Healthy Love & Money: Financial Therapy, Intimacy, Conflict & Communication for Couples

Frugal vs YOLO: Unpacking Financial Tension in Relationships with Dr. Stephanie Zepeda

Thu, 09 Apr 2026 00:00:00 -0400

What happens when financial tension meets emotional depth in a relationship? In this unforgettable episode of the Healthy Love and Money Podcast, Ed sits down with Dr. Stephanie Zepeda, a licensed marriage and family therapist and director of Financial Therapy Texas, for a transformative conversation on money, identity, and the emotional roots of our financial behaviors. From navigating income insecurities to the liberating power of second-order change, Stephanie brings her deep expertise and compassionate lens to the heart of what couples truly struggle with—and how they can heal. Whether you're a therapist, financial planner, or someone trying to make sense of your own money story, this episode offers insight, relatability, and hope. Don’t miss this journey into the psychology of money, the mysticism of mismatched couples, and the radical act of dreaming together.

Key Takeaways:

• How do our childhood experiences and cultural backgrounds shape our beliefs and behaviors around money in relationships?

• Why is it essential for couples to move beyond budgets and into deeper conversations about values, hopes, and dreams?

• What role does emotional safety play in helping partners address financial conflict and build mutual confidence?

Key Timestamps:

(00:00) - Why talking about money is so “edgy” for couples

(05:00) - Frugal vs. YOLO

(13:00) - Exploring confidence, self-worth, and income insecurity

(17:00) - Gender roles, income dynamics, and financial responsibility

(20:00) - The power of psychological merging of finances

(24:00) - Deconstructing inherited financial values and narratives

(28:00) - Finding virtue in financial “obsessions”

(33:00) - When and how to seek professional support

Key Topics Discussed:

Healthy Love and Money, Ed Coambs, Charlotte North Carolina, Financial Therapy, Couples Financial Planning, Financial Intimacy, Money and Relationships, Financial Communication for Couples, Attachment Styles and Money, Financial Conflict Resolution, Therapy-Informed Financial Planning, Financial Trauma Healing, Financial Wellness for Couples, Financial therapy for couples, Money and relationships, Marriage and money counseling, Emotional triggers around finances, Income inequality in relationships

Mentions:

Website: https://www.financialtherapytexas.com/

LinkedIn: https://www.linkedin.com/in/stephanie-zepeda-phd-lmft-633a3525

More of Healthy Love & Money:

Redefine your relationship with money and each other: https://www.healthyloveandmoney.com/

Ed’s LinkedIn: https://www.linkedin.com/in/healthyloveandmoney/

Contact me at ed@healthyloveandmoney.com

Healthy Love & Money is a personal podcast meant for education and entertainment. It should not be taken as financial advice and is not prescriptive of your financial situation.

Money Habits You Didn’t Know You Inherited—and How They're Fueling Couples’ Fights with Dr. Shay Harris-Pierre

Mon, 06 Apr 2026 00:00:00 -0400

Ed and the brilliant Dr. Shay Harris-Pierre dive deep into the emotional and relational dynamics of family, business, and money. As a licensed therapist, financial therapist, and expert in family business governance, Dr. Shay brings a rare blend of clinical insight, lived experience, and academic expertise. From childhood lessons of delayed gratification to guiding high-achieving women of color through the emotional complexities of wealth, Dr. Shay shares how our earliest money memories shape adult financial behavior—and how we can rewrite the story. Whether you’re navigating family business dynamics, wrestling with your financial identity, or just seeking a deeper connection with your partner and your money, this episode is a must-listen.

Key Takeaways:

• How does early financial socialization shape our adult relationship with money and identity?

• What role does self-awareness play in improving financial behavior and relational dynamics?

• How can families in business navigate overlapping personal and professional roles to maintain both healthy relationships and business success?

Key Timestamps:

(00:00) - Financial socialization

(08:30) - Financial therapy during the pandemic

(10:00) - The impact of early life experiences on money beliefs

(14:00) - Understanding the client’s financial narrative and identity

(20:00) - Addressing core identity issues through financial therapy

(22:00) - The metaphor of the inner well and emotional roots of behavior

(25:00) - The role of prenatal and early developmental influences

(27:00) - Importance of self-awareness in relationships and money

(30:00) - Family governance and its impact on business

(32:00) - Navigating multiple roles in family-owned businesses

Key Topics Discussed:

Healthy Love and Money, Ed Coambs, Charlotte North Carolina, Financial Therapy, Couples Financial Planning, Financial Intimacy, Money and Relationships, Financial Communication for Couples, Attachment Styles and Money, Financial Conflict Resolution, Therapy-Informed Financial Planning, Financial Trauma Healing, Financial Wellness for Couples, Financial therapy for Families, Money and mental health, Family business dynamics, Financial socialization, Self-awareness and money behavior

Mentions:

Website: https://www.harrispierreconsulting.com/

LinkedIn: https://www.linkedin.com/in/sharris-pierre

Mentions: Shades of Wealth Podcast

More of Healthy Love & Money:

Redefine your relationship with money and each other: https://www.healthyloveandmoney.com/

Ed’s LinkedIn: https://www.linkedin.com/in/healthyloveandmoney/

Contact me at ed@healthyloveandmoney.com

Healthy Love & Money is a personal podcast meant for education and entertainment. It should not be taken as financial advice and is not prescriptive of your financial situation.

Is Inheriting Money the Worst Way to Get Rich? with Myra Salzer

Thu, 02 Apr 2026 00:00:00 -0400

Ed sits down with Myra Salzer, founder of The Wealth Conservancy and a pioneering advocate for inheritors. Together, they pull back the curtain on the often-misunderstood world of inherited wealth. With warmth and wisdom, Myra shares how inheriting money can be as disorienting and isolating as it is liberating and why traditional financial planning often fails those who never earned their wealth but must still learn to manage it wisely. From emotional identity struggles to relationship challenges, gender expectations, and the psychological impact of sudden wealth, Myra offers a roadmap through the unspoken realities of inheritance. This episode is a must-listen for anyone navigating or supporting someone on the complex journey of inherited wealth.

Key Takeaways:

• What are the hidden psychological and social challenges that inheritors face when managing significant wealth?

• How can inheritors develop self-worth and confidence when their financial independence wasn’t earned through traditional means?

Key Timestamps:

(00:00) - The fantasy vs. reality of inheriting wealth

(03:00) - Life expectations and responsibilities of inheritors

(05:00) - Gender differences in wealth support systems

(07:00) - Emotional challenges and self-esteem in wealthy heirs

(10:00) - Aligning net worth with self-worth

(13:00) - Navigating financial partnerships with fiscal unequals

(25:00) - Why inheritors need social and emotional support

(27:00) - Stages of inherited wealth development

Key Topics Discussed:

Healthy Love and Money, Ed Coambs, Charlotte North Carolina, Financial Therapy, Couples Financial Planning, Financial Intimacy, Money and Relationships, Financial Communication for Couples, Attachment Styles and Money, Financial Conflict Resolution, Therapy-Informed Financial Planning, Financial Trauma Healing, Financial Wellness for Couples, Inherited Wealth Challenges, Inheritor Financial Planning, Psychology of Money, Building Self-Worth With Wealth, Family Wealth Dynamics

Mentions:

Website: https://www.thewealthconservancy.com/

LinkedIn: https://www.linkedin.com/in/myra-salzer

Mentions: https://www.wayintowealth.com/

More of Healthy Love & Money:

Redefine your relationship with money and each other: https://www.healthyloveandmoney.com/

Ed’s LinkedIn: https://www.linkedin.com/in/healthyloveandmoney/

Contact me at ed@healthyloveandmoney.com

Healthy Love & Money is a personal podcast meant for education and entertainment. It should not be taken as financial advice and is not prescriptive of your financial situation.

What Do Great Sex & Healthy Finances Have in Common? with Angela Skurtu

Mon, 30 Mar 2026 00:00:00 -0400

Welcome to a bold conversation you didn’t know you needed. In this groundbreaking episode, host Ed Coambs sits down with Angela Skurtu—licensed marriage and family therapist, certified sex therapist, and all-around force of nature—for a candid, hilarious, and deeply insightful conversation about the unexpected but undeniable connection between sex and money. If you've ever felt anxiety talking about either topic, this episode is your permission slip to get curious and playfully explore the intimacy and financial patterns in your relationship. From breaking taboos to redefining orgasms (yes, financial ones too), Angela shares practical wisdom, contagious energy, and a refreshing take on how couples can stop friend-zoning each other and start building passionate, connected, and abundant lives—both in bed and at the bank. Let’s get it on!

Key Takeaways:

• How does our relationship with sex mirror our relationship with money—and why do both often feel like ticking emotional bombs?

• What role does communication and shared responsibility play in reviving intimacy and financial connection in long-term relationships?

• How can couples move beyond performance goals (like orgasm or saving) to enjoy the full journey of sexual and financial intimacy?

Key Timestamps:

(00:00) - Sex, money, and emotional taboos

(03:45) - Best friends who stop having sex

(05:30) - Why sex feels like a “bomb” in the room

(08:00) - Why money and sex both trigger fight-or-flight

(10:30) - Casual conversations about sex

(13:00) - Sexual play, orgasms, and how goals get in the way

(16:00) - Religion, shame, and how belief systems shape our sexual identities

(19:00) - Redefining sex as exploration, not performance

(25:00) - Money as playful math

(27:00) - Emotional and physical intimacy

(29:00) - The real skill behind great sex and strong finances

Key Topics Discussed:

Healthy Love and Money, Ed Coambs, Charlotte North Carolina, Financial Therapy, Couples Financial Planning, Financial Intimacy, Money and Relationships, Financial Communication for Couples, Attachment Styles and Money, Financial Conflict Resolution, Therapy-Informed Financial Planning, Financial Trauma Healing, Financial Wellness for Couples, Sex and money in relationships, Couples therapy for intimacy, Financial and sexual wellness, Overcoming shame around sex, Marriage and money communication tips

Mentions:

Website: https://openbedroomdoors.com/

LinkedIn: https://www.linkedin.com/in/angela-skurtu-01008822

More of Healthy Love & Money:

Redefine your relationship with money and each other: https://www.healthyloveandmoney.com/

Ed’s LinkedIn: https://www.linkedin.com/in/healthyloveandmoney/

Contact me at ed@healthyloveandmoney.com

Healthy Love & Money is a personal podcast meant for education and entertainment. It should not be taken as financial advice and is not prescriptive of your financial situation.

Why Your Partner’s Career Might Be Sabotaging Your Future (and How to Fix It) with Brooklyn Brock

Thu, 26 Mar 2026 00:00:00 -0400

In today’s episode of the Healthy Love and Money Podcast, Ed is joined by the incredible Brooklyn Brock — a trailblazing financial planner who specializes in helping dual-career couples navigate the complex intersection of love, work, and money. Brooklyn opens up about her own journey as part of a dual-career couple and shares deeply personal insights into the challenges and breakthroughs that come with balancing two ambitious careers under one roof. Together, Ed and Brooklyn dive into the emotional realities behind financial planning, the art of crafting a "couple's contract," and how self-discovery is a hidden — but critical — ingredient in building thriving relationships and financial futures. Whether you're an entrepreneur, a working professional, or simply striving for a healthier relationship with your partner and money, this episode will leave you feeling seen, empowered, and inspired.

Key Takeaways:

• How can dual-career couples create a "couple’s contract" to align their values, boundaries, and fears in both life and career decisions?

• Why is self-discovery essential for individuals and couples when navigating major career and financial transitions?

• How do entrepreneurs balance the emotional realities of business ownership with maintaining a healthy relationship and financial plan?

Key Timestamps:

(00:00) - Statistics on dual-career couples and early career challenges

(05:00) - Creating a “couple’s contract” for career and life decisions

(08:00) - The role of self-discovery in financial and relationship planning

(10:00) - Balancing entrepreneurship and personal life as a couple

(14:00) - Navigating individuation and renegotiating relationship roles

(17:00) - Double primary vs. double secondary career models

(20:00) - Importance of revisiting career and life expectations

(24:00) - Emotional impact of entrepreneurship on relationships

Key Topics Discussed:

Healthy Love and Money, Ed Coambs, Charlotte North Carolina, Financial Therapy, Couples Financial Planning, Financial Intimacy, Money and Relationships, Financial Communication for Couples, Attachment Styles and Money, Financial Conflict Resolution, Therapy-Informed Financial Planning, Financial Trauma Healing, Financial Wellness for Couples, Dual-career couples, Financial planning for entrepreneurs, Couples career balance, Self-discovery in relationships, Navigating career transitions together

Mentions:

Website: https://www.ellevateadvisors.com/

LinkedIn: https://www.linkedin.com/in/brooklynbrock

Mentions: ”Couples That Work" by Jennifer Petriglieri

More of Healthy Love & Money:

Redefine your relationship with money and each other: https://www.healthyloveandmoney.com/

Ed’s LinkedIn: https://www.linkedin.com/in/healthyloveandmoney/

Contact me at ed@healthyloveandmoney.com

Healthy Love & Money is a personal podcast meant for education and entertainment. It should not be taken as financial advice and is not prescriptive of your financial situation.

Financial Therapist Explains Why Your Childhood Shapes Your Finances with Lindsay Bryan-Podvin

Mon, 23 Mar 2026 00:00:00 -0400

In today’s powerful conversation, Ed welcomes back the insightful and trailblazing Lindsay Bryan-Podvin, financial therapist, author, and educator, to explore the emotional undercurrents of our financial lives. From her innovative work at the University of Michigan to her unique blend of social work and financial literacy, Lindsay shares how she’s creating safe, inclusive spaces for real financial healing. Together, Ed and Lindsay unpack the emotional weight of money, how to know if financial therapy is right for you, and why understanding your money story is essential no matter your background or bank account balance. Whether you're a professional in the financial or mental health field or someone trying to make peace with your money, this episode is full of powerful truths, personal reflections, and practical guidance. Tune in for a deeply affirming and thought-provoking journey into the heart of money, emotion, and healing.

Key Takeaways:

• How can financial therapy help people address the emotional side of money beyond traditional financial literacy?

• What makes group-based financial empowerment programs effective across diverse backgrounds and experiences?

• What should you consider when choosing a financial therapist, and how do you know if it's the right fit for your needs?

Key Timestamps:

(00:00) - The emotional weight of money conversations

(02:30) - Financial empowerment program

(09:00) - Program structure and future plans at CEW+

(16:00) - Transitioning from one-on-one work to group education

(22:00) - When financial therapy is the missing piece

(28:00) - The boundaries of financial vs. mental health support

(32:00) - The importance of cross-trained professionals

(34:00) - Encouragement for listeners to find support

(35:00) - How to bring up financial therapy with a partner

Key Topics Discussed:

Healthy Love and Money, Ed Coambs, Charlotte North Carolina, Financial Therapy, Couples Financial Planning, Financial Intimacy, Money and Relationships, Financial Communication for Couples, Attachment Styles and Money, Financial Conflict Resolution, Therapy-Informed Financial Planning, Financial Trauma Healing, Financial Wellness for Couples, Money and mental health, Financial empowerment workshops, How to find a financial therapist, Emotional side of money, University of Michigan

Mentions:

Website: https://www.mindmoneybalance.com/

LinkedIn: https://www.linkedin.com/in/lindsaybryanpodvin

More of Healthy Love & Money:

Redefine your relationship with money and each other: https://www.healthyloveandmoney.com/

Ed’s LinkedIn: https://www.linkedin.com/in/healthyloveandmoney/

Contact me at ed@healthyloveandmoney.com

Healthy Love & Money is a personal podcast meant for education and entertainment. It should not be taken as financial advice and is not prescriptive of your financial situation.

Financial Dysmorphia: Navigating Shame, Joy, and Judgment with Megan McCoy

Thu, 19 Mar 2026 00:00:00 -0400

In this deeply insightful episode, Ed welcomes the brilliant Dr. Megan McCoy—professor at Kansas State University and a pioneering voice in the field of financial therapy. With warmth, humility, and her signature sense of humor, Megan opens up about the complexities of receiving praise, navigating imposter syndrome, and how shifting socioeconomic status shapes our relationship with money. Together, Ed and Megan explore the nuanced intersections of gender, money, and identity—unpacking why so many of us feel conflicted about success, wealth, and our roles in relationships. From the emotional weight of accolades to the hidden double binds in household income dynamics, this conversation offers profound takeaways for anyone working to align their financial life with their values and relationships. Whether you're a therapist, financial planner, or someone seeking deeper harmony between love and money, this episode is packed with heartfelt moments, fresh perspectives, and the kind of authenticity that stays with you long after the final word.

Key Takeaways:

• How do imposter syndrome and gender roles shape our ability to accept success and manage money?

• What hidden dynamics impact couples when income, power, and emotional labor are unevenly distributed?

• How can financial professionals and therapists work together to help clients build healthier relationships with money and each other?

Key Timestamps:

(00:00) - Compliments vs. Accolades

(07:00) - The Psychology Behind Spending on Yourself vs. Others

(10:45) - Gender, Income, and the “Too Much Money” Problem

(17:20) - Reframing Couple Conflicts About Money

(21:45) - Rethinking Financial Self-Control

(25:30) - Hiding Wealth

(28:40) - Money Dysmorphia and the Million-Dollar Disconnect

(33:15) - Therapy Meets Financial Planning

(37:00) - You’re Not Broken—You’re Unpacking

Key Topics Discussed:

Healthy Love and Money, Ed Coambs, Charlotte North Carolina, Financial Therapy, Couples Financial Planning, Financial Intimacy, Money and Relationships, Financial Communication for Couples, Attachment Styles and Money, Financial Conflict Resolution, Therapy-Informed Financial Planning, Financial Trauma Healing, Financial Wellness for Couples, Financial therapy for couples, Megan McCoy, Gender and financial dynamics, Imposter syndrome and success, Navigating wealth and identity.

Mentions:

Website: https://www.hhs.k-state.edu/pfp/about/people/meganmccoy/

LinkedIn: https://www.linkedin.com/in/megan-mccoy-phd?original_referer=https%3A%2F%2Fwww.google.com%2F

More of Healthy Love & Money:

Redefine your relationship with money and each other: https://www.healthyloveandmoney.com/

Ed’s LinkedIn: https://www.linkedin.com/in/healthyloveandmoney/

Contact me at ed@healthyloveandmoney.com

Healthy Love & Money is a personal podcast meant for education and entertainment. It should not be taken as financial advice and is not prescriptive of your financial situation.

The Invisible Labor of Love: Couples Defining Contribution Beyond Income with Doug and Heather Boneparth

Mon, 16 Mar 2026 00:00:00 -0400

In this intimate and thought-provoking episode of the Healthy Love and Money Podcast, Ed sits down with powerhouse couple Doug and Heather Boneparth—co-founders of Bonafide Wealth and co-authors of an upcoming book that dives deep into the intersection of love, money, and trauma. But this isn't just a story of professional success—it's a raw, unfiltered look at the real journey behind the scenes: a couple navigating early adulthood in the throes of a recession, redefining roles around ambition and financial contribution, and learning to recalibrate their relationship through the evolving seasons of marriage, parenthood, and business. From grappling with shifting power dynamics and gender roles to reclaiming shared ambition after years of imbalance, Doug and Heather open up about the invisible labor, emotional recalibration, and personal transformation required to keep their relationship strong. Whether you're in a relationship, building a business with your partner, or simply trying to figure out how love and money can coexist—this episode will challenge your perspective, inspire reflection, and remind you that the dance of marriage is messy, beautiful, and always evolving.

Key Takeaways:

• How do couples navigate ambition and financial roles within a relationship while maintaining mutual respect and balance?

• What challenges arise when transitioning from traditional career roles to shared entrepreneurship, and how do partners support each other through these shifts?

• How can couples continuously recalibrate their relationship and financial dynamics to reflect changing life circumstances and maintain equity?

Key Timestamps:

(00:00) - From college sweethearts to financial partners

(05:00) - Defining “collective ambition” in a marriage

(08:00) - Redefining masculinity and partnership in finances

(12:30) - Marriage isn’t a “set it and forget it” model

(14:00) - The invisible labor of love and money

(16:00) - Redefining contribution beyond income

(21:00) - Walking it out: conflict resolution on the move

(23:00) - The emotional toll of leaving corporate life

(33:00) - Letting go of the “conflict-free relationship” myth

(34:30) - Spotting when it’s time to switch roles

(38:00) - Financial recalibration in new life seasons

Key Topics Discussed:

Healthy Love and Money, Ed Coambs, Charlotte North Carolina, Financial Therapy, Couples Financial Planning, Financial Intimacy, Money and Relationships, Financial Communication for Couples, Attachment Styles and Money, Financial Conflict Resolution, Therapy-Informed Financial Planning, Financial Trauma Healing, Financial Wellness for Couples, Couples and money, Financial planning for millennials, Marriage and financial equity, Love and money podcast, Navigating money and relationships, Douglas and Heather Boneparth

Mentions:

Website: https://www.readthejointaccount.com/

Email: themergebook@gmail.com

More of Healthy Love & Money:

Redefine your relationship with money and each other: https://www.healthyloveandmoney.com/

Ed’s LinkedIn: https://www.linkedin.com/in/healthyloveandmoney/

Contact me at ed@healthyloveandmoney.com

Healthy Love & Money is a personal podcast meant for education and entertainment. It should not be taken as financial advice and is not prescriptive of your financial situation.

How We Blew $600K & The Hard Lessons We Learned From It with Price of Avocado Toast

Thu, 12 Mar 2026 00:00:00 -0400

Ed interviews Justin and Hailey Brown-Woods, the dynamic couple behind the 'Price of Avocado Toast' podcast and financial coaching business. The Brown-Woods share their personal journey from receiving a $600,000 wrongful death settlement to blowing through the money and accruing $220,000 in debt, and how they turned their financial hardships into a mission to help others. They discuss the origins of their podcast name, the impact of their similar humble upbringings, and their transformation through effective communication about money. They also delve into their unique approaches to financial counseling and education, emphasizing the importance of dreaming big, staying present, and de-stigmatizing money conversations. The episode provides valuable insights into how couples can navigate financial struggles, improve their financial health, and build a strong, supportive relationship.

Key Timestamps:

(00:00) - The Origin of 'Price of Avocado Toast'

(04:17) - The Pumpkin Muffin Story

(05:39) - Blowing Through $600,000

(10:15) - Destigmatizing Money Conversations

(14:38) - Healthy Communication Practices

(19:55) - Managing Sensitivity in Relationships

(24:16) - Redefining Masculinity and Vulnerability

(29:07) - Supporting Each Other's Growth

(34:28) - Evolving Financial Coaching Practices

(37:03) - Balancing Dreams and Reality

Key Topics Discussed:

Mentions:

Website: https://www.priceofavocadotoast.com/

Instagram: https://www.instagram.com/priceofavocadotoast

Mentions: Happy Money Happy Life by Jason Vitug

More of Healthy Love & Money:

Redefine your relationship with money and each other: https://www.healthyloveandmoney.com/

Ed’s LinkedIn: https://www.linkedin.com/in/healthyloveandmoney/

Contact me at ed@healthyloveandmoney.com

Healthy Love & Money is a personal podcast meant for education and entertainment. It should not be taken as financial advice and is not prescriptive of your financial situation.

Your Children Will Remember These Words Long After You’re Gone with Blake Brewer

Tue, 17 Feb 2026 00:00:00 -0400

Ed sits down with Blake Brewer, founder of Legacy Letter, to explore how one handwritten letter can change families for generations. Blake shares the heartbreaking story of losing his father at 19, and the unexpected gift his father left behind that transformed his grief into purpose. Together, they unpack why love, apology, belief, and identity are the true foundations of healthy relationships. This conversation is both a call to action and a reminder that the words we leave behind may matter more than anything we pass on financially.

Key Takeaways:

• How can intentional words and written legacy shape a child’s identity for life?

• Why are apology, love, and belief essential foundations for healing and strengthening family relationships?

• What responsibility do parents have to pass on emotional wisdom—not just financial or material inheritance?

Key Timestamps:

(00:00) - How Blake Lost His Father

(09:00) - Letter That Healed

(12:00) - Grief And Growth

(15:00) - Why Words Matter

(18:00) - Parenting With Intention

(21:00) - Apology In Parenting

(24:00) - Affirming Child Identity

(27:00) - Love, Pride, Belief

(30:00) - Sharing Meaningful Memories

(33:00) - Advice That Shapes Life

(36:00) - Writing From The Heart

(39:00) - Legacy Beyond Death

Key Topics Discussed:

Healthy Love and Money, Ed Coambs, Charlotte North Carolina, Financial Therapy, Couples Financial Planning, Financial Intimacy, Money and Relationships, Financial Communication for Couples, Attachment Styles and Money, Financial Conflict Resolution, Therapy-Informed Financial Planning, Financial Trauma Healing, Financial Wellness for Couples, Legacy Letter, Parent Child Relationships, Emotional Inheritance, Healing Family Relationships, Meaningful Parenting Conversations

Mentions:

Website: https://www.legacyletter.com

LinkedIn: https://www.linkedin.com/in/blakecbrewer/

More of Healthy Love & Money:

Redefine your relationship with money and each other: https://www.healthyloveandmoney.com/

Ed’s LinkedIn: https://www.linkedin.com/in/healthyloveandmoney/

Contact me at ed@healthyloveandmoney.com

Healthy Love & Money is a personal podcast meant for education and entertainment. It should not be taken as financial advice and is not prescriptive of your financial situation.

Are You Risking Family Conflict with No Estate Plan? with Mikel Van Clelve

Tue, 20 Jan 2026 03:00:00 -0400

Ed and researcher and financial planner Mikel Van Clelve, unpack the hidden emotional dynamics, common misconceptions, legal pitfalls, and the critical conversations couples need before making long-term decisions. Whether you’re part of a blended family or simply connected to one through parents, children, or extended relatives, this episode gives you the clarity, language, and confidence to handle even the most complex family-money situations. Mikel’s work is transforming how blended families navigate money, communication, and legacy-building, so you’ll walk away with practical steps, deeper understanding, and the tools to protect the people you love most.

Key Takeaways:

• What risks do couples face when they avoid discussing inheritance, assets, and fairness?

• How can financial therapy and professional guidance help families create clearer, more equitable plans?

• How can blended families better navigate the emotional and financial complexities of estate planning?

Key Timestamps:

(00:00) – Blended Family Landscape

(03:00) – Estate Planning Foundations

(06:00) – Unintentional Disinheritance Risks

(09:00) – Blended Families Statistics

(12:00) – What Are Emotional Barriers?

(15:00) – Kinship Theory Insight

(18:00) – Fairness Versus Equality

(21:00) – Stepchild Support Dynamics

(24:00) – Family Systems Complexity

(27:00) – Emotional Avoidance Costs

(30:00) – Negotiation Within Marriage

Key Topics Discussed:

Healthy Love and Money, Ed Coambs, Charlotte North Carolina, Financial Therapy, Couples Financial Planning, Financial Intimacy, Money and Relationships, Financial Communication for Couples, Attachment Styles and Money, Financial Conflict Resolution, Therapy-Informed Financial Planning, Financial Trauma Healing, Financial Wellness for Couples, Blended Family Estate Planning, Stepfamily Financial Challenges, Unintentional Disinheritance, Financial Therapy Support, Legacy And Inheritance Planning

Mentions:

Website: https://www.myweb.ttu.edu/mvanclev/

LinkedIn: https://www.linkedin.com/in/mikel-van-cleve

More of Healthy Love & Money:

Redefine your relationship with money and each other: https://www.healthyloveandmoney.com/

Ed’s LinkedIn: https://www.linkedin.com/in/healthyloveandmoney/

Contact me at ed@healthyloveandmoney.com

Healthy Love & Money is a personal podcast meant for education and entertainment. It should not be taken as financial advice and is not prescriptive of your financial situation.

Why Money Fights Aren’t About Money—Learn Why Your Partner Spends or Saves the Way They Do with Dr. Daniel Crosby

Tue, 06 Jan 2026 03:00:00 -0400

Dr. Daniel Crosby, psychologist, author, and Chief Behavioral Officer at Orion Financial joins Ed to explore the deeper meaning behind how we earn, spend, save, and relate to wealth. Drawing from his new book The Soul of Wealth, Daniel shares stories from his personal life, his faith background, and his years studying human behavior to reveal why our relationship with money is far more emotional than logical. Together, he and Ed unpack how childhood narratives shape our financial beliefs, why couples collide over money even when the numbers are fine, and how personal growth can dramatically increase both life satisfaction and earning potential. This episode goes beyond budgets and bank accounts to ask the profound questions of what wealth is for and how it can support a more meaningful life. Prepare for an honest, funny, and deeply human conversation about money, identity, and purpose.

Key Takeaways:

• How do childhood experiences and family beliefs shape the way we relate to money as adults?

• Why do couples clash over financial decisions even when they share the same goals?

• What role does personal growth and emotional awareness play in building true, sustainable wealth?

Key Timestamps:

(00:00) – Health Scare Perspective Shift

(09:00) – Eating Disorders Background Connection

(12:00) – Understanding Money Stories

(15:00) – Budgets Reveal Priorities

(18:00) – Couples’ Spending Conflicts

(21:00) – Navigating Money Differences

(24:00) – Anxiety’s Role In Finances

(27:00) – Gender And Money Expectations

(30:00) – Identity Beyond Net Worth

(33:00) – Therapy Boosts Earnings

(36:00) – Emotional Skills And Wealth

Key Topics Discussed:

Healthy Love and Money, Ed Coambs, Charlotte North Carolina, Financial Therapy, Couples Financial Planning, Financial Intimacy, Money and Relationships, Financial Communication for Couples, Attachment Styles and Money, Financial Conflict Resolution, Therapy-Informed Financial Planning, Financial Trauma Healing, Financial Wellness for Couples, Financial Psychology, Money And Meaning, Behavioral Finance Insights, Wealth And Well-Being, Couples And Money Dynamics

Mentions:

Website: https://orion.com/

LinkedIn: https://www.linkedin.com/in/danielcrosby

Mentions: The Soul of Wealth Book

More of Healthy Love & Money:

Redefine your relationship with money and each other: https://www.healthyloveandmoney.com/

Ed’s LinkedIn: https://www.linkedin.com/in/healthyloveandmoney/

Contact me at ed@healthyloveandmoney.com

Healthy Love & Money is a personal podcast meant for education and entertainment. It should not be taken as financial advice and is not prescriptive of your financial situation.

Heal Inherited Financial Trauma Using IFS (Internal Family Systems) with Tamala Floyd & Saundra Davis

Tue, 23 Dec 2025 03:00:00 -0400

Ed chats with psychotherapist and author Tamala Floyd and financial wellness leader Saundra Davis for an eye-opening conversation at the intersection of healing, money, and identity. Together, they explore how Internal Family Systems (IFS) helps people unlock deep emotional transformation, why legacy burdens shape our financial behaviors, and how ancestral wisdom can accelerate healing across generations. Through honest stories, vulnerable insights, and grounded guidance, this episode highlights the truth that money is never just about numbers, it’s about the parts of ourselves we’ve protected, the wounds we’ve carried, and the generations that came before us. Listeners will walk away with a new understanding of wholeness, the power of self-leadership, and the emotional roots underlying our financial lives.

Key Takeaways:

• How do internal parts and protectors shape the way we approach money and emotional healing?

• In what ways do legacy burdens and ancestral patterns influence financial behavior across generations?

• How can therapy, self-leadership, and mindful awareness create lasting change in both personal and financial well-being?

Key Timestamps:

(00:00) - Childhood Creativity Foundations

(06:00) - Therapy Journey Beginnings

(09:00) - IFS Core Principles

(12:00) - Legacy Burdens Explained

(15:00) - Generational Money Patterns

(18:00) - Emotional Money Conflicts

(21:00) - Wealth Fear Insights

(24:00) - Therapy and Money

(27:00) - Protectors And Wounds

(30:00) - Trauma Healing

(39:00) - Rupture Repair Process

Key Topics Discussed:

Healthy Love and Money, Ed Coambs, Charlotte North Carolina, Financial Therapy, Couples Financial Planning, Financial Intimacy, Money and Relationships, Financial Communication for Couples, Attachment Styles and Money, Financial Conflict Resolution, Therapy-Informed Financial Planning, Financial Trauma Healing, Financial Wellness for Couples, Internal Family Systems, Financial Healing, Legacy Burdens, Ancestral Wisdom, Emotional Money Patterns

Mentions:

Tamala’s Website: https://www.tamalafloyd.com/

Tamala’s LinkedIn: https://www.linkedin.com/in/tamala-floyd-lcsw-2ba1a837

Saundra’s Website: https://www.sagefinancialsolutions.org/

Saundra’s LinkedIn: https://www.linkedin.com/in/saundradavis

More of Healthy Love & Money:

Redefine your relationship with money and each other: https://www.healthyloveandmoney.com/

Ed’s LinkedIn: https://www.linkedin.com/in/healthyloveandmoney/

Contact me at ed@healthyloveandmoney.com

Healthy Love & Money is a personal podcast meant for education and entertainment. It should not be taken as financial advice and is not prescriptive of your financial situation.

Can't Enjoy Your Money? Break Free From Money Guilt with Haylie Castillo

Tue, 09 Dec 2025 03:00:00 -0400

Ed sits down with financial therapist Haylie Castillo, whose powerful story bridges finance, trauma healing, and liberation work. Haylie opens up about her path from corporate finance to financial therapy, revealing how deconstructing her faith, motherhood, and her relationship with power shaped her approach to money and meaning. Together, Ed and Haylie unpack how systems, pleasure, and play influence our money stories, and how embracing joy can be a radical act of financial freedom.

Key Takeaways:

• What role does pleasure play in reshaping our relationship with money?

• How can decolonizing and liberation-centered therapy transform financial healing?

• Why is storytelling such a powerful tool for financial and emotional growth?

Key Timestamps:

(00:00) - MLM And Disempowerment

(10:00) - Navigating Corporate Finance

(12:00) - Motherhood And Awakening

(17:00) - Discovering Financial Therapy

(22:00) - Taking Up Space

(25:00) - Storytelling And Self-Healing

(28:00) - Pleasure And Play With Money

(34:00) - Parallels With Sex And Food

(39:00) - Healing Through Relationship

(41:00) - Ritual And Community

Key Topics Discussed:

Healthy Love and Money, Ed Coambs, Charlotte North Carolina, Financial Therapy, Couples Financial Planning, Financial Intimacy, Money and Relationships, Financial Communication for Couples, Attachment Styles and Money, Financial Conflict Resolution, Therapy-Informed Financial Planning, Financial Trauma Healing, Financial Wellness for Couples, Financial Therapy, Money And Trauma, Liberation-Centered Healing, Pleasure And Money, Decolonizing Wealth

Mentions:

Website: https://www.castillofinancialtherapy.com/

Instagram: https://www.instagram.com/c_financial_therapy/

More of Healthy Love & Money:

Redefine your relationship with money and each other: https://www.healthyloveandmoney.com/

Ed’s LinkedIn: https://www.linkedin.com/in/healthyloveandmoney/

Contact me at ed@healthyloveandmoney.com

Healthy Love & Money is a personal podcast meant for education and entertainment. It should not be taken as financial advice and is not prescriptive of your financial situation.

4 Types of Trauma Secretly Controlling Your Money Decisions with Lou Lebentz

Tue, 25 Nov 2025 03:00:00 -0400

What if the missing link in your healing journey was trauma, and no one ever told you? In this eye-opening episode, Ed Coambs sits down with renowned trauma therapist Lou Lebentz for a deeply moving and transformative conversation. Together, they uncover the hidden layers of trauma that shape our lives, from the subtle emotional imprints of childhood to intergenerational pain and societal systems of shame and scarcity. Lou shares her personal journey through breakdown, financial extremes, and profound healing, leading to the creation of her pioneering program, The Voyage. This episode is a must-listen for anyone seeking to understand how unresolved trauma shows up in relationships, mental health, and even your financial behaviors and how true healing is not just possible, but your birthright.

Key Takeaways:

• How can healing through programs like The Voyage help individuals move from survival to thriving?

• What role do our childhood experiences and inherited beliefs play in how we relate to money and self-worth?

• How does trauma—beyond just major events—shape our emotional, relational, and financial lives?

Key Timestamps:

(00:00) - Discovering trauma in addiction therapy settings

(05:00) - Four aspects of trauma explained

(08:30) - How classism and societal systems create trauma

(10:00) - Internalizing parental fears and money beliefs

(13:00) - The importance of addressing past, present, and future in healing

(16:00) - The role of therapy and coaching in trauma recovery

(19:00) - Understanding parts work: adult, wounded, and adapted selves

(23:00) - How childhood money experiences shape financial behaviors

(37:00) - Integrating soul, vision, and purpose in healing

(38:00) - Thriving after trauma as a birthright

Key Topics Discussed:

Healthy Love and Money, Ed Coambs, Charlotte North Carolina, Financial Therapy, Couples Financial Planning, Financial Intimacy, Money and Relationships, Financial Communication for Couples, Attachment Styles and Money, Financial Conflict Resolution, Therapy-Informed Financial Planning, Financial Trauma Healing, Financial Wellness for Couples, Trauma recovery program, Inner child healing, Financial trauma therapy, Parts work psychology, Emotional healing journey

Mentions:

Website: https://loulebentz.com/

LinkedIn: https://uk.linkedin.com/in/loulebentz

Mentions: The Voyage

More of Healthy Love & Money:

Redefine your relationship with money and each other: https://www.healthyloveandmoney.com/

Ed’s LinkedIn: https://www.linkedin.com/in/healthyloveandmoney/

Contact me at ed@healthyloveandmoney.com

Healthy Love & Money is a personal podcast meant for education and entertainment. It should not be taken as financial advice and is not prescriptive of your financial situation.

Turn Financial Conflict Into Connection With This Simple Shift

Tue, 11 Nov 2025 03:00:00 -0400

Ed opens up about the deeply personal journey of buying a lake house with his wife, a dream years in the making that brought both joy and tension. Through raw reflection, Ed explores how financial decisions often uncover deeper emotional layers in relationships, revealing the power of vulnerability, trust, and emotional awareness. He shares how understanding attachment styles, embracing emotional honesty, and seeking guidance can transform financial conflict into deeper intimacy. This episode invites you to reflect on your own dreams, how you communicate them with your partners, and how shared meaning can strengthen love and money alike.

Key Takeaways:

• How can couples navigate emotional differences when pursuing shared financial dreams?

• What role do attachment styles play in how partners communicate about money and security?

• How can slowing down and seeking guidance turn financial conflict into deeper connection?

Key Timestamps:

(00:00) - Dream Meets Resistance

(05:00) - The Turning Point

(07:00) - Attachment And Awareness

(10:00) - Meaning Behind Dreams

(12:00) - Guidance And Growth

(14:00) - Lessons From The Lakehouse

Key Topics Discussed:

More of Healthy Love & Money:

Redefine your relationship with money and each other: https://www.healthyloveandmoney.com/

Ed’s LinkedIn: https://www.linkedin.com/in/healthyloveandmoney/

Contact me at ed@healthyloveandmoney.com

Healthy Love & Money is a personal podcast meant for education and entertainment. It should not be taken as financial advice and is not prescriptive of your financial situation.

When Money Triggers You, Try This Approach with Lindsay Troxell

Tue, 28 Oct 2025 03:00:00 -0400

What happens when deep healing meets financial planning? Lindsay Troxell, business coach, certified life planner, and child-free entrepreneur, joins Ed to explore the profound intersections of money, identity, trauma, and relationships. Together, they unravel Lindsay’s personal journey through financial betrayal, her healing process, and the creation of a thriving life and business alongside her partner, Corey. From grounding practices to quarterly tax triggers, this episode is a masterclass in emotional resilience, authentic partnership, and what it means to truly thrive financially and emotionally.

Key Takeaways:

• How do our childhood experiences and past traumas shape our relationship with money and financial decision-making?

• What does true financial intimacy look like in a romantic partnership, especially when personalities and money stories differ?

• How can somatic practices and identity work support personal healing and professional growth for purpose-driven entrepreneurs?

Key Timestamps:

(00:00) - Integrating wealth, health, and life planning

(08:00) - From financial crisis to empowerment

(12:00) - Launching a values-based RIA

(14:00) - Navigating relationship dynamics with money

(16:00) -Emotional safety and personal growth

(20:00) - Childhood money stories and triggers

(23:00) - Somatic tools for nervous system healing

(26:00) - Communication and deep financial intimacy

(29:00) - Trauma work and psychedelics in healing

(32:00) - The human experience of worth and fear

Key Topics Discussed:

Mentions:

Website: https://www.discretionaryinc.com/

LinkedIn: https://www.linkedin.com/in/lindsaytroxell

More of Healthy Love & Money:

Redefine your relationship with money and each other: https://www.healthyloveandmoney.com/

Ed’s LinkedIn: https://www.linkedin.com/in/healthyloveandmoney/

Contact me at ed@healthyloveandmoney.com

Healthy Love & Money is a personal podcast meant for education and entertainment. It should not be taken as financial advice and is not prescriptive of your financial situation.

Why Blame Breaks Relationships—Understand Your Partner Instead with Brendan Frazier

Tue, 14 Oct 2025 03:00:00 -0400

What if the future of financial planning isn't in the numbers—but in the emotions behind them? In this episode, Ed sits down with Brendan Frazier—host of The Human Side of Money podcast and Chief Behavioral Officer at RFG Advisory—to explore why the most meaningful conversations about money aren’t about returns or budgets…they're about people. With deep insight into the psychology of money, Brendan shares why technology may soon outpace advisors on the technical front—and why human connection is the irreplaceable advantage. Whether you’re a couple trying to get on the same financial page, a planner aiming to deepen client relationships, or someone who just wants to feel seen in your money journey, this conversation is your invitation to shift from transactions to transformation. This is the episode you didn’t know you needed—but won’t stop thinking about.

Key Takeaways:

• How is the growing role of psychology reshaping the future of financial planning, especially in light of advancing technology and AI?

• What challenges do financial advisors face when trying to help clients take meaningful action, and how can understanding human behavior improve outcomes?

• Why are empathy and mutual understanding between partners crucial for navigating money conversations in relationships?

Key Timestamps:

(00:00) – The Emergence of Psychology in Financial Planning

(03:00) – Technology's Role in Financial Advising

(06:00) – The Human Side of Financial Planning

(08:00) – Trust and Vulnerability in Client Relationships

(10:00) – The Psychology of Spending and Understanding Behavior

(17:00) – Financial Trade-Offs and Shared Decision-Making

(19:00) – Automation and Willpower in Money Management

(22:00) – When Knowing What to Do Isn't Enough

(27:00) – Bridging the Financial Knowledge Gap Between Partners

(35:00) – Taking Responsibility in Relationships

Key Topics Discussed:

Healthy Love and Money, Ed Coambs, Charlotte North Carolina, Financial Therapy, Couples Financial Planning, Financial Intimacy, Money and Relationships, Financial Communication for Couples, Attachment Styles and Money, Financial Conflict Resolution, Therapy-Informed Financial Planning, Financial Trauma Healing, Financial Wellness for Couples, Human side of money, Psychology and financial planning, Behavioral finance, Technology and financial advising, Financial advisor client relationships, Brendan Frazier

Mentions:

Website: https://rfgadvisory.com/

LinkedIn:https://www.linkedin.com/in/brendanfrazier?original_referer=https%3A%2F%2Fwww.google.com%2F

Mentions: Human Side of Money Podcast

More of Healthy Love & Money:

Redefine your relationship with money and each other: https://www.healthyloveandmoney.com/

Ed’s LinkedIn: https://www.linkedin.com/in/healthyloveandmoney/

Contact me at ed@healthyloveandmoney.com

Healthy Love & Money is a personal podcast meant for education and entertainment. It should not be taken as financial advice and is not prescriptive of your financial situation.

The 5 W’s Every Couple Must Ask for Stronger Relationships

Tue, 30 Sep 2025 03:00:00 -0400

In this solo episode, Ed unpacks the Five W’s—Who, What, Why, Where, and When—as a framework for building deeper financial intimacy. Money isn’t just about numbers; it’s about the stories, fears, hopes, and histories that shape how couples connect. From uncovering the “who” that shows up at the table, to redefining the “what” of financial intimacy, and exploring the “why” behind money conflicts, this conversation helps you turn financial stress into a pathway for trust and closeness. Whether you’re navigating careers, kids, or retirement planning, Ed offers practical reflections and heartfelt insights to bring more honesty, compassion, and teamwork into your financial life together.

Key Takeaways:

• What does financial intimacy mean beyond budgets and numbers, and how can couples practice it with honesty and vulnerability?

• Who shows up in your financial conversations—the present you, or the past experiences that still shape your money story?

• Why does exploring the deeper meaning behind money conflicts transform financial stress into trust, compassion, and connection?

Key Timestamps:

(00:00) - Understanding financial intimacy

(03:00) - Why money conflicts run deeper

(04:00) - A story about mortgage vs. investing

(05:00) - Where financial intimacy happens

(06:00) - Couples and financial intimacy

(07:00) - Pulling the Five W’s together

Key Topics Discussed:

Healthy Love and Money, Ed Coambs, Charlotte North Carolina, Financial Therapy, Couples Financial Planning, Financial Intimacy, Money and Relationships, Financial Communication for Couples, Attachment Styles and Money, Financial Conflict Resolution, Therapy-Informed Financial Planning, Financial Trauma Healing, Financial Wellness for Couples, Financial Intimacy, Healthy Money Conversations, Couples And Money, Building Trust With Finances, Relationship And Financial Wellness

More of Healthy Love & Money:

Redefine your relationship with money and each other: https://www.healthyloveandmoney.com/

Ed’s LinkedIn: https://www.linkedin.com/in/healthyloveandmoney/

Contact me at ed@healthyloveandmoney.com

Healthy Love & Money is a personal podcast meant for education and entertainment. It should not be taken as financial advice and is not prescriptive of your financial situation.

Why Sensitive People Struggle With Money (And How to Fix It) with Diana Gisel Yañez

Tue, 16 Sep 2025 03:00:00 -0400

Ed is joined by the deeply insightful Diana Gisel Yañez—money coach, investment manager, and advocate for financial healing through a lens of social justice and sensitivity. Diana shares her unique journey from Wall Street disillusionment to empowering highly sensitive people (HSPs) to reclaim their financial narratives. Together, Ed and Diana explore the intersection of money, emotion, and meaning—unpacking how cultural background, nervous system regulation, and deep values shape our relationship with wealth. If you've ever felt overwhelmed by finances or questioned your place in traditional financial spaces, this episode will help you feel seen, soothed, and inspired to rethink your financial path with greater compassion and clarity. From navigating cash flow with intention to investing with purpose, Diana reminds us that money is more than math—it’s a mirror of our inner and communal lives.

Key Takeaways:

• What does it mean to be a highly sensitive person, and how does that shape one's relationship with money?

• How can individuals align their financial decisions—like budgeting and investing—with their values and social justice commitments?

• Why is understanding personal and cultural money stories essential for meaningful financial growth and healing?

Key Timestamps:

(00:00) - Cultural diversity, social justice, and money

(06:00) - Where highly sensitive people feel most at home

(10:00) - Class, status, and emotional dissonance in money

(13:00) - Giving back, family dynamics, and survivor’s guilt

(17:00) - Discovering and defining highly sensitive people (HSP)

(21:00) - Personal reflections on sensitivity and identity

(28:00) - Healing through regulation & body awareness

(31:00) - Investment management with a regenerative, justice-aligned lens

(36:00) - The broader money picture: cash flow and lifestyle alignment

(40:00) - Emotional and psychological components of money

Key Topics Discussed:

Healthy Love and Money, Ed Coambs, Charlotte North Carolina, Financial Therapy, Couples Financial Planning, Financial Intimacy, Money and Relationships, Financial Communication for Couples, Attachment Styles and Money, Financial Conflict Resolution, Therapy-Informed Financial Planning, Financial Trauma Healing, Financial Wellness for Couples, Highly Sensitive Person and Money, Socially Responsible Investing, Financial Coaching for Empaths, Money Mindset and Emotional Wellness, Values-Based Financial Planning

Mentions:

Website: https://highlysensitivemoney.podbean.com/

LinkedIn: https://mx.linkedin.com/in/dianagyanez

More of Healthy Love & Money:

Redefine your relationship with money and each other: https://www.healthyloveandmoney.com/

Ed’s LinkedIn: https://www.linkedin.com/in/healthyloveandmoney/

Contact me at ed@healthyloveandmoney.com

Healthy Love & Money is a personal podcast meant for education and entertainment. It should not be taken as financial advice and is not prescriptive of your financial situation.

Why Scarcity, Not Your Bank Account, Holds You Back with Leisa Peterson

Tue, 02 Sep 2025 03:00:00 -0400

Ed welcomes author, coach, and financial thought leader Leisa Peterson for a powerful conversation on money, relationships, and abundance. Leisa shares the journey behind her new book The Money Catalyst, a parable that blends storytelling with timeless lessons about love, wealth, and self-discovery. Together, they explore how our upbringing shapes money beliefs, the tensions couples face around finances, and the transformative power of shifting from scarcity to abundance. Whether you’re navigating money with a partner or seeking a deeper relationship with wealth, this episode will challenge old narratives and inspire new possibilities.

Key Takeaways:

• How do our childhood experiences shape the way we approach money in relationships?

• What does it take to shift from a scarcity mindset to one of abundance?

• How can storytelling and reflection help heal financial wounds and create deeper connections with our partners?

Key Timestamps:

(00:00) - Money beliefs and tension

(09:00) - Childhood money stories

(18:00) - Using books as resources

(21:00) - Practical money strategies

(23:00) - Early money books

(26:00) - Detaching self-worth from net worth

(30:00) - Navigating daily financial choices

(34:00) - Healing family money wounds

Key Topics Discussed:

Healthy Love and Money, Ed Coambs, Charlotte North Carolina, Financial Therapy, Couples Financial Planning, Financial Intimacy, Money and Relationships, Financial Communication for Couples, Attachment Styles and Money, Financial Conflict Resolution, Therapy-Informed Financial Planning, Financial Trauma Healing, Financial Wellness for Couples, Money Mindset, Financial Intimacy, Scarcity vs Abundance, Leisa Peterson Interview, Healthy Relationship with Money

Mentions:

Website: https://www.wealthclinic.com/

LinkedIn: https://www.linkedin.com/in/leisapeterson1

Mentions: The Mindful Millionaire

More of Healthy Love & Money:

Redefine your relationship with money and each other: https://www.healthyloveandmoney.com/

Ed’s LinkedIn: https://www.linkedin.com/in/healthyloveandmoney/

Contact me at ed@healthyloveandmoney.com

Healthy Love & Money is a personal podcast meant for education and entertainment. It should not be taken as financial advice and is not prescriptive of your financial situation.

How Does Money Shape Power, Control & Self-Worth in Our Relationships? with Vicky Reynal

Tue, 19 Aug 2025 00:00:00 -0400

Ed is joined by renowned financial psychotherapist Vicky Reynal, author of Money On Your Mind: The Psychology Behind Your Financial Habits. Broadcasting across continents—from London to North Carolina—Ed and Vicky explore the profound emotional undercurrents that shape our financial behaviors. Together, they unpack how money often acts as a stand-in for love, power, control, and self-worth in our relationships. Vicky shares moving insights on the emotional imprints from childhood that quietly dictate how we spend, save, avoid, or argue about money. From personal stories to real client breakthroughs, this episode goes beyond budgeting and investing—it’s about healing our relationship with money from the inside out. If you've ever wondered why you freeze during financial conversations, struggle with self-worth around money, or feel disconnected from your partner over spending decisions—this conversation is for you.

Key Takeaways:

• How do our early emotional experiences shape the way we use, avoid, or relate to money in adulthood?

• In what ways can money serve as a silent language for expressing unmet emotional needs in relationships?

• Why is curiosity—rather than shame or judgment—key to transforming our financial behaviors and beliefs?

Key Timestamps:

(00:00) - The emotional meaning of money: power, control, love

(09:00) - Emotional imprints and their impact on financial decision-making

(10:00) - The role of deservedness and agency in money habits

(17:00) - Money issues in relationships

(20:00) - The value of asking reflective questions around money

(22:00) - Shame, avoidance, and freezing responses to financial matters

(30:00) - The psychological role of financial professionals

(33:00) - Language, empathy, and cooperation in financial systems

(38:00) - The emotional complexity of receiving sudden wealth

(40:00) - Redefining gratitude and expectations around money

(41:00) - Finding healing, curiosity, and meaning through money

Key Topics Discussed:

Healthy Love and Money, Ed Coambs, Charlotte North Carolina, Financial Therapy, Couples Financial Planning, Financial Intimacy, Money and Relationships, Financial Communication for Couples, Attachment Styles and Money, Financial Conflict Resolution, Therapy-Informed Financial Planning, Financial Trauma Healing, Financial Wellness for Couples, Financial therapy, Money and relationships, Emotional money habits, Psychology of money, Money mindset transformation.

Mentions:

Website: https://www.reynal-psychotherapist.co.uk/

LinkedIn: https://uk.linkedin.com/in/vicky-reynal-4070ba133

Mentions: Money On Your Mind

More of Healthy Love & Money:

Redefine your relationship with money and each other: https://www.healthyloveandmoney.com/

Ed’s LinkedIn: https://www.linkedin.com/in/healthyloveandmoney/

Contact me at ed@healthyloveandmoney.com

Healthy Love & Money is a personal podcast meant for education and entertainment. It should not be taken as financial advice and is not prescriptive of your financial situation.

Financial Therapy: The One Log Method

Fri, 08 Aug 2025 00:00:00 -0400

This special series dives deep into the heart of financial therapy through nine powerful, 10-minute interviews with professionals at the intersection of money and mental health. Recorded live at the 2025 Financial Therapy Association Conference, each episode explores a single, compelling question: Why financial therapy?

What emerges is more than just conversation—it's a living, breathing archive of a growing movement. From financial planners turned therapists to those shaped by personal financial pain, every guest brings unique insight into how empathy, vulnerability, and self-awareness are transforming the way we relate to money.

You’ll hear about the unspoken burdens people carry—shame, fear, identity, power struggles—and how financial therapy creates space for healing. You’ll also see how these practitioners are not just helping others, but growing through the work themselves.

Whether you're a therapist, financial advisor, coach, or someone seeking a healthier relationship with money, this series invites you to slow down, reflect, and reimagine what’s possible when we bring humanity back into our financial lives.

Key Topics Discussed:

Mentions:

Contact Ed at ed@healthyloveandmoney.com to get in touch with:

Oliver Schnusenberg - Financial Therapy: Neuroscience Meets Money Shame

Susan Fee - Financial Therapy: Self-Worth vs Net Worth

Jaelyn Vickery - Financial Therapy: Compulsion, Consumption & Control

Dr. John Lee & Emilia Kasprzak - Financial Therapy: How Self-Esteem Affects Spending

Tairsa Mathews - Financial Therapy: What Feels Good Today Might Cost You Tomorrow

Heidi Clemons - Financial Therapy: The One Log Method

Haylie Castillo - Financial Therapy: Money Is a Relationship, Not a Checklist

Barb Fallon - Financial Therapy: Bridging Identity & Money for Polyamorous Couples

Ben Hampton - Financial Therapy: Reframing Fear Around Running Out of Money

More of Healthy Love & Money:

Redefine your relationship with money and each other: https://www.healthyloveandmoney.com/

Ed’s LinkedIn: https://www.linkedin.com/in/healthyloveandmoney/

Contact me at ed@healthyloveandmoney.com

Healthy Love & Money is a personal podcast meant for education and entertainment. It should not be taken as financial advice and is not prescriptive of your financial situation.

Financial Therapy: Reframing Fear Around Running Out of Money

Thu, 07 Aug 2025 00:00:00 -0400

Key Topics Discussed:

Mentions:

Contact Ed at ed@healthyloveandmoney.com to get in touch with:

Oliver Schnusenberg - Financial Therapy: Neuroscience Meets Money Shame

Susan Fee - Financial Therapy: Self-Worth vs Net Worth

Jaelyn Vickery - Financial Therapy: Compulsion, Consumption & Control

Dr. John Lee & Emilia Kasprzak - Financial Therapy: How Self-Esteem Affects Spending

Tairsa Mathews - Financial Therapy: What Feels Good Today Might Cost You Tomorrow

Heidi Clemons - Financial Therapy: The One Log Method

Haylie Castillo - Financial Therapy: Money Is a Relationship, Not a Checklist

Barb Fallon - Financial Therapy: Bridging Identity & Money for Polyamorous Couples

Ben Hampton - Financial Therapy: Reframing Fear Around Running Out of Money

More of Healthy Love & Money:

Redefine your relationship with money and each other: https://www.healthyloveandmoney.com/

Ed’s LinkedIn: https://www.linkedin.com/in/healthyloveandmoney/

Contact me at ed@healthyloveandmoney.com

Healthy Love & Money is a personal podcast meant for education and entertainment. It should not be taken as financial advice and is not prescriptive of your financial situation.

Financial Therapy: What Feels Good Today Might Cost You Tomorrow

Wed, 06 Aug 2025 00:00:00 -0400

Key Topics Discussed:

Mentions:

Contact Ed at ed@healthyloveandmoney.com to get in touch with:

Oliver Schnusenberg - Financial Therapy: Neuroscience Meets Money Shame

Susan Fee - Financial Therapy: Self-Worth vs Net Worth

Jaelyn Vickery - Financial Therapy: Compulsion, Consumption & Control

Dr. John Lee & Emilia Kasprzak - Financial Therapy: How Self-Esteem Affects Spending

Tairsa Mathews - Financial Therapy: What Feels Good Today Might Cost You Tomorrow

Heidi Clemons - Financial Therapy: The One Log Method

Haylie Castillo - Financial Therapy: Money Is a Relationship, Not a Checklist

Barb Fallon - Financial Therapy: Bridging Identity & Money for Polyamorous Couples

Ben Hampton - Financial Therapy: Reframing Fear Around Running Out of Money

More of Healthy Love & Money:

Redefine your relationship with money and each other: https://www.healthyloveandmoney.com/

Ed’s LinkedIn: https://www.linkedin.com/in/healthyloveandmoney/

Contact me at ed@healthyloveandmoney.com

Healthy Love & Money is a personal podcast meant for education and entertainment. It should not be taken as financial advice and is not prescriptive of your financial situation.

Financial Therapy: Bridging Identity & Money for Polyamorous Relationships

Tue, 05 Aug 2025 00:00:00 -0400

Key Topics Discussed:

Mentions:

Contact Ed at ed@healthyloveandmoney.com to get in touch with:

Oliver Schnusenberg - Financial Therapy: Neuroscience Meets Money Shame

Susan Fee - Financial Therapy: Self-Worth vs Net Worth

Jaelyn Vickery - Financial Therapy: Compulsion, Consumption & Control

Dr. John Lee & Emilia Kasprzak - Financial Therapy: How Self-Esteem Affects Spending

Tairsa Mathews - Financial Therapy: What Feels Good Today Might Cost You Tomorrow

Heidi Clemons - Financial Therapy: The One Log Method

Haylie Castillo - Financial Therapy: Money Is a Relationship, Not a Checklist

Barb Fallon - Bridging Identity & Money for Polyamorous Relationships

Ben Hampton - Financial Therapy: Reframing Fear Around Running Out of Money

More of Healthy Love & Money:

Redefine your relationship with money and each other: https://www.healthyloveandmoney.com/

Ed’s LinkedIn: https://www.linkedin.com/in/healthyloveandmoney/

Contact me at ed@healthyloveandmoney.com

Healthy Love & Money is a personal podcast meant for education and entertainment. It should not be taken as financial advice and is not prescriptive of your financial situation.

Financial Therapy: Money Is a Relationship, Not a Checklist

Mon, 04 Aug 2025 00:00:00 -0400

Key Topics Discussed:

Mentions:

Contact Ed at ed@healthyloveandmoney.com to get in touch with:

Oliver Schnusenberg - Financial Therapy: Neuroscience Meets Money Shame

Susan Fee - Financial Therapy: Self-Worth vs Net Worth

Jaelyn Vickery - Financial Therapy: Compulsion, Consumption & Control

Dr. John Lee & Emilia Kasprzak - Financial Therapy: How Self-Esteem Affects Spending

Tairsa Mathews - Financial Therapy: What Feels Good Today Might Cost You Tomorrow

Heidi Clemons - Financial Therapy: The One Log Method

Haylie Castillo - Financial Therapy: Money Is a Relationship, Not a Checklist

Barb Fallon - Financial Therapy: Bridging Identity & Money for Polyamorous Couples

Ben Hampton - Financial Therapy: Reframing Fear Around Running Out of Money

More of Healthy Love & Money:

Redefine your relationship with money and each other: https://www.healthyloveandmoney.com/

Ed’s LinkedIn: https://www.linkedin.com/in/healthyloveandmoney/

Contact me at ed@healthyloveandmoney.com

Healthy Love & Money is a personal podcast meant for education and entertainment. It should not be taken as financial advice and is not prescriptive of your financial situation.

Financial Therapy: How Self-Esteem Affects Spending

Fri, 01 Aug 2025 00:00:00 -0400

Key Topics Discussed:

Mentions:

Contact Ed at ed@healthyloveandmoney.com to get in touch with:

Oliver Schnusenberg - Financial Therapy: Neuroscience Meets Money Shame

Susan Fee - Financial Therapy: Self-Worth vs Net Worth

Jaelyn Vickery - Financial Therapy: Compulsion, Consumption & Control

Dr. John Lee & Emilia Kasprzak - Financial Therapy: How Self-Esteem Affects Spending

Tairsa Mathews - Financial Therapy: What Feels Good Today Might Cost You Tomorrow

Heidi Clemons - Financial Therapy: The One Log Method

Haylie Castillo - Financial Therapy: Money Is a Relationship, Not a Checklist

Barb Fallon - Financial Therapy: Bridging Identity & Money for Polyamorous Couples

Ben Hampton - Financial Therapy: Reframing Fear Around Running Out of Money

More of Healthy Love & Money:

Redefine your relationship with money and each other: https://www.healthyloveandmoney.com/

Ed’s LinkedIn: https://www.linkedin.com/in/healthyloveandmoney/

Contact me at ed@healthyloveandmoney.com

Healthy Love & Money is a personal podcast meant for education and entertainment. It should not be taken as financial advice and is not prescriptive of your financial situation.

Financial Therapy: Compulsion, Consumption & Control

Thu, 31 Jul 2025 00:00:00 -0400

Key Topics Discussed:

Mentions:

Contact Ed at ed@healthyloveandmoney.com to get in touch with:

Oliver Schnusenberg - Financial Therapy: Neuroscience Meets Money Shame

Susan Fee - Financial Therapy: Self-Worth vs Net Worth

Jaelyn Vickery - Financial Therapy: Compulsion, Consumption & Control

Dr. John Lee & Emilia Kasprzak - Financial Therapy: How Self-Esteem Affects Spending

Tairsa Mathews - Financial Therapy: What Feels Good Today Might Cost You Tomorrow

Heidi Clemons - Financial Therapy: The One Log Method

Haylie Castillo - Financial Therapy: Money Is a Relationship, Not a Checklist

Barb Fallon - Financial Therapy: Bridging Identity & Money for Polyamorous Couples

Ben Hampton - Financial Therapy: Reframing Fear Around Running Out of Money

More of Healthy Love & Money:

Redefine your relationship with money and each other: https://www.healthyloveandmoney.com/

Ed’s LinkedIn: https://www.linkedin.com/in/healthyloveandmoney/

Contact me at ed@healthyloveandmoney.com

Healthy Love & Money is a personal podcast meant for education and entertainment. It should not be taken as financial advice and is not prescriptive of your financial situation.

Financial Therapy: Self-Worth vs Net Worth

Wed, 30 Jul 2025 00:00:00 -0400

Key Topics Discussed:

Mentions:

Contact Ed at ed@healthyloveandmoney.com to get in touch with:

Oliver Schnusenberg - Financial Therapy: Neuroscience Meets Money Shame

Susan Fee - Financial Therapy: Self-Worth vs Net Worth

Jaelyn Vickery - Financial Therapy: Compulsion, Consumption & Control

Dr. John Lee & Emilia Kasprzak - Financial Therapy: How Self-Esteem Affects Spending

Tairsa Mathews - Financial Therapy: What Feels Good Today Might Cost You Tomorrow

Heidi Clemons - Financial Therapy: The One Log Method

Haylie Castillo - Financial Therapy: Money Is a Relationship, Not a Checklist

Barb Fallon - Financial Therapy: Bridging Identity & Money for Polyamorous Couples

Ben Hampton - Financial Therapy: Reframing Fear Around Running Out of Money

More of Healthy Love & Money:

Redefine your relationship with money and each other: https://www.healthyloveandmoney.com/

Ed’s LinkedIn: https://www.linkedin.com/in/healthyloveandmoney/

Contact me at ed@healthyloveandmoney.com

Healthy Love & Money is a personal podcast meant for education and entertainment. It should not be taken as financial advice and is not prescriptive of your financial situation.

Financial Therapy: Neuroscience Meets Money Shame

Tue, 29 Jul 2025 00:00:00 -0400

Key Topics Discussed:

Mentions:

Contact Ed at ed@healthyloveandmoney.com to get in touch with:

Oliver Schnusenberg - Financial Therapy: Neuroscience Meets Money Shame

Susan Fee - Financial Therapy: Self-Worth vs Net Worth

Jaelyn Vickery - Financial Therapy: Compulsion, Consumption & Control

Dr. John Lee & Emilia Kasprzak - Financial Therapy: How Self-Esteem Affects Spending

Tairsa Mathews - Financial Therapy: What Feels Good Today Might Cost You Tomorrow

Heidi Clemons - Financial Therapy: The One Log Method

Haylie Castillo - Financial Therapy: Money Is a Relationship, Not a Checklist

Barb Fallon - Financial Therapy: Bridging Identity & Money for Polyamorous Couples

Ben Hampton - Financial Therapy: Reframing Fear Around Running Out of Money

More of Healthy Love & Money:

Redefine your relationship with money and each other: https://www.healthyloveandmoney.com/

Ed’s LinkedIn: https://www.linkedin.com/in/healthyloveandmoney/

Contact me at ed@healthyloveandmoney.com

Healthy Love & Money is a personal podcast meant for education and entertainment. It should not be taken as financial advice and is not prescriptive of your financial situation.

Why Does Financial Therapy Matter? 9 Experts Share the Truth

Mon, 28 Jul 2025 00:00:00 -0400

Key Topics Discussed:

Mentions:

Contact Ed at ed@healthyloveandmoney.com to get in touch with:

Oliver Schnusenberg - Financial Therapy: Neuroscience Meets Money Shame

Susan Fee - Financial Therapy: Self-Worth vs Net Worth

Jaelyn Vickery - Financial Therapy: Compulsion, Consumption & Control

Dr. John Lee & Emilia Kasprzak - Financial Therapy: How Self-Esteem Affects Spending

Tairsa Mathews - Financial Therapy: What Feels Good Today Might Cost You Tomorrow

Heidi Clemons - Financial Therapy: The One Log Method

Haylie Castillo - Financial Therapy: Money Is a Relationship, Not a Checklist

Barb Fallon - Financial Therapy: Bridging Identity & Money for Polyamorous Couples

Ben Hampton - Financial Therapy: Reframing Fear Around Running Out of Money

More of Healthy Love & Money:

Redefine your relationship with money and each other: https://www.healthyloveandmoney.com/

Ed’s LinkedIn: https://www.linkedin.com/in/healthyloveandmoney/

Contact me at ed@healthyloveandmoney.com

Healthy Love & Money is a personal podcast meant for education and entertainment. It should not be taken as financial advice and is not prescriptive of your financial situation.

Frugal vs YOLO: Unpacking Financial Tension in Relationships with Dr. Stephanie Zepeda

Tue, 15 Jul 2025 00:00:00 -0400

Key Takeaways:

• How do our childhood experiences and cultural backgrounds shape our beliefs and behaviors around money in relationships?

• Why is it essential for couples to move beyond budgets and into deeper conversations about values, hopes, and dreams?

• What role does emotional safety play in helping partners address financial conflict and build mutual confidence?

Key Timestamps:

(00:00) - Why talking about money is so “edgy” for couples

(05:00) - Frugal vs. YOLO

(13:00) - Exploring confidence, self-worth, and income insecurity

(17:00) - Gender roles, income dynamics, and financial responsibility

(20:00) - The power of psychological merging of finances

(24:00) - Deconstructing inherited financial values and narratives

(28:00) - Finding virtue in financial “obsessions”

(33:00) - When and how to seek professional support

Key Topics Discussed:

Mentions:

Website: https://www.financialtherapytexas.com/

LinkedIn: https://www.linkedin.com/in/stephanie-zepeda-phd-lmft-633a3525

More of Healthy Love & Money:

Redefine your relationship with money and each other: https://www.healthyloveandmoney.com/

Ed’s LinkedIn: https://www.linkedin.com/in/healthyloveandmoney/

Contact me at ed@healthyloveandmoney.com

Healthy Love & Money is a personal podcast meant for education and entertainment. It should not be taken as financial advice and is not prescriptive of your financial situation.

Money Habits You Didn’t Know You Inherited—and How They're Fueling Couples’ Fights with Dr. Shay Harris-Pierre

Tue, 01 Jul 2025 00:00:00 -0400

Key Takeaways:

• How does early financial socialization shape our adult relationship with money and identity?

• What role does self-awareness play in improving financial behavior and relational dynamics?

• How can families in business navigate overlapping personal and professional roles to maintain both healthy relationships and business success?

Key Timestamps:

(00:00) - Financial socialization

(08:30) - Financial therapy during the pandemic

(10:00) - The impact of early life experiences on money beliefs

(14:00) - Understanding the client’s financial narrative and identity

(20:00) - Addressing core identity issues through financial therapy

(22:00) - The metaphor of the inner well and emotional roots of behavior

(25:00) - The role of prenatal and early developmental influences

(27:00) - Importance of self-awareness in relationships and money

(30:00) - Family governance and its impact on business

(32:00) - Navigating multiple roles in family-owned businesses

Key Topics Discussed:

Healthy Love and Money, Ed Coambs, Charlotte North Carolina, Financial Therapy, Couples Financial Planning, Financial Intimacy, Money and Relationships, Financial Communication for Couples, Attachment Styles and Money, Financial Conflict Resolution, Therapy-Informed Financial Planning, Financial Trauma Healing, Financial Wellness for Couples, Financial therapy for Families, Money and mental health, Family business dynamics, Financial socialization, Self-awareness and money behavior

Mentions:

Website: https://www.harrispierreconsulting.com/

LinkedIn: https://www.linkedin.com/in/sharris-pierre

Mentions: Shades of Wealth Podcast

More of Healthy Love & Money:

Redefine your relationship with money and each other: https://www.healthyloveandmoney.com/

Ed’s LinkedIn: https://www.linkedin.com/in/healthyloveandmoney/

Contact me at ed@healthyloveandmoney.com

Healthy Love & Money is a personal podcast meant for education and entertainment. It should not be taken as financial advice and is not prescriptive of your financial situation.

Is Inheriting Money the Worst Way to Get Rich? with Myra Salzer

Tue, 17 Jun 2025 00:00:00 -0400

Key Takeaways:

• What are the hidden psychological and social challenges that inheritors face when managing significant wealth?

• How can inheritors develop self-worth and confidence when their financial independence wasn’t earned through traditional means?

Key Timestamps:

(00:00) - The fantasy vs. reality of inheriting wealth

(03:00) - Life expectations and responsibilities of inheritors

(05:00) - Gender differences in wealth support systems

(07:00) - Emotional challenges and self-esteem in wealthy heirs

(10:00) - Aligning net worth with self-worth

(13:00) - Navigating financial partnerships with fiscal unequals

(25:00) - Why inheritors need social and emotional support

(27:00) - Stages of inherited wealth development

Key Topics Discussed:

Healthy Love and Money, Ed Coambs, Charlotte North Carolina, Financial Therapy, Couples Financial Planning, Financial Intimacy, Money and Relationships, Financial Communication for Couples, Attachment Styles and Money, Financial Conflict Resolution, Therapy-Informed Financial Planning, Financial Trauma Healing, Financial Wellness for Couples, Inherited Wealth Challenges, Inheritor Financial Planning, Psychology of Money, Building Self-Worth With Wealth, Family Wealth Dynamics

Mentions:

Website: https://www.thewealthconservancy.com/

LinkedIn: https://www.linkedin.com/in/myra-salzer

Mentions: https://www.wayintowealth.com/

More of Healthy Love & Money:

Redefine your relationship with money and each other: https://www.healthyloveandmoney.com/

Ed’s LinkedIn: https://www.linkedin.com/in/healthyloveandmoney/

Contact me at ed@healthyloveandmoney.com

Healthy Love & Money is a personal podcast meant for education and entertainment. It should not be taken as financial advice and is not prescriptive of your financial situation.

What Do Great Sex & Healthy Finances Have in Common? with Angela Skurtu

Tue, 03 Jun 2025 03:00:00 -0400

Key Takeaways:

• How does our relationship with sex mirror our relationship with money—and why do both often feel like ticking emotional bombs?

• What role does communication and shared responsibility play in reviving intimacy and financial connection in long-term relationships?

• How can couples move beyond performance goals (like orgasm or saving) to enjoy the full journey of sexual and financial intimacy?

Key Timestamps:

(00:00) - Sex, money, and emotional taboos

(03:45) - Best friends who stop having sex

(05:30) - Why sex feels like a “bomb” in the room

(08:00) - Why money and sex both trigger fight-or-flight

(10:30) - Casual conversations about sex

(13:00) - Sexual play, orgasms, and how goals get in the way

(16:00) - Religion, shame, and how belief systems shape our sexual identities

(19:00) - Redefining sex as exploration, not performance

(25:00) - Money as playful math

(27:00) - Emotional and physical intimacy

(29:00) - The real skill behind great sex and strong finances

Key Topics Discussed:

Healthy Love and Money, Ed Coambs, Charlotte North Carolina, Financial Therapy, Couples Financial Planning, Financial Intimacy, Money and Relationships, Financial Communication for Couples, Attachment Styles and Money, Financial Conflict Resolution, Therapy-Informed Financial Planning, Financial Trauma Healing, Financial Wellness for Couples, Sex and money in relationships, Couples therapy for intimacy, Financial and sexual wellness, Overcoming shame around sex, Marriage and money communication tips

Mentions:

Website: https://openbedroomdoors.com/

LinkedIn: https://www.linkedin.com/in/angela-skurtu-01008822

More of Healthy Love & Money:

Redefine your relationship with money and each other: https://www.healthyloveandmoney.com/

Ed’s LinkedIn: https://www.linkedin.com/in/healthyloveandmoney/

Contact me at ed@healthyloveandmoney.com

Healthy Love & Money is a personal podcast meant for education and entertainment. It should not be taken as financial advice and is not prescriptive of your financial situation.

Why Your Partner’s Career Might Be Sabotaging Your Future (and How to Fix It) with Brooklyn Brock

Tue, 20 May 2025 12:18:00 -0400

Key Takeaways:

• How can dual-career couples create a "couple’s contract" to align their values, boundaries, and fears in both life and career decisions?

• Why is self-discovery essential for individuals and couples when navigating major career and financial transitions?

• How do entrepreneurs balance the emotional realities of business ownership with maintaining a healthy relationship and financial plan?

Key Timestamps:

(00:00) - Statistics on dual-career couples and early career challenges

(05:00) - Creating a “couple’s contract” for career and life decisions

(08:00) - The role of self-discovery in financial and relationship planning

(10:00) - Balancing entrepreneurship and personal life as a couple

(14:00) - Navigating individuation and renegotiating relationship roles

(17:00) - Double primary vs. double secondary career models

(20:00) - Importance of revisiting career and life expectations

(24:00) - Emotional impact of entrepreneurship on relationships

Key Topics Discussed:

Healthy Love and Money, Ed Coambs, Charlotte North Carolina, Financial Therapy, Couples Financial Planning, Financial Intimacy, Money and Relationships, Financial Communication for Couples, Attachment Styles and Money, Financial Conflict Resolution, Therapy-Informed Financial Planning, Financial Trauma Healing, Financial Wellness for Couples, Dual-career couples, Financial planning for entrepreneurs, Couples career balance, Self-discovery in relationships, Navigating career transitions together

Mentions:

Website: https://www.ellevateadvisors.com/

LinkedIn: https://www.linkedin.com/in/brooklynbrock

Mentions: ”Couples That Work" by Jennifer Petriglieri

More of Healthy Love & Money:

Redefine your relationship with money and each other: https://www.healthyloveandmoney.com/

Ed’s LinkedIn: https://www.linkedin.com/in/healthyloveandmoney/

Contact me at ed@healthyloveandmoney.com

Healthy Love & Money is a personal podcast meant for education and entertainment. It should not be taken as financial advice and is not prescriptive of your financial situation.

Financial Therapist Explains Why Your Childhood Shapes Your Finances with Lindsay Bryan-Podvin

Tue, 06 May 2025 00:00:00 -0400

Key Takeaways:

• How can financial therapy help people address the emotional side of money beyond traditional financial literacy?

• What makes group-based financial empowerment programs effective across diverse backgrounds and experiences?

• What should you consider when choosing a financial therapist, and how do you know if it's the right fit for your needs?

Key Timestamps:

(00:00) - The emotional weight of money conversations

(02:30) - Financial empowerment program

(09:00) - Program structure and future plans at CEW+

(16:00) - Transitioning from one-on-one work to group education

(22:00) - When financial therapy is the missing piece

(28:00) - The boundaries of financial vs. mental health support

(32:00) - The importance of cross-trained professionals

(34:00) - Encouragement for listeners to find support

(35:00) - How to bring up financial therapy with a partner

Key Topics Discussed:

Healthy Love and Money, Ed Coambs, Charlotte North Carolina, Financial Therapy, Couples Financial Planning, Financial Intimacy, Money and Relationships, Financial Communication for Couples, Attachment Styles and Money, Financial Conflict Resolution, Therapy-Informed Financial Planning, Financial Trauma Healing, Financial Wellness for Couples, Money and mental health, Financial empowerment workshops, How to find a financial therapist, Emotional side of money, University of Michigan

Mentions:

Website: https://www.mindmoneybalance.com/

LinkedIn: https://www.linkedin.com/in/lindsaybryanpodvin

More of Healthy Love & Money:

Redefine your relationship with money and each other: https://www.healthyloveandmoney.com/

Ed’s LinkedIn: https://www.linkedin.com/in/healthyloveandmoney/

Contact me at ed@healthyloveandmoney.com

Healthy Love & Money is a personal podcast meant for education and entertainment. It should not be taken as financial advice and is not prescriptive of your financial situation.

Financial Dysmorphia: Navigating Shame, Joy, and Judgment with Megan McCoy

Tue, 22 Apr 2025 03:00:00 -0400

Key Takeaways:

• How do imposter syndrome and gender roles shape our ability to accept success and manage money?

• What hidden dynamics impact couples when income, power, and emotional labor are unevenly distributed?

• How can financial professionals and therapists work together to help clients build healthier relationships with money and each other?

Key Timestamps:

(00:00) - Compliments vs. Accolades

(07:00) - The Psychology Behind Spending on Yourself vs. Others

(10:45) - Gender, Income, and the “Too Much Money” Problem

(17:20) - Reframing Couple Conflicts About Money

(21:45) - Rethinking Financial Self-Control

(25:30) - Hiding Wealth

(28:40) - Money Dysmorphia and the Million-Dollar Disconnect

(33:15) - Therapy Meets Financial Planning

(37:00) - You’re Not Broken—You’re Unpacking

Key Topics Discussed:

Healthy Love and Money, Ed Coambs, Charlotte North Carolina, Financial Therapy, Couples Financial Planning, Financial Intimacy, Money and Relationships, Financial Communication for Couples, Attachment Styles and Money, Financial Conflict Resolution, Therapy-Informed Financial Planning, Financial Trauma Healing, Financial Wellness for Couples, Financial therapy for couples, Megan McCoy, Gender and financial dynamics, Imposter syndrome and success, Navigating wealth and identity.

Mentions:

Website: https://www.hhs.k-state.edu/pfp/about/people/meganmccoy/

LinkedIn: https://www.linkedin.com/in/megan-mccoy-phd?original_referer=https%3A%2F%2Fwww.google.com%2F

More of Healthy Love & Money:

Redefine your relationship with money and each other: https://www.healthyloveandmoney.com/

Ed’s LinkedIn: https://www.linkedin.com/in/healthyloveandmoney/

Contact me at ed@healthyloveandmoney.com

Healthy Love & Money is a personal podcast meant for education and entertainment. It should not be taken as financial advice and is not prescriptive of your financial situation.

The Invisible Labor of Love: Couples Defining Contribution Beyond Income with Doug and Heather Boneparth

Wed, 09 Apr 2025 00:00:00 -0400

Key Takeaways:

• How do couples navigate ambition and financial roles within a relationship while maintaining mutual respect and balance?

• What challenges arise when transitioning from traditional career roles to shared entrepreneurship, and how do partners support each other through these shifts?

• How can couples continuously recalibrate their relationship and financial dynamics to reflect changing life circumstances and maintain equity?

Key Timestamps:

(00:00) - From college sweethearts to financial partners

(05:00) - Defining “collective ambition” in a marriage

(08:00) - Redefining masculinity and partnership in finances

(12:30) - Marriage isn’t a “set it and forget it” model

(14:00) - The invisible labor of love and money

(16:00) - Redefining contribution beyond income

(21:00) - Walking it out: conflict resolution on the move

(23:00) - The emotional toll of leaving corporate life

(33:00) - Letting go of the “conflict-free relationship” myth

(34:30) - Spotting when it’s time to switch roles

(38:00) - Financial recalibration in new life seasons

Key Topics Discussed:

Healthy Love and Money, Ed Coambs, Charlotte North Carolina, Financial Therapy, Couples Financial Planning, Financial Intimacy, Money and Relationships, Financial Communication for Couples, Attachment Styles and Money, Financial Conflict Resolution, Therapy-Informed Financial Planning, Financial Trauma Healing, Financial Wellness for Couples, Couples and money, Financial planning for millennials, Marriage and financial equity, Love and money podcast, Navigating money and relationships, Douglas and Heather Boneparth

Mentions:

Website: https://www.readthejointaccount.com/

Email: themergebook@gmail.com

More of Healthy Love & Money:

Redefine your relationship with money and each other: https://www.healthyloveandmoney.com/

Ed’s LinkedIn: https://www.linkedin.com/in/healthyloveandmoney/

Contact me at ed@healthyloveandmoney.com

Healthy Love & Money is a personal podcast meant for education and entertainment. It should not be taken as financial advice and is not prescriptive of your financial situation.

How We Blew $600K & The Hard Lessons We Learned From It with Price of Avocado Toast

Tue, 25 Mar 2025 03:00:00 -0400

Key Timestamps:

(00:00) - The Origin of 'Price of Avocado Toast'

(04:17) - The Pumpkin Muffin Story

(05:39) - Blowing Through $600,000

(10:15) - Destigmatizing Money Conversations

(14:38) - Healthy Communication Practices

(19:55) - Managing Sensitivity in Relationships

(24:16) - Redefining Masculinity and Vulnerability

(29:07) - Supporting Each Other's Growth

(34:28) - Evolving Financial Coaching Practices

(37:03) - Balancing Dreams and Reality

Key Topics Discussed:

Mentions:

Website: https://www.priceofavocadotoast.com/

Instagram: https://www.instagram.com/priceofavocadotoast

Mentions: Happy Money Happy Life by Jason Vitug

More of Healthy Love & Money:

Redefine your relationship with money and each other: https://www.healthyloveandmoney.com/

Ed’s LinkedIn: https://www.linkedin.com/in/healthyloveandmoney/

Contact me at ed@healthyloveandmoney.com

Healthy Love & Money is a personal podcast meant for education and entertainment. It should not be taken as financial advice and is not prescriptive of your financial situation.

Understanding the Emotional Cost of Wealth and Its Impact on Happiness with Derek Hagan

Fri, 21 Feb 2025 19:33:00 -0400

In this episode of the Healthy Love and Money Podcast, I’m honored to welcome back Derek Hagan, financial psychology expert and founder of Meaningful Money. We explore the deep emotional ties we have to money, the way wealth impacts identity, and the myths we carry about financial success. Derek shares his insights on why many people believe money will solve their problems, how financial decisions are influenced by subconscious beliefs, and why changing our money mindset is often harder than we expect.

Quotes:

“The best my life will ever be has already happened.” – Derek Hagan on a client’s struggle with financial loss and identity.

“We are always signaling something with money, whether we realize it or not.” – Derek Hagan

Key Moments:

⏳ [1:00] Derek’s realization about brain surgery and how it relates to financial psychology

⏳ [3:45] The myth of the “quick fix” in money therapy and why real change takes time

⏳ [7:30] The power of storytelling and the beliefs we carry about wealth

⏳ [12:00] A real-life client case study on spending, identity, and financial grief

⏳ [18:40] How our financial behaviors are often shaped by childhood experiences

⏳ [25:15] Why wealth doesn’t guarantee happiness and the emotional impact of sudden wealth

⏳ [32:10] The hidden ways we “signal” financial success and why it matters

⏳ [40:20] How financial stress distorts our perception of other people’s money situations

⏳ [47:05] Finding a healthy balance between external validation and intrinsic self-worth

Resources & Links:

🔗 Connect with Derek Hagan:

Website: Meaning.blog
LinkedIn: Derek Hagan
Twitter: @MoneyHealthGuy

📖 Recommended Books & Resources:

The Psychology of Money by Morgan Housel
Hardwiring Happiness by Rick Hanson
Strangers in Paradise by James Grubman

💡 Connect with Ed Coambs:

Website: Healthy Love and Money
Instagram: @HealthyLoveAndMoney
LinkedIn: Ed Coambs

Subscribe & Share

If you enjoyed this episode, don’t forget to subscribe and leave a review! Your support helps us continue bringing thoughtful conversations on financial and relational well-being. Share this episode with a friend, family member, or partner to spark meaningful money conversations.

Podcast Disclaimer

This podcast is for educational and informational purposes only and reflects my experiences as a financial therapist and Certified Financial Planner™. It is not a substitute for professional financial, legal, or mental health advice. Every person’s situation is unique, and I encourage seeking personalized guidance from a qualified professional.

Thank you for listening—remember, healthy love and money go hand in hand!

The Hidden Forces That Shape Your Money Mindset with Derek Hagan

Fri, 14 Feb 2025 19:29:00 -0400

In this episode of the Healthy Love and Money Podcast, I’m thrilled to welcome Derek Hagan, financial psychology expert and founder of Money Health Solutions. We dive into the hidden forces shaping our money mindset, how childhood experiences influence financial behaviors, and the powerful role of curiosity in personal and financial growth. Derek shares his journey from growing up in a low-income household to becoming an expert in financial decision-making and meaning-making.

Quotes:

“Money is more than numbers. It’s about what it means to us and how we interact with it.” – Derek Hagan

Key Moments:

[1:15] Derek’s early curiosity about life, meaning, and money
[5:45] Growing up with a scarcity mindset and how it shaped his financial outlook
[12:30] The invisible career paths in finance that many never learn about
[18:20] How financial planning decisions are often made under uncertainty
[25:10] Derek’s journey into the CFA® and CFP® world
[30:40] The realization that technical finance knowledge isn’t enough
[36:15] The turning point—discovering financial psychology and deep listening
[42:30] How curiosity leads to stronger relationships and better money decisions
[50:10] Practical tips for couples to improve financial communication

Resources & Links:

Connect with Derek Hagan:
Website: Money Health Solutions
LinkedIn: Derek Hagan
Twitter: @MoneyHealthGuy
Recommended Books & Resources:
Thinking, Fast and Slow by Daniel Kahneman
Your Money or Your Life by Vicki Robin & Joe Dominguez
The Psychology of Money by Morgan Housel

Connect with Ed Coambs:

Website: Healthy Love and Money
Instagram: @HealthyLoveAndMoney
LinkedIn: Ed Coambs

Subscribe & Share

If you enjoyed this episode, don’t forget to subscribe and leave a review. Share this episode with your friends, family, or partner to help us reach more people on their journey to financial and relational well-being. Let’s grow together!

Healthy Love & Money Podcast Disclaimer

This podcast is designed for educational and informational purposes only. The content shared here reflects my personal and professional experiences as a financial therapist and Certified Financial Planner™. It is not a substitute for professional financial, legal, or mental health advice specific to your situation.

While I aim to provide helpful insights, each individual and relationship is unique, and the topics discussed may not fully apply to your personal circumstances. I encourage you to seek personalized guidance from a qualified financial, legal, or mental health professional.

By listening to this podcast, you acknowledge and accept that neither I, Ed Coambs, nor the Healthy Love & Money Podcast is liable for any decisions or actions you take based on the content shared. Your financial and relational well-being are deeply personal, and I’m here to support your journey with compassion and care.

Thank you for listening, and remember: healthy love and money go hand in hand!

Turning Simple Actions into Lasting Fulfillment with Jordan Grumet

Fri, 07 Feb 2025 19:26:00 -0400

In this episode of the Healthy Love and Money Podcast, I welcome Dr. Jordan Grumet, hospice physician, financial expert, and author of The Purpose Code. We dive into the fundamental difference between meaning and purpose, how childhood narratives shape our life choices, and why many people struggle to feel “enough.” Jordan shares powerful insights on why purpose isn’t something you find—it’s something you build—and how small daily actions can create a fulfilling, purpose-driven life.

Quotes:

“Purpose is about action. It’s not something you find, it’s something you create.” – Jordan Grumet“You don’t become a runner by buying shoes. You become a runner by running.” – Jordan Grumet

Key Moments:

⏳ [1:00] Jordan’s journey from doctor to purpose-driven work

⏳ [3:40] How childhood experiences shape our understanding of meaning

⏳ [7:10] The difference between meaning (past stories) and purpose (present action)

⏳ [12:00] The trap of living out someone else’s version of success

⏳ [17:00] Why big, goal-based purpose often leads to anxiety

⏳ [22:30] How to shift from external validation to intrinsic fulfillment

⏳ [29:00] The power of “little P” purpose and daily joy

⏳ [35:10] Four techniques to discover your personal purpose anchors

⏳ [40:00] Why purpose should be built around actions, not just people

Resources & Links:

🔗 Connect with Jordan Grumet:

Website: JordanGrumet.com
Podcast: Earn & Invest
Books: Taking Stock and The Purpose Code
Substack: The Purpose Code

📖 Recommended Books & Resources:

The Purpose Code by Jordan Grumet
Taking Stock by Jordan Grumet
The Power of Meaning by Emily Esfahani Smith
Man’s Search for Meaning by Viktor Frankl

💡 Connect with Ed Coambs:

Website: Healthy Love and Money
Instagram: @HealthyLoveAndMoney
LinkedIn: Ed Coambs

Subscribe & Share

If you enjoyed this episode, don’t forget to subscribe and leave a review! Your support helps us bring meaningful conversations to help people build financial and relational well-being. Share this episode with a friend or loved one who is searching for clarity and purpose in their life.

Podcast Disclaimer

This podcast is for educational and informational purposes only and reflects my experiences as a financial therapist and Certified Financial Planner™. It is not a substitute for professional financial, legal, or mental health advice. Every individual’s situation is unique, and I encourage seeking personalized guidance from a qualified professional.

Thank you for listening—remember, healthy love and money go hand in hand!

Internal Family Systems & Financial Therapy with Tara Unverzagt

Fri, 31 Jan 2025 19:24:00 -0400

In this episode of the Healthy Love and Money Podcast, I welcome Tara Unverzagt, founder of South Bay Financial Partners and a fellow financial therapist. We explore Internal Family Systems (IFS) and how this groundbreaking therapeutic approach can help individuals and couples transform their financial relationships. Tara shares her journey of integrating IFS into her financial therapy practice, how understanding our "parts" can heal deep-seated money wounds, and why no part of us is bad—even the ones that sabotage our financial decisions.

Quotes:

“There are no bad parts—just parts that need to be heard.” – Tara Unverzagt“Our financial behaviors are shaped by our internal ‘parts,’ and when we listen to them with compassion, we can make lasting changes.” – Tara Unverzagt

Key Moments:

⏳ [1:00] Tara’s journey into financial therapy and Internal Family Systems

⏳ [3:30] The shift from “fixing” money problems to embracing all parts of ourselves

⏳ [7:15] The power of scaffolding vs. enabling in family financial decisions

⏳ [12:00] How attachment theory influences our financial behaviors

⏳ [17:30] Everyday money conflicts—how a simple comment about crumbs turned into a deep realization

⏳ [22:00] The spender-saver dynamic and how IFS helps couples navigate financial differences

⏳ [28:40] Understanding financial anxiety and how it’s often rooted in childhood experiences

⏳ [33:00] The deep connection between money, identity, and self-worth

⏳ [40:10] Why financial planning should be about understanding emotions, not just numbers

Resources & Links:

🔗 Connect with Tara Unverzagt:

Website: South Bay Financial Partners
LinkedIn: Tara Unverzagt
Instagram: @SouthBayFinancialPartners

📖 Recommended Books & Resources:

No Bad Parts by Richard Schwartz
The Body Keeps the Score by Bessel van der Kolk
Wired for Wealth by Brad Klontz

💡 Connect with Ed Coambs:

Website: Healthy Love and Money
Instagram: @HealthyLoveAndMoney
LinkedIn: Ed Coambs

Subscribe & Share

If you found this episode insightful, subscribe and leave a review! Your feedback helps us continue sharing meaningful conversations on financial and relational well-being. Share this episode with a friend or partner who may benefit from learning how IFS can improve their financial and emotional life.

Podcast Disclaimer

This podcast is for educational and informational purposes only and reflects my experiences as a financial therapist and Certified Financial Planner™. It is not a substitute for professional financial, legal, or mental health advice. Every individual’s situation is unique, and I encourage seeking personalized guidance from a qualified professional.

Thank you for listening—remember, healthy love and money go hand in hand!

Finding Freedom in Money and Life with George Kinder

Fri, 24 Jan 2025 19:21:00 -0400

In this episode of the Healthy Love and Money Podcast, I have the extraordinary privilege of welcoming George Kinder, the father of Life Planning and author of The Seven Stages of Money Maturity. George has been a pioneer in integrating psychology, philosophy, and finance, helping people move beyond numbers and into true financial freedom. Today, we discuss his new book, The Three Domains of Freedom, and how financial planning can become a tool for self-discovery, personal liberation, and societal transformation.

Quotes:

"Your life is yours. It’s not your partner’s, your boss’s, your kids’. True freedom comes when you claim it." – George Kinder“Each moment is yours. If you’re not free now, when will you be?” – George Kinder

Key Moments:

⏳ [1:10] George shares his journey from traditional finance to life planning

⏳ [5:30] How he learned from the best therapists in Boston—and applied it to financial planning

⏳ [9:40] Why listening and inspiration are the two most powerful tools in financial planning

⏳ [15:20] Overcoming financial trauma by focusing on the future instead of being stuck in the past

⏳ [19:00] The magic question financial planners should ask their clients

⏳ [23:45] How couples can fall in love again by supporting each other’s dreams

⏳ [28:15] The illusion of competition in marriage—and why collaboration is the key to financial success

⏳ [34:30] George introduces his new book: The Three Domains of Freedom

⏳ [38:45] Why this is the most exciting time in human history for transformation

⏳ [44:00] How we can create a sustainable, just, and humane civilization

Resources & Links:

🔗 Connect with George Kinder:

Website: GeorgeKinder.com
Book: The Three Domains of Freedom
Life Planning: Kinder Institute of Life Planning

📖 Recommended Books:

The Seven Stages of Money Maturity by George Kinder
The Three Domains of Freedom by George Kinder
A Golden Civilization and The Map of Mindfulness by George Kinder

💡 Connect with Ed Coambs:

Website: Healthy Love and Money
Instagram: @HealthyLoveAndMoney
LinkedIn: Ed Coambs

Subscribe & Share

If this episode inspired you, subscribe and leave a review! Your support helps us continue sharing conversations that transform financial and relational well-being. Share this episode with a friend, partner, or financial professional who wants to find more freedom in money and life.

Podcast Disclaimer

This podcast is for educational and informational purposes only and reflects my experiences as a financial therapist and Certified Financial Planner™. It is not a substitute for professional financial, legal, or mental health advice. Every individual’s situation is unique, and I encourage seeking personalized guidance from a qualified professional.

Thank you for listening—remember, freedom starts with you!

Marriage, Budgeting, and Monarch with Rachel Lawrence

Fri, 17 Jan 2025 19:18:00 -0400

In this episode of the Healthy Love and Money Podcast, I sit down with Rachel Lawrence, a financial planner and the Head of Advice and Planning at Monarch Money. Rachel has an incredible personal journey with money that shaped her passion for financial planning and cash flow management. She shares her insights on how couples can collaborate around money, eliminate shame from budgeting, and use tools like Monarch Money to make financial conversations smoother.

Quotes:

“Money isn’t just about numbers—it’s about emotions, relationships, and identity.” – Rachel Lawrence

“You don’t have to be perfect with money to make progress. The goal is to make it work for your life.” – Rachel Lawrence

Key Moments:

⏳ [1:10] Rachel shares her personal journey with money and why she named her firm "Reverie Wealth"

⏳ [5:20] Why Rachel wants to impact millions of people with financial planning

⏳ [8:30] How Monarch Money is changing the way couples collaborate on cash flow

⏳ [10:00] The best budgeting tip for couples: Tagging transactions to avoid money fights

⏳ [12:50] How Monarch Money saves couples time in financial conversations

⏳ [15:30] Why blended families and financial planning go hand in hand

⏳ [17:00] The historical and societal impact on financial struggles, especially for women and marginalized groups

⏳ [19:50] Rachel’s deep dive into money trauma and personal growth

⏳ [25:10] How growing up in a financially unstable household shaped Rachel’s career

⏳ [28:30] The intersection of money, shame, religion, and identity

⏳ [35:00] The importance of financial authenticity and why personal finance is never one-size-fits-all

⏳ [38:30] How financial planning needs to recalibrate with life’s changing priorities

Resources & Links:

🔗 Connect with Rachel Lawrence:

Website: Reverie Wealth
Monarch Money: Monarch Money
Instagram: @RachelFP
LinkedIn: Rachel Lawrence

📖 Recommended Resources:

The Body of Money by Gayle Colman
The Psychology of Money by Morgan Housel
Monarch Money – A Game-Changer for Couples

💡 Connect with Ed Coambs:

Website: Healthy Love and Money
Instagram: @HealthyLoveAndMoney
LinkedIn: Ed Coambs

Subscribe & Share

If this episode resonated with you, subscribe and leave a review! Help us reach millions of people by sharing this episode with someone who is navigating money, relationships, and financial intimacy.

Podcast Disclaimer

This podcast is for educational and informational purposes only and reflects my experiences as a financial therapist and Certified Financial Planner™. It is not a substitute for professional financial, legal, or mental health advice. Every individual’s situation is unique, and I encourage seeking personalized guidance from a qualified professional.

Thank you for listening—your financial and relational growth starts here!

Relationship Dynamics & Financial Intimacy with Adam Kol

Fri, 10 Jan 2025 10:34:00 -0400

In this episode of the Healthy Love and Money Podcast, I sit down with Adam Kol, a financial coach, mediator, and author of the newly released book Financial Intimacy for Couples. Adam is passionate about helping couples bridge the gap between money and relationships, teaching them how to talk openly about finances, resolve conflicts, and make empowered financial decisions together. If you and your partner have ever struggled with different financial habits or expectations, this episode is for you!

Quotes:

“Financial intimacy isn’t about how you structure your accounts—it’s about the meaning, conversations, and agreements beneath those decisions.” – Adam Kol

“Healthy money conversations help couples feel like a team—not adversaries.” – Adam Kol

Key Moments:

⏳ [1:00] Adam shares his journey into couples financial coaching and why financial intimacy is critical

⏳ [4:30] The debate over separate vs. joint finances—why the conversation matters more than the account structure

⏳ [6:50] Money agreements evolve over time—your financial setup isn’t permanent!

⏳ [8:20] How childhood money beliefs and personal experiences shape our financial behaviors in relationships

⏳ [10:00] Why most couples don’t start off as a financial team—and how to get there

⏳ [12:40] The importance of financial empathy in marriage and partnerships

⏳ [14:20] How to navigate financial conflicts without blame or shame

⏳ [16:50] The power of interactive repair—how couples can heal from money disagreements

⏳ [18:30] How Adam’s book, Financial Intimacy for Couples, helps partners create healthy, open, and honest financial communication

⏳ [22:00] Why giving your partner Adam’s book without context is NOT the best approach (and what to do instead!)

⏳ [27:10] Overcoming financial anxiety, shame, and past money wounds

⏳ [32:40] How savers and spenders can learn to understand and appreciate each other

Resources & Links:

🔗 Connect with Adam Kol:

Website: Couple’s Financial Coach
Instagram & Socials: @CouplesFinancialCoach
Email: adam@couplesfinancialcoach.com
📖 Book: Financial Intimacy for Couples (Amazon)

📖 Recommended Resources:

Financial Intimacy for Couples by Adam Kol
The Psychology of Money by Morgan Housel
Attached by Amir Levine & Rachel Heller (for understanding relationship dynamics)

💡 Connect with Ed Coambs:

Website: Healthy Love and Money
Instagram: @HealthyLoveAndMoney
LinkedIn: Ed Coambs

Subscribe & Share

If this episode resonated with you, subscribe and leave a review! Help us spread the message of financial intimacy by sharing this episode with a friend or partner.

Podcast Disclaimer

This podcast is for educational and informational purposes only and reflects my experiences as a financial therapist and Certified Financial Planner™. It is not a substitute for professional financial, legal, or mental health advice. Every individual’s situation is unique, and I encourage seeking personalized guidance from a qualified professional.

Thank you for listening—your journey to financial intimacy starts here!

Financial Clarity and Retirement Reimagined with Dan Haylett

Thu, 26 Dec 2024 01:00:00 -0400

“I think people who are retiring now are first-generation retirement rebels.”

Dan Haylett joins our host Ed Coambs from across the pond in today’s episode. A sports enthusiast turned investment expert, Dan’s sharing a treasure trove of insights about the power of empathy in the world of financial planning.

Dan kicks things off talking about his unique journey from the cricket fields to navigating the complex emotional and psychological aspects of retirement planning. As the host of the top 50 podcast, Humans vs Retirement, Dan explains the need for a human-first approach in financial planning. He’s a big believer in looking past traditional methods to address the deep-rooted emotions tied to money management.

Dan also discusses the evolving role of financial planners as holistic advisors who go beyond spreadsheets and how great strides have been made to simplify complex retirement decisions for the average person. He talks about the nuances of financial therapy and how subtle shifts in language can profoundly impact client perceptions for the better!

Finally, Dan gives his thoughts on the impact of the UK's healthcare system and inheritance tax on people’s financial decision-making. With the full belief that retirement needs a rebrand, he’s sharing how we can thrive in today’s world as "first-generation retirement rebels!”

Key Topics:

Dan’s Journey From Sportsman to Retirement Specialist (00:00)
First-Generation Retirement Rebels (10:56)
Financial Planning Beyond Spreadsheets! (16:45)
Framing the Money Conversation in Today’s World (25:05)
The Two Questions You Need to Answer Before Retiring (33:48)
The Impact of the UK’s Healthcare System on People’s Financial Decisions (36:48)
What to Know About the UK’s Inheritance Tax System (41:16)

Resources:

Connect with Healthy Love and Money:

Schedule your free 30-minute Healthy Love and Money Discovery Call Today.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

Transforming Financial Conflicts into Relationship Growth with Dr. Brad Klontz

Thu, 19 Dec 2024 10:09:00 -0400

“And I think one of the opportunities in having a close relationship with someone, it doesn't have to be marriage, is they’re sort of a mirror for your relationship with money.”

Our host, Ed Coambs, welcomes Dr. Brad Klontz, a pioneer in financial psychology and therapy, for an engaging discussion on navigating money matters in relationships. They explore the common challenges couples face when aligning their financial perspectives and emphasize the importance of honest communication. Reflecting on personal experiences and societal attitudes, they debunk the myth that a conflict-free financial discussion equals a healthy relationship, highlighting how disagreements can foster growth. They also challenge the notion that marriage is a poor financial decision by presenting statistics that show married individuals often have higher net worth.

Ed and Brad examine the complex relationship between emotions and money. Personal anecdotes reveal how financial fears often originate from childhood experiences, creating subconscious scripts that influence adult relationships. Listen in as they explore how partners can act as mirrors, reflecting financial behaviors and beliefs, leading to personal growth and healing when approached openly. This episode underscores the potential for mutual understanding and development through shared financial insights and experiences.

Ed and Dr. Klontz also discuss the intricacies of money dynamics within relationships, including how financial anxieties and different spending habits can impact partnerships. They encourage couples to confront financial realities together, taking ownership of their financial destinies. By understanding each partner's financial background and emotional experiences with money, couples can transform conflicts into opportunities for connection and healing. Don't miss this insightful conversation that offers practical guidance for achieving healthy love and money.

Key Topics:

Welcome, Dr. Brad Klontz! (00:00)
Harsh Truths About Money and Relationships (03:27)
The Importance of Communicating About Money in Relationships (05:19)
Understanding Normative Male Alexithymia (07:59)
The Emotional Connection between Money and Relationships (11:43)
The Role of Partners in Financial Well-being and the Concept of Locus of Control (19:31)
Practical Exercises for Improving Financial Communication in Relationships (35:56)
The Impact of Empathy and Compassion in Financial Discussions (36:49)
The Role of Interdependence in Financial Success (40:47)
Wrap-Up and Reminder to Check out Brad’s New Book (42:27)

Resources:

Brad’s New Book: Start Thinking Rich!

Connect with Healthy Love and Money:

Schedule your free 30-minute Healthy Love and Money Discovery Call Today.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

The Art of Financial Conversations and Neurodiversity with New Team Member Dr. Christine Hargrove

Thu, 12 Dec 2024 01:00:00 -0400

“Sometimes, ‘good enough’ is good enough. You don’t have to be extreme. In fact, extreme is so confining. Those things that are the most rigid are most susceptible to complete collapse. Building in flexibility can sometimes make things sustainable over time.”

New Healthy Love and Money team member Dr. Christine Hargrove joins our host Ed Coambs to share her unique approach to financial therapy through the lens of neurodiversity.

Walking us through her unique journey from religious studies to becoming a pioneer in financial therapy, Dr. Hargrove walks us through her experiences working with individuals and families affected by ADHD.

Achieving breakthroughs in people’s financial lives requires an understanding of diverse money mindsets and a willingness to get personal, in order to navigate financial stress more effectively. She contrasts the often rigid advice of mainstream financial influencers with the adaptable strategies of empathy-focused financial therapists like herself.

Christine and Ed also get into the emotional impact of financial trauma, using her personal experiences from the 2008 financial crash to illustrate how economic events can shape your personal identity and family dynamics, for better or worse. Recognizing and bridging the gap between financial intentions and behaviors between your relationships, she says, promotes not only understanding, but also positive reinforcement within yourself.

Finally, Dr. Hargrove speaks on the concept of proactive relationship wellness. She encourages couples to seek guidance early to manage financial stress more effectively, which of course allows them–and even their kids–to enjoy healthier, more fulfilling relationships with money.

Key Topics:

Dr. Hargrove’s Inspiring Career Journey (00:00)
Why We Get Intimidated to Talk About Money (11:43)
How Dr. Hargrove’s Own Relationship with Money Has Changed Over the Years (16:10)
Facing Our Shame Around Our Financial Struggles (28:25)
How Financial Stress Impacts Our Kids in Their Formative Years (32:56)
Working with Couples as a Financial Therapist (40:17)
Why We Shouldn’t Overly Focus on Consequence and Accountability (48:50)
Dr. Hargrove’s Parting Words of Wisdom (53:53)

Connect with Healthy Love and Money:

Schedule your free 30-minute Healthy Love and Money Discovery Call Today.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

Navigating Love, Money, and Faith with Dr. Preston Cherry

Thu, 05 Dec 2024 01:00:00 -0400

“Feelings plus finances equal flourishing. Then, there are stories in your statements, and those stories inform your strategy.”

Our host Ed Coambs sits down with Dr. Preston Cherry, a financial wellness expert, and personal friend whose new book, "Wealth in the Key of Life: Finding Your Financial Harmony," challenges everything you thought you knew about love and money. Ed and Preston share personal stories and practical examples, like travel planning, to demonstrate how aligning financial goals can deepen connections and enhance your partnerships.

Curious about how to transform potentially toxic financial discussions into constructive conversations? They explore this and more, breaking down the barriers often faced when emotions and finances intersect, examining the importance of curiosity and adaptability in dialogue, and ensuring discussions remain open and honest. By fostering an environment that embraces both analytical and metaphorical thinking, the aim is to equip you with the tools to nurture flourishing relationships through healthy financial conversations.

Finally, Ed and Preston contemplate the relationship between religion, faith, and financial prosperity. Is wealth inherently negative, or can it reflect spiritual alignment? Our guest challenges this narrative, urging reflection and gratitude for financial opportunities as divine interventions. All this and more in this episode of Healthy Love and Money!

Key Topics:

Navigating Financial Intimacy and Communication (00:00)
Frameworks for Financial Conversations (05:36)
Overcoming Financial Conflicts and Building Trust (19:16)
Faith, Religion, and Financial Wellbeing (29:13)
The Role of Listening and Asking Questions in Financial Conversations (36:53)
Wrap-Up and Resources (39:29)

Resources:

Connect with Healthy Love and Money:

Schedule your free 30-minute Healthy Love and Money Discovery Call Today.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

Building Financial Foundations with New Team Member Mary Lou Daly

Thu, 28 Nov 2024 01:00:00 -0400

Financial planning isn't just about numbers; it’s about understanding the behavioral aspects that come into play.

Welcome to this exciting episode of the Healthy Love and Money Podcast, where our host, Ed Coambs, introduces Mary Lou Daly as a new addition to the team. With over 15 years of experience in technical financial planning and accounting, Mary Lou brings a wealth of knowledge to the table. She joins the podcast today to explore the intersection of financial planning and psychology, highlighting how communication plays a crucial role in managing wealth, especially for couples. Together, Ed and Mary Lou aim to assist individuals who are navigating the complexities of wealth accumulation and financial anxieties by merging technical expertise with an understanding of client psychology.

They discuss the intricate dynamics of money conversations within relationships and their impact on marital satisfaction. The episode underscores the importance of personalized approaches to financial planning, tailored to individual and couple dynamics. The conversation also sheds light on the challenges couples face, from minor irritations to significant control issues, and the crucial role of financial therapy in bridging the gap between sound financial advice and practical implementation.

Listen in as Ed and Mary Lou explore the importance of balancing present and future financial planning, and how envisioning our future selves can motivate effective financial preparation. They discuss the complexities of financial upbringing, family dynamics, and the emotional flashpoints that shape our financial beliefs and behaviors. Mary Lou’s enthusiasm and expertise are the perfect addition to the Healthy Love and Money team!

Key Topics:

Financial Intimacy and Communication Challenges (00:00)
Initial Impressions and Financial Planning Approach (02:20)
Challenges of Financial Communication in Marriage (06:31)
Financial Planning Tools and Techniques (11:25)
Behavioral Financial Planning and Financial Therapy (19:51)
The Role of Financial Planners and CPAs (21:53)
Financial Planning for Different Life Stages (22:08)
The Impact of Financial Planning on Relationships (22:25)
The Importance of Financial Education and Awareness (28:24)
Final Thoughts and Excitement for the Future of the Healthy Love and Money Team! (45:19)

Connect with Healthy Love and Money:

Schedule your free 30-minute Healthy Love and Money Discovery Call Today.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

Navigating Money's Emotional Landscape with Khara Croswaite Brindle

Thu, 21 Nov 2024 01:00:00 -0400

“Emotions drive money decisions all day, every day. If we can normalize that for clients and listeners, it resonates deeply for a lot of us.”

Step into the world of financial therapy with our host, Ed Coambs, and Khara Croswaite Brindle, a leading voice in this rapidly growing field. Khara uncovers the emotional undercurrents that shape our financial decisions, urging us to recognize and embrace the "gray" areas where logic often takes a backseat to emotions. Through insights into frameworks like the Enneagram and attachment theory, Ed and Khara explore how understanding our emotional responses can lead to better money management and financial intimacy.

Ed and Khara dig into how money influences everyday decisions, from the mundane to the monumental. Khara shares personal anecdotes that illustrate the complex dance between perceived value and actual quality, especially in the context of therapy and professional services. They also tackle the often tricky territory of setting professional rates, reminding us that the price tag isn't always an indicator of quality, and how financial therapy can aid in untangling these nuanced threads.

Their discussion also shines a light on the personal journey therapists must embark on to serve their clients more effectively. Khara emphasizes the importance of self-awareness and supervision in maintaining a balanced therapeutic stance. To help listeners on their path to financial well-being, she introduces a practical workbook designed to guide you through the complexities of your own financial beliefs. Let's challenge those preconceived notions about wealth and nurture healthier financial mindsets together.

Key Topics:

The Role of Emotions in Financial Decisions (00:00)
The Impact of Financial Therapy (08:10)
The Importance of Values in Financial Decisions (12:41)
The Framework of Financial Therapy (15:25)
Emotional Neutrality in Financial Decisions (36:19)
The Impact of Media and Cultural Influences on Financial Beliefs (38:38)
Practical Tools and Resources for Financial Therapy (44:46)
Final Thoughts and Advice for Listeners (46:23)

Resources:

Croswaite Counseling PLLC

Connect with Healthy Love and Money:

Schedule your free 30-minute Healthy Love and Money Discovery Call Today.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

Understanding Financial Trauma and Cultural Dynamics with Rahkim Sabree

Thu, 14 Nov 2024 01:00:00 -0400

“Financial trauma is not something that you can take a magic pill for; but, you can certainly become trauma-informed.”

In what ways can childhood experiences predict your financial future? Join our host Ed Coambs as he uncovers the hidden layers of financial trauma with Rahkim Sabree, a pioneering expert in financial therapy!

Rahkim does a deep dive into how early observations of our parents' financial habits profoundly influence our money mindset as adults. Ed and Rahkim navigate the convoluted web of cultural pressures and a culture of consumerism that shape our financial self-worth, and discuss how the mistrust of financial tools, like credit or life insurance, can echo throughout our lives.

Financial trauma, according to Rahkim, is “any instance observed or experienced that has a negative impact on the way you view, interact with, or believe about, money.”

Have you ever felt judged for your financial choices or struggled with the societal expectations tied to your bank account? Rakhim encourages us to become hyper-aware of the different communities in our life—whether religious, familial, or professional—and really see how each shapes our relationship with money.

They also compare the often misleading promises of financial influencers to those of the diet industry, as well as the relationship between financial trauma and generational trauma. Rahkim reminds us that we need a trauma-informed approach to financial healing. He and Ed discuss how bringing the “language” of therapy down the Earth can demystify trauma and help people recognize and overcome deeply ingrained fears, such as the fear of debt.

Ultimately, by aligning personal values with financial goals, Rahkim encourages us to move beyond black-and-white thinking and embrace a nuanced understanding of financial decision-making so we can experience true healing and take back the reins of our financial destiny!

Key Topics:

Defining “Financial Trauma” (02:08)
Why Many People Are Reluctant to Engage with Financial Institutions (06:15)
The Financial Tug-of-War Between Different Communities (11:05)
Generational Trauma and the Road to Financial Healing (20:22)
Using “Value Audits” and “Financial Boundaries” to Heal Trauma (31:55)
Attachment Theory and Financial Trauma (40:53)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

The Power of Understanding Your Money Emotions with Ellen Rogin

Thu, 07 Nov 2024 01:00:00 -0400

“I had a light bulb come off: why aren't we talking about people's financial strengths and balancing that and not just looking at what they're not good at?”

What if your relationship with money was as significant as any personal relationship in your life? This episode promises to unravel the mysteries of financial intimacy as our host Ed Coambs chats with Ellen Rogin. As a New York Times best-selling author and a former financial advisor, Ellen uncovers how recognizing and nurturing our financial strengths can lead to healthier money management. Together, Ed and Ellen explore the often-overlooked emotional aspects of finances, emphasizing how past experiences and societal influences shape our financial behaviors and beliefs. Ellen shares her unique insights on integrating emotional and psychological perspectives into financial planning, creating a holistic approach emphasizing communication and connection with partners.

Imagine treating money as a dear friend rather than a neglected partner. This episode highlights the metaphorical relationships we have with money, likening it to our personal relationships. Ellen shares an extraordinary experience from a workshop where she discovered her ability to deliver intuitive messages related to money, transforming how participants understand their financial states. They delve into the intriguing dynamics of money mindsets, discussing attachment styles and how they affect financial decision-making. By achieving a relaxed state, individuals can foster better financial relationships, making informed decisions that are in tune with their emotional needs.

This episode is a heartfelt invitation to nurture your relationship with money, embracing love, abundance, and deeper financial intimacy.

Key Topics:

Financial Strengths and Balancing Skills (00:00)
The Impact of Family History on Financial Decisions (03:55)
The Role of Intuition on Financial Decisions (06:26)
The Four-Square Framework for Understanding People and Money (16:02)
Communication in Financial Decisions (16:31)
The Role of Financial Advisors and Self-Advocacy (28:05)
The Journey to Financial Intimacy (28:22)
The Practical Benefits of Understanding Financial Personalities (36:39)
The Role of Intuitive Money Readings (36:53)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

Your Money Story: Exploring Empathy, Power Dynamics, and Financial Intimacy with Jillian Knight (pt. 2)

Thu, 31 Oct 2024 01:00:00 -0400

"Empathy not just opens the door to understanding money behaviors but also transforms financial shame into a powerful tool for healthier decision-making."

Can empathy be the missing link in transforming your relationship with money? Our host Ed Coambs jumps into part two of this conversation with Jillian Knight as she shares her insights on deconstructing your money story to forge a stronger relationship with your spouse!

She’s going beyond traditional financial advice–espoused by the likes of Dave Ramsey–towards a nuanced understanding that marries emotional intelligence with money management. Jillian explains how empathy can dismantle financial shame, paving the way for greater openness and healthier financial choices between spouses.

They also take a closer look at how our personal history shapes our financial decisions. Jillian guides us through the process of crafting a money story and timeline–a powerful tool for individuals and couples to decode their financial behaviors. By visualizing systemic influences on personal financial beliefs, we shift the narrative from self-blame to understanding the broader societal structures at play. It’s an exercise that illustrates how our financial challenges are often rooted in experiences beyond our control.

Finally, Ed and Jillian explore the realm of financial intimacy within relationships, addressing power dynamics and the influences of past experiences. They discuss the importance of creating a safe space for vulnerability, where partners can openly share their financial journeys!

Key Topics:

Reflections on the Financial Therapy Association Conference (01:50)
Why Empathy and Curiosity Are Key to Helping Clients Navigate Their Relationship with Money (04:57)
Exercises to Help Clients Explore Their Relationship with Money (13:26)
Giving Couples a Safe Space to Share Their Money Story (22:03)
The Physiology and Psychology of Safety (32:27)
How Lack in Your Personal Money Story Impacts Family Dynamics (39:34)
Regulating Your Nervous System (42:06)

Resources:

Her Financial Therapy

Connect With Healthy Love and Money:

Schedule your free 30-minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
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How to Live a Debt-Free Life (without following the Dave Ramsey plan) with Jillian Knight (pt. 1)

Thu, 24 Oct 2024 01:00:00 -0400

Our host, Ed Coambs sits down with fellow Financial Therapist Jillian Knight of Her Financial Therapy to talk about her eye-opening journey to financial freedom. The challenges she faced on her road to being debt-free offer a ton of insights into the power of open communication between spouses and the dark truth about mainstream money management programs.

"Navigating student loans without a financial roadmap was daunting, but it ultimately led me to discover the transformative power of combining therapy with financial guidance."

As with many people, Jillian's financial awakening began when she realized the gravity of her student loan burden and her lack of financial education after getting married. With nowhere to go but up, she talks about how she fought through the sense of isolation and overwhelm she felt while paying down her debt, with the guidance of financial expert Dave Ramsey.

"Rigid financial systems can impose moral judgments and hierarchies that hinder personal growth; recognizing these barriers is essential for fostering a healthier relationship with money."

Over time, she and her husband became disillusioned with Ramsey and the shame-based culture prevalent in many similar overly rigid financial programs.

"Evolving social dynamics, like the pandemic and movements for racial justice, have reshaped my approach to money management, underscoring the need to balance financial goals with self-care and emotional health."

But it was really when significant recent events, particularly the pandemic and the Black Lives Matter movement, that led Jillian and her husband to break away entirely from Dave Ramsey and chart their own road to being debt-free–a road that values tolerance and flexibility above all else.

She hopes that her unique path to redefining financial therapy inspires others to walk their own journey with intention and empathy!

Key Topics:

From Performing Arts to Financial Therapy (03:07)
Why Most People Don’t Realize How Extensive Their Student Loans Are (08:30)
Spending Dynamics in the Household (10:12)
Why the Saver/Spender Stereotypes Are Harmful (15:14)
The Danger of Rigid Financial Programs (21:43)

Resources:

Her Financial Therapy

Connect With Healthy Love and Money:

Schedule your free 30-minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

From Assumptions to Affirmation in Financial Talks with Dr. Sonya Lutter

Thu, 17 Oct 2024 01:00:00 -0400

"We think we need more money to be happy, but in reality, we just need those people to talk with and count on and feel connected with."

Did you know that money-related arguments between married couples are the most predictive of divorce compared to any other type of conflict?

Our host Ed Coambs sits down with financial therapist Dr. Sonya Lutter to unpack this uncomfortable truth and how couples can take steps to masterfully navigate financial challenges of all kinds. Sonya draws from over two decades of research and marriage counseling. When she’s not speaking onstage or working with clients, she’s teaching at Texas Tech University as the Director of the Financial Health and Wellness program.

"If I'm more stressed, the people around me become more stressed. Our brains are wired to pick up on each other's emotional states."

Ed and Sonya kick things off talking about the power of open communication regarding money and role expectations as early as possible in a relationship. Sonya shares how unspoken assumptions and unmet expectations can silently brew conflict, even without overt arguments. She explains why it’s so important not just to have regular conversations with your spouse, but also to seek professional support on your financial wellness journey.

"While we might believe we're in complete control of ourselves, much of our behavior is instinctive and triggered by external stimuli."

They also explore the connection between financial anxiety and family dynamics. Sonya discusses how the fight-or-flight response influences our interactions and responsibilities as adults and parents. Finally, she and Ed touch on the magic of co-regulation (versus codependency), through which partners can support each other in managing stress.

Key Topics:

Why Couples Get Stuck Around Money (02:37)
Why Conflict is Not Restricted to Yelling at Each Other (06:27)
Focusing on the Thing and Not the Person (10:32)
Defining “Physiological Stress” and the Power of “Co-Regulation” (14:18)
What Triggers Financial Anxiety? (19:37)
Why Relationships Matter (22:57)
Attachment Theory and Meeting Needs (29:10)
Scheduling Financial Conversations with Your Spouse (32:10)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

From Control to Harmony in Family Finances with Elizabeth Hand

Thu, 10 Oct 2024 01:00:00 -0400

“If we allow ourselves that place of full expression, I have it that more goodness happens in the world because people are not bound, and we actually continue that interdependence long term.”

Imagine a mother on the cusp of gifting money to her daughter, grappling with the emotional and financial strings that come attached. That’s just one example in our host Ed Coambs’ conversation with Liz Hand from Pleasant Wealth. Together, they navigate the murky waters of financial decision-making and the profound concept of financial intimacy. They challenge the notion of right or wrong in financial choices, urging listeners to embrace a mindset that fosters personal freedom.

Relationships and money have always been a tangled web, and Ed and Liz pull back the layers using vivid (and possibly hunger-inducing) metaphors like a seven-layer cake and a burger-burrito analogy. They discuss the intricate dynamics between aging parents and their adult children, diving into the emotional ties that bind financial responsibilities.

Financial planning amidst uncertainty is akin to setting off on a voyage of self-discovery. Ed and Liz explore stories of diligent savers who, despite reaching financial independence, hesitate to embrace the fruits of their labor. Influenced by what Liz calls the "Midwestern money mindset," these tales resonate far beyond regional borders, speaking to a universal struggle with financial security. In wrapping up, Ed extends an invitation to reflect on these insights, encouraging listeners to journal and share their experiences, creating a community where healthy love and financial well-being are cultivated together.

Key Topics:

Exploring Full Human Expression and Financial Intimacy (00:00)
The Complexity of Financial Decisions (07:09)
The Role of Personal Values and Relationships (09:53)
The Burger and Burrito Analogy (10:42)
The Importance of Self-Reflection and Experimentation (22:52)
The “Midwestern Money Mindset” (23:30)
The Role of Empathy and Personal Growth (29:55)
The Journey of Writing and Self-Discovery (33:47)
The Importance of Experiencing Joy with Money (34:03)
Invitation to Self-Reflection and Personal Growth (34:55)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

The Neuroscience Behind Financial Intimacy with Dr. Oliver Schnusenberg

Thu, 03 Oct 2024 01:00:00 -0400

“In neuromarketing, those companies are smarter than we are. They know how to exploit this stuff, so now they know how to get us to do things. The more that we can understand that the better, and the more that we can understand our own decision-making, the better.”

Curious about how your brain influences financial decisions? Our host Ed Coambs welcomes Dr. Oliver Schnusenberg, a pioneer in the fusion of neuroscience, behavioral finance, and financial therapy. From hospitality management to behavioral finance, Dr. Schnusenberg shares his intriguing journey and provides a fresh perspective on financial planning by emphasizing the importance of empathy and compassion, aiming to create a more holistic approach for clients.

Ed and Dr. Schnusenberg also shed light on the power of neuroplasticity and its role in shaping financial behaviors. Discover how intentional changes in thoughts and actions can transform neural pathways over time. Inspired by the work of Joe Dispenza, they discuss practical grounding techniques and the necessity of repetition in therapy to cultivate new financial mindsets. The conversation challenges conventional financial planning, advocating for more personalized and effective strategies that adapt to the unique needs of each individual.

They unravel the intricate connections between fear, addiction, and relationships, and how these factors can impact financial decisions. Dr. Schnusenberg delves into the concept of neuromarketing and its exploitation of the brain's reward systems, urging the importance of understanding these mechanisms. They also touch on the role of emotional availability in developmental growth, emphasizing the significance of human interaction and awareness in nurturing healthier relationships and decision-making. Tune in for an episode that promises to expand your understanding of the mind's influence on money and love.

Key Topics:

Understanding Decision-Making and Financial Therapy (00:00)
Exploring Behavioral Finance and Neuroscience (03:23)
Neuroplasticity and Financial Therapy (07:42)
The Role of Neuroscience in Financial Therapy (14:20)
Understanding Addiction and Marketing (20:07)
Attachment Theory and Relationships (25:08)
Neuroception and Theory of Mind (30:22)
Wrap-Up and Call to Action (34:30)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

Breaking The Emotional Legacy with Fern Schumer Chapman (pt 2)

Thu, 26 Sep 2024 01:00:00 -0400

“You have to let go of the anger, and this may be the hardest part of it all, because you have to face your own feelings and accept that you do not want this to eat you alive for the rest of your life.”

How do you reconcile with a sibling who has become a stranger? In this captivating episode, our host Ed Coambs is joined again by Fern Schumer Chapman, the insightful author of "Brothers, Sisters, Strangers." Fern delves into the complex dynamics of sibling estrangement and reconciliation, drawing on her personal experiences with Holocaust trauma. She shares how her mother's harrowing escape from Nazi Germany cast long shadows over their family life. Get ready to learn about the profound healing that comes from sharing these stories and the emotional relief it brings when past traumas are openly acknowledged.

Ed and Fern also unpack the unique parenting patterns within Holocaust survivor families, laying bare the psychological impacts of extreme trauma, favoritism, and memorial children. Fern's poignant anecdotes reveal how children in these families often become parentified, prematurely taking on adult responsibilities. Their discussion sheds light on the intricate interplay between identity and inherited trauma, providing a deeper understanding of how these factors shape subsequent generations.

Ed and Fern continue their conversation on navigating sibling estrangement and the arduous road to reconciliation. The Hicks Dignity Model offers a pathway through genuine listening and empathy, but they also emphasize the importance of acknowledging when a relationship is beyond repair. Setting boundaries with toxic individuals is crucial, and sometimes walking away is the healthiest option. All this and more in this episode of Healthy Love and Money.

Key Topics:

Sibling Estrangement and Reconciliation (00:00)
Impact of Holocaust Trauma on Family Life (02:53)
Healing Through Storytelling and Witnessing (06:54)
Memorial Children and Parentified Children (11:16)
Sibling Estrangement and Parental Responsibilities (29:40)
Empathy and Listening in Reconciliation (30:04)
Boundaries and Toxic Relationships (32:38)
Fern Schumer Chapman’s Work and Resources (35:29)

Resources:

FernSchumerChapman.com

Connect With Healthy Love and Money:

Schedule your free 30-minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
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Sibling Estrangement and Managing Family Trauma with Fern Schumer Chapman (pt 1)

Thu, 19 Sep 2024 01:00:00 -0400

“In many ways, sibling estrangement is like mourning the living.”

After witnessing firsthand the heartache of fractured sibling relationships, journalist Fern Schumer Chapman embarked on a journey to understand and heal family estrangement–in her own life and those of others.

Our host Ed Coambs chats with Fern as she shares her deeply personal experiences and professional insights from her book, Brothers, Sisters, Strangers: Sibling Estrangement and the Road to Reconciliation. As the daughter of a Holocaust refugee, her story brings a unique and poignant perspective to this often misunderstood issue, shedding light on how trauma can ripple through generations.

“Sibling estrangement is an expression of a family system.”

Fern guides us through the different types of estrangement, from physical separation to emotionally distant relationships, and brings up the difficult question of whether reconciliation is even possible. Emotions run deep as they address the feelings of unlovability and failure that often accompany estrangement, and talk about the cultural barriers that prevent open discussion of these difficult topics.

“If you shut down the relationship here and now, you’re not just affecting this relationship. You’re affecting this generation and possibly the next.”

Aging and life transitions can also complicate sibling dynamics, often bringing hidden tensions to the surface during moments of crisis, such as parental illness or inheritance disputes. Ed and Fern analyze risk factors like narcissism, mental health challenges, and political differences that can strain sibling bonds.

Fern asks us to never forget the value of strong foundational relationships, offering guidance and hope for those navigating the rocky terrain of sibling estrangement.

Key Topics:

Why Fern Writes on Sibling Estrangement (02:51)
Defining “Family System” (05:05)
Sibling Estrangement Risk Factors (07:11)
Defining “Sibling Estrangement” (8:26)
Navigating the Estrangement-Reconciliation Cycle (17:22)
How Your Children’s Behavior May Trigger Your Own Fears and Insecurities (24:22)
Other Sibling Estrangement Risk Factors (26:11)

Resources:

FernSchumerChapman.com

Connect With Healthy Love and Money:

Schedule your free 30-minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

The Power of Motivational Interviewing in Healthy Love and Money with Christine Miles

Thu, 12 Sep 2024 15:13:00 -0400

“If somebody's emotionally activated, then we can't do the problem-solving and the logical thinking that we know is needed in the financial planning world.”

Can a shift in conversation style transform lives? Our host Ed Coambs sits down with Christine Miles, a licensed clinical social worker, and expert in motivational interviewing (MI). Christine uncovers the incredible power of MI and how this groundbreaking technique helps people stuck or struggling to make pivotal changes. Ed and Christine discuss how MI isn’t just for therapy—it’s a versatile tool used in financial planning, real estate, addiction therapy, and healthcare. Christine shares the fascinating origins of MI, created by Stephen Rollnick and William Miller, and its foundational role in fostering effective and supportive communication.

Have you ever wondered why some expert advice just doesn’t seem to stick? Christine explains the importance of understanding a client's readiness for change and how a supportive communication style can prevent resistance and disengagement. Christine emphasizes the need for promoting autonomy and how a non-confrontational approach can lead to better outcomes. By adopting MI principles such as acceptance, compassion, and curiosity, professionals can create environments that encourage meaningful and thoughtful decision-making.

Ed and Christine explore the emotional complexities in financial decision-making and how moral beliefs and the autonomic nervous system play a role. Christine illustrates how MI can help navigate these emotional responses, making space for logical problem-solving and better financial planning. Take a moment after the episode to reflect on your own journey toward financial intimacy, and don't forget to share this insightful conversation with others who might benefit.

Key Topics:

Welcome, Christine Miles! (00:00)
The Origins and Principles of Motivational Interviewing (04:50)
Directive vs. Motivational Communications Styles (06:46)
Emotions in Financial Planning (11:15)
The Importance of Trust in Financial Advising (36:14)
The Stages of Change in Motivational Interviewing (40:54)
Further Benefits of Motivational Interviewing (43:51)

Resources:

MICenterForChange.com

Connect With Healthy Love and Money:

Schedule your free 30-minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

The Emotional Side of Financial Growth with Elle and Reagan Pugh

Thu, 05 Sep 2024 01:00:00 -0400

“When you can have someone who's not your partner point out to you what’s [actually] going on, man, you get to wake up, and it's really more fun when you’re awake.” -Reagan

What if our deepest emotional patterns are secretly sabotaging our financial stability? Join our host Ed Coambs for a poignant conversation with his clients Reagan and Elle Pugh, a dynamic couple dedicated to navigating the complexities of personal and relational development.

They unravel their journey of self-discovery and relationship enhancement through the transformative power of the Enneagram, illuminating how understanding these patterns has reshaped their approach to life and finances. Their candid discussions provide valuable insights into overcoming ingrained behaviors and fostering transparent, growth-oriented financial conversations.

To truly achieve financial intimacy, couples must navigate the emotional undercurrents that often accompany money matters. Reagan and Elle’s experience offers a masterclass in transforming these sensitive conversations into opportunities for growth and connection.

By working with Ed and his therapy-informed approaches, and fostering open communication, Reagan and Elle illustrate how to make financial discussions both enjoyable and productive. Don’t miss this episode of Healthy Love and Money which explores the profound impact of financial collaboration and the strides towards creating a shared vision of abundance.

Key Topics:

Elle and Reagan’s Journey with Money and Personal Growth (00:00)
The Role of Therapy and the Enneagram in Their Relationship (04:25)
Reagan’s Book “Too Emotional” and Its Journey (06:01)
Financial Struggles and Overcoming Debt (16:01)
The Importance of a Guide in the Financial Journey (21:17)
Emotions and Financial Decisions (22:26)
The Role of Play and Celebration in Financial Health (41:04)
Final Thoughts on Financial Intimacy (46:04)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

Balancing Love and Money: A Couple's Tale with Joey & Elizabeth Loss

Thu, 29 Aug 2024 01:00:00 -0400

“Being a practicing financial planner does not absolve me from, you know, silly attachments that don't make financial sense.”

What does it take to foster true financial intimacy in a relationship? Listen in as our host Ed Coambs unravels the journey of Joey Loss, a fellow financial planner, and Elizabeth Loss, who works in the nonprofit sector, as they navigate the complexities of financial harmony. From their early days of dating to their recent marriage and the birth of their daughter, their story is a testament to the power of mutual respect, open communication, and shared values.

In this episode, Joey and Elizabeth open up about the pivotal moments that shaped their financial partnership. They recount how even their first date watching a Jacksonville Jaguars game subtly set the stage for future money conversations. From Joey’s leap into entrepreneurship to the emotional decision to sell the cherished Jeep, the couple candidly discusses how they merged their financial lives. Their approach to financial planning has been both incremental and organic, allowing them to manage significant transitions without losing sight of their relational harmony.

What makes their story truly inspiring is how they balance living for today with saving for the future. Joey and Elizabeth share heartfelt anecdotes about valuing experiences over material possessions, the importance of investing in relationships, and maintaining financial transparency. As they reflect on their journey, they offer invaluable insights for couples looking to deepen their financial intimacy and foster a stronger, more understanding relationship. Tune in to learn how you can apply these principles to your own life and set the foundation for a financially harmonious partnership.

Key Topics:

How Joey and Elizabeth met and Their Story (02:28)
First Major Financial Conversions and Navigating Transitions (07:04)
Balancing Financial Security and Relational Experiences (18:07)
The Role of Emotional Attachment in Financial Decisions (30:38)
Building Financial Intimacy (38:44)
Joey’s and Elizabeth’s Future Aspirations (39:00)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

The Key to Financial Peace: Expert Bookkeeping with Vonmarie Thomas

Thu, 22 Aug 2024 01:00:00 -0400

“I think that we focus on these metrics that don't mean anything. My metric is, am I able to travel the way I want? And I have the numbers for that.”

On this episode of the Healthy Love and Money, our host Ed Coambs welcomes Vonmarie Thomas, a passionate bookkeeper and accountant who turned her fascination with clean financial management into a thriving career. Vonmarie takes us on a journey, sharing her admiration for Warren Buffett and the invaluable lessons learned from her family's financial struggles and triumphs after emigrating from the Dominican Republic. Her story is not just about numbers; it's a tribute to resilience and the inspiration to help others achieve financial peace.

Money and emotions often go hand in hand, especially when it comes to taxes. Vonmarie emphasizes the importance of providing comfort and practical advice to clients who feel overwhelmed. Through relatable anecdotes and solid guidance, Ed and Vonmarie explore how addressing financial concerns, no matter how delayed, can unlock new freedoms and empower individuals to pursue their life goals. The conversation aims to demystify financial crises, showing that they are often more manageable than they appear.

From making timely tax payments to avoiding all-or-nothing thinking, Vonmarie's insights are a treasure trove for anyone looking to understand their financial standing better. Ed and Vonmarie highlight the indispensable role of bookkeepers and accountants, demonstrating how their expertise can convert financial chaos into clarity and organization, ultimately contributing to both personal and business success.

Key Topics:

Vonmarie’s Journey into Bookkeeping and Accounting (01:24)
Challenges and Solutions in Bookkeeping (03:49)
Organizing Financial Records and Staying on Top of Bookkeeping (16:16)
Overcoming Financial Anxiety and Celebrating Small Wins (19:15)
The Importance of Estimated Tax Payments (23:43)
Financial Transparency in Relationships (33:02)
Wrap-Up and Working with Vonmarie (35:51)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

Mastering Money Mindset Behavior with Chad Hufford

Thu, 15 Aug 2024 01:00:00 -0400

“We try to fix the financial vehicle without fixing the driver. So that's why, to me, mindset, behavior is so important. Until we change as individuals, giving ourselves a faster portfolio is not going to work, so we as investors have to become better investors, and then worry about finding better investments.”

Our host Ed Coambs welcomes Chad Hufford of Veritas Alaska to the Healthy Love and Money Podcast. Ed and Chad shed light on why you must become a savvy investor before chasing the next big opportunity. They underscore that financial success stems from disciplined habits and effective coaching.

Reflecting on Chad's homeschooling experience in the eighties, they illustrate the critical balance between education and execution. By drawing parallels between physical fitness and financial health, the discussion highlights the virtues of discipline, patience, and continuous effort. You'll discover why having a robust financial blueprint is essential for connecting your current actions with future goals, steering clear of the pitfalls of hasty decisions and overambitious plans.

Tackling the often-overlooked issue of financial stress and shame, Chad's insights normalize open money conversations. Ed and Chad discuss the significance of attaching meaning and purpose to financial goals, introducing Chad’s book, "Forging Financial Freedom," which champions mindset shifts in wealth building. This episode will guide you to foster healthier financial attitudes and build a life of meaningful wealth.

Key Topics:

Welcome, Chad Hufford! (01:35)
Lifelong Learning and the Connection between Physical Fitness and Financial Discipline (02:19)
Balancing Education and Execution in Financial Planning (07:21)
Personal Finance and Future Planning (12:57)
How Shame and Fear Impact Financial Decisions (17:46)
Normalizing Conversations about Money and Personal Finance (19:52)
Regaining Control of Finances for a Better Life (25:25)
The Importance of Mindset in Wealth-Building and Financial Independence (29:49)
Wealth, Relationships, and Mindset with a Financial Advisor (34:57)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

Financial Harmony: Epigenetics and Family Imprints in Relationships with Johanna Lynn

Thu, 08 Aug 2024 16:38:00 -0400

“Let me get curious instead of furious. Help me understand.”

What if your financial habits were not just personal quirks but reflections of deep-seated family imprints? Our host Ed Coambs sits down with Johanna Lynn, founder of the Family Imprint Institute, as they uncover the profound connection between financial behaviors and familial and cultural backgrounds. Johanna's expertise in epigenetics offers a unique lens to understand how early childhood experiences and unresolved family issues shape our money habits and partner choices. Her mantra of "getting curious rather than furious" provides a powerful tool for maintaining open and productive financial dialogues within relationships.

Ed and Johanna explore how family imprints can unconsciously influence our financial decisions and how recognizing these patterns can lead to healthier relationship dynamics. Johanna shares practical insights into how unmet needs and emotional deficits from childhood translate into our financial self-worth as adults. The conversation illuminates the importance of self-awareness and reflective practices in transitioning from reactive to intentional financial behaviors.

Navigating financial values in relationships can be a complex journey, but Johanna offers practical solutions and communication strategies to address these differences. This episode invites you to reflect on your own financial journey and embrace the concept of financial intimacy, offering valuable insights for personal growth and healthier relationships.

Key Topics:

Welcome Johanna Lynn! (01:32)
Epigenetics and its Impact on Financial Patterns and Relationships (04:09)
How Family Dynamics Shape Financial Behaviors and Decisions (09:37)
How Childhood Experiences Shape One’s Relationship with Money (14:34)
Managing Money Differences in Relationships (29:34)
Understanding Money DNA and its Impact on Relationships (36:31)

Resources:

Johanna Lynn Online

Connect With Healthy Love and Money:

Schedule your free 30-minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

Unlocking Financial Intimacy: The Role of Attachment Theory with Eli Harwood

Thu, 01 Aug 2024 11:44:00 -0400

“It can be simultaneously true that our parents did the best they could with what they had, and that we inherited insecure attachment patterns from them because that's what they had, and that those inherited patterns have caused us some pain, dysregulation, grief, loss in our lives, and so the blame is not on the parent. It’s on the pattern.”

When life gives you unresolved traumas and childhood emotional wounds, how can you rebuild your capacity for love and financial intimacy? Our host Ed Coambs sits down with Eli Harwood, affectionately known as the "Attachment Nerd,” who shares her personal expedition from discovering attachment theory through her own therapy sessions to becoming a sought-after therapist and social media educator. Eli provides a candid account of how understanding our inherited attachment patterns can be a pivotal step toward emotional healing and making sense of our default emotional settings.

Eli and Ed take us on a journey through the long and transformative process of healing attachment patterns. They reflect on the impact of childhood experiences and parental influence on our emotional and relational lives. By exploring these foundational aspects, they uncover how these early attachments shape our future relationships, coping mechanisms, and even our approach to money.

Ed and Eli also address the crucial role of parenting in fostering secure attachments and emotional resilience in children. Eli shares practical parenting strategies that don't project our own coping mechanisms onto our kids but instead empower them to handle life's challenges with confidence. Connecting these insights to financial stress, they demonstrate how our early attachment patterns influence our financial behaviors and attitudes. All this and much more inside this special episode of Healthy Love and Money!

Key Topics:

Welcome, Eli Harwood! (01:21)
Attachment Theory and Personal Growth through Reflection and Action (06:00)
Blame Lies with the Pattern, not the Parent(s) (12:09)
How Childhood Experiences Shape Adult Emotional Coping Mechanisms (18:19)
Attachment Theory and its Impact on Money Experiences and Behaviors (24:50)
Introversion and Attachment Patterns (30:35)
Parenting and Attachment Theory, Showing Up, Listening, and Lighting Up (37:02)
How Family Dynamics Impact End-Of-Life Care and Estate Planning (42:02)
Secure Attachment and its Impact on Financial Intimacy (46:39)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

Embracing Impermanence: Navigating Mortality and Financial Planning with Catherine Durkin Robinson

Thu, 25 Jul 2024 01:00:00 -0400

“Nobody goes into these conversations looking forward to them, but at the end, there is a reduction in fear. There is a reduction in anxiety. 100% of the time, my clients and their families have said, This is not nearly as bad as I thought it was going to be.”

Have you ever considered how embracing impermanence can lead to a more fulfilling life and a peaceful end-of-life experience? Our host Ed Coambs has a conversation with Catherine Durkin Robinson of Anitya Doula Services, a compassionate death doula who guides individuals through their final journey with grace and dignity.

Ed and Catherine discuss the importance of preparing for end-of-life conversations to alleviate emotional and financial burdens on loved ones. Catherine shares invaluable advice on pre-planning post-death arrangements and documenting medical care preferences. Catherine says, “Our aim is to help families focus on what truly matters during times of grief, reducing stress and avoiding costly mistakes.”

Ed and Catherine also explore the intricate relationship between mortality and financial planning. Catherine offers her wisdom on navigating discomfort around death, emphasizing that acknowledgment is the first step toward acceptance. They discuss how previous experiences with loss shape our financial decisions and the importance of open discussions to prevent tragic outcomes. Don't miss this heartfelt discussion that promises to reshape your perspective on life, death, and money.

Key Topics:

Welcome, Catherine Durkin Robinson! (01:35)
Death Planning and Financial Implications (07:09)
Death, Dying, Fears, and Ways to Cope (14:08)
Mortality and Financial Planning, the Fear of Not Having Enough (21:49)
End-of-Life Options (26:11)
Death and Money, Acknowledging Grief (36:56)

Resources:

Anitya Doula Services

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Breaking Money Silence: Transforming Financial Relationships with Kathleen Burns Kingsbury

Thu, 18 Jul 2024 01:00:00 -0400

“So in that moment, we discovered, wow, we have different thoughts and beliefs about money, and we were raised very differently around money, and we also can have humor around this. So that was the first time we started to act like a team.”

Breaking the silence on money could transform your relationships forever. Our host Ed Coambs sits down with Kathleen Burns Kingsbury, a former banking professional turned money psychology counselor, to explore the profound impact of financial conversations on personal connections. Kathleen shares her inspiring journey and the hurdles she overcame, including her struggle with an eating disorder, to help others navigate their financial lives. This episode emphasizes the importance of financial intimacy and unveils practical strategies for fostering healthy money conversations with your partner.

Discover how personal histories and money personalities shape our financial behaviors, as Ed and Kathleen recount personal experiences and the varying ways individuals cope with financial loss. Kathleen's poignant insights shine a light on the crucial role of validating personal pain and understanding one's money personality to build stronger, more compassionate financial relationships.

From addressing traditional gender roles to empowering women in corporate environments, this episode tackles mixed messages around financial motivations. Through compelling anecdotes and professional wisdom, learn how to recognize and nurture different money personalities within a marriage, transforming potential conflicts into opportunities for growth. This episode is packed with essential tips and heartfelt stories designed to empower you on your journey to financial well-being.

Key Topics:

Breaking Money Silence (01:53)
Kathleen’s Journey from Banking to Counseling Psychology to Financial Psychology (03:50)
Money Trauma, Financial Psychology, and Personal Growth (07:43)
Eating Disorders and Their Connection to Money Issues (13:56)
Money Management and Empowerment for Women (19:09)
Gender Roles and Money Management (23:00)
Understanding and Empathy in Personal Finance and Relationships (28:29)
Financial Planning and Coaching for Women (35:36)
Money Psychology and Financial Therapy with a Professional Coach (40:04)
Wrap-Up and Reaching Out (47:15)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-minute Discovery Call About Therapy-Informed Financial Planning™.
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Empowering Child-Free Wealth with Dr. Jay Zigmont

Thu, 11 Jul 2024 01:00:00 -0400

“We're saying, all right, how about you go follow your dreams. How about you quit that job you hate, even though you're going to make less money at another job. Go make the change. It is very rewarding. It is also very hard, because the standard of mental models fight against it.”

In this episode of Healthy Love and Money, our host Ed Coambs welcomes Dr. Jay Zigmont of Childfree Wealth. Jay shares his fascinating journey from healthcare and academia into the world of financial planning, specifically catering to the unique needs of childfree individuals. Ed and Jay explore how traditional financial advice often overlooks this significant portion of the population and discuss the importance of reprogramming financial strategies to align with a childfree lifestyle.

Ed and Jay highlight the concept of the "life script" and the importance of helping clients design their lives first, then aligning their finances to support those personal goals. This conversation emphasizes prioritizing meaningful life experiences over traditional financial goals that may not resonate with childfree individuals.

They also explore the critical aspects of long-term care planning for childfree individuals, the importance of having power of attorney and a will, and the significant financial impact of being single. This episode is packed with valuable information for anyone interested in understanding the unique financial planning needs of the childfree community and encourages listeners to reflect on their own financial and life decisions.

Key Topics:

Welcome, Dr. Jay Zigmont! (01:45)
Financial Planning for Childfree Individuals, Challenges, and Reprogramming Standard Models (02:33)
Alternative Family Structures and Societal Pressures to Conform to the Traditional Life Script (08:13)
Personalized Financial Planning for Childfree Individuals and Couples (12:53)
Community Building for Childfree People (14:58)
Common Mistakes and Challenges in Financial Planning for Childfree People (19:07)
Long-term Care Planning for Childfree People (29:33)
Wrap-Up and Jay’s Parting Advice (35:48)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
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Blended Family Harmony: Communication, Co-Parenting, and Financial Strategies with Mikel Van Cleve

Thu, 04 Jul 2024 01:00:00 -0400

“I can’t emphasize enough with blended families, you are going to have differences and you’re going to have things that you work through, and there’s a healthy way to work through it, and there’s an unhealthy way.”

What happens when you blend two families, each with its unique dynamics and histories? Our host Ed Coambs sits down with Mikel Van Cleve, a PhD student at Texas Tech University who focuses on blended families and financial planning. Mikel shares both his academic insights and personal journey of merging his family with his wife Heather, each bringing two children from previous relationships. They discuss the essential role of communication and explore strategies for managing different parenting styles and co-parenting with exes.

Ever thought about the financial complexities of blended families? Marrying someone often means factoring in their financial history, including obligations like alimony or child support. Mikel’s real-life anecdotes illuminate how ongoing changes, like an ex-spouse's remarriage, can impact the family system, making the need for clear communication and adaptable strategies all the more critical.

From setting boundaries to navigating favoritism and conflicts, Ed and Mikel’s conversation offers a roadmap for creating harmonious relationships. They touch on the vital need for tailored estate planning to ensure fair inheritance and explore the emotional landscape that accompanies these financial decisions. Whether you're part of a blended family or just curious, this episode provides invaluable insights into fostering a nurturing environment for everyone involved.

Key Topics:

Mikel’s Blended Family Story (02:27)
Financial Management in Blended Families (04:20)
Challenges and Strategies for Blended Families (10:49)
Legal Rights around Blended Families (15:57)
Estate Planning for Blended Families (20:47)
Understanding Blended Families’ Unique Dynamics with Your Financial Planner (26:35)
Blended Families and the Dangers of Favoritism (31:34)
The Importance of Open Communication in Blended Families (37:05)
Strategies for Growth in Blended Families (43:58)

Resources:

Mikel Van Cleve on LinkedIn

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Balancing Love and Taxes with Hannah Cole (pt 2)

Thu, 27 Jun 2024 01:00:00 -0400

“Perfection is not a standard that can be met, but improvement absolutely is. Know that the IRS doesn't expect you to be perfect. The IRS mandate is to collect the substantially correct amount of tax, not the exact amount.”

Managing taxes can be an emotional rollercoaster, especially when one partner is self-employed. In this part 2 episode, Hannah Cole from Sunlight Tax joins again to share her journey, filled with stressful moments and heated arguments, all stemming from her initial lack of tax knowledge. She and Ed debunk the myth of tax perfection and focus on the importance of continual learning and improvement, particularly for freelancers who grapple with tracking profits and losses. Discover how couples can achieve financial harmony by understanding each other's financial responsibilities and the unique pressures faced by the primary breadwinner.

Freelancers and sole proprietors often find themselves lost in a maze of tax complexities. Many stumble into freelancing and are suddenly expected to master bookkeeping and tax management. Hannah reveals practical tips on the appropriate levels of bookkeeping and the tools to use based on the scale of one's business. This conversation empowers freelancers to manage their finances with confidence and avoid common pitfalls.

Financial transparency between spouses is critical, especially when dealing with joint tax returns and the nuances of self-employment taxes. Hannah and Ed dive into the different fee structures of financial advisors and the necessity of estimated quarterly taxes for freelancers. Hannah’s insights demystify the tax process and provide actionable advice for alleviating tax-related anxiety. Listen in for a revealing discussion that will help you take control of your financial well-being and foster a healthier financial relationship with your partner.

Key Topics:

Taxes, Financial Intimacy, and Couples’ Knowledge Gaps (02:18)
Financial Management for Small Businesses: Profits and Losses, Owner’s Compensation, and Equity (04:42)
Accounting for Freelancers and Small Businesses (11:59)
Financial Literacy, Bookkeeping, and Gender Dynamics in Personal Finance (16:42)
Financial Advisor Fees and Transparency (25:54)
Joint Tax Returns and Financial Transparency in Marriage (29:22)
Quarterly Tax Payments (34:04)
Wrap-Up and Parting Wisdom: Aim for Improvement, Not Perfection (39:02)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
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Empathy and Taxes: A New Approach with Hannah Cole (pt 1)

Thu, 20 Jun 2024 01:00:00 -0400

“I think you need to hold space and have empathy for yourself, about looking at it [taxes] and attempt to look at it as information and as neutral, even though you're probably going to have these stories that swirl in your head.”

How can understanding taxes strengthen your marriage? Our host Ed Coambs tackles this intriguing question alongside Hannah Cole, an artist turned tax educator. Hannah's journey from shying away from the business and taxes side of things to becoming a beacon of support for self-employed individuals is nothing short of inspiring. You’ll find yourself nodding along as Ed and Hannah discuss the common feelings of judgment from tax professionals and the vital role empathy plays in making money conversations less awkward and more productive.

Facing the emotional turbulence of tax season can be daunting, especially within the context of a marriage. Hannah helps us navigate this rocky terrain by shedding light on the vulnerability and shame many feel when revealing personal financial details. Ed and Hannah reflect on the need for a more human-centered design. By emphasizing the importance of relational support and empathy, the aim is to alleviate the anxiety often accompanying financial discussions and improve mutual understanding between partners.

Hannah and Ed also explore the concept of financial innocence and the idea of money as a neutral tool. They discuss practical advice on understanding self-employment tax, paying estimated quarterly taxes, and the consequences of neglecting these responsibilities. The discussion touches on the psychological and moral development necessary for a balanced perspective on money and the importance of confronting deep-seated fears about feeling broken or flawed. Tune in next week for a continuation of this rich, informative discussion designed to make financial conversations more approachable, empathetic, and productive.

Key Topics:

Welcome, Hannah! Taxes, Artistry, and Financial Intimacy (02:03)
Importance of True Understanding for Personal and Business Growth (04:27)
Design Flaws in the Tax System (12:40)
Taxes, Representation, and Financial Literacy (16:50)
Tax Responsibility and Challenges for Married Couples (22:01)
Money Agency and its Impact on Financial Decision-Making (27:49)
Psychological and Moral Factors Behind Money (32:28)
Tax Debt, Empathy in Accounting, and Avoiding Scams (37:31)
Tax Fears, Comfort, and Growth with a Tax Professional (43:27)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
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From Financial Conflicts to Harmony: Financial Intimacy with Traci Williams

Thu, 13 Jun 2024 01:00:00 -0400

“Financial intimacy is as important as physical, romantic intimacy. It is as important and it takes a lot of vulnerability being able to trust another person to see what you have and what you don't have, and to still accept you and love you for that. That requires so much vulnerability.”

Get ready to transform your understanding of financial harmony in relationships! Our host, Ed Coambs, and fellow Financial Therapist Dr. Traci Williams share their wealth of knowledge on addressing financial conflicts within couples. You'll be equipped with actionable insights on why it’s crucial to understand each other's financial backgrounds and experiences before diving into budgeting. Traci explains how emotional and psychological factors play a pivotal role in financial decision-making, and why empathy and open communication are essential in resolving conflicts.

Ever wondered how your past trauma might be affecting your ability to plan for the future? Dr. Williams enlightens us on the importance of connecting with our future selves and the profound impact childhood trauma can have on this ability. Discover various therapeutic approaches to healing past wounds and why there's no one-size-fits-all solution. From envisioning future stages of life to focusing on personal growth, you'll find strategies to aid in your journey toward a healthier financial and emotional future.

Learn the critical importance of discussing finances early in relationships and identifying red flags that could jeopardize financial harmony. Dive into practical ways to align family values with financial decisions, and how to engage family members, even young children, in meaningful conversations about values and priorities. This episode is packed with essential advice to foster stronger family bonds and financial well-being.

Key Topics:

Understanding Each Other’s Money Perspectives (01:17)
Manage Conflict by Taking Breaks, Remembering Positive Aspects of Each Other (05:36)
Connecting with Future Self, Healing Childhood Trauma, and Taking Action toward Your Desired Future (16:09)
Financial Intimacy and Vulnerability in Relationships (22:27)
Financial Therapy and the Connection to Personal Finance, Relationships, and Trauma (29:23)
Navigating Hard Financial Decisions in Relationships (34:32)
The Values Around a Financial Therapist (41:35)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
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Reimagining Your Money Mindset with Jennifer Calder

Thu, 06 Jun 2024 01:00:00 -0400

“Money can feel like this thing that we just can’t touch because it causes too much distress. I like to point out how their thinking might be causing some of those distressful feelings.”

What if reframing your beliefs about money could transform your relationships and well-being? Our host Ed Coambs chats with fellow Financial Therapist Jennifer Calder. From her early career in international development to her vital work in domestic violence support, Jennifer's journey is a testament to the power of addressing money-related stress in therapy. She uncovers how financial intimacy can be a cornerstone of healthier relationships and shares personal anecdotes from her childhood in a wealthy community that reveal how financial issues can touch anyone, regardless of economic status.

Money, shame, and empowerment are deeply connected. Jennifer provides actionable strategies to reduce money-related shame by understanding the psychological underpinnings of financial decisions. She also discusses common money scripts, especially among those in helping professions, and how these scripts influence attitudes toward wealth and self-worth.

Ed and Jennifer reveal the intricate skills therapists use, such as active listening and pacing, to foster effective financial communication. They examine how cultural and religious beliefs shape our financial behaviors and the impact of family dynamics on money conversations. Jennifer emphasizes the critical role of self-awareness for both clients and financial professionals in creating meaningful financial plans. All this and much more in this episode of Healthy Love and Money!

Key Topics:

Jennifer’s Professional Journey (01:57)
Money Shame, Financial Therapy, and How it Helps People Make Better Decisions (09:17)
Pacing, Silence, and Feedback in Therapy Sessions and the Impact on Client Outcomes (19:43)
Money Scripts, Genograms, and Their Impact on Financial Planning and Therapy (34:53)
Money Mindset and its Impact on Financial Well-being (41:45)

Resources:

MoneyMindsetConsulting.com

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
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Mastering Financial Flexibility: Sustainable Budgeting Tips with Natalie Taylor

Thu, 30 May 2024 01:00:00 -0400

“Boundaries are an important part of budgeting, but so is flexibility. And the more humans you have in your family, or the more dynamics you have in your financial life, the more flexibility you need.”

What if there were a way to make budgeting less stressful and more sustainable? On this episode of Healthy Love and Money, our host Ed Coambs welcomes Natalie Taylor, a seasoned financial planner with over 20 years of experience, to share her unique insights on balancing boundaries and flexibility in family finances. Natalie’s innovative approach to budgeting emphasizes flexible boundaries, aiming to make financial planning adaptable and less burdensome for families with fluctuating incomes.

Ever wondered how to categorize and manage your household expenses without getting overwhelmed? Ed and Natalie break down the concepts of fixed and flex expenses, offering practical advice on maintaining control over your finances. From using dedicated credit cards for variable spending to handling kids' sports costs, Natalie provides a structured yet flexible framework that keeps financial surprises at bay.

Ed and Natalie then explore the often-overlooked concept of non-monthly expenses and how to plan for them effectively. Natalie shares actionable tips on setting up a dedicated account to manage these irregular costs, ensuring a steady cash flow throughout the year. They also touch on optimizing credit card points within a budgeting system and the value of financial intimacy. Take a moment to reflect on these insights and consider how they can be integrated into your life for better financial health.

Key Topics:

Welcome, Natalie Taylor! (01:40)
Budgeting and Managing Finances to Avoid Shame and Judgement (06:31)
#1: Fixed Expenses (10:09)
#2: Flex Expenses (15:20)
#3: Non-Monthly Expenses (23:58)
Potential Resistance to the Flow Perspective (30:54)
Wrap-Up (37:50)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
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The Complex Intersection of Money and Emotions with Amanda Clayman (pt 2)

Thu, 23 May 2024 01:00:00 -0400

“Because we can’t avoid money, money is going to resurface [past trauma]. As grownups, we can predict, if not guarantee that money will surface or trigger these past associations.”

Unlock the hidden pathways between your financial decisions and emotional well-being with our host Ed Coambs and returning guest Amanda Clayman. In this enlightening discussion, Ed and Amanda look into the often-unspoken world of financial trauma, where seemingly unrelated spending patterns reveal deep-seated emotional connections. They bring to light the physiological similarities between financial and sexual arousal and the mysterious nature of dissociative splurges that often go unnoticed in our day-to-day lives.

Step into the complex dance of family dynamics, where childhood scarcity meets adult fiscal success, and emotions run high. Whether it's a simple family dinner or confronting parental expectations, you'll see how these experiences shape our financial narrative and the intricate web of feelings that emerge when money intertwines with our most intimate relationships.

The journey toward financial intimacy is not a straight line but a series of steps, each offering a deeper understanding of love and money. The episode concludes with an affirmation of growth and the therapeutic power of humor, when appropriate, to navigate life's complexities.

Key Topics:

Financial Trauma and How it Affects us Today (02:37)
Financial Dissociation and its Impact on Emotional State (06:41)
Managing Emotions and Needs in Financial Decision-making (13:08)
When to (and not to) Use Humor in Coping (19:46)
Personal Growth, Vulnerability, and Overcoming Fear (23:58)
Gender Roles, Ambivalence, and Emotional Labor (31:06)
Money as a Symbol and Tool, with Personal Transformative Potential (38:15)
Emotional and Symbolic Exploration in Financial Therapy (42:37)
Healing through Nonlinear Processing (48:53)

Resources:

AmandaClayman.com

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Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
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Mastering the Emotional Dimensions of Personal Finance with Amanda Clayman (pt 1)

Thu, 16 May 2024 01:00:00 -0400

“That is how we should be thinking about the role of money in our lives - as a training kind of engagement, around, being able to not unconsciously react to things, but being able to stay in a regulated contextualized state as we're doing financial tasks.”

Have you ever caught yourself in a spiral of financial worry, only to realize that your bank account isn't the real issue, but rather the stories you tell yourself about money? Our host Ed Coambs is joined by fellow financial therapist Amanda Clayman, who guides us through the emotional labyrinth of our fiscal lives. Together, Ed and Amanda dissect the emotional underpinnings and self-regulatory challenges that shape our financial decisions. It's not just about the numbers on your bank statement; it's about the conversations we have with ourselves and within our relationships that often dictate our financial outcomes.

Our journey with Amanda doesn't stop at self-discovery; it's also a deep exploration of the roadblocks that keep us from seeing our true financial behaviors. Ever find yourself wondering why, despite best efforts, your finances seem to be running on a hamster wheel of stress and guilt? Ed and Amanda tackle the tricky business of financial blind spots and the importance of self-awareness, even when it leads to discomfort and a boomerang effect of shame. By understanding the fight-flight responses our bodies conjure up in the face of money woes, the financial therapist duo lay the groundwork for financial health that resonates beyond our wallets.

In a world where financial tension can strain even the strongest of relationships, how do we navigate the choppy waters without capsizing our emotional well-being? Ed and Amanda illustrate this with a candid look into financial trauma, drawing parallels with the delicate dance of arousal in both fiscal and intimate relationships. Listen in next week for part 2 of this conversation in which Ed and Amanda dig deeper into pre-conceived judgments, financial trauma, financial arousal with your partner, and more!

Key Topics:

Welcome, Amanda Clayman! (01:47)
Financial Anxiety, Insecurity, and Adaptation in Personal Finance (04:53)
Financial Blind Spots and Self-Awareness in Therapy (09:44)
Financial Security and Self-regulation Using Polyvagal Theory (15:51)
The Importance of Emotional Connection in Financial Decision-making (27:42)
How Financial Trauma Directly Affects Financial Decision-making (32:21)

Resources:

AmandaClayman.com

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
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The Power of Communication & Empathy in Money Matters: Financial Intimacy Talks with Ed Coambs & Shaun Maslyk

Thu, 09 May 2024 01:00:00 -0400

“You can foster and deepen financial intimacy in your life, you can do it, it will take effort, and it won’t always feel comfortable in the short run, but it's like learning to dance. It's awkward and then becomes pleasurable.”

The tables turn as Ed Coambs takes the guest chair and Shaun Maslyk of The Most Hated F-Word Podcast steps in as honorary host in this episode of Healthy Love and Money.

Ed brings us on his journey from firefighter to financial advisor, to marriage family therapist, to financial therapist, and ultimately to Healthy Love and Money, which has granted him an unparalleled perspective on the intertwining of emotional well-being and money management. This episode delves into the sensitive dance of financial intimacy, revealing how to create a bond with your partner that turns financial trials into a foundation of trust and understanding.

Ed’s experiences illuminate the societal influences and the legacy of family beliefs that color our financial behaviors. Ed and Shaun confront the psychological underpinnings of spending and saving habits, acknowledging how attachment theory plays a pivotal role in shaping relationships with money. The episode doesn't just acknowledge the struggles—it offers a beacon of hope by showcasing the transformative impact of fostering 'earned secure attachment,’ proving that personal and financial growth are within reach.

It’s not just about achieving financial peace; it's about embracing a new way of being with your finances, one where reflective decision-making leads to an abundance that resonates with your deepest values and aspirations. Listen in as Ed and Shaun chart the course from financial turbulence to tranquil waters, inviting you to begin the first steps on your own path toward a more intimate and prosperous financial future.

Key Topics:

Welcome Guest Host, Shaun Maslyk! (0:01:30)
Empathy in the Field of Financial Planning (0:05:21)
Human Connection and Inclusivity in Financial Planning (0:16:17)
Financial Intimacy and its Impact on Relationships (0:21:25)
Financial Dynamics in Relationships and Cultural Backgrounds (0:25:58)
Attachment Theory and its Impact on Financial Relationships (0:38:11)
Mindfulness in Financial Stability, Change and Growth (0:53:41)
Mind-Body Connection in Financial Therapy (58:59)
Wrap-Up and Working with Healthy Love and Money (01:01:23)

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
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Taking The Transformational Money Journey And Supporting Your Creative Community with Jasmine Lopez

Thu, 02 May 2024 01:00:00 -0400

“Money is a resource that promotes healing. So, what shifts do we need to make so that the story within our budget is in alignment with the things that bring us joy, and the things that reflect our value?”

Embark on an exploration of financial empowerment with the dynamic Jasmine Lopez of The Firehouse Dream, as she unveils her journey to foster economic resilience within BIPOC communities through innovative creative ventures. Our host Ed Coambs along with Jasmine chat about the emotional intricacies of money, and uncover stories laden with guilt and shame. This discussion ventures into the depths of racism and healing, as Jasmine shines a beacon of hope with her groundbreaking nonprofit that champions the creative careers of youth from a historical firehouse turned cultural hub.

When it comes to mental health struggles, the powerful role of community in the healing process comes to the forefront. Ed and Jasmine emphasize the necessity of safe havens that cater to the mental well-being of BIPOC and lower-income groups, where the warmth of shared meals and the richness of storytelling intertwine. These communal traditions, alongside professional services, emerge as vital elements in achieving holistic well-being, rebuilding our sense of self and interconnectedness.

This episode celebrates the presence of mentors and the power of representation, encouraging listeners to join in contemplating how each of us can contribute to fostering a culture of holistic health and prosperity. Share in Jasmine's inspiring work and let it ignite a spark within you to champion change in your own community.

Key Topics:

Welcome, Jasmine Lopez! (01:27)
Addressing Trauma in Lower-Income Communities and BIPOC Spaces (04:11)
Healing Through Presence and Relationships (08:30)
Overcoming Abandonment Issues in Marriage (15:31)
Money as a Tool for Healing and Self-Discovery (19:03)
Philanthropy, Wealth, and Community Healing (25:13)
Creativity and its Value in Various Industries (31:48)
Healing in the Context of Racial and Socioeconomic Disparities (35:38)
Personal Agency in the Face of Systemic Oppression (42:40)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

Investing with Heart: Navigating Purpose-Driven Finance with Janine Firpo of Invest For Better

Thu, 25 Apr 2024 01:00:00 -0400

“If enough of us start moving our money in these ways, we can literally change what matters, we can change where the power is, we can change what the story is.”

Could aligning your portfolio with your conscience actually lead to greater financial returns? Uncover this intriguing possibility as our host Ed Coambs sits down with Janine Firpo, co-founder of Invest for Better and author of "Activate Your Money."

When it comes to love and money, nothing resonates more than the concept of financial intimacy. In this episode, Janine and Ed navigate the sometimes-turbulent waters of aligning investment decisions with a partner's differing ethical compass. They chart a course through the stock market with a values-driven map, putting a spotlight on funds that prove responsible investments can be both morally and financially rewarding.

The conversation turns to actionable steps, like choosing local banks and credit unions, which can support underrepresented groups and bolster community growth, to give one example. As they conclude, we're reminded that every financial stride we take, no matter the size, can contribute to a collective push for a better and more equitable world.

Key Topics:

Welcome, Janine Firpo (01:30)
Women’s Financial Autonomy (06:16)
Investing with Values with a Focus on Ethics and Performance (12:36)
Investing for Women and Minorities, Alternative Investing Options (22:04)
Questioning Traditional Beliefs and Practices around Wealth (27:05)
AI, Money, and Aligning Investments with Values (32:34)
Values-Aligned Investing and Money Management (39:35)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
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Why Recovering From Religious Trauma Is Important For Fostering Financial Well-Being Part 2 with Sarah Carr

Thu, 18 Apr 2024 01:00:00 -0400

“It's worth the time, the energy, the money, everything to get to that place where you feel like, now I have this intrinsic sense of self-worth, that I feel is absolutely unshakable. It’s something that nobody could ever take away from me.”

Welcome to part two of this interview with special guest and fellow financial therapist Sarah Carr. Our host, Ed Coambs, along with Sarah embark on an emotional voyage as they peel back the layers of life's financial and emotional stages. Sarah opens up about the transformative power of motherhood and its impact on self-worth, entwined with candid tales of financial upheaval and heartache. As they traverse these topics, the conversation reveals the nuanced challenges of blended families, the silent weight of financial guilt post-divorce, and the redefinition of success beyond the confines of a paycheck.

Ed and Sarah dissect the complexities of transitioning from career-oriented ambitions to embracing the profound role of a stay-at-home parent, and the resonance this has with those who seek a deeper connection with their work and personal life.

Finally, they wade into the deeper waters of trauma therapy, financial empowerment, and the cathartic release found within somatic yoga practice. Sarah shares her courageous journey through past abuse, utilizing EMDR and IFS therapies as vehicles for recovery. This episode is a testament to the resilience of the human spirit, encouraging listeners to find joy and stability within, which in turn radiates outwards, reshaping our relationship with money and self-worth.

Key Topics:

Welcome Back, Sarah Carr (01:24)
Navigating Feelings about Blended Family Finances (05:57)
Power Couples, Personal Growth, and Redefining Success (11:09)
Financial Therapy and Effects of Past Abuse (18:01)
Childhood Abuse, Trauma, and Healing Within a Religious Community (21:32)
Healing from Trauma and PTSD (28:03)
Claiming Intrinsic Worth, Financial Well-Being, and Options for Dealing with Financial Challenges (33:32)
Overcoming Financial Trauma through Self-Awareness and Flexible Thinking (40:28)
Resources for Healing Religious Trauma and Financial Therapy (46:32)

Resources:

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Why Recovering From Religious Trauma Is Important For Fostering Financial Well-Being Part 1 with Sarah Carr

Thu, 11 Apr 2024 08:00:00 -0400

“While I did have a career and I did have income, I didn't have much of a say in how that money got spent. And I never questioned it too much either.”

Ever wonder how your beliefs shape your wallet? Fellow Financial Therapist Sarah Carr joins our host Ed Coambs on the Healthy Love and Money Podcast to reveal the complex ties between fundamentalist upbringing, financial intimacy, and emotional well-being. With a history rooted in evangelical Christianity, Sarah sheds light on how deeply ingrained doctrines can entangle with our financial lives, especially within the intimacy of relationships. She shares her personal narrative of an arranged betrothal and shattered expectations, offering a unique perspective on the courage it takes to chart a new course and challenge the status quo.

Navigating the waters of financial independence and cultural expectations can be daunting, yet Sarah's story is a beacon for those in similar straits. Her reflections on breaking free from purity culture and internalized rules provide listeners with a heartfelt understanding of the liberation that comes with taking control of both finances and life choices.

Sarah speaks candidly about the process of deconstructing faith in the wake of personal tragedy, the end of her marriage, and the quest for financial autonomy. As Ed and Sarah close the episode, they contemplate the resilience necessary to rebuild life and love, underscored by financial literacy and empowerment. Tune in next week for part two of this riveting conversation!

Key Topics:

Welcome, Sarah Carr! (01:27)
Sarah’s Past Influence on Her Work Today (04:42)
Religious Upbringing, Marriage, Divine Intervention, and Questioning Authority (10:38)
Financial Planning and Anxiety in a Relationship (14:54)
Personal Experiences with Purity Culture (20:22)
Spiritual Growth after Family Tragedy (25:12)
Deconstructing Religious Beliefs and Financial Infidelity (31:43)

Resources:

Sarah Carr on LinkedIn

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Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
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Why Financial Therapy Is A Powerful Part of Addiction Recovery with Rachel Duncan

Thu, 04 Apr 2024 08:00:00 -0400

“A lot of my work is really embracing how messy life is. And that instead of pursuing clarity, what if we really accept the messiness?”

Our host Ed Coambs chats with Rachel Duncan, a therapist who shatters the mold by blending addiction recovery, art therapy, and financial therapy. Her unique approach unveils the rich tapestry of life's messiness, challenging us to find beauty and growth in the unpredictable twists of our personal journeys. Let Rachel guide you through the labyrinth of self-discovery, where embracing the chaos actually leads to a more authentic and joyful existence.

Uncover the profound influence of art therapy intertwined with the intricate world of financial therapy, as Rachel shares her evolutionary practice. Visual expression becomes a language of its own, providing a canvas to confront and interpret our deepest feelings about money and self-worth. Join in as Ed and Rachel traverse the emotional landscape of financial narratives through the therapeutic power of art, peeling back layers to reveal our most genuine selves.

Listen in for an enriching discussion that promises to transform how you perceive therapy, creativity, and the intricate dance between our emotional well-being and financial health.

Key Topics:

Welcome, Rachel Duncan! (01:24)
How Rachel Found Her Way to this Unique Combination of Work (02:08)
Art Therapy and Financial Counseling (09:48)
Art Therapy and Somatic Work for Emotional Healing (16:09)
Live On-Air Demonstration of Art Therapy (22:01)
Wrap-Up and Connecting with Rachel Duncan and Her Services (35:55)

Resources:

MoneyHealingClub.com

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Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
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Empowering Couples to Thrive Financially as Spendthrifts and Tightwads with Scott Rick

Thu, 28 Mar 2024 08:00:00 -0400

“Your usage of money is going to affect your happiness one way or another. There’s no getting around that.”

Our host, Ed Coambs, embarks on a fascinating journey through the intricate maze of financial intimacy with Professor Scott Rick. They explore how money shapes our relationships and overall well-being. Listen in as Scott shares humorous and poignant insights from his book "Tightwads and Spendthrifts: Navigating the Money Minefield in Real Relationships," illuminating the profound effects of our financial behaviors. From the challenges of navigating spending habits between partners to the behavioral science that underpins our attitudes toward money, this episode is a treasure trove of wisdom for anyone looking to balance love and finances.

Discover the compelling dynamics between tightwads and spendthrifts, and the impact these traits have on personal connections, as highlighted by personal anecdotes such as Ed’s son's quest for Air Jordans. Scott's expertise in financial psychology offers a fresh perspective on the significance of understanding where we fall on the financial behavior continuum. Ed and Scott uncover the importance of empathy and clear communication in financial planning for couples.

Wrapping up this enlightening discussion, they delve into the emotional complexities of gift-giving, budgeting for different personality types, and the transformative potential of financial therapy. So tune in, and let this episode guide you toward a deeper understanding of financial intimacy, the importance of strategic financial planning, and the joy that mindful money management can bring to you and your relationships.

Key Topics:

Welcome, Scott Rick! (01:19)
Money Habits and Relationships (01:50)
Spending Habits and Personality Types (09:48)
Financial Habits and Their Impact on Relationships (14:00)
Financial Therapy and Relationships Dynamics (19:12)
Personal Finance and Consumer Behavior (27:55)
Money Mindset and Budgeting for Financial Wellness (32:09)
Financial Compatibility in Relationships (38:57)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
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Adult ADHD Doesn't Have To Stop You From Career Success with Dave Greenwood

Thu, 14 Mar 2024 08:00:00 -0400

“A lot of people who get burned out, have mistaken their priorities. Their personal life gets the scraps of their professional life, versus building a way to work that is going to support your personal goals and desires.”

Our host Ed Coambs takes an enlightening journey with David Greenwood, as he brings to light the struggles and triumphs of navigating ADHD and burnout in adult life. Their exploration into the realm of professional success and personal fulfillment uncovers the often-overlooked aspect of financial intimacy, revealing how it can make or break the well-being of relationships. David's approach to cultivating open dialogue and trust with your partner provides a transformative strategy for those looking to harmonize their love life with their bank account.

This conversation is teeming with practical advice on tackling to-do lists, setting boundaries, and mastering the art of delegation. Discover how to overcome 'time blindness' and witness the positive effects that improved work management can have on your personal and intimate relationships. David's insights remind us of the importance of understanding our unique needs to achieve a harmonious work-life balance.

Ed and Dave reflect inward, considering the power of self-reflection in the financial intimacy journey. Dave’s transition from struggling student to accomplished entrepreneur, mentor, and author offers inspiration to embrace diverse mentorship and the courage to explore new professional paths. Don’t miss this episode of Healthy Love and Money, which is sure to leave you with a healthy handful of powerful takeaways to enrich your personal and professional life.

Key Topics:

Welcome, Dave Greenwood! (01:25)
ADHD Coaching and Personalized Strategies for Workplace Productivity (04:55)
ADHD and Intimate Relationships (11:47)
Setting Boundaries and Priorities for Individuals with ADHD (14:48)
Work-Life Balancing and Overcoming People Pleasing (19:33)
ADHD Coaching and Personal Growth (22:59)
Dave’s Own Experience with ADHD and How it’s Formed His Journey (27:53)
ADHD, Career Transitions, and Self-Awareness (30:18)

Resources:

OvercomingDistractions.com

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
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How To Talk With Your Kids About Money And How It Helps Your Intimate Relationship with Maya Corbic CPA CA

Thu, 07 Mar 2024 09:00:00 -0400

“It's important to talk to them in their own language. If you have a 10-year-old, you want to pretend that you are 10 years old. Whatever it is that you're saying, try to explain it like a 10-year-old.”

Unlock the keys to raising investment-savvy children with the guidance of financial literacy pro, Maya Corbic. Our host Ed Coambs along with Maya not only delve into the practicalities of demystifying the financial world for youngsters but also navigate the transition from hands-on workshops to the expansive reach of digital platforms. Maya’s family’s journey from a war-torn land to financial autonomy in Canada offers a striking backdrop to the discussion.

As Ed and Maya connect the dots between family, finance, and personal well-being, Maya provides insights into the unique financial hurdles immigrant families often encounter and the psychological resilience necessary to thrive. They look into the broader aspects of well-being that transcend mere wealth accumulation, from the equilibrium of spiritual grounding to the necessity of self-care amidst entrepreneurial ventures. The conversation sheds light on the art of maintaining not only financial balance but also harmony in one's personal life, acknowledging the inevitable shifts that time and life transitions bring.

Ed and Maya touch on the delicate symphony of managing finances within a marriage, where open communication can transform historical money matters into shared dreams for the future. This episode promises to inspire families to embark on a financial intimacy journey, fostering both economic savvy and emotional intelligence in the next generation.

Key Topics:

Welcome, Maya Corbic! (01:53)
Investing for Parents and Children (08:30)
Maya’s Family’s Story of Immigration (13:39)
Wellness and Trauma’s Effects on Financial Situations (18:55)
Financial Planning and Goal Setting for Couples (34:10)
Communication with Kids About Money and Finances (39:05)
Wrap-Up and Connecting with Maya (44:50)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

Why Crossing Social Class Is More Challenging Than Most Couples Expect with Louis Prisock

Thu, 29 Feb 2024 09:00:00 -0400

“When we talk about particularly financial difficulties, debt, and so forth, the picture isn't always as straight, clear cut as it seems.”

Welcome back to another enlightening edition of the Healthy Love and Money Podcast, venturing beyond the numbers to uncover the emotional and relational sides of finance. Joining our host Ed Coambs is Professor Lewis Prisock, whose vibrant discussions on the financial predicaments of the upper class will challenge your assumptions and broaden your perspective. Together, they peel back the layers of complexity that often shroud the economic struggles of the presumed well-to-do, revealing that it's not just lavish lifestyles that lead to downfall, but a tapestry of societal and economic factors. Professor Prisock’s upcoming book promises to delve into these issues, offering a fresh lens through which to view the unique pressures faced by those higher up the socioeconomic ladder.

Listen in as they explore the subtle undercurrents of economic mobility and the intense social pressures that shape the financial decisions of upper-middle-class families. It's a conversation that uncovers the societal expectations of parenting, the investment in our children's futures, and how these dynamics can lead to unexpected hardship. Ed and Louis dive into the discussion of first-generation members in affluent classes and what their presence signifies about the American Dream.

Their journey also takes us through the intersection of religion, society, and money, as they reflect on how our beliefs and values intricately influence our financial behavior. Rounding off this thought-provoking session, they address the notion of intrinsic human worth, emphasizing that our financial struggles do not define us morally. This episode promises to leave you with a deeper appreciation for the nuances of financial intimacy and personal value, so don't miss out on these captivating insights.

Key Topics:

Welcome, Professor Louis Prisock! (01:50)
Financial Struggles Among High-Income Professionals (02:49)
Economic Mobility and the Challenges of Social Climbing (15:31)
Religion, Society, and Money (20:11)
Race, Wealth, and Financial Responsibility in the Black Church (25:57)
Parenting Styles and Social Class Differences (32:41)
Financial Struggles and Intrinsic Worth (39:21)

Resources:

Louis Prisock on LinkedIn

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
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Your Voice Matters When It Comes To Money In Your Intimate Relationships with Elise Besler

Wed, 21 Feb 2024 09:00:00 -0400

"One of the best ways that I've discovered to broach a hard conversation or something where we might be feeling some kind of way about bringing up a touchy subject is to use the phrase, ‘I have something on my heart that I want to share with you. Are you open to receiving it?’”

Our host Ed Coambs takes a transformative journey with voice and embodied leadership coach Elise Besler, as they navigate the intricacies of financial intimacy and the power of self-awareness. Listen in as they discuss the crucial role of the nervous system in not only reclaiming our voice but also in the delicate dance of financial conversations within our most intimate relationships.

Discover the surprising ways our nervous system influences our communication and stress responses, often linked to past traumas. With a touch of humor and real-life examples, this episode highlights the importance of recognizing our body's intelligence in emotional regulation. You'll learn the art of creating felt safety in conversations, a key to authentic expression, especially when the topic turns to money matters in couples' therapy. Elise's expertise brings to light the necessity of daily practices to bolster resilience against life's stressors.

Ed and Elise round off this enlightening discussion by addressing the often-overlooked concept of financial intimacy. With practical advice and relatable scenarios, they guide us through initiating challenging money discussions, emphasizing the need for consent and emotional regulation.

Key Topics:

Integrating Talk Therapy with Somatic Therapy (01:30)
Regulation, Co-Regulation, and Codependence (14:18)
Co-Regulation and Singing (19:00)
Using Somatic Work to Approach Difficult Conversations (24:42)
Nervous System Regulation and its Impact on Money Conversations (33:11)
Attachment Styles, Nervous System Regulation, and Parenting (38:55)
Nervous System, Emotions, and Bonding with Family Members (43:32)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

Empowering Women To Engage In Their Whole Financial Life with Maggie Nielsen & Barb Provost

Thu, 15 Feb 2024 09:00:00 -0400

“You have to find the right financial professional because you’re going to get financially naked with them.”

Have you ever felt overlooked or misunderstood by your financial advisor? Maggie Nielsen and Barb Provost, the dynamic mother-daughter duo behind Purse Strings, join our host Ed Coambs to unpack the critical concept of financial intimacy and its transformative power in women's lives. Their personal journeys, combined with a trove of experience in adult education and business, fuel a conversation that sheds light on the financial industry's shortcomings and the dire need for women to step into their financial prowess.

Navigating the financial landscape within relationships can often feel like threading a needle blindfolded, but it doesn't have to. In this episode, Maggie, Barb, and Ed address the fundamentals of financial empowerment, from the necessity of emergency savings to the wisdom of maximizing workplace benefits. Maggie and Barb champion the idea that regardless of gender, both partners in a relationship should command the financial reins as equals. They tackle the cultural stigmas around money talks, advocating for a shift towards collaborative and informed financial decision-making that can strengthen the bonds of any partnership.

They delve into the importance of setting ambitious goals, advocating for career advancement, and actively managing finances through investments and salary negotiations. They also touch on the emotional complexities that come with financial planning, including how to handle unexpected windfalls with grace and intelligence. Listen in as Ed, Maggie, and Barb unravel the threads of financial intimacy, aiming to inspire you to wield your financial knowledge with confidence and share it forward to cultivate a culture of healthy fiscal management in your relationships and beyond.

Key Topics:

Welcome Maggie and Barb! (01:09)
Financial Intimacy and Empowerment for Women (01:54)
Gender Equity and Challenges Women Face in the Workforce (13:28)
Financial Planning, Investments, and Retirement Benefits (16:38)
Shared Financial Responsibilities in Relationships (18:46)
Financial Planning and Retirement Goals for Women (30:59)
Aligning Financial Resources with Personal Values for a Fulfilling Retirement (33:25)
Women’s Financial Security and Investment Returns (38:07)
Managing Inheritances (41:32)
Financial Planning for Women with Diverse Needs (45:50)
Connecting with Maggie and Barb and the Resources of Purse Strings (48:45)

Resources:

PurseStrings.co

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
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How Financial Therapy Helps Couples Communicate About Money with Tara Unverzagt Part 2

Thu, 08 Feb 2024 09:00:00 -0400

“There's a lot of people now who think if only they had the generational wealth transfer, like those Trust Fund babies had, their life would be wonderful. There are some people though, that receive it and feel guilty. And what ends up happening is, a lot of times, they throw it away.”

Our host Ed Coambs continues his conversation with fellow Financial Therapist Tara Unverzagt with a focus on navigating generational wealth. They take an emotional journey through the challenges of passing down prosperity, touching on the delicate balance between fostering ambition in heirs and the unintended consequences of inheritance. Tara sheds light on the role financial therapy plays in wealth management, helping individuals grapple with the complex feelings that money can evoke—from the swell of gratitude to the paralyzing weight of guilt.

Ed and Tara dissect the intricate dance between supporting children financially and teaching them vital life lessons. Hear from those who've walked the tightrope, sharing stories of wealth transition, the guilt of unearned affluence, and the ethical dilemmas faced by financial planners. They question the societal constructs around money, worth, and the impact of professional status, offering a contemplative look at how these factors shape our sense of self and the stewardship of family fortunes. All this and more in this episode of Healthy Love and Money!

Key Topics:

Welcome Back, Tara Unverzagt (01:42)
Generational Wealth and How It’s Changing (02:06)
Financial Independence and its Myths (05:17)
Generational Wealth Transfer and its Psychological Impact (15:13)
Gender Roles and Expectations in Society (20:59)
Parenting, Wealth, and Intrinsic Worth (25:13)
Work-Life Balance and Fair Compensation (31:39)
Generational Wealth Transfer and Financial Therapy (38:33)
Wrap-Up and Contact (44:06)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
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How Financial Therapy Helps Couples Communicate About Money with Tara Unverzagt Part 1

Thu, 01 Feb 2024 09:00:00 -0400

“It's okay that you've had those experiences, and that you're now showing up like this because of that. But once you name it, and once you shine the light on it, it sort of takes away the power of those experiences.”

Our host Ed Coambs and fellow Financial Therapist Tara Unverzagt navigate the often-overlooked space of financial intimacy. Tara brings her expertise on the confluence of wealth, personal relationships, and family dynamics. As they dissect the complexities of money's role in our lives, they shine a light on the transformative power of confronting our financial beliefs and behaviors. Tara's compelling narrative, shaped by her mother's pioneering work as a Certified Financial Planner and her own shift from tech to finance, provides a rich context for the discussion on making purposeful financial choices while balancing career and family life.

Venture into the heart of family businesses and the nuanced process of transitioning leadership across generations. Ed and Tara peel back the layers of women's unique challenges in finance and acknowledge the sweeping changes in the advising landscape. For those seeking guidance, they debunk myths and offer pearls of wisdom on selecting the right financial advisor, beyond the simplicity of investment management.

Ed and Tara look into the profound effects of therapy-informed financial planning. Listen as they recount journeys of individuals and couples who have worked through financial anxieties and internal conflicts with the aid of methods like Internal Family Systems (IFS). They wrap the episode with a look at the delicate intricacies of family wealth transition, urging listeners to introspect on their relationship with money and the path toward deeper financial intimacy. Tune in next week to episode 83 for part two of this conversation!

Key Topics:

Welcome Tara Unverzagt! (01:34)
Tara’s Journey Into Financial Therapy (02:36)
What People Should Consider Looking for in Financial Therapy (13:59)
Financial Industry Challenges and the Importance of Empathy (21:43)
Financial Therapy and Personalized Planning (26:01)
Overcoming Financial Anxiety through Therapy and Self-Awareness (30:12)
Money Memories and Financial Planning (35:50)
Financial Intimacy, Wealth Transition, and Personal Growth (41:42)

Resources:

South Bay Financial Partners

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
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Why Empowering Women With Budgeting Improves Relationships with Pam Horack

Thu, 25 Jan 2024 09:00:00 -0400

“You have to logically tell your money what to do, or it will emotionally disappear.”

Ever felt like your money is playing a game of hide and seek with you? Our host, Ed Coambs, is joined by fellow CFP® Pam Horack to unravel this mystery, sharing her Smart Women Budgeting program wisdom. Together, they tackle the common misconception that more ‘money equals more problems,’ revealing how mindful management can actually lead to 'more money, less problems.' The discussion provides a foundational look at budgeting, emphasizing its critical role in financial planning, and how it paves the way for both women and men to direct their cash flow with purpose.

As the conversation flows, they unearth the renaissance of paper budgeting among the younger crowd and shine a light on the latest budgeting apps. These tools aren't just about tracking where your last paycheck went—they're about planning for a future where your savings account isn't just a number, but a growing testament to your financial well-being. Ed and Pam share personal anecdotes and strategies for overcoming financial regrets and zoom in on the importance of carving out a savings plan that works for you, step by incremental step.

Wrapping up, they dive into the transformative power of open financial dialogues within households. It's a realm where budgeting isn't just a solo act but a duet that can harmonize your home's financial stability and grow your collective net worth. Join us on this expedition to financial intimacy in this special edition of Healthy Love and Money!

Key Topics:

Welcome, Pam Horack! (01:45)
Budgeting and Financial Management for Women (05:15)
Simplifying Money Flow Tracking (07:52)
Budgeting and Financial Planning for Couples (15:04)
Financial Planning and Communication in all Relationships (20:27)
Setting Up These Conversations for a Win (23:26)
The Tangible Changes After Working with a Financial Planner (25:56)
Managing Finances with Inconsistent Income (29:59)
Budgeting for Entrepreneurs and Families (35:33)
Implementing Your Budget (41:21)
Wrap-Up (43:28)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

How To Find The Right Financial Planner For The Two of You with Hannah Moore

Thu, 18 Jan 2024 09:00:00 -0400

“Money isn’t the easiest measuring stick, right? How do you quantify being able to take time with your kids? How do you quantify that? You can't do it with numbers, right? And yet, we only look at the numbers and I think it's such a danger. This is the tension. This is the balance that we play in.”

In this edition of Healthy Love and Money, our host Ed Coambs chats with Hannah Moore of Amplified Planning. The conversation digs deep into the heart of what truly makes us rich. Ed and Hannah explore the delicate balance between wealth and happiness, uncovering the life lessons money can't buy and the joy found in the simple act of sharing time with those we love. With Hannah's candor, they peel back the layers of our emotional ties to money, seeing past the numbers to the stories that define us.

Hannah brings to light the flexible nature of financial planning, likening it to meal prep for the soul, where adaptability is key. The chat ventures into the transformative power of therapy on money mindset, from the influence of marriage counseling to the intersection of mental health and financial habits. These revelations remind us that our net worth is not our life's worth, and the true currency of our existence is found in growth, understanding, and connection.

Key Topics:

Welcome, Hannah Moore! (0:01:48)
Childhood Experiences, Societal Pressure, and Financial Mindsets (0:05:07)
Financial Planning and Contentment (0:13:05)
Money Disorders and Spending Habits (0:20:06)
Money, Class, and Mental Health (0:25:50)
Parenting Influences on Financial Mindsets and Mental Health (0:30:09)
Marriage Counseling Experiences - The Good and Bad (0:38:13)
Spirituality, Religion, and Personal Growth (0:43:10)
Spiritual Growth, Personal Truth, and the Relation to Financial Literacy (0:54:43)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

Why Your Values Matter More Than Your Demographics For Financial Well-Being with David Allison

Thu, 11 Jan 2024 09:00:00 -0400

“We have to realize that the only way to truly understand each other and come to a world where we're a little bit less divisive, and a little bit less prone to fighting with each other is to look at what brings us together, not what separates us. And what brings us together is our values.”

Have you ever considered that demographics might be steering us down a path of misunderstanding each other? David Allison, the visionary behind the Valuegraphics Project, joins our host, Ed Coambs, to reveal a groundbreaking approach to human connection—uniting us through shared values rather than dividing us by typical demographics like age or income.

This episode is a journey into the heart of what truly drives our decisions, as David and Ed dissect the intricate relationship between financial intimacy and personal values. Prepare to have your perspective shifted in a conversation that challenges conventional wisdom and opens the door to more meaningful connections.

David and Ed travel across cultural landscapes, from the United States to China to Africa, and beyond, discovering how these core values shape behaviors and influence political climates. David's insights offer a fresh lens through which to view our global village, suggesting that the secret to bridging divides lies in embracing the values we share, rather than the demographics that separate us. This episode serves as an essential guide for anyone seeking to foster understanding and unity, both in the boardroom and at the dinner table.

Key Topics:

Welcome, David Allison! (01:29)
Valuegraphics and its Meaning (02:10)
Values and Belonging in the US and Canada (12:20)
Values and Their Importance in Different Cultures Around the World (17:12)
Consumer Behavior and Financial Planning (23:28)
Values and Decision-making in Everyday Life (26:56)
Aligning Work with Values and Motivation (32:33)
Using Values to Understand Team Dynamics and Predict Success (35:41)
Using Values-based Questions to Understand People (39:59)
Values-based Decision-making and its Impact on Relationships (47:48)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
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Bringing Care and Compassion To Special Needs Financial Planning with Ryan McGuire

Mon, 08 Jan 2024 09:00:00 -0400

“Don't underestimate the amount of services and resources and support that might be out there. It takes time to research and to find these organizations. But there are a lot of different types of supports that can be provided to adults with disabilities who just need that little extra help in a few different areas to really live their best life.”

Navigating the financial landscape can be daunting, but when it comes to planning for a family member with special needs, the intricacies intensify. That's why our host Ed Coambs sits down with Ryan McGuire of Oak Wealth Advisors to traverse the terrain of special needs financial planning. Ryan's insights offer a beacon of light for parents grappling with the dual objectives of securing their retirement and ensuring the lifelong care of their child with disabilities. They broach subjects such as the judicious distribution of assets and the emotional fortitude required to address these sensitive issues with grace and fairness.

The conversation then shifts gears to the critical support systems that can steer families through the most tumultuous of times. Ed and Ryan unravel the value of specialized services, from medical advocacy firms to healthcare power of attorneys, illustrating through a poignant case study how these lifelines can redefine a family's crisis management.

They wrap up by looking into financial intimacy, revealing its profound influence on personal development and healing. Ryan's passion for guiding individuals through their financial journeys shines as he advocates for self-awareness tools like journaling to deepen understanding. Join in on this heartening exploration of money's role in relationships and well-being, and discover how to foster more robust financial dynamics and connections within your own life.

Key Topics:

Welcome, Ryan McGuire! (01:14)
Balancing Financial Needs in Families (04:43)
Helping Families Gain Financial Clarity (07:33)
Supporting Adults with Disabilities with Estate Planning and Advocacy (11:24)
A Family Success Story Example from Oak Wealth Advisors (16:42)
Is There a Minimum of Income/Wealth to Get Special Needs Planning? (27:33)
Special Needs Trusts and Financial Planning (29:28)
Finding Qualified Attorneys (37:01)
Financial Challenges for Families with Permanent Disabilities (44:11)

Resources:

Oak Wealth Advisors

Connect With Healthy Love and Money:

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It's Okay To Not Be Okay Navigating Grief, Loss and Financial Well-Being with Kathi Balasek

Thu, 28 Dec 2023 09:00:00 -0400

“We're not eager as a culture, to embrace that sense of sadness and loss to somebody who has a gazillion dollars in the bank. And that's really a wrong approach.”

Discover the intersection of heartache and finances as our host Ed Coambs chats with Kathi Balasek, an educator and grief guide, who shares invaluable insights on coping with loss while navigating the complex world of financial planning. With Kathi's compassionate approach, you'll learn how intertwined our self-worth is with our professions and how vital it is for financial advisors to possess a deep understanding of grief—supporting clients beyond just the figures. Likewise, it’s important for everyone in general to understand how grief and finances relate. This episode promises a revealing look at how we can better communicate and connect during life’s most challenging moments.

As Ed and Kathi journey through the varied landscapes of loss, Kathi illuminates the pressures of resilience and the courage found in vulnerability. You'll gain perspectives on how to honor the full spectrum of emotions after losing a loved one. The conversation also addresses the often unspoken grief accompanying life's transitions, reminding us that true wealth is not measured in digits but in the richness of our human experience. Join in for a powerful exploration of empathy, connection, and the undeniable truth that every loss, no matter its size, begs to be felt and understood.

Key Topics:

Welcome, Kathi Balasek! (01:44)
Grief Literacy and its Impact on Financial Planning (03:04)
Grief Support and the Importance of Asking for Help (14:04)
Finding Joy in Loss (19:57)
Grief, Loss, and Empathy in Financial Planning (33:17)
Financial Literacy in the Eyes of Grief (40:57)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
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Why Couples Need To Know Each Others Money Scripts to Increase Financial Security with Maggie Klokkenga

Thu, 21 Dec 2023 09:00:00 -0400

“First of all, I talk about Maslow's hierarchy of needs and just share with them okay, we need things like food and shelter and then things that are intrinsic right? What is it that really feels good to you that you really need on a daily, weekly, monthly basis? I need hugs from my boys, french vanilla coffee creamer, chocolate, peanut butter, and daily walks outside. Two of those things don't have any financial costs.”

Join our host Ed Coambs on a journey of discovery into the often-unspoken realms of financial intimacy with the delightful Maggie Klokkenga, a certified CPA, CFP, and money coach with a flair for transforming financial anxieties into actionable wisdom. Listen in as they unpack the concept of financial intimacy, starting with the basics of Maslow's hierarchy of needs and the connection to personal finance. Maggie brings a fresh perspective on how intrinsic needs and simple daily joys are also intertwined with our financial choices, offering insights into how to align our spending with what truly matters to us.

The conversation with Maggie also sheds light on the subconscious 'money scripts' that shape our financial behaviors. By exploring Dr. Brad Klontz's Money Script Inventory, they uncover the childhood roots of our attitudes towards money and how they play out in adulthood. Ed and Maggie's expertise guides us through recognizing these patterns and rewriting them for a healthier financial future. Whether it's confronting the "if I had more money, everything would be okay" belief or celebrating the small steps in financial planning, this discussion is about humanizing the process and finding empathy in the numbers.

Ed’s and Maggie's insights into blending the technical with the psychological aspects of finance offer encouragement and grace to those navigating their monetary journey. Tune in, reflect, and take another step toward understanding and managing your finances with kindness and patience.

Key Topics:

Welcome, Maggie Klokkenga! (01:47)
Financial Planning and Personal Experiences with Money (05:16)
Money Scripts and Their Impact on Financial Decision-Making (10:35)
An Example of Money Scripts in a Client of Maggie’s (14:59)
Needs vs Wants and Meeting Them With and Without Money (20:30)
The Emotional Aspects of Financial Planning and Taxes (25:46)
Financial Psychology and Relationship Anxiety in Financial Planning (30:37)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
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A New Vision For What It Means To Be Wealthy As A Couple with Dr. Jim Grubman: Part 2

Thu, 14 Dec 2023 09:00:00 -0400

“If you do not make that mental leap from money as income, to money as assets, it has a huge impact on your ability to actually not only become wealthy, but to maintain wealth.”

Ever wondered how wealth could become a culture, not merely a class? It's a thought-provoking journey that our host Ed Coambs along with Dr. Jim Grubman traverse in this second episode in the two-part series. They liken the journey to wealth to climbing Mount Everest - it's arduous, thrilling, and requires careful navigation. Dr. Grubman brings us face-to-face with the four main coping strategies that families employ when dealing with newfound wealth. They dive deep into why the integration approach can often be the most successful of all.

The dynamic between a couple can drastically transform with wealth. The concept of external standards of wealth takes a backseat as Ed and Dr. Grubman discuss one's psychological state of mind. Personal anecdotes and experiences set the stage for a profound understanding of the challenges an increase in wealth can bring to a family. They encourage listeners to understand wealth as a culture and navigate the shifts in dynamics that it brings with it.

Ed and Dr. Grubman then bring into focus how past experiences and identity significantly impact financial decisions. Painting a picture of the transition from a middle-class lifestyle to wealth, they stress the importance of understanding our financial reality. The conversation takes a turn towards the role of money in building wealth, emphasizing the concept of income vs assets and the power of the compounding effect. All this and more in this edition of Healthy Love and Money!

Resources:

Key Topics:

Welcome back, Dr. Jim Grubman! (01:50)
Coping Strategies for Wealthy Individuals Adapting to a New Culture (04:27)
Misconceptions of Entering into the Land of Wealth (10:05)
Exercises / Integrators Dr. Grubman Uses to Help People Adapt (17:30)
Financial Decision-Making and Cultural Influences (25:05)
Depending on Income vs Depending on Wealth (32:41)
Financial Planning, Budgeting, and Wealth Growth (36:12)
Money Beliefs and Their Impact on Spending Habits (40:44)

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
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A New Vision For What It Means To Be Wealthy As A Couple with Dr. Jim Grubman: Part 1

Thu, 07 Dec 2023 09:00:00 -0400

“Many, if not, most people don't know how to be wealthy. They may be in circumstances that could provide them with wealth or actually does provide them with wealth. But psychologically, they're unprepared for the journey that they are on.”

Get ready to redefine your perception of wealth and its influence on our lives. Our host Ed Coambs is accompanied by noted wealth psychology expert Dr. Jim Grubman as they unwrap the fascinating dynamics between love, money, and psychology. They delve into the intricate world of wealth, shattering stereotypical misconceptions and focusing on nurturing healthier relationships and personal growth by understanding our wealth.

Money is much more than mere currency. It's a symbol of safety, power, and status. Ed and Dr. Grubman explore the psychological impact of money through the heartfelt account of a child of Holocaust survivors, highlighting how past trauma can shape our financial security perception. They also discuss the relevance of financial compatibility in marriages, the challenges of transitioning into different socio-economic cultures, and how our cultural wealth model can shape our lives.

In wrapping, Ed and Dr. Grubman check out Wealth 3.0 and its implications on wealth management, encouraging listeners to challenge and restructure their negative perceptions of wealth. So join in on this exploration into the world of financial psychology. It promises to be a rich blend of wisdom, inspiration, and practical advice you won’t want to miss.

Resources:

JamesGrubman.com

Key Topics:

Welcome Dr. Jim Grubman (01:14)
Dr. Grubman’s Parents’ Survival of the Holocaust and its Relation to Wealth (09:00)
Money Compatibility in Marriage (15:41)
Attachment and its Impact on Financial Wellness (23:33)
Wealth Management and its Evolution, Wealth 3.0 (29:24)
Wealth Preservation and Family Dynamics (34:23)
Money Mindset, Self-Reflection, and Financial Literacy (39:39)

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
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Embracing Major Life and Career Changes Leads To New Financial Freedom with Shelli Boucher

Thu, 30 Nov 2023 09:00:00 -0400

“Prosperity has a flow to it and prosperity involves money and has to do with money. But to be prosperous means you can be prosperous financially, you can be prosperous in your health, you can be prosperous in your relationships. And true prosperity is a balance in harmony of all three.”

When we think of prosperity, it's easy to get caught up in the idea of financial wealth. But what if you were told there's much more to prosperity than just money? Our host Ed Coambs sits down with the brilliant Dr. Shelli Boucher, a dentist who has incorporated a soulful element into her practice. They wander through the idea of prosperity in finances, health, and relationships, discussing the balance and harmony needed to truly flourish. They also delve into how financial stress can impact your profession and life, sharing personal experiences and finding the silver lining in understanding and overcoming these challenges.

Shelli bravely shares her struggle, offering insight into how she found her passion for supporting mental and emotional health in the dental profession. This conversation is a powerful reminder to stay connected with your profession while exploring passions outside of it.

The conversation takes a fascinating turn as Ed and Shelli explore the intersection of quantum physics, mental health, and epigenetics. They round off the discussion by reflecting on the concept of financial intimacy and the importance of embracing our unique journeys. Tune in to this enlightening exploration that promises to change how you view your profession, your health, and your wealth.

Key Topics:

Welcome Dr. Shelli Boucher! (01:20)
Quantum Physics (10:43)
Epigenetics, Gene Expression, and Personal Transformation (13:35)
Mind-Body Connection and Personal Growth (21:31)
Disconnection From the Body and its Impact on Mental Health (26:30)
Wealth, Prosperity, and Finding Balance (32:14)
Personal Growth and Financial Alignment (37:29)

Resources:

https://www.mindflowdental.com/about-us

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
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How To Empower Women Financially In Their Intimate Relationships with Lindsey Lewis

Thu, 23 Nov 2023 09:00:00 -0400

“Relationships intersect with money. Your emotions do, your job, your physical activity, your intellectual capacity, your spirituality…Understanding that there are so many elements that are happening, and money can amplify good or bad.”

Are you curious about the interplay between spirituality, relationships, and finances? Get ready to quench your curiosity as our host Ed Coambs dives into an enlightening conversation with Lindsey Lewis. Raised in a Mormon family, Lindsey candidly shares how the act of tithing shaped her family's financial approach. Ed and Lindsey journey through the intriguing complexities of how religious beliefs can mold our financial perceptions, using Lindsey's experiences as a compass.

The riveting discussion takes us through the Mormon practice of often prioritizing tithing over savings and its implications on the community. Lindsey contrasts the frugality instilled by her family with her current mindset of abundance. They then shift gears and explore strategies for teaching children about money, discussing how gender influences a child's financial mindset. They also look into how societal norms and media can shape our beliefs about money. The conversation underscores the importance of open dialogue in making financial decisions within relationships.

They explore the intricate connection between spirituality and finances. Lindsey sheds light on the complexities and nuances often overlooked when faith meets finance. They wrap up this in-depth discussion by reflecting on the power of financial intimacy and the transformative impact it can have on our lives. So buckle up and get ready for a conversation that promises to challenge your perceptions, inspire introspection, and broaden your understanding of the intricate world of finance.

Key Topics:

Welcoming Lindsey Lewis! (01:37)
Cultivating Money Curiosity (02:13)
Lindsey’s Childhood Money Story (03:36)
Raising Children with Healthy Money Stories (12:47)
Gender Roles and Money Narratives in Pop Culture (19:39)
Financial Literacy and Empowerment for Women (31:37)
Financial Planning, Insecurity, and Personal Growth (36:21)
Faith, Money, and Gender Roles Within a Religious Organization (39:02)
Wrap-Up (54:31)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

How Engaging In Mindfulness Expands The Way You Do Money As A Couple with Spencer Sherman

Thu, 16 Nov 2023 09:00:00 -0400

“I think one thing that could be helpful for couples and bring a lot of connection and understanding of each other is telling your money story to your spouse.”

Imagine starting a conversation with your partner about finances without the fear of taboo or judgment. What would that look like? Join our host Ed Coambs as he takes that journey of financial intimacy with guest Spencer Sherman, founder of Abacus Wealth Partners. He enlightens us on initiating meaningful money conversations in relationships while balancing the emotional and analytical aspects of financial decisions. Spencer shares his insightful journey to understanding the emotional dynamics of money and the integration of mindfulness into his practice.

Ed and Spencer discuss navigating financial dynamics with a focus on flexibility, listening, and validation. One doesn't need to be a financial expert to achieve success. In fact, you can leverage common sense and objectivity to overcome financial challenges. They delve deeper into the complexities of unequal financial dynamics and how societal taboos have made money talks notoriously complicated. Spencer talks about the support spouses can offer each other in their respective career paths and the potential of shifting to a more sustainable profession. All this and more in this episode of Healthy Love and Money!

Key Topics:

Spencer’s Background Story (02:36)
Embracing Spouse’s Differences in Marriage (09:03)
Navigating Financial Differences in Marriage (11:35)
Financial Planning, Communication, and Awareness in Couples (17:47)
Money Taboos and Navigating Uneven Financial Situations in Relationships (23:14)
The Relationships Between Spirituality, Wealth, and Generosity (26:47)
Client-Centered Financial Planning (37:30)
Retirement, Purpose, and Career Sustainability (40:21)
Financial Intimacy and Communication in Relationships (45:00)

Resources:

Spencer-Sherman.com/free

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
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The Theory Of Everything and Its Positive Impact on Financial Well-Being with Dr. Ted Klontz

Thu, 09 Nov 2023 09:00:00 -0400

“People like me don’t want to hear ‘it might not work.’ The more you can remind me ‘this is our best guess,’ I think that’s helpful.”

Today, our host Ed Coambs has the pleasure of welcoming Dr. Ted Klontz. Dr. Klontz takes us on an insightful journey through the Theory of Everything. He delves into the stories we create about our life experiences, and how these narratives shape our interactions with others. Listen in as he shares how embracing these differing perspectives can foster understanding and meaningful connections with those around us. Dr. Klontz also reminds us of the value in acknowledging and giving grace to each other's narratives, instead of seeking to change them.

In another compelling segment of the conversation, they discuss the challenge of belief systems within group identities. This discussion was triggered by the experience of an artist management organization founder who was seeking to save her clients a significant sum of money over their careers. This narrative extends to the field of financial planning, where they noted the existence of various models.

Ed and Dr. Klontz delve into the paradoxes of financial planning and the importance of honesty in client relationships. The conversation rounds off with a profound discussion on self-love, its role in our relationships, and the necessity of reflective pauses for personal growth. All this and much more in today’s episode of Healthy Love and Money!

Key Topics:

Listening and Understanding Others’ Perspectives (02:09)
Stories, Beliefs, and Confrontation (07:41)
Building a Personal Belief System to Cope with Loss (13:16)
Communication and Understanding in Relationships (18:17)
Personal Growth and Financial Planning (21:01)
Unpredictability and Risk Management in Financial Planning (31:36)
Financial Planning and Self-Awareness (37:42)
Dr. Klontz’ Parting Words of Wisdom (41:36)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
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All Parts of Me Are Welcome: How Internal Family Systems Creates Financial Freedom with Joy Slabaugh

Thu, 02 Nov 2023 08:00:00 -0400

“My job was to help really wealthy people not pay taxes. So, as I remember that client complaining about the several $100,000 tax bill, I was just thinking about how many hungry kids that could feed, and how many single moms that could provide child care for so they could actually pick up more hours and buy coats for their kids for that winter. And I began to realize I was living in this big disconnect.”

Ever pondered how psychology intertwines with financial planning, or how your family's financial habits shape your monetary mindset? It's a fascinating exploration, and it's exactly what our host Ed Coambs discussed with Joy Slabaugh in this latest podcast episode. A savvy financial therapist, Joy brings a wealth of knowledge from her time at Vanguard Mutual Funds and her graduate degree in therapy. Together, Ed and Joy uncovered the intricate connection between therapy and personal finance, examining the profound effect of systems theory in understanding clients' monetary relationships.

But the journey didn't stop there; Ed and Joy delved into the challenge of implementing changes in the financial services sector, broached the subject of choosing poverty, and considered how environmental and capitalist concerns shape our monetary bonds.

As they picked up pace, Ed and Joy navigated the emotional labyrinth of money in couples' relationships, discussing how it often symbolizes power and can lead to conflicts over power, control, respect, and autonomy. Joy offered her expert advice on this topic, sharing her experience using the Internal Family Systems approach to navigate these complex dynamics. All this and more in today’s episode of Healthy Love and Money!

Key Topics:

Welcome, Joy Slabaugh! (01:42)
Working For Change (08:11)
Managing Inner Parts to Overcome Financial Struggles (11:46)
Poverty, Wealth and Personal Choices (17:47)
Taxes, Wealth Inequality, and Personal Growth (21:23)
Money, Value, and Heritage (27:31)
Money, Power, and Gender Dynamics in Relationships (31:31)
Money Mindset and Impact on Relationships (36:46)
Wrap-Up (38:56)

Resources:

Joy in Living

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Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
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Unlocking Financial Communication: The Art of Meaningful Money Conversations with Elizabeth Jetton

Thu, 26 Oct 2023 08:00:00 -0400

“If money were food in your life, what food would it be? Is it junk food? Is it nutritious? Is it comfort food?”

Ever wondered how to align your financial decisions with your life's purpose? What if you could transform your relationship with money into an intimate journey of growth and understanding? Our host Ed Coambs delves into these questions and more with financial planning colleague, Elizabeth Jetton. Elizabeth shares her insights on how money can be used as a tool to live a thriving life.

Elizabeth doesn't stop at the individual level, though. She brings a wealth of knowledge to the table about harnessing the power of financial communication and transparency within couples. Drawing from her personal 25-year journey with her husband, she shares some powerful techniques to celebrate differences and create financial harmony in relationships. This episode is a revelatory exploration of the pivotal role emotions play in financial decision-making, guided by Elizabeth's understanding of neurosciences.

Lastly, as they journey towards financial intimacy, Elizabeth encourages us to reflect on our emotional relationship with money. She invites listeners to engage with their personal narratives around money—how they perceive it, engage with it, and how it influences their life decisions. This discussion is peppered with insightful tips on how to nurture our financial relationships, making this episode an absolute must for anyone looking to develop a healthier, more intimate relationship with their finances.

Key Topics:

Welcoming Elizabeth Jetton (01:18)
Managing Finances in Relationships (07:57)
Financial Planning and Trust in Relationships (13:33)
Psychology and Personal Growth Through Money Challenges (19:25)
Consumerism, Values, and Financial Planning (21:30)
Money Mindset and Body Awareness (27:03)
Neuroscience, Willpower, and Financial Decision-Making (32:29)
Overcoming Financial Challenges in Relationships (38:02)

Resources:

Elizabeth Jetton on LinkedIn

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
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How To Have Fun While Talking Money With Your Spouse A Financial Therapy Perspective with Aaron Freeman

Thu, 19 Oct 2023 08:00:00 -0400

“The way that we look at money individually is inherently different. And you may not even realize how your spouse, your partner, your friend, your client looks at money until you get into these financial flashpoints.”

This episode of Healthy Love and Money features the brilliant and aspiring financial planner, Aaron Freeman, who brings with him an enthusiasm for the psychology of financial planning. Our host Ed Coambs along with Aaron delves into the heart of financial planning, exploring how it goes beyond managing money and investing to the critical role of interpersonal communication.

Their exploration of the psychology of financial planning uncovers the phenomenon of loss bias – the distinct human tendency to feel more emotionally impacted by losses than gains. They discuss how this bias can significantly affect clients' tax planning perspectives and decision-making. At the same time, they recognize the importance of fostering trust and understanding, creating an environment that encourages productive financial discussions and planning.

In the face of life's unexpected twists and turns, Aaron shares his perspective on the significance of ongoing financial planning. His personal experiences have shaped his approach to financial planning, particularly when advising clients at different life stages. They also discuss the concept of financial intimacy - the balance required to successfully manage finances within relationships. This episode will inspire you to approach your financial journey with a deeper understanding of the emotional aspects of money.

Key Topics:

Introducing Aaron Freeman (01:49)
Psychology of Financial Planning and Biases (07:20)
Emotional Aspects of Money Management (12:14)
Financial Flashpoints and Different Perspectives Around Money (17:38)
Financial Planning and Personal Growth (22:18)
Financial Planning and Communication in a Relationship (28:17)
Wrap-Up (30:24)

Resources:

Aaron Freeman on LinkedIn

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
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How A Therapist and Wealth Counselor Can Help You Navigate Your Relationship With Wealth with Marilyn Wechter

Thu, 05 Oct 2023 08:00:00 -0400

“We deal with money in similar ways to how we deal with passion and how we deal with love. Money, power, and love - we tend to bring the same characteristic ways of dealing with each of those. When you think about your own money stories: substitute power, substitute, love, and see if you see those similarities.”

Today our host Ed Coambs embarks on an enlightening journey with psychotherapist and financial therapist, Marilyn Wechter. With her rich experience working with clients on money issues, Marilyn provides invaluable insights into the intricate psychological relationship we have with money. Listen in as they explore how our character shapes our approach to money, power, and love and how understanding this can help in overcoming financial stress in relationships.

This episode takes a deep look at how money, power, and love intersect with our identity. Ed and Marilyn address how societal values and cultural norms impact our perception of money, which can sometimes lead to feelings of shame despite being successful. Marilyn sheds light on how money is merely a tool and the importance of detaching our self-worth from our financial status.

They then navigate the complexities of money dynamics and power imbalances within relationships, highlighting how mutual respect and understanding can be fostered. Wrapping up the episode, they delve into the concept of financial intimacy and the importance of reflecting on our own relationship with money. They discuss how acknowledging our past experiences with money can aid in forming a healthier relationship with it. All this and more in today’s episode of Healthy Love and Money!

Key Topics:

Intro to Marilyn Wechter (01:40)
How Marilyn Arrived to Her Work of Today (02:14)
Adolescent Brain Development and Identity Formation (08:31)
Money Management and Financial Literacy (14:23)
Gender Roles in Financial Decision-Making in Relationships (20:03)
Money Dynamics in Relationships and Personal Growth (22:35)
Money Memories and their Impact on Relationships (26:56)
Financial Anxiety and Empowerment (32:48)
Money Mindset and Motivation (38:51)

Resources:

MarilynWechter.com

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
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A Fresh Perspective on Financial Well-Being From Occupational Therapy - Angela Greene

Thu, 28 Sep 2023 08:00:00 -0400

“I think it's really hard for people to discuss these kinds of changes because they don't want to think about the worst-case scenario. I don't have that same fear because I've lived it. And I'm like, okay, ‘the worst thing that could happen is you don't discuss it.’ Honestly, that creates the most stress in your life. And the most loving thing you could do is give the gift of pre-planning and having everything lined up.”

As life unfolds, we constantly find ourselves in the midst of transitions. Today our host Ed Coambs welcomes Angela Greene, a seasoned occupational therapist and neuro nerd. Angela's work focuses on how occupational therapy can aid people in successfully navigating these life changes, and she shares her insights and experiences with us.

Growing older is a universal experience, yet it's often fraught with complexity, particularly when it comes to financial planning for healthcare. Angela and Ed delve into this topic, breaking down the various costs associated with aging and how programs like Medicare Part A and B can assist. But it's not just about the dollars and cents; they also discuss the emotional toll these transitions can take on families, the importance of a supportive caregiving unit, and the need to confront our fears around death.

In a particularly powerful segment, Angela shares about her work in neuro rehab and how it helps patients regain their sense of self post-stroke. She and Ed touch upon the importance of physical activity in promoting neurogenesis, and the potential of technology to provide care to patients in their own homes. All this and more in this episode of Healthy Love and Money!

Key Topics:

Introduction to Angela Greene (02:28)
Accessibility and Caregiving for Aging Parents (08:09)
Elder Care Planning and Avoiding Burdens on Loved Ones (11:08)
End-of-Life Planning, Financial Transparency, and Relationships Dynamics (17:38)
Balancing Financial Planning with Personal Experiences (26:09)
Relationship Dynamics in Planning (28:56)
Improving Stroke Recovery At-Home Therapy (34:05)
Neuro Rehab After Stroke, Self-Awareness, and Relationships (36:36)
Angela’s Final Wisdom and Wrap-Up (39:30)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
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How Couples Can Deepen Financial Intimacy and Work Together On Their Finances with Stan Tatkin

Thu, 21 Sep 2023 08:00:00 -0400

“In a relationship, our purpose financially is to be financially solvent, to save money for emergencies, so we feel safe and secure to make money to do the things we wish to do. So, we're both co-conspirators in that. We have to have a shared purpose and a shared vision. Otherwise, we're going to operate in ways that are one-person oriented.”

Get ready to redefine your understanding of relationship dynamics and financial intimacy as we welcome Dr. Stan Tatkin. A thought leader in the realm of couples therapy, Stan brings deep insights from his latest book, In Each Other's Care, shining light on the often-overlooked aspect of financial intimacy. Our host Ed Coambs, along with Stan discuss the delicate dance of power dynamics among couples and the vitally important role of financial planning in fostering a secure, harmonious relationship.

Their exploration of financial intimacy doesn't shy away from the uncomfortable or the complex, as they dive headfirst into how significant wealth disparities among couples can breed inequality and insecurity. They take an honest look at the complexities of pre-nuptial agreements. But it's not all about numbers and contracts. They also discuss how cultural differences impact our perceptions of independence and financial control, and underscore the importance of cultural competency in making informed decisions about your relationship. All this and more in this episode of Healthy Love and Money!

Key Topics:

Intro to Stan and What He’s Up To (03:19)
Money Issues in Relationships and the Importance of Structure and Communication (08:09)
Power Imbalances in Relationships and the Impact on Longevity and Happiness (10:57)
Unconventional Marriage Arrangements in Couples Therapy (17:35)
Systems Thinking in Couples Therapy (20:22)
Finances in Relation to Human Nature, Relationships, and Survival Instincts (26:42)
Couple’s Dynamics and Communication (31:26)
Attachment Theory and Relationship Dynamics (34:31)
Interpersonal Relationships and Selflessness (40:54)
Shared Moral Responsibilities in Relationships (44:05)
Financial Planning and Couples’ Shared Vision (49:45)

Resources:

PACT Institute

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Finding Financial Freedom By Doing Your Own Healing Work with Diania Merriam

Thu, 14 Sep 2023 08:00:00 -0400

“The reward for many of us, for retiring early, is an existential crisis. I think there’s a lot of different elements to why people feel this way when they retire early.”

Today our host Ed Coambs embarks on an insightful journey with Diania Merriam, founder of the EconoMe Conference and fellow podcaster. Diania unravels her personal journey from being financially illiterate to achieving financial independence, retiring at 33, and its impacts on her mental health. She emphasizes the need for financial literacy, discernment, and adapting financial decisions to our unique circumstances.

In this compelling episode, Ed and Diania explore the intersection of mental health and early retirement, discussing how the shift from external pressure to autonomy can be challenging, especially when dealing with mental health issues and childhood trauma. They discuss the power of attachment theory in the healing process and the challenges of processing trauma without the appropriate language. All this and more on today’s episode of Healthy Love and Money!

Key Topics:

About Diania and her discovery of the FIRE Movement (02:51)
Diania’s Four-Hour Work Week (05:59)
Investing In Your Business (12:22)
What Does Money Mean to Us? (15:29)
Unpacking Diania’s Mental Health (20:24)
Childhood Trauma and its Effects on Early Retirement (23:52)
Attachment Theory (29:34)
Releasing the Trauma (33:08)
Advocating for Your Mental Health (39:22)
The Importance of Understanding Mental Health (43:26)

Resources:

Connect With Healthy Love and Money:

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What Does It Mean To Be A Modern Husband and Why It Matters! with Brian Page

Thu, 07 Sep 2023 08:00:00 -0400

“When I say modern husband, it could be essentially somebody that looks at their partner, as an equal, as a teammate, and trying to figure out collectively how you can work together to support each other's goals and ambitions and you take turns, sometimes one career goes ahead of the other.”

In today’s episode, our host Ed Coambs has a riveting discussion with Brian Page, the founder of Modern Husbands, as they explore the complexities of managing marriage, finances, and gender roles in the modern world. Listen in as Brian shares his personal journey, detailing how his wife's ambition and their need for greater flexibility led him to leave teaching and ultimately establish Modern Husbands. They delve into the significance of viewing one's partner as an equal and a teammate, and how couples can work together to support each other's goals and ambitions.

Ed and Brian also dive into the intricacies of managing finances as a couple. From the impact of gender roles on financial planning to the art of fostering financial intimacy, Brian provides insight from his experiences and knowledge. They explore how couples can balance the responsibility of managing households, careers, and finances in the modern world, with special attention to the research indicating that a more equal division of household labor generally leads to a happier marriage for all involved.

To wrap things up, they discuss the importance of envisioning what a great partner in marriage looks like for each of us. They shed light on the importance of honest conversations about money and how to navigate these sometimes difficult discussions without placing blame or guilt. All this and more in today’s episode of Healthy Love and Money!

Key Topics:

Brian’s Background and the Birth of Modern Husbands (02:24)
Managing Money in the Home (07:07)
The Balance of Role Responsibility in the Home (12:15)
Going Deeper: “Who Are We as a Couple?” (20:13)
The Fear of Talking about Money and Learning How to Do So (26:40)
Looking Back at Our Unique Financial Norms (29:21)
Empathy and Understanding to Real Trade-offs (35:39)
Brian’s Parting Advice (38:09)

Resources:

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How Knowing Your Family Financial History Can Foster Financial Well-Being - Elana Feinsmith

Thu, 31 Aug 2023 08:00:00 -0400

“That’s what money is. It’s energy. And sometimes we blame money for things, too, which is interesting, and is it really money’s fault? And what part is how people were wired in how all those things happened?”

Today, our host Ed Coambs welcomes Elana Feinsmith, CFP and CFT of Oak Financial Coaching, to the Healthy Love and Money Podcast. Discover how Elana beautifully blends financial therapy and financial coaching, assisting her clients in exploring the emotional side of money and creating a spending plan. Elana begins her sessions with a grounding meditation and uses tools like the Kolbe A test to understand her clients' natural wiring, paving the way for more effective coaching. Be inspired by Elana’s unique approach, including the use of genograms to uncover familial money dynamics.

Join in as they tackle topics like leveraging strengths in personal finance, roles and mental health in financial well-being, and the complex dynamics of managing finances while raising a family and caring for aging parents. Learn how to navigate value differences between partners, the importance of reflection and contemplation in a busy world, and how marriage counseling and financial therapy can stimulate progress. They also shed light on the concept of decision fatigue and provide strategies to work around it for joyful financial decisions.

Listen in to their exploration of finding joy and financial freedom. Elana shares her insights on understanding our inner money voices, uncovering the meaning behind our spending habits, and the power of genograms in gaining a deeper understanding of our relationship with money. Sit back and get ready for an insightful conversation that is sure to reshape your relationship with money.

Key Topics:

The Importance of Looking at The Numbers (02:28)
In-Episode Experiment of Ed “Being a New Client of Elana’s” (05:45)
The Kolbe Assessment and How to Use It (12:42)
Deciding Where to Put Your Money (14:51)
Allocating Responsibilities Based on More than Just Gender-Based (17:22)
How Parent Voices Affect Children in Money Roles (23:14)
Understanding Our Subconscious Money Scripts and Values (25:05)
What a Genogram is and How to Use it (34:32)
What Was “Normal” for Your Family? (37:43)
Wrap-Up and Contact (43:06)

Resources:

Oak Financial Coaching

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From Air Force To Financial Therapy Lessons In Financial Intimacy For Couples With Jenn Steliga

Thu, 24 Aug 2023 08:00:00 -0400

“Having a healthy relationship with money is just rightfully understanding money as a tool.”

Today, our host Ed Coambs embarks on an enriching journey into the world of financial intimacy with special guest, Jenn Steliga, a financial coach and a coaching-centric financial planner. They start by discussing the idea of a healthy relationship with money and understanding it as a tool that can help shape the life you desire. Jenn shares her unique approach to coaching, emphasizing the different ways people interact with money, and reveals her backstory that led her to this path.

They also navigate through the complexities of supporting aging parents and the responsibilities that come with having a large family. They discuss the importance of setting boundaries, planning for helping family members financially, and the conventional expectations of younger generations taking care of their elderly relatives. Jenn also offers her insights on budgeting as a therapeutic process and how it can help manage modern perceptions of financial independence.

They explore the importance of aligning values with budgeting. Jenn shares how a values exercise and strengths exercise can play a significant role in creating a starter budget. They discuss using tools like YNAB software to color code spending and see how it lines up with values, and the importance of being mindful of transactions and giving every dollar a job. All this and more in this actionable episode of Healthy Love and Money!

Key Topics:

Intro to Jenn and Her Backstory (01:40)
The Spectrum of Thoughts, Feelings and Behaviors around Money (03:05)
Financially Supporting Aging Parents (08:42)
How Do We Know When We’re Getting Stuck? (17:37)
Budgeting around Values and Strengths (19:40)
Getting Comfortable Looking at Your Numbers (24:40)
The Back End and the Front End of a Budget (27:43)
The Importance of Slowing the Process Down (33:17)

Resources:

Time Well Spent Financial Coaching

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How To Work With Your Money Mindset and Build Your Mental Wealth with Joyce Marter

Thu, 17 Aug 2023 08:00:00 -0400

Could your self-esteem be tied to your bank balance? This episode of Healthy Love and Money answers that question with the help of Joyce Marter, a prominent businesswoman who overcame her own financial anxiety to sell her business for seven figures. Joyce’s story is not only captivating but also enlightening. Her transition from financial stress to financial abundance sheds light on the intertwined nature of our self-esteem and net worth, and how setting healthy financial boundaries can be a crucial part of this journey.

Our host, Therapy-Informed Financial Planner Ed Coambs along with Joyce, dive into the less-discussed but significantly impactful topic of financial traumas and their influence on our mental health. They unravel how therapies such as EMDR can aid in reprogramming the negative beliefs linked to these traumas, paving the way for growth and success. Joyce emphasizes the importance of understanding your worth, recognizing it, and ensuring it reflects in your professional fee structures.

They venture into an intriguing discussion around the concept of financial intimacy. Joyce shares experiences with financial infidelity, and how it often signals unresolved issues within relationships. This episode encourages us to examine our own family and cultural beliefs about money, and empowers us to make the necessary changes. Listen in to gain fresh insights into financial empowerment, self-esteem, and uncover the often overlooked yet essential aspect of financial intimacy.

Key Topics:

Joyce’s Money Journey (02:08)
The Importance of Asking for Help (07:46)
The Connection Between Self-Worth and Net Worth (11:27)
The Importance of Emotional Intelligence and Self-Awareness (16:11)
Financial Traumas and Working through Them (20:12)
Fee Integrity (26:35)
How Joyce Defines Financial Intimacy (29:28)
Financial Infidelity (32:45)
The Real Problem with Financial Trauma (34:02)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
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Why Gayle Colman's New Book The Body of Money is So Helpful For Transforming Our Relationship with Money

Thu, 10 Aug 2023 08:00:00 -0400

“The journey is not necessarily to wake up, but to wake down. Waking down into our beautiful body”

Meet Gayle Colman, renowned financial planner and author, as she takes us on a journey to explore money's profound relationship with our bodies. She brings to light the riveting concept of somatic finance, emphasizing the significance of embodiment in life and our financial engagements. Our host Ed Coambs along with Gayle dive deep into previous financial fears and behaviors, shedding light on overcoming and transforming these experiences.

Drawing upon human essentials, they delve into safety, connection, and dignity, exploring money's role in meeting these needs. Gayle poses a compelling argument that it's our body that truly informs us of the fulfillment or lack thereof of these essentials. They discuss how embracing mindfulness practices and cultivating an embodiment of sufficiency can truly make us feel safe, connected, and honored.

Ed and Gayle touch upon the important aspect of self-awareness and trusting our bodies. They discover how external achievements, while beneficial, are not the essence of our true selves. By acknowledging and respecting our body's signals, we learn to build trust with it, fill the gaps missing from our early childhood experiences, and how to string together moments of feeling okay to build our sufficiency muscle. All this and more in this episode of Healthy Love and Money.

Key Topics:

Intro to Gayle Colman (00:51)
Gayle’s Description of the Word Somatic (02:52)
Embodiment is a Concept (04:59)
Trusting Your Body and Your Intuition (08:42)
What Does Embodiment Mean to You? (11:17)
Cultivating a Somatic Sense of Sufficiency (16:04)
External Achievements are Partial, Not the Essence of Who We Are (21:08)
ReParenting and ReLoving Ourselves (23:47)
How Being at Home in Our Bodies Impacts Our Thinking (30:18)
Getting Grounded and Open to Change (33:24)
Gayle’s Final Wisdom and Contact Info (41:33)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
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How Evolving Financially Can Lead To New Meaning In Life - Daniele Beasley

Thu, 03 Aug 2023 08:00:00 -0400

“I think that focusing on the behavioral aspects, is the most important thing and matching the math not with the investment side of things, but with the math of ‘how is this going to fund my lifestyle for the next 25, 50 years, and how am I going to leave a legacy for my family?’"

Our host Ed Coambs of Healthy Love and Money sits down with Certified Financial Planner Daniele Beasley. Daniele's journey to financial intimacy is nothing short of inspiring as she shares her experiences from shifting investment outlooks to navigating the delicate tension between contrasting investment philosophies. Ed and Daniele explore the evolution of the financial industry and the increasingly necessary role of financial planning and therapy in navigating our money matters.

They venture into the challenging terrain of financial literacy and planning, focusing on the need to create a balance between our present and future selves. The conversation takes a deeper turn as they dive into how psychological frameworks facilitate our understanding of complex facets of our minds. Daniele imparts her wisdom on recognizing stages in cycles of change and guiding clients through them, using the trans-theoretical model of change as a constructive tool.

Ed and Daniele then contemplate the value of reflection and gratefulness in our journey toward financial intimacy. They stress the importance of taking time to assimilate new knowledge and how it can empower us all to make informed financial decisions. Daniele's insightful perspectives offer a refreshing outlook on financial matters, reminding us that it is not simply about accumulating assets, but also about forming meaningful connections and understanding our financial lives on a deeper level. Tune in for this enlightening discussion that promises to transform your perspective on financial planning, personal growth, and their intersection.

Key Topics:

Introduction to Daniele (01:32)
Psychological Shift in Investment Outlook (05:14)
Themes in High-Net-Worth Families that Need Coaching (11:10)
Helping Clients Help Themselves (16:17)
The Developmental Process of Financial Education (23:29)
Continuous Education for the Advisor and Client (25:46)
Chasing the True “Meaning” (31:08)
The Stages of Emotional Financial Development (36:35)
The Cycle of Change Framework (39:00)
The Importance of Personal and Financial Goals and Joining the Two (45:25)
Wrap-Up (47:57)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
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Unmasking Childhood Trauma, Brain Injuries and Rebuilding Life As You Know It - Kara Stoltenberg

Thu, 27 Jul 2023 08:00:00 -0400

“Trauma, unresolved, hijacks our intimate relationships.”

Today, our host Ed Coambs delves into this difficult topic with guest Kara Stoltenberg, an author, spiritual mentor, and life coach who shares her profound journey of resilience and healing. Listen in as Kara opens up about the significant life traumas she has faced, from health struggles to a life-threatening bike accident, and the challenges she encountered and continues to face as a single mother and the sole breadwinner of her family. She discusses her passion for helping her clients navigate their trauma and how it has shaped her professional path.

Kara and Ed explore the impact of trauma on intimate relationships and the importance of healing. She shares her insights on how trauma shapes our decisions, affects our relationships, and the vital process of guiding ourselves out of victimhood. They touch on the healing power of EMDR, a radical experience that helps unravel dissociated memories, and the importance of working on our 'pickers' during the healing process.

The discussion continues with an examination of the intersections of trauma, intimacy, and money. Ed and Kara talk about the dance of sharing trauma stories in relationships and the courage required to take risks in sharing. Kara's inspiring story of using a self-driving Tesla to manage driving after her brain injury and the associated shame around receiving support provides a valuable perspective on overcoming shame and embracing help. In wrapping up, they delve into the concept of financial intimacy and how taking time to reflect and journal can greatly assist in this journey. Tune in to this insightful episode for a deep understanding of trauma, healing, and financial intimacy.

Key Topics:

Intro to Kara and her story (00:56)
“It’s not healing, period” (11:12)
Unresolved Trauma Hijacks our Relationships (16:48)
Why Victim Mentality Brings Shame to Victims (22:36)
Speaking About it is Part of Resolving Trauma (28:27)
The Delicate Dance of Sharing Your Story (33:58)
Kara’s Reaction to Fundraising After Her Accident (36:25)
Ed’s Live Therapy Experiment (43:03)
Circling Back to How Trauma Affects Intimacy (47:45)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
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Driven To Success and Childhood Trauma Why Every Memory Deserves Respect - Michael Baldwin

Thu, 20 Jul 2023 08:00:00 -0400

Meet Michael Baldwin, the remarkable author with a riveting story that redefines the narrative around mental health and trauma. Michael, acclaimed for his insightful book "Every Memory Deserves Respect: EMDR, the Proven Trauma Therapy with the Power to Heal," joins us to share his personal journey towards healing, and how Eye Movement Desensitization and Reprocessing (EMDR) therapy became a game-changer in his life. This episode not only provides an in-depth exploration of Michael’s inspiring journey and his cleverly devised acronym but also emphasizes the role of EMDR in treating PTSD and trauma-related issues.

Our host Ed Coambs along with Michael dig deeper into understanding the profound influence memories have on us, and how trauma and attachment shape our relationships. In this chat with Michael, the complexities of attachment and its impact on our ability to maintain relationships are discussed, bridging an understanding of trauma and its lasting effects.

They further delve into how EMDR helps in reducing the intensity of traumatic memories and the potential of our financial life to carry the burden of negative childhood memories. This is a crucial conversation for anyone looking to comprehend the impact of childhood trauma and healing through EMDR.

Key Topics:

How Michael Invented His Own Acronym for EMDR (02:04)
Michael’s Mental Health Journey (04:45)
What is EMDR Therapy? (15:27)
Underlying Trauma and Survival Strategies (22:31)
Trauma in the Brain and How it Affects Our Decisions (26:37)
How does EMDR Help with Treating Traumatic Memories? (32:36)
The Psychological Reasons Why We Create Memories (35:35)
Relation to Financial Literacy (37:38)
Wrap-Up (38:27)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
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Why Reclaiming Old Passions Can Ignite Excitement For Financial Planning with Kim Curtis

Thu, 13 Jul 2023 08:00:00 -0400

“Money is looking for you. Money by itself has no value. It’s just a tool. It only has the value we give it. So, money to become something, needs your ideas, your vision, your values, your imagination, your curiosity to become something of use to the world.”

Our host Ed Coambs is joined by Kim Curtis of Wealth Legacy Institute. Her successful shift from a legal career to a spokesperson for personal finance demonstrates how resilience and passion can lead to a fulfilling career change, no matter how unexpected it may be. Kim sheds light on how to navigate the complex world of financial decisions with our partners, emphasizing the importance of communication and understanding.

Transitioning life roles can be difficult, particularly when it comes to money matters. Kim explores how to leverage a financial plan to provide support in these changes, and how our perception of a financially sound choice evolves as we mature. Her personal journey from poverty to owning a prosperous wealth management firm is nothing short of inspirational. It emphasizes the significance of self-reflection and asking the right questions to make sound financial decisions.

Ed and Kim also delve into the meaning and power of money. They explore how it needs our vision, values, ideas, and curiosity to be useful in the world. Money can shape outcomes in our lives, but it’s essential to stay connected with our authentic selves to make better decisions. Kim's insights are sure to leave you with valuable takeaways, inspiring you to lead a more financially fulfilled life.

Key Topics:

Kim’s Journey to Her Current Work of Financial Planning (02:03)
Working with Couples at the Point of Change and Transition (07:49)
The Layers of Financial Planning (13:28)
Kim’s Books (23:22)
Reclaiming Your Childhood Passions (26:24)
The Value and Meaning We Put in Money (36:39)
The Two Laws of Money (43:38)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
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How Newlyweds Can Honor Each Other With Financial Intimacy with Bill Nelson

Thu, 06 Jul 2023 08:00:00 -0400

Have you ever wondered how to navigate the complexities of financial intimacy as a newlywed? This episode presents a riveting discussion with Bill Nelson of Pacesetter Planning, who provides enlightening insights into the world of financial planning for couples just starting their marriage journey together. From planning the big day to merging finances and tackling student loan or other existing debt, our host Ed Coambs along with Bill, discuss taking the awkwardness out of money conversations and ensuring a healthy financial life from the get-go.

They delve further into the dynamics of financial therapy, exploring its profound role in helping couples bridge the gap between different financial backgrounds to create a robust financial plan. They underscore the importance of balance – understanding past financial experiences while planning for the future - and how it can guide couples in making sound financial decisions. Furthermore, Bill and Ed emphasize the significance of a unified vision and goal for the future, and outline the benefits of having a shared mission statement that can steer couples toward their financial dreams. All this and more on this episode of Healthy Love and Money!

Key Topics:

How Bill Got into Financial Planning (01:45)
Learning to Work Together as a Couple (07:21)
Finding the Right Balance Between Past and Present (15:21)
Reverse Engineer Your Financial Plan (24:44)
The Importance of Having a Mission Statement (30:18)
Bill’s Parting Advice (40:55)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
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Exploring The New Book Black Financial Culture: Building Wealth From The Inside Out with Dr. Michael Thomas

Thu, 29 Jun 2023 08:00:00 -0400

What if you could decode the complex dynamics of your financial journey and transform it into a liberating exploration of self-identity? Joined by the insightful Dr. Michael Thomas, our host Ed Coambs journey through the intricate world of financial intimacy, unearthing the power of understanding our personal money journey to overcome past traumas and experiences. They acknowledge the universality of conversations about money, race, and identity that extend beyond any singular culture, setting the stage for a comprehensive discussion about embracing vulnerability and authenticity while navigating economic systems.

Michael and Ed then approach the idea of speaking in our unique, unapologetic voice, despite potential criticism. They ponder the concept of aligning with our money - a transformative process that's intimately tied to understanding ourselves. As they scrutinize the social capital theory, they underscore the freedom and strength that comes from being authentic, regardless of the system you're in.

They emphasize the need for empathy and historical context, particularly in the context of black financial culture. They delve into attachment theory and the urgent need for financial empathy in an era plagued by financial shaming. Finally, they reflect on establishing financial boundaries with compassion, empowering our parents to regain their financial agency without compromising their dignity. You’ll find all this and more in this special episode of Healthy Love and Money!

Key Topics:

Conversations Around Black Financial Culture (03:15)
“This is Not Your Typical Personal Finance Book” (07:42)
Dealing with Rejection (14:53)
The Elements of the Social Capital Theory (17:21)
Financial Empathy (26:04)
The N.U.R.S.E Acronym (27:40)
The Cosby Show in Context of Black Families (41:32)
How Michael’s Mother’s Money Perspective Changed (45:06)
Focusing on Relationship Over Money (47:49)
Michael’s Parting Wisdom (53:28)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
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How Couples Can Use Internal Family Systems to Foster Financial Intimacy with Debra Kaplan and Rick Kahler

Thu, 22 Jun 2023 08:00:00 -0400

Our host Ed Coambs dives deeper into the complexities of financial therapy for couples in this powerful episode of Healthy Love and Money with esteemed guests, Debra Kaplan and Rick Kahler. As authors of the insightful book, Coupleship Inc., they share their extensive knowledge on fostering financial intimacy and understanding money's role in relationships. Together, they explore the power dynamics, power struggles, and the importance of balance and staying curious in money conversations.

They delve into the fascinating world of Internal Family Systems (IFS) therapy and its application to financial therapy. Debra and Rick reveal how IFS can provide a unique perspective on our relationships with money and the challenges that couples face. Moreover, they discuss the crucial differences between financial therapists and financial planners, and how IFS connects to money scripts.

Debra and Rick offer valuable insights on recognizing the signs of financial stress and utilizing financial therapy to build trust and cooperation in relationships. Learn how to understand the dynamics of family and couples' money, preventing and managing money-related stress, and fostering financial intimacy in your relationships.

Key Topics:

About Debra (02:38)
About Rick (04:28)
Couples Therapy and Relationships (06:58)
Language Around the IFS Theory (17:05)
IFS Separates Yourself from the Part (24:17)
Cognition and Emotion (30:15)
The Difference between Financial Planning and Financial Therapy (37:46)
Rick and Debra’s Parting Pieces of Advice (47:40)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
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How To Help Brothers Support Their Sisters Healing From Sexual Abuse With Keeper Catran Whitney

Thu, 15 Jun 2023 08:00:00 -0400

The time is now to stand up as brothers against the sexual abuse of our sisters.

In today’s episode of Healthy Love and Money, Ed Coambs speaks with Keeper Catran Whitney who shares his family's incredible story of healing from trauma. Over a span of 45 years, Keeper takes us through his family's journey of dealing with the heart-wrenching revelation of his stepfather's molestation of his sisters, and their mother's knowledge of it. Ed and Keeper explore the impact on the family and the challenges faced by the brothers who struggle to support their sisters in their recovery, all while being told to keep silent about the abuse.

As they discuss this harrowing experience, they also highlight the lack of resources available for brothers seeking to help their sisters and the need for a safe space for healing. Keeper's story serves as a vital reminder of our responsibility towards our siblings and the importance of breaking the silence surrounding family trauma.

This heart-wrenching conversation is a testament to the strength of the human spirit and the power of family healing. Listen as they explore how Keeper's family managed to rise above their past and find hope, happiness, and healing against all odds. If you or someone you know is struggling with similar issues, this episode serves as a beacon of hope and a reminder that healing is possible.

Key Topics:

Keeper’s Early Family History (0:02:31)
The Journey of Healing from Trauma (0:14:15)
Why Brothers Must Step into the Gap (0:25:24)
Recognizing that You’re a Victim (0:30:22)
The Innocence of Children Lost (0:56:11)
Finding Closure by Confrontation (1:03:27)
Sexual Abuse Can Happen Anywhere (1:15:07)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

How the 7 Developmental Capacities of Executive Functioning Bring Compassion To Financial Planning and Neurodiversity with Christine Hargrove

Thu, 08 Jun 2023 08:00:00 -0400

Discover the intricacies of financial intimacy and how ADHD can impact couples and their financial well-being in this enlightening conversation with Christine Hargrove, a Ph.D. student at the University of Georgia. You'll gain valuable insights into the world of neurodiversity and the challenges faced by neurodiverse families when it comes to money and relationships.

Our Host, Ed Coambs of Healthy Love and Money along with Christine dive deep into the concept of financial self-efficacy and its connection to positive financial behaviors, shedding light on Christine's work at the CARE Lab and Aspire Clinic, where she supports individuals, couples, and families living with ADHD. They discuss the different mechanisms of change in family therapy, and how the context and goals can influence the exercises employed in treatment. As they explore executive functioning and neurodiversity, you'll unravel the invisible barriers that can make it difficult for people with ADHD to consistently implement what they know they should do.

Don’t miss this fascinating journey through the seven developmental capacities of executive functioning and how they can affect our ability to complete tasks and understand complex concepts. You'll hear Christine's personal story of her daughter's ADHD diagnosis and how it prompted her to learn more about neurodiversity and its impact on family life. By the end of our conversation, you'll have a deeper understanding of ADHD and its effects on relationships and finances.

Key Topics:

The Triangle of ADHD, Couples and Money (02:00)
Christine’s Story and Her Daughter’s Diagnosis (05:05)
How Christine got into Financial Therapy (10:50)
The Seven Developmental Capacities of Executive Functioning (22:33)
Resources from Christine (38:00)

Resources:

Christine Hargrove on LinkedIn

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
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How To Relish Financial Well-Being After School Buses, Wall Street and Costa Rica with Cara Macksoud

Thu, 01 Jun 2023 08:00:00 -0400

In this fascinating episode of Healthy Love and Money, our host Ed Coambs had the pleasure of speaking with Cara Macksoud of Money Habitudes. Cara shared her journey from working on the New York Stock Exchange trading floor to her current work with Money Habitudes, and how her upbringing and family provided her with the strength to challenge the status quo. Listen in as she discusses her experiences of being told to "go back in her box" and how she responded to and shattered these expectations with confidence and pride.

Ed and Cara explore how healthy competition can exist in intimate relationships and how partners can spur each other on to do better. Drawing from Michelle Obama's book, they discussed the idea that neither person in a relationship should win all the time and how couples can learn to flex their comfort zones to satisfy the other person and themselves.

Throughout the conversation, they touched on various topics such as the power of authenticity, the impact of privilege on parenting, and the complexities of money and healthcare. Cara's unique perspective and experiences have led her to advocate for valuing people for their differences and recognizing the potential of what can be accomplished when everyone brings their own uniqueness to the table.

Key Topics:

The Four C’s: Collaboration, Conflict, Competition, Camaraderie (0:07:11)
ADD and Knowing What You Don’t Know (0:22:52)
Having or Not Having an Internal Character to Fall Back On (0:30:29)
The Costa Rica Stories (0:34:09)
Cara’s Daughter’s Zipline Accident and What Money Can’t Buy (0:38:16)
The ‘Good Ending’ to the Zipline Accident (0:53:31)
The Human Process of Empathy and Compassion (1:03:15)
Money as a Tool of Social Belonging and Connection (1:22:58)
Wrap-up and More About Money Habitudes (1:26:21)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

How Combining Dance Therapy and Poly-Vagal Theory Gives Grace To Your Financial Life with Dee Wagner

Thu, 25 May 2023 08:00:00 -0400

Can understanding the Polyvagal Theory and the role of the vagus nerve in our emotions unlock the secrets to healthier relationships and even transform our financial intimacy?

Our host Ed Coambs and guest Dee Wagner dive deep into the world of Polyvagal Dance Therapy. Dee has been a therapist for over 30 years and offers powerful insights into healing from multi-generational trauma and improving relationships.

Don't miss this enlightening conversation as they uncover the often-overlooked connections between mental health, finances, and relationship dynamics. Listen in and learn how to create a sense of safety, security, and communication in your relationships.

Key Topics:

The “Dance of Relationships” (0:04:21)
Activating the Vagus Nerve (0:09:15)
Multi-Generational Trauma (0:12:29)
Sibling Conflict and Alienation (0:28:01)
Gut Issues and Vagus Nerve vs Dieting (0:32:50)
Reclaiming the Right to Say No (0:38:09)
The Importance of Being Ready for Anything (0:43:20)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

Finding Joy in Financial Planning and Pursuing The 6 Stages of Financial Independence with Ben Hockema

Thu, 18 May 2023 06:00:00 -0400

“Money is just a tool toward whatever you see for your life, whatever you envision, whatever your fulfillment could be. Whatever that is, it’s just a tool to go that direction.”

Discover the ins and outs of financial intimacy and how it can strengthen your relationships in this eye-opening conversation with Ben Hockema of Illuminate Wealth Management and our host Ed Coambs of Healthy Love and Money. Learn how to navigate the challenges couples face in their financial lives together while uncovering the psychology of money and the important role it plays in our lives.

Listen in as Ben shares his insightful take on the six stages of financial independence and how to strike a balance between meaningful life experiences and creating an effective financial plan.

This episode is packed with invaluable advice for both couples and individuals looking to improve their financial lives and relationships around money. Whether you're just starting your journey to financial intimacy or have been on the path for years, Ben and Ed’s insights will prove to be game-changing.

Key Topics:

How Ben Became a Financial Planner (0:02:20)
Ben’s Initial Questions for Clients & Why He Prefers Couples Work (0:11:09)
Assessing Money Goals of The Client (0:17:41)
Opportunity, Security, Vulnerability and Early Money Memories (0:24:11)
Life Philosophies around Money and Planning (0:31:19)
Ben’s Perspective Change Once He Got a Financial Planner (0:39:53)
The Six Stages of Financial Independence (0:54:54)
1: Establishing an Emergency Fund (0:58:26)
2: One Year of Expenses (0:59:40)
3: I Can Quit My Job (1:04:56)
4: Lean FIRE (1:07:22)
5: Traditional Financial Independence (1:12:09)
6: True Financial Freedom (1:13:50)
Emotions Around Finances (1:23:23)
Wrap-up (1:27:50)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

How Using Emotion Wheels and Human Needs Wheels Open New Money Pathways with Colby Peters

Thu, 11 May 2023 08:00:00 -0400

Today, Ed is joined by Dr. Colby Peters, Founder and CEO of Human Systems, which empowers individuals and human service organizations with research-based tools and processes to help them prevent burnout, reduce turnover, and improve individual and organizational well-being. Dr. Peters founded Human Systems in 2016, recognizing that leadership is “positive action that happens on the individual, relational, and systems levels.” In other words, the role of leadership is not reserved only for those at the top of the organization, but for everyone within it.

In the first part of this two-part discussion, listen in as Dr. Peters discusses how she came to realize, through her research as well as through her own personal experiences, that emotion is nothing to be scoffed at nor something to be suppressed in professional life. She explains how we can speak authentically with another human being to build bridges. Expanding our emotional vocabulary, according to Dr. Peters, allows us to turn our emotion into action by attuning our perspective toward making the right decisions.

In the second part of this two-part discussion, listen in as Dr. Peters discusses the importance of reclaiming and developing our self-authority. It all begins, she says, with addressing our unmet needs. According to Dr. Peters: “Behind every comfortable emotion is a met need. Behind every uncomfortable emotion is an unmet need.” She breaks down the four categories of needs: safety, growth, individuality, and relationships.

Drawing from her own emotional experiences, Dr. Peters speaks on how therapy and financial planning come together. She explains how she guides her clients through their emotional needs without taking on the persona of the “authority figure.” This, in turn, honors her clients’ autonomy, encouraging them to claim their own power in the decision-making process.

Key Topics:

Part 1:

About Human Systems (0:01:31)
Expressing Emotion without Offending the Other Person (0:08:13)
Leadership Plus Emotional Intelligence (0:16:20)
Expanding Your Emotional Vocabulary via the Three Emotion Wheels (0:27:16)
Fundamental Human Needs Versus Emotional Needs (0:32:42)

Part 2:

About the Human Needs Wheel (0:39:23)
Balancing Our Growth Needs with Our Safety Needs (0:43:16)
How Therapy and Financial Planning Can Come Together (0:51:07)
Why We Should Never Resist Our Emotions (1:08:04)
Teaching Clients How to Use Tools Developed by Human Systems (1:12:45)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.

What is Ontological Coaching and How Does It Improve Financial Planning? with Liz Hand

Thu, 04 May 2023 08:00:00 -0400

“This is sacred work. The layers of meaning built into the financial planning process are profound."

What if financial planning could go beyond practical strategies and delve into the deeper emotional aspects of the human relationship with money? Join our host Financial Therapist Ed Coambs as he explores this intriguing idea with today’s guest, Financial Planner Liz Hand, who shares her unique approach to helping clients on their financial journey.

They discuss how Liz's practice has evolved to focus on creating trusting relationships with her clients, allowing them to explore their financial lives at their own pace and in their own way. They touch on the importance of meeting clients where they are in their financial journey, Ontological Coaching, and navigating retirement transitions with emotional acumen. They even examine how personal aspects of our lives, such as belonging, religion, and finding one's inner light, can impact our financial journey.

Don’t miss this eye-opening conversation and discover how a deeper connection with clients through the financial planning process can lead to more fulfilling and successful financial plans.

Key Topics:

Financial Planning With a Deeper Connection (1:02)
Integrating Counseling and Financial Planning (10:15)
Navigating Retirement Transitions With Emotional Acumen (20:41)
The Sacred Work of Financial Planning (27:24)
Belonging, Religion, and Financial Planning (37:59)
Unleashing Your Inner Light (51:38)

Resources:

Liz Hand on LinkedIn

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

How Financial Therapy Helps Transform Financial Fiascos into Financial Freedom with Aja Evans

Thu, 27 Apr 2023 08:00:00 -0400

Today, Ed is joined by Aja Evans, licensed mental health counselor specializing in financial therapy based in New York City.

Aja shares how her own financial awakening led her to seek out spaces in which she can express her money-related dreams, anxieties, and challenges with others who are going through the same issues as she. It was this gradual embrace of the wonders and complexities of money and mental health that led her down the path of becoming a financial therapist.

In her words: “I love getting into the nitty gritty about feelings and money, and making sure people don’t feel alone.”

Aja also gives her thoughts on how the lack of representation for minority groups in the world of finance is directly tied to the money-related struggles within many individuals in these underrepresented communities.

She talks about how we can bridge the gap between these communities, between generations, and even between couples who often struggle with financial intimacy—to appreciate each other’s perspectives and lived experiences due to radically disparate backgrounds.

Finally, Aja dives deep into the often-overlooked factors that impact financial well-being in marriage, from money to motivations to trust.

Key Topics:

About Aja and her “financial awakening” (01:20)
Why we need community if we want to improve our financial well-being (03:30)
The connection between representation and financial well-being (09:28)
Building bridges between communities (15:34)
Money and marriage (22:16)
Why intimacy matters (27:46)
Rebuilding lost trust in a relationship (36:35)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

Opening to Healthy Relationships To Foster Financial Well-Being with Elizabeth Overstreet

Thu, 20 Apr 2023 08:00:00 -0400

Today, Ed is joined by relationship coach Elizabeth Overstreet. She helps her clients get clear on the mindset that may be attracting the wrong experiences into their love lives. Elizabeth is the author of Love You and He Will Too: A Smart Woman's Roadmap for Happy, Healthy Relationships.

Listen in as Elizabeth shares how she guides clients in developing a clearer vision of their love lives. She speaks on the relationship between love and money and how both can coexist.

Elizabeth talks about the all-important concept of self-love, and why truly learning to love yourself can only come with self-accountability: recognizing your faults and taking a closer look at your responsibilities in the relationships you have with others. In other words, self-love is a process of learning about yourself and how we impact the people around us.

She explains how we can navigate the learning, healing, and growth journey alongside our partner, especially during those times when our partner “falls behind” or gets stuck on their path, in a way that both can enjoy the gifts of financial well-being in their relationship.

Finally, she emphasizes the importance of taking a close look at one’s upbringing in order to gain a more holistic perspective on their money beliefs and, of course, how money beliefs clash or complement each other between a couple.

Key Topics:

How Elizabeth “accidentally fell into” becoming a relationship strategist (02:42)
What it takes to experience self-love (06:38)
What to do if your partner doesn’t experience growth at the same level as you (10:18)
How Elizabeth gets to know the source of client issues (15:26)
The limitations of ambition in the context of marriage (24:48)
Guiding couples through their money roadblocks and challenges (31:06)
Having money conversations with your partner (36:27)

Resources:

https://elizabethoverstreet.com/

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

How The Modern Widows Club Transforms Profound Pain into Life Purpose with Carolyn Moor

Thu, 13 Apr 2023 08:00:00 -0400

Today, Ed is joined by Carolyn Moor, humanitarian, mom, and the Founder of Modern Widows Club. She is the host of the Healthy Widow Healthy Woman Podcast and curriculum creator at the Widow Empowerment School of Thought (WESOT).

Widowed on Valentine’s Day 2000 and with two young daughters to raise solo, Carolyn struggled to find the mentors she needed to model the healing and growth she desperately sought. This ultimately led to the founding of Modern Widows Club in Carolyn’s very own living room in 2011.

Listen in as Carolyn does a deep dive into the unique needs and experiences of widows. She reflects on her endlessly-inspiring story from becoming a mentor to a leader to a global advocate for widows everywhere.

“This is what happens when you listen very clearly to tens of thousands of widows and you start seeing the lack of opportunity, and systems that are set up for them to fail and struggle in—and then ask ‘why?’.”

Carolyn explains how Modern Widows Club has pioneered what she calls “the healthy widow pathway forward” and created “the grief to growth bridge” to help widows everywhere hope, heal, grow, and lead.

Key Topics:

About Modern Widows Club (01:26)
Why it’s always “the last woman standing” in a relationship (06:26)
The unique challenges of survivors of suicide (10:16)
Navigating brain fog and grief surrounding “the detachment problem” (12:56)
How attachment theory informs the grieving process (16:30)
The seven-year cycle widows have to endure to rebuild their life (22:25)
From two incomes to none (29:39)
Understanding your tax options as a widow (34:47)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

Why Your Body is So Important in Your Financial Well-being with Bob Wheeler CPA

Thu, 06 Apr 2023 08:00:00 -0400

[explicit content]

Today, Ed is joined by Bob Wheeler, CPA. He’s the owner of a full tax practice with 12 employees and about 1000 clients. Bob is also the CFO of The Comedy Store and has served on the leadership team for the past 25 years.

Bob is the owner of The Money Nerve, where he conducts workshops and speaking engagements, offers courses and books, and hosts the podcast Money You Should A$k.

Listen in as Bob discusses all things money and emotions, and why he is so passionate about helping people get more intentional about how they manage, invest, and spend their money. He looks at financial responsibility as the process of aligning your spending with long-term goals.

Bob explains how he creates a safe space for each of his clients in order to nurture a partnership with them, using such modalities as somatic therapy to help them navigate challenging areas, from taxes, to marriage, to unhealthy money stories nurtured in childhood, all the way to suicidal ideation.

He also talks about the importance of getting in touch with your body and noting your visceral reactions whenever you deal with money. He says that allowing your body to be creative as it was when you were a child—to play, dance, and stay curious—helps your biology catch up with your mental maturity around finances.

Key Topics:

About Bob (00:55)
What it means to be responsible around money (03:25)
How Bob uses somatic therapy to help clients deal with their taxes (08:42)
Facing the trauma that led to the development of unhealthy money stories (11:27)
Dealing with suicidal thoughts (13:56)
How somatic therapy works (20:18)
How to tap into vulnerability to address physical discomfort around money (26:51)
Staying more fully in your body through adversity (28:40)
Money and marriage (34:29)
Separating story from truth (42:07)
Self-empowerment versus victim mentality (46:08)

Resources:

Check out Bob and The Money Nerve here: https://themoneynerve.com/

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

How Financial Planning Helps Overcome Systemic and Structural Oppression with Kathleen Boyd

Thu, 30 Mar 2023 08:00:00 -0400

Today, Ed is joined by Kathleen Boyd, CFP®. She’s a Financial Planning and Process Coach with XY Planning Network, and a professor at Oklahoma State University.

Listen in as Kathleen dives into the human element of financial planning, of what it means to navigate love and money.

As a queer black woman who grew up in public housing, she looks back on the intimidation she felt early in her career of becoming an advisor to multimillionaire clients and working alongside mostly white co-workers and managers.

Kathleen highlights the importance of financial therapy in anyone’s financial journey. She calls it a powerful piece of the puzzle that shouldn’t end only with strategy and planning. Failing to address deep-seated beliefs, fears, and desires is one of the biggest reasons even a wealthy person can feel financially destitute.

Finally, Kathleen unpacks the phenomenon known as “singleism,” defining it as “the social and institutional discrimination that single people face simply due to their marital status.”

She and Ed agree on the often unfair advantages that married people have over singles, and even over those in polyamorous relationships. They offer their thoughts on how both the government and the financial industry can fill the gap.

Key Topics:

How Kathleen got into financial planning (02:31)
Advising ultra-high-net-worth clients (07:18)
Gaining confidence over the years (11:58)
After Wells Fargo and joining the Orange County FPA chapter (14:42)
Why even those who make a lot of money can perceive themselves as broke (23:45)
Love and money in the context of single people (32:25)
Defining “singleism” (35:11)
Myths around married people (38:57)
How the polyamorous community is severely underserved by the industry (45:52)

Resources:

Kathleen Boyd on LinkedIn

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

Why Financial Planners Need Their Own Financial Planner To Feel Financially Empowered with Kenneth White

Thu, 23 Mar 2023 08:00:00 -0400

Today, Ed is joined by Kenneth White, an Associate Professor of Personal & Family Financial Planning at the University of Arizona.

Starting out as a CPA, Kenneth realized early in his career that while he loved the art of money, he hated cubicles. He tried his hand at an investment company before becoming a revenue agent with the IRS. Finally, he decided to pursue his dream of obtaining his Ph.D. in Family Resource Management at Ohio State University, and has been in academia ever since.

Listen in as Kenneth discusses the ongoing research being done on financial well-being and how financial professionals can improve client outcomes. He addresses the common hesitation that one has to be good at math in order to be financially literate, saying that it’s not as important to know how the math works as it is to know what the math means.

Kenneth shares how parents can best pass on life-defining money messages to their kids, and how families that have been historically excluded from quality financial information can go about acquiring that information.

Finally, Kenneth gives his best tips to the next generation of financial professionals, speaking on why altruism is a powerful motivator for one’s career, tapping into client psychology, and why financial professionals need their own financial planners.

Key Topics:

How Kenneth became a professor in personal and family financial planning (02:06)
The connection between math and financial literacy (07:24)
Defining the “time value of money” (10:28)
Passing on effective money messages to your kids (15:50)
How minority families access quality financial information (21:12)
Financial education as a lifelong journey (25:11)
Educating undergraduates versus graduates (31:38)
Using a career in financial planning for altruistic reasons (35:46)
Understanding client psychology (37:36)
Why financial professionals need their own financial planners (42:27)

Resources:

Kenneth White on LinkedIn

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

Unpacking The Book Mom and Dad, We Need To Talk: How To Have Essential Conversations with Your Parents About Their Finances with Author Cameron Huddleston

Thu, 16 Mar 2023 08:00:00 -0400

Today, Ed is joined by Cameron Huddleston, an author, speaker, and award-winning journalist with 20 years of experience writing about personal finance.

The mom of three juggled the responsibilities of parenthood while being caregiver for her own mom, who had Alzheimer’s disease. That experience made her realize how important it is for adult children to have conversations with their parents about their finances before a health issue or other emergency leaves them unable to manage on their own.

It was that period of her life that inspired Cameron to write Mom and Dad, We Need to Talk: How to Have Essential Conversations With Your Parents About Their Finances, in which she offers encouragement and guidance to people who desire open dialogue with their parents about a topic typically considered off-limits.

Listen in as Cameron explains how the challenges and goals differ between caring for children and caring for aging parents. She talks about the common roadblocks adult children face when having conversations with their parents about their finances, and why it’s crucial to talk to your siblings first before your parents.

Cameron also talks about the importance of teaching your own kids to get comfortable with open communication between family members regarding finances. Finally, she discusses practical steps to ease into that conversation with your aging parents as early as possible.

Key Topics:

The challenges of caring for aging parents (01:46)
What got Cameron into personal finance (04:25)
Taking care of a mother with Alzheimer’s disease (08:43)
The consequences of not having these conversations (14:21)
Getting your own kids involved in these conversations early on (24:32)
How to start talking to your parents about their finances (30:16)
How to “die well” (36:30)
Bringing up the “what ifs” with your parents and helping them avoid scams (43:30)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

How Healthy and Happy Families Approach Estate Planning with Jen Gumbel

Thu, 09 Mar 2023 09:00:00 -0400

Today, Ed is joined by Jen Gumbel, an estate planning and probate attorney based in Minnesota. She established Organized (after)Life to change how people think about estate planning and legacy.

Jen loves getting into the family dynamics around estate planning, her superpower being her ability to help people walk through legal issues or reduce the legal to-do list they’ll leave for their loved ones.

As she puts it, “I share the tools and information that all of us in ‘death law’ wish every client knew coming in and show people when and why working with an attorney is important.”

Listen in as Jen explains the difference between “legacy” and “wealth” and how our perspective on mortality shapes the decisions we make concerning our assets.

She also encourages beneficiaries to treat their family business as a real business, and to avoid banking one’s financial future on an inheritance to avoid disappointment down the road if the process does not go as smoothly as imagined.

Jen also lists the dos and don’ts of communicating with older clients about the importance of estate planning. In a similar vein, she addresses common mental and emotional roadblocks that often come with facilitating discussions between family members unaccustomed to talking about their finances with each other.

Key Topics:

About Jen and family dynamics around estate planning and probate (01:25)
Examining common perceptions of death (06:45)
How the legal process can facilitate a more flexible holding of the family business (08:19)
Going beyond the handshake (10:58)
Facilitating communication between family members (13:35)
Applying the Swedish mindset to estate planning (17:33)
Why Jen decide to get into estate planning and probate (24:05)
How financial anxiety stops people from absorbing advice (27:54)
The “reverse sex talk” (30:10)
Taking over your parents’ medical debts (40:17)
How Jen fills the typical knowledge gap around estate planning (45:04)

Resources:

OrganizedAfterLife.com

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

Equal Partners: Improving Gender Equity At Home with Kate Mangino

Thu, 02 Mar 2023 09:00:00 -0400

Today, Ed is joined by Kate Mangino, a gender expert who works to change harmful social norms through writing, training, and facilitation.

She has 20+ years of experience working in the international development sector, writing and delivering curricula in over 20 countries on a range of issues.

Kate’s debut book, Equal Partners, looks at gender imbalances in our personal life and what we can do about it.

Listen in as Kate pulls back the curtain on why “gender” is such a tricky topic to discuss in today’s world—and why it shouldn’t be.

She talks about how married couples can improve gender equity at home by shifting our focus from doing tasks we feel we “ought” to do thanks to our ingrained notions about gender norms, to doing tasks based on what we value the most.

Finally, Kate goes beyond gender, explaining why seeing ourselves and our community through an “intersectional lens” is so important to understanding imbalances of power and expectations in society.

Key Topics:

Why “gender” has become a difficult topic to talk about (01:28)
How Kate chose her unique career (04:47)
Looking at ourselves and our community through an intersectional lens (09:07)
How couples can improve gender equity at home with regard to finances (12:46)
Why we need to prioritize values over the tasks we think we “ought” to do at home (18:12)
Looking at other factors that impact one’s lot in life, from race to social class (28:33)
Normalizing healthy masculinity (30:34)
Defining “emotional burden/labor” and why “cognitive labor” is a better replacement (38:25)
The importance of inviting men into women’s spaces (43:17)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

How To Improve Your Financial Life With The Stages of Change with Jeremy Keil

Thu, 23 Feb 2023 09:00:00 -0400

Today, Ed is joined by Jeremy Keil, fellow financial planner and enthusiast of the psychology of motivational interviewing. Jeremy is here to teach us about the value of motivational interviewing and how he uses it to help his clients move from preretirement into retirement!

Motivational interviewing, which Jeremy calls “a guided discussion about change,” is a powerful way to avoid the often prescriptive approach that financial planners take when advising their clients.

As Jeremy succinctly puts it, “Telling people what to do is usually the best way to make sure it doesn’t happen!”

Motivational interviewing is all about helping clients discover what’s right for them. The idea is to help an individual believe they can change a certain aspect in their life, or a process of helping clients align their behavior with their goals and values.

Jeremy breaks down the philosophy and mechanics of motivational interviewing, encapsulated by two acronyms: OARS (Open-ended questions, Affirmations, Reflections, Summarizing) and PACE (Partnership, Acceptance, Compassion, Empathy).

Finally, he speaks on the often-overlooked but all-important psychological hurdle of finally making that transition from saver to spender which comes with the move from preretirement to retirement.

Key Topics:

How Jeremy got into financial planning and motivational interviewing (03:33)
Defining “motivational interviewing” (08:09)
Assessing whether your client is on the right track (14:59)
Breaking down OARS (19:47)
Jeremy’s money dance with his wife (25:09)
Compassion versus empathy (33:15)
Considering the psychological readiness for retirement (38:52)
Learn the math, do the math, follow the math (45:37)

Resources:

5-Step Retirement Income Plan with Jeremy Keil

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

Unlocking The The Millionaire Next Door and So Much More with Dr. Sarah Fallaw

Thu, 16 Feb 2023 09:00:00 -0400

Today, Ed is joined by Sarah Stanley Fallaw, Ph.D. She is the author of The Next Millionaire Next Door and the founder and President of DataPoints LLC, a company that provides technologically-enabled financial psychology tools to enhance wealth-building.

“We give you tools to understand your clients’ money mindset,” says Sarah regarding DataPoints’ mission. Listen in as she lays out the basic competencies of financial literacy, pointing to the unfortunate reality that “managing your financial life is essentially a job that very few of us are trained to do.”

Sarah throws back the curtain to reveal what makes The Millionaire Next Door tick. She discusses the traditional career path of the “average” U.S. millionaire and the typical relationship dynamics between high-net-worth families.

She and Ed also dive into how people of different personality traits—in Ed’s case, being incredibly high in agreeableness—maintain a healthy money mindset and the typical gaps that prevent many from growing their wealth.

Key Topics:

Sarah’s foray into financial psychology (08:20)
How survey research works (13:51)
Writing The Millionaire Next Door (18:34)
The typical career path of The Millionaire Next Door (27:42)
Explaining wide income distributions within the same neighborhood (32:36)
Staying financially healthy if you’re high in agreeableness (40:28)
The typical quality of marriages of Millionaires Next Door (43:40)
What financial planners need to know about DataPoints (47:35)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

When Our Financial Stories Change And We Invest In What Matters with Brittany Damico

Thu, 09 Feb 2023 09:00:00 -0400

Today, Ed is joined by ESG consultant Brittany Damico. She is the Director Of Business Development at Ethos ESG, a data and analytics provider catering to financial advisors, individual investors, and institutions. The company helps with impact-focused lead generation, ESG data and research, personalized portfolio design, and tailored impact reports.

Brittany reflects on the personal journey that inspired her to devote her career to bringing more awareness and funding to impact-driven organizations.

She discusses the goals of SRI (socially responsible investments) and ESG (Environmental, Social, and Governance) investing as “speaking to the human more so than the traditional portfolio theory, which is all about risk in financial performance.”

Listen in as Brittany explains what it means to align your values with your investing. She also shares how the SRI and ESG approach is rooted in the U.N.’s own 17 Sustainable Development Goals.

Finally, Brittany discusses the cold hard data on the performance of impact-driven businesses compared with those of “traditional” ones so far, and what she sees for the future of the ESG initiative as more investors make the shift.

Key Topics:

Brittany shares how a trip to Bali led her to pursue ecological economics (01:44)
Ethos ESG’s purpose and goals (06:46)
What the data says about SRI and ESG investing (08:51)
Three behavioral drivers of why people invest sustainably (14:20)
The U.N.’s 17 Sustainable Development Goals (SDGs) (17:57)
Raising more awareness about ESG (25:21)
The importance of ecological economics (35:00)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

How To Restore Hope After Discovering Financial Lies In Your Intimate Relationships with Tracy Coenen

Thu, 02 Feb 2023 09:00:00 -0400

Today, Ed is joined by forensic accountant Tracy Coenen. She has over two decades of experience in accounting and investigations, and has personally investigated more than 500 frauds in a wide variety of industries.

Tracy created the Divorce Money Guide, an online handbook which details the exact steps needed to uncover hidden financial fraud in cases of divorce.

She was inspired to write the Divorce Money Guide after realizing that many people in need of her services were unable to afford them. The handbook serves as a “do-it-yourself forensic accounting product for anyone who is going through divorce and needs to get their arms around the financials.”

Her goal? To help 1000 people a year get better financial outcomes in their divorces.

Listen in as Tracy discusses the typical work she does for her corporate clientele as well as her individual clients who are entwined in money conflicts amid divorce. She explains that, in cases of fraud, her job is to “trace the money, figure out where it went, and testify as an expert.”

Tracy also offers a peek into her criminal defense work and shares her experiences and fascinating takeaways from working with both wealthy clients and clients who struggled financially.

Key Topics:

Defining “forensic accountant,” what she does for divorced clients, and why she wrote the Divorce Money Guide (01:45)
Why simply having peace of mind is priceless (05:36)
Defining “financial infidelity” and “financial abuse” and how they often overlap (08:03)
How living in a cashless society makes Tracy’s job both easier and harder (15:09)
Tracy’s upcoming money guides (22:02)
Creating a systematic approach to addressing money problems (25:00)
Tracy’s criminal defense work (28:53)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

How Financial Therapy with Financial Planning Increases Financial Intimacy For Couples with Michael Reynolds

Thu, 26 Jan 2023 09:00:00 -0400

Today, Ed is joined by Michael Reynolds, a Certified Financial Planner™ and owner of Elevation Financial, a fee-only financial planning and investment management firm serving progressive SRI/ESG investors. He is the host of the weekly personal finance podcast called Wealth Redefined®.

Listen in as Michael reflects on his transition from owner of a digital marketing agency to financial planner, and shares the ways in which he’s applied the principles of financial therapy to his current role. He talks about how growing up in a household that didn’t handle money well led him to dedicate his career to personal finance.

“Money and mental health are so tightly intertwined,” says Michael, “that we’d be doing clients a disservice by ignoring that.” He believes that the financial planning process brings a level of clarity to a couple’s financial life which they never up until now have been able to acquire on their own.

That’s only possible, he continues, if the financial planner is able to find alignment between the system and the human⁠—between the practicalities of personal finances and how clients feel about the process.

Ultimately, the goal of a financial planner is to achieve integration: Helping clients get to the point where they can accumulate wealth and manage money well without sacrificing well-being and positive experiences.

Key Topics:

How Michael’s upbringing inspired him to dedicate his career to personal finance (05:21)
Ed and Michael’s thoughts on Dave Ramsey (08:25)
Pros and cons of professionally loving your clients (13:58)
Michael’s biggest takeaways from financial therapy (17:44)
Making it okay to talk about money (21:34)
The importance of storytelling in sales (25:55)
Financial planning as a form of financial therapy (29:18)
Intuitive eating in comparison with finances (34:20)
How to achieve financial awareness without falling into financial obsession (35:23)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

Grateful When Brene Brown Saves Your Life After Organ Failure with Julie Johnson

Thu, 19 Jan 2023 09:00:00 -0400

Today, Ed is joined by Julie Johnson, President, and CEO of XY Communication. Julie is certified in behavioral finance and her passion is “advocating for and empowering advisors, executives and/or any who are struggling to create connection.”

Julie makes the case that without emotional trust—without embracing vulnerability and authenticity while interacting with your clients, prospects, or teams—your people will be unhappy and disengaged at best, and ready to leave your organization at worst.

Julie shares the personal transformation she underwent following organ failure when she encountered Brené Brown and her timeless wisdom, and how she applied that wisdom to her career in behavioral communication.

She and Ed unpack the idea that the need to be in control is often a survival mechanism, the roots of which can be traced all the way back to childhood. They discuss the complexities of workplace harassment and how to be there for your partner if they are going through it.

Finally, Julie explains how EMDR therapy helped her get to the point where she could forgive those she blamed for traumatic past events, and move forward. She ultimately encourages us to become an advocate for our own healing and growth.

Key Topics:

The importance of emotional trust (03:36)
Relinquishing control in our darkest moments (12:26)
Dealing with bullying, violence, and harassment in the workplace (17:55)
When putting your needs first is the healthiest choice (28:37)
When leaning on another person is the healthiest choice (34:36)
How EMDR therapy helped Julie heal from long-lasting trauma (43:06)
How and why to be gentle with yourself (48:24)

Resources:

Julie Johnson - XY Communication

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

How Therapy Can Evoke Passion For Our Financial Well-Being with Couples Therapist Jason Wasser

Thu, 12 Jan 2023 09:00:00 -0400

Today, Ed is joined by Jason Wasser. He’s a licensed marriage and family therapist and entrepreneurial expert based in Hollywood, FL.

Jason is a practitioner of NET, a mind-body technique that finds and removes neurological imbalances related to the physiology of unresolved stress. He’s the host of the You Winning Life Podcast.

Listen in as Jason does a deep dive into how our repressed trauma stories, often formed in our youth, impact our financial well-being as well as how we show up in our marriage.

The resulting stress emanating from those wounds is more than emotional and psychological. It manifests physically too, since each emotion, according to Jason, is tied to a different organ in our body.

“We play out our unfinished wounding from our childhood,” says Jason. “We unconsciously project that onto the people that we’re attracted to—both the positive traits and the challenging traits.”

The solution? To allow the body to heal itself naturally, by first and foremost becoming aware of our unconscious trauma stories, so that we can become empowered “to transform life’s stressors into maximized potential.”

Key Topics:

Why Jason became a therapist (01:22)
The development of maladaptive stress patterns (06:47)
The benefits of NET (15:30)
Getting clear on our unconscious stories (20:20)
Remembering that the body keeps the score (26:39)
Organs connected to emotions (32:04)
How our wounds in childhood manifest in adulthood (34:34)
Simplicity over complexity (45:20)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

It Is Time to Love Financial Planning For Couples with Natalie and Dan Slagle of Fyooz Financial Planning

Thu, 05 Jan 2023 09:00:00 -0400

Today, Ed is joined by Natalie and Dan Slagle. Both are CFPs and part of the XY Planning Network, a community of fee-only advisors. The Slagles love working with couples in the financial planning process.

Natalie and Dan humbly embrace their responsibility as role models to couples looking to improve their shared relationship with money. They talk about the importance of each individual knowing their money story before becoming a couple.

Referring to their business as a “cashflow-focused financial advising firm,” Natalie and Dan explain why having clarity, preferably through using tools like a balance sheet, is one of the key steps to transforming your money life, one day at a time.

Natalie and Dan also share why they frame the journey to greater financial well-being as a dance, the value of knowing the couple’s financial history before creating a strategy, and where financial planning ends and financial therapy begins.

Key Topics:

Why it’s important to get clear on your money story before becoming a couple (02:43)
Acknowledging emotional differences between the couple toward their money situation (09:35)
Being a cashflow-focused financial advising firm (11:53)
Getting clarity on your cashflow (17:09)
Categorizing expenses (25:27)
Framing a couple’s financial life as a dance (28:25)
The value of knowing the couple’s financial history (30:25)
From financial planning to financial therapy (33:44)
There isn’t a single path to financial security (39:00)
Navigating financial burnout as a couple (44:09)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

Cold Waffles and Trauma with Couples Therapist Ashley Quamme

Thu, 29 Dec 2022 05:00:00 -0400

Today, Ed is joined by Ashley Quamme, a licensed marriage and family therapist specializing in Emotionally Focused Therapy (EFT).

Today’s conversation centers around attachment theory, which Ashley defines as “how our earlier relationships with our primary caregivers shaped how we think, feel, and do our intimate relationships.”

As a couples therapist, she has found that healing takes place much faster and at a much deeper level when done together versus separately. This is where EFT comes into play, which Ashley believes can fundamentally rewire how the brain works.

Listen in as Ed and Ashley discuss the relationship between healing and vulnerability, troubleshooting relational insecurity through the lens of attachment, and how couples can overcome relational distress and create a shared vision in their pursuit of wealth!

Key Topics:

Defining “attachment theory” (03:21)
What studies say about EFT (09:48)
Ashley’s behavioral observations of couples throughout the therapy process (14:18)
Overcoming relational distress with role models (19:35)
The unique challenges of working with military couples (23:25)
Helping couples get on the same page with regard to their finances (25:26)
Financial infidelity (30:06)
Multigenerational money patterns (35:21)
Wealth building as a couple’s pursuit (41:43)

Resources:

Ashley Quamme

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

Opening Up Money Conversations With Our Kids with Clifton Corbin

Thu, 22 Dec 2022 02:00:00 -0400

Today, Ed is joined by Clifton Corbin. A self-proclaimed “financial literacy advocate,” Clifton provides resources for parents who are looking to get their kids “ready to manage in a world where the use of money is constant.”

Listen in as Clifton opens up about his own journey to financial literacy, including the money-related challenges he had to overcome as a husband and father.

Clifton talks about the value of sharing your money story and his mission to empower the next generation to become financially literate—a mission best encapsulated in his book Your Kids, Their Money: A Parent's Guide to Raising Financially Literate Children.

“It’s only by sharing these stories,” says Clifton, “as traumatic and painful as some of them are, that folks learn that they’re not alone. If anything, it tells them that, wherever they are in their life, it’s a point in time and they don’t need to stay there.”

Key Topics:

Why Clifton decided to become a “financial literacy advocate” (02:04)
Clifton’s career before becoming a Registered Financial Consultant (07:10)
Love and money in the Corbin household (11:37)
Where Clifton’s money anxiety comes from (16:39)
The value in sharing your story (22:14)
Why Clifton wrote Your Kids, Their Money (29:21)
Money as a theme park (33:49)
Clifton’s upcoming book (36:11)

Resources:

Your Kids, Their Money: A Parent’s Guide to Raising Financially Literate Children (book)
CliftonCorbin.com
CliftonCorbin.com/workbook (free workbook for kids grade 1-3)

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

Wait, You Want A Prenuptial? Not What You Expect with Kaylin Dillon

Thu, 15 Dec 2022 02:00:00 -0400

Today, Ed and Kaylin Dillon of Kaylin Dillon Financial dive into the rules and dynamics of prenuptials. Kaylin works primarily with people who are married and have existing prenuptials, but also frequently discusses the front end of them. She shares the personal and logistical elements that drew her to the field.

Oftentimes, prenuptial agreements are more complex than they might seem. Kaylin shares an experience she had with a partner who asked for one, and how, despite both parties being willing in the process, it was difficult to get through. The process jumpstarted her transition from financial innocence into financial maturity. When it comes to prenuptial agreements, Kaylin explains, most people have no existing knowledge of how to navigate them.

Context, Ed argues, is often missing from conversations around money with kids, who often hear about the bad in bits and pieces. Kaylin clarifies that with prenuptials, the missing context is often that laws are ambiguous around where money goes after divorce, and many people have only a vague idea of its financial implications.

When Kaylin and Ed first met, Ed was anti-prenuptial, claiming they created an unhealthy power dynamic, a common belief for therapists—a position he still holds in some ways, but has softened on. Ed shares his own experiences with prenuptials, and how, when he was asked, he felt it suggested that the relationship wouldn’t succeed. Kaylin adds, in a way that offers safety for both parties. These conversations should generate financial intimacy, not degrade it. When decisions feel high stakes, its within human nature for our brains to constrict. It’s important to consider joint future visions before prenuptial agreements. There’s no one way to budget and plan, as every couple has a different ideal scenario.

The ambiguity of the law allows for creativity within agreements, so it’s important to ensure both parties are properly educated in the process of prenuptials. Kaylin discusses the importance of transparency in having these conversations, and how maintaining honesty and avoiding secrets is best practice when approaching financials with a partner.

Key Topics:

The complexities of prenuptials (05:54)
Financial maturity in financial conversations (11:03)
Dynamics of a prenuptial in financial conversations (16:45)
Financial intimacy (25:09)
Joint future visions (31:52)
Education (36:52)
Transparency (47:37)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

How Financial Therapy Can Help in The Grieving Process with Daniel Kopp

Thu, 08 Dec 2022 05:00:00 -0400

Today, Ed is joined by Daniel Kopp, a fee-only financial planner for widows and active-duty military personnel.

Listen in as Daniel talks about financial planning as an act of financial therapy. That is, using the planning process as a way to heal and nurture one’s relationship with money. To Daniel, “Financial therapy is about meeting the client where they are at and helping them overcome the mental and sometimes psychological challenges that are intertwined with clients.”

Daniel also discusses how your financial story, nurtured in childhood, influences every encounter and decision you have with money, and how to reverse-engineer that narrative to form new, healthier beliefs about money moving forward.

Finally, Daniel illustrates the power of telling stories to ease into the taboo subjects of death, money, and the double-whammy of having a real discussion about life insurance.

Asked about his overall mission as a financial planner, Daniel says, “I am not really selling financial planning. That’s the method. The goal is confidence and peace of mind and the ability to understand the trade-offs and be at peace with that, today.”

Key Topics:

Why Daniel specializes in helping younger widows and active-duty military personnel (01:51)
Defining “fee-only” and “financial therapy” (04:47)
Helping widows get unstuck in their financial life (11:03)
What stops people from seeing the true value of life insurance (16:16)
Financial planning as an act of financial therapy (25:45)
How Daniel’s relationship with money improved over time (32:19)
How Daniel’s money story was “nurtured” during his childhood (37:20)
Moving forward once you are on the other side of grief (42:18)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

When Financial Planning Is More Than Financial Planning with Megan Kopka

Thu, 01 Dec 2022 05:00:00 -0400

Today, Ed is joined by Megan Kopka. She’s a Certified Financial Planner® and a woman on a mission to help others move through their grief and financial planning.

Megan got her start in the industry in 2007 as a financial advisor, beginning at the grandeur of the large wire houses until her personal life led her to a small, local planning firm and from there, to an elite solo advisor working with high-net-worth clientele.

Eventually, she opened her own firm, Kopka Financial LLC, embracing the truly independent model for today’s fiduciary advisor.

Listen in as Megan unpacks the way forward for those who are dealing with the grief of losing a partner. She explains the role of couples counseling in the world of financial planning.

Through her own powerful experience of losing a husband, Megan demonstrates the importance of comprehensive, balanced, and holistic planning—based on empathy, compassion, and with a view toward nurturing a pleasurable relationship with money.

Key Topics:

How a tragic experience led Megan down the path of becoming a financial planner (02:06)
Leading with empathy and compassion (08:24)
Lessons learned from navigating the grief of losing a loved one (12:15)
Grief as an extension of love (16:33)
Speaking to people who are grieving before they even know they are grieving (21:59)
Young widowhood statistics (24:20)
Making informed shared decisions about finances as a married couple (26:44)
How to have a pleasurable relationship with money (32:18)
Gottman Method Couples Therapy and Brené Brown (35:56)
Megan’s plan for the future (39:26)
Feel your feelings (43:43)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

Tipped: What The Service Industry Can Teach Us About Money with Barbara Sloan

Thu, 24 Nov 2022 05:00:00 -0400

Today, Ed is joined by money coach and speaker Barbara Sloan. She is the founder of Tipped Finance, a personal finance media company that teaches financial principles to service industry professionals. She is the author of the 2022 bestselling book Tipped: the life changing guide to financial freedom for waitresses, bartenders, strippers and all other service industry professionals.

Barbara herself spent two decades in the service industry mostly in tandem with her two-decade career in construction, giving her a unique perspective on how men and women in this space earn and spend money.

Having “once lived in her car” and “danced for dollars,” she is no stranger to the needs of the industry she represents. In fact, Barbara’s mission is to eliminate feelings of shame around being tipped, and that service professionals of all stripes can be recognized for their humanity and dignity.

Listen in as Barbara explains why it’s so important for tipped income earners to see every cent they receive as real money. She also gives her thoughts on navigating the unique relationship dynamics present in the service industry, not only between professionals and their clients or customers, but also between professionals and their significant other.

Key Topics:

Eliminating the stigma surrounding tipped work (02:48)
Why service professionals need to claim their income (08:02)
The history of tipping (09:04)
How some service professionals may slide into addiction (11:17)
Why tipped income earners should never feel shame about how they earn money (16:36)
Navigating tricky relationship dynamics as a service professional (22:25)
Setting boundaries with your significant other (27:06)
Common themes in Barbara’s conversations with clients (31:17)
Why everyone should have a personal tipping policy (37:00)

Resources:

Tipped: The life changing guide to financial freedom for waitresses, bartenders, strippers, and all other service industry professionals (book)

Get in touch with Barbara:

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

When Sexual and Financial Intimacy Meet Magic Happens with Tanja Diamond

Thu, 17 Nov 2022 05:00:00 -0400

Today, Ed is joined by Tanja Diamond, Master Life Strategist, and Tantra Lineage Holder. She has over 45 years of unique worldwide education, extensive knowledge in thousands of subjects, and certifications in hundreds of modalities.

Her passion and expertise have inspired thousands to take the radical courage they need to live extraordinary lives by changing old patterns, healing anxiety, releasing past emotional and physical trauma, and gaining clarity, confidence, and self-awareness. She has mentored CEOs, entertainers, businesses, moms, dads, athletes, coaches, and many others to break free and attain their personal freedom.

Listen in as Tanja explains how we can tap into “the technology of Tantra” to master our nervous system and take back control over our lives, including our financial and sex lives. With regard to couples, she invites us to look beyond physical attraction and chemical attraction which, while both important things, are often elevated above what she calls “value attraction.”

Tanja speaks on the importance of keeping your relationship updated, and discusses how we project our values on money and sex. Finally, she offers her best advice on growing beyond trauma, building self-awareness, and living a fully integrated life!

Key Topics:

Tanja’s career as a Master Life Strategist and Tantra Lineage Holder (01:59)
Mastering the energy within yourself (03:48)
How managing our nervous system influences our financial and sex lives (07:16)
How we fall into unconscious patterns and unspoken agreements with our partners (13:22)
Avoiding extremes and finding equilibrium (19:01)
How we may be using money and sex as rebellion against our parents (24:39)
Unlocking your inner wisdom (32:18)
How our sexuality is molded from the day we’re born (42:24)

Resources:

Tanja Diamond on Facebook

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

When Domestic Violence Impacts Your Financial Life with Bea Coté

Thu, 10 Nov 2022 05:00:00 -0400

Today, Ed is joined by Bea Coté, President and Founder of IMPACT Family Violence Services, LLC as well as the nonprofit Step Up to Family Safety.

One glance at her storied career makes it obvious that Bea has a deep passion for helping families and individuals struggling with domestic violence. She initially worked in child protective services before making the transition to working with those who control/abuse partners and children, which she has been doing now for the past 23 years.

Listen in as Bea breaks down the most common myths surrounding domestic violence and why too many instances of abuse fly under the radar. In unpacking these heavy issues, Bea speaks on the realities of economic and emotional abuse and why most abusers and even their spouses do not realize the full gravity of the conflict they are going through as a family.

Finally, Bea speaks on the sobering fact that, when a husband inflicts any sort of abuse on their wife, no matter how overt or how subtle, that man abuses their own children by extension. They are effectively modeling unhealthy values, beliefs, and actions that stay with their children until adulthood.

To Bea, the road to bringing more awareness to the complex realities of domestic violence is a long one; but, she remains motivated, after over two decades after beginning her career, to do her small part in arming the next generation with the knowledge and support they need to enjoy healthier relationships moving forward.

Key Topics:

Why Bea was drawn to helping domestic abuse victims (01:36)
Common misconceptions around domestic violence offenders (07:23)
Why narcissism does not automatically lead to domestic abuse (15:54)
Why most therapists have no real training in domestic violence (20:07)
Why most domestic violence is not criminal (23:38)
Financial abuse and the “post-separation abuse wheel” (30:07)
Why most men do not know that they are being abusive (38:31)
How fathers may be abusing their own children without realizing it (42:17)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

How Financial Therapy Heals Your Relationship With Money with Sarah Swantner

Thu, 03 Nov 2022 04:00:00 -0400

Today, Ed is joined by financial therapist Sarah Swantner, founder of Black Hills Integrative Counseling & Coaching, LLC in South Dakota.

Sarah is trained in both personal finance and mental health counseling. For the first decade of her professional life, she worked as a mechanical engineer. After that, she spent another decade doing financial planning and began to deal with the emotional side of money. She now specializes in working at the intersection of personal finance and mental health.

Listen in as Sarah reflects on her journey into the field of financial therapy. The former mechanical engineer calls it a transition “from working with things to working with people.” She goes on to share a myriad of lessons that can easily be applied by anyone looking to improve their relationship with money.

To Sarah, financial therapy is about helping people become aware of their emotional and cognitive patterns which are hijacking their relationship with money. Through this process, they can then be given the tools they need to break these destructive patterns and replace them with a healthier and more productive mindset and set of habits.

Key Topics:

From working with things to working with people (02:30)
Unpacking “financial therapy” (05:30)
Common themes and issues faced by Sarah’s clients (10:15)
Baking aspirations into a cashflow plan (15:03)
Discussing “trauma reenactment” (18:00)
How fear of judgment impacts people’s ability to face their own financial life (22:30)
Working with couples, individually (27:50)
Becoming financially responsible (31:41)
Finding balance in your financial life and giving yourself permission to overcorrect (35:08)
Helping people find their voice when they feel voiceless around money (37:48)

Resources:

Black Hills Integrative Counseling and Coaching

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

Seeing The Bigger Picture of College Funding with Cozy Wittman

Thu, 27 Oct 2022 04:00:00 -0400

Today, Ed is joined by Cozy Wittman, Education and Partnership Manager at College Inside Track, who helps families navigate the complex college search process, find the right fit and decrease their student debt load.

“Ten years ago,” says Cozy, “if you had told me that I would be talking to people about how to think more creatively and strategically about how to pay for college, I would have laughed.”

Having five kids of her own, however, helped Cozy realize that every person has their own unique path—that there was no one-size-fits-all journey from youth to adulthood. If that path involves college, there is a real need to think creatively and strategically in today’s world.

Listen in as Cozy discusses the importance of discovering your child’s strengths and passions, alongside their particular learning style, and thinking about the path that aligns these two foundations. She unpacks the direct link between college savings and debt and how parents can navigate the financial side of the whole process.

Cozy addresses common parent concerns surrounding the current college landscape, such as ensuring that your savings won’t ultimately be wasted, finding the right school for your child, and an explanation on why it’s never worth the extra debt to seek a less-than-ideal school for a potentially higher salary.

“I tell every single family: If your child wants to go to college, there’s a college that will be excited to have them, and a college that you can afford.”

Key Topics:

Why Cozy chose to specialize in college funding (01:30)
Why it’s okay to not know what you want to do upon graduating high school (05:55)
The importance of discovering your child’s unique interests and learning style (08:17)
What parents need to know about the financial side of navigating college (12:54)
Addressing worries that all of those college savings will be wasted (21:31)
Finding the right school for your child (28:19)
“The internet is not your friend—the university is.” (31:42)
Why it’s never going to be worth the debt (37:22)
Going deeper than the superficial benefits of a given university (40:47)
What most parents don’t realize about today’s college landscape (44:06)

Resources:

Cozy Wittman on LinkedIn

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

Using Soulful Listening® To Open Money Conversations With Your Partner: Terri Lonowski

Thu, 20 Oct 2022 04:00:00 -0400

Today, Ed is joined by Terri Lonowski, Founder of Soulful Listening®. Her five-component approach offers a roadmap for embodying evolutionary communication skills, one Soulful Listening® conversation at a time.

When applied to our lives, this process can ease feelings of loneliness, create fulfilling connections, and inspire greater potential. Terri is the founder and practitioner of the Soulful Listening® approach, a 2021 TEDxSpeaker, a master facilitator, and a highly sought-after national and international speaker.

Listen in as Terri dives deep into the five elements of Soulful Listening®: Self-Care, Becoming Fully Present, Quantum Listening, Inspired Action, and The Feedback Loop, and how to implement this priceless approach both as a spouse and parent.

“There is power in being heard,” says Terri. “Through being heard, you can unleash potential that may have heretofore been constricted or locked up.”

Key Topics:

The story behind Soulful Listening® (01:56)
Easing feelings of loneliness in marriage (09:02)
Element #1: Self-Care (11:53)
Element #2: Becoming Fully Present (16:49)
Element #3: Quantum Listening (20:45)
Element #4: Inspired Action (22:19)
Element #5: The Feedback Loop (25:12)
Making Soulful Listening® a way of being in your life (26:20)
How The Feedback Loop supports the first four elements (29:48)
How parents can use Soulful Listening® to navigate high-stakes conversations (33:17)

Resources:

Learn more about Soulful Listening® at www.soulfullistening.com
Terri’s TEDx Talk here: https://youtu.be/tHvsxN0dHiY

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

Opening Up The Military, Marriage and Money Conversation with Dr. Briana Nelson Goff

Thu, 13 Oct 2022 04:00:00 -0400

Today, Ed is joined by Dr. Briana Nelson Goff, a professor in the Department of Applied Human Sciences at Kansas State University. Her clinical experience and research specialization is with primary and secondary traumatic stress symptoms in trauma survivor couples, families, and children, with a specific focus on military and disaster-related traumatic events.

Listen in as Dr. Goff does a deep dive into her work and research around trauma and PTSD, particularly in relation to military families. She and Ed discuss the delicate balancing act between self-sacrificial duty to others and looking out for one’s own mental wellbeing.

They also speak on the journey from awareness of trauma, to the validation of that trauma in one’s life, to the actual work of behavioral change once that trauma has been validated.

Ultimately, Dr. Goff says that our mental health journey is not solely in the hands of a professional, that we need to take agency over our own mental wellbeing. At the same time, strong, supportive relationships are a big factor in strengthening our mental health for the long haul. In her words:

“Don’t keep it in. Get help somewhere. It doesn’t have to be a mental health person. If you’ve had a bad situation, reach out. Get the support that you need. Find your tribe. Find the people who care and bring them with you on your journey.”

Key Topics:

The scope of Dr. Goff’s work on trauma (03:19)
Military families and PTSD (11:24)
Balancing mental health and self-sacrifice as a first responder (16:26)
Protective buffering and the family model of trauma (22:20)
Military families and money (30:58)
Money and trauma (35:56)
About EMDR therapy (39:44)
Dr. Goff’s closing thoughts and words of encouragement (44:04)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

Unmasking The Legacy of Trauma on Financial Well-Being with Mike Vaughn

Thu, 06 Oct 2022 04:00:00 -0400

Today, Ed is joined by Mike Vaughn, MA, LCMHCS, CSAT, and co-founder of SureHope Counseling & Training Center. For over 18 years, he has helped people strengthen their marriages, find freedom from sex addiction, and experience peace again in the face of traumatic events.

Listen in as Mike explains the eye-opening commonalities between his three specialities: sex addiction, marriage, and trauma, focusing on the financial and time costs that typically come with addiction or holding onto trauma of any sort.

He and Ed break down the role of our emotions, values, and priorities in the way we treat money, and how much of our “financial preoccupation” can be traced back to our inner life. Mike invites us to ask ourselves: “Am I using money to try to emotionally regulate what I otherwise really dysregulated?”

Mike also discusses how trauma causes us to change our beliefs about ourselves, about others, and about the nature of relationships, all for the worse. He talks about the most common interrelational traumas shared by his clients over the years.

Finally, Mike dives deep into the uncomfortable yet incredibly important discussion around childhood sexual abuse, how certain experiences that are sexual in nature can manifest in ways that many parents take for granted, and how to set healthy boundaries around sexuality.

Key Topics:

Defining “sex addiction” (02:31)
How we cover our shame or try to regulate emotional chaos with money (10:19)
The role of emotions (12:53)
How our spending habits are a reflection of our values and priorities (21:12)
How our finances, sex life, and emotional life are tied to the deepest parts of us (27:21)
Looking at marriage and sex through the lens of fairness and justice (34:34)
The role of trauma in addiction and marriage-related issues (39:14)
Interrelational traumas (44:58)
Unpacking sexual abuse in childhood and how to set healthy boundaries around sexuality (51:28)

Resources:

The Restoration Project
SureHope Counseling
Instagram
Email: mikevaughnlpc@gmail.com

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

The Guardian's Gift: Going Beyond Estate Planning with Dr. Judy Butler

Thu, 29 Sep 2022 04:00:00 -0400

Today, Ed is joined by Dr. Judy Butler, psychotherapist, counselor, and spiritual director. She heads The Guardian's Gift and Butler Counseling & Consulting, through which she guides senior adults, their adult children, and family caregivers through their physical, financial, emotional, and spiritual needs and goals as they put together a second half of life plan.

Listen in as Dr. Butler shares how her own personal experiences led her to do the noble work she does today. Asked for her purpose as a counselor, consultant, and pastor, Dr. Butler says:

“The Guardian’s Gift is an experience. It is a transformation of going from just thinking about the legal side of estate planning to having a total legacy.”

Part of this experience involves a deep dive into our past to face our various traumas, and get crystal clear on old, unproductive beliefs and paradigms that have followed us into adulthood. Dr. Butler discusses how we can break free of the old stories we tell ourselves, and tell a new, empowering story going forward.

Ultimately, The Guardian’s Gift aims to help us make meaning out of our lives and the legacy that we intend to leave.

Key Topics:

All About The Guardian’s Gift and Dr. Butler’s work (05:24)
What changes does somebody (and their family) go through when experiencing The Guardian’s Gift (11:40)
Making meaning out of your life (15:37)
Leaving behind old, unhealthy beliefs and writing your own story (20:22)
Dr. Butler’s TED Talk (27:16)
The power of being able to speak openly about past traumas (34:40)
Discovering continuity in your story (37:05)
How to start a meaningful conversation with your parents about the past (38:59)

Resources:

Learn more about Dr. Judy Butler at www.theguardiansgift.org

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

Exploring The Transforming Power of Financial Psychology with Dr. Alex Melkumian

Thu, 22 Sep 2022 04:00:00 -0400

Today, Ed is joined by Dr. Alex Melkumian, a Licensed Marriage and Family Therapist with 15 years of experience under his belt. He is the founder of Financial Psychology Center in Los Angeles, California, and the author of Financial Psychology: Restoring Financial Wellness in a Post-COVID Economy.

Listen in as Dr. Melkumian breaks down the cause of financial stress and how to overcome such stress in a post-COVID world, particularly for those who make their living in the gig economy. He speaks on how feelings of shame and deprivation serve as stumbling blocks on the way to financial wellness.

Dr. Melkumian discusses how we can troubleshoot unproductive money-related behaviors and how to use financial stress as a source of valuable information to help us nurture healthier behaviors going forward.

Key Topics:

Financial stress and the gig economy (01:33)
Thinking of how we handle money in the same way we handle our diet (08:16)
“What is enough?” (11:45)
The factors which impact our financial behavior (19:19)
Reducing financial stress via emotional granularity (25:15)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

Checking In With Your Body and Money: Bari Tessler

Thu, 15 Sep 2022 04:00:00 -0400

Today, Ed is joined by Bari Tessler, financial therapist and coach known for her award-winning book The Art of Money. She explains why it’s so important to use your body, and not only your head, if you seek a healthier relationship with money.

Listen in as Bari talks about the story behind her platform, The Art of Money, and how years of training to become a somatic psychotherapist provided the spark that would eventually lead to the creation of her practice, The Body Check-in. Bari explains the value of tapping into your body using movement and sound and how this unusual practice does in fact have a big impact on your money life.

Bari reminds us that awareness leads to understanding, which then leads to change. This not only applies to your personal relationship with money, but also to your shared relationship with money along with your spouse. And much of it depends not only on using your mind, but also checking in with your body.

Finally, Bari and Ed discuss the unique challenges of navigating financial decisions as an entrepreneurial couple.

Key Topics:

Bari’s journey (01:37)
All about The Body Check-in (09:19)
Using your body and mind to improve your relationship with money (17:34)
Having money dates with your spouse (22:40)
Debriefing financial decisions with your spouse and staying in sync (30:03)
How entrepreneurial couples can navigate financial decisions (37:45)
Working around changing incomes in a marriage (44:40)
Bari discusses her various programs and who they are for (49:15)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

Why Financial Therapy Is Needed Globally, Views From South Africa With Hendrik Crafford

Thu, 08 Sep 2022 04:00:00 -0400

[Explicit Content]

Today, Ed is joined by Hendrik Crafford, an ontological coach, and a CFP® Professional hailing all the way from South Africa. Hendrik shares his story of financial therapy and how it has impacted his life and career.

This interview is packed with great nuggets and insights about family dynamics when it comes to finances and the influence of being a people-pleaser on how we interact with money.

Listen in as Hendrik goes down memory lane to reflect on how his parents’ wisdom led him to live life frugally as a “citizen of the world” rather than as a mindless consumer. He talks about how his personal decisions around money through the decades shapes his approach to working with clients as an ontological coach and financial planner.

He breaks down the three legs on which our way of being stands according to the ontological model⁠—our body, our moods, and our language⁠—and how conscious embodiment can help us create a roadmap to a better relationship with money.

Key Topics:

Hendrik’s journey (01:29)
How Hendrik’s personal experiences shape the way he works with clients (06:58)
The three legs on which our way of being stands (10:40)
Embodying the alternative behavior to tell ourselves a better story (17:54)
Making better decisions based on satisfying your psychological need (22:42)
Looking at a couple as being made up of two unique individuals (30:26)
Seeking continuous learning and growth (34:00)
The most important question to ask yourself (40:18)

Resources:

Learn more about Hendrik Crafford on his website

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

How Financial Planning and Financial Therapy Changes Couples Lives: With Danielle Seurkamp

Thu, 01 Sep 2022 04:00:00 -0400

[Explicit Content]

Today, Ed is joined by Danielle Seurkamp, Founder of Well Spent Wealth Planning. Since joining the financial planning industry in 2006, Danielle has helped hundreds of individuals and families to effectively achieve their financial goals.

As a Certified Financial Planner who jokingly also refers to herself as a “mental health hobbyist,” Danielle says that her role is “not all just numbers, logic, and common sense. Even financial planning, as much as it is about dollars and cents, is also about priorities, goals, and making things happen in our lives. Our emotions have such a big impact on all of that.”

In this conversation, Danielle explains why nobody—not even high-income earners—is immune to financial stress and hardship. She also speaks on the typical issues faced by couples when it comes to their finances, and why the key to solving the majority of these problems is by shifting the focus away from tactics and toward foundational values.

Danielle reflects on her own upbringing and how it shaped her worldview regarding finances and, later on, how that upbringing influenced her money conversations with her husband. She and Ed agree that acquiring a deeper awareness of our money beliefs shaped over the years is vital to getting clear on how to improve our relationship with our finances moving forward.

Key Topics:

Why many high-income earners still struggle with their finances (03:10)
How Danielle’s financial background shaped her worldview around money and wealth (08:02)
Common finance-related issues faced by couples and how to navigate them (12:19)
Why vulnerability is important in any conversation around money (18:04)
How Danielle and her husband manage their shared relationship with money (22:25)
How we make financial decisions (33:47)
What it’s like to be more financially balanced as a married couple (35:55)
Key takeaways (42:58)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

When Couples Talk Money Magic Happens: With Adam Kol

Thu, 25 Aug 2022 04:00:00 -0400

[Explicit Content]

Today, Ed is joined by Adam Kol, The Couples Financial Coach. He helps couples go from financial overwhelm or tension to clarity, peace of mind, and teamwork.

Adam brings experience as a Certified Mediator, Tax Attorney, and Financial Advisor to his financial counseling for couples. He graduated from Duke Law and has a Master’s in Tax Law from NYU. He also hosts the Couples Financial Coach Podcast.

In this conversation, Adam breaks down his process for determining where a couple is on their journey to a healthier shared relationship with money, and then getting them to the point where every discussion around money feels safe and inviting.

His goal with every couple he counsels is threefold: to change how they see themselves, to change how they see their partner, and to change how they see their relationship.

The key to seeing these changes comes down to developing a greater understanding of self and other. Adam encourages couples to create the space to be vulnerable and imperfect with each other, all while taking care to not blame one another for any money-related issue.

In other words, it all it starts with taking 100% responsibility for our words and actions.

Finally, Adam also shares that, despite differences in financial backgrounds or cultural attitudes toward money, the most important thing that couples can do to heal their relationship with money is to share with each other, and listen intently.

Key Topics:

Making money conversations feel safe and inviting between partners (04:50)
Men, money, and overcoming unconscious biases (10:28)
The negativity bias (19:47)
Money and trauma (24:31)
Taking 100% responsibility for your words and actions (30:10)
Complementing each other in your shared money relationship (38:22)
Counseling couples in cross-class marriages or with different financial backgrounds (45:14)
Key takeaways (52:18)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

The Value of Financial Therapy and Fostering Financial Intimacy: With Nathan Astle

Thu, 18 Aug 2022 04:00:00 -0400

Today, Ed is joined by Nathan Astle, a licensed marriage and family therapist. Through witnessing the conflict in his parents’ marriage and developing healthy behaviors in his own, Nathan developed an interest in the ways in which money impacted mental health and relationship health. He explains financial flashpoints, a term coined by Brad Klontz, which are emotionally charged memories around money. He then describes the concept of money script inventory, which is an assessment used to look at different money beliefs, like money avoidance.

Nathan highlights the importance of financial intimacy, by which he means a closeness and trust built on shared desires and values in your relationship regarding financial ventures. He shares his perspective on attachment theory, which is based in the idea that, “we have needs as humans to connect with others, and to connect in ways that help us feel safe and secure.” Trust, he explains, is built through secure attachments in our youth. For couples, this manifests in a need to feel safe in a relationship, not just physically, but emotionally.

They discuss coping mechanisms for insecurity, and why it’s difficult to recognize these behaviors in the moment they are happening. Sometimes, they explain, it can be difficult to work past attachment reflexes, even in healthy relationships. Nathan explains how couples therapy has helped work through these things in his own marriage, helping him understand his own attachment style and combat unhealthy thoughts and behaviors that might stem from it. They talk about the importance of context in analyzing these behaviors, and how it’s important to recognize missteps as an exception within and otherwise unhealthy relationship and to assign the behavior to the circumstance rather than the person’s character.

Nathan examines the ways in which trauma can affect one’s attachment relationship, and how that then manifests in the way they approach money. He talks about EMDR, or Eye Movement Desensitization and Reprocessing, which is an alternative to talk therapy that has been proven beneficial to treating trauma. They close in discussing the importance of understanding control, emphasizing that a good financial therapist should ask their client, In what other areas of your life do you feel out of control?

Key Topics:

Introducing Nathan Astle and his path to 'money geekdom' (0:54)
Financial flashpoint and money script inventory (5:49)
Intimacy in finance and attachment theory (11:29)
Coping mechanisms (19:18)
Attachment needs and reflexes (25:33)
The impact of trauma (33:5)
EMDR (39:28)
Feeling control (41:25)

Resources:

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

When Compassion, Curiosity and Yoga Inform Our Financial Lives: With Stephanie McCullough

Thu, 11 Aug 2022 04:00:00 -0400

Today, Ed is joined by Stephanie McCullough, CFP, speaker, and Founder of Sofia Financial, a “holistic, non-judgmental financial planner for women who want a true partner in financial decision-making.”

In this conversation, Stephanie offers a unique perspective on financial planning, relating one of her favorite activities—yoga—to the process of overcoming the mental and emotional stresses of one’s financial life.

Stephanie believes that it’s totally normal to be emotional when it comes to money. With this reality in mind as a starting point, it becomes so much easier to carve out the way forward. She breaks down the negativity bias, explaining why unproductive behavior toward money is not a character flaw, but a simple biological process that we can rewire—but it all starts with self-awareness!

She then shares several psychological concepts and tools that one can use to start gaining that self-awareness, and from there unearth those limiting beliefs that contribute to negative behavior around one’s finances—from coming to terms with the negativity bias, to the practice of mental accounting, to the secret to true money maturity!

Key Topics:

The philosophy of yoga and how it translates into our financial lives (04:48)
Why Stephanie chose to be a financial planner (14:11)
The negativity bias (19:47)
Mental accounting (26:06)
Keys to successful estate planning (31:43)
Achieving money maturity (34:12)
Knowing your core desired feelings (43:00)

Resources:

Learn more about Sofia Financial at www.sofiafinancial.com
Take Back Retirement Episode 43: The Psychology of Money and Marriage with Special Guest Ed Coambs
The Seven Stages of Money Maturity (book)
The Soul of Money (book)
The Art of Money (book)

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

How Financial Therapy Helps Navigate Disney World & So Much More: With Ashley Agnew

Fri, 05 Aug 2022 04:00:00 -0400

Today, Ed is joined by Ashley Agnew, Director of Relationship Development at Centerpoint Advisors, which provides financial therapy informed planning to its ultra-high-net-worth clients, many of which are fourth-generation business owners.

In this conversation, Ashley talks about the importance of getting crystal clear on your relationship with money. Her goal as a financial therapist is to see her clients’ “money stories come to life,” gleaning from the paradigms shaped through generations which inform their attitude towards their finances today.

Ashley has noticed after years of discussions that many people, especially those who are involved in their family-owned businesses, practically treat money as another family member. Beliefs around money, in other words, have the power to strengthen or erode one’s relationship with one’s family. Getting clear on what your beliefs are, and how to reprogram the unproductive ones, all begins with those tough discussions. Ultimately, working with a great financial therapist will put you on the path to getting rid of feelings of shame around money.

Key Topics:

Defining one’s “relationship with money” (02:49)
Overcoming unproductive generational paradigms around money (07:56)
How financial therapy helps people improve their relationship with money (13:18)
Maintaining a marriage and friendships where money is positively spoken about (26:00)
Why building true wealth really begins once deep-seated trauma has been resolved (34:16)
Summing it up (40:22)

Resources:

Learn more about Centerpoint Advisors at www.centerpointadvisors.net
Ashley Agnew on LinkedIn

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

Overcoming Love Addiction, Salsa Dancing and Finding Financial Freedom With Emmi Fortin

Wed, 20 Jul 2022 02:00:00 -0400

Today, Ed is joined by Emmi Fortin, a breakup and relationship coach, whose work focuses on helping people through the recovery process of a breakup and building foundations for future relationships. She talks about how her own relationship informed her work, and how she transitioned from high school biology teacher to entrepreneur. They discuss the financial responsibility of making a career change.

They discuss her book, Who Is Your Red Dress? One Woman’s Quest to Break Up With a Love Addiction, a memoir that Emmi’s friend describes as “Sex in the City meets the world of salsa dancing.” She explains love addiction, which was what she experienced in a relationship where she felt addicted to the highs and lows of the relationship. This bridges into a discussion of attachment theory, which manifests in 4 styles: the secure, the anxious, the avoidant, and the disorganized.

Emmi introduces her relationship cheat sheet, in which one identifies their core values, the qualities they want from their partner and the ones they don’t, how they want to feel in a relationship consistently, and becoming an external observer of yourself and your potential partner; and then, choosing to take action to make those things happen. Emmi shares the emotional burden of a past relationship, and she and Ed discuss the language of trauma, the impacts it can have on an individual, and how one can start moving forward from it. Even if you are a victim, they explain, you can also be your own savior. They close in comparing self-alignment with chiropractic alignment, and how sometimes a good crack in the back is all it takes.

Key Topics:

Career transitions and financial responsibility (2:12)
Love addiction and attachment theory (09:10)
Finding self-sufficiency (15:05)
Light bulb moments (22:06)
Emmi’s relationship cheat sheet (27:09)
Driving personal agency (31:23)
Coping with trauma (31:51)
Being your own savior and finding alignment (37:11)

Resources:

Emmi Fortin Website
Who Is Your Red Dress? One Woman’s Quest to Break Up With a Love Addiction.
Buy the book and watch the book trailer

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

The Power of Mental Health and Money: A Story of Transformation with Deborah Greenhut

Wed, 13 Jul 2022 02:03:00 -0400

Today, Ed is joined by Deborah Greenhut, a PhD in English, professor, and corporate trainer specializing in communication skills and English composition. She introduces her recently published novel, The Hoarder’s Wife. After years of difficulty and a divorce, her husband took his own life, which she initially wanted to put behind her. But then she chose to re-access and investigate her own life. To protect her family’s feelings, she chose to fictionalize the story she pieced together through journals.

Deborah shares that in looking at her journals, she discovered how giving became a detriment to her. Her desire to help took over her time, space, and energy. She explains the signs of her husbands hoarding that she retrospectively noticed, before outlining the ways in which it impacted their relationship and their family.

Ed and Deborah talk about hoarding as a mental disorder, and how it can progress without treatment. Deborah speculates on the relationship between her husband’s success in work and the disorganization in their home, and then how she now realizes they had been approaching their problems as a marital conflict when they were actually a product of a mental disorder.

They acknowledge that though well intentioned, science is still mystifying and sometimes mental health professionals following protocols fail to take into consideration the complexities of being human. Deborah shares how much she appreciated the moments in which her therapist helped humanize her husband beneath the iceberg of his problems.

Deborah reflects on her own childhood, her mother, and her mother’s childhood. She muses on how the way her mother was treated as a child may have impacted the way she treated her, and the ways in which money factored into it. They discuss the detriments of the broader cultural dynamic of rejecting equality for women within money. In closing, Deborah emphasizes the importance of not waiting for a problem to worsen to address it, and the value in a circle of empathy.

Key Topics:

Ideating The Hoarder’s Wife and giving too much (2:28)
Becoming a hoarder’s wife (8:51)
Hoarding as a mental disorder (11:04)
Confusing marital conflicts with mental disorders (13:52)
Linking early experiences with future behaviors (16:17)
The downfalls of therapy protocols (20:52)
Financial impact and childhood psychology (29:03)
Gender inequality in finance (38:22)

Episode Resources:

The Hoarder’s Wife (book)

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

Discovering A Whole Different Side to Financial Planning: The Psychology of Financial Planning with Shaun Maslyk

Wed, 13 Jul 2022 02:02:00 -0400

Today, Ed is joined by Shaun Maslyk, the host of The Most Hated F-Word and proponent of positive psychology around money, with a focus on men. They dive straight into a conversation around toxic masculinity, and how historical expectations placed on men make for unhealthy relationships, and the necessity of breaking from those expectations and finding a healthier approach to finances. This breeds the question: What is healthy masculinity?

Shaun acknowledges that finances are an inevitable “third wheel” in any relationship, as it is a necessary part of life and consequently, detaching from desired outcomes relating to it is equally necessary in maintaining your relationship. In the words of Shaun’s friend: “Money is not the boat of life, it’s just the wind in the sail.” Once you break past survival mode, it’s hard to halt the unending pursuit for more.

They navigate grappling with the inner critic, and how learning to reason with it is more useful than trying to shut it out. Within this finding of balance between vilifying and idolizing wealth is an important part of the maturing process and realizing that money won’t solve all your problems. They talk about the need for both partners to have a voice in financial conversations, especially when there is a financial literacy gap is in the intimate partnership.

Shaun advises listeners to ask themselves, Are we avoiding emotional discomfort of diving into ourselves to understand ourselves? And, Can money offer a window into understanding ourselves on a more intimate level in a way that helps us show up for our spouses?

Key Topics:

Toxic masculinity v.s. healthy masculinity (2:08)
Being present (10:29)
The third wheel in a relationship: money (13:00)
Halting the unending pursuit of money (19:47)
Working with your inner critic (24:08)
Addressing defensiveness and the desire to be heard (29:27)

Episode Resources:

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

What is Financial Therapy and How Can it Help Us? with Lindsay Bryan-Podvin

Wed, 13 Jul 2022 02:01:00 -0400

For the first episode of Healthy Love and Money, host Ed Coambs introduces the show, which will explore financial intimacy through interviews with financial therapists, couples’ therapists, and financial planners. Today, he is joined by Lindsay Bryan-Podvin of Mind Money Balance.

They begin with a discussion around Lindsay’s identity as a biracial woman, and how it has informed her perspective in her work, which is rooted in shame-free financial therapy. This opens a conversation around privilege, and the nuances around money, emphasizing the importance of therapist’s ability to be “comfortable sitting with the discomfort.”

Ed and Lindsay explore ways that they help couples get comfortable talking about money with one another. They then discuss divesting from personal finance experts to deepen money intimacy, which Lindsay explains is beneficial for over-consumers of information who develop anxiety as a result.

They investigate the things that are beneath financial anxiety, like the lack of certainty in the narrative that working hard directly correlates to increased earnings. This builds to a discussion of the value of work, beyond its monetary function. They talk about the necessity of systemic and structural changes to counter price sensitivity. In closing, they emphasize that everyone’s financial reality is different, and a lack of acknowledgement of that is shame inducing.

Key Topics:

Exploring identity (2:12)
Grappling with marginalization and privilege and sitting with discomfort (07:06)
Working with couples around money (14:20)
Bilateral stimulation (20:36)
Divesting from personal finance experts to deepen money, intimacy (22:25)
What is beneath financial anxiety and systematic change (30:28)
Fear of wealth and privilege (41:01)
Multiple financial realities (43:00)

Episode Resources:

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.

Welcome to Healthy Love and Money!

Wed, 13 Jul 2022 02:00:00 -0400

Welcome to The Healthy Love and Money Podcast! If you find money to be the number one, two, or even third largest source of stress in your relationship, then you are in the right place.

Going beyond how to budget, invest, and do your taxes, we're going to explore financial intimacy. Discover how to talk with your partner about your shared financial life. Let's take the awkward and painful out of money conversations.

Join me and hit follow to listen to weekly inspiring, healing and motivating interviews with financial therapists, couples therapists, and financial planners, and so many more.

Connect With Healthy Love and Money:

Schedule your free 30-Minute Discovery Call About Therapy-Informed Financial Planning™.
Learn about your money and attachment style with this short Attachment Style Quiz.
Buy the Double Award Winning Book: The Healthy Love and Money Way.
Hit Follow on Your Favorite Podcast Player To Get the Latest Episodes.