yourself without struggle.
Understanding your operating costs is crucial for financial health.
You need to keep track of your cash flow to sustain growth.
Revenue should be structured to ensure a 50% profit margin before paying yourself.
Intentional financial strategies lead to better business decisions.
Analyze your business regularly to identify areas for improvement.
Scaling may require downsizing at times for long-term growth.
Making intentional decisions will help you maintain profit margins.

💰 Get the Harmonious Cash Flow Planner: lovelyfinancials.com/planner

Connect With Iyanna:

Instagram: https://www.instagram.com/lovelyfinancials

Email: https://lovelyfinancials.com/wealth

Website: https://lovelyfinancials.com

30: How to Reverse Engineer Your Business Income (Start with Your Salary!)

Wed, 18 Jun 2025 07:00:00 -0400

In this episode of Harmonious Wealth, Iyanna Vaughn discusses the importance of setting meaningful revenue goals that align with a business's actual needs. She emphasizes that revenue goals should be at least double the CEO salary to account for taxes, expenses, and growth investments. Iyanna also highlights the necessity of pricing services for profit rather than just revenue, and the significance of understanding conversion rates to create predictable income. The episode encourages entrepreneurs to stop guessing and start strategizing for sustainable growth.

Takeaways

Your revenue goal should be at least double your CEO salary.
Random revenue goals can lead to financial instability.
Pricing should be based on profit, not just market rates.
Understanding your expenses is crucial for setting revenue goals.
Predictability in income is more important than just increasing revenue.
Track your conversion rates to ensure consistent income.
Seasonal dips in revenue should be accounted for in planning.
Retaining clients is as important as acquiring new ones.
A holistic approach to financial strategy is essential.
Stop comparing your pricing to others and value your expertise.

💰 Get the Harmonious Cash Flow Planner: lovelyfinancials.com/planner

Connect With Iyanna:

Instagram: https://www.instagram.com/lovelyfinancials

Email: https://lovelyfinancials.com/wealth

Website: https://lovelyfinancials.com

29: Why Underpaying Yourself is Hurting Your Business (And How to Fix It for Scaling Coaches)

Wed, 11 Jun 2025 07:00:00 -0400

In this episode of Harmonious Wealth, host Iyanna Vaughn discusses the critical importance of paying yourself as a CEO and the detrimental effects of underpaying oneself. She emphasizes that underpaying creates a false sense of profitability and can lead to burnout and resentment. The conversation covers how to establish a sustainable business model, create a CEO payday system, and manage personal finances effectively to ensure financial stability and growth. The episode concludes with key takeaways and the importance of having a financial strategist to guide financial decisions.

Takeaways

Underpaying yourself creates a false sense of profitability.
You can't scale a business that relies on you taking less.
If your business only works because you're underpaying yourself, it's not actually working.
Your business should be a wealth builder for you.
You need to stop working so hard just to pay your team.
A business that relies on you underpaying yourself is not sustainable.
You have the flexibility to choose your payment system.
Set your bill dates to accommodate your paydays.
Be smart with your credit to avoid financial stress.
You need a financial strategist to improve your finances.

💰 Get the Harmonious Cash Flow Planner: lovelyfinancials.com/planner

Connect With Iyanna:

Instagram: https://www.instagram.com/lovelyfinancials

Email: https://lovelyfinancials.com/wealth

Website: https://lovelyfinancials.com

28: How to Calculate Your CEO Salary Based on Your Lifestyle (The Right Way for Scaling CEOs)

Wed, 04 Jun 2025 07:00:00 -0400

In this episode of Harmonious Wealth, host Iyanna Vaughn discusses the critical importance of determining a proper salary as a CEO. She emphasizes that a CEO's salary is not just an expense but a fundamental part of a financial strategy that supports long-term wealth building. Iyanna introduces the 50-20-30 budgeting system, shares insights on financial priorities, and highlights the significance of a CEO salary calculator to help business owners plan their finances effectively.

Takeaways

Your salary as a CEO is essential for financial strategy.
Understanding your salary helps set revenue goals.
The 50-20-30 budgeting system is a useful tool.
Aim for 50% of your take-home pay for living expenses.
Tithing can positively impact your financial mindset.
Create a separate account for tithing to manage it better.
Label savings accounts positively to encourage growth.
Financial priorities should include savings and debt management.
A CEO salary calculator can help clarify financial goals.
Lifestyle choices should be budgeted to enhance quality of life.

💰 Get the Harmonious Cash Flow Planner: lovelyfinancials.com/planner

Get the CEO Salary Calculator - lovelyfinancials.com/ceo

Learn about the Financial Strategy Experience - lovelyfinancials.com/strategy

Connect With Iyanna:

Instagram: https://www.instagram.com/lovelyfinancials

Email: https://lovelyfinancials.com/overflow

Website: https://lovelyfinancials.com

27: Watch How you Talk to Yourself about Money

Wed, 28 May 2025 07:00:00 -0400

In this episode of Harmonious Wealth, host Iyanna Vaughn discusses the profound impact of self-talk on financial well-being. She emphasizes the importance of positive affirmations and understanding one's financial situation to overcome anxiety and fear. The conversation explores how avoidance of financial matters can lead to stagnation and the necessity of facing financial realities head-on. Iyanna encourages listeners to transform their mindset about money, viewing it as a tool for empowerment rather than a source of fear.

Takeaways

Your words shape your action.
Negative self-talk creates limitations in financial understanding.
Understanding your numbers reduces anxiety and fear.
Avoidance of financial matters leads to stagnation.
Facing financial realities is essential for growth.
Positive affirmations can transform your financial mindset.
Money should be viewed as a tool, not a source of fear.
Engaging with your finances regularly builds confidence.
Support and education are key to overcoming financial fears.
Creating a legacy requires good stewardship of money.

💰 Get the Harmonious Cash Flow Planner: lovelyfinancials.com/planner

Connect With Iyanna:

Instagram: https://www.instagram.com/lovelyfinancials

Email: https://lovelyfinancials.com/wealth

Website: https://lovelyfinancials.com

26: Where Did the Money Go? Demystifying Cash Flow in Your Business

Wed, 21 May 2025 07:00:00 -0400

In this episode of Harmonious Wealth, host Iyanna Vaughn delves into the complexities of cash flow in business, emphasizing the distinction between profit and cash balance. She explains how cash flows through a business, the importance of understanding financial reports, and introduces the Statement of Cash Flow. The episode concludes with resources for managing cash flow effectively and an invitation to join a community focused on building generational wealth.

Takeaways

Profit is not the same as cash balance.
Understanding cash flow is crucial for business success.
Cash flow is determined by beginning balance plus cash in minus cash out.
The Statement of Cash Flow is essential for tracking financial health.
Operating, investing, and financing activities all impact cash flow.
Regularly reviewing cash flow statements is vital for business owners.
Cash flow management can alleviate financial anxiety.
A harmonious cash flow planner can aid in financial forecasting.
Building a profit plan is key to increasing cash flow.
Community support is important for women entrepreneurs.

💰 Get the Harmonious Cash Flow Planner: lovelyfinancials.com/planner

Connect With Iyanna:

Instagram: https://www.instagram.com/lovelyfinancials

Email: https://lovelyfinancials.com/wealth

Website: https://lovelyfinancials.com

25: Is Your Equity Protected? What Every CEO Needs to Know About Owner’s Equity

Wed, 14 May 2025 07:00:00 -0400

In this episode, Iyanna Vaughn delves into the concept of equity, explaining its significance in determining the financial health of a business. She breaks down the formula for equity, discusses owner's equity and distributions, and emphasizes the impact of equity on the overall value of a business. The episode serves as a guide for entrepreneurs to understand how to manage their equity effectively to build long-term wealth and financial stability.

Takeaways

Equity is defined as assets minus liabilities.
A strong balance sheet indicates long-term financial health.
Owner's equity includes distributions and retained earnings.
Taking distributions too soon can deplete cash flow.
Higher equity correlates with higher business value.
Healthy equity is essential for attracting investors.
Understanding your balance sheet is crucial for financial planning.
Equity impacts the ability to secure financing.
Maintaining positive equity is key to business growth.
Building generational wealth requires strategic financial management.

💰 Get the Harmonious Cash Flow Planner: lovelyfinancials.com/planner

Connect With Iyanna:

Instagram: https://www.instagram.com/lovelyfinancials

Email: https://lovelyfinancials.com/wealth

Website: https://lovelyfinancials.com

24: Liabilities, Leverage & the Line Between Growth and Chaos

Wed, 07 May 2025 07:00:00 -0400

In this episode, Iyanna Vaughn discusses the importance of understanding liabilities in business. She explains how liabilities can be a powerful tool for growth when managed correctly, and emphasizes the need to compare assets and liabilities to maintain financial health. The episode covers different types of liabilities, the significance of the debt to asset ratio, and how liabilities can impact cash flow positively and negatively. Iyanna also shares strategies for using liabilities strategically to enhance business operations and avoid cash flow surprises.

Takeaways

Liabilities can be a powerful tool for growth.
Understanding your balance sheet is crucial for financial health.
Current liabilities are due within the year, while long-term liabilities extend beyond one year.
The debt to asset ratio is a key metric for assessing financial stability.
A healthy debt to asset ratio should ideally be no more than 30%.
Liabilities can impact cash flow positively when used strategically.
Avoid merchant loans as they can create a vicious cycle of debt.
Utilizing lines of credit for special projects can help manage cash flow.
It's important to track liabilities to prevent cash flow surprises.
Liabilities don't have to be inherently bad if monitored and used strategically.

💰 Get the Harmonious Cash Flow Planner: lovelyfinancials.com/planner

Connect With Iyanna:

Instagram: https://www.instagram.com/lovelyfinancials

Email: https://lovelyfinancials.com/wealth

Website: https://lovelyfinancials.com

23: Assets: The Foundation of a Stable Business

Wed, 30 Apr 2025 07:00:00 -0400

In this episode, Iyanna Vaughn emphasizes the importance of understanding the balance sheet, particularly focusing on assets. She explains the different types of assets—current, non-cash current, and long-term—and their significance in assessing a business's financial health. The discussion includes strategies for managing cash flow, the impact of assets on business stability, and the importance of planning for the future to create a legacy business. The episode concludes with a call to action for listeners to engage with their financial health and join a community focused on wealth creation.

Takeaways

The balance sheet is crucial for understanding business stability.
Assets are categorized into current, non-cash current, and long-term.
Cash flow management is vital for business survival.
Non-cash current assets can be converted into cash quickly.
Long-term assets can appreciate and add value to a business.
Regularly assess your assets to ensure they align with business goals.
Creating a financial cushion helps navigate slow seasons.
Implementing efficient invoicing systems can improve cash flow.
Understanding your balance sheet empowers better business decisions.
Building a legacy business requires a holistic view of financial health.

💰 Get the Harmonious Cash Flow Planner: lovelyfinancials.com/planner

Learn more about the Financial Strategy Experience

Connect With Iyanna:

Instagram: https://www.instagram.com/lovelyfinancials

Email: https://lovelyfinancials.com/wealth

Website: https://lovelyfinancials.com

22: Unlocking the Secrets of Profit in Business

Wed, 23 Apr 2025 07:00:00 -0400

In this episode, Iyanna Vaughn discusses the critical importance of understanding profit in business. She breaks down the different types of profit—gross, operating, and net—and emphasizes the need for entrepreneurs to track their profit margins effectively. The conversation also covers how to assess profit trends over time and the significance of maintaining optimal profitability for business growth. Listeners are encouraged to utilize tools like the Harmonious Cash Flow Planner to gain clarity in their financial management.

Takeaways

Understanding profit is essential for business health.
Tracking profit margins helps identify financial issues.
Gross profit margin should ideally be around 70%.
Operating expenses occur regardless of revenue.
A healthy profit margin for service-based businesses is 20-30%.
Profit margin percentages provide a quick performance overview.
Avoid comparing profit margins across different industries.
Regularly assess profit trends to identify growth opportunities.
Pricing for profit is crucial for maintaining margins.
Utilizing financial planning tools can enhance cash flow management.

💰 Get the Harmonious Cash Flow Planner: lovelyfinancials.com/planner

Connect With Iyanna:

Instagram: https://www.instagram.com/lovelyfinancials

Email: https://lovelyfinancials.com/wealth

Website: https://lovelyfinancials.com

21: Mastering Your Business Expenses

Wed, 16 Apr 2025 07:00:00 -0400

In this episode, Iyanna Vaughn discusses the critical aspects of understanding business expenses for coaches and service providers. She emphasizes the importance of distinguishing between direct costs and operating expenses, how they impact profit margins, and the necessity of creating a profit plan. The conversation also covers evaluating expense trends to maintain profitability and offers actionable insights for managing finances effectively.

Takeaways

Understanding your expenses is crucial for profitability.
Direct costs are tied to service delivery and impact profit margins.
Operating expenses are ongoing costs that must be managed.
Aim to keep direct costs under 30% of revenue.
Evaluate your expenses year over year to identify trends.
Create a profit plan to maintain financial health.
Use tools like the Harmonious Cash Flow Planner for clarity.
Negotiate costs to reduce expenses strategically.
Reinvest profits wisely for growth.
Stay intentional with your financial strategies.

💰 Get the Harmonious Cash Flow Planner: lovelyfinancials.com/planner

Connect With Iyanna:

Instagram: https://www.instagram.com/harmoniouswealth

Email: https://lovelyfinancials.com/wealth

Website: https://lovelyfinancials.com

20: 3 Things You MUST Know About Business Revenue

Wed, 09 Apr 2025 07:00:00 -0400

In this episode of Harmonious Wealth, Iyanna Vaughn discusses the importance of understanding revenue fluctuations in business. She emphasizes the need for financial clarity and tracking revenue effectively to achieve business goals. The conversation covers categorizing revenue for better insights, managing seasonality, and taking control of cashflow to avoid surprises. Vaughn provides actionable steps for business owners to connect with their numbers and optimize their financial strategies.

Takeaways

The problem isn't just the fluctuations, it's the disconnect from your numbers.
Understanding how to connect with your numbers is vital for business growth.
You need to track your revenue to gauge performance accurately.
Categorizing revenue helps in assessing business performance effectively.
Identifying revenue drivers allows for better financial decision-making.
Measuring revenue against goals helps in identifying areas for improvement.
Understanding seasonality can reduce overwhelm in business management.
Making decisions based on emotions can negatively impact finances.
Planning for seasonal dips can help maintain consistent cashflow.
Taking control of cashflow is essential for business success.

💰 Get the Harmonious Cash Flow Planner: lovelyfinancials.com/planner

Connect With Iyanna:

Instagram: https://www.instagram.com/harmoniouswealth

Email: https://lovelyfinancials.com/wealth

Website: https://lovelyfinancials.com

19: From Side Hustle to Full-Time Impact: Dr. Joy Harden Bradford on Building Therapy for Black Girls

Wed, 18 Dec 2024 07:00:00 -0400

In this inspiring episode of Harmonious Wealth, Dr. Joy Harden Bradford, founder of Therapy for Black Girls, shares her incredible journey from starting as a blog to creating a groundbreaking mental health platform for Black women and girls. She dives into the accidental beginnings of her business, the evolution of her revenue model, and the power of community healing through her foundation.

Dr. Joy also reflects on personal lessons, such as transforming her money mindset, integrating her family into her business, and cultivating a strong team culture. Listen in as she discusses the balance between personal and professional life, the importance of hiring early, and her vision for building physical spaces dedicated to supporting Black women’s mental health.

Takeaways

Therapy for Black Girls started as a blog to share mental health resources.
The therapist directory evolved from free to paid listings to ensure sustainability.
Understanding your money mindset is vital for business and personal growth.
Community healing plays a critical role in challenging times.
Hiring children for specific tasks can serve as both a tax benefit and a wealth-building strategy.
Building a strong team culture ensures a positive experience for clients.
Physical spaces for Black women and girls can bridge gaps in mental health support.
Teaching children financial literacy early can set them up for long-term success.
In-person events strengthen community bonds.

GET TO KNOW DR. JOY

18: Reclaiming Health and Wealth: Jasmine Espy on Advocacy, Community, and Living with HS

Wed, 11 Dec 2024 07:00:00 -0400

In this inspiring episode of Harmonious Wealth, Jasmine Espy opens up about her journey with Hidradenitis Suppurativa (HS), a chronic inflammatory skin condition that deeply shaped her life. Jasmine’s story is one of resilience, advocacy, and community-building.

From overcoming severe HS and bullying to creating a nonprofit organization and hosting the I Reclaim Summit, Jasmine shares how she turned her pain into purpose. She dives into:

Advocacy and Awareness: How her personal experience with HS inspired her to raise awareness and fight for health equity.
Mental Health and Healing: The transformative power of therapy and spirituality in her journey.
Community Creation: The importance of fostering safe, empowering spaces for individuals with chronic conditions.
Harmonious Wealth: Her definition of true wealth, centered on financial literacy and the strength of community.

This episode is a heartfelt conversation about overcoming adversity, finding purpose, and creating meaningful change.

CATCH UP WITH JASMINE ESPY AND HER STORY!

17: Faith, Family, and Clean Beauty: Ameka Coleman’s Journey with Strands of Faith

Wed, 04 Dec 2024 07:00:00 -0400

In this heartfelt episode of Harmonious Wealth, host Iyanna Vaughn speaks with Ameka Coleman, founder of Strands of Faith, a clean beauty brand empowering textured hair care with purpose-driven products. Ameka dives into her personal and entrepreneurial journey, sharing candidly about balancing family and business, overcoming personal traumas, and the pivotal role of faith in her life.

Ameka also unpacks her mission to end texturism in the beauty industry, how she secures grants and funding for her brand, and her insights into building a trustworthy team. For aspiring entrepreneurs, she offers actionable advice on starting a product-based business, understanding market demand, and preparing for challenges in entrepreneurship.

This episode is filled with wisdom, faith, and encouragement, making it a must-listen for anyone navigating the intersection of personal growth and business success.

Key Takeaways:

Ameka Coleman is the founder of Strands of Faith, a clean beauty brand for textured hair.
Personal growth and faith are critical for success.
Support systems, like Ameka’s husband, are invaluable for entrepreneurial balance.
Creating demand-driven products is essential for product-based businesses.
Delegation and overcoming personal traumas are key to scaling.
Grants and funding require strategic alignment with business goals.
Entrepreneurship influences family dynamics, often modeling resilience for children.

16: How to Prepare your Business for a 7-Month Sabbatical with Jereshia Hawk

Wed, 27 Nov 2024 07:00:00 -0400

In this episode of Harmonious Wealth, Jereshia Hawk discusses her year-long sabbatical from her business and the financial preparedness required to take such a break. She shares her journey of building her business and prioritizing profit, living below her means, and budgeting for leisurely spending. Jereshia emphasizes the importance of knowing your owner's intent and aligning your financial goals with your desired lifestyle. She also highlights the significance of self-control and letting go of ego when it comes to personal finances. Overall, the conversation provides valuable insights into achieving financial stability and creating a sustainable business. In this conversation, Jereshia and Iyanna discuss the importance of financial stability and how it relates to taking a sabbatical. Jereshia shares her personal journey of overcoming financial struggles and creating a healthier attachment style to money. She emphasizes the need to live below your means and prioritize profit in your business. Jereshia also explains how she prepared her business for her sabbatical by standardizing her offers and operations. She provides practical advice for testing your business's ability to function without you and creating processes to reduce owner dependency.

Takeaways

Prioritize profit in your business and live below your means to achieve financial stability.
Create a budget and allocate a percentage of your profit for leisurely spending.
Know your owner's intent and align your financial goals with your desired lifestyle.
Practice self-control and let go of ego when it comes to personal finances.
Automate your money management using apps like Copilot or Quick and Simplify. Live below your means and prioritize profit in your business.
Test your business's ability to function without you by taking short breaks and documenting the problems and decisions that arise.
Create processes and standardize your offers and operations to reduce owner dependency.
Assign every dollar a purpose to ensure financial stability and avoid arbitrary spending.
Strive for a harmonious balance between your personal life and your business, where your business supports the fullness of your life.

Learn more about Jereshia:

Jereshia Said Podcast - Full episode about sabbatical
Follow Jereshia on IG!
Check out Jereshia's Website

15: Navigating a 4-Month Maternity Leave as an Entrepreneur

Wed, 20 Nov 2024 07:00:00 -0400

In this episode of Harmonious Wealth, Danielle Desir Corbett shares her journey as a creative entrepreneur navigating maternity leave. She discusses her vision for a four-month leave, the financial preparations she undertook, and the importance of intention setting. Danielle emphasizes the need for a supportive partner and effective systems in place to manage her business during her absence. She also reflects on the transition back to work, the evolution of her business model, and the significance of building passive income streams. Finally, she offers valuable advice for future parents planning their own maternity or paternity leave.

Takeaways

The importance of having a clear vision for maternity leave.
Financial planning is crucial for entrepreneurs taking leave.
Intention setting can guide your decisions during pregnancy.
Building a supportive network is essential for new parents.
Passive income streams can provide financial stability.
Communication with clients is key when preparing for leave.
Documenting systems can help manage business operations.
It's important to prioritize self-care during pregnancy.
Planning for unexpected complications is vital.
Enjoying the precious moments of parenthood is paramount.

RESOURCES MENTIONED IN THIS EPISODE

• 6 Maternity Leave Plan Mistakes to avoid as an Entrepreneur

• How to Plan Maternity Leave When Self-Employed

Chapters

00:00 Introduction to Danielle's Journey

02:40 Vision for Maternity Leave

05:48 Financial Preparation for Leave

08:28 Navigating Pregnancy Challenges

11:45 Systems and Support During Leave

14:30 Returning to Work After Leave

17:22 Evolving Business Model

20:08 Building Passive Income Streams

23:08 Advice for Future Parents

26:01 Defining Harmonious Wealth

14: How to plan your creative work around your cycle as an entrepreneur with XayLi Barclay

Wed, 13 Nov 2024 07:00:00 -0400

In this episode of Harmonious Wealth, Iyanna Vaughn interviews XayLi Barclay, a camera confidence coach and creator of Brave on Video, to explore how menstrual health impacts productivity and work performance. XayLi opens up about her personal experiences with painful periods and PMDD, and how she’s learned to harness the power of her menstrual cycle to optimize her business operations.

She breaks down the different phases of the cycle, offering practical advice on how to align business activities, eating habits, and movement to maximize energy and focus. XayLi also introduces a Notion template for cycle syncing to help track and plan effectively. Additionally, she shares how involving your partner in understanding and supporting your cycle can create a more harmonious relationship, emphasizing the importance of clear communication, intentionality, and grace.

Key Takeaways:

Learn how understanding and working with your menstrual cycle can boost productivity and business success.
Discover how to plan your work activities based on the energy shifts in each phase of the cycle.
Explore tips on nutrition and exercise to manage PMS and PMDD symptoms and improve well-being.
Get insights into using a Notion template for tracking your cycle and optimizing your business workflow.
Understand the benefits of involving your partner in the process to create a more supportive and harmonious relationship.
Find out how to plan and organize your marketing efforts in sync with your cycle for greater consistency and results.
Join us as XayLi shares her wisdom on embracing the rhythms of your body to thrive in both business and life.

13: Creating Hormonal Harmony | How Investing in Your Menstrual Health Will Contribute to Business Growth with Berrion Berry

Wed, 30 Oct 2024 07:00:00 -0400

In this episode of Harmonious Wealth, host Iyanna Vaughn sits down with Berrion Berry, a menstrual health educator and women’s health coach, to explore the deep connection between hormonal harmony and business success. Berrion breaks down the four phases of the menstrual cycle and offers practical tips on how to sync your activities, energy, and productivity with each phase to optimize both health and profit.

Berrion shares her personal journey from political science to women’s health advocacy, touching on how managing conditions like endometriosis, fibroids, and PCOS while running a business can be transformative. She dives into the role of key nutrients like zinc for heavy bleeding and vitamin D for hormone regulation, alongside her approach to hydration, remineralization, and nutrition optimization based on the cycle.

Additionally, Berrion emphasizes the importance of nervous system regulation, self-care, and releasing emotional trauma stored in the womb for overall well-being. She encourages women to prioritize their health, embrace the natural rhythm of their menstrual cycle, and use it as a powerful tool for rest, reset, and personal growth. This episode offers a holistic approach to achieving harmonious health and wealth, where physical, emotional, and spiritual well-being intersect.

RESOURCES MENTIONED IN THIS EPISODE

Semaine: PMS & Period Support Supplement - Discount Code: BERRI15
Recommended Vitamin D Supplements
A Heavy Bleeders Guide to a Lighter Flo
Berri’s Hormonal Health Community: Period Skool
Berri’s Podcast: In a Phase

12: How to Stop Overspending In Your Business: 3 Part Framework for Making Financial-Based Decisions

Wed, 19 Jun 2024 07:00:00 -0400

While there are things that we need to invest in to grow and sustain our businesses, overspending in your business is making it harder for you to scale.

Because at the heart of overspending is a lack of skill around how to make the right financial investments at the right time, which leads to joining the wrong offers and not getting the return on your time and money.

Investing in another coach because you “should have a coach” or because all of your biz besties have doesn’t mean it’s the right investment for you right now.

In today’s episode of Harmonious Wealth, I’m guiding you through the 3-step framework for how to make financial-based decisions so you can stop overinvesting, confidently invest in the right offers at the right time, and actually see a return on your investment every time.

03:12 — The exact questions to ask yourself to quickly determine if the offer is right for you right now

09:18 — 3-step framework to use to evaluate an investment and understand the short- and long-term affects on your business

18:37 — How to use cashflow planning to understand your financial outlook

📚MENTIONED IN THIS EPISODE

• Cashflow Planner: lovelyfinancials.com/planner

• Profit First: https://amzn.to/3UQRFjE

🎉Enter the Harmonious Wealth Hour Giveaway!

3 people will win a 1:1 Harmonious Wealth Hour call where we will identify your biggest financial goal for the next 12 months and create a plan for you to achieve it!

Subscribe to Harmonious Wealth on YouTube and your favorite podcast app
Leave a review on Apple Podcasts
Take a screenshot of the review and submit in the Review Form here so we can email you if you win

You have until Thursday, April 25th to enter and we'll select three winners, who will be notified by email!

💸Register for the Free Webinar: Your Revenue Goals Don't Matter If You Don't Have the Lifestyle and Legacy Plan to Show for It

lovelyfinancials.com/openhouse

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Email Series - Heal your relationship with money and grow wealth through your business. Each week you'll receive tips on how to face your money, improve your profit, manage the money you have and, more importnately, harness the wealth within through your faith.

Bookkeeping - Receive bookkeeping with NO tax surprises

Profit Planning Intensive - Increase your profit by 25%

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11: Stop Telling Yourself You're “Worthy” of the Investment — You're Justifying Emotional Spending

Wed, 12 Jun 2024 07:00:00 -0400

Another coach or service provider launched yet another offer that you know will help you in your business.

Impulsively, you purchase the offer only to immediately feel overwhelmed because you're on yet another payment plan. This time you're unable to pay yourself from your business.

You didn't realize how this investment would impact your cash and it shows up in your energy, leaving you unable to even implement what you're learning.

You've been investing in yourself consistently because you believe you’re “worthy” of it, but really you're justifying spending.

In this episode, you’ll understand why you’re spending emotionally in your business — both from a sales psychology perspective and from a money mindset perspective. Plus you’ll hear 3 ways you can stop spending emotionally and know what and when to invest in something.

📚MENTIONED IN THIS EPISODE

• Attached: The New Science of Adult Attachment and How It Can Help You Find--and Keep--Love

🎉Enter the Harmonious Wealth Hour Giveaway!

3 people will win a 1:1 Harmonious Wealth Hour call where we will identify your biggest financial goal for the next 12 months and create a plan for you to achieve it!

Subscribe to Harmonious Wealth on YouTube and your favorite podcast app
Leave a review on Apple Podcasts
Take a screenshot of the review and submit in the Review Form here so we can email you if you win

You have until Thursday, April 25th to enter and we'll select three winners, who will be notified by email!

💸Register for the Free Webinar: Your Revenue Goals Don't Matter If You Don't Have the Lifestyle and Legacy Plan to Show for It

lovelyfinancials.com/openhouse

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Bookkeeping - Receive bookkeeping with NO tax surprises

Profit Planning Intensive - Increase your profit by 25%

Let's work together!

Financial Strategy: Increase Profit to 50% in 6 months — https://lovelyfinancials.com/strategy

Connect with Iyanna:

Connect With Iyanna:

Instagram: https://www.instagram.com/lovelyfinancials

Email: https://lovelyfinancials.com/wealth

Website: https://lovelyfinancials.com

10: How to Stop Idolizing Selling and Put God at the Forefront of Your Business

Wed, 05 Jun 2024 07:00:00 -0400

You’re likely idolizing sales in your business because the online business industry idolizes sales.

When you idolize sales, it takes the place of your love for God and your higher purpose. That’s what leads to you becoming overly consumed with your business success and you unintentionally attach your personal value to what you achieve.

Then when you have a month, quarter, or launch that didn’t go as planned, it derails your self-worth.

In this episode, Iyanna combines financial strategy with faith-based money mindset to help you stop idolizing sales and align your business with your higher self, detaching your sales from who you are.

05:55 — Shift from focusing on what's happening in the business to what legacy your business makes possible

07:40 — How you end up worshiping the worry when you hyperfocus on sales

11:37 — Normalize and prepare for inconsistency in your revenue and it won't be a source of stress

“Whoever loves money never has enough. Whoever loves wealth is never satisfied with their income. This, too, is meaningless. As goods increase, so do those who consume them. And what benefit are they to the owners except to feast their eyes on them?”

— Ecclesiastes 5:10-11

✝️ MENTIONED IN THIS EPISODE

• Ecclesiastes 5:10-11

• Matthew 6:25-26

• Matthew 6:34

🎉Enter the Harmonious Wealth Hour Giveaway!

3 people will win a 1:1 Harmonious Wealth Hour call where we will identify your biggest financial goal for the next 12 months and create a plan for you to achieve it!

Subscribe to Harmonious Wealth on YouTube and your favorite podcast app
Leave a review on Apple Podcasts
Take a screenshot of the review and submit in the Review Form here so we can email you if you win

You have until Thursday, April 25th to enter and we'll select three winners, who will be notified by email!

💸Register for the Free Webinar: Your Revenue Goals Don't Matter If You Don't Have the Lifestyle and Legacy Plan to Show for It

lovelyfinancials.com/openhouse

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Profit Planning Intensive - Increase your profit by 25%

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9: How to Dictate What You Pay in Taxes to Protect Your Cash

Wed, 29 May 2024 18:00:00 -0400

Not knowing how to pay less in taxes legally turns into a tax surprise that typically ends up with you overpaying in taxes because of it.

You need to leverage a tax code so that you can legally reduce your tax liability so that you can protect your cash and put that extra savings towards building your financial legacy like your retirement and investments.

In this episode, I'll share how to think about your tax planning so you can end the year with no tax surprises and even more cash to support your legacy.

7 Overlooked Tax Strategies for Digital Entrepreneurs: lovelyfinancials.com/tax

05:49 — What to consider so your tax plan aligns with your major personal goals

07:09 — Understand the role of every financial team member so there are no tax surprises

11:07 — How to know if it's the right time to change your company's tax structure from sole proprietor to S Corp

16:28 — 3 ways an S Corp can help you pay less in taxes legally

20:02 — Getting creative with how your everyday tasks and projects you can deduct without reducing your taxable income

🎉Enter the Harmonious Wealth Hour Giveaway!

3 people will win a 1:1 Harmonious Wealth Hour call where we will identify your biggest financial goal for the next 12 months and create a plan for you to achieve it!

Subscribe to Harmonious Wealth on YouTube and your favorite podcast app
Leave a review on Apple Podcasts
Take a screenshot of the review and submit in the Review Form here so we can email you if you win

You have until Thursday, April 25th to enter and we'll select three winners, who will be notified by email!

💸Register for the Free Webinar: Your Revenue Goals Don't Matter If You Don't Have the Lifestyle and Legacy Plan to Show for It

lovelyfinancials.com/openhouse

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Bookkeeping - Receive bookkeeping with NO tax surprises

Profit Planning Intensive - Increase your profit by 25%

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8: Profit vs. Cash Flow vs. Cash on Hand — The Differences You Need to Know to Reach Your Goals

Wed, 22 May 2024 07:00:00 -0400

Do you know the difference between profit vs. cash flow vs. cash on hand?

You might have looked at your profit number but then wondered why your cash isn't saying the same thing.

You're seemingly profitable but you're continuously running into depleted or nearly depleted cash.

Profit, cash flow, and cash on hand are all different things and as your business grows and gets more complex with your income sources and expenses, it’s not enough to just know revenue and expenses.

In this episode, you’ll understand what your profit margins should be for different aspects of your business so you can create the cash flow you need to sustain your business. You’ll also learn why understanding your cash flow is how you’ll be able to increase your cash on hand, which allows you to have business savings, pay off debt, and pay yourself more.

05:38 — Why you need to know your profit numbers more than revenue numbers

07:07 — Understanding your profit margin and where it should be

08:32 —🖥️ Screenshare: Visualizing Your Revenue, Direct Costs, Operating Expenses, and Profit Margins

11:04 — What you need to understand about cash flow and how it determines your cash on hand

13:06 — 🖥️ Screenshare: Visualizing Your Starting Cash, Incoming and Outgoing Cash, and Cash on Hand

16:26 — How to use the connection between profit and cash on hand to reach your business, lifestyle and legacy goals

📚MENTIONED IN THIS EPISODE

• https://lovelyfinancials.com/sunday

🎉Enter the Harmonious Wealth Hour Giveaway!

3 people will win a 1:1 Harmonious Wealth Hour call where we will identify your biggest financial goal for the next 12 months and create a plan for you to achieve it!

Subscribe to Harmonious Wealth on YouTube and your favorite podcast app
Leave a review on Apple Podcasts
Take a screenshot of the review and submit in the Review Form here so we can email you if you win

You have until Thursday, April 25th to enter and we'll select three winners, who will be notified by email!

💸Register for the Free Webinar: Your Revenue Goals Don't Matter If You Don't Have the Lifestyle and Legacy Plan to Show for It

lovelyfinancials.com/openhouse

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Bookkeeping - Receive bookkeeping with NO tax surprises

Profit Planning Intensive - Increase your profit by 25%

---

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7: Creating an Estate Plan to Turn a Business into a 3 Generation Legacy with Maya Elious

Wed, 15 May 2024 07:00:00 -0400

If you’re like most of the business owner’s we work with, you’re so used to thinking no more than a quarter in advance in your business and life and haven’t gotten the chance to step out of the weeds of the day-to-day to have a bird’s eye view of your financial future.

You think you don’t make enough to think about a legacy yet or that it’s better to reinvest everything back into the business.

But there’s a lot more to wealth than just making the money — what do you do with what you’ve built?

Today on the podcast, a long time client turned friend, Maya Elious shares exactly how she started thinking about creating a legacy for 3 generations in her family and how she brought her parents along in the process where they all created estate plans. She’s now a trust fund baby and embodying her true rich auntie energy.

02:18 — Creating an estate plan to care for 3 generations so the business becomes a true legacy

06:08 — How growing up in a "you have everything you need" household shaped how Maya wanted to create and protect her own wealth

10:25 — When Maya started to prioritize legacy goals and how she defined what that would look like for her

15:04 — Having the realization that protecting your wealth is just as important as building it

16:32 — Why starting small is how you'll make your business the vehicle to build your legacy

22:34 — What an estate plan entails and why everyone should have one regardless of your net worth

“It's the overthinking and the ego of not wanting to start small that can hold us back from building wealth. So if you can shift your mindset into "it's not that hard and I can start small to create something big, you're going to see a lot of success when it comes to our wealth building journey.”

👋 CONNECT WITH MAYA ELIOUS (SHE/HER)

Maya Elious is an award-winning business coach, personal branding strategist, and the go-to expert when it comes to clarifying your message and attracting high-end clients.

She currently leads a team of brilliant women as the CEO of Built To Impact, a coaching and consulting company that teaches overlooked experts how to build a profitable online business in their zone of genius.

Through her programs and live events, she’s helped thousands of clients and customers get clear on their message, launch high-end services, and build six-figure businesses.

www.mayaelious.com/

www.mayaelious.com/dreamlife

www.builttoimpact.com

www.instagram.com/mayaelious

🎉Enter the Harmonious Wealth Hour Giveaway!

3 people will win a 1:1 Harmonious Wealth Hour call where we will identify your biggest financial goal for the next 12 months and create a plan for you to achieve it!

Subscribe to Harmonious Wealth on YouTube and your favorite podcast app
Leave a review on Apple Podcasts
Take a screenshot of the review and submit in the Review Form here so we can email you if you win

You have until Thursday, April 25th to enter and we'll select three winners, who will be notified by email!

💸Register for the Free Webinar: Your Revenue Goals Don't Matter If You Don't Have the Lifestyle and Legacy Plan to Show for It

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Profit Planning Intensive - Increase your profit by 25%

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6: How to Not be in Desperation with Needing a Sale and Money

Wed, 08 May 2024 07:00:00 -0400

You don’t truly need that sale.

Your relationship with money is what is making you feel so desperate for sales even though you’ve made multiple-6 or even 7-figures in your business.

Even when you are in a situation where you truly need another sale to come in to help pay your expenses and bills, it’s possible — and necessary — to not be in a state of desperation when you heal your relationship with money.

In this episode, Iyanna shares how to get off the sales desperation train and get on the trust train, even when you’re feeling like you desperately need a sale or more money.

Tune in to hear:

06:29 — Iyanna's journey from desperation to harmony in sales

13:21 — Connecting with your higher purpose or relationship with God instead of relying on grit and willpower

18:37 — 3 ways to go from a negative relationship with money to neutral

22:08 — The one mindset to hold onto whenever you feel like you NEED that sale

23:39 — Balancing masculine and feminine energy in business to take you from neutral to a positive mindset with money

“Not by might, nor by power, but by spirit.”

Zachariah 4:6

MENTIONED IN THIS EPISODE:

• Attached: The New Science of Adult Attachment and How It Can Help You Find and Keep Love

🎉Enter the Harmonious Wealth Hour Giveaway!

3 people will win a 1:1 Harmonious Wealth Hour call where we will identify your biggest financial goal for the next 12 months and create a plan for you to achieve it!

Subscribe to Harmonious Wealth on YouTube and your favorite podcast app
Leave a review on Apple Podcasts
Take a screenshot of the review and submit in the Review Form here so we can email you if you win

You have until Thursday, April 25th to enter and we'll select three winners, who will be notified by email!

💸Register for the Free Webinar: Your Revenue Goals Don't Matter If You Don't Have the Lifestyle and Legacy Plan to Show for It

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Bookkeeping - Receive bookkeeping with NO tax surprises

Profit Planning Intensive - Increase your profit by 25%

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5: From 30% to 72% Profit with 6-Figure Owner’s Pay and Maxed Out Retirement with Nagina Abdullah

Wed, 01 May 2024 07:00:00 -0400

Have you been unable to pay yourself well and consistently, and now you're feeling a little bit resentful of your business?

Nagina, one of our longtime bookkeeping clients, was experiencing this too. Before working with us, she was frantic about money and making over 6-figures but only taking home 30%.

As an online health coach, wife, mother of two, as well as a working full-time corporate job, she didn't want to run the risk of not being able to have adequate take home pay in her business.

Since working with Lovely Financials, Nagina went from consistently sitting at a 30% profit margin to sustaining 70% consistently. This has allowed her to pay herself six figures, keep excess cash on hand in her business, and max out her retirement to $66,000 for the year.

In this episode, you'll learn how Nagina was able to use her financial reports to increase her profits and revenue and develop the skill of directing her income to work smarter for her.

Plus, she shares the money mindset blocks she had to work through to make it happen.

04:25 — Uncovering why Nagina was making more than 6 figures but only bringing home 30%

11:08 — The financial trends in spending and earning that helped Nagina make decisions that increased profit

21:58 — How the mindset, "I have to work so hard to make money" affected Nagina's growth in her first few years and how she worked through it to scale

29:35 — How raising prices shifted Nagina into a feminine relationship with money and changed her mindset

34:08 — From keeping only 30% to now keeping 70% of every dollar she earned

38:13 — Not investing for retirement is choosing to give up millions of dollars

45:28 — How consistent owner's pay has changed Nagina's lifestyle

👋 CONNECT WITH NAGINA ABDULLAH (SHE/HER)

Nagina Abdullah is a weight-loss coach for women in midlife and founder of the website MasalaBody.com. She teaches women to boost their metabolism especially when what worked before no longer works. She focuses on natural formulas to combine and time metabolism-boosting foods to reduce belly fat and overall weight gain in midlife. Nagina has a degree in Molecular and Cell Biology from UC Berkeley and has helped over 1,500 midlife women successfully lose weight and create a lifestyle change.

Nagina shares her "Sweet Spice Cheat Sheet" with the spice that is in your kitchen cabinet! It helps to lower blood sugar and curb sugar cravings. The cheat sheet includes:

3 health benefits of using this spice
5 ways to use it in your day
An easy recipe using this spice

https://masalabody.com/SweetSpicePDF/

🎉Enter the Harmonious Wealth Hour Giveaway!

3 people will win a 1:1 Harmonious Wealth Hour call where we will identify your biggest financial goal for the next 12 months and create a plan for you to achieve it!

Subscribe to Harmonious Wealth on YouTube and your favorite podcast app
Leave a review on Apple Podcasts
Take a screenshot of the review and submit in the Review Form here so we can email you if you win

You have until Thursday, April 25th to enter and we'll select three winners, who will be notified by email!

💸Register for the Free Webinar: Your Revenue Goals Don't Matter If You Don't Have the Lifestyle and Legacy Plan to Show for It

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Profit Planning Intensive - Increase your profit by 25%

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4: How to Increase Profit Margins as a Coach or Service Provider

Wed, 24 Apr 2024 07:00:00 -0400

Do you keep seeing dwindling profits in your business, even though you're growing in revenue every single year?

Increasing your profit is not only about creating a healthy and stable business, but it's through your profit margins that you’re able to pay yourself more and support your immediate lifestyle goals and your long-term legacy.

In this episode, you’ll learn about the 5 Profit Focus Areas that will help you see how you can leverage your profit to support your business, lifestyle and legacy goals and how to balance them.

Iyanna will also bring you through the tactical approach for how to determine where your profit margins are, where they need to be and what your “gap” is between the two so you know when you need to focus on profit or revenue (or a combination of both).

She also offers ideas based on your business model to stabilize your revenue and focus on what will increase your sales and profit the most to support you long-term.

Tune in to hear:

03:33 — The 5 Profit Focus Areas that will allow you to increase your profit and cash on hand to support your business, lifestyle and legacy goals

08:25 — Profit planning for coaches and service providers with recurring revenue

14:30 — Profit planning for service providers and influencers who work on projects

20:58 — Profit planning for beauty-based service providers

21:15 — How to track your finances and set guidelines for your expenses

Register for the Free Webinar on April 26 at noon EST: Your Revenue Goals Don't Matter If You Don't Have the Lifestyle and Legacy Plan to Show for It

lovelyfinancials.com/openhouse

📚MENTIONED IN THIS EPISODE

• lovelyfinancials.com/intensive

🎉Enter the Harmonious Wealth Hour Giveaway!

3 people will win a 1:1 Harmonious Wealth Hour call where we will identify your biggest financial goal for the next 12 months and create a plan for you to achieve it!

Subscribe to Harmonious Wealth on YouTube and your favorite podcast app
Leave a review on Apple Podcasts
Take a screenshot of the review and submit in the Review Form here so we can email you if you win

You have until Thursday, April 25th to enter and we'll select three winners, who will be notified by email!

💸Register for the Free Webinar: Your Revenue Goals Don't Matter If You Don't Have the Lifestyle and Legacy Plan to Show for It

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Profit Planning Intensive - Increase your profit by 25%

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3: Why You Know How to Make Money but Can’t Keep It

Wed, 17 Apr 2024 07:00:00 -0400

As a successful online business owner, you might have imagined that once you started making 6-figures, multiple 6-figures, or even 7-figures in your business, you would simply know how to manage your money.

But here you are, with a multi-6 or even 7-figure business and you still feel like you have just enough to get by.

That’s because making more money doesn’t solve the root of what is causing you to mismanage your money.

In this episode, Iyanna is exploring the depths of the real reasons why you don’t know how to manage your money — despite being really good at making it.

By the end of the episode, you’ll see why reaching your next revenue goal won’t solve this problem and you’ll understand the work that needs to be done so you can change your relationship with money, live in surplus, and have the salary to create the lifestyle and legacy you want without exceeding your means.

03:09 — Decenter money and its connection to your worth

06:31 — How the poverty mindset is still sabotaging you even though you have more wealth than ever

07:21 — How subconscious patterns self-sabotage your ability to manage additional income

17:41 — How to become comfortable living in the surplus rather than in the “just enough”

28:14 — Your willpower alone will not help you reach the success that you desire

Register for the Free Webinar: Your Revenue Goals Don't Matter If You Don't Have the Lifestyle and Legacy Plan to Show for It

lovelyfinancials.com/openhouse

Get the Dream Lifestyle Calculator: lovelyfinancials.com/lifestyle

🎉Enter the Harmonious Wealth Hour Giveaway!

3 people will win a 1:1 Harmonious Wealth Hour call where we will identify your biggest financial goal for the next 12 months and create a plan for you to achieve it!

Subscribe to Harmonious Wealth on YouTube and your favorite podcast app
Leave a review on Apple Podcasts
Take a screenshot of the review and submit in the Review Form here so we can email you if you win

You have until Thursday, April 25th to enter and we'll select three winners, who will be notified by email!

💸Register for the Free Webinar: Your Revenue Goals Don't Matter If You Don't Have the Lifestyle and Legacy Plan to Show for It

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Bookkeeping - Receive bookkeeping with NO tax surprises

Profit Planning Intensive - Increase your profit by 25%

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2: Three Reasons You Don't Have Cash on Hand Even Though You Have a Multi-6 Figure Business

Wed, 10 Apr 2024 07:00:00 -0400

Are you currently making multi-six figures in your business but seem to never have the cash in your business bank account to show for it?

You realize you’re great making money, but you seem to know even better how to spend it.

But, now that you’re scaling, can’t tell what money coming in is truly “spendable” and what you need to save for taxes, what should be used to pay off debt, and what to save so you can pay yourself consistently, even when your revenue is inconsistent.

In this episode, Iyanna is sharing how you can stop being avoidant, learn how to look at your cash flow (and why it matters) and how to create healthy cash flow in your business so you can pay yourself and achieve your personal wealth goals.

02:18 — The subtle (and not-so-subtle) ways poverty mindset makes you avoidant and causes you to have cash flow issues

05:39 — You need to assess your trends to know how any decision impacts every area of your finances

07:35 — How to create a plan to define success for each of your numbers

13:26 — The real reasons why you're avoiding your money and the habits you have that are keeping you stuck

15:34 — Why you aren't looking at your numbers and finally gain confidence to review your reports

20:13 — How to gain confidence with knowing your numbers and how to use them

👉 Register for the Free Webinar: Your Revenue Goals Don't Matter If You Don't Have the Lifestyle and Legacy Plan to Show for It

lovelyfinancials.com/openhouse

📚MENTIONED IN THIS EPISODE

• Psychology of Money by Morgan Housel - https://amzn.to/3Tsyxc4

• Secrets of a Millionaire Mind by T. Harv Eker - https://amzn.to/3V76ro2

• Harmonious Cash Flow Planner - lovelyfinancials.com/cashflow

🎉Enter the Harmonious Wealth Hour Giveaway!

3 people will win a 1:1 Harmonious Wealth Hour call where we will identify your biggest financial goal for the next 12 months and create a plan for you to achieve it!

Subscribe to Harmonious Wealth on YouTube and your favorite podcast app
Leave a review on Apple Podcasts
Take a screenshot of the review and submit in the Review Form here so we can email you if you win

You have until Thursday, April 25th to enter and we'll select three winners, who will be notified by email!

💸Register for the Free Webinar: Your Revenue Goals Don't Matter If You Don't Have the Lifestyle and Legacy Plan to Show for It

lovelyfinancials.com/openhouse

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Bookkeeping - Receive bookkeeping with NO tax surprises

Profit Planning Intensive - Increase your profit by 25%

---

Connect with Iyanna:

1: Revenue Generated Doesn't Matter Without the Personal Wealth or Legacy to Show For It

Wed, 03 Apr 2024 07:00:00 -0400

Hitting 6- or 7-figure revenue goals means nothing if you don’t have the personal wealth and legacy to show for it.

There’s way too much emphasis on revenue in the online business world and it leaves us chasing ever next revenue milestone, burning out to try to make more money, when really what you need is for your revenue to meet your lifestyle and legacy goals first.

By the end of this episode, you’ll be able to see how to think about your revenue goal so it actually gives you the lifestyle and legacy you want for you and your family rather than picking an arbitrary milestone that sounds sexy.

This is what’s going to allow you to get clear on what you’re truly needing and how you might even be able to have that right now if you focused on a few other numbers instead of just revenue.

03:02 — The 2 things to consider when creating your revenue goals

06:36 — How to create your legacy plan so you can align revenue goals with what you truly want

10:24 — The 3 numbers you need to know to achieve your personal lifestyle and legacy goals

21:36 — Why you're living pay-check to pay-check as a multi-6 or 7-figure business owner and how to pay yourself consistently

📚MENTIONED IN THIS EPISODE

• Dream Lifestyle Calculator: lovelyfinancials.com/lifestyle

• Cash Flow Quadrant Book: https://amzn.to/3TidPdY

🎉Enter the Harmonious Wealth Hour Giveaway!

3 people will win a 1:1 Harmonious Wealth Hour call where we will identify your biggest financial goal for the next 12 months and create a plan for you to achieve it!

Subscribe to Harmonious Wealth on YouTube and your favorite podcast app
Leave a review on Apple Podcasts
Take a screenshot of the review and submit in the Review Form here so we can email you if you win

You have until Thursday, April 25th to enter and we'll select three winners, who will be notified by email!

💸Register for the Free Webinar: Your Revenue Goals Don't Matter If You Don't Have the Lifestyle and Legacy Plan to Show for It

lovelyfinancials.com/openhouse

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Bookkeeping - Receive bookkeeping with NO tax surprises

Profit Planning Intensive - Increase your profit by 25%

---

Connect with Iyanna:

Welcome to the Harmonious Wealth Show

Wed, 13 Mar 2024 07:00:00 -0400

You have been working too hard to not have the cash on hand you need in your business to pay yourself consistently.

Generating multi-6 and multi-7 figures in revenue doesn’t matter if it’s not creating the lifestyle and legacy you want for yourself and your family.

On Harmonious Wealth we’re breaking online business owners free from chasing every next revenue milestone and instead prioritizing your lifestyle and legacy goals so you can finally have the personal wealth to show for your business success.

I’m your host, Iyanna Vaughn, fractional CFO and owner of Lovely Financials Group. I’ve helped dozens of multi-6 and 7-figure entrepreneurs create harmony in their business, lifestyle, and legacy so that their goals are rooted in their life’s purpose rather than a flashy number.

By prioritizing lifestyle and legacy goals first, we can build your business profit to support them— because making more revenue doesn’t mean you’ll reach your wealth goals if you’re not managing your cash effectively.

In each episode, you’ll understand how managing your cash — both business and personal— and address your money stories _ to finally get you out of the feast and famine in business, pay yourself consistently, and fund your lifestyle and legacy without the pressure to double your revenue again and again.

If you’re ready to stop avoiding your numbers and have your business build personal wealth and legacy without extensive hustle, hit the subscribe button on your favorite podcast app or YouTube.

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