<![CDATA[The Elephant In The Room Property Podcast | Inside Australian Real Estate]]>ba845a98-769a-50d4-b731-9de8a4c15195Mon, 13 Apr 2026 17:40:18 +0000Captivate.fmChris Bateshttps://artwork.captivate.fm/b8741940-b635-4b9d-aae6-cd539dff0acf/image.jpgThe Elephant In The Room Property Podcast | Inside Australian Real EstateChris BatesChris BatesWho's really in control when you buy a property? The Elephant In The Room is where the things that no one wants to talk about, actually get talked about. Veronica Morgan, real estate agent, buyers agent and co-host of Foxtel’s Location Location Location Australia & Chris Bates, financial planner, mortgage broker and wealth coach have joined forces to find out what’s really going on in the world of real estate. Veronica and Chris talk to property owners and buyers every day in their respective lines of business. They’ve observed a wide spectrum of confidence in people’s decision making ability when buying and selling property, often to the detriment of the individuals concerned. They are both fascinated by consumer behaviour and together they’re going to uncover who’s really making the decisions when you buy a property. In each episode they get into the psyche of buyers, agents, auctioneers and other industry experts to learn the truth about how buyers are influenced and why they do the things they do. In every episode you’ll learn from the mistakes of a “property dumbo” as well as Chris & Veronica’s “elephant rider bootcamp” training session. The plan? This property podcast has been created to help us all make better property decisions!http://www.theelephantintheroom.com.au/falseepisodichttps://feeds.captivate.fm/httpsomnyfmshowsthe/nopodcastPaul Scully: Inside NSW’s Plan to Fix Housing—and What Could Go WrongPaul Scully: Inside NSW’s Plan to Fix Housing—and What Could Go WrongFixing housing supply in Australia has become one of the biggest policy challenges of our time—but turning reform into actual homes on the ground is where things start to break down.

In this episode, we sit down with NSW Planning Minister Paul Scully to unpack what’s really happening behind the state’s aggressive housing push, and whether these reforms can deliver at the scale required.

This conversation goes beyond headlines and policy announcements. It dives into the structural issues holding back housing supply in Australia—from feasibility constraints and construction bottlenecks to community resistance and the limits of zoning reform. While initiatives like transport-oriented development and low-to-mid rise planning changes aim to unlock supply, the reality is far more complex than simply increasing density.

We also explore the gap between approvals and delivery—why thousands of homes can sit in the pipeline without ever being built. From financing barriers and labour shortages to the economics of development, this episode breaks down what actually determines whether a project moves forward or stalls.

If you’re trying to understand where the housing market is heading, this is the conversation that connects policy to real-world outcomes. Because in the end, the question isn’t whether we can plan for more housing—it’s whether we can actually deliver it.

Episode Highlights

01:59 — Why Housing Reform Is Finally Happening Now

04:00 — Why Housing Is the “Everything Problem”

07:41 — Transport-Oriented Development: The Big Bet

12:26 — Design Quality vs Density: Can We Have Both?

24:37 — Community Backlash vs Housing Equity

26:42 — Why Key Workers Can’t Afford to Live Nearby

28:46 — Downsizing Myth: Does It Really Free Up Supply?

32:22 — Three Practical Ways to Increase Housing Supply

33:57 — Inside the Push for Social Housing Investment

37:49 — Why Approved Projects Still Don’t Get Built

39:00 — Cutting Red Tape: What’s Actually Changing

40:32 — Finance Guarantees and the Labour Shortage

44:40 — Using Every Lever to Fix Housing Supply

47:54 — Industry Consultation: What’s Working, What’s Not

50:12 — Housing Delivery Authority: What’s Changed

52:58 — Final Thoughts: Property, Policy, and Reality

About the Guest

Paul Scully is the NSW Minister for Planning and Public Spaces, responsible for overseeing one of the most ambitious housing reform agendas in the state’s history. His portfolio sits at the centre of efforts to address housing supply in Australia, including planning system overhauls, transport-oriented development policies, and initiatives to accelerate housing delivery.

With direct oversight of both policy design and implementation, Paul brings a rare, inside-the-system perspective on the challenges of turning housing strategy into real outcomes. His work focuses not just on increasing approvals, but on addressing the deeper constraints—feasibility, infrastructure, and coordination—that determine whether homes actually get built.

Connect with Paul


Resources


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!


If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

See you on the inside,

Veronica & Chris

]]>Fixing housing supply in Australia has become one of the biggest policy challenges of our time—but turning reform into actual homes on the ground is where things start to break down.

In this episode, we sit down with NSW Planning Minister Paul Scully to unpack what’s really happening behind the state’s aggressive housing push, and whether these reforms can deliver at the scale required.

This conversation goes beyond headlines and policy announcements. It dives into the structural issues holding back housing supply in Australia—from feasibility constraints and construction bottlenecks to community resistance and the limits of zoning reform. While initiatives like transport-oriented development and low-to-mid rise planning changes aim to unlock supply, the reality is far more complex than simply increasing density.

We also explore the gap between approvals and delivery—why thousands of homes can sit in the pipeline without ever being built. From financing barriers and labour shortages to the economics of development, this episode breaks down what actually determines whether a project moves forward or stalls.

If you’re trying to understand where the housing market is heading, this is the conversation that connects policy to real-world outcomes. Because in the end, the question isn’t whether we can plan for more housing—it’s whether we can actually deliver it.

Episode Highlights

01:59 — Why Housing Reform Is Finally Happening Now

04:00 — Why Housing Is the “Everything Problem”

07:41 — Transport-Oriented Development: The Big Bet

12:26 — Design Quality vs Density: Can We Have Both?

24:37 — Community Backlash vs Housing Equity

26:42 — Why Key Workers Can’t Afford to Live Nearby

28:46 — Downsizing Myth: Does It Really Free Up Supply?

32:22 — Three Practical Ways to Increase Housing Supply

33:57 — Inside the Push for Social Housing Investment

37:49 — Why Approved Projects Still Don’t Get Built

39:00 — Cutting Red Tape: What’s Actually Changing

40:32 — Finance Guarantees and the Labour Shortage

44:40 — Using Every Lever to Fix Housing Supply

47:54 — Industry Consultation: What’s Working, What’s Not

50:12 — Housing Delivery Authority: What’s Changed

52:58 — Final Thoughts: Property, Policy, and Reality

About the Guest

Paul Scully is the NSW Minister for Planning and Public Spaces, responsible for overseeing one of the most ambitious housing reform agendas in the state’s history. His portfolio sits at the centre of efforts to address housing supply in Australia, including planning system overhauls, transport-oriented development policies, and initiatives to accelerate housing delivery.

With direct oversight of both policy design and implementation, Paul brings a rare, inside-the-system perspective on the challenges of turning housing strategy into real outcomes. His work focuses not just on increasing approvals, but on addressing the deeper constraints—feasibility, infrastructure, and coordination—that determine whether homes actually get built.

Connect with Paul


Resources


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!


If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

See you on the inside,

Veronica & Chris

]]>28e7df82-e733-4961-a7ef-9497aa2e69edMon, 13 Apr 2026 06:00:00 +100054:45falsefull14324321The Reality of Buying a Home with a 5% Deposit in AustraliaThe Reality of Buying a Home with a 5% Deposit in AustraliaFor many Australians trying to enter the property market, the promise of buying a home with just a 5% deposit sounds like a breakthrough.

Government-backed schemes designed to support first home buyers have made headlines, but how much do they actually help buyers in practice? And what happens when thousands of buyers suddenly gain access to the same opportunity?

In this episode, Veronica and Chris sit down with mortgage broker and National First Home Buyer Specialist Jack Elliott to unpack how first home buyer schemes actually work from the lending side. They explore the mechanics behind borrowing capacity, the role banks play in approving these loans, and the reality buyers face when trying to secure property in an increasingly competitive entry-level market.

The conversation also dives into the unintended consequences of these policies. While schemes like the First Home Guarantee can lower the barrier to entry, they can also increase competition in the very markets first home buyers are targeting. As more buyers gain access to financing, the question becomes whether these policies truly improve affordability—or simply shift the dynamics of demand.

If you're considering buying your first property or trying to understand how government incentives shape the market, this episode offers a grounded look at how these schemes operate in the real world—and what buyers need to know before stepping in.

Episode Highlights

00:34 — Meet Mortgage Broker Jack Elliott

04:41 — How the First Home Guarantee Scheme Works

06:36 — The Hidden Risks of 95% Home Loans

12:48 — Buyer Rush and Rising Market Competition

17:19 — Eligibility Rules First Buyers Must Understand

19:39 — Planning for Long-Term Home Ownership

24:51 — Price Caps and the Resale Ceiling Problem

27:11 — How Bigger Deposits Change Buyer Strategy

28:22 — When First Home Buyers Should Use a Buyers Agent

32:05 — Why First Home Buyers Struggle to Enter the Market

35:30 — Why Patience Matters in a Hot Property Market

37:24 — Why Property Can Be Easier to Sell Than Buy

42:49 — Who Should Consider Shared Equity Schemes

47:09 — New Loan Products Buyers Should Watch

49:05 — Policy Risks Around New Build Incentives

54:06 — The Danger of Buying Property in a Rush

55:13 — Final Advice for First Home Buyers

About the Guest

Jack Elliott is a mortgage broker and National First Home Buyer Specialist who works directly with Australian home buyers navigating the lending process. Through his work, Jack helps clients understand their borrowing capacity, structure loan applications, and secure financing across a range of lenders.

With day-to-day exposure to how banks assess risk, deposits, and borrower profiles, Jack brings a practical perspective on how lending policies and government incentives influence the property market. His experience working with first home buyers provides valuable insight into the challenges many Australians face when trying to secure their first home.

Connect with Jack


Resources


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!


If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

See you on the inside,

Veronica & Chris

]]>For many Australians trying to enter the property market, the promise of buying a home with just a 5% deposit sounds like a breakthrough.

Government-backed schemes designed to support first home buyers have made headlines, but how much do they actually help buyers in practice? And what happens when thousands of buyers suddenly gain access to the same opportunity?

In this episode, Veronica and Chris sit down with mortgage broker and National First Home Buyer Specialist Jack Elliott to unpack how first home buyer schemes actually work from the lending side. They explore the mechanics behind borrowing capacity, the role banks play in approving these loans, and the reality buyers face when trying to secure property in an increasingly competitive entry-level market.

The conversation also dives into the unintended consequences of these policies. While schemes like the First Home Guarantee can lower the barrier to entry, they can also increase competition in the very markets first home buyers are targeting. As more buyers gain access to financing, the question becomes whether these policies truly improve affordability—or simply shift the dynamics of demand.

If you're considering buying your first property or trying to understand how government incentives shape the market, this episode offers a grounded look at how these schemes operate in the real world—and what buyers need to know before stepping in.

Episode Highlights

00:34 — Meet Mortgage Broker Jack Elliott

04:41 — How the First Home Guarantee Scheme Works

06:36 — The Hidden Risks of 95% Home Loans

12:48 — Buyer Rush and Rising Market Competition

17:19 — Eligibility Rules First Buyers Must Understand

19:39 — Planning for Long-Term Home Ownership

24:51 — Price Caps and the Resale Ceiling Problem

27:11 — How Bigger Deposits Change Buyer Strategy

28:22 — When First Home Buyers Should Use a Buyers Agent

32:05 — Why First Home Buyers Struggle to Enter the Market

35:30 — Why Patience Matters in a Hot Property Market

37:24 — Why Property Can Be Easier to Sell Than Buy

42:49 — Who Should Consider Shared Equity Schemes

47:09 — New Loan Products Buyers Should Watch

49:05 — Policy Risks Around New Build Incentives

54:06 — The Danger of Buying Property in a Rush

55:13 — Final Advice for First Home Buyers

About the Guest

Jack Elliott is a mortgage broker and National First Home Buyer Specialist who works directly with Australian home buyers navigating the lending process. Through his work, Jack helps clients understand their borrowing capacity, structure loan applications, and secure financing across a range of lenders.

With day-to-day exposure to how banks assess risk, deposits, and borrower profiles, Jack brings a practical perspective on how lending policies and government incentives influence the property market. His experience working with first home buyers provides valuable insight into the challenges many Australians face when trying to secure their first home.

Connect with Jack


Resources


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!


If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

See you on the inside,

Veronica & Chris

]]>3a769f69-2bdb-4b4f-9bb0-457d5effbf6dMon, 06 Apr 2026 06:00:00 +100056:00falsefull14314311Inside the Business of Property Development Site AcquisitionInside the Business of Property Development Site AcquisitionThe success of a property development project is heavily influenced at the site selection stage. Before construction begins, developers assess land based on planning controls, feasibility, and long-term project viability.

In this episode, Veronica and Chris speak with Ryan Bennetts, a site acquisition and origination specialist who works directly with developers to identify and secure development opportunities. Ryan explains how developers assess planning controls, evaluate zoning potential, and calculate residual land values before making offers that can run into the millions. The conversation also explores the complex negotiations involved in assembling development sites, particularly when multiple property owners or strata buildings are involved.

With governments introducing new rezoning policies and transport-oriented development initiatives, the development landscape is rapidly changing. Suddenly, many suburban properties are being targeted by developers, and some homeowners are receiving offers far above traditional market value. But as Ryan explains, not every property benefits equally—and the process of turning land into a viable development site can take years.

If you’ve ever wondered how developers identify development opportunities, how land values change after rezoning, or what happens when your property becomes part of a potential development site, this episode pulls back the curtain on the realities of site acquisition.

Episode Highlights

01:22 — Meet Site Acquisition Expert Ryan Bennetts

03:04 — How Developers Hunt for Rezoning Opportunities

07:27 — Why 75% Approval Still Isn’t Enough

09:19 — How Rezoning Reforms Changed the Game

17:39 — Creative Deal Structures and Playing the Long Game

20:51 — Where Development Deals Usually Fall Apart

23:38 — Holdouts, Negotiations, and Owner Leverage

24:52 — The Myth of Unlimited Developer Capacity

25:44 — How Developers Diversify Their Projects

26:45 — Why Sydney and Melbourne Feasibilities Differ

27:29 — Builder Insolvencies and Development Risk

29:09 — Why Some Developers Build In-House

30:34 — The Migration Shift Helping Melbourne

33:00 — Builder Shortages Meet Development Demand

36:25 — Feasibility Sensitivities Developers Watch Closely

38:41 — Conditional vs Unconditional Site Deals

41:25 — Why Rezoning Doesn’t Guarantee Approval

47:09 — The Rise of Build-to-Rent in Australia

48:49 — Final Thoughts and Listener Questions

About the Guest

Ryan Bennetts is a site acquisition and origination specialist working with property developers to identify and secure development opportunities.

His work focuses on sourcing development sites, analysing planning controls, negotiating with landowners, and structuring deals that allow developers to assemble and acquire land for future projects. This often involves complex negotiations with multiple property owners and navigating planning frameworks that determine what can ultimately be built on a site.

Because Ryan operates at the very front end of the development process, he has unique insight into how developers determine land value, assess rezoning opportunities, and decide which sites are worth pursuing. His experience provides a rare behind-the-scenes look at how development projects begin long before construction ever starts.

Connect with Ryan


Resources


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!


If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

See you on the inside,

Veronica & Chris

]]>The success of a property development project is heavily influenced at the site selection stage. Before construction begins, developers assess land based on planning controls, feasibility, and long-term project viability.

In this episode, Veronica and Chris speak with Ryan Bennetts, a site acquisition and origination specialist who works directly with developers to identify and secure development opportunities. Ryan explains how developers assess planning controls, evaluate zoning potential, and calculate residual land values before making offers that can run into the millions. The conversation also explores the complex negotiations involved in assembling development sites, particularly when multiple property owners or strata buildings are involved.

With governments introducing new rezoning policies and transport-oriented development initiatives, the development landscape is rapidly changing. Suddenly, many suburban properties are being targeted by developers, and some homeowners are receiving offers far above traditional market value. But as Ryan explains, not every property benefits equally—and the process of turning land into a viable development site can take years.

If you’ve ever wondered how developers identify development opportunities, how land values change after rezoning, or what happens when your property becomes part of a potential development site, this episode pulls back the curtain on the realities of site acquisition.

Episode Highlights

01:22 — Meet Site Acquisition Expert Ryan Bennetts

03:04 — How Developers Hunt for Rezoning Opportunities

07:27 — Why 75% Approval Still Isn’t Enough

09:19 — How Rezoning Reforms Changed the Game

17:39 — Creative Deal Structures and Playing the Long Game

20:51 — Where Development Deals Usually Fall Apart

23:38 — Holdouts, Negotiations, and Owner Leverage

24:52 — The Myth of Unlimited Developer Capacity

25:44 — How Developers Diversify Their Projects

26:45 — Why Sydney and Melbourne Feasibilities Differ

27:29 — Builder Insolvencies and Development Risk

29:09 — Why Some Developers Build In-House

30:34 — The Migration Shift Helping Melbourne

33:00 — Builder Shortages Meet Development Demand

36:25 — Feasibility Sensitivities Developers Watch Closely

38:41 — Conditional vs Unconditional Site Deals

41:25 — Why Rezoning Doesn’t Guarantee Approval

47:09 — The Rise of Build-to-Rent in Australia

48:49 — Final Thoughts and Listener Questions

About the Guest

Ryan Bennetts is a site acquisition and origination specialist working with property developers to identify and secure development opportunities.

His work focuses on sourcing development sites, analysing planning controls, negotiating with landowners, and structuring deals that allow developers to assemble and acquire land for future projects. This often involves complex negotiations with multiple property owners and navigating planning frameworks that determine what can ultimately be built on a site.

Because Ryan operates at the very front end of the development process, he has unique insight into how developers determine land value, assess rezoning opportunities, and decide which sites are worth pursuing. His experience provides a rare behind-the-scenes look at how development projects begin long before construction ever starts.

Connect with Ryan


Resources


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!


If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

See you on the inside,

Veronica & Chris

]]>9babe6ec-9a2a-4348-bb10-392c662b4f68Mon, 30 Mar 2026 06:00:00 +100049:37falsefull14304301The Politics of Density: Who Really Benefits?The Politics of Density: Who Really Benefits?For years, we’ve treated housing affordability as a demand problem — interest rates, borrowing power, incentives. But what if the real issue sits deeper in the system?

In this episode, we unpack the structural forces shaping Australia’s housing market, from planning constraints to policy decisions that have quietly restricted supply for decades.

Joined by planning reform advocate Melissa Neighbor and economist Emilie Dye, we explore the structural issues baked into Australia’s housing system — from restrictive zoning laws and slow approval processes to the political incentives that favour existing homeowners. We also dive into the concept of “gentle density,” why three-storey townhouses could be a missing middle solution, and how cities like Auckland have used upzoning to stabilise housing pressures without crashing the market.

But this isn’t just a supply story. We challenge the idea of housing as an investment vehicle versus a place to live, unpack intergenerational inequality, and examine why forcing people into renting can actually make them worse off. The conversation also tackles the uncomfortable reality: increasing supply may solve affordability — but not without trade-offs, including financial outcomes for buyers and resistance from existing communities.

This episode cuts through the noise with a clear-eyed look at what needs to change — and what most people are still getting wrong about housing in Australia. If you care about affordability, investing, or the future of our cities, this is one you can’t afford to ignore.

Episode Highlights

01:07 — Meet the Guests: Planning & Economics Perspectives

01:56 — What Does a Fair Housing System Look Like?

04:23 — Planning Restrictions and the Supply Bottleneck

06:40 — Why Reforms Are Facing Community Resistance

11:43 — Upzoning, Windfalls, and Affordability Trade-Offs

13:43 — Why Only Luxury Projects Are Getting Built

17:14 — Winning Public Support for Housing Reform

20:50 — Balancing Emotional Costs and Infrastructure Strain

23:41 — Why Sydney Must Embrace More Density

24:38 — Global Cities and Lessons for Housing Reform

26:55 — What’s Actually Being Built Across NSW

27:42 — The Reality of Upzoning in Established Suburbs

28:05 — Backlash, Compromise, and Policy Missteps

29:30 — How the Housing Crisis Forced Policy Change

30:23 — Should Housing Be an Investment or a Home?

47:19 — Final Thoughts and Listener Q’s

About the Guests

Melissa Neighbor is a town planner, community engagement expert, and co-founder of Sydney YIMBY, a movement advocating for increased housing supply and planning reform across New South Wales. With deep experience in urban planning and policy, Melissa is a leading voice in the push for more efficient housing delivery, better zoning outcomes, and meaningful community engagement in development decisions.

Emilie Dye is an economist and commentator focused on intergenerational housing inequality and housing accessibility in Australia. Her work, including the widely discussed piece “Housing is Becoming a Pipe Dream for Young Australians,” has been featured across major national publications. Emilie brings a data-driven perspective to the housing debate, challenging conventional thinking around homeownership, affordability, and the role of housing in wealth creation.

Connect with Melissa

  1. Melissa’s LinkedIn
  2. Melissa’s Instagram
  3. Melissa’s X
  4. The New IQ (website)
  5. Sky Planning (website)


Connect with Emilie

  1. Emilie’s LinkedIn
  2. Emilie’s X


Resources

  1. Visit our website: https://www.theelephantintheroom.com.au
  2. If you have any questions or would like to be featured on our show, contact us at:
  3. The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.au
  4. Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au
  5. Work with Veronica: https://www.veronicamorgan.com.au
  6. Looking for a Mortgage Broker? alcove.com.au
  7. Work with Chris: chrisbates@alcove.com.au

Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!

  1. Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast
  2. Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719
  3. Subscribe on Spotify: https://open.spotify.com/show/3r0nnJrLUu3t1GpO7X3j6E

If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

See you on the inside,

Veronica & Chris

]]>For years, we’ve treated housing affordability as a demand problem — interest rates, borrowing power, incentives. But what if the real issue sits deeper in the system?

In this episode, we unpack the structural forces shaping Australia’s housing market, from planning constraints to policy decisions that have quietly restricted supply for decades.

Joined by planning reform advocate Melissa Neighbor and economist Emilie Dye, we explore the structural issues baked into Australia’s housing system — from restrictive zoning laws and slow approval processes to the political incentives that favour existing homeowners. We also dive into the concept of “gentle density,” why three-storey townhouses could be a missing middle solution, and how cities like Auckland have used upzoning to stabilise housing pressures without crashing the market.

But this isn’t just a supply story. We challenge the idea of housing as an investment vehicle versus a place to live, unpack intergenerational inequality, and examine why forcing people into renting can actually make them worse off. The conversation also tackles the uncomfortable reality: increasing supply may solve affordability — but not without trade-offs, including financial outcomes for buyers and resistance from existing communities.

This episode cuts through the noise with a clear-eyed look at what needs to change — and what most people are still getting wrong about housing in Australia. If you care about affordability, investing, or the future of our cities, this is one you can’t afford to ignore.

Episode Highlights

01:07 — Meet the Guests: Planning & Economics Perspectives

01:56 — What Does a Fair Housing System Look Like?

04:23 — Planning Restrictions and the Supply Bottleneck

06:40 — Why Reforms Are Facing Community Resistance

11:43 — Upzoning, Windfalls, and Affordability Trade-Offs

13:43 — Why Only Luxury Projects Are Getting Built

17:14 — Winning Public Support for Housing Reform

20:50 — Balancing Emotional Costs and Infrastructure Strain

23:41 — Why Sydney Must Embrace More Density

24:38 — Global Cities and Lessons for Housing Reform

26:55 — What’s Actually Being Built Across NSW

27:42 — The Reality of Upzoning in Established Suburbs

28:05 — Backlash, Compromise, and Policy Missteps

29:30 — How the Housing Crisis Forced Policy Change

30:23 — Should Housing Be an Investment or a Home?

47:19 — Final Thoughts and Listener Q’s

About the Guests

Melissa Neighbor is a town planner, community engagement expert, and co-founder of Sydney YIMBY, a movement advocating for increased housing supply and planning reform across New South Wales. With deep experience in urban planning and policy, Melissa is a leading voice in the push for more efficient housing delivery, better zoning outcomes, and meaningful community engagement in development decisions.

Emilie Dye is an economist and commentator focused on intergenerational housing inequality and housing accessibility in Australia. Her work, including the widely discussed piece “Housing is Becoming a Pipe Dream for Young Australians,” has been featured across major national publications. Emilie brings a data-driven perspective to the housing debate, challenging conventional thinking around homeownership, affordability, and the role of housing in wealth creation.

Connect with Melissa

  1. Melissa’s LinkedIn
  2. Melissa’s Instagram
  3. Melissa’s X
  4. The New IQ (website)
  5. Sky Planning (website)


Connect with Emilie

  1. Emilie’s LinkedIn
  2. Emilie’s X


Resources

  1. Visit our website: https://www.theelephantintheroom.com.au
  2. If you have any questions or would like to be featured on our show, contact us at:
  3. The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.au
  4. Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au
  5. Work with Veronica: https://www.veronicamorgan.com.au
  6. Looking for a Mortgage Broker? alcove.com.au
  7. Work with Chris: chrisbates@alcove.com.au

Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!

  1. Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast
  2. Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719
  3. Subscribe on Spotify: https://open.spotify.com/show/3r0nnJrLUu3t1GpO7X3j6E

If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

See you on the inside,

Veronica & Chris

]]>d1e5400b-c2d4-438e-94fe-b31d2fe28672Mon, 23 Mar 2026 06:00:00 +100048:49falsefull14294291The Policy Shift That Could Reshape Property PricesThe Policy Shift That Could Reshape Property PricesWhen we talk about Australia’s housing crisis, interest rates and investors dominate the conversation—but the real drivers run deeper.

In this episode, we unpack how Australian housing policy—particularly zoning and planning reform—is shaping the housing supply crisis, and whether strategic planning reform can genuinely improve affordability without destabilising the market.

We explore the economics behind land scarcity, why middle suburbs have become effectively “locked up,” and how allowing three storey townhouses and gentle density could reshape housing supply. Brendan breaks down what broad upzoning actually means in practice, how Victoria and NSW are approaching reform differently, and whether these changes meaningfully shift feasibility for developers.

For investors, this raises the bigger question: if scarcity underpins capital growth, what happens when supply constraints are relaxed? Does planning reform erode returns—or simply create a more functional market?

If you care about Australian housing affordability, the housing supply crisis, or the long-term fundamentals of property investment, this episode cuts through the politics and gets to the economics.

Episode Highlights

03:28 — It’s Planning Bans, Not Approval Delays

05:58 — The Real Demand for Missing Middle Housing

09:01 — Melbourne’s Affordability Trade-Off Explained

13:30 — Development Costs and Feasibility Realities

15:31 — The Hidden Zoning Tax on Housing Supply

18:06 — Why Townhouses Beat High-Rise in Suburbs

21:36 — The Economics of Three-Storey Townhouses

24:38 — Land Size, Lot Layouts and Buyer Preferences

26:26 — Property Advice and Strategic Thinking

27:33 — Sydney vs Melbourne: A Zoning Divide

29:01 — NIMBY Politics and the Density Debate

34:02 — Can Builders Deliver More Townhouses?

38:15 — What Global Upzoning Success Looks Like

39:12 — Unlocking Australia’s Locked-Up Suburbs

44:04 — Stamp Duty and Why People Don’t Move

48:45 — The Big Property Lesson from This Debate

49:49 — Final Takeaways and Listener Questions

Links

  1. Planning better cities - Grattan Institute
  2. More homes, better cities: Letting more people live where they want

About the Guest

Brendan Coates is a leading housing and economic policy expert specialising in Australian housing policy and structural reform. His work focuses on planning reform, housing supply, taxation settings and the long-term drivers of housing affordability.

With a strong grounding in economic modelling and public policy, Brendan brings evidence-based analysis to the debate around zoning reform, strategic planning reform, and the feasibility of medium-density housing such as three storey townhouses. His research examines how planning systems shape land scarcity, market outcomes and intergenerational equity.

In this conversation, Brendan offers a measured and data-driven perspective on what it will actually take to address Australia’s housing supply crisis—and what that means for both homeowners and property investors.

Connect with Brendan

  1. Brendan’s LinkedIn
  2. Grattan Institute’s LinkedIn
  3. Grattan Institute’s Website
  4. Grattan Institute’s Facebook
  5. Grattan Institute’s YouTube

Resources

  1. Visit our website: https://www.theelephantintheroom.com.au
  2. If you have any questions or would like to be featured on our show, contact us at:
  3. The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.au
  4. Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au
  5. Work with Veronica: https://www.veronicamorgan.com.au
  6. Looking for a Mortgage Broker? alcove.com.au
  7. Work with Chris: chrisbates@alcove.com.au

Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!

  1. Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast
  2. Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719
  3. Subscribe on Spotify: https://open.spotify.com/show/3r0nnJrLUu3t1GpO7X3j6E

If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

See you on the inside,

Veronica & Chris

]]>When we talk about Australia’s housing crisis, interest rates and investors dominate the conversation—but the real drivers run deeper.

In this episode, we unpack how Australian housing policy—particularly zoning and planning reform—is shaping the housing supply crisis, and whether strategic planning reform can genuinely improve affordability without destabilising the market.

We explore the economics behind land scarcity, why middle suburbs have become effectively “locked up,” and how allowing three storey townhouses and gentle density could reshape housing supply. Brendan breaks down what broad upzoning actually means in practice, how Victoria and NSW are approaching reform differently, and whether these changes meaningfully shift feasibility for developers.

For investors, this raises the bigger question: if scarcity underpins capital growth, what happens when supply constraints are relaxed? Does planning reform erode returns—or simply create a more functional market?

If you care about Australian housing affordability, the housing supply crisis, or the long-term fundamentals of property investment, this episode cuts through the politics and gets to the economics.

Episode Highlights

03:28 — It’s Planning Bans, Not Approval Delays

05:58 — The Real Demand for Missing Middle Housing

09:01 — Melbourne’s Affordability Trade-Off Explained

13:30 — Development Costs and Feasibility Realities

15:31 — The Hidden Zoning Tax on Housing Supply

18:06 — Why Townhouses Beat High-Rise in Suburbs

21:36 — The Economics of Three-Storey Townhouses

24:38 — Land Size, Lot Layouts and Buyer Preferences

26:26 — Property Advice and Strategic Thinking

27:33 — Sydney vs Melbourne: A Zoning Divide

29:01 — NIMBY Politics and the Density Debate

34:02 — Can Builders Deliver More Townhouses?

38:15 — What Global Upzoning Success Looks Like

39:12 — Unlocking Australia’s Locked-Up Suburbs

44:04 — Stamp Duty and Why People Don’t Move

48:45 — The Big Property Lesson from This Debate

49:49 — Final Takeaways and Listener Questions

Links

  1. Planning better cities - Grattan Institute
  2. More homes, better cities: Letting more people live where they want

About the Guest

Brendan Coates is a leading housing and economic policy expert specialising in Australian housing policy and structural reform. His work focuses on planning reform, housing supply, taxation settings and the long-term drivers of housing affordability.

With a strong grounding in economic modelling and public policy, Brendan brings evidence-based analysis to the debate around zoning reform, strategic planning reform, and the feasibility of medium-density housing such as three storey townhouses. His research examines how planning systems shape land scarcity, market outcomes and intergenerational equity.

In this conversation, Brendan offers a measured and data-driven perspective on what it will actually take to address Australia’s housing supply crisis—and what that means for both homeowners and property investors.

Connect with Brendan

  1. Brendan’s LinkedIn
  2. Grattan Institute’s LinkedIn
  3. Grattan Institute’s Website
  4. Grattan Institute’s Facebook
  5. Grattan Institute’s YouTube

Resources

  1. Visit our website: https://www.theelephantintheroom.com.au
  2. If you have any questions or would like to be featured on our show, contact us at:
  3. The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.au
  4. Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au
  5. Work with Veronica: https://www.veronicamorgan.com.au
  6. Looking for a Mortgage Broker? alcove.com.au
  7. Work with Chris: chrisbates@alcove.com.au

Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!

  1. Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast
  2. Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719
  3. Subscribe on Spotify: https://open.spotify.com/show/3r0nnJrLUu3t1GpO7X3j6E

If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

See you on the inside,

Veronica & Chris

]]>4b608088-3ba2-461e-96de-6c4ceb5beb21Mon, 16 Mar 2026 06:00:00 +100050:39falsefull14284281Retiring with a Mortgage: The New Normal?Retiring with a Mortgage: The New Normal?For decades, the assumption was simple: by the time Australians reached retirement, the mortgage was gone. But that reality is changing fast.

Today, more than half of Australians approaching retirement still carry housing debt—and it’s reshaping how households think about superannuation, the Age Pension, and the role of the family home.

In this episode, Veronica and Chris sit down with retirement specialist Harry Chemay to unpack the growing debt burden among pre-retirees and what it means for the next generation of retirees. They explore why the traditional “pay off the home before retirement” rule is breaking down, how rising property prices and refinancing behaviour have changed the way Australians use housing equity, and why more people are drawing down their super simply to clear their mortgage.

Harry explains the financial trade-offs between paying off your mortgage versus preserving superannuation, and why this decision can dramatically affect long-term retirement cash flow. The conversation also dives into reverse mortgages, equity release strategies, the Age Pension means test, and why downsizing isn’t always the straightforward solution many assume it to be.

This episode challenges long-held assumptions about debt in retirement and highlights the need for better coordination between financial advisers, mortgage brokers, and retirement planners. Because in today’s housing market, the biggest asset most Australians own—the family home—may also be the key to making retirement work.

Episode Highlights

01:13 – Meet Harry Chemay: Retirement and Wealth Strategy Expert

01:55 – From Robo Advice Startup to Retirement Strategy Specialist

03:33 – Why More Australians Are Reaching Retirement With Mortgages

08:46 – Generational Shifts, Lifestyle Choices and Mortgage Refinancing

10:36 – Why Retirees Are Using Super Withdrawals to Clear Housing Debt

25:14 – The Trade-Off: Paying Off Your Mortgage vs Preserving Super

26:22 – A Simple Cashflow Test for Retirees Carrying Mortgage Debt

27:17 – Case Study: Super Withdrawal vs Equity Release Outcomes

29:17 – Will Banks Start Lending More to Retirees and Older Borrowers?

32:07 – Australia’s $12 Trillion Housing Wealth Reality Explained

38:55 – Downsizing vs Aging in Place: The Retirement Housing Debate

42:04 – The Rise of New Retirement Living and Lifestyle Developments

43:31 – Rising Homeownership Costs and Why Early Planning Matters

46:20 – Rethinking Retirement Living: Building Your Own Community

47:37 – A Real Family Story of Moving Parents Later in Life

49:08 – Why Retirement Planning Needs a Holistic Advice Team

52:12 – Final Takeaways on Retirement Debt, Super and Housing

Links

  1. The growing debt burden of retiring Australians

About the Guest

Harry Chemay is a retirement and wealth specialist with nearly three decades of experience across financial planning, wealth management, asset consulting, fintech, and superannuation product design. His work focuses on the decumulation phase of retirement, helping individuals and institutions design strategies that turn accumulated wealth into sustainable retirement income.

Throughout his career, Harry has worked with major financial institutions including KPMG Financial Services, Colonial (State Bank of NSW / CBA), Mercer, and Howarth Financial Services. He was also a co-founder of the fintech platform Clover, one of Australia’s early robo-advice ventures designed to help younger Australians build wealth and save for their first home.

Harry holds a Bachelor of Business in Banking and Finance from Monash University, a Graduate Diploma in Applied Finance and Investments (FINSIA), and a Graduate Certificate in Self-Managed Super Funds from the University of Adelaide. He has also previously held the Certified Financial Planner (CFP) and Certified Investment Management Analyst (CIMA) designations.

His current work focuses on retirement income strategies and the evolving role of housing wealth in Australia’s retirement system.


Connect with Harry

  1. LinkedIn
  2. Lumisara (website)


Resources

  1. Visit our website: https://www.theelephantintheroom.com.au
  2. If you have any questions or would like to be featured on our show, contact us at:
  3. The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.au
  4. Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au
  5. Work with Veronica: https://www.veronicamorgan.com.au
  6. Looking for a Mortgage Broker? alcove.com.au
  7. Work with Chris: chrisbates@alcove.com.au

Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!

  1. Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast
  2. Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719
  3. Subscribe on Spotify: https://open.spotify.com/show/3r0nnJrLUu3t1GpO7X3j6E

If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

See you on the inside,

Veronica & Chris

]]>For decades, the assumption was simple: by the time Australians reached retirement, the mortgage was gone. But that reality is changing fast.

Today, more than half of Australians approaching retirement still carry housing debt—and it’s reshaping how households think about superannuation, the Age Pension, and the role of the family home.

In this episode, Veronica and Chris sit down with retirement specialist Harry Chemay to unpack the growing debt burden among pre-retirees and what it means for the next generation of retirees. They explore why the traditional “pay off the home before retirement” rule is breaking down, how rising property prices and refinancing behaviour have changed the way Australians use housing equity, and why more people are drawing down their super simply to clear their mortgage.

Harry explains the financial trade-offs between paying off your mortgage versus preserving superannuation, and why this decision can dramatically affect long-term retirement cash flow. The conversation also dives into reverse mortgages, equity release strategies, the Age Pension means test, and why downsizing isn’t always the straightforward solution many assume it to be.

This episode challenges long-held assumptions about debt in retirement and highlights the need for better coordination between financial advisers, mortgage brokers, and retirement planners. Because in today’s housing market, the biggest asset most Australians own—the family home—may also be the key to making retirement work.

Episode Highlights

01:13 – Meet Harry Chemay: Retirement and Wealth Strategy Expert

01:55 – From Robo Advice Startup to Retirement Strategy Specialist

03:33 – Why More Australians Are Reaching Retirement With Mortgages

08:46 – Generational Shifts, Lifestyle Choices and Mortgage Refinancing

10:36 – Why Retirees Are Using Super Withdrawals to Clear Housing Debt

25:14 – The Trade-Off: Paying Off Your Mortgage vs Preserving Super

26:22 – A Simple Cashflow Test for Retirees Carrying Mortgage Debt

27:17 – Case Study: Super Withdrawal vs Equity Release Outcomes

29:17 – Will Banks Start Lending More to Retirees and Older Borrowers?

32:07 – Australia’s $12 Trillion Housing Wealth Reality Explained

38:55 – Downsizing vs Aging in Place: The Retirement Housing Debate

42:04 – The Rise of New Retirement Living and Lifestyle Developments

43:31 – Rising Homeownership Costs and Why Early Planning Matters

46:20 – Rethinking Retirement Living: Building Your Own Community

47:37 – A Real Family Story of Moving Parents Later in Life

49:08 – Why Retirement Planning Needs a Holistic Advice Team

52:12 – Final Takeaways on Retirement Debt, Super and Housing

Links

  1. The growing debt burden of retiring Australians

About the Guest

Harry Chemay is a retirement and wealth specialist with nearly three decades of experience across financial planning, wealth management, asset consulting, fintech, and superannuation product design. His work focuses on the decumulation phase of retirement, helping individuals and institutions design strategies that turn accumulated wealth into sustainable retirement income.

Throughout his career, Harry has worked with major financial institutions including KPMG Financial Services, Colonial (State Bank of NSW / CBA), Mercer, and Howarth Financial Services. He was also a co-founder of the fintech platform Clover, one of Australia’s early robo-advice ventures designed to help younger Australians build wealth and save for their first home.

Harry holds a Bachelor of Business in Banking and Finance from Monash University, a Graduate Diploma in Applied Finance and Investments (FINSIA), and a Graduate Certificate in Self-Managed Super Funds from the University of Adelaide. He has also previously held the Certified Financial Planner (CFP) and Certified Investment Management Analyst (CIMA) designations.

His current work focuses on retirement income strategies and the evolving role of housing wealth in Australia’s retirement system.


Connect with Harry

  1. LinkedIn
  2. Lumisara (website)


Resources

  1. Visit our website: https://www.theelephantintheroom.com.au
  2. If you have any questions or would like to be featured on our show, contact us at:
  3. The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.au
  4. Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au
  5. Work with Veronica: https://www.veronicamorgan.com.au
  6. Looking for a Mortgage Broker? alcove.com.au
  7. Work with Chris: chrisbates@alcove.com.au

Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!

  1. Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast
  2. Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719
  3. Subscribe on Spotify: https://open.spotify.com/show/3r0nnJrLUu3t1GpO7X3j6E

If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

See you on the inside,

Veronica & Chris

]]>5921c7e8-9ea9-4bab-bd19-ba3a8e596feeMon, 09 Mar 2026 06:00:00 +100053:13falsefull14274271The Strategic Approach to Property DevelopmentThe Strategic Approach to Property DevelopmentMany investors see property development as the natural “next step” — a faster way to manufacture growth and build equity. The reality is far less straightforward: most development sites that can be built on simply don’t make money.

Rob Flux, founder of the Property Development Network, joins us to break down what really changes when you move from buy-and-hold to small-scale development. We explore why 90% of developable sites aren’t profitable, how feasibility is often misunderstood, and why “profit on cost” — not hype — should drive your decisions. Rob explains the importance of site selection, overlays and constraints, demographic targeting, and why solving the right problems is what developers actually get paid for.

We also dive into the practical realities: commercial vs residential funding, entity structuring mistakes, contingency planning, holding costs, and the psychological traps that come with early success. Is development just leveraged investing — or is it an entirely different career path? And in a market facing a 1.2 million home shortfall, does that make development easier… or just more competitive?

If you’ve ever considered “graduating” into development, this episode is your reality check. Development can accelerate wealth — but only if you treat it with the seriousness it demands. Otherwise, it’s just an expensive lesson.

Episode Highlights

01:15 – Meet Rob Flux: From Investor to Developer

02:04 – Why Most Developers Fail (And Don’t See It Coming)

04:10 – The 10-Minute Site Test: Kill Bad Deals Fast

05:00 – Overlays, Constraints & Building What Sells

07:24 – The Development Sweet Spot (Before the Crowd)

14:59 – Funding Models & Why Time Is Your Enemy

21:14 – Market Cycles & Getting Product Fit Right

27:15 – Luxury vs Volume: Two Paths to Profit

28:47 – Where Population Growth Drives Real Demand

32:05 – Who Actually Makes It in Development?

33:44 – Feasibility 101: Profit on Cost Explained

38:24 – Contingency Buffers: Protecting Your Margin

39:31 – From Duplex to Six-Pack: Scaling Smart

47:52 – Real-World Mistakes & Final Takeaways

About the Guest

Rob Flux is a property developer, mentor, and founder of the Property Development Network (PDN), Australia’s largest community of active small-to-medium developers. With monthly meetups across Brisbane, Sydney, Melbourne, Adelaide, and Perth, PDN has become a leading education and mastermind platform for aspiring and experienced developers alike.

Rob began investing at 18 and achieved financial independence by 38 — before a divorce forced him to rebuild from scratch. His first development deal delivered $1 million in profit, allowing him to leave his IT career and focus on development full time. Since then, he has refined his approach into a structured 7 Step Property Development Formula and continues to complete six- and seven-figure projects using creative acquisition and funding strategies.

Beyond education, Rob serves on government advisory panels contributing to housing policy and planning reform across Australia. His mission is clear: to help 1,000 people achieve financial freedom by 2030 through smarter, more strategic property development.

Connect with Rob

  1. LinkedIn
  2. Website
  3. Facebook


Resources

  1. Visit our website: https://www.theelephantintheroom.com.au
  2. If you have any questions or would like to be featured on our show, contact us at:
  3. The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.au
  4. Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au
  5. Work with Veronica: https://www.veronicamorgan.com.au
  6. Looking for a Mortgage Broker? alcove.com.au
  7. Work with Chris: chrisbates@alcove.com.au

Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!

  1. Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast
  2. Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719
  3. Subscribe on Spotify: https://open.spotify.com/show/3r0nnJrLUu3t1GpO7X3j6E

If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

See you on the inside,

Veronica & Chris

]]>Many investors see property development as the natural “next step” — a faster way to manufacture growth and build equity. The reality is far less straightforward: most development sites that can be built on simply don’t make money.

Rob Flux, founder of the Property Development Network, joins us to break down what really changes when you move from buy-and-hold to small-scale development. We explore why 90% of developable sites aren’t profitable, how feasibility is often misunderstood, and why “profit on cost” — not hype — should drive your decisions. Rob explains the importance of site selection, overlays and constraints, demographic targeting, and why solving the right problems is what developers actually get paid for.

We also dive into the practical realities: commercial vs residential funding, entity structuring mistakes, contingency planning, holding costs, and the psychological traps that come with early success. Is development just leveraged investing — or is it an entirely different career path? And in a market facing a 1.2 million home shortfall, does that make development easier… or just more competitive?

If you’ve ever considered “graduating” into development, this episode is your reality check. Development can accelerate wealth — but only if you treat it with the seriousness it demands. Otherwise, it’s just an expensive lesson.

Episode Highlights

01:15 – Meet Rob Flux: From Investor to Developer

02:04 – Why Most Developers Fail (And Don’t See It Coming)

04:10 – The 10-Minute Site Test: Kill Bad Deals Fast

05:00 – Overlays, Constraints & Building What Sells

07:24 – The Development Sweet Spot (Before the Crowd)

14:59 – Funding Models & Why Time Is Your Enemy

21:14 – Market Cycles & Getting Product Fit Right

27:15 – Luxury vs Volume: Two Paths to Profit

28:47 – Where Population Growth Drives Real Demand

32:05 – Who Actually Makes It in Development?

33:44 – Feasibility 101: Profit on Cost Explained

38:24 – Contingency Buffers: Protecting Your Margin

39:31 – From Duplex to Six-Pack: Scaling Smart

47:52 – Real-World Mistakes & Final Takeaways

About the Guest

Rob Flux is a property developer, mentor, and founder of the Property Development Network (PDN), Australia’s largest community of active small-to-medium developers. With monthly meetups across Brisbane, Sydney, Melbourne, Adelaide, and Perth, PDN has become a leading education and mastermind platform for aspiring and experienced developers alike.

Rob began investing at 18 and achieved financial independence by 38 — before a divorce forced him to rebuild from scratch. His first development deal delivered $1 million in profit, allowing him to leave his IT career and focus on development full time. Since then, he has refined his approach into a structured 7 Step Property Development Formula and continues to complete six- and seven-figure projects using creative acquisition and funding strategies.

Beyond education, Rob serves on government advisory panels contributing to housing policy and planning reform across Australia. His mission is clear: to help 1,000 people achieve financial freedom by 2030 through smarter, more strategic property development.

Connect with Rob

  1. LinkedIn
  2. Website
  3. Facebook


Resources

  1. Visit our website: https://www.theelephantintheroom.com.au
  2. If you have any questions or would like to be featured on our show, contact us at:
  3. The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.au
  4. Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au
  5. Work with Veronica: https://www.veronicamorgan.com.au
  6. Looking for a Mortgage Broker? alcove.com.au
  7. Work with Chris: chrisbates@alcove.com.au

Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!

  1. Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast
  2. Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719
  3. Subscribe on Spotify: https://open.spotify.com/show/3r0nnJrLUu3t1GpO7X3j6E

If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

See you on the inside,

Veronica & Chris

]]>a318a4a0-e17a-4933-9bf2-4d7b62d1c09eMon, 02 Mar 2026 06:00:00 +100052:53falsefull14264261When a Granny Flat Makes Sense — And When It Doesn’tWhen a Granny Flat Makes Sense — And When It Doesn’tGranny flats are being sold as the answer to everything—housing affordability, rental yield, multigenerational living, even retirement planning.

But once you get past the glossy numbers and council checklists, the reality is far more nuanced.

In this episode, we sit down with Wally Gebrael, Co-Director at Granny Flat Solutions, to unpack what actually determines whether a granny flat works — and why so many builds quietly underperform. We break down the planning pathways (CDC vs DA), site constraints that kill feasibility, design mistakes that slash rental appeal, and the hidden costs investors rarely factor in.

We also explore the bigger picture: how granny flats fit into Australia’s housing crisis, why quality and layout directly impact yield, and when a granny flat can genuinely improve cash flow, versus when it simply ties up capital. Wally shares real-world examples from thousands of builds, including what separates high-performing granny flats from regret purchases.

If you’re considering building one — whether for family, flexibility, or investment — this episode will help you decide with clarity, not hype.

Episode Highlights

00:20 — Meet the Expert: Wally Gebrael

03:12 — Financial Considerations and Value Addition

06:18 — Challenges in Building Granny Flats

08:44 — Council Regulations and Approval Process

12:56 — Cost and Budgeting for Granny Flats

23:59 — Designing Functional Spaces with a Wow Factor

24:22 — Balancing Cost and Value for Investors and Homeowners

25:37 — Optimal Granny Flat Designs

29:52 — Impact of Interest Rates on Investments

32:03 — Financial Considerations and Tax Implications

37:57 — Common Mistakes in Granny Flat Projects

43:43 — Final Thoughts and Listener Questions

About the Guest

Wally Gebrael is the Co-Director at Granny Flat Solutions, one of Australia’s leading specialists in secondary dwellings. Since establishing the business in 2011, Wally and his team have delivered more than 2,500 granny flats across NSW, navigating everything from straightforward CDC approvals to complex council applications involving flood zones, heritage overlays, and high-constraint sites.

With over a decade at the coalface of design, approvals, and construction, Wally brings a grounded, practical perspective to the granny flat conversation. His insights aren’t theoretical—they’re based on real budgets, real rental outcomes, and the recurring mistakes homeowners and investors make when chasing “easy yield.”

In a market saturated with oversimplified advice, Wally focuses on feasibility, function, and long-term performance—not sales-driven optimism.

Connect with Wally

  1. Wally’s LinkedIn
  2. Granny Flat Solutions’ LinkedIn
  3. Granny Flat Solutions’ Website
  4. Granny Flat Solutions’ Instagram
  5. Granny Flat Solutions’ Facebook
  6. Granny Flat Solutions’ YouTube


Resources

  1. Visit our website: https://www.theelephantintheroom.com.au
  2. If you have any questions or would like to be featured on our show, contact us at:
  3. The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.au
  4. Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au
  5. Work with Veronica: https://www.veronicamorgan.com.au
  6. Looking for a Mortgage Broker? alcove.com.au
  7. Work with Chris: chrisbates@alcove.com.au

Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!

  1. Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast
  2. Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719
  3. Subscribe on Spotify: https://open.spotify.com/show/3r0nnJrLUu3t1GpO7X3j6E

If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

See you on the inside,

Veronica & Chris

]]>Granny flats are being sold as the answer to everything—housing affordability, rental yield, multigenerational living, even retirement planning.

But once you get past the glossy numbers and council checklists, the reality is far more nuanced.

In this episode, we sit down with Wally Gebrael, Co-Director at Granny Flat Solutions, to unpack what actually determines whether a granny flat works — and why so many builds quietly underperform. We break down the planning pathways (CDC vs DA), site constraints that kill feasibility, design mistakes that slash rental appeal, and the hidden costs investors rarely factor in.

We also explore the bigger picture: how granny flats fit into Australia’s housing crisis, why quality and layout directly impact yield, and when a granny flat can genuinely improve cash flow, versus when it simply ties up capital. Wally shares real-world examples from thousands of builds, including what separates high-performing granny flats from regret purchases.

If you’re considering building one — whether for family, flexibility, or investment — this episode will help you decide with clarity, not hype.

Episode Highlights

00:20 — Meet the Expert: Wally Gebrael

03:12 — Financial Considerations and Value Addition

06:18 — Challenges in Building Granny Flats

08:44 — Council Regulations and Approval Process

12:56 — Cost and Budgeting for Granny Flats

23:59 — Designing Functional Spaces with a Wow Factor

24:22 — Balancing Cost and Value for Investors and Homeowners

25:37 — Optimal Granny Flat Designs

29:52 — Impact of Interest Rates on Investments

32:03 — Financial Considerations and Tax Implications

37:57 — Common Mistakes in Granny Flat Projects

43:43 — Final Thoughts and Listener Questions

About the Guest

Wally Gebrael is the Co-Director at Granny Flat Solutions, one of Australia’s leading specialists in secondary dwellings. Since establishing the business in 2011, Wally and his team have delivered more than 2,500 granny flats across NSW, navigating everything from straightforward CDC approvals to complex council applications involving flood zones, heritage overlays, and high-constraint sites.

With over a decade at the coalface of design, approvals, and construction, Wally brings a grounded, practical perspective to the granny flat conversation. His insights aren’t theoretical—they’re based on real budgets, real rental outcomes, and the recurring mistakes homeowners and investors make when chasing “easy yield.”

In a market saturated with oversimplified advice, Wally focuses on feasibility, function, and long-term performance—not sales-driven optimism.

Connect with Wally

  1. Wally’s LinkedIn
  2. Granny Flat Solutions’ LinkedIn
  3. Granny Flat Solutions’ Website
  4. Granny Flat Solutions’ Instagram
  5. Granny Flat Solutions’ Facebook
  6. Granny Flat Solutions’ YouTube


Resources

  1. Visit our website: https://www.theelephantintheroom.com.au
  2. If you have any questions or would like to be featured on our show, contact us at:
  3. The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.au
  4. Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au
  5. Work with Veronica: https://www.veronicamorgan.com.au
  6. Looking for a Mortgage Broker? alcove.com.au
  7. Work with Chris: chrisbates@alcove.com.au

Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!

  1. Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast
  2. Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719
  3. Subscribe on Spotify: https://open.spotify.com/show/3r0nnJrLUu3t1GpO7X3j6E

If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

See you on the inside,

Veronica & Chris

]]>41729cfb-34d4-4a20-ac90-ec750e71d44dMon, 23 Feb 2026 06:00:00 +100045:11falsefull14254251Is NSW’s Planning System Actually Delivering More Housing?Is NSW’s Planning System Actually Delivering More Housing?NSW has moved fast to reform its planning system, promising to unlock housing supply through sweeping state-led controls. But zoning uplift alone doesn’t build homes.

In this episode, we ask the harder question many in property are thinking but few say out loud: is the system genuinely delivering housing, or quietly choking supply through feasibility constraints, delays, and unintended consequences?

Joining us is James Oldknow, Special Counsel at Mills Oakley, who works daily at the sharp end of planning approvals, appeals, and the NSW Land & Environment Court. James breaks down why Transport Oriented Development (TOD) has produced little real-world uptake, while the Low-to-Mid Rise (LMR) policy is driving a surge of applications—particularly in Sydney’s most expensive, tightly held suburbs.

We unpack how affordable housing incentives are being used to make projects stack up, why premium locations like Mosman, Waverley, and Woollahra are seeing the most change, and how the new Housing Delivery Authority is fast-tracking large projects while sidelining local controls. Along the way, we tackle design quality, heritage, infrastructure strain, and the emotional toll these changes are having on established communities.

For investors, homeowners, and anyone exposed to property in NSW, this episode is a reality check. And if you’re wondering what could be coming in other states, this could be the canary in the coalmine. The reforms aren’t a silver bullet—but they are already reshaping values, neighbourhoods, and long-term decisions for those paying attention.

Episode Highlights

00:00 — Introduction to NSW Planning System

01:33 — Meet the Expert: James Oldknow

04:41 — Challenges in TOD Applications

08:33 — LMR Policy and Its Impact

10:52 — Affordable Housing and Feasibility

16:42 — Community Concerns and Planning Rigors

26:53 — Development Typologies Across New South Wales

28:59 — Concerns About Centralized Authority

30:43 — Affordable Housing and Contribution Funds

32:17 — Infrastructure and Traffic Concerns

34:33 — Heritage and Environmental Considerations

43:29 — Navigating Development Consents and Modifications

45:29 — Final Thoughts and Advice

About the Guest

James Oldknow is Special Counsel in Mills Oakley’s Planning and Environment team, specialising in planning and development law across New South Wales. He advises landowners and developers on projects of all sizes and regularly appears before councils, planning panels, and the NSW Land & Environment Court.

Working daily within the approvals and appeals system, James sees firsthand where projects stall, why others succeed, and how state policies like LMR, TOD, and the Housing Delivery Authority operate in practice—not theory. His perspective is grounded in real projects, real constraints, and real outcomes, making him uniquely placed to cut through the policy noise and explain what NSW’s planning reforms are actually delivering on the ground.

Connect with James

  1. James’ LinkedIn
  2. Mills Oakley Website
  3. Mills Oakley LinkedIn

Resources

  1. Visit our website: https://www.theelephantintheroom.com.au
  2. If you have any questions or would like to be featured on our show, contact us at:
  3. The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.au
  4. Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au
  5. Work with Veronica: https://www.veronicamorgan.com.au
  6. Looking for a Mortgage Broker? alcove.com.au
  7. Work with Chris: chrisbates@alcove.com.au

Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!

  1. Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast
  2. Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719
  3. Subscribe on Spotify: https://open.spotify.com/show/3r0nnJrLUu3t1GpO7X3j6E

If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

See you on the inside,

Veronica & Chris

]]>NSW has moved fast to reform its planning system, promising to unlock housing supply through sweeping state-led controls. But zoning uplift alone doesn’t build homes.

In this episode, we ask the harder question many in property are thinking but few say out loud: is the system genuinely delivering housing, or quietly choking supply through feasibility constraints, delays, and unintended consequences?

Joining us is James Oldknow, Special Counsel at Mills Oakley, who works daily at the sharp end of planning approvals, appeals, and the NSW Land & Environment Court. James breaks down why Transport Oriented Development (TOD) has produced little real-world uptake, while the Low-to-Mid Rise (LMR) policy is driving a surge of applications—particularly in Sydney’s most expensive, tightly held suburbs.

We unpack how affordable housing incentives are being used to make projects stack up, why premium locations like Mosman, Waverley, and Woollahra are seeing the most change, and how the new Housing Delivery Authority is fast-tracking large projects while sidelining local controls. Along the way, we tackle design quality, heritage, infrastructure strain, and the emotional toll these changes are having on established communities.

For investors, homeowners, and anyone exposed to property in NSW, this episode is a reality check. And if you’re wondering what could be coming in other states, this could be the canary in the coalmine. The reforms aren’t a silver bullet—but they are already reshaping values, neighbourhoods, and long-term decisions for those paying attention.

Episode Highlights

00:00 — Introduction to NSW Planning System

01:33 — Meet the Expert: James Oldknow

04:41 — Challenges in TOD Applications

08:33 — LMR Policy and Its Impact

10:52 — Affordable Housing and Feasibility

16:42 — Community Concerns and Planning Rigors

26:53 — Development Typologies Across New South Wales

28:59 — Concerns About Centralized Authority

30:43 — Affordable Housing and Contribution Funds

32:17 — Infrastructure and Traffic Concerns

34:33 — Heritage and Environmental Considerations

43:29 — Navigating Development Consents and Modifications

45:29 — Final Thoughts and Advice

About the Guest

James Oldknow is Special Counsel in Mills Oakley’s Planning and Environment team, specialising in planning and development law across New South Wales. He advises landowners and developers on projects of all sizes and regularly appears before councils, planning panels, and the NSW Land & Environment Court.

Working daily within the approvals and appeals system, James sees firsthand where projects stall, why others succeed, and how state policies like LMR, TOD, and the Housing Delivery Authority operate in practice—not theory. His perspective is grounded in real projects, real constraints, and real outcomes, making him uniquely placed to cut through the policy noise and explain what NSW’s planning reforms are actually delivering on the ground.

Connect with James

  1. James’ LinkedIn
  2. Mills Oakley Website
  3. Mills Oakley LinkedIn

Resources

  1. Visit our website: https://www.theelephantintheroom.com.au
  2. If you have any questions or would like to be featured on our show, contact us at:
  3. The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.au
  4. Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au
  5. Work with Veronica: https://www.veronicamorgan.com.au
  6. Looking for a Mortgage Broker? alcove.com.au
  7. Work with Chris: chrisbates@alcove.com.au

Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!

  1. Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast
  2. Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719
  3. Subscribe on Spotify: https://open.spotify.com/show/3r0nnJrLUu3t1GpO7X3j6E

If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

See you on the inside,

Veronica & Chris

]]>d57b4b2d-dd8c-4f0f-869e-b1bd09a74915Mon, 16 Feb 2026 06:00:00 +100047:16falsefull14244241Why Retirement Living Needs Planning Before Retirement AgeWhy Retirement Living Needs Planning Before Retirement AgeMost Australians assume they’ll deal with retirement living and aged care when the time comes. The problem? By the time it does, the system has already made many of the decisions for you. In this episode, we unpack why delaying retirement and home care planning is one of the most expensive mistakes people make—not just financially, but emotionally and structurally.

Veronica Morgan and Chris Bates are joined by Mitch Hiam, COO of Balance Financial Group, to explain how Australia’s aged care and home care systems really work—and why recent reforms are quietly changing the rules. They explore how “Support at Home,” means testing, maintenance costs, and wait times are pushing retirees into decisions earlier than expected, often under crisis conditions.

The conversation challenges deeply held assumptions about staying in the family home, downsizing, retirement villages, and intergenerational living. Mitch breaks down when home care works, when it doesn’t, and why time—not money—is the real currency in preserving choice and independence later in life.

This episode is essential listening for Gen X, older Millennials, investors, and anyone with ageing parents, offering a clear warning: if you don’t plan your retirement living early, the system will plan it for you.

Episode Highlights

00:00 — Introduction to Retirement Living Decisions

01:08 — Guest Introduction: Mitch Home from Balance Financial Group

01:48 — Challenges Faced by Retired Homeowners

04:05 — Importance of Early Planning for Home Care

09:07 — Government Policy Changes and Their Impact

16:00 — Financial Trade-offs and Family Dynamics

24:21 — Granny Flat Agreements and Multigenerational Living

26:31 — Inheritance and Financial Planning for Retirees

29:52 — Planning for Future Care Needs

30:29 — Making Better Property Decisions

31:37 — Understanding Retirement Villages

40:10 — Costs and Contracts in Retirement Villages

52:26 — Final Thoughts and Advice

About the Guest

Mitch Hiam is the Chief Operating Officer of Balance Financial Group, a specialist advisory firm focused on retirement planning, aged care strategy, and later-life financial decision-making. His work sits at the intersection of pensions, home care funding, residential aged care, downsizing, retirement villages, and intergenerational arrangements.

Mitch works closely with individuals and families navigating some of the most complex—and emotionally charged—decisions they will ever face. From proactive planning to crisis-driven aged care transitions, he brings frontline insight into how Australia’s systems actually operate, where people get caught out, and which decisions permanently limit future options.

Known for his plain-spoken, practical approach, Mitch helps Australians understand the financial reality behind retirement living—so they can make informed decisions early, rather than forced ones later.

Connect with Mitch

  1. Mitch’s LinkedIn
  2. Balance Retirement & Aged Care Specialists’ LinkedIn
  3. Balance Retirement & Aged Care Specialists’ Website

Resources

  1. Visit our website: https://www.theelephantintheroom.com.au
  2. If you have any questions or would like to be featured on our show, contact us at:
  3. The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.au
  4. Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au
  5. Work with Veronica: https://www.veronicamorgan.com.au
  6. Looking for a Mortgage Broker? alcove.com.au
  7. Work with Chris: chrisbates@alcove.com.au

Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!

  1. Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast
  2. Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719
  3. Subscribe on Spotify: https://open.spotify.com/show/3r0nnJrLUu3t1GpO7X3j6E

If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

See you on the inside,

Veronica & Chris

]]>Most Australians assume they’ll deal with retirement living and aged care when the time comes. The problem? By the time it does, the system has already made many of the decisions for you. In this episode, we unpack why delaying retirement and home care planning is one of the most expensive mistakes people make—not just financially, but emotionally and structurally.

Veronica Morgan and Chris Bates are joined by Mitch Hiam, COO of Balance Financial Group, to explain how Australia’s aged care and home care systems really work—and why recent reforms are quietly changing the rules. They explore how “Support at Home,” means testing, maintenance costs, and wait times are pushing retirees into decisions earlier than expected, often under crisis conditions.

The conversation challenges deeply held assumptions about staying in the family home, downsizing, retirement villages, and intergenerational living. Mitch breaks down when home care works, when it doesn’t, and why time—not money—is the real currency in preserving choice and independence later in life.

This episode is essential listening for Gen X, older Millennials, investors, and anyone with ageing parents, offering a clear warning: if you don’t plan your retirement living early, the system will plan it for you.

Episode Highlights

00:00 — Introduction to Retirement Living Decisions

01:08 — Guest Introduction: Mitch Home from Balance Financial Group

01:48 — Challenges Faced by Retired Homeowners

04:05 — Importance of Early Planning for Home Care

09:07 — Government Policy Changes and Their Impact

16:00 — Financial Trade-offs and Family Dynamics

24:21 — Granny Flat Agreements and Multigenerational Living

26:31 — Inheritance and Financial Planning for Retirees

29:52 — Planning for Future Care Needs

30:29 — Making Better Property Decisions

31:37 — Understanding Retirement Villages

40:10 — Costs and Contracts in Retirement Villages

52:26 — Final Thoughts and Advice

About the Guest

Mitch Hiam is the Chief Operating Officer of Balance Financial Group, a specialist advisory firm focused on retirement planning, aged care strategy, and later-life financial decision-making. His work sits at the intersection of pensions, home care funding, residential aged care, downsizing, retirement villages, and intergenerational arrangements.

Mitch works closely with individuals and families navigating some of the most complex—and emotionally charged—decisions they will ever face. From proactive planning to crisis-driven aged care transitions, he brings frontline insight into how Australia’s systems actually operate, where people get caught out, and which decisions permanently limit future options.

Known for his plain-spoken, practical approach, Mitch helps Australians understand the financial reality behind retirement living—so they can make informed decisions early, rather than forced ones later.

Connect with Mitch

  1. Mitch’s LinkedIn
  2. Balance Retirement & Aged Care Specialists’ LinkedIn
  3. Balance Retirement & Aged Care Specialists’ Website

Resources

  1. Visit our website: https://www.theelephantintheroom.com.au
  2. If you have any questions or would like to be featured on our show, contact us at:
  3. The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.au
  4. Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au
  5. Work with Veronica: https://www.veronicamorgan.com.au
  6. Looking for a Mortgage Broker? alcove.com.au
  7. Work with Chris: chrisbates@alcove.com.au

Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!

  1. Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast
  2. Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719
  3. Subscribe on Spotify: https://open.spotify.com/show/3r0nnJrLUu3t1GpO7X3j6E

If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

See you on the inside,

Veronica & Chris

]]>1c4a797f-72ca-4e9c-bf3f-7d2fc8c409ddMon, 09 Feb 2026 06:00:00 +100056:18falsefull14234231Multi-Generational Living: Legal, Financial, and Practical RealitiesMulti-Generational Living: Legal, Financial, and Practical RealitiesMulti-generational living is becoming a more common response to the uncomfortable realities facing ageing parents and their adult children.

With traditional aged-care pathways increasingly expensive, emotionally fraught, and often poorly understood, families are weighing up alternatives — staying at home, moving into residential care, or reshaping the family home through shared living arrangements and granny flats.

In this episode, we look under the hood of multi-generational living to explore what’s actually involved. From legal ownership and estate outcomes to pension eligibility, Centrelink rules, and family dynamics, we unpack the decisions families are making — and the risks they often don’t see until they’re already committed.

Our guest, Adriana Care, is Managing Partner at Coutts Legal and works at the coalface with families navigating these choices under pressure. She’s seeing a clear shift among the so-called sandwich generation toward property-based solutions for ageing parents — raising complex questions around money, fairness, control, and what can go wrong when good intentions meet poor planning.

This episode isn’t about whether multi-generational living is right or wrong. It’s about understanding the legal, financial, and practical realities behind these decisions before they become permanent.

Episode Highlights

01:18 — Meet Adriana Care of Coutts Legal

02:08 — Is Aged Care Failing Modern Families?

03:47 — The Legal and Financial Risks Families Miss

05:25 — Why Families Choose Multi-Generational Living

15:31 — Retirement Living vs Staying at Home

20:50 — How Retirement Village Contracts Really Work

25:40 — What to Know Before Making a Family Move

28:10 — Inside Retirement Village Agreements

28:55 — Disclosure Documents Explained

29:40 — Rules and Regulations That Catch Families Out

30:52 — How Family Dynamics Shape Care Decisions

32:21 — Financial Elder Abuse: Legal Warning Signs

35:29 — Binding Financial Agreements Explained

37:46 — Pensions, Gifting, and Centrelink Rules

40:21 — Why Downsizing Isn’t Always the Answer

44:02 — Granny Flat Arrangements: Legal Traps

49:42 — A Real Case That Shows What Can Go Wrong

About the Guest

Adriana Care is the Managing Partner at Coutts Legal, where she specialises in aged care and elder law. She works closely with families navigating some of the most complex and emotionally charged decisions around ageing, care, and family living arrangements.

Adriana advises clients on the legal and financial realities of home care, residential aged care, granny flats, and multi-generational living, with particular expertise in Centrelink rules, pension eligibility, and intergenerational asset arrangements. Working at the coalface, she sees first-hand how well-intentioned plans can unravel without clear structures, proper advice, and early conversations — especially for the sandwich generation balancing parents, children, and property decisions at the same time.

Connect with Adriana

  1. LinkedIn
  2. Coutts Lawyers (Instagram)


Resources

  1. Visit our website: https://www.theelephantintheroom.com.au
  2. If you have any questions or would like to be featured on our show, contact us at:
  3. The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.au
  4. Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au
  5. Work with Veronica: https://www.veronicamorgan.com.au
  6. Looking for a Mortgage Broker? alcove.com.au
  7. Work with Chris: chrisbates@alcove.com.au

Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!

  1. Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast
  2. Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719
  3. Subscribe on Spotify: https://open.spotify.com/show/3r0nnJrLUu3t1GpO7X3j6E

If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

See you on the inside,

Veronica & Chris

]]>Multi-generational living is becoming a more common response to the uncomfortable realities facing ageing parents and their adult children.

With traditional aged-care pathways increasingly expensive, emotionally fraught, and often poorly understood, families are weighing up alternatives — staying at home, moving into residential care, or reshaping the family home through shared living arrangements and granny flats.

In this episode, we look under the hood of multi-generational living to explore what’s actually involved. From legal ownership and estate outcomes to pension eligibility, Centrelink rules, and family dynamics, we unpack the decisions families are making — and the risks they often don’t see until they’re already committed.

Our guest, Adriana Care, is Managing Partner at Coutts Legal and works at the coalface with families navigating these choices under pressure. She’s seeing a clear shift among the so-called sandwich generation toward property-based solutions for ageing parents — raising complex questions around money, fairness, control, and what can go wrong when good intentions meet poor planning.

This episode isn’t about whether multi-generational living is right or wrong. It’s about understanding the legal, financial, and practical realities behind these decisions before they become permanent.

Episode Highlights

01:18 — Meet Adriana Care of Coutts Legal

02:08 — Is Aged Care Failing Modern Families?

03:47 — The Legal and Financial Risks Families Miss

05:25 — Why Families Choose Multi-Generational Living

15:31 — Retirement Living vs Staying at Home

20:50 — How Retirement Village Contracts Really Work

25:40 — What to Know Before Making a Family Move

28:10 — Inside Retirement Village Agreements

28:55 — Disclosure Documents Explained

29:40 — Rules and Regulations That Catch Families Out

30:52 — How Family Dynamics Shape Care Decisions

32:21 — Financial Elder Abuse: Legal Warning Signs

35:29 — Binding Financial Agreements Explained

37:46 — Pensions, Gifting, and Centrelink Rules

40:21 — Why Downsizing Isn’t Always the Answer

44:02 — Granny Flat Arrangements: Legal Traps

49:42 — A Real Case That Shows What Can Go Wrong

About the Guest

Adriana Care is the Managing Partner at Coutts Legal, where she specialises in aged care and elder law. She works closely with families navigating some of the most complex and emotionally charged decisions around ageing, care, and family living arrangements.

Adriana advises clients on the legal and financial realities of home care, residential aged care, granny flats, and multi-generational living, with particular expertise in Centrelink rules, pension eligibility, and intergenerational asset arrangements. Working at the coalface, she sees first-hand how well-intentioned plans can unravel without clear structures, proper advice, and early conversations — especially for the sandwich generation balancing parents, children, and property decisions at the same time.

Connect with Adriana

  1. LinkedIn
  2. Coutts Lawyers (Instagram)


Resources

  1. Visit our website: https://www.theelephantintheroom.com.au
  2. If you have any questions or would like to be featured on our show, contact us at:
  3. The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.au
  4. Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au
  5. Work with Veronica: https://www.veronicamorgan.com.au
  6. Looking for a Mortgage Broker? alcove.com.au
  7. Work with Chris: chrisbates@alcove.com.au

Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!

  1. Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast
  2. Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719
  3. Subscribe on Spotify: https://open.spotify.com/show/3r0nnJrLUu3t1GpO7X3j6E

If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

See you on the inside,

Veronica & Chris

]]>1e456896-5ccc-4968-bba7-289cfc35da99Mon, 02 Feb 2026 06:00:00 +100051:28falsefull14224221The Power of Place: How Architecture Impacts Our Well-beingThe Power of Place: How Architecture Impacts Our Well-beingWhat if our homes did more than just provide shelter? What if they could actually contribute to the health of the planet and the people living within them? In this episode, we sit down with Caroline Pidcock, a visionary architect and champion of regenerative design, to explore why Australia’s current approach to housing is falling short—and how we can change it.

Caroline shares her deep expertise on the "Circular Economy" and why we must transition from merely being "less bad" to being "positively good" for our environment. We dive into the hidden health risks of poorly designed homes, the reality of building for extreme weather, and why the "bigger is better" mindset in Australian property is a trap.

What we explore in this conversation:

  1. Regenerative vs. Sustainable: Why doing "zero harm" isn't enough anymore.
  2. The Circular Economy: How to treat buildings as material banks for the future.
  3. Health and Architecture: The impact of light, air quality, and materials on your daily well-being.
  4. Building Standards: A look at why Australian regulations are trailing behind global leaders.
  5. Retrofitting for Resilience: Practical ways to improve existing homes for a changing climate.

Whether you are a homeowner, an investor, or simply curious about the future of our cities, this conversation will challenge you to think differently about the spaces we inhabit. Hit play to learn how we can build a future that thrives!

Episode Highlights

00:00 — Welcome: Rethinking How We Build

01:13 — Caroline Pidcock: Beyond Sustainability

04:18 — Fixing the Flaws in Modern Design

07:06 — Regenerative Design in Action

17:17 — Policy Shifts for a Livable Future

20:47 — Growth vs. the Environment

23:23 — Hard Lessons from Failed Developments

26:08 — How Our Cities are Evolving

27:47 — The Reality of Melbourne’s Planning

31:43 — Regional Living & Staying Connected

33:08 — Leading the Charge for Urban Change

35:49 — Simple Tools for Sustainable Living

37:20 — The Hidden Hurdles of Rezoning

40:54 — How Density Affects Our Communities

48:23 — Final Thoughts: A Legacy for the Future

About the Guest

Caroline Pidcock is a renowned Australian architect and advocate who has dedicated her career to sustainable and regenerative design. With decades of experience across residential and commercial projects, she is a past President of the Australian Institute of Architects (NSW Chapter) and the Australian Sustainable Built Environment Council (ASBEC).

Caroline is a leading voice in the "Living Building Challenge" and is deeply committed to the principles of the circular economy. Her work focuses on creating spaces that are not only carbon-neutral but also enhance the biological and social systems they inhabit. Recognized for her leadership in climate action within the property industry, she continues to influence policy and practice to ensure a resilient and healthy built environment for future generations.

Connect with Caroline

  1. Caroline Pidcock’s LinkedIn
  2. Caroline Pidcock’s Website
  3. Caroline Pidcock’s Instagram
  4. Caroline Pidcock’s Facebook Page

Resources

  1. Visit our website: https://www.theelephantintheroom.com.au
  2. If you have any questions or would like to be featured on our show, contact us at:
  3. The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.au
  4. Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au
  5. Work with Veronica: https://www.veronicamorgan.com.au
  6. Looking for a Mortgage Broker? alcove.com.au
  7. Work with Chris: chrisbates@alcove.com.au

Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!

  1. Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast
  2. Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719
  3. Subscribe on Spotify: https://open.spotify.com/show/3r0nnJrLUu3t1GpO7X3j6E

If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

See you on the inside,

Veronica & Chris

]]>What if our homes did more than just provide shelter? What if they could actually contribute to the health of the planet and the people living within them? In this episode, we sit down with Caroline Pidcock, a visionary architect and champion of regenerative design, to explore why Australia’s current approach to housing is falling short—and how we can change it.

Caroline shares her deep expertise on the "Circular Economy" and why we must transition from merely being "less bad" to being "positively good" for our environment. We dive into the hidden health risks of poorly designed homes, the reality of building for extreme weather, and why the "bigger is better" mindset in Australian property is a trap.

What we explore in this conversation:

  1. Regenerative vs. Sustainable: Why doing "zero harm" isn't enough anymore.
  2. The Circular Economy: How to treat buildings as material banks for the future.
  3. Health and Architecture: The impact of light, air quality, and materials on your daily well-being.
  4. Building Standards: A look at why Australian regulations are trailing behind global leaders.
  5. Retrofitting for Resilience: Practical ways to improve existing homes for a changing climate.

Whether you are a homeowner, an investor, or simply curious about the future of our cities, this conversation will challenge you to think differently about the spaces we inhabit. Hit play to learn how we can build a future that thrives!

Episode Highlights

00:00 — Welcome: Rethinking How We Build

01:13 — Caroline Pidcock: Beyond Sustainability

04:18 — Fixing the Flaws in Modern Design

07:06 — Regenerative Design in Action

17:17 — Policy Shifts for a Livable Future

20:47 — Growth vs. the Environment

23:23 — Hard Lessons from Failed Developments

26:08 — How Our Cities are Evolving

27:47 — The Reality of Melbourne’s Planning

31:43 — Regional Living & Staying Connected

33:08 — Leading the Charge for Urban Change

35:49 — Simple Tools for Sustainable Living

37:20 — The Hidden Hurdles of Rezoning

40:54 — How Density Affects Our Communities

48:23 — Final Thoughts: A Legacy for the Future

About the Guest

Caroline Pidcock is a renowned Australian architect and advocate who has dedicated her career to sustainable and regenerative design. With decades of experience across residential and commercial projects, she is a past President of the Australian Institute of Architects (NSW Chapter) and the Australian Sustainable Built Environment Council (ASBEC).

Caroline is a leading voice in the "Living Building Challenge" and is deeply committed to the principles of the circular economy. Her work focuses on creating spaces that are not only carbon-neutral but also enhance the biological and social systems they inhabit. Recognized for her leadership in climate action within the property industry, she continues to influence policy and practice to ensure a resilient and healthy built environment for future generations.

Connect with Caroline

  1. Caroline Pidcock’s LinkedIn
  2. Caroline Pidcock’s Website
  3. Caroline Pidcock’s Instagram
  4. Caroline Pidcock’s Facebook Page

Resources

  1. Visit our website: https://www.theelephantintheroom.com.au
  2. If you have any questions or would like to be featured on our show, contact us at:
  3. The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.au
  4. Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au
  5. Work with Veronica: https://www.veronicamorgan.com.au
  6. Looking for a Mortgage Broker? alcove.com.au
  7. Work with Chris: chrisbates@alcove.com.au

Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!

  1. Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast
  2. Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719
  3. Subscribe on Spotify: https://open.spotify.com/show/3r0nnJrLUu3t1GpO7X3j6E

If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

See you on the inside,

Veronica & Chris

]]>c9a394f3-637d-4c97-a035-627229d4f571Mon, 26 Jan 2026 06:00:00 +100050:08falsefull14214211Simon Kuestenmacher: What Demographics Reveal About Housing and Economic Pressure PointsSimon Kuestenmacher: What Demographics Reveal About Housing and Economic Pressure PointsAustralia’s housing debate is crowded with loud opinions — but very little demographic reality.

In this episode, we unpack what Australia’s population shifts are actually telling us about housing demand, cities, and economic pressure points, and why many of today’s dominant narratives fall apart when viewed through data.

Demographer Simon Kuestenmacher joins Veronica and Chris to challenge the assumptions shaping housing policy, migration debates, and affordability discussions. From international students and skilled migration to household formation and labour shortages, Simon explains how population forces — not headlines — are driving long-term outcomes across property and the broader economy.

The conversation explores why cutting migration won’t automatically ease housing stress, why median house prices are a misleading metric in a structurally unequal market, and why Australia’s system is quietly designed to support rising asset prices. Along the way, Simon reframes inflation, workforce shortages, and urban planning through a demographic lens that most investors and policymakers ignore.

This episode is essential listening for anyone who wants to understand underlying demand, not just surface-level market movements. If you’re a property investor, owner, or decision-maker trying to make sense of housing, cities, and economic pressure in Australia, this conversation will sharpen how you think about the next decade.

Episode Highlights

00:00 – What Demographics Say About Housing Demand

01:12 – Why Population Data Beats Property Headlines

01:51 – The Migration Debate: Benefits and Misunderstandings

02:47 – International Students: Cash Cows or Future Workforce?

06:32 – Why Australia’s Skills Shortage Is Structural

13:44 – The Fiscal Reality Behind High Migration Numbers

17:36 – How Migration Policy Could Actually Be Fixed

22:03 – Why Migration Isn’t the Real Cause of High Prices

28:57 – The Integration Challenge for International Students

31:25 – Why Australia’s Economic Model Still Works

33:43 – Density, Sprawl, and the Real Cost of Bad Planning

45:01 – AI Will Push Workers Back Into Offices

48:34 – Why Demographics Point to Stickier Inflation

50:04 – Why Median House Prices Are a Misleading Metric

52:11 – The Big Demographic Blind Spots Investors Miss

About the Guest

Simon Kuestenmacher is a demographer and co-founder of The Demographics Group, where he specialises in population change, migration, generational trends, and how these forces shape housing, infrastructure, and economic outcomes. His work is widely used by governments, planners, and businesses grappling with long-term structural change rather than short-term noise.

Simon is a regular media commentator, a columnist for The Australian and The New Daily, and host of the Demographics Decoded podcast. He is also the author of several books on maps and data and runs one of the world’s largest social media platforms dedicated to demographic insights, reaching millions each month.

Known for translating complex population data into practical insight, Simon brings clarity to some of Australia’s most emotionally charged debates — including housing affordability, migration policy, and the future of work.

Connect with Simon

  1. The Demographics Group (website)
  2. LinkedIn
  3. Instagram
  4. X


Resources

  1. Visit our website: https://www.theelephantintheroom.com.au
  2. If you have any questions or would like to be featured on our show, contact us at:
  3. The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.au
  4. Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au
  5. Work with Veronica: https://www.veronicamorgan.com.au
  6. Looking for a Mortgage Broker? alcove.com.au
  7. Work with Chris: chrisbates@alcove.com.au

Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!

  1. Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast
  2. Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719
  3. Subscribe on Spotify: https://open.spotify.com/show/3r0nnJrLUu3t1GpO7X3j6E

If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

See you on the inside,

Veronica & Chris

]]>Australia’s housing debate is crowded with loud opinions — but very little demographic reality.

In this episode, we unpack what Australia’s population shifts are actually telling us about housing demand, cities, and economic pressure points, and why many of today’s dominant narratives fall apart when viewed through data.

Demographer Simon Kuestenmacher joins Veronica and Chris to challenge the assumptions shaping housing policy, migration debates, and affordability discussions. From international students and skilled migration to household formation and labour shortages, Simon explains how population forces — not headlines — are driving long-term outcomes across property and the broader economy.

The conversation explores why cutting migration won’t automatically ease housing stress, why median house prices are a misleading metric in a structurally unequal market, and why Australia’s system is quietly designed to support rising asset prices. Along the way, Simon reframes inflation, workforce shortages, and urban planning through a demographic lens that most investors and policymakers ignore.

This episode is essential listening for anyone who wants to understand underlying demand, not just surface-level market movements. If you’re a property investor, owner, or decision-maker trying to make sense of housing, cities, and economic pressure in Australia, this conversation will sharpen how you think about the next decade.

Episode Highlights

00:00 – What Demographics Say About Housing Demand

01:12 – Why Population Data Beats Property Headlines

01:51 – The Migration Debate: Benefits and Misunderstandings

02:47 – International Students: Cash Cows or Future Workforce?

06:32 – Why Australia’s Skills Shortage Is Structural

13:44 – The Fiscal Reality Behind High Migration Numbers

17:36 – How Migration Policy Could Actually Be Fixed

22:03 – Why Migration Isn’t the Real Cause of High Prices

28:57 – The Integration Challenge for International Students

31:25 – Why Australia’s Economic Model Still Works

33:43 – Density, Sprawl, and the Real Cost of Bad Planning

45:01 – AI Will Push Workers Back Into Offices

48:34 – Why Demographics Point to Stickier Inflation

50:04 – Why Median House Prices Are a Misleading Metric

52:11 – The Big Demographic Blind Spots Investors Miss

About the Guest

Simon Kuestenmacher is a demographer and co-founder of The Demographics Group, where he specialises in population change, migration, generational trends, and how these forces shape housing, infrastructure, and economic outcomes. His work is widely used by governments, planners, and businesses grappling with long-term structural change rather than short-term noise.

Simon is a regular media commentator, a columnist for The Australian and The New Daily, and host of the Demographics Decoded podcast. He is also the author of several books on maps and data and runs one of the world’s largest social media platforms dedicated to demographic insights, reaching millions each month.

Known for translating complex population data into practical insight, Simon brings clarity to some of Australia’s most emotionally charged debates — including housing affordability, migration policy, and the future of work.

Connect with Simon

  1. The Demographics Group (website)
  2. LinkedIn
  3. Instagram
  4. X


Resources

  1. Visit our website: https://www.theelephantintheroom.com.au
  2. If you have any questions or would like to be featured on our show, contact us at:
  3. The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.au
  4. Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au
  5. Work with Veronica: https://www.veronicamorgan.com.au
  6. Looking for a Mortgage Broker? alcove.com.au
  7. Work with Chris: chrisbates@alcove.com.au

Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!

  1. Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast
  2. Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719
  3. Subscribe on Spotify: https://open.spotify.com/show/3r0nnJrLUu3t1GpO7X3j6E

If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

See you on the inside,

Veronica & Chris

]]>554c880b-e0fa-46a4-8d49-7486d392e6feMon, 19 Jan 2026 06:00:00 +100052:52falsefull14204201Trust Lending, SMSFs, and the New Property Danger ZoneTrust Lending, SMSFs, and the New Property Danger ZoneProperty investing has rarely looked more seductive—or more dangerous. In this episode, Veronica and Chris unpack the growing gap between how property portfolios are being sold and how risk is quietly stacking up beneath the surface. As regulators tighten lending rules and banks pull back, the question isn’t whether the rules are changing—it’s whether investors are paying attention.

The conversation dives deep into aggressive lending practices now under scrutiny: trust lending, SMSF borrowing, equity extraction, and the promise of “instant equity” through optimistic bank valuations. Veronica and Chris challenge the idea that buying multiple properties fast is a strategy, exposing how many portfolios are built on valuation certificates rather than fundamentals—and what happens when interest rates rise, rents soften, or lending conditions tighten.

They also examine the uncomfortable incentives driving this behaviour: buyer’s agents rewarded for volume, brokers pushed to maximise borrowing capacity, and everyday Australians—often in their late 40s and 50s—being sold complex structures they don’t fully understand. From regional markets distorted by borderless buying to SMSFs loaded with illiquid property, the risks are not theoretical—they’re already unfolding.

This episode is a warning shot. If your strategy relies on constant refinancing, rising valuations, or ever-looser lending, this conversation will force you to rethink it. Because when the cycle turns, the consequences won’t be shared evenly—and paper equity won’t save you.

Episode Highlights

00:00 — Introduction to Property Investing Risks

01:11 — Regulatory Crackdown on Risky Lending

01:46 — The Role of Buyer's Agents and Brokers

03:19 — Trust Lending and Self-Managed Super Funds

12:19 — Instant Equity and Market Manipulation

18:40 — The Pitfalls of Following Bad Advice

24:28 — Questionable Advice from Buyer's Agents

25:32 — Judging Awards and Industry Practices

26:16 — Vulnerable Investors and Risky Promises

27:13 — APRA's Role and Investor Lending Trends

29:31 — Superannuation and Property Investments

35:32 — Private Lending and Market Risks

42:53 — Cross Collateralization and Loan Structuring

48:54 — Conclusion and Final Warnings

About the Host

Chris Bates is a mortgage broker and co-founder of Alcove, working with clients across Australia to help them navigate complex property and lending decisions. Known for his data-driven approach, Chris specialises in long-term strategy, lending structures, and helping buyers avoid costly financial mistakes.

Veronica Morgan is a buyer’s agent and property strategist with nearly two decades of experience advising owner-occupiers and investors. With a background in research, data analysis, and on-the-ground buying, Veronica is widely respected for cutting through market noise and focusing on fundamentals, risk, and long-term outcomes.

Together, they bring a practical, evidence-based lens to Australia’s property market — challenging assumptions and unpacking what actually matters.

Resources

  1. Visit our website: https://www.theelephantintheroom.com.au
  2. If you have any questions or would like to be featured on our show, contact us at:
  3. The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.au
  4. Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au
  5. Work with Veronica: https://www.veronicamorgan.com.au
  6. Looking for a Mortgage Broker? alcove.com.au
  7. Work with Chris: chrisbates@alcove.com.au

Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!

  1. Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast
  2. Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719
  3. Subscribe on Spotify: https://open.spotify.com/show/3r0nnJrLUu3t1GpO7X3j6E

If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

See you on the inside,

Veronica & Chris

]]>Property investing has rarely looked more seductive—or more dangerous. In this episode, Veronica and Chris unpack the growing gap between how property portfolios are being sold and how risk is quietly stacking up beneath the surface. As regulators tighten lending rules and banks pull back, the question isn’t whether the rules are changing—it’s whether investors are paying attention.

The conversation dives deep into aggressive lending practices now under scrutiny: trust lending, SMSF borrowing, equity extraction, and the promise of “instant equity” through optimistic bank valuations. Veronica and Chris challenge the idea that buying multiple properties fast is a strategy, exposing how many portfolios are built on valuation certificates rather than fundamentals—and what happens when interest rates rise, rents soften, or lending conditions tighten.

They also examine the uncomfortable incentives driving this behaviour: buyer’s agents rewarded for volume, brokers pushed to maximise borrowing capacity, and everyday Australians—often in their late 40s and 50s—being sold complex structures they don’t fully understand. From regional markets distorted by borderless buying to SMSFs loaded with illiquid property, the risks are not theoretical—they’re already unfolding.

This episode is a warning shot. If your strategy relies on constant refinancing, rising valuations, or ever-looser lending, this conversation will force you to rethink it. Because when the cycle turns, the consequences won’t be shared evenly—and paper equity won’t save you.

Episode Highlights

00:00 — Introduction to Property Investing Risks

01:11 — Regulatory Crackdown on Risky Lending

01:46 — The Role of Buyer's Agents and Brokers

03:19 — Trust Lending and Self-Managed Super Funds

12:19 — Instant Equity and Market Manipulation

18:40 — The Pitfalls of Following Bad Advice

24:28 — Questionable Advice from Buyer's Agents

25:32 — Judging Awards and Industry Practices

26:16 — Vulnerable Investors and Risky Promises

27:13 — APRA's Role and Investor Lending Trends

29:31 — Superannuation and Property Investments

35:32 — Private Lending and Market Risks

42:53 — Cross Collateralization and Loan Structuring

48:54 — Conclusion and Final Warnings

About the Host

Chris Bates is a mortgage broker and co-founder of Alcove, working with clients across Australia to help them navigate complex property and lending decisions. Known for his data-driven approach, Chris specialises in long-term strategy, lending structures, and helping buyers avoid costly financial mistakes.

Veronica Morgan is a buyer’s agent and property strategist with nearly two decades of experience advising owner-occupiers and investors. With a background in research, data analysis, and on-the-ground buying, Veronica is widely respected for cutting through market noise and focusing on fundamentals, risk, and long-term outcomes.

Together, they bring a practical, evidence-based lens to Australia’s property market — challenging assumptions and unpacking what actually matters.

Resources

  1. Visit our website: https://www.theelephantintheroom.com.au
  2. If you have any questions or would like to be featured on our show, contact us at:
  3. The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.au
  4. Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au
  5. Work with Veronica: https://www.veronicamorgan.com.au
  6. Looking for a Mortgage Broker? alcove.com.au
  7. Work with Chris: chrisbates@alcove.com.au

Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!

  1. Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast
  2. Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719
  3. Subscribe on Spotify: https://open.spotify.com/show/3r0nnJrLUu3t1GpO7X3j6E

If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

See you on the inside,

Veronica & Chris

]]>3a5a35e0-4edf-4a15-a1ff-c4031317b8b9Mon, 12 Jan 2026 06:00:00 +100048:51falsefull14194191Australia’s Housing Incentives Are BackfiringAustralia’s Housing Incentives Are BackfiringAustralian property prices are often treated as a national scoreboard—up means success, down means failure.

But what if that assumption is wrong? In this episode, we interrogate one of the most polarising ideas in housing today: that Australia’s obsession with ever-rising property prices is doing more harm than good.

Joining Veronica and Chris is Adam Schwab, founder of Luxury Escapes and a sharp, outspoken commentator on economics, inflation, and corporate behaviour. Coming from outside the property industry, Adam brings a contrarian lens to housing—questioning whether property has become an unproductive asset, how easy credit and government incentives have distorted prices, and why policies like 5% deposit schemes may be helping vendors more than buyers.

The conversation digs deep into rental yields versus capital growth, the role of the RBA in inflating asset prices, and why high house prices don’t actually benefit most owner-occupiers. Adam challenges the idea that owning property equals success, arguing that Australia’s fixation on housing is crowding out productive investment, innovation, and long-term economic resilience.

This is a robust, sometimes uncomfortable discussion about incentives, risk, and who really wins when property prices keep climbing. If you care about affordability, fairness, and the future of Australia’s economy — not just short-term price movements—this episode will force you to rethink what “good” housing policy actually looks like.

Episode Highlights

00:00 — Introduction to the Episode and Guest

00:56 — Adam Schwab's Contrarian Views on Property

01:37 — Debating Property Prices and Investment

02:49 — Renting vs. Buying: A Financial Analysis

05:43 — The Impact of High Property Prices on Society

19:02 — Monetary Policy and Housing Market

26:50 — Reverse Mortgages and Their Implications

27:32 — The 40-50 Year Loan Debate

28:31 — Government Policies and Housing Market

29:09 — Economic Logic vs. Political Motives

29:33 — Risks of New Property Incentives

31:22 — Banking System and Housing Bubble

33:41 — Immigration and Housing Affordability

35:28 — Leveraging and Property Investment

42:20 — Comparing Property to Other Investments

47:53 — Global Talent and Property Prices

49:51 — Concluding Thoughts on Property Market

About the Guest

Adam Schwab is the co-founder of Luxury Escapes, one of Australia’s most successful global travel businesses, which he helped scale into a billion-dollar brand. Beyond entrepreneurship, Adam has built a parallel career as a respected financial journalist and commentator, known for his sharp critiques of corporate behaviour, economic policy, and market incentives.

He is also the co-host of The Contrarians podcast, where he regularly challenges mainstream narratives on markets, inflation, and government intervention. Unafraid to question sacred cows — including Australian property — Adam brings an outsider’s perspective grounded in economic fundamentals rather than industry orthodoxy.

In this episode, Adam applies that contrarian mindset to housing, offering candid insights into why Australia’s property system rewards asset inflation over productivity, how easy credit fuels bubbles, and why policy settings may be entrenching inequality rather than solving it.

Connect with Adam

  1. Adam’s LinkedIn
  2. Adam’s Instagram
  3. Luxury Escape's Website
  4. Luxury Escape’s Facebook
  5. Luxury Escape’s Instagram
  6. Luxury Escape’s YouTube
  7. Luxury Escape’s TikTok

Resources

  1. Visit our website: https://www.theelephantintheroom.com.au
  2. If you have any questions or would like to be featured on our show, contact us at:
  3. The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.au
  4. Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au
  5. Work with Veronica: https://www.veronicamorgan.com.au
  6. Looking for a Mortgage Broker? alcove.com.au
  7. Work with Chris: chrisbates@alcove.com.au

Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!

  1. Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast
  2. Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719
  3. Subscribe on Spotify: https://open.spotify.com/show/3r0nnJrLUu3t1GpO7X3j6E

If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

See you on the inside,

Veronica & Chris

]]>Australian property prices are often treated as a national scoreboard—up means success, down means failure.

But what if that assumption is wrong? In this episode, we interrogate one of the most polarising ideas in housing today: that Australia’s obsession with ever-rising property prices is doing more harm than good.

Joining Veronica and Chris is Adam Schwab, founder of Luxury Escapes and a sharp, outspoken commentator on economics, inflation, and corporate behaviour. Coming from outside the property industry, Adam brings a contrarian lens to housing—questioning whether property has become an unproductive asset, how easy credit and government incentives have distorted prices, and why policies like 5% deposit schemes may be helping vendors more than buyers.

The conversation digs deep into rental yields versus capital growth, the role of the RBA in inflating asset prices, and why high house prices don’t actually benefit most owner-occupiers. Adam challenges the idea that owning property equals success, arguing that Australia’s fixation on housing is crowding out productive investment, innovation, and long-term economic resilience.

This is a robust, sometimes uncomfortable discussion about incentives, risk, and who really wins when property prices keep climbing. If you care about affordability, fairness, and the future of Australia’s economy — not just short-term price movements—this episode will force you to rethink what “good” housing policy actually looks like.

Episode Highlights

00:00 — Introduction to the Episode and Guest

00:56 — Adam Schwab's Contrarian Views on Property

01:37 — Debating Property Prices and Investment

02:49 — Renting vs. Buying: A Financial Analysis

05:43 — The Impact of High Property Prices on Society

19:02 — Monetary Policy and Housing Market

26:50 — Reverse Mortgages and Their Implications

27:32 — The 40-50 Year Loan Debate

28:31 — Government Policies and Housing Market

29:09 — Economic Logic vs. Political Motives

29:33 — Risks of New Property Incentives

31:22 — Banking System and Housing Bubble

33:41 — Immigration and Housing Affordability

35:28 — Leveraging and Property Investment

42:20 — Comparing Property to Other Investments

47:53 — Global Talent and Property Prices

49:51 — Concluding Thoughts on Property Market

About the Guest

Adam Schwab is the co-founder of Luxury Escapes, one of Australia’s most successful global travel businesses, which he helped scale into a billion-dollar brand. Beyond entrepreneurship, Adam has built a parallel career as a respected financial journalist and commentator, known for his sharp critiques of corporate behaviour, economic policy, and market incentives.

He is also the co-host of The Contrarians podcast, where he regularly challenges mainstream narratives on markets, inflation, and government intervention. Unafraid to question sacred cows — including Australian property — Adam brings an outsider’s perspective grounded in economic fundamentals rather than industry orthodoxy.

In this episode, Adam applies that contrarian mindset to housing, offering candid insights into why Australia’s property system rewards asset inflation over productivity, how easy credit fuels bubbles, and why policy settings may be entrenching inequality rather than solving it.

Connect with Adam

  1. Adam’s LinkedIn
  2. Adam’s Instagram
  3. Luxury Escape's Website
  4. Luxury Escape’s Facebook
  5. Luxury Escape’s Instagram
  6. Luxury Escape’s YouTube
  7. Luxury Escape’s TikTok

Resources

  1. Visit our website: https://www.theelephantintheroom.com.au
  2. If you have any questions or would like to be featured on our show, contact us at:
  3. The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.au
  4. Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au
  5. Work with Veronica: https://www.veronicamorgan.com.au
  6. Looking for a Mortgage Broker? alcove.com.au
  7. Work with Chris: chrisbates@alcove.com.au

Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!

  1. Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast
  2. Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719
  3. Subscribe on Spotify: https://open.spotify.com/show/3r0nnJrLUu3t1GpO7X3j6E

If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

See you on the inside,

Veronica & Chris

]]>d828c0e4-4702-49e0-9db8-28fccfea22f4Mon, 05 Jan 2026 06:00:00 +100051:48falsefull14184181Understanding the Forces Shaping the Property Market in 2026Understanding the Forces Shaping the Property Market in 2026As 2025 comes to a close, property headlines are once again filling with bold predictions about what 2026 will bring. But rather than playing the forecasting game, this episode takes a more grounded approach — examining the forces already in motion and how they’re likely to shape buyer, seller, and investor behaviour in the year ahead.

Chris Bates and Veronica Morgan unpack what’s really driving the market right now: persistently high interest rates, fast-rising lower-quartile prices, tight rental conditions, weak construction pipelines, and a supply side that simply isn’t recovering. They explore why listings remain constrained, how first home buyer incentives and investor lending are colliding in the same price brackets, and why borrowing capacity — not confidence — is doing most of the heavy lifting.

The conversation also digs into buyer fatigue versus genuine market softening, the growing influence of global uncertainty on local decision-making, and why some cities and sub-markets may actually accelerate rather than cool. Along the way, they challenge the idea that 2026 will somehow be “easier,” especially for buyers waiting for perfect clarity before acting.

If you’re considering buying, selling, upgrading, or investing in the next 12–24 months, this episode offers a clear-eyed framework for thinking strategically — without hype, predictions, or false reassurance.

Episode Highlights

00:00 – Introduction: Current State of the Property Market

01:04 – Factors Shaping the Market in 2026

01:48 – Interest Rates and Market Predictions

03:59 – Regional Market Variations

05:58 – Investor and First Home Buyer Dynamics

16:59 – Impact of Development and Zoning Changes

22:54 – Work from Home and Regional Market Trends

25:15 – Helping You Make Better Property Decisions

26:07 – Introduction to Property Moves and Finance

26:22 – Regional Markets Post-COVID

27:14 – Current Market Sentiment and Interest Rates

28:52 – Generational Wealth and Property Ownership

32:00 – Bank Lending and Credit Growth

36:51 – Auction vs. Private Treaty Markets

43:00 – Renovation Trends and Challenges

45:35 – Long-Term Property Investment Strategies

49:48 – Conclusion and Future Episodes

About the Hosts

Chris Bates is a mortgage broker and co-founder of Alcove, working with clients across Australia to help them navigate complex property and lending decisions. Known for his data-driven approach, Chris specialises in long-term strategy, lending structures, and helping buyers avoid costly financial mistakes.

Veronica Morgan is a buyer’s agent and property strategist with nearly two decades of experience advising owner-occupiers and investors. With a background in research, data analysis, and on-the-ground buying, Veronica is widely respected for cutting through market noise and focusing on fundamentals, risk, and long-term outcomes.

Together, they bring a practical, evidence-based lens to Australia’s property market — challenging assumptions and unpacking what actually matters.

Resources

  1. Visit our website: https://www.theelephantintheroom.com.au
  2. If you have any questions or would like to be featured on our show, contact us at:
  3. The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.au
  4. Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au
  5. Work with Veronica: https://www.veronicamorgan.com.au
  6. Looking for a Mortgage Broker? alcove.com.au
  7. Work with Chris: chrisbates@alcove.com.au

Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!

  1. Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast
  2. Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719
  3. Subscribe on Spotify: https://open.spotify.com/show/3r0nnJrLUu3t1GpO7X3j6E

If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

See you on the inside,

Veronica & Chris

]]>As 2025 comes to a close, property headlines are once again filling with bold predictions about what 2026 will bring. But rather than playing the forecasting game, this episode takes a more grounded approach — examining the forces already in motion and how they’re likely to shape buyer, seller, and investor behaviour in the year ahead.

Chris Bates and Veronica Morgan unpack what’s really driving the market right now: persistently high interest rates, fast-rising lower-quartile prices, tight rental conditions, weak construction pipelines, and a supply side that simply isn’t recovering. They explore why listings remain constrained, how first home buyer incentives and investor lending are colliding in the same price brackets, and why borrowing capacity — not confidence — is doing most of the heavy lifting.

The conversation also digs into buyer fatigue versus genuine market softening, the growing influence of global uncertainty on local decision-making, and why some cities and sub-markets may actually accelerate rather than cool. Along the way, they challenge the idea that 2026 will somehow be “easier,” especially for buyers waiting for perfect clarity before acting.

If you’re considering buying, selling, upgrading, or investing in the next 12–24 months, this episode offers a clear-eyed framework for thinking strategically — without hype, predictions, or false reassurance.

Episode Highlights

00:00 – Introduction: Current State of the Property Market

01:04 – Factors Shaping the Market in 2026

01:48 – Interest Rates and Market Predictions

03:59 – Regional Market Variations

05:58 – Investor and First Home Buyer Dynamics

16:59 – Impact of Development and Zoning Changes

22:54 – Work from Home and Regional Market Trends

25:15 – Helping You Make Better Property Decisions

26:07 – Introduction to Property Moves and Finance

26:22 – Regional Markets Post-COVID

27:14 – Current Market Sentiment and Interest Rates

28:52 – Generational Wealth and Property Ownership

32:00 – Bank Lending and Credit Growth

36:51 – Auction vs. Private Treaty Markets

43:00 – Renovation Trends and Challenges

45:35 – Long-Term Property Investment Strategies

49:48 – Conclusion and Future Episodes

About the Hosts

Chris Bates is a mortgage broker and co-founder of Alcove, working with clients across Australia to help them navigate complex property and lending decisions. Known for his data-driven approach, Chris specialises in long-term strategy, lending structures, and helping buyers avoid costly financial mistakes.

Veronica Morgan is a buyer’s agent and property strategist with nearly two decades of experience advising owner-occupiers and investors. With a background in research, data analysis, and on-the-ground buying, Veronica is widely respected for cutting through market noise and focusing on fundamentals, risk, and long-term outcomes.

Together, they bring a practical, evidence-based lens to Australia’s property market — challenging assumptions and unpacking what actually matters.

Resources

  1. Visit our website: https://www.theelephantintheroom.com.au
  2. If you have any questions or would like to be featured on our show, contact us at:
  3. The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.au
  4. Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au
  5. Work with Veronica: https://www.veronicamorgan.com.au
  6. Looking for a Mortgage Broker? alcove.com.au
  7. Work with Chris: chrisbates@alcove.com.au

Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!

  1. Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast
  2. Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719
  3. Subscribe on Spotify: https://open.spotify.com/show/3r0nnJrLUu3t1GpO7X3j6E

If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

See you on the inside,

Veronica & Chris

]]>12dd8567-2af5-4f47-a0c9-8372ce4876bcMon, 29 Dec 2025 06:00:00 +100050:45falsefull14174171What Agents Don’t Want Buyers to See: The Truth About Campaign HistoriesWhat Agents Don’t Want Buyers to See: The Truth About Campaign HistoriesIn this episode, we pull back the curtain on one of the least transparent parts of Australia’s property market: sales campaign behaviour. From hidden campaign histories to shifting price guides and agent tactics designed to manufacture buyer momentum, most buyers are making six- and seven-figure decisions without the information they actually need. Today’s conversation digs into that gap — and the consequences of it.

We’re joined by Henry Pedersen, co-founder and CEO of Homer, a proptech tool built to expose the data buyers never get to see. Henry walks us through what really happens behind the scenes of a sales campaign: failed auctions, withdrawn listings, guide price movements, and the patterns in agent strategy that can completely alter a buyer’s perception of value. We talk about why big data alone isn’t enough, how algorithms misread hyper-specific property nuances, and why more information doesn’t automatically mean better decisions.

We also dive into the thornier realities: the structural incentives pushing agents toward underquoting, why buyers keep falling into the same traps, how state regulators are tightening their approach, and what transparency could actually look like if buyers had access to honest, unfiltered campaign histories. Henry also shares how buyer behaviour — from switching suburbs to chasing “hot” listings — is often influenced by information that’s incomplete or deliberately curated.

Whether you're navigating the market for the first time, returning after a break, or advising clients professionally, this episode gives you tools to understand the battlefield. We help you recognise the signals buried inside campaign data, avoid being blindsided by agent strategy, and get clearer about where your expectations sit in the real market — not the one portrayed online. This is a must-listen for anyone tired of feeling outplayed.

Episode Highlights

00:00 — Introduction to the Hidden World of Property Market

01:28 — Meet Henry Pedersen: Co-founder and CEO of Homer

02:05 — The Birth of Homer: A Personal Journey

02:50 — How Homer Provides Transparency in Property Data

04:11 — Challenges and Insights in Property Data

05:13 — The Role of Historical Data in Property Decisions

06:39 — Navigating the Property Market with Homer's Tools

12:23 — User Experience and Adoption of Homer

14:06 — Future Developments and Features of Homer

20:07 — Queensland's Unique Real Estate Law

22:03 — Challenges of Property Valuation

23:27 — Agent Behavior and Market Strategies

25:04 — Leveraging Data for Better Decisions

33:44 — AI in Real Estate

35:38 — Property Dumbo Stories

38:14 — Conclusion and Final Thoughts

About the Guest

Henry Pedersen is the Co-Founder and CEO of Homer, a fast-growing proptech platform built to give Australian buyers real visibility into sales campaigns — including the data traditionally kept out of sight. With a background in data, growth strategy, and scaling marketplace businesses globally, Henry brings an outside-the-industry lens to one of real estate’s most persistent problems: information asymmetry.

Prior to joining Homer, Henry worked in international markets building large-scale automotive data platforms, helping bring structure and transparency to vehicle marketplaces across Australia and the UK. His personal experience navigating Sydney’s overheated 2021 market led him to confront the frustrations buyers face: shifting price guides, opaque campaign histories, and the sheer workload required to track property activity manually.

At Homer, Henry focuses on surfacing patterns in agent behaviour, guide-to-sale accuracy, campaign timelines, and other hidden indicators that shape buyer outcomes. His mission is simple: equip everyday Australians with the information professionals use — without the guesswork. Henry is part of a growing wave of innovators pushing for a more transparent, data-driven property market.

Connect with Henry

  1. Henry’s LinkedIn
  2. Homer AU’s Website
  3. Homer AU’s LinkedIn
  4. Homer AU’s Instagram

Resources

  1. Visit our website: https://www.theelephantintheroom.com.au
  2. If you have any questions or would like to be featured on our show, contact us at:
  3. The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.au
  4. Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au
  5. Work with Veronica: https://www.veronicamorgan.com.au
  6. Looking for a Mortgage Broker? alcove.com.au
  7. Work with Chris: chrisbates@alcove.com.au

Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!

  1. Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast
  2. Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719
  3. Subscribe on Spotify: https://open.spotify.com/show/3r0nnJrLUu3t1GpO7X3j6E

If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

See you on the inside,

Veronica & Chris

]]>In this episode, we pull back the curtain on one of the least transparent parts of Australia’s property market: sales campaign behaviour. From hidden campaign histories to shifting price guides and agent tactics designed to manufacture buyer momentum, most buyers are making six- and seven-figure decisions without the information they actually need. Today’s conversation digs into that gap — and the consequences of it.

We’re joined by Henry Pedersen, co-founder and CEO of Homer, a proptech tool built to expose the data buyers never get to see. Henry walks us through what really happens behind the scenes of a sales campaign: failed auctions, withdrawn listings, guide price movements, and the patterns in agent strategy that can completely alter a buyer’s perception of value. We talk about why big data alone isn’t enough, how algorithms misread hyper-specific property nuances, and why more information doesn’t automatically mean better decisions.

We also dive into the thornier realities: the structural incentives pushing agents toward underquoting, why buyers keep falling into the same traps, how state regulators are tightening their approach, and what transparency could actually look like if buyers had access to honest, unfiltered campaign histories. Henry also shares how buyer behaviour — from switching suburbs to chasing “hot” listings — is often influenced by information that’s incomplete or deliberately curated.

Whether you're navigating the market for the first time, returning after a break, or advising clients professionally, this episode gives you tools to understand the battlefield. We help you recognise the signals buried inside campaign data, avoid being blindsided by agent strategy, and get clearer about where your expectations sit in the real market — not the one portrayed online. This is a must-listen for anyone tired of feeling outplayed.

Episode Highlights

00:00 — Introduction to the Hidden World of Property Market

01:28 — Meet Henry Pedersen: Co-founder and CEO of Homer

02:05 — The Birth of Homer: A Personal Journey

02:50 — How Homer Provides Transparency in Property Data

04:11 — Challenges and Insights in Property Data

05:13 — The Role of Historical Data in Property Decisions

06:39 — Navigating the Property Market with Homer's Tools

12:23 — User Experience and Adoption of Homer

14:06 — Future Developments and Features of Homer

20:07 — Queensland's Unique Real Estate Law

22:03 — Challenges of Property Valuation

23:27 — Agent Behavior and Market Strategies

25:04 — Leveraging Data for Better Decisions

33:44 — AI in Real Estate

35:38 — Property Dumbo Stories

38:14 — Conclusion and Final Thoughts

About the Guest

Henry Pedersen is the Co-Founder and CEO of Homer, a fast-growing proptech platform built to give Australian buyers real visibility into sales campaigns — including the data traditionally kept out of sight. With a background in data, growth strategy, and scaling marketplace businesses globally, Henry brings an outside-the-industry lens to one of real estate’s most persistent problems: information asymmetry.

Prior to joining Homer, Henry worked in international markets building large-scale automotive data platforms, helping bring structure and transparency to vehicle marketplaces across Australia and the UK. His personal experience navigating Sydney’s overheated 2021 market led him to confront the frustrations buyers face: shifting price guides, opaque campaign histories, and the sheer workload required to track property activity manually.

At Homer, Henry focuses on surfacing patterns in agent behaviour, guide-to-sale accuracy, campaign timelines, and other hidden indicators that shape buyer outcomes. His mission is simple: equip everyday Australians with the information professionals use — without the guesswork. Henry is part of a growing wave of innovators pushing for a more transparent, data-driven property market.

Connect with Henry

  1. Henry’s LinkedIn
  2. Homer AU’s Website
  3. Homer AU’s LinkedIn
  4. Homer AU’s Instagram

Resources

  1. Visit our website: https://www.theelephantintheroom.com.au
  2. If you have any questions or would like to be featured on our show, contact us at:
  3. The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.au
  4. Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au
  5. Work with Veronica: https://www.veronicamorgan.com.au
  6. Looking for a Mortgage Broker? alcove.com.au
  7. Work with Chris: chrisbates@alcove.com.au

Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!

  1. Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast
  2. Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719
  3. Subscribe on Spotify: https://open.spotify.com/show/3r0nnJrLUu3t1GpO7X3j6E

If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

See you on the inside,

Veronica & Chris

]]>2256dc3e-a8a2-4923-adaa-0eaff8c9eb9bMon, 22 Dec 2025 06:00:00 +100039:21falsefull14164161What’s Really Driving the Crisis? Eliza Owen Cuts Through the NoiseWhat’s Really Driving the Crisis? Eliza Owen Cuts Through the NoiseAustralia’s housing market is creaking under pressure — record-low affordability, rising lower-end prices, and policies that keep boosting demand instead of easing it. In this episode, Cotality’s Head of Research Eliza Owen helps us zoom out and make sense of the contradictions shaping today’s market.

We unpack why “years to save a 20% deposit” is the wrong metric, why income — not deposits — is the real barrier, and how the 5% deposit scheme pushes prices up by funnelling demand under strict caps. Eliza also breaks down the mismatch between the homes we build and how Australians actually live, alongside the collapse in turnover rates that concentrates buying power among wealthier households.

If you want a clear, data-led look at what’s really driving the crisis — and why prices keep rising even as affordability falls apart — this conversation cuts through the noise.

Episode Highlights

00:00 — Introduction and Overview of Australia's Housing Market

02:18 — Government Incentives and Their Impact

04:17 — Challenges in Housing Affordability

10:16 — Policy Measures and Their Effects

12:18 — Affordability and Market Trends

17:55 — Turnover Rates and Market Stability

22:20 — The Case for Replacing Stamp Duty with Land Tax

25:28 — Mismatch in Housing Supply and Demand

28:19 — Challenges in the Rental Market

31:38 — Eliza's Departure and Reflections

34:42 — Global Perspectives on Housing Markets

38:51 — Affordability Metrics and Policy

42:33 — Underquoting and Auction Dynamics

43:36 — Conclusion and Listener Engagement

About the Guest

Eliza Owen is the Head of Research at Cotality (formerly CoreLogic), where she leads national market intelligence and economic analysis across Australia’s property sector. Appointed in 2020, she brings more than a decade of expertise in affordability metrics, credit conditions, lending environments, and the economic pressures shaping housing performance.

Eliza has guided industry leaders through some of the most pivotal moments in recent history — from the volatility of COVID-era markets to the rapid rate-hike cycle and today’s affordability crisis. Her work helps governments, banks, and real estate professionals understand the shifting forces impacting buyers, sellers, and renters, using rigorous data to illuminate what’s really happening beneath the headlines.

A sought-after keynote speaker and trusted media commentator, she has presented to thousands across real estate, construction, banking, and finance, translating complex economics into clear, practical insights. Passionate about demystifying housing data, Eliza is recognised for storytelling that cuts through complexity and empowers Australians to make smarter, evidence-based decisions in an increasingly strained housing landscape.

Connect with Eliza

  1. Eliza’s LinkedIn
  2. Cotality Australia’s LinkedIn
  3. Cotality Australia’s Website
  4. Cotality Australia’s Facebook Page
  5. Cotality Australia’s Instagram

Resources

  1. Visit our website: https://www.theelephantintheroom.com.au
  2. If you have any questions or would like to be featured on our show, contact us at:
  3. The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.au
  4. Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au
  5. Work with Veronica: https://www.veronicamorgan.com.au
  6. Looking for a Mortgage Broker? alcove.com.au
  7. Work with Chris: chrisbates@alcove.com.au

Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!

  1. Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast
  2. Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719
  3. Subscribe on Spotify: https://open.spotify.com/show/3r0nnJrLUu3t1GpO7X3j6E

If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

See you on the inside,

Veronica & Chris

]]>Australia’s housing market is creaking under pressure — record-low affordability, rising lower-end prices, and policies that keep boosting demand instead of easing it. In this episode, Cotality’s Head of Research Eliza Owen helps us zoom out and make sense of the contradictions shaping today’s market.

We unpack why “years to save a 20% deposit” is the wrong metric, why income — not deposits — is the real barrier, and how the 5% deposit scheme pushes prices up by funnelling demand under strict caps. Eliza also breaks down the mismatch between the homes we build and how Australians actually live, alongside the collapse in turnover rates that concentrates buying power among wealthier households.

If you want a clear, data-led look at what’s really driving the crisis — and why prices keep rising even as affordability falls apart — this conversation cuts through the noise.

Episode Highlights

00:00 — Introduction and Overview of Australia's Housing Market

02:18 — Government Incentives and Their Impact

04:17 — Challenges in Housing Affordability

10:16 — Policy Measures and Their Effects

12:18 — Affordability and Market Trends

17:55 — Turnover Rates and Market Stability

22:20 — The Case for Replacing Stamp Duty with Land Tax

25:28 — Mismatch in Housing Supply and Demand

28:19 — Challenges in the Rental Market

31:38 — Eliza's Departure and Reflections

34:42 — Global Perspectives on Housing Markets

38:51 — Affordability Metrics and Policy

42:33 — Underquoting and Auction Dynamics

43:36 — Conclusion and Listener Engagement

About the Guest

Eliza Owen is the Head of Research at Cotality (formerly CoreLogic), where she leads national market intelligence and economic analysis across Australia’s property sector. Appointed in 2020, she brings more than a decade of expertise in affordability metrics, credit conditions, lending environments, and the economic pressures shaping housing performance.

Eliza has guided industry leaders through some of the most pivotal moments in recent history — from the volatility of COVID-era markets to the rapid rate-hike cycle and today’s affordability crisis. Her work helps governments, banks, and real estate professionals understand the shifting forces impacting buyers, sellers, and renters, using rigorous data to illuminate what’s really happening beneath the headlines.

A sought-after keynote speaker and trusted media commentator, she has presented to thousands across real estate, construction, banking, and finance, translating complex economics into clear, practical insights. Passionate about demystifying housing data, Eliza is recognised for storytelling that cuts through complexity and empowers Australians to make smarter, evidence-based decisions in an increasingly strained housing landscape.

Connect with Eliza

  1. Eliza’s LinkedIn
  2. Cotality Australia’s LinkedIn
  3. Cotality Australia’s Website
  4. Cotality Australia’s Facebook Page
  5. Cotality Australia’s Instagram

Resources

  1. Visit our website: https://www.theelephantintheroom.com.au
  2. If you have any questions or would like to be featured on our show, contact us at:
  3. The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.au
  4. Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au
  5. Work with Veronica: https://www.veronicamorgan.com.au
  6. Looking for a Mortgage Broker? alcove.com.au
  7. Work with Chris: chrisbates@alcove.com.au

Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!

  1. Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast
  2. Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719
  3. Subscribe on Spotify: https://open.spotify.com/show/3r0nnJrLUu3t1GpO7X3j6E

If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

See you on the inside,

Veronica & Chris

]]>390b15b9-62b5-4ce3-95fe-82612f768930Mon, 15 Dec 2025 06:00:00 +100044:11falsefull14154151Louis Christopher: Are We Heading for a Market Slowdown or Another Surge?Louis Christopher: Are We Heading for a Market Slowdown or Another Surge?2026 is shaping up as a year of subtle indicators and big risks, and Louis Christopher breaks down the data points seasoned investors should be paying attention to right now.

In this episode, Louis joins Veronica and Chris just days after releasing the 2026 edition to unpack the findings that matter most: population growth moderating sharply, supply finally catching up in pockets, and why rental pressure may ease before prices do. And, critically, he reveals the assumptions his modelling rests on — and the risks that could topple them.

Louis walks us through the four core scenarios underpinning his 2026 outlook, including the one that unexpectedly took the lead in 2025, and the one he now believes may need a late addendum as sticky inflation raises the odds of a surprise rate hike. From unemployment edging toward 5%, to small business stress, to shifts in interstate migration, Louis explains how these macro levers shape the micro realities buyers and investors experience on the ground.

We also zoom into the markets that defied expectations in 2025 — including Darwin’s explosive rebound and the Gold Coast’s continued growth despite being fundamentally overvalued. Louis breaks down why listings data is flashing one message, why developers are building for the wrong demographic, and where supply bottlenecks could turn into oversupply shocks by 2027. Perth, Brisbane and Adelaide remain the nation’s top performers, but Louis outlines exactly what conditions would need to change for any of them to lose steam.

This conversation is packed with uncomfortable truths, grounded forecasts, and the kind of nuance you only get from someone who has studied the data for over two decades. Whether you’re trying to time a purchase, expand a portfolio, or simply understand where the market is heading next, Louis’ insights offer the clarity — and the caution — needed to navigate 2026 with your eyes open.

Episode Highlights

00:00 – Introduction to the 2026 Housing Market Outlook

01:11 – Louis Christopher's Forecasting Approach

02:18 – Reviewing the 2025 Predictions

05:38 – Key Assumptions for 2026

07:53 – Interest Rate Scenarios for 2026

10:52 – Gold Coast Market Analysis

15:14 – Darwin Market Insights

18:56 – Structural Changes in Listings

21:58 – Impact of High Transaction Costs on Listings

23:12 – Market Dynamics in Different Cities

25:10 – Investor Behavior and Market Trends

26:42 – Rental Yields and Property Taxes

28:49 – Interstate Investment Trends

32:27 – Adelaide's Surprising Economic Resilience

34:19 – Construction Costs and Housing Prices

37:07 – Key Indicators for 2026 Market Predictions

About the Guest

Louis Christopher is one of Australia’s most respected and closely watched housing market analysts. As the founder of SQM Research, he has spent nearly two decades building some of the country’s most trusted property indexes, data series, and market forecasts. Before establishing SQM in 2006, Louis served as Head of Research and General Manager at Australian Property Monitors, where his work informed Reserve Bank analysis and shaped national housing insights.

With a background spanning technical market analysis, index construction, and independent forecasting, Louis has earned a reputation for calling turning points early — and for openly grading his own predictions each year. His annual Boom & Bust Report is widely regarded as one of Australia’s most transparent property forecasts, dissecting the interplay between population trends, supply pipelines, interest rates, and economic conditions.

Louis is known for his no-nonsense approach, his statistical discipline, and his ability to explain complex market dynamics with clarity and precision. For investors, buyers and industry practitioners, his work offers a rare blend of independence, accuracy, and intellectual honesty.

Connect with Louis

  1. LinkedIn
  2. X
  3. SQM (Website)


Resources

  1. Visit our website: https://www.theelephantintheroom.com.au
  2. If you have any questions or would like to be featured on our show, contact us at:
  3. The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.au
  4. Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au
  5. Work with Veronica: https://www.veronicamorgan.com.au
  6. Looking for a Mortgage Broker? alcove.com.au
  7. Work with Chris: chrisbates@alcove.com.au


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!


  1. Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast
  2. Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719
  3. Subscribe on Spotify: https://open.spotify.com/show/3r0nnJrLUu3t1GpO7X3j6E


If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!


See you on the inside,

Veronica & Chris

]]>2026 is shaping up as a year of subtle indicators and big risks, and Louis Christopher breaks down the data points seasoned investors should be paying attention to right now.

In this episode, Louis joins Veronica and Chris just days after releasing the 2026 edition to unpack the findings that matter most: population growth moderating sharply, supply finally catching up in pockets, and why rental pressure may ease before prices do. And, critically, he reveals the assumptions his modelling rests on — and the risks that could topple them.

Louis walks us through the four core scenarios underpinning his 2026 outlook, including the one that unexpectedly took the lead in 2025, and the one he now believes may need a late addendum as sticky inflation raises the odds of a surprise rate hike. From unemployment edging toward 5%, to small business stress, to shifts in interstate migration, Louis explains how these macro levers shape the micro realities buyers and investors experience on the ground.

We also zoom into the markets that defied expectations in 2025 — including Darwin’s explosive rebound and the Gold Coast’s continued growth despite being fundamentally overvalued. Louis breaks down why listings data is flashing one message, why developers are building for the wrong demographic, and where supply bottlenecks could turn into oversupply shocks by 2027. Perth, Brisbane and Adelaide remain the nation’s top performers, but Louis outlines exactly what conditions would need to change for any of them to lose steam.

This conversation is packed with uncomfortable truths, grounded forecasts, and the kind of nuance you only get from someone who has studied the data for over two decades. Whether you’re trying to time a purchase, expand a portfolio, or simply understand where the market is heading next, Louis’ insights offer the clarity — and the caution — needed to navigate 2026 with your eyes open.

Episode Highlights

00:00 – Introduction to the 2026 Housing Market Outlook

01:11 – Louis Christopher's Forecasting Approach

02:18 – Reviewing the 2025 Predictions

05:38 – Key Assumptions for 2026

07:53 – Interest Rate Scenarios for 2026

10:52 – Gold Coast Market Analysis

15:14 – Darwin Market Insights

18:56 – Structural Changes in Listings

21:58 – Impact of High Transaction Costs on Listings

23:12 – Market Dynamics in Different Cities

25:10 – Investor Behavior and Market Trends

26:42 – Rental Yields and Property Taxes

28:49 – Interstate Investment Trends

32:27 – Adelaide's Surprising Economic Resilience

34:19 – Construction Costs and Housing Prices

37:07 – Key Indicators for 2026 Market Predictions

About the Guest

Louis Christopher is one of Australia’s most respected and closely watched housing market analysts. As the founder of SQM Research, he has spent nearly two decades building some of the country’s most trusted property indexes, data series, and market forecasts. Before establishing SQM in 2006, Louis served as Head of Research and General Manager at Australian Property Monitors, where his work informed Reserve Bank analysis and shaped national housing insights.

With a background spanning technical market analysis, index construction, and independent forecasting, Louis has earned a reputation for calling turning points early — and for openly grading his own predictions each year. His annual Boom & Bust Report is widely regarded as one of Australia’s most transparent property forecasts, dissecting the interplay between population trends, supply pipelines, interest rates, and economic conditions.

Louis is known for his no-nonsense approach, his statistical discipline, and his ability to explain complex market dynamics with clarity and precision. For investors, buyers and industry practitioners, his work offers a rare blend of independence, accuracy, and intellectual honesty.

Connect with Louis

  1. LinkedIn
  2. X
  3. SQM (Website)


Resources

  1. Visit our website: https://www.theelephantintheroom.com.au
  2. If you have any questions or would like to be featured on our show, contact us at:
  3. The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.au
  4. Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au
  5. Work with Veronica: https://www.veronicamorgan.com.au
  6. Looking for a Mortgage Broker? alcove.com.au
  7. Work with Chris: chrisbates@alcove.com.au


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!


  1. Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast
  2. Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719
  3. Subscribe on Spotify: https://open.spotify.com/show/3r0nnJrLUu3t1GpO7X3j6E


If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!


See you on the inside,

Veronica & Chris

]]>f1fbbfad-6a3c-4943-a1c6-e4db5f179104Mon, 08 Dec 2025 06:00:00 +100042:54falsefull14144141Restructuring Debt, Rebuilding Portfolios & Future-Proofing Against AI: Q&A 2025Restructuring Debt, Rebuilding Portfolios & Future-Proofing Against AI: Q&A 2025In this Q&A episode, Veronica and Chris unpack the real property questions investors are facing right now. From ATO debt rules to cashflow pressure and portfolio structure, this episode gets straight to the point and cuts through the myths.

They break down a $5.3M portfolio spread across Logan, Townsville, Shepparton, regional WA and Melbourne’s fringe, revealing why “affordable” properties often deliver slow long-term growth — and when selling is actually the smarter move.

The conversation also dives into rising insurance costs in flood-prone markets, including Gold Coast premiums hitting up to $20K a year. Veronica explains how underinsurance, flood overlays and lender behaviour could reshape future buyer demand.

Finally, Chris explores whether AI-driven job losses could weaken the property market, or simply concentrate demand into fewer suburbs. If you want clearer strategy and better decision-making, this Q&A delivers the insights investors need now.

Episode Highlights

00:00 — Introduction and Listener Questions Overview

00:25 — James' Question on Refinancing Loans

05:43 — Michael's Property Portfolio Deconstruction

18:14 — Nick's Question on Flood Insurance and Property Desirability

20:36 — Insurance Challenges and Borrowing Concerns

22:42 — Gold Coast Property Insights

26:42 — AI's Impact on White Collar Jobs and Property Market

27:59 — Future of Property Market Amid AI Revolution

37:14 — Investment Strategies in a Changing Market

41:50 — AI in Property Decision Making

Links

  1. Episode 374: How Will Climate Risk Impact Your Property’s Future Value?

About the Guest

Mark Errichiello is a licensed buyers and vendors advocate and the Co-Founder & Director of Master Advocates, a Melbourne-based property advisory firm known for its strategic, data-driven approach to acquisitions, valuations, and auction representation. With decades of hands-on experience, Mark has attended every Block auction since the early seasons and understands the dynamics of high-pressure televised auctions better than most.

Mark has represented bidders in both metropolitan and regional markets — including acting as an anonymous strategic bidder during the Phillip Island Block season — giving him unique insight into how buyer psychology, auction order, and market fundamentals shape outcomes. His commentary cuts through hype and focuses on realistic pricing, fair value, and the long-term risks buyers often overlook.

Respected for his measured, forensic approach, Mark brings clarity to situations where emotion, spectacle, and production expectations collide with real market behaviour. His expertise helps buyers navigate fast-moving environments and make confident, well-informed decisions.

Connect with Guest

  1. Mark LinkedIn
  2. Master Advocate Facebook
  3. Master Advocate Instagram
  4. Master Advocate YouTube

Resources

  1. Visit our website: https://www.theelephantintheroom.com.au
  2. If you have any questions or would like to be featured on our show, contact us at:
  3. The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.au
  4. Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au
  5. Work with Veronica: https://www.veronicamorgan.com.au
  6. Looking for a Mortgage Broker? alcove.com.au
  7. Work with Chris:chrisbates@alcove.com.au

Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!


  1. Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast
  2. Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719
  3. Subscribe on Spotify: https://open.spotify.com/show/3r0nnJrLUu3t1GpO7X3j6E


If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!


See you on the inside,

Veronica & Chris

]]>In this Q&A episode, Veronica and Chris unpack the real property questions investors are facing right now. From ATO debt rules to cashflow pressure and portfolio structure, this episode gets straight to the point and cuts through the myths.

They break down a $5.3M portfolio spread across Logan, Townsville, Shepparton, regional WA and Melbourne’s fringe, revealing why “affordable” properties often deliver slow long-term growth — and when selling is actually the smarter move.

The conversation also dives into rising insurance costs in flood-prone markets, including Gold Coast premiums hitting up to $20K a year. Veronica explains how underinsurance, flood overlays and lender behaviour could reshape future buyer demand.

Finally, Chris explores whether AI-driven job losses could weaken the property market, or simply concentrate demand into fewer suburbs. If you want clearer strategy and better decision-making, this Q&A delivers the insights investors need now.

Episode Highlights

00:00 — Introduction and Listener Questions Overview

00:25 — James' Question on Refinancing Loans

05:43 — Michael's Property Portfolio Deconstruction

18:14 — Nick's Question on Flood Insurance and Property Desirability

20:36 — Insurance Challenges and Borrowing Concerns

22:42 — Gold Coast Property Insights

26:42 — AI's Impact on White Collar Jobs and Property Market

27:59 — Future of Property Market Amid AI Revolution

37:14 — Investment Strategies in a Changing Market

41:50 — AI in Property Decision Making

Links

  1. Episode 374: How Will Climate Risk Impact Your Property’s Future Value?

About the Guest

Mark Errichiello is a licensed buyers and vendors advocate and the Co-Founder & Director of Master Advocates, a Melbourne-based property advisory firm known for its strategic, data-driven approach to acquisitions, valuations, and auction representation. With decades of hands-on experience, Mark has attended every Block auction since the early seasons and understands the dynamics of high-pressure televised auctions better than most.

Mark has represented bidders in both metropolitan and regional markets — including acting as an anonymous strategic bidder during the Phillip Island Block season — giving him unique insight into how buyer psychology, auction order, and market fundamentals shape outcomes. His commentary cuts through hype and focuses on realistic pricing, fair value, and the long-term risks buyers often overlook.

Respected for his measured, forensic approach, Mark brings clarity to situations where emotion, spectacle, and production expectations collide with real market behaviour. His expertise helps buyers navigate fast-moving environments and make confident, well-informed decisions.

Connect with Guest

  1. Mark LinkedIn
  2. Master Advocate Facebook
  3. Master Advocate Instagram
  4. Master Advocate YouTube

Resources

  1. Visit our website: https://www.theelephantintheroom.com.au
  2. If you have any questions or would like to be featured on our show, contact us at:
  3. The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.au
  4. Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au
  5. Work with Veronica: https://www.veronicamorgan.com.au
  6. Looking for a Mortgage Broker? alcove.com.au
  7. Work with Chris:chrisbates@alcove.com.au

Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!


  1. Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast
  2. Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719
  3. Subscribe on Spotify: https://open.spotify.com/show/3r0nnJrLUu3t1GpO7X3j6E


If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!


See you on the inside,

Veronica & Chris

]]>7f676eb9-7cc9-4c0f-89dc-d0ca667ad6bfMon, 01 Dec 2025 06:00:00 +100042:12falsefull14134131Inside “The Block” Auctions: What Really Went Wrong in DaylesfordInside “The Block” Auctions: What Really Went Wrong in DaylesfordThe Block 2025 auctions were billed as a massive TV spectacle — but what unfolded in Daylesford turned out to be one of the most revealing auction finales the show has aired in years.

Five nearly identical, fully furnished homes were pushed to market on a single afternoon, each carrying price expectations the local market was never built to support. What followed was a rare moment where real buyer behaviour overpowered reality-TV momentum.

To break down what really went on, we’re joined by buyers and vendors advocate Mark Errichiello, who attended the auctions, tracked buyer behaviour, and has followed The Block’s auction patterns for years. Mark explains how quoting in the low $3 millions set unrealistic expectations from day one, how the quality of the build couldn’t compensate for a non-premium location, and why bidder confidence evaporated the moment prices edged toward $3 million.

We unpack the psychological chain reaction inside the room — how the stalled results of House 2 changed the energy for every house that followed, how auction order heavily influenced who bid and when, and why mid-auction reserve changes shattered trust and halted momentum entirely. Mark also highlights overlooked costs buyers faced this year: stamp duty on cars and furnishings, rising Victorian land tax, and the long-term financial drag of prestige builds in regional markets.

This episode strips back the theatre and exposes the real mechanics at play — from buyer sentiment to pricing strategy to the risks of flipping homes far from their emotional sweet spot. If you want the unfiltered version of what The Block 2025 really showed us about Australia’s property market, this conversation is a must-listen.


Episode Highlights

00:00 – Introduction to the Block Auctions

01:18 – Meet the Expert: Mark Errichiello

01:52 – Auction Day Insights and Challenges

02:52 – Market Realities and Auction Strategies

04:33 – The Block's Unique Auction Dynamics

05:43 – Behind the Scenes: Vendor and Agent Dynamics

09:02 – The Realities of Property Flipping

11:10 – Investment Considerations and Risks

12:28 – Decoy Bidding Strategy

13:38 – Market Sentiment and Future Trends

14:54 – Final Thoughts on the Block Auctions

19:59 – Pricing a Property with Furniture

22:31 – Victoria's Land Tax Changes and Market Impact

24:11 – Strategic Moves and Missteps in Property Auctions

27:24 – Renovation Strategies for The Block

34:34 – Melbourne Market Insights

38:40 – A Memorable Client Story

40:39 – Conclusion and Final Thoughts

Links

  1. Article: Behind the Hammer Inside The Block 2025 Daylesford Auctions

About the Guest

Mark Errichiello is a licensed buyers and vendors advocate and the Co-Founder & Director of Master Advocates, a Melbourne-based property advisory firm known for its strategic, data-driven approach to acquisitions, valuations, and auction representation. With decades of hands-on experience, Mark has attended every Block auction since the early seasons and understands the dynamics of high-pressure televised auctions better than most.

Mark has represented bidders in both metropolitan and regional markets — including acting as an anonymous strategic bidder during the Phillip Island Block season — giving him unique insight into how buyer psychology, auction order, and market fundamentals shape outcomes. His commentary cuts through hype and focuses on realistic pricing, fair value, and the long-term risks buyers often overlook.

Respected for his measured, forensic approach, Mark brings clarity to situations where emotion, spectacle, and production expectations collide with real market behaviour. His expertise helps buyers navigate fast-moving environments and make confident, well-informed decisions.

Connect with Mark

  1. Mark LinkedIn
  2. Master Advocate Facebook
  3. Master Advocate Instagram
  4. Master Advocate YouTube


Resources

  1. Visit our website: https://www.theelephantintheroom.com.au
  2. If you have any questions or would like to be featured on our show, contact us at:
  3. The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.au
  4. Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au
  5. Work with Veronica: https://www.veronicamorgan.com.au
  6. Looking for a Mortgage Broker? alcove.com.au
  7. Work with Chris: chrisbates@alcove.com.au


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!


  1. Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast
  2. Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719
  3. Subscribe on Spotify: https://open.spotify.com/show/3r0nnJrLUu3t1GpO7X3j6E


If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!


See you on the inside,

Veronica & Chris

]]>The Block 2025 auctions were billed as a massive TV spectacle — but what unfolded in Daylesford turned out to be one of the most revealing auction finales the show has aired in years.

Five nearly identical, fully furnished homes were pushed to market on a single afternoon, each carrying price expectations the local market was never built to support. What followed was a rare moment where real buyer behaviour overpowered reality-TV momentum.

To break down what really went on, we’re joined by buyers and vendors advocate Mark Errichiello, who attended the auctions, tracked buyer behaviour, and has followed The Block’s auction patterns for years. Mark explains how quoting in the low $3 millions set unrealistic expectations from day one, how the quality of the build couldn’t compensate for a non-premium location, and why bidder confidence evaporated the moment prices edged toward $3 million.

We unpack the psychological chain reaction inside the room — how the stalled results of House 2 changed the energy for every house that followed, how auction order heavily influenced who bid and when, and why mid-auction reserve changes shattered trust and halted momentum entirely. Mark also highlights overlooked costs buyers faced this year: stamp duty on cars and furnishings, rising Victorian land tax, and the long-term financial drag of prestige builds in regional markets.

This episode strips back the theatre and exposes the real mechanics at play — from buyer sentiment to pricing strategy to the risks of flipping homes far from their emotional sweet spot. If you want the unfiltered version of what The Block 2025 really showed us about Australia’s property market, this conversation is a must-listen.


Episode Highlights

00:00 – Introduction to the Block Auctions

01:18 – Meet the Expert: Mark Errichiello

01:52 – Auction Day Insights and Challenges

02:52 – Market Realities and Auction Strategies

04:33 – The Block's Unique Auction Dynamics

05:43 – Behind the Scenes: Vendor and Agent Dynamics

09:02 – The Realities of Property Flipping

11:10 – Investment Considerations and Risks

12:28 – Decoy Bidding Strategy

13:38 – Market Sentiment and Future Trends

14:54 – Final Thoughts on the Block Auctions

19:59 – Pricing a Property with Furniture

22:31 – Victoria's Land Tax Changes and Market Impact

24:11 – Strategic Moves and Missteps in Property Auctions

27:24 – Renovation Strategies for The Block

34:34 – Melbourne Market Insights

38:40 – A Memorable Client Story

40:39 – Conclusion and Final Thoughts

Links

  1. Article: Behind the Hammer Inside The Block 2025 Daylesford Auctions

About the Guest

Mark Errichiello is a licensed buyers and vendors advocate and the Co-Founder & Director of Master Advocates, a Melbourne-based property advisory firm known for its strategic, data-driven approach to acquisitions, valuations, and auction representation. With decades of hands-on experience, Mark has attended every Block auction since the early seasons and understands the dynamics of high-pressure televised auctions better than most.

Mark has represented bidders in both metropolitan and regional markets — including acting as an anonymous strategic bidder during the Phillip Island Block season — giving him unique insight into how buyer psychology, auction order, and market fundamentals shape outcomes. His commentary cuts through hype and focuses on realistic pricing, fair value, and the long-term risks buyers often overlook.

Respected for his measured, forensic approach, Mark brings clarity to situations where emotion, spectacle, and production expectations collide with real market behaviour. His expertise helps buyers navigate fast-moving environments and make confident, well-informed decisions.

Connect with Mark

  1. Mark LinkedIn
  2. Master Advocate Facebook
  3. Master Advocate Instagram
  4. Master Advocate YouTube


Resources

  1. Visit our website: https://www.theelephantintheroom.com.au
  2. If you have any questions or would like to be featured on our show, contact us at:
  3. The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.au
  4. Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au
  5. Work with Veronica: https://www.veronicamorgan.com.au
  6. Looking for a Mortgage Broker? alcove.com.au
  7. Work with Chris: chrisbates@alcove.com.au


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!


  1. Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast
  2. Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719
  3. Subscribe on Spotify: https://open.spotify.com/show/3r0nnJrLUu3t1GpO7X3j6E


If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!


See you on the inside,

Veronica & Chris

]]>f8f462c2-6ec6-4305-ac91-7f84ec77a9e2Mon, 24 Nov 2025 06:00:00 +100041:35falsefull14124121Luke Metcalfe: Can AI Be Trusted with Property Decisions?Luke Metcalfe: Can AI Be Trusted with Property Decisions?Everyone’s talking about AI as the future of property, but what if it’s quietly distorting how we see value?

Veronica and Chris sit down with Luke Metcalfe, founder of Microburbs and DataScape, to reveal why precision in property data is often just an illusion. Luke, one of Australia’s leading data scientists, reveals why many AI-driven tools sound convincing but are often wrong — and how they can even manipulate our confidence in property decisions.

From understanding what AI models are actually trained to do, to exploring why machine learning can’t yet capture local nuance or human psychology, this episode challenges the blind faith many investors place in “data-driven” insights.

Luke explains the difference between language-based AI and number-based forecasting models, the dangers of herd thinking in machine learning, and how misinformation spreads faster when machines start selling the dream.

If you’ve ever wondered whether AI could replace your buyer's agent — or if you’ve trusted a chatbot to tell you where to buy next — this is your wake-up call. Tune in to learn how to question the data, test the claims, and keep human intuition at the heart of smart investing.


Episode Highlights

00:00 – Introduction: The Illusion of Precision in Property Data

00:27 – Guest Introduction: Luke Metcalfe

01:50 – AI's Role in Property Decisions

03:09 – Challenges and Limitations of AI in Real Estate

05:16 – The Psychology of AI and Property Investment

07:41 – AI's Persuasive Power and Ethical Concerns

12:26 – Future of AI in Property Forecasting

26:37 – Granularity and Local Knowledge in Property Data

30:01 – The Importance of Human Experience in Property Evaluation

37:18 – The Impact of Crime on Property Markets

39:36 – Melbourne's Property Market Sentiment

41:40 – The Role of Data in Real Estate

47:36 – Future Trends and Technological Impacts

About the Guest

Luke Metcalfe is an Australian entrepreneur and data scientist known for pioneering the use of large-scale analytics in understanding neighbourhood performance and property trends.

After launching NationMaster, a global data platform attracting over 10 million monthly visitors, Luke founded Microburbs, a liveability and housing data company providing hyperlocal insights that help buyers, investors, and agents make informed decisions. He now leads DataScape, exploring the intersection of AI, big data, and human behaviour in real estate.

Renowned for his first-principles approach and his ability to translate complex data into clear, actionable insights, Luke continues to shape how Australians understand location intelligence and property forecasting in an increasingly AI-driven world.


Connect with Luke

  1. Luke’s LinkedIn
  2. Luke’s Email
  3. Microburbs Website
  4. Microburbs LinkedIn


Resources

  1. Visit our website: https://www.theelephantintheroom.com.au
  2. If you have any questions or would like to be featured on our show, contact us at:
  3. The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.au
  4. Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au
  5. Work with Veronica: https://www.veronicamorgan.com.au
  6. Looking for a Mortgage Broker? alcove.com.au
  7. Work with Chris: chrisbates@alcove.com.au

Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!

  1. Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast
  2. Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719
  3. Subscribe on Spotify: https://open.spotify.com/show/3r0nnJrLUu3t1GpO7X3j6E


If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!


See you on the inside,

Veronica & Chris

]]>Everyone’s talking about AI as the future of property, but what if it’s quietly distorting how we see value?

Veronica and Chris sit down with Luke Metcalfe, founder of Microburbs and DataScape, to reveal why precision in property data is often just an illusion. Luke, one of Australia’s leading data scientists, reveals why many AI-driven tools sound convincing but are often wrong — and how they can even manipulate our confidence in property decisions.

From understanding what AI models are actually trained to do, to exploring why machine learning can’t yet capture local nuance or human psychology, this episode challenges the blind faith many investors place in “data-driven” insights.

Luke explains the difference between language-based AI and number-based forecasting models, the dangers of herd thinking in machine learning, and how misinformation spreads faster when machines start selling the dream.

If you’ve ever wondered whether AI could replace your buyer's agent — or if you’ve trusted a chatbot to tell you where to buy next — this is your wake-up call. Tune in to learn how to question the data, test the claims, and keep human intuition at the heart of smart investing.


Episode Highlights

00:00 – Introduction: The Illusion of Precision in Property Data

00:27 – Guest Introduction: Luke Metcalfe

01:50 – AI's Role in Property Decisions

03:09 – Challenges and Limitations of AI in Real Estate

05:16 – The Psychology of AI and Property Investment

07:41 – AI's Persuasive Power and Ethical Concerns

12:26 – Future of AI in Property Forecasting

26:37 – Granularity and Local Knowledge in Property Data

30:01 – The Importance of Human Experience in Property Evaluation

37:18 – The Impact of Crime on Property Markets

39:36 – Melbourne's Property Market Sentiment

41:40 – The Role of Data in Real Estate

47:36 – Future Trends and Technological Impacts

About the Guest

Luke Metcalfe is an Australian entrepreneur and data scientist known for pioneering the use of large-scale analytics in understanding neighbourhood performance and property trends.

After launching NationMaster, a global data platform attracting over 10 million monthly visitors, Luke founded Microburbs, a liveability and housing data company providing hyperlocal insights that help buyers, investors, and agents make informed decisions. He now leads DataScape, exploring the intersection of AI, big data, and human behaviour in real estate.

Renowned for his first-principles approach and his ability to translate complex data into clear, actionable insights, Luke continues to shape how Australians understand location intelligence and property forecasting in an increasingly AI-driven world.


Connect with Luke

  1. Luke’s LinkedIn
  2. Luke’s Email
  3. Microburbs Website
  4. Microburbs LinkedIn


Resources

  1. Visit our website: https://www.theelephantintheroom.com.au
  2. If you have any questions or would like to be featured on our show, contact us at:
  3. The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.au
  4. Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au
  5. Work with Veronica: https://www.veronicamorgan.com.au
  6. Looking for a Mortgage Broker? alcove.com.au
  7. Work with Chris: chrisbates@alcove.com.au

Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!

  1. Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast
  2. Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719
  3. Subscribe on Spotify: https://open.spotify.com/show/3r0nnJrLUu3t1GpO7X3j6E


If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!


See you on the inside,

Veronica & Chris

]]>e925ad60-dd89-4de5-b3ff-c43162578f09Mon, 17 Nov 2025 06:00:00 +100051:13falsefull14114111Ben Kingsley: Risky Advice on the Rise and the “Get Rich Quick” ComebackBen Kingsley: Risky Advice on the Rise and the “Get Rich Quick” ComebackProperty investment has entered dangerous new territory. What used to be about building long-term wealth has become clouded by hype, shortcuts, and unqualified advice. Investors are being drawn into speculative schemes disguised as strategy.

In this episode, Veronica and Chris sit down with Ben Kingsley, Founding Managing Director of Empower Wealth and Chair of the Property Investors Council of Australia (PICA), to unpack the alarming resurgence of speculative, misleading, and unlicensed property advice spreading across Australia.

Ben recently authored an open letter to industry associations, warning of “get-rich-quick” operators, social media influencers, and unqualified advisors encouraging investors to buy properties through risky trust structures and self-managed super funds. He reveals how these practices are distorting regional markets, luring naive investors, and potentially triggering a regulatory backlash that could reshape the entire property sector.

From “pump and dump” tactics to trust lending loopholes and the rise of volume-driven buyer’s agents buying sight unseen, this conversation exposes the systemic risks emerging from the unregulated fringes of the industry. Ben, Veronica, and Chris also explore how social media hype, FOMO marketing, and easy credit are fueling another wave of short-term speculation that could end in disaster.

If you care about the future of Australia’s property market—or just want to protect yourself from being swept up in the next boom-and-bust cycle—this is an episode you can’t afford to miss.

Episode Highlights

00:00 — Why Risky Property Advice Is Back on the Rise

01:36 — Speculative Behaviour: The Return of Fast-Money Mindsets

02:25 — How Speculation Threatens Consumers and Market Stability

03:59 — Unlicensed Advisors and the Power of Social Media Influence

06:14 — Regional Market Distortions: When Buyer’s Agents Go Rogue

08:21 — Will ASIC Step In? The Push for Property Regulation

10:16 — The Role (and Responsibility) of Brokers and Buyer’s Agents

13:01 — What Happens Next: Ben’s Call for Industry Reform

32:06 — Rising Prices, Rising Pressure: The Human Cost of Property

33:51 — Regional Boom or Bubble? Understanding the Market Risks

36:41 — Property Prices vs. Fundamentals: When Growth Defies Logic

39:47 — Speculation vs. Strategy: The Long-Term Investment Divide

42:14 — Economic Viability: The Missing Piece in Modern Investing

49:00 — Building a Sustainable Property Business, Not a Hype Machine

52:41 — Owning Mistakes and the Power of Industry Accountability

54:26 — Final Thoughts: Restoring Trust in Property Advice

Links

  1. Article: https://pica.asn.au/alarm-unlicensed-advice-market/

About the Guest

Ben Kingsley is the Founding and Managing Director of Empower Wealth and the inaugural Chair of the Property Investors Council of Australia (PICA). A Qualified Property Investment Advisor (QPIA) and one of Australia’s most respected voices in property, finance, and money management, Ben has spent over two decades advocating for professional standards and consumer protection in the property investment sector.

A multi-award-winning advisor and frequent media commentator, Ben co-authored two bestselling books — The Armchair Guide to Property Investing and Make Money Simple Again — and co-hosts The Property Couch, Australia’s #1 property, finance, and money management podcast. Through Empower Wealth, Ben leads an integrated team of experts providing holistic financial advice across property, finance, tax, and wealth management.

Driven by his belief that “anyone can improve their financial outcomes, regardless of their starting point,” Ben continues to challenge industry complacency and push for responsible, transparent, and ethical property investment practices across Australia.


Connect with Ben

  1. Ben’s LinkedIn
  2. Ben’s Email
  3. Ben’s Twitter
  4. Empower Wealth Website
  5. Empower Wealth LinkedIn


Resources

  1. Visit our website: https://www.theelephantintheroom.com.au
  2. If you have any questions or would like to be featured on our show, contact us at:
  3. The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.au
  4. Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au
  5. Work with Veronica: https://www.veronicamorgan.com.au
  6. Looking for a Mortgage Broker? alcove.com.au
  7. Work with Chris: chrisbates@alcove.com.au


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!


  1. Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast
  2. Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719
  3. Subscribe on Spotify: https://open.spotify.com/show/3r0nnJrLUu3t1GpO7X3j6E


If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!


See you on the inside,

Veronica & Chris

]]>Property investment has entered dangerous new territory. What used to be about building long-term wealth has become clouded by hype, shortcuts, and unqualified advice. Investors are being drawn into speculative schemes disguised as strategy.

In this episode, Veronica and Chris sit down with Ben Kingsley, Founding Managing Director of Empower Wealth and Chair of the Property Investors Council of Australia (PICA), to unpack the alarming resurgence of speculative, misleading, and unlicensed property advice spreading across Australia.

Ben recently authored an open letter to industry associations, warning of “get-rich-quick” operators, social media influencers, and unqualified advisors encouraging investors to buy properties through risky trust structures and self-managed super funds. He reveals how these practices are distorting regional markets, luring naive investors, and potentially triggering a regulatory backlash that could reshape the entire property sector.

From “pump and dump” tactics to trust lending loopholes and the rise of volume-driven buyer’s agents buying sight unseen, this conversation exposes the systemic risks emerging from the unregulated fringes of the industry. Ben, Veronica, and Chris also explore how social media hype, FOMO marketing, and easy credit are fueling another wave of short-term speculation that could end in disaster.

If you care about the future of Australia’s property market—or just want to protect yourself from being swept up in the next boom-and-bust cycle—this is an episode you can’t afford to miss.

Episode Highlights

00:00 — Why Risky Property Advice Is Back on the Rise

01:36 — Speculative Behaviour: The Return of Fast-Money Mindsets

02:25 — How Speculation Threatens Consumers and Market Stability

03:59 — Unlicensed Advisors and the Power of Social Media Influence

06:14 — Regional Market Distortions: When Buyer’s Agents Go Rogue

08:21 — Will ASIC Step In? The Push for Property Regulation

10:16 — The Role (and Responsibility) of Brokers and Buyer’s Agents

13:01 — What Happens Next: Ben’s Call for Industry Reform

32:06 — Rising Prices, Rising Pressure: The Human Cost of Property

33:51 — Regional Boom or Bubble? Understanding the Market Risks

36:41 — Property Prices vs. Fundamentals: When Growth Defies Logic

39:47 — Speculation vs. Strategy: The Long-Term Investment Divide

42:14 — Economic Viability: The Missing Piece in Modern Investing

49:00 — Building a Sustainable Property Business, Not a Hype Machine

52:41 — Owning Mistakes and the Power of Industry Accountability

54:26 — Final Thoughts: Restoring Trust in Property Advice

Links

  1. Article: https://pica.asn.au/alarm-unlicensed-advice-market/

About the Guest

Ben Kingsley is the Founding and Managing Director of Empower Wealth and the inaugural Chair of the Property Investors Council of Australia (PICA). A Qualified Property Investment Advisor (QPIA) and one of Australia’s most respected voices in property, finance, and money management, Ben has spent over two decades advocating for professional standards and consumer protection in the property investment sector.

A multi-award-winning advisor and frequent media commentator, Ben co-authored two bestselling books — The Armchair Guide to Property Investing and Make Money Simple Again — and co-hosts The Property Couch, Australia’s #1 property, finance, and money management podcast. Through Empower Wealth, Ben leads an integrated team of experts providing holistic financial advice across property, finance, tax, and wealth management.

Driven by his belief that “anyone can improve their financial outcomes, regardless of their starting point,” Ben continues to challenge industry complacency and push for responsible, transparent, and ethical property investment practices across Australia.


Connect with Ben

  1. Ben’s LinkedIn
  2. Ben’s Email
  3. Ben’s Twitter
  4. Empower Wealth Website
  5. Empower Wealth LinkedIn


Resources

  1. Visit our website: https://www.theelephantintheroom.com.au
  2. If you have any questions or would like to be featured on our show, contact us at:
  3. The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.au
  4. Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au
  5. Work with Veronica: https://www.veronicamorgan.com.au
  6. Looking for a Mortgage Broker? alcove.com.au
  7. Work with Chris: chrisbates@alcove.com.au


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!


  1. Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast
  2. Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719
  3. Subscribe on Spotify: https://open.spotify.com/show/3r0nnJrLUu3t1GpO7X3j6E


If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!


See you on the inside,

Veronica & Chris

]]>9e18f295-f7de-40c0-9471-d033ee9242b3Mon, 10 Nov 2025 06:00:00 +100055:49falsefull14104101Off-Market On the Rise: The “Quiet” Evolution in Real EstateOff-Market On the Rise: The “Quiet” Evolution in Real EstateThere’s a side of the property market most Australians never see — where listings don’t make headlines, and deals happen behind closed doors.

In this episode, we step into that world of discretion and discovery with William Laing, Co-Founder and CEO of Quiet List, to explore how off-market sales are quietly reshaping the real estate landscape.

With nearly one in five Sydney homes now trading off-market, William reveals how private listings are redefining demand and changing how agents, buyers, and sellers connect. From price-testing vendors and privacy-driven sellers to the rise of buyer’s agents and agent-only platforms, this hidden layer of the market is rewriting the rules of access and advantage.

Together, we unpack what truly counts as an off-market listing, why so many sellers are choosing to go quiet, and what this shift means for transparency in Australian property. It’s a conversation that cuts through the hype to reveal the data, dynamics, and ethics shaping the industry’s most exclusive corner.

If you’ve ever wondered what happens before a listing goes live, or why some of the best opportunities never make it online, this episode gives you a rare glimpse into the quiet art of deal-making in today’s property market.

Episode Highlights

00:00 – Introduction

01:16 – Guest Introduction: William Lang of Quiet List

01:48 – Understanding Off-Market Listings

03:40 – Challenges in Off-Market Transactions

08:27 – Quiet List: The Business Model

08:40 – Appreciating the Role of Buyer's Agents

18:03 – Privacy and Transparency Issues of Off-Market Deals

26:18 – Real Estate Platforms

28:05 – Challenges and Changes in Agent Processes

28:45 – Advantages of Centralized Briefs

31:03 – Off-Market Deals and Relationships

32:23 – Platform Features and Future Directions

41:53 – Real Estate Market Dynamics and AI

42:33 – Property Dumbo

About the Guest

William Laing is the Co-Founder and CEO of Quiet List, Australia’s first agent-only property platform transforming how real estate professionals connect qualified demand with quiet supply.

With more than a decade in luxury residential real estate — including roles with Kay & Burton, Knight Frank, Savills, and The Agency — William built his career around discretion, trust, and deal-making. His experience handling high-end, off-market transactions inspired Quiet List: a platform that helps agents capture the 20% of property deals that happen behind closed doors.

Today, William is helping agents nationwide turn “quiet listings” into smarter, more transparent transactions — bringing structure, security, and speed to a part of the market that’s always operated in whispers.


Connect with William

  1. LinkedIn


Resources

  1. Visit our website: https://www.theelephantintheroom.com.au
  2. If you have any questions or would like to be featured on our show, contact us at:
  3. The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.au
  4. Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au
  5. Work with Veronica: https://www.veronicamorgan.com.au
  6. Looking for a Mortgage Broker? alcove.com.au
  7. Work with Chris: chrisbates@alcove.com.au


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!


  1. Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast
  2. Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719
  3. Subscribe on Spotify: https://open.spotify.com/show/3r0nnJrLUu3t1GpO7X3j6E


If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!


See you on the inside,

Veronica & Chris


]]>There’s a side of the property market most Australians never see — where listings don’t make headlines, and deals happen behind closed doors.

In this episode, we step into that world of discretion and discovery with William Laing, Co-Founder and CEO of Quiet List, to explore how off-market sales are quietly reshaping the real estate landscape.

With nearly one in five Sydney homes now trading off-market, William reveals how private listings are redefining demand and changing how agents, buyers, and sellers connect. From price-testing vendors and privacy-driven sellers to the rise of buyer’s agents and agent-only platforms, this hidden layer of the market is rewriting the rules of access and advantage.

Together, we unpack what truly counts as an off-market listing, why so many sellers are choosing to go quiet, and what this shift means for transparency in Australian property. It’s a conversation that cuts through the hype to reveal the data, dynamics, and ethics shaping the industry’s most exclusive corner.

If you’ve ever wondered what happens before a listing goes live, or why some of the best opportunities never make it online, this episode gives you a rare glimpse into the quiet art of deal-making in today’s property market.

Episode Highlights

00:00 – Introduction

01:16 – Guest Introduction: William Lang of Quiet List

01:48 – Understanding Off-Market Listings

03:40 – Challenges in Off-Market Transactions

08:27 – Quiet List: The Business Model

08:40 – Appreciating the Role of Buyer's Agents

18:03 – Privacy and Transparency Issues of Off-Market Deals

26:18 – Real Estate Platforms

28:05 – Challenges and Changes in Agent Processes

28:45 – Advantages of Centralized Briefs

31:03 – Off-Market Deals and Relationships

32:23 – Platform Features and Future Directions

41:53 – Real Estate Market Dynamics and AI

42:33 – Property Dumbo

About the Guest

William Laing is the Co-Founder and CEO of Quiet List, Australia’s first agent-only property platform transforming how real estate professionals connect qualified demand with quiet supply.

With more than a decade in luxury residential real estate — including roles with Kay & Burton, Knight Frank, Savills, and The Agency — William built his career around discretion, trust, and deal-making. His experience handling high-end, off-market transactions inspired Quiet List: a platform that helps agents capture the 20% of property deals that happen behind closed doors.

Today, William is helping agents nationwide turn “quiet listings” into smarter, more transparent transactions — bringing structure, security, and speed to a part of the market that’s always operated in whispers.


Connect with William

  1. LinkedIn


Resources

  1. Visit our website: https://www.theelephantintheroom.com.au
  2. If you have any questions or would like to be featured on our show, contact us at:
  3. The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.au
  4. Looking for a Sydney Buyers Agent? https://www.gooddeeds.com.au
  5. Work with Veronica: https://www.veronicamorgan.com.au
  6. Looking for a Mortgage Broker? alcove.com.au
  7. Work with Chris: chrisbates@alcove.com.au


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!


  1. Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcast
  2. Subscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719
  3. Subscribe on Spotify: https://open.spotify.com/show/3r0nnJrLUu3t1GpO7X3j6E


If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!


See you on the inside,

Veronica & Chris


]]>bc1f67c0-5d14-4f2e-9f1c-1fb7ddda4cf3Mon, 03 Nov 2025 06:00:00 +100047:44falsefull14094091Old Laws, New Problems: Prof. Cathy Sherry on How Strata Blocks Progress in Australia’s CitiesOld Laws, New Problems: Prof. Cathy Sherry on How Strata Blocks Progress in Australia’s CitiesAustralia’s strata system was once a clever solution to urban living — a way to share land, lift homeownership, and build communities in growing cities. But decades later, that same framework is struggling to keep up with modern life.

What once worked for small, low-rise communities now governs the high-density towers that house millions of Australians. The result? Costs have climbed, decision-making has grown more complex, and owners often find themselves footing bills for problems they didn’t create

In this episode, Prof. Cathy Sherry — Professor at Macquarie Law School and Executive Member of Smart Green Cities — explains how Australia’s outdated strata laws are now out of step with the country’s housing and sustainability goals. A leading international expert in land law and high-density development, Prof. Sherry unpacks how laws written in the 1960s for small walk-ups can’t handle the complexity of modern cities, locking owners into costly contracts, rising levies, and embedded energy networks that limit both choice and progress.

From the hidden costs buried in off-the-plan sales to the barriers stopping apartments from going solar, Cathy reveals how a system designed to help Australians share space has instead made it harder to live well, live green, and live fairly.

Listen now to learn why reforming strata isn’t just a legal fix — it’s key to building a fairer, more sustainable housing future for everyone.

Episode Highlights

00:00 – Introduction

01:16 — Meet Prof. Cathy Sherry: Australia’s Leading Expert on Strata Law

01:50 — How Shared Living Became Complex: The Challenge of Strata Ownership

03:15 — Strata Levies, Legal Layers, and Why Collective Ownership Is Tricky

06:37 — The Hidden Dangers of Buying Off-the-Plan Apartments in Australia

11:09 — Embedded Networks Explained: The Hidden Costs of Strata Energy Deals

20:18 — Can the Law Catch Up? Why Strata Reform Is Urgent for Modern Cities

26:00 — Stratum Lots and Mixed-Use Buildings: Understanding Shared Land Titles

26:48 — What Strata Management Statements Mean for Building Governance

27:32 — Why Prof. Cathy Sherry Advocates for Fairer and Smarter Housing Laws

28:54 — High-Density Housing Challenges: When Bigger Doesn’t Mean Better

30:11 — Why Home Ownership Still Matters for Stability and Social Equality

31:51 — Where Strata Schemes Fail: Issues With Governance and Accountability

35:23 — How Investor Incentives Have Shaped Australia’s Housing Market

43:27 — Smart Green Cities: Connecting Strata Reform to Sustainability Goals

44:42 — Property Dumbo: A Real-World Example of Strata Mismanagement

46:20 — Final Reflections and Where to Learn More From Prof. Cathy Sherry

Links


About the Guest

Cathy Sherry is a Professor in Macquarie Law School and Executive Member of Smart Green Cities. She is a leading international expert in land law, with a particular focus on high density development. Her book Strata Title Property Rights: Private governance of multi-owned properties (Routledge, 2017) is the first academic monograph on Australian strata title. It has been cited by the Privy Council and the New South Wales Court of Appeal. Professor Sherry's research focuses on the complex legal, economic and social relationships created by collectively owned land. 

Professor Sherry regularly advises governments, domestically and internationally, on the laws governing multi-owned properties. She was a member of the United Kingdom Law Commission Technical Committee for the Reform of Commonhold from 2018-2020, and was engaged by the International Finance Corporation (World Bank Group) to reform the Fijian Unit Titles Act 1985 in 2021. She has advised governments in Asia, the Pacific and Middle East. In 2012, Professor Sherry was employed by the Administration of Norfolk Island to write a White Paper on the introduction of strata title to the Island, leading to the Community Title Act 2015 (NI).

Connect with Cathy



Resources



Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!




If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!


See you on the inside,

Veronica & Chris

]]>Australia’s strata system was once a clever solution to urban living — a way to share land, lift homeownership, and build communities in growing cities. But decades later, that same framework is struggling to keep up with modern life.

What once worked for small, low-rise communities now governs the high-density towers that house millions of Australians. The result? Costs have climbed, decision-making has grown more complex, and owners often find themselves footing bills for problems they didn’t create

In this episode, Prof. Cathy Sherry — Professor at Macquarie Law School and Executive Member of Smart Green Cities — explains how Australia’s outdated strata laws are now out of step with the country’s housing and sustainability goals. A leading international expert in land law and high-density development, Prof. Sherry unpacks how laws written in the 1960s for small walk-ups can’t handle the complexity of modern cities, locking owners into costly contracts, rising levies, and embedded energy networks that limit both choice and progress.

From the hidden costs buried in off-the-plan sales to the barriers stopping apartments from going solar, Cathy reveals how a system designed to help Australians share space has instead made it harder to live well, live green, and live fairly.

Listen now to learn why reforming strata isn’t just a legal fix — it’s key to building a fairer, more sustainable housing future for everyone.

Episode Highlights

00:00 – Introduction

01:16 — Meet Prof. Cathy Sherry: Australia’s Leading Expert on Strata Law

01:50 — How Shared Living Became Complex: The Challenge of Strata Ownership

03:15 — Strata Levies, Legal Layers, and Why Collective Ownership Is Tricky

06:37 — The Hidden Dangers of Buying Off-the-Plan Apartments in Australia

11:09 — Embedded Networks Explained: The Hidden Costs of Strata Energy Deals

20:18 — Can the Law Catch Up? Why Strata Reform Is Urgent for Modern Cities

26:00 — Stratum Lots and Mixed-Use Buildings: Understanding Shared Land Titles

26:48 — What Strata Management Statements Mean for Building Governance

27:32 — Why Prof. Cathy Sherry Advocates for Fairer and Smarter Housing Laws

28:54 — High-Density Housing Challenges: When Bigger Doesn’t Mean Better

30:11 — Why Home Ownership Still Matters for Stability and Social Equality

31:51 — Where Strata Schemes Fail: Issues With Governance and Accountability

35:23 — How Investor Incentives Have Shaped Australia’s Housing Market

43:27 — Smart Green Cities: Connecting Strata Reform to Sustainability Goals

44:42 — Property Dumbo: A Real-World Example of Strata Mismanagement

46:20 — Final Reflections and Where to Learn More From Prof. Cathy Sherry

Links


About the Guest

Cathy Sherry is a Professor in Macquarie Law School and Executive Member of Smart Green Cities. She is a leading international expert in land law, with a particular focus on high density development. Her book Strata Title Property Rights: Private governance of multi-owned properties (Routledge, 2017) is the first academic monograph on Australian strata title. It has been cited by the Privy Council and the New South Wales Court of Appeal. Professor Sherry's research focuses on the complex legal, economic and social relationships created by collectively owned land. 

Professor Sherry regularly advises governments, domestically and internationally, on the laws governing multi-owned properties. She was a member of the United Kingdom Law Commission Technical Committee for the Reform of Commonhold from 2018-2020, and was engaged by the International Finance Corporation (World Bank Group) to reform the Fijian Unit Titles Act 1985 in 2021. She has advised governments in Asia, the Pacific and Middle East. In 2012, Professor Sherry was employed by the Administration of Norfolk Island to write a White Paper on the introduction of strata title to the Island, leading to the Community Title Act 2015 (NI).

Connect with Cathy



Resources



Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!




If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!


See you on the inside,

Veronica & Chris

]]>a0e40be9-0363-4037-a779-550b22d91c41Mon, 27 Oct 2025 06:00:00 +100046:56falsefull14084081Financing the Future: Why Projects Are Stalling Across AustraliaFinancing the Future: Why Projects Are Stalling Across AustraliaAustralia’s housing shortage isn’t just about planning approvals or red tape — it’s about money. 

In this episode, commercial finance expert Jean-Pierre Gortan, Joint Founder of Simplicity Loans & Advisory, joins Veronica Morgan and Chris Bates to unpack the financial bottlenecks preventing new homes from being built, even in areas crying out for supply.

Jean-Pierre draws on more than two decades of experience structuring complex, multi-lender deals to explain why so many developments are stuck in limbo. From Parramatta to Penrith, he reveals how post-COVID construction cost blowouts, tighter lending standards, and broken feasibility models have made many projects impossible to fund — even with demand at record highs.

They discuss how non-bank lenders are filling the void left by traditional banks, why build-to-rent projects still struggle to stack up in high-cost cities like Sydney, and what state governments are doing through rezoning, TOD corridors, and density incentives to unlock supply. Jean-Pierre also shares insights into how the market differs between NSW, Victoria, and Queensland, and what policy shifts could finally make housing delivery viable again.

This is a candid, ground-level look at the economics of housing supply — and a reminder that Australia’s housing crisis won’t be solved by planning reforms alone, but by rethinking how development is financed.

Episode Highlights

00:00 – Introduction

02:12 — How COVID Cost Blowouts Crushed Feasibility

03:51 — When Projects Don’t Stack Up Financially

05:22 — Why Government Fixes Aren’t Solving Supply

15:38 — Non-Bank Lenders: Who’s Funding Projects Now

18:02 — Developers Adapting to a Tougher Market

21:32 — How Finance Shapes Future Housing Supply

25:53 — Residential vs Commercial: Shared Challenges

26:27 — Why Banks Pulled Back from Construction Loans

28:18 — Can Government Programs Reignite Building?

29:48 — Pre-Sales Pressure: A Hidden Project Killer

31:10 — Quality, Oversight, and Building Regulation Costs

32:39 — Red Tape and Rezoning: The Slow Path to Supply

36:40 –  Transport Oriented Development (TOD) and LMR Zones

43:08 — Property Dumbo: Overconfidence in Feasibility

44:45 — Final Thoughts: Funding and the Road Ahead

Links


About the Guest

Jean-Pierre Gortan is the Joint Founder of Simplicity Loans & Advisory and one of Australia’s most respected figures in commercial finance. A back-to-back winner of the Australian Broker of the Year Award by MPA Magazine, Jean-Pierre has built a national reputation for solving some of the country’s most complex funding challenges with creativity, precision, and integrity.

With more than two decades of experience across property, business, and development finance, he has been instrumental in steering Simplicity’s growth into one of Australia’s leading independent advisory firms. His expertise lies in structuring sophisticated, multi-lender transactions — from nine-figure refinances to bespoke development facilities — all with a focus on delivering exceptional client outcomes.

Beyond finance, Jean-Pierre is a passionate advocate for community causes, having raised hundreds of thousands of dollars through initiatives such as the Larapinta Stage Race, the CEO Sleepout, and his ongoing support for the Women’s Resilience Centre. A proud father of two daughters, he believes true success lies in creating meaningful impact — for clients, colleagues, and the wider community — and in using business as a force for good.


Connect with JP



Resources


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See you on the inside,

Veronica & Chris

]]>Australia’s housing shortage isn’t just about planning approvals or red tape — it’s about money. 

In this episode, commercial finance expert Jean-Pierre Gortan, Joint Founder of Simplicity Loans & Advisory, joins Veronica Morgan and Chris Bates to unpack the financial bottlenecks preventing new homes from being built, even in areas crying out for supply.

Jean-Pierre draws on more than two decades of experience structuring complex, multi-lender deals to explain why so many developments are stuck in limbo. From Parramatta to Penrith, he reveals how post-COVID construction cost blowouts, tighter lending standards, and broken feasibility models have made many projects impossible to fund — even with demand at record highs.

They discuss how non-bank lenders are filling the void left by traditional banks, why build-to-rent projects still struggle to stack up in high-cost cities like Sydney, and what state governments are doing through rezoning, TOD corridors, and density incentives to unlock supply. Jean-Pierre also shares insights into how the market differs between NSW, Victoria, and Queensland, and what policy shifts could finally make housing delivery viable again.

This is a candid, ground-level look at the economics of housing supply — and a reminder that Australia’s housing crisis won’t be solved by planning reforms alone, but by rethinking how development is financed.

Episode Highlights

00:00 – Introduction

02:12 — How COVID Cost Blowouts Crushed Feasibility

03:51 — When Projects Don’t Stack Up Financially

05:22 — Why Government Fixes Aren’t Solving Supply

15:38 — Non-Bank Lenders: Who’s Funding Projects Now

18:02 — Developers Adapting to a Tougher Market

21:32 — How Finance Shapes Future Housing Supply

25:53 — Residential vs Commercial: Shared Challenges

26:27 — Why Banks Pulled Back from Construction Loans

28:18 — Can Government Programs Reignite Building?

29:48 — Pre-Sales Pressure: A Hidden Project Killer

31:10 — Quality, Oversight, and Building Regulation Costs

32:39 — Red Tape and Rezoning: The Slow Path to Supply

36:40 –  Transport Oriented Development (TOD) and LMR Zones

43:08 — Property Dumbo: Overconfidence in Feasibility

44:45 — Final Thoughts: Funding and the Road Ahead

Links


About the Guest

Jean-Pierre Gortan is the Joint Founder of Simplicity Loans & Advisory and one of Australia’s most respected figures in commercial finance. A back-to-back winner of the Australian Broker of the Year Award by MPA Magazine, Jean-Pierre has built a national reputation for solving some of the country’s most complex funding challenges with creativity, precision, and integrity.

With more than two decades of experience across property, business, and development finance, he has been instrumental in steering Simplicity’s growth into one of Australia’s leading independent advisory firms. His expertise lies in structuring sophisticated, multi-lender transactions — from nine-figure refinances to bespoke development facilities — all with a focus on delivering exceptional client outcomes.

Beyond finance, Jean-Pierre is a passionate advocate for community causes, having raised hundreds of thousands of dollars through initiatives such as the Larapinta Stage Race, the CEO Sleepout, and his ongoing support for the Women’s Resilience Centre. A proud father of two daughters, he believes true success lies in creating meaningful impact — for clients, colleagues, and the wider community — and in using business as a force for good.


Connect with JP



Resources


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!




If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!


See you on the inside,

Veronica & Chris

]]>35a0bdcf-8443-436f-819b-6122d71c69bbMon, 20 Oct 2025 06:00:00 +100045:59falsefull14074071Alan Oster: What Investors Must Watch Beyond the HeadlinesAlan Oster: What Investors Must Watch Beyond the HeadlinesProperty decisions today hinge on interest rates, inflation, and housing demand — but what if the traditional signals we’ve all relied on no longer give the full picture?

In this episode, we sit down with Alan Oster, former Chief Economist of NAB and one of Australia’s most respected economic voices, to unpack what really matters in a housing market under stress.

Alan explains why GDP, unemployment, and even consumer surveys can mislead investors, and why real-time banking data has changed the game. He shares stories from decades of forecasting — including times when the “headline” numbers pointed in the wrong direction — and highlights the three signals he believes are most useful for understanding where housing is headed.

From the rental crisis to the impact of migration and state government land taxes, Alan dives into the structural pressures reshaping demand. He also addresses productivity stagnation, the future role of AI in jobs and housing, and why policy missteps continue to ripple through Australia’s economy.

Whether you’re a property investor, policymaker, or simply trying to understand what’s next for interest rates and housing demand, Alan offers candid insights you won’t hear in the headlines. This episode is a rare chance to learn from the economist who has shaped Australia’s forecasting for over three decades.

Episode Highlights

00:00 – Introduction

00:22 – Meet Alan Oster: NAB’s Former Chief Economist

02:01 – Global Headwinds: US Politics, Tariffs & Trade

03:01 – Economics as Psychology: Market Reactions Explained

04:11 – Real-Time Banking Data Changes Forecasting

05:12 – COVID Lessons: Spending Falls by Postcode

06:30 – Hidden Stress: Households, Jobs & Policy Gaps

13:49 – Australia’s Productivity Problem Unpacked

15:35 – AI, Migration & the Future of Work

23:36 – Property Choices: Wealth, Debt & Investor Behaviour

26:10 – Land Taxes and Why Investors Are Selling

27:05 – Migration, Housing Supply & the Rental Crunch

28:22 – State Outlooks: Victoria, Adelaide, NSW & QLD

29:05 – How Banks View Mortgages & Housing Risk

31:45 – Productivity Growth Slows in Australia

33:55 – Policy Fixes: Tax Reform & Build-to-Rent

36:04 – Housing Market Costs, Supply & Gov’t Guarantees

37:34 – Lessons from Past Crises & Recessions

44:04 – Property Dumbo: Alan’s Downsizing Story

About the Guest

Alan Oster is one of Australia’s most trusted economic forecasters, best known for his 33 years as Chief Economist at NAB. During his tenure, he built NAB’s influential Monthly Business Survey and pioneered the use of real-time banking data to track household and business behaviour — insights now shared with the RBA, ABS, and Treasury.

Before joining NAB in 1992, Alan spent 15 years at Commonwealth Treasury, including four years in Paris as Australia’s representative at the OECD. Recognised as an authority on economic forecasting, monetary policy, and housing demand, he is a sought-after commentator in both public and private circles.

Alan retired from NAB in 2025 but continues to share his expertise, offering a rare blend of sharp economic analysis and practical insights for policymakers, businesses, and property investors alike.


Connect with Alan



Resources



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See you on the inside,

Veronica & Chris


]]>Property decisions today hinge on interest rates, inflation, and housing demand — but what if the traditional signals we’ve all relied on no longer give the full picture?

In this episode, we sit down with Alan Oster, former Chief Economist of NAB and one of Australia’s most respected economic voices, to unpack what really matters in a housing market under stress.

Alan explains why GDP, unemployment, and even consumer surveys can mislead investors, and why real-time banking data has changed the game. He shares stories from decades of forecasting — including times when the “headline” numbers pointed in the wrong direction — and highlights the three signals he believes are most useful for understanding where housing is headed.

From the rental crisis to the impact of migration and state government land taxes, Alan dives into the structural pressures reshaping demand. He also addresses productivity stagnation, the future role of AI in jobs and housing, and why policy missteps continue to ripple through Australia’s economy.

Whether you’re a property investor, policymaker, or simply trying to understand what’s next for interest rates and housing demand, Alan offers candid insights you won’t hear in the headlines. This episode is a rare chance to learn from the economist who has shaped Australia’s forecasting for over three decades.

Episode Highlights

00:00 – Introduction

00:22 – Meet Alan Oster: NAB’s Former Chief Economist

02:01 – Global Headwinds: US Politics, Tariffs & Trade

03:01 – Economics as Psychology: Market Reactions Explained

04:11 – Real-Time Banking Data Changes Forecasting

05:12 – COVID Lessons: Spending Falls by Postcode

06:30 – Hidden Stress: Households, Jobs & Policy Gaps

13:49 – Australia’s Productivity Problem Unpacked

15:35 – AI, Migration & the Future of Work

23:36 – Property Choices: Wealth, Debt & Investor Behaviour

26:10 – Land Taxes and Why Investors Are Selling

27:05 – Migration, Housing Supply & the Rental Crunch

28:22 – State Outlooks: Victoria, Adelaide, NSW & QLD

29:05 – How Banks View Mortgages & Housing Risk

31:45 – Productivity Growth Slows in Australia

33:55 – Policy Fixes: Tax Reform & Build-to-Rent

36:04 – Housing Market Costs, Supply & Gov’t Guarantees

37:34 – Lessons from Past Crises & Recessions

44:04 – Property Dumbo: Alan’s Downsizing Story

About the Guest

Alan Oster is one of Australia’s most trusted economic forecasters, best known for his 33 years as Chief Economist at NAB. During his tenure, he built NAB’s influential Monthly Business Survey and pioneered the use of real-time banking data to track household and business behaviour — insights now shared with the RBA, ABS, and Treasury.

Before joining NAB in 1992, Alan spent 15 years at Commonwealth Treasury, including four years in Paris as Australia’s representative at the OECD. Recognised as an authority on economic forecasting, monetary policy, and housing demand, he is a sought-after commentator in both public and private circles.

Alan retired from NAB in 2025 but continues to share his expertise, offering a rare blend of sharp economic analysis and practical insights for policymakers, businesses, and property investors alike.


Connect with Alan



Resources



Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!




If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!


See you on the inside,

Veronica & Chris


]]>9e45476d-e7da-4934-8371-74da0df5002cMon, 13 Oct 2025 06:00:00 +100046:18falsefull14064061The Investor Pulse Check: PIPA’s Survey Reveals Market ShiftsThe Investor Pulse Check: PIPA’s Survey Reveals Market ShiftsWhat’s really driving property investors in 2025? The latest PIPA Investor Sentiment Survey lays it bare — and the results matter for every investor, renter, and policymaker in Australia.

In this episode, we’re joined by Lachlan Vidler, Chair of the Property Investment Professionals of Australia (PIPA), to unpack the top findings. The survey shows investors are selling under pressure—with debt reduction, compliance costs, and land tax topping the list of reasons. But here’s the kicker: when those properties are sold, only 42% stay in the rental pool, shrinking rental supply and pushing rents higher.

Policy risk looms large too. More than half of investors said they’d exit if negative gearing was altered, while others flagged land tax, compliance, and rental caps as breaking points. Yet in the same breath, nearly 60% of investors still believe it’s a good time to buy. That fragile optimism is keeping the market alive even as costs bite.

Finally, the survey reveals who investors actually turn to for advice—mostly mortgage brokers and accountants, not property specialists. Why does that matter? Because it explains why investor behaviour often swings between optimism and panic, shaping rental markets and property prices in ways that affect us all.

This episode is packed with insights every property investor needs to hear—because the decisions you and your peers make today are reshaping Australia’s housing market for tomorrow.

Episode Highlights

00:00 – Introduction

02:04 – Why the Rental Market Is Being Reshaped

03:11 – Top Reasons Investors Are Selling Properties

04:39 – How Rising Costs Erode Investor Confidence

07:08 – Pain in Melbourne, Gains in Brisbane

08:15 – Federal Reforms Driving Investor Uncertainty

12:02 – The Rental Pool Is Shrinking—What It Means

14:29 – Supply, Demand, and Speculative Investment

22:34 – Why Industry and Government Clash on Reform

26:17 – How Politics Shapes Investor Outcomes

28:40 – Lobbying, Legislation, and Investor Reaction

31:06 – Who Investors Really Trust for Property Advice

34:15 – Why Investors Need Holistic Property Guidance

38:29 – Fragile Optimism: 60% Still Say It’s Time to Buy

47:39 – Property Dumbo: Signing Contracts Too Soon

50:01 – Wrap-Up and Where to Find PIPA Resources

Mentions



About the Guest

Lachlan Vidler is the Chair of the Property Investment Professionals of Australia (PIPA), the peak body advocating for higher standards and transparency across the property industry. With deep experience as a property advisor and investor, Lachlan brings unique insight into the data and psychology behind investor behaviour.

At PIPA, he works to raise professional standards, educate investors, and shape better policy outcomes for the housing sector. His leadership positions him at the centre of Australia’s most pressing conversations on affordability, rental supply, and the future of property investment.


Connect with Lachlan



Resources



Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!




If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!


See you on the inside,

Veronica & Chris

]]>What’s really driving property investors in 2025? The latest PIPA Investor Sentiment Survey lays it bare — and the results matter for every investor, renter, and policymaker in Australia.

In this episode, we’re joined by Lachlan Vidler, Chair of the Property Investment Professionals of Australia (PIPA), to unpack the top findings. The survey shows investors are selling under pressure—with debt reduction, compliance costs, and land tax topping the list of reasons. But here’s the kicker: when those properties are sold, only 42% stay in the rental pool, shrinking rental supply and pushing rents higher.

Policy risk looms large too. More than half of investors said they’d exit if negative gearing was altered, while others flagged land tax, compliance, and rental caps as breaking points. Yet in the same breath, nearly 60% of investors still believe it’s a good time to buy. That fragile optimism is keeping the market alive even as costs bite.

Finally, the survey reveals who investors actually turn to for advice—mostly mortgage brokers and accountants, not property specialists. Why does that matter? Because it explains why investor behaviour often swings between optimism and panic, shaping rental markets and property prices in ways that affect us all.

This episode is packed with insights every property investor needs to hear—because the decisions you and your peers make today are reshaping Australia’s housing market for tomorrow.

Episode Highlights

00:00 – Introduction

02:04 – Why the Rental Market Is Being Reshaped

03:11 – Top Reasons Investors Are Selling Properties

04:39 – How Rising Costs Erode Investor Confidence

07:08 – Pain in Melbourne, Gains in Brisbane

08:15 – Federal Reforms Driving Investor Uncertainty

12:02 – The Rental Pool Is Shrinking—What It Means

14:29 – Supply, Demand, and Speculative Investment

22:34 – Why Industry and Government Clash on Reform

26:17 – How Politics Shapes Investor Outcomes

28:40 – Lobbying, Legislation, and Investor Reaction

31:06 – Who Investors Really Trust for Property Advice

34:15 – Why Investors Need Holistic Property Guidance

38:29 – Fragile Optimism: 60% Still Say It’s Time to Buy

47:39 – Property Dumbo: Signing Contracts Too Soon

50:01 – Wrap-Up and Where to Find PIPA Resources

Mentions



About the Guest

Lachlan Vidler is the Chair of the Property Investment Professionals of Australia (PIPA), the peak body advocating for higher standards and transparency across the property industry. With deep experience as a property advisor and investor, Lachlan brings unique insight into the data and psychology behind investor behaviour.

At PIPA, he works to raise professional standards, educate investors, and shape better policy outcomes for the housing sector. His leadership positions him at the centre of Australia’s most pressing conversations on affordability, rental supply, and the future of property investment.


Connect with Lachlan



Resources



Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!




If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!


See you on the inside,

Veronica & Chris

]]>bc4577b7-c27a-4d1b-a828-7e8c3bb14fc8Mon, 06 Oct 2025 06:00:00 +100050:37falsefull14054051Short Stays: Does the Model Still Work in 2025?Short Stays: Does the Model Still Work in 2025?Short-term rentals have faced caps, levies, and rising costs. Investors are asking the big question: Does the short-stay model still work?

In this episode, Quirin Schwaighofer, co-founder and co-CEO of MadeComfy, joins us to unpack the state of the short-stay market in 2025. We talk about how regulations like NSW’s 180-day cap and Byron Bay’s 60-day limits are reshaping operations, where demand is shifting post-COVID, and why distribution has moved far beyond Airbnb.

We also dive into when mid-term furnished rentals can outperform, what investors should track weekly to stay ahead, and the pitfalls that even seasoned owners fall into.

If you’re weighing short-term vs mid-term or wondering how to keep income resilient under new rules, this episode is for you.


Episode Highlights

00:00 – Introduction

01:15 – Meet Quirin Schwaighofer: MadeComfy's Journey

01:51 – Acquisition by Prism: A New Chapter

04:06 – Post-COVID: a tougher, smarter short-stay market

07:11 – NSW rules, caps, and what they really mean

11:15 – How other markets handle short-stay caps

14:14 – Demand shifts and investor behaviour in 2025

19:21 – Strategies for short-term rental success

25:04 – Where short-stays still shine (and struggle)

26:03 – What MadeComfy actually does for owners

27:02 – Beyond Airbnb: competing channels and share

28:26 – Common short-stay pitfalls (and fixes)

31:36 – Supply, yield, and the housing market picture

32:58 – Byron Bay: balancing tourism and housing

39:16 – What government should fix—and how

44:17 – Closing advice for owners and investors

About the Guest

Quirin Schwaighofer is the Co-CEO & Co-Founder of MadeComfy, the Australian accommodation innovator helping real estate professionals and investors enter and scale in short-term and mid-term rentals with tech-driven operations and a trusted consumer brand. Since 2015, he’s raised $20M+ in growth capital, won multiple Shortyz awards, and led MadeComfy to recognition in AFR BOSS’s Best Places to Work and the AFR Fast 100.

In 2025, MadeComfy reached a major milestone with its acquisition by global hospitality platform OYO, marking Australia’s second-largest short-term rental industry exit after Stayz. Prior to MadeComfy, Quirin co-founded a mobile workforce platform (HiKey Resources), led large-scale projects at BHP Billiton Iron Ore, and even launched a hospitality venue while completing a Master in Industrial Engineering and an Executive MBA (AGSM @ UNSW). A German-born entrepreneur and dad of three, he blends strategic vision with hands-on ops across sales, marketing, and market expansion.


Connect with Quirin


Resources



Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!




If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!


See you on the inside,

Veronica & Chris


]]>Short-term rentals have faced caps, levies, and rising costs. Investors are asking the big question: Does the short-stay model still work?

In this episode, Quirin Schwaighofer, co-founder and co-CEO of MadeComfy, joins us to unpack the state of the short-stay market in 2025. We talk about how regulations like NSW’s 180-day cap and Byron Bay’s 60-day limits are reshaping operations, where demand is shifting post-COVID, and why distribution has moved far beyond Airbnb.

We also dive into when mid-term furnished rentals can outperform, what investors should track weekly to stay ahead, and the pitfalls that even seasoned owners fall into.

If you’re weighing short-term vs mid-term or wondering how to keep income resilient under new rules, this episode is for you.


Episode Highlights

00:00 – Introduction

01:15 – Meet Quirin Schwaighofer: MadeComfy's Journey

01:51 – Acquisition by Prism: A New Chapter

04:06 – Post-COVID: a tougher, smarter short-stay market

07:11 – NSW rules, caps, and what they really mean

11:15 – How other markets handle short-stay caps

14:14 – Demand shifts and investor behaviour in 2025

19:21 – Strategies for short-term rental success

25:04 – Where short-stays still shine (and struggle)

26:03 – What MadeComfy actually does for owners

27:02 – Beyond Airbnb: competing channels and share

28:26 – Common short-stay pitfalls (and fixes)

31:36 – Supply, yield, and the housing market picture

32:58 – Byron Bay: balancing tourism and housing

39:16 – What government should fix—and how

44:17 – Closing advice for owners and investors

About the Guest

Quirin Schwaighofer is the Co-CEO & Co-Founder of MadeComfy, the Australian accommodation innovator helping real estate professionals and investors enter and scale in short-term and mid-term rentals with tech-driven operations and a trusted consumer brand. Since 2015, he’s raised $20M+ in growth capital, won multiple Shortyz awards, and led MadeComfy to recognition in AFR BOSS’s Best Places to Work and the AFR Fast 100.

In 2025, MadeComfy reached a major milestone with its acquisition by global hospitality platform OYO, marking Australia’s second-largest short-term rental industry exit after Stayz. Prior to MadeComfy, Quirin co-founded a mobile workforce platform (HiKey Resources), led large-scale projects at BHP Billiton Iron Ore, and even launched a hospitality venue while completing a Master in Industrial Engineering and an Executive MBA (AGSM @ UNSW). A German-born entrepreneur and dad of three, he blends strategic vision with hands-on ops across sales, marketing, and market expansion.


Connect with Quirin


Resources



Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!




If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!


See you on the inside,

Veronica & Chris


]]>5534beb7-2428-4f65-bc69-f417985aa99aMon, 29 Sep 2025 06:00:00 +100046:26falsefull14044041Kolmeo vs. the Old Model: Can Tech Fix the Property Management Space?Kolmeo vs. the Old Model: Can Tech Fix the Property Management Space?Property management in Australia has been facing challenges for years — tenants feel ignored, landlords are frustrated, and managers are burning out. The question is: is the entire model broken beyond repair?

In this episode, we sit down with Scott Bateman, strategist, innovator, and founder of property management platform Kolmeo, to unpack what’s gone wrong and what the future could look like. Scott brings unique insights from running Australia’s largest property management business, where outdated systems, legislative overload, and high staff turnover made clear that incremental fixes weren’t enough.

We explore why property management has long been treated as a poor cousin to sales, why one in three managers leave the industry within 11 months, and how fragmented tech solutions have created more problems than they solve. Scott also explains how AI and structured processes could standardise quality, reduce burnout, and make renting a dignified experience rather than a second-class one.

Along the way, we tackle the unintended consequences of well-meaning legislation, why institutional investment won’t solve the rental crisis, and whether property managers could evolve into strategic advisors rather than administrators. This conversation isn’t just about real estate — it’s about reimagining an industry at a crossroads.

Episode Highlights

00:00 – Introduction: Is Property Management Broken?

01:41 – Why the Current Property Management Model Fails

05:25 – Tech: Part of the Problem or the Solution?

15:52 – Why the Industry Struggles to Embrace Change

17:20 – Market Shifts Reshaping Property Management

19:52 – How Tenant Behavior Is Changing the Market

21:36 – The Future of Property Management Technology

22:22 – Shifting Perspectives on Offshoring and Technology

23:20 – AI and the Promise of Radical Efficiency

25:08 – Challenges in Property Management Compliance

25:59 – Tenant Data, Bias, and the Rental Dilemma

31:26 – Can Property Managers Become Advisors?

36:26 – Balancing the Landlord-Tenant-Manager Triangle

41:42 – Why Scaling Property Management Is So Hard

42:19 – Lessons Learned: Rethinking the Industry

About the Guest

Scott Bateman has firmly cemented himself as one of Australian real estate’s most influential voices on organisational strategy, technology, and innovation. With a career spanning banking, insurance, and property, Scott spent more than a decade at Westpac and IAG before leading the growth and transformation of Australia’s largest property management business.

In 2020, he launched Kolmeo, a game-changing property management platform now embraced by some of the country’s most innovative agencies, including Nelson Alexander, Xceed, Melbourne Real Estate, and Marshall White. Educated at Harvard Business School, Scott blends rigorous academic research with real-world practice, offering a unique perspective on how strategy and technology can reshape industries.


Connect with Scott



Resources



Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!



If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!


See you on the inside,

Veronica & Chris


]]>Property management in Australia has been facing challenges for years — tenants feel ignored, landlords are frustrated, and managers are burning out. The question is: is the entire model broken beyond repair?

In this episode, we sit down with Scott Bateman, strategist, innovator, and founder of property management platform Kolmeo, to unpack what’s gone wrong and what the future could look like. Scott brings unique insights from running Australia’s largest property management business, where outdated systems, legislative overload, and high staff turnover made clear that incremental fixes weren’t enough.

We explore why property management has long been treated as a poor cousin to sales, why one in three managers leave the industry within 11 months, and how fragmented tech solutions have created more problems than they solve. Scott also explains how AI and structured processes could standardise quality, reduce burnout, and make renting a dignified experience rather than a second-class one.

Along the way, we tackle the unintended consequences of well-meaning legislation, why institutional investment won’t solve the rental crisis, and whether property managers could evolve into strategic advisors rather than administrators. This conversation isn’t just about real estate — it’s about reimagining an industry at a crossroads.

Episode Highlights

00:00 – Introduction: Is Property Management Broken?

01:41 – Why the Current Property Management Model Fails

05:25 – Tech: Part of the Problem or the Solution?

15:52 – Why the Industry Struggles to Embrace Change

17:20 – Market Shifts Reshaping Property Management

19:52 – How Tenant Behavior Is Changing the Market

21:36 – The Future of Property Management Technology

22:22 – Shifting Perspectives on Offshoring and Technology

23:20 – AI and the Promise of Radical Efficiency

25:08 – Challenges in Property Management Compliance

25:59 – Tenant Data, Bias, and the Rental Dilemma

31:26 – Can Property Managers Become Advisors?

36:26 – Balancing the Landlord-Tenant-Manager Triangle

41:42 – Why Scaling Property Management Is So Hard

42:19 – Lessons Learned: Rethinking the Industry

About the Guest

Scott Bateman has firmly cemented himself as one of Australian real estate’s most influential voices on organisational strategy, technology, and innovation. With a career spanning banking, insurance, and property, Scott spent more than a decade at Westpac and IAG before leading the growth and transformation of Australia’s largest property management business.

In 2020, he launched Kolmeo, a game-changing property management platform now embraced by some of the country’s most innovative agencies, including Nelson Alexander, Xceed, Melbourne Real Estate, and Marshall White. Educated at Harvard Business School, Scott blends rigorous academic research with real-world practice, offering a unique perspective on how strategy and technology can reshape industries.


Connect with Scott



Resources



Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!



If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!


See you on the inside,

Veronica & Chris


]]>be63c67d-c299-4b06-b1c3-a9328a297e4dMon, 22 Sep 2025 06:00:00 +100046:14falsefull14034031LongView’s Fund: Turning Home Equity Into Investor OpportunityLongView’s Fund: Turning Home Equity Into Investor OpportunityAustralia’s housing market has been facing growing pressures in recent years.

Homeowners often sit on millions in equity but can’t easily access it, while aspiring buyers without the “Bank of Mum and Dad” struggle to get into the market. At the same time, investors chase capital growth but face the costly, stressful reality of being landlords.

In this episode, we sit down with Evan Thornley, CEO of LongView, to explore a smarter alternative: a residential property fund that unlocks equity for homeowners and delivers strong returns for investors. Through products like HomeFlex and Buying Boost, LongView’s fund allows existing owners to access cash without selling, while helping buyers bridge the deposit gap. For investors, the fund offers exposure to capital growth across a diversified pool of quality homes — without the headaches of tenants, maintenance, or leverage.

Evan explains how LongView uses data science and on-the-ground expertise to identify “RODWELLs” (Robust Older Dwellings on Well Located Land), ensuring the fund consistently outperforms the market. We also hear real-world stories: families who avoided selling during divorce, homeowners funding life-changing renovations, and younger buyers who gained a foothold in the market sooner.

If you’re a homeowner looking to unlock equity, or an investor seeking a lower-risk, higher-return alternative to landlordism, this conversation reveals why LongView’s fund might be the future of property investing in Australia.

Episode Highlights

00:00 – Introduction

01:37 – Innovative Property Ownership Models

04:02 – HomeFlex: Unlocking Home Equity

06:26 – Predicting Capital Growth in Property

13:44 – Investment Strategies and Market Insights

17:09 – Client and Investor Perspectives

26:36 – Diversification and Risk Management

28:26 – Portfolio Distribution Across Cities

28:46 – Future Fund Plans and Social Purpose

30:18 – Challenges in Setting Up Funds

31:23 – Clarifying Equity vs. Growth

33:23 – Investor Appeal and Market Potential

36:07 – Buying Boost and Shared Equity

38:03 – Client Success Stories

44:26 – Final Thoughts and Conclusion

About the Guest

Evan Thornley is the co-founder and CEO of LongView, a recognised leader in residential property buying and management that is pioneering funds management in Australia’s existing dwelling asset class. A technology and social entrepreneur, Evan has been a property investor for more than 30 years across Australia and the US.

Before turning his focus to housing, Evan co-founded LookSmart Ltd, one of the first Australian tech companies to list on NASDAQ, reaching a peak market value of AUD $14.2 billion and returning its investors 100x. He also co-founded GoodStart, Australia’s largest social venture and the world’s largest early childhood education provider. His career has spanned entrepreneurship, social impact, and public policy — including serving as Parliamentary Secretary for Innovation under Premier Steve Bracks, co-founding the think tank Per Capita, and helping launch activist network GetUp!

For the past eight years, Evan has been consumed with finding solutions to Australia’s housing challenges. Through LongView, he has built a platform that blends data science, deep property expertise, and innovative financial structures. His mission: to unlock housing wealth in ways that deliver both strong investor returns and better outcomes for Australian homeowners and buyers.

Connect with Evan



Resources



Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!




If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!


See you on the inside,

Veronica & Chris

]]>Australia’s housing market has been facing growing pressures in recent years.

Homeowners often sit on millions in equity but can’t easily access it, while aspiring buyers without the “Bank of Mum and Dad” struggle to get into the market. At the same time, investors chase capital growth but face the costly, stressful reality of being landlords.

In this episode, we sit down with Evan Thornley, CEO of LongView, to explore a smarter alternative: a residential property fund that unlocks equity for homeowners and delivers strong returns for investors. Through products like HomeFlex and Buying Boost, LongView’s fund allows existing owners to access cash without selling, while helping buyers bridge the deposit gap. For investors, the fund offers exposure to capital growth across a diversified pool of quality homes — without the headaches of tenants, maintenance, or leverage.

Evan explains how LongView uses data science and on-the-ground expertise to identify “RODWELLs” (Robust Older Dwellings on Well Located Land), ensuring the fund consistently outperforms the market. We also hear real-world stories: families who avoided selling during divorce, homeowners funding life-changing renovations, and younger buyers who gained a foothold in the market sooner.

If you’re a homeowner looking to unlock equity, or an investor seeking a lower-risk, higher-return alternative to landlordism, this conversation reveals why LongView’s fund might be the future of property investing in Australia.

Episode Highlights

00:00 – Introduction

01:37 – Innovative Property Ownership Models

04:02 – HomeFlex: Unlocking Home Equity

06:26 – Predicting Capital Growth in Property

13:44 – Investment Strategies and Market Insights

17:09 – Client and Investor Perspectives

26:36 – Diversification and Risk Management

28:26 – Portfolio Distribution Across Cities

28:46 – Future Fund Plans and Social Purpose

30:18 – Challenges in Setting Up Funds

31:23 – Clarifying Equity vs. Growth

33:23 – Investor Appeal and Market Potential

36:07 – Buying Boost and Shared Equity

38:03 – Client Success Stories

44:26 – Final Thoughts and Conclusion

About the Guest

Evan Thornley is the co-founder and CEO of LongView, a recognised leader in residential property buying and management that is pioneering funds management in Australia’s existing dwelling asset class. A technology and social entrepreneur, Evan has been a property investor for more than 30 years across Australia and the US.

Before turning his focus to housing, Evan co-founded LookSmart Ltd, one of the first Australian tech companies to list on NASDAQ, reaching a peak market value of AUD $14.2 billion and returning its investors 100x. He also co-founded GoodStart, Australia’s largest social venture and the world’s largest early childhood education provider. His career has spanned entrepreneurship, social impact, and public policy — including serving as Parliamentary Secretary for Innovation under Premier Steve Bracks, co-founding the think tank Per Capita, and helping launch activist network GetUp!

For the past eight years, Evan has been consumed with finding solutions to Australia’s housing challenges. Through LongView, he has built a platform that blends data science, deep property expertise, and innovative financial structures. His mission: to unlock housing wealth in ways that deliver both strong investor returns and better outcomes for Australian homeowners and buyers.

Connect with Evan



Resources



Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!




If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!


See you on the inside,

Veronica & Chris

]]>bedb4319-f2b3-4ac1-85f9-ba39c5fb4daaMon, 15 Sep 2025 06:00:00 +100049:24falsefull14024021Innovation, Investment & Infrastructure: The Three Keys to Solving Housing in AustraliaInnovation, Investment & Infrastructure: The Three Keys to Solving Housing in AustraliaAustralia’s housing crisis isn’t just a social problem — it’s an economic one.

In this episode, Robert Pradolin, founder of Housing All Australians, argues that secure, affordable housing must be treated as essential infrastructure for the nation’s prosperity. With over 40 years in residential development, Robert brings both insider knowledge and bold solutions to a system that has been failing for decades.

We dig into how the private sector can mobilise unused buildings as “pop-up shelters,” why compassionate capitalism is redefining the role of developers, and how innovative construction methods like lightweight timber can cut costs and carbon emissions. Robert also lays out the staggering numbers behind the crisis: a $290 billion shortfall in social and affordable housing, and the economic risks of inaction — including the threat of civil unrest.

The conversation challenges the myth that profit and purpose are mutually exclusive, showing instead how private capital, community land, and government policy could combine to unlock large-scale solutions. We also explore global models like inclusionary zoning, what Australia can learn from them, and the need for a national pipeline of prefabricated housing.

If you’ve ever wondered why governments keep stalling, what’s holding back institutional investment, and what it will really take to solve this crisis, this episode is essential listening. The message is clear: housing for all isn’t optional — it’s the foundation of a stable, productive, and fair society.

Episode Highlights

00:00 – Introduction

01:51 – The Journey and Motivation Behind Housing All Australians

03:04 – Compassionate Capitalism and Private Sector Involvement

04:10 – Strategies and Initiatives for Affordable Housing

05:52 – Success Stories and Case Studies

09:51 – Challenges and Economic Imperatives

21:23 – Comparing Global Approaches to Affordable Housing

26:21 – Innovative Construction Techniques and The Green Project

27:57 – The Cost of Urban Growth and Housing Diversity

28:51 – Timber Construction and Its Benefits

30:43 – Innovations in Construction Techniques

33:15 – The Role of Government and Private Sector in Housing

35:18 – Addressing Homelessness and Housing Affordability

37:30 – Unlocking Empty Bedrooms for Key Workers

43:11 – Final Thoughts and Recommendations

About the Guest

Robert Pradolin is the founder of Housing All Australians, a national for-purpose organisation working to harness the resources of the private sector to deliver housing solutions for vulnerable Australians. With a 40-year career spanning greenfield subdivisions to high-rise towers, Robert has held senior roles in some of the country’s largest property companies.

His journey from mainstream development to housing advocacy was sparked by a confronting realisation: while the industry was serving those who could afford it, government had abandoned its responsibility to house society’s most vulnerable. Since then, Robert has become one of the most vocal advocates for treating housing as essential economic infrastructure, not just social welfare.

Through Housing All Australians, he has spearheaded projects repurposing vacant buildings into temporary shelter, advanced economic research on the cost-benefit of social housing, and promoted innovative construction methods to reduce costs and emissions. His vision of “compassionate capitalism” challenges the perception of developers as greedy profiteers and instead calls for a business-led response to one of Australia’s most urgent crises.

Connect with Robert



Resources



Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!




If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!


See you on the inside,

Veronica & Chris

]]>Australia’s housing crisis isn’t just a social problem — it’s an economic one.

In this episode, Robert Pradolin, founder of Housing All Australians, argues that secure, affordable housing must be treated as essential infrastructure for the nation’s prosperity. With over 40 years in residential development, Robert brings both insider knowledge and bold solutions to a system that has been failing for decades.

We dig into how the private sector can mobilise unused buildings as “pop-up shelters,” why compassionate capitalism is redefining the role of developers, and how innovative construction methods like lightweight timber can cut costs and carbon emissions. Robert also lays out the staggering numbers behind the crisis: a $290 billion shortfall in social and affordable housing, and the economic risks of inaction — including the threat of civil unrest.

The conversation challenges the myth that profit and purpose are mutually exclusive, showing instead how private capital, community land, and government policy could combine to unlock large-scale solutions. We also explore global models like inclusionary zoning, what Australia can learn from them, and the need for a national pipeline of prefabricated housing.

If you’ve ever wondered why governments keep stalling, what’s holding back institutional investment, and what it will really take to solve this crisis, this episode is essential listening. The message is clear: housing for all isn’t optional — it’s the foundation of a stable, productive, and fair society.

Episode Highlights

00:00 – Introduction

01:51 – The Journey and Motivation Behind Housing All Australians

03:04 – Compassionate Capitalism and Private Sector Involvement

04:10 – Strategies and Initiatives for Affordable Housing

05:52 – Success Stories and Case Studies

09:51 – Challenges and Economic Imperatives

21:23 – Comparing Global Approaches to Affordable Housing

26:21 – Innovative Construction Techniques and The Green Project

27:57 – The Cost of Urban Growth and Housing Diversity

28:51 – Timber Construction and Its Benefits

30:43 – Innovations in Construction Techniques

33:15 – The Role of Government and Private Sector in Housing

35:18 – Addressing Homelessness and Housing Affordability

37:30 – Unlocking Empty Bedrooms for Key Workers

43:11 – Final Thoughts and Recommendations

About the Guest

Robert Pradolin is the founder of Housing All Australians, a national for-purpose organisation working to harness the resources of the private sector to deliver housing solutions for vulnerable Australians. With a 40-year career spanning greenfield subdivisions to high-rise towers, Robert has held senior roles in some of the country’s largest property companies.

His journey from mainstream development to housing advocacy was sparked by a confronting realisation: while the industry was serving those who could afford it, government had abandoned its responsibility to house society’s most vulnerable. Since then, Robert has become one of the most vocal advocates for treating housing as essential economic infrastructure, not just social welfare.

Through Housing All Australians, he has spearheaded projects repurposing vacant buildings into temporary shelter, advanced economic research on the cost-benefit of social housing, and promoted innovative construction methods to reduce costs and emissions. His vision of “compassionate capitalism” challenges the perception of developers as greedy profiteers and instead calls for a business-led response to one of Australia’s most urgent crises.

Connect with Robert



Resources



Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!




If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!


See you on the inside,

Veronica & Chris

]]>a6202cbf-8934-44f3-be18-ea0e15dd06e5Mon, 08 Sep 2025 06:00:00 +100046:22falsefull14014011NIMBY vs YIMBY: Can We Balance Progress and Preservation?NIMBY vs YIMBY: Can We Balance Progress and Preservation?NIMBY vs YIMBY? Is saying “no” to change protecting community character — or blocking the homes our cities desperately need?

In this episode, we sit down with Jonathan O’Brien, lead organizer of YIMBY Melbourne, to unpack what’s at stake when communities resist — or embrace — change.

We dig into whether opposing development is simply selfish or a legitimate defense of lifestyle and character, and whether YIMBY optimism sometimes overlooks practical realities. From heritage streetscapes and leafy suburbs to missing-middle density and downsizer demand, this is a frank look at the trade-offs that come with growth.

Jonathan also explores the politics of planning: why local councils resist, why states override, and why those locked out of housing are the most under-represented stakeholders in the debate. We tackle sensitive questions about fairness: who pays when new homes aren’t built, and who loses when change does come?

If you’ve ever wondered why housing reform feels so stuck, and why both sides of the NIMBY/YIMBY divide can be right and wrong at the same time, this episode will challenge assumptions and reframe the conversation.


Episode Highlights

00:00 – Welcome

01:14 – Jonathan O'Brien's and YIMBY Melbourne

01:48 – Progress and Challenges in Melbourne's Housing Policy

03:21 – Success Stories and Comparisons with Sydney

04:44 – Docklands: A Controversial Development

07:39 – The Missing Middle and Medium Density Housing

22:06 – Balancing Heritage and Development

28:39 – Planning Regulation Challenges

30:01 – Developer Strategies and Urban Planning

31:39 – Heritage and Housing Density

32:47 – Quality Concerns in New Developments

35:07 – Zoning and Urban Planning Dynamics

38:27 – Economic and Social Impacts of Rezoning

41:53 – Balancing Development and Community Needs

50:13 – State vs. Local Control in Urban Planning

52:05 – Conclusion and Final Thoughts


About the Guest

Jonathan O’Brien is the lead organizer of YIMBY Melbourne, an advocate for smarter housing policy, and an award-winning writer and publisher. A passionate voice for effective altruism and urban reform, he works to shift the conversation around density, planning, and affordability toward more equitable outcomes.

With a background in community organizing and a commitment to evidence-based change, Jonathan brings both sharp analysis and lived experience to the often polarizing debate between NIMBYs and YIMBYs. His mission: to help shape cities that are inclusive, adaptable, and built for the next generation.

Connect with Jonathan


Resources


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!


If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

 

See you on the inside,

Veronica & Chris

See omnystudio.com/listener for privacy information.

]]>NIMBY vs YIMBY? Is saying “no” to change protecting community character — or blocking the homes our cities desperately need?

In this episode, we sit down with Jonathan O’Brien, lead organizer of YIMBY Melbourne, to unpack what’s at stake when communities resist — or embrace — change.

We dig into whether opposing development is simply selfish or a legitimate defense of lifestyle and character, and whether YIMBY optimism sometimes overlooks practical realities. From heritage streetscapes and leafy suburbs to missing-middle density and downsizer demand, this is a frank look at the trade-offs that come with growth.

Jonathan also explores the politics of planning: why local councils resist, why states override, and why those locked out of housing are the most under-represented stakeholders in the debate. We tackle sensitive questions about fairness: who pays when new homes aren’t built, and who loses when change does come?

If you’ve ever wondered why housing reform feels so stuck, and why both sides of the NIMBY/YIMBY divide can be right and wrong at the same time, this episode will challenge assumptions and reframe the conversation.


Episode Highlights

00:00 – Welcome

01:14 – Jonathan O'Brien's and YIMBY Melbourne

01:48 – Progress and Challenges in Melbourne's Housing Policy

03:21 – Success Stories and Comparisons with Sydney

04:44 – Docklands: A Controversial Development

07:39 – The Missing Middle and Medium Density Housing

22:06 – Balancing Heritage and Development

28:39 – Planning Regulation Challenges

30:01 – Developer Strategies and Urban Planning

31:39 – Heritage and Housing Density

32:47 – Quality Concerns in New Developments

35:07 – Zoning and Urban Planning Dynamics

38:27 – Economic and Social Impacts of Rezoning

41:53 – Balancing Development and Community Needs

50:13 – State vs. Local Control in Urban Planning

52:05 – Conclusion and Final Thoughts


About the Guest

Jonathan O’Brien is the lead organizer of YIMBY Melbourne, an advocate for smarter housing policy, and an award-winning writer and publisher. A passionate voice for effective altruism and urban reform, he works to shift the conversation around density, planning, and affordability toward more equitable outcomes.

With a background in community organizing and a commitment to evidence-based change, Jonathan brings both sharp analysis and lived experience to the often polarizing debate between NIMBYs and YIMBYs. His mission: to help shape cities that are inclusive, adaptable, and built for the next generation.

Connect with Jonathan


Resources


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!


If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

 

See you on the inside,

Veronica & Chris

See omnystudio.com/listener for privacy information.

]]>688155c2-a703-4fd7-bd36-b34900de0a68Sun, 31 Aug 2025 20:00:00 +100054:35falsefull14004001Commercial Property 101: The Rules, Risks & RewardsCommercial Property 101: The Rules, Risks & RewardsCommercial property isn’t just “resi with higher yields” — it’s a whole different game with its own language, rules, and risks.

In this episode, we sit down with Helen Tarrant, founder of Unikorn Commercial Property, to unpack what investors really need to know before making the leap.

Helen reveals why mindset is the first hurdle when moving from residential to commercial, and why too many investors skip the education that could save them from costly mistakes. We explore the key levers that drive a property’s value — lease term, location, tenant quality, and asset type — and why small changes in these can mean big shifts in price and yield. She also shares hard truths on price points, explaining where the “rats and mice” risks live, and why under $1.5 million can be a danger zone for serious investors.

From syndicates that give smaller investors access to multimillion-dollar assets, to practical strategies for tenant risk management and value uplift, Helen covers the nuts and bolts of building what she calls a “unicorn portfolio” — one that balances cashflow, growth, and uplift potential. She doesn’t shy away from the mistakes she’s seen (and fixed), giving listeners a forthright look at what can go wrong and how to protect yourself.

Whether you’re an experienced property buyer ready to diversify, or a first-time commercial investor keen to start smart, this conversation will equip you with the insights, questions, and strategies to play the commercial game — and win.


Episode Highlights

00:00 – Welcome

01:07 – Meet Helen Tarrant: Commercial Property Expert

01:44 – Differences Between Residential and Commercial Investing

02:21 – Understanding Commercial Property Fundamentals

04:50 – Evaluating Commercial Property Investments

08:23 – Common Mistakes and Misconceptions

12:30 – Identifying the Right Commercial Property

16:47 – Navigating the Commercial Property Market

25:09 – Price Points and Investment Strategies

28:36 – Understanding Syndication in Real Estate

29:16 – Securing High-Value Properties

30:10 – Mechanics of Shareholding in Syndicates

31:42 – Common Mistakes in Commercial Property Investment

34:22 – Strategies for Flipping Commercial Properties

38:00 – Identifying and Fixing Problematic Properties

41:24 – The Importance of Due Diligence

45:32 – Case Study: Rescuing a Client's Investment

50:51 – Final Thoughts and Advice

 

About the Guest

Helen Tarrant is the Founder of Unikorn Commercial Property, a specialist buyer’s agency helping everyday Australians access and succeed in the commercial property market. With a background in commerce and law, and over a decade of firsthand experience as both an investor and advisor, Helen has built a reputation for turning complex deals into strategic, high-performing investments.

Known for her candid, straight-talking approach, she has educated thousands through free webinars, content, and in-person events, demystifying an asset class often seen as too risky or opaque. Her expertise spans portfolio strategy, tenant risk assessment, syndicate structures, and value-add opportunities, with a focus on creating balanced portfolios that deliver both income and growth. Passionate about investor education, Helen is committed to helping clients avoid the costly mistakes she’s seen too often in the industry, and to empowering them to think — and act — like seasoned commercial players.


Connect with Helen


Resources


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!


If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

See you on the inside,

Veronica & Chris

 

See omnystudio.com/listener for privacy information.

]]>Commercial property isn’t just “resi with higher yields” — it’s a whole different game with its own language, rules, and risks.

In this episode, we sit down with Helen Tarrant, founder of Unikorn Commercial Property, to unpack what investors really need to know before making the leap.

Helen reveals why mindset is the first hurdle when moving from residential to commercial, and why too many investors skip the education that could save them from costly mistakes. We explore the key levers that drive a property’s value — lease term, location, tenant quality, and asset type — and why small changes in these can mean big shifts in price and yield. She also shares hard truths on price points, explaining where the “rats and mice” risks live, and why under $1.5 million can be a danger zone for serious investors.

From syndicates that give smaller investors access to multimillion-dollar assets, to practical strategies for tenant risk management and value uplift, Helen covers the nuts and bolts of building what she calls a “unicorn portfolio” — one that balances cashflow, growth, and uplift potential. She doesn’t shy away from the mistakes she’s seen (and fixed), giving listeners a forthright look at what can go wrong and how to protect yourself.

Whether you’re an experienced property buyer ready to diversify, or a first-time commercial investor keen to start smart, this conversation will equip you with the insights, questions, and strategies to play the commercial game — and win.


Episode Highlights

00:00 – Welcome

01:07 – Meet Helen Tarrant: Commercial Property Expert

01:44 – Differences Between Residential and Commercial Investing

02:21 – Understanding Commercial Property Fundamentals

04:50 – Evaluating Commercial Property Investments

08:23 – Common Mistakes and Misconceptions

12:30 – Identifying the Right Commercial Property

16:47 – Navigating the Commercial Property Market

25:09 – Price Points and Investment Strategies

28:36 – Understanding Syndication in Real Estate

29:16 – Securing High-Value Properties

30:10 – Mechanics of Shareholding in Syndicates

31:42 – Common Mistakes in Commercial Property Investment

34:22 – Strategies for Flipping Commercial Properties

38:00 – Identifying and Fixing Problematic Properties

41:24 – The Importance of Due Diligence

45:32 – Case Study: Rescuing a Client's Investment

50:51 – Final Thoughts and Advice

 

About the Guest

Helen Tarrant is the Founder of Unikorn Commercial Property, a specialist buyer’s agency helping everyday Australians access and succeed in the commercial property market. With a background in commerce and law, and over a decade of firsthand experience as both an investor and advisor, Helen has built a reputation for turning complex deals into strategic, high-performing investments.

Known for her candid, straight-talking approach, she has educated thousands through free webinars, content, and in-person events, demystifying an asset class often seen as too risky or opaque. Her expertise spans portfolio strategy, tenant risk assessment, syndicate structures, and value-add opportunities, with a focus on creating balanced portfolios that deliver both income and growth. Passionate about investor education, Helen is committed to helping clients avoid the costly mistakes she’s seen too often in the industry, and to empowering them to think — and act — like seasoned commercial players.


Connect with Helen


Resources


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!


If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

See you on the inside,

Veronica & Chris

 

See omnystudio.com/listener for privacy information.

]]>aa4889b0-8f8a-4a6b-8beb-b34100f9e885Sun, 24 Aug 2025 19:00:00 +100052:05falsefull13993991Strata at a Crossroads: Why the System Needs Urgent ChangeStrata at a Crossroads: Why the System Needs Urgent ChangeAustralia’s strata sector is under pressure — and it's no longer a niche issue.

Following high-profile investigations by Four Corners and 7.30 Report, strata governance failures, building defects, and financial blowouts are now front and centre. With more Australians living in apartments and townhouses than ever before, what happens next in this space will impact millions.

In this episode, Kate McHugh, co-founder of the Strata Futures Stakeholder Engagement and Roundtable, joins us to unpack what’s driving the crisis—and what needs to change. Drawing from her work on the Strata Futures Report, Kate outlines the six key reform pillars that emerged from cross-sector collaboration, covering everything from governance and professional standards to owner advocacy and sustainability.

We explore how opaque commissions, underfunded capital works, power imbalances, and a fragmented regulatory system are eroding trust in strata—and why many apartment owners are left feeling blindsided by defects and skyrocketing levies. Kate also shares what it would take for the sector to turn itself around—before government intervention does it for them.

Whether you're a strata owner, buyer, investor, or professional, this episode offers critical insight into the future of high-density living in Australia.

 

Episode Highlights

00:00 – Welcome

02:09 – The Strata Sector's Challenges

04:14 – Governance and Regulation Issues

05:08 – The Round Table Initiative

11:54 – Sustainability in Strata

17:13 – The Six Pillars of Reform

26:07 – Understanding Strata Obligations

27:19 – The Importance of Maintenance and Governance Data

28:30 – Investing in the Strata Sector

29:08 – Personal Mission to Improve Property Decisions

30:18 – Challenges in Strata Education and Awareness

31:29 – Public Awareness and Training Initiatives

33:32 – Strata Management and Building Maintenance

37:00 – The Future of Strata Development

40:30 – Sector Collaboration and Task Force

44:14 – Final Thoughts and Call to Action


Mentions

  • Strata Futures - https://www.katemchugh.net/strata-futures


About the Guest

Kate McHugh is the co-founder of the Strata Futures Stakeholder Engagement and Roundtable and co-author of the Strata Futures Report. With a background in governance, policy, sustainability, and stakeholder engagement, Kate works at the intersection of lived experience and systemic reform in Australia’s strata sector.

Partnering with former NSW Strata Commissioner John Minns and a wide network of industry and consumer leaders, Kate helped convene a cross-sector discussion to explore what’s broken—and what could be rebuilt. The outcome: a collaborative report outlining six key reform areas designed to make strata more equitable, transparent, and functional. Her work is helping push the conversation forward at a time when strata’s role in housing affordability, sustainability, and urban planning has never been more critical.


Connect with Kate

  • Website: https://www.katemchugh.net/
  • LinkedIn: https://www.linkedin.com/in/katemchughh/

 

Resources


 

Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!


If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

See you on the inside,

Veronica & Chris

See omnystudio.com/listener for privacy information.

]]>Australia’s strata sector is under pressure — and it's no longer a niche issue.

Following high-profile investigations by Four Corners and 7.30 Report, strata governance failures, building defects, and financial blowouts are now front and centre. With more Australians living in apartments and townhouses than ever before, what happens next in this space will impact millions.

In this episode, Kate McHugh, co-founder of the Strata Futures Stakeholder Engagement and Roundtable, joins us to unpack what’s driving the crisis—and what needs to change. Drawing from her work on the Strata Futures Report, Kate outlines the six key reform pillars that emerged from cross-sector collaboration, covering everything from governance and professional standards to owner advocacy and sustainability.

We explore how opaque commissions, underfunded capital works, power imbalances, and a fragmented regulatory system are eroding trust in strata—and why many apartment owners are left feeling blindsided by defects and skyrocketing levies. Kate also shares what it would take for the sector to turn itself around—before government intervention does it for them.

Whether you're a strata owner, buyer, investor, or professional, this episode offers critical insight into the future of high-density living in Australia.

 

Episode Highlights

00:00 – Welcome

02:09 – The Strata Sector's Challenges

04:14 – Governance and Regulation Issues

05:08 – The Round Table Initiative

11:54 – Sustainability in Strata

17:13 – The Six Pillars of Reform

26:07 – Understanding Strata Obligations

27:19 – The Importance of Maintenance and Governance Data

28:30 – Investing in the Strata Sector

29:08 – Personal Mission to Improve Property Decisions

30:18 – Challenges in Strata Education and Awareness

31:29 – Public Awareness and Training Initiatives

33:32 – Strata Management and Building Maintenance

37:00 – The Future of Strata Development

40:30 – Sector Collaboration and Task Force

44:14 – Final Thoughts and Call to Action


Mentions

  • Strata Futures - https://www.katemchugh.net/strata-futures


About the Guest

Kate McHugh is the co-founder of the Strata Futures Stakeholder Engagement and Roundtable and co-author of the Strata Futures Report. With a background in governance, policy, sustainability, and stakeholder engagement, Kate works at the intersection of lived experience and systemic reform in Australia’s strata sector.

Partnering with former NSW Strata Commissioner John Minns and a wide network of industry and consumer leaders, Kate helped convene a cross-sector discussion to explore what’s broken—and what could be rebuilt. The outcome: a collaborative report outlining six key reform areas designed to make strata more equitable, transparent, and functional. Her work is helping push the conversation forward at a time when strata’s role in housing affordability, sustainability, and urban planning has never been more critical.


Connect with Kate

  • Website: https://www.katemchugh.net/
  • LinkedIn: https://www.linkedin.com/in/katemchughh/

 

Resources


 

Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!


If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

See you on the inside,

Veronica & Chris

See omnystudio.com/listener for privacy information.

]]>b7555ba3-e8bf-41d8-8233-b33b0110b9bfSun, 17 Aug 2025 19:00:00 +100048:28falsefull13983981What Data-Driven Investors Get Wrong (And Right)What Data-Driven Investors Get Wrong (And Right)With property data becoming increasingly available, investors face a growing challenge: accurately interpreting the numbers. In this episode, Veronica and Chris speak with Matija Djolic, co-founder of HtAG Analytics, to discuss how investors can effectively use property data and avoid common mistakes.

Matija outlines four essential questions investors need to address before making decisions, emphasizing the importance of clearly understanding risk profiles, investment timeframes, and personal objectives. He highlights frequent pitfalls, including chasing short-term gains, misunderstanding suburb-level data, and misinterpreting market "hotspots."

This conversation equips investors with practical insights on responsible data use, clarifying when data can help… and when it might mislead. Whether you're an experienced investor or a first-time buyer, you'll gain valuable strategies for making smarter property decisions in today's data-rich environment.


Episode Highlights

00:00 – Welcome

01:42 – The Origin of HtAG Analytics

03:35 – Key Questions for Property Investment

04:56 – Understanding Risk in Property Investment

12:35 – The Role of Data in Property Markets

15:30 – Challenges of Data Interpretation

17:57 – The Impact of Data Accessibility

24:37 – Strategies for Property Investment

34:11 – Navigating Tricky Real Estate Decisions

34:28 – Connecting with Veronica Morgan's Resources

35:12 – Understanding Property Scarcity and Sales Volume

36:01 – The Role of Data Accuracy in Real Estate

38:04 – Tech and Human Expertise in Real Estate

40:21 – Challenges with Real Estate Transparency

41:55 – The Importance of Personal Touch in Real Estate

43:10 – Buy and Hold vs Transacting Property

44:53 – Key Metrics for Long-Term Property Investment

46:11 – Affordability and Shifting Demographics

51:42 – Compounding Good Decision Making

55:32 – Common Myths in Real Estate

58:04 – Property Dumbo: A Cautionary Tale


About the Guest

Matija Djolic is the co-founder of HtAG Analytics and a leading data analytics coach specializing in the property investment sector. With a PhD in Organizational Psychology, Matija brings over seven years of experience guiding thousands of investors and buyer's agents through the complex maze of market analytics.

Known for his expertise in both qualitative and quantitative pattern recognition, Matija empowers investors to make smarter, data-driven decisions that align with their long-term goals and risk profiles. His practical, no-nonsense approach challenges traditional investment assumptions, encouraging a more nuanced and informed understanding of property analytics.


Connect with Matija



Resources


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!


If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

 

See you on the inside,

Veronica & Chris

See omnystudio.com/listener for privacy information.

]]>With property data becoming increasingly available, investors face a growing challenge: accurately interpreting the numbers. In this episode, Veronica and Chris speak with Matija Djolic, co-founder of HtAG Analytics, to discuss how investors can effectively use property data and avoid common mistakes.

Matija outlines four essential questions investors need to address before making decisions, emphasizing the importance of clearly understanding risk profiles, investment timeframes, and personal objectives. He highlights frequent pitfalls, including chasing short-term gains, misunderstanding suburb-level data, and misinterpreting market "hotspots."

This conversation equips investors with practical insights on responsible data use, clarifying when data can help… and when it might mislead. Whether you're an experienced investor or a first-time buyer, you'll gain valuable strategies for making smarter property decisions in today's data-rich environment.


Episode Highlights

00:00 – Welcome

01:42 – The Origin of HtAG Analytics

03:35 – Key Questions for Property Investment

04:56 – Understanding Risk in Property Investment

12:35 – The Role of Data in Property Markets

15:30 – Challenges of Data Interpretation

17:57 – The Impact of Data Accessibility

24:37 – Strategies for Property Investment

34:11 – Navigating Tricky Real Estate Decisions

34:28 – Connecting with Veronica Morgan's Resources

35:12 – Understanding Property Scarcity and Sales Volume

36:01 – The Role of Data Accuracy in Real Estate

38:04 – Tech and Human Expertise in Real Estate

40:21 – Challenges with Real Estate Transparency

41:55 – The Importance of Personal Touch in Real Estate

43:10 – Buy and Hold vs Transacting Property

44:53 – Key Metrics for Long-Term Property Investment

46:11 – Affordability and Shifting Demographics

51:42 – Compounding Good Decision Making

55:32 – Common Myths in Real Estate

58:04 – Property Dumbo: A Cautionary Tale


About the Guest

Matija Djolic is the co-founder of HtAG Analytics and a leading data analytics coach specializing in the property investment sector. With a PhD in Organizational Psychology, Matija brings over seven years of experience guiding thousands of investors and buyer's agents through the complex maze of market analytics.

Known for his expertise in both qualitative and quantitative pattern recognition, Matija empowers investors to make smarter, data-driven decisions that align with their long-term goals and risk profiles. His practical, no-nonsense approach challenges traditional investment assumptions, encouraging a more nuanced and informed understanding of property analytics.


Connect with Matija



Resources


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!


If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

 

See you on the inside,

Veronica & Chris

See omnystudio.com/listener for privacy information.

]]>0e46e21e-9f47-4d14-844a-b332010a5ecfSun, 10 Aug 2025 22:00:00 +100001:01:57falsefull13973971The Truth About Property Negotiation: Why Most Buyers Get It WrongThe Truth About Property Negotiation: Why Most Buyers Get It WrongToday, we sit down with Scott Aggett, founder of Hello Haus, a negotiation service shaking up Australia’s property buying landscape. Scott pulls back the curtain on the high-stakes game of real estate negotiation and reveals why most buyers are unknowingly walking into traps laid by experienced selling agents. If you’ve ever felt outmatched or overwhelmed in the home-buying process, this conversation will open your eyes to what’s going on behind the scenes.

Listeners will gain deep insights into the psychological tactics agents use to push buyers into emotional decisions, often costing them tens of thousands more than necessary. Scott explains why traditional buyer’s agents may not be equipped to negotiate effectively, and how negotiation as a service provides a smarter, leaner alternative for buyers who want to retain control without losing leverage. He shares examples of real-world mistakes and outlines how simple behavioural cues—like revisiting a property too many times or discussing price too early—can weaken your position.

Whether you're a first-home buyer or a seasoned investor, this episode is packed with actionable tips to help you think more strategically and negotiate with confidence. We also explore how market dynamics are changing, what smart buyers are doing differently in 2025, and why negotiation is no longer a luxury—it’s a necessity. If you're serious about buying better, this is one you don't want to miss.


Episode Highlights

00:00 – Welcome

03:10 – Why Most Buyers Are Outmatched by Selling Agents

05:47 – The Buyer’s Agent Problem: Sourcing ≠ Negotiating 

18:10 – Emotional Buying: How It Undermines Your Leverage

25:32 – What to Say (and Not Say) When Dealing with Agents

37:42 – Auction Theatre: How FOMO is Engineered 

42:10 – Negotiation as a Service: A Smarter Model for Modern Buyers

50:50 – The Future of Property Negotiation in Australia


About the Guest

Scott Aggett is one of Australia’s leading property negotiation experts, with over 30 years of experience and more than 4,000 successful real estate deals across Australia, the UK, and Asia. 

Beginning his career as a sales agent before launching multiple Belle Property franchises in Sydney’s Eastern Suburbs, Scott is renowned for his innovative "Negotiation as a Service" approach, which he pioneered through his company, Hello Haus. His negotiation-focused model has empowered countless Australian buyers to secure top-performing investments and dream homes with less stress and below-market prices.

After Hello Haus was acquired by major industry players in 2024, Scott continues to advocate for transparent, client-focused property negotiations, regularly sharing market insights across major media and industry platforms.


Connect with Scott



Resources


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!


If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

See you on the inside,

Veronica & Chris

See omnystudio.com/listener for privacy information.

]]>Today, we sit down with Scott Aggett, founder of Hello Haus, a negotiation service shaking up Australia’s property buying landscape. Scott pulls back the curtain on the high-stakes game of real estate negotiation and reveals why most buyers are unknowingly walking into traps laid by experienced selling agents. If you’ve ever felt outmatched or overwhelmed in the home-buying process, this conversation will open your eyes to what’s going on behind the scenes.

Listeners will gain deep insights into the psychological tactics agents use to push buyers into emotional decisions, often costing them tens of thousands more than necessary. Scott explains why traditional buyer’s agents may not be equipped to negotiate effectively, and how negotiation as a service provides a smarter, leaner alternative for buyers who want to retain control without losing leverage. He shares examples of real-world mistakes and outlines how simple behavioural cues—like revisiting a property too many times or discussing price too early—can weaken your position.

Whether you're a first-home buyer or a seasoned investor, this episode is packed with actionable tips to help you think more strategically and negotiate with confidence. We also explore how market dynamics are changing, what smart buyers are doing differently in 2025, and why negotiation is no longer a luxury—it’s a necessity. If you're serious about buying better, this is one you don't want to miss.


Episode Highlights

00:00 – Welcome

03:10 – Why Most Buyers Are Outmatched by Selling Agents

05:47 – The Buyer’s Agent Problem: Sourcing ≠ Negotiating 

18:10 – Emotional Buying: How It Undermines Your Leverage

25:32 – What to Say (and Not Say) When Dealing with Agents

37:42 – Auction Theatre: How FOMO is Engineered 

42:10 – Negotiation as a Service: A Smarter Model for Modern Buyers

50:50 – The Future of Property Negotiation in Australia


About the Guest

Scott Aggett is one of Australia’s leading property negotiation experts, with over 30 years of experience and more than 4,000 successful real estate deals across Australia, the UK, and Asia. 

Beginning his career as a sales agent before launching multiple Belle Property franchises in Sydney’s Eastern Suburbs, Scott is renowned for his innovative "Negotiation as a Service" approach, which he pioneered through his company, Hello Haus. His negotiation-focused model has empowered countless Australian buyers to secure top-performing investments and dream homes with less stress and below-market prices.

After Hello Haus was acquired by major industry players in 2024, Scott continues to advocate for transparent, client-focused property negotiations, regularly sharing market insights across major media and industry platforms.


Connect with Scott



Resources


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!


If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

See you on the inside,

Veronica & Chris

See omnystudio.com/listener for privacy information.

]]>c4c45d1d-12d5-4b6b-82c7-b32c0108bb75Sun, 03 Aug 2025 20:00:00 +100001:00:46falsefull13963961Own Your Home, Max Your Super: A Real Talk Guide to Financial FreedomOwn Your Home, Max Your Super: A Real Talk Guide to Financial FreedomIf you’re navigating retirement planning in Australia, this episode is a must-listen.

Financial adviser James Wrigley joins The Elephant in the Room to unpack the strategies that high-income earners, Gen X professionals, and aspiring retirees can use to build a more secure financial future, without falling into the usual traps.

From maximising tax returns through superannuation to understanding why property may not be the most reliable retirement asset, James breaks down complex concepts into actionable steps. You’ll learn how super could grow from $300K to $2M, when and how to use catch-up contributions, and why liquidity and access might be more important than you think.

This episode challenges the idea that you need to be “a property person” or “a shares person” and instead offers a mindset shift: invest based on outcomes, not identity. Whether you’re in your 40s and just starting to take your future seriously, or you’re closing in on retirement, this conversation will change the way you think about your money.


Episode Highlights

00:00 – Welcome

04:00 – Why Your Super Isn't a Set-and-Forget Strategy

08:30 – Property vs Super: Which Is the Better Long-Term Play?

20:50 – How High-Income Earners Can Get Up to 50% Back Through Super

33:40 – Ditch the “Property Person” Mentality

41:15 – Catch-Up Contributions Explained

47:25 – $300K to $2M: The Power of Early Planning

52:00 – The Emotional Side of Financial Planning

 

About the Guest

James Wrigley is a Principal and Certified Financial Planner at First Financial, a leading Melbourne-based firm specializing in financial planning and superannuation management. With nearly two decades of industry experience, James has progressed from administrative roles to the highest levels of advisory leadership, serving clients ranging from young professionals building their wealth to retirees planning for aged care.

Known for his dynamic approach and strong online presence, he is committed to understanding each client's motivations and delivering tailored strategies for lasting financial well-being.

James is particularly recognized for fostering client relationships built on trust and clear communication, and he frequently shares his expertise through podcasts, social media channels, and public presentations to empower Australians with practical financial insights


Connect with James



Resources


 

Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


 

If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

 

See you on the inside,

Veronica & Chris

See omnystudio.com/listener for privacy information.

]]>If you’re navigating retirement planning in Australia, this episode is a must-listen.

Financial adviser James Wrigley joins The Elephant in the Room to unpack the strategies that high-income earners, Gen X professionals, and aspiring retirees can use to build a more secure financial future, without falling into the usual traps.

From maximising tax returns through superannuation to understanding why property may not be the most reliable retirement asset, James breaks down complex concepts into actionable steps. You’ll learn how super could grow from $300K to $2M, when and how to use catch-up contributions, and why liquidity and access might be more important than you think.

This episode challenges the idea that you need to be “a property person” or “a shares person” and instead offers a mindset shift: invest based on outcomes, not identity. Whether you’re in your 40s and just starting to take your future seriously, or you’re closing in on retirement, this conversation will change the way you think about your money.


Episode Highlights

00:00 – Welcome

04:00 – Why Your Super Isn't a Set-and-Forget Strategy

08:30 – Property vs Super: Which Is the Better Long-Term Play?

20:50 – How High-Income Earners Can Get Up to 50% Back Through Super

33:40 – Ditch the “Property Person” Mentality

41:15 – Catch-Up Contributions Explained

47:25 – $300K to $2M: The Power of Early Planning

52:00 – The Emotional Side of Financial Planning

 

About the Guest

James Wrigley is a Principal and Certified Financial Planner at First Financial, a leading Melbourne-based firm specializing in financial planning and superannuation management. With nearly two decades of industry experience, James has progressed from administrative roles to the highest levels of advisory leadership, serving clients ranging from young professionals building their wealth to retirees planning for aged care.

Known for his dynamic approach and strong online presence, he is committed to understanding each client's motivations and delivering tailored strategies for lasting financial well-being.

James is particularly recognized for fostering client relationships built on trust and clear communication, and he frequently shares his expertise through podcasts, social media channels, and public presentations to empower Australians with practical financial insights


Connect with James



Resources


 

Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


 

If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

 

See you on the inside,

Veronica & Chris

See omnystudio.com/listener for privacy information.

]]>264aa24b-1a7e-43dd-8e87-b32500a877b0Sun, 27 Jul 2025 20:00:00 +100058:17falsefull13953951Super vs property — which builds long-term wealth? James Wrigley joins us to unpack real returns, tax perks, and the mindset shift Gen X needs for retirement.Uninsurable? The Hidden Risks in Strata and Property InsuranceUninsurable? The Hidden Risks in Strata and Property InsuranceWhen it comes to property ownership in Australia, few topics are as misunderstood—and as crucial—as insurance. In this episode, Veronica sits down with Kimberley Jonsson, CEO of CHU Insurance, to unpack the growing risks in strata and property insurance and why many owners might be underprepared. From the rising cost of premiums to the unseen dangers lurking in older buildings, Kimberley brings expert insight into the systemic issues shaping Australia’s housing market—and what that means for you.

We dive into how the Insurance Affordability Index reveals a stark difference between houses and strata properties, why mandatory strata insurance may be more affordable than you think, and the real consequences of underinsurance. Kimberley also shares powerful case studies—including a Bondi building on the brink of collapse—that challenge conventional thinking about risk, responsibility, and return on investment in the property space.

Whether you're an investor, owner-occupier, strata manager, or buyer's agent, this episode will shift how you think about property protection and help you make smarter, faster decisions. Because when it comes to insurance, delaying action costs more than just money.

Enjoyed this episode? Be sure to subscribe, share with your property network, and leave us a review on your podcast app. Got a question or topic suggestion? Reach out—we’d love to hear from you!

 

 

 

Episode Highlights:

  • Welcome [00:00]
  • The Underinsurance Crisis [03:48]
  • Strata Insurance Is More Affordable Than You Think [11:30]
  • The Challenges with Insurance Valuations [18:45]
  • What It Takes to Be ‘Uninsurable’ [29:40]
  • Don’t Delay Repairs: The $1M Roof Story [37:54]
  • The Bondi Building That Nearly Collapsed [51:07]
  • Final Advice for Buyers and Investors [59:40]



 

About our Guest:

Kimberley Jonsson is the CEO of CHU Underwriting Agencies, Australia’s largest and longest-standing strata insurance underwriting agency. With over two decades of experience in strata and insurance, she is a leading advocate for transforming the perception of strata living from a fallback option to the "new Australian dream" by fostering vibrant, informed, and resilient strata communities. Under her leadership, CHU focuses on innovation, education, and sustainability to enhance risk management and build resilience for more than 4.2 million Australians living in strata. Recognized globally for her influence and innovation in insurance, Kimberley also serves as a Director of ANZIIF and has been featured on the Insurance Business Global 100 List

 

 

Connect with Kimberly:


 

 

 

Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!

 


 

If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

 

See you on the inside,

Veronica & Chris

See omnystudio.com/listener for privacy information.

]]>When it comes to property ownership in Australia, few topics are as misunderstood—and as crucial—as insurance. In this episode, Veronica sits down with Kimberley Jonsson, CEO of CHU Insurance, to unpack the growing risks in strata and property insurance and why many owners might be underprepared. From the rising cost of premiums to the unseen dangers lurking in older buildings, Kimberley brings expert insight into the systemic issues shaping Australia’s housing market—and what that means for you.

We dive into how the Insurance Affordability Index reveals a stark difference between houses and strata properties, why mandatory strata insurance may be more affordable than you think, and the real consequences of underinsurance. Kimberley also shares powerful case studies—including a Bondi building on the brink of collapse—that challenge conventional thinking about risk, responsibility, and return on investment in the property space.

Whether you're an investor, owner-occupier, strata manager, or buyer's agent, this episode will shift how you think about property protection and help you make smarter, faster decisions. Because when it comes to insurance, delaying action costs more than just money.

Enjoyed this episode? Be sure to subscribe, share with your property network, and leave us a review on your podcast app. Got a question or topic suggestion? Reach out—we’d love to hear from you!

 

 

 

Episode Highlights:

  • Welcome [00:00]
  • The Underinsurance Crisis [03:48]
  • Strata Insurance Is More Affordable Than You Think [11:30]
  • The Challenges with Insurance Valuations [18:45]
  • What It Takes to Be ‘Uninsurable’ [29:40]
  • Don’t Delay Repairs: The $1M Roof Story [37:54]
  • The Bondi Building That Nearly Collapsed [51:07]
  • Final Advice for Buyers and Investors [59:40]



 

About our Guest:

Kimberley Jonsson is the CEO of CHU Underwriting Agencies, Australia’s largest and longest-standing strata insurance underwriting agency. With over two decades of experience in strata and insurance, she is a leading advocate for transforming the perception of strata living from a fallback option to the "new Australian dream" by fostering vibrant, informed, and resilient strata communities. Under her leadership, CHU focuses on innovation, education, and sustainability to enhance risk management and build resilience for more than 4.2 million Australians living in strata. Recognized globally for her influence and innovation in insurance, Kimberley also serves as a Director of ANZIIF and has been featured on the Insurance Business Global 100 List

 

 

Connect with Kimberly:


 

 

 

Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!

 


 

If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

 

See you on the inside,

Veronica & Chris

See omnystudio.com/listener for privacy information.

]]>91a3409c-8fd3-48e1-873b-b32000f0a90bSun, 20 Jul 2025 19:00:00 +100055:09falsefull13943941Beyond the Boom: Long-Term Strategy vs. Short-Term Gains in PerthBeyond the Boom: Long-Term Strategy vs. Short-Term Gains in PerthWhat happens when a city goes from being “uninvestable” to a national hotspot almost overnight?

In this episode, Perth-based buyer’s agent Matthew Hughes joins Veronica to unpack what’s driving the WA property surge—and what investors are getting wrong. With boots-on-the-ground insight, he shares why affordability alone is a flawed strategy, how investor FOMO is distorting the market, and why timing and fundamentals still matter.

While many are chasing quick wins, Matthew and Veronica challenge the hype. They dig into the risks of borderless buying, the pitfalls of relying solely on data, and why buying cheap doesn’t always mean buying smart. For investors chasing long-term outperformance, this conversation is packed with insights on due diligence, owner-occupier demand, and how to avoid the traps of short-term sugar hits.

Whether you’re investing in Perth or watching from the East Coast, this episode is a must-listen for anyone serious about sustainable growth. Hit play now and learn how to think long-term in a market driven by short-term noise.

 

 

 

Episode Highlights:

  • Welcome [00:00]
  • Perth Property Market Overview [00:59]
  • Current State of the Perth Market [01:28]
  • Impact of Investors and Local Buyers [03:11]
  • Challenges for Local Buyer's Agents [05:51]
  • Market Trends and Investment Strategies [07:33]
  • Common Mistakes by Investors [08:49]
  • Impact of Market Cycles on Investors [15:25]
  • Role of Lending Advice in Investment Strategies [38:11]
  • Due Diligence and Risk Management [42:35]
  • Property Market Trends and Future Outlook [49:05]

 

 

 

About our Guest:

Matthew Hughes is the Managing Director and Senior Buyer's Agent at Capital Property Advisory (CPA), Perth’s highest-rated buyer’s agency and development consultancy. With over 20 years of experience in property investment and development, Matthew has a deep passion for wealth creation through strategic property acquisition. He began investing at 19 and has since dedicated over a decade exclusively to working with buyers, guiding clients with unbiased, research-backed advice tailored to their individual goals. Matthew is a Qualified Property Investment Adviser (QPIA®), a licensed real estate and business agent, and a respected leader in the industry, recently winning the 2025 National Property Investment Adviser of the Year award from the Property Investment Professionals of Australia (PIPA). He also serves on the PIPA Board of Directors, advocating for ethical standards and investor education across Australia\

 

 

Connect with Matthew:


 

 

 

Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!

 


If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

 

See you on the inside,

Veronica & Chris

See omnystudio.com/listener for privacy information.

]]>What happens when a city goes from being “uninvestable” to a national hotspot almost overnight?

In this episode, Perth-based buyer’s agent Matthew Hughes joins Veronica to unpack what’s driving the WA property surge—and what investors are getting wrong. With boots-on-the-ground insight, he shares why affordability alone is a flawed strategy, how investor FOMO is distorting the market, and why timing and fundamentals still matter.

While many are chasing quick wins, Matthew and Veronica challenge the hype. They dig into the risks of borderless buying, the pitfalls of relying solely on data, and why buying cheap doesn’t always mean buying smart. For investors chasing long-term outperformance, this conversation is packed with insights on due diligence, owner-occupier demand, and how to avoid the traps of short-term sugar hits.

Whether you’re investing in Perth or watching from the East Coast, this episode is a must-listen for anyone serious about sustainable growth. Hit play now and learn how to think long-term in a market driven by short-term noise.

 

 

 

Episode Highlights:

  • Welcome [00:00]
  • Perth Property Market Overview [00:59]
  • Current State of the Perth Market [01:28]
  • Impact of Investors and Local Buyers [03:11]
  • Challenges for Local Buyer's Agents [05:51]
  • Market Trends and Investment Strategies [07:33]
  • Common Mistakes by Investors [08:49]
  • Impact of Market Cycles on Investors [15:25]
  • Role of Lending Advice in Investment Strategies [38:11]
  • Due Diligence and Risk Management [42:35]
  • Property Market Trends and Future Outlook [49:05]

 

 

 

About our Guest:

Matthew Hughes is the Managing Director and Senior Buyer's Agent at Capital Property Advisory (CPA), Perth’s highest-rated buyer’s agency and development consultancy. With over 20 years of experience in property investment and development, Matthew has a deep passion for wealth creation through strategic property acquisition. He began investing at 19 and has since dedicated over a decade exclusively to working with buyers, guiding clients with unbiased, research-backed advice tailored to their individual goals. Matthew is a Qualified Property Investment Adviser (QPIA®), a licensed real estate and business agent, and a respected leader in the industry, recently winning the 2025 National Property Investment Adviser of the Year award from the Property Investment Professionals of Australia (PIPA). He also serves on the PIPA Board of Directors, advocating for ethical standards and investor education across Australia\

 

 

Connect with Matthew:


 

 

 

Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!

 


If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

 

See you on the inside,

Veronica & Chris

See omnystudio.com/listener for privacy information.

]]>3591df61-b38e-4543-8ab2-b31900cbd6f9Sun, 13 Jul 2025 19:00:00 +100056:38falsefull13933931Building Community, Not Just Property: Inside the Property Collectives ModelBuilding Community, Not Just Property: Inside the Property Collectives ModelIn this episode, we’re joined by Tim Riley, founder of Property Collectives, to explore a new way of thinking about housing—one rooted in collaboration, not speculation. Tim breaks down how the group build model works, why it’s gaining traction, and how it empowers people to co-create their homes rather than buy off the plan.

We cover a wide range of topics, including long-term land leases, co-op residency structures, cost-based living models, and how these ideas could offer an alternative to rising rents and traditional home ownership. Tim also talks through the realities of group decision-making, equity capital requirements, and the mindset shift needed to embrace collective development.

If you’re interested in housing affordability, innovative ownership structures, or just want to understand where the future of property might be heading, this conversation is packed with insights.


Tune in now to hear how Property Collectives is challenging the status quo in Australian housing.

 

Episode Highlights:

Welcome [00:00]

  • Tim Riley's Journey and Initial Projects [02:14]
  • Details of Group Builds and Decision-Making [04:53]
  • Financial Benefits and Social Aspects [06:33]
  • Formation and Management of Groups [12:16]
  • Challenges and Solutions in Group Builds [15:10]
  • Expansion and Future Plans [31:05]
  • Impact and Broader Implications [55:21]

 

About our Guest:

Tim Riley is the founder and Development Director of Property Collectives, a pioneering Australian property development group known for its innovative, community-led approach to housing. With a background in marketing, Tim transitioned into property development in 2010, establishing Property Collectives to empower individuals and groups to collaboratively design and build architecturally distinctive homes at cost. Under his leadership, the company has delivered numerous projects across Melbourne, focusing on affordability, sustainability, and social impact. Tim’s vision centers on creating quality homes and vibrant communities by enabling participants to become co-developers, sharing both the responsibilities and rewards of property ownership

 

Connect with Tim:


 

Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!

 


If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

 

See you on the inside,

Veronica & Chris

See omnystudio.com/listener for privacy information.

]]>In this episode, we’re joined by Tim Riley, founder of Property Collectives, to explore a new way of thinking about housing—one rooted in collaboration, not speculation. Tim breaks down how the group build model works, why it’s gaining traction, and how it empowers people to co-create their homes rather than buy off the plan.

We cover a wide range of topics, including long-term land leases, co-op residency structures, cost-based living models, and how these ideas could offer an alternative to rising rents and traditional home ownership. Tim also talks through the realities of group decision-making, equity capital requirements, and the mindset shift needed to embrace collective development.

If you’re interested in housing affordability, innovative ownership structures, or just want to understand where the future of property might be heading, this conversation is packed with insights.


Tune in now to hear how Property Collectives is challenging the status quo in Australian housing.

 

Episode Highlights:

Welcome [00:00]

  • Tim Riley's Journey and Initial Projects [02:14]
  • Details of Group Builds and Decision-Making [04:53]
  • Financial Benefits and Social Aspects [06:33]
  • Formation and Management of Groups [12:16]
  • Challenges and Solutions in Group Builds [15:10]
  • Expansion and Future Plans [31:05]
  • Impact and Broader Implications [55:21]

 

About our Guest:

Tim Riley is the founder and Development Director of Property Collectives, a pioneering Australian property development group known for its innovative, community-led approach to housing. With a background in marketing, Tim transitioned into property development in 2010, establishing Property Collectives to empower individuals and groups to collaboratively design and build architecturally distinctive homes at cost. Under his leadership, the company has delivered numerous projects across Melbourne, focusing on affordability, sustainability, and social impact. Tim’s vision centers on creating quality homes and vibrant communities by enabling participants to become co-developers, sharing both the responsibilities and rewards of property ownership

 

Connect with Tim:


 

Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!

 


If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

 

See you on the inside,

Veronica & Chris

See omnystudio.com/listener for privacy information.

]]>6c3a12fc-edbc-4ece-a958-b312014150d3Sun, 06 Jul 2025 19:35:18 +100058:33falsefull13923921What’s Fueling the Sentiment Shift in Regional Property?What’s Fueling the Sentiment Shift in Regional Property?What’s really behind the shift we’re seeing in regional property market trends, especially along the NSW South Coast? In this episode, we sit down with our good friend and local expert Matthew Knight as someone who’s been living and breathing this stuff for years, to give us the real story. We’ve heard all the noise about COVID booms and tree changers flooding coastal towns, but what happens after the rush settles? Are people still moving out of the city, or has the tide gone out?

Matthew walks us through what he’s seeing on the ground; where prices surged way too far, where they’ve pulled back, and which areas are starting to bounce back. We talk about the rise of Airbnb buyers again, the return of holiday home interest, and how first-home buyers have actually had some solid opportunities, despite what the headlines say. The regional property market trends aren’t one-size-fits-all, and this chat really digs into why.

We also get into infrastructure changes like the Shell Cove Marina and new hospitals, and how those are making a real difference for retirees, families, and essential workers looking to settle in. And of course, we couldn’t help but talk about schools, childcare, and what happens when a region grows faster than it’s ready for.

This one’s a grounded, honest look at life beyond the cities; what’s working, what’s struggling, and what might be next. If you’ve been watching regional property market trends and wondering where things are headed, this episode’s got plenty to chew on.

Episode Highlights:

00:00 - Introduction

01:12 - Who is Matthew Knight?

01:29 - How has the South Coast property market changed since COVID?

05:44 - Which areas were hit hardest when the South Coast boom was corrected?

08:18 - Did city buyers push prices beyond what locals consider fair value?

10:53 - Why are some beach towns struggling more than others?

13:15 - Are more investors shifting to short-term rentals like Airbnb?

15:49 - Why have some people reversed their sea change and returned to the city?

23:36 - Did first-home buyers take advantage of softer conditions in 2024?

28:40 - What infrastructure upgrades are reshaping the region?

32:01 - Are zoning changes and new housing keeping up with growth?

33:41 - What broke when the population boomed and is it being fixed?

36:45 - What does the next five years look like for the regional market?

39:37 - How much does the future of remote work affect the coast’s appeal?

42:07 - Do locals just visit the city when they need a dose of culture or convenience?

46:22 - Matthew Knight’s property dumbo

About Our Guest:

Matthew Knight is the Founder and Director of Precium, a buyer’s agency specialising in regional New South Wales, particularly the NSW South Coast. With over two decades of experience in property investment and market analysis, Matt combines data-driven insight with a practical understanding of local dynamics. A long-time resident of the South Coast himself, he has firsthand knowledge of the region’s unique challenges and opportunities. Matt is widely respected for his integrity, deep local expertise, and commitment to helping homebuyers, investors, and downsizers make informed, confident property decisions.

Connect with Matthew Knight:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!

 


See omnystudio.com/listener for privacy information.

]]>What’s really behind the shift we’re seeing in regional property market trends, especially along the NSW South Coast? In this episode, we sit down with our good friend and local expert Matthew Knight as someone who’s been living and breathing this stuff for years, to give us the real story. We’ve heard all the noise about COVID booms and tree changers flooding coastal towns, but what happens after the rush settles? Are people still moving out of the city, or has the tide gone out?

Matthew walks us through what he’s seeing on the ground; where prices surged way too far, where they’ve pulled back, and which areas are starting to bounce back. We talk about the rise of Airbnb buyers again, the return of holiday home interest, and how first-home buyers have actually had some solid opportunities, despite what the headlines say. The regional property market trends aren’t one-size-fits-all, and this chat really digs into why.

We also get into infrastructure changes like the Shell Cove Marina and new hospitals, and how those are making a real difference for retirees, families, and essential workers looking to settle in. And of course, we couldn’t help but talk about schools, childcare, and what happens when a region grows faster than it’s ready for.

This one’s a grounded, honest look at life beyond the cities; what’s working, what’s struggling, and what might be next. If you’ve been watching regional property market trends and wondering where things are headed, this episode’s got plenty to chew on.

Episode Highlights:

00:00 - Introduction

01:12 - Who is Matthew Knight?

01:29 - How has the South Coast property market changed since COVID?

05:44 - Which areas were hit hardest when the South Coast boom was corrected?

08:18 - Did city buyers push prices beyond what locals consider fair value?

10:53 - Why are some beach towns struggling more than others?

13:15 - Are more investors shifting to short-term rentals like Airbnb?

15:49 - Why have some people reversed their sea change and returned to the city?

23:36 - Did first-home buyers take advantage of softer conditions in 2024?

28:40 - What infrastructure upgrades are reshaping the region?

32:01 - Are zoning changes and new housing keeping up with growth?

33:41 - What broke when the population boomed and is it being fixed?

36:45 - What does the next five years look like for the regional market?

39:37 - How much does the future of remote work affect the coast’s appeal?

42:07 - Do locals just visit the city when they need a dose of culture or convenience?

46:22 - Matthew Knight’s property dumbo

About Our Guest:

Matthew Knight is the Founder and Director of Precium, a buyer’s agency specialising in regional New South Wales, particularly the NSW South Coast. With over two decades of experience in property investment and market analysis, Matt combines data-driven insight with a practical understanding of local dynamics. A long-time resident of the South Coast himself, he has firsthand knowledge of the region’s unique challenges and opportunities. Matt is widely respected for his integrity, deep local expertise, and commitment to helping homebuyers, investors, and downsizers make informed, confident property decisions.

Connect with Matthew Knight:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!

 


See omnystudio.com/listener for privacy information.

]]>41d2f831-c4cb-45d7-82fb-b30b00f73134Sun, 29 Jun 2025 16:37:37 +100052:05falsefull1139139111What’s Really Causing the Housing Crisis in Australia? Peter Mares Breaks It DownWhat’s Really Causing the Housing Crisis in Australia? Peter Mares Breaks It DownIs housing really unaffordable because we’re not building enough? Or is that just one part of a much bigger, more complicated story? In this episode, we sit down with Peter Mares, journalist, researcher, and author of No Place Like Home – to break down the real reasons why housing is unaffordable in Australia today.

Peter walks us through how decades of policy decisions, from tax incentives to the withdrawal of public housing investment, have created a system that prioritises wealth-building over stability. We talk about the deeper issues at play; like how negative gearing and capital gains tax concessions have distorted the market, and why treating housing as infrastructure could be a game-changer.

We also get into the cultural side of the problem. The obsession with homeownership, the underuse of housing stock, and the lack of medium-density options in the suburbs all play a role in keeping people locked out. And Peter doesn’t just point out what’s wrong, he offers grounded, practical ideas on what can actually shift.

If you’ve ever wondered why housing is unaffordable in Australia, beyond the headlines and hot takes, this conversation pulls back the curtain. It’s honest, insightful, and packed with the kind of context that’s so often missing from the national debate.

Episode Highlights:

00:00 - Introduction

04:14 - Should home ownership be the goal of housing policy?

06:09 - How has financialisation distorted our housing system?

10:39 - What are the key structural issues we keep avoiding?

14:18 - Can we even build enough housing with current capacity limits?

16:54 - What does it mean to treat housing as infrastructure?

19:03 - Can Singapore’s housing model teach Australia something?

21:23 - Should we rethink what the “ideal” Australian home looks like?

25:00 - Why aren’t people downsizing even when it makes sense?

27:04 - How does tax shape housing decisions?

32:51 - What’s changing behind the scenes at Treasury?

35:07 - Could new superannuation taxes push more money into housing?

39:06 - Is Labor too scared to touch housing tax reform again?

46:01 - Would a land tax instead of stamp duty really work?

50:35 - What got you interested in housing policy in the first place?

52:12 - What’s your take on current housing journalism?

54:53 - Peter Mares’ property dumbo

About Our Guest:

Peter Mares is an independent journalist, researcher, and public commentator best known for his book No Place Like Home: Repairing Australia’s Housing Crisis. He spent 25 years at the ABC—first as a foreign correspondent and later hosting national radio programs—before moving into urban policy and social issues. He held roles as an adjunct senior research fellow at Monash University, a Cities Fellow at the Grattan Institute, contributing editor for Inside Story, and lead moderator of the Cranlana Centre for Ethical Leadership.

Connect with Peter Mares:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>Is housing really unaffordable because we’re not building enough? Or is that just one part of a much bigger, more complicated story? In this episode, we sit down with Peter Mares, journalist, researcher, and author of No Place Like Home – to break down the real reasons why housing is unaffordable in Australia today.

Peter walks us through how decades of policy decisions, from tax incentives to the withdrawal of public housing investment, have created a system that prioritises wealth-building over stability. We talk about the deeper issues at play; like how negative gearing and capital gains tax concessions have distorted the market, and why treating housing as infrastructure could be a game-changer.

We also get into the cultural side of the problem. The obsession with homeownership, the underuse of housing stock, and the lack of medium-density options in the suburbs all play a role in keeping people locked out. And Peter doesn’t just point out what’s wrong, he offers grounded, practical ideas on what can actually shift.

If you’ve ever wondered why housing is unaffordable in Australia, beyond the headlines and hot takes, this conversation pulls back the curtain. It’s honest, insightful, and packed with the kind of context that’s so often missing from the national debate.

Episode Highlights:

00:00 - Introduction

04:14 - Should home ownership be the goal of housing policy?

06:09 - How has financialisation distorted our housing system?

10:39 - What are the key structural issues we keep avoiding?

14:18 - Can we even build enough housing with current capacity limits?

16:54 - What does it mean to treat housing as infrastructure?

19:03 - Can Singapore’s housing model teach Australia something?

21:23 - Should we rethink what the “ideal” Australian home looks like?

25:00 - Why aren’t people downsizing even when it makes sense?

27:04 - How does tax shape housing decisions?

32:51 - What’s changing behind the scenes at Treasury?

35:07 - Could new superannuation taxes push more money into housing?

39:06 - Is Labor too scared to touch housing tax reform again?

46:01 - Would a land tax instead of stamp duty really work?

50:35 - What got you interested in housing policy in the first place?

52:12 - What’s your take on current housing journalism?

54:53 - Peter Mares’ property dumbo

About Our Guest:

Peter Mares is an independent journalist, researcher, and public commentator best known for his book No Place Like Home: Repairing Australia’s Housing Crisis. He spent 25 years at the ABC—first as a foreign correspondent and later hosting national radio programs—before moving into urban policy and social issues. He held roles as an adjunct senior research fellow at Monash University, a Cities Fellow at the Grattan Institute, contributing editor for Inside Story, and lead moderator of the Cranlana Centre for Ethical Leadership.

Connect with Peter Mares:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>137106b4-9393-43df-a026-b30301810ca3Sun, 22 Jun 2025 19:00:00 +100001:03:09falsefull13903901Could the Property Boom Be Built on Illusion? Martin North Has a WarningCould the Property Boom Be Built on Illusion? Martin North Has a WarningIs all this property wealth we talk about actually real—or is it just theoretical? That’s what we unpack in this episode with our guest Martin North, founder of Digital Finance Analytics and someone who’s been watching the numbers and the story behind them for years. We ask him: is Australia’s $11 trillion property market built on something solid, or are we clinging to an illusion that’s quietly reshaping the country?

Martin walks us through what he calls a “Python swallowing an elephant” moment; the massive bulge of intergenerational wealth that’s moving slowly through the system. We get into what’s really happening with downsizing, why reverse mortgages might not be the win they’re often sold as, and what happens when kids start relying too heavily on the Bank of Mum and Dad. Spoiler: it’s not as simple or as safe as people think.

We also look at what governments are doing, policies around death tax fears, proposed taxes on unrealized gains in super, and the broader impact of kicking the can down the road. Martin doesn’t hold back when it comes to calling out flawed thinking or dangerous policy decisions, and it makes for a really thoughtful, at times surprising, conversation.

If you’re trying to make sense of where the market’s heading or what might be brewing beneath all this apparent prosperity, you’ll want to sit with this one. It’s not about panic—it’s about facing the bigger picture and asking the harder questions most people still avoid.

Episode Highlights:

00:00 - Introduction

01:26 - Who is Martin North?

02:20 - Why is intergenerational wealth transfer such a big issue today?

07:38 - Are we double counting superannuation totals when comparing asset classes?

11:29 - Why can’t many older Australians downsize, even if they want to?

13:04 - Financial traps hidden in retirement villages and reverse mortgages

18:31 - How wealth and mortgage debt are distributed across generations, and why it matters

23:21 - Cultural shift in how families are handling financial support across generations?

28:05 - Are younger generations developing a sense of entitlement toward parental financial support?

33:52 - Martin's thoughts on the proposed policy to tax unrealized gains in superannuation

39:01 - Did tax reforms under Howard trigger Australia’s property boom?

41:57 - Why has Australia’s property market outpaced the UK since 2000?

45:00 - Will Australia’s $11 trillion in property wealth ever truly change hands?

48:48 - What happens when the property wealth wave finally hits the end of the line?

52:56 - Are Australians starting to see the deeper layers behind the housing crisis?

57:19 - Martin North’s property dumbo

About Our Guest:

Martin North is the founder of Digital Finance Analytics, a boutique research and analytics firm focused on the intersection of finance, property, and consumer behavior in Australia. With a background in banking, data science, and strategic consulting, Martin is known for his in-depth housing market surveys and independent commentary on financial systems. He regularly appears in media and podcasts to share insights grounded in data, particularly on topics like intergenerational wealth, mortgage stress, and housing affordability. His work combines macroeconomic analysis with real-world household data, making him a respected voice in Australian property and finance conversations.

Connect with Martin North:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>Is all this property wealth we talk about actually real—or is it just theoretical? That’s what we unpack in this episode with our guest Martin North, founder of Digital Finance Analytics and someone who’s been watching the numbers and the story behind them for years. We ask him: is Australia’s $11 trillion property market built on something solid, or are we clinging to an illusion that’s quietly reshaping the country?

Martin walks us through what he calls a “Python swallowing an elephant” moment; the massive bulge of intergenerational wealth that’s moving slowly through the system. We get into what’s really happening with downsizing, why reverse mortgages might not be the win they’re often sold as, and what happens when kids start relying too heavily on the Bank of Mum and Dad. Spoiler: it’s not as simple or as safe as people think.

We also look at what governments are doing, policies around death tax fears, proposed taxes on unrealized gains in super, and the broader impact of kicking the can down the road. Martin doesn’t hold back when it comes to calling out flawed thinking or dangerous policy decisions, and it makes for a really thoughtful, at times surprising, conversation.

If you’re trying to make sense of where the market’s heading or what might be brewing beneath all this apparent prosperity, you’ll want to sit with this one. It’s not about panic—it’s about facing the bigger picture and asking the harder questions most people still avoid.

Episode Highlights:

00:00 - Introduction

01:26 - Who is Martin North?

02:20 - Why is intergenerational wealth transfer such a big issue today?

07:38 - Are we double counting superannuation totals when comparing asset classes?

11:29 - Why can’t many older Australians downsize, even if they want to?

13:04 - Financial traps hidden in retirement villages and reverse mortgages

18:31 - How wealth and mortgage debt are distributed across generations, and why it matters

23:21 - Cultural shift in how families are handling financial support across generations?

28:05 - Are younger generations developing a sense of entitlement toward parental financial support?

33:52 - Martin's thoughts on the proposed policy to tax unrealized gains in superannuation

39:01 - Did tax reforms under Howard trigger Australia’s property boom?

41:57 - Why has Australia’s property market outpaced the UK since 2000?

45:00 - Will Australia’s $11 trillion in property wealth ever truly change hands?

48:48 - What happens when the property wealth wave finally hits the end of the line?

52:56 - Are Australians starting to see the deeper layers behind the housing crisis?

57:19 - Martin North’s property dumbo

About Our Guest:

Martin North is the founder of Digital Finance Analytics, a boutique research and analytics firm focused on the intersection of finance, property, and consumer behavior in Australia. With a background in banking, data science, and strategic consulting, Martin is known for his in-depth housing market surveys and independent commentary on financial systems. He regularly appears in media and podcasts to share insights grounded in data, particularly on topics like intergenerational wealth, mortgage stress, and housing affordability. His work combines macroeconomic analysis with real-world household data, making him a respected voice in Australian property and finance conversations.

Connect with Martin North:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>e4b9d18d-879b-47bc-b8c5-b2fd011f446eSun, 15 Jun 2025 18:53:19 +100001:01:21falsefull13893891Australia’s Biggest Home Builder Opens Up About SurvivalAustralia’s Biggest Home Builder Opens Up About SurvivalThe building industry in Australia 2025 is still feeling the ripple effects of COVID, supply chain chaos, and builder collapses, and we wanted to know what it actually looks like to survive all that. So we brought in Brad Duggan, CEO of Metricon, to pull back the curtain on what went wrong, what they got right, and what others need to understand if they’re going to build homes (and stay afloat) in this market.

Brad doesn’t hold back. He talks about the grind; the fixed-price contracts, the cost blowouts, the tough calls they had to make just to finish the work they promised. We got into what shifted for buyers too: smaller homes, simpler choices, and a stronger demand for turnkey builds. There’s a reason Metricon pivoted in that direction, and it’s not just about profit, it’s about stability.

We also talked through some of the bigger picture issues shaping the building industry in Australia 2025. Delays in planning, lack of trades, materials tied up in tunnels and infrastructure jobs, councils dragging their feet. Brad’s got strong views on all of it, and some practical thoughts on what actually needs to change.

If you’re buying, building, or even just trying to wrap your head around the future of housing in Australia, this chat cuts through the noise. So let's dive in and get started.

Episode Highlights:

00:00 - Introduction

01:11 - Who is Brad Duggan?

01:33 - How bad has it really been for builders in the last few years?

04:14 - The toughest truths Brad had to face in stepping in as CEO

05:56 - How much building capacity did the industry lose due to insolvencies?

07:26 - If builders went under, why is there still a skilled labor shortage?

09:05 - What’s driving the increase in home building costs today?

11:45 - How much of the 50% cost increase is due to materials vs labour?

14:48 - Is outsourcing builds to China a practical solution to supply shortages?

16:05 - What makes modular construction so expensive and hard to scale?

18:29 - Are Australians too picky about customisation for mass-market housing to work?

20:31 - Why aren’t apartments a good entry point for young buyers?

21:21 - What types of builds make up Metricon’s current portfolio?

22:41 - What are the cost and risk differences between custom builds and volume builders?

25:19 - The risk of cookie-cutter suburbs in affordable housing

29:38 - Has construction productivity actually improved in Australia or not?

32:43 - Should buyers focus more on land content for better capital growth?

36:38 - Have all affected customers from collapsed builders been helped?

37:45 - What role should regulators play in builder accountability?

39:05 - Are investors finally returning to the market?

40:07 - What’s wrong with how some investment properties are sold?

47:14 - Does protecting the ‘neighbourhood feel’ stall progress?

51:39 - Brad Duggan’s property dumbo

About Our Guest:

Brad Duggan is the Chief Executive Officer of Metricon, Australia’s largest home builder. He stepped into the CEO role in July 2023 after serving as the company’s Chief Financial and Operating Officer. With over two decades of experience in finance and construction, Brad has held senior leadership positions at Probuild, WBHO Infrastructure, Australian Unity, and PwC. He holds a Bachelor of Commerce in Accounting and Finance from the University of Tasmania and is a Chartered Accountant. Brad is known for his pragmatic leadership during one of the most challenging periods in the construction industry, guiding Metricon through a successful financial turnaround while maintaining its position as the country’s top residential builder.

Connect with Brad Duggan:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>The building industry in Australia 2025 is still feeling the ripple effects of COVID, supply chain chaos, and builder collapses, and we wanted to know what it actually looks like to survive all that. So we brought in Brad Duggan, CEO of Metricon, to pull back the curtain on what went wrong, what they got right, and what others need to understand if they’re going to build homes (and stay afloat) in this market.

Brad doesn’t hold back. He talks about the grind; the fixed-price contracts, the cost blowouts, the tough calls they had to make just to finish the work they promised. We got into what shifted for buyers too: smaller homes, simpler choices, and a stronger demand for turnkey builds. There’s a reason Metricon pivoted in that direction, and it’s not just about profit, it’s about stability.

We also talked through some of the bigger picture issues shaping the building industry in Australia 2025. Delays in planning, lack of trades, materials tied up in tunnels and infrastructure jobs, councils dragging their feet. Brad’s got strong views on all of it, and some practical thoughts on what actually needs to change.

If you’re buying, building, or even just trying to wrap your head around the future of housing in Australia, this chat cuts through the noise. So let's dive in and get started.

Episode Highlights:

00:00 - Introduction

01:11 - Who is Brad Duggan?

01:33 - How bad has it really been for builders in the last few years?

04:14 - The toughest truths Brad had to face in stepping in as CEO

05:56 - How much building capacity did the industry lose due to insolvencies?

07:26 - If builders went under, why is there still a skilled labor shortage?

09:05 - What’s driving the increase in home building costs today?

11:45 - How much of the 50% cost increase is due to materials vs labour?

14:48 - Is outsourcing builds to China a practical solution to supply shortages?

16:05 - What makes modular construction so expensive and hard to scale?

18:29 - Are Australians too picky about customisation for mass-market housing to work?

20:31 - Why aren’t apartments a good entry point for young buyers?

21:21 - What types of builds make up Metricon’s current portfolio?

22:41 - What are the cost and risk differences between custom builds and volume builders?

25:19 - The risk of cookie-cutter suburbs in affordable housing

29:38 - Has construction productivity actually improved in Australia or not?

32:43 - Should buyers focus more on land content for better capital growth?

36:38 - Have all affected customers from collapsed builders been helped?

37:45 - What role should regulators play in builder accountability?

39:05 - Are investors finally returning to the market?

40:07 - What’s wrong with how some investment properties are sold?

47:14 - Does protecting the ‘neighbourhood feel’ stall progress?

51:39 - Brad Duggan’s property dumbo

About Our Guest:

Brad Duggan is the Chief Executive Officer of Metricon, Australia’s largest home builder. He stepped into the CEO role in July 2023 after serving as the company’s Chief Financial and Operating Officer. With over two decades of experience in finance and construction, Brad has held senior leadership positions at Probuild, WBHO Infrastructure, Australian Unity, and PwC. He holds a Bachelor of Commerce in Accounting and Finance from the University of Tasmania and is a Chartered Accountant. Brad is known for his pragmatic leadership during one of the most challenging periods in the construction industry, guiding Metricon through a successful financial turnaround while maintaining its position as the country’s top residential builder.

Connect with Brad Duggan:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>50e7ba98-dd2e-4276-9416-b2f400dac4e4Sun, 08 Jun 2025 19:00:00 +100055:27falsefull13883881Property Q&A: Zoning Shakeups, Rentvesting Moves & $600K Investment Myths DebunkedProperty Q&A: Zoning Shakeups, Rentvesting Moves & $600K Investment Myths DebunkedWhat do zoning shakeups mean for your suburb, your street, and your property’s value? In this Q&A episode, we answer real questions from listeners and unpack the property market trends that are shaping the way people buy, build, and invest right now.

We talk about what makes a home “A-grade” beyond land size and location, how to avoid overcapitalising, and why things like natural light and flexible layouts matter more than fancy finishes. We also break down the reality of rentvesting with a family and whether that under-$600K “positively geared” investment still exists.

Here’s what we break down in this episode:

  • Zoning changes are reshaping Sydney’s character suburbs—some areas will win, others could lose.
  • Future-proofing your build matters: think layout, street appeal, and long-term resale.
  • High rental yield doesn’t always mean better—capital growth still does the heavy lifting.
  • Rentvesting only works if it fits your long-term goals and lifestyle.
  • Don’t chase trends. Understand why the property market is shifting before you buy.

If these are the questions keeping you up at night, or at least making you pause, this episode’s worth a listen.

Episode Highlights:

00:00 - Introduction

01:49 - How will zoning and development changes affect Sydney’s heritage suburbs?

11:44 - What should I consider when building a home to maximise resale or rental value?

18:50 - Are three-bedroom apartments really being bought by first home buyers?

22:41 - Should I focus on capital growth or rental yield while building my portfolio?

34:03 - Is it still possible to buy a positively geared property under $600K?

43:56 - Should we rentvest or try to buy in an area we’ve been priced out of?

Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>What do zoning shakeups mean for your suburb, your street, and your property’s value? In this Q&A episode, we answer real questions from listeners and unpack the property market trends that are shaping the way people buy, build, and invest right now.

We talk about what makes a home “A-grade” beyond land size and location, how to avoid overcapitalising, and why things like natural light and flexible layouts matter more than fancy finishes. We also break down the reality of rentvesting with a family and whether that under-$600K “positively geared” investment still exists.

Here’s what we break down in this episode:

  • Zoning changes are reshaping Sydney’s character suburbs—some areas will win, others could lose.
  • Future-proofing your build matters: think layout, street appeal, and long-term resale.
  • High rental yield doesn’t always mean better—capital growth still does the heavy lifting.
  • Rentvesting only works if it fits your long-term goals and lifestyle.
  • Don’t chase trends. Understand why the property market is shifting before you buy.

If these are the questions keeping you up at night, or at least making you pause, this episode’s worth a listen.

Episode Highlights:

00:00 - Introduction

01:49 - How will zoning and development changes affect Sydney’s heritage suburbs?

11:44 - What should I consider when building a home to maximise resale or rental value?

18:50 - Are three-bedroom apartments really being bought by first home buyers?

22:41 - Should I focus on capital growth or rental yield while building my portfolio?

34:03 - Is it still possible to buy a positively geared property under $600K?

43:56 - Should we rentvest or try to buy in an area we’ve been priced out of?

Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>9e758a0e-1f4f-4e2b-bda5-b2ec011cb528Sun, 01 Jun 2025 19:00:00 +100050:51falsefull13873871Inside Australia’s Housing Crisis: Broken Policy, Supply Myths & Market LimitsInside Australia’s Housing Crisis: Broken Policy, Supply Myths & Market LimitsWhat if everything we’re told about fixing Australia’s housing crisis is just scratching the surface? That’s the starting point for our conversation with Michele Adair, Managing Director of the Housing Trust and a long-time advocate for meaningful housing reform. Michele brings decades of experience and doesn’t hold back when talking about what’s really broken in the system.

Throughout the episode, we cover key issues that are often ignored or oversimplified in the national conversation around Australia’s housing crisis, including:

  • Why political promises rarely translate into real, on-the-ground housing outcomes
  • The limitations of the private market and why it can’t deliver genuinely affordable homes
  • How capital gains tax discounts cost the federal budget $23 billion a year – funds that could support social housing
  • The gap between housing policy and delivery, and how that disconnect keeps communities in crisis
  • Why the Housing Australia Future Fund is a step in the right direction, but severely underfunded and politically vulnerable
  • The urgent need for a 20-year national housing strategy that includes all levels of government and addresses workforce shortages
  • How community housing providers are being stretched to the limit, despite being more efficient and regulated than many think
  • Why defining “affordable housing” matters, and how that definition has been lost at a federal level

If you care about what’s happening in housing, or you’re just tired of hearing the same old solutions that clearly aren’t working, this one’s worth a listen. Let's get started!

Episode Highlights:

00:00 - Introduction

01:21 - Who is Michele Adair?

01:59 - Could the election results have an impact on the ongoing rental crisis?

04:36 - What Michele believes the Labor Party still needs to address beyond supporting HAAF

07:06 - How Michele views the investment fund approach vs direct housing build

09:56 - What’s currently preventing good affordable housing proposals from moving forward

11:02 - Why Michele believes political messaging around “supply” misses the real issue

13:48 - Why housing affordability can’t be fixed by doing the same thing over and over

16:07 - Why housing policy shouldn't be a one-size-fits-all

27:17 - What’s changed, or hasn’t, in the rental crisis since the last conversation

29:49 - How having three levels of government makes fixing housing more difficult

36:50 - Michele’s views on how tax structures and hidden costs affect affordability

38:44 - How community housing is currently financed, and why it’s becoming harder

49:21 - How poorly designed rental laws are putting pressure on both renters and landlords

52:22 - Will regional oversupply outpace urban rental demand?

58:06 - Michele Adair’s property dumbo

59:34 - Thoughts on the 3D printed house

About Our Guest:

After seven years as CEO at Housing Trust, Michele Adair has now moved into the role of Managing Director to focus on portfolio growth. A courageous and pragmatic driving force in housing policy and advocacy, she was named one of the five most powerful people in property by the AFR in 2023 and won the UDIA’s national award for leadership excellence the same year. Michele was the inaugural Chair of Homes Tasmania and joined the Australian Urban Research Infrastructure Network as their housing industry expert in 2024.

Connect with Michele Adair:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>What if everything we’re told about fixing Australia’s housing crisis is just scratching the surface? That’s the starting point for our conversation with Michele Adair, Managing Director of the Housing Trust and a long-time advocate for meaningful housing reform. Michele brings decades of experience and doesn’t hold back when talking about what’s really broken in the system.

Throughout the episode, we cover key issues that are often ignored or oversimplified in the national conversation around Australia’s housing crisis, including:

  • Why political promises rarely translate into real, on-the-ground housing outcomes
  • The limitations of the private market and why it can’t deliver genuinely affordable homes
  • How capital gains tax discounts cost the federal budget $23 billion a year – funds that could support social housing
  • The gap between housing policy and delivery, and how that disconnect keeps communities in crisis
  • Why the Housing Australia Future Fund is a step in the right direction, but severely underfunded and politically vulnerable
  • The urgent need for a 20-year national housing strategy that includes all levels of government and addresses workforce shortages
  • How community housing providers are being stretched to the limit, despite being more efficient and regulated than many think
  • Why defining “affordable housing” matters, and how that definition has been lost at a federal level

If you care about what’s happening in housing, or you’re just tired of hearing the same old solutions that clearly aren’t working, this one’s worth a listen. Let's get started!

Episode Highlights:

00:00 - Introduction

01:21 - Who is Michele Adair?

01:59 - Could the election results have an impact on the ongoing rental crisis?

04:36 - What Michele believes the Labor Party still needs to address beyond supporting HAAF

07:06 - How Michele views the investment fund approach vs direct housing build

09:56 - What’s currently preventing good affordable housing proposals from moving forward

11:02 - Why Michele believes political messaging around “supply” misses the real issue

13:48 - Why housing affordability can’t be fixed by doing the same thing over and over

16:07 - Why housing policy shouldn't be a one-size-fits-all

27:17 - What’s changed, or hasn’t, in the rental crisis since the last conversation

29:49 - How having three levels of government makes fixing housing more difficult

36:50 - Michele’s views on how tax structures and hidden costs affect affordability

38:44 - How community housing is currently financed, and why it’s becoming harder

49:21 - How poorly designed rental laws are putting pressure on both renters and landlords

52:22 - Will regional oversupply outpace urban rental demand?

58:06 - Michele Adair’s property dumbo

59:34 - Thoughts on the 3D printed house

About Our Guest:

After seven years as CEO at Housing Trust, Michele Adair has now moved into the role of Managing Director to focus on portfolio growth. A courageous and pragmatic driving force in housing policy and advocacy, she was named one of the five most powerful people in property by the AFR in 2023 and won the UDIA’s national award for leadership excellence the same year. Michele was the inaugural Chair of Homes Tasmania and joined the Australian Urban Research Infrastructure Network as their housing industry expert in 2024.

Connect with Michele Adair:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>93e5da41-c7e7-4a6d-8b22-b2e80117f48aSun, 25 May 2025 19:00:00 +100001:01:28falsefull13863861From Dummy Bidders to Underquoting: What Auctioneers Know That You Don’tFrom Dummy Bidders to Underquoting: What Auctioneers Know That You Don’tWhat really goes on in an auctioneer’s mind, and what do they see that most buyers and sellers don’t? In this episode, we chat with Emma Brown-Garrett, a seasoned auctioneer who’s been in the property world for over 20 years, to talk about everything most people misunderstand about auctions. Emma’s not just there to call numbers. She’s reading the room, guiding negotiations, and sometimes stepping in to rescue a sale when things aren’t going to plan.

We asked her what she notices that tells her a buyer has more money to give, and she was very clear: it’s in the increments, the confidence, the speed of the bids. She also shared why so many buyers get it wrong by waiting too long or hoping someone will say “it’s on the market.” If you’re holding back for that moment, you might just miss out. And when it comes to underquoting, Emma doesn’t shy away from the tricky parts. She opens up about what’s legal, what’s fair, and how agents handle the pressure of changing buyer interest during a campaign.

We also dive into the emotional side of auctions; those moments when people start bidding against each other out of ego, not strategy. Emma talks about how she handles it when it starts to feel more like a standoff than a sale, and why being involved from the start of a campaign makes a real difference. She’s not a “rock up on the day” kind of auctioneer, and that changes everything.

If you’ve ever walked away from an auction feeling confused or frustrated, this conversation might just give you the clarity you’ve been missing.

Episode Highlights:

00:00 - Introduction

00:55 - Who is Emma Brown-Garrett?

01:49 - What adds the most value to a property sale?

02:36 - Can auctioneers fix a bad auction setup?

04:21 - Are auctioneers expected to do more than just call bids?

05:31 - What auctioneers need to know before auction day

10:07 - What are the ingredients of a good auction from a seller’s perspective?

11:56 - Emma’s thoughts on agents being the auctioneers themselves

13:50 - The hardest auction Emma’s ever had to call

16:33 - Why being involved before auction day gives auctioneers an edge

20:23 - How auctioneers tell if a buyer has more money to spend

24:48 - Can you spot a dummy bidder? What do they look like?

27:52 - An auctioneer’s responsibility in ensuring that phone bidders are legitimate

29:36 - The role of an auctioneer when buyers start overbidding emotionally

32:09 - Is underquoting still a problem? What auctioneers see on the ground

35:44 - Common mistakes buyers make at auction (and how to avoid them)

39:13 - How has changing market conditions affected the way Emma approaches auctions

43:03 - Mistakes buyer’s agents make on auction day

46:01 - Why bids over $1 million can confuse auctioneers and buyers alike

48:51 - Emma Brown-Garrett’s property dumbo

About Our Guest:

Emma Brown-Garrett is a seasoned real estate auctioneer with over 20 years of experience in the property industry, beginning her career in residential sales with some of Sydney’s most respected boutique agencies. Known for her dynamic energy, adaptability, and sharp communication skills, Emma brings a deep understanding of both sales and auctioneering to every campaign. She is highly regarded for her ability to read the auction floor, guide complex negotiations, and build trust with buyers and sellers alike. As a committed professional who often works closely with agents and vendors throughout the entire campaign—not just on auction day—Emma has earned a reputation for delivering results with integrity, insight, and a personal touch.

Connect with Emma Brown-Garrett:


Resources mentioned in the episode:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>What really goes on in an auctioneer’s mind, and what do they see that most buyers and sellers don’t? In this episode, we chat with Emma Brown-Garrett, a seasoned auctioneer who’s been in the property world for over 20 years, to talk about everything most people misunderstand about auctions. Emma’s not just there to call numbers. She’s reading the room, guiding negotiations, and sometimes stepping in to rescue a sale when things aren’t going to plan.

We asked her what she notices that tells her a buyer has more money to give, and she was very clear: it’s in the increments, the confidence, the speed of the bids. She also shared why so many buyers get it wrong by waiting too long or hoping someone will say “it’s on the market.” If you’re holding back for that moment, you might just miss out. And when it comes to underquoting, Emma doesn’t shy away from the tricky parts. She opens up about what’s legal, what’s fair, and how agents handle the pressure of changing buyer interest during a campaign.

We also dive into the emotional side of auctions; those moments when people start bidding against each other out of ego, not strategy. Emma talks about how she handles it when it starts to feel more like a standoff than a sale, and why being involved from the start of a campaign makes a real difference. She’s not a “rock up on the day” kind of auctioneer, and that changes everything.

If you’ve ever walked away from an auction feeling confused or frustrated, this conversation might just give you the clarity you’ve been missing.

Episode Highlights:

00:00 - Introduction

00:55 - Who is Emma Brown-Garrett?

01:49 - What adds the most value to a property sale?

02:36 - Can auctioneers fix a bad auction setup?

04:21 - Are auctioneers expected to do more than just call bids?

05:31 - What auctioneers need to know before auction day

10:07 - What are the ingredients of a good auction from a seller’s perspective?

11:56 - Emma’s thoughts on agents being the auctioneers themselves

13:50 - The hardest auction Emma’s ever had to call

16:33 - Why being involved before auction day gives auctioneers an edge

20:23 - How auctioneers tell if a buyer has more money to spend

24:48 - Can you spot a dummy bidder? What do they look like?

27:52 - An auctioneer’s responsibility in ensuring that phone bidders are legitimate

29:36 - The role of an auctioneer when buyers start overbidding emotionally

32:09 - Is underquoting still a problem? What auctioneers see on the ground

35:44 - Common mistakes buyers make at auction (and how to avoid them)

39:13 - How has changing market conditions affected the way Emma approaches auctions

43:03 - Mistakes buyer’s agents make on auction day

46:01 - Why bids over $1 million can confuse auctioneers and buyers alike

48:51 - Emma Brown-Garrett’s property dumbo

About Our Guest:

Emma Brown-Garrett is a seasoned real estate auctioneer with over 20 years of experience in the property industry, beginning her career in residential sales with some of Sydney’s most respected boutique agencies. Known for her dynamic energy, adaptability, and sharp communication skills, Emma brings a deep understanding of both sales and auctioneering to every campaign. She is highly regarded for her ability to read the auction floor, guide complex negotiations, and build trust with buyers and sellers alike. As a committed professional who often works closely with agents and vendors throughout the entire campaign—not just on auction day—Emma has earned a reputation for delivering results with integrity, insight, and a personal touch.

Connect with Emma Brown-Garrett:


Resources mentioned in the episode:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>bf5eca34-ac0b-4895-94b3-b2e101226c9eSun, 18 May 2025 19:00:00 +100054:10falsefull13853851Is Media Hype Making Australia’s Housing Crisis Worse? with Cameron KusherIs Media Hype Making Australia’s Housing Crisis Worse? with Cameron KusherHow much of what we hear about Australia’s housing crisis is actually true, and how much is just media hype?

In this episode, we’re joined by Cameron Kusher, a property economist who’s here to speak without corporate filters, and he doesn’t hold back. We talk about how the media often gets housing stories wrong, oversimplifying complex issues just to chase clicks. The real concern? That these headlines shape government policy, leading to short-sighted solutions that don’t actually fix anything.

Cameron walks us through what’s really driving the supply issue: rising construction costs, GST on new builds, financing hurdles, and why “just build more” isn’t as easy as it sounds. We also chat about the missing piece in most political conversations: renters. There’s been decades of underinvestment in social and affordable housing, but that rarely gets the spotlight.

We cover everything from tax reform to built-to-rent models, university responsibilities, and what role governments should be playing. If you’ve ever felt like the housing conversation is stuck or too focused on band-aid solutions, this one’s worth a listen.

Episode Highlights:

00:00 - Introduction

01:02 - Who is Cameron Kusher?

01:38 - What frustrates Cameron the most about how media covers the housing market

04:21 - How could governments better assist the housing market?

12:44 -  How biased is property media? Can we trust it?

15:26 - What do major networks get wrong about the property market?

17:30 - Why immigration is so hard to reduce and what does it means for housing

22:08 - Will falling inflation and interest rates increase housing approvals?

26:31 - Are planning reforms in NSW and VIC actually working?

33:35 - How much housing supply is considered enough? Can we sustain it?

42:14 - Could tax reform like land tax replace stamp duty?

46:14 - Do bold buyer incentives help or hurt the housing market?

48:37 - Are young people really locked out of the housing market?

51:53 - Is ‘giving while living’ the new Bank of Mum and Dad?

53:55 - Will downsizing boomers actually free up family homes?

57:46 - Are Australians becoming comfortable with lifelong mortgage debt?

1:00:06 - Cameron Kusher's property dumbo

About Our Guest:

Cameron Kusher is a seasoned property economist and one of Australia’s most respected housing market commentators. With more than 20 years of experience working in the Australian property sector., he has held senior research roles at CoreLogic and REA Group, where he served as Executive Manager of Economic Research. Cameron’s expertise spans residential and commercial property markets, focusing on data-driven insights into housing trends, affordability, and policy impacts. He is a sought-after speaker and writer, known for cutting through media noise to highlight the structural and economic forces shaping Australia’s housing landscape. 

Connect with Cameron Kusher:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>How much of what we hear about Australia’s housing crisis is actually true, and how much is just media hype?

In this episode, we’re joined by Cameron Kusher, a property economist who’s here to speak without corporate filters, and he doesn’t hold back. We talk about how the media often gets housing stories wrong, oversimplifying complex issues just to chase clicks. The real concern? That these headlines shape government policy, leading to short-sighted solutions that don’t actually fix anything.

Cameron walks us through what’s really driving the supply issue: rising construction costs, GST on new builds, financing hurdles, and why “just build more” isn’t as easy as it sounds. We also chat about the missing piece in most political conversations: renters. There’s been decades of underinvestment in social and affordable housing, but that rarely gets the spotlight.

We cover everything from tax reform to built-to-rent models, university responsibilities, and what role governments should be playing. If you’ve ever felt like the housing conversation is stuck or too focused on band-aid solutions, this one’s worth a listen.

Episode Highlights:

00:00 - Introduction

01:02 - Who is Cameron Kusher?

01:38 - What frustrates Cameron the most about how media covers the housing market

04:21 - How could governments better assist the housing market?

12:44 -  How biased is property media? Can we trust it?

15:26 - What do major networks get wrong about the property market?

17:30 - Why immigration is so hard to reduce and what does it means for housing

22:08 - Will falling inflation and interest rates increase housing approvals?

26:31 - Are planning reforms in NSW and VIC actually working?

33:35 - How much housing supply is considered enough? Can we sustain it?

42:14 - Could tax reform like land tax replace stamp duty?

46:14 - Do bold buyer incentives help or hurt the housing market?

48:37 - Are young people really locked out of the housing market?

51:53 - Is ‘giving while living’ the new Bank of Mum and Dad?

53:55 - Will downsizing boomers actually free up family homes?

57:46 - Are Australians becoming comfortable with lifelong mortgage debt?

1:00:06 - Cameron Kusher's property dumbo

About Our Guest:

Cameron Kusher is a seasoned property economist and one of Australia’s most respected housing market commentators. With more than 20 years of experience working in the Australian property sector., he has held senior research roles at CoreLogic and REA Group, where he served as Executive Manager of Economic Research. Cameron’s expertise spans residential and commercial property markets, focusing on data-driven insights into housing trends, affordability, and policy impacts. He is a sought-after speaker and writer, known for cutting through media noise to highlight the structural and economic forces shaping Australia’s housing landscape. 

Connect with Cameron Kusher:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>238b0df9-1ff6-401c-b430-b2da0109ecc6Sun, 11 May 2025 19:00:00 +100001:05:01falsefull12282281Why Behavioural Economics Matters in Real Estate with Evan LucasWhy Behavioural Economics Matters in Real Estate with Evan LucasWhat if the real driver behind Australia’s property obsession isn’t logic, but human behaviour?

In this episode, we’re joined by behavioural economist Evan Lucas, and let’s just say… this one’s a thinker. We talk about how our attitudes toward property have shifted since the pandemic; what’s stuck, what’s changed, and why the DIY mindset, generational habits, and even the Bunnings effect all feed into the way we view real estate. It’s not just about shelter. It’s about control. Identity. Security. And that deeply emotional idea of “home.”

Evan pulls back the curtain on how we’re wired to respond to urgency, pressure, and even shiny marketing tactics, and how those biases can lead us straight into the wrong property decisions (even when we think we’re being smart about it). We get into pain points like home bias, dopamine hits, and the big one: why losing money on property feels so personal, because for many of us, it is.

There’s so much in here for buyers, sellers, and anyone trying to make sense of today’s market. If you’ve ever wondered why the numbers don’t always add up to the decisions people make, this episode explains a lot.

Episode Highlights:

00:00 - Introduction

01:06 - Who is Evan Lucas?

02:44 - Why Australians are so obsessed with property

06:07 - The real consequences of a property-driven culture

09:17 - Why does behavioural economics matter so much when you’re investing?

13:31 - When did Evan realise behaviour was driving investment outcomes 

22:38 - The behavioural biases that quietly sabotage property buyers

29:31 - The big differences in beliefs and behaviours around property across generations

34:38 - Why housing has become a generational and cultural tug-of-war

38:28 - What COVID changed and what it didn’t

42:29 - Will the regional shift last now that offices are calling people back?

46:29 - Work-life tug-of-war: Who’s really in control now?

51:13 - Evan's thoughts on allowing first home buyers to access their super

57:12 - What Evan thinks about value and what it really means in the context of property

1:03:16 - Evan Lucas’ property dumbo

About Our Guest:

Evan Lucas is a leading behavioural economist, author, and financial commentator known for making complex money matters relatable and human. With a background in global finance and a passion for understanding how emotions and biases shape financial decisions, Evan helps Australians rethink the way they engage with money, investing, and property. He regularly appears in national media and is the author of Mind Over Money, where he explores why logic often takes a back seat when it comes to personal finance.

Connect with Evan Lucas:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>What if the real driver behind Australia’s property obsession isn’t logic, but human behaviour?

In this episode, we’re joined by behavioural economist Evan Lucas, and let’s just say… this one’s a thinker. We talk about how our attitudes toward property have shifted since the pandemic; what’s stuck, what’s changed, and why the DIY mindset, generational habits, and even the Bunnings effect all feed into the way we view real estate. It’s not just about shelter. It’s about control. Identity. Security. And that deeply emotional idea of “home.”

Evan pulls back the curtain on how we’re wired to respond to urgency, pressure, and even shiny marketing tactics, and how those biases can lead us straight into the wrong property decisions (even when we think we’re being smart about it). We get into pain points like home bias, dopamine hits, and the big one: why losing money on property feels so personal, because for many of us, it is.

There’s so much in here for buyers, sellers, and anyone trying to make sense of today’s market. If you’ve ever wondered why the numbers don’t always add up to the decisions people make, this episode explains a lot.

Episode Highlights:

00:00 - Introduction

01:06 - Who is Evan Lucas?

02:44 - Why Australians are so obsessed with property

06:07 - The real consequences of a property-driven culture

09:17 - Why does behavioural economics matter so much when you’re investing?

13:31 - When did Evan realise behaviour was driving investment outcomes 

22:38 - The behavioural biases that quietly sabotage property buyers

29:31 - The big differences in beliefs and behaviours around property across generations

34:38 - Why housing has become a generational and cultural tug-of-war

38:28 - What COVID changed and what it didn’t

42:29 - Will the regional shift last now that offices are calling people back?

46:29 - Work-life tug-of-war: Who’s really in control now?

51:13 - Evan's thoughts on allowing first home buyers to access their super

57:12 - What Evan thinks about value and what it really means in the context of property

1:03:16 - Evan Lucas’ property dumbo

About Our Guest:

Evan Lucas is a leading behavioural economist, author, and financial commentator known for making complex money matters relatable and human. With a background in global finance and a passion for understanding how emotions and biases shape financial decisions, Evan helps Australians rethink the way they engage with money, investing, and property. He regularly appears in national media and is the author of Mind Over Money, where he explores why logic often takes a back seat when it comes to personal finance.

Connect with Evan Lucas:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>7f35ed4e-8b16-4900-a1d4-b2d301503abcSun, 04 May 2025 21:19:02 +100001:07:41falsefull13833831Is the U.S. Doing Real Estate Better? Agents, Fees & Buyer Deals ExplainedIs the U.S. Doing Real Estate Better? Agents, Fees & Buyer Deals ExplainedLately, it feels like everyone’s saying Australia is just a few steps behind the U.S. when it comes to real estate; especially with buyer’s agents. But I’ve always wondered… is that actually a good thing?

In this episode, we're joined again by David Sidoni, host of the How to Buy a Home podcast, and we pull back the curtain on how real estate really works in the U.S. We talk about agent commissions, who pays who, what the buyer’s agent actually does, and how a recent $5 billion lawsuit is turning the whole system on its head.

David explains why the traditional model of sellers paying both agents’ fees is being challenged, and what that means now that buyers might have to start footing the bill themselves. We also get into the wild west of agent licensing, what it takes (or doesn’t take) to become an agent in the States, and how portals like Zillow are trying to grab their piece of the pie, often at the buyer’s expense.

It’s a fascinating look at a system that’s often pitched to us as “better,” when in reality… it’s a bit of a mess. If you’ve ever been told that Australia should follow the U.S. model, this conversation might have you rethinking that entirely.

Episode Highlights:

00:00 - Introduction

01:13 - Who is David Sidoni?

02:00 - The basics: How real estate deals actually work in the U.S.

05:37 - Do you really need a buyer’s agent in America?

06:51 - Can one agent represent both buyer and seller?

07:37 - If you skip a buyer’s agent, should you get a discount?

10:01 - Are buyer’s agents steering clients based on commission?

14:05 - Are buyer’s agents advocates or just dealmakers?

16:14 - Why are there so many real estate agents in the U.S.?

19:16 - Are U.S. buyer’s agents door openers or true advisors?

22:26 - Zillow exposed: Are you really talking to the right agent?

23:55 - How to find a genuine buyer’s agent in a new city

24:03 - What’s the difference between a listing agent and a buyer’s agent?

27:21 - The lawsuit that shook U.S. Real estate: What really happened

44:58 - How mortgage approvals and property valuations work in the U.S.

49:03 - Does America really do property auctions?

53:12 - Interest rates, refinancing, and the ‘locked-in’ homeowner crisis

58:05 - Are first-time buyers stuck on the first rung of the property ladder?

58:34 - David Sidoni's property dumbo

About Our Guest:

David Sidoni is a real estate expert and host of the How to Buy a Home podcast, where he helps first-time buyers navigate the confusing world of property with clear, practical advice. With nearly two decades of experience and over 1.7 million podcast downloads, David is known for breaking down complex real estate concepts and advocating for buyers who often feel overwhelmed or overlooked. His mission is to empower everyday people with the knowledge and confidence to make smart home-buying decisions without the industry jargon or pressure.

Connect with David Sidoni:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>Lately, it feels like everyone’s saying Australia is just a few steps behind the U.S. when it comes to real estate; especially with buyer’s agents. But I’ve always wondered… is that actually a good thing?

In this episode, we're joined again by David Sidoni, host of the How to Buy a Home podcast, and we pull back the curtain on how real estate really works in the U.S. We talk about agent commissions, who pays who, what the buyer’s agent actually does, and how a recent $5 billion lawsuit is turning the whole system on its head.

David explains why the traditional model of sellers paying both agents’ fees is being challenged, and what that means now that buyers might have to start footing the bill themselves. We also get into the wild west of agent licensing, what it takes (or doesn’t take) to become an agent in the States, and how portals like Zillow are trying to grab their piece of the pie, often at the buyer’s expense.

It’s a fascinating look at a system that’s often pitched to us as “better,” when in reality… it’s a bit of a mess. If you’ve ever been told that Australia should follow the U.S. model, this conversation might have you rethinking that entirely.

Episode Highlights:

00:00 - Introduction

01:13 - Who is David Sidoni?

02:00 - The basics: How real estate deals actually work in the U.S.

05:37 - Do you really need a buyer’s agent in America?

06:51 - Can one agent represent both buyer and seller?

07:37 - If you skip a buyer’s agent, should you get a discount?

10:01 - Are buyer’s agents steering clients based on commission?

14:05 - Are buyer’s agents advocates or just dealmakers?

16:14 - Why are there so many real estate agents in the U.S.?

19:16 - Are U.S. buyer’s agents door openers or true advisors?

22:26 - Zillow exposed: Are you really talking to the right agent?

23:55 - How to find a genuine buyer’s agent in a new city

24:03 - What’s the difference between a listing agent and a buyer’s agent?

27:21 - The lawsuit that shook U.S. Real estate: What really happened

44:58 - How mortgage approvals and property valuations work in the U.S.

49:03 - Does America really do property auctions?

53:12 - Interest rates, refinancing, and the ‘locked-in’ homeowner crisis

58:05 - Are first-time buyers stuck on the first rung of the property ladder?

58:34 - David Sidoni's property dumbo

About Our Guest:

David Sidoni is a real estate expert and host of the How to Buy a Home podcast, where he helps first-time buyers navigate the confusing world of property with clear, practical advice. With nearly two decades of experience and over 1.7 million podcast downloads, David is known for breaking down complex real estate concepts and advocating for buyers who often feel overwhelmed or overlooked. His mission is to empower everyday people with the knowledge and confidence to make smart home-buying decisions without the industry jargon or pressure.

Connect with David Sidoni:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>6718019b-8b28-4f12-9e6f-b2cc0160249dSun, 27 Apr 2025 21:26:01 +100001:03:18falsefull13823821How to Tell If a Builder or Developer Can Be TrustedHow to Tell If a Builder or Developer Can Be TrustedBuying a property is one of the biggest financial commitments most people will ever make, and yet, so many buyers are forced to make that decision with barely any reliable information about who’s building their home. In this episode, we sit down with Brad Walters from Equifax to unpack the trust crisis in the Australian construction industry, and more importantly, what’s being done to fix it.

We talk about the lack of transparency in building quality, the rise in insolvencies, and those so-called phoenix companies that keep reappearing under new names. Brad walks us through iCIRT, a national rating system designed to help buyers, insurers, and lenders assess the trustworthiness of builders and developers. It’s based on six core criteria: everything from conduct and character to financial capacity; and honestly, as someone who’s big on due diligence, I found it incredibly encouraging to know this kind of tool exists.

What’s particularly eye-opening is that, according to the data, around 75% of the industry is actually doing the right thing. But it’s that 20 to 25% who cut corners, take shortcuts, or just don’t stick around when things go wrong, that’s where the damage happens. And unfortunately, they drag down the whole industry with them.

If you’re thinking about buying something off the plan, or even just a property built in the last decade, this conversation is a must. We dig into how iCIRT works, the limitations of current protections across different states, and the role of government in holding the industry to higher standards. Tune in and let's get started!

Episode Highlights:

00:00 - Introduction

01:08 - Who is Brad Walters?

02:14 - Understanding the iCIRT tool and why it matters

07:11 - Can buyers rely on builder info outside of NSW?

13:24 - How iCIRT gathers data you can trust

19:33 - Is the rating system voluntary? Who’s avoiding it?

25:12 - When things go wrong: Judging a builder by their response

30:14 - What’s behind the data? Gathering and verifying builder info

34:51 - Protecting yourself from builder insolvency

38:21 - Does more regulation mean higher construction costs?

41:44 - How new builders can still earn trust

45:14 - Is iCIRT a national standard or just a NSW initiative?

48:21 - Can iCIRT ratings actually help off-the-plan buyers?

49:43 - What about suppliers? Expanding accountability beyond builders

51:42 - Contract clauses that can give buyers more protection

52:34 - Beyond trust: What else needs fixing in construction?

55:32 - Brad Walters’ property dumbo

About Our Guest:

Brad Walters is the Head of Product and Rating Services at Equifax Australia, where he leads initiatives to enhance transparency and trust in the construction industry. He oversees the development of tools like the Independent Construction Industry Rating Tool (iCIRT), which assesses the reliability of builders and developers. Brad has advised major banks, insurers, corporations, and government departments on corporate strategy, finance, and risk management. He also serves as a board-appointed director for several Equifax-related entities, contributing to industry-wide innovation and improved business outcomes.

Connect with Brad Walters:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>Buying a property is one of the biggest financial commitments most people will ever make, and yet, so many buyers are forced to make that decision with barely any reliable information about who’s building their home. In this episode, we sit down with Brad Walters from Equifax to unpack the trust crisis in the Australian construction industry, and more importantly, what’s being done to fix it.

We talk about the lack of transparency in building quality, the rise in insolvencies, and those so-called phoenix companies that keep reappearing under new names. Brad walks us through iCIRT, a national rating system designed to help buyers, insurers, and lenders assess the trustworthiness of builders and developers. It’s based on six core criteria: everything from conduct and character to financial capacity; and honestly, as someone who’s big on due diligence, I found it incredibly encouraging to know this kind of tool exists.

What’s particularly eye-opening is that, according to the data, around 75% of the industry is actually doing the right thing. But it’s that 20 to 25% who cut corners, take shortcuts, or just don’t stick around when things go wrong, that’s where the damage happens. And unfortunately, they drag down the whole industry with them.

If you’re thinking about buying something off the plan, or even just a property built in the last decade, this conversation is a must. We dig into how iCIRT works, the limitations of current protections across different states, and the role of government in holding the industry to higher standards. Tune in and let's get started!

Episode Highlights:

00:00 - Introduction

01:08 - Who is Brad Walters?

02:14 - Understanding the iCIRT tool and why it matters

07:11 - Can buyers rely on builder info outside of NSW?

13:24 - How iCIRT gathers data you can trust

19:33 - Is the rating system voluntary? Who’s avoiding it?

25:12 - When things go wrong: Judging a builder by their response

30:14 - What’s behind the data? Gathering and verifying builder info

34:51 - Protecting yourself from builder insolvency

38:21 - Does more regulation mean higher construction costs?

41:44 - How new builders can still earn trust

45:14 - Is iCIRT a national standard or just a NSW initiative?

48:21 - Can iCIRT ratings actually help off-the-plan buyers?

49:43 - What about suppliers? Expanding accountability beyond builders

51:42 - Contract clauses that can give buyers more protection

52:34 - Beyond trust: What else needs fixing in construction?

55:32 - Brad Walters’ property dumbo

About Our Guest:

Brad Walters is the Head of Product and Rating Services at Equifax Australia, where he leads initiatives to enhance transparency and trust in the construction industry. He oversees the development of tools like the Independent Construction Industry Rating Tool (iCIRT), which assesses the reliability of builders and developers. Brad has advised major banks, insurers, corporations, and government departments on corporate strategy, finance, and risk management. He also serves as a board-appointed director for several Equifax-related entities, contributing to industry-wide innovation and improved business outcomes.

Connect with Brad Walters:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>7d879f2b-6175-450e-a0d1-b2c500ff5df5Sun, 20 Apr 2025 19:00:00 +100059:17falsefull13813811Diana Mousina on Why Property Is Australia’s Economic BackboneDiana Mousina on Why Property Is Australia’s Economic BackboneWhat role does property truly play in shaping Australia’s economic story? In today's episode, we sit down with Diana Mousina, Senior Economist at AMP, to unpack why property plays such a central role in Australia’s economic landscape. Diana brings a sharp, accessible take on the macro forces at play, both locally and globally, and helps us make sense of how the housing market ended up where it is today.

We explore the persistent housing undersupply across the country, how population growth and household formation trends feed into demand, and why supply still hasn’t kept pace. Diana talks us through the long-term structural issues: from planning and regulation to developer incentives, and explains why there’s no single lever that can fix affordability on its own.

We also touch on broader economic dynamics: what slower productivity growth means for Australia, how inflation is likely to behave in the coming years, and why the push for government intervention has fundamentally changed post-pandemic.

If you’ve been trying to make sense of property prices, population pressures, or policy decisions and how they all connect, this conversation offers clarity and context. It’s a grounded look at what’s really driving the housing market and what might shape its future, so tune in and let's get started!

Episode Highlights:

00:00 - Welcome

00:57 - Who is Diana Mousina?

01:34 - Why Diana’s economic content resonates

02:43 - Will the Trump administration really impact the Australian property market?

04:52 - What’s behind the housing supply crisis?

06:20 - The demand dilemma and oversupply myth

10:49 - What’s the economic fallout of Australia's housing problem?

14:24 - How instrumental is Victoria’s oversupply to their current state of affairs?

16:13 - When is it useful to consider Australia as one market versus dozens?

18:11 - Can we just cut migration to fix the housing problem?

21:09 - Why does Australia obsess over economic growth? Is it really that necessary?

27:03 -  Australia’s long-term economic outlook

30:01 - Do you think recession is a real risk for Australia?

32:19 - What’s really happening with inflation?

37:05 - Has the post-pandemic economy outgrown old benchmarks like the RBA's inflation target?

39:12 - Will the upcoming election shift housing policy?

41:21 - Diana Mousina’s property dumbo

About Our Guest:

Diana Mousina is the Deputy Chief Economist at AMP, where she leads macroeconomic research and market analysis to guide investment strategy. With a Bachelor of Commerce and a Master of Finance from the University of New South Wales, she brings over a decade of experience in economic forecasting, funds management, and public commentary. Diana is known for her clear, engaging approach to complex topics, often using pop culture references and social media—especially TikTok and LinkedIn—to make economics accessible and relatable. Her work has made her a recognizable voice in Australia’s economic landscape, particularly around housing, inflation, and policy trends.

Connect with Diana Mousina:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>What role does property truly play in shaping Australia’s economic story? In today's episode, we sit down with Diana Mousina, Senior Economist at AMP, to unpack why property plays such a central role in Australia’s economic landscape. Diana brings a sharp, accessible take on the macro forces at play, both locally and globally, and helps us make sense of how the housing market ended up where it is today.

We explore the persistent housing undersupply across the country, how population growth and household formation trends feed into demand, and why supply still hasn’t kept pace. Diana talks us through the long-term structural issues: from planning and regulation to developer incentives, and explains why there’s no single lever that can fix affordability on its own.

We also touch on broader economic dynamics: what slower productivity growth means for Australia, how inflation is likely to behave in the coming years, and why the push for government intervention has fundamentally changed post-pandemic.

If you’ve been trying to make sense of property prices, population pressures, or policy decisions and how they all connect, this conversation offers clarity and context. It’s a grounded look at what’s really driving the housing market and what might shape its future, so tune in and let's get started!

Episode Highlights:

00:00 - Welcome

00:57 - Who is Diana Mousina?

01:34 - Why Diana’s economic content resonates

02:43 - Will the Trump administration really impact the Australian property market?

04:52 - What’s behind the housing supply crisis?

06:20 - The demand dilemma and oversupply myth

10:49 - What’s the economic fallout of Australia's housing problem?

14:24 - How instrumental is Victoria’s oversupply to their current state of affairs?

16:13 - When is it useful to consider Australia as one market versus dozens?

18:11 - Can we just cut migration to fix the housing problem?

21:09 - Why does Australia obsess over economic growth? Is it really that necessary?

27:03 -  Australia’s long-term economic outlook

30:01 - Do you think recession is a real risk for Australia?

32:19 - What’s really happening with inflation?

37:05 - Has the post-pandemic economy outgrown old benchmarks like the RBA's inflation target?

39:12 - Will the upcoming election shift housing policy?

41:21 - Diana Mousina’s property dumbo

About Our Guest:

Diana Mousina is the Deputy Chief Economist at AMP, where she leads macroeconomic research and market analysis to guide investment strategy. With a Bachelor of Commerce and a Master of Finance from the University of New South Wales, she brings over a decade of experience in economic forecasting, funds management, and public commentary. Diana is known for her clear, engaging approach to complex topics, often using pop culture references and social media—especially TikTok and LinkedIn—to make economics accessible and relatable. Her work has made her a recognizable voice in Australia’s economic landscape, particularly around housing, inflation, and policy trends.

Connect with Diana Mousina:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>13773139-6044-46f0-b466-b2be0114399bSun, 13 Apr 2025 18:00:00 +100046:00falsefull13803801Can AI Really Decode Planning Regulations for Property Developers?Can AI Really Decode Planning Regulations for Property Developers?Trying to work out what’s actually possible on a development site can be an absolute nightmare. So in this episode, we’re joined by Will Sullivan from PropCode to talk about how AI might be able to help. We dig into how tech is being used to speed up the research process, reduce the need to spend hours on council websites (or pay $250 an hour to a planner), and pull together planning rules that are otherwise hidden across PDFs, maps, and inconsistent formats.

We talk through how PropCode works, what it can do—and just as importantly, where it stops. It’s not replacing town planners or council staff, but it can give homeowners, investors, and developers a clearer sense of what they’re working with before diving in too deep or spending money on the wrong site.

We also unpack the major planning reforms in New South Wales and how they’re set to impact development potential around train stations and local centres. Will explains why not every site will benefit equally, and why developers still have to think hard about feasibility—because just being zoned for six stories doesn’t automatically mean a windfall.

If you’re buying, selling, renovating, or developing property in NSW, or just want to understand how AI fits into the planning space, this is a great one to tune in to. We’ve also included a link to PropCode’s free tool in the show notes—it’s worth checking out.

Episode Highlights:

00:00 - Introduction

01:04 - Who is Will Sullivan?

02:13 - What is the Mecone Mosaic planning tool, what does it do, and how is it being applied?

03:26 - What sparked the idea behind Propcode?

05:49 - Who Propcode is actually built for

07:22 - How PropCode deals with subjective elements like heritage and conservation areas

10:49 - Propcode’s limitations: An outline of what it can’t automate yet

17:01 - What happens when state policy overrides council rules?

18:52 - Are planning reforms making Propcode more essential than ever?

24:47 - How Propcode helps you understand development potential of neighbouring sites

29:10 - How Propcode surfaces hidden planning details you might miss

35:35 - What urban planners can learn from the insurance industry

41:45 - Can AI lead to smarter, more strategic urban planning?

49:50 - Is the planning process one of the major roadblocks to building more homes?

51:48 - Will Sullivan’s property dumbo

About Our Guest:

Will Sullivan is the CEO of PropCode, bringing a unique background that blends expertise in urban planning, data analysis, and natural hazards. With over seven years in the planning industry, including key work at Mecone Consulting where he developed the widely-used Mecone Mosaic mapping tool, Will has advised both government and private sector clients across Australia. His earlier experience in the insurance sector studying natural hazards informs his approach to the built environment, giving him a deep understanding of how environmental risks intersect with planning decisions.

Connect with Will Sullivan:


Resources mentioned in this episode:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>Trying to work out what’s actually possible on a development site can be an absolute nightmare. So in this episode, we’re joined by Will Sullivan from PropCode to talk about how AI might be able to help. We dig into how tech is being used to speed up the research process, reduce the need to spend hours on council websites (or pay $250 an hour to a planner), and pull together planning rules that are otherwise hidden across PDFs, maps, and inconsistent formats.

We talk through how PropCode works, what it can do—and just as importantly, where it stops. It’s not replacing town planners or council staff, but it can give homeowners, investors, and developers a clearer sense of what they’re working with before diving in too deep or spending money on the wrong site.

We also unpack the major planning reforms in New South Wales and how they’re set to impact development potential around train stations and local centres. Will explains why not every site will benefit equally, and why developers still have to think hard about feasibility—because just being zoned for six stories doesn’t automatically mean a windfall.

If you’re buying, selling, renovating, or developing property in NSW, or just want to understand how AI fits into the planning space, this is a great one to tune in to. We’ve also included a link to PropCode’s free tool in the show notes—it’s worth checking out.

Episode Highlights:

00:00 - Introduction

01:04 - Who is Will Sullivan?

02:13 - What is the Mecone Mosaic planning tool, what does it do, and how is it being applied?

03:26 - What sparked the idea behind Propcode?

05:49 - Who Propcode is actually built for

07:22 - How PropCode deals with subjective elements like heritage and conservation areas

10:49 - Propcode’s limitations: An outline of what it can’t automate yet

17:01 - What happens when state policy overrides council rules?

18:52 - Are planning reforms making Propcode more essential than ever?

24:47 - How Propcode helps you understand development potential of neighbouring sites

29:10 - How Propcode surfaces hidden planning details you might miss

35:35 - What urban planners can learn from the insurance industry

41:45 - Can AI lead to smarter, more strategic urban planning?

49:50 - Is the planning process one of the major roadblocks to building more homes?

51:48 - Will Sullivan’s property dumbo

About Our Guest:

Will Sullivan is the CEO of PropCode, bringing a unique background that blends expertise in urban planning, data analysis, and natural hazards. With over seven years in the planning industry, including key work at Mecone Consulting where he developed the widely-used Mecone Mosaic mapping tool, Will has advised both government and private sector clients across Australia. His earlier experience in the insurance sector studying natural hazards informs his approach to the built environment, giving him a deep understanding of how environmental risks intersect with planning decisions.

Connect with Will Sullivan:


Resources mentioned in this episode:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>a1f9e1dc-9460-4adc-a385-b2b700df4ae0Sun, 06 Apr 2025 19:17:43 +100054:12falsefull13793791Has Melbourne’s Market Shifted for Good—Or Is This Just a Blip? Cate Bakos ExplainsHas Melbourne’s Market Shifted for Good—Or Is This Just a Blip? Cate Bakos ExplainsMelbourne’s property market has been through a lot lately — ups, downs, and now a bit of a bounce. Is this a genuine turnaround, or just a brief shift before more challenges arise? In this episode, we chat with Cate Bakos, a seasoned Melbourne property market specialist who knows the city’s market dynamics better than most.

Cate shares what she’s seeing at the coalface — from interstate investors jumping in to locals cautiously testing the waters. We dig into the impact of Melbourne’s massive infrastructure projects, the aftermath of the city’s harsh lockdowns, and why sentiment can sometimes outweigh the raw data. Cate also touches on the challenges investors are facing, like rising land taxes and stricter rental regulations. It’s a complicated picture, and there’s a lot to consider.

If you’ve been curious about whether Melbourne’s market has truly found its feet or if this is just a momentary shift, you should listen to this episode. Join us as we unpack what’s really happening on the ground, the signals that may hint at a lasting change, and the realities buyers, sellers, and investors need to navigate.

Episode Highlights:

00:00 - Introduction

01:05 - Who is Cate Bakos?

02:39 - What’s driving the surge in buyer activity across Melbourne?

09:29 - Has Melbourne’s mojo returned post-COVID?

13:57 - Is the recent investor interest in Melbourne based on solid data—or just market bias?

17:05 - Cate weighs in on the narrative around high listing volumes in Melbourne

21:01 - What does Victoria’s $1 million daily interest bill mean for property?

26:42 - Buyer preferences are shifting again—are we back to wanting proximity over space?

31:20 - Do younger buyers still prefer the same suburbs and homes as older generations?

34:35 - Why some Melbourne apartments are struggling while others hold strong

38:10 - Has land tax made buyers think twice about purchasing a holiday home?

40:34 - What’s driving Melbourne’s tight rental market and rising yields?

45:38 - Are interstate investors replacing locals who’ve sold out of Melbourne?

46:23 - Cate explains who benefits most from Victoria’s Shared Equity scheme

49:41 - What will it take for upgraders and downsizers to re-enter the market?

51:11 - Cate Bakos’ property dumbo

About Our Guest:

Cate Bakos, with a Chemistry degree from Monash University, transitioned from a successful career in sales and marketing with Orica to becoming an award-winning real estate professional. After purchasing her first property at 21, she moved into Melbourne’s Bayside property market, later founding Cate Bakos Property in 2014. Cate has guided over 2,000 clients through property purchases and strategies, leveraging her expertise in lending policy and cashflow analysis. A regular media commentator, Cate co-hosts “The Property Trio” podcast and authored “Successful Property Investment.” She served as REBAA President from 2019 to 2023 and continues to mentor young industry professionals.

Connect with Cate Bakos:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>Melbourne’s property market has been through a lot lately — ups, downs, and now a bit of a bounce. Is this a genuine turnaround, or just a brief shift before more challenges arise? In this episode, we chat with Cate Bakos, a seasoned Melbourne property market specialist who knows the city’s market dynamics better than most.

Cate shares what she’s seeing at the coalface — from interstate investors jumping in to locals cautiously testing the waters. We dig into the impact of Melbourne’s massive infrastructure projects, the aftermath of the city’s harsh lockdowns, and why sentiment can sometimes outweigh the raw data. Cate also touches on the challenges investors are facing, like rising land taxes and stricter rental regulations. It’s a complicated picture, and there’s a lot to consider.

If you’ve been curious about whether Melbourne’s market has truly found its feet or if this is just a momentary shift, you should listen to this episode. Join us as we unpack what’s really happening on the ground, the signals that may hint at a lasting change, and the realities buyers, sellers, and investors need to navigate.

Episode Highlights:

00:00 - Introduction

01:05 - Who is Cate Bakos?

02:39 - What’s driving the surge in buyer activity across Melbourne?

09:29 - Has Melbourne’s mojo returned post-COVID?

13:57 - Is the recent investor interest in Melbourne based on solid data—or just market bias?

17:05 - Cate weighs in on the narrative around high listing volumes in Melbourne

21:01 - What does Victoria’s $1 million daily interest bill mean for property?

26:42 - Buyer preferences are shifting again—are we back to wanting proximity over space?

31:20 - Do younger buyers still prefer the same suburbs and homes as older generations?

34:35 - Why some Melbourne apartments are struggling while others hold strong

38:10 - Has land tax made buyers think twice about purchasing a holiday home?

40:34 - What’s driving Melbourne’s tight rental market and rising yields?

45:38 - Are interstate investors replacing locals who’ve sold out of Melbourne?

46:23 - Cate explains who benefits most from Victoria’s Shared Equity scheme

49:41 - What will it take for upgraders and downsizers to re-enter the market?

51:11 - Cate Bakos’ property dumbo

About Our Guest:

Cate Bakos, with a Chemistry degree from Monash University, transitioned from a successful career in sales and marketing with Orica to becoming an award-winning real estate professional. After purchasing her first property at 21, she moved into Melbourne’s Bayside property market, later founding Cate Bakos Property in 2014. Cate has guided over 2,000 clients through property purchases and strategies, leveraging her expertise in lending policy and cashflow analysis. A regular media commentator, Cate co-hosts “The Property Trio” podcast and authored “Successful Property Investment.” She served as REBAA President from 2019 to 2023 and continues to mentor young industry professionals.

Connect with Cate Bakos:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>7f6fc06d-75ac-4b53-a5bf-b2b001084e4bSun, 30 Mar 2025 18:00:00 +100054:39falsefull13783781The Hard Truth About Due Diligence: If You’re Not Doing This, You’re at RiskThe Hard Truth About Due Diligence: If You’re Not Doing This, You’re at RiskWhen it comes to buying property, many people think due diligence is just checking if the house looks nice or if the price feels right. But the reality is, it runs way deeper than that. In this episode, we take you through our 109-point due diligence checklist—yes, 109 points—and share what really goes into properly evaluating a property.

We dig into why so many buyers, and even some buyers’ agents, miss crucial details that can lead to expensive regrets. From spotting dodgy renovations and unapproved works to reading contracts carefully, we show that it’s not just about ticking boxes—it’s about genuinely understanding the risks and avoiding mistakes that could haunt you later.

If you think you can skip a few steps and still be fine, think again. We share real-world examples of how people have been burned by “hot market blindness” and the dangers of rushing through due diligence. Our goal is to help you buy with your eyes wide open, so you’re not left asking, “Why didn’t anyone tell me that?” down the track.

Episode Highlights:

00:00 - Introduction

02:07 - How to approach a property inspection when buyers are rushing from viewing to viewing

04:54 - Dealing with deal breakers even when the client loves the property

08:50 - Why Veronica insists on multiple property visits and internal collaboration

10:40 - Veronica explains when and how pricing considerations come into play

13:28 - Uncovering overlooked details in vendor disclosure documents

16:44 - Veronica breaks down the risks associated with unapproved modifications

18:09 - Getting client buy-in before diving deeper into due diligence

21:18 - Diving deep into legal due diligence

23:43 - Why due diligence for strata properties demands extra attention

34:33 - How Veronica manages pricing expectations while dealing with agents

45:37 - The importance of building and pest inspections — choosing the right inspectors

48:30 - How to approach properties with slim chances of success but significant potential

53:23 - Additional points from Veronica

Resources:


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]]>When it comes to buying property, many people think due diligence is just checking if the house looks nice or if the price feels right. But the reality is, it runs way deeper than that. In this episode, we take you through our 109-point due diligence checklist—yes, 109 points—and share what really goes into properly evaluating a property.

We dig into why so many buyers, and even some buyers’ agents, miss crucial details that can lead to expensive regrets. From spotting dodgy renovations and unapproved works to reading contracts carefully, we show that it’s not just about ticking boxes—it’s about genuinely understanding the risks and avoiding mistakes that could haunt you later.

If you think you can skip a few steps and still be fine, think again. We share real-world examples of how people have been burned by “hot market blindness” and the dangers of rushing through due diligence. Our goal is to help you buy with your eyes wide open, so you’re not left asking, “Why didn’t anyone tell me that?” down the track.

Episode Highlights:

00:00 - Introduction

02:07 - How to approach a property inspection when buyers are rushing from viewing to viewing

04:54 - Dealing with deal breakers even when the client loves the property

08:50 - Why Veronica insists on multiple property visits and internal collaboration

10:40 - Veronica explains when and how pricing considerations come into play

13:28 - Uncovering overlooked details in vendor disclosure documents

16:44 - Veronica breaks down the risks associated with unapproved modifications

18:09 - Getting client buy-in before diving deeper into due diligence

21:18 - Diving deep into legal due diligence

23:43 - Why due diligence for strata properties demands extra attention

34:33 - How Veronica manages pricing expectations while dealing with agents

45:37 - The importance of building and pest inspections — choosing the right inspectors

48:30 - How to approach properties with slim chances of success but significant potential

53:23 - Additional points from Veronica

Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>61f65281-e913-4bed-ab65-b2a900cbaee1Sun, 23 Mar 2025 18:00:00 +100057:14falsefull13773771Are We Ignoring the True Forces Behind Property Prices? with Simon PressleyAre We Ignoring the True Forces Behind Property Prices? with Simon PressleyWe hear it all the time—population growth drives property prices. But is that actually true, or just one of the many myths that get thrown around in real estate? In this episode, we sit down with Simon Pressley from Propertyology to break down what really moves property markets. Is it supply and demand? Is it economic conditions? Or are we just looking at all the wrong things?

Simon spent years studying Australian property history, and he’s got some strong opinions—like why people completely misunderstand the impact of population growth and why economic diversity is actually the real game-changer. We also get into the rise of AI in property research. Can data and algorithms actually predict the next boom, or is it just another overhyped tool that doesn’t account for the real drivers of price growth?

If you want to cut through the noise and get a clearer picture of what actually makes property markets move, this episode is for you.

Episode Highlights:

00:00 - Introduction

01:39 - What are some of the big property myths we should debunk?

04:17 - Understanding the real drivers of property markets

08:57 - Is population growth needed for long-term sustainable price growth?

11:10 - The case for regional investing—why some areas outperform capital cities

17:05 - Choosing the right investment property: location, scarcity, and affordability

18:58 - Buy-and-hold vs. selling at the right time—when does it make sense to exit?

27:56 - Have Simon ever advised clients to exit a market due to economic downturns

31:55 - Is Darwin really the next big thing, or is the hype misleading?

33:49 - What drove Hobart’s property boom, and is it still a good investment?

38:08 - The trade-off between diversification and capital growth in property investing

43:47 - Key criteria that make a region unsuitable for investment

46:15 - Lessons learned from getting a property prediction wrong

50:41 - Simon's take on the rise of new buyer’s agents flooding the market

54:41 - AI in property investing—helpful tool or just another gimmick?

58:56 -  Could large-scale investor activity artificially inflate prices in certain markets?

1:05:18 - Simon Pressley’s property dumbo

About Our Guest:

Simon Pressley is the Managing Director and Head of Research at Propertyology, a Hall of Fame inductee of the Real Estate Institute of Australia, and a nationally recognised property market analyst. Known for challenging conventional wisdom, he has a proven track record of accurately forecasting market trends, including being the only expert to predict Australia’s post-COVID property boom. With extensive experience in property investment, finance, and buyer’s advocacy, Simon has helped everyday Australians invest across 23 cities and towns. A sought-after media commentator and keynote speaker, he brings deep insights into the complexities of real estate markets nationwide.

Connect with Simon Pressley:


Resources:


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]]>We hear it all the time—population growth drives property prices. But is that actually true, or just one of the many myths that get thrown around in real estate? In this episode, we sit down with Simon Pressley from Propertyology to break down what really moves property markets. Is it supply and demand? Is it economic conditions? Or are we just looking at all the wrong things?

Simon spent years studying Australian property history, and he’s got some strong opinions—like why people completely misunderstand the impact of population growth and why economic diversity is actually the real game-changer. We also get into the rise of AI in property research. Can data and algorithms actually predict the next boom, or is it just another overhyped tool that doesn’t account for the real drivers of price growth?

If you want to cut through the noise and get a clearer picture of what actually makes property markets move, this episode is for you.

Episode Highlights:

00:00 - Introduction

01:39 - What are some of the big property myths we should debunk?

04:17 - Understanding the real drivers of property markets

08:57 - Is population growth needed for long-term sustainable price growth?

11:10 - The case for regional investing—why some areas outperform capital cities

17:05 - Choosing the right investment property: location, scarcity, and affordability

18:58 - Buy-and-hold vs. selling at the right time—when does it make sense to exit?

27:56 - Have Simon ever advised clients to exit a market due to economic downturns

31:55 - Is Darwin really the next big thing, or is the hype misleading?

33:49 - What drove Hobart’s property boom, and is it still a good investment?

38:08 - The trade-off between diversification and capital growth in property investing

43:47 - Key criteria that make a region unsuitable for investment

46:15 - Lessons learned from getting a property prediction wrong

50:41 - Simon's take on the rise of new buyer’s agents flooding the market

54:41 - AI in property investing—helpful tool or just another gimmick?

58:56 -  Could large-scale investor activity artificially inflate prices in certain markets?

1:05:18 - Simon Pressley’s property dumbo

About Our Guest:

Simon Pressley is the Managing Director and Head of Research at Propertyology, a Hall of Fame inductee of the Real Estate Institute of Australia, and a nationally recognised property market analyst. Known for challenging conventional wisdom, he has a proven track record of accurately forecasting market trends, including being the only expert to predict Australia’s post-COVID property boom. With extensive experience in property investment, finance, and buyer’s advocacy, Simon has helped everyday Australians invest across 23 cities and towns. A sought-after media commentator and keynote speaker, he brings deep insights into the complexities of real estate markets nationwide.

Connect with Simon Pressley:


Resources:


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See omnystudio.com/listener for privacy information.

]]>25eb0f61-aa02-42fe-aab1-b2a2012d067eSun, 16 Mar 2025 19:14:25 +100001:07:43falsefull13763761Dodgy Deals, Red Flags & Buyer’s Agent Dilemmas—Your Property Questions Answered!Dodgy Deals, Red Flags & Buyer’s Agent Dilemmas—Your Property Questions Answered!We’re tackling some seriously meaty questions in this episode, covering everything from dodgy deals to buyer’s agent dilemmas. Should you buy a house near a mobile phone tower? How do you handle a seller who’s going solo without an agent? And what does it mean when a property keeps changing hands every few years—red flag or just a coincidence?

We also dig into what happens when you start losing confidence in your buyer’s agent. Do you keep going, or do you cut your losses and walk away? And what if you suspect you’ve got some dud properties in your portfolio—should you hold, or is it time to sell and reinvest in something better?

These are the kinds of questions that can make or break a property decision, and we’re unpacking them all in this episode. If you’ve ever second-guessed a purchase (or a buyer’s agent!), this one’s for you.

Episode Highlights:

00:00 - Introduction

01:08 - Should I buy a house near a mobile phone tower?

12:46 - How can a buyer manage negotiations with a private seller?

20:40 - How should a buyer present an offer?

28:03 - Is it a red flag if a property has changed hands every five years?

33:55 - What should you do if you realise your investment properties aren’t A-grade, even though they were bought with the help of buyer’s agents?

43:10 - What to do if you’re losing confidence in your buyer’s agent—keep going or walk away?

Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>We’re tackling some seriously meaty questions in this episode, covering everything from dodgy deals to buyer’s agent dilemmas. Should you buy a house near a mobile phone tower? How do you handle a seller who’s going solo without an agent? And what does it mean when a property keeps changing hands every few years—red flag or just a coincidence?

We also dig into what happens when you start losing confidence in your buyer’s agent. Do you keep going, or do you cut your losses and walk away? And what if you suspect you’ve got some dud properties in your portfolio—should you hold, or is it time to sell and reinvest in something better?

These are the kinds of questions that can make or break a property decision, and we’re unpacking them all in this episode. If you’ve ever second-guessed a purchase (or a buyer’s agent!), this one’s for you.

Episode Highlights:

00:00 - Introduction

01:08 - Should I buy a house near a mobile phone tower?

12:46 - How can a buyer manage negotiations with a private seller?

20:40 - How should a buyer present an offer?

28:03 - Is it a red flag if a property has changed hands every five years?

33:55 - What should you do if you realise your investment properties aren’t A-grade, even though they were bought with the help of buyer’s agents?

43:10 - What to do if you’re losing confidence in your buyer’s agent—keep going or walk away?

Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>8aad90ba-cc14-4ee4-91aa-b299011578abSun, 09 Mar 2025 18:00:00 +100055:48falsefull13753751How Will Climate Risk Impact Your Property’s Future Value?How Will Climate Risk Impact Your Property’s Future Value?Climate risk is no longer a distant concern—it’s already shaping how banks, insurers, and homeowners approach property. In this episode, we sit down with Philip Tapsell from XDI Systems, part of the Climate Risk Group, to explore how climate-related risks are being measured and factored into financial decisions. How close are banks to pricing in climate risk with mortgages? What happens when certain areas become uninsurable? And what can property owners do to safeguard their investments?

Philip breaks down the growing impact of extreme weather on property values and highlights the information gap between financial institutions and everyday buyers. We discuss the challenges of outdated flood maps, the shifting approach to risk assessment, and whether institutions are doing enough to prepare for future disasters.

We also touch on how other countries are responding—some taking proactive steps, others simply waiting for someone else to move first. If you’re a property owner or buyer, this conversation is a must-listen to understand what climate risk means for your biggest asset.

Episode Highlights:

00:00 - Introduction

01:00 - Who is Philip Tapsall?

02:10 - What made Philip leave the banks?

04:15 - Philip's major concerns when it comes to climate risk and property

06:55 - Why flood maps have been redone, and its impact on property buyers

11:33 - Are banks and insurers avoiding the reality of climate risk?

15:17 - Proactive or reactive: Are we handling climate risk the wrong way?

18:45 - Is climate risk hitting lower-income communities the hardest?

21:04 - What needs to change in the next decade to protect property from climate risk?

24:05 - Should we focus on protecting existing homes instead of restricting new builds?

26:43 - How property value, population, and location impact climate risk

30:48 - Are affluent nations taking action on climate risk, or still in denial?

40:06 - What climate risk ratings really mean for homeowners

47:47 - Climate risks beyond fire and flood homeowners should watch for

54:15 - Philip Tapsall’s property dumbo

About Our Guest:

Philip Tapsall is the Head of Corporate and Finance Sector Engagement at XDI Systems. He leads XDI’s engagement with regulators, corporates, and financial institutions, helping them assess climate risk. XDI, part of the Climate Risk Group, quantifies the cost of extreme weather on physical assets. He also serves as General Manager of Climate Valuation, which helps individuals and communities understand climate-related property risks. With over 20 years in finance, policy, and engineering, Philip has worked with ANZ, Westpac, HSBC, and WWF-India. He holds degrees in Commerce, Political Science (Hons), and Civil Engineering and is a graduate of the Australian Institute of Company Directors.

Connect with Philip Tapsall:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>Climate risk is no longer a distant concern—it’s already shaping how banks, insurers, and homeowners approach property. In this episode, we sit down with Philip Tapsell from XDI Systems, part of the Climate Risk Group, to explore how climate-related risks are being measured and factored into financial decisions. How close are banks to pricing in climate risk with mortgages? What happens when certain areas become uninsurable? And what can property owners do to safeguard their investments?

Philip breaks down the growing impact of extreme weather on property values and highlights the information gap between financial institutions and everyday buyers. We discuss the challenges of outdated flood maps, the shifting approach to risk assessment, and whether institutions are doing enough to prepare for future disasters.

We also touch on how other countries are responding—some taking proactive steps, others simply waiting for someone else to move first. If you’re a property owner or buyer, this conversation is a must-listen to understand what climate risk means for your biggest asset.

Episode Highlights:

00:00 - Introduction

01:00 - Who is Philip Tapsall?

02:10 - What made Philip leave the banks?

04:15 - Philip's major concerns when it comes to climate risk and property

06:55 - Why flood maps have been redone, and its impact on property buyers

11:33 - Are banks and insurers avoiding the reality of climate risk?

15:17 - Proactive or reactive: Are we handling climate risk the wrong way?

18:45 - Is climate risk hitting lower-income communities the hardest?

21:04 - What needs to change in the next decade to protect property from climate risk?

24:05 - Should we focus on protecting existing homes instead of restricting new builds?

26:43 - How property value, population, and location impact climate risk

30:48 - Are affluent nations taking action on climate risk, or still in denial?

40:06 - What climate risk ratings really mean for homeowners

47:47 - Climate risks beyond fire and flood homeowners should watch for

54:15 - Philip Tapsall’s property dumbo

About Our Guest:

Philip Tapsall is the Head of Corporate and Finance Sector Engagement at XDI Systems. He leads XDI’s engagement with regulators, corporates, and financial institutions, helping them assess climate risk. XDI, part of the Climate Risk Group, quantifies the cost of extreme weather on physical assets. He also serves as General Manager of Climate Valuation, which helps individuals and communities understand climate-related property risks. With over 20 years in finance, policy, and engineering, Philip has worked with ANZ, Westpac, HSBC, and WWF-India. He holds degrees in Commerce, Political Science (Hons), and Civil Engineering and is a graduate of the Australian Institute of Company Directors.

Connect with Philip Tapsall:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>a1c8ea8a-60b0-4683-a2b3-b291009d6f02Sun, 02 Mar 2025 18:00:00 +100056:26falsefull13743741Could Australia Face a Bushfire Disaster Like Los Angeles? Greg Mullins Weighs InCould Australia Face a Bushfire Disaster Like Los Angeles? Greg Mullins Weighs InThousands of homes wiped out, entire neighborhoods gone—wildfires in Los Angeles have reached a terrifying new level. But could something like that happen here in Australia?

Former New South Wales Fire and Rescue Commissioner Greg Mullins joins us to break it all down—how bushfires are getting worse, why they’re becoming harder to fight, and what that means for people living near bushland.

Greg shares his firsthand experience working with fire agencies around the world and explains how bushfires are now turning into full-blown urban firestorms. We get into why hazard reduction burns are getting trickier, what building codes can (and can’t) do to protect homes, and the brutal reality that some fires just can’t be fought.

It’s a conversation that every homeowner—especially those in fire-prone areas—needs to hear. So what can we actually do about it? Greg’s got some straight-up advice, plus a few surprising facts that might change the way you think about bushfire risk.

Episode Highlights:

00:00 - Introduction

00:52 - Who is Greg Mullins?

02:17 - Did experts ever imagine wildfires could destroy a city like this?

04:06 - What is the meaning of urban conflagration?

06:32 - Could the Australian government have acted to avert the 2020 bushfires?

08:14 - Are authorities taking climate and fire warnings more seriously today?

09:13 - Could Australia face an urban fire like LA's, and what can we do to prevent it?

12:59 - Best way to unite fire services, councils, and property owners on fire prevention

18:43 - How is climate change making bushfires more extreme and unpredictable?

24:56 - How emergency services are gearing up for increasingly demanding fire events

28:22 - How is the insurance industry responding to rising bushfire threats?

32:40 - Can Australia’s construction sector keep up with rebuilding after bushfires?

34:39 - Is urban sprawl increasing fire and heat risks in Western Sydney?

38:44 - Best ways to fireproof homes in high-risk bushfire areas

43:48 - Should Australia strengthen its building codes for bushfire-prone areas?

46:13 - The dangers and long-term health effects of bushfire smoke

49:46 - Greg Mullins’ property dumbo

About Our Guest:

Greg Mullins AO, AFSM, is a veteran firefighter, climate advocate, and leader in emergency management. Serving nearly 14 years as Commissioner of Fire & Rescue NSW, he was the first to rise from the ranks to lead the agency, becoming its longest-serving chief in over a century. His expertise spans international bushfire management, emergency response coordination, and strategic leadership, including roles as President of the peak fire and emergency services council for Australia and New Zealand. After retiring in 2017, he rejoined the Rural Fire Service and was on the frontlines during the 2019–2020 Black Summer. Concerned about worsening climate-driven disasters, he founded Emergency Leaders for Climate Action, rallying former fire chiefs to push for urgent policy change. He continues to serve as a Climate Councillor and holds advisory roles shaping bushfire and emergency response strategies. His book, Firestorm, offers a firefighter’s perspective on the growing impact of climate change on natural disasters.

Connect with Greg Mullins:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>Thousands of homes wiped out, entire neighborhoods gone—wildfires in Los Angeles have reached a terrifying new level. But could something like that happen here in Australia?

Former New South Wales Fire and Rescue Commissioner Greg Mullins joins us to break it all down—how bushfires are getting worse, why they’re becoming harder to fight, and what that means for people living near bushland.

Greg shares his firsthand experience working with fire agencies around the world and explains how bushfires are now turning into full-blown urban firestorms. We get into why hazard reduction burns are getting trickier, what building codes can (and can’t) do to protect homes, and the brutal reality that some fires just can’t be fought.

It’s a conversation that every homeowner—especially those in fire-prone areas—needs to hear. So what can we actually do about it? Greg’s got some straight-up advice, plus a few surprising facts that might change the way you think about bushfire risk.

Episode Highlights:

00:00 - Introduction

00:52 - Who is Greg Mullins?

02:17 - Did experts ever imagine wildfires could destroy a city like this?

04:06 - What is the meaning of urban conflagration?

06:32 - Could the Australian government have acted to avert the 2020 bushfires?

08:14 - Are authorities taking climate and fire warnings more seriously today?

09:13 - Could Australia face an urban fire like LA's, and what can we do to prevent it?

12:59 - Best way to unite fire services, councils, and property owners on fire prevention

18:43 - How is climate change making bushfires more extreme and unpredictable?

24:56 - How emergency services are gearing up for increasingly demanding fire events

28:22 - How is the insurance industry responding to rising bushfire threats?

32:40 - Can Australia’s construction sector keep up with rebuilding after bushfires?

34:39 - Is urban sprawl increasing fire and heat risks in Western Sydney?

38:44 - Best ways to fireproof homes in high-risk bushfire areas

43:48 - Should Australia strengthen its building codes for bushfire-prone areas?

46:13 - The dangers and long-term health effects of bushfire smoke

49:46 - Greg Mullins’ property dumbo

About Our Guest:

Greg Mullins AO, AFSM, is a veteran firefighter, climate advocate, and leader in emergency management. Serving nearly 14 years as Commissioner of Fire & Rescue NSW, he was the first to rise from the ranks to lead the agency, becoming its longest-serving chief in over a century. His expertise spans international bushfire management, emergency response coordination, and strategic leadership, including roles as President of the peak fire and emergency services council for Australia and New Zealand. After retiring in 2017, he rejoined the Rural Fire Service and was on the frontlines during the 2019–2020 Black Summer. Concerned about worsening climate-driven disasters, he founded Emergency Leaders for Climate Action, rallying former fire chiefs to push for urgent policy change. He continues to serve as a Climate Councillor and holds advisory roles shaping bushfire and emergency response strategies. His book, Firestorm, offers a firefighter’s perspective on the growing impact of climate change on natural disasters.

Connect with Greg Mullins:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>dd795ae6-964e-4c8d-86c1-b28c00b37d69Sun, 23 Feb 2025 18:00:00 +100054:19falsefull13733731Is Long-Term Thinking Actually Sabotaging Your Property Goals?Is Long-Term Thinking Actually Sabotaging Your Property Goals?Most people assume long-term thinking is the key to success in property—but what if it’s actually holding you back? In this episode, we break down whether having a long-term property strategy is always the smartest move—or if it could actually be working against you. We take you through how we each approach property strategy, why some plans are set up to fail from the start, and how to tell if the advice you’re getting is truly in your best interest or just a well-packaged sales pitch.

Chris shares how his strategy sessions with clients unfold, the key questions that reveal what really matters, and why understanding your next move—not just the one in front of you—is so critical. Veronica talks through the biggest mistakes she sees people make, why so many investors end up stuck with properties that don’t serve them, and how to avoid locking yourself into a plan that doesn’t adapt to real life.

We also get into the risks of relying too much on spreadsheets and formulas, why property strategy isn’t just about numbers, and how the best decisions come from asking the right questions. If you’re thinking about your next property move, this episode will give you a fresh perspective on how to approach it.

Episode Highlights:

00:00 - Introduction

01:14 - How Chris initiates and conducts property strategy discussions with clients

04:05 - Do property strategy sessions ever change a buyer’s mind?

08:59 - Does Chris charge for his strategy sessions?

12:18 - Does Chris encounter recurring or common property strategy scenarios?

16:37 - The different types of clients who seek strategy sessions and the key issues they face

22:04 - Are property strategy plans too focused on numbers instead of real-life goals?

27:04 - Explaining the power of compounding in real estate through the lily pad analogy

31:51 - What happens when couples have conflicting property goals?

37:09 - How to realistically assess the right timing for property decisions

39:44 - Taking a holistic approach to property strategy sessions

49:13 - The role of data and/or local knowledge in helping investors pick good properties

Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>Most people assume long-term thinking is the key to success in property—but what if it’s actually holding you back? In this episode, we break down whether having a long-term property strategy is always the smartest move—or if it could actually be working against you. We take you through how we each approach property strategy, why some plans are set up to fail from the start, and how to tell if the advice you’re getting is truly in your best interest or just a well-packaged sales pitch.

Chris shares how his strategy sessions with clients unfold, the key questions that reveal what really matters, and why understanding your next move—not just the one in front of you—is so critical. Veronica talks through the biggest mistakes she sees people make, why so many investors end up stuck with properties that don’t serve them, and how to avoid locking yourself into a plan that doesn’t adapt to real life.

We also get into the risks of relying too much on spreadsheets and formulas, why property strategy isn’t just about numbers, and how the best decisions come from asking the right questions. If you’re thinking about your next property move, this episode will give you a fresh perspective on how to approach it.

Episode Highlights:

00:00 - Introduction

01:14 - How Chris initiates and conducts property strategy discussions with clients

04:05 - Do property strategy sessions ever change a buyer’s mind?

08:59 - Does Chris charge for his strategy sessions?

12:18 - Does Chris encounter recurring or common property strategy scenarios?

16:37 - The different types of clients who seek strategy sessions and the key issues they face

22:04 - Are property strategy plans too focused on numbers instead of real-life goals?

27:04 - Explaining the power of compounding in real estate through the lily pad analogy

31:51 - What happens when couples have conflicting property goals?

37:09 - How to realistically assess the right timing for property decisions

39:44 - Taking a holistic approach to property strategy sessions

49:13 - The role of data and/or local knowledge in helping investors pick good properties

Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>49030b7b-35cf-4e7f-9038-b286013db528Sun, 16 Feb 2025 20:03:32 +100057:21falsefull13723721The Critical Role of Tax Planning in Property Wealth BuildingThe Critical Role of Tax Planning in Property Wealth BuildingTax planning in property isn’t just a technical detail—it’s a game changer. In this episode, we explore why getting the right advice early can be the difference between wealth creation and costly mistakes. From uncovering myths about negative gearing to breaking down the hidden ways investors lose money, our conversation with Catherine Simons talks about what really matters when it comes to structuring your investments wisely.

We discuss common traps, like rushing into property trusts or ignoring the impact of selling in unfavourable tax years. Catherine shares practical advice on pre-purchase consultations, highlighting why your accountant’s input is crucial long before signing on the dotted line. And for those navigating property inside super funds, she doesn’t hold back on the risks and benefits, making sure you know what to avoid.

This episode is packed with actionable insights on structuring, tax strategies, and long-term planning. So don't miss it! Let's get started.

Episode Highlights:

00:00 - Introduction

00:55 - Who is Catherine Simons?

02:07 - What came first—Catherine's profession or her love of property?

03:34 - Key lessons or myths Catherine has debunked when working with property investors

05:23 - Common ways people can lose money on property investments

07:04 - What are the most common tax rules or misconceptions committed by most people?

10:47 - Deciding the best ownership structure for a property investor (from an accountant)

12:06 - At what point should a property investor engage an accountant?

15:32 - What are some common tax-related mistakes property investors make

22:32 - Common misconceptions people have about negative gearing and positive cash flow

25:26 - What makes a great property asset based on Catherine's client experience

27:52 - Insights Catherine gained from clients engaged in flipping or property development

31:20 - Foundational tax principles evolving, and key trends for 2025 and beyond

34:47 - What’s the impact of tax and super changes on company vs. trust structures?

36;35 - What makes liquidity a common issue when buying property within an SMSF?

44:54 - Where owner-occupiers go wrong with tax when renting out their home short term

48:39 - Catherine Simons’ property dumbo

About Our Guest:

Catherine Simons is the Managing Director of WSC Group, bringing over 19 years of expertise in public practice accounting. Specialising in rental property investment and advising small to medium-sized businesses, Catherine is dedicated to helping clients build wealth and achieve financial growth through strategic business advisory and taxation services. She also oversees continuous improvement initiatives within WSC Group, ensuring operational excellence. A sought-after speaker and expert, Catherine shares insights on key financial topics and enjoys balancing her professional life with family time and personal interests in podcasts focused on finance, pop culture, and health.

Connect with Catherine Simons:


Resources:


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]]>Tax planning in property isn’t just a technical detail—it’s a game changer. In this episode, we explore why getting the right advice early can be the difference between wealth creation and costly mistakes. From uncovering myths about negative gearing to breaking down the hidden ways investors lose money, our conversation with Catherine Simons talks about what really matters when it comes to structuring your investments wisely.

We discuss common traps, like rushing into property trusts or ignoring the impact of selling in unfavourable tax years. Catherine shares practical advice on pre-purchase consultations, highlighting why your accountant’s input is crucial long before signing on the dotted line. And for those navigating property inside super funds, she doesn’t hold back on the risks and benefits, making sure you know what to avoid.

This episode is packed with actionable insights on structuring, tax strategies, and long-term planning. So don't miss it! Let's get started.

Episode Highlights:

00:00 - Introduction

00:55 - Who is Catherine Simons?

02:07 - What came first—Catherine's profession or her love of property?

03:34 - Key lessons or myths Catherine has debunked when working with property investors

05:23 - Common ways people can lose money on property investments

07:04 - What are the most common tax rules or misconceptions committed by most people?

10:47 - Deciding the best ownership structure for a property investor (from an accountant)

12:06 - At what point should a property investor engage an accountant?

15:32 - What are some common tax-related mistakes property investors make

22:32 - Common misconceptions people have about negative gearing and positive cash flow

25:26 - What makes a great property asset based on Catherine's client experience

27:52 - Insights Catherine gained from clients engaged in flipping or property development

31:20 - Foundational tax principles evolving, and key trends for 2025 and beyond

34:47 - What’s the impact of tax and super changes on company vs. trust structures?

36;35 - What makes liquidity a common issue when buying property within an SMSF?

44:54 - Where owner-occupiers go wrong with tax when renting out their home short term

48:39 - Catherine Simons’ property dumbo

About Our Guest:

Catherine Simons is the Managing Director of WSC Group, bringing over 19 years of expertise in public practice accounting. Specialising in rental property investment and advising small to medium-sized businesses, Catherine is dedicated to helping clients build wealth and achieve financial growth through strategic business advisory and taxation services. She also oversees continuous improvement initiatives within WSC Group, ensuring operational excellence. A sought-after speaker and expert, Catherine shares insights on key financial topics and enjoys balancing her professional life with family time and personal interests in podcasts focused on finance, pop culture, and health.

Connect with Catherine Simons:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>55da3297-e795-4993-a96f-b27f011fdd41Sun, 09 Feb 2025 18:31:28 +100054:55falsefull13713711What Does the Future Hold for Real Estate in a Climate-Conscious World?What Does the Future Hold for Real Estate in a Climate-Conscious World?Ever wondered if energy-efficient homes are the next big thing in real estate? Or is the industry still lagging on this?

In this episode, we're diving into how sustainability is shaking up the property game, and we've got Jacob Caine, president of the Real Estate Institute of Victoria, to give us the inside scoop. Jacob was at the 2024 UN Climate Change Conference, representing Australian real estate, so he knows what's up.

We're talking about how climate change – from crazy weather events to skyrocketing energy bills – is changing what buyers want and how much homes are worth. Will houses with bad energy ratings become impossible to sell or get a loan for? We're also looking at how banks are getting involved, new rating systems, and how energy-efficient features are becoming more than just a nice-to-have – they're protecting your investment.

But there's also the practical stuff: what can homeowners and investors do right now to stay ahead of the curve? Jacob's got tips on everything from solar panels to minimum rental standards, and how these changes will affect everyday decisions about property.

So, if you're curious about how property, climate, and money all fit together, this episode is packed with info you won't want to miss.

Episode Highlights:

00:00 - Introduction

01:11 - Who is Jacob Caine?

02:04 - What motivated Jacob's attendance at COP 29, and what were his key goals?

03:33 - How important is Australia’s contribution to the global sustainability movement?

08:21 - How reliable is CoreLogic’s analysis without a rating system for existing homes?

14:18 - How soon will energy ratings become a key factor in property markets?

21:05 - Will banks require property upgrades to approve financing?

25:11 - What does resilience mean in the context of property?

27:41 - Do home builders have a valid point about energy efficiency standards raising costs?

36:53 - How quickly can we transition to renewable energy according to the model?

41:58 - Energy ratings or home renovations: which one is responsible for price increases?

48:46 - Do you agree that property managers are getting overwhelmed by new requirements?

52:54 - Should energy efficiency efforts prioritise apartments over individual houses?

59:03 - Jacob Caine’s property dumbo

About Our Guest:

Jacob Caine is the CEO of Ray White CRE and is serving his second term as President of the Real Estate Institute of Victoria, with directorship roles at the Real Estate Institute of Australia and View.com.au. A licensed estate agent with extensive leadership experience, he has an impressive academic background, holding a Bachelor’s degree from Melbourne University, an MBA from Monash, and a Master’s in International Relations from Harvard, where he graduated on the Dean’s List. Currently pursuing a PhD at the National Security College (ANU), Jacob’s research focuses on the evolution of cyberattacks. His professional credentials include certificates in leadership, negotiation, and international security from Harvard, among others.

Connect with Jacob Caine: 


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>Ever wondered if energy-efficient homes are the next big thing in real estate? Or is the industry still lagging on this?

In this episode, we're diving into how sustainability is shaking up the property game, and we've got Jacob Caine, president of the Real Estate Institute of Victoria, to give us the inside scoop. Jacob was at the 2024 UN Climate Change Conference, representing Australian real estate, so he knows what's up.

We're talking about how climate change – from crazy weather events to skyrocketing energy bills – is changing what buyers want and how much homes are worth. Will houses with bad energy ratings become impossible to sell or get a loan for? We're also looking at how banks are getting involved, new rating systems, and how energy-efficient features are becoming more than just a nice-to-have – they're protecting your investment.

But there's also the practical stuff: what can homeowners and investors do right now to stay ahead of the curve? Jacob's got tips on everything from solar panels to minimum rental standards, and how these changes will affect everyday decisions about property.

So, if you're curious about how property, climate, and money all fit together, this episode is packed with info you won't want to miss.

Episode Highlights:

00:00 - Introduction

01:11 - Who is Jacob Caine?

02:04 - What motivated Jacob's attendance at COP 29, and what were his key goals?

03:33 - How important is Australia’s contribution to the global sustainability movement?

08:21 - How reliable is CoreLogic’s analysis without a rating system for existing homes?

14:18 - How soon will energy ratings become a key factor in property markets?

21:05 - Will banks require property upgrades to approve financing?

25:11 - What does resilience mean in the context of property?

27:41 - Do home builders have a valid point about energy efficiency standards raising costs?

36:53 - How quickly can we transition to renewable energy according to the model?

41:58 - Energy ratings or home renovations: which one is responsible for price increases?

48:46 - Do you agree that property managers are getting overwhelmed by new requirements?

52:54 - Should energy efficiency efforts prioritise apartments over individual houses?

59:03 - Jacob Caine’s property dumbo

About Our Guest:

Jacob Caine is the CEO of Ray White CRE and is serving his second term as President of the Real Estate Institute of Victoria, with directorship roles at the Real Estate Institute of Australia and View.com.au. A licensed estate agent with extensive leadership experience, he has an impressive academic background, holding a Bachelor’s degree from Melbourne University, an MBA from Monash, and a Master’s in International Relations from Harvard, where he graduated on the Dean’s List. Currently pursuing a PhD at the National Security College (ANU), Jacob’s research focuses on the evolution of cyberattacks. His professional credentials include certificates in leadership, negotiation, and international security from Harvard, among others.

Connect with Jacob Caine: 


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>1963e08b-34dc-49f2-9f68-b27600eff219Sun, 02 Feb 2025 18:00:00 +100001:06:57falsefull13703701What Most Property Investors Get Wrong About Hotspots: Terry RyderWhat Most Property Investors Get Wrong About Hotspots: Terry RyderWhat is hotspotting, really? In this episode, we sit down with Terry Ryder, the founder of Hotspotting, to explore what the term means and what it should mean for property investors. Terry has spent over four decades researching and writing about Australian residential property, and he’s here to share why chasing short-term predictions is not the way to go.

Terry walks us through his approach to identifying true hotspots—places with economic diversity, infrastructure investment, and long-term growth potential. He’s upfront about how the name “hotspotting” can sometimes create misconceptions, with people thinking it’s about quick, short-term wins.

As Terry explains, that’s the opposite of his philosophy. For him, it’s all about looking ahead and finding what he calls “second wind markets”—those overlooked locations that are set to thrive over time.

We also dive into the challenges of going against the herd mentality. Terry believes most investors make mistakes by following the crowd or reacting to media noise instead of having a solid, long-term strategy. He even shares personal stories about lessons learned from his own investments, including the times he wishes he hadn’t sold too soon.

This conversation is packed with Terry’s trademark honesty, practical insights, and a refreshing take on property investing. Whether you’re just starting out or looking to fine-tune your strategy, this episode is a must-listen.

Episode Highlights:

00:00 - Introduction

00:56 - Who is Terry Ryder?

01:52 - Terry’s thoughts on the popularity of the term “hotspotting” among buyers’ agents

03:42 - How frequently Terry addresses the misbelief that ‘hotspotting’ is about quick returns

05:07 - Determining time frames and benchmarks for market outperformance

14:30 - What Terry would do if he had to rebuild his portfolio from scratch

16:52 - The role of sales activity in Terry's investment methodology

19:40 - Can fair value outweigh location quality in long-term property investments?

22:06 - Is location more important than property details in your analysis?

28:45 - Are we seeing a shift toward apartments in high-growth locations?

31:03 - Do Terry’s previous hotspots align with market performance?

34:43 - Reports that get the most clicks on Hotspotting

36:19 - What Terry thinks about the rise of data-driven buyers’ agencies

37:39 - What happens after buyers get Terry's top suburb recommendations

44:04 - Terry Ryder’s property dumbo

About Our Guest:

Terry Ryder is a seasoned researcher and writer with over four decades of expertise in Australian residential property. He began his career as Property Editor at The Courier Mail in 1982, later holding roles at the Australian Financial Review. For 20 years, he ran Ryder Property Consulting, offering research and writing services to industry professionals, and authored four books on real estate. In 2006, he launched hotspotting.com.au, a platform providing insights for property investors on future high-performing markets. Terry has been a columnist for The Australian, Property Observer, Money Magazine, and Canstar, and is widely recognized for his expert commentary on TV, radio, and at industry events. His content, including broadcasts and podcasts, is followed by tens of thousands across Australia.

Connect with Terry Ryder:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>What is hotspotting, really? In this episode, we sit down with Terry Ryder, the founder of Hotspotting, to explore what the term means and what it should mean for property investors. Terry has spent over four decades researching and writing about Australian residential property, and he’s here to share why chasing short-term predictions is not the way to go.

Terry walks us through his approach to identifying true hotspots—places with economic diversity, infrastructure investment, and long-term growth potential. He’s upfront about how the name “hotspotting” can sometimes create misconceptions, with people thinking it’s about quick, short-term wins.

As Terry explains, that’s the opposite of his philosophy. For him, it’s all about looking ahead and finding what he calls “second wind markets”—those overlooked locations that are set to thrive over time.

We also dive into the challenges of going against the herd mentality. Terry believes most investors make mistakes by following the crowd or reacting to media noise instead of having a solid, long-term strategy. He even shares personal stories about lessons learned from his own investments, including the times he wishes he hadn’t sold too soon.

This conversation is packed with Terry’s trademark honesty, practical insights, and a refreshing take on property investing. Whether you’re just starting out or looking to fine-tune your strategy, this episode is a must-listen.

Episode Highlights:

00:00 - Introduction

00:56 - Who is Terry Ryder?

01:52 - Terry’s thoughts on the popularity of the term “hotspotting” among buyers’ agents

03:42 - How frequently Terry addresses the misbelief that ‘hotspotting’ is about quick returns

05:07 - Determining time frames and benchmarks for market outperformance

14:30 - What Terry would do if he had to rebuild his portfolio from scratch

16:52 - The role of sales activity in Terry's investment methodology

19:40 - Can fair value outweigh location quality in long-term property investments?

22:06 - Is location more important than property details in your analysis?

28:45 - Are we seeing a shift toward apartments in high-growth locations?

31:03 - Do Terry’s previous hotspots align with market performance?

34:43 - Reports that get the most clicks on Hotspotting

36:19 - What Terry thinks about the rise of data-driven buyers’ agencies

37:39 - What happens after buyers get Terry's top suburb recommendations

44:04 - Terry Ryder’s property dumbo

About Our Guest:

Terry Ryder is a seasoned researcher and writer with over four decades of expertise in Australian residential property. He began his career as Property Editor at The Courier Mail in 1982, later holding roles at the Australian Financial Review. For 20 years, he ran Ryder Property Consulting, offering research and writing services to industry professionals, and authored four books on real estate. In 2006, he launched hotspotting.com.au, a platform providing insights for property investors on future high-performing markets. Terry has been a columnist for The Australian, Property Observer, Money Magazine, and Canstar, and is widely recognized for his expert commentary on TV, radio, and at industry events. His content, including broadcasts and podcasts, is followed by tens of thousands across Australia.

Connect with Terry Ryder:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>6df0d9e8-cfea-4164-8d3d-b271010cee3aSun, 26 Jan 2025 19:26:31 +100051:20falsefull13693691Eliza Owen: Is 2025 the Year Buyers Take Back Control?Eliza Owen: Is 2025 the Year Buyers Take Back Control?As we step into 2025, the property market is abuzz with questions about its trajectory after a challenging 2024. Is the shift towards a buyer's market inevitable, or are we simply seeing seasonal fluctuations?

In this episode, Eliza Owen from CoreLogic returns to share her insights on what’s ahead and what it all means for buyers, investors, and renters alike.

We start with a discussion on the ripple effects of rising unemployment and how it could influence the rental market and demand particularly in cities like Perth, Adelaide, and Brisbane, which saw impressive growth last year. Eliza unpacks affordability constraints and how they’re starting to affect buyer and investor activity. With high migration propping up some markets and affordability pulling others back, there’s a lot to consider as we move forward.

We also discuss construction challenges, including delays and how they’re affecting housing supply. Eliza gives us the real numbers on where we stand against ambitious government targets for new dwellings and what that means for the property market overall.

Finally, Eliza shares her take on intergenerational wealth and how the “bank of mum and dad” is influencing homeownership. With these trends shaping up to play a major role in 2025, this episode is packed with timely insights to help you make sense of what’s happening in property right now.

Episode Highlights:

00:00 - Introduction

01:13 - Who is Eliza Owen?

02:03 - Eliza's outlook for 2025

04:14 - Have Perth, Adelaide, and Brisbane passed their peak?

07:36 - What’s the connection between regional areas and state capitals in real estate?

09:29 - How Eliza interprets claims about increased property listings

12:48 - Insights on future listing trends

17:52 - If rate cuts happen soon, when will their impact be felt in real estate?

22:36 - The role of intergenerational wealth play in skewing market dynamics

28:41 - Is wealth transfer more impactful in Sydney compared to Brisbane?

29:44 - How could unemployment in 2025 affect wealth transfers and home buying?

31:08 - How might political pressures influence housing policies during the election?

35:29 - How does wealth flow from other assets into residential real estate?

38:53 - How is the construction sector responding to housing targets?

46:32 - Eliza Owen’s property dumbo

About Our Guest:

Eliza Owen is an experienced property data analyst with a background in economics. She has worked for Residex, Domain Group, and CoreLogic, specialising in descriptive and inferential data analysis, data visualisation, and framing data trends with broader economic concepts. Eliza is also a passionate communicator who explains economic concepts to diverse audiences. She has presented on the TEDX stage, written for prominent publications, and been a regular commentator on commercial radio and television. Eliza is a popular keynote speaker, having presented to audiences in real estate, construction, banking and finance, property development, and consumer markets.

Connect with Eliza Owen:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


 

See omnystudio.com/listener for privacy information.

]]>As we step into 2025, the property market is abuzz with questions about its trajectory after a challenging 2024. Is the shift towards a buyer's market inevitable, or are we simply seeing seasonal fluctuations?

In this episode, Eliza Owen from CoreLogic returns to share her insights on what’s ahead and what it all means for buyers, investors, and renters alike.

We start with a discussion on the ripple effects of rising unemployment and how it could influence the rental market and demand particularly in cities like Perth, Adelaide, and Brisbane, which saw impressive growth last year. Eliza unpacks affordability constraints and how they’re starting to affect buyer and investor activity. With high migration propping up some markets and affordability pulling others back, there’s a lot to consider as we move forward.

We also discuss construction challenges, including delays and how they’re affecting housing supply. Eliza gives us the real numbers on where we stand against ambitious government targets for new dwellings and what that means for the property market overall.

Finally, Eliza shares her take on intergenerational wealth and how the “bank of mum and dad” is influencing homeownership. With these trends shaping up to play a major role in 2025, this episode is packed with timely insights to help you make sense of what’s happening in property right now.

Episode Highlights:

00:00 - Introduction

01:13 - Who is Eliza Owen?

02:03 - Eliza's outlook for 2025

04:14 - Have Perth, Adelaide, and Brisbane passed their peak?

07:36 - What’s the connection between regional areas and state capitals in real estate?

09:29 - How Eliza interprets claims about increased property listings

12:48 - Insights on future listing trends

17:52 - If rate cuts happen soon, when will their impact be felt in real estate?

22:36 - The role of intergenerational wealth play in skewing market dynamics

28:41 - Is wealth transfer more impactful in Sydney compared to Brisbane?

29:44 - How could unemployment in 2025 affect wealth transfers and home buying?

31:08 - How might political pressures influence housing policies during the election?

35:29 - How does wealth flow from other assets into residential real estate?

38:53 - How is the construction sector responding to housing targets?

46:32 - Eliza Owen’s property dumbo

About Our Guest:

Eliza Owen is an experienced property data analyst with a background in economics. She has worked for Residex, Domain Group, and CoreLogic, specialising in descriptive and inferential data analysis, data visualisation, and framing data trends with broader economic concepts. Eliza is also a passionate communicator who explains economic concepts to diverse audiences. She has presented on the TEDX stage, written for prominent publications, and been a regular commentator on commercial radio and television. Eliza is a popular keynote speaker, having presented to audiences in real estate, construction, banking and finance, property development, and consumer markets.

Connect with Eliza Owen:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


 

See omnystudio.com/listener for privacy information.

]]>a51faef2-ed93-4988-a5f4-b2670074f63eSun, 19 Jan 2025 18:00:00 +100052:19falsefull13683681What’s Fuelling the Surge of Residential Investors in Commercial Real Estate?What’s Fuelling the Surge of Residential Investors in Commercial Real Estate?Why are so many residential investors making the leap into commercial real estate? That’s the big question we unpack in this episode with Vanessa Rader from Ray White Research. With over 25 years of experience across residential, commercial, and niche property markets, Vanessa offers an expert perspective on this growing trend and its implications for investors.

One of the standout moments in our chat is how Vanessa highlights the key distinctions between residential and commercial investments. While residential decisions often hinge on emotion, commercial real estate is all about strategy and crunching the numbers. It’s no wonder smaller commercial investments are becoming a go-to option for residential investors seeking higher returns or a more hands-off experience.

We also dig into the performance of various commercial sectors. Industrial spaces are leading the charge, fueled by booming demand from logistics and e-commerce. Retail, surprisingly, is holding steady in prime areas, while office spaces continue to grapple with shifting workplace trends.

Of course, it’s not without its challenges. We talk about the risks, such as the critical importance of securing reliable tenants and navigating market fluctuations. While the potential returns are tempting, this episode is a reminder that success in commercial property requires knowledge, preparation, and a clear strategy.

Episode Highlights:

00:00 - Introduction

00:57 - Who is Vanessa Rader?

01:52 - What is it about the commercial real estate sector that lights Vanessa up

03:25 - Overview of the different sectors and price points in commercial real estate

08:11 - Which areas of commercial real estate are particularly strong at the moment?

15:49 - Which areas of commercial real estate are underperforming

17:08 - How is the office space sector evolving, and what’s next?

23:58 - Is there a reimagining or repurposing of office spaces occurring?

28:15 - What was the catalyst for the shift in leasing preferences for office spaces?

30:44 - What trends are emerging in the owner-occupied commercial space?

34:06 - Are investors leaving residential for commercial, or exiting property altogether?

43:32 - Are there emerging sectors in the smaller market we’ve overlooked?

47:08 - Vanessa Rader’s property dumbo

About Our Guest:

Vanessa Rader, Head of Research at Ray White Group, is a leading Australian property expert with over 25 years of experience across commercial, residential, and niche markets. Known for her in-depth analysis and media commentary, she regularly appears in national and international outlets like Australian Financial Review and Sydney Morning Herald and speaks at industry events. Vanessa is actively involved with the Australian Property Institute and Property Council of Australia and has received multiple awards for her contributions. With expertise in economic and political impacts on real estate, she is a trusted voice in the property sector.

Connect with Vanessa Rader:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


 

See omnystudio.com/listener for privacy information.

]]>Why are so many residential investors making the leap into commercial real estate? That’s the big question we unpack in this episode with Vanessa Rader from Ray White Research. With over 25 years of experience across residential, commercial, and niche property markets, Vanessa offers an expert perspective on this growing trend and its implications for investors.

One of the standout moments in our chat is how Vanessa highlights the key distinctions between residential and commercial investments. While residential decisions often hinge on emotion, commercial real estate is all about strategy and crunching the numbers. It’s no wonder smaller commercial investments are becoming a go-to option for residential investors seeking higher returns or a more hands-off experience.

We also dig into the performance of various commercial sectors. Industrial spaces are leading the charge, fueled by booming demand from logistics and e-commerce. Retail, surprisingly, is holding steady in prime areas, while office spaces continue to grapple with shifting workplace trends.

Of course, it’s not without its challenges. We talk about the risks, such as the critical importance of securing reliable tenants and navigating market fluctuations. While the potential returns are tempting, this episode is a reminder that success in commercial property requires knowledge, preparation, and a clear strategy.

Episode Highlights:

00:00 - Introduction

00:57 - Who is Vanessa Rader?

01:52 - What is it about the commercial real estate sector that lights Vanessa up

03:25 - Overview of the different sectors and price points in commercial real estate

08:11 - Which areas of commercial real estate are particularly strong at the moment?

15:49 - Which areas of commercial real estate are underperforming

17:08 - How is the office space sector evolving, and what’s next?

23:58 - Is there a reimagining or repurposing of office spaces occurring?

28:15 - What was the catalyst for the shift in leasing preferences for office spaces?

30:44 - What trends are emerging in the owner-occupied commercial space?

34:06 - Are investors leaving residential for commercial, or exiting property altogether?

43:32 - Are there emerging sectors in the smaller market we’ve overlooked?

47:08 - Vanessa Rader’s property dumbo

About Our Guest:

Vanessa Rader, Head of Research at Ray White Group, is a leading Australian property expert with over 25 years of experience across commercial, residential, and niche markets. Known for her in-depth analysis and media commentary, she regularly appears in national and international outlets like Australian Financial Review and Sydney Morning Herald and speaks at industry events. Vanessa is actively involved with the Australian Property Institute and Property Council of Australia and has received multiple awards for her contributions. With expertise in economic and political impacts on real estate, she is a trusted voice in the property sector.

Connect with Vanessa Rader:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


 

See omnystudio.com/listener for privacy information.

]]>b3a2db7e-517d-4f7b-8cbb-b263012cbbbeSun, 12 Jan 2025 18:59:00 +100051:02falsefull13673671What Are the 12 Behavioural Biases at Auctions? A Look Back at Our First EpisodeWhat Are the 12 Behavioural Biases at Auctions? A Look Back at Our First EpisodeWhat drives us to bid at auctions? In this episode, we throw it back to where it all began, revisiting our very first episode that set the stage for everything we’ve explored since. Behavioural biases—those sneaky little tricks your brain plays—are at the heart of this conversation, and we talk about all 12 of them, plus a few extras that make auctions the fascinating psychological arenas they are.

Simon Russell, a behavioural scientist, joins us to break down the surprising ways our subconscious minds react under pressure. From something as simple as a free coffee outside an auction to the auctioneer’s clever use of anchoring, scarcity, and loss aversion, Simon explains how these cues shape our decisions. The reciprocity effect alone—a cup of coffee making you feel like you owe the auctioneer something—might have you rethinking the next time you pick up a bidder’s paddle.

We also get into the emotional rollercoaster that happens when the stakes are high. The auctioneer’s job as a kind of circus master becomes clear when Simon talks about their subtle tactics, like smiling and nodding to encourage bids or creating a sense of urgency with phrases like, “First, second, third…” It’s all designed to keep you—and your wallet—engaged.

Looking back, this conversation with Simon didn’t just lay the foundation for the podcast; it opened our eyes to how much of our behaviour at auctions (and in life) is guided by things we don’t even notice. And while the episode may be nearly seven years old, these lessons are just as relevant today. So, if you’re a seasoned bidder or just curious about what’s going on in your own head, this is one you’ll want to hear—or hear again.

Episode Highlights:

00:00 - Introduction

01:43 - How the podcast came about

05:36 - Who is Simon Russell?

06:30 - What behavioural patterns did you observe at the auction?

07:24 - First bias: Reciprocity effect

10:43 - Does awareness of these biases help mitigate their impact?

11:45 - Second bias: Scarcity effect

16:24 - Third bias: Anchoring

24:46 - Fourth bias: Loss aversion

29:22 - Fifth bias: Framing effect

32:22 - Sixth bias: Sunk cost fallacy

33:36 - Seventh bias: Commitment and consistency effect

39:01 - Eighth bias: Social proof: Herd mentality

43:54 - Ninth bias: Recency effect

48:17 - Tenth bias: Mental accounting

51:31 - Eleventh bias: Overconfidence

54:45 - Twelfth bias: Disposition effect

About Our Guest:

Simon Russell is the founder and Director of Behavioural Finance Australia (BFA). At BFA he provides specialist behavioural finance training & consulting. His services are designed to  improve financial decision-making, communication and engagement. He mostly works with fund managers, major super funds, financial advisers and other financial services professionals.

Connect with Simon Russell:


Resources:


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]]>What drives us to bid at auctions? In this episode, we throw it back to where it all began, revisiting our very first episode that set the stage for everything we’ve explored since. Behavioural biases—those sneaky little tricks your brain plays—are at the heart of this conversation, and we talk about all 12 of them, plus a few extras that make auctions the fascinating psychological arenas they are.

Simon Russell, a behavioural scientist, joins us to break down the surprising ways our subconscious minds react under pressure. From something as simple as a free coffee outside an auction to the auctioneer’s clever use of anchoring, scarcity, and loss aversion, Simon explains how these cues shape our decisions. The reciprocity effect alone—a cup of coffee making you feel like you owe the auctioneer something—might have you rethinking the next time you pick up a bidder’s paddle.

We also get into the emotional rollercoaster that happens when the stakes are high. The auctioneer’s job as a kind of circus master becomes clear when Simon talks about their subtle tactics, like smiling and nodding to encourage bids or creating a sense of urgency with phrases like, “First, second, third…” It’s all designed to keep you—and your wallet—engaged.

Looking back, this conversation with Simon didn’t just lay the foundation for the podcast; it opened our eyes to how much of our behaviour at auctions (and in life) is guided by things we don’t even notice. And while the episode may be nearly seven years old, these lessons are just as relevant today. So, if you’re a seasoned bidder or just curious about what’s going on in your own head, this is one you’ll want to hear—or hear again.

Episode Highlights:

00:00 - Introduction

01:43 - How the podcast came about

05:36 - Who is Simon Russell?

06:30 - What behavioural patterns did you observe at the auction?

07:24 - First bias: Reciprocity effect

10:43 - Does awareness of these biases help mitigate their impact?

11:45 - Second bias: Scarcity effect

16:24 - Third bias: Anchoring

24:46 - Fourth bias: Loss aversion

29:22 - Fifth bias: Framing effect

32:22 - Sixth bias: Sunk cost fallacy

33:36 - Seventh bias: Commitment and consistency effect

39:01 - Eighth bias: Social proof: Herd mentality

43:54 - Ninth bias: Recency effect

48:17 - Tenth bias: Mental accounting

51:31 - Eleventh bias: Overconfidence

54:45 - Twelfth bias: Disposition effect

About Our Guest:

Simon Russell is the founder and Director of Behavioural Finance Australia (BFA). At BFA he provides specialist behavioural finance training & consulting. His services are designed to  improve financial decision-making, communication and engagement. He mostly works with fund managers, major super funds, financial advisers and other financial services professionals.

Connect with Simon Russell:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


 

See omnystudio.com/listener for privacy information.

]]>44f1c912-dabc-403a-b0fc-b25c00fd28f4Sun, 05 Jan 2025 18:00:00 +100057:54falsefull13663661The Property Market in 2025: What Could Be on the Horizon?The Property Market in 2025: What Could Be on the Horizon?In this episode, we’re taking a look ahead at what might shape the property market in 2025. No, we’re not here to predict the future or pull out a crystal ball, but we are diving into the key factors that could have an impact—things like interest rates, immigration, intergenerational wealth, and stock levels. Whether you’re planning to buy or sell, we’ve got some thoughts on what you might want to keep in mind.

We kick things off by reflecting on what’s surprised us in 2024. For Veronica, it’s been Sydney’s stability—a balanced market for the first time in over a decade. For Chris, it’s been the sheer scale of intergenerational wealth propping up buyers. We chat about how that’s shaping the market and what it means for affordability, especially as borrowing capacities remain constrained.

There’s also a lot to unpack when it comes to investors. Some are still bailing out of the market, while others—especially first-time investors—are jumping in. And with zoning changes, rising rental pressures, and even some quirky local issues like mozzie-prone suburbs, buying property isn’t as straightforward as it used to be. It’s a reminder that doing your homework (or working with someone who really knows the area) is more important than ever.

As we look ahead, the upcoming federal election and potential shifts in policy—like APRA changing serviceability buffers—are going to play a huge role. We talk about how these kinds of changes could inject urgency into the market, especially as buyers try to get ahead of the herd. But as always, we caution against trying to time the market and instead focus on making decisions based on your own goals and readiness.

And yes, we touch on climate change too, because the landscape there is evolving. New flood maps, shifting risks—these are things we’ll all need to consider going forward. If 2025 brings anything, it’ll be the unexpected, but don’t worry—we’ll be here to help you make sense of it all. So tune in and get a clearer picture of what might be on the horizon.

Episode Highlights:

00:00 - Introduction

01:04 - What was surprising about the property market in 2024

04:56 - Regional market dynamics

07:46 - Investor behaviour and market inequalities

12:54 - Will interest rates be the biggest driver of prices?

13:55 - Urban planning and zoning issues

20:20 - How market cycles, interest rates & consumer confidence shape investment decisions

26:29 - How regional moves and remote work trends are changing this coming year

33:18 - How rental pressures are evolving, and what they mean for 2025

40:00 - What might the upcoming federal election mean for the property market in 2025?

44:42 - Consumer sentiment

51:07 - What role will climate change and new flood maps play in property decisions?

Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


 

See omnystudio.com/listener for privacy information.

]]>In this episode, we’re taking a look ahead at what might shape the property market in 2025. No, we’re not here to predict the future or pull out a crystal ball, but we are diving into the key factors that could have an impact—things like interest rates, immigration, intergenerational wealth, and stock levels. Whether you’re planning to buy or sell, we’ve got some thoughts on what you might want to keep in mind.

We kick things off by reflecting on what’s surprised us in 2024. For Veronica, it’s been Sydney’s stability—a balanced market for the first time in over a decade. For Chris, it’s been the sheer scale of intergenerational wealth propping up buyers. We chat about how that’s shaping the market and what it means for affordability, especially as borrowing capacities remain constrained.

There’s also a lot to unpack when it comes to investors. Some are still bailing out of the market, while others—especially first-time investors—are jumping in. And with zoning changes, rising rental pressures, and even some quirky local issues like mozzie-prone suburbs, buying property isn’t as straightforward as it used to be. It’s a reminder that doing your homework (or working with someone who really knows the area) is more important than ever.

As we look ahead, the upcoming federal election and potential shifts in policy—like APRA changing serviceability buffers—are going to play a huge role. We talk about how these kinds of changes could inject urgency into the market, especially as buyers try to get ahead of the herd. But as always, we caution against trying to time the market and instead focus on making decisions based on your own goals and readiness.

And yes, we touch on climate change too, because the landscape there is evolving. New flood maps, shifting risks—these are things we’ll all need to consider going forward. If 2025 brings anything, it’ll be the unexpected, but don’t worry—we’ll be here to help you make sense of it all. So tune in and get a clearer picture of what might be on the horizon.

Episode Highlights:

00:00 - Introduction

01:04 - What was surprising about the property market in 2024

04:56 - Regional market dynamics

07:46 - Investor behaviour and market inequalities

12:54 - Will interest rates be the biggest driver of prices?

13:55 - Urban planning and zoning issues

20:20 - How market cycles, interest rates & consumer confidence shape investment decisions

26:29 - How regional moves and remote work trends are changing this coming year

33:18 - How rental pressures are evolving, and what they mean for 2025

40:00 - What might the upcoming federal election mean for the property market in 2025?

44:42 - Consumer sentiment

51:07 - What role will climate change and new flood maps play in property decisions?

Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


 

See omnystudio.com/listener for privacy information.

]]>d819909f-dbea-4080-bce4-b25500480e91Sun, 29 Dec 2024 18:00:00 +100055:37falsefull13653651What Investors Need to Know About Perth’s Economic and Housing Future with Damian CollinsWhat Investors Need to Know About Perth’s Economic and Housing Future with Damian CollinsIn this episode, we dive deep into the Perth property market with Damian Collins, who knows the ins and outs of this unique city. Exploring the cycles that define the city’s real estate, the hotspots and danger zones investors should consider, and the key drivers behind its growth. With over three decades of experience, Damian shares invaluable insights, and together, we unpack what’s shaping Perth’s property landscape.

We break down Perth’s strong ties to the mining industry, its growing population, and how infrastructure development is influencing property values. Together, we highlight suburbs that might look promising but come with hidden risks, especially in areas with high concentrations of investors. For those thinking long-term, we discuss the potential for gentrification and pinpoint areas where future opportunities could emerge.

The conversation also covers strategies for building wealth through property. We examine the pros and cons of commercial investments, how to identify properties with future development potential, and the importance of sticking to solid fundamentals. Plus, we talk about avoiding FOMO and making smarter decisions.

If you’re curious about what makes Perth’s property market tick or want a fresh perspective on making the most of this region’s opportunities, this episode is for you. With Damian’s expertise and our shared insights, we deliver a straightforward guide to better property decisions. Don’t miss it!

Episode Highlights:

00:00 - Introduction

01:05 - Who is Damian Collins?

02:12 - How has the Perth property market changed since 2020, and what’s next?

04:10 - How do locals feel about property prices, and are they facing affordability restraints?

05:56 - Have any parts of Perth surprised you with their growth over the last few years?

09:41 - What areas of Perth would you caution against, and what are some danger zones?

12:53 - Lessons from Perth’s 12-year flat property market that investors should consider now

16:09 - How have rents and yields shifted in response to the changing market dynamics?

22:00 - What dynamics influence homeowners’ decisions to upgrade?

29:13 - Is Perth’s commercial property still locally preferred or attracting outsiders?

32:09 - What risks and opportunities exist for small-scale commercial investors?

35:16 - What’s the best long-term growth asset for Perth property investors?

38:07 - What Perth people value most in their homes and their deal-breakers

41:08 - Is Perth’s population growth driven by interstate or international migration?

42:52 - Is Perth’s economy still vulnerable to mining industry shifts, or has it diversified?

47:01 - What are the best residential investment strategies for Perth right now?

50:06 - Are investors likely to sell underperforming assets if the property market slows?

53:37 - Damian Collins’ property dumbo

About Our Guest:

Damian Collins is the founder and Managing Director of residential property advisory, Momentum Wealth, and Chairman of Australian property funds management company, Westbridge Funds Management. Damian is the author of the Amazon Number 1 Best Seller, Property Investing Roadmap: How to Build an Income from Property for Life and is a well-known advocate across Australia’s real estate industry. He served as President of the Real Estate Institute of WA (REIWA) from 2018 to 2022 and as a Director of the Real Estate Institute of Australia. Having been an active property investor himself for over 30 years, Damian continues to apply his extensive experience to help fellow investors grow wealth through direct and syndicated property investments.

Connect with Damian Collins:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


 

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]]>In this episode, we dive deep into the Perth property market with Damian Collins, who knows the ins and outs of this unique city. Exploring the cycles that define the city’s real estate, the hotspots and danger zones investors should consider, and the key drivers behind its growth. With over three decades of experience, Damian shares invaluable insights, and together, we unpack what’s shaping Perth’s property landscape.

We break down Perth’s strong ties to the mining industry, its growing population, and how infrastructure development is influencing property values. Together, we highlight suburbs that might look promising but come with hidden risks, especially in areas with high concentrations of investors. For those thinking long-term, we discuss the potential for gentrification and pinpoint areas where future opportunities could emerge.

The conversation also covers strategies for building wealth through property. We examine the pros and cons of commercial investments, how to identify properties with future development potential, and the importance of sticking to solid fundamentals. Plus, we talk about avoiding FOMO and making smarter decisions.

If you’re curious about what makes Perth’s property market tick or want a fresh perspective on making the most of this region’s opportunities, this episode is for you. With Damian’s expertise and our shared insights, we deliver a straightforward guide to better property decisions. Don’t miss it!

Episode Highlights:

00:00 - Introduction

01:05 - Who is Damian Collins?

02:12 - How has the Perth property market changed since 2020, and what’s next?

04:10 - How do locals feel about property prices, and are they facing affordability restraints?

05:56 - Have any parts of Perth surprised you with their growth over the last few years?

09:41 - What areas of Perth would you caution against, and what are some danger zones?

12:53 - Lessons from Perth’s 12-year flat property market that investors should consider now

16:09 - How have rents and yields shifted in response to the changing market dynamics?

22:00 - What dynamics influence homeowners’ decisions to upgrade?

29:13 - Is Perth’s commercial property still locally preferred or attracting outsiders?

32:09 - What risks and opportunities exist for small-scale commercial investors?

35:16 - What’s the best long-term growth asset for Perth property investors?

38:07 - What Perth people value most in their homes and their deal-breakers

41:08 - Is Perth’s population growth driven by interstate or international migration?

42:52 - Is Perth’s economy still vulnerable to mining industry shifts, or has it diversified?

47:01 - What are the best residential investment strategies for Perth right now?

50:06 - Are investors likely to sell underperforming assets if the property market slows?

53:37 - Damian Collins’ property dumbo

About Our Guest:

Damian Collins is the founder and Managing Director of residential property advisory, Momentum Wealth, and Chairman of Australian property funds management company, Westbridge Funds Management. Damian is the author of the Amazon Number 1 Best Seller, Property Investing Roadmap: How to Build an Income from Property for Life and is a well-known advocate across Australia’s real estate industry. He served as President of the Real Estate Institute of WA (REIWA) from 2018 to 2022 and as a Director of the Real Estate Institute of Australia. Having been an active property investor himself for over 30 years, Damian continues to apply his extensive experience to help fellow investors grow wealth through direct and syndicated property investments.

Connect with Damian Collins:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


 

See omnystudio.com/listener for privacy information.

]]>fce56d47-5275-48ce-b2fc-b24d01071baaSun, 22 Dec 2024 18:00:00 +100056:50falsefull13643641Home Buyer Q&A: Loans, Career Changes, and Maximising Your Borrowing PotentialHome Buyer Q&A: Loans, Career Changes, and Maximising Your Borrowing PotentialEver wondered if changing jobs or working overseas could throw a wrench in your plans to buy a home? In this episode, we dive into some of the most common questions we hear from homebuyers. How long do you need to stay in a new job before applying for a loan? What’s the deal with borrowing as an expat? And does timing your property purchase around a career change make sense? There’s a lot to unpack here, and the answers might surprise you.

We also dig into a tricky one: Should you push your borrowing capacity to get a better-quality property but miss out on the first-home buyer grants? Or is it better to take advantage of those grants and settle for a slightly lower-tier asset? It’s not always an easy decision, but we break down the pros and cons to help you weigh it up.

If you’ve ever thought about renting out rooms to help you afford a better property or buying an investment property you plan to live in later, this episode will get you thinking. These ideas can work, but they come with their own set of challenges—like tax headaches and cash flow risks—that you’ll want to understand before jumping in.

We also talk about the importance of buffers and why lenders' mortgage insurance can sometimes be a good thing, even if it feels counterintuitive. For first-home buyers especially, having a bit of breathing room in your finances can make all the difference.

This episode is packed with real-world advice and examples, so if you’re in the thick of buying your first home or even your next one, you’ll want to tune in for this one.

Episode Highlights:

00:00 - Introduction

01:57 - How long should I work at my new job to qualify for a first-time home loan?

06:28 - How much of a disadvantage is it to apply for a mortgage as an expat?

11:21 - What’s the smarter choice: higher borrowing power or first-home incentives?

16:39 - Does renting out spare rooms help increase loan capacity?

23:55 - Is it better to buy a house now or after finishing my career change?

37:59 - Chris Bates’ property dumbo

Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>Ever wondered if changing jobs or working overseas could throw a wrench in your plans to buy a home? In this episode, we dive into some of the most common questions we hear from homebuyers. How long do you need to stay in a new job before applying for a loan? What’s the deal with borrowing as an expat? And does timing your property purchase around a career change make sense? There’s a lot to unpack here, and the answers might surprise you.

We also dig into a tricky one: Should you push your borrowing capacity to get a better-quality property but miss out on the first-home buyer grants? Or is it better to take advantage of those grants and settle for a slightly lower-tier asset? It’s not always an easy decision, but we break down the pros and cons to help you weigh it up.

If you’ve ever thought about renting out rooms to help you afford a better property or buying an investment property you plan to live in later, this episode will get you thinking. These ideas can work, but they come with their own set of challenges—like tax headaches and cash flow risks—that you’ll want to understand before jumping in.

We also talk about the importance of buffers and why lenders' mortgage insurance can sometimes be a good thing, even if it feels counterintuitive. For first-home buyers especially, having a bit of breathing room in your finances can make all the difference.

This episode is packed with real-world advice and examples, so if you’re in the thick of buying your first home or even your next one, you’ll want to tune in for this one.

Episode Highlights:

00:00 - Introduction

01:57 - How long should I work at my new job to qualify for a first-time home loan?

06:28 - How much of a disadvantage is it to apply for a mortgage as an expat?

11:21 - What’s the smarter choice: higher borrowing power or first-home incentives?

16:39 - Does renting out spare rooms help increase loan capacity?

23:55 - Is it better to buy a house now or after finishing my career change?

37:59 - Chris Bates’ property dumbo

Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>c09c3895-aa93-49a6-8cf6-b23f00088e9aSun, 08 Dec 2024 18:00:00 +100043:00falsefull13623621Strata Management Under Fire: Amanda Farmer Discusses Whether Your Manager Is Doing EnoughStrata Management Under Fire: Amanda Farmer Discusses Whether Your Manager Is Doing EnoughHow do you know if your strata manager is doing a good job? Amanda Farmer – the owner of Lawyers Chambers, is back with us to share her thoughts on the current state of strata management, especially after the recent media attention that’s put the industry under fire.

We talk about what’s happening behind the scenes, why these issues have surfaced, and whether new legislation will actually make a difference—or just create more paperwork.

We talk about real concerns regarding commissions, conflicts of interest, and how strata managers can sometimes act without proper instructions. Amanda also gives us some tips on the kinds of questions owners should be asking their managers to make sure they’re getting a fair deal. Plus, we hear about the kinds of practices that make her ranty—and why she’s calling for bigger changes across the industry.

If you’re in a strata building, or thinking about buying into one, this episode is a must-listen. Amanda’s insights will help you spot red flags, ask the right questions, and better understand what good management should actually look like.

Episode Highlights:

00:00 - Introduction

01:01 - Who is Amanda Farmer?

02:04 - What’s got Amanda hot under the collar about strata?

04:29 - How widespread are unethical practices in strata management across Australia?

06:11 - What reforms are needed to address strata management ethics?

09:24 - Are strata management fees really comparable?

10:56 - What is the overall health of the strata management industry?

15:01 - Are top strata practitioners willing to shape the future or are they going to walk away?

18:45 - Is fear of a strata manager exodus shaping government policy on commissions?

22:53 - How does somebody become a strata manager?

24:18 - How can owners assess if their strata manager is good or bad?

27:20 - Are more people choosing to self-manage their strata properties?

29:20 - Options for replacing a bad strata manager and choosing a better one

32:27 - Has buyer understanding of strata improved, or is it still a barrier to due diligence?

34:25 - Will we ever see national oversight in strata management to address state gaps?

36:54 - What do strata managers need to learn beyond their basic training?

39:17 - Are people misunderstanding the purpose of the sinking fund in strata management?

41:22 - Are investors more likely to run properties into the ground to avoid strata costs?

51:17 - Amanda Farmer’s property dumbo

About Our Guest:

Amanda Farmer is a lawyer and the owner of Lawyers Chambers, a strata-focussed legal practice in Sydney. She is also the host of the long-running podcast Your Strata Property, the world’s only podcast dedicated to explaining the legal complexities of strata-titled properties. With over 20 years' experience in the strata legal sector, Amanda is both a Fellow and Council Member of the Australian College of Strata Lawyers, and she is also the founder of Women in Strata, a networking group for women working in strata management. An increasingly in-demand speaker and educator, Amanda has been educating strata managers, apartment owners and residents for many years, through round table workshops, webinars, seminars and keynote presentations.

Connect with Amanda Farmer:


Resources mentioned in this episode:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>How do you know if your strata manager is doing a good job? Amanda Farmer – the owner of Lawyers Chambers, is back with us to share her thoughts on the current state of strata management, especially after the recent media attention that’s put the industry under fire.

We talk about what’s happening behind the scenes, why these issues have surfaced, and whether new legislation will actually make a difference—or just create more paperwork.

We talk about real concerns regarding commissions, conflicts of interest, and how strata managers can sometimes act without proper instructions. Amanda also gives us some tips on the kinds of questions owners should be asking their managers to make sure they’re getting a fair deal. Plus, we hear about the kinds of practices that make her ranty—and why she’s calling for bigger changes across the industry.

If you’re in a strata building, or thinking about buying into one, this episode is a must-listen. Amanda’s insights will help you spot red flags, ask the right questions, and better understand what good management should actually look like.

Episode Highlights:

00:00 - Introduction

01:01 - Who is Amanda Farmer?

02:04 - What’s got Amanda hot under the collar about strata?

04:29 - How widespread are unethical practices in strata management across Australia?

06:11 - What reforms are needed to address strata management ethics?

09:24 - Are strata management fees really comparable?

10:56 - What is the overall health of the strata management industry?

15:01 - Are top strata practitioners willing to shape the future or are they going to walk away?

18:45 - Is fear of a strata manager exodus shaping government policy on commissions?

22:53 - How does somebody become a strata manager?

24:18 - How can owners assess if their strata manager is good or bad?

27:20 - Are more people choosing to self-manage their strata properties?

29:20 - Options for replacing a bad strata manager and choosing a better one

32:27 - Has buyer understanding of strata improved, or is it still a barrier to due diligence?

34:25 - Will we ever see national oversight in strata management to address state gaps?

36:54 - What do strata managers need to learn beyond their basic training?

39:17 - Are people misunderstanding the purpose of the sinking fund in strata management?

41:22 - Are investors more likely to run properties into the ground to avoid strata costs?

51:17 - Amanda Farmer’s property dumbo

About Our Guest:

Amanda Farmer is a lawyer and the owner of Lawyers Chambers, a strata-focussed legal practice in Sydney. She is also the host of the long-running podcast Your Strata Property, the world’s only podcast dedicated to explaining the legal complexities of strata-titled properties. With over 20 years' experience in the strata legal sector, Amanda is both a Fellow and Council Member of the Australian College of Strata Lawyers, and she is also the founder of Women in Strata, a networking group for women working in strata management. An increasingly in-demand speaker and educator, Amanda has been educating strata managers, apartment owners and residents for many years, through round table workshops, webinars, seminars and keynote presentations.

Connect with Amanda Farmer:


Resources mentioned in this episode:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>56487c13-66ff-46bc-acc0-b23900fa5c11Sun, 01 Dec 2024 18:00:00 +100053:57falsefull13613611The Auctioneer’s Edge: Why Buyers Struggle to CompeteThe Auctioneer’s Edge: Why Buyers Struggle to CompeteWhat makes auctions so tough for buyers? That’s the question we dive into in this episode. Auctions are often praised for their transparency, but is that really enough to give buyers a fair shot? With seasoned professionals like Justin Nickerson running the show, how can an everyday buyer hope to compete?

In this episode, we sit down and have a chat with Justin Nickerson, one of Australia’s most awarded auctioneers, to uncover the secrets behind the auction process. Justin reveals to us why auctions can be so daunting for buyers and shares how his experience—honed over years of practice and thousands of auctions—helps sellers secure the best results. He pulls back the curtain on the techniques auctioneers use to foster competition and keep the momentum going, often leaving buyers struggling to keep up.

This conversation doesn’t just highlight the challenges; we also talk about practical advice to help buyers work through the auction landscape. From knowing when to start bidding to maintaining confidence and managing limits, these tips are certainly a game-changer. We also debunk some of the myths around bidding tactics, like waiting until the end to make a move, and explain why they usually don’t work as planned.

This episode is indeed full of eye-opening insights and strategies that will surely help buyers feel more confident and in control at auctions. If you’ve ever felt outmatched or uncertain during the bidding process, we provide a fresh perspective to help you approach your next auction with clarity and purpose. It’s a must-listen for anyone looking to improve their auction game and turn the odds in their favour.

Episode Highlights:

00:00 - Introduction

01:07 - Who is Justin Nickerson?

01:46 - Justin's perspective on why auctioning is the best way to transact in Brisbane

09:29 - Is it better for agents when auctions have no price guide?

11:18 - Does providing no price guide create transparency or confusion?

13:11 - How do price guide strategies differ between New South Wales and Queensland?

14:53 - Does having no price guide benefit or hinder auctioneers?

18:31 - How to identify dummy bidders

22:17 - What’s the go-to strategy for bidding at auction with minimal data?

25:16 - What tactics can auctioneers use to spice up the bidding and get better results?

27:00 - How do auctioneers manage bidders who are unsure about walking away?

28:57 - What’s your go-to bidding strategy if you can’t use a sniper approach?

33:25 - How important is the skill of an auctioneer in guiding inexperienced bidders?

34:36 - What’s the auctioneer’s role in driving momentum during a competitive auction?

36:23 - How much of an auctioneer's skills are innate versus learned?

40:55 - How much practice is required each week for an average auctioneer?

42:18 - How do auctioneers use buyer profiling to secure the highest bid?

44:45 - Do behavioural factors affect bidding outcomes?

49:01 - Justin Nickerson’s property dumbo

About Our Guest:

Justin Nickerson, recognized as Australasia's leading auctioneer, has won the prestigious Australasian Auctioneer of the Year award three times and the REIQ Auctioneer of the Year five times. As a highly regarded trainer and speaker, he has presented at major industry events like the AREC conference. A five-time winner of the REIQ Auctioneer of the Year, Justin also triumphed in the inaugural Australasian auctioneering competition at AREC in 2018. His deep understanding and passion for auctioneering fuel his work with top real estate businesses and inform his dynamic training and speaking engagements.

Connect with Justin Nickerson:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>What makes auctions so tough for buyers? That’s the question we dive into in this episode. Auctions are often praised for their transparency, but is that really enough to give buyers a fair shot? With seasoned professionals like Justin Nickerson running the show, how can an everyday buyer hope to compete?

In this episode, we sit down and have a chat with Justin Nickerson, one of Australia’s most awarded auctioneers, to uncover the secrets behind the auction process. Justin reveals to us why auctions can be so daunting for buyers and shares how his experience—honed over years of practice and thousands of auctions—helps sellers secure the best results. He pulls back the curtain on the techniques auctioneers use to foster competition and keep the momentum going, often leaving buyers struggling to keep up.

This conversation doesn’t just highlight the challenges; we also talk about practical advice to help buyers work through the auction landscape. From knowing when to start bidding to maintaining confidence and managing limits, these tips are certainly a game-changer. We also debunk some of the myths around bidding tactics, like waiting until the end to make a move, and explain why they usually don’t work as planned.

This episode is indeed full of eye-opening insights and strategies that will surely help buyers feel more confident and in control at auctions. If you’ve ever felt outmatched or uncertain during the bidding process, we provide a fresh perspective to help you approach your next auction with clarity and purpose. It’s a must-listen for anyone looking to improve their auction game and turn the odds in their favour.

Episode Highlights:

00:00 - Introduction

01:07 - Who is Justin Nickerson?

01:46 - Justin's perspective on why auctioning is the best way to transact in Brisbane

09:29 - Is it better for agents when auctions have no price guide?

11:18 - Does providing no price guide create transparency or confusion?

13:11 - How do price guide strategies differ between New South Wales and Queensland?

14:53 - Does having no price guide benefit or hinder auctioneers?

18:31 - How to identify dummy bidders

22:17 - What’s the go-to strategy for bidding at auction with minimal data?

25:16 - What tactics can auctioneers use to spice up the bidding and get better results?

27:00 - How do auctioneers manage bidders who are unsure about walking away?

28:57 - What’s your go-to bidding strategy if you can’t use a sniper approach?

33:25 - How important is the skill of an auctioneer in guiding inexperienced bidders?

34:36 - What’s the auctioneer’s role in driving momentum during a competitive auction?

36:23 - How much of an auctioneer's skills are innate versus learned?

40:55 - How much practice is required each week for an average auctioneer?

42:18 - How do auctioneers use buyer profiling to secure the highest bid?

44:45 - Do behavioural factors affect bidding outcomes?

49:01 - Justin Nickerson’s property dumbo

About Our Guest:

Justin Nickerson, recognized as Australasia's leading auctioneer, has won the prestigious Australasian Auctioneer of the Year award three times and the REIQ Auctioneer of the Year five times. As a highly regarded trainer and speaker, he has presented at major industry events like the AREC conference. A five-time winner of the REIQ Auctioneer of the Year, Justin also triumphed in the inaugural Australasian auctioneering competition at AREC in 2018. His deep understanding and passion for auctioneering fuel his work with top real estate businesses and inform his dynamic training and speaking engagements.

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]]>497e4d94-5ce2-482c-9886-b23100168ca0Sun, 24 Nov 2024 19:00:00 +100052:40falsefull13603601The Adelaide Boom: Is the End Finally Near? Peter Koulizos Offers His TakeThe Adelaide Boom: Is the End Finally Near? Peter Koulizos Offers His TakeWhat’s happening with Adelaide’s property market? Is the incredible boom we’ve been seeing finally coming to an end? In this episode, we’re joined by Peter Koulizos, the property professor, to take a closer look at what’s going on in this fascinating market.

Adelaide’s median house price has now overtaken Melbourne’s—for the first time in 40 years! And all this while having a population of less than 1.5 million compared to Melbourne’s 5.5 million. It’s been a remarkable run of price growth since mid-2020, but is the boom about to fizzle out?

Peter dives into what’s been driving this surge in Adelaide, looking beyond just affordability to unpack the underlying factors. Is this market still a hidden gem, or are we finally seeing the first signs of it slowing down?

If Adelaide’s meteoric rise has caught your eye, this conversation is one you’ll want to hear. Peter’s insights might just change the way you see this city’s property market and where it’s heading.

Episode Highlights:

00:00 - Introduction

01:18 - Who is Peter Koulizos?

02:21 - Did the property boom in Adelaide go as planned or unexpectedly?

04:26 - Is the property boom in Adelaide losing momentum or still going strong?

05:39 - Is remote work still allowing people to live thousands of kilometres away?

08:42 - Can Adelaide locals sustain rising property prices amid economic concerns?

12:20 - What kind of growth are Adelaide’s quintessential homes seeing?

13:42 - Key differences/similarities between Adelaide, Perth, and Brisbane’s property markets

17:58 - Peter's thoughts on Adelaide's headwinds of low growth and high property supply

24:52 - Can stamp duty exemptions for baby boomers help better utilise our housing stock?

26:54 - Is housing supply really different from the supply of other commodities?

30:19 - What is actually driving the property market in Adelaide?

34:30 - The impact of the mining industry, and the Olympic Dam, on Adelaide

36:03 - Will the return of people to Brisbane and Adelaide impact local economies and wages?

41:01 - Is it concerning that buyers agents can operate interstate without local licensing?

46:47 - Which Adelaide suburbs are poised for long-term growth beyond COVID trends?

51:03 - Is the rental shortage in Adelaide increasing demand for home purchases?

53:22 - Peter Koulizos’ property dumbo

About Our Guest:

Peter "The Property Professor" Koulizos, a real estate expert with nearly 30 years of teaching experience, recently retired as the Program Director of the Master of Property at Adelaide University, though he continues to teach. In addition to his academic role, Peter is an active property investor and developer, holding several properties. He researches property markets across Australia to identify top investment suburbs in each capital city and has authored three books: The Property Professor’s Top Australian Suburbs, Property vs Shares, and The Diary of a Small Developer.

Connect with Peter Koulizos:


Resources:


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]]>What’s happening with Adelaide’s property market? Is the incredible boom we’ve been seeing finally coming to an end? In this episode, we’re joined by Peter Koulizos, the property professor, to take a closer look at what’s going on in this fascinating market.

Adelaide’s median house price has now overtaken Melbourne’s—for the first time in 40 years! And all this while having a population of less than 1.5 million compared to Melbourne’s 5.5 million. It’s been a remarkable run of price growth since mid-2020, but is the boom about to fizzle out?

Peter dives into what’s been driving this surge in Adelaide, looking beyond just affordability to unpack the underlying factors. Is this market still a hidden gem, or are we finally seeing the first signs of it slowing down?

If Adelaide’s meteoric rise has caught your eye, this conversation is one you’ll want to hear. Peter’s insights might just change the way you see this city’s property market and where it’s heading.

Episode Highlights:

00:00 - Introduction

01:18 - Who is Peter Koulizos?

02:21 - Did the property boom in Adelaide go as planned or unexpectedly?

04:26 - Is the property boom in Adelaide losing momentum or still going strong?

05:39 - Is remote work still allowing people to live thousands of kilometres away?

08:42 - Can Adelaide locals sustain rising property prices amid economic concerns?

12:20 - What kind of growth are Adelaide’s quintessential homes seeing?

13:42 - Key differences/similarities between Adelaide, Perth, and Brisbane’s property markets

17:58 - Peter's thoughts on Adelaide's headwinds of low growth and high property supply

24:52 - Can stamp duty exemptions for baby boomers help better utilise our housing stock?

26:54 - Is housing supply really different from the supply of other commodities?

30:19 - What is actually driving the property market in Adelaide?

34:30 - The impact of the mining industry, and the Olympic Dam, on Adelaide

36:03 - Will the return of people to Brisbane and Adelaide impact local economies and wages?

41:01 - Is it concerning that buyers agents can operate interstate without local licensing?

46:47 - Which Adelaide suburbs are poised for long-term growth beyond COVID trends?

51:03 - Is the rental shortage in Adelaide increasing demand for home purchases?

53:22 - Peter Koulizos’ property dumbo

About Our Guest:

Peter "The Property Professor" Koulizos, a real estate expert with nearly 30 years of teaching experience, recently retired as the Program Director of the Master of Property at Adelaide University, though he continues to teach. In addition to his academic role, Peter is an active property investor and developer, holding several properties. He researches property markets across Australia to identify top investment suburbs in each capital city and has authored three books: The Property Professor’s Top Australian Suburbs, Property vs Shares, and The Diary of a Small Developer.

Connect with Peter Koulizos:


Resources:


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]]>b1ad8140-9691-4a8a-9d81-b22b012c3d0cSun, 17 Nov 2024 19:13:32 +100058:05falsefull13593591What Are the Nationwide Impacts of Recent Legislative Changes on Property Management?What Are the Nationwide Impacts of Recent Legislative Changes on Property Management?Legislative changes are shaking up property management across Australia, and the impact reaches much further than we might expect. In this episode, we sit down with Cathie Crampton, National Head of Property Management Growth at Belle Property Corporate, to break down how these new laws are reshaping the roles of landlords, property managers, and tenants alike. With two decades of experience across the country, Cathie has insights from every corner of the industry, making her the perfect guide to help us understand what these shifts really mean for all of us.

We explore how property managers are caught between tenant demands and landlord responsibilities, often feeling the pressure as compliance requirements and expectations grow. We also dig into the impact on property management businesses, where rising costs and tighter rules are forcing agency owners to rethink their approach. From adopting tech solutions to adjusting rent rolls, property managers are finding creative ways to handle these changing landscapes to keep operations sustainable.

As we wrap up, we look ahead at where the industry might be headed. With regulation on the rise, the role of property managers could shift toward a more professional, advisory focus—but it’s a challenging road ahead. This episode is essential listening for anyone wanting to understand how these policies are reshaping the property market and what lies ahead for all of us.

Episode Highlights:

00:00 - Introduction

01:09 - Who is Cathie Crampton?

01:54 - How tough has it been for property managers over the last few years?

05:11 - Latest legislation and compliance requirements affecting property owners in Victoria

09:07 - What’s the real impact of first home buyers competing with tenants for rental stock?

12:09 - How has the turnover rate of investment properties changed since COVID?

14:31 - How are property management businesses coping with rising expenses?

18:52 - Key changes property managers are making to serve consumers better

23:00 - What are the implications of the no grounds eviction law on property management?

26:38 - The impact of the two-week holding deposit rule on renters who can't provide references

29:22 - Which areas are facing rental market challenges due to investors selling?

34:40 - Have proptech platforms failed to disrupt the property management industry?

38:56 - Cathie’s thoughts on reorganising the way property management is done

43:00 - Should property managers be offering investment advice without proper expertise?

47:13 - Cathie Crampton’s property dumbo

About Our Guest:

Cathie Crampton is the National Head of PM Growth & Performance at Belle Property Corporate, bringing 20 years of success in property management across Australian markets. Her vast real estate experience, combined with strong empathy and business acumen, makes her a valuable asset in optimising PM business returns with principals at the business level. Known for her leadership, mentoring abilities, and passion for real estate, Cathie supports business owners in enhancing their performance while fostering a positive work environment. A respected industry figure and frequent speaker, she embodies Belle Property’s people-focused excellence, contributing significantly to the team.

Connect with Cathie Crampton:


Resources:


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]]>Legislative changes are shaking up property management across Australia, and the impact reaches much further than we might expect. In this episode, we sit down with Cathie Crampton, National Head of Property Management Growth at Belle Property Corporate, to break down how these new laws are reshaping the roles of landlords, property managers, and tenants alike. With two decades of experience across the country, Cathie has insights from every corner of the industry, making her the perfect guide to help us understand what these shifts really mean for all of us.

We explore how property managers are caught between tenant demands and landlord responsibilities, often feeling the pressure as compliance requirements and expectations grow. We also dig into the impact on property management businesses, where rising costs and tighter rules are forcing agency owners to rethink their approach. From adopting tech solutions to adjusting rent rolls, property managers are finding creative ways to handle these changing landscapes to keep operations sustainable.

As we wrap up, we look ahead at where the industry might be headed. With regulation on the rise, the role of property managers could shift toward a more professional, advisory focus—but it’s a challenging road ahead. This episode is essential listening for anyone wanting to understand how these policies are reshaping the property market and what lies ahead for all of us.

Episode Highlights:

00:00 - Introduction

01:09 - Who is Cathie Crampton?

01:54 - How tough has it been for property managers over the last few years?

05:11 - Latest legislation and compliance requirements affecting property owners in Victoria

09:07 - What’s the real impact of first home buyers competing with tenants for rental stock?

12:09 - How has the turnover rate of investment properties changed since COVID?

14:31 - How are property management businesses coping with rising expenses?

18:52 - Key changes property managers are making to serve consumers better

23:00 - What are the implications of the no grounds eviction law on property management?

26:38 - The impact of the two-week holding deposit rule on renters who can't provide references

29:22 - Which areas are facing rental market challenges due to investors selling?

34:40 - Have proptech platforms failed to disrupt the property management industry?

38:56 - Cathie’s thoughts on reorganising the way property management is done

43:00 - Should property managers be offering investment advice without proper expertise?

47:13 - Cathie Crampton’s property dumbo

About Our Guest:

Cathie Crampton is the National Head of PM Growth & Performance at Belle Property Corporate, bringing 20 years of success in property management across Australian markets. Her vast real estate experience, combined with strong empathy and business acumen, makes her a valuable asset in optimising PM business returns with principals at the business level. Known for her leadership, mentoring abilities, and passion for real estate, Cathie supports business owners in enhancing their performance while fostering a positive work environment. A respected industry figure and frequent speaker, she embodies Belle Property’s people-focused excellence, contributing significantly to the team.

Connect with Cathie Crampton:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>58271600-e754-477a-a4f7-b22400e1ffe4Sun, 10 Nov 2024 19:00:00 +100053:17falsefull13583581Real Estate Tactics You Need to Know: Underquoting, Auctions, and Market SentimentReal Estate Tactics You Need to Know: Underquoting, Auctions, and Market SentimentUnderquoting, auction tactics, and market sentiment—some of real estate’s most controversial topics. These are exactly what we’re diving into today with Thomas McGlynn, CEO of BresicWhitney. There's no holding back as we talk about the realities behind underquoting, why it’s so hard to avoid in a competitive market, and the fine line agents walk when trying to attract buyers without misleading them.

As Thomas puts it, even with laws in place, agents are often forced into tough positions: when one agent quotes low, others often have to adjust their guides just to compete. It’s a tightrope that often leaves buyers frustrated and sellers with high expectations.

We also dig into the auction room itself and the psychology at play there. We take a unique look at how auctioneers manage to draw more from buyers than they initially intend to spend, all without crossing ethical lines. We discuss the difference between registered and active bidders, noting how this insight gives us a real-time view of market confidence—a far more useful indicator than auction clearance rates alone.

Finally, we share our thoughts on the current market and where we think it’s headed. With interest rates soaring high, buyers are naturally hesitant, but we believe those who buy now could see the rewards by late 2025, especially in sentiment-driven markets like Sydney. Once rates eventually ease, buyer confidence is expected to surge, and we’ll see a market shift. It’s an honest, in-depth conversation about the realities of today’s market, what buyers can expect, and why timing and strategy are everything. Tune in and let's get started!

Episode Highlights:

00:00 - Introduction

01:06 - Who is Thomas McGlynn?

02:09 - Unique insights Thomas has gained from years in auctioneering

03:25 - How Thomas gauges the market’s direction beyond bidder numbers at auctions

06:47 - Thomas McGlynn's thoughts on agents facing underquoting challenges

15:54 - How do master auctioneers convince bidders to go beyond their budget?

18:47 - Observation on the new breed of buyers agents in recent years

21:00 - The current market phase and its impact on buyers through 2025

26:44 - How do agents manage open databases while complying with privacy legislation?

31:56 - How does business adapt to lower turnover rates while identifying potential sellers?

37:55 - What does it take for an agent to get to the top of the game and just stay on top?

49:32 - Thomas McGlynn’s property dumbo

About Our Guest:

Thomas McGlynn is the CEO of BresicWhitney, a Sydney-based property group, and is recognised as one of Australia’s leading thought leaders, mentors, and real estate coaches. With over two decades of experience, he has built and led high-performing teams and held leadership roles within national real estate groups in Queensland and Sydney. Known as the ‘voice of Sydney property,’ Thomas has a strong media presence and is an authority on current and emerging market trends, utilizing his extensive auctioneering expertise to educate and inform both state and national audiences about the dynamics of the Sydney property industry.

Connect with Thomas McGlynn:


Resources:


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]]>Underquoting, auction tactics, and market sentiment—some of real estate’s most controversial topics. These are exactly what we’re diving into today with Thomas McGlynn, CEO of BresicWhitney. There's no holding back as we talk about the realities behind underquoting, why it’s so hard to avoid in a competitive market, and the fine line agents walk when trying to attract buyers without misleading them.

As Thomas puts it, even with laws in place, agents are often forced into tough positions: when one agent quotes low, others often have to adjust their guides just to compete. It’s a tightrope that often leaves buyers frustrated and sellers with high expectations.

We also dig into the auction room itself and the psychology at play there. We take a unique look at how auctioneers manage to draw more from buyers than they initially intend to spend, all without crossing ethical lines. We discuss the difference between registered and active bidders, noting how this insight gives us a real-time view of market confidence—a far more useful indicator than auction clearance rates alone.

Finally, we share our thoughts on the current market and where we think it’s headed. With interest rates soaring high, buyers are naturally hesitant, but we believe those who buy now could see the rewards by late 2025, especially in sentiment-driven markets like Sydney. Once rates eventually ease, buyer confidence is expected to surge, and we’ll see a market shift. It’s an honest, in-depth conversation about the realities of today’s market, what buyers can expect, and why timing and strategy are everything. Tune in and let's get started!

Episode Highlights:

00:00 - Introduction

01:06 - Who is Thomas McGlynn?

02:09 - Unique insights Thomas has gained from years in auctioneering

03:25 - How Thomas gauges the market’s direction beyond bidder numbers at auctions

06:47 - Thomas McGlynn's thoughts on agents facing underquoting challenges

15:54 - How do master auctioneers convince bidders to go beyond their budget?

18:47 - Observation on the new breed of buyers agents in recent years

21:00 - The current market phase and its impact on buyers through 2025

26:44 - How do agents manage open databases while complying with privacy legislation?

31:56 - How does business adapt to lower turnover rates while identifying potential sellers?

37:55 - What does it take for an agent to get to the top of the game and just stay on top?

49:32 - Thomas McGlynn’s property dumbo

About Our Guest:

Thomas McGlynn is the CEO of BresicWhitney, a Sydney-based property group, and is recognised as one of Australia’s leading thought leaders, mentors, and real estate coaches. With over two decades of experience, he has built and led high-performing teams and held leadership roles within national real estate groups in Queensland and Sydney. Known as the ‘voice of Sydney property,’ Thomas has a strong media presence and is an authority on current and emerging market trends, utilizing his extensive auctioneering expertise to educate and inform both state and national audiences about the dynamics of the Sydney property industry.

Connect with Thomas McGlynn:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>447856bd-e322-4eb8-a32b-b21d00ee7ea9Sun, 03 Nov 2024 18:00:00 +100052:51falsefull13573571Is Property Investment Within an SMSF a Good Idea?Is Property Investment Within an SMSF a Good Idea?Is putting property into your SMSF a good idea, or could it be too risky? SMSF advisor Liam Shorte from Sonas Wealth joins us today to explore this hot topic, giving practical insights on the benefits of more control, tax advantages, and the hidden costs and risks that SMSF investors often miss.

We explore the appeal of property investment within an SMSF for those aiming to diversify their retirement strategies, with Liam highlighting both the potential benefits and risks involved. While property can offer control and growth, Liam has seen many investors fall prey to unqualified advice and costly mistakes. The key, he says, is understanding the rules and avoiding schemes marketed as “one-stop-shops”—these setups often come with high risks and may not align with an investor’s long-term goals.

We also emphasise the importance of maintaining balance within an SMSF portfolio, ensuring that there’s adequate liquidity to support flexibility as life stages and retirement plans evolve. Compliance is another major factor, as SMSFs face strict ATO oversight. From penalties to complex reporting, there’s no margin for error, and Liam illustrates this with examples from clients who have successfully coursed through these requirements by investing thoughtfully, like buying commercial property to lease back to a family business.

Throughout the episode, Liam shares insights on managing SMSF property investment with smart, tailored strategies. His practical advice provides a framework for building an SMSF that fits your financial goals without overloading on risks or overlooking critical tax and compliance obligations.

Episode Highlights:

00:00 - Introduction

01:02 - Who is Liam Shorte?

01:49 - What is a fellow SMSF specialist advisor?

02:43 - What is an SMSF?

04:52 - Biggest risks in handling SMSF funds for different retirement stages

06:14 - How to manage trustee disagreements in SMSF strategy setting

08:33 - Has competition shifted SMSF drivers from fee savings to investment options?

12:24 - Key compliance and cost factors to think about when starting an SMSF

16:11 - Are people finally realising the full potential of super contributions?

19:31 - The implications of investing in property through super for younger investors

24:04 - Is an SMSF right for you? Who should consider it?

27:24 - Are women better investors than men?

33:21 - The dangers of focusing solely on residential property in an SMSF

35:36 - Mitigating the risks of having an unbalanced SMSF portfolio heavily focused on property

42:11 - Common mistakes investors make with residential property in their super

51:36 - Liam Shorte’s property dumbo

About Our Guest:

Liam Shorte, a Fellow SMSF Specialist Advisor™ and Financial Planner with Sonas Wealth, brings 30 years of experience across Australia, Ireland, the UK, and the Middle East. Liam specialises in superannuation, retirement, estate planning, investment, and tax strategies, with a strong focus on Self-Managed Super Funds and Family Trusts. His blog, The SMSF Coach, demystifies industry jargon for SMSF trustees. He advises clients across NSW, QLD, and Victoria, and has earned accolades, including SMSF Adviser of the Year (2021) and a place in Barron’s Top 50 Financial Advisers in Australia. Liam holds a Bachelor of Business, Advanced Diploma in Financial Services, and multiple industry certifications, and in 2024, was appointed to ASIC’s Financial Advisers Consultative Panel.

Connect with Liam Shorte:


Resources:


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]]>Is putting property into your SMSF a good idea, or could it be too risky? SMSF advisor Liam Shorte from Sonas Wealth joins us today to explore this hot topic, giving practical insights on the benefits of more control, tax advantages, and the hidden costs and risks that SMSF investors often miss.

We explore the appeal of property investment within an SMSF for those aiming to diversify their retirement strategies, with Liam highlighting both the potential benefits and risks involved. While property can offer control and growth, Liam has seen many investors fall prey to unqualified advice and costly mistakes. The key, he says, is understanding the rules and avoiding schemes marketed as “one-stop-shops”—these setups often come with high risks and may not align with an investor’s long-term goals.

We also emphasise the importance of maintaining balance within an SMSF portfolio, ensuring that there’s adequate liquidity to support flexibility as life stages and retirement plans evolve. Compliance is another major factor, as SMSFs face strict ATO oversight. From penalties to complex reporting, there’s no margin for error, and Liam illustrates this with examples from clients who have successfully coursed through these requirements by investing thoughtfully, like buying commercial property to lease back to a family business.

Throughout the episode, Liam shares insights on managing SMSF property investment with smart, tailored strategies. His practical advice provides a framework for building an SMSF that fits your financial goals without overloading on risks or overlooking critical tax and compliance obligations.

Episode Highlights:

00:00 - Introduction

01:02 - Who is Liam Shorte?

01:49 - What is a fellow SMSF specialist advisor?

02:43 - What is an SMSF?

04:52 - Biggest risks in handling SMSF funds for different retirement stages

06:14 - How to manage trustee disagreements in SMSF strategy setting

08:33 - Has competition shifted SMSF drivers from fee savings to investment options?

12:24 - Key compliance and cost factors to think about when starting an SMSF

16:11 - Are people finally realising the full potential of super contributions?

19:31 - The implications of investing in property through super for younger investors

24:04 - Is an SMSF right for you? Who should consider it?

27:24 - Are women better investors than men?

33:21 - The dangers of focusing solely on residential property in an SMSF

35:36 - Mitigating the risks of having an unbalanced SMSF portfolio heavily focused on property

42:11 - Common mistakes investors make with residential property in their super

51:36 - Liam Shorte’s property dumbo

About Our Guest:

Liam Shorte, a Fellow SMSF Specialist Advisor™ and Financial Planner with Sonas Wealth, brings 30 years of experience across Australia, Ireland, the UK, and the Middle East. Liam specialises in superannuation, retirement, estate planning, investment, and tax strategies, with a strong focus on Self-Managed Super Funds and Family Trusts. His blog, The SMSF Coach, demystifies industry jargon for SMSF trustees. He advises clients across NSW, QLD, and Victoria, and has earned accolades, including SMSF Adviser of the Year (2021) and a place in Barron’s Top 50 Financial Advisers in Australia. Liam holds a Bachelor of Business, Advanced Diploma in Financial Services, and multiple industry certifications, and in 2024, was appointed to ASIC’s Financial Advisers Consultative Panel.

Connect with Liam Shorte:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


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]]>4ea710a0-ec0a-44dd-ad7a-b21601352f38Sun, 27 Oct 2024 19:09:07 +100055:17falsefull13563561Could Energy Ratings Be the Next Big Thing in Housing? Cecille Weldon ExplainsCould Energy Ratings Be the Next Big Thing in Housing? Cecille Weldon ExplainsWe’re all familiar with energy ratings on appliances and cars, but what if your home came with one too? Could this be where the housing market is headed? Today, we sit down with Cecille Weldon, Australia’s top expert in residential energy efficiency, to explore what this could mean for the future of housing. Could energy ratings become the next game-changer in real estate?

Cecille breaks it down for us — how homes might be rated, who will cover the costs, and whether property buyers and tenants are really willing to pay more for energy-efficient living. With rising energy costs and climate change in the spotlight, this couldn’t be a more timely discussion.

We also talk about the big moves happening behind the scenes with Cecille giving us the scoop on her work with the NSW Government’s Sustainable Homes team, which is pushing for energy ratings to become a standard at the point of sale or rent.

It’s all about making homes healthier, more comfortable, and cheaper to run in the long term. Tune in to understand how these upcoming changes could reshape the property landscape — and what it potentially means for your next move. Let's get started!

Episode Highlights:

00:00 - Introduction

01:12 - Who is Cecile Weldon?

02:29 - How has livability and sustainability evolved in the property industry since?

05:27 - What role does energy efficiency play in property value beyond just purchase price?

09:05 - How are rising energy costs affecting buyers' decisions in the property market?

13:03 - The complexities of property value and buyer behaviour in the property market

19:35 - Are homeowners choosing kitchen upgrades over energy efficiency improvements?

21:31 - Will energy efficiency standards for properties be mandatory or voluntary in Australia?

25:51 - Will energy efficiency improvements be viewed as non-essential expenses?

30:10 - How properties are going to be assessed for energy efficiency plus potential costs

32:56 - Will living in a home for 10-15 years drive the adoption of energy-efficient solutions?

38:34 - How homeowners can make energy-efficient changes without big expenses

43:13 - Are investors in Victoria required to upgrade to new energy standards?

47:10 - Challenges in the real estate sector regarding energy efficiency upgrades

50:45 - What challenges exist for upgrading energy efficiency in strata buildings?

53:00 - How to encourage strata owners to prioritise cladding safety upgrades?

58:07 - Cecille Weldon’s property dumbo

About Our Guest:

 

Cecille Weldon is the founder of Future Agent Academy and director of Weldonco Advisory, recognised as one of Australia's leading experts in residential energy efficiency, property value, and the property marketing sector. An accomplished Proptech entrepreneur with a background in real estate, franchising, research, communications, and education, Cecille provides insights on consumer demands, the impact of climate change, and new regulations in the property industry. With qualifications including a BA, DipEd, and GradDipLing, she has developed courses for real estate agents and serves on various boards, including the Proptech Association and the REEDI Forum. Cecille's passion lies in enhancing property capabilities, emphasising the importance of energy efficiency in boosting property value, and addressing the need for healthier, more affordable homes.

Connect with Cecille Weldon:


Resources:


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]]>We’re all familiar with energy ratings on appliances and cars, but what if your home came with one too? Could this be where the housing market is headed? Today, we sit down with Cecille Weldon, Australia’s top expert in residential energy efficiency, to explore what this could mean for the future of housing. Could energy ratings become the next game-changer in real estate?

Cecille breaks it down for us — how homes might be rated, who will cover the costs, and whether property buyers and tenants are really willing to pay more for energy-efficient living. With rising energy costs and climate change in the spotlight, this couldn’t be a more timely discussion.

We also talk about the big moves happening behind the scenes with Cecille giving us the scoop on her work with the NSW Government’s Sustainable Homes team, which is pushing for energy ratings to become a standard at the point of sale or rent.

It’s all about making homes healthier, more comfortable, and cheaper to run in the long term. Tune in to understand how these upcoming changes could reshape the property landscape — and what it potentially means for your next move. Let's get started!

Episode Highlights:

00:00 - Introduction

01:12 - Who is Cecile Weldon?

02:29 - How has livability and sustainability evolved in the property industry since?

05:27 - What role does energy efficiency play in property value beyond just purchase price?

09:05 - How are rising energy costs affecting buyers' decisions in the property market?

13:03 - The complexities of property value and buyer behaviour in the property market

19:35 - Are homeowners choosing kitchen upgrades over energy efficiency improvements?

21:31 - Will energy efficiency standards for properties be mandatory or voluntary in Australia?

25:51 - Will energy efficiency improvements be viewed as non-essential expenses?

30:10 - How properties are going to be assessed for energy efficiency plus potential costs

32:56 - Will living in a home for 10-15 years drive the adoption of energy-efficient solutions?

38:34 - How homeowners can make energy-efficient changes without big expenses

43:13 - Are investors in Victoria required to upgrade to new energy standards?

47:10 - Challenges in the real estate sector regarding energy efficiency upgrades

50:45 - What challenges exist for upgrading energy efficiency in strata buildings?

53:00 - How to encourage strata owners to prioritise cladding safety upgrades?

58:07 - Cecille Weldon’s property dumbo

About Our Guest:

 

Cecille Weldon is the founder of Future Agent Academy and director of Weldonco Advisory, recognised as one of Australia's leading experts in residential energy efficiency, property value, and the property marketing sector. An accomplished Proptech entrepreneur with a background in real estate, franchising, research, communications, and education, Cecille provides insights on consumer demands, the impact of climate change, and new regulations in the property industry. With qualifications including a BA, DipEd, and GradDipLing, she has developed courses for real estate agents and serves on various boards, including the Proptech Association and the REEDI Forum. Cecille's passion lies in enhancing property capabilities, emphasising the importance of energy efficiency in boosting property value, and addressing the need for healthier, more affordable homes.

Connect with Cecille Weldon:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


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]]>7321338e-70d8-49f2-bcb6-b20f013c5e52Sun, 20 Oct 2024 20:03:05 +100001:00:14falsefull13553551Cameron Kusher Lifts the Lid on Australia’s Property Market TrendsCameron Kusher Lifts the Lid on Australia’s Property Market TrendsWhat’s really going on in Australia’s property market? In this episode, we sit down with Cameron Kusher, Executive Director of Economic Research at REA Group, to unpack the trends shaping the Australian property market right now.

With access to some of the country’s most comprehensive property data, Cameron sheds light on what buyers are searching for, where listings are rising, and how this all connects to transactions and prices.

We dig into regional differences in price growth—why places like Perth and Adelaide are surging, while Melbourne struggles—and what’s driving these changes. Cameron explains how the rental market is finally loosening up, making it easier for sellers to transition, and we discuss the growing influence of investors in certain areas. We also talk through the impact of interest rates and how expectations of future cuts are influencing sellers’ behaviour.

There’s a fascinating shift happening with buyers too—more selectiveness, fewer bidders at auctions, and changing preferences driven by necessity rather than desire. We touch on how affordability is pushing renters out to the fringes, and Cameron shares insights into how the work-from-anywhere trend is reshaping migration patterns.

This episode really gets under the hood of the property market. If you’re curious about how things are tracking and what’s around the corner, you won’t want to miss it!

Episode Highlights:

00:00 - Introduction

01:09 - Who is Cameron Kusher?

01:39 - How is the spring market shaping up for real estate?

03:33 - Spring selling season dynamics

06:02 - Regional market trends and price divergence

08:26 - Is property market urgency on the rise based on recent search data?

14:00 - Perth's unique market conditions

17:25 - How does REA view the long-term decline in property turnover rates?

20:00 - Factors influencing established dwelling prices

23:20 - Which property types or areas show the best capital growth based on transaction data?

25:24 - Key factors that contribute to the established dwelling price movements

28:47 - Are relocation trends shifting based on geotagged property inquiries?

35:00 - Have you noticed a drop in online demand as rental price growth has slowed recently?

39:13 - Are you seeing trends in rental properties being sold as investors exit the market?

46:33 - What exciting innovations in buyer products are on the horizon at REA?

50:11 - Cameron Kusher’s property dumbo

50:42 - Is there alignment between the PIPA survey results and REA’s online user interest?

About Our Guest:

Cameron Kusher is the Executive Director of Economic Research at REA Group, with 20 years of experience across residential and commercial property sectors. His expertise spans valuations, property development, consulting, and market research, giving him a deep understanding of demographics, trends, and economics. Before joining REA, he spent over 11 years at CoreLogic as Head of Research for Australia. Cameron oversees the production of REA’s market reports and engages with media, customers, and industry stakeholders. Known as a thought leader, he frequently provides commentary, delivers keynote speeches, and writes on housing trends, demographics, mortgage markets, and industry opportunities. He holds a Bachelor of Applied Science in Property Economics from Queensland University of Technology.

Connect with Cameron Kusher:


Resources:


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]]>What’s really going on in Australia’s property market? In this episode, we sit down with Cameron Kusher, Executive Director of Economic Research at REA Group, to unpack the trends shaping the Australian property market right now.

With access to some of the country’s most comprehensive property data, Cameron sheds light on what buyers are searching for, where listings are rising, and how this all connects to transactions and prices.

We dig into regional differences in price growth—why places like Perth and Adelaide are surging, while Melbourne struggles—and what’s driving these changes. Cameron explains how the rental market is finally loosening up, making it easier for sellers to transition, and we discuss the growing influence of investors in certain areas. We also talk through the impact of interest rates and how expectations of future cuts are influencing sellers’ behaviour.

There’s a fascinating shift happening with buyers too—more selectiveness, fewer bidders at auctions, and changing preferences driven by necessity rather than desire. We touch on how affordability is pushing renters out to the fringes, and Cameron shares insights into how the work-from-anywhere trend is reshaping migration patterns.

This episode really gets under the hood of the property market. If you’re curious about how things are tracking and what’s around the corner, you won’t want to miss it!

Episode Highlights:

00:00 - Introduction

01:09 - Who is Cameron Kusher?

01:39 - How is the spring market shaping up for real estate?

03:33 - Spring selling season dynamics

06:02 - Regional market trends and price divergence

08:26 - Is property market urgency on the rise based on recent search data?

14:00 - Perth's unique market conditions

17:25 - How does REA view the long-term decline in property turnover rates?

20:00 - Factors influencing established dwelling prices

23:20 - Which property types or areas show the best capital growth based on transaction data?

25:24 - Key factors that contribute to the established dwelling price movements

28:47 - Are relocation trends shifting based on geotagged property inquiries?

35:00 - Have you noticed a drop in online demand as rental price growth has slowed recently?

39:13 - Are you seeing trends in rental properties being sold as investors exit the market?

46:33 - What exciting innovations in buyer products are on the horizon at REA?

50:11 - Cameron Kusher’s property dumbo

50:42 - Is there alignment between the PIPA survey results and REA’s online user interest?

About Our Guest:

Cameron Kusher is the Executive Director of Economic Research at REA Group, with 20 years of experience across residential and commercial property sectors. His expertise spans valuations, property development, consulting, and market research, giving him a deep understanding of demographics, trends, and economics. Before joining REA, he spent over 11 years at CoreLogic as Head of Research for Australia. Cameron oversees the production of REA’s market reports and engages with media, customers, and industry stakeholders. Known as a thought leader, he frequently provides commentary, delivers keynote speeches, and writes on housing trends, demographics, mortgage markets, and industry opportunities. He holds a Bachelor of Applied Science in Property Economics from Queensland University of Technology.

Connect with Cameron Kusher:


Resources:


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]]>946770e7-a3dd-458d-9346-b208014d6d17Sun, 13 Oct 2024 20:30:11 +100052:48falsefull13543541How Can Investors Be Both Selling and Borrowing? Stuart Wemyss Breaks It DownHow Can Investors Be Both Selling and Borrowing? Stuart Wemyss Breaks It DownHow can it be that investors are both selling off properties and borrowing record amounts of money at the same time? In a market with rising interest rates, stricter tenancy laws, and increasing property taxes, why is investor activity still so high? And what does this say about the future of property investment in Australia?

In this episode, we are joined by Stuart Wemyss from ProSolution Private Clients to dig into this situation and break down why, despite all the economic pressures, investor lending is hitting all-time highs in some regions, like Western Australia, while cities like Melbourne and Sydney are feeling the pinch. We talk about how government policies, borrowing capacities, and market psychology are driving these surprising trends.

We also talk about the mindset behind continued property investment – especially in more affordable markets – and why the belief in property as a wealth builder remains so strong. There’s a lot more to it than just the numbers.

So if you’re trying to wrap your head around what’s happening in the property investment space right now, this episode will give you the clarity and insight you need to make sense of it all.

Episode Highlights:

00:00 - Introduction

01:13 - Who is Stuart Wemyss?

01:50 - Is now an ideal time for property investment?

07:01 - Did pre-2013 lending levels ever match today’s highs?

14:03 - Will banks create new products to help first home buyers enter the market?

16:42 - What's really behind the rising investor borrowing and selling rates?

19:13 - How is the shift to investment properties changing Australia's rental dynamics?

36:03 - Is there a shift in investor behaviour due to upcoming policy discussions?

38:53 - Is there growing interest in using superannuation to invest in property?

42:05 - How are current borrowers responding to the potential direction of interest rates?

43:45 - What attitudes are shifting among generations in the Melbourne property market?

52:10 - Stuart Wemyss’ property dumbo

About Our Guest:

Stuart Wemyss is a qualified chartered accountant, independent financial adviser and mortgage broker with over 20 years' experience. His business, ProSolution Private Clients, has helped hundreds of people invest successfully. Stuart is licensed to provide financial, credit and tax advice, which means he's able to give holistic advice.Stuart has always believed in the need for people to be able to access trustworthy, independent financial advice. Nothing upsets him more than to hear about selfish advisers ripping off their unsuspecting clients! This passion is what drives him daily to write books and blogs, publish podcasts, appear in the media, advise his clients, mentor his staff and give presentations &– whatever it takes to help more people access a source of unbiased information and advice.

Connect with Stuart Wemyss:


Resources:


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See omnystudio.com/listener for privacy information.

]]>How can it be that investors are both selling off properties and borrowing record amounts of money at the same time? In a market with rising interest rates, stricter tenancy laws, and increasing property taxes, why is investor activity still so high? And what does this say about the future of property investment in Australia?

In this episode, we are joined by Stuart Wemyss from ProSolution Private Clients to dig into this situation and break down why, despite all the economic pressures, investor lending is hitting all-time highs in some regions, like Western Australia, while cities like Melbourne and Sydney are feeling the pinch. We talk about how government policies, borrowing capacities, and market psychology are driving these surprising trends.

We also talk about the mindset behind continued property investment – especially in more affordable markets – and why the belief in property as a wealth builder remains so strong. There’s a lot more to it than just the numbers.

So if you’re trying to wrap your head around what’s happening in the property investment space right now, this episode will give you the clarity and insight you need to make sense of it all.

Episode Highlights:

00:00 - Introduction

01:13 - Who is Stuart Wemyss?

01:50 - Is now an ideal time for property investment?

07:01 - Did pre-2013 lending levels ever match today’s highs?

14:03 - Will banks create new products to help first home buyers enter the market?

16:42 - What's really behind the rising investor borrowing and selling rates?

19:13 - How is the shift to investment properties changing Australia's rental dynamics?

36:03 - Is there a shift in investor behaviour due to upcoming policy discussions?

38:53 - Is there growing interest in using superannuation to invest in property?

42:05 - How are current borrowers responding to the potential direction of interest rates?

43:45 - What attitudes are shifting among generations in the Melbourne property market?

52:10 - Stuart Wemyss’ property dumbo

About Our Guest:

Stuart Wemyss is a qualified chartered accountant, independent financial adviser and mortgage broker with over 20 years' experience. His business, ProSolution Private Clients, has helped hundreds of people invest successfully. Stuart is licensed to provide financial, credit and tax advice, which means he's able to give holistic advice.Stuart has always believed in the need for people to be able to access trustworthy, independent financial advice. Nothing upsets him more than to hear about selfish advisers ripping off their unsuspecting clients! This passion is what drives him daily to write books and blogs, publish podcasts, appear in the media, advise his clients, mentor his staff and give presentations &– whatever it takes to help more people access a source of unbiased information and advice.

Connect with Stuart Wemyss:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>8e0ea3f1-7684-4061-8de8-b201013f2f00Sun, 06 Oct 2024 19:59:52 +100001:01:29falsefull13533531Why Are Investors Abandoning the Property Market in Record Numbers? Nicola McDougall RevealsWhy Are Investors Abandoning the Property Market in Record Numbers? Nicola McDougall RevealsWhy are so many property investors pulling out of the market, and what’s driving this trend? In this episode, we dive deep into the findings of the 2024 PIPA Investor Sentiments Survey with Nicola McDougall, Chair of The Property Investment Professionals of Australia (PIPA). The survey uncovers some surprising data, challenging common assumptions about where and why investors are selling their properties.

Nicola sheds light on the growing trend of investors abandoning the property market and shares insights into what’s fueling their decisions. Are rising interest rates to blame, or are there deeper, underlying factors at play? We explore how the shifting landscape is affecting the future of property investment in Australia.

Join us as we discuss the current state of the market and explore strategies investors can consider amidst the uncertainty. Stick around for this eye-opening discussion as you wouldn’t want to miss these insights!

Episode Highlights:

00:00 - Introduction

01:05 - Who is Nicola McDougall?

01:55 - Why Nicola’s last episode went viral, and if her new research has the same impact

04:29 - What internal and external insights emerged from the 2024 PIPA investor survey?

10:56 - A comparison of this year’s (2024) survey results from last year’s (2023)

13:07 - Why new investors are avoiding apartments and choosing established houses

14:41 - Is government intervention driving investors out of the market?

20:52 - Is government intervention worsening the rental crisis for investors?

28:36 - What’s driving investors to exit the market?

36:12 - Are there any positive results in the 2024 PIPA investor sentiment survey?

39:53 - PIPA's breakthroughs, and their role in maintaining high standards

45:18 - The importance of being a member of either PIPA/REBAA

50:25 - Nicola McDougall’s property dumbo

About Our Guest:

Nicola McDougall has served as the Chair of PIPA (Property Investment Professionals of Australia) since early 2022, bringing to the role her expertise as an award-winning property and finance journalist, author, and successful property investor. As the Director of Bricks & Mortar Media, she has co-authored notable works such as "The Female Investor: Creating Wealth, Security & Freedom Through Property," which secured the personal finance and investment category award at the 2022 Australian Business Book of the Year. Additionally, Nicola has contributed to the 3rd edition of "Property Investing For Dummies" and authored the 1st editions of "Buying a Property for Dummies" and "Property Investing Essentials for Dummies," all published in 2023 by Wiley. With a background as the former editor of Australian Property Investor magazine and head of corporate affairs at the REIQ, Nicola has been a dedicated PIPA board director since 2014.

Connect with Nicola McDougall:


Resources mentioned in this episode:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>Why are so many property investors pulling out of the market, and what’s driving this trend? In this episode, we dive deep into the findings of the 2024 PIPA Investor Sentiments Survey with Nicola McDougall, Chair of The Property Investment Professionals of Australia (PIPA). The survey uncovers some surprising data, challenging common assumptions about where and why investors are selling their properties.

Nicola sheds light on the growing trend of investors abandoning the property market and shares insights into what’s fueling their decisions. Are rising interest rates to blame, or are there deeper, underlying factors at play? We explore how the shifting landscape is affecting the future of property investment in Australia.

Join us as we discuss the current state of the market and explore strategies investors can consider amidst the uncertainty. Stick around for this eye-opening discussion as you wouldn’t want to miss these insights!

Episode Highlights:

00:00 - Introduction

01:05 - Who is Nicola McDougall?

01:55 - Why Nicola’s last episode went viral, and if her new research has the same impact

04:29 - What internal and external insights emerged from the 2024 PIPA investor survey?

10:56 - A comparison of this year’s (2024) survey results from last year’s (2023)

13:07 - Why new investors are avoiding apartments and choosing established houses

14:41 - Is government intervention driving investors out of the market?

20:52 - Is government intervention worsening the rental crisis for investors?

28:36 - What’s driving investors to exit the market?

36:12 - Are there any positive results in the 2024 PIPA investor sentiment survey?

39:53 - PIPA's breakthroughs, and their role in maintaining high standards

45:18 - The importance of being a member of either PIPA/REBAA

50:25 - Nicola McDougall’s property dumbo

About Our Guest:

Nicola McDougall has served as the Chair of PIPA (Property Investment Professionals of Australia) since early 2022, bringing to the role her expertise as an award-winning property and finance journalist, author, and successful property investor. As the Director of Bricks & Mortar Media, she has co-authored notable works such as "The Female Investor: Creating Wealth, Security & Freedom Through Property," which secured the personal finance and investment category award at the 2022 Australian Business Book of the Year. Additionally, Nicola has contributed to the 3rd edition of "Property Investing For Dummies" and authored the 1st editions of "Buying a Property for Dummies" and "Property Investing Essentials for Dummies," all published in 2023 by Wiley. With a background as the former editor of Australian Property Investor magazine and head of corporate affairs at the REIQ, Nicola has been a dedicated PIPA board director since 2014.

Connect with Nicola McDougall:


Resources mentioned in this episode:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>a760e2b4-d18e-46fe-a907-b1fa013a7c9bSun, 29 Sep 2024 19:58:39 +100056:52falsefull13523521Why Owen Rask Believes Equity Is the Most Overlooked Wealth-Building ToolWhy Owen Rask Believes Equity Is the Most Overlooked Wealth-Building ToolIs equity the most underused wealth-building tool? Owen Rask believes it is—and we’re missing out by not tapping into it. In this episode, we sit down with Owen from the Rask Group to explore how equity, particularly in property, can be a game-changer for growing your wealth. From property investment to ETFs and self-managed super funds (SMSFs), Owen breaks down how leveraging equity can open up opportunities you may not have considered.

We also get into financial literacy in Australia, and Owen has some sharp insights. While more people are paying attention to their finances, many are still making risky decisions due to a lack of understanding. Owen highlights the importance of asking the right questions and getting proper advice to avoid costly mistakes.

Curious about SMSFs? Owen unpacks the risks and rewards of SMSF property investing and explains why it’s crucial to diversify. He also shares why you need to be cautious about SMSF lending schemes and one-stop-shop setups that might not always have your best interests at heart.

As we look ahead, Owen talks about how AI could reshape financial advice and offers practical tips on how to protect yourself from scams in an increasingly digital world. This episode is packed with actionable insights that can help you take control of your financial future. Don’t miss it!

Episode Highlights:

00:00 - Introduction

00:59 - Who is Owen Rask?

01:53 - Owen Rask’s take on the financial literacy in Australia

05:28 - Should you consider purchasing property through a self-managed super fund?

12:50 - What people need to think about before setting up an SMSF

16:03 - Where to go for guidance on managing your super effectively?

27:12 - Fractional property investment and what Owen thinks about it

34:13 - Is the perceived safety of ETFs being undermined by riskier funds?

37:21 - Is AI going to make it easier to get holistic and cost-effective advice?

50:40 - How to protect yourself from scams in an increasingly digital & tech-reliant environment

55:48 - Owen Rask’s property dumbo

About Our Guest:

Owen Rask is The Rask Group's Founder, and Chief Investment Officer of Rask Invest. He also co-founded and is a Partner at Inflection, the business accelerator. Owen holds Masters Degrees in Financial Planning and in Applied Finance, and a Bachelor's Degree of Technology. Owen co-hosts podcasts and live shows with over 200,000 unique monthly listeners. Rask has now enrolled 30,000 Aussies into free online finance courses, on a pathway to 100,000 before 2027.

Connect with Owen Rask:


Resources mentioned in this episode:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>Is equity the most underused wealth-building tool? Owen Rask believes it is—and we’re missing out by not tapping into it. In this episode, we sit down with Owen from the Rask Group to explore how equity, particularly in property, can be a game-changer for growing your wealth. From property investment to ETFs and self-managed super funds (SMSFs), Owen breaks down how leveraging equity can open up opportunities you may not have considered.

We also get into financial literacy in Australia, and Owen has some sharp insights. While more people are paying attention to their finances, many are still making risky decisions due to a lack of understanding. Owen highlights the importance of asking the right questions and getting proper advice to avoid costly mistakes.

Curious about SMSFs? Owen unpacks the risks and rewards of SMSF property investing and explains why it’s crucial to diversify. He also shares why you need to be cautious about SMSF lending schemes and one-stop-shop setups that might not always have your best interests at heart.

As we look ahead, Owen talks about how AI could reshape financial advice and offers practical tips on how to protect yourself from scams in an increasingly digital world. This episode is packed with actionable insights that can help you take control of your financial future. Don’t miss it!

Episode Highlights:

00:00 - Introduction

00:59 - Who is Owen Rask?

01:53 - Owen Rask’s take on the financial literacy in Australia

05:28 - Should you consider purchasing property through a self-managed super fund?

12:50 - What people need to think about before setting up an SMSF

16:03 - Where to go for guidance on managing your super effectively?

27:12 - Fractional property investment and what Owen thinks about it

34:13 - Is the perceived safety of ETFs being undermined by riskier funds?

37:21 - Is AI going to make it easier to get holistic and cost-effective advice?

50:40 - How to protect yourself from scams in an increasingly digital & tech-reliant environment

55:48 - Owen Rask’s property dumbo

About Our Guest:

Owen Rask is The Rask Group's Founder, and Chief Investment Officer of Rask Invest. He also co-founded and is a Partner at Inflection, the business accelerator. Owen holds Masters Degrees in Financial Planning and in Applied Finance, and a Bachelor's Degree of Technology. Owen co-hosts podcasts and live shows with over 200,000 unique monthly listeners. Rask has now enrolled 30,000 Aussies into free online finance courses, on a pathway to 100,000 before 2027.

Connect with Owen Rask:


Resources mentioned in this episode:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>e44c5a8f-12ab-4026-b87d-b1f30144a28dSun, 22 Sep 2024 19:59:04 +100059:30falsefull13513511Why Equity Mates Thinks the Next Generation Won’t Own HomesWhy Equity Mates Thinks the Next Generation Won’t Own HomesWhy do Alec and Bryce from Equity Mates think the next generation won’t own homes? In this episode, we have a chat with Alec Renehan and Bryce Leske, the co-founders of Equity Mates Media, to explore why more young Australians are steering away from the idea of property ownership and leaning towards investing in shares instead.

We discuss how the wealth gap between those who can get financial help from family and those who can’t is influencing this shift. How is this gap making property less accessible for younger generations? And why are many looking to the stock market as a more viable option for building wealth?

Throughout the episode, we cover the challenges young people face when trying to enter the property market and what they’re considering as alternatives. Alec and Bryce share their insights from years of working with young investors and reflect on the changing attitudes towards property and investing.

If you’re curious about how investing mindsets are evolving, this is an episode you won’t want to miss. Tune in and let's dive right into it!

Episode Highlights:

00:00 - Introduction

01:05 - Who are our guests for today?

02:22 - Why is Equity Mates so successful as a podcast?

04:04 - How do you balance finance discussions and compliance?

08:12 - Are young Australians moving from property to equities for wealth building?

11:12 - The psychological security of property ownership

13:31 - Has international investing become more popular due to US tech success?

20:03 - Is bad advice also common in your industry due to people seeking easy solutions?

23:53 - How the focus on behavioural finance has changed their understanding of investing

26:49 - Lessons from investment errors reflect the serious impact of choosing the wrong path

31:15 - How Alec & Bryce balance their core investment strategies with new investment ideas

36:41 - After a recent purchase, did your perceptions of property investing change?

40:33 - The benefits of using a buyer’s agent and the importance of expert advice

50:05 - Is it true that the best property deals are reserved for those who pay for early access?

56:19 - Do you have a notable property investment fail story?

About Our Guests:

Alec Renehan and Bryce Leske are the cofounders of Equity Mates, Australia's #1 finance and investing brand for young Australians. They met at university and both developed a passion for investing. As they spoke to friends and family about their interest, they realised a lot of people faced the same challenges. So, they set out to record their journey of learning to invest, in the hope others would join them. Equity Mates Investing Podcast was started in 2017 and in the years since has grown a community of young investors in Australia and around the world.

Connect with Alec and Bryce:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>Why do Alec and Bryce from Equity Mates think the next generation won’t own homes? In this episode, we have a chat with Alec Renehan and Bryce Leske, the co-founders of Equity Mates Media, to explore why more young Australians are steering away from the idea of property ownership and leaning towards investing in shares instead.

We discuss how the wealth gap between those who can get financial help from family and those who can’t is influencing this shift. How is this gap making property less accessible for younger generations? And why are many looking to the stock market as a more viable option for building wealth?

Throughout the episode, we cover the challenges young people face when trying to enter the property market and what they’re considering as alternatives. Alec and Bryce share their insights from years of working with young investors and reflect on the changing attitudes towards property and investing.

If you’re curious about how investing mindsets are evolving, this is an episode you won’t want to miss. Tune in and let's dive right into it!

Episode Highlights:

00:00 - Introduction

01:05 - Who are our guests for today?

02:22 - Why is Equity Mates so successful as a podcast?

04:04 - How do you balance finance discussions and compliance?

08:12 - Are young Australians moving from property to equities for wealth building?

11:12 - The psychological security of property ownership

13:31 - Has international investing become more popular due to US tech success?

20:03 - Is bad advice also common in your industry due to people seeking easy solutions?

23:53 - How the focus on behavioural finance has changed their understanding of investing

26:49 - Lessons from investment errors reflect the serious impact of choosing the wrong path

31:15 - How Alec & Bryce balance their core investment strategies with new investment ideas

36:41 - After a recent purchase, did your perceptions of property investing change?

40:33 - The benefits of using a buyer’s agent and the importance of expert advice

50:05 - Is it true that the best property deals are reserved for those who pay for early access?

56:19 - Do you have a notable property investment fail story?

About Our Guests:

Alec Renehan and Bryce Leske are the cofounders of Equity Mates, Australia's #1 finance and investing brand for young Australians. They met at university and both developed a passion for investing. As they spoke to friends and family about their interest, they realised a lot of people faced the same challenges. So, they set out to record their journey of learning to invest, in the hope others would join them. Equity Mates Investing Podcast was started in 2017 and in the years since has grown a community of young investors in Australia and around the world.

Connect with Alec and Bryce:


Resources:


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]]>0b016f48-b5bf-41a2-bf75-b1ec013f6247Sun, 15 Sep 2024 20:23:54 +100001:02:32falsefull13503501Suburb Trends: What Surprises Does the Latest Property Investment Data RevealSuburb Trends: What Surprises Does the Latest Property Investment Data RevealAre you ready to find out where property investors are putting their money and what trends are shaping the market right now? In this episode, we dive deep into the latest suburb trends report and explore the surprising insights revealed by the latest property investment data.

From unexpected investment hotspots in Sydney and Melbourne to some major shifts in regional markets like Perth and Adelaide, this conversation will give you a fresh look at where investors are heading—and why.

We're joined by Kent Lardner, our resident property geek and we break down the numbers behind the rising trends in investor activity. We discuss how investor lending has been on the rise, why houses are dominating the market, and where clusters of activity are emerging across the country.

If you’ve been wondering where the smart money is flowing, this episode will give you the answers. Tune in for an in-depth look at what the data is saying and what it means for investors right now. This is a must-listen for anyone keen to understand the latest movements in the property space!

Episode Highlights:

00:00 - Introduction

01:00 - Analysis of the top 25 SA4 regions shows surge in house purchases in Sydney & Melbourne

03:11 - Detailed analysis of the top 25 SA4 regions

08:11 - Abundance of properties in & around Beverly Hill influenced by the new metro in Sydney

09:36 - Why are Sydney and Melbourne seeing increased interest in different property types?

16:13 - Could property investors buying apartments in Melbourne be influenced by land tax?

17:31 - What factors are influencing suburb choices in Perth right now?

19:02 - What are the major rental surge figures across Australia’s states?

23:53 - Is the surge in investor activity due to first time home buyers or new market areas?

27:13 - Comparing investment markets: Sydney, Melbourne, and Brisbane

39:29 - Has there been a notable rise in inventory, and how might this affect market prices?

45:06 - How are construction shortages and low approvals influencing the property market?

46:29 - Kent talks about his newly launched partnership with Faith Housing Australia

About Kent Lardner:

Kent Lardner is an expert data science and business leader with 30+ years of experience at leading companies like JLL, CoreLogic, and General Electric. He has led teams of 5 to 200 people across Australia and China, driven by his passion for high-growth digital businesses. Kent is also the founder of Suburb Trends, a leading property research firm trusted by major names in Australian property and featured in mainstream media.

Connect with Kent Lardner:


Resources:


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See omnystudio.com/listener for privacy information.

]]>Are you ready to find out where property investors are putting their money and what trends are shaping the market right now? In this episode, we dive deep into the latest suburb trends report and explore the surprising insights revealed by the latest property investment data.

From unexpected investment hotspots in Sydney and Melbourne to some major shifts in regional markets like Perth and Adelaide, this conversation will give you a fresh look at where investors are heading—and why.

We're joined by Kent Lardner, our resident property geek and we break down the numbers behind the rising trends in investor activity. We discuss how investor lending has been on the rise, why houses are dominating the market, and where clusters of activity are emerging across the country.

If you’ve been wondering where the smart money is flowing, this episode will give you the answers. Tune in for an in-depth look at what the data is saying and what it means for investors right now. This is a must-listen for anyone keen to understand the latest movements in the property space!

Episode Highlights:

00:00 - Introduction

01:00 - Analysis of the top 25 SA4 regions shows surge in house purchases in Sydney & Melbourne

03:11 - Detailed analysis of the top 25 SA4 regions

08:11 - Abundance of properties in & around Beverly Hill influenced by the new metro in Sydney

09:36 - Why are Sydney and Melbourne seeing increased interest in different property types?

16:13 - Could property investors buying apartments in Melbourne be influenced by land tax?

17:31 - What factors are influencing suburb choices in Perth right now?

19:02 - What are the major rental surge figures across Australia’s states?

23:53 - Is the surge in investor activity due to first time home buyers or new market areas?

27:13 - Comparing investment markets: Sydney, Melbourne, and Brisbane

39:29 - Has there been a notable rise in inventory, and how might this affect market prices?

45:06 - How are construction shortages and low approvals influencing the property market?

46:29 - Kent talks about his newly launched partnership with Faith Housing Australia

About Kent Lardner:

Kent Lardner is an expert data science and business leader with 30+ years of experience at leading companies like JLL, CoreLogic, and General Electric. He has led teams of 5 to 200 people across Australia and China, driven by his passion for high-growth digital businesses. Kent is also the founder of Suburb Trends, a leading property research firm trusted by major names in Australian property and featured in mainstream media.

Connect with Kent Lardner:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>e372d7a6-91c6-40d2-8b9f-b1e500e23779Sun, 08 Sep 2024 20:00:00 +100048:31falsefull13493491Insider Secrets: Why Housing Supply Is Harder to Boost Than You ThinkInsider Secrets: Why Housing Supply Is Harder to Boost Than You ThinkWhy is it so tough to ramp up housing supply when it seems like everyone’s talking about it? In this episode, we’re joined by Jill Garner, the Victorian Government Architect, who gives us a behind-the-scenes look at why boosting supply isn’t as simple as just setting targets. Jill brings her extensive experience to the table, sharing insights into the realities of urban planning and design from both government and industry perspectives.

Jill helps us understand the challenges that come with trying to increase housing supply discussing the struggles that state and local governments face in balancing the need for more homes with the importance of good design and quality construction. She explains why meeting housing targets isn’t just about making plans—it’s about dealing with real-world obstacles like costs, time, and planning rules.

Our conversation also touches on the “Future Homes” initiative, which aims to provide more housing options in Melbourne’s suburbs without sacrificing livability and explore why simply rezoning areas for higher density doesn’t automatically result in new homes and what’s really holding back development.

This episode is perfect for anyone who wants to understand the real reasons behind the housing shortage and what needs to happen to make more homes available. The insights presented in this episode offer a clear look at the challenges and possibilities in solving this complex issue. So let's dive right into it!

Episode Highlights:

00:00 - Introduction

01:06 - Who is Jill Garner?

02:38 - What is a government architect and their role in the Victorian government

05:04 - How does each level of government address housing supply and affordability issues?

08:02 - How does the state government coordinate with local councils in Victoria?

10:48 - Is Melbourne seeing similar government rhetoric on housing density as other places?

12:59 - Where is the disconnect between housing targets and actual construction?

15:33 - Can pre-designed homes compete with custom builds?

22:45 - Can rezoning truly improve housing affordability, or is something missing?

25:18 - Is the pushback on future homes driven by consumer resistance or developer concerns?

28:55 - How are Victoria's ongoing projects impacting developers' building costs and decisions?

33:28 - Is Melbourne better equipped for density with its transport system?

38:52 - How can Melbourne address city-level needs and past high-density apartment mistakes?

43:37 - Should other states follow Melbourne’s lead on sustainability and passive design?

48:24 - How are government plans for Melbourne adapting to the rise in remote work?

52:58 - Jill Garner’s property dumbo

About Our Guest:

Jill Garner, the first woman to serve as Victorian Government Architect, was appointed in 2015 and brings 40 years of experience in both practice and government. She leads a team promoting integrated design and collaboration within the state government. Jill continues her architectural practice through Garner Davis Architects, which has earned numerous awards. An RMIT Masters by Design alumnus, she has taught at RMIT and Melbourne Universities and served on several industry boards. Jill chaired the Australian Committee for the 2018 Venice Architecture Biennale and became a Life Fellow of the Australian Institute of Architects, receiving the President’s Prize in 2022. In 2023, she was appointed Member of the Order of Australia for her contributions to architecture, education, and professional associations.

Connect with Jill Garner:


Resources:


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See omnystudio.com/listener for privacy information.

]]>Why is it so tough to ramp up housing supply when it seems like everyone’s talking about it? In this episode, we’re joined by Jill Garner, the Victorian Government Architect, who gives us a behind-the-scenes look at why boosting supply isn’t as simple as just setting targets. Jill brings her extensive experience to the table, sharing insights into the realities of urban planning and design from both government and industry perspectives.

Jill helps us understand the challenges that come with trying to increase housing supply discussing the struggles that state and local governments face in balancing the need for more homes with the importance of good design and quality construction. She explains why meeting housing targets isn’t just about making plans—it’s about dealing with real-world obstacles like costs, time, and planning rules.

Our conversation also touches on the “Future Homes” initiative, which aims to provide more housing options in Melbourne’s suburbs without sacrificing livability and explore why simply rezoning areas for higher density doesn’t automatically result in new homes and what’s really holding back development.

This episode is perfect for anyone who wants to understand the real reasons behind the housing shortage and what needs to happen to make more homes available. The insights presented in this episode offer a clear look at the challenges and possibilities in solving this complex issue. So let's dive right into it!

Episode Highlights:

00:00 - Introduction

01:06 - Who is Jill Garner?

02:38 - What is a government architect and their role in the Victorian government

05:04 - How does each level of government address housing supply and affordability issues?

08:02 - How does the state government coordinate with local councils in Victoria?

10:48 - Is Melbourne seeing similar government rhetoric on housing density as other places?

12:59 - Where is the disconnect between housing targets and actual construction?

15:33 - Can pre-designed homes compete with custom builds?

22:45 - Can rezoning truly improve housing affordability, or is something missing?

25:18 - Is the pushback on future homes driven by consumer resistance or developer concerns?

28:55 - How are Victoria's ongoing projects impacting developers' building costs and decisions?

33:28 - Is Melbourne better equipped for density with its transport system?

38:52 - How can Melbourne address city-level needs and past high-density apartment mistakes?

43:37 - Should other states follow Melbourne’s lead on sustainability and passive design?

48:24 - How are government plans for Melbourne adapting to the rise in remote work?

52:58 - Jill Garner’s property dumbo

About Our Guest:

Jill Garner, the first woman to serve as Victorian Government Architect, was appointed in 2015 and brings 40 years of experience in both practice and government. She leads a team promoting integrated design and collaboration within the state government. Jill continues her architectural practice through Garner Davis Architects, which has earned numerous awards. An RMIT Masters by Design alumnus, she has taught at RMIT and Melbourne Universities and served on several industry boards. Jill chaired the Australian Committee for the 2018 Venice Architecture Biennale and became a Life Fellow of the Australian Institute of Architects, receiving the President’s Prize in 2022. In 2023, she was appointed Member of the Order of Australia for her contributions to architecture, education, and professional associations.

Connect with Jill Garner:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>a9d20f96-251e-4c44-8f1e-b1dc0007dd88Sun, 01 Sep 2024 20:00:00 +100056:23falsefull13483481Understanding UK vs. Australian Property Markets with Martin NorthUnderstanding UK vs. Australian Property Markets with Martin NorthHow does the UK property market compare to ours here in Australia? In this episode, we sit down with Martin North from Digital Finance Analytics to really break it down. We’re diving into what makes the UK property market tick and how it stacks up against what we see in Australia. What are the key drivers over there? And how do they align—or differ—from what’s happening on our home turf?

Martin’s got a ton of insights on property trends across the globe, and in our conversation, we dig into the unique factors shaping the UK market, from economic policies to how buyers behave. Are there things we can take away from the UK’s approach, or are we carving out our own distinct path here in Australia?

We also get into how history and culture influence the property scene in each country. Are there common threads, or are the differences too big to ignore? Most importantly, what can Australian investors learn from the UK’s journey in the property market?

If you’re looking to expand your knowledge of global property markets or just want a fresh perspective on what’s happening here in Australia, this conversation with Martin North is one you won’t want to miss. Tune in as we explore the dynamics of the UK and Australian property markets, and discover valuable insights that could impact your next investment decision.

Episode Highlights:

00:00 - Introduction

00:57 - Who is Martin North?

03:48 - Can Australia gain confidence from the UK's inflation decline?

07:35 - How does the UK's property investment culture compare to that of Australia’s?

11:04 - Proportion of owner-occupier vs rented property in UK

13:51 - Has borrowing capacity in the UK stayed steady despite rate hikes?

18:55 - How does city migration in the UK compare to Australia?

21:30 - Is there a trend of early wealth transfer in the UK for earlier housing market entry?

26:40 - How do UK and Australian rental issues compare?

28:16 - Despite the UK investing more in social housing, why is there still a shortage?

32:51 - Has the existence of inheritance tax impacted entry into the housing market?

33:50 - Over 5 years of hosting "Walk the World", how have your views and insights evolved?

40:00 - How should one approach property investment after missed chances?

45:55 - How does Martin feel about the property market’s outcome?

49:58 - Can the UK manage the demand for millions of new homes?

51:51 - Martin North’s property dumbo

About Our Guest:

Martin North is a prominent researcher who specialises in the mortgage lending, savings payments, and superannuation sectors. He is the founder of Digital Finance Analytics — a boutique research, analysis, and consulting firm. He has a long history of research in mortgage stress in Australia and publishes relevant indices on defaults, mortgage stress, and consumer confidence. In addition to his work in finance, he curates the YouTube channel "Walk the World," where he covers finance and property news with a distinctively Australian flavour and invites controversial guests. He is also a founding director of Asbestos Awareness Australia, a registered charity he established with his late wife, Jill, in 2021.

Connect with Martin North:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>How does the UK property market compare to ours here in Australia? In this episode, we sit down with Martin North from Digital Finance Analytics to really break it down. We’re diving into what makes the UK property market tick and how it stacks up against what we see in Australia. What are the key drivers over there? And how do they align—or differ—from what’s happening on our home turf?

Martin’s got a ton of insights on property trends across the globe, and in our conversation, we dig into the unique factors shaping the UK market, from economic policies to how buyers behave. Are there things we can take away from the UK’s approach, or are we carving out our own distinct path here in Australia?

We also get into how history and culture influence the property scene in each country. Are there common threads, or are the differences too big to ignore? Most importantly, what can Australian investors learn from the UK’s journey in the property market?

If you’re looking to expand your knowledge of global property markets or just want a fresh perspective on what’s happening here in Australia, this conversation with Martin North is one you won’t want to miss. Tune in as we explore the dynamics of the UK and Australian property markets, and discover valuable insights that could impact your next investment decision.

Episode Highlights:

00:00 - Introduction

00:57 - Who is Martin North?

03:48 - Can Australia gain confidence from the UK's inflation decline?

07:35 - How does the UK's property investment culture compare to that of Australia’s?

11:04 - Proportion of owner-occupier vs rented property in UK

13:51 - Has borrowing capacity in the UK stayed steady despite rate hikes?

18:55 - How does city migration in the UK compare to Australia?

21:30 - Is there a trend of early wealth transfer in the UK for earlier housing market entry?

26:40 - How do UK and Australian rental issues compare?

28:16 - Despite the UK investing more in social housing, why is there still a shortage?

32:51 - Has the existence of inheritance tax impacted entry into the housing market?

33:50 - Over 5 years of hosting "Walk the World", how have your views and insights evolved?

40:00 - How should one approach property investment after missed chances?

45:55 - How does Martin feel about the property market’s outcome?

49:58 - Can the UK manage the demand for millions of new homes?

51:51 - Martin North’s property dumbo

About Our Guest:

Martin North is a prominent researcher who specialises in the mortgage lending, savings payments, and superannuation sectors. He is the founder of Digital Finance Analytics — a boutique research, analysis, and consulting firm. He has a long history of research in mortgage stress in Australia and publishes relevant indices on defaults, mortgage stress, and consumer confidence. In addition to his work in finance, he curates the YouTube channel "Walk the World," where he covers finance and property news with a distinctively Australian flavour and invites controversial guests. He is also a founding director of Asbestos Awareness Australia, a registered charity he established with his late wife, Jill, in 2021.

Connect with Martin North:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>11ed444c-ff6a-4b14-b551-b1d7013f301aSun, 25 Aug 2024 20:30:00 +100058:13falsefull13473471The Most Pressing Issues in Strata Management with Michael TeysThe Most Pressing Issues in Strata Management with Michael TeysStrata management—it’s one of those areas in property where things can get tricky if you’re not in the know. In this episode, we’re joined by Michael Teys, who’s been in the trenches of strata for years, tackling some of the biggest issues that come up in this space. If you’re involved in a strata scheme—whether as an owner, investor, or part of a committee—this is a conversation you just can’t afford to miss.

Today, we dive into the real problems that strata communities face every day. From dealing with disputes that can turn neighbors into enemies to sorting out financial messes that can sink a scheme, he’s got the inside scoop on what works and what doesn’t.

We also chat about the legal side of things—what’s changing, what’s staying the same, and how it all impacts you.

But it’s not all doom and gloom. We also talk about how to keep the peace in a strata setup and why being proactive can save you a world of headaches. And as for the future? We touch on where strata management is heading and what that means for everyone involved.

This is your chance to get a handle on the biggest issues in strata management today, straight from someone who’s seen it all. So, grab a coffee, settle in, and get ready to learn from one of the best in the business. Let's get started!

Episode Highlights:

00:00 - Introduction

01:03 - Who is Michael Teys?

02:22 - What did the ABC Four Corners exposé reveal about controversial strata practices?

10:23 - How strata managers started charging like real estate agents, and how they can regain trust

16:50 - Are strata companies or owners to blame for management issues?

21:36 - What are the challenges in keeping good strata professionals?

30:11 - What are the obstacles to reforming strata management?

36:06 - Does unpaid service affect local government and strata roles?

40:01 - Are builders learning from past strata mistakes? Will quality improve?

44:17 - Given the current leadership vacuum, where might we see effective leadership emerge?

50:27 - Michael shares a lesson/humorous story in property that we can all learn from

About Our Guest:

Michael Teys is one of Australia’s leading strata experts. He works for corporate owners of strata property, property professionals and strata managers providing advisory, research and training on complex strata issues. With over 30 years’ experience in strata titled property issues, Michael is now an advisor to corporate and institutional owners of strata property. He is a member of the City Futures Research Centre at UNSW and provides training to strata managers and allied property professionals.

Connect with Michael Teys:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>Strata management—it’s one of those areas in property where things can get tricky if you’re not in the know. In this episode, we’re joined by Michael Teys, who’s been in the trenches of strata for years, tackling some of the biggest issues that come up in this space. If you’re involved in a strata scheme—whether as an owner, investor, or part of a committee—this is a conversation you just can’t afford to miss.

Today, we dive into the real problems that strata communities face every day. From dealing with disputes that can turn neighbors into enemies to sorting out financial messes that can sink a scheme, he’s got the inside scoop on what works and what doesn’t.

We also chat about the legal side of things—what’s changing, what’s staying the same, and how it all impacts you.

But it’s not all doom and gloom. We also talk about how to keep the peace in a strata setup and why being proactive can save you a world of headaches. And as for the future? We touch on where strata management is heading and what that means for everyone involved.

This is your chance to get a handle on the biggest issues in strata management today, straight from someone who’s seen it all. So, grab a coffee, settle in, and get ready to learn from one of the best in the business. Let's get started!

Episode Highlights:

00:00 - Introduction

01:03 - Who is Michael Teys?

02:22 - What did the ABC Four Corners exposé reveal about controversial strata practices?

10:23 - How strata managers started charging like real estate agents, and how they can regain trust

16:50 - Are strata companies or owners to blame for management issues?

21:36 - What are the challenges in keeping good strata professionals?

30:11 - What are the obstacles to reforming strata management?

36:06 - Does unpaid service affect local government and strata roles?

40:01 - Are builders learning from past strata mistakes? Will quality improve?

44:17 - Given the current leadership vacuum, where might we see effective leadership emerge?

50:27 - Michael shares a lesson/humorous story in property that we can all learn from

About Our Guest:

Michael Teys is one of Australia’s leading strata experts. He works for corporate owners of strata property, property professionals and strata managers providing advisory, research and training on complex strata issues. With over 30 years’ experience in strata titled property issues, Michael is now an advisor to corporate and institutional owners of strata property. He is a member of the City Futures Research Centre at UNSW and provides training to strata managers and allied property professionals.

Connect with Michael Teys:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>3c7635bc-0a58-4048-9844-b1d0013ea7e6Sun, 18 Aug 2024 20:14:08 +100055:17falsefull13463461How Can We Fix Australia’s Housing Crisis? Alan Kohler Weighs InHow Can We Fix Australia’s Housing Crisis? Alan Kohler Weighs InAustralia's housing market is in turmoil, but can it be fixed? In this episode, we sit down with respected financial journalist Alan Kohler to delve into the roots of this ongoing crisis and explore potential solutions.

Alan shares his insights on why first-time home buyers today face far greater challenges than those in previous generations and how the housing sector has become a critical pillar of Australia's economy, unlike in many other nations.

We also dive into Alan's provocative assertion that housing wealth is both “meaningless and destructive.” What does he mean by this? How can something that seems so vital to our financial security be harmful in the long run? Alan unpacks a fresh perspective on the true cost of our housing obsession.

His unique take on the interplay between housing and the economy provides valuable insights for anyone concerned about the future of homeownership and economic stability in Australia. This episode is essential listening for those looking to understand the broader implications of our housing policies and what changes are needed to secure a more equitable future. So tune in now!

Episode Highlights:

00:00 - Introduction

01:05 - Who is Alan Kohler

01:35 - Has alan shifted his stance on the housing affordability issue?

04:32 - The societal impact of high house prices on the market

14:11 - How are zoning changes impacting the marginal buyer in real estate?

18:18 - Will setting development targets & rezoning lands be enough to address housing needs

24:17 - Is the current housing allocation system inefficient?

26:47 - Is it easier for politicians to pass policies for investors rather than homeowners?

30:56 - Do recent tenancy reforms fail to balance support for tenants and landlord flexibility?

35:40 - Is investing in property part of the Australian national psyche?

38:51 - How Alan's research impacted his perspective on future growth or risks

43:18 - Why encourage build-to-rent over build-to-sell?

47:24 - Is there a relationship between the lack of a recession and house price growth?

53:37 - Housing wealth is both “meaningless and destructive”

55:32 - Alan Kohler’s property dumbo

About Our Guest:

Alan Kohler is one of Australia's most experienced commentators and journalists, a television personality, and a former newspaper editor. He is the former editor of The Australian Financial Review and The Age, and was business and economics editor of The 7.30 Report. In addition to being CEO of Eureka Report and Business Spectator, Alan is the finance presenter on ABC News and host of Inside Business on ABC TV.

Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>Australia's housing market is in turmoil, but can it be fixed? In this episode, we sit down with respected financial journalist Alan Kohler to delve into the roots of this ongoing crisis and explore potential solutions.

Alan shares his insights on why first-time home buyers today face far greater challenges than those in previous generations and how the housing sector has become a critical pillar of Australia's economy, unlike in many other nations.

We also dive into Alan's provocative assertion that housing wealth is both “meaningless and destructive.” What does he mean by this? How can something that seems so vital to our financial security be harmful in the long run? Alan unpacks a fresh perspective on the true cost of our housing obsession.

His unique take on the interplay between housing and the economy provides valuable insights for anyone concerned about the future of homeownership and economic stability in Australia. This episode is essential listening for those looking to understand the broader implications of our housing policies and what changes are needed to secure a more equitable future. So tune in now!

Episode Highlights:

00:00 - Introduction

01:05 - Who is Alan Kohler

01:35 - Has alan shifted his stance on the housing affordability issue?

04:32 - The societal impact of high house prices on the market

14:11 - How are zoning changes impacting the marginal buyer in real estate?

18:18 - Will setting development targets & rezoning lands be enough to address housing needs

24:17 - Is the current housing allocation system inefficient?

26:47 - Is it easier for politicians to pass policies for investors rather than homeowners?

30:56 - Do recent tenancy reforms fail to balance support for tenants and landlord flexibility?

35:40 - Is investing in property part of the Australian national psyche?

38:51 - How Alan's research impacted his perspective on future growth or risks

43:18 - Why encourage build-to-rent over build-to-sell?

47:24 - Is there a relationship between the lack of a recession and house price growth?

53:37 - Housing wealth is both “meaningless and destructive”

55:32 - Alan Kohler’s property dumbo

About Our Guest:

Alan Kohler is one of Australia's most experienced commentators and journalists, a television personality, and a former newspaper editor. He is the former editor of The Australian Financial Review and The Age, and was business and economics editor of The 7.30 Report. In addition to being CEO of Eureka Report and Business Spectator, Alan is the finance presenter on ABC News and host of Inside Business on ABC TV.

Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>a5369b60-6854-48da-b833-b1c9013ce59dSun, 11 Aug 2024 20:34:12 +100057:34falsefull13453451The Hidden Impact of Airbnb on Housing Affordability and Solutions AheadThe Hidden Impact of Airbnb on Housing Affordability and Solutions AheadAre short-term rental platforms like Airbnb contributing to the worsening of the housing affordability crisis by reducing the availability of long-term rental properties?

This shift towards short-term rentals makes it increasingly difficult for people to find affordable homes, driving up rental prices and increasing housing instability for vulnerable populations.

Join us as Karl Fitzgerald, founder and director of Grounded, brings his extensive research to the table. Karl talks about how Airbnb and similar platforms impact housing markets, particularly in regional areas, and offer insightful solutions based on his findings.

Tune in to explore the intersection of short-term rentals and housing policy, and discover innovative community-driven solutions that could help address the housing crisis while balancing the needs of both tourists and residents.

Episode Highlights:

00:00 - Introduction

01:12 - Who is our guest for today?

06:04 - How Karl responded to the shift in rental proportions

07:50 - Is it possible to measure long-term rentals converted to short-term?

11:08 - Do short-term rental limits create property scarcity unintentionally?

17:37 - How does car-based and/or public transport influence short-term rental markets?

22:19 - How are communities still functioning when core workers can’t find housing?

23:31 - Is the housing shortage phenomenon unique to Australia?

26:44 - Has the report's media attention resulted in any significant change?

28:39 - How does a community land trust work?

35:28 - Are community land trusts already operational in Australia?

44:18 - Karl Fitzgerald’s property dumbo

About Our Guest:

Karl Fitzgerald, founder and Director of Grounded, is an economist with a distinguished background as the former Director of Research at Prosper Australia. Over 18 years, he led research on speculative investment and housing affordability, including directing the Speculative Vacancy reports that contributed to the Victorian Vacancy Tax. Karl also championed Victoria’s Rezoning Windfall Gains Tax to reinvest rezoning profits into community infrastructure. His 2022 report challenged the belief that increasing housing supply alone improves affordability. Karl advocates for Community Land Trusts as a community-led alternative to current housing models, emphasizing equity and justice.

Connect with Karl Fitzgerald:


Resources:


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]]>Are short-term rental platforms like Airbnb contributing to the worsening of the housing affordability crisis by reducing the availability of long-term rental properties?

This shift towards short-term rentals makes it increasingly difficult for people to find affordable homes, driving up rental prices and increasing housing instability for vulnerable populations.

Join us as Karl Fitzgerald, founder and director of Grounded, brings his extensive research to the table. Karl talks about how Airbnb and similar platforms impact housing markets, particularly in regional areas, and offer insightful solutions based on his findings.

Tune in to explore the intersection of short-term rentals and housing policy, and discover innovative community-driven solutions that could help address the housing crisis while balancing the needs of both tourists and residents.

Episode Highlights:

00:00 - Introduction

01:12 - Who is our guest for today?

06:04 - How Karl responded to the shift in rental proportions

07:50 - Is it possible to measure long-term rentals converted to short-term?

11:08 - Do short-term rental limits create property scarcity unintentionally?

17:37 - How does car-based and/or public transport influence short-term rental markets?

22:19 - How are communities still functioning when core workers can’t find housing?

23:31 - Is the housing shortage phenomenon unique to Australia?

26:44 - Has the report's media attention resulted in any significant change?

28:39 - How does a community land trust work?

35:28 - Are community land trusts already operational in Australia?

44:18 - Karl Fitzgerald’s property dumbo

About Our Guest:

Karl Fitzgerald, founder and Director of Grounded, is an economist with a distinguished background as the former Director of Research at Prosper Australia. Over 18 years, he led research on speculative investment and housing affordability, including directing the Speculative Vacancy reports that contributed to the Victorian Vacancy Tax. Karl also championed Victoria’s Rezoning Windfall Gains Tax to reinvest rezoning profits into community infrastructure. His 2022 report challenged the belief that increasing housing supply alone improves affordability. Karl advocates for Community Land Trusts as a community-led alternative to current housing models, emphasizing equity and justice.

Connect with Karl Fitzgerald:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>737b8629-5067-4d9c-91fd-b1c201449ddcSun, 04 Aug 2024 21:00:00 +100049:03falsefull13443441Listener Q&A: Investment Property Decisions, Land Tax Variations, and MoreListener Q&A: Investment Property Decisions, Land Tax Variations, and MoreAre you grappling with decisions about your investment property? In this episode, we dive into a range of listener questions to provide the insights you need. We’ll explore the impact of land tax variations across different states and discuss the pros and cons of buying in A-grade versus B-grade suburbs. Our discussion also touches on the reasons behind the surge in properties for sale in lifestyle areas post-COVID, shedding light on the market dynamics at play.

We tackle the tough decision of whether to sell an investment property to upgrade your primary home, providing practical advice to help you weigh your options. Additionally, we answer a listener’s question about how land tax changes affect traditional holiday destinations, offering a fresh perspective on generational property sales and their social impacts.

To round out the episode, we share a “listener Dumbo” segment, highlighting lessons learned from real-life property decisions. Tune in for a comprehensive yet concise discussion that will help you navigate the complexities of property investment with confidence.

Episode Highlights:

00:00 - Introduction

01:20 - Why are so many properties for sale in holiday destination markets?

07:23 - What negative gearing reforms could balance investor interests and housing affordability?

17:56 - Fact check regarding the heritage status and development in Edgecliff

22:50 - Should I invest in property outside Victoria due to land tax?

31:04 - Which is wiser: A-grade home in a B-grade area or vice versa?

50:00 - Listener dumbo

Resources mentioned in this episode:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>Are you grappling with decisions about your investment property? In this episode, we dive into a range of listener questions to provide the insights you need. We’ll explore the impact of land tax variations across different states and discuss the pros and cons of buying in A-grade versus B-grade suburbs. Our discussion also touches on the reasons behind the surge in properties for sale in lifestyle areas post-COVID, shedding light on the market dynamics at play.

We tackle the tough decision of whether to sell an investment property to upgrade your primary home, providing practical advice to help you weigh your options. Additionally, we answer a listener’s question about how land tax changes affect traditional holiday destinations, offering a fresh perspective on generational property sales and their social impacts.

To round out the episode, we share a “listener Dumbo” segment, highlighting lessons learned from real-life property decisions. Tune in for a comprehensive yet concise discussion that will help you navigate the complexities of property investment with confidence.

Episode Highlights:

00:00 - Introduction

01:20 - Why are so many properties for sale in holiday destination markets?

07:23 - What negative gearing reforms could balance investor interests and housing affordability?

17:56 - Fact check regarding the heritage status and development in Edgecliff

22:50 - Should I invest in property outside Victoria due to land tax?

31:04 - Which is wiser: A-grade home in a B-grade area or vice versa?

50:00 - Listener dumbo

Resources mentioned in this episode:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>c11e082f-38a2-4d1a-a3e0-b1bb00f66396Sun, 28 Jul 2024 20:00:00 +100054:50falsefull13433431The Next Decade in Property Demographics: Simon Kuestenmacher ExplainsThe Next Decade in Property Demographics: Simon Kuestenmacher ExplainsAre you curious about how demographic changes will shape the property market in the coming decade?  In this episode, we chat with Simon Kuestenmacher from The Demographic Group to dive into the evolving trends in wealth transfer and their impact on housing.

Simon gives us some great insights into the demographic factors affecting today’s wealth transfer, exploring how predictable these shifts are and how major events like COVID-19 change market dynamics. We talk about how baby boomers handle inheritance differently based on their experiences and how this intergenerational wealth transfer impacts the property market over the next decade.

We also touch on the broader economic effects of demographic trends, like their impact on interest rates and wage demands in a tight labor market. Simon shares his take on the government’s ambitious goal of creating 1.2 million dwellings in five years and how that’s going. Plus, we explore how elderly home preferences influence property challenges and the ongoing debate about different work arrangements in Australia.

Join us for this engaging chat that unpacks the future of property demographics and gives you a solid understanding of the factors that shape the market in the years to come.

Episode Highlights:

00:00 - Introduction

01:10 - Who is Simon Kuestenmacher?

02:09 - What are the demographic insights on today's wealth transfer and its predictability?

03:55 - Are demographic trends and major events like COVID-19 influencing market dynamics?

06:12 - Have baby boomers started giving inheritance sooner due to their own experiences?

15:45 - The impact of demographic trends on interest rates in Australia

18:32 - How does inflation influence wage demands when labor is scarce?

21:41 - How intergenerational wealth transfer is likely to impact the property market

26:40 - Current state & future trajectory of the debate surrounding different work arrangements

31:52 - How can Australia address the workforce shortage linked to its aging demographic?

39:31 - Simon's stand on the bold policies being implemented in New South Wales

46:10 - How is the government’s target of 1.2 million dwellings in 5 years tracking?

53:04 - What impact does elderly home preference have on property challenges?

About Our Guest:

Simon Kuestenmacher is a Co-Founder of The Demographics Group together with Bernard Salt. The group provides specialist advice on demographic, consumer, and social trends. 

Simon writes a weekly column for The New Daily and a monthly column for The Australian newspaper. He is a thought after media commentator on demographic matters. 

In his spare time Simon has authored three books on maps and runs what is by now the world’s largest Twitter account dedicated to maps and data. His social media posts reach over 25 million people every month. Simon ranks as one of the world’s top 10 influencers in data. 

Connect with Simon Kuestenmacher:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>Are you curious about how demographic changes will shape the property market in the coming decade?  In this episode, we chat with Simon Kuestenmacher from The Demographic Group to dive into the evolving trends in wealth transfer and their impact on housing.

Simon gives us some great insights into the demographic factors affecting today’s wealth transfer, exploring how predictable these shifts are and how major events like COVID-19 change market dynamics. We talk about how baby boomers handle inheritance differently based on their experiences and how this intergenerational wealth transfer impacts the property market over the next decade.

We also touch on the broader economic effects of demographic trends, like their impact on interest rates and wage demands in a tight labor market. Simon shares his take on the government’s ambitious goal of creating 1.2 million dwellings in five years and how that’s going. Plus, we explore how elderly home preferences influence property challenges and the ongoing debate about different work arrangements in Australia.

Join us for this engaging chat that unpacks the future of property demographics and gives you a solid understanding of the factors that shape the market in the years to come.

Episode Highlights:

00:00 - Introduction

01:10 - Who is Simon Kuestenmacher?

02:09 - What are the demographic insights on today's wealth transfer and its predictability?

03:55 - Are demographic trends and major events like COVID-19 influencing market dynamics?

06:12 - Have baby boomers started giving inheritance sooner due to their own experiences?

15:45 - The impact of demographic trends on interest rates in Australia

18:32 - How does inflation influence wage demands when labor is scarce?

21:41 - How intergenerational wealth transfer is likely to impact the property market

26:40 - Current state & future trajectory of the debate surrounding different work arrangements

31:52 - How can Australia address the workforce shortage linked to its aging demographic?

39:31 - Simon's stand on the bold policies being implemented in New South Wales

46:10 - How is the government’s target of 1.2 million dwellings in 5 years tracking?

53:04 - What impact does elderly home preference have on property challenges?

About Our Guest:

Simon Kuestenmacher is a Co-Founder of The Demographics Group together with Bernard Salt. The group provides specialist advice on demographic, consumer, and social trends. 

Simon writes a weekly column for The New Daily and a monthly column for The Australian newspaper. He is a thought after media commentator on demographic matters. 

In his spare time Simon has authored three books on maps and runs what is by now the world’s largest Twitter account dedicated to maps and data. His social media posts reach over 25 million people every month. Simon ranks as one of the world’s top 10 influencers in data. 

Connect with Simon Kuestenmacher:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>7d041108-6e43-41e2-9c31-b1b40146a53eSun, 21 Jul 2024 21:00:00 +100001:01:41falsefull13423421Could a Vendor's Advocate Be Your Real Estate Game-Changer?Could a Vendor's Advocate Be Your Real Estate Game-Changer?Have you ever wondered if there’s a need for vendor advocates or if it’s just another money grab by some players in the real estate industry?

Vendor advocacy is a term you may not have heard before, but it’s a service that’s gaining popularity. A vendor’s advocate is an advisor engaged by a person selling their property to help them choose a selling agent to make the selling process easier. Think of them as an agent whisperer.

In today's episode, we explore how vendors might benefit the most from engaging a vendor’s advocate and discuss the skills and experience these advocates should possess to ensure they’re qualified for the job. We also dive into the necessity of vendor advocates, weighing the genuine need against potential profit motives within the industry.

If you’re considering selling your property, this episode is a must-listen to ensure you have the right support to achieve the best outcome. Tune in now and let’s get started!

Episode Highlights:

00:00 - Introduction

01:41 - What is a vendor’s advocate and how do they work?

09:09 - Do you pay a fee for the vendor’s advocate?

16:32 - After selecting an agent, what else does a vendor’s advocate do?

20:00 - What do vendor’s advocates deem as major deal breakers when looking for an agent?

25:54 - Are there any potential drawbacks or challenges in picking a vendor’s advocate?

29:10 - Real life story of how a vendor's advocate rescued a mismanaged property sale

34:47 - Why should property buyers and sellers seek a trustworthy vendor's advocate?

44:07 - Why is it important to seek professional advice when selling property?

50:12 - Why should potential sellers reach out for vendor advisory advice?

Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>Have you ever wondered if there’s a need for vendor advocates or if it’s just another money grab by some players in the real estate industry?

Vendor advocacy is a term you may not have heard before, but it’s a service that’s gaining popularity. A vendor’s advocate is an advisor engaged by a person selling their property to help them choose a selling agent to make the selling process easier. Think of them as an agent whisperer.

In today's episode, we explore how vendors might benefit the most from engaging a vendor’s advocate and discuss the skills and experience these advocates should possess to ensure they’re qualified for the job. We also dive into the necessity of vendor advocates, weighing the genuine need against potential profit motives within the industry.

If you’re considering selling your property, this episode is a must-listen to ensure you have the right support to achieve the best outcome. Tune in now and let’s get started!

Episode Highlights:

00:00 - Introduction

01:41 - What is a vendor’s advocate and how do they work?

09:09 - Do you pay a fee for the vendor’s advocate?

16:32 - After selecting an agent, what else does a vendor’s advocate do?

20:00 - What do vendor’s advocates deem as major deal breakers when looking for an agent?

25:54 - Are there any potential drawbacks or challenges in picking a vendor’s advocate?

29:10 - Real life story of how a vendor's advocate rescued a mismanaged property sale

34:47 - Why should property buyers and sellers seek a trustworthy vendor's advocate?

44:07 - Why is it important to seek professional advice when selling property?

50:12 - Why should potential sellers reach out for vendor advisory advice?

Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>2047d4c1-e78f-436c-b8bf-b1ad014819a6Sun, 14 Jul 2024 21:00:00 +100052:37falsefull13413411Real Estate Under Scrutiny: John Minns’ Plan to Restore IntegrityReal Estate Under Scrutiny: John Minns’ Plan to Restore IntegrityHow can integrity be restored in an industry often criticised for its ethical shortcomings? In this episode, we sit down with John Minns, the NSW Strata and Property Services Commissioner, to delve into the measures being taken by the Office of Fair Trading to regulate and improve the real estate sector’s reputation. With an industry plagued by issues ranging from underquoting by sales agents to property managers grappling with rental shortages, and strata managers caught in conflicts of interest, John Minns has a formidable task ahead.

John shares his motivations for stepping into the commissioner role and the surprises he encounters along the way. He discusses how he balances managing immediate crises with long-term strategic planning and tackles significant resistance from various stakeholders, particularly focusing on the pervasive problem of underquoting. We also explore the potential opportunities he sees in the PropTech space and his updates on the Strata Hub system in New South Wales.

The episode covers critical issues such as the licensing loophole allowing new buyer’s agents to practice in NSW via Queensland and the potential benefits of a national licensing system. John addresses frustrations and pricing tactics that often leave consumers disillusioned, sharing his vision for a more transparent and ethical real estate industry. Don’t miss his candid recounting of property blunders that offer a humorous yet insightful perspective on the challenges within the field.

Episode Highlights:

00:00 - Introduction

01:23 - Who is John Minns?

02:29 - What is John’s motivation to make a difference as commissioner

04:10 - What surprised John most about the role?

07:12 - How John manages both short-term crises and long-term planning

08:57 - Among the key stakeholders, which group is the biggest resistance?

11:38 - Tackling the issue of underquoting

16:54 - John’s strategies for effecting change in a slow moving industry

25:03 - Does John see any real opportunities in the PropTech space?

29:19 - What are the plans for improving the Strata Hub system in New South Wales?

35:23 - What’s motivating the government to take action NOW?

38:17 - The issue of new buyer’s agents getting licensed in NSW via Queensland

44:51 - Would national licensing be a good thing?

47:50 - John Minns’ property dumbo #1

50:45 - Addressing frustrations and pricing tactics in property transactions

55:25 - John Minn’s property dumbo #2

About Our Guest:

John Minns, a prominent figure in the Australian residential property sector for over 30 years, brings a wealth of experience to his role as Strata and Property Services Commissioner. His career spans diverse areas including residential sales, project marketing, property management, and franchising, alongside leadership in digital innovation and professional development. John is committed to enhancing consumer experience and protection by promoting transparency and accountability within the industry, advocating for innovation-driven opportunities to foster a trusted and empowered sector.

Connect with John Minns:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>How can integrity be restored in an industry often criticised for its ethical shortcomings? In this episode, we sit down with John Minns, the NSW Strata and Property Services Commissioner, to delve into the measures being taken by the Office of Fair Trading to regulate and improve the real estate sector’s reputation. With an industry plagued by issues ranging from underquoting by sales agents to property managers grappling with rental shortages, and strata managers caught in conflicts of interest, John Minns has a formidable task ahead.

John shares his motivations for stepping into the commissioner role and the surprises he encounters along the way. He discusses how he balances managing immediate crises with long-term strategic planning and tackles significant resistance from various stakeholders, particularly focusing on the pervasive problem of underquoting. We also explore the potential opportunities he sees in the PropTech space and his updates on the Strata Hub system in New South Wales.

The episode covers critical issues such as the licensing loophole allowing new buyer’s agents to practice in NSW via Queensland and the potential benefits of a national licensing system. John addresses frustrations and pricing tactics that often leave consumers disillusioned, sharing his vision for a more transparent and ethical real estate industry. Don’t miss his candid recounting of property blunders that offer a humorous yet insightful perspective on the challenges within the field.

Episode Highlights:

00:00 - Introduction

01:23 - Who is John Minns?

02:29 - What is John’s motivation to make a difference as commissioner

04:10 - What surprised John most about the role?

07:12 - How John manages both short-term crises and long-term planning

08:57 - Among the key stakeholders, which group is the biggest resistance?

11:38 - Tackling the issue of underquoting

16:54 - John’s strategies for effecting change in a slow moving industry

25:03 - Does John see any real opportunities in the PropTech space?

29:19 - What are the plans for improving the Strata Hub system in New South Wales?

35:23 - What’s motivating the government to take action NOW?

38:17 - The issue of new buyer’s agents getting licensed in NSW via Queensland

44:51 - Would national licensing be a good thing?

47:50 - John Minns’ property dumbo #1

50:45 - Addressing frustrations and pricing tactics in property transactions

55:25 - John Minn’s property dumbo #2

About Our Guest:

John Minns, a prominent figure in the Australian residential property sector for over 30 years, brings a wealth of experience to his role as Strata and Property Services Commissioner. His career spans diverse areas including residential sales, project marketing, property management, and franchising, alongside leadership in digital innovation and professional development. John is committed to enhancing consumer experience and protection by promoting transparency and accountability within the industry, advocating for innovation-driven opportunities to foster a trusted and empowered sector.

Connect with John Minns:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>d11e946a-7e1b-4cb1-a731-b1a6014385d8Sun, 07 Jul 2024 20:47:43 +100058:54falsefull13403401Is Data or Local Insight More Reliable for Property Investments: Suburb Trends June 2024Is Data or Local Insight More Reliable for Property Investments: Suburb Trends June 2024Ever found yourself torn between relying on hard data or trusting local insights for your property investments? It’s a tough call many investors struggle with, wondering if the numbers can tell the full story or if boots-on-the-ground knowledge is more reliable.

In the Suburb Trends Report for the month of June 2024, we dive into the age-old debate of whether numbers or on-the-ground knowledge holds the key to successful property investments. We weigh the pros and cons of both data and local insights, and explore how the perfect blend of both can give you a real edge in the market.

Kent Lardner joins us once again to help us unpack how these two worlds intersect and why both are essential in today's investment landscape.

If you're curious to see how combining data and local insights can give you a competitive edge, then don’t miss our latest episode. Click play and get ready to take your property investment strategy to the next level. Tune in now!

Episode Highlights:

00:00 - Introduction

01:39 - Analysis of 10 aspects where data might be limited and local insights are necessary

02:57 - Aspect #1: Local market sentiment

08:42 - Aspect #2: Neighbourhood trends

12:50 - Aspect #3: Community events

14:54 - Aspect #4: School reputation changes

18:07 - Aspect #5: Local business openings and closures

20:56 - Aspect #6: Traffic pattern changes

29:29 - Aspect #7: Property condition

38:09 - Aspect #8: Neighbourhood aesthetics

40:20 - Aspect #9: Local government policies or zoning changes

46:12 - Aspect #10: Insider transactions

About Kent Lardner:

Kent Lardner is an expert data science and business leader with 30+ years of experience at leading companies like JLL, CoreLogic, and General Electric. He has led teams of 5 to 200 people across Australia and China, driven by his passion for high-growth digital businesses. Kent is also the founder of Suburb Trends, a leading property research firm trusted by major names in Australian property and featured in mainstream media.

Connect with Kent Lardner:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>Ever found yourself torn between relying on hard data or trusting local insights for your property investments? It’s a tough call many investors struggle with, wondering if the numbers can tell the full story or if boots-on-the-ground knowledge is more reliable.

In the Suburb Trends Report for the month of June 2024, we dive into the age-old debate of whether numbers or on-the-ground knowledge holds the key to successful property investments. We weigh the pros and cons of both data and local insights, and explore how the perfect blend of both can give you a real edge in the market.

Kent Lardner joins us once again to help us unpack how these two worlds intersect and why both are essential in today's investment landscape.

If you're curious to see how combining data and local insights can give you a competitive edge, then don’t miss our latest episode. Click play and get ready to take your property investment strategy to the next level. Tune in now!

Episode Highlights:

00:00 - Introduction

01:39 - Analysis of 10 aspects where data might be limited and local insights are necessary

02:57 - Aspect #1: Local market sentiment

08:42 - Aspect #2: Neighbourhood trends

12:50 - Aspect #3: Community events

14:54 - Aspect #4: School reputation changes

18:07 - Aspect #5: Local business openings and closures

20:56 - Aspect #6: Traffic pattern changes

29:29 - Aspect #7: Property condition

38:09 - Aspect #8: Neighbourhood aesthetics

40:20 - Aspect #9: Local government policies or zoning changes

46:12 - Aspect #10: Insider transactions

About Kent Lardner:

Kent Lardner is an expert data science and business leader with 30+ years of experience at leading companies like JLL, CoreLogic, and General Electric. He has led teams of 5 to 200 people across Australia and China, driven by his passion for high-growth digital businesses. Kent is also the founder of Suburb Trends, a leading property research firm trusted by major names in Australian property and featured in mainstream media.

Connect with Kent Lardner:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>04bbfc7e-e94e-48a6-8a02-b19f013ab997Sun, 30 Jun 2024 20:09:48 +100059:33falsefull13393391How to Find the Best Mortgage Broker for YouHow to Find the Best Mortgage Broker for YouChoosing the wrong broker can lead to higher costs and missed opportunities. It’s crucial to find someone who doesn’t just process loans but also offers solid advice and guidance. With so many options, it’s tough to figure out who’s genuinely good and who’s just looking to close a deal.

So in this episode, we break down how to find the perfect mortgage broker for you. We kick off by explaining the differences between a financial planner and a mortgage broker, helping you make the right choice. Then, we discuss what makes a broker "good" – is it their reputation, awards, or payment structure? We also look into how industry awards can be misleading and how to find genuine quality.

The mortgage industry is evolving, with online platforms and AI-driven portals challenging traditional brokers. Could these digital solutions replace traditional brokers? We explore current trends, future possibilities, and big bank moves to cut brokers out of deals. We also emphasise the importance of consulting a broker even after a loan rejection to explore other options.

By the end of this episode, you’ll have a clear idea of what makes a good mortgage broker and how to avoid the drawbacks of working with the wrong one. Tune in for tips on spotting red flags, questions to avoid asking your broker, and key considerations for your mortgage discussions. Let’s get started!

Episode Highlights:

00:00 - Introduction

03:49 - What’s the difference between a financial planner and a mortgage broker?

07:42 - How to define a “good” broker

12:44 - Can awards and badges mislead consumers in the mortgage broking world?

15:43 - How are awards typically awarded in the mortgage broking industry?

18:53 - How are brokers remunerated?

25:25 - Can online solutions and AI render traditional mortgage brokers redundant?

29:34 - The importance of talking to a broker after a loan rejection to explore other options

31:33 - Some red flags to watch out for when dealing with ‘shady’ mortgage brokers

37:51 - What questions should homebuyers avoid asking their mortgage broker?

40:31 - Chris’ take on the “rate lock” from CommBank for mortgage brokers

45:56 - Key considerations borrowers should prioritise in mortgage discussions with a broker

Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>Choosing the wrong broker can lead to higher costs and missed opportunities. It’s crucial to find someone who doesn’t just process loans but also offers solid advice and guidance. With so many options, it’s tough to figure out who’s genuinely good and who’s just looking to close a deal.

So in this episode, we break down how to find the perfect mortgage broker for you. We kick off by explaining the differences between a financial planner and a mortgage broker, helping you make the right choice. Then, we discuss what makes a broker "good" – is it their reputation, awards, or payment structure? We also look into how industry awards can be misleading and how to find genuine quality.

The mortgage industry is evolving, with online platforms and AI-driven portals challenging traditional brokers. Could these digital solutions replace traditional brokers? We explore current trends, future possibilities, and big bank moves to cut brokers out of deals. We also emphasise the importance of consulting a broker even after a loan rejection to explore other options.

By the end of this episode, you’ll have a clear idea of what makes a good mortgage broker and how to avoid the drawbacks of working with the wrong one. Tune in for tips on spotting red flags, questions to avoid asking your broker, and key considerations for your mortgage discussions. Let’s get started!

Episode Highlights:

00:00 - Introduction

03:49 - What’s the difference between a financial planner and a mortgage broker?

07:42 - How to define a “good” broker

12:44 - Can awards and badges mislead consumers in the mortgage broking world?

15:43 - How are awards typically awarded in the mortgage broking industry?

18:53 - How are brokers remunerated?

25:25 - Can online solutions and AI render traditional mortgage brokers redundant?

29:34 - The importance of talking to a broker after a loan rejection to explore other options

31:33 - Some red flags to watch out for when dealing with ‘shady’ mortgage brokers

37:51 - What questions should homebuyers avoid asking their mortgage broker?

40:31 - Chris’ take on the “rate lock” from CommBank for mortgage brokers

45:56 - Key considerations borrowers should prioritise in mortgage discussions with a broker

Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


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]]>741be0d4-927a-4c31-a434-b19801485370Sun, 23 Jun 2024 21:00:00 +100048:31falsefull13383381What 2024 Property Forecasts Got Right – And Wrong: Mid-Year ReviewWhat 2024 Property Forecasts Got Right – And Wrong: Mid-Year ReviewWondering how the 2024 property forecasts are stacking up so far? Tune in to our mid-year review as we dive into the real estate predictions that nailed it and the ones that missed the mark. In this episode, we dissect the key trends, market shifts, and unexpected twists that have shaped the housing landscape in the first half of the year.

Today, we have Louis Christopher with us again to share his insights from the much-anticipated “Boom or Bust” report. Louis has a knack for making accurate predictions, but he’s also refreshingly honest about where he’s gone astray. We explore his methodology and the factors he weighs when making his forecasts. This episode is a must for anyone keen on understanding property market predictions and figuring out which ones to trust.

We also peek into what the rest of the year might hold, including potential surprises and how elements like inflation and geopolitical tensions could sway the market. Tune in to get a better grasp of the 2024 property market trends 'cause whether you're buying, selling, or investing, this episode offers vital insights into the current property market dynamics and what to keep an eye on in the months ahead.

Episode Highlights:

00:00 - Introduction

01:01 - Who is Louis Christopher?

01:43 - Discussion on the national market performance and overall trends observed in 2024

03:07 - Analysis of the market slowdown and how it compares to previous years

07:32 - Why the lack of major surprises in the property market despite economic uncertainties

12:15 - Discussion on Perth’s growth trajectory and contributing factors

16:53 - Projected rise of unemployment in Perth and its potential effects on property prices

19:00 - Brisbane’s growth and how it compares to other major cities

22:16 - How the number of property listings in Brisbane has changed over recent years

28:43 - Trend of declining property listings and transaction volumes in various locations

30:35 - The influence of stamp duty on property prices and market activity

35:08 - Louis’ analysis on the Australian Capital Territory

37:00 - The potential impact of upcoming elections on housing market forecasts

41:13 - The importance of creating scenarios to anticipate future developments in real estate

42:27 - How does media coverage influence public perception of real estate forecasts?

47:27 - Louis Christopher’s property dumbo

About Our Guest:

Louis Christopher established SQM Research in 2006. He was Head of Research and General Manager of the property statistics agency, Australian Property Monitors (APM) for six years. During his time at APM, Louis constructed key residential property market indexes published by the Reserve Bank of Australia. Prior to APM Louis spent three years at the Securities Institute of Australia as a Technical Editor. Louis previously spent 18 months at MLC working in the investment services. He is widely respected for the quality and accuracy of his market outlooks, ratings philosophy and forecasts for the Australian residential property market.

Connect with Louis Christopher:


Resources mentioned in this episode:


Resources:


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See omnystudio.com/listener for privacy information.

]]>Wondering how the 2024 property forecasts are stacking up so far? Tune in to our mid-year review as we dive into the real estate predictions that nailed it and the ones that missed the mark. In this episode, we dissect the key trends, market shifts, and unexpected twists that have shaped the housing landscape in the first half of the year.

Today, we have Louis Christopher with us again to share his insights from the much-anticipated “Boom or Bust” report. Louis has a knack for making accurate predictions, but he’s also refreshingly honest about where he’s gone astray. We explore his methodology and the factors he weighs when making his forecasts. This episode is a must for anyone keen on understanding property market predictions and figuring out which ones to trust.

We also peek into what the rest of the year might hold, including potential surprises and how elements like inflation and geopolitical tensions could sway the market. Tune in to get a better grasp of the 2024 property market trends 'cause whether you're buying, selling, or investing, this episode offers vital insights into the current property market dynamics and what to keep an eye on in the months ahead.

Episode Highlights:

00:00 - Introduction

01:01 - Who is Louis Christopher?

01:43 - Discussion on the national market performance and overall trends observed in 2024

03:07 - Analysis of the market slowdown and how it compares to previous years

07:32 - Why the lack of major surprises in the property market despite economic uncertainties

12:15 - Discussion on Perth’s growth trajectory and contributing factors

16:53 - Projected rise of unemployment in Perth and its potential effects on property prices

19:00 - Brisbane’s growth and how it compares to other major cities

22:16 - How the number of property listings in Brisbane has changed over recent years

28:43 - Trend of declining property listings and transaction volumes in various locations

30:35 - The influence of stamp duty on property prices and market activity

35:08 - Louis’ analysis on the Australian Capital Territory

37:00 - The potential impact of upcoming elections on housing market forecasts

41:13 - The importance of creating scenarios to anticipate future developments in real estate

42:27 - How does media coverage influence public perception of real estate forecasts?

47:27 - Louis Christopher’s property dumbo

About Our Guest:

Louis Christopher established SQM Research in 2006. He was Head of Research and General Manager of the property statistics agency, Australian Property Monitors (APM) for six years. During his time at APM, Louis constructed key residential property market indexes published by the Reserve Bank of Australia. Prior to APM Louis spent three years at the Securities Institute of Australia as a Technical Editor. Louis previously spent 18 months at MLC working in the investment services. He is widely respected for the quality and accuracy of his market outlooks, ratings philosophy and forecasts for the Australian residential property market.

Connect with Louis Christopher:


Resources mentioned in this episode:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>89ff6ef6-716c-44f1-a715-b191014462ffSun, 16 Jun 2024 21:00:00 +100053:27falsefull13373371Red Flags You Must Know Before Hiring a Buyer’s AgentRed Flags You Must Know Before Hiring a Buyer’s AgentHow can you distinguish the trustworthy buyer’s agents from the rest in a market flooded with options? With so many buyer’s agents vying for your attention, it's easy to fall prey to misleading promises and hidden agendas.

In this episode, we delve deep into the world of buyer’s agents, uncovering the essential red flags every prospective property buyer should be aware of before making that crucial hire. With the real estate market booming and buyer’s agents popping up left and right, it’s more important than ever to discern who can truly save you money and secure the best property assets.

If you're looking to buy a property but feel overwhelmed by the sheer number of buyer’s agents out there, this episode's for you. Tune in to uncover the red flags every property buyer must know before selecting and hiring a buyer's agent.

Episode Highlights:

00:00 - Introduction

03:49 - Why should clients be more careful in selecting a buyer’s agent today?

06:56 - How regulatory disparities impact the credibility of financial advisors and buyer's agents

13:43 - What challenges arise in managing relationships between clients and buyer's agents?

19:14 - Why you need to be cautious in engaging buyer's agents for property investment

23:40 - Understanding the true value proposition of buyer's agents in property transactions

29:24 - What should clients know before engaging buyer's agents for off-market transactions?

35:31 - Why inexperienced buyer’s agents should be treated like first home buyers

37:48 - What are the crucial factors to consider when choosing a buyer's agent?

40:19 - The importance of local market knowledge in property valuation

42:50 - What's the true cost of being a buyer's agent?

46:00 - The pitfalls of rose-colored glasses when it comes to property investment

49:25 - Qualities to look for in a buyer's agent for an advantageous home purchase

53:18 - Final words of advice for those in search of an effective buyer’s agent

Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>How can you distinguish the trustworthy buyer’s agents from the rest in a market flooded with options? With so many buyer’s agents vying for your attention, it's easy to fall prey to misleading promises and hidden agendas.

In this episode, we delve deep into the world of buyer’s agents, uncovering the essential red flags every prospective property buyer should be aware of before making that crucial hire. With the real estate market booming and buyer’s agents popping up left and right, it’s more important than ever to discern who can truly save you money and secure the best property assets.

If you're looking to buy a property but feel overwhelmed by the sheer number of buyer’s agents out there, this episode's for you. Tune in to uncover the red flags every property buyer must know before selecting and hiring a buyer's agent.

Episode Highlights:

00:00 - Introduction

03:49 - Why should clients be more careful in selecting a buyer’s agent today?

06:56 - How regulatory disparities impact the credibility of financial advisors and buyer's agents

13:43 - What challenges arise in managing relationships between clients and buyer's agents?

19:14 - Why you need to be cautious in engaging buyer's agents for property investment

23:40 - Understanding the true value proposition of buyer's agents in property transactions

29:24 - What should clients know before engaging buyer's agents for off-market transactions?

35:31 - Why inexperienced buyer’s agents should be treated like first home buyers

37:48 - What are the crucial factors to consider when choosing a buyer's agent?

40:19 - The importance of local market knowledge in property valuation

42:50 - What's the true cost of being a buyer's agent?

46:00 - The pitfalls of rose-colored glasses when it comes to property investment

49:25 - Qualities to look for in a buyer's agent for an advantageous home purchase

53:18 - Final words of advice for those in search of an effective buyer’s agent

Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>5174241e-c731-42b0-bb43-b18a0146f54eSun, 09 Jun 2024 21:12:58 +100055:27falsefull13363361What Is Lenders Mortgage Insurance and How Does It Really Work?What Is Lenders Mortgage Insurance and How Does It Really Work?Are you curious about what Lenders Mortgage Insurance (LMI) is and how it actually works? Do you wonder if it's necessary and worth considering when purchasing a property, or do you think it's just an additional cost you can avoid?

In this episode, we sit down with Strachan Taylor from Helia, Australia’s leading provider of LMI, to delve into the details.

We aim to clarify how often claims are made and why, despite its additional cost, LMI can be a beneficial safeguard rather than something to avoid. By breaking down these aspects, we help you make better decisions about LMI in your home buying journey.

Tune in to gain a comprehensive understanding of LMI and discover why it might just be the safety net you need.

Episode Highlights:

00:00 - Introduction

01:01 - Who is Strachan Taylor?

01:33 - The history and evolution of Lenders Mortgage Insurance (LMI) in Australia

05:56 - Who else are the competitors of Helia in the LMI space?

06:27 - How has the federal government's 2019 first homebuyer guarantee impacted Helia?

08:43 - Could future regulatory changes potentially blindside your business operations?

10:06 - Do lenders evaluate the potential for property appreciation or depreciation?

12:14 - Is there industry-wide pressure for insurance companies to offer cheaper prices?

14:39 - Is the bank of relatives another competitor in the LMI space?

18:24 - The role and perception of LMI in the home buying process

21:29 - Strachan’s thoughts on new policies where banks are more willing to self-insure

24:19 - How are the LMI premiums calculated?

27:18 - What’s the riskiest type of property for first home buyers?

30:42 - Thoughts on Fintech, Proptech, and etc…

36:54 - Strategies and initiatives by Helia to address the housing affordability crisis

40:15 - How has Helia's share price evolved from its lows to its current levels?

43:30 - How does Helia view customer behaviour regarding home insurance and refinancing?

45:27 - Do borrowers continue paying LMI after refinancing their mortgages?

46:51 - Considering various options including reusing LMI benefits before refinancing

51:15 - Stop looking at LMI as just and additional cost

56:33 - Strachan Taylor’s property dumbo

About Our Guest:

Strachan Taylor serves as Helia's Strategic Partnership Leader, where he spearheads a dynamic partnership team dedicated to collaborating closely with lender customers in pursuit of helping more Australians achieve financial security through home ownership, expedited by LMI solutions. With a comprehensive skill set encompassing team leadership, communication, and business development, Strachan brings tertiary-level qualifications and extensive expertise in sales, marketing, distribution, and risk management to the helm, constantly striving to enhance risk and capital management solutions and provide valuable market insights for Helia's customers to bolster their risk-writing capabilities.

Connect with Strachan Taylor:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>Are you curious about what Lenders Mortgage Insurance (LMI) is and how it actually works? Do you wonder if it's necessary and worth considering when purchasing a property, or do you think it's just an additional cost you can avoid?

In this episode, we sit down with Strachan Taylor from Helia, Australia’s leading provider of LMI, to delve into the details.

We aim to clarify how often claims are made and why, despite its additional cost, LMI can be a beneficial safeguard rather than something to avoid. By breaking down these aspects, we help you make better decisions about LMI in your home buying journey.

Tune in to gain a comprehensive understanding of LMI and discover why it might just be the safety net you need.

Episode Highlights:

00:00 - Introduction

01:01 - Who is Strachan Taylor?

01:33 - The history and evolution of Lenders Mortgage Insurance (LMI) in Australia

05:56 - Who else are the competitors of Helia in the LMI space?

06:27 - How has the federal government's 2019 first homebuyer guarantee impacted Helia?

08:43 - Could future regulatory changes potentially blindside your business operations?

10:06 - Do lenders evaluate the potential for property appreciation or depreciation?

12:14 - Is there industry-wide pressure for insurance companies to offer cheaper prices?

14:39 - Is the bank of relatives another competitor in the LMI space?

18:24 - The role and perception of LMI in the home buying process

21:29 - Strachan’s thoughts on new policies where banks are more willing to self-insure

24:19 - How are the LMI premiums calculated?

27:18 - What’s the riskiest type of property for first home buyers?

30:42 - Thoughts on Fintech, Proptech, and etc…

36:54 - Strategies and initiatives by Helia to address the housing affordability crisis

40:15 - How has Helia's share price evolved from its lows to its current levels?

43:30 - How does Helia view customer behaviour regarding home insurance and refinancing?

45:27 - Do borrowers continue paying LMI after refinancing their mortgages?

46:51 - Considering various options including reusing LMI benefits before refinancing

51:15 - Stop looking at LMI as just and additional cost

56:33 - Strachan Taylor’s property dumbo

About Our Guest:

Strachan Taylor serves as Helia's Strategic Partnership Leader, where he spearheads a dynamic partnership team dedicated to collaborating closely with lender customers in pursuit of helping more Australians achieve financial security through home ownership, expedited by LMI solutions. With a comprehensive skill set encompassing team leadership, communication, and business development, Strachan brings tertiary-level qualifications and extensive expertise in sales, marketing, distribution, and risk management to the helm, constantly striving to enhance risk and capital management solutions and provide valuable market insights for Helia's customers to bolster their risk-writing capabilities.

Connect with Strachan Taylor:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>911edced-754e-4837-9d54-b18301404cb1Sun, 02 Jun 2024 21:00:00 +100059:44falsefull13353351The Hidden Forces Behind Brisbane’s Property BoomThe Hidden Forces Behind Brisbane’s Property BoomAre you curious about the hidden forces driving Brisbane’s property boom? What impact is the upcoming Olympics having on the property market, and is the construction for the games draining resources from other sectors? Beyond these questions, what else could be behind this sustained period of rapidly rising property prices, and is there any sign of a slowdown on the horizon?

Today, we delve into the dynamics at play with Meighan Wells from Property Pursuit. With over 20 years of experience, Meighan offers unparalleled insights into what’s happening on the ground in the Queensland capital. We explore the impact of the upcoming Olympics on Brisbane’s real estate and ask whether the hype around the games is really pushing property prices up? Meighan sheds light on how these dynamics are shaping the current market and what prospective buyers should be aware of.

Beyond the Olympic effect, we examine other factors contributing to Brisbane’s rapid property price growth. Are there deeper, less obvious influences at play?

Tune in to gain a comprehensive understanding of Brisbane’s property landscape and get expert advice from one of the city’s most seasoned professionals. Let's get started!

Episode Highlights:

00:00 - Introduction

01:07 - Who is Meighan Wells?

01:48 - What are the latest trends in Brisbane’s real estate market?

05:18 - How has Brisbane’s real estate market changed since 2020

09:32 - What are the reasons behind the shift towards unit living in Brisbane?

13:54 - How is the tightening of borrowing capacity affecting buyer behaviour in Brisbane?

17:33 - Are buyers' desirability of suburbs shifting due to return-to-work changes?

25:45 - What is the current situation regarding rental availability and demand in Brisbane?

30:50 - How does the trend of multi-generational living affect property ownership patterns?

34:38 - What strategies are first-time home buyers employing to enter the market?

36:33 - What differences exist in buyer behaviour in Brisbane?

41:14 - Data on the nature of property transactions in Brisbane,

42:35 - Is the Olympics truly affecting Brisbane’s property market?

47:58 - How does Brisbane's cultural scene stack up against other cities for expatriates?

50:21 - Meighan Wells’ property dumbo

About Our Guest:

Meighan Wells is the Principal of Property Pursuit, co-founder of the Home Buyer Academy, and co-presenter of Your First Home Buyer Guide Podcast. She developed the REIQ course Acting as a Buyer’s Agent and was the Chairman of the REIQ Buyers’ Agent Chapter. In 2010, she was named REIQ Buyers Agent of the Year for the third consecutive year. A recognized expert on the Queensland property market, Meighan is frequently featured in major media outlets like The Financial Review and Realestate.com.au.

Connect with Meighan Wells:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>Are you curious about the hidden forces driving Brisbane’s property boom? What impact is the upcoming Olympics having on the property market, and is the construction for the games draining resources from other sectors? Beyond these questions, what else could be behind this sustained period of rapidly rising property prices, and is there any sign of a slowdown on the horizon?

Today, we delve into the dynamics at play with Meighan Wells from Property Pursuit. With over 20 years of experience, Meighan offers unparalleled insights into what’s happening on the ground in the Queensland capital. We explore the impact of the upcoming Olympics on Brisbane’s real estate and ask whether the hype around the games is really pushing property prices up? Meighan sheds light on how these dynamics are shaping the current market and what prospective buyers should be aware of.

Beyond the Olympic effect, we examine other factors contributing to Brisbane’s rapid property price growth. Are there deeper, less obvious influences at play?

Tune in to gain a comprehensive understanding of Brisbane’s property landscape and get expert advice from one of the city’s most seasoned professionals. Let's get started!

Episode Highlights:

00:00 - Introduction

01:07 - Who is Meighan Wells?

01:48 - What are the latest trends in Brisbane’s real estate market?

05:18 - How has Brisbane’s real estate market changed since 2020

09:32 - What are the reasons behind the shift towards unit living in Brisbane?

13:54 - How is the tightening of borrowing capacity affecting buyer behaviour in Brisbane?

17:33 - Are buyers' desirability of suburbs shifting due to return-to-work changes?

25:45 - What is the current situation regarding rental availability and demand in Brisbane?

30:50 - How does the trend of multi-generational living affect property ownership patterns?

34:38 - What strategies are first-time home buyers employing to enter the market?

36:33 - What differences exist in buyer behaviour in Brisbane?

41:14 - Data on the nature of property transactions in Brisbane,

42:35 - Is the Olympics truly affecting Brisbane’s property market?

47:58 - How does Brisbane's cultural scene stack up against other cities for expatriates?

50:21 - Meighan Wells’ property dumbo

About Our Guest:

Meighan Wells is the Principal of Property Pursuit, co-founder of the Home Buyer Academy, and co-presenter of Your First Home Buyer Guide Podcast. She developed the REIQ course Acting as a Buyer’s Agent and was the Chairman of the REIQ Buyers’ Agent Chapter. In 2010, she was named REIQ Buyers Agent of the Year for the third consecutive year. A recognized expert on the Queensland property market, Meighan is frequently featured in major media outlets like The Financial Review and Realestate.com.au.

Connect with Meighan Wells:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>3d715b14-efb6-4d53-9325-b17c0147ea10Sun, 26 May 2024 21:00:00 +100054:11falsefull13343341Is Increased Housing Supply the Real Solution to this Housing Crisis?Is Increased Housing Supply the Real Solution to this Housing Crisis?Could increasing housing supply alone effectively address our current affordability challenges, or is the housing crisis more accurately characterised as just a recurring issue with a new label?

In this episode, we sit down with Dr. Cameron Murray, Chief Economist at Fresh Economic Thinking who specialises in property and urban development. We dive into the question of whether the term "crisis" accurately captures the challenges of the housing market, or if it's a situation we've already faced before under different names.

Dr. Murray's new book, "The Great Housing Hijack," takes a critical look at the misconceptions driving up prices for both renters and buyers. We discuss whether simply building more houses is the key to solving the problem, or if there are deeper issues at play that need to be addressed.

We've included a lot of relevant topics in this conversation including zoning changes and alternative solutions to the housing crisis, so tune in to get a clearer picture of the complex issues surrounding these property market issues.

Episode Highlights:

00:00 - Introduction

01:14 - Who is Dr. Cameron Murray?

02:03 - What motivated Cameron to write the book “The Great Housing Hijack”?

06:06 - How do market equilibria affect the perception of a housing crisis?

14:32 - Why zoning changes won’t immediately create a development boom

17:14 - Who can assist with funding for housing development?

23:24 - Why Cameron disagrees with those who cite Auckland as proof that rezoning works

28:23 - Analysing the interplay between human behaviour and housing market trends

34:36 - Cameron shares his thoughts around NIMBY-ism

38:52 - Assessing factors that could stall long-term housing trends

46:24 - Why is the assumption that supply alone can solve the housing crisis flawed?

51:13 - Should public housing be considered as a potential solution for affordability issues?

55:57 - The importance of government action in ensuring access to affordable housing for all

59:29 - Potential strategies for government intervention to address housing affordability issues

1:01:13 - Cameron Murray’s property dumbo

About Our Guest:

Dr. Cameron Murray - Chief Economist at Fresh Economic Thinking who is a leading voice in Australia's housing conversations. He recently authored the book "The Great Housing Hijack." With experience as both a renter, homeowner, and landlord, as well as in property development, Dr. Murray brings a practical understanding to his analysis of housing issues.

Connect with Cameron Murray:


Resources mentioned in this episode:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>Could increasing housing supply alone effectively address our current affordability challenges, or is the housing crisis more accurately characterised as just a recurring issue with a new label?

In this episode, we sit down with Dr. Cameron Murray, Chief Economist at Fresh Economic Thinking who specialises in property and urban development. We dive into the question of whether the term "crisis" accurately captures the challenges of the housing market, or if it's a situation we've already faced before under different names.

Dr. Murray's new book, "The Great Housing Hijack," takes a critical look at the misconceptions driving up prices for both renters and buyers. We discuss whether simply building more houses is the key to solving the problem, or if there are deeper issues at play that need to be addressed.

We've included a lot of relevant topics in this conversation including zoning changes and alternative solutions to the housing crisis, so tune in to get a clearer picture of the complex issues surrounding these property market issues.

Episode Highlights:

00:00 - Introduction

01:14 - Who is Dr. Cameron Murray?

02:03 - What motivated Cameron to write the book “The Great Housing Hijack”?

06:06 - How do market equilibria affect the perception of a housing crisis?

14:32 - Why zoning changes won’t immediately create a development boom

17:14 - Who can assist with funding for housing development?

23:24 - Why Cameron disagrees with those who cite Auckland as proof that rezoning works

28:23 - Analysing the interplay between human behaviour and housing market trends

34:36 - Cameron shares his thoughts around NIMBY-ism

38:52 - Assessing factors that could stall long-term housing trends

46:24 - Why is the assumption that supply alone can solve the housing crisis flawed?

51:13 - Should public housing be considered as a potential solution for affordability issues?

55:57 - The importance of government action in ensuring access to affordable housing for all

59:29 - Potential strategies for government intervention to address housing affordability issues

1:01:13 - Cameron Murray’s property dumbo

About Our Guest:

Dr. Cameron Murray - Chief Economist at Fresh Economic Thinking who is a leading voice in Australia's housing conversations. He recently authored the book "The Great Housing Hijack." With experience as both a renter, homeowner, and landlord, as well as in property development, Dr. Murray brings a practical understanding to his analysis of housing issues.

Connect with Cameron Murray:


Resources mentioned in this episode:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>ec57b9de-b2e5-472d-b2a5-b17501436c1fSun, 19 May 2024 21:00:00 +100001:03:06falsefull13333331Suburb Trends May 2024: How to Spot False Positives in Property DataSuburb Trends May 2024: How to Spot False Positives in Property DataIn this month's Suburb Trends report for May 2024, we're diving deep into the world of property investment, exploring a critical issue that every investor should be aware of: false positives in property data.

With the property market experiencing upward pressure on prices due to low supply, investors risk being misled by appearances, just like the allure of a dimly lit nightclub before the lights come on. Without the ability to distinguish between promising investments and pitfalls, investors may find themselves making pretty costly decisions based on misleading data.

To shed light on this topic, Kent Lardner joins us to discuss strategies that will help in discerning between genuine opportunities and false positives. Together, we'll explore strategies for evaluating property data, spotting red flags, and making better investment decisions even in the midst of inflated markets.

This is the beer goggles and property episode! Tune in to learn how to spot false positives in property data.

Episode Highlights:

00:00 - Introduction

00:56 - How the "lights-on" moment aims to reveal hidden truths in property investments

03:49 - How can one mitigate the impact of external factors on property market analysis?

05:33 - What core factors should owner-occupiers prioritise when assessing property options?

09:35 - Is the current trend of investors targeting affordable properties sustainable?

14:18 - How can market players anticipate and respond to potential downturn scenarios?

19:01 - What are the real factors behind the increase in housing costs

21:03 - How are affordability ratios and wealth interconnected in suburban markets?

25:01 - The importance of macro and micro-level data when considering property investments

29:24 - Key factors influencing investment decisions in the real estate market

31:57 - Is there a risk of social unrest due to housing inequality?

37:26 - What are the current rental housing challenges in Melbourne and Sydney?

47:34 - What are the implications of the Docklands case study for urban development?

About Kent Lardner:

Kent Lardner is an expert data science and business leader with 30+ years of experience at leading companies like JLL, CoreLogic, and General Electric. He has led teams of 5 to 200 people across Australia and China, driven by his passion for high-growth digital businesses. Kent is also the founder of Suburbtrends, a leading property research firm trusted by major names in Australian property and featured in mainstream media.

Connect with Kent Lardner:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>In this month's Suburb Trends report for May 2024, we're diving deep into the world of property investment, exploring a critical issue that every investor should be aware of: false positives in property data.

With the property market experiencing upward pressure on prices due to low supply, investors risk being misled by appearances, just like the allure of a dimly lit nightclub before the lights come on. Without the ability to distinguish between promising investments and pitfalls, investors may find themselves making pretty costly decisions based on misleading data.

To shed light on this topic, Kent Lardner joins us to discuss strategies that will help in discerning between genuine opportunities and false positives. Together, we'll explore strategies for evaluating property data, spotting red flags, and making better investment decisions even in the midst of inflated markets.

This is the beer goggles and property episode! Tune in to learn how to spot false positives in property data.

Episode Highlights:

00:00 - Introduction

00:56 - How the "lights-on" moment aims to reveal hidden truths in property investments

03:49 - How can one mitigate the impact of external factors on property market analysis?

05:33 - What core factors should owner-occupiers prioritise when assessing property options?

09:35 - Is the current trend of investors targeting affordable properties sustainable?

14:18 - How can market players anticipate and respond to potential downturn scenarios?

19:01 - What are the real factors behind the increase in housing costs

21:03 - How are affordability ratios and wealth interconnected in suburban markets?

25:01 - The importance of macro and micro-level data when considering property investments

29:24 - Key factors influencing investment decisions in the real estate market

31:57 - Is there a risk of social unrest due to housing inequality?

37:26 - What are the current rental housing challenges in Melbourne and Sydney?

47:34 - What are the implications of the Docklands case study for urban development?

About Kent Lardner:

Kent Lardner is an expert data science and business leader with 30+ years of experience at leading companies like JLL, CoreLogic, and General Electric. He has led teams of 5 to 200 people across Australia and China, driven by his passion for high-growth digital businesses. Kent is also the founder of Suburbtrends, a leading property research firm trusted by major names in Australian property and featured in mainstream media.

Connect with Kent Lardner:


Resources:


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]]>dd3ddd23-fbcc-4e7f-9c1f-b16e012a13d2Sun, 12 May 2024 20:07:36 +100052:15falsefull13323321Is Australia’s 1.2M Housing Target Attainable in the Next 5 Years?Is Australia’s 1.2M Housing Target Attainable in the Next 5 Years?As Australia grapples with the ambitious challenge of constructing 1.2 million new dwellings in the next five years, we aim to answer the pressing question: Is this target attainable?

We talk about the implications of this challenge, including the need to address housing pressure and determine suitable locations for new developments. Moreover, we discuss the potential impacts of immigration policies on housing demand and supply dynamics.

Today's guest is Peter Tulip, Chief Economist at the Centre for Independent Studies whose expertise in housing and monetary policies, coupled with his advocacy for high-density living, underscores his credibility as a leading voice in the field, earning him the distinction of Australia’s oldest YIMBY.

Join us in this episode as we dissect these complex issues and brainstorm innovative solutions. Don’t miss out on the opportunity to be a part of the conversation shaping Australia’s housing future and urban development.

Episode Highlights:

00:00 - Introduction

00:58 - Who is Peter Tulip?

01:31 - What is the goal of the National Cabinet's housing initiative?

07:18 - What are the challenges associated with this housing initiative?

12:41 - Peter's insights on the heritage aspect of rezoning

16:09 - Primary challenges faced by developers in densely populated urban areas

20:24 - How rezoning and redevelopment could potentially affect property values

27:17 - Peter’s thoughts on RBA's current stance on inflation

35:58 - Considerations to take into account in determining sustainable immigration levels

40:53 - Is reducing student immigration an effective strategy to alleviate housing pressure?

42:50 - Are there tax policies that can be leveraged to incentivise increased housing supply?

46:35 - What are the potential impacts of increased housing supply on property values?

50:07 - Is there a need for an upzoning tax to fund public services and infrastructure upgrades?

55:33 - Peter Tulip’s property dumbo

About Our Guest:

Peter Tulip has been Chief Economist at the Centre for Independent Studies since 2020. From 2011 to 2020 he was Senior Research Manager at the Reserve Bank of Australia. Before that he worked at the US Federal Reserve Board, the OECD and the Commonwealth Treasury. His research has been published in numerous international academic journals. His recent work focuses on Australian housing policy.  He has a PhD from the University of Pennsylvania.

Connect with Peter Tulip:


Resources:


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See omnystudio.com/listener for privacy information.

]]>As Australia grapples with the ambitious challenge of constructing 1.2 million new dwellings in the next five years, we aim to answer the pressing question: Is this target attainable?

We talk about the implications of this challenge, including the need to address housing pressure and determine suitable locations for new developments. Moreover, we discuss the potential impacts of immigration policies on housing demand and supply dynamics.

Today's guest is Peter Tulip, Chief Economist at the Centre for Independent Studies whose expertise in housing and monetary policies, coupled with his advocacy for high-density living, underscores his credibility as a leading voice in the field, earning him the distinction of Australia’s oldest YIMBY.

Join us in this episode as we dissect these complex issues and brainstorm innovative solutions. Don’t miss out on the opportunity to be a part of the conversation shaping Australia’s housing future and urban development.

Episode Highlights:

00:00 - Introduction

00:58 - Who is Peter Tulip?

01:31 - What is the goal of the National Cabinet's housing initiative?

07:18 - What are the challenges associated with this housing initiative?

12:41 - Peter's insights on the heritage aspect of rezoning

16:09 - Primary challenges faced by developers in densely populated urban areas

20:24 - How rezoning and redevelopment could potentially affect property values

27:17 - Peter’s thoughts on RBA's current stance on inflation

35:58 - Considerations to take into account in determining sustainable immigration levels

40:53 - Is reducing student immigration an effective strategy to alleviate housing pressure?

42:50 - Are there tax policies that can be leveraged to incentivise increased housing supply?

46:35 - What are the potential impacts of increased housing supply on property values?

50:07 - Is there a need for an upzoning tax to fund public services and infrastructure upgrades?

55:33 - Peter Tulip’s property dumbo

About Our Guest:

Peter Tulip has been Chief Economist at the Centre for Independent Studies since 2020. From 2011 to 2020 he was Senior Research Manager at the Reserve Bank of Australia. Before that he worked at the US Federal Reserve Board, the OECD and the Commonwealth Treasury. His research has been published in numerous international academic journals. His recent work focuses on Australian housing policy.  He has a PhD from the University of Pennsylvania.

Connect with Peter Tulip:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>6a6347d6-37c5-4fa2-bdf5-b16700ddfcbfSun, 05 May 2024 20:00:00 +100001:01:17falsefull13313311What’s Behind Melbourne’s Unusual Property Market Behaviour?What’s Behind Melbourne’s Unusual Property Market Behaviour?With property values stagnant amidst a backdrop of soaring prices in other cities, we explore the factors contributing to Melbourne's unique market behaviour. Could the city's prolonged lockdowns have played a significant role in shaping its property landscape? What does the future hold for buyers and sellers? Meanwhile, rising rents beg the question: how does this affect the apartment market?

Today, Jarrod McCabe from Wakelin Property Advisory joins us to unpack these pressing questions. With more than two decades in the property industry – across valuations and investment advisory – Jarrod's expert analysis and insights aim to offer clarity on Melbourne's current property landscape. What could be the culprit behind Melbourne’s unusual property market behaviour?

Tune in to learn all about Melbourne's property market and discover what's coming up next. This episode gives you helpful info you wouldn't want to miss. So hit that play button and let's dive in!

Episode Highlights:

00:00 - Introduction

01:04 - Who is Jarrod McCabe?

01:22 - Trends observed in Melbourne's property market since the onset of COVID-19

02:44 - The recent trends in Melbourne's property market according to CoreLogic data

04:27 - How has the return to work influenced residential preferences in Melbourne?

06:14 - The shift in investor behaviour amidst rising rents and the rental crisis

10:57 - How does Melbourne's urban lifestyle impact property demand and rental dynamics?

14:25 - The impact of recent changes in land tax legislation on property investment behaviour

21:38 - Key factors contributing to Melbourne's resilience as a property investment destination

23:37 - What is happening with the population of Melbourne?

28:30 - Factors contributing to the disparity in property values between Melbourne and Sydney

30:44 - Can investors still find property investments in Melbourne with a budget of $1M?

35:22 - How Melbourne's property market responds to changing dynamics in house prices

39:08 - Planning controls evolving in suburban areas surrounding Melbourne's city center

42:45 - Jarrod McCabe’s property dumbo

45:33 - What's the impact of super Saturdays on Melbourne's clearance rate?

About Our Guest:

Jarrod McCabe, a property industry veteran with over two decades of experience, excels in valuations and investment advisory. His expertise in Melbourne's inner suburban market, combined with sharp negotiation skills, ensures successful outcomes for clients. As property team manager, Jarrod prioritizes understanding client needs while mentoring colleagues. Since completing his Bachelor of Business (Property) in 2000, he has risen to the role of Director at Wakelin Property Advisory, also serving as an active property educator through webinars, seminars, and media contributions.

Connect with Jarrod McCabe:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>With property values stagnant amidst a backdrop of soaring prices in other cities, we explore the factors contributing to Melbourne's unique market behaviour. Could the city's prolonged lockdowns have played a significant role in shaping its property landscape? What does the future hold for buyers and sellers? Meanwhile, rising rents beg the question: how does this affect the apartment market?

Today, Jarrod McCabe from Wakelin Property Advisory joins us to unpack these pressing questions. With more than two decades in the property industry – across valuations and investment advisory – Jarrod's expert analysis and insights aim to offer clarity on Melbourne's current property landscape. What could be the culprit behind Melbourne’s unusual property market behaviour?

Tune in to learn all about Melbourne's property market and discover what's coming up next. This episode gives you helpful info you wouldn't want to miss. So hit that play button and let's dive in!

Episode Highlights:

00:00 - Introduction

01:04 - Who is Jarrod McCabe?

01:22 - Trends observed in Melbourne's property market since the onset of COVID-19

02:44 - The recent trends in Melbourne's property market according to CoreLogic data

04:27 - How has the return to work influenced residential preferences in Melbourne?

06:14 - The shift in investor behaviour amidst rising rents and the rental crisis

10:57 - How does Melbourne's urban lifestyle impact property demand and rental dynamics?

14:25 - The impact of recent changes in land tax legislation on property investment behaviour

21:38 - Key factors contributing to Melbourne's resilience as a property investment destination

23:37 - What is happening with the population of Melbourne?

28:30 - Factors contributing to the disparity in property values between Melbourne and Sydney

30:44 - Can investors still find property investments in Melbourne with a budget of $1M?

35:22 - How Melbourne's property market responds to changing dynamics in house prices

39:08 - Planning controls evolving in suburban areas surrounding Melbourne's city center

42:45 - Jarrod McCabe’s property dumbo

45:33 - What's the impact of super Saturdays on Melbourne's clearance rate?

About Our Guest:

Jarrod McCabe, a property industry veteran with over two decades of experience, excels in valuations and investment advisory. His expertise in Melbourne's inner suburban market, combined with sharp negotiation skills, ensures successful outcomes for clients. As property team manager, Jarrod prioritizes understanding client needs while mentoring colleagues. Since completing his Bachelor of Business (Property) in 2000, he has risen to the role of Director at Wakelin Property Advisory, also serving as an active property educator through webinars, seminars, and media contributions.

Connect with Jarrod McCabe:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>4bc5b70c-e99a-4514-bb2e-b16001374b96Sun, 28 Apr 2024 20:02:21 +100048:26falsefull13303301The Nexus Between Property Taxes and Housing Market BehaviourThe Nexus Between Property Taxes and Housing Market BehaviourEver wondered why economists seem to favour land tax? What happens if we get rid of stamp duty on houses? And why do some people say negative gearing and capital gains tax discounts are bad? We're here to unpack these questions and more.

Join us in this episode as we explore the often-debated topics of negative gearing and the capital gains tax discount with Chief Economist Michael Blythe, whose recent paper, "In Praise of Negative Gearing" has stirred up quite a buzz. We dive into the insights and arguments he presents and uncover the nexus between property taxes and housing market behaviour.

Whether you own a home, rent, or just want to know more, this episode is for you. Hit play and let's get into the nitty-gritty of property taxes and the housing market!

Episode Highlights:

00:00 - Introduction

01:06 - Who is Michael Blythe?

01:43 - What role does tax play in property market challenges?

03:49 - Historical context: Negative gearing and CGT discounts

10:03 - Did property prices really slow down without negative gearing?

17:06 - How has the ACT's taxation change affected property prices?

25:37 - The pros and cons of an expensive property market from a societal standpoint

29:46 - Is negative gearing detrimental to both home buyers and renters, as some argue?

34:36 - Where does the economy currently stand in terms of inflation control?

37:37 - Is the economy headed for higher prices and a cost-of-living crisis?

40:00 - The limitations of using interest rates as a tool to manage inflation

44:17 - The downsides of downsizing

50:29 - How does the aged care system impact housing availability?

52:04 - The interplay between property investing, negative gearing, and taxpayer costs

57:27 - Michael Blythe’s property dumbo

About Our Guest:

Michael Blythe is a respected Chief Economist and senior executive with extensive experience in economic policy and financial markets. He has worked across both Commonwealth Bank of Australia and Reserve Bank of Australia and brings great knowledge of, and insight into, the Australian and global economy, economic policy and markets.

Connect with Michael Blythe:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>Ever wondered why economists seem to favour land tax? What happens if we get rid of stamp duty on houses? And why do some people say negative gearing and capital gains tax discounts are bad? We're here to unpack these questions and more.

Join us in this episode as we explore the often-debated topics of negative gearing and the capital gains tax discount with Chief Economist Michael Blythe, whose recent paper, "In Praise of Negative Gearing" has stirred up quite a buzz. We dive into the insights and arguments he presents and uncover the nexus between property taxes and housing market behaviour.

Whether you own a home, rent, or just want to know more, this episode is for you. Hit play and let's get into the nitty-gritty of property taxes and the housing market!

Episode Highlights:

00:00 - Introduction

01:06 - Who is Michael Blythe?

01:43 - What role does tax play in property market challenges?

03:49 - Historical context: Negative gearing and CGT discounts

10:03 - Did property prices really slow down without negative gearing?

17:06 - How has the ACT's taxation change affected property prices?

25:37 - The pros and cons of an expensive property market from a societal standpoint

29:46 - Is negative gearing detrimental to both home buyers and renters, as some argue?

34:36 - Where does the economy currently stand in terms of inflation control?

37:37 - Is the economy headed for higher prices and a cost-of-living crisis?

40:00 - The limitations of using interest rates as a tool to manage inflation

44:17 - The downsides of downsizing

50:29 - How does the aged care system impact housing availability?

52:04 - The interplay between property investing, negative gearing, and taxpayer costs

57:27 - Michael Blythe’s property dumbo

About Our Guest:

Michael Blythe is a respected Chief Economist and senior executive with extensive experience in economic policy and financial markets. He has worked across both Commonwealth Bank of Australia and Reserve Bank of Australia and brings great knowledge of, and insight into, the Australian and global economy, economic policy and markets.

Connect with Michael Blythe:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>47f6a71b-05ba-4108-b545-b159012d873bSun, 21 Apr 2024 20:01:06 +100059:24falsefull13293291What Economic Tensions Are Impacting Australia’s Property Market?What Economic Tensions Are Impacting Australia’s Property Market?What is driving the relentless rise in Australia's property prices, and how are homeowners managing as the fixed mortgage rates from the COVID era expire? These are important questions as we deal with rising inflation and increasing living costs, so in this episode, we tackle these issues to see how they're affecting both the housing market and potential buyers.

Joining us to break down these complex topics is Carlos Cacho, Chief Economist at Jarden Australia. Carlos has a deep understanding of Australian economics, especially banking and housing markets, thanks to his previous roles at UBS Australia and Colonial First State Global Asset Management. He holds a Bachelor of Economics and a First Class Honours in Economics from the University of New South Wales, making him a highly credible voice on these matters.

Make sure to tune into this episode for a thorough analysis of the current economic pressures on Australia's property market and what they could mean for the future. Equip yourself with the insights needed to better understand these challenging economic times.

Episode Highlights:

00:00 - Introduction

01:08 - Who is Carlos Cacho?

01:30 - What led Carlos to oppose the common view on reducing serviceability buffers?

06:20 - Does lowering the serviceability buffer improve affordability or just increase prices?

08:48 - Will increasing urban density in Sydney truly improve housing affordability?

12:40 - What factors contribute to continued property price increases in most cities?

18:35 - Key differences in the apartment and house markets in major cities

20:36 - Do seasonal trends affect real estate listings?

26:43 - Will higher interest rates persist longer than anticipated?

32:05 - Could we see a return to the economic conditions similar to those before 2022?

36:27 - Is climate change becoming a big driver for investment around the world?

38:44 - The impact of high interest rates on economic stability over the next decade

44:15 - What are the anticipated migration trends for the upcoming years?

50:38 - Are we meeting our labor demands through skills migration?

52:05 - Carlos Cacho’s property dumbo

About Our Guest:

Carlos Cacho is Chief Economist and leads Australian bank research at Jarden in Australia. Carlos’ research covers all things Australian Economics and Banks, with the strong focus on the housing market. Prior to joining Jarden, Carlos spent three years as Australian Economist at UBS Australia, and previously five years at Colonial First State Global Asset Management. Carlos holds a Bachelor of Economics, as well as a First Class Honours in Economics from the University of New South Wales. 

Connect with Carlos Cacho:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>What is driving the relentless rise in Australia's property prices, and how are homeowners managing as the fixed mortgage rates from the COVID era expire? These are important questions as we deal with rising inflation and increasing living costs, so in this episode, we tackle these issues to see how they're affecting both the housing market and potential buyers.

Joining us to break down these complex topics is Carlos Cacho, Chief Economist at Jarden Australia. Carlos has a deep understanding of Australian economics, especially banking and housing markets, thanks to his previous roles at UBS Australia and Colonial First State Global Asset Management. He holds a Bachelor of Economics and a First Class Honours in Economics from the University of New South Wales, making him a highly credible voice on these matters.

Make sure to tune into this episode for a thorough analysis of the current economic pressures on Australia's property market and what they could mean for the future. Equip yourself with the insights needed to better understand these challenging economic times.

Episode Highlights:

00:00 - Introduction

01:08 - Who is Carlos Cacho?

01:30 - What led Carlos to oppose the common view on reducing serviceability buffers?

06:20 - Does lowering the serviceability buffer improve affordability or just increase prices?

08:48 - Will increasing urban density in Sydney truly improve housing affordability?

12:40 - What factors contribute to continued property price increases in most cities?

18:35 - Key differences in the apartment and house markets in major cities

20:36 - Do seasonal trends affect real estate listings?

26:43 - Will higher interest rates persist longer than anticipated?

32:05 - Could we see a return to the economic conditions similar to those before 2022?

36:27 - Is climate change becoming a big driver for investment around the world?

38:44 - The impact of high interest rates on economic stability over the next decade

44:15 - What are the anticipated migration trends for the upcoming years?

50:38 - Are we meeting our labor demands through skills migration?

52:05 - Carlos Cacho’s property dumbo

About Our Guest:

Carlos Cacho is Chief Economist and leads Australian bank research at Jarden in Australia. Carlos’ research covers all things Australian Economics and Banks, with the strong focus on the housing market. Prior to joining Jarden, Carlos spent three years as Australian Economist at UBS Australia, and previously five years at Colonial First State Global Asset Management. Carlos holds a Bachelor of Economics, as well as a First Class Honours in Economics from the University of New South Wales. 

Connect with Carlos Cacho:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>ea5a6086-1962-4960-a5fb-b152013a142aSun, 14 Apr 2024 20:00:00 +100054:52falsefull13283281Auctions: Common Mistakes Made by Buyers, Vendors & AuctioneersAuctions: Common Mistakes Made by Buyers, Vendors & AuctioneersEver wondered why people end up spending more than they planned at auctions? What about the missed opportunities for vendors due to ineffective auctioning practices? These common pitfalls not only impact individual transactions but also shape the broader dynamics of the auction process.

In this episode, we're joined by award-winning auctioneer Andy Reid to understand why these problems happen at auctions and how to solve them. We explore why people get caught up in bidding wars and what sellers can do to get better results, then break down the tricks of the trade and give you practical tips to do auctions smarter.

Tune in to gain a competitive edge in the fast-paced world of property auctions and learn how to avoid the common mistakes that can cost you money. Join us for a chat that could change the way you approach auctions.

Episode Highlights:

00:00 - Introduction

01:04 - Who is Andy Reid?

02:14 - Is it true that the buyer with the deepest pockets always wins the auction?

06:30 - Examples of auctions benefiting buyers more than sellers

09:51 - How does an auctioneer provide value with limited preparation time?

11:20 - What insights does an auctioneer gain from reviewing auction contracts?

17:27 - What briefing can buyers expect from agents before auctions?

22:45 - Auctioneer strategies in balancing silence and pace in auctions

25:46 - Why buyers should research the auctioneer before attending an auction

30:20 - Stories of shocking auctioneer mistakes

34:25 - Understanding vendor bids: their purpose and usage by auctioneers

39:44 - The legislative aspect of negotiating at the reserve price in Victoria

47:37 - Passing in a property at auction

50:19 - Declaring a property "on the market" during an auction

55:28 - Andy Reid’s property dumbo

57:43 - Final advice for auction bidders and one major mistake to steer clear of

About Our Guest:

Andy Reid is an award-winning sales coach and top auctioneer in Real Estate known for his emphasis on emotional intelligence and mental health advocacy. Recognized as the Australian Auctioneer of The Year in 2022, Andy owns a thriving auctioneering business serving over 130 agents/agencies in Metro Melbourne. With a 'human first, agent second' approach, he has helped thousands of homeowners navigate Real Estate transactions. Andy's commitment to community extends to raising over $3 million for charities since 2015, making a difference through public speaking, auctioneering, and networking. As an ambassador for mental health charity '100 Words - Mate To Mate,' Andy promotes professional success while highlighting the importance of emotional and intellectual intelligence.

Connect with Andy Reid:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>Ever wondered why people end up spending more than they planned at auctions? What about the missed opportunities for vendors due to ineffective auctioning practices? These common pitfalls not only impact individual transactions but also shape the broader dynamics of the auction process.

In this episode, we're joined by award-winning auctioneer Andy Reid to understand why these problems happen at auctions and how to solve them. We explore why people get caught up in bidding wars and what sellers can do to get better results, then break down the tricks of the trade and give you practical tips to do auctions smarter.

Tune in to gain a competitive edge in the fast-paced world of property auctions and learn how to avoid the common mistakes that can cost you money. Join us for a chat that could change the way you approach auctions.

Episode Highlights:

00:00 - Introduction

01:04 - Who is Andy Reid?

02:14 - Is it true that the buyer with the deepest pockets always wins the auction?

06:30 - Examples of auctions benefiting buyers more than sellers

09:51 - How does an auctioneer provide value with limited preparation time?

11:20 - What insights does an auctioneer gain from reviewing auction contracts?

17:27 - What briefing can buyers expect from agents before auctions?

22:45 - Auctioneer strategies in balancing silence and pace in auctions

25:46 - Why buyers should research the auctioneer before attending an auction

30:20 - Stories of shocking auctioneer mistakes

34:25 - Understanding vendor bids: their purpose and usage by auctioneers

39:44 - The legislative aspect of negotiating at the reserve price in Victoria

47:37 - Passing in a property at auction

50:19 - Declaring a property "on the market" during an auction

55:28 - Andy Reid’s property dumbo

57:43 - Final advice for auction bidders and one major mistake to steer clear of

About Our Guest:

Andy Reid is an award-winning sales coach and top auctioneer in Real Estate known for his emphasis on emotional intelligence and mental health advocacy. Recognized as the Australian Auctioneer of The Year in 2022, Andy owns a thriving auctioneering business serving over 130 agents/agencies in Metro Melbourne. With a 'human first, agent second' approach, he has helped thousands of homeowners navigate Real Estate transactions. Andy's commitment to community extends to raising over $3 million for charities since 2015, making a difference through public speaking, auctioneering, and networking. As an ambassador for mental health charity '100 Words - Mate To Mate,' Andy promotes professional success while highlighting the importance of emotional and intellectual intelligence.

Connect with Andy Reid:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>ad8c84f3-5ad5-48ce-847a-b14b01298503Sun, 07 Apr 2024 19:00:00 +100001:02:48falsefull13273271Can You Rely on a Strata Report Provided by the Vendors’ Agent?Can You Rely on a Strata Report Provided by the Vendors’ Agent?Depending on a potentially biased strata report could lead to problems later on, like unexpected costs or hidden issues with the property.  Without clarity on what might be omitted or misrepresented in these reports, buyers risk making decisions based on incomplete or biased information, therefore jeopardising their investment.

Today, we are joined by Michael Ferrier, the founder and MD of EYEON Property Inspections — who has been in the property business for more than 15 years now. With a decade and a half dedicated to perfecting property inspections, Michael's here to help us decipher the characteristics of a reliable report and whether or not it's smart to trust them from the seller's side.

Michael explains what needs to be seen in these reports and how they can help you decide if you want to buy a place. He talks about looking for missing info and warning signs that could mean trouble later on.

So, if you're thinking about buying a place—whether it's your first time or not—this episode is for you. Tune in as we break down strata reports and learn how to make smarter choices when it comes to buying property.

Episode Highlights:

00:00 - Introduction

01:03 - Who is Michael Ferrier?

01:57 - Thoughts on the issues surrounding strata companies about potential misconduct

04:50 - Strata managers’ fees haven’t gone up in 15 years

07:27 - Do undisclosed commissions have an impact on strata reporting?

13:15 - Statutory regulations regarding strata management in NSW

14:35 - Who writes a strata report? Do they need to be qualified?

17:06 - What do buyers typically do once they get a strata report?

21:48 - What does a strata report look like?

25:13 - Red flags you need to spot in a strata report

30:05 - Will properties with clear strata info soon fetch higher prices?

32:23 - Determining a good, moderate, average strata report

36:13 - Key factors to focus on when assessing insurance details in strata reports

39:07 - What are the consequences of owners' reliance on underpaid strata managers?

41:46 - How are strata managers handling maintenance issues in aging buildings?

47:26 - Insights on urban development and zoning regulations

49:09 - Michael Ferrier’s property dumbo

About Our Guest:

Michael Ferrier is the founder and MD of EYEON Property Inspections. Michael founded EYEON because he saw the opportunity to turn a cottage industry into a professional level service, offering high quality reports and outstanding customer support to property buyers and sellers. Michael has over 35 years of experience across government policy, financial services, banking, franchising, building small businesses, and, of course, property. A keen golfer and rugby nut, Michael says that finding solutions to common problems is very rewarding. The challenge is that solutions often require a change in behaviour.

Connect with Michael Ferrier:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>Depending on a potentially biased strata report could lead to problems later on, like unexpected costs or hidden issues with the property.  Without clarity on what might be omitted or misrepresented in these reports, buyers risk making decisions based on incomplete or biased information, therefore jeopardising their investment.

Today, we are joined by Michael Ferrier, the founder and MD of EYEON Property Inspections — who has been in the property business for more than 15 years now. With a decade and a half dedicated to perfecting property inspections, Michael's here to help us decipher the characteristics of a reliable report and whether or not it's smart to trust them from the seller's side.

Michael explains what needs to be seen in these reports and how they can help you decide if you want to buy a place. He talks about looking for missing info and warning signs that could mean trouble later on.

So, if you're thinking about buying a place—whether it's your first time or not—this episode is for you. Tune in as we break down strata reports and learn how to make smarter choices when it comes to buying property.

Episode Highlights:

00:00 - Introduction

01:03 - Who is Michael Ferrier?

01:57 - Thoughts on the issues surrounding strata companies about potential misconduct

04:50 - Strata managers’ fees haven’t gone up in 15 years

07:27 - Do undisclosed commissions have an impact on strata reporting?

13:15 - Statutory regulations regarding strata management in NSW

14:35 - Who writes a strata report? Do they need to be qualified?

17:06 - What do buyers typically do once they get a strata report?

21:48 - What does a strata report look like?

25:13 - Red flags you need to spot in a strata report

30:05 - Will properties with clear strata info soon fetch higher prices?

32:23 - Determining a good, moderate, average strata report

36:13 - Key factors to focus on when assessing insurance details in strata reports

39:07 - What are the consequences of owners' reliance on underpaid strata managers?

41:46 - How are strata managers handling maintenance issues in aging buildings?

47:26 - Insights on urban development and zoning regulations

49:09 - Michael Ferrier’s property dumbo

About Our Guest:

Michael Ferrier is the founder and MD of EYEON Property Inspections. Michael founded EYEON because he saw the opportunity to turn a cottage industry into a professional level service, offering high quality reports and outstanding customer support to property buyers and sellers. Michael has over 35 years of experience across government policy, financial services, banking, franchising, building small businesses, and, of course, property. A keen golfer and rugby nut, Michael says that finding solutions to common problems is very rewarding. The challenge is that solutions often require a change in behaviour.

Connect with Michael Ferrier:


Resources:


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]]>f304a049-2712-453e-bbb7-b14401200b67Sun, 31 Mar 2024 19:06:47 +100055:42falsefull13263261Queensland’s Housing Crunch: What Can Be Done to Ease the Strain?Queensland’s Housing Crunch: What Can Be Done to Ease the Strain?With Queensland’s housing market facing an unprecedented crunch, many are left wondering: What can be done to ease the strain? The consequences of this housing crisis are far-reaching, affecting individuals, families, and communities across the state because it's not just about finding a roof over your head anymore. With housing prices soaring and options dwindling, the dream of owning a home is slipping out of reach for many Queenslanders.

Today, we have Jackson Hills from Q Shelter — Queensland’s leading authority on housing and homelessness services. With years of experience and expertise in the field, you can trust him to give us the lowdown on what's really going on.

Tune in as we break down the housing crisis in plain and simple terms and figure out what we can do to make things better. Your home is your sanctuary – let's work together to keep it that way.

Episode Highlights:

00:00 - Introduction

01:05 - Who is Jackson Hills?

02:08 - Making sense of the complex issues on Australia’s housing crisis

05:18 - How can we promote inclusive housing policies that benefit all sectors of society?

09:20 - What are some of the more acute housing problems in Queensland vs other states?

13:36 - Understanding the impact of oversupply concerns on property prices

15:31 - How feasible is the build-to-rent sector considering current challenges?

19:19 - What factors are influencing landlords' decisions to increase rents?

21:49 - Ways governments can aid build-to-rent and community housing?

24:50 - Can private developers profitably engage in build-to-rent on government-owned land?

32:03 - How can developers contribute to designing inclusionary planning frameworks?

37:37 - Understanding the universal housing continuum

42:29 - Insights on rising rental prices resulting in displacement

45:45 - Are there any developers focusing on more than just selling or renting units?

48:20 - Jackson Hills’ property dumbo

About Our Guest:

Jackson Hills, Manager of Policy and Strategic Engagement at Q Shelter, brings over 15 years of experience in not-for-profit and community organisations, previously serving with Tennis Australia, the AFL, and the Australian Sports Commission. With a master’s in business administration from SCU and accreditations from the AICD, Jackson leads efforts at Q Shelter, Queensland’s primary body for housing and homelessness services. He also serves on the Board of Common Ground Gold Coast, the executive committee of National Shelter, and advises at Collective Leisure, alongside mentoring at the Gold Coast Youth Service.

Connect with Jackson Hills:


Resources:


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See omnystudio.com/listener for privacy information.

]]>With Queensland’s housing market facing an unprecedented crunch, many are left wondering: What can be done to ease the strain? The consequences of this housing crisis are far-reaching, affecting individuals, families, and communities across the state because it's not just about finding a roof over your head anymore. With housing prices soaring and options dwindling, the dream of owning a home is slipping out of reach for many Queenslanders.

Today, we have Jackson Hills from Q Shelter — Queensland’s leading authority on housing and homelessness services. With years of experience and expertise in the field, you can trust him to give us the lowdown on what's really going on.

Tune in as we break down the housing crisis in plain and simple terms and figure out what we can do to make things better. Your home is your sanctuary – let's work together to keep it that way.

Episode Highlights:

00:00 - Introduction

01:05 - Who is Jackson Hills?

02:08 - Making sense of the complex issues on Australia’s housing crisis

05:18 - How can we promote inclusive housing policies that benefit all sectors of society?

09:20 - What are some of the more acute housing problems in Queensland vs other states?

13:36 - Understanding the impact of oversupply concerns on property prices

15:31 - How feasible is the build-to-rent sector considering current challenges?

19:19 - What factors are influencing landlords' decisions to increase rents?

21:49 - Ways governments can aid build-to-rent and community housing?

24:50 - Can private developers profitably engage in build-to-rent on government-owned land?

32:03 - How can developers contribute to designing inclusionary planning frameworks?

37:37 - Understanding the universal housing continuum

42:29 - Insights on rising rental prices resulting in displacement

45:45 - Are there any developers focusing on more than just selling or renting units?

48:20 - Jackson Hills’ property dumbo

About Our Guest:

Jackson Hills, Manager of Policy and Strategic Engagement at Q Shelter, brings over 15 years of experience in not-for-profit and community organisations, previously serving with Tennis Australia, the AFL, and the Australian Sports Commission. With a master’s in business administration from SCU and accreditations from the AICD, Jackson leads efforts at Q Shelter, Queensland’s primary body for housing and homelessness services. He also serves on the Board of Common Ground Gold Coast, the executive committee of National Shelter, and advises at Collective Leisure, alongside mentoring at the Gold Coast Youth Service.

Connect with Jackson Hills:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>522d41c2-6b9f-4597-9620-b13d0131a622Sun, 24 Mar 2024 19:27:05 +100057:33falsefull13253251Why Is Negative Gearing Making Headlines Again?Why Is Negative Gearing Making Headlines Again?Negative gearing and its companion, the capital gains tax discount, have reemerged as hot topics in economic and political circles. But why does it matter? Well, it affects investors, homeowners, and the economy as a whole. There's a lot of confusion about what it all means and what might happen next.

In this episode, we explain what negative gearing and the capital gains tax discount are all about. We clear up any confusion and explore why they're in the news again. By the end, you'll have a better grasp of these topics and what they mean for you.

Tune in to learn why negative gearing is making waves and what it could mean for your finances. Whether you're a seasoned investor or just curious, this episode will give you the insights you need to understand the headlines.

Episode Highlights:

00:00 - Introduction

02:06 - Why is negative gearing back in the headlines again?

04:40 - What are some of the unintended consequences of negative gearing?

06:28 - What is negative gearing?

10:22 - Why is negative gearing controversial?

12:30 - Understanding property investment yields and capital growth

16:49 - Capital gains concession tax and how it works

20:30 - How can investors benefit from changing the capital gains tax

27:30 - How could modifications in negative gearing influence the property market?

33:36 - Is it true that negative gearing contributes to making housing less affordable?

40:01 - How do these tax changes affect the housing market?

44:46 - Are there potential repercussions in removing negative gearing?

47:25 - How can borrowing capacity reductions slow down portfolio investors?

50:29 - Do current tax rules reward "bad behaviour" in property investment?

55:24 - Chris discusses the potential negative impact of attacking negative gearing

Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>Negative gearing and its companion, the capital gains tax discount, have reemerged as hot topics in economic and political circles. But why does it matter? Well, it affects investors, homeowners, and the economy as a whole. There's a lot of confusion about what it all means and what might happen next.

In this episode, we explain what negative gearing and the capital gains tax discount are all about. We clear up any confusion and explore why they're in the news again. By the end, you'll have a better grasp of these topics and what they mean for you.

Tune in to learn why negative gearing is making waves and what it could mean for your finances. Whether you're a seasoned investor or just curious, this episode will give you the insights you need to understand the headlines.

Episode Highlights:

00:00 - Introduction

02:06 - Why is negative gearing back in the headlines again?

04:40 - What are some of the unintended consequences of negative gearing?

06:28 - What is negative gearing?

10:22 - Why is negative gearing controversial?

12:30 - Understanding property investment yields and capital growth

16:49 - Capital gains concession tax and how it works

20:30 - How can investors benefit from changing the capital gains tax

27:30 - How could modifications in negative gearing influence the property market?

33:36 - Is it true that negative gearing contributes to making housing less affordable?

40:01 - How do these tax changes affect the housing market?

44:46 - Are there potential repercussions in removing negative gearing?

47:25 - How can borrowing capacity reductions slow down portfolio investors?

50:29 - Do current tax rules reward "bad behaviour" in property investment?

55:24 - Chris discusses the potential negative impact of attacking negative gearing

Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>602d335c-a517-40a3-bf81-b136013fedaeSun, 17 Mar 2024 19:52:26 +100059:51falsefull13243241The Data Conundrum: Brisbane’s Boom, Hobart’s Decline, and Perth’s Renaissance RevealedThe Data Conundrum: Brisbane’s Boom, Hobart’s Decline, and Perth’s Renaissance RevealedThe real estate landscape is constantly evolving, and recent data has unveiled surprising trends in Australian cities' property markets.

Brisbane's boom, Hobart's unexpected decline, and Perth's resurgence raise intriguing questions and we're unsure if the numbers we're seeing are telling us the whole truth. Are these trends indicative of long-term changes, or are there underlying factors that could challenge our understanding of the data?

In this episode, we are once again joined by Eliza Owen, the Head of Research at CoreLogic Australia whose vast experience in housing market research makes her an authority on key issues such as housing affordability, credit conditions, and the impact of external factors like the COVID-19 pandemic on the housing market.

If you're thinking about buying or selling a house, this episode could help you make better decisions. So join us and gain a better understanding of the data conundrum shaping Australia’s property market landscape. Let’s get started.

Episode Highlights:

00:00 - Introduction

01:14 - Who is Eliza Owen?

02:22 - Are experts predicting positive trends for the housing market in 2024?

05:17 - How can Brisbane's dwelling values be higher than Melbourne's despite lower prices?

12:01 - What factors are driving the shift in migration patterns away from Sydney?

14:11 - Differences between Brisbane, Hobart, and Perth's property markets

17:48 - Understanding the factors influencing property prices beyond internal migration

19:19 - What factors influence borrowing capacity for property purchases?

21:36 - How is investor behaviour impacting the stability of the housing markets?

25:38 = Criteria used to identify rentvestors and owner-occupiers in the housing market

28:03 - Understanding Eliza’s women and property report

40:29 - How research methods account for women who co-own properties with male partners

50:44 - How financial literacy influences consumer response to reduction in interest rates

53:52 - What changes have occurred in property market drivers since Eliza started?

About Our Guest:

Eliza Owen is an experienced property data analyst with a background in economics. She has worked for Residex, Domain Group, and CoreLogic, specialising in descriptive and inferential data analysis, data visualisation, and framing data trends with broader economic concepts. Eliza is also a passionate communicator who explains economic concepts to diverse audiences. She has presented on the TEDX stage, written for prominent publications, and been a regular commentator on commercial radio and television. Eliza is a popular keynote speaker, having presented to audiences in real estate, construction, banking and finance, property development, and consumer markets.

Connect with Eliza Owen:


Resources mentioned in this episode:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>The real estate landscape is constantly evolving, and recent data has unveiled surprising trends in Australian cities' property markets.

Brisbane's boom, Hobart's unexpected decline, and Perth's resurgence raise intriguing questions and we're unsure if the numbers we're seeing are telling us the whole truth. Are these trends indicative of long-term changes, or are there underlying factors that could challenge our understanding of the data?

In this episode, we are once again joined by Eliza Owen, the Head of Research at CoreLogic Australia whose vast experience in housing market research makes her an authority on key issues such as housing affordability, credit conditions, and the impact of external factors like the COVID-19 pandemic on the housing market.

If you're thinking about buying or selling a house, this episode could help you make better decisions. So join us and gain a better understanding of the data conundrum shaping Australia’s property market landscape. Let’s get started.

Episode Highlights:

00:00 - Introduction

01:14 - Who is Eliza Owen?

02:22 - Are experts predicting positive trends for the housing market in 2024?

05:17 - How can Brisbane's dwelling values be higher than Melbourne's despite lower prices?

12:01 - What factors are driving the shift in migration patterns away from Sydney?

14:11 - Differences between Brisbane, Hobart, and Perth's property markets

17:48 - Understanding the factors influencing property prices beyond internal migration

19:19 - What factors influence borrowing capacity for property purchases?

21:36 - How is investor behaviour impacting the stability of the housing markets?

25:38 = Criteria used to identify rentvestors and owner-occupiers in the housing market

28:03 - Understanding Eliza’s women and property report

40:29 - How research methods account for women who co-own properties with male partners

50:44 - How financial literacy influences consumer response to reduction in interest rates

53:52 - What changes have occurred in property market drivers since Eliza started?

About Our Guest:

Eliza Owen is an experienced property data analyst with a background in economics. She has worked for Residex, Domain Group, and CoreLogic, specialising in descriptive and inferential data analysis, data visualisation, and framing data trends with broader economic concepts. Eliza is also a passionate communicator who explains economic concepts to diverse audiences. She has presented on the TEDX stage, written for prominent publications, and been a regular commentator on commercial radio and television. Eliza is a popular keynote speaker, having presented to audiences in real estate, construction, banking and finance, property development, and consumer markets.

Connect with Eliza Owen:


Resources mentioned in this episode:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>c1352101-aac4-4129-a171-b12f012c52d6Sun, 10 Mar 2024 19:00:00 +100058:35falsefull13233231Rental Pressures in 2024: Analysing Trends and ForecastsRental Pressures in 2024: Analysing Trends and ForecastsAre rental pressures set to continue in 2024, or is there hope for easing in certain areas? Securing a rental property is becoming increasingly challenging in 2024, posing difficulties for landlords and tenants alike.

For property investors, it’s about facing the task of strategically investing their funds. Meanwhile, tenants are faced with the uncertainty of rising rental rates and limited housing options.

Today, we are joined by our resident data geek, Kent Lardner to dissect these pressing issues. With Kent's expertise in analysing real estate trends, he brings invaluable insights into the factors shaping the rental market landscape in 2024.

Tune in to get some helpful tips and actionable takeaways in dealing with the rental market in 2024.

Episode Highlights:

00:00 - Introduction

01:00 - Kent's approach to investigating the outlook for the rental market in 2024

04:41 - The difference in gathering and reporting rental data compared to sales data

06:32 - Analysing the current state and potential future developments in the rental market

09:06 - The challenges of housing affordability and the resulting trends

14:07 - Rental trends in the context of affordability and price increases in various capital cities

18:55 - Key factors influencing equity and borrowing capacity for investors

21:12 - Does prefab construction offer a solution to housing affordability?

26:09 - The dynamics of affordability and price increases in Brisbane, Melbourne, Sydney

30:27 - Why is the majority moving OUT of Sydney?

34:45 - Displacement in the rental market and its implications on supply and demand

36:43 - The potential impacts of legislative reforms on rental data transparency

42:23 - What role should policymakers play in addressing rental insecurity?

43:45 - What steps can be taken to ensure equitable access to affordable housing for all?

About Kent Lardner:

Kent Lardner is an expert data science and business leader with 30+ years of experience at leading companies like JLL, CoreLogic, and General Electric. He has led teams of 5 to 200 people across Australia and China, driven by his passion for high-growth digital businesses. Kent is also the founder of Suburbtrends, a leading property research firm trusted by major names in Australian property and featured in mainstream media.

Connect with Kent Lardner:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>Are rental pressures set to continue in 2024, or is there hope for easing in certain areas? Securing a rental property is becoming increasingly challenging in 2024, posing difficulties for landlords and tenants alike.

For property investors, it’s about facing the task of strategically investing their funds. Meanwhile, tenants are faced with the uncertainty of rising rental rates and limited housing options.

Today, we are joined by our resident data geek, Kent Lardner to dissect these pressing issues. With Kent's expertise in analysing real estate trends, he brings invaluable insights into the factors shaping the rental market landscape in 2024.

Tune in to get some helpful tips and actionable takeaways in dealing with the rental market in 2024.

Episode Highlights:

00:00 - Introduction

01:00 - Kent's approach to investigating the outlook for the rental market in 2024

04:41 - The difference in gathering and reporting rental data compared to sales data

06:32 - Analysing the current state and potential future developments in the rental market

09:06 - The challenges of housing affordability and the resulting trends

14:07 - Rental trends in the context of affordability and price increases in various capital cities

18:55 - Key factors influencing equity and borrowing capacity for investors

21:12 - Does prefab construction offer a solution to housing affordability?

26:09 - The dynamics of affordability and price increases in Brisbane, Melbourne, Sydney

30:27 - Why is the majority moving OUT of Sydney?

34:45 - Displacement in the rental market and its implications on supply and demand

36:43 - The potential impacts of legislative reforms on rental data transparency

42:23 - What role should policymakers play in addressing rental insecurity?

43:45 - What steps can be taken to ensure equitable access to affordable housing for all?

About Kent Lardner:

Kent Lardner is an expert data science and business leader with 30+ years of experience at leading companies like JLL, CoreLogic, and General Electric. He has led teams of 5 to 200 people across Australia and China, driven by his passion for high-growth digital businesses. Kent is also the founder of Suburbtrends, a leading property research firm trusted by major names in Australian property and featured in mainstream media.

Connect with Kent Lardner:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>b6b3c868-b566-4578-b8ce-b12801200737Sun, 03 Mar 2024 19:00:00 +100050:32falsefull13223221How Do First Home Buyer Incentives Impact Affordability?How Do First Home Buyer Incentives Impact Affordability?Do first home buyer incentives actually help make housing more affordable, or do they unintentionally worsen affordability issues?

As the debate surrounding first home buyer incentives continues, we seek to understand their true effect on property prices and overall housing affordability. Governmental interventions, such as lending to first home buyers, raise questions about the source of funding and who ultimately benefits from these policies.

Today, we are joined by property valuer, Will Phillips — whose extensive research and expertise in property valuation brings valuable insights into how first home buyer incentives are affecting the housing market.

Tune in to this episode as we explore the complexities of first home buyer incentives and gain a deeper understanding of how these policies are affecting housing affordability and the broader socio-economic landscape.

Episode Highlights:

00:00 - Introduction

01:04 - Who is Will Philips?

03:25 - Why does Perth exhibit higher rates of homeownership in contrast to other areas?

09:34 - How Will separated macro-environmental factors from incentives in his research

14:24 - Do Perth residents benefit from simplified housing access?

16:46 - What's the impact of keystart loans on suburban financial trends?

19:39 - Do incentives create imbalance between new and established markets?

22:17 - What challenges do homeowners in suburbs face amid recent price changes?

26:45 - Examining the correlation between mortgage rates and long-term unemployment

30:44 - Additional questions arising in the discussion about homeownership and employment

37:20 - What's Will's take on Perth's investor appeal amid changing market factors

39:54 - Will's philosophy on assessing risk and return in property investment

42:48 - How does owner-occupier appeal differ between Perth and Southeast Queensland?

47:01 - Exploring the relationship between market dynamics and build quality

49:05 - Will Phillips’ property dumbo

About Our Guest:

Will Phillips is a property valuer with a 15-year career spanning Australia's diverse landscape. Beginning in South-East Queensland, he assessed properties in urban and remote areas before gaining unique insights in Outback NSW, Outback QLD, Coastal QLD, and Western Australia. Coupled with a Master of Economics (2023), Will dedicated his "spare time" to a 20,000-word dissertation investigating the impact of the mining industry, first home buyer grants and low deposit home loans on Western Australia's property market over the past 20 years. His extensive experience equips him with unparalleled insights into regional dynamics and market cycles across Australia.

Connect with Will Phillips:


Resources:


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See omnystudio.com/listener for privacy information.

]]>Do first home buyer incentives actually help make housing more affordable, or do they unintentionally worsen affordability issues?

As the debate surrounding first home buyer incentives continues, we seek to understand their true effect on property prices and overall housing affordability. Governmental interventions, such as lending to first home buyers, raise questions about the source of funding and who ultimately benefits from these policies.

Today, we are joined by property valuer, Will Phillips — whose extensive research and expertise in property valuation brings valuable insights into how first home buyer incentives are affecting the housing market.

Tune in to this episode as we explore the complexities of first home buyer incentives and gain a deeper understanding of how these policies are affecting housing affordability and the broader socio-economic landscape.

Episode Highlights:

00:00 - Introduction

01:04 - Who is Will Philips?

03:25 - Why does Perth exhibit higher rates of homeownership in contrast to other areas?

09:34 - How Will separated macro-environmental factors from incentives in his research

14:24 - Do Perth residents benefit from simplified housing access?

16:46 - What's the impact of keystart loans on suburban financial trends?

19:39 - Do incentives create imbalance between new and established markets?

22:17 - What challenges do homeowners in suburbs face amid recent price changes?

26:45 - Examining the correlation between mortgage rates and long-term unemployment

30:44 - Additional questions arising in the discussion about homeownership and employment

37:20 - What's Will's take on Perth's investor appeal amid changing market factors

39:54 - Will's philosophy on assessing risk and return in property investment

42:48 - How does owner-occupier appeal differ between Perth and Southeast Queensland?

47:01 - Exploring the relationship between market dynamics and build quality

49:05 - Will Phillips’ property dumbo

About Our Guest:

Will Phillips is a property valuer with a 15-year career spanning Australia's diverse landscape. Beginning in South-East Queensland, he assessed properties in urban and remote areas before gaining unique insights in Outback NSW, Outback QLD, Coastal QLD, and Western Australia. Coupled with a Master of Economics (2023), Will dedicated his "spare time" to a 20,000-word dissertation investigating the impact of the mining industry, first home buyer grants and low deposit home loans on Western Australia's property market over the past 20 years. His extensive experience equips him with unparalleled insights into regional dynamics and market cycles across Australia.

Connect with Will Phillips:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>82dc53f4-e1d1-4100-9c2d-b12101315f66Sun, 25 Feb 2024 19:00:00 +100054:10falsefull13213211What Are the Unseen Challenges in Managing the Surge of New Dwellings in Strata?What Are the Unseen Challenges in Managing the Surge of New Dwellings in Strata?Are we adequately prepared for the consequences of the rapid surge in apartment construction and the subsequent increase in strata dwellings?

As we witness a significant increase in the number of new dwellings within strata schemes, it's essential to assess whether our current strata management practices are sufficient to handle the associated challenges. From potential conflicts among residents to the strain on resources and infrastructure, the implications of this rapid growth in strata dwellings are far-reaching and require careful consideration.

Today, we're joined by Michael Teys, an experienced consultant who specialises in strata management. With over three decades of hands-on experience in the field, Michael has a deep understanding of how strata systems work. He's also written several easy-to-understand books about strata management and has helped lots of strata communities with his expert advice.

Don't miss out on this opportunity to gain a deeper understanding of the evolving landscape of strata management – tune in now!

Episode Highlights:

00:00 - Introduction

01:07 - Who is Michael Teys?

01:48 - How does Australia stand out in terms of strata?

05:26 - Will Sydney continue to see more buildings deemed unsafe?

09:00 - Could individual past owners of buildings face lawsuits for building neglect in Australia?

12:03 - What can Australia learn from global solutions for building issues?

17:31 - The importance of having more proactive steps for Australian strata issues

21:19 - Why and how the government could potentially help in addressing strata issues

29:34 - What can be done to improve the strata property purchasing processes?

35:15 - What property investors and home buyers should understand about strata levies

36:29 - How do global policies tackle strata safety and developer accountability across borders?

39:37 - How can potential buyers obtain reliable safety information about strata properties?

44:49 - What strategies could be considered to ensure building safety remains a priority?

49:56 - Where to find hope amidst the challenges and discussions within the strata community?

52:50 - Michael Teys’ property dumbo

About Our Guest:

Michael Teys is one of Australia’s leading strata experts. He works for corporate owners of strata property, property professionals and strata managers providing advisory, research and training on complex strata issues. With over 30 years’ experience in strata titled property issues, Michael is now an advisor to corporate and institutional owners of strata property. He is a member of the City Futures Research Centre at UNSW and provides training to strata managers and allied property professionals.

Connect with Michael Teys:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>Are we adequately prepared for the consequences of the rapid surge in apartment construction and the subsequent increase in strata dwellings?

As we witness a significant increase in the number of new dwellings within strata schemes, it's essential to assess whether our current strata management practices are sufficient to handle the associated challenges. From potential conflicts among residents to the strain on resources and infrastructure, the implications of this rapid growth in strata dwellings are far-reaching and require careful consideration.

Today, we're joined by Michael Teys, an experienced consultant who specialises in strata management. With over three decades of hands-on experience in the field, Michael has a deep understanding of how strata systems work. He's also written several easy-to-understand books about strata management and has helped lots of strata communities with his expert advice.

Don't miss out on this opportunity to gain a deeper understanding of the evolving landscape of strata management – tune in now!

Episode Highlights:

00:00 - Introduction

01:07 - Who is Michael Teys?

01:48 - How does Australia stand out in terms of strata?

05:26 - Will Sydney continue to see more buildings deemed unsafe?

09:00 - Could individual past owners of buildings face lawsuits for building neglect in Australia?

12:03 - What can Australia learn from global solutions for building issues?

17:31 - The importance of having more proactive steps for Australian strata issues

21:19 - Why and how the government could potentially help in addressing strata issues

29:34 - What can be done to improve the strata property purchasing processes?

35:15 - What property investors and home buyers should understand about strata levies

36:29 - How do global policies tackle strata safety and developer accountability across borders?

39:37 - How can potential buyers obtain reliable safety information about strata properties?

44:49 - What strategies could be considered to ensure building safety remains a priority?

49:56 - Where to find hope amidst the challenges and discussions within the strata community?

52:50 - Michael Teys’ property dumbo

About Our Guest:

Michael Teys is one of Australia’s leading strata experts. He works for corporate owners of strata property, property professionals and strata managers providing advisory, research and training on complex strata issues. With over 30 years’ experience in strata titled property issues, Michael is now an advisor to corporate and institutional owners of strata property. He is a member of the City Futures Research Centre at UNSW and provides training to strata managers and allied property professionals.

Connect with Michael Teys:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>6a21b9b7-a750-4c18-8264-b11a01359dbaSun, 18 Feb 2024 19:00:00 +100057:16falsefull13203201Can YIMBYs Revolutionise Urban Living Without Compromising Quality?Can YIMBYs Revolutionise Urban Living Without Compromising Quality?The YIMBY (Yes In My Backyard) movement proposes increasing urban density while maintaining the quality of life. This raises questions about the potential impact on developer profits, the power struggle between YIMBYs and NIMBYs, and the broader implications for city planning and community dynamics.

Join us as we talk with Melissa Neighbour, an urban planner, community builder, and the co-founder of Sydney YIMBY. With her extensive experience and expertise in sustainability, Melissa is uniquely positioned to shed light on the intricacies of the YIMBY movement and its potential to reshape urban landscapes.

Listen to this episode to learn about the YIMBY movement and its implications for urban living. Get insights into the future of city planning and the ongoing argument between YIMBYs and NIMBYs.

Episode Highlights:

00:00 - Introduction

01:23 - Who is Melissa Neighbour?

02:31 - What is the origin of the Sydney YIMBY movement and how has it been growing?

05:10 - How do YIMBYs reconcile urban development's impact on infrastructure?

08:34 - Do YIMBYs shift their views and become NIMBYs after buying property?

12:24 - How does the YIMBY movement aim to influence urban planning reforms?

18:32 - Addressing the challenges that arise from negative perceptions of development

23:53 - What is “design done well”

25:56 - How does housing diversity impact the realisation of the Great Australian Dream?

31:01 - Is zoning alone enough to solve housing supply issues?

32:56 - What is the balance between development and preservation in urban infill?

35:25 - Strategies for addressing housing supply constraints within the planning system

42:12 - What additional changes are necessary to create a fair market environment?

43:11 - How can urban development balance heritage preservation and housing density?

46:48 - The role of investment returns, affordability, and preferences in property trade-offs

53:01 - What role does planning play in high-density development success?

59:36 - Melissa Neighbour’s property dumbo

About Our Guest:

Melissa Neighbour is an urban planner, community builder and sustainability specialist. She is the owner and Director of Sky Planning, a purpose-driven town planning consultancy based in Sydney, and co-founder of Sydney YIMBY. She has developed and implemented award-winning sustainable development projects across Australia, and is a strong advocate for building progressive, inclusive cities that unleash and amplify your peak potential as a human being, while regenerating the natural environment. Melissa regularly consults to government and industry and presents at major fora including TEDx, on the innovations, trends and forces that are shaping urbanism and defining our communities.

Connect with Melissa Neighbour:


Resources:


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]]>The YIMBY (Yes In My Backyard) movement proposes increasing urban density while maintaining the quality of life. This raises questions about the potential impact on developer profits, the power struggle between YIMBYs and NIMBYs, and the broader implications for city planning and community dynamics.

Join us as we talk with Melissa Neighbour, an urban planner, community builder, and the co-founder of Sydney YIMBY. With her extensive experience and expertise in sustainability, Melissa is uniquely positioned to shed light on the intricacies of the YIMBY movement and its potential to reshape urban landscapes.

Listen to this episode to learn about the YIMBY movement and its implications for urban living. Get insights into the future of city planning and the ongoing argument between YIMBYs and NIMBYs.

Episode Highlights:

00:00 - Introduction

01:23 - Who is Melissa Neighbour?

02:31 - What is the origin of the Sydney YIMBY movement and how has it been growing?

05:10 - How do YIMBYs reconcile urban development's impact on infrastructure?

08:34 - Do YIMBYs shift their views and become NIMBYs after buying property?

12:24 - How does the YIMBY movement aim to influence urban planning reforms?

18:32 - Addressing the challenges that arise from negative perceptions of development

23:53 - What is “design done well”

25:56 - How does housing diversity impact the realisation of the Great Australian Dream?

31:01 - Is zoning alone enough to solve housing supply issues?

32:56 - What is the balance between development and preservation in urban infill?

35:25 - Strategies for addressing housing supply constraints within the planning system

42:12 - What additional changes are necessary to create a fair market environment?

43:11 - How can urban development balance heritage preservation and housing density?

46:48 - The role of investment returns, affordability, and preferences in property trade-offs

53:01 - What role does planning play in high-density development success?

59:36 - Melissa Neighbour’s property dumbo

About Our Guest:

Melissa Neighbour is an urban planner, community builder and sustainability specialist. She is the owner and Director of Sky Planning, a purpose-driven town planning consultancy based in Sydney, and co-founder of Sydney YIMBY. She has developed and implemented award-winning sustainable development projects across Australia, and is a strong advocate for building progressive, inclusive cities that unleash and amplify your peak potential as a human being, while regenerating the natural environment. Melissa regularly consults to government and industry and presents at major fora including TEDx, on the innovations, trends and forces that are shaping urbanism and defining our communities.

Connect with Melissa Neighbour:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>878e856f-f174-46af-b820-b1130133aaacSun, 11 Feb 2024 19:00:00 +100001:01:23falsefull13193191Strata Due Diligence, Manager Woes, Land Tax Strategies, East Coast vs. Perth, and Modular Homes – Listener Q&A SessionStrata Due Diligence, Manager Woes, Land Tax Strategies, East Coast vs. Perth, and Modular Homes – Listener Q&A SessionJoin us in today's episode as we tackle real estate head-on, responding to questions from our listeners that hit close to home. Ever found yourself rushing to perform strata due diligence on a property about to slip through your fingers? We've got you covered with practical strategies for navigating this time-sensitive challenge.

And what do you do when your strata manager seems to have disappeared into thin air? We share practical and effective advice on effective communication to break through those managerial roadblocks. For investors struggling to understand the complexities of land tax, we break down the tipping point for selling, ensuring you make informed decisions about your investment portfolio.

Dive into the regional dynamics of property markets as we explore why East Coast property enthusiasts might turn their noses down at Perth real estate. We discuss the cultural perceptions influencing this divide. Plus, get the lowdown on the rising trend of modular and kit homes, helping you separate fact from fiction in this innovative housing landscape. Tune in for a no-nonsense Q&A session, where we tackle real estate challenges, providing insights that will empower your investment journey.

Episode Highlights:

00:00 - Introduction

01:05 - How to conduct thorough due diligence solely with vendor-provided strata reports?

10:15 - When should investors sell in Sydney considering land tax impact?

15:59 - Veronica shares a property dumbo related to land tax

28:49 - Is building with pre-built and modular homes economically viable?

35:56 - What to do if strata manager ignores queries on solar panels and insurance?

41:12 - Is there a Perth property market misconception among East Coasters?

Resources mentioned in this episode:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>Join us in today's episode as we tackle real estate head-on, responding to questions from our listeners that hit close to home. Ever found yourself rushing to perform strata due diligence on a property about to slip through your fingers? We've got you covered with practical strategies for navigating this time-sensitive challenge.

And what do you do when your strata manager seems to have disappeared into thin air? We share practical and effective advice on effective communication to break through those managerial roadblocks. For investors struggling to understand the complexities of land tax, we break down the tipping point for selling, ensuring you make informed decisions about your investment portfolio.

Dive into the regional dynamics of property markets as we explore why East Coast property enthusiasts might turn their noses down at Perth real estate. We discuss the cultural perceptions influencing this divide. Plus, get the lowdown on the rising trend of modular and kit homes, helping you separate fact from fiction in this innovative housing landscape. Tune in for a no-nonsense Q&A session, where we tackle real estate challenges, providing insights that will empower your investment journey.

Episode Highlights:

00:00 - Introduction

01:05 - How to conduct thorough due diligence solely with vendor-provided strata reports?

10:15 - When should investors sell in Sydney considering land tax impact?

15:59 - Veronica shares a property dumbo related to land tax

28:49 - Is building with pre-built and modular homes economically viable?

35:56 - What to do if strata manager ignores queries on solar panels and insurance?

41:12 - Is there a Perth property market misconception among East Coasters?

Resources mentioned in this episode:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>d08d4647-6a60-48f1-a1b8-b10b0051e3fcSun, 04 Feb 2024 18:00:00 +100049:17falsefull13183181Why Are Housing Prices Rising Amidst an Affordability Crisis?Why Are Housing Prices Rising Amidst an Affordability Crisis?Have you ever wondered why, despite the widely recognised affordability crisis in Australia, housing prices continue to soar? This puzzling situation raises questions about how the housing market works and what it means for those trying to buy a home or invest in property.

In today's episode, we talk to senior economist Paul Ryan from REA Group’s PropTrack. Paul's been digging into real estate trends for quite a while, and he's got a practical grasp of the subject. His straightforward insights into what's driving housing prices gives us a clear picture of the current market.

If you'd like to understand why homes are becoming more expensive even in the face of affordability concerns, or maybe you're curious about the disconnect between affordability and rising prices, this episode is for you.

Episode Highlights:

00:00 - Introduction

01:06 - Who is Paul Ryan?

01:56 - Paul’s take on the 2023 property market coming into 2024

03:57 - Factors behind the decline in housing turnover over the past decade

06:09 - How are economic factors affecting the downsizing phase of homeownership?

08:49 - What role does Australia's economic well-being play in housing affordability?

10:39 - Metrics used to assess affordability and which one labels Australia as highly-priced

16:24 - How will intergenerational wealth transfer impact future housing affordability?

19:02 - Strategies on the government's roadmap for housing challenges in the next decade

22:08 - How Paul thinks the shortage of homes in desirable locations should be tackled

30:23 - Is the COVID-driven home builder initiative really causing a profitless boom for builders?

33:12 - Should heritage preservation take precedence over urban densification?

36:27 - Explain the inconsistency of crowded living and spare bedrooms near the CBD

39:29 - How can the real estate industry make downsizing more appealing for empty nesters?

43:05 - What factors contribute to the surprising affordability of buying versus renting?

45:26 - Exploring the RBA's mindset during periods of slowing inflation

50:47 - What’s the disconnect: 40% negative cash flows, but no widespread property sales?

54:45 - Paul Ryan’s property dumbo

About Our Guest:

Paul Ryan is an economist at REA, specialising in housing finance, market forecasting and big data analysis. Before joining REA in December 2020, Paul spent a decade at the Reserve Bank of Australia conducting research on the Australian economy, focusing on housing markets, lending risks and regulatory effects on property markets. Paul is based in Sydney.

Connect with Paul Ryan:


Resources:


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See omnystudio.com/listener for privacy information.

]]>Have you ever wondered why, despite the widely recognised affordability crisis in Australia, housing prices continue to soar? This puzzling situation raises questions about how the housing market works and what it means for those trying to buy a home or invest in property.

In today's episode, we talk to senior economist Paul Ryan from REA Group’s PropTrack. Paul's been digging into real estate trends for quite a while, and he's got a practical grasp of the subject. His straightforward insights into what's driving housing prices gives us a clear picture of the current market.

If you'd like to understand why homes are becoming more expensive even in the face of affordability concerns, or maybe you're curious about the disconnect between affordability and rising prices, this episode is for you.

Episode Highlights:

00:00 - Introduction

01:06 - Who is Paul Ryan?

01:56 - Paul’s take on the 2023 property market coming into 2024

03:57 - Factors behind the decline in housing turnover over the past decade

06:09 - How are economic factors affecting the downsizing phase of homeownership?

08:49 - What role does Australia's economic well-being play in housing affordability?

10:39 - Metrics used to assess affordability and which one labels Australia as highly-priced

16:24 - How will intergenerational wealth transfer impact future housing affordability?

19:02 - Strategies on the government's roadmap for housing challenges in the next decade

22:08 - How Paul thinks the shortage of homes in desirable locations should be tackled

30:23 - Is the COVID-driven home builder initiative really causing a profitless boom for builders?

33:12 - Should heritage preservation take precedence over urban densification?

36:27 - Explain the inconsistency of crowded living and spare bedrooms near the CBD

39:29 - How can the real estate industry make downsizing more appealing for empty nesters?

43:05 - What factors contribute to the surprising affordability of buying versus renting?

45:26 - Exploring the RBA's mindset during periods of slowing inflation

50:47 - What’s the disconnect: 40% negative cash flows, but no widespread property sales?

54:45 - Paul Ryan’s property dumbo

About Our Guest:

Paul Ryan is an economist at REA, specialising in housing finance, market forecasting and big data analysis. Before joining REA in December 2020, Paul spent a decade at the Reserve Bank of Australia conducting research on the Australian economy, focusing on housing markets, lending risks and regulatory effects on property markets. Paul is based in Sydney.

Connect with Paul Ryan:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>facd1489-1a50-47a2-81a5-b104002c0e35Sun, 28 Jan 2024 18:00:00 +100057:32falsefull13173171What’s Driving Property Market Moves Among Aussie Expatriates?What’s Driving Property Market Moves Among Aussie Expatriates?Have you been keeping an eye on how the world's reopening is influencing the choices of Australian expats in the real estate market? Wondering if the trend of returning home is on the rise or if new destinations are emerging as hotspots for Aussies living abroad? What's really happening now that the world is opening up again?  Are Aussies flocking back home, or are they still loving the expat life?

In today's episode, we sit down with Brett Evans from Atlas Wealth Management to get into the real deal about Australians living overseas and their impact on the property market. He's seen it all and knows the ins and outs of why Aussies are choosing to live where they do.

We also tackle money matters as we all know that while living abroad can be exciting, it also comes with its own set of financial challenges. So Brett gives us the lowdown on taxes, investments, and all that important stuff that can make or break the expat experience.

Tune in and let's dive right into the world of Aussie expats and understand their impact on the property market.

Episode Highlights:

00:00 - Introduction

01:02 - Who is Brett Evans?

01:56 - How has the expat community evolved in the years following 2021?

05:06 - Brett provides insights into the tax implications for expatriates working globally

10:50 - Is working for Australian companies from overseas becoming more common?

13:52 - Three distinct silos or groups identified in expatriate perspectives

15:13 - Factors affecting property buying behaviour among Australian expats

22:52 - Tax implications for expats when they return to Australia for a limited period

24:01 - What concerns arise for Australian retirees regarding asset sales when retiring abroad?

27:36 - How proper advice mitigates the risks of costly decisions for expatriates

31:49 - Horror stories about mistakes people make when purchasing property abroad

35:45 - Are there noticeable patterns in expatriates moving and returning?

40:35 - What considerations shape investment choices for Australians overseas?

45:50 - Does Brett consider the 2021 policy on expatriate properties short-sighted?

49:00 - Brett Evans’ property dumbo

About Our Guest:

Brett Evans, founder and Managing Director for the EMEA region at Atlas Wealth Management, boasts over 24 years in finance and investments, with roles at major firms like ASX, HSBC, Suncorp, and Citigroup. Specialising in financial advice for Australian expats, he established Atlas in 2011, serving clients across 38 countries. A seasoned expat himself, residing in Dubai, Brett holds a Bachelor of Commerce and various financial diplomas. Both he and Atlas Wealth Management have received numerous awards for their outstanding advice to Australian expats.

Connect with Brett Evans:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>Have you been keeping an eye on how the world's reopening is influencing the choices of Australian expats in the real estate market? Wondering if the trend of returning home is on the rise or if new destinations are emerging as hotspots for Aussies living abroad? What's really happening now that the world is opening up again?  Are Aussies flocking back home, or are they still loving the expat life?

In today's episode, we sit down with Brett Evans from Atlas Wealth Management to get into the real deal about Australians living overseas and their impact on the property market. He's seen it all and knows the ins and outs of why Aussies are choosing to live where they do.

We also tackle money matters as we all know that while living abroad can be exciting, it also comes with its own set of financial challenges. So Brett gives us the lowdown on taxes, investments, and all that important stuff that can make or break the expat experience.

Tune in and let's dive right into the world of Aussie expats and understand their impact on the property market.

Episode Highlights:

00:00 - Introduction

01:02 - Who is Brett Evans?

01:56 - How has the expat community evolved in the years following 2021?

05:06 - Brett provides insights into the tax implications for expatriates working globally

10:50 - Is working for Australian companies from overseas becoming more common?

13:52 - Three distinct silos or groups identified in expatriate perspectives

15:13 - Factors affecting property buying behaviour among Australian expats

22:52 - Tax implications for expats when they return to Australia for a limited period

24:01 - What concerns arise for Australian retirees regarding asset sales when retiring abroad?

27:36 - How proper advice mitigates the risks of costly decisions for expatriates

31:49 - Horror stories about mistakes people make when purchasing property abroad

35:45 - Are there noticeable patterns in expatriates moving and returning?

40:35 - What considerations shape investment choices for Australians overseas?

45:50 - Does Brett consider the 2021 policy on expatriate properties short-sighted?

49:00 - Brett Evans’ property dumbo

About Our Guest:

Brett Evans, founder and Managing Director for the EMEA region at Atlas Wealth Management, boasts over 24 years in finance and investments, with roles at major firms like ASX, HSBC, Suncorp, and Citigroup. Specialising in financial advice for Australian expats, he established Atlas in 2011, serving clients across 38 countries. A seasoned expat himself, residing in Dubai, Brett holds a Bachelor of Commerce and various financial diplomas. Both he and Atlas Wealth Management have received numerous awards for their outstanding advice to Australian expats.

Connect with Brett Evans:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>7f217c53-bbfe-4c43-a0cb-b0fd00ce66f1Sun, 21 Jan 2024 18:00:00 +100052:26falsefull13163161Investor Alert: Is the Current Surge in Perth a Boom or a Bubble About to Burst?Investor Alert: Is the Current Surge in Perth a Boom or a Bubble About to Burst?How reliable is the data behind Perth's property boom, and what does it truly tell us about the future of this market? Is the market genuinely booming, or are we looking at a bubble that's about to pop?

Today, we take a look at Perth's bustling real estate scene with Ray Chua, a seasoned buyers agent who's right in the thick of it all in Perth. He brings us the inside scoop by breaking down what's really driving the spike in property values in this vibrant city.

Ray's got his finger on the pulse of the market, so he walks us through the trends by putting his years of experience and local know-how to work. He takes a hard look at the data investors usually bank on, hinting that it might not be as solid as we thought.

For anyone thinking about jumping into Perth's property market, this episode is for you. Should you jump on the bandwagon and enjoy the surge in values, or is there a danger of getting caught in a slump? Tune in and let's get started!

Episode Highlights:

00:00 - Introduction

01:03 - Who is Ray Chua?

02:09 - What is a mechatronics engineer?

03:16 - How did Perth's real estate market evolve over 20 years?

05:32 - What were Perth's property market trends from 2006 to 2023?

10:23 - How Perth evolved into a consolidated city from being just a mining town

11:31 - The primary industries driving Perth's economy

14:54 - Ray explains why he believes Corelogic's Perth data is incorrect

17:11 - How do local and external perspectives differ in Perth's property market?

24:22 - What risks do unqualified buyer's agents pose in real estate?

29:15 - Is there a growing buzz around investing in Perth's real estate?

33:58 - How affordability factors are impacting bridesmaid suburb popularity

35:57 - Is a rebound in Perth's property market guaranteed?

40:18 - How accurate is the claim of high vacancy rates in Perth?

43:53 - Are high earners in Perth poised to boost the market with more spending?

45:24 - Ray Chua’s property dumbo

About Our Guest:

Ray Chua, with 15 years as a Buyer’s Agent in Perth's property market, and a background in Mechatronics Engineering, combines analytical skills and extensive real estate expertise. He's adept in tailored client solutions, leveraging a vast network and a strong commitment to excellence. An active investor, Ray has handled projects from renovations to developments, including a significant triplex project. His experience with market dynamics post the mining boom led him to establish Buyers Advocate Perth, focusing on high-quality investments for clients and aiding in purchasing dream homes.

Connect with Ray Chua:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>How reliable is the data behind Perth's property boom, and what does it truly tell us about the future of this market? Is the market genuinely booming, or are we looking at a bubble that's about to pop?

Today, we take a look at Perth's bustling real estate scene with Ray Chua, a seasoned buyers agent who's right in the thick of it all in Perth. He brings us the inside scoop by breaking down what's really driving the spike in property values in this vibrant city.

Ray's got his finger on the pulse of the market, so he walks us through the trends by putting his years of experience and local know-how to work. He takes a hard look at the data investors usually bank on, hinting that it might not be as solid as we thought.

For anyone thinking about jumping into Perth's property market, this episode is for you. Should you jump on the bandwagon and enjoy the surge in values, or is there a danger of getting caught in a slump? Tune in and let's get started!

Episode Highlights:

00:00 - Introduction

01:03 - Who is Ray Chua?

02:09 - What is a mechatronics engineer?

03:16 - How did Perth's real estate market evolve over 20 years?

05:32 - What were Perth's property market trends from 2006 to 2023?

10:23 - How Perth evolved into a consolidated city from being just a mining town

11:31 - The primary industries driving Perth's economy

14:54 - Ray explains why he believes Corelogic's Perth data is incorrect

17:11 - How do local and external perspectives differ in Perth's property market?

24:22 - What risks do unqualified buyer's agents pose in real estate?

29:15 - Is there a growing buzz around investing in Perth's real estate?

33:58 - How affordability factors are impacting bridesmaid suburb popularity

35:57 - Is a rebound in Perth's property market guaranteed?

40:18 - How accurate is the claim of high vacancy rates in Perth?

43:53 - Are high earners in Perth poised to boost the market with more spending?

45:24 - Ray Chua’s property dumbo

About Our Guest:

Ray Chua, with 15 years as a Buyer’s Agent in Perth's property market, and a background in Mechatronics Engineering, combines analytical skills and extensive real estate expertise. He's adept in tailored client solutions, leveraging a vast network and a strong commitment to excellence. An active investor, Ray has handled projects from renovations to developments, including a significant triplex project. His experience with market dynamics post the mining boom led him to establish Buyers Advocate Perth, focusing on high-quality investments for clients and aiding in purchasing dream homes.

Connect with Ray Chua:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>b4b6d9c2-69bc-4162-be2a-b0f700dbc7eaSun, 14 Jan 2024 18:00:00 +100054:51falsefull13153151Suburb Trends: 2023's City Performances and State Changes – What’s Next in 2024?Suburb Trends: 2023's City Performances and State Changes – What’s Next in 2024?Looking to understand how the property market performed in 2023 and what to expect for 2024? Our January Suburb Trends report is here to guide you. We've closely analysed each capital city's performance in 2023, so we can provide you with direct and clear insights.

Our resident data geek, Kent Lardner, is back to highlight the major shifts in each state's market. We cover the top three factors that influenced the market last year for a comprehensive overview.

And finally, we tackle an important question: What do last year's trends indicate about investment opportunities in 2024? Join us for valuable insights that will help you prepare for the year ahead. Let’s get into it!

Episode Highlights:

00:00 - Introduction

01:16 - How have Perth's property prices changed despite low listings?

05:22 - How did COVID impact real estate in Australian capitals?

06:40 - Listings decreases for units

07:17 - Areas where listings have increased

09:31 - Listings increase for units

10:52 - Inventory decreases in houses

11:35 - Inventory decreases in units

14:53 - Housing inventory levels in Sydney and Perth

15:57 - How are inventory levels changing in different areas in Australia

23:21 - Rental decreases for houses in Australia

27:03 - Top 10 rental increases for houses and units

33:00 - The biggest topics about property in 2024

About Kent Lardner:

Kent Lardner is an expert data science and business leader with 30+ years of experience at leading companies like JLL, CoreLogic, and General Electric. He has led teams of 5 to 200 people across Australia and China, driven by his passion for high-growth digital businesses. Kent is also the founder of Suburbtrends, a leading property research firm trusted by major names in Australian property and featured in mainstream media.

Connect with Kent Lardner:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>Looking to understand how the property market performed in 2023 and what to expect for 2024? Our January Suburb Trends report is here to guide you. We've closely analysed each capital city's performance in 2023, so we can provide you with direct and clear insights.

Our resident data geek, Kent Lardner, is back to highlight the major shifts in each state's market. We cover the top three factors that influenced the market last year for a comprehensive overview.

And finally, we tackle an important question: What do last year's trends indicate about investment opportunities in 2024? Join us for valuable insights that will help you prepare for the year ahead. Let’s get into it!

Episode Highlights:

00:00 - Introduction

01:16 - How have Perth's property prices changed despite low listings?

05:22 - How did COVID impact real estate in Australian capitals?

06:40 - Listings decreases for units

07:17 - Areas where listings have increased

09:31 - Listings increase for units

10:52 - Inventory decreases in houses

11:35 - Inventory decreases in units

14:53 - Housing inventory levels in Sydney and Perth

15:57 - How are inventory levels changing in different areas in Australia

23:21 - Rental decreases for houses in Australia

27:03 - Top 10 rental increases for houses and units

33:00 - The biggest topics about property in 2024

About Kent Lardner:

Kent Lardner is an expert data science and business leader with 30+ years of experience at leading companies like JLL, CoreLogic, and General Electric. He has led teams of 5 to 200 people across Australia and China, driven by his passion for high-growth digital businesses. Kent is also the founder of Suburbtrends, a leading property research firm trusted by major names in Australian property and featured in mainstream media.

Connect with Kent Lardner:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>d85ef552-1574-4afa-ad97-b0f00123c7cdSun, 07 Jan 2024 18:00:00 +100045:59falsefull13143141What’s on the Horizon for the 2024 Property Market?What’s on the Horizon for the 2024 Property Market?Wondering what the 2024 property market has in store for you? Let's dive into the big trends and changes that might be coming our way.

In this episode, we take a close look at what could shape the property market in 2024. We're not making any predictions, but we'll talk about the important stuff like interest rates, how many houses are up for sale, and the impact of people moving into the country.

We also talk about how bigger economic trends and government decisions could affect the property market. Plus, we'll look at which areas might become more popular for buying houses and why. This part's really handy whether you're buying your first home, looking to invest, or just curious about what's happening in real estate.

So, whether you're planning to buy, sell, or just stay in the loop, tune in to this episode. We're breaking down the 2024 property market to help you make smart moves and stay ahead of the game.

Episode Highlights:

00:00 - Introduction

01:01 - Reflection on the real estate market of Australia in 2023

02:30 - Analysis of property price trends in Sydney and other Australian cities

04:35 - Australian property market dynamics in relation to interest rates and borrowing capacity

09:04 - Discussion on fixed rate cliffs, borrowing capacity, and resilience in the property market

10:47 - Examination of the rental crisis and its impact on the property market

14:48 - How does the shift from remote to office work impact real estate trends?

20:57 - Emerging trends in real estate due to changing family needs

23:55 - How is intergenerational wealth shaping the Australian property market?

28:15 - Factors driving the recent influx of investors in the property market

31:58 - The effect of rising interest rates on recent refinancing decisions

35:19 - The potential impact of new rezoning policies on the property market

40:45 - What are the implications of global economic uncertainty on property prices?

43:47 - Lessons learned from the unpredictability of the property market

46:41 - What six years of podcasting has taught us about the property market

Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>Wondering what the 2024 property market has in store for you? Let's dive into the big trends and changes that might be coming our way.

In this episode, we take a close look at what could shape the property market in 2024. We're not making any predictions, but we'll talk about the important stuff like interest rates, how many houses are up for sale, and the impact of people moving into the country.

We also talk about how bigger economic trends and government decisions could affect the property market. Plus, we'll look at which areas might become more popular for buying houses and why. This part's really handy whether you're buying your first home, looking to invest, or just curious about what's happening in real estate.

So, whether you're planning to buy, sell, or just stay in the loop, tune in to this episode. We're breaking down the 2024 property market to help you make smart moves and stay ahead of the game.

Episode Highlights:

00:00 - Introduction

01:01 - Reflection on the real estate market of Australia in 2023

02:30 - Analysis of property price trends in Sydney and other Australian cities

04:35 - Australian property market dynamics in relation to interest rates and borrowing capacity

09:04 - Discussion on fixed rate cliffs, borrowing capacity, and resilience in the property market

10:47 - Examination of the rental crisis and its impact on the property market

14:48 - How does the shift from remote to office work impact real estate trends?

20:57 - Emerging trends in real estate due to changing family needs

23:55 - How is intergenerational wealth shaping the Australian property market?

28:15 - Factors driving the recent influx of investors in the property market

31:58 - The effect of rising interest rates on recent refinancing decisions

35:19 - The potential impact of new rezoning policies on the property market

40:45 - What are the implications of global economic uncertainty on property prices?

43:47 - Lessons learned from the unpredictability of the property market

46:41 - What six years of podcasting has taught us about the property market

Resources:


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]]>91438844-798d-4c9a-aa64-b0e701803574Sun, 31 Dec 2023 18:00:00 +100050:03falsefull13133131How Are Aussies Tackling Housing Affordability Amid Interest Rate Hikes and Migration?How Are Aussies Tackling Housing Affordability Amid Interest Rate Hikes and Migration?Is the dream of owning a home in Australia becoming increasingly difficult amidst rising interest rates and the influx of migration?

In today's episode, we delve into the escalating challenges of home ownership in Australia, focusing on the combined impact of rising interest rates and increased migration. We start by examining how these higher interest rates are making it increasingly difficult for people to buy homes. Following this, we explore the influence of recent migration patterns on the property market, analysing how these demographic shifts are affecting housing demand and prices.

Martin North, founder of Digital Finance Analytics, joins us to offer his expert insights into the intertwined issues of climbing interest rates, growing migration, and the pursuit of affordable housing. Amidst these challenges, we also highlight the innovative strategies Australians are adopting to tackle the affordability crisis.

Tune in for an in-depth exploration of Australia's housing affordability crisis, where we'll discuss both the problems and the creative solutions emerging in response.

Episode Highlights:

00:00 - Introduction

01:12 - Overview of Martin North's expertise and background in finance and property

02:12 - Similarities and differences in Australia and UK property market

05:34 - Does the UK property market hold similar economic weight as Australia?

12:16 - The impact of recent immigration trends on the Australian property market

16:03 - Comparing UK and local inflation trends post-COVID: What's different?

25:49 - Is the recent market recovery a result of changing immigration and wealth patterns?

33:12 - Why are unit resales in Melbourne facing losses despite market growth?

38:13 - What's the directional outlook for property prices next year?

42:43 - Has the Australian property market become more volatile recently?

49:08 - Key role of residential property in Australia's economy and government stability efforts

56:06 - Veronica shares a property dumbo

59:15 - Martin North’s property dumbo

About Our Guest:

Martin North is a prominent researcher who specialises in the mortgage lending, savings payments, and superannuation sectors. He is the founder of Digital Finance Analytics — a boutique research, analysis, and consulting firm. He has a long history of research in mortgage stress in Australia and publishes relevant indices on defaults, mortgage stress, and consumer confidence. In addition to his work in finance, he curates the YouTube channel "Walk the World," where he covers finance and property news with a distinctively Australian flavour and invites controversial guests. He is also a founding director of Asbestos Awareness Australia, a registered charity he established with his late wife, Jill, in 2021.

Connect with Martin North:


Resources mentioned in this episode:


Resources:


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See omnystudio.com/listener for privacy information.

]]>Is the dream of owning a home in Australia becoming increasingly difficult amidst rising interest rates and the influx of migration?

In today's episode, we delve into the escalating challenges of home ownership in Australia, focusing on the combined impact of rising interest rates and increased migration. We start by examining how these higher interest rates are making it increasingly difficult for people to buy homes. Following this, we explore the influence of recent migration patterns on the property market, analysing how these demographic shifts are affecting housing demand and prices.

Martin North, founder of Digital Finance Analytics, joins us to offer his expert insights into the intertwined issues of climbing interest rates, growing migration, and the pursuit of affordable housing. Amidst these challenges, we also highlight the innovative strategies Australians are adopting to tackle the affordability crisis.

Tune in for an in-depth exploration of Australia's housing affordability crisis, where we'll discuss both the problems and the creative solutions emerging in response.

Episode Highlights:

00:00 - Introduction

01:12 - Overview of Martin North's expertise and background in finance and property

02:12 - Similarities and differences in Australia and UK property market

05:34 - Does the UK property market hold similar economic weight as Australia?

12:16 - The impact of recent immigration trends on the Australian property market

16:03 - Comparing UK and local inflation trends post-COVID: What's different?

25:49 - Is the recent market recovery a result of changing immigration and wealth patterns?

33:12 - Why are unit resales in Melbourne facing losses despite market growth?

38:13 - What's the directional outlook for property prices next year?

42:43 - Has the Australian property market become more volatile recently?

49:08 - Key role of residential property in Australia's economy and government stability efforts

56:06 - Veronica shares a property dumbo

59:15 - Martin North’s property dumbo

About Our Guest:

Martin North is a prominent researcher who specialises in the mortgage lending, savings payments, and superannuation sectors. He is the founder of Digital Finance Analytics — a boutique research, analysis, and consulting firm. He has a long history of research in mortgage stress in Australia and publishes relevant indices on defaults, mortgage stress, and consumer confidence. In addition to his work in finance, he curates the YouTube channel "Walk the World," where he covers finance and property news with a distinctively Australian flavour and invites controversial guests. He is also a founding director of Asbestos Awareness Australia, a registered charity he established with his late wife, Jill, in 2021.

Connect with Martin North:


Resources mentioned in this episode:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>db5ea0b2-f9ce-4bbb-a015-b0e0005854ceSun, 24 Dec 2023 18:00:00 +100001:06:13falsefull13123121Is Your Empty Room a Solution to Australia’s Rental Crisis?Is Your Empty Room a Solution to Australia’s Rental Crisis?Is your empty room a solution to Australia’s rental crisis? Currently, Australia faces the challenge of a staggering 13.5 million spare bedrooms lying unused. Today, we delve deep into the exploration of whether these neglected spaces could hold the key to alleviating the country's housing crisis.

Joining us is Ludwina Dautovic, the visionary behind The Room Xchange, a groundbreaking house-sharing platform. She's here to shed light on the potential impact of harnessing these overlooked resources and how it might reshape the housing landscape. Are we on the cusp of not only witnessing a resurgence in shared housing but an entirely new demographic embracing this alternative lifestyle?

It's important to consider, however, that as this idea gains traction, so does a wave of concerns. Is inviting a stranger into your home a risk worth taking? Join us for a thought-provoking discussion that delves into whether your vacant room could emerge as the unexpected solution to Australia's rental crisis.

Episode Highlights:

00:00 - Introduction

01:20 - Who is Ludwina Dautovic?

04:45 - Have there been notable shifts in housing preferences since the pandemic started?

07:46 - How does the rental offset option provide a unique solution?

12:18 - Should the government look at changing tax laws around house sharing?

15:12 - Is renting out rooms seen as a real solution to the housing problem?

18:18 - What are the odds of successful house sharing for someone in their 40s or 50s?

24:00 - House sharing is now considered the third option in real estate

28:01 - Are financial considerations impacting the decision to maintain a dedicated home office?

30:02 - What legal agreements exist to protect both homeowner and house sharer?

33:39 - What is the most common bone of contention in house sharing arrangements?

37:31 - How do changes in interest rates affect inquiries on your house sharing platform?

42:49 - What could be the biggest challenge for homeowners considering house sharing?

47:52 - Ludwina Dautovic’s property dumbo

About Our Guest:

Ludwina Dautovic is the CEO and Founder of The Room Xchange, Australia's first and only verified house-sharing platform. There are over 13.5m unused spare bedrooms in 10m homes across Australia. It's existing housing stock, that if accessed, could help ease our housing crisis. The Room Xchange provides Digital ID verification, profile matching and rental options so homeowners feel confident in the house-sharing process. With continual interest rate hikes and inflation on the rise, a spare room can yield $10K + a year. It can help relieve mortgage stress and provide affordable rental options for those priced out of the rental market. 

Connect with Ludwina Dautovic:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>Is your empty room a solution to Australia’s rental crisis? Currently, Australia faces the challenge of a staggering 13.5 million spare bedrooms lying unused. Today, we delve deep into the exploration of whether these neglected spaces could hold the key to alleviating the country's housing crisis.

Joining us is Ludwina Dautovic, the visionary behind The Room Xchange, a groundbreaking house-sharing platform. She's here to shed light on the potential impact of harnessing these overlooked resources and how it might reshape the housing landscape. Are we on the cusp of not only witnessing a resurgence in shared housing but an entirely new demographic embracing this alternative lifestyle?

It's important to consider, however, that as this idea gains traction, so does a wave of concerns. Is inviting a stranger into your home a risk worth taking? Join us for a thought-provoking discussion that delves into whether your vacant room could emerge as the unexpected solution to Australia's rental crisis.

Episode Highlights:

00:00 - Introduction

01:20 - Who is Ludwina Dautovic?

04:45 - Have there been notable shifts in housing preferences since the pandemic started?

07:46 - How does the rental offset option provide a unique solution?

12:18 - Should the government look at changing tax laws around house sharing?

15:12 - Is renting out rooms seen as a real solution to the housing problem?

18:18 - What are the odds of successful house sharing for someone in their 40s or 50s?

24:00 - House sharing is now considered the third option in real estate

28:01 - Are financial considerations impacting the decision to maintain a dedicated home office?

30:02 - What legal agreements exist to protect both homeowner and house sharer?

33:39 - What is the most common bone of contention in house sharing arrangements?

37:31 - How do changes in interest rates affect inquiries on your house sharing platform?

42:49 - What could be the biggest challenge for homeowners considering house sharing?

47:52 - Ludwina Dautovic’s property dumbo

About Our Guest:

Ludwina Dautovic is the CEO and Founder of The Room Xchange, Australia's first and only verified house-sharing platform. There are over 13.5m unused spare bedrooms in 10m homes across Australia. It's existing housing stock, that if accessed, could help ease our housing crisis. The Room Xchange provides Digital ID verification, profile matching and rental options so homeowners feel confident in the house-sharing process. With continual interest rate hikes and inflation on the rise, a spare room can yield $10K + a year. It can help relieve mortgage stress and provide affordable rental options for those priced out of the rental market. 

Connect with Ludwina Dautovic:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>2f7cc75f-8d81-42b6-9758-b0db008f93a8Sun, 17 Dec 2023 18:00:00 +100052:08falsefull13113111Listener Q&A: Pre-auction Tactics, Inflation, Breaks, and Melbourne’s FutureListener Q&A: Pre-auction Tactics, Inflation, Breaks, and Melbourne’s FutureIn today's episode, we're turning the spotlight on you as we answer some burning questions that have been flooding our inbox.

We'll cover everything from smart ways to buy a house before it goes up for auction, to understanding how inflation affects the value of your property. We'll also talk about when it's okay to take a breather from thinking about investing, and even ponder whether homes in Melbourne will ever hit a whopping $45 million mark.

If you're on a tight budget but dreaming of property ownership, we've got practical tips for you as well. From creative financing options to alternative paths to property investment, we're here to show you that your financial situation doesn't have to be a roadblock.

So buckle up and get ready for a podcast packed with useful tips, expert advice, and some food for thought. Tune in and boost your property game!

Episode Highlights:

00:00 - Introduction

01:07 - Can a buyer's agent persuade a seller to avoid auctioning their property?

12:10 - The gap between media-reported price growth and the flat market reality with inflation

17:34 - The most advisable or practical approach for homeowners after acquiring their home?

23:22 - Is there a point where projected property growth becomes absurd or impractical?

31:34 - Strategies for low income Aussies to invest in property amid financial constraints

Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>In today's episode, we're turning the spotlight on you as we answer some burning questions that have been flooding our inbox.

We'll cover everything from smart ways to buy a house before it goes up for auction, to understanding how inflation affects the value of your property. We'll also talk about when it's okay to take a breather from thinking about investing, and even ponder whether homes in Melbourne will ever hit a whopping $45 million mark.

If you're on a tight budget but dreaming of property ownership, we've got practical tips for you as well. From creative financing options to alternative paths to property investment, we're here to show you that your financial situation doesn't have to be a roadblock.

So buckle up and get ready for a podcast packed with useful tips, expert advice, and some food for thought. Tune in and boost your property game!

Episode Highlights:

00:00 - Introduction

01:07 - Can a buyer's agent persuade a seller to avoid auctioning their property?

12:10 - The gap between media-reported price growth and the flat market reality with inflation

17:34 - The most advisable or practical approach for homeowners after acquiring their home?

23:22 - Is there a point where projected property growth becomes absurd or impractical?

31:34 - Strategies for low income Aussies to invest in property amid financial constraints

Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>e5c361b5-fc20-481c-83d3-b0d3005e64deSun, 10 Dec 2023 18:00:00 +100039:36falsefull13103101How Will Upcoming NSW Strata Laws Affect Strata Property Owners?How Will Upcoming NSW Strata Laws Affect Strata Property Owners?Ever wondered how the ground beneath your strata property might be shifting? What if we told you there are new laws on the horizon in New South Wales that could reshape the foundation of strata living?

In this episode, we’re joined by Amanda Farmer—host of Your Strata Property, and owner of Lawyers Chambers, to help us unpack significant developments that's sending ripples through the strata property landscape in New South Wales. If you own a unit, townhouse, or villa in the region, these changes might have a direct impact on you.

But here's the kicker—as we explore the implications for strata owners in NSW, a crucial question is raised: Is this a blueprint that multi-dwelling owners in other states and territories should also be studying closely?

Join us as we break down the complexities of these upcoming strata laws and explore whether they could be a game-changer not just for residents in NSW, but for strata owners nationwide.

Episode Highlights:

00:00 - Introduction

00:57 - Who is Amanda Farmer?

02:04 - What's the latest buzz surrounding strata properties and what's unfolding next?

03:56 - Is there a typical legislative process for implementing new laws in strata?

06:11 - Upcoming laws that address the challenges of pet ownership in strata communities

09:04 - What is a strata levy that is struck and why you need to pay in just 14 days

11:48 - How accurate are the headlines about individuals struggling with levy payments?

14:19 - Are unexpected strata costs affecting potential clients' budget for property purchase?

18:16 - In what way does the insurance industry exacerbate problems faced by strata?

22:42 - What are the upcoming laws regarding notice periods for strata meetings?

26:32 - Why is there a growing emphasis on maintaining electronic records in strata property?

29:54 - Veronica mentions the new strata commissioner and asks about his mandate

32:53 - How does new legislation simplify the removal process of strata committee members?

38:05 - Is there a perceived rental crisis linked to recent legislative shifts favoring tenants?

42:05 - Strategies for bridging the expertise gap in strata management

46:12 - Why buyers are advised to conduct their own building inspections in strata purchases

51:30 - Amanda Farmer’s property dumbo

About Our Guest:

Amanda Farmer is a lawyer and the owner of Lawyers Chambers, a strata-focussed legal practice in Sydney. She is also the host of the long-running podcast Your Strata Property, the world’s only podcast dedicated to explaining the legal complexities of strata-titled properties. With over 20 years' experience in the strata legal sector, Amanda is both a Fellow and Council Member of the Australian College of Strata Lawyers, and she is also the founder of Women in Strata, a networking group for women working in strata management. An increasingly in-demand speaker and educator, Amanda has been educating strata managers, apartment owners and residents for many years, through round table workshops, webinars, seminars and keynote presentations.

Connect with Amanda Farmer:


Resources mentioned in this episode:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>Ever wondered how the ground beneath your strata property might be shifting? What if we told you there are new laws on the horizon in New South Wales that could reshape the foundation of strata living?

In this episode, we’re joined by Amanda Farmer—host of Your Strata Property, and owner of Lawyers Chambers, to help us unpack significant developments that's sending ripples through the strata property landscape in New South Wales. If you own a unit, townhouse, or villa in the region, these changes might have a direct impact on you.

But here's the kicker—as we explore the implications for strata owners in NSW, a crucial question is raised: Is this a blueprint that multi-dwelling owners in other states and territories should also be studying closely?

Join us as we break down the complexities of these upcoming strata laws and explore whether they could be a game-changer not just for residents in NSW, but for strata owners nationwide.

Episode Highlights:

00:00 - Introduction

00:57 - Who is Amanda Farmer?

02:04 - What's the latest buzz surrounding strata properties and what's unfolding next?

03:56 - Is there a typical legislative process for implementing new laws in strata?

06:11 - Upcoming laws that address the challenges of pet ownership in strata communities

09:04 - What is a strata levy that is struck and why you need to pay in just 14 days

11:48 - How accurate are the headlines about individuals struggling with levy payments?

14:19 - Are unexpected strata costs affecting potential clients' budget for property purchase?

18:16 - In what way does the insurance industry exacerbate problems faced by strata?

22:42 - What are the upcoming laws regarding notice periods for strata meetings?

26:32 - Why is there a growing emphasis on maintaining electronic records in strata property?

29:54 - Veronica mentions the new strata commissioner and asks about his mandate

32:53 - How does new legislation simplify the removal process of strata committee members?

38:05 - Is there a perceived rental crisis linked to recent legislative shifts favoring tenants?

42:05 - Strategies for bridging the expertise gap in strata management

46:12 - Why buyers are advised to conduct their own building inspections in strata purchases

51:30 - Amanda Farmer’s property dumbo

About Our Guest:

Amanda Farmer is a lawyer and the owner of Lawyers Chambers, a strata-focussed legal practice in Sydney. She is also the host of the long-running podcast Your Strata Property, the world’s only podcast dedicated to explaining the legal complexities of strata-titled properties. With over 20 years' experience in the strata legal sector, Amanda is both a Fellow and Council Member of the Australian College of Strata Lawyers, and she is also the founder of Women in Strata, a networking group for women working in strata management. An increasingly in-demand speaker and educator, Amanda has been educating strata managers, apartment owners and residents for many years, through round table workshops, webinars, seminars and keynote presentations.

Connect with Amanda Farmer:


Resources mentioned in this episode:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>b2fb57a1-bbd9-4a87-86c1-b0cc01068584Sun, 03 Dec 2023 18:00:00 +100057:33falsefull13093091Pros vs Cons: Relying on Vendor-Paid Pre-Purchase Inspection ReportsPros vs Cons: Relying on Vendor-Paid Pre-Purchase Inspection ReportsBuying a home can get tricky and expensive, especially when you have to pay a bunch of money for inspections before sealing the deal. Some even end up skipping these checks because the bills add up fast, especially if they keep losing out on bidding wars. In this episode, we're digging into two options: seller-paid inspection reports or splitting the cost among potential buyers.

But here's the big question: Can you really trust the reports if the seller is the one paying for them? Are there hidden issues, or is everything on the up-and-up? To guide us in exploring these questions, we sit down with Rhys Rogers, the co-founder and CEO of Before You Bid, a groundbreaking property technology firm at the forefront of transforming the pre-purchase inspection landscape.

In a world where technology is shaking things up, prop-tech companies are jumping in to make life easier for homebuyers. One such solution is the advent of marketplaces for pre-purchase inspections. Can these platforms offer a more accessible and affordable option for buyers? Join us as we break down the nitty-gritty of relying on seller-paid reports, exploring the good stuff, the challenges, and how technology is shaping the way we buy homes.

Episode Highlights:

00:00 - Introduction

01:24 - Who is Rhys Rogers?

02:11 - What sparked Rhys’s idea for a property-related service or product?

04:36 - Discussing the pros and cons of the concept of a shared economy

06:13 - Challenges in ensuring consistency and reliability among inspectors in the marketplace

09:38 - How do vendors decide whether to make inspection reports public on the platform?

12:45 - What’s the process of selecting building and pest inspectors for bank valuations?

18:20 - Managing conflicts of interest between building inspectors and real estate agents

22:08 - Suggestions for improving the seller-paid inspection system to avoid bias

27:15 - What ensures inspectors' accountability for rule violations or inaccurate reports?

30:10 - What are the Australian standards for a building and pest inspection?

32:52 - Current regulations and standards for strata record-keeping across Australian states

37:16 - Rhys's potential expansion into a real estate marketplace

38:33 - How can buyers leverage building and pest report data for property evaluation?

41:20 - Rhys Rogers’ property dumbo

47:46 - How prevalent is the practice of getting a second inspection to verify initial findings

53:18 - Veronica’s advice for buyers when it comes to relying on seller-paid reports

About Our Guest:

Rhys Rogers is the co-founder and CEO of property technology Before You Bid. Rhys started out his professional career as an insolvency accountant, before delving into creating a start up in the property space. Since launching 8 years ago, Before You Bid has grown to be the largest marketplace for building and pest and strata inspectors. The platform now helps over 100,000 people buy and sell property every year and aims to be the Home of Property Compliance and Due Diligence.

Connect with Rhys Rogers:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>Buying a home can get tricky and expensive, especially when you have to pay a bunch of money for inspections before sealing the deal. Some even end up skipping these checks because the bills add up fast, especially if they keep losing out on bidding wars. In this episode, we're digging into two options: seller-paid inspection reports or splitting the cost among potential buyers.

But here's the big question: Can you really trust the reports if the seller is the one paying for them? Are there hidden issues, or is everything on the up-and-up? To guide us in exploring these questions, we sit down with Rhys Rogers, the co-founder and CEO of Before You Bid, a groundbreaking property technology firm at the forefront of transforming the pre-purchase inspection landscape.

In a world where technology is shaking things up, prop-tech companies are jumping in to make life easier for homebuyers. One such solution is the advent of marketplaces for pre-purchase inspections. Can these platforms offer a more accessible and affordable option for buyers? Join us as we break down the nitty-gritty of relying on seller-paid reports, exploring the good stuff, the challenges, and how technology is shaping the way we buy homes.

Episode Highlights:

00:00 - Introduction

01:24 - Who is Rhys Rogers?

02:11 - What sparked Rhys’s idea for a property-related service or product?

04:36 - Discussing the pros and cons of the concept of a shared economy

06:13 - Challenges in ensuring consistency and reliability among inspectors in the marketplace

09:38 - How do vendors decide whether to make inspection reports public on the platform?

12:45 - What’s the process of selecting building and pest inspectors for bank valuations?

18:20 - Managing conflicts of interest between building inspectors and real estate agents

22:08 - Suggestions for improving the seller-paid inspection system to avoid bias

27:15 - What ensures inspectors' accountability for rule violations or inaccurate reports?

30:10 - What are the Australian standards for a building and pest inspection?

32:52 - Current regulations and standards for strata record-keeping across Australian states

37:16 - Rhys's potential expansion into a real estate marketplace

38:33 - How can buyers leverage building and pest report data for property evaluation?

41:20 - Rhys Rogers’ property dumbo

47:46 - How prevalent is the practice of getting a second inspection to verify initial findings

53:18 - Veronica’s advice for buyers when it comes to relying on seller-paid reports

About Our Guest:

Rhys Rogers is the co-founder and CEO of property technology Before You Bid. Rhys started out his professional career as an insolvency accountant, before delving into creating a start up in the property space. Since launching 8 years ago, Before You Bid has grown to be the largest marketplace for building and pest and strata inspectors. The platform now helps over 100,000 people buy and sell property every year and aims to be the Home of Property Compliance and Due Diligence.

Connect with Rhys Rogers:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>3879d3e3-9d87-4be3-81bd-b0c50074225cSun, 26 Nov 2023 18:00:00 +100056:45falsefull13083081Why Are Investors Abandoning the Australian Rental Market?Why Are Investors Abandoning the Australian Rental Market?In the face of a nationwide rental crisis characterised by soaring rents, historically low vacancy rates, and a surge in immigration, one might expect investors to be flocking to the real estate arena. However, the reality is starkly different. Investors are hitting the sell button, prompting us to ask the crucial question—why?

Today, we're privileged to have Nicola McDougall — chair of PIPA, join us in dissecting the intricacies of this market upheaval. Nicola brings her wealth of expertise to help us dissect the intricacies of the current real estate landscape. Together, we explore the reasons behind the increasing number of investment properties hitting the market when conventional wisdom suggests the opposite.

Tune in and join the conversation as we explore the forces shaping Australia's property landscape and seek to understand why, in the midst of apparent opportunity, investors are choosing to take a different path.

Episode Highlights:

00:00 - Introduction

01:03 - Who is Nicola McDougall?

01:53 - What's the methodology behind the PIPA investor sentiment survey?

07:09 - What constitutes the national rental pool in terms of property numbers?

12:51 - Is the government a key factor in shaping investor attitudes currently?

15:44 - Some primary motivations for investors selling properties in Australia

23:14 - Understanding factors behind tenancy reform and investor divide

25:33 - Anticipating the impact of regulations and borrowing costs on investor trends

31:27 - What broader issues are indicated by the housing shortage beyond just the rental crisis?

36:16 - The effect of the COVID-19 pandemic on property investors and their market presence

39:54 - Why the expected impact of increased interest rates hasn't played out in Sydney

44:00 - Is the government fully aware of the property market's long-term investment issues?

49:38 - How investors can navigate the tightening credit environment

51:28 - Nicola McDougall’s property dumbo

About Our Guest:

Nicola McDougall has served as the Chair of PIPA (Property Investment Professionals of Australia) since early 2022, bringing to the role her expertise as an award-winning property and finance journalist, author, and successful property investor. As the Director of Bricks & Mortar Media, she has co-authored notable works such as "The Female Investor: Creating Wealth, Security & Freedom Through Property," which secured the personal finance and investment category award at the 2022 Australian Business Book of the Year. Additionally, Nicola has contributed to the 3rd edition of "Property Investing For Dummies" and authored the 1st editions of "Buying a Property for Dummies" and "Property Investing Essentials for Dummies," all published in 2023 by Wiley. With a background as the former editor of Australian Property Investor magazine and head of corporate affairs at the REIQ, Nicola has been a dedicated PIPA board director since 2014.

Connect with Nicola McDougall:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


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]]>In the face of a nationwide rental crisis characterised by soaring rents, historically low vacancy rates, and a surge in immigration, one might expect investors to be flocking to the real estate arena. However, the reality is starkly different. Investors are hitting the sell button, prompting us to ask the crucial question—why?

Today, we're privileged to have Nicola McDougall — chair of PIPA, join us in dissecting the intricacies of this market upheaval. Nicola brings her wealth of expertise to help us dissect the intricacies of the current real estate landscape. Together, we explore the reasons behind the increasing number of investment properties hitting the market when conventional wisdom suggests the opposite.

Tune in and join the conversation as we explore the forces shaping Australia's property landscape and seek to understand why, in the midst of apparent opportunity, investors are choosing to take a different path.

Episode Highlights:

00:00 - Introduction

01:03 - Who is Nicola McDougall?

01:53 - What's the methodology behind the PIPA investor sentiment survey?

07:09 - What constitutes the national rental pool in terms of property numbers?

12:51 - Is the government a key factor in shaping investor attitudes currently?

15:44 - Some primary motivations for investors selling properties in Australia

23:14 - Understanding factors behind tenancy reform and investor divide

25:33 - Anticipating the impact of regulations and borrowing costs on investor trends

31:27 - What broader issues are indicated by the housing shortage beyond just the rental crisis?

36:16 - The effect of the COVID-19 pandemic on property investors and their market presence

39:54 - Why the expected impact of increased interest rates hasn't played out in Sydney

44:00 - Is the government fully aware of the property market's long-term investment issues?

49:38 - How investors can navigate the tightening credit environment

51:28 - Nicola McDougall’s property dumbo

About Our Guest:

Nicola McDougall has served as the Chair of PIPA (Property Investment Professionals of Australia) since early 2022, bringing to the role her expertise as an award-winning property and finance journalist, author, and successful property investor. As the Director of Bricks & Mortar Media, she has co-authored notable works such as "The Female Investor: Creating Wealth, Security & Freedom Through Property," which secured the personal finance and investment category award at the 2022 Australian Business Book of the Year. Additionally, Nicola has contributed to the 3rd edition of "Property Investing For Dummies" and authored the 1st editions of "Buying a Property for Dummies" and "Property Investing Essentials for Dummies," all published in 2023 by Wiley. With a background as the former editor of Australian Property Investor magazine and head of corporate affairs at the REIQ, Nicola has been a dedicated PIPA board director since 2014.

Connect with Nicola McDougall:


Resources:


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]]>4485bded-d448-4d84-807d-b0be007249a6Sun, 19 Nov 2023 18:00:00 +100058:48falsefull13073071Borrowing Beyond the Brink: What’s Keeping the Lending Market Afloat?Borrowing Beyond the Brink: What’s Keeping the Lending Market Afloat?Over the past year, interest rates have surged at an unprecedented pace, leaving borrowers who once enjoyed the luxury of sub-2% rates now grappling with interest rates hovering around 6% for their mortgages. The impact is so noticeable, it's creating immense pressure on existing borrowers and significantly curtailing the borrowing capacity of newcomers. The question that emerges is, "how is the lending market surviving in the face of such adversity?"

One might expect a flood of distressed property sales and a sharp decline in property prices and yet surprisingly, that's not the case. Distressed sales are somewhat scarce, and property prices, in some markets, continue to rise, which then raises a fundamental query: "what's keeping the lending market afloat?"

In this episode, we're joined by Daniel Gold of Long Property to uncover the intricate dynamics at play in the lending market. We explore the factors contributing to borrowers' resilience in managing higher repayments and the ability of many to still access finance. The lending market, as it turns out, is a complex ecosystem with numerous layers, and we're here to help you unravel it. So, let's get started!

Episode Highlights:

00:00 - Introduction

01:28 - Who is Daniel Gold?

02:15 - How resilient has the property market been since 2022?

03:17 - How are people still managing to access the money required for property purchases?

05:27 - Is there a notable shift in intergenerational wealth transfer?

08:41 - Are second-tier lenders benefiting from interest rate trends?

10:49 - How are different types of clients coping with higher interest rates?

12:46 - Differences in responsibilities and regulations between banks and other types of lenders

18:58 - What's the impact of the new 1% buffer policy on refinancing?

28:19 - Potential challenges of younger borrowers investing in the Sydney property market

33:46 - What’s the impact of the rental crisis on investors?

37:58 - How effective are housing reforms in addressing supply issues?

43:12 - How are clients responding to recent changes in the holiday home market?

50:50 - Are people upgrading their properties more frequently?

52:37 - What are the reasons behind the market's willingness to invest?

54:09 - The complexities of buying and selling real estate in a competitive market

55:47 - Daniel Gold’s property dumbo

About Our Guest:

Daniel Gold runs the business Long Property and he’s one of the top mortgage brokers in Melbourne. He has been selected as a finalist for best residential broker and broker of the year at the main industry awards for the past 3 years in a row. He specialises in providing a high-end service predominantly to professionals and self employed clients.

Connect with Daniel Gold:


Resources:


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]]>Over the past year, interest rates have surged at an unprecedented pace, leaving borrowers who once enjoyed the luxury of sub-2% rates now grappling with interest rates hovering around 6% for their mortgages. The impact is so noticeable, it's creating immense pressure on existing borrowers and significantly curtailing the borrowing capacity of newcomers. The question that emerges is, "how is the lending market surviving in the face of such adversity?"

One might expect a flood of distressed property sales and a sharp decline in property prices and yet surprisingly, that's not the case. Distressed sales are somewhat scarce, and property prices, in some markets, continue to rise, which then raises a fundamental query: "what's keeping the lending market afloat?"

In this episode, we're joined by Daniel Gold of Long Property to uncover the intricate dynamics at play in the lending market. We explore the factors contributing to borrowers' resilience in managing higher repayments and the ability of many to still access finance. The lending market, as it turns out, is a complex ecosystem with numerous layers, and we're here to help you unravel it. So, let's get started!

Episode Highlights:

00:00 - Introduction

01:28 - Who is Daniel Gold?

02:15 - How resilient has the property market been since 2022?

03:17 - How are people still managing to access the money required for property purchases?

05:27 - Is there a notable shift in intergenerational wealth transfer?

08:41 - Are second-tier lenders benefiting from interest rate trends?

10:49 - How are different types of clients coping with higher interest rates?

12:46 - Differences in responsibilities and regulations between banks and other types of lenders

18:58 - What's the impact of the new 1% buffer policy on refinancing?

28:19 - Potential challenges of younger borrowers investing in the Sydney property market

33:46 - What’s the impact of the rental crisis on investors?

37:58 - How effective are housing reforms in addressing supply issues?

43:12 - How are clients responding to recent changes in the holiday home market?

50:50 - Are people upgrading their properties more frequently?

52:37 - What are the reasons behind the market's willingness to invest?

54:09 - The complexities of buying and selling real estate in a competitive market

55:47 - Daniel Gold’s property dumbo

About Our Guest:

Daniel Gold runs the business Long Property and he’s one of the top mortgage brokers in Melbourne. He has been selected as a finalist for best residential broker and broker of the year at the main industry awards for the past 3 years in a row. He specialises in providing a high-end service predominantly to professionals and self employed clients.

Connect with Daniel Gold:


Resources:


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]]>45df15d6-a808-42e0-8f73-b0b70003389bSun, 12 Nov 2023 18:00:00 +100001:00:09falsefull13063061Rising Property Inventory Watch: Spotting Australian Locations at RiskRising Property Inventory Watch: Spotting Australian Locations at RiskRising property inventory can introduce several risks for property investors. An increase in available properties can lead to market saturation, as supply outpaces demand. This oversaturation can drive down property prices and rental rates, potentially impacting the profitability of real estate investments.

In today's episode, our resident data geek, Kent Lardner discusses a significant trend he has noticed in the Australian property market which is all about the rising number of available properties and what it could mean for investors. While it seems like things are getting back to normal, there's a catch you will probably need to look out for.

Throughout the episode, we dive into the specific areas in Australia where this rising property inventory trend could create problems for investors.

Stay informed about local market conditions so you can navigate the risks and make the right investment decisions, press that play button and let's get started.

Episode Highlights:

00:00 - Introduction

01:02 - How Kent tackled the inventory level challenge

02:36 - What's the relationship between property inventory, supply, and demand?

06:58 - Real estate market trends and hotspots

11:19 - Real estate market trends and price falls in Australia

14:28 - Housing market trends and COVID-19 impact

19:01 - Housing affordability in Australia

23:16 - Housing market trends and overheating in regional areas

29:44 - Housing market impact of Airbnb short-term rentals

31:04 - Real estate market trends and inventory levels

36:39 - Real estate motivations and market trends

39:57 - Housing market trends and downsizing

42:41 - Real estate market trends and pricing

45:14 - Real estate market trends and inventory in Australia

48:34 - Real estate market trends and metrics

About Kent Lardner:

Kent Lardner is an expert data science and business leader with 30+ years of experience at leading companies like JLL, CoreLogic, and General Electric. He has led teams of 5 to 200 people across Australia and China, driven by his passion for high-growth digital businesses. Kent is also the founder of Suburbtrends, a leading property research firm trusted by major names in Australian property and featured in mainstream media.

Connect with Kent Lardner:


Resources:


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]]>Rising property inventory can introduce several risks for property investors. An increase in available properties can lead to market saturation, as supply outpaces demand. This oversaturation can drive down property prices and rental rates, potentially impacting the profitability of real estate investments.

In today's episode, our resident data geek, Kent Lardner discusses a significant trend he has noticed in the Australian property market which is all about the rising number of available properties and what it could mean for investors. While it seems like things are getting back to normal, there's a catch you will probably need to look out for.

Throughout the episode, we dive into the specific areas in Australia where this rising property inventory trend could create problems for investors.

Stay informed about local market conditions so you can navigate the risks and make the right investment decisions, press that play button and let's get started.

Episode Highlights:

00:00 - Introduction

01:02 - How Kent tackled the inventory level challenge

02:36 - What's the relationship between property inventory, supply, and demand?

06:58 - Real estate market trends and hotspots

11:19 - Real estate market trends and price falls in Australia

14:28 - Housing market trends and COVID-19 impact

19:01 - Housing affordability in Australia

23:16 - Housing market trends and overheating in regional areas

29:44 - Housing market impact of Airbnb short-term rentals

31:04 - Real estate market trends and inventory levels

36:39 - Real estate motivations and market trends

39:57 - Housing market trends and downsizing

42:41 - Real estate market trends and pricing

45:14 - Real estate market trends and inventory in Australia

48:34 - Real estate market trends and metrics

About Kent Lardner:

Kent Lardner is an expert data science and business leader with 30+ years of experience at leading companies like JLL, CoreLogic, and General Electric. He has led teams of 5 to 200 people across Australia and China, driven by his passion for high-growth digital businesses. Kent is also the founder of Suburbtrends, a leading property research firm trusted by major names in Australian property and featured in mainstream media.

Connect with Kent Lardner:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


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]]>d0d9af86-8239-47bd-8cbf-b0b1011032a4Sun, 05 Nov 2023 18:00:00 +100050:49falsefull13053051Strata Properties: What’s Changing and Why?Strata Properties: What’s Changing and Why?The debate over strata properties has been ongoing in real estate, with enthusiasts and skeptics locked in a perpetual tug-of-war. The cons, such as mandatory strata levies and the perception of lower capital growth compared to standalone houses, have often taken center stage. However, in the world of strata living, there is a tapestry of complexities that often goes unnoticed, which makes it far more than just  a black-and-white investment decision.

In this episode, we are joined by Karen Stiles, Executive Director of the Owners Corporation Network, and we dive headfirst into the fascinating world of strata properties, shedding light on the dynamic changes occurring in the strata landscape. We challenge the common belief that "all units make bad investments" and uncover the nuanced reasons behind this dichotomy. While there are indeed risks and responsibilities, there's a hidden treasure trove of benefits that many overlook when considering strata living or investment.

But here's the twist: strata living isn't for everyone. It requires a certain temperament to thrive in a cooperative space. And as we dive deep into the challenges, and changing dynamics in the world of strata, may these insights help you make informed decisions about this intriguing facet of real estate.

Episode Highlights:

00:00 - Introduction

01:25 - Who is Karen Stiles?

02:26 - Building commission changes in NSW and its impact on property owners

08:02 - Complexities, challenges, and risks in strata property insurance

13:21 - Can the strata commissioner contribute to improved strata property management?

14:48 - Specific challenges associated with the changing strata property landscape

19:01 - Solutions or strategies to address the hurdles in getting strata remedial work done

23:45 - What is the current status of "Project Remediate" in New South Wales?

28:09 - Is there a shift from investor-owned to owner-occupied properties?

31:03 - Housing shortages and Airbnb in Sydney

36:01 - Property management regulations in Australia

39:59 - Sustainability and energy issues in Australian apartment buildings

43:07 - Strata living challenges and education

46:01 - What's the most important change you'd like to see in the strata space?

49:05 - Karen Stiles’ property dumbo

About Our Guest:

Karen Stiles is Executive Director of the Owners Corporation Network, the independent voice of strata owners. In her 11 years with OCN, she has heard the gamut of good and bad news stories relating to what she refers to as strata births, deaths and marriages aka 1st Annual General Meetings, living cooperatively, and collective sale. Karen’s experience on strata committees began with her first apartment in 1984, and includes everyone’s worst nightmare: overseeing a large defects claim after an off the plan purchase. Today she is Chair and Secretary of an older, medium sized strata scheme which has undertaken foyer, lift and fire safety upgrades.

Connect with Karen Stiles:


Resources mentioned in this episode: 


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>The debate over strata properties has been ongoing in real estate, with enthusiasts and skeptics locked in a perpetual tug-of-war. The cons, such as mandatory strata levies and the perception of lower capital growth compared to standalone houses, have often taken center stage. However, in the world of strata living, there is a tapestry of complexities that often goes unnoticed, which makes it far more than just  a black-and-white investment decision.

In this episode, we are joined by Karen Stiles, Executive Director of the Owners Corporation Network, and we dive headfirst into the fascinating world of strata properties, shedding light on the dynamic changes occurring in the strata landscape. We challenge the common belief that "all units make bad investments" and uncover the nuanced reasons behind this dichotomy. While there are indeed risks and responsibilities, there's a hidden treasure trove of benefits that many overlook when considering strata living or investment.

But here's the twist: strata living isn't for everyone. It requires a certain temperament to thrive in a cooperative space. And as we dive deep into the challenges, and changing dynamics in the world of strata, may these insights help you make informed decisions about this intriguing facet of real estate.

Episode Highlights:

00:00 - Introduction

01:25 - Who is Karen Stiles?

02:26 - Building commission changes in NSW and its impact on property owners

08:02 - Complexities, challenges, and risks in strata property insurance

13:21 - Can the strata commissioner contribute to improved strata property management?

14:48 - Specific challenges associated with the changing strata property landscape

19:01 - Solutions or strategies to address the hurdles in getting strata remedial work done

23:45 - What is the current status of "Project Remediate" in New South Wales?

28:09 - Is there a shift from investor-owned to owner-occupied properties?

31:03 - Housing shortages and Airbnb in Sydney

36:01 - Property management regulations in Australia

39:59 - Sustainability and energy issues in Australian apartment buildings

43:07 - Strata living challenges and education

46:01 - What's the most important change you'd like to see in the strata space?

49:05 - Karen Stiles’ property dumbo

About Our Guest:

Karen Stiles is Executive Director of the Owners Corporation Network, the independent voice of strata owners. In her 11 years with OCN, she has heard the gamut of good and bad news stories relating to what she refers to as strata births, deaths and marriages aka 1st Annual General Meetings, living cooperatively, and collective sale. Karen’s experience on strata committees began with her first apartment in 1984, and includes everyone’s worst nightmare: overseeing a large defects claim after an off the plan purchase. Today she is Chair and Secretary of an older, medium sized strata scheme which has undertaken foyer, lift and fire safety upgrades.

Connect with Karen Stiles:


Resources mentioned in this episode: 


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>3991546a-76f9-46af-b703-b0aa008e829dSun, 29 Oct 2023 18:00:00 +100055:21falsefull13043041What You Need to Know About Queensland’s Real Estate MarketWhat You Need to Know About Queensland’s Real Estate MarketUnlike several other Australian states, Queensland allows vendors and their agents to maintain a significant level of confidentiality by imposing minimal property disclosure requirements. Moreover, it stands as the sole place where buyers can readily forego their cooling-off rights, a fact that frequently takes investors from southern states by surprise, emphasising the need for expert guidance.

But the surprises don't stop there! Queensland holds the distinction of being the most lenient state for acquiring a class 1 real estate license, enabling even those with little experience to establish themselves as buyers' agents. And this is just a small part of the narrative that paints a picture of Queensland's real estate market as the wild west of property investment. So, what exactly is happening in this tropical paradise?

In this episode, we shine the spotlight on Queensland — also known as the Sunshine state, and its distinctive landscape, which may astonish you. We are joined by a special guest, Antonia Mercorella, the CEO of the Real Estate Institute of Queensland, to delve into the intricacies and peculiarities that set Queensland's real estate market apart from the rest of the country.

Tune in to gain valuable insights and understand the intricacies of Queensland's real estate landscape!

Episode Highlights:

00:00 - Introduction

01:35 - Who is Antonia Mercorella?

04:29 - Property disclosure laws in Queensland, Australia

09:57 - Are real estate professionals in Queensland prepared for legislative changes?

13:02 - The quirks of Queensland’s real estate pricing rules

14:53 - What's the logic behind Queensland's approach to real estate investments

19:47 - How Antonia handles representing an industry with a poor reputation

27:13 - What's the REIQ's position on aligning licensing standards?

34:10 - Real estate agent education and licensing requirements

37:25 - Elevating education and training for Queensland's real estate practitioners

45:54 - Strata living and management rights in Queensland

50:36 - Can strata management change to better serve property owners?

54:05 - Antonia Mercorella’s property dumbo

About Our Guest:

Antonia Mercorella is the powerhouse CEO of Real Estate Institute of Queensland (“REIQ”).  She is a lawyer by profession and for the last 2 decades, she’s headed up legal counsel for the industry’s peak bodies in South Australia and later in Queensland, where she’s also served as CEO for the last nine years. As the REIQ’s first female CEO, and its youngest at appointment date, Antonia has transformed the 105-year-old Institute into one of most progressive and high-profile industry associations in Australia. Antonia has led and shaped some of the most significant real estate legislative reforms across multiple jurisdictions. Her ability to lead and develop advocacy programs has drawn national and international attention. Antonia holds a Bachelor of Laws with Honours and a Bachelor of Educational Theatre.

Connect with Antonia Mercorella:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>Unlike several other Australian states, Queensland allows vendors and their agents to maintain a significant level of confidentiality by imposing minimal property disclosure requirements. Moreover, it stands as the sole place where buyers can readily forego their cooling-off rights, a fact that frequently takes investors from southern states by surprise, emphasising the need for expert guidance.

But the surprises don't stop there! Queensland holds the distinction of being the most lenient state for acquiring a class 1 real estate license, enabling even those with little experience to establish themselves as buyers' agents. And this is just a small part of the narrative that paints a picture of Queensland's real estate market as the wild west of property investment. So, what exactly is happening in this tropical paradise?

In this episode, we shine the spotlight on Queensland — also known as the Sunshine state, and its distinctive landscape, which may astonish you. We are joined by a special guest, Antonia Mercorella, the CEO of the Real Estate Institute of Queensland, to delve into the intricacies and peculiarities that set Queensland's real estate market apart from the rest of the country.

Tune in to gain valuable insights and understand the intricacies of Queensland's real estate landscape!

Episode Highlights:

00:00 - Introduction

01:35 - Who is Antonia Mercorella?

04:29 - Property disclosure laws in Queensland, Australia

09:57 - Are real estate professionals in Queensland prepared for legislative changes?

13:02 - The quirks of Queensland’s real estate pricing rules

14:53 - What's the logic behind Queensland's approach to real estate investments

19:47 - How Antonia handles representing an industry with a poor reputation

27:13 - What's the REIQ's position on aligning licensing standards?

34:10 - Real estate agent education and licensing requirements

37:25 - Elevating education and training for Queensland's real estate practitioners

45:54 - Strata living and management rights in Queensland

50:36 - Can strata management change to better serve property owners?

54:05 - Antonia Mercorella’s property dumbo

About Our Guest:

Antonia Mercorella is the powerhouse CEO of Real Estate Institute of Queensland (“REIQ”).  She is a lawyer by profession and for the last 2 decades, she’s headed up legal counsel for the industry’s peak bodies in South Australia and later in Queensland, where she’s also served as CEO for the last nine years. As the REIQ’s first female CEO, and its youngest at appointment date, Antonia has transformed the 105-year-old Institute into one of most progressive and high-profile industry associations in Australia. Antonia has led and shaped some of the most significant real estate legislative reforms across multiple jurisdictions. Her ability to lead and develop advocacy programs has drawn national and international attention. Antonia holds a Bachelor of Laws with Honours and a Bachelor of Educational Theatre.

Connect with Antonia Mercorella:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>648e0d0e-edb1-4f80-a816-b0a3010036fdSun, 22 Oct 2023 19:00:00 +100057:43falsefull13033031What Types of Properties Pose the Highest Risk? | Pain & Gain Report AnalysisWhat Types of Properties Pose the Highest Risk? | Pain & Gain Report Analysis"How can you protect your real estate assets in this ever-changing market?"

Property investment can be quite a rollercoaster ride, and CoreLogic's quarterly Pain & Gain Report serves as a stark reminder of that fact. In each report, we witness a substantial segment of Australian property vendors navigating the volatile waters of real estate, sometimes ending up with losses.

Our mission today is to uncover what makes certain property investments riskier than others and to pinpoint the riskiest locations for real estate ventures with the help of the author of the Pain & Gain Report herself — Eliza Owen.

Join us as we take a closer look at the factors that make certain property investments riskier than others and identify the types of properties that pose the highest risk.

Together, let's analyse these statistics and decode the trends so you can chart your course towards successful property investments. Tune in!

Episode Highlights:

00:00 - Introduction

01:14 - Who is Eliza Owen?

01:48 - Discussing the new section about short-term sales & the impact of high interest rates

08:03 - Clarifying the methodology behind analysing loss-making property sales

13:33 - Real estate market trends and losses in Australia

18:44 - Housing market trends and loss-making sales in Australia

21:22 - Spotting the winners and losers in real estate investments

28:19 - Property market performance in Australia

35:50 - Real estate market trends and forecasts

41:31 - Intergenerational wealth transfer in the Australian property market

46:31 - Housing market challenges and potential solutions

52:26 - What's wrong with the property system, and what's changing?

55:49 - A few short-term solutions to the housing crisis

56:36 - Housing affordability and government policies

58:43 - Eliza Owen’s property dumbo

About Our Guest:

Eliza Owen is an experienced property data analyst with a background in economics. She has worked for Residex, Domain Group, and CoreLogic, specialising in descriptive and inferential data analysis, data visualisation, and framing data trends with broader economic concepts. Eliza is also a passionate communicator who explains economic concepts to diverse audiences. She has presented on the TEDX stage, written for prominent publications, and been a regular commentator on commercial radio and television. Eliza is a popular keynote speaker, having presented to audiences in real estate, construction, banking and finance, property development, and consumer markets.

Connect with Eliza Owen:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>"How can you protect your real estate assets in this ever-changing market?"

Property investment can be quite a rollercoaster ride, and CoreLogic's quarterly Pain & Gain Report serves as a stark reminder of that fact. In each report, we witness a substantial segment of Australian property vendors navigating the volatile waters of real estate, sometimes ending up with losses.

Our mission today is to uncover what makes certain property investments riskier than others and to pinpoint the riskiest locations for real estate ventures with the help of the author of the Pain & Gain Report herself — Eliza Owen.

Join us as we take a closer look at the factors that make certain property investments riskier than others and identify the types of properties that pose the highest risk.

Together, let's analyse these statistics and decode the trends so you can chart your course towards successful property investments. Tune in!

Episode Highlights:

00:00 - Introduction

01:14 - Who is Eliza Owen?

01:48 - Discussing the new section about short-term sales & the impact of high interest rates

08:03 - Clarifying the methodology behind analysing loss-making property sales

13:33 - Real estate market trends and losses in Australia

18:44 - Housing market trends and loss-making sales in Australia

21:22 - Spotting the winners and losers in real estate investments

28:19 - Property market performance in Australia

35:50 - Real estate market trends and forecasts

41:31 - Intergenerational wealth transfer in the Australian property market

46:31 - Housing market challenges and potential solutions

52:26 - What's wrong with the property system, and what's changing?

55:49 - A few short-term solutions to the housing crisis

56:36 - Housing affordability and government policies

58:43 - Eliza Owen’s property dumbo

About Our Guest:

Eliza Owen is an experienced property data analyst with a background in economics. She has worked for Residex, Domain Group, and CoreLogic, specialising in descriptive and inferential data analysis, data visualisation, and framing data trends with broader economic concepts. Eliza is also a passionate communicator who explains economic concepts to diverse audiences. She has presented on the TEDX stage, written for prominent publications, and been a regular commentator on commercial radio and television. Eliza is a popular keynote speaker, having presented to audiences in real estate, construction, banking and finance, property development, and consumer markets.

Connect with Eliza Owen:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>b76fcd95-d5d5-4c30-8673-b09c00fef1d1Sun, 15 Oct 2023 19:00:00 +100001:01:42falsefull13023021What Are Your Rights When the Government Wants to Buy Your House?What Are Your Rights When the Government Wants to Buy Your House?The world of property dealings is a complex tapestry, and the rules governing them vary significantly from one state to another with the level of vendor disclosure varying widely. But what sets Queensland apart is its strikingly minimal requirement for sellers to disclose information to buyers. It's kind of surprising how little information has to be shared.

But here's where things can get really tricky. Another aspect of property law that often takes property owners by surprise is the compulsory acquisition of their property by the government. It's not something you hear about every day, but it definitely happens.

With us today is Jeremy Streten — the founder and CEO of Northern Property and Resumption Lawyers whose expertise is in property transactions and assisting property owners during compulsory acquisitions. Tune in and discover how you can best know your rights in a government's property acquisition.

Episode Highlights:

00:00 - Introduction

02:03 - Snapshot of the current situation in Queensland’s property market

03:23 - Vendor disclosure in Queensland

07:04 - The recent changes in Queensland’s property laws

10:56 - How has the Queensland real estate market changed in recent years?

15:14 - Will there be new provisions in the contract of sale that will actually protect consumers?

18:31 - Outlining the key steps for buyers searching for property in Brisbane or Queensland

24:53 - Property documentation and buyer knowledge in Australia

26:58 - What rights does the government have when acquiring land for public use?

32:36 - Is there financial compensation for property devaluation due to government projects?

35:57 - Why some property owners prefer not to be the last ones standing in an acquisition

41:24 - What to do when your house faces compulsory acquisition

43:48 - How to get an edge over others in terms of added assistance

45:24 - Do property owners have leverage in compulsory acquisition negotiations?

46:51 - Strategies to avoid or mitigate compulsory acquisition in the purchasing phase

50:48 - Jeremy Streten’s property dumbo

About Our Guest:

Jeremy Streten is the founder and CEO of Northern Property and Resumption Lawyers (NPR Law). NPR Law focuses on helping property owners buy, sell and lease property as well as helping property owners when their property is being resumed.

Jeremy has appeared on various television shows, podcasts and radio interviews. He also provides regular content for websites across Australia.

Connect with Jeremy Streten:


Resources:


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]]>The world of property dealings is a complex tapestry, and the rules governing them vary significantly from one state to another with the level of vendor disclosure varying widely. But what sets Queensland apart is its strikingly minimal requirement for sellers to disclose information to buyers. It's kind of surprising how little information has to be shared.

But here's where things can get really tricky. Another aspect of property law that often takes property owners by surprise is the compulsory acquisition of their property by the government. It's not something you hear about every day, but it definitely happens.

With us today is Jeremy Streten — the founder and CEO of Northern Property and Resumption Lawyers whose expertise is in property transactions and assisting property owners during compulsory acquisitions. Tune in and discover how you can best know your rights in a government's property acquisition.

Episode Highlights:

00:00 - Introduction

02:03 - Snapshot of the current situation in Queensland’s property market

03:23 - Vendor disclosure in Queensland

07:04 - The recent changes in Queensland’s property laws

10:56 - How has the Queensland real estate market changed in recent years?

15:14 - Will there be new provisions in the contract of sale that will actually protect consumers?

18:31 - Outlining the key steps for buyers searching for property in Brisbane or Queensland

24:53 - Property documentation and buyer knowledge in Australia

26:58 - What rights does the government have when acquiring land for public use?

32:36 - Is there financial compensation for property devaluation due to government projects?

35:57 - Why some property owners prefer not to be the last ones standing in an acquisition

41:24 - What to do when your house faces compulsory acquisition

43:48 - How to get an edge over others in terms of added assistance

45:24 - Do property owners have leverage in compulsory acquisition negotiations?

46:51 - Strategies to avoid or mitigate compulsory acquisition in the purchasing phase

50:48 - Jeremy Streten’s property dumbo

About Our Guest:

Jeremy Streten is the founder and CEO of Northern Property and Resumption Lawyers (NPR Law). NPR Law focuses on helping property owners buy, sell and lease property as well as helping property owners when their property is being resumed.

Jeremy has appeared on various television shows, podcasts and radio interviews. He also provides regular content for websites across Australia.

Connect with Jeremy Streten:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


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]]>af04192f-24e6-412c-8bf9-b09400c00427Sun, 08 Oct 2023 19:00:00 +100053:34falsefull1301301115 Years On: Property Investment Forecasts Revisited - Hits and Misses15 Years On: Property Investment Forecasts Revisited - Hits and MissesWhen it comes to investing in property, one question tops the list: Where should you put your money? It's a query that has spurred an entire industry, one ready to provide answers in exchange for your investment. But amidst the vast sea of predictions and expert advice, how can you truly trust their methodology? How many of these experts have endured the test of time, and how many are willing to be held accountable for their past forecasts?

In this episode, we travel back in time and revisit property predictions made 15 years ago. This retrospective analysis will scrutinise which ones hit the mark and what veered off course in the original research. Join us as we unravel the fascinating dynamics of the property market, exploring how our understanding has evolved over the years, all against the backdrop of a rapidly changing real estate landscape.

With us today is the Property Professor himself, Peter Koulizos, and he's willing to be held to account. Walk with us through the maze of property investment insights, uncovering valuable lessons from both successes and missteps of the past. Don't miss this opportunity to gain a deeper understanding of the dynamics of property investment and how they can work in your favour.

Episode Highlights:

00:00 - Introduction

01:12 - Who is Peter Koulizos?

05:23 - Work-from-home trends and their impact on real estate

10:26 - Peter’s analysis of the locations he chose for his research

13:37 - Real estate investing in Perth

23:16 - Real estate investing and market distortion

31:34 - Property market trends and investment strategies

37:08 - Property market trends in Sydney and Melbourne

42:36 - Property investment strategies and local knowledge.

48:52 - Property investment growth and sustainability

53:06 - Australian housing market trends and supply

59:05 - Housing market trends and renovation vs. moving decisions

1:02:42 - Property investment strategies and valuation

1:03:32 - Peter Koulizos’ property dumbo

About Our Guest:

Peter “The Property Professor” Koulizos has recently retired from the position of Program Director of the Master of Property at Adelaide University but continues to teach in the program. He has been teaching in real estate and investment for over 25 years. Peter also personally invests/develops property and currently holds several properties.

Peter researches property markets around the nation, looking for the best suburbs to invest in each capital city. He has published three books; “The Property Professor’s Top Australian Suburbs” and “Property vs Shares” and most recently “The Diary of a Small Developer”, with Margaret Lomas.

Connect with Peter Koulizos:


Resources mentioned in the episode:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>When it comes to investing in property, one question tops the list: Where should you put your money? It's a query that has spurred an entire industry, one ready to provide answers in exchange for your investment. But amidst the vast sea of predictions and expert advice, how can you truly trust their methodology? How many of these experts have endured the test of time, and how many are willing to be held accountable for their past forecasts?

In this episode, we travel back in time and revisit property predictions made 15 years ago. This retrospective analysis will scrutinise which ones hit the mark and what veered off course in the original research. Join us as we unravel the fascinating dynamics of the property market, exploring how our understanding has evolved over the years, all against the backdrop of a rapidly changing real estate landscape.

With us today is the Property Professor himself, Peter Koulizos, and he's willing to be held to account. Walk with us through the maze of property investment insights, uncovering valuable lessons from both successes and missteps of the past. Don't miss this opportunity to gain a deeper understanding of the dynamics of property investment and how they can work in your favour.

Episode Highlights:

00:00 - Introduction

01:12 - Who is Peter Koulizos?

05:23 - Work-from-home trends and their impact on real estate

10:26 - Peter’s analysis of the locations he chose for his research

13:37 - Real estate investing in Perth

23:16 - Real estate investing and market distortion

31:34 - Property market trends and investment strategies

37:08 - Property market trends in Sydney and Melbourne

42:36 - Property investment strategies and local knowledge.

48:52 - Property investment growth and sustainability

53:06 - Australian housing market trends and supply

59:05 - Housing market trends and renovation vs. moving decisions

1:02:42 - Property investment strategies and valuation

1:03:32 - Peter Koulizos’ property dumbo

About Our Guest:

Peter “The Property Professor” Koulizos has recently retired from the position of Program Director of the Master of Property at Adelaide University but continues to teach in the program. He has been teaching in real estate and investment for over 25 years. Peter also personally invests/develops property and currently holds several properties.

Peter researches property markets around the nation, looking for the best suburbs to invest in each capital city. He has published three books; “The Property Professor’s Top Australian Suburbs” and “Property vs Shares” and most recently “The Diary of a Small Developer”, with Margaret Lomas.

Connect with Peter Koulizos:


Resources mentioned in the episode:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>b28ec90b-1933-4790-addc-b08e00e6bf2fSun, 01 Oct 2023 19:00:00 +100001:11:15falsefull13003001Changing Tides: The Government’s New Approach to Affordable HousingChanging Tides: The Government’s New Approach to Affordable HousingAfter decades of neglect and dwindling investments in public housing, it appears that governments worldwide are finally recognising the urgent need to bolster social housing and incorporate low-cost accommodations in new developments. But what transformations are occurring in this critical space, and can we truly say that governments have already learned from past mistakes in the face of the ongoing rental crisis? Furthermore, what's the timeline for these policy changes to make a real impact?

In today's episode, we jump right into the heart of the affordable housing crisis and the resurgence of social housing initiatives. Our guest, Michele Adair — CEO at the Housing Trust, an organisation dedicated to constructing and managing affordable rental housing for individuals with very low to moderate incomes. With an extensive portfolio of over 1,200 homes and ambitious plans for another 200, Michele offers invaluable insights into the world of affordable housing.

As we dissect the evolving landscape of social housing and government commitments, we inquire about Michele's sentiments regarding the current climate. Does she see genuine reason for optimism amid the housing crisis?

Tune in to explore the pressing issue of housing inequality and discover how individuals like Michele Adair are forging change, and propelling us toward a future where housing is not a luxury but a fundamental right.

Episode Highlights:

00:00 - Introduction

01:04 - Who is Michele Adair?

01:41 - Is the current changing landscape of social housing supposed to fill us with hope?

07:53 - Michele's update on Tasmania's rental market and short-term accommodations

12:11 - The impact of short-term rental platforms on the long-term rental market

17:49 - Discussing government initiatives, including the Housing Australia Future Fund

20:58 - Evaluation of the ambitious target to build 1.2 million homes over five years

23:47 - Increasing low-income housing in redevelopment: Is it a real change?

27:41 - Michele discusses innovative solutions for housing and taxation

30:45 - Vacant properties in Australia and potential solutions

33:45 - What affordable housing solutions are currently open in Australia?

40:19 - The importance of density and creative solutions

45:49 - Michele Adair’s property dumbo

About Our Guest:

Michele Adair is the CEO of Housing Trust in Wollongong, a company dedicated to building and managing affordable rental housing. With a portfolio of 1,200 homes and plans for 200 more, the company is valued at over $250 million. Michele also serves as the inaugural Chair of Homes Tasmania, tasked with creating 10,000 social and affordable homes in 10 years. Her extensive career includes leadership roles in various organisations, such as the Community Housing Industry Association of NSW and Cystic Fibrosis NSW. Beyond her professional accomplishments, Michele is a mother, grandmother, and avid golfer, known for her effective advocacy and contributions to policy reforms in affordable housing, health, and gender equity. She's been recognised with awards such as the Illawarra's Outstanding Business Leader of the Year in 2021 and the UDIA National Women in Leadership Award for Excellence in 2023.

Connect with Michele Adair:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>After decades of neglect and dwindling investments in public housing, it appears that governments worldwide are finally recognising the urgent need to bolster social housing and incorporate low-cost accommodations in new developments. But what transformations are occurring in this critical space, and can we truly say that governments have already learned from past mistakes in the face of the ongoing rental crisis? Furthermore, what's the timeline for these policy changes to make a real impact?

In today's episode, we jump right into the heart of the affordable housing crisis and the resurgence of social housing initiatives. Our guest, Michele Adair — CEO at the Housing Trust, an organisation dedicated to constructing and managing affordable rental housing for individuals with very low to moderate incomes. With an extensive portfolio of over 1,200 homes and ambitious plans for another 200, Michele offers invaluable insights into the world of affordable housing.

As we dissect the evolving landscape of social housing and government commitments, we inquire about Michele's sentiments regarding the current climate. Does she see genuine reason for optimism amid the housing crisis?

Tune in to explore the pressing issue of housing inequality and discover how individuals like Michele Adair are forging change, and propelling us toward a future where housing is not a luxury but a fundamental right.

Episode Highlights:

00:00 - Introduction

01:04 - Who is Michele Adair?

01:41 - Is the current changing landscape of social housing supposed to fill us with hope?

07:53 - Michele's update on Tasmania's rental market and short-term accommodations

12:11 - The impact of short-term rental platforms on the long-term rental market

17:49 - Discussing government initiatives, including the Housing Australia Future Fund

20:58 - Evaluation of the ambitious target to build 1.2 million homes over five years

23:47 - Increasing low-income housing in redevelopment: Is it a real change?

27:41 - Michele discusses innovative solutions for housing and taxation

30:45 - Vacant properties in Australia and potential solutions

33:45 - What affordable housing solutions are currently open in Australia?

40:19 - The importance of density and creative solutions

45:49 - Michele Adair’s property dumbo

About Our Guest:

Michele Adair is the CEO of Housing Trust in Wollongong, a company dedicated to building and managing affordable rental housing. With a portfolio of 1,200 homes and plans for 200 more, the company is valued at over $250 million. Michele also serves as the inaugural Chair of Homes Tasmania, tasked with creating 10,000 social and affordable homes in 10 years. Her extensive career includes leadership roles in various organisations, such as the Community Housing Industry Association of NSW and Cystic Fibrosis NSW. Beyond her professional accomplishments, Michele is a mother, grandmother, and avid golfer, known for her effective advocacy and contributions to policy reforms in affordable housing, health, and gender equity. She's been recognised with awards such as the Illawarra's Outstanding Business Leader of the Year in 2021 and the UDIA National Women in Leadership Award for Excellence in 2023.

Connect with Michele Adair:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>f6e672e8-f9a7-4cbc-b539-b087011e819cSun, 24 Sep 2023 19:00:00 +100048:24falsefull12992991What’s in Store for the Property Market in Spring 2023?What’s in Store for the Property Market in Spring 2023?Spring is traditionally a time of renewal and growth, and this year, the property market is no exception. Today, we dive deep into the heart of the property market, with our focus squarely set on the unfolding drama of Spring 2023. We explore the burning questions that homeowners, investors, and renters across the nation are eager to have answered. "What’s in Store for the Property Market in Spring 2023?"

In this episode, we're joined by a true expert in the field, Corelogic's Head of Australian Research, Eliza Owen who is not only the author of the acclaimed "Pain & Gain Report," but is also a master at deciphering the enigmatic language of property data. Our conversation begins with the ever-pressing question: Will Spring 2023 bring forth a surge in new property listings, and if so, what will it mean for the delicate balance between supply and demand? Will this finally be the turning point where prices stabilise or even dip? We examine the data, unpacking the potential consequences for buyers, sellers, and the broader market.

And, of course, we can't forget the rental market, where whispers of a slowdown in rental price growth have left many puzzled. Despite a lack of new supply, why are rental prices not following the usual upward trajectory? Eliza Owen will provide her insights into this intriguing phenomenon.

Join us for a riveting conversation as we unveil the trends, forecasts, and data-driven insights that will shape the property market's course throughout Spring 2023.

Episode Highlights:

00:00 - Introduction

01:40 - What’s the current state of the property market?

03:27 - Future outlook of the spring property market in terms of new property listings

06:16 - Factors contributing to the resilience of the property market despite challenges

08:58 - Complexities surrounding abnormal winter property listings

12:37 - Has there been a shift from the 2021 trend of regions outperforming cities?

17:29 - Factors driving a significant increase in purchasing activity in Perth

23:08 - How are interest rates and property prices holding up?

26:58 - The impact of the fixed rate cliff on the mortgage market

29:36 - Veronica’s theory on why investors sell pre-emptively

34:46 - How might the RBA respond to changing inflation?

36:22 - Do interest rates impact rents?

39:43 - Is it possible for all areas to eventually revert to the same mean property value?

44:39 - Key trends to watch for in the real estate market in the coming months

49:43 - How will increased public housing and build-to-rent sectors affect real estate investors?

52:32 - Eliza Owen’s property dumbo

About Our Guest:

Eliza Owen is an experienced property data analyst with a background in economics. She has worked for Residex, Domain Group, and CoreLogic, specialising in descriptive and inferential data analysis, data visualisation, and framing data trends with broader economic concepts. Eliza is also a passionate communicator who explains economic concepts to diverse audiences. She has presented on the TEDX stage, written for prominent publications, and been a regular commentator on commercial radio and television. Eliza is a popular keynote speaker, having presented to audiences in real estate, construction, banking and finance, property development, and consumer markets.

Connect with Eliza Owen:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>Spring is traditionally a time of renewal and growth, and this year, the property market is no exception. Today, we dive deep into the heart of the property market, with our focus squarely set on the unfolding drama of Spring 2023. We explore the burning questions that homeowners, investors, and renters across the nation are eager to have answered. "What’s in Store for the Property Market in Spring 2023?"

In this episode, we're joined by a true expert in the field, Corelogic's Head of Australian Research, Eliza Owen who is not only the author of the acclaimed "Pain & Gain Report," but is also a master at deciphering the enigmatic language of property data. Our conversation begins with the ever-pressing question: Will Spring 2023 bring forth a surge in new property listings, and if so, what will it mean for the delicate balance between supply and demand? Will this finally be the turning point where prices stabilise or even dip? We examine the data, unpacking the potential consequences for buyers, sellers, and the broader market.

And, of course, we can't forget the rental market, where whispers of a slowdown in rental price growth have left many puzzled. Despite a lack of new supply, why are rental prices not following the usual upward trajectory? Eliza Owen will provide her insights into this intriguing phenomenon.

Join us for a riveting conversation as we unveil the trends, forecasts, and data-driven insights that will shape the property market's course throughout Spring 2023.

Episode Highlights:

00:00 - Introduction

01:40 - What’s the current state of the property market?

03:27 - Future outlook of the spring property market in terms of new property listings

06:16 - Factors contributing to the resilience of the property market despite challenges

08:58 - Complexities surrounding abnormal winter property listings

12:37 - Has there been a shift from the 2021 trend of regions outperforming cities?

17:29 - Factors driving a significant increase in purchasing activity in Perth

23:08 - How are interest rates and property prices holding up?

26:58 - The impact of the fixed rate cliff on the mortgage market

29:36 - Veronica’s theory on why investors sell pre-emptively

34:46 - How might the RBA respond to changing inflation?

36:22 - Do interest rates impact rents?

39:43 - Is it possible for all areas to eventually revert to the same mean property value?

44:39 - Key trends to watch for in the real estate market in the coming months

49:43 - How will increased public housing and build-to-rent sectors affect real estate investors?

52:32 - Eliza Owen’s property dumbo

About Our Guest:

Eliza Owen is an experienced property data analyst with a background in economics. She has worked for Residex, Domain Group, and CoreLogic, specialising in descriptive and inferential data analysis, data visualisation, and framing data trends with broader economic concepts. Eliza is also a passionate communicator who explains economic concepts to diverse audiences. She has presented on the TEDX stage, written for prominent publications, and been a regular commentator on commercial radio and television. Eliza is a popular keynote speaker, having presented to audiences in real estate, construction, banking and finance, property development, and consumer markets.

Connect with Eliza Owen:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>8be0c72f-5419-4b8a-baaa-b0800004c815Sun, 17 Sep 2023 19:00:00 +100054:39falsefull12982981Are Conflicting Data Points Sabotaging Your Property Investment Choices?Are Conflicting Data Points Sabotaging Your Property Investment Choices?The allure of data in property investment is undeniable, but it's not a one-size-fits-all solution. As we delve into this episode, we'll explore the critical issue of conflicting data points. We often assume data is an infallible foundation for decision-making, but it's how we interpret and contextualise that data that truly matters. What happens when the same dataset tells multiple, even contradictory stories? How do you know which information to trust when making one of the most significant financial decisions of your life?

In this episode, we are joined by Jeremy Sheppard, a property data specialist with a passion for uncovering the secrets of great capital growth locations. Back in 2010, Jeremy created the Demand to Supply Ratio (DSR), a groundbreaking predictor of capital growth that has since become a cornerstone for many investors. But Jeremy's journey isn't just about success; it's about the lessons learned through experience. As he puts it, "I think I've made all the mistakes I can for now. From here, it's all about helping other investors avoid the mistakes I made."

Join us today as we tackle a topic that's on the minds of every savvy investor: capital growth. What's the secret to achieving it, how should it be measured, and over what time frame? We answer the most common questions that have perplexed investors for years, and it's time to demystify them. So tune in now and equip yourself with the knowledge you need to make confident, lucrative property investment decisions.

Episode Highlights:

00:00 - Introduction

01:12 - Who is Jeremy Sheppard?

02:11 - Common mistakes Jeremy experienced and thinks property investors should avoid

04:28 - What are the key takeaways for successful property investment structuring?

08:10 - How Jeremy got into the property data space

12:45 - Understanding the fundamentals of the property market

16:32 - What is the minimum return needed for a short-term investment to be a good bet?

20:17 - How DSR helps in determining when and where to buy and sell a property

26:25 - Metrics and factors to consider when assessing the desirability and potential of a suburb

33:08 - What is the ripple effect of population growth on suburbs?

36:47 - Is it right to use income growth alone as a predictor of property price growth?

38:32 - What are the limitations of using census data for property price growth predictions?

43:06 - Is there a direct correlation between income growth and capital growth in real estate?

46:38 - Potential shortcomings of analysing property market data over a single timeframe

50:44 - Can increased investor activity be a predictive metric for property markets?

54:36 - Is there a middle ground between active and passive property investment?

57:54 - The importance of timing and the factors that influence property purchases

About Our Guest:

Jeremy Sheppard is a seasoned property investor and data expert who began his real estate journey in 2002, accumulating 15 properties over six years and learning from his experiences. His passion lies in leveraging property data to identify capital growth opportunities, culminating in the creation of the Demand to Supply Ratio (DSR) in 2010 and the launch of dsrdata.com.au in 2015. Jeremy has shared his expertise through 50+ articles for publications like Your Investment Property magazine and appearances on popular property podcasts, as well as on television programs like Sunrise. His extensive knowledge of property data and capital growth makes him a trusted authority in the field, driven by a mission to help fellow investors succeed.

Connect with Jeremy Sheppard:


Resources mentioned in this episode:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>The allure of data in property investment is undeniable, but it's not a one-size-fits-all solution. As we delve into this episode, we'll explore the critical issue of conflicting data points. We often assume data is an infallible foundation for decision-making, but it's how we interpret and contextualise that data that truly matters. What happens when the same dataset tells multiple, even contradictory stories? How do you know which information to trust when making one of the most significant financial decisions of your life?

In this episode, we are joined by Jeremy Sheppard, a property data specialist with a passion for uncovering the secrets of great capital growth locations. Back in 2010, Jeremy created the Demand to Supply Ratio (DSR), a groundbreaking predictor of capital growth that has since become a cornerstone for many investors. But Jeremy's journey isn't just about success; it's about the lessons learned through experience. As he puts it, "I think I've made all the mistakes I can for now. From here, it's all about helping other investors avoid the mistakes I made."

Join us today as we tackle a topic that's on the minds of every savvy investor: capital growth. What's the secret to achieving it, how should it be measured, and over what time frame? We answer the most common questions that have perplexed investors for years, and it's time to demystify them. So tune in now and equip yourself with the knowledge you need to make confident, lucrative property investment decisions.

Episode Highlights:

00:00 - Introduction

01:12 - Who is Jeremy Sheppard?

02:11 - Common mistakes Jeremy experienced and thinks property investors should avoid

04:28 - What are the key takeaways for successful property investment structuring?

08:10 - How Jeremy got into the property data space

12:45 - Understanding the fundamentals of the property market

16:32 - What is the minimum return needed for a short-term investment to be a good bet?

20:17 - How DSR helps in determining when and where to buy and sell a property

26:25 - Metrics and factors to consider when assessing the desirability and potential of a suburb

33:08 - What is the ripple effect of population growth on suburbs?

36:47 - Is it right to use income growth alone as a predictor of property price growth?

38:32 - What are the limitations of using census data for property price growth predictions?

43:06 - Is there a direct correlation between income growth and capital growth in real estate?

46:38 - Potential shortcomings of analysing property market data over a single timeframe

50:44 - Can increased investor activity be a predictive metric for property markets?

54:36 - Is there a middle ground between active and passive property investment?

57:54 - The importance of timing and the factors that influence property purchases

About Our Guest:

Jeremy Sheppard is a seasoned property investor and data expert who began his real estate journey in 2002, accumulating 15 properties over six years and learning from his experiences. His passion lies in leveraging property data to identify capital growth opportunities, culminating in the creation of the Demand to Supply Ratio (DSR) in 2010 and the launch of dsrdata.com.au in 2015. Jeremy has shared his expertise through 50+ articles for publications like Your Investment Property magazine and appearances on popular property podcasts, as well as on television programs like Sunrise. His extensive knowledge of property data and capital growth makes him a trusted authority in the field, driven by a mission to help fellow investors succeed.

Connect with Jeremy Sheppard:


Resources mentioned in this episode:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>a7366a49-d374-427a-80c8-b0780061ccc1Sun, 10 Sep 2023 19:00:00 +100001:04:03falsefull12972971What Combination of Factors Leads to Reliable Property Price Forecasts?What Combination of Factors Leads to Reliable Property Price Forecasts?Have you ever wondered what it truly requires to become a property forecaster? The surface might suggest economics degrees and positions in prestigious financial institutions, but the accuracy of their predictions often seem to miss the mark by a mile. So, what gives? Are there hidden puzzle pieces they're not seeing or just ignoring?

In a world where economic indicators and banking reports often fall short in painting an accurate property market portrait, let's venture beyond the surface-level analysis. Are there hidden variables that escape mainstream attention? Could it be that forecasters are sidelining crucial factors in their projections?

Our guest today is none other than Louis Christopher, a distinguished figure in the realm of property research. With the inception of SQM Research in 2006 and his pivotal role at the Australian Property Monitors before that, Louis has carved out a reputation for his astute market outlooks and precise predictions.

Buckle up as we challenge the conventional wisdom of property forecasting and probe into the core drivers of real estate valuation. Let's break things down, and get a whole new perspective on what really makes property prices tick – or tank.

Episode Highlights:

00:00 - Introduction

01:13 - Our guest for today…

03:38 - Why aren’t banks getting the forecasts accurate?

07:45 - The rental stress and the housing crisis

13:57 - How property listings are affecting property forecasts?

16:53 - Economists when predicting housing trends

20:21 - What most property data experts miss out on

24:16 - What happened to property prices back in 1990

26:43 - Base case forecasts in November 2022

28:34 - How Louis puts together his forecasts

32:47 - How low inflation could impact property prices in 2024

35:10 - What leading indicators influence the housing market?

38:25 - Consumer confidence and the housing market

42:20 - Consumer confidence and consumer spending

47:28 - Resilience in the market

49:04 - The impact of the interest rate cliff on the housing market

52:13 - Should APRA step in and restrict borrowing capacity?

57:16 - Impact of stamp duty on property prices

58:48 - Louis Christopher’s property dumbo

About Our Guest:

Louis Christopher established SQM Research in 2006. He was Head of Research and General Manager of the property statistics agency, Australian Property Monitors (APM) for six years. During his time at APM, Louis constructed key residential property market indexes published by the Reserve Bank of Australia. Prior to APM Louis spent three years at the Securities Institute of Australia as a Technical Editor. Louis previously spent 18 months at MLC working in the investment services. He is widely respected for the quality and accuracy of his market outlooks, ratings philosophy and forecasts for the Australian residential property market.

Connect with Louis Christopher:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>Have you ever wondered what it truly requires to become a property forecaster? The surface might suggest economics degrees and positions in prestigious financial institutions, but the accuracy of their predictions often seem to miss the mark by a mile. So, what gives? Are there hidden puzzle pieces they're not seeing or just ignoring?

In a world where economic indicators and banking reports often fall short in painting an accurate property market portrait, let's venture beyond the surface-level analysis. Are there hidden variables that escape mainstream attention? Could it be that forecasters are sidelining crucial factors in their projections?

Our guest today is none other than Louis Christopher, a distinguished figure in the realm of property research. With the inception of SQM Research in 2006 and his pivotal role at the Australian Property Monitors before that, Louis has carved out a reputation for his astute market outlooks and precise predictions.

Buckle up as we challenge the conventional wisdom of property forecasting and probe into the core drivers of real estate valuation. Let's break things down, and get a whole new perspective on what really makes property prices tick – or tank.

Episode Highlights:

00:00 - Introduction

01:13 - Our guest for today…

03:38 - Why aren’t banks getting the forecasts accurate?

07:45 - The rental stress and the housing crisis

13:57 - How property listings are affecting property forecasts?

16:53 - Economists when predicting housing trends

20:21 - What most property data experts miss out on

24:16 - What happened to property prices back in 1990

26:43 - Base case forecasts in November 2022

28:34 - How Louis puts together his forecasts

32:47 - How low inflation could impact property prices in 2024

35:10 - What leading indicators influence the housing market?

38:25 - Consumer confidence and the housing market

42:20 - Consumer confidence and consumer spending

47:28 - Resilience in the market

49:04 - The impact of the interest rate cliff on the housing market

52:13 - Should APRA step in and restrict borrowing capacity?

57:16 - Impact of stamp duty on property prices

58:48 - Louis Christopher’s property dumbo

About Our Guest:

Louis Christopher established SQM Research in 2006. He was Head of Research and General Manager of the property statistics agency, Australian Property Monitors (APM) for six years. During his time at APM, Louis constructed key residential property market indexes published by the Reserve Bank of Australia. Prior to APM Louis spent three years at the Securities Institute of Australia as a Technical Editor. Louis previously spent 18 months at MLC working in the investment services. He is widely respected for the quality and accuracy of his market outlooks, ratings philosophy and forecasts for the Australian residential property market.

Connect with Louis Christopher:


Resources:


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]]>7d82b927-6421-4e71-939e-b072011d317fSun, 03 Sep 2023 19:00:00 +100001:02:12falsefull12962961Australian Regions Predicted to Have a Decrease in Listings This SpringAustralian Regions Predicted to Have a Decrease in Listings This SpringIn our latest Suburb Trends Report for September 2023, let's explore the upcoming property landscape as we unveil the regions in Australia that are set to experience a significant decrease in listings this spring.

As property enthusiasts, investors, and everyday individuals interested in the housing market, it's essential to stay informed about the trends that influence our investment decisions. Today, we're here to provide you with a clear, data-driven analysis of what to expect in terms of property listings across the country. We're turning our attention to the numbers and patterns that paint the listings landscape with Kent Lardner, our resident data geek from Suburb Trends.

While there has been an overall rise in listings, it's important to note that this trend isn't universal. Our aim is to uncover the regions within Australia where listings are projected to decrease during the upcoming spring season, and to offer insights into the reasons behind this projection. By examining various factors including demographics, market demand, and economic indicators, Kent has identified the markets that are likely to experience a decrease in listings.

Join us as we navigate through the nuanced landscape of real estate listings, providing you with valuable information to guide your investment choices throughout the spring season and beyond.

Episode Highlights:

00:00 - Introduction

01:06 - How Kent tackled the challenge of identifying the tightest markets across Australia

03:25 - Contradicting media reports and actual data about real estate listings and market trends

09:12 - Property listings in Tullamarine and Broadmeadow

12:16 - Factors that contribute to the falling of listings

16:21 - How long will the underbuilding continue and what is the solution?

18:12 - The biggest constraint in the domain of property development

21:41 - Will dropping prices ever help renters become homeowners?

23:17 - A potential short-term solution to the housing shortage

26:55 - Analysing forecasted price drops and property listings in various Australian suburbs

36:42 - The influence of buyer's agents, investors, and market dynamics on property prices

40:24 - The real takeaway in this Suburb Trends report

45:49 - Kent talks briefly about how he uses AI for real estate the proper way

About Kent Lardner:

Kent Lardner is an expert data science and business leader with 30+ years of experience at leading companies like JLL, CoreLogic, and General Electric. He has led teams of 5 to 200 people across Australia and China, driven by his passion for high-growth digital businesses. Kent is also the founder of Suburbtrends, a leading property research firm trusted by major names in Australian property and featured in mainstream media.

Connect with Kent Lardner:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>In our latest Suburb Trends Report for September 2023, let's explore the upcoming property landscape as we unveil the regions in Australia that are set to experience a significant decrease in listings this spring.

As property enthusiasts, investors, and everyday individuals interested in the housing market, it's essential to stay informed about the trends that influence our investment decisions. Today, we're here to provide you with a clear, data-driven analysis of what to expect in terms of property listings across the country. We're turning our attention to the numbers and patterns that paint the listings landscape with Kent Lardner, our resident data geek from Suburb Trends.

While there has been an overall rise in listings, it's important to note that this trend isn't universal. Our aim is to uncover the regions within Australia where listings are projected to decrease during the upcoming spring season, and to offer insights into the reasons behind this projection. By examining various factors including demographics, market demand, and economic indicators, Kent has identified the markets that are likely to experience a decrease in listings.

Join us as we navigate through the nuanced landscape of real estate listings, providing you with valuable information to guide your investment choices throughout the spring season and beyond.

Episode Highlights:

00:00 - Introduction

01:06 - How Kent tackled the challenge of identifying the tightest markets across Australia

03:25 - Contradicting media reports and actual data about real estate listings and market trends

09:12 - Property listings in Tullamarine and Broadmeadow

12:16 - Factors that contribute to the falling of listings

16:21 - How long will the underbuilding continue and what is the solution?

18:12 - The biggest constraint in the domain of property development

21:41 - Will dropping prices ever help renters become homeowners?

23:17 - A potential short-term solution to the housing shortage

26:55 - Analysing forecasted price drops and property listings in various Australian suburbs

36:42 - The influence of buyer's agents, investors, and market dynamics on property prices

40:24 - The real takeaway in this Suburb Trends report

45:49 - Kent talks briefly about how he uses AI for real estate the proper way

About Kent Lardner:

Kent Lardner is an expert data science and business leader with 30+ years of experience at leading companies like JLL, CoreLogic, and General Electric. He has led teams of 5 to 200 people across Australia and China, driven by his passion for high-growth digital businesses. Kent is also the founder of Suburbtrends, a leading property research firm trusted by major names in Australian property and featured in mainstream media.

Connect with Kent Lardner:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>307de685-1545-48d2-af59-b06b0076c9a2Sun, 27 Aug 2023 19:00:00 +100052:30falsefull12952951Are Your Investment Decisions Based on Evidence or Hype?Are Your Investment Decisions Based on Evidence or Hype?We all dream of financial success, and for many, property investment is a path that promises long-term prosperity. It's easy to get swept up in the allure of strategies that promise quick returns, but how do we know if these tactics are built on substance or mere hype? How do we tell the difference between solid investment choices and empty promises?

In this episode, we explore the intriguing realm of exclusive access and so-called "secret recipes." There's always someone offering a shortcut to prosperity, but what's the evidence behind their claims? We also dive into the stories of these "sub advisors" who confidently tout untested methods. What drives their confidence, and how do they build businesses without solid foundations?

Joining us today is Stuart Wemyss, a respected financial planner and author with a keen focus on both finance and property. Stuart is a trusted voice in the realm of finance, known for his down-to-earth explanations of complex concepts. What sets him apart is his commitment to evidence-based approaches. Instead of pushing quick fixes, Stuart values a well-informed perspective that's free from hidden agendas.

By the end of this episode, you'll be better prepared to navigate the complex world of property investment with a discerning eye. Tune in now to join the conversation and gain insights that could reshape your investment approach.

Episode Highlights:

00:00 - Introduction

01:21 - Who is Stuart Wemyss?

03:08 - Has Stuart’s philosophy and fundamental beliefs changed?

04:48 - Is the mortgage brokers industry undergoing a transformation?

10:53 - What factors contribute to the "all or nothing" mentality in property investment?

13:09 - The complexities of property investment compared to shares

20:28 - The misconceptions associated with timing the property market

24:58 - The volatility of the property market

26:03 - What are the common mistakes in asset selection that property investors make?

30:17 - Why is considering long-term consistency important in evaluating property investments?

34:49 - Alternative property investment strategies for individuals with limited budgets

37:45 - Alternatives to property investment recommended for building retirement wealth

39:46 - Stuart’s thoughts on investing in the share market while saving for property deposit

43:31 - The pros and cons of buying property within a superannuation fund

50:01 - Factors to consider when deciding between a home upgrade and property investment

54:55 - Stuart Wemyss’ property dumbo

About Our Guest:

Stuart Wemyss is a qualified chartered accountant, independent financial adviser and mortgage broker with over 20 years' experience. His business, ProSolution Private Clients, has helped hundreds of people invest successfully. Stuart is licensed to provide financial, credit and tax advice, which means he's able to give holistic advice.Stuart has always believed in the need for people to be able to access trustworthy, independent financial advice. Nothing upsets him more than to hear about selfish advisers ripping off their unsuspecting clients! This passion is what drives him daily to write books and blogs, publish podcasts, appear in the media, advise his clients, mentor his staff and give presentations &– whatever it takes to help more people access a source of unbiased information and advice.

Connect with Stuart Wemyss:


Resources mentioned in this episode:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>We all dream of financial success, and for many, property investment is a path that promises long-term prosperity. It's easy to get swept up in the allure of strategies that promise quick returns, but how do we know if these tactics are built on substance or mere hype? How do we tell the difference between solid investment choices and empty promises?

In this episode, we explore the intriguing realm of exclusive access and so-called "secret recipes." There's always someone offering a shortcut to prosperity, but what's the evidence behind their claims? We also dive into the stories of these "sub advisors" who confidently tout untested methods. What drives their confidence, and how do they build businesses without solid foundations?

Joining us today is Stuart Wemyss, a respected financial planner and author with a keen focus on both finance and property. Stuart is a trusted voice in the realm of finance, known for his down-to-earth explanations of complex concepts. What sets him apart is his commitment to evidence-based approaches. Instead of pushing quick fixes, Stuart values a well-informed perspective that's free from hidden agendas.

By the end of this episode, you'll be better prepared to navigate the complex world of property investment with a discerning eye. Tune in now to join the conversation and gain insights that could reshape your investment approach.

Episode Highlights:

00:00 - Introduction

01:21 - Who is Stuart Wemyss?

03:08 - Has Stuart’s philosophy and fundamental beliefs changed?

04:48 - Is the mortgage brokers industry undergoing a transformation?

10:53 - What factors contribute to the "all or nothing" mentality in property investment?

13:09 - The complexities of property investment compared to shares

20:28 - The misconceptions associated with timing the property market

24:58 - The volatility of the property market

26:03 - What are the common mistakes in asset selection that property investors make?

30:17 - Why is considering long-term consistency important in evaluating property investments?

34:49 - Alternative property investment strategies for individuals with limited budgets

37:45 - Alternatives to property investment recommended for building retirement wealth

39:46 - Stuart’s thoughts on investing in the share market while saving for property deposit

43:31 - The pros and cons of buying property within a superannuation fund

50:01 - Factors to consider when deciding between a home upgrade and property investment

54:55 - Stuart Wemyss’ property dumbo

About Our Guest:

Stuart Wemyss is a qualified chartered accountant, independent financial adviser and mortgage broker with over 20 years' experience. His business, ProSolution Private Clients, has helped hundreds of people invest successfully. Stuart is licensed to provide financial, credit and tax advice, which means he's able to give holistic advice.Stuart has always believed in the need for people to be able to access trustworthy, independent financial advice. Nothing upsets him more than to hear about selfish advisers ripping off their unsuspecting clients! This passion is what drives him daily to write books and blogs, publish podcasts, appear in the media, advise his clients, mentor his staff and give presentations &– whatever it takes to help more people access a source of unbiased information and advice.

Connect with Stuart Wemyss:


Resources mentioned in this episode:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>02c9fd4e-0837-4351-9ba8-b0630011d945Sun, 20 Aug 2023 19:00:00 +100058:38falsefull12942941Does AI Hold the Key to Accurate Property Analysis?Does AI Hold the Key to Accurate Property Analysis?In an age where artificial intelligence is making waves across many industries, the buzz is louder than ever, sparking discussions on its incredible potential and potential pitfalls. But, as we dive deeper, a new question arises: how will the rapid AI advancements reshape our understanding and interaction with complex markets, like real estate?

Today, we sit down with Luke Metcalfe — founder of Microburbs, and listen as he unpacks the transformative potential AI holds for the property market. He delves into the exciting prospects AI offers, where instant insights could reshape the way we evaluate property, saving time and resources.

As we explore the changing dynamics, Luke emphasises the evolving roles of various experts in this realm. While AI might provide quick answers, it takes a seasoned data scientist to formulate the right questions in the first place. With AI's assistance, a new paradigm is emerging, empowering investors, real estate professionals, and even potential homeowners with deeper insights into property markets.

But will AI really pave the way for a more efficient and informed decision-making process in real estate, or should we remain cautious about its impact on the accuracy of investment choices?

Episode Highlights:

00:00 - Introduction

01:12 - Who is Luke Metcalfe?

03:30 - How does data utilisation enhance real estate investment strategies?

10:46 - What factors beyond metrics are now considered for successful investments?

14:50 - Is AI's predictive power the future of tailored property suggestions?

19:45 - The role of a subject matter expert in balancing data-driven property insights

23:15 - Is there a correlation between happiness and a property’s price?

28:35 - Is there a link between incomes and growth?

32:57 - Do demographic shifts in suburb residents affect real estate dynamics?

36:49 - The problem with short-termism in the property space

40:28 - Can data overlays really envision urban development in response to growth?

43:56 - Using the data to model the market

47:26 - The future of real estate from the lens of a data scientist

52:10 - Luke Metcalfe’s property dumbo

About Our Guest:

Luke Metcalfe is a distinguished name in the realm of data science and entrepreneurship. With over 25 years of experience under his belt, Luke has honed his skills to become a true luminary in his field. As the founder of Microburbs, he has pioneered a unique approach to data analysis that focuses on identifying the core drivers of business outcomes.

Luke's expertise lies in swiftly navigating complex datasets, both within organizations and beyond. He's not merely a statistician – he's a polymath data expert who seamlessly combines rapid coding, insights from public data sources, statistical knowledge, marketing insights, and an entrepreneurial mindset. 

Connect with Luke Metcalfe:


Resources mentioned in this episode:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>In an age where artificial intelligence is making waves across many industries, the buzz is louder than ever, sparking discussions on its incredible potential and potential pitfalls. But, as we dive deeper, a new question arises: how will the rapid AI advancements reshape our understanding and interaction with complex markets, like real estate?

Today, we sit down with Luke Metcalfe — founder of Microburbs, and listen as he unpacks the transformative potential AI holds for the property market. He delves into the exciting prospects AI offers, where instant insights could reshape the way we evaluate property, saving time and resources.

As we explore the changing dynamics, Luke emphasises the evolving roles of various experts in this realm. While AI might provide quick answers, it takes a seasoned data scientist to formulate the right questions in the first place. With AI's assistance, a new paradigm is emerging, empowering investors, real estate professionals, and even potential homeowners with deeper insights into property markets.

But will AI really pave the way for a more efficient and informed decision-making process in real estate, or should we remain cautious about its impact on the accuracy of investment choices?

Episode Highlights:

00:00 - Introduction

01:12 - Who is Luke Metcalfe?

03:30 - How does data utilisation enhance real estate investment strategies?

10:46 - What factors beyond metrics are now considered for successful investments?

14:50 - Is AI's predictive power the future of tailored property suggestions?

19:45 - The role of a subject matter expert in balancing data-driven property insights

23:15 - Is there a correlation between happiness and a property’s price?

28:35 - Is there a link between incomes and growth?

32:57 - Do demographic shifts in suburb residents affect real estate dynamics?

36:49 - The problem with short-termism in the property space

40:28 - Can data overlays really envision urban development in response to growth?

43:56 - Using the data to model the market

47:26 - The future of real estate from the lens of a data scientist

52:10 - Luke Metcalfe’s property dumbo

About Our Guest:

Luke Metcalfe is a distinguished name in the realm of data science and entrepreneurship. With over 25 years of experience under his belt, Luke has honed his skills to become a true luminary in his field. As the founder of Microburbs, he has pioneered a unique approach to data analysis that focuses on identifying the core drivers of business outcomes.

Luke's expertise lies in swiftly navigating complex datasets, both within organizations and beyond. He's not merely a statistician – he's a polymath data expert who seamlessly combines rapid coding, insights from public data sources, statistical knowledge, marketing insights, and an entrepreneurial mindset. 

Connect with Luke Metcalfe:


Resources mentioned in this episode:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>2483293e-6046-4de3-ab5b-b05b006892b2Sun, 13 Aug 2023 19:00:00 +100053:44falsefull12932931Underquoting Woes, Boosting Cash Flow, and Key Metrics for Measuring Property Success | Listener Q&AUnderquoting Woes, Boosting Cash Flow, and Key Metrics for Measuring Property Success | Listener Q&AToday, we're putting the spotlight on real estate investments and addressing some of the most pressing questions from our curious audience.

First up, we'll be exploring alternative methods to measure the success of an investment property. Traditional metrics like capital growth rates and yield are important, but we dive deeper into unconventional indicators that could reveal hidden gems or red flags in a property's potential.

Next, we know how critical cash flow is for any investor. So, we unveil some ingenious strategies to improve your property's cash flow. From leveraging technology to implementing smart budgeting techniques, we've got you covered with practical tips to boost your income and ensure a steady stream of revenue.

Another hot topic we'll be tackling is underquoting, a concerning issue in the real estate industry. We discuss potential solutions to protect both buyers and sellers from unfair practices, shedding light on regulations and ethical considerations that can lead to a healthier market for everyone involved.

Join us for an enriching episode as we navigate through the complexities of investment properties. From novel ways to measure success, to optimising cash flow, and addressing critical market issues, this episode is packed with insights that will definitely elevate your property investment game. 

Episode Highlights:

00:00 - Introduction

00:56 - How to measure the value of an investment property when considering a purchase?

15:17 - Are high yield investments more resilient during economic downturns?

25:47 - Thoughts on the proposed solution to address underquoting in the real estate market

35:53 - Property dumbo from one of our listeners

Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>Today, we're putting the spotlight on real estate investments and addressing some of the most pressing questions from our curious audience.

First up, we'll be exploring alternative methods to measure the success of an investment property. Traditional metrics like capital growth rates and yield are important, but we dive deeper into unconventional indicators that could reveal hidden gems or red flags in a property's potential.

Next, we know how critical cash flow is for any investor. So, we unveil some ingenious strategies to improve your property's cash flow. From leveraging technology to implementing smart budgeting techniques, we've got you covered with practical tips to boost your income and ensure a steady stream of revenue.

Another hot topic we'll be tackling is underquoting, a concerning issue in the real estate industry. We discuss potential solutions to protect both buyers and sellers from unfair practices, shedding light on regulations and ethical considerations that can lead to a healthier market for everyone involved.

Join us for an enriching episode as we navigate through the complexities of investment properties. From novel ways to measure success, to optimising cash flow, and addressing critical market issues, this episode is packed with insights that will definitely elevate your property investment game. 

Episode Highlights:

00:00 - Introduction

00:56 - How to measure the value of an investment property when considering a purchase?

15:17 - Are high yield investments more resilient during economic downturns?

25:47 - Thoughts on the proposed solution to address underquoting in the real estate market

35:53 - Property dumbo from one of our listeners

Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>73efdd25-cafa-4c28-88f0-b05400116b9fSun, 06 Aug 2023 19:00:00 +100040:50falsefull12922921Is Your Property Investment Strategy Outdated? | Suburb Trends June 2023Is Your Property Investment Strategy Outdated? | Suburb Trends June 2023As the real estate market continues to evolve, prospective investors are facing new challenges that demand attention and strategic planning. And resident data geek, Kent Lardner is back to provide valuable insights into the factors contributing to the rising unaffordability and explore potential solutions to mitigate its impact.

In this insightful June 2023 Suburb Trends report, we delve deep into the essential information that property investors must be aware of when considering investment opportunities across the country. Throughout this episode, we discuss the impact of fluctuating housing prices, inflation rates, and other economic indicators on property affordability. We also talk about the pivotal role that government policies and regulations play when it comes to shaping the investment landscape, and how investors can adapt their strategies to navigate these changes.

Join us as we bring you the most up-to-date data, expert advice, and actionable insights to help you make informed property investment decisions. Tune in and arm yourself with the knowledge you need to navigate the complexities of the current investment landscape and achieve your financial goals.

Episode Highlights:

00:00 - Introduction

01:21 - What economic metrics tells us about the effects of AI on jobs and housing

03:41 - What are the specific areas where property is becoming too expensive to rent or buy?

08:22 - Why it’s hard to measure income growth in a suburb

11:02 - Early signs of a rental crisis in the country

14:07 - The potential risks of AI on jobs and housing affordability

19:57 - What factors are currently affecting housing supply and demand?

24:11 - Which housing markets will be most affected by AI's impact on jobs?

31:57 - What’s happening in the property market in Sydney?

34:56 - Assessing affordability risks in different suburbs

40:12 - The impacts of a falling market on the rental market

45:29 - Discussing two different approaches when entering the property market

48:39 - The impact of AI on the real estate market

About Kent Lardner:

Kent Lardner is an expert data science and business leader with 30+ years of experience at leading companies like JLL, CoreLogic, and General Electric. He has led teams of 5 to 200 people across Australia and China, driven by his passion for high-growth digital businesses. Kent is also the founder of Suburbtrends, a leading property research firm trusted by major names in Australian property and featured in mainstream media.

Connect with Kent Lardner:


Resources mentioned in the episode:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>As the real estate market continues to evolve, prospective investors are facing new challenges that demand attention and strategic planning. And resident data geek, Kent Lardner is back to provide valuable insights into the factors contributing to the rising unaffordability and explore potential solutions to mitigate its impact.

In this insightful June 2023 Suburb Trends report, we delve deep into the essential information that property investors must be aware of when considering investment opportunities across the country. Throughout this episode, we discuss the impact of fluctuating housing prices, inflation rates, and other economic indicators on property affordability. We also talk about the pivotal role that government policies and regulations play when it comes to shaping the investment landscape, and how investors can adapt their strategies to navigate these changes.

Join us as we bring you the most up-to-date data, expert advice, and actionable insights to help you make informed property investment decisions. Tune in and arm yourself with the knowledge you need to navigate the complexities of the current investment landscape and achieve your financial goals.

Episode Highlights:

00:00 - Introduction

01:21 - What economic metrics tells us about the effects of AI on jobs and housing

03:41 - What are the specific areas where property is becoming too expensive to rent or buy?

08:22 - Why it’s hard to measure income growth in a suburb

11:02 - Early signs of a rental crisis in the country

14:07 - The potential risks of AI on jobs and housing affordability

19:57 - What factors are currently affecting housing supply and demand?

24:11 - Which housing markets will be most affected by AI's impact on jobs?

31:57 - What’s happening in the property market in Sydney?

34:56 - Assessing affordability risks in different suburbs

40:12 - The impacts of a falling market on the rental market

45:29 - Discussing two different approaches when entering the property market

48:39 - The impact of AI on the real estate market

About Kent Lardner:

Kent Lardner is an expert data science and business leader with 30+ years of experience at leading companies like JLL, CoreLogic, and General Electric. He has led teams of 5 to 200 people across Australia and China, driven by his passion for high-growth digital businesses. Kent is also the founder of Suburbtrends, a leading property research firm trusted by major names in Australian property and featured in mainstream media.

Connect with Kent Lardner:


Resources mentioned in the episode:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>079bfaec-343a-4def-8956-b04e006d347dSun, 30 Jul 2023 19:00:00 +100052:32falsefull12912911Addressing Livability amidst Housing Shortages and HomelessnessAddressing Livability amidst Housing Shortages and HomelessnessHow can we strike a balance between accommodating a growing population in our cities and maintaining a high standard of livability? What are the key factors that need to change in our urban planning strategies to ensure cities remain livable as the demand for housing increases? Join us as we delve into the pressing challenges of urban living and explore the concept of YIMBY-ism (Yes In My Backyard) as a solution.

Our guest, Eamon Waterford, CEO of the Committee for Sydney, joins us to share his expertise and insights into the future of cities through a Sydney lens. Eamon's journey began by working closely with individuals facing long-term homelessness in Penrith and Blacktown. Through this firsthand experience, he gained a deep understanding of the challenges they face and the urgent need for innovative solutions.

Today's episode explores the pressing issue of housing shortages and increasing homelessness that plague cities not only in Australia but all around the world. With a chronic shortage of dwellings, we must reimagine our cities to ensure that everyone has access to safe, affordable housing. We discuss the role of YIMBY-ism, a movement that advocates for the creation of new housing and urban development in existing neighbourhoods.

We also touch upon the parallels between the urgency of the housing crisis and the looming climate crisis. As we grapple with these immense challenges, we explore strategies for garnering broader public support and mobilising action. Join us as we navigate the complexities of urban living, envision a future where cities are livable for all, and learn how YIMBY-ism can play a pivotal role in shaping our urban landscapes.

Episode Highlights:

00:00 - Introduction

01:18 - Who is Eamon Waterford?

02:54 - What is the committee of Sydney and their role in the community?

05:47 - Achieving equitable urban development: Avoiding zero-sum outcomes

10:20 - What’s the current status of attraction for talent in Australia?

12:51 - The issue about losing reputation and its importance in attracting talent

14:53 - How to address the housing crisis in Sydney

17:29 - Solutions for turning from NIMBY-ism to YIMBY-ism

27:37 - Exploring the impact of zoning changes on housing stock and city development

32:25 - Eamon’s thoughts on the work from home movement

36:49 - What other critical issues should Sydney prioritise alongside housing?

41:21 - Finding solutions that balance the distribution of buildings and living areas

44:25 - What will it take to get positive action from the government to solve the housing crisis?

48:36 - Can the government ALONE solve the housing crisis?

53:19 - Eamon Waterford’s property dumbo

About Our Guest:

Eamon Waterford is currently the CEO of the Committee for Sydney, leading a career focused on addressing social and urban issues. He has worked closely with the homeless community, conducted the first Homelessness Street Count, and held positions as Chief Strategy Officer and Deputy CEO at various organisations. Eamon has delivered influential reports on urban density, benchmarking, and safety. He also actively engages in Sydney's cultural and social landscape, serving on boards of organisations like Monkey Baa Theatre Company and the NSW Council of Social Services.

Connect with Eamon Waterford:


Resources:


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]]>How can we strike a balance between accommodating a growing population in our cities and maintaining a high standard of livability? What are the key factors that need to change in our urban planning strategies to ensure cities remain livable as the demand for housing increases? Join us as we delve into the pressing challenges of urban living and explore the concept of YIMBY-ism (Yes In My Backyard) as a solution.

Our guest, Eamon Waterford, CEO of the Committee for Sydney, joins us to share his expertise and insights into the future of cities through a Sydney lens. Eamon's journey began by working closely with individuals facing long-term homelessness in Penrith and Blacktown. Through this firsthand experience, he gained a deep understanding of the challenges they face and the urgent need for innovative solutions.

Today's episode explores the pressing issue of housing shortages and increasing homelessness that plague cities not only in Australia but all around the world. With a chronic shortage of dwellings, we must reimagine our cities to ensure that everyone has access to safe, affordable housing. We discuss the role of YIMBY-ism, a movement that advocates for the creation of new housing and urban development in existing neighbourhoods.

We also touch upon the parallels between the urgency of the housing crisis and the looming climate crisis. As we grapple with these immense challenges, we explore strategies for garnering broader public support and mobilising action. Join us as we navigate the complexities of urban living, envision a future where cities are livable for all, and learn how YIMBY-ism can play a pivotal role in shaping our urban landscapes.

Episode Highlights:

00:00 - Introduction

01:18 - Who is Eamon Waterford?

02:54 - What is the committee of Sydney and their role in the community?

05:47 - Achieving equitable urban development: Avoiding zero-sum outcomes

10:20 - What’s the current status of attraction for talent in Australia?

12:51 - The issue about losing reputation and its importance in attracting talent

14:53 - How to address the housing crisis in Sydney

17:29 - Solutions for turning from NIMBY-ism to YIMBY-ism

27:37 - Exploring the impact of zoning changes on housing stock and city development

32:25 - Eamon’s thoughts on the work from home movement

36:49 - What other critical issues should Sydney prioritise alongside housing?

41:21 - Finding solutions that balance the distribution of buildings and living areas

44:25 - What will it take to get positive action from the government to solve the housing crisis?

48:36 - Can the government ALONE solve the housing crisis?

53:19 - Eamon Waterford’s property dumbo

About Our Guest:

Eamon Waterford is currently the CEO of the Committee for Sydney, leading a career focused on addressing social and urban issues. He has worked closely with the homeless community, conducted the first Homelessness Street Count, and held positions as Chief Strategy Officer and Deputy CEO at various organisations. Eamon has delivered influential reports on urban density, benchmarking, and safety. He also actively engages in Sydney's cultural and social landscape, serving on boards of organisations like Monkey Baa Theatre Company and the NSW Council of Social Services.

Connect with Eamon Waterford:


Resources:


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See omnystudio.com/listener for privacy information.

]]>8ca7716a-e54c-498b-942c-b047009b6bdeSun, 23 Jul 2023 19:00:00 +100001:00:08falsefull12902901The Million-Dollar Question: Is There a Property Success Formula?The Million-Dollar Question: Is There a Property Success Formula?Is the notion of needing a buyer's agent a myth in the world of property investment? Can self-education and a DIY approach truly replace the need for them in the competitive world of real estate? What if the secret to property success lies in empowering oneself rather than relying on external professionals?

Join us as we challenge the established norms and dive into a thought-provoking episode with PK Gupta, a renowned expert who firmly believes that anyone can excel in real estate without the help of a buyer's agent.

However, PK's controversial stance raises eyebrows and sparks curiosity as he unveils what he claims to be the secret to property success. With PK's background in financial markets and being the creator of a popular YouTube channel and property investment course, he challenges the conventional belief that buyers agents are essential.

In this episode, we also delve into the analysis of some case studies to uncover the strategies, decision-making processes, and outcomes that have contributed to PK's success. Whether you're an experienced investor seeking fresh perspectives or a novice contemplating your first steps into real estate, this episode promises to ignite conversations, provoke contemplation, and potentially reshape your approach to property success.

Tune in for a conversation where we unravel the mysteries of property investment success and explore whether PK Gupta's bold belief that anyone can thrive in real estate without a buyer's agent holds the key to unlocking your full potential in the world of property investment.

Episode Highlights:

00:00 - Welcome

04:47 - PK’s opinion on the role of buyer’s agents in the real estate industry

06:00 - The three C’s that a good buyer’s agent needs to possess

09:07 - Is there value in the relationship between a buyer's agent and a buyer?

13:48 - Are buyer's agents overhyped in Australian real estate?

17:27 - Can anyone just buy property anywhere in Australia from home?

23:05 - Is holding properties the key to unlocking long-term success in real estate?

27:44 - Should property investors prioritise quantity or quality?

36:37 - The best way to measure income growth in the property market

40:46 - What’s the problem with the current market in Brisbane?

42:37 - The misconceptions and biases surrounding property investment decisions

46:19 - Should investors rely solely on property managers for due diligence?

53:14 - Why property managers are dangerous to deal with

57:44 - The difference between property managers and buyer’s agents

1:02:16 - The importance of education in real estate investing

1:05:16 - Why you need to be careful where you choose to invest in

1:13:29 - Is it essential to look at the whole market when choosing property

About Our Guest:

PK Gupta, a former Investment Banker at JPMorgan specialising in stock research and trading, discovered a gap in the property investing industry. Unsatisfied with traditional seminars and generic strategies, PK aimed to uncover the true drivers of capital growth and high cash flow in Australian real estate. Over the past 5+ years, he has shared his expertise, assisting numerous individuals on their passive income journey. Motivated by the desire for independence and flexibility, PK and his partner (now wife) chose to pursue property investing, aiming to break free from the 9-5 grind and create a life of freedom and fulfillment.

Connect with PK Gupta:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>Is the notion of needing a buyer's agent a myth in the world of property investment? Can self-education and a DIY approach truly replace the need for them in the competitive world of real estate? What if the secret to property success lies in empowering oneself rather than relying on external professionals?

Join us as we challenge the established norms and dive into a thought-provoking episode with PK Gupta, a renowned expert who firmly believes that anyone can excel in real estate without the help of a buyer's agent.

However, PK's controversial stance raises eyebrows and sparks curiosity as he unveils what he claims to be the secret to property success. With PK's background in financial markets and being the creator of a popular YouTube channel and property investment course, he challenges the conventional belief that buyers agents are essential.

In this episode, we also delve into the analysis of some case studies to uncover the strategies, decision-making processes, and outcomes that have contributed to PK's success. Whether you're an experienced investor seeking fresh perspectives or a novice contemplating your first steps into real estate, this episode promises to ignite conversations, provoke contemplation, and potentially reshape your approach to property success.

Tune in for a conversation where we unravel the mysteries of property investment success and explore whether PK Gupta's bold belief that anyone can thrive in real estate without a buyer's agent holds the key to unlocking your full potential in the world of property investment.

Episode Highlights:

00:00 - Welcome

04:47 - PK’s opinion on the role of buyer’s agents in the real estate industry

06:00 - The three C’s that a good buyer’s agent needs to possess

09:07 - Is there value in the relationship between a buyer's agent and a buyer?

13:48 - Are buyer's agents overhyped in Australian real estate?

17:27 - Can anyone just buy property anywhere in Australia from home?

23:05 - Is holding properties the key to unlocking long-term success in real estate?

27:44 - Should property investors prioritise quantity or quality?

36:37 - The best way to measure income growth in the property market

40:46 - What’s the problem with the current market in Brisbane?

42:37 - The misconceptions and biases surrounding property investment decisions

46:19 - Should investors rely solely on property managers for due diligence?

53:14 - Why property managers are dangerous to deal with

57:44 - The difference between property managers and buyer’s agents

1:02:16 - The importance of education in real estate investing

1:05:16 - Why you need to be careful where you choose to invest in

1:13:29 - Is it essential to look at the whole market when choosing property

About Our Guest:

PK Gupta, a former Investment Banker at JPMorgan specialising in stock research and trading, discovered a gap in the property investing industry. Unsatisfied with traditional seminars and generic strategies, PK aimed to uncover the true drivers of capital growth and high cash flow in Australian real estate. Over the past 5+ years, he has shared his expertise, assisting numerous individuals on their passive income journey. Motivated by the desire for independence and flexibility, PK and his partner (now wife) chose to pursue property investing, aiming to break free from the 9-5 grind and create a life of freedom and fulfillment.

Connect with PK Gupta:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>cf3ec218-e6b9-4f02-9412-b04000418ddeSun, 16 Jul 2023 19:00:00 +100001:19:56falsefull12892891Can Government and Private Sector Collaboration Solve the Housing Crisis?Can Government and Private Sector Collaboration Solve the Housing Crisis?In the face of soaring property prices and an ongoing housing crisis, the conversation around property affordability has expanded beyond first home buyers and now encompasses the rental sphere. Despite interest rates on the rise, property prices continue to climb, leaving many wondering how long this upward trend will persist.

The root of the issue lies in the scarcity of supply, with listings at an all-time low and little indication of improvement. While supply on the rental side poses an even greater challenge, requiring years of rectification and substantial investment, the consequences for dual income families struggling to secure housing are dire. It seems that the housing crises have outgrown the capacity of governments to handle alone. Is Australia's property market, which has been deemed "too big to fail," possibly too big to fix?

In this thought-provoking episode, we delve into a discussion with Evan Thornley, CEO of LongView, and Jane-Frances Kelly, Head of Strategy & Insights at Longview, who have dedicated considerable time, energy, and resources to understanding the underlying causes of Australia's housing woes. Longview, in collaboration with Pexa, recently released a series of three housing affordability Whitepapers, with the third installment offering potential solutions to the identified housing crises.

Tune in as we explore the innovative thinking and fresh perspectives brought forth by Evan Thornley and Jane-Frances Kelly as they shed light on the complexities of Australia's property market and the urgent need for collaborative efforts among all stakeholders, including governments, community housing providers, and the private sector.

Join us as we uncover the proposed solutions that could help alleviate the housing challenges faced by individuals and families across the nation. Can a breakthrough be found amidst this housing turmoil? Discover the insights, ideas, and potential solutions that could shape the future of Australia's property landscape.

Episode Highlights:

00:00 - Welcome

08:34 - Rhetoric surrounds individual landlords, both pro and con.

13:45 - What are some solutions for the overall market?

20:36 - What lending-level changes would make this model more attractive?

26:04 - How does the $2.1 trillion invested in residential property unlock more investment?

30:00 - Why don't we have existing residential property funds like this?

36:43 - How do you identify properties with high land content and values?

41:18 - Medium rise is the cheapest housing form.

46:55 - What are your thoughts on the power of the labor market?

50:40 - Investors hinder first-time homebuyers' opportunities.

55:57 - What's happening in the home loan space?

1:02:14 - The importance of scalable, effective solutions.

About Our Guest:

Evan Thornley is a technology and social entrepreneur who, with 30 years of property investment experience in Australia and the US, has been dedicated to finding solutions for Australia's housing problems for the past seven years. Starting from the ground up, he built a firm focused on acquiring and managing investment-grade residential properties, which has since evolved into LongView—a recognised industry leader in residential property buying and management. LongView is at the forefront of pioneering the development of a funds management industry in the existing dwelling asset class. With his extensive experience, Evan brings a wealth of knowledge to address the intricate challenges within Australia's housing landscape.

As Head of Strategy and Insights at LongView, Jane-Frances Kelly leads the data and analytics function, transforming extensive historical property data into actionable insights for clients. With a background at the Boston Consulting Group and experience in public policy work for notable figures including Prime Minister Blair and indigenous leader Noel Pearson, Jane-Frances brings a wealth of expertise. She holds a first-class honours degree in English language and literature from Oxford University, an MBA from Wharton, and a Masters of Public Policy from Princeton University, showcasing her diverse academic accomplishments.

Connect with Evan Thornley:


Connect with Jane-Frances Kelly: 


Resources mentioned in this episode:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>In the face of soaring property prices and an ongoing housing crisis, the conversation around property affordability has expanded beyond first home buyers and now encompasses the rental sphere. Despite interest rates on the rise, property prices continue to climb, leaving many wondering how long this upward trend will persist.

The root of the issue lies in the scarcity of supply, with listings at an all-time low and little indication of improvement. While supply on the rental side poses an even greater challenge, requiring years of rectification and substantial investment, the consequences for dual income families struggling to secure housing are dire. It seems that the housing crises have outgrown the capacity of governments to handle alone. Is Australia's property market, which has been deemed "too big to fail," possibly too big to fix?

In this thought-provoking episode, we delve into a discussion with Evan Thornley, CEO of LongView, and Jane-Frances Kelly, Head of Strategy & Insights at Longview, who have dedicated considerable time, energy, and resources to understanding the underlying causes of Australia's housing woes. Longview, in collaboration with Pexa, recently released a series of three housing affordability Whitepapers, with the third installment offering potential solutions to the identified housing crises.

Tune in as we explore the innovative thinking and fresh perspectives brought forth by Evan Thornley and Jane-Frances Kelly as they shed light on the complexities of Australia's property market and the urgent need for collaborative efforts among all stakeholders, including governments, community housing providers, and the private sector.

Join us as we uncover the proposed solutions that could help alleviate the housing challenges faced by individuals and families across the nation. Can a breakthrough be found amidst this housing turmoil? Discover the insights, ideas, and potential solutions that could shape the future of Australia's property landscape.

Episode Highlights:

00:00 - Welcome

08:34 - Rhetoric surrounds individual landlords, both pro and con.

13:45 - What are some solutions for the overall market?

20:36 - What lending-level changes would make this model more attractive?

26:04 - How does the $2.1 trillion invested in residential property unlock more investment?

30:00 - Why don't we have existing residential property funds like this?

36:43 - How do you identify properties with high land content and values?

41:18 - Medium rise is the cheapest housing form.

46:55 - What are your thoughts on the power of the labor market?

50:40 - Investors hinder first-time homebuyers' opportunities.

55:57 - What's happening in the home loan space?

1:02:14 - The importance of scalable, effective solutions.

About Our Guest:

Evan Thornley is a technology and social entrepreneur who, with 30 years of property investment experience in Australia and the US, has been dedicated to finding solutions for Australia's housing problems for the past seven years. Starting from the ground up, he built a firm focused on acquiring and managing investment-grade residential properties, which has since evolved into LongView—a recognised industry leader in residential property buying and management. LongView is at the forefront of pioneering the development of a funds management industry in the existing dwelling asset class. With his extensive experience, Evan brings a wealth of knowledge to address the intricate challenges within Australia's housing landscape.

As Head of Strategy and Insights at LongView, Jane-Frances Kelly leads the data and analytics function, transforming extensive historical property data into actionable insights for clients. With a background at the Boston Consulting Group and experience in public policy work for notable figures including Prime Minister Blair and indigenous leader Noel Pearson, Jane-Frances brings a wealth of expertise. She holds a first-class honours degree in English language and literature from Oxford University, an MBA from Wharton, and a Masters of Public Policy from Princeton University, showcasing her diverse academic accomplishments.

Connect with Evan Thornley:


Connect with Jane-Frances Kelly: 


Resources mentioned in this episode:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>d1248de4-875e-4dcc-b5de-b032008566a8Sun, 09 Jul 2023 19:00:00 +100001:08:15falsefull12882881From Gatekeepers to Guides: Real Estate Agents in the Digital AgeFrom Gatekeepers to Guides: Real Estate Agents in the Digital AgeThe real estate industry has witnessed remarkable changes in how we search for properties and gather information. However, the actual process of buying and selling has remained largely unchanged. Real estate agents continue to play a gatekeeping role, despite the advancements in digital platforms and portals. Unbeknownst to many, the relationship between sellers, agents, and buyers has been quietly evolving in the digital landscape.

Join us today for an insightful episode as we delve into the future of real estate. Over the past few years, buyer preferences have undergone significant transformations while emerging technologies like artificial intelligence (AI) pose the potential for disruption. Our guest, John Foong — Chief Revenue Officer of Domain Group, brings unique insights from his experience at renowned companies like Google and Uber, making this discussion a must-listen.

Tune in as we navigate through the complex landscape of real estate, guided by John Foong's unique insights and prepare for an engaging discussion on a topic that promises to reshape the way we buy and sell properties.

Episode Highlights:

00:00 - Welcome

06:38 - John Foong aims to become a "local market expert."

08:27 - How is success engagement measured?

12:46 - What's the situation with agents in the US?

17:40 - Providing information beyond legal requirements.

23:27 - What factors strongly correlate with engagement?

25:58 - Google Maps and its impact on traffic. 

31:00 - Changes in the Irish property market. 

36:08 - What will happen to the housing market?

43:10 - How does immigration affect the market?

47:18 - The real estate shift on the Gold Coast.

51:57 - When to sell or keep a property?

53:12 - Why you need to apply macro numbers to individual decisions.

About Our Guest:

John Foong — a seasoned senior sales executive, brings 15 years of management experience to the table, having worked across multiple continents including the U.S., Europe, Australia, and Africa. Notably, he has achieved remarkable record revenue growth during his tenure at Google and Uber, where he played a key role in multiplying Google Cloud's channel revenue into the billions as a global lead. With a proven track record, John has successfully led large teams globally and in Australia, overseeing 300+ people at Google and 600+ at Domain, encompassing both sales and technical roles. As a trusted advisor, caring manager, and holder of a Stanford MBA, John combines strategic thinking with operational expertise. His academic achievements include being a University of New South Wales Co-Op Scholar, Stanford Arjay Millar Scholar, and a distinguished alumnus of McKinsey Sydney, further highlighting his outstanding credentials.

Connect with John Fong:


Resources mentioned in this episode:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>The real estate industry has witnessed remarkable changes in how we search for properties and gather information. However, the actual process of buying and selling has remained largely unchanged. Real estate agents continue to play a gatekeeping role, despite the advancements in digital platforms and portals. Unbeknownst to many, the relationship between sellers, agents, and buyers has been quietly evolving in the digital landscape.

Join us today for an insightful episode as we delve into the future of real estate. Over the past few years, buyer preferences have undergone significant transformations while emerging technologies like artificial intelligence (AI) pose the potential for disruption. Our guest, John Foong — Chief Revenue Officer of Domain Group, brings unique insights from his experience at renowned companies like Google and Uber, making this discussion a must-listen.

Tune in as we navigate through the complex landscape of real estate, guided by John Foong's unique insights and prepare for an engaging discussion on a topic that promises to reshape the way we buy and sell properties.

Episode Highlights:

00:00 - Welcome

06:38 - John Foong aims to become a "local market expert."

08:27 - How is success engagement measured?

12:46 - What's the situation with agents in the US?

17:40 - Providing information beyond legal requirements.

23:27 - What factors strongly correlate with engagement?

25:58 - Google Maps and its impact on traffic. 

31:00 - Changes in the Irish property market. 

36:08 - What will happen to the housing market?

43:10 - How does immigration affect the market?

47:18 - The real estate shift on the Gold Coast.

51:57 - When to sell or keep a property?

53:12 - Why you need to apply macro numbers to individual decisions.

About Our Guest:

John Foong — a seasoned senior sales executive, brings 15 years of management experience to the table, having worked across multiple continents including the U.S., Europe, Australia, and Africa. Notably, he has achieved remarkable record revenue growth during his tenure at Google and Uber, where he played a key role in multiplying Google Cloud's channel revenue into the billions as a global lead. With a proven track record, John has successfully led large teams globally and in Australia, overseeing 300+ people at Google and 600+ at Domain, encompassing both sales and technical roles. As a trusted advisor, caring manager, and holder of a Stanford MBA, John combines strategic thinking with operational expertise. His academic achievements include being a University of New South Wales Co-Op Scholar, Stanford Arjay Millar Scholar, and a distinguished alumnus of McKinsey Sydney, further highlighting his outstanding credentials.

Connect with John Fong:


Resources mentioned in this episode:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>2a6ddc1a-0924-4d2c-839f-b0320083e2e1Sun, 02 Jul 2023 19:00:00 +100056:35falsefull12872871Listener Q&A: Home Upgrades, Cemetery Purchases, Buyers Agents, and Bank ResponsesListener Q&A: Home Upgrades, Cemetery Purchases, Buyers Agents, and Bank ResponsesIn today’s episode of The Elephant in The Room Property Podcast, we dive into an array of intriguing and thought-provoking listener questions that touch upon a variety of topics.

Join us as we navigate through the realms of real estate, finance, and unconventional investments to provide insightful answers and expert advice.

Among the array of topics we'll be discussing today are the considerations involved when one has the financial means to upgrade their home but doesn't necessarily need to, then we delve into the topic of finding the right buyer's agent in your desired area.

Shifting gears, we also shed light on the various fee models employed by buyers agents. And while we're on the topic of finances, we continue to address the timely topic of how banks are responding to their existing customers once their fixed mortgage rates expire.

Then, we take an unexpected turn as we delve into a fascinating and lesser-known realm of real estate investments—cemeteries. Yes, you heard us right!

Join us for an episode filled with enlightening answers to our listeners' burning questions. Whether you're a homeowner, aspiring buyer, or simply intrigued by unconventional investments, this episode of The Elephant in The Room Property Podcast is sure to broaden your understanding and provide valuable insights into various aspects of real estate, finance, and the world of unusual investments.

Episode Highlights:

00:00 - Introduction

01:08 - Is a home upgrade worth considering even if unnecessary?

08:45 - How to find the right local buyers’ agent in an area that doesn’t have any?

16:50 - Understanding the different fees among buyer’s agents

25:30 - What to look for and what NOT to look for when choosing a buyer’s agent

34:00 - Let’s discuss this unconventional question about cemetery purchases

Resources Mentioned in the Episode:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>In today’s episode of The Elephant in The Room Property Podcast, we dive into an array of intriguing and thought-provoking listener questions that touch upon a variety of topics.

Join us as we navigate through the realms of real estate, finance, and unconventional investments to provide insightful answers and expert advice.

Among the array of topics we'll be discussing today are the considerations involved when one has the financial means to upgrade their home but doesn't necessarily need to, then we delve into the topic of finding the right buyer's agent in your desired area.

Shifting gears, we also shed light on the various fee models employed by buyers agents. And while we're on the topic of finances, we continue to address the timely topic of how banks are responding to their existing customers once their fixed mortgage rates expire.

Then, we take an unexpected turn as we delve into a fascinating and lesser-known realm of real estate investments—cemeteries. Yes, you heard us right!

Join us for an episode filled with enlightening answers to our listeners' burning questions. Whether you're a homeowner, aspiring buyer, or simply intrigued by unconventional investments, this episode of The Elephant in The Room Property Podcast is sure to broaden your understanding and provide valuable insights into various aspects of real estate, finance, and the world of unusual investments.

Episode Highlights:

00:00 - Introduction

01:08 - Is a home upgrade worth considering even if unnecessary?

08:45 - How to find the right local buyers’ agent in an area that doesn’t have any?

16:50 - Understanding the different fees among buyer’s agents

25:30 - What to look for and what NOT to look for when choosing a buyer’s agent

34:00 - Let’s discuss this unconventional question about cemetery purchases

Resources Mentioned in the Episode:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>85c121d1-643e-4ba4-87c3-b02a0092e9feSun, 25 Jun 2023 19:00:00 +100040:32falsefull12862861Are Rising Property Prices Creating a Lost Generation of Homeowners?Are Rising Property Prices Creating a Lost Generation of Homeowners?With property prices soaring and borrowing capacities diminishing, it's no wonder that the bank of mum and dad has become the country's fifth-largest lender. But what does this growing divide mean for the future of aspiring homeowners and society at large?

Today’s guest, Brian Hartzer - Chairman of 2Be, Beforepay and Reejig brings his extensive banking experience and fintech expertise to shed light on innovative lending solutions. His extensive involvement as an angel investor and advisor to numerous fintech and technology start-ups positions him as a leading voice in the industry.

Join us as we explore the opportunities emerging from the current lending landscape and discuss how innovation can bridge the gap between first home buyers and their dreams of homeownership. We'll delve into the development of alternative lending products and how they can empower those who don't have the luxury of familial financial assistance.

Don't miss this enlightening conversation that addresses the pressing challenges faced by home buyers in Australia and unveil the possibilities created by fintech and start-ups in the lending space.

Episode Highlights:

00:00 - Welcome

01:19 - Who is Brian Hartzer?

02:58 - How big is the bank of mum and dad?

03:35 - Are older homeowners being overlooked in the borrowing landscape?

06:19 - Reasons why people over 55 want to borrow money

10:20 - What is a reverse mortgage?

12:58 - How does a reverse mortgage work?

14:32 - Reverse mortgages and the difference in interest rates

17:54 - The future of super funds in this space

19:28 - The bank of mum and dad situation

21:58 - The advantages of having a parental guarantee

27:23 - Brian’s take on the current banking industry

32:15 - What’s driving the net interest margin down?

35:27 - Are banks writing loans under the cost of the capital?

40:09 - What’s going on with the banks’ lending to customers?

50:07 - The longest downturn Australia’s had in property prices

55:14 - How Brian feels about the Reserve Bank of Australia

55:56 - Brian Hartzer’s property dumbo

About Our Guest:

Brian Hartzer is a seasoned executive, mentor, and investor. He was the CEO of the Westpac Banking Group from 2015 to 2019 and has held leadership positions in major banks in Australia and the UK. Brian has also served as Chairman of the Australian Banking Association and the Retail Banking Committee of the British Bankers Association. In addition, he is involved with multiple startups in Sydney as Chairman and serves as a senior advisor to a data science company. Brian is actively engaged in philanthropic endeavors, including being the President of the Board of Trustees of the Australian Museum. He holds a degree in European History from Princeton University, is a Chartered Financial Analyst, and holds dual US and Australian citizenship.

Connect with Brian Hartzer:


Resources Mentioned in the Episode:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>With property prices soaring and borrowing capacities diminishing, it's no wonder that the bank of mum and dad has become the country's fifth-largest lender. But what does this growing divide mean for the future of aspiring homeowners and society at large?

Today’s guest, Brian Hartzer - Chairman of 2Be, Beforepay and Reejig brings his extensive banking experience and fintech expertise to shed light on innovative lending solutions. His extensive involvement as an angel investor and advisor to numerous fintech and technology start-ups positions him as a leading voice in the industry.

Join us as we explore the opportunities emerging from the current lending landscape and discuss how innovation can bridge the gap between first home buyers and their dreams of homeownership. We'll delve into the development of alternative lending products and how they can empower those who don't have the luxury of familial financial assistance.

Don't miss this enlightening conversation that addresses the pressing challenges faced by home buyers in Australia and unveil the possibilities created by fintech and start-ups in the lending space.

Episode Highlights:

00:00 - Welcome

01:19 - Who is Brian Hartzer?

02:58 - How big is the bank of mum and dad?

03:35 - Are older homeowners being overlooked in the borrowing landscape?

06:19 - Reasons why people over 55 want to borrow money

10:20 - What is a reverse mortgage?

12:58 - How does a reverse mortgage work?

14:32 - Reverse mortgages and the difference in interest rates

17:54 - The future of super funds in this space

19:28 - The bank of mum and dad situation

21:58 - The advantages of having a parental guarantee

27:23 - Brian’s take on the current banking industry

32:15 - What’s driving the net interest margin down?

35:27 - Are banks writing loans under the cost of the capital?

40:09 - What’s going on with the banks’ lending to customers?

50:07 - The longest downturn Australia’s had in property prices

55:14 - How Brian feels about the Reserve Bank of Australia

55:56 - Brian Hartzer’s property dumbo

About Our Guest:

Brian Hartzer is a seasoned executive, mentor, and investor. He was the CEO of the Westpac Banking Group from 2015 to 2019 and has held leadership positions in major banks in Australia and the UK. Brian has also served as Chairman of the Australian Banking Association and the Retail Banking Committee of the British Bankers Association. In addition, he is involved with multiple startups in Sydney as Chairman and serves as a senior advisor to a data science company. Brian is actively engaged in philanthropic endeavors, including being the President of the Board of Trustees of the Australian Museum. He holds a degree in European History from Princeton University, is a Chartered Financial Analyst, and holds dual US and Australian citizenship.

Connect with Brian Hartzer:


Resources Mentioned in the Episode:


Resources:


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]]>fc007993-bee0-4f49-8fa7-b022007bbb03Sun, 18 Jun 2023 19:00:00 +100059:47falsefull12852851Unlocking the Mystery: Why Housing Solutions Remain ElusiveUnlocking the Mystery: Why Housing Solutions Remain ElusiveAs we delve into the deepening housing affordability crisis in Australia, and the conversation starts to shift from the struggles of first-time home buyers to the escalating rental crisis, it's time to examine whether the proposed solutions from our government are truly effective or mere band-aids to a larger problem.

In this episode, we delve deep into the housing crisis and explore the obstacles preventing meaningful change. Is it a lack of political will that prevents decisive action? Or are there other roadblocks, such as complex regulatory frameworks or community resistance, that impede progress?

Joining us as we attempt to gain insights into the current state of the Australian housing market is Peter Tulip — Chief Economist at the Centre for Independent Studies, whose extensive experience, including his research at the Reserve Bank of Australia and the Federal Reserve Board of Governors, makes him an invaluable resource in understanding the complexities of housing and monetary policy.

If you're passionate about understanding the intricate dynamics of the Australian housing market and eager to explore potential avenues for change, this episode is a must-listen. Gain valuable insights from our expert guest as we unlock the mysteries of why housing solutions remain elusive in the Australian housing landscape and discover potential pathways towards affordable housing solutions.

Episode Highlights:

00:00 - Welcome

01:47 - Peter’s thoughts on the NIMBY and YIMBY movement

05:12 - What are the solutions to the supply problem?

07:34 - What factors influence builders' willingness to provide housing?

08:55 - Challenges faced by builders and developers in the current market

12:57 - The impact of land tax on the property prices in Australia

21:00 - Factors that contribute to the limited growth of the build-to-rent sector in Australia

27:29 - Is there a lack of accountability among certain councils regarding housing shortages?

28:36 - Successful examples of councils changing their stance on housing development

32:01 - What are the challenges and opportunities of industrial land redevelopment?

38:49 - Are land values and density considerations affecting housing targets in Sydney?

47:37 - What are the shortcomings of the current monetary policy process in the RBA?

51:57 - How has the property market shown resilience despite interest rate hikes?

56:30 - The cause behind the significant shortfall of dwellings in Sydney

58:02 - Peter Tulip’s property dumbo

About Our Guest:

Peter Tulip has been Chief Economist at the Centre for Independent Studies since 2020. From 2011 to 2020 he was Senior Research Manager at the Reserve Bank of Australia. Before that he worked at the US Federal Reserve Board, the OECD and the Commonwealth Treasury. His research has been published in numerous international academic journals. His recent work focuses on Australian housing policy.  He has a PhD from the University of Pennsylvania.

Connect with Peter Tulip:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>As we delve into the deepening housing affordability crisis in Australia, and the conversation starts to shift from the struggles of first-time home buyers to the escalating rental crisis, it's time to examine whether the proposed solutions from our government are truly effective or mere band-aids to a larger problem.

In this episode, we delve deep into the housing crisis and explore the obstacles preventing meaningful change. Is it a lack of political will that prevents decisive action? Or are there other roadblocks, such as complex regulatory frameworks or community resistance, that impede progress?

Joining us as we attempt to gain insights into the current state of the Australian housing market is Peter Tulip — Chief Economist at the Centre for Independent Studies, whose extensive experience, including his research at the Reserve Bank of Australia and the Federal Reserve Board of Governors, makes him an invaluable resource in understanding the complexities of housing and monetary policy.

If you're passionate about understanding the intricate dynamics of the Australian housing market and eager to explore potential avenues for change, this episode is a must-listen. Gain valuable insights from our expert guest as we unlock the mysteries of why housing solutions remain elusive in the Australian housing landscape and discover potential pathways towards affordable housing solutions.

Episode Highlights:

00:00 - Welcome

01:47 - Peter’s thoughts on the NIMBY and YIMBY movement

05:12 - What are the solutions to the supply problem?

07:34 - What factors influence builders' willingness to provide housing?

08:55 - Challenges faced by builders and developers in the current market

12:57 - The impact of land tax on the property prices in Australia

21:00 - Factors that contribute to the limited growth of the build-to-rent sector in Australia

27:29 - Is there a lack of accountability among certain councils regarding housing shortages?

28:36 - Successful examples of councils changing their stance on housing development

32:01 - What are the challenges and opportunities of industrial land redevelopment?

38:49 - Are land values and density considerations affecting housing targets in Sydney?

47:37 - What are the shortcomings of the current monetary policy process in the RBA?

51:57 - How has the property market shown resilience despite interest rate hikes?

56:30 - The cause behind the significant shortfall of dwellings in Sydney

58:02 - Peter Tulip’s property dumbo

About Our Guest:

Peter Tulip has been Chief Economist at the Centre for Independent Studies since 2020. From 2011 to 2020 he was Senior Research Manager at the Reserve Bank of Australia. Before that he worked at the US Federal Reserve Board, the OECD and the Commonwealth Treasury. His research has been published in numerous international academic journals. His recent work focuses on Australian housing policy.  He has a PhD from the University of Pennsylvania.

Connect with Peter Tulip:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>70bf353d-acec-44b2-83a9-b01e0154fb4fSun, 11 Jun 2023 20:44:05 +100001:01:15falsefull284284An Expert’s Revelation: The Unexpected Link Between Homeownership and HappinessAn Expert’s Revelation: The Unexpected Link Between Homeownership and HappinessHow closely are our homes tied to our overall sense of wellbeing? Is it true that homeowners experience greater happiness compared to renters? We're about to uncover the truth behind this common assumption.

While owning a home can offer stability and a sense of control over our living environment, it is not without its challenges. Financial stress and the responsibility of property maintenance can dampen the initial excitement. So, how long does the satisfaction of homeownership last before we yearn for something more?

In today's episode, we are honored to have Dr. Peggy Kern, an esteemed associate professor at the Centre for Wellbeing Science within the University of Melbourne's Graduate School of Education to help us uncover the complexities beyond the simplistic notion that homeowners are content and renters are dissatisfied.

Tune in to gain valuable insights into the connection between homeownership and happiness and have a deeper understanding of how our living arrangements can impact our overall well being.

Episode Highlights:

00:00 - Is homeownership connected to our sense of wellbeing?

01:24 - Who is Dr. Peggy Kern?

02:16 - How do we measure our well being or happiness? 

04:14 - Explaining the hedonic treadmill and how it relates to homeownership

11:53 - Factors that contribute to the emotional rollercoaster of homeownership

15:08 - The pros and cons of short-term vs long-term thinking

19:13 - Tips for getting into a long-term thinking mindset

23:32 - Common factors found among centenarians that could be contributory to their long life

25:37 - Fact or myth? It takes longer to bounce back from negative experiences

30:56 - How pursuing a dopamine hit impacts decision-making when it comes to property

37:17 - Does one's affluence paradoxically coexist with unhappiness?

39:39 - How important is financial stability to one’s well being?

42:10 - Factors that influence one's perspective on downsizing

43:45 - How can housing choices impact overall happiness and satisfaction?

50:41 - Peggy Kern’s property dumbo

About Our Guest:

Dr. Peggy Kern is an associate professor at the Centre for Wellbeing Science within the University of Melbourne's Graduate School of Education. Originally trained in social, personality, and developmental psychology, Peggy received her undergraduate degree in psychology from Arizona State University, a Masters and Ph.D. in social/personality psychology from the University of California and postdoctoral training in positive psychology at the University of Pennsylvania. Her research focuses on understanding, measuring, and supporting wellbeing across the lifespan. She works with schools and workplaces to examine strategies for supporting wellbeing, and bridging gaps between research and practice. She has published 3 books, over 100 peer-reviewed articles and chapters, and the freely available Palgrave Handbook of Positive Education.

Connect with Peggy Kern:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>How closely are our homes tied to our overall sense of wellbeing? Is it true that homeowners experience greater happiness compared to renters? We're about to uncover the truth behind this common assumption.

While owning a home can offer stability and a sense of control over our living environment, it is not without its challenges. Financial stress and the responsibility of property maintenance can dampen the initial excitement. So, how long does the satisfaction of homeownership last before we yearn for something more?

In today's episode, we are honored to have Dr. Peggy Kern, an esteemed associate professor at the Centre for Wellbeing Science within the University of Melbourne's Graduate School of Education to help us uncover the complexities beyond the simplistic notion that homeowners are content and renters are dissatisfied.

Tune in to gain valuable insights into the connection between homeownership and happiness and have a deeper understanding of how our living arrangements can impact our overall well being.

Episode Highlights:

00:00 - Is homeownership connected to our sense of wellbeing?

01:24 - Who is Dr. Peggy Kern?

02:16 - How do we measure our well being or happiness? 

04:14 - Explaining the hedonic treadmill and how it relates to homeownership

11:53 - Factors that contribute to the emotional rollercoaster of homeownership

15:08 - The pros and cons of short-term vs long-term thinking

19:13 - Tips for getting into a long-term thinking mindset

23:32 - Common factors found among centenarians that could be contributory to their long life

25:37 - Fact or myth? It takes longer to bounce back from negative experiences

30:56 - How pursuing a dopamine hit impacts decision-making when it comes to property

37:17 - Does one's affluence paradoxically coexist with unhappiness?

39:39 - How important is financial stability to one’s well being?

42:10 - Factors that influence one's perspective on downsizing

43:45 - How can housing choices impact overall happiness and satisfaction?

50:41 - Peggy Kern’s property dumbo

About Our Guest:

Dr. Peggy Kern is an associate professor at the Centre for Wellbeing Science within the University of Melbourne's Graduate School of Education. Originally trained in social, personality, and developmental psychology, Peggy received her undergraduate degree in psychology from Arizona State University, a Masters and Ph.D. in social/personality psychology from the University of California and postdoctoral training in positive psychology at the University of Pennsylvania. Her research focuses on understanding, measuring, and supporting wellbeing across the lifespan. She works with schools and workplaces to examine strategies for supporting wellbeing, and bridging gaps between research and practice. She has published 3 books, over 100 peer-reviewed articles and chapters, and the freely available Palgrave Handbook of Positive Education.

Connect with Peggy Kern:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>df3bf361-b2a0-4b7e-84f3-b00f00284d75Sun, 04 Jun 2023 19:00:00 +100054:08falsefull12832831What You Need to Know in Gaining Approval for Property ImprovementsWhat You Need to Know in Gaining Approval for Property ImprovementsHow would you feel if your dream of building a new home on a suburban property suddenly turns into a nightmarish ordeal? Imagine the shock and dismay when a family's hopes got crushed after demolishing their existing house, only to discover that they couldn't build on the site due to unforeseen zoning regulations.

It raises a pressing question: How could such assumptions about property improvements lead to devastating consequences?

To shed light on this topic, we've invited Eli Gescheit, an esteemed urban planner with over 15 years of experience and Director of Navon Planning. With his profound understanding of local councils and the needs of property owners, Eli is uniquely positioned to guide us through the intricate process of gaining approval for property enhancements.

Prepare to be enlightened as we embark on a journey alongside an urban planner who has witnessed firsthand the impact of misguided assumptions.

Learn how to navigate the terrain of property improvements with greater confidence and avoid potential pitfalls that could jeopardise your dreams.

Episode Highlights:

00:00 - Introduction

02:11 - Understanding the basics of the planning process in its entirety

04:10 - Two types of town planners and their roles in the context of councils and government

06:25 - Demolishing a brick home without approval from a town planner’s perspective

09:45 - Due diligence that goes beyond just the zoning certificate

12:52 - Property risks: Floods, bushfires, and their impact on property evaluation

16:17 - Overland flooding and flooding in Brisbane

20:06 - Various misconceptions and mistakes people make regarding their own properties

24:33 - What home improvements can you do without the need of a development approval?

31:27 - Repercussions of non-compliance in property transactions

36:16 - Roles and boundaries for illegal property work in Sydney

38:39 - Getting approvals for large property developments

43:23 - The impact of your relationship with neighbours on your property development plans

45:38 - What happens if your application gets disapproved?

48:09 - The difference between going to court vs consulting with a local agent

51:49 - The process involved in court cases and negotiations related to legal matters

57:49 - The importance of having a relationship with counsel in your pre-DA

1:00:16 - Eli Gescheit’s property dumbo

About Our Guest:

Eli Gescheit — Director of Navon Planning, is an experienced urban planner with over 15 years’ working in various Councils and consultancies, including Waverley Council and Hurstville Council (Now known as Georges River Council), at leading planning consultancy, Urbis and at Neustein Urban. Eli knows the ins and outs of Councils while also understanding client’s requirements. He possesses negotiating skills and regularly appears as an expert witness before the NSW Land and Environment Court.

Connect with Eli Gescheit:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>How would you feel if your dream of building a new home on a suburban property suddenly turns into a nightmarish ordeal? Imagine the shock and dismay when a family's hopes got crushed after demolishing their existing house, only to discover that they couldn't build on the site due to unforeseen zoning regulations.

It raises a pressing question: How could such assumptions about property improvements lead to devastating consequences?

To shed light on this topic, we've invited Eli Gescheit, an esteemed urban planner with over 15 years of experience and Director of Navon Planning. With his profound understanding of local councils and the needs of property owners, Eli is uniquely positioned to guide us through the intricate process of gaining approval for property enhancements.

Prepare to be enlightened as we embark on a journey alongside an urban planner who has witnessed firsthand the impact of misguided assumptions.

Learn how to navigate the terrain of property improvements with greater confidence and avoid potential pitfalls that could jeopardise your dreams.

Episode Highlights:

00:00 - Introduction

02:11 - Understanding the basics of the planning process in its entirety

04:10 - Two types of town planners and their roles in the context of councils and government

06:25 - Demolishing a brick home without approval from a town planner’s perspective

09:45 - Due diligence that goes beyond just the zoning certificate

12:52 - Property risks: Floods, bushfires, and their impact on property evaluation

16:17 - Overland flooding and flooding in Brisbane

20:06 - Various misconceptions and mistakes people make regarding their own properties

24:33 - What home improvements can you do without the need of a development approval?

31:27 - Repercussions of non-compliance in property transactions

36:16 - Roles and boundaries for illegal property work in Sydney

38:39 - Getting approvals for large property developments

43:23 - The impact of your relationship with neighbours on your property development plans

45:38 - What happens if your application gets disapproved?

48:09 - The difference between going to court vs consulting with a local agent

51:49 - The process involved in court cases and negotiations related to legal matters

57:49 - The importance of having a relationship with counsel in your pre-DA

1:00:16 - Eli Gescheit’s property dumbo

About Our Guest:

Eli Gescheit — Director of Navon Planning, is an experienced urban planner with over 15 years’ working in various Councils and consultancies, including Waverley Council and Hurstville Council (Now known as Georges River Council), at leading planning consultancy, Urbis and at Neustein Urban. Eli knows the ins and outs of Councils while also understanding client’s requirements. He possesses negotiating skills and regularly appears as an expert witness before the NSW Land and Environment Court.

Connect with Eli Gescheit:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>350f4a53-7f2e-474a-b393-b00f002734b0Sun, 28 May 2023 19:00:00 +100001:04:09falsefull12822821Rental Crisis: Is There a Way Out? Suburb Trends Report May 2023Rental Crisis: Is There a Way Out? Suburb Trends Report May 2023Picture this: a country caught in the grips of an unprecedented rental crisis, where finding a place to call home has become an arduous battle for countless Australians. The very fabric of the real estate market is strained as supply dwindles and demand soars to staggering heights. 

In the face of this dire situation, our resident data geek, Kent Lardner, takes on the monumental challenge of untangling this complex web and shedding light on potential remedies.

Today, we plunge into the depths of the rental crisis, guided by Kent Lardner's tireless research and analytical expertise. We investigate the intricate interplay between supply, demand, and socioeconomic factors that contribute to this critical juncture. With a data-driven lens, we scrutinise potential solutions, daring to challenge the status quo and disrupt conventional thinking.

Tune in to this month’s Suburb Trends report where we navigate the tumultuous landscape of Australia's rental crisis — is there a way out?

Episode Highlights:

00:00 - This is our Suburbs Trends Report for May 2023

00:55 - How Kent tackled the challenge of solving the rental crisis

03:58 - Top 10 areas in terms of percentage of rentals

09:48 - National rate of vacancy is under 1% — it’s CRAZY!

12:11 - Why first home buyers are scared to go into the rental market again

16:53 - The disadvantages of the rent-to-share scheme we’re seeing in other cities

18:55 - Government incentives for boosting investment in multi-family residential properties

22:47 - Who’s to blame for the rental rates rising above CPI?

26:07 - Is this a viable solution for solving the current housing crisis?

27:43 - Another problem being caused by short-term rentals

30:38 - Various incentives and policies that could address the housing problem

32:18 - The political aspect of housing policies

36:08 - Investors are pulling out of the market because of the rental issues

40:11 - Can prefabrication and 3D printing address the problem of labour shortage?

42:07 - What’s starting to change in the rental market?

48:34 - What’s the impact of new developments in the rental markets?

About Kent Lardner:

Kent Lardner is an expert data science and business leader with 30+ years of experience at leading companies like JLL, CoreLogic, and General Electric. He has led teams of 5 to 200 people across Australia and China, driven by his passion for high-growth digital businesses. Kent is also the founder of Suburbtrends, a leading property research firm trusted by major names in Australian property and featured in mainstream media.

Connect with Kent Lardner:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>Picture this: a country caught in the grips of an unprecedented rental crisis, where finding a place to call home has become an arduous battle for countless Australians. The very fabric of the real estate market is strained as supply dwindles and demand soars to staggering heights. 

In the face of this dire situation, our resident data geek, Kent Lardner, takes on the monumental challenge of untangling this complex web and shedding light on potential remedies.

Today, we plunge into the depths of the rental crisis, guided by Kent Lardner's tireless research and analytical expertise. We investigate the intricate interplay between supply, demand, and socioeconomic factors that contribute to this critical juncture. With a data-driven lens, we scrutinise potential solutions, daring to challenge the status quo and disrupt conventional thinking.

Tune in to this month’s Suburb Trends report where we navigate the tumultuous landscape of Australia's rental crisis — is there a way out?

Episode Highlights:

00:00 - This is our Suburbs Trends Report for May 2023

00:55 - How Kent tackled the challenge of solving the rental crisis

03:58 - Top 10 areas in terms of percentage of rentals

09:48 - National rate of vacancy is under 1% — it’s CRAZY!

12:11 - Why first home buyers are scared to go into the rental market again

16:53 - The disadvantages of the rent-to-share scheme we’re seeing in other cities

18:55 - Government incentives for boosting investment in multi-family residential properties

22:47 - Who’s to blame for the rental rates rising above CPI?

26:07 - Is this a viable solution for solving the current housing crisis?

27:43 - Another problem being caused by short-term rentals

30:38 - Various incentives and policies that could address the housing problem

32:18 - The political aspect of housing policies

36:08 - Investors are pulling out of the market because of the rental issues

40:11 - Can prefabrication and 3D printing address the problem of labour shortage?

42:07 - What’s starting to change in the rental market?

48:34 - What’s the impact of new developments in the rental markets?

About Kent Lardner:

Kent Lardner is an expert data science and business leader with 30+ years of experience at leading companies like JLL, CoreLogic, and General Electric. He has led teams of 5 to 200 people across Australia and China, driven by his passion for high-growth digital businesses. Kent is also the founder of Suburbtrends, a leading property research firm trusted by major names in Australian property and featured in mainstream media.

Connect with Kent Lardner:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>49af4950-bb9e-4495-91ab-b008006534e0Sun, 21 May 2023 19:00:00 +100053:07falsefull12812811Australia’s Population Time Bomb: Is the Nation Prepared for the Future?Australia’s Population Time Bomb: Is the Nation Prepared for the Future?In this week's episode of the podcast, we tackle the thorny issue of Australia's population growth and how we plan to provide accommodation for the influx of people that are set to arrive on our shores. With immigration back on the table, the government has forecast a 60% increase in population by 2050, which raises a number of difficult questions.

First and foremost, we simply don't have enough housing to accommodate our current population, let alone a larger one. Building companies are struggling, there's a labour shortage, and the cost of materials and capital is rising. This is going to make it extremely difficult to ramp up the supply of new housing, especially when there will be stiff competition for resources.

But housing is just one piece of the puzzle. We will also need to consider where these people will work, shop, and go to school. This requires careful planning and reliable forecasting, something that Richard Temlett, our guest on the podcast, specialises in. As a director of Charter Keck Cramer's strategic research department, Richard helps industry players make development and investment decisions based on forward-looking, evidence-based outputs.

In this episode, we dive into the specific challenges that Australia's population growth presents in the apartment space. With more people looking for smaller, more affordable homes, how will the market respond? And what impact will this have on  existing apartment buildings and the broader property market? Richard shares his insights and predictions for the future, painting a picture of what life might look like in Australia in 2050. Tune in to hear the full conversation and gain a deeper understanding of the challenges and opportunities that lie ahead.

Episode Highlights:

00:00 - Introduction

01:28 - Who is Richard Temlett?

02:31 - Richard’s take on the development space in 2023 coming out of COVID

05:52 - What’s happening to the supply and demand in the Australian housing market?

12:30 - The mismatch between supply and demand

14:36 - How important are foreign buyers in the build-to-sell sector

19:12 - What’s going to solve the housing crisis in Australia?

23:11 - Are foreign investors becoming a problem in Australia?

28:36 - The challenges that developers face with labour shortages and building prices

32:05 - How will the Australian housing market respond to fluctuations in the cash rate?

36:27 - Let’s talk about the issues with price rises and settlement risks

39:52 - The problem with the current financing arrangements for developers

44:57 - How builders are getting around the fear of quality being a problem

50:59 - How does the Olympics impact the construction industry in Australia right now?

54:24 - The impact of labour shortage in Australia

55:25 - Richard’s property dumbo

About Our Guest:

Richard Temlett is a Director in Charter Keck Cramer's Strategic Research department. A former lawyer, Richard specialises in producing forward-looking evidence-based outputs which identify the target market(s), identify the property market risks as well as validate inputs for development and investment decisions. Richard has worked in both the private and public sectors, as well as in consulting and developer roles. He is a regular contributor and presenter at events and seminars in the property industry.

Connect with Richard Temlett:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>In this week's episode of the podcast, we tackle the thorny issue of Australia's population growth and how we plan to provide accommodation for the influx of people that are set to arrive on our shores. With immigration back on the table, the government has forecast a 60% increase in population by 2050, which raises a number of difficult questions.

First and foremost, we simply don't have enough housing to accommodate our current population, let alone a larger one. Building companies are struggling, there's a labour shortage, and the cost of materials and capital is rising. This is going to make it extremely difficult to ramp up the supply of new housing, especially when there will be stiff competition for resources.

But housing is just one piece of the puzzle. We will also need to consider where these people will work, shop, and go to school. This requires careful planning and reliable forecasting, something that Richard Temlett, our guest on the podcast, specialises in. As a director of Charter Keck Cramer's strategic research department, Richard helps industry players make development and investment decisions based on forward-looking, evidence-based outputs.

In this episode, we dive into the specific challenges that Australia's population growth presents in the apartment space. With more people looking for smaller, more affordable homes, how will the market respond? And what impact will this have on  existing apartment buildings and the broader property market? Richard shares his insights and predictions for the future, painting a picture of what life might look like in Australia in 2050. Tune in to hear the full conversation and gain a deeper understanding of the challenges and opportunities that lie ahead.

Episode Highlights:

00:00 - Introduction

01:28 - Who is Richard Temlett?

02:31 - Richard’s take on the development space in 2023 coming out of COVID

05:52 - What’s happening to the supply and demand in the Australian housing market?

12:30 - The mismatch between supply and demand

14:36 - How important are foreign buyers in the build-to-sell sector

19:12 - What’s going to solve the housing crisis in Australia?

23:11 - Are foreign investors becoming a problem in Australia?

28:36 - The challenges that developers face with labour shortages and building prices

32:05 - How will the Australian housing market respond to fluctuations in the cash rate?

36:27 - Let’s talk about the issues with price rises and settlement risks

39:52 - The problem with the current financing arrangements for developers

44:57 - How builders are getting around the fear of quality being a problem

50:59 - How does the Olympics impact the construction industry in Australia right now?

54:24 - The impact of labour shortage in Australia

55:25 - Richard’s property dumbo

About Our Guest:

Richard Temlett is a Director in Charter Keck Cramer's Strategic Research department. A former lawyer, Richard specialises in producing forward-looking evidence-based outputs which identify the target market(s), identify the property market risks as well as validate inputs for development and investment decisions. Richard has worked in both the private and public sectors, as well as in consulting and developer roles. He is a regular contributor and presenter at events and seminars in the property industry.

Connect with Richard Temlett:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>6c4af322-da3a-4148-8a0d-b00001875f6dSun, 14 May 2023 19:00:00 +100059:10falsefull12802801The Art of Persuasion: How to Get What You Want in Property DealsThe Art of Persuasion: How to Get What You Want in Property DealsNegotiation is a game of strategy, and those who master it can achieve great success in the property market. But how do you know if you're a good negotiator? Do you always aim for a win-win, or do you have a secret fallback position that you rely on?

In this episode, we explore the art of negotiation with renowned property expert Michael Yardney, who has developed a range of tactics to influence and persuade others to do what he wants them to do. With his book "Negotiate, Influence, Persuade: How to Persuade Others to Do What You'd Like Them to Do," Michael delves into the psychology of deal making, exploring how to achieve your desired outcomes by understanding the other party's perspective.

We also discuss whether commonly used negotiation strategies such as aiming for a win-win or meeting in the middle are still effective in today's market, or whether it's time to ditch them and study the psychology of deal making instead.

While we'll be viewing negotiation through a real estate lens, Michael's book emphasises that negotiation is a life skill that can be applied to any situation. Whether you're negotiating a property deal or trying to do something otherwise, understanding the psychology of deal making will certainly help you achieve your desired outcome.

So if you're looking to improve your negotiation skills and achieve success in the property market, be sure to tune in to this episode and learn from one of the best in the business.

Episode Highlights:

00:00 - What is the art of negotiation?

02:41 - Michael’s inspiration behind his book "Negotiate, Influence, Persuade”

04:47 - Realising that all life is in negotiation

05:49 - What is the best negotiation?

08:31 - Let’s talk about the three key areas of power in negotiation

12:43 - Don’t go into a negotiation without knowing the end result

17:16 - Don’t be tricked into making another offer

20:47 - What are the two motivators of negotiation?

24:33 - What are the benefits of having a good buyer’s agent?

29:02 - How to negotiate in a buyer’s market?

35:55 - The key thing buyers need to know about negotiation

38:21 - The biggest negotiating mistake property owners make

40:18 - The pros and cons of having different levels of vendor disclosure in different states in Australia

42:54 - How to make an offer after doing your due diligence

45:39 - What are some of the biggest biases in real estate negotiation?

50:41 - What is anchoring bias and how is it used in the real estate market?

57:52 - Michael Yardney’s property dumbo

About Our Guest:

Michael Yardney is a highly respected and influential figure in Australia's property market, with an impressive list of credentials that includes being #1 bestselling author of 9 books and being voted one of Australia's 50 most influential thought leaders. He is also a trusted property commentator whose opinions are regularly quoted in the media, including major newspapers, finance and property magazines, and on Sky TV and commercial radio. What sets Michael apart is that he is not just a theorist but also a successful property investor and developer, and as a director of Metropole Group of Companies, he leads a team of professionals who help clients grow, preserve and pass on their wealth.

Connect with Michael Yardney:


Resources:


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]]>Negotiation is a game of strategy, and those who master it can achieve great success in the property market. But how do you know if you're a good negotiator? Do you always aim for a win-win, or do you have a secret fallback position that you rely on?

In this episode, we explore the art of negotiation with renowned property expert Michael Yardney, who has developed a range of tactics to influence and persuade others to do what he wants them to do. With his book "Negotiate, Influence, Persuade: How to Persuade Others to Do What You'd Like Them to Do," Michael delves into the psychology of deal making, exploring how to achieve your desired outcomes by understanding the other party's perspective.

We also discuss whether commonly used negotiation strategies such as aiming for a win-win or meeting in the middle are still effective in today's market, or whether it's time to ditch them and study the psychology of deal making instead.

While we'll be viewing negotiation through a real estate lens, Michael's book emphasises that negotiation is a life skill that can be applied to any situation. Whether you're negotiating a property deal or trying to do something otherwise, understanding the psychology of deal making will certainly help you achieve your desired outcome.

So if you're looking to improve your negotiation skills and achieve success in the property market, be sure to tune in to this episode and learn from one of the best in the business.

Episode Highlights:

00:00 - What is the art of negotiation?

02:41 - Michael’s inspiration behind his book "Negotiate, Influence, Persuade”

04:47 - Realising that all life is in negotiation

05:49 - What is the best negotiation?

08:31 - Let’s talk about the three key areas of power in negotiation

12:43 - Don’t go into a negotiation without knowing the end result

17:16 - Don’t be tricked into making another offer

20:47 - What are the two motivators of negotiation?

24:33 - What are the benefits of having a good buyer’s agent?

29:02 - How to negotiate in a buyer’s market?

35:55 - The key thing buyers need to know about negotiation

38:21 - The biggest negotiating mistake property owners make

40:18 - The pros and cons of having different levels of vendor disclosure in different states in Australia

42:54 - How to make an offer after doing your due diligence

45:39 - What are some of the biggest biases in real estate negotiation?

50:41 - What is anchoring bias and how is it used in the real estate market?

57:52 - Michael Yardney’s property dumbo

About Our Guest:

Michael Yardney is a highly respected and influential figure in Australia's property market, with an impressive list of credentials that includes being #1 bestselling author of 9 books and being voted one of Australia's 50 most influential thought leaders. He is also a trusted property commentator whose opinions are regularly quoted in the media, including major newspapers, finance and property magazines, and on Sky TV and commercial radio. What sets Michael apart is that he is not just a theorist but also a successful property investor and developer, and as a director of Metropole Group of Companies, he leads a team of professionals who help clients grow, preserve and pass on their wealth.

Connect with Michael Yardney:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>e0e05219-dcb2-47eb-adbf-aff200ef8ed5Sun, 07 May 2023 19:00:00 +100001:02:17falsefull12792791Will the Mortgage Cliff in 2023 be a Non-Event or a Game Changer?Will the Mortgage Cliff in 2023 be a Non-Event or a Game Changer?Could the mortgage cliff in 2023 be the start of a new era for the property market? Over the next few months many Australians will come off fixed rates and face higher mortgage repayments. But is this just a short-term blip, or could it have a lasting impact on the property market?

To help us better understand the potential impact of the mortgage cliff, we're joined by Martin North, the founder of Digital Finance Analytics. Martin is an expert on mortgage stress in Australia, and he publishes a number of relevant indices on defaults, mortgage stress, and consumer confidence.

In this episode, Martin shares his thoughts on the scale of the problem and who is most at risk. He discusses how the current interest rate hike cycle will impact different segments of the property market. Martin also shares his insights on how the market as a whole might respond to the mortgage cliff and whether we can expect to see a significant slowdown in property prices.

So whether you're a homeowner, property investor, or mortgage broker, this is an episode you won't want to miss.

Episode Highlights:

00:00 - Mortgage stress in Australia - what is the scale of the problem and who is most at risk?

01:03 - Who is Martin North?

02:15 - What’s coming up over the next six months for mortgage rates?

05:55 - Are fixed mortgage rates going to have an immediate effect on home sales?

08:48 - Percentage of loans in big banks' loan books written during low-interest-rate periods

11:32 - How are first-time homebuyers impacted by the current economic climate?

14:51 - What impact do price wars have on banks' net interest margins?

22:01 - What is currently going on in the housing market?

26:04 - Martin’s thoughts on the property market splitting

28:19 - Different trends in property prices across different regions in Australia

36:12 - How does property composition affect price dynamics?

38:31 - What is the most significant linkage to house price movement?

41:28 - Is borrowing capacity as important as buying capacity?

43:27 - Martin’s outlook for the interest rates in Australia and the global economy

45:20 - Boom or bust? A peek into the Australian property market for February to March

47:27 - The impact of the RBA lift on buying power and credit availability

48:47 - What are the dangers of waiting for the bottom to happen?

51:22 - More thoughts on the increased inequality in the society

54:45 - Martin North’s property dumbo

56:40 - Martin North’s anti-dumbo

About Our Guest:

Martin North is a prominent researcher who specialises in the mortgage lending, savings payments, and superannuation sectors. He is the founder of Digital Finance Analytics — a boutique research, analysis, and consulting firm. He has a long history of research in mortgage stress in Australia and publishes relevant indices on defaults, mortgage stress, and consumer confidence. In addition to his work in finance, he curates the YouTube channel "Walk the World," where he covers finance and property news with a distinctively Australian flavour and invites controversial guests. He is also a founding director of Asbestos Awareness Australia, a registered charity he established with his late wife, Jill, in 2021.

Connect with Martin North:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>Could the mortgage cliff in 2023 be the start of a new era for the property market? Over the next few months many Australians will come off fixed rates and face higher mortgage repayments. But is this just a short-term blip, or could it have a lasting impact on the property market?

To help us better understand the potential impact of the mortgage cliff, we're joined by Martin North, the founder of Digital Finance Analytics. Martin is an expert on mortgage stress in Australia, and he publishes a number of relevant indices on defaults, mortgage stress, and consumer confidence.

In this episode, Martin shares his thoughts on the scale of the problem and who is most at risk. He discusses how the current interest rate hike cycle will impact different segments of the property market. Martin also shares his insights on how the market as a whole might respond to the mortgage cliff and whether we can expect to see a significant slowdown in property prices.

So whether you're a homeowner, property investor, or mortgage broker, this is an episode you won't want to miss.

Episode Highlights:

00:00 - Mortgage stress in Australia - what is the scale of the problem and who is most at risk?

01:03 - Who is Martin North?

02:15 - What’s coming up over the next six months for mortgage rates?

05:55 - Are fixed mortgage rates going to have an immediate effect on home sales?

08:48 - Percentage of loans in big banks' loan books written during low-interest-rate periods

11:32 - How are first-time homebuyers impacted by the current economic climate?

14:51 - What impact do price wars have on banks' net interest margins?

22:01 - What is currently going on in the housing market?

26:04 - Martin’s thoughts on the property market splitting

28:19 - Different trends in property prices across different regions in Australia

36:12 - How does property composition affect price dynamics?

38:31 - What is the most significant linkage to house price movement?

41:28 - Is borrowing capacity as important as buying capacity?

43:27 - Martin’s outlook for the interest rates in Australia and the global economy

45:20 - Boom or bust? A peek into the Australian property market for February to March

47:27 - The impact of the RBA lift on buying power and credit availability

48:47 - What are the dangers of waiting for the bottom to happen?

51:22 - More thoughts on the increased inequality in the society

54:45 - Martin North’s property dumbo

56:40 - Martin North’s anti-dumbo

About Our Guest:

Martin North is a prominent researcher who specialises in the mortgage lending, savings payments, and superannuation sectors. He is the founder of Digital Finance Analytics — a boutique research, analysis, and consulting firm. He has a long history of research in mortgage stress in Australia and publishes relevant indices on defaults, mortgage stress, and consumer confidence. In addition to his work in finance, he curates the YouTube channel "Walk the World," where he covers finance and property news with a distinctively Australian flavour and invites controversial guests. He is also a founding director of Asbestos Awareness Australia, a registered charity he established with his late wife, Jill, in 2021.

Connect with Martin North:


Resources:


Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


See omnystudio.com/listener for privacy information.

]]>26fc606d-cce1-4f1e-832a-aff200eedbe1Sun, 30 Apr 2023 19:00:00 +100059:11falsefull12782781Inflation, Interest Rates, and More: Warren Hogan on the Australian EconomyInflation, Interest Rates, and More: Warren Hogan on the Australian EconomyAustralia's economy once lauded for its stability and strong growth potential, is now facing extreme economic strain. Inflation has been steadily climbing in recent months with the Reserve Bank of Australia (RBA) yet to take decisive action.

It begs the question: are interest rates enough to control inflation? 

To shed some light on the current state of the economy, we have economist Warren Hogan joining our podcast. In today’s discussion, we cover a range of topics that are currently affecting the economy, such as the impact of the pandemic on the housing market, the rise of the working poor, and the lack of a cohesive approach from our governments. Warren also shares his insights on the effects of the super changes, the potential for a rental crisis, and the importance of understanding the risks associated with easy credit.

Don't miss out on hearing keynote insights from one of Australia’s leading economists and dive in for a detailed exploration into how these issues are impacting us all!

Episode Highlights:

00:00 - Introduction

02:19 - Warren's stance on the Australian economy and how it differs from the consensus

06:35 - The surprising truth about interest rate and property price forecasts in 2022

13:09 - Current state of the Australian housing market and how interest rates are affecting it

16:43 - What’s happening in the Sydney property market?

24:12 - Scenarios and potential outcomes of interest rate changes on the Australian economy

27:37 -What happens to the interest rates when inflation becomes entrenched in the economy?

32:13 - How is the Australian economy faring amid the pandemic?

39:37 - The cause of the housing shortfall in Australia and how it's impacting the economy

43:42 - What is causing the wage stagnation in the labor market?

48:31 - Factors to consider when buying a home as a long-term asset

About Our Guest:

Warren Hogan is a renowned Australian economist, macroeconomic policy expert, and a top-notch analyst of global markets. He advises political leaders, businesses, and money managers through his consulting company, EQ Economics. Warren has had an illustrious career in banking and financial markets where he served as an economist and financial market strategist at various firms, including ANZ bank, Credit Suisse, and Westpac Banking Corporation. With a focus on forecasting and prediction, Warren values critical thinking and plain speaking in his approach to economic problem-solving. He engages with the SME sector to gain perspective on what's happening now and what could happen next in the Australian economy. Currently, Warren is producing analysis and forecasts for Australia's residential property markets through HALO Technologies — an Australian listed equities analytics and execution platform.

Connect with Warren Hogan:


Resources:



    Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


    See omnystudio.com/listener for privacy information.

    ]]>    Australia's economy once lauded for its stability and strong growth potential, is now facing extreme economic strain. Inflation has been steadily climbing in recent months with the Reserve Bank of Australia (RBA) yet to take decisive action.

    It begs the question: are interest rates enough to control inflation? 

    To shed some light on the current state of the economy, we have economist Warren Hogan joining our podcast. In today’s discussion, we cover a range of topics that are currently affecting the economy, such as the impact of the pandemic on the housing market, the rise of the working poor, and the lack of a cohesive approach from our governments. Warren also shares his insights on the effects of the super changes, the potential for a rental crisis, and the importance of understanding the risks associated with easy credit.

    Don't miss out on hearing keynote insights from one of Australia’s leading economists and dive in for a detailed exploration into how these issues are impacting us all!

    Episode Highlights:

    00:00 - Introduction

    02:19 - Warren's stance on the Australian economy and how it differs from the consensus

    06:35 - The surprising truth about interest rate and property price forecasts in 2022

    13:09 - Current state of the Australian housing market and how interest rates are affecting it

    16:43 - What’s happening in the Sydney property market?

    24:12 - Scenarios and potential outcomes of interest rate changes on the Australian economy

    27:37 -What happens to the interest rates when inflation becomes entrenched in the economy?

    32:13 - How is the Australian economy faring amid the pandemic?

    39:37 - The cause of the housing shortfall in Australia and how it's impacting the economy

    43:42 - What is causing the wage stagnation in the labor market?

    48:31 - Factors to consider when buying a home as a long-term asset

    About Our Guest:

    Warren Hogan is a renowned Australian economist, macroeconomic policy expert, and a top-notch analyst of global markets. He advises political leaders, businesses, and money managers through his consulting company, EQ Economics. Warren has had an illustrious career in banking and financial markets where he served as an economist and financial market strategist at various firms, including ANZ bank, Credit Suisse, and Westpac Banking Corporation. With a focus on forecasting and prediction, Warren values critical thinking and plain speaking in his approach to economic problem-solving. He engages with the SME sector to gain perspective on what's happening now and what could happen next in the Australian economy. Currently, Warren is producing analysis and forecasts for Australia's residential property markets through HALO Technologies — an Australian listed equities analytics and execution platform.

    Connect with Warren Hogan:


    Resources:



      Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


      See omnystudio.com/listener for privacy information.

      ]]>      f1109ec7-1b09-4053-9a58-afe3000b6191Sun, 23 Apr 2023 19:00:00 +100051:55falsefull12772771      Creating a Fairer System for Renters: Insights from the CEO of Tenants Union of NSWCreating a Fairer System for Renters: Insights from the CEO of Tenants Union of NSWWhether you’re a property investor with tenants, or you’re currently renting, you will be effected in some way shape or form with the current rental market conditions.  In today's unstable housing prices, tenants are struggling to stay afloat. With sky-high rent increases and plummeting vacancy rates, it can feel like an uphill battle! Renters need solutions NOW!

      From the diminishing availability of housing units and poor living conditions; Leo Patterson Ross - CEO of Tenants Union of NSW - discusses how this current situation affects people renting a home as well as sharing his knowledge on creating a fairer system for all occupants in order to make it more accessible. 

      So don't just survive this crisis, thrive by learning what solutions are available. 

      Don't resign yourself to dead-end leases; join us as we uncover solutions that can create a brighter future for renters. Learn how together, we can counteract the difficulties of today's rental market and ensure tenants are given greater equity in their living situations!

      Episode Highlights:

      00:00 - What will happen to tenants’ rights now that we have a chronic rental shortage?

      02:11 - Leo explains what the Tenants Union does

      04:06 - What are the most common reasons why people get evicted from a rental property?

      07:11 - What’s going on in the rental market and why isn’t it working?

      18:13 - How do you address the challenges of the current housing market?

      22:15 - What’s happening in Sydney’s inner city?

      27:45 - What’s going to be required to change the current rental market situation?

      34:16 - What’s going on in the real estate market?

      39:50 - When a property becomes vacant, why isn’t it being incentivised?

      45:47 - Leo’s mission statement is to change one thing

      48:57 - What is the impact of rent regulation on the market?

      55:45 - The temptation to look at ways to streamline the business

      About Our Guest:

      Leo Patterson Ross has worked in housing justice and community development for 15 years with over a decade in various roles at the Tenants' Union, stepping up as CEO the day COVID eviction moratoriums were announced in NSW. Bringing together social work training, front-line advocacy experience and a pragmatic approach to seeking solutions that work, Leo is committed to assisting renters, to and speaking about the experience of renters in NSW.

      Connect with Leo Patterson Ross:


      Resources:


      Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


      See omnystudio.com/listener for privacy information.

      ]]>      Whether you’re a property investor with tenants, or you’re currently renting, you will be effected in some way shape or form with the current rental market conditions.  In today's unstable housing prices, tenants are struggling to stay afloat. With sky-high rent increases and plummeting vacancy rates, it can feel like an uphill battle! Renters need solutions NOW!

      From the diminishing availability of housing units and poor living conditions; Leo Patterson Ross - CEO of Tenants Union of NSW - discusses how this current situation affects people renting a home as well as sharing his knowledge on creating a fairer system for all occupants in order to make it more accessible. 

      So don't just survive this crisis, thrive by learning what solutions are available. 

      Don't resign yourself to dead-end leases; join us as we uncover solutions that can create a brighter future for renters. Learn how together, we can counteract the difficulties of today's rental market and ensure tenants are given greater equity in their living situations!

      Episode Highlights:

      00:00 - What will happen to tenants’ rights now that we have a chronic rental shortage?

      02:11 - Leo explains what the Tenants Union does

      04:06 - What are the most common reasons why people get evicted from a rental property?

      07:11 - What’s going on in the rental market and why isn’t it working?

      18:13 - How do you address the challenges of the current housing market?

      22:15 - What’s happening in Sydney’s inner city?

      27:45 - What’s going to be required to change the current rental market situation?

      34:16 - What’s going on in the real estate market?

      39:50 - When a property becomes vacant, why isn’t it being incentivised?

      45:47 - Leo’s mission statement is to change one thing

      48:57 - What is the impact of rent regulation on the market?

      55:45 - The temptation to look at ways to streamline the business

      About Our Guest:

      Leo Patterson Ross has worked in housing justice and community development for 15 years with over a decade in various roles at the Tenants' Union, stepping up as CEO the day COVID eviction moratoriums were announced in NSW. Bringing together social work training, front-line advocacy experience and a pragmatic approach to seeking solutions that work, Leo is committed to assisting renters, to and speaking about the experience of renters in NSW.

      Connect with Leo Patterson Ross:


      Resources:


      Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


      See omnystudio.com/listener for privacy information.

      ]]>      a60b488a-45b5-4737-a77e-afe30009aff6Sun, 16 Apr 2023 19:00:00 +100001:02:22falsefull12762761      Real Estate Industry Responds to Four Corners ExposéReal Estate Industry Responds to Four Corners ExposéThe real estate sector in Australia has come under scrutiny lately after a Four Corners report uncovered certain questionable practices employed by real estate agents. While this exposé has sparked a series of discussions and raised important ethical and regulatory questions about the industry, there remain many uncertainties about what will happen next.

      In today’s episode, we closely examine the aftermath of the Four Corners exposé and its implications on the Australian real estate market. We also talk about our views on what regulators can do to tackle poor real estate practices, presenting a nuanced perspective on the state of the industry and exploring possible solutions moving forward.

      If you want to keep abreast of the latest developments in the Australian real estate industry, we invite you to join us for an insightful and informative conversation on the real estate industry's response to the Four Corners exposé.

      Episode Highlights:

      00:00 - Introduction

      01:39 - Chris and Veronica's initial reactions to the Four Corners Exposé

      03:17 - Uncovering the flaws and challenges in Australia's real estate industry

      07:40 - Can the real estate industry overcome its sales-focused past?

      13:47 - Is the CBD system failing the real estate industry?

      18:59 - What buyers SHOULD do to minimise risk when purchasing properties

      22:30 - The most common ethical issues in real estate and how to avoid them

      26:14 - Uncovering the truth: Real estate agents and undisclosed kickbacks

      31:41 - The real culprit behind under-quoting: Poor legislation or unscrupulous agents?

      38:03 - How to protect yourself from the impact of underquoting in the real estate industry

      45:48 - How real estate agents manipulate buyers with underquoting

      52:19 - How can the real estate industry shift its culture towards being trusted advisers?

      Resources:


      Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


      See omnystudio.com/listener for privacy information.

      ]]>      The real estate sector in Australia has come under scrutiny lately after a Four Corners report uncovered certain questionable practices employed by real estate agents. While this exposé has sparked a series of discussions and raised important ethical and regulatory questions about the industry, there remain many uncertainties about what will happen next.

      In today’s episode, we closely examine the aftermath of the Four Corners exposé and its implications on the Australian real estate market. We also talk about our views on what regulators can do to tackle poor real estate practices, presenting a nuanced perspective on the state of the industry and exploring possible solutions moving forward.

      If you want to keep abreast of the latest developments in the Australian real estate industry, we invite you to join us for an insightful and informative conversation on the real estate industry's response to the Four Corners exposé.

      Episode Highlights:

      00:00 - Introduction

      01:39 - Chris and Veronica's initial reactions to the Four Corners Exposé

      03:17 - Uncovering the flaws and challenges in Australia's real estate industry

      07:40 - Can the real estate industry overcome its sales-focused past?

      13:47 - Is the CBD system failing the real estate industry?

      18:59 - What buyers SHOULD do to minimise risk when purchasing properties

      22:30 - The most common ethical issues in real estate and how to avoid them

      26:14 - Uncovering the truth: Real estate agents and undisclosed kickbacks

      31:41 - The real culprit behind under-quoting: Poor legislation or unscrupulous agents?

      38:03 - How to protect yourself from the impact of underquoting in the real estate industry

      45:48 - How real estate agents manipulate buyers with underquoting

      52:19 - How can the real estate industry shift its culture towards being trusted advisers?

      Resources:


      Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


      See omnystudio.com/listener for privacy information.

      ]]>      0a71b27c-89b3-4eb3-a4c7-afdc00667b6aSun, 09 Apr 2023 19:00:00 +100057:04falsefull12752751      Who Got It Right in 2022? NEW Fool or Forecaster ReportWho Got It Right in 2022? NEW Fool or Forecaster ReportAre you curious about what the future holds for the Australian property market? Do you want to stay ahead of the game and make informed investment decisions? Look no further than our annual Fool or Forecaster report! We provide a detailed analysis of the latest trends and predictions in the market, including a comparison of these predictions to what actually happened in the previous year.

      In this year's report, we take a deep dive into the tumultuous year of 2022, examining the unexpected events that impacted the Australian property market. We explore the effects of these events on the current state of the market and offer valuable insights for investors and anyone interested in the property market.

      But we don't stop there. In addition to the usual property price predictions, we also track interest rate predictions and their influence on property values, providing a comprehensive view of the market outlook for 2023.

      Join us for a thought-provoking exploration of the Australian property market, where we highlight those who predicted market trends accurately and those who missed the mark. Tune in to this must-listen episode, for anyone who wants to stay informed and ahead of the curve!

      Episode Highlights:

      00:00 - Listen to our NEW Fool or Forecaster Reporter for the year 2023!

      02:12 - The surprising effects of the global economy on the Australian property market

      05:16 - Chris Joye and his prediction of the property market downturn

      07:37 - Key factors that influenced predictions about the Australian property market early 2022

      09:25 - What can we learn from past property market forecasts and outcomes?

      13:27 - The rollercoaster unpredictability of the RBA's inflation forecast

      15:04 - Can we REALLY trust the "expert's" housing market forecasts?

      19:42 - Human side of property market: Why forecasts fall short

      21:52 - Beyond numbers and predictions: Insights from the mortgage cliff

      25:10 - Waiting for the "magical moment" in the property market can sometimes backfire

      28:47 - Gong! The truth about how the media handles poor economic predictions

      31:18 - How to avoid being misled by economic news and media sensationalism

      33:24 - How can you stay confident in your investment decisions despite market noise?

      Resources:


      Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


      See omnystudio.com/listener for privacy information.

      ]]>      Are you curious about what the future holds for the Australian property market? Do you want to stay ahead of the game and make informed investment decisions? Look no further than our annual Fool or Forecaster report! We provide a detailed analysis of the latest trends and predictions in the market, including a comparison of these predictions to what actually happened in the previous year.

      In this year's report, we take a deep dive into the tumultuous year of 2022, examining the unexpected events that impacted the Australian property market. We explore the effects of these events on the current state of the market and offer valuable insights for investors and anyone interested in the property market.

      But we don't stop there. In addition to the usual property price predictions, we also track interest rate predictions and their influence on property values, providing a comprehensive view of the market outlook for 2023.

      Join us for a thought-provoking exploration of the Australian property market, where we highlight those who predicted market trends accurately and those who missed the mark. Tune in to this must-listen episode, for anyone who wants to stay informed and ahead of the curve!

      Episode Highlights:

      00:00 - Listen to our NEW Fool or Forecaster Reporter for the year 2023!

      02:12 - The surprising effects of the global economy on the Australian property market

      05:16 - Chris Joye and his prediction of the property market downturn

      07:37 - Key factors that influenced predictions about the Australian property market early 2022

      09:25 - What can we learn from past property market forecasts and outcomes?

      13:27 - The rollercoaster unpredictability of the RBA's inflation forecast

      15:04 - Can we REALLY trust the "expert's" housing market forecasts?

      19:42 - Human side of property market: Why forecasts fall short

      21:52 - Beyond numbers and predictions: Insights from the mortgage cliff

      25:10 - Waiting for the "magical moment" in the property market can sometimes backfire

      28:47 - Gong! The truth about how the media handles poor economic predictions

      31:18 - How to avoid being misled by economic news and media sensationalism

      33:24 - How can you stay confident in your investment decisions despite market noise?

      Resources:


      Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


      See omnystudio.com/listener for privacy information.

      ]]>      7c4816e6-a79d-4199-afe1-afd6008d091cSun, 02 Apr 2023 19:00:00 +100039:36falsefull12742741      Measuring Property Investment Success: Metrics That MatterMeasuring Property Investment Success: Metrics That MatterDo you ever feel skeptical about property investors' supposed success stories? We understand how frustrating it can be especially when these so-called property investors boast about their short-term wins without any substantial evidence to support their claims.

      But the question remains, what metrics should we really be using to measure success in the property investment game?

      Joining us today is Michael Beresford, Director of Investment Services at OpenCorp, to discuss the key metrics that truly matter in determining property success. With Michael’s impressive credentials and extensive knowledge with close to two decades in the industry, we're sure this conversation will provide a wealth of information that we can all benefit from.

      Tune in to this valuable conversation and discover what really counts in the world of property investment.

      Episode Highlights:

      00:00 - Introduction

      01:41 - A little backstory about Michael and OpenCorp

      03:08 - Why Opencorp stands out among property companies

      05:09 - How can you achieve both cash flow and growth in real estate investing?

      12:46 - What determines success or failure in property investment?

      15:03 - The importance of outperforming the market in property investment

      18:28 - The benefits of diversifying your property portfolio across Australia

      21:21 - How "home bias" can affect investment decisions

      23:40 - What are the key fundamentals to consider when investing in property?

      26:17 - How to maximise rental income and borrowing capacity

      28:40 - Mitigating risks when investing in real estate

      34:46 - What factors influence the size of land in different areas of the real estate market?

      43:04 - Key criteria for selecting a successful real estate investment

      49:39 - How to minimise risk and ensure rental demand in property investment?

      52:41 - How do you measure your investment success?

      55:20 - A peek into Pallara's growth driving comparable sales and unlocking equity

      1:02:41 - What every property owner should know about maintenance

      1:08:57 - How can you maximise your borrowing capacity for property investment?

      1:11:52 - Michael Beresford’s Property Dumbo

      About Our Guest:

      Michael Beresford - Director of Investment Services at OpenCorp, Michael is committed to sharing his passion for property and investment to deliver outstanding returns for everyday Australians. Michael has helped over 2,000 OpenCorp clients add $837 million in value to their property portfolios. Aside from guiding and advising our clients at OpenCorp, Michael is also involved in helping the company maintain its high level of growth.

      Connect with Michael Beresford:


      Resources:


      Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


      See omnystudio.com/listener for privacy information.

      ]]>      Do you ever feel skeptical about property investors' supposed success stories? We understand how frustrating it can be especially when these so-called property investors boast about their short-term wins without any substantial evidence to support their claims.

      But the question remains, what metrics should we really be using to measure success in the property investment game?

      Joining us today is Michael Beresford, Director of Investment Services at OpenCorp, to discuss the key metrics that truly matter in determining property success. With Michael’s impressive credentials and extensive knowledge with close to two decades in the industry, we're sure this conversation will provide a wealth of information that we can all benefit from.

      Tune in to this valuable conversation and discover what really counts in the world of property investment.

      Episode Highlights:

      00:00 - Introduction

      01:41 - A little backstory about Michael and OpenCorp

      03:08 - Why Opencorp stands out among property companies

      05:09 - How can you achieve both cash flow and growth in real estate investing?

      12:46 - What determines success or failure in property investment?

      15:03 - The importance of outperforming the market in property investment

      18:28 - The benefits of diversifying your property portfolio across Australia

      21:21 - How "home bias" can affect investment decisions

      23:40 - What are the key fundamentals to consider when investing in property?

      26:17 - How to maximise rental income and borrowing capacity

      28:40 - Mitigating risks when investing in real estate

      34:46 - What factors influence the size of land in different areas of the real estate market?

      43:04 - Key criteria for selecting a successful real estate investment

      49:39 - How to minimise risk and ensure rental demand in property investment?

      52:41 - How do you measure your investment success?

      55:20 - A peek into Pallara's growth driving comparable sales and unlocking equity

      1:02:41 - What every property owner should know about maintenance

      1:08:57 - How can you maximise your borrowing capacity for property investment?

      1:11:52 - Michael Beresford’s Property Dumbo

      About Our Guest:

      Michael Beresford - Director of Investment Services at OpenCorp, Michael is committed to sharing his passion for property and investment to deliver outstanding returns for everyday Australians. Michael has helped over 2,000 OpenCorp clients add $837 million in value to their property portfolios. Aside from guiding and advising our clients at OpenCorp, Michael is also involved in helping the company maintain its high level of growth.

      Connect with Michael Beresford:


      Resources:


      Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


      See omnystudio.com/listener for privacy information.

      ]]>      60437020-972b-4dee-8fbd-afcf005dfc88Sun, 26 Mar 2023 19:00:00 +100001:18:23falsefull12732731      Property Investing in March 2023: Navigating Market Contradictions, Top vs. Affordable Markets, Data, and Churn TrendsProperty Investing in March 2023: Navigating Market Contradictions, Top vs. Affordable Markets, Data, and Churn TrendsAs we enter March 2023, the Australian property market has seen its fair share of ups and downs. With fluctuating inventory levels and unpredictable changes, it can be difficult to know what to expect in the real estate investment landscape.

      Take the guesswork out of it and join us on this exciting episode of the Elephant in the Room Property Podcast as we delve into the complex world of real estate investment.

      Together with our resident data geek, Kent Lardner, we break down Suburbtrends’ trusted data analysis to uncover 'sea change churn trends' in the market, and explore the latest property investing strategies for the Australian property market. We also take an up-to-date look at inventory levels in the property market, which might put future investments into perspective, and scope out current price movements between top properties down to more affordable ones.

      The real estate investment in Australia can be a tricky and confusing space to navigate, especially with market contradictions and high inventory. So join us as we discuss the latest real estate investment trends in Australia and share insights on the best property investing strategies for the Australian property market.

      Episode Highlights:

      00:00 - Introduction

      01:08 - What does the data tell us about the property market?

      09:20 - How to navigate the market with high inventory

      13:06 - How to deal with first-time buyers

      17:18 - The percentage of properties that are being flipped within three years

      22:06 - What are some of the most overvalued suburbs?

      26:59 - What’s changing in the markets?

      34:05 - What’s happening to the non-commutable lifestyle locations?

      39:40 - The property market in London

      44:30 - Where do you buy if the supply lines aren’t there?

      49:50 - How to get ahead as a renter or investor during a rental crisis

      About Kent Lardner:

      Kent Lardner is an expert data science and business leader with 30+ years of experience at leading companies like JLL, CoreLogic, and General Electric. He has led teams of 5 to 200 people across Australia and China, driven by his passion for high-growth digital businesses. Kent is also the founder of Suburbtrends, a leading property research firm trusted by major names in Australian property and featured in mainstream media.

      Connect with Kent Lardner:


      Resources:


      Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


      See omnystudio.com/listener for privacy information.

      ]]>      As we enter March 2023, the Australian property market has seen its fair share of ups and downs. With fluctuating inventory levels and unpredictable changes, it can be difficult to know what to expect in the real estate investment landscape.

      Take the guesswork out of it and join us on this exciting episode of the Elephant in the Room Property Podcast as we delve into the complex world of real estate investment.

      Together with our resident data geek, Kent Lardner, we break down Suburbtrends’ trusted data analysis to uncover 'sea change churn trends' in the market, and explore the latest property investing strategies for the Australian property market. We also take an up-to-date look at inventory levels in the property market, which might put future investments into perspective, and scope out current price movements between top properties down to more affordable ones.

      The real estate investment in Australia can be a tricky and confusing space to navigate, especially with market contradictions and high inventory. So join us as we discuss the latest real estate investment trends in Australia and share insights on the best property investing strategies for the Australian property market.

      Episode Highlights:

      00:00 - Introduction

      01:08 - What does the data tell us about the property market?

      09:20 - How to navigate the market with high inventory

      13:06 - How to deal with first-time buyers

      17:18 - The percentage of properties that are being flipped within three years

      22:06 - What are some of the most overvalued suburbs?

      26:59 - What’s changing in the markets?

      34:05 - What’s happening to the non-commutable lifestyle locations?

      39:40 - The property market in London

      44:30 - Where do you buy if the supply lines aren’t there?

      49:50 - How to get ahead as a renter or investor during a rental crisis

      About Kent Lardner:

      Kent Lardner is an expert data science and business leader with 30+ years of experience at leading companies like JLL, CoreLogic, and General Electric. He has led teams of 5 to 200 people across Australia and China, driven by his passion for high-growth digital businesses. Kent is also the founder of Suburbtrends, a leading property research firm trusted by major names in Australian property and featured in mainstream media.

      Connect with Kent Lardner:


      Resources:


      Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word and join us for more insightful discussions in real estate. Your journey starts now!


      See omnystudio.com/listener for privacy information.

      ]]>      76a04ca0-7868-41cb-9cda-afc7016bbb5aSun, 19 Mar 2023 19:00:00 +100053:38falsefull12722721      The Secret to Adelaide’s Property Market Success: A Buyer’s Agent’s ViewThe Secret to Adelaide’s Property Market Success: A Buyer’s Agent’s ViewAttention all Adelaide property seekers! Are you struggling to navigate the complexities of the local real estate market? You're not alone. With Adelaide emerging as a hot spot for property investment, finding your dream home can be challenging. But fear not – we've got you covered.

      In our latest podcast episode, we're joined by the esteemed buyer's agent, Matt O'Donoghue. With close to two decades of experience in the field, Matt is a well-known expert based in South Australia. He'll be sharing his insider knowledge on Adelaide's property market, providing invaluable insights for first-time buyers, investors, and expats planning to move back home.

      Join us as we explore the affordability of properties in Adelaide, uncover the hottest areas, and discover how to get the best return on your investment in this thriving market. With COVID-19 shaking things up, Matt explains why Adelaide is an excellent choice for property investment. Don't miss out on this opportunity to get started on your home-buying journey. Tune in to our podcast now and take the first step towards securing your dream home.

      Episode Highlights:

      00:00 - Introduction

      01:08 - Who is Matt O’Donoghue?

      01:51 - What’s driven the Adelaide property market prior to Covid?

      08:05 - What’s happening with expats coming back to Adelaide?

      14:46 - The FOMO in Brisbane

      17:17 - How does the auction market in Adelaide work?

      23:34 - The reason why expats are moving back to Adelaide

      26:28 - Is the CBD in Adelaide a good investment?

      30:33 - What’s driving the affordability market in Adelaide?

      38:10 - How self-imposed limits can hurt your property search

      42:49 - Matt’s property dumbo

      About Matt O’Donoghue:

      Matt O'Donoghue is an award-winning Buyers Agent with a long history of success in the real estate industry. His decade and a half of experience have seen him achieve record numbers, becoming one of the top producers in South Australia/Northern Territory for three consecutive years. Not only is he skilled at negotiation, customer service and teamwork but also holds licenses for land auctions - making his services invaluable to Waterman Property Advocates team!

      Connect with Matt O’Donoghue:


      Resources:


      Hey, hey, podcast pals! If you loved what you heard today, make sure to hit that subscribe button, give us a juicy rating, and spread the word about our awesome show!

      See omnystudio.com/listener for privacy information.

      ]]>      Attention all Adelaide property seekers! Are you struggling to navigate the complexities of the local real estate market? You're not alone. With Adelaide emerging as a hot spot for property investment, finding your dream home can be challenging. But fear not – we've got you covered.

      In our latest podcast episode, we're joined by the esteemed buyer's agent, Matt O'Donoghue. With close to two decades of experience in the field, Matt is a well-known expert based in South Australia. He'll be sharing his insider knowledge on Adelaide's property market, providing invaluable insights for first-time buyers, investors, and expats planning to move back home.

      Join us as we explore the affordability of properties in Adelaide, uncover the hottest areas, and discover how to get the best return on your investment in this thriving market. With COVID-19 shaking things up, Matt explains why Adelaide is an excellent choice for property investment. Don't miss out on this opportunity to get started on your home-buying journey. Tune in to our podcast now and take the first step towards securing your dream home.

      Episode Highlights:

      00:00 - Introduction

      01:08 - Who is Matt O’Donoghue?

      01:51 - What’s driven the Adelaide property market prior to Covid?

      08:05 - What’s happening with expats coming back to Adelaide?

      14:46 - The FOMO in Brisbane

      17:17 - How does the auction market in Adelaide work?

      23:34 - The reason why expats are moving back to Adelaide

      26:28 - Is the CBD in Adelaide a good investment?

      30:33 - What’s driving the affordability market in Adelaide?

      38:10 - How self-imposed limits can hurt your property search

      42:49 - Matt’s property dumbo

      About Matt O’Donoghue:

      Matt O'Donoghue is an award-winning Buyers Agent with a long history of success in the real estate industry. His decade and a half of experience have seen him achieve record numbers, becoming one of the top producers in South Australia/Northern Territory for three consecutive years. Not only is he skilled at negotiation, customer service and teamwork but also holds licenses for land auctions - making his services invaluable to Waterman Property Advocates team!

      Connect with Matt O’Donoghue:


      Resources:


      Hey, hey, podcast pals! If you loved what you heard today, make sure to hit that subscribe button, give us a juicy rating, and spread the word about our awesome show!

      See omnystudio.com/listener for privacy information.

      ]]>      ff35bd92-30fa-46e6-aa57-afc1006c3363Sun, 12 Mar 2023 19:00:00 +100051:29falsefull12712711      Listener Q&A - Brisbane Olympics, Due Diligence, Investment Choices & MoreListener Q&A - Brisbane Olympics, Due Diligence, Investment Choices & MoreAre you seeking expert guidance on all things property investment, but don't know where to turn? Look no further than today's episode where we answer YOUR most urgent queries about vendor disclosure laws, due diligence, and more!

      Follow along as we dive deep into the complexities of Brisbane property investment and explore the potential impact of the upcoming Olympics on the housing market. We also talk about the importance of due diligence when investing in property, and share proven tips for navigating vendor disclosure laws and weighing the pros and cons of renovating or investing pre-Olympics.

      By the end of this episode, you'll be armed with the knowledge and confidence you need to make wise choices about your property investment. 

      So what are you waiting for? Tune in now!

      Episode Highlights:

      00:00 - Welcome to the Elephant in The Room Podcast!

      01:09 - What's the impact of the Olympic games on housing markets?

      04:28 - The impact of the Sydney Olympics on the property market in 2000

      05:12 - Should the Olympics dictate your property investment choices?

      10:02 - Navigating Australian vendor disclosure laws: Why due diligence counts

      18:30 - Insights about the power of due diligence in property investment

      22:37 - Weighing the pros and cons for renovating/investing pre-Olympics

      31:46 - Will property disclosure laws in Australia change anytime soon?

      36:37 - ​​Don't let fear of the process hold you back from getting your dream home

      39:32 - Explaining vendor advisory in Australia

      40:43 - Surprising twists in the real estate market at the beginning of 2023

      45:31 - Real estate market update: FOMO at the bottom, gradual price increases and more

      Resources:


      If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

      See omnystudio.com/listener for privacy information.

      ]]>      Are you seeking expert guidance on all things property investment, but don't know where to turn? Look no further than today's episode where we answer YOUR most urgent queries about vendor disclosure laws, due diligence, and more!

      Follow along as we dive deep into the complexities of Brisbane property investment and explore the potential impact of the upcoming Olympics on the housing market. We also talk about the importance of due diligence when investing in property, and share proven tips for navigating vendor disclosure laws and weighing the pros and cons of renovating or investing pre-Olympics.

      By the end of this episode, you'll be armed with the knowledge and confidence you need to make wise choices about your property investment. 

      So what are you waiting for? Tune in now!

      Episode Highlights:

      00:00 - Welcome to the Elephant in The Room Podcast!

      01:09 - What's the impact of the Olympic games on housing markets?

      04:28 - The impact of the Sydney Olympics on the property market in 2000

      05:12 - Should the Olympics dictate your property investment choices?

      10:02 - Navigating Australian vendor disclosure laws: Why due diligence counts

      18:30 - Insights about the power of due diligence in property investment

      22:37 - Weighing the pros and cons for renovating/investing pre-Olympics

      31:46 - Will property disclosure laws in Australia change anytime soon?

      36:37 - ​​Don't let fear of the process hold you back from getting your dream home

      39:32 - Explaining vendor advisory in Australia

      40:43 - Surprising twists in the real estate market at the beginning of 2023

      45:31 - Real estate market update: FOMO at the bottom, gradual price increases and more

      Resources:


      If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

      See omnystudio.com/listener for privacy information.

      ]]>      0ce91f24-83d6-4874-bb6b-afba00861d5bSun, 05 Mar 2023 18:30:00 +100052:09falsefull12702701      What Drives Real Estate Cycles: Insight into Booms and BustsWhat Drives Real Estate Cycles: Insight into Booms and BustsReal estate cycles can be challenging to navigate, but understanding what drives them is crucial for anyone wanting to succeed in the industry.

      In this episode, we dive into the complex interplay of factors that contribute to the booms and busts of the housing market. Our guest, Eliza Owen, Head of Research at CoreLogic Australia, shares her data-driven insights to help you make sense of the current state of the Australian housing market.

      Join us as we explore the impacts of inflation trends, the surprising effects of the pandemic on human behaviour, and more! 

      If you want to stay ahead of the curve in the ever-changing real estate industry, make sure to tune in to this episode - it's one you definitely won't want to miss!

      Episode Highlights:

      00:00 - Welcome to The Elephant in The Room Property Podcast!

      01:19 - Our guest for today, Eliza Owen

      02:31 - Dangers of past trends vs focusing on high-frequency metrics in real estate markets

      06:44 - Surprising impacts of the pandemic on human behaviour and property markets

      12:38 - Homeowners explore alternatives to selling amidst pandemic

      15:06 - Inflation trends and their impact on the housing market

      18:22 - Exploring the unpredictable factors fueling Australia's inflationary spikes

      20:04 - Understanding the boom and bust of the expensive property markets in Australia

      23:32 - Why Perth and Adelaide are emerging as unexpected property hotspots

      29:29 - The importance of context in understanding property transactions

      37:22 - Understanding the correlation between medians and home value index

      41:00 - How 2023 is looking for Eliza

      43:44 - How build-to-rent is reshaping the rental property landscape

      45:41 - Can corporations solve Australia's affordable housing crisis?

      46:37 - Can better housing availability improve retirement security for renters?

      48:06 - Housing affordability crisis in Australia: Proposed solutions and challenges

      56:49 - Eliza’s recent property Dumbo

      Resources:


      If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

      See omnystudio.com/listener for privacy information.

      ]]>      Real estate cycles can be challenging to navigate, but understanding what drives them is crucial for anyone wanting to succeed in the industry.

      In this episode, we dive into the complex interplay of factors that contribute to the booms and busts of the housing market. Our guest, Eliza Owen, Head of Research at CoreLogic Australia, shares her data-driven insights to help you make sense of the current state of the Australian housing market.

      Join us as we explore the impacts of inflation trends, the surprising effects of the pandemic on human behaviour, and more! 

      If you want to stay ahead of the curve in the ever-changing real estate industry, make sure to tune in to this episode - it's one you definitely won't want to miss!

      Episode Highlights:

      00:00 - Welcome to The Elephant in The Room Property Podcast!

      01:19 - Our guest for today, Eliza Owen

      02:31 - Dangers of past trends vs focusing on high-frequency metrics in real estate markets

      06:44 - Surprising impacts of the pandemic on human behaviour and property markets

      12:38 - Homeowners explore alternatives to selling amidst pandemic

      15:06 - Inflation trends and their impact on the housing market

      18:22 - Exploring the unpredictable factors fueling Australia's inflationary spikes

      20:04 - Understanding the boom and bust of the expensive property markets in Australia

      23:32 - Why Perth and Adelaide are emerging as unexpected property hotspots

      29:29 - The importance of context in understanding property transactions

      37:22 - Understanding the correlation between medians and home value index

      41:00 - How 2023 is looking for Eliza

      43:44 - How build-to-rent is reshaping the rental property landscape

      45:41 - Can corporations solve Australia's affordable housing crisis?

      46:37 - Can better housing availability improve retirement security for renters?

      48:06 - Housing affordability crisis in Australia: Proposed solutions and challenges

      56:49 - Eliza’s recent property Dumbo

      Resources:


      If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

      See omnystudio.com/listener for privacy information.

      ]]>      bc72138c-b995-4920-afd0-afb300d539b8Sun, 26 Feb 2023 19:00:00 +100001:02:26falsefull12692691      Tackling Housing Inequities: A Conversation with NightingaleTackling Housing Inequities: A Conversation with NightingaleHousing is a fundamental aspect of our lives, fulfilling the basic human need for shelter. Despite this, many individuals and families still struggle to find affordable and adequate housing. In this episode, Jeremy McLeod, founder of Breathe Architecture and co-founder of Nightingale Housing joins us as he brings his wealth of knowledge in the real estate industry and his unique approach to prioritising affordability and sustainability all whilst reducing risks for new apartment buyers.

      Together, we delve into the Nightingale Housing project, a revolutionary zero-carbon community that combines affordability, sustainability, and community building. This project serves as a testament to the fact that sustainable living can be achieved without breaking the bank. Jeremy and his team hope to inspire others to adopt a similar approach through their successful implementation of this project.

      So tune in now to learn more about this innovative community and how it proves that affordability and sustainability can coexist and thrive together. Don't miss out on this enlightening conversation about the future of housing and sustainable living.

      Episode Highlights:

      00:00 - Introduction

      01:17 - Who is Jeremy Mcleod?

      03:02 - Jeremy's passion for sustainability led to the creation of Breathe and Nightingale Housing

      07:46 - The beginnings of the Nightingale project — Nightingale Apartments

      09:59 - Jeremy challenging the urban sprawl with sustainable solutions

      12:20 - The benefits of fostering connected communities

      15:42 - Reducing apartment prices by building zero-car, zero-carbon neighbourhoods

      20:27 - Sustainability vs affordability: Examining the factors behind Nightingale’s sales

      25:13 - How Nightingale grew its market by building trust with potential buyers

      28:57 - Why Nightingale still keeps selling

      32:05 - The goal of Nightingale Housing

      33:56 - Looking to make better, and more informed property decisions?

      35:03 - Addressing the elephant in the room by delivering innovative solutions

      45:56 - How Jeremy plans to protect affordable housing for the long-term

      48:01 - Is living in a Nightingale ideal for everyone with differing political ideologies?

      49:57 - Why Nightingale Housing is unavailable in Sydney

      52:55 - What’s Jeremy’s property Dumbo?

      About Jeremy McLeod:

      Jeremy McLeod is the Director of Breathe, a top sustainable architectural studio in Australia with over 20 AIA awards. He's also a Co-Founder of Nightingale Housing and Head of Partnerships at Goodbye Gas. Jeremy advocates for affordable and carbon-neutral housing, urging industry and government to do better in response to the country's housing and climate crisis. He's passionate about a net zero emissions future and believes architects can drive positive change through collaboration.

      Connect with Jeremy McLeod:


      Resources:


      If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

      See omnystudio.com/listener for privacy information.

      ]]>      Housing is a fundamental aspect of our lives, fulfilling the basic human need for shelter. Despite this, many individuals and families still struggle to find affordable and adequate housing. In this episode, Jeremy McLeod, founder of Breathe Architecture and co-founder of Nightingale Housing joins us as he brings his wealth of knowledge in the real estate industry and his unique approach to prioritising affordability and sustainability all whilst reducing risks for new apartment buyers.

      Together, we delve into the Nightingale Housing project, a revolutionary zero-carbon community that combines affordability, sustainability, and community building. This project serves as a testament to the fact that sustainable living can be achieved without breaking the bank. Jeremy and his team hope to inspire others to adopt a similar approach through their successful implementation of this project.

      So tune in now to learn more about this innovative community and how it proves that affordability and sustainability can coexist and thrive together. Don't miss out on this enlightening conversation about the future of housing and sustainable living.

      Episode Highlights:

      00:00 - Introduction

      01:17 - Who is Jeremy Mcleod?

      03:02 - Jeremy's passion for sustainability led to the creation of Breathe and Nightingale Housing

      07:46 - The beginnings of the Nightingale project — Nightingale Apartments

      09:59 - Jeremy challenging the urban sprawl with sustainable solutions

      12:20 - The benefits of fostering connected communities

      15:42 - Reducing apartment prices by building zero-car, zero-carbon neighbourhoods

      20:27 - Sustainability vs affordability: Examining the factors behind Nightingale’s sales

      25:13 - How Nightingale grew its market by building trust with potential buyers

      28:57 - Why Nightingale still keeps selling

      32:05 - The goal of Nightingale Housing

      33:56 - Looking to make better, and more informed property decisions?

      35:03 - Addressing the elephant in the room by delivering innovative solutions

      45:56 - How Jeremy plans to protect affordable housing for the long-term

      48:01 - Is living in a Nightingale ideal for everyone with differing political ideologies?

      49:57 - Why Nightingale Housing is unavailable in Sydney

      52:55 - What’s Jeremy’s property Dumbo?

      About Jeremy McLeod:

      Jeremy McLeod is the Director of Breathe, a top sustainable architectural studio in Australia with over 20 AIA awards. He's also a Co-Founder of Nightingale Housing and Head of Partnerships at Goodbye Gas. Jeremy advocates for affordable and carbon-neutral housing, urging industry and government to do better in response to the country's housing and climate crisis. He's passionate about a net zero emissions future and believes architects can drive positive change through collaboration.

      Connect with Jeremy McLeod:


      Resources:


      If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

      See omnystudio.com/listener for privacy information.

      ]]>      c8c600b5-0ed9-48a5-9cfc-afac006a8e35Sun, 19 Feb 2023 19:00:00 +100059:10falsefull12682681      Can You Rely On Your Due Diligence Reports?Can You Rely On Your Due Diligence Reports?Most people know they have to do the most basic due diligence when buying a property.

      But how do you know if you can rely on these reports? Are there industry standards that must be adhered to? Do inspectors need to be appropriately qualified and licensed? 

      Are these due diligence reports truly comprehensive and highlight any potential issues?

      Michael Ferrier, Founder and MD of EYEON Property Inspections, joined us with our hosts, Veronica Morgan and Chris Bates. We dive deep on these topics and more today. So tune in while we pull back the curtain on property due diligence reporting and what you need to look out for when buying your next property.

       

      See you in the episode!

       

      Episode Highlights:

      1. Welcome [0:00]
      2. How are things changing at the two levels of the market? [2:07]
      3. Ensuring you’ve got the consistency of information. [7:40]
      4. The importance of follow-up support in the inspection process. [11:56]
      5. When an agent is on the front foot about a crime [17:32]
      6. Preventing a strata manager from withholding information from the inspection report [22:47]
      7. What’s the biggest issue in New South Wales? [28:06]
      8. Putting yourself in a buyer’s shoes [33:41]
      9. Requirements for building and pest reports [37:41]
      10. Average downloads of a building inspection report [43:11]
      11. The importance of having a building and pest inspection document. [50:12]
      12. What happens when a client has two wrong strata experiences? [56:07]

       

       

      Connect with Us:


       

       

      Resources:

       https://www.theelephantintheroom.com.au/podcasts/267

       

      If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

      See omnystudio.com/listener for privacy information.

      ]]>      Most people know they have to do the most basic due diligence when buying a property.

      But how do you know if you can rely on these reports? Are there industry standards that must be adhered to? Do inspectors need to be appropriately qualified and licensed? 

      Are these due diligence reports truly comprehensive and highlight any potential issues?

      Michael Ferrier, Founder and MD of EYEON Property Inspections, joined us with our hosts, Veronica Morgan and Chris Bates. We dive deep on these topics and more today. So tune in while we pull back the curtain on property due diligence reporting and what you need to look out for when buying your next property.

       

      See you in the episode!

       

      Episode Highlights:

      1. Welcome [0:00]
      2. How are things changing at the two levels of the market? [2:07]
      3. Ensuring you’ve got the consistency of information. [7:40]
      4. The importance of follow-up support in the inspection process. [11:56]
      5. When an agent is on the front foot about a crime [17:32]
      6. Preventing a strata manager from withholding information from the inspection report [22:47]
      7. What’s the biggest issue in New South Wales? [28:06]
      8. Putting yourself in a buyer’s shoes [33:41]
      9. Requirements for building and pest reports [37:41]
      10. Average downloads of a building inspection report [43:11]
      11. The importance of having a building and pest inspection document. [50:12]
      12. What happens when a client has two wrong strata experiences? [56:07]

       

       

      Connect with Us:


       

       

      Resources:

       https://www.theelephantintheroom.com.au/podcasts/267

       

      If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

      See omnystudio.com/listener for privacy information.

      ]]>      d7ae1ed9-8c58-4186-ba71-afa400258287Sun, 12 Feb 2023 18:30:00 +100001:01:51falsefull12672671      How Reducing Carbon Footprint Is Important For Your PropertyHow Reducing Carbon Footprint Is Important For Your PropertyAs recognition of the need to reduce our carbon footprint grows, the task of creating change becomes increasingly pressing. 

      Upgrading our built environment to be more sustainable presents one of the biggest challenges we face today. 

      But how do we retrofit existing buildings, and who is responsible for making these changes?

      Join Veronica Morgan, Chris Bates and guest Professor Sara Wilkinson, a highly regarded expert in her field with a BSc, MA, MPhil, Ph.D., FRICS, and AAPI, as they delve into the crucial topic of reducing your property's carbon footprint.

      They also get into the significant role buildings play in carbon emissions. They discuss practical solutions for retrofitting, also addressing various related topics.

      In this valuable episode, gain a deeper understanding of the importance of reducing your carbon footprint and learn about the actions you can take to make a difference. 

       

      Watch the entire episode now to find out more!

       

      Episode Highlights:

      1. Welcome [00:00]
      2. Why are we becoming more aware of climate change? [3:53]
      3. The Best way to approach Retrofitting [9:35]
      4. Consumers are prepared to pay more for the highest energy rating homes. [14:31]
      5. Where Could We Get the Best Bang for Your Energy Bill? [19:44]
      6. What happens if you ban the plastic bag? [22:58]
      7. Separation of the premium paid for the green housing from the green features? [37:25]
      8. Issues with older Australians passing on their homes [53:21]
      9. The New South Wales government’s initiative to convert older buildings [54:51]
      10. Sustainability is a moving target. It needs to be government-driven. [57:15]

       

       

      Connect with Us:


       

       

      Find this episode on our website:

       https://www.theelephantintheroom.com.au/podcasts/266

       

      If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

      See omnystudio.com/listener for privacy information.

      ]]>      As recognition of the need to reduce our carbon footprint grows, the task of creating change becomes increasingly pressing. 

      Upgrading our built environment to be more sustainable presents one of the biggest challenges we face today. 

      But how do we retrofit existing buildings, and who is responsible for making these changes?

      Join Veronica Morgan, Chris Bates and guest Professor Sara Wilkinson, a highly regarded expert in her field with a BSc, MA, MPhil, Ph.D., FRICS, and AAPI, as they delve into the crucial topic of reducing your property's carbon footprint.

      They also get into the significant role buildings play in carbon emissions. They discuss practical solutions for retrofitting, also addressing various related topics.

      In this valuable episode, gain a deeper understanding of the importance of reducing your carbon footprint and learn about the actions you can take to make a difference. 

       

      Watch the entire episode now to find out more!

       

      Episode Highlights:

      1. Welcome [00:00]
      2. Why are we becoming more aware of climate change? [3:53]
      3. The Best way to approach Retrofitting [9:35]
      4. Consumers are prepared to pay more for the highest energy rating homes. [14:31]
      5. Where Could We Get the Best Bang for Your Energy Bill? [19:44]
      6. What happens if you ban the plastic bag? [22:58]
      7. Separation of the premium paid for the green housing from the green features? [37:25]
      8. Issues with older Australians passing on their homes [53:21]
      9. The New South Wales government’s initiative to convert older buildings [54:51]
      10. Sustainability is a moving target. It needs to be government-driven. [57:15]

       

       

      Connect with Us:


       

       

      Find this episode on our website:

       https://www.theelephantintheroom.com.au/podcasts/266

       

      If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

      See omnystudio.com/listener for privacy information.

      ]]>      cef2ee82-d314-41d8-b18a-af9e003fe212Sun, 05 Feb 2023 18:30:00 +100001:02:22falsefull12662661      What You Need To Know When Investing Across The CountryWhat You Need To Know When Investing Across The CountryThis is our Suburb Help Report for January 2023 and we'll be looking at what property investors need to know when they're looking at investing across the country.

      In this episode, we'll be discussing green shoots in the property market. Yes, you heard me right. It's been all doom and gloom throughout 2022 with regular predictions of 15% price falls, but the data is suggesting a different story in some parts of the market.

      We are joined today by Kent Lardner, a data science and business leader with over 30 years experience working for companies such as JLL, CoreLogic and General Electric. He has a passion for digital high growth businesses and has led teams of 5 to 200 people in both Australia and China.

       

      Link to Kent's website:


       

      Episode Highlights:

      1. Suburb Health Report Introduction [00:00]
      2. Introduction To The Elephant In The Room [00:25]
      3. Introduction To Kent Lardner [01:06]
      4. How Many Properties Do You Think Would Be In An Essay Trilogy Around The Country? [02:24]
      5. Conflict Composition Or Bias Is A Real Issue In Downturns [07:14]
      6. What's The Average Fall Since Their Peak In The Capital Cities? [09:25]
      7. What's happening In The Sydney And Adelaide Markets? [10:42]
      8. Buying A House In New Town On The Weekend [13:42]
      9. What's Changed In The Sydney Suburbs Since Peak? [15:16]
      10. How Many Months Of Inventory Does It Take To Get Equilibrium? [22:51]
      11. How Bank Discounts Are Counteracting The Rate Increases [25:15]
      12. Are There Areas That Have Peaked In The Last Couple Of Months? [27:54]
      13. Is The Affordability Argument Sustainable Now? [30:45]
      14. How High Rates Are Making People More Cautious And Makes People More Picky [34:29]
      15. What's Happening In Tea Tree Gully? [38:36]
      16. What Are The Implications Of More Investors In The Market? [41:44]
      17. Why Stay In The Country When You Can Go Anywhere? [45:53]
      18. The Importance Of Quoting In The Current Market? [52:45]




      Connect with Us:




      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/265

       

      If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

      See omnystudio.com/listener for privacy information.

      ]]>      This is our Suburb Help Report for January 2023 and we'll be looking at what property investors need to know when they're looking at investing across the country.

      In this episode, we'll be discussing green shoots in the property market. Yes, you heard me right. It's been all doom and gloom throughout 2022 with regular predictions of 15% price falls, but the data is suggesting a different story in some parts of the market.

      We are joined today by Kent Lardner, a data science and business leader with over 30 years experience working for companies such as JLL, CoreLogic and General Electric. He has a passion for digital high growth businesses and has led teams of 5 to 200 people in both Australia and China.

       

      Link to Kent's website:


       

      Episode Highlights:

      1. Suburb Health Report Introduction [00:00]
      2. Introduction To The Elephant In The Room [00:25]
      3. Introduction To Kent Lardner [01:06]
      4. How Many Properties Do You Think Would Be In An Essay Trilogy Around The Country? [02:24]
      5. Conflict Composition Or Bias Is A Real Issue In Downturns [07:14]
      6. What's The Average Fall Since Their Peak In The Capital Cities? [09:25]
      7. What's happening In The Sydney And Adelaide Markets? [10:42]
      8. Buying A House In New Town On The Weekend [13:42]
      9. What's Changed In The Sydney Suburbs Since Peak? [15:16]
      10. How Many Months Of Inventory Does It Take To Get Equilibrium? [22:51]
      11. How Bank Discounts Are Counteracting The Rate Increases [25:15]
      12. Are There Areas That Have Peaked In The Last Couple Of Months? [27:54]
      13. Is The Affordability Argument Sustainable Now? [30:45]
      14. How High Rates Are Making People More Cautious And Makes People More Picky [34:29]
      15. What's Happening In Tea Tree Gully? [38:36]
      16. What Are The Implications Of More Investors In The Market? [41:44]
      17. Why Stay In The Country When You Can Go Anywhere? [45:53]
      18. The Importance Of Quoting In The Current Market? [52:45]




      Connect with Us:




      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/265

       

      If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

      See omnystudio.com/listener for privacy information.

      ]]>      e1c94728-6b4f-4e72-925c-af9900e0157cSun, 29 Jan 2023 18:30:00 +100057:33falsefull12652651      Is Brisbane Now In The Same League As Sydney And Melbourne?Is Brisbane Now In The Same League As Sydney And Melbourne?How has the Brisbane property market changed in the wake of Covid? Can we now count it as one of the big guns, along side Sydney and Melbourne? Or is the recent boom set to be short lived?

      In today's episode, we are joined by Melinda Jennison,  who is possibly the only buyer's agent with a PHD. Which means she brings a research lens to strategy development and advice.

      Melinda shares what has been happening in the Brisbane property market, what makes it tick… and what potentially could be expected for 2023. Discover if Brisbane really is now in the same league as Sydney and Melbourne. Let's find out.

      See you in the episode!

       

      About our guest:

      Melinda Jennison is a Brisbane Buyer's Agent or Advocate, she works with time poor professionals who are looking to find their ideal home, an investment property that will deliver on capital growth or rental yield requirements and small development opportunities in the Brisbane real estate market.

      Link to Melinda’s website:

      • https://streamlineproperty.com.au/

       

      Episode Highlights:

      1. How has the Brisbane property market changed in the wake of Covid? [00:00]
      2. Introduction To The Elephant In The Room [00:10]
      3. Introduction To Melinda Jennison [00:51]
      4. Stagnant Activity  [02:24]
      5. Surge Of Buyers Unexpectedly [03:33]
      6. Low Listing Environment [05:17]
      7. Pressure On The Rental Market [08:01]
      8. What’s happened in Greater Brisbane since the start of Covid. [08:24]
      9. Is Brisbane becoming a big grown-up city not a regional town anymore? [14:26]
      10. What would people want in Brisbane? [18:11]
      11. South facing is the most desirable orientation in Queensland. [33:58]
      12. What’s happening to the investment side of the market? [40:40]
      13. Are investors running for the hills in these markets? [44:49]
      14. Why we go nowhere near these types of agents [53:07]
      15. Who’s going to buy the property if you have to sell it? [56:54]



      Connect with Us:




      Find this episode on our website: https://www.theelephantintheroom.com.au/podcasts/264

       

      If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

      See omnystudio.com/listener for privacy information.

      ]]>      How has the Brisbane property market changed in the wake of Covid? Can we now count it as one of the big guns, along side Sydney and Melbourne? Or is the recent boom set to be short lived?

      In today's episode, we are joined by Melinda Jennison,  who is possibly the only buyer's agent with a PHD. Which means she brings a research lens to strategy development and advice.

      Melinda shares what has been happening in the Brisbane property market, what makes it tick… and what potentially could be expected for 2023. Discover if Brisbane really is now in the same league as Sydney and Melbourne. Let's find out.

      See you in the episode!

       

      About our guest:

      Melinda Jennison is a Brisbane Buyer's Agent or Advocate, she works with time poor professionals who are looking to find their ideal home, an investment property that will deliver on capital growth or rental yield requirements and small development opportunities in the Brisbane real estate market.

      Link to Melinda’s website:

      • https://streamlineproperty.com.au/

       

      Episode Highlights:

      1. How has the Brisbane property market changed in the wake of Covid? [00:00]
      2. Introduction To The Elephant In The Room [00:10]
      3. Introduction To Melinda Jennison [00:51]
      4. Stagnant Activity  [02:24]
      5. Surge Of Buyers Unexpectedly [03:33]
      6. Low Listing Environment [05:17]
      7. Pressure On The Rental Market [08:01]
      8. What’s happened in Greater Brisbane since the start of Covid. [08:24]
      9. Is Brisbane becoming a big grown-up city not a regional town anymore? [14:26]
      10. What would people want in Brisbane? [18:11]
      11. South facing is the most desirable orientation in Queensland. [33:58]
      12. What’s happening to the investment side of the market? [40:40]
      13. Are investors running for the hills in these markets? [44:49]
      14. Why we go nowhere near these types of agents [53:07]
      15. Who’s going to buy the property if you have to sell it? [56:54]



      Connect with Us:




      Find this episode on our website: https://www.theelephantintheroom.com.au/podcasts/264

       

      If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

      See omnystudio.com/listener for privacy information.

      ]]>      56bd9265-9c27-4a6b-9871-af91002aa7a7Sun, 22 Jan 2023 19:30:00 +100059:01falsefull264264      Vendor Advocacy Is On The Rise… But What Is It?Vendor Advocacy Is On The Rise… But What Is It?A vendor's advocate represents you in the sale of your home or any investment property. Their work is to give you peace of mind and confidence by ensuring your selling agent is actually working for you and doing everything possible to achieve the highest price for your property.

      In today's episode, we are joined by Fiona Martin, owner and director of Golden Alliance. Fiona has been in the industry for nearly 15 years now and we're thrilled to have her on the show to educate us more on Vendor Advocacy.

      Tune in as we elaborate further on what a Vendor Advocacy does, how do they create a positive impact in the property investment community and so much more!

      See you in the episode!

       

      About our guest:

      Fiona Martin is the owner and director of Golden Alliance - a licensed real estate agent who has been in the industry for nearly 15 years. Fiona is one of only a handful of agents who only do the end vendor advocacy, nothing else. 

      Link to Fiona’s website:


       

      Episode Highlights:

      1. 00:00 What Is A Vendor Advocate?
      2. 00:19 Introduction To The Elephant In The Room
      3. 01:00 Introduction To Fiona Martin4.
      4. 03:35 It’s A Collaboration Between The Agent, Vendor and, Vendor’s Advocate
      5. 05:03 How Do You Know If An Agent Is Doing Their Job?
      6. 06:30 Not Needing To Check Up During Campaigns
      7. 10:04 Good Vendor Advocacy
      8. 13:59 How Did You Feel About The Recent Boom In Property Selling?
      9. 25:27 Beginner Experience As A Property Seller
      10. 27:41 Buyer’s Agent Lack Of Experience
      11. 33:52 Agents Common Mistakes In Selling
      12. 41:08 Real Estate Matters More Than Ever
      13. 45:23 Market Catch Up



      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/263

       

      If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

      See omnystudio.com/listener for privacy information.

      ]]>      A vendor's advocate represents you in the sale of your home or any investment property. Their work is to give you peace of mind and confidence by ensuring your selling agent is actually working for you and doing everything possible to achieve the highest price for your property.

      In today's episode, we are joined by Fiona Martin, owner and director of Golden Alliance. Fiona has been in the industry for nearly 15 years now and we're thrilled to have her on the show to educate us more on Vendor Advocacy.

      Tune in as we elaborate further on what a Vendor Advocacy does, how do they create a positive impact in the property investment community and so much more!

      See you in the episode!

       

      About our guest:

      Fiona Martin is the owner and director of Golden Alliance - a licensed real estate agent who has been in the industry for nearly 15 years. Fiona is one of only a handful of agents who only do the end vendor advocacy, nothing else. 

      Link to Fiona’s website:


       

      Episode Highlights:

      1. 00:00 What Is A Vendor Advocate?
      2. 00:19 Introduction To The Elephant In The Room
      3. 01:00 Introduction To Fiona Martin4.
      4. 03:35 It’s A Collaboration Between The Agent, Vendor and, Vendor’s Advocate
      5. 05:03 How Do You Know If An Agent Is Doing Their Job?
      6. 06:30 Not Needing To Check Up During Campaigns
      7. 10:04 Good Vendor Advocacy
      8. 13:59 How Did You Feel About The Recent Boom In Property Selling?
      9. 25:27 Beginner Experience As A Property Seller
      10. 27:41 Buyer’s Agent Lack Of Experience
      11. 33:52 Agents Common Mistakes In Selling
      12. 41:08 Real Estate Matters More Than Ever
      13. 45:23 Market Catch Up



      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/263

       

      If you enjoyed today’s podcast, don’t forget to subscribe, rate, and share the show! There’s more to come, so we hope to have you along with us on this journey!

      See omnystudio.com/listener for privacy information.

      ]]>      5caa3b95-1673-4610-8782-af8800dfea94Sun, 15 Jan 2023 19:30:00 +100048:05falsefull263263      How To Not Become “Just Another Buyers Agent”How To Not Become “Just Another Buyers Agent”Many Buyers Agents work hard to attain their qualification... only to find themselves feeling unequipped to actually do their job well, and advocate for what might be the biggest decision of their client's lives.

      No career is easy, and the role of Buyers Agent is no exception. Long hours, constant property hunting, uncertain income, endless research... the list goes on.  In an industry full of lone rangers and micro-businesses with limited resources, it's hard for people starting off to find employment and learn from experienced practitioners.

      This episode is for you, whether you're currently working as a Buyers Agent, thinking of becoming one or considering hiring one. We discuss the difference between those who learn purely through trial and error and those who benefit from being mentored. 

       

      See you in the episode!



      Episode Highlights:

      00:21 Welcome to the Elephant in the room (Introduction)

      00:39 Chris Bates introduction

      01:39 Chris Working As A Buyer's Agent

      06:39 Lack of knowledge from a buyer's agent

      10:38 Having A Buyer's Agent Just Saves You More Time

      15:20 Buyer's agents choosing buyers

      17:22 Short term measures in properties

      20:42 Doing the extra mile for clients

      24:11 Learnings of a buyer's agent

      33:18 The capability of one buyer's agent - by the book

      39:39 What to look for in an agent? Here's a tip for you!

      41:54 Limitations in the property business

      46:59 Motivation and mentality

      47:32 What I want, I bargain and I get it.

      56:37 Your guide in buying a property

       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/262

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      Many Buyers Agents work hard to attain their qualification... only to find themselves feeling unequipped to actually do their job well, and advocate for what might be the biggest decision of their client's lives.

      No career is easy, and the role of Buyers Agent is no exception. Long hours, constant property hunting, uncertain income, endless research... the list goes on.  In an industry full of lone rangers and micro-businesses with limited resources, it's hard for people starting off to find employment and learn from experienced practitioners.

      This episode is for you, whether you're currently working as a Buyers Agent, thinking of becoming one or considering hiring one. We discuss the difference between those who learn purely through trial and error and those who benefit from being mentored. 

       

      See you in the episode!



      Episode Highlights:

      00:21 Welcome to the Elephant in the room (Introduction)

      00:39 Chris Bates introduction

      01:39 Chris Working As A Buyer's Agent

      06:39 Lack of knowledge from a buyer's agent

      10:38 Having A Buyer's Agent Just Saves You More Time

      15:20 Buyer's agents choosing buyers

      17:22 Short term measures in properties

      20:42 Doing the extra mile for clients

      24:11 Learnings of a buyer's agent

      33:18 The capability of one buyer's agent - by the book

      39:39 What to look for in an agent? Here's a tip for you!

      41:54 Limitations in the property business

      46:59 Motivation and mentality

      47:32 What I want, I bargain and I get it.

      56:37 Your guide in buying a property

       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/262

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      535ca349-3756-4046-a322-af8200fe5a03Sun, 08 Jan 2023 18:30:00 +100001:05:52falsefull262262      An Honest Real Estate Agent... No, Really!An Honest Real Estate Agent... No, Really!Truthful and honest real estate agents are a rare commodity in the property market. 

      Finding agents willing to call a property what it is, for the sake of the people involved, and not just about the potential commissions one could make is quite challenging. 

      And so we’ve brought in David Murphy, a genuine career agent who has captured our attention through his weekly newsletters that cut through the crap, to join us in our episode today.

      We talk about his very matter-of-fact approach as a real estate agent, his sharp and honest perspective on the behaviours displayed by buyers and sellers alike, and why people are at the heart of real estate (not houses). 

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. Welcome to The Elephant In The Room [00:00]
      2. Truth and honesty are what people want in agents [2:10]
      3. How sellers can pick the right agent [6:46]
      4. Dealing with property issues with the seller [10:33]
      5. Unrealistic expectations during the buying and selling journey [15:15]
      6. Agents using fear during a market that turns down [16:35]
      7. Understanding the power of established markets [21:30]
      8. Frustrating buyer behaviour [24:36]
      9. What if agents show preference over buyers [27:52]
      10. The bigger picture of real estate [33:06]
      11. What is really frustrating with vendors [37:02]
      12. Buyer’s agents [43:07]
      13. Is every property a good property? [46:19]
      14. The drive behind David’s resilience to stay independent [52:13]
      15. Access to people makes a real estate agent’s job worth it [57:13]

       

      About our Guest:

      David Murphy’s passion for property saw him join a successful local agency at just 19, where he was trained and mentored by one of the area’s leading real estate identities and received numerous sales awards.

      David’s drive to make his mark on the industry saw him start his own agency in 2007, bringing his honed sales expertise and intimate local knowledge to his network of clients. Since then he has proudly nurtured a close-knit team who are known for championing an exceptional client experience in addition to achieving market-leading results. David now regularly rates among the most recommended agents and agencies in Mosman according to ratemyagent.com.au.

      Both the agency’s sales business and the property management department that followed have grown organically over time, driven by a corporate culture that is encouraging, progressive and client centric. Achieving his goal of becoming the leading independent agency in Mosman, David is dedicated to giving back to the local community that has been so supportive of the agency.

      A lifelong Lower North Shore local, he thrives on building relationships and relishes the challenges of negotiations, aiming to position himself as a trusted long-term real estate advisor to his clients.

       

      Connect with Us:


       

      Find this episode on our website: https://www.theelephantintheroom.com.au/podcasts/261

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      Truthful and honest real estate agents are a rare commodity in the property market. 

      Finding agents willing to call a property what it is, for the sake of the people involved, and not just about the potential commissions one could make is quite challenging. 

      And so we’ve brought in David Murphy, a genuine career agent who has captured our attention through his weekly newsletters that cut through the crap, to join us in our episode today.

      We talk about his very matter-of-fact approach as a real estate agent, his sharp and honest perspective on the behaviours displayed by buyers and sellers alike, and why people are at the heart of real estate (not houses). 

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. Welcome to The Elephant In The Room [00:00]
      2. Truth and honesty are what people want in agents [2:10]
      3. How sellers can pick the right agent [6:46]
      4. Dealing with property issues with the seller [10:33]
      5. Unrealistic expectations during the buying and selling journey [15:15]
      6. Agents using fear during a market that turns down [16:35]
      7. Understanding the power of established markets [21:30]
      8. Frustrating buyer behaviour [24:36]
      9. What if agents show preference over buyers [27:52]
      10. The bigger picture of real estate [33:06]
      11. What is really frustrating with vendors [37:02]
      12. Buyer’s agents [43:07]
      13. Is every property a good property? [46:19]
      14. The drive behind David’s resilience to stay independent [52:13]
      15. Access to people makes a real estate agent’s job worth it [57:13]

       

      About our Guest:

      David Murphy’s passion for property saw him join a successful local agency at just 19, where he was trained and mentored by one of the area’s leading real estate identities and received numerous sales awards.

      David’s drive to make his mark on the industry saw him start his own agency in 2007, bringing his honed sales expertise and intimate local knowledge to his network of clients. Since then he has proudly nurtured a close-knit team who are known for championing an exceptional client experience in addition to achieving market-leading results. David now regularly rates among the most recommended agents and agencies in Mosman according to ratemyagent.com.au.

      Both the agency’s sales business and the property management department that followed have grown organically over time, driven by a corporate culture that is encouraging, progressive and client centric. Achieving his goal of becoming the leading independent agency in Mosman, David is dedicated to giving back to the local community that has been so supportive of the agency.

      A lifelong Lower North Shore local, he thrives on building relationships and relishes the challenges of negotiations, aiming to position himself as a trusted long-term real estate advisor to his clients.

       

      Connect with Us:


       

      Find this episode on our website: https://www.theelephantintheroom.com.au/podcasts/261

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      78ee7f56-dfd2-45d4-9623-af73003b785cSun, 01 Jan 2023 18:30:00 +100001:05:42falsefull261261      How the Flying Taxi Market Will Revolutionize Urban TransportationHow the Flying Taxi Market Will Revolutionize Urban TransportationWe may soon be able to hop in an air taxi and cross the city in a fraction of the time it takes to cross congested roads thanks to driverless cars and drone deliveries.

      How will this affect our airways? Does it affect the view, the noise, or the privacy? Or safety? What effect will this have on property values?

      In this episode, The CEO of Skyportz, Clem Newton-Brown, discussed the possibility of air taxis revolutionizing aviation transportation within the next ten to thirty years. 

      He also shared that the idea of air taxis has been in development since 2015, when Uber introduced the concept and many more.

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

      Episode Highlights:

        1. Air Taxi Revolution Becoming Mainstream [02:21]
        2. Convey Commercially Certified Type Passengers [08:26]
        3. The Frontrunners are Already Flying [14:01]
        4. The Game Changing Cost [18:18]
        5. Federal Governments Interested in Regional Connectivity [20:24]
        6. This Aerial Revolution Will Change Tourism [25:17]
        7. Building Charging Stations To Be Ready for Electronic Aviation [30:12]
        8. Breaking the Annexes Between Aviation and Airport [37:19]
        9. Juggling with the Great Unknowns [49:56]
        10. The Big Hold-Up are the Regulators [52:50]


      About our Guest:

      Clem Newton-Brown is the CEO of Skyportz. He has undertaken a new era of advanced aerial mobility in Australia and now in Asia is identifying suitable landing sites that could help establish the initial landing infrastructure. He was Deputy Lord Mayor of Melbourne Member of Victorian Parliament, and barrister specialising in planning and property development. These experiences puts him at the forefront of the emerging aerial mobility industry.Visit the Skyportz to learn more: https://skyportz.com/.

      Connect with Us:


      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/259

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      We may soon be able to hop in an air taxi and cross the city in a fraction of the time it takes to cross congested roads thanks to driverless cars and drone deliveries.

      How will this affect our airways? Does it affect the view, the noise, or the privacy? Or safety? What effect will this have on property values?

      In this episode, The CEO of Skyportz, Clem Newton-Brown, discussed the possibility of air taxis revolutionizing aviation transportation within the next ten to thirty years. 

      He also shared that the idea of air taxis has been in development since 2015, when Uber introduced the concept and many more.

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

      Episode Highlights:

        1. Air Taxi Revolution Becoming Mainstream [02:21]
        2. Convey Commercially Certified Type Passengers [08:26]
        3. The Frontrunners are Already Flying [14:01]
        4. The Game Changing Cost [18:18]
        5. Federal Governments Interested in Regional Connectivity [20:24]
        6. This Aerial Revolution Will Change Tourism [25:17]
        7. Building Charging Stations To Be Ready for Electronic Aviation [30:12]
        8. Breaking the Annexes Between Aviation and Airport [37:19]
        9. Juggling with the Great Unknowns [49:56]
        10. The Big Hold-Up are the Regulators [52:50]


      About our Guest:

      Clem Newton-Brown is the CEO of Skyportz. He has undertaken a new era of advanced aerial mobility in Australia and now in Asia is identifying suitable landing sites that could help establish the initial landing infrastructure. He was Deputy Lord Mayor of Melbourne Member of Victorian Parliament, and barrister specialising in planning and property development. These experiences puts him at the forefront of the emerging aerial mobility industry.Visit the Skyportz to learn more: https://skyportz.com/.

      Connect with Us:


      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/259

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      2260d8d7-58d4-44fa-acca-af7300818a73Sun, 25 Dec 2022 18:30:00 +100056:07falsefull260260      The Differences Between American and Australian Property Markets | David Sidoni, How to Buy a Home PodcastThe Differences Between American and Australian Property Markets | David Sidoni, How to Buy a Home PodcastProperty bears who predict that the Australian property prices will nosedive to 40% will often refer to what happened to the American property market in the mid 2000s…

      Is this basis reliable? Are the circumstances in both property markets similar to encounter the same outcome?

      In this episode, we are joined by David Sidoni, the host of How to Buy a Home Podcast, to do a comparative analysis on the Australian and American property market. 

      We discuss the government’s control over property prices, home loan rates, drivers of property prices, buyer’s agents and more!

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!



      Episode Highlights:

      1. The Great Financial Crisis [02:29]
      2. Mortgage rates in the U.S. [11:29]
      3. Economic slowdown amid inflation [19:14]
      4. The Airbnb space [23:24]
      5. The role of the buyer’s agent in US [24:46]
      6. Government manipulation of interest rates [32:18]
      7. What is the 1031 Exchange? [34:54]
      8. Closing costs, explained [41:12]
      9. What caused the Great Recession? [43:45]
      10. “Rent back”: the natural process of a sale [50:00]
      11. David’s property Dumbo [52:57]

       

      About our Guest:

      David Sidoni began his real estate career in 2005 and after serving hundreds of first time home buyers in southern California, in 2019 he decided he was sick and tired of seeing first time home buyers being treated like garbage by the real estate industry.  He kept seeing them passed over by the experienced Realtors and used as gunnie pigs for brand new agents to “get their feet wet” and learn how to be Realtors.  Well, he didn’t have time to retrain an entire industry, so he decided to start the How to Buy a Home podcast and peel back the curtain for first time buyers and let them know the insider secrets on how to find the rare professionals that would give them the service they deserve.  Now with almost 800,000 downloads and hours of free education and videos at www.HowtoBuyaHome.com the revolution has begun and first timers all over the US and Canada are getting empowered with real expertise from a true advocate for all frustrated renters seeking real, quality information and guidance

       

      Links from the show:


       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/259

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

       

      See omnystudio.com/listener for privacy information.

      ]]>      Property bears who predict that the Australian property prices will nosedive to 40% will often refer to what happened to the American property market in the mid 2000s…

      Is this basis reliable? Are the circumstances in both property markets similar to encounter the same outcome?

      In this episode, we are joined by David Sidoni, the host of How to Buy a Home Podcast, to do a comparative analysis on the Australian and American property market. 

      We discuss the government’s control over property prices, home loan rates, drivers of property prices, buyer’s agents and more!

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!



      Episode Highlights:

      1. The Great Financial Crisis [02:29]
      2. Mortgage rates in the U.S. [11:29]
      3. Economic slowdown amid inflation [19:14]
      4. The Airbnb space [23:24]
      5. The role of the buyer’s agent in US [24:46]
      6. Government manipulation of interest rates [32:18]
      7. What is the 1031 Exchange? [34:54]
      8. Closing costs, explained [41:12]
      9. What caused the Great Recession? [43:45]
      10. “Rent back”: the natural process of a sale [50:00]
      11. David’s property Dumbo [52:57]

       

      About our Guest:

      David Sidoni began his real estate career in 2005 and after serving hundreds of first time home buyers in southern California, in 2019 he decided he was sick and tired of seeing first time home buyers being treated like garbage by the real estate industry.  He kept seeing them passed over by the experienced Realtors and used as gunnie pigs for brand new agents to “get their feet wet” and learn how to be Realtors.  Well, he didn’t have time to retrain an entire industry, so he decided to start the How to Buy a Home podcast and peel back the curtain for first time buyers and let them know the insider secrets on how to find the rare professionals that would give them the service they deserve.  Now with almost 800,000 downloads and hours of free education and videos at www.HowtoBuyaHome.com the revolution has begun and first timers all over the US and Canada are getting empowered with real expertise from a true advocate for all frustrated renters seeking real, quality information and guidance

       

      Links from the show:


       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/259

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

       

      See omnystudio.com/listener for privacy information.

      ]]>      a988fa29-eb02-40a9-a1bb-af6f00a735ccSun, 18 Dec 2022 19:30:00 +100001:02:44falsefull259259      From Rental to Regional Property Prices… What Else for 2023? | Paul Ryan, REAFrom Rental to Regional Property Prices… What Else for 2023? | Paul Ryan, REARegional Australia outperforming the capital cities in both sale and rental price growth remains to be one of the major phenomena of the country’s great property boom in 2021.

      However, property prices in regional markets are showing signs of a nosedive.

      Additionally, the return of immigration might worsen the already severe rental crisis soon…

      In this episode, we are joined by Paul Ryan, an economist at REA, to talk about what else we can expect in the Australian housing market in 2023.

      We discuss measuring rental prices, rent inflation, regional versus capital markets, regional sale prices and more!

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!



      Episode Highlights:

      1. The effects of remote work on housing prices [04:16]
      2. The demographic change in regional areas and capital cities [13:08]
      3. Current buyer behaviour in auctions [21:08]
      4. Seller intentions: checking property valuations [26:40]
      5. Why it’s taking longer to sell homes [30:25]
      6. Interest rate targeting of inflation [34:53]
      7. Measuring rental prices [39:54]
      8. Conversion rate of appraisals [34:45]
      9. A period of uncertainty in the property market [47:49]
      10. Paul’s Property Dumbo [53:05]

       

      About our Guest:

      Paul is an economist at REA, specialising in housing finance, market forecasting and big data analysis. Before joining REA in December 2020, Paul spent a decade at the Reserve Bank of Australia conducting research on the Australian economy, focusing on housing markets, lending risks and regulatory effects on property markets. Paul is based in Sydney.

       

      Links from the show:


       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/258

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      Regional Australia outperforming the capital cities in both sale and rental price growth remains to be one of the major phenomena of the country’s great property boom in 2021.

      However, property prices in regional markets are showing signs of a nosedive.

      Additionally, the return of immigration might worsen the already severe rental crisis soon…

      In this episode, we are joined by Paul Ryan, an economist at REA, to talk about what else we can expect in the Australian housing market in 2023.

      We discuss measuring rental prices, rent inflation, regional versus capital markets, regional sale prices and more!

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!



      Episode Highlights:

      1. The effects of remote work on housing prices [04:16]
      2. The demographic change in regional areas and capital cities [13:08]
      3. Current buyer behaviour in auctions [21:08]
      4. Seller intentions: checking property valuations [26:40]
      5. Why it’s taking longer to sell homes [30:25]
      6. Interest rate targeting of inflation [34:53]
      7. Measuring rental prices [39:54]
      8. Conversion rate of appraisals [34:45]
      9. A period of uncertainty in the property market [47:49]
      10. Paul’s Property Dumbo [53:05]

       

      About our Guest:

      Paul is an economist at REA, specialising in housing finance, market forecasting and big data analysis. Before joining REA in December 2020, Paul spent a decade at the Reserve Bank of Australia conducting research on the Australian economy, focusing on housing markets, lending risks and regulatory effects on property markets. Paul is based in Sydney.

       

      Links from the show:


       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/258

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      e1f03a1c-6f32-4568-a436-af6800655aa2Sun, 11 Dec 2022 18:30:00 +100056:56falsefull258258      Inflationary Pressures and Rising Cost of Living: How Vulnerable are We? | Belinda Allen, CBAInflationary Pressures and Rising Cost of Living: How Vulnerable are We? | Belinda Allen, CBAInterest rates have been rising every month since early this year…

      To make matters worse, inflation is also yet to be under control.

      How vulnerable are homeowners and investors in a high inflationary environment and what do we need to be most worried about?

      Senior Economist at the Commonwealth Bank Belinda Allen joins us today to talk about Australia’s current economic landscape… How can we measure the impact of rising interest rates on household spending, mortgage arrears and the erosion of our buffers?

      We discuss the lag effect of interest rate rises, household spending intentions, inflationary pressures and more!

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. Belinda Allen’s overall observation on 2022 [01:44]
      2. The fundamental drivers of inflation [07:04]
      3. Limiting household spending to maintain buffers [11:53]
      4. Wage growth in Australia [21:30]
      5. How immigration impacts population growth [24:40]
      6. Global inflation and the volatility of financial markets [27:22]
      7. Economic growth’s effect on climate change [31:52]
      8. Banks’ responses to problem hotspots [38:39]
      9. Higher retail spending during Christmas [48:04]
      10. Why forecasting during COVID was difficult [49:19]
      11. The biggest challenge is getting the pricing right [56:12]

       

      About our Guest:

      Belinda Allen is a Senior Economist at the Commonwealth Bank.  She has extensive experience as a financial markets economist. Belinda joined the Commonwealth Bank in 2017.  Her work primarily involves developing and communicating views on the Australian and international economies. 

       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/257

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      Interest rates have been rising every month since early this year…

      To make matters worse, inflation is also yet to be under control.

      How vulnerable are homeowners and investors in a high inflationary environment and what do we need to be most worried about?

      Senior Economist at the Commonwealth Bank Belinda Allen joins us today to talk about Australia’s current economic landscape… How can we measure the impact of rising interest rates on household spending, mortgage arrears and the erosion of our buffers?

      We discuss the lag effect of interest rate rises, household spending intentions, inflationary pressures and more!

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. Belinda Allen’s overall observation on 2022 [01:44]
      2. The fundamental drivers of inflation [07:04]
      3. Limiting household spending to maintain buffers [11:53]
      4. Wage growth in Australia [21:30]
      5. How immigration impacts population growth [24:40]
      6. Global inflation and the volatility of financial markets [27:22]
      7. Economic growth’s effect on climate change [31:52]
      8. Banks’ responses to problem hotspots [38:39]
      9. Higher retail spending during Christmas [48:04]
      10. Why forecasting during COVID was difficult [49:19]
      11. The biggest challenge is getting the pricing right [56:12]

       

      About our Guest:

      Belinda Allen is a Senior Economist at the Commonwealth Bank.  She has extensive experience as a financial markets economist. Belinda joined the Commonwealth Bank in 2017.  Her work primarily involves developing and communicating views on the Australian and international economies. 

       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/257

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      41d02058-674f-4148-a80e-af610073cf18Sun, 04 Dec 2022 18:30:00 +100001:01:29falsefull257257      Commercial Property Risk: What Every Investor Should Know | Scott O’Neill, Rethink InvestingCommercial Property Risk: What Every Investor Should Know | Scott O’Neill, Rethink InvestingAll seasoned investors know that commercial property is a high-yield investment that typically offers the potential for higher rents than residential property.

      Despite its promising opportunities, however, investing in commercial property also entails risks.

      In this episode of The Elephant in the Room, commercial property specialist and host of Rethink Property Investing Scott O’Neill joins us today to talk about the commercial space. What are the advantages and disadvantages of investing in commercial property?

      We also discuss the ideal investor profile that’s best suited for commercial property investment, how to avoid the risks, the best market conditions for retail, and more!

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. What drove Scott O’Neill into the commercial property space  [01:39]
      2. Why commercial property investment is a moving target [05:58]
      3. Ensuring higher yields in your investment [10:00]
      4. Doing due diligence [14:28]
      5. The current market conditions for commercial properties [21:20]
      6. Trends Scott O’Neill sees in the current property space [24:02]
      7. The ideal profile of a commercial property investor [30:56]
      8. Restructuring your investment portfolio [35:46]
      9. Understanding the financial element of commercial property investment [40:23]
      10. What’s a good location for a commercial property? [43:23]
      11. Scott’s property Dumbo [45:23]

       

      About our Guest:

      Scott O’Neill is a professional property investor, author and the Founder and Director of Rethink Investing. Rethink Investing is a BRW Fast 100 company (2017 & 2018) and Australia’s number one buyer’s agency for commercial property investors. Rethink Investing has helped over 3,050 clients purchase over $2.5 billion in real-estate since 2015. Scott also hosts the top rating podcast: Inside Commercial property https://www.rethinkinvesting.com.au/podcast/.

       

      Links from the show:

      • Inside Commercial Property Podcast (https://www.rethinkinvesting.com.au/podcast/)

       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/256

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      All seasoned investors know that commercial property is a high-yield investment that typically offers the potential for higher rents than residential property.

      Despite its promising opportunities, however, investing in commercial property also entails risks.

      In this episode of The Elephant in the Room, commercial property specialist and host of Rethink Property Investing Scott O’Neill joins us today to talk about the commercial space. What are the advantages and disadvantages of investing in commercial property?

      We also discuss the ideal investor profile that’s best suited for commercial property investment, how to avoid the risks, the best market conditions for retail, and more!

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. What drove Scott O’Neill into the commercial property space  [01:39]
      2. Why commercial property investment is a moving target [05:58]
      3. Ensuring higher yields in your investment [10:00]
      4. Doing due diligence [14:28]
      5. The current market conditions for commercial properties [21:20]
      6. Trends Scott O’Neill sees in the current property space [24:02]
      7. The ideal profile of a commercial property investor [30:56]
      8. Restructuring your investment portfolio [35:46]
      9. Understanding the financial element of commercial property investment [40:23]
      10. What’s a good location for a commercial property? [43:23]
      11. Scott’s property Dumbo [45:23]

       

      About our Guest:

      Scott O’Neill is a professional property investor, author and the Founder and Director of Rethink Investing. Rethink Investing is a BRW Fast 100 company (2017 & 2018) and Australia’s number one buyer’s agency for commercial property investors. Rethink Investing has helped over 3,050 clients purchase over $2.5 billion in real-estate since 2015. Scott also hosts the top rating podcast: Inside Commercial property https://www.rethinkinvesting.com.au/podcast/.

       

      Links from the show:

      • Inside Commercial Property Podcast (https://www.rethinkinvesting.com.au/podcast/)

       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/256

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      1e1e4c29-dc3b-445d-b3b4-af5a00d5cee2Sun, 27 Nov 2022 18:30:00 +100001:05:45falsefull256256      Stamp Duty vs. Land Tax: What are the Implications for FHBs?Stamp Duty vs. Land Tax: What are the Implications for FHBs?The NSW Government has just passed a legislation allowing first homebuyers the opportunity to choose…

      Should property purchasers save up another 5% on top of their deposit for stamp duty?

      Or commit to an annual land tax bill of a much smaller amount?

      In this episode of The Elephant in the Room, Chris and Veronica discuss what the NSW legislation really means for first homebuyers. Should they pay their stamp duty or land tax? What are the pros and cons of both options?

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. New South Wales’ new tax legislation [1:06]
      2. Stamp duty versus land tax: how are they calculated [04:00]
      3. How will this impact investors [12:34]
      4. Veronica’s Property Dumbo [16:33]
      5. The impact on borrowing capacity [21:36]
      6. Three groups of buyers impacted by interest rate rises [25:09]
      7. Focusing on quality assets rather than panic buying [30:35]
      8. Making the right choice [35:04]

       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/255

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      The NSW Government has just passed a legislation allowing first homebuyers the opportunity to choose…

      Should property purchasers save up another 5% on top of their deposit for stamp duty?

      Or commit to an annual land tax bill of a much smaller amount?

      In this episode of The Elephant in the Room, Chris and Veronica discuss what the NSW legislation really means for first homebuyers. Should they pay their stamp duty or land tax? What are the pros and cons of both options?

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. New South Wales’ new tax legislation [1:06]
      2. Stamp duty versus land tax: how are they calculated [04:00]
      3. How will this impact investors [12:34]
      4. Veronica’s Property Dumbo [16:33]
      5. The impact on borrowing capacity [21:36]
      6. Three groups of buyers impacted by interest rate rises [25:09]
      7. Focusing on quality assets rather than panic buying [30:35]
      8. Making the right choice [35:04]

       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/255

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      ebc0695e-7f1d-490c-ae00-af520138b7c6Sun, 20 Nov 2022 18:30:00 +100042:33falsefull255255      Listener Q&A | Top Questions from Property Investors and HomebuyersListener Q&A | Top Questions from Property Investors and HomebuyersProperty investment is a high-risk venture that even the most seasoned investors remain on the lookout for new learning opportunities. 

      Wherever you are in your investment journey, it is essential that you prepare and become adaptable to market changes.

      In today’s episode, we will be answering some of the most common questions we receive from investors and homebuyers.

      We tackle concerns about risk management in property investing, the pros and cons of buying a family compound, buying a high-return property on a low income, avoiding fad design trends, and more!

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. Using equity to borrow-invest a million dollars [01:02]
      2. How can low income families start investing in property [11:20]
      3. Understanding the role of real estate agents [15:53]
      4. Fad design trends vs timeless designs [17:53]
      5. Problems with long-term property plans [24:11]
      6. Potential opportunity costs [29:19]
      7. The risks of family consortium [32:56]
      8. Roof gutter downpipes as flood preparation [42:03]
      9. Buyer’s agents to get a competitive market advantage [46:59]

       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/254

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      Property investment is a high-risk venture that even the most seasoned investors remain on the lookout for new learning opportunities. 

      Wherever you are in your investment journey, it is essential that you prepare and become adaptable to market changes.

      In today’s episode, we will be answering some of the most common questions we receive from investors and homebuyers.

      We tackle concerns about risk management in property investing, the pros and cons of buying a family compound, buying a high-return property on a low income, avoiding fad design trends, and more!

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. Using equity to borrow-invest a million dollars [01:02]
      2. How can low income families start investing in property [11:20]
      3. Understanding the role of real estate agents [15:53]
      4. Fad design trends vs timeless designs [17:53]
      5. Problems with long-term property plans [24:11]
      6. Potential opportunity costs [29:19]
      7. The risks of family consortium [32:56]
      8. Roof gutter downpipes as flood preparation [42:03]
      9. Buyer’s agents to get a competitive market advantage [46:59]

       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/254

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      ec98da1a-bace-4310-b4f2-af4b010d506aSun, 13 Nov 2022 18:30:00 +100056:10falsefull12542541      Should We Be Worried About the Australian Economy? | Carlos Cacho, Jarden AustraliaShould We Be Worried About the Australian Economy? | Carlos Cacho, Jarden AustraliaInflation, rising cost of living and interest rates…

      Signs of a global looming recession have never been more palpable.

      As a result, many Australians question: amid all this negativity, where are we heading to?

      In this episode, Chief Economist at Jarden Australia Carlos Cacho joins us to weigh in on the current state of the national economy. Despite these difficult circumstances, is there a light at the end of this tunnel? 

      We discuss what’s going on in the property market, consumer behavior and why spending is unaffected by low consumer confidence, labour shortages in Australia, and how inflation can lead us to a potentially worse economic outcome. 

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. The global shift around goods versus services: [02:21]
      2. Why is Australia more affected by rising interest rates [05:38]
      3. Does consumer confidence impact spending? [09:18]
      4. Should Australians worry about inflation? [11:34]
      5. Looming recession amid rising unemployment and wage hikes [14:34]
      6. Labour shortages in Australia [18:08]
      7. The current pressures on the rental market [22:00]
      8. Where the national economy is heading to [27:24]
      9. The state of the property market [35:44]
      10. Changes to buyers’ borrowing capacity [47:00]
      11. Carlos’ Property Dumbo [54:52]

       

      About our Guest:

      Carlos Cacho is Chief Economist and Bank Analyst for Jarden in Australia. Prior to joining Jarden, Carlos spent three years as Australian Economist at UBS Australia, and previously five years at Colonial First State Global Asset Management.

      Carlos holds a Bachelor of Economics, as well as a First Class Honours in Economics from the University of New South Wales. 

       

      Links from the show:


       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/253

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      Inflation, rising cost of living and interest rates…

      Signs of a global looming recession have never been more palpable.

      As a result, many Australians question: amid all this negativity, where are we heading to?

      In this episode, Chief Economist at Jarden Australia Carlos Cacho joins us to weigh in on the current state of the national economy. Despite these difficult circumstances, is there a light at the end of this tunnel? 

      We discuss what’s going on in the property market, consumer behavior and why spending is unaffected by low consumer confidence, labour shortages in Australia, and how inflation can lead us to a potentially worse economic outcome. 

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. The global shift around goods versus services: [02:21]
      2. Why is Australia more affected by rising interest rates [05:38]
      3. Does consumer confidence impact spending? [09:18]
      4. Should Australians worry about inflation? [11:34]
      5. Looming recession amid rising unemployment and wage hikes [14:34]
      6. Labour shortages in Australia [18:08]
      7. The current pressures on the rental market [22:00]
      8. Where the national economy is heading to [27:24]
      9. The state of the property market [35:44]
      10. Changes to buyers’ borrowing capacity [47:00]
      11. Carlos’ Property Dumbo [54:52]

       

      About our Guest:

      Carlos Cacho is Chief Economist and Bank Analyst for Jarden in Australia. Prior to joining Jarden, Carlos spent three years as Australian Economist at UBS Australia, and previously five years at Colonial First State Global Asset Management.

      Carlos holds a Bachelor of Economics, as well as a First Class Honours in Economics from the University of New South Wales. 

       

      Links from the show:


       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/253

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      c403575a-0113-40e7-8e4a-af45003c2bc3Sun, 06 Nov 2022 18:30:00 +100059:14falsefull253253      Is Property Price Movement Data Reliable? | Kent Lardner, Suburb HelpIs Property Price Movement Data Reliable? | Kent Lardner, Suburb HelpWe are ending October with another Suburb Help episode!

      This time, we’re talking about property price movement…is the data accurate?

      Joining us to discuss this breakthrough research is none other than our resident data geek, Kent Lardner. We talk about the various patterns that reveal which segments of the market are heavily affected in a slowdown.

      We also reveal areas that are undergoing major shifts and seeing big changes in supply, the metrics to identify better quality property investments, finding the right timing in a property boom, and more!

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. Five markets that have undergone major shifts [03:50]
      2. The impact of the surge in listings [07:46]
      3. Your competition depends on your borrowing capacity [12:13]
      4. What’s the quality of listings in today’s market? [15:03]
      5. Is there a shift in the mentality of property owners? [24:00]
      6. How Kent Lardner sees patterns in data   [27:21]
      7. Evergreen metrics: assessing supply issues [30:51]
      8. The art of finding great assets  [37:24]
      9. Timing the market in a property boom [47:09]
      10. Borrowing capacity and FOMO as big drivers [55:51]

       

      About our Guest:

      Kent Lardner is a data science and business leader with over 30 years experience working for companies such as JLL, CoreLogic and General Electric. He has a passion for digital high growth businesses and has led teams of 5 to 200 people in both Australia and China.

       

      Links from the show:


       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/252

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      We are ending October with another Suburb Help episode!

      This time, we’re talking about property price movement…is the data accurate?

      Joining us to discuss this breakthrough research is none other than our resident data geek, Kent Lardner. We talk about the various patterns that reveal which segments of the market are heavily affected in a slowdown.

      We also reveal areas that are undergoing major shifts and seeing big changes in supply, the metrics to identify better quality property investments, finding the right timing in a property boom, and more!

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. Five markets that have undergone major shifts [03:50]
      2. The impact of the surge in listings [07:46]
      3. Your competition depends on your borrowing capacity [12:13]
      4. What’s the quality of listings in today’s market? [15:03]
      5. Is there a shift in the mentality of property owners? [24:00]
      6. How Kent Lardner sees patterns in data   [27:21]
      7. Evergreen metrics: assessing supply issues [30:51]
      8. The art of finding great assets  [37:24]
      9. Timing the market in a property boom [47:09]
      10. Borrowing capacity and FOMO as big drivers [55:51]

       

      About our Guest:

      Kent Lardner is a data science and business leader with over 30 years experience working for companies such as JLL, CoreLogic and General Electric. He has a passion for digital high growth businesses and has led teams of 5 to 200 people in both Australia and China.

       

      Links from the show:


       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/252

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      44d43cd4-1bea-4dce-998c-af3c001c02e2Sun, 30 Oct 2022 18:30:00 +100059:57falsefull252252      Is Your Home Underinsured?: Australia's Worsening Underinsurance Problem | Marty Sadlier, MCG Quantity SurveyorsIs Your Home Underinsured?: Australia's Worsening Underinsurance Problem | Marty Sadlier, MCG Quantity SurveyorsWith Australia being prone to natural disasters, you’d think that most homeowners would be more proactive in building disaster resilience.

      Unfortunately, according to a Climate Council report, the country is facing an ‘insurability’ crisis with one in 25 homes on track to be uninsurable by 2030. 83% of Australian properties are also underinsured. 

      …And inflation and the rising costs of building and insurance aren’t making things any easier for property owners.

      Marty Sadlier, director of MCG Quantity Surveyors, joins us today to talk about Australia’s underinsurance problem–what are the factors that are worsening the situation and what is your responsibility as a property owner?

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. Environmental factors that affect property insurance [02:09]
      2. How much should you insure your property for? [11:13]
      3. Ways you can be underinsured [15:01]
      4. A solution to Australia’s widespread underinsurance issue [23:36]
      5. Rising cost of building infrastructure [30:51]
      6. Problems in the building industry [37:38]
      7. Buyer’s borrowing capacity and responsible lending [41:16]
      8. Australians’ short-term memory [44:10]
      9. The real cost of mandatory inspections [45:52]
      10. The responsibility of the property owner [53:57]
      11. What are the things that people don’t realize are not covered by insurance? [56:56]
      12. Marty’s Property Dumbo [01:00:22]

       

      About our Guest:

      Marty Sadlier has over 20 years experience in the building and construction industry, commencing his career as a shop fitter/carpenter. He is a RICS certified expert witness, a Certified Quantity Surveyor (CQS) and sits on the interviewing panel for Australian Institute of Quantity Surveyors (AIQS).

       

      Links from the show:


       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/251

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      With Australia being prone to natural disasters, you’d think that most homeowners would be more proactive in building disaster resilience.

      Unfortunately, according to a Climate Council report, the country is facing an ‘insurability’ crisis with one in 25 homes on track to be uninsurable by 2030. 83% of Australian properties are also underinsured. 

      …And inflation and the rising costs of building and insurance aren’t making things any easier for property owners.

      Marty Sadlier, director of MCG Quantity Surveyors, joins us today to talk about Australia’s underinsurance problem–what are the factors that are worsening the situation and what is your responsibility as a property owner?

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. Environmental factors that affect property insurance [02:09]
      2. How much should you insure your property for? [11:13]
      3. Ways you can be underinsured [15:01]
      4. A solution to Australia’s widespread underinsurance issue [23:36]
      5. Rising cost of building infrastructure [30:51]
      6. Problems in the building industry [37:38]
      7. Buyer’s borrowing capacity and responsible lending [41:16]
      8. Australians’ short-term memory [44:10]
      9. The real cost of mandatory inspections [45:52]
      10. The responsibility of the property owner [53:57]
      11. What are the things that people don’t realize are not covered by insurance? [56:56]
      12. Marty’s Property Dumbo [01:00:22]

       

      About our Guest:

      Marty Sadlier has over 20 years experience in the building and construction industry, commencing his career as a shop fitter/carpenter. He is a RICS certified expert witness, a Certified Quantity Surveyor (CQS) and sits on the interviewing panel for Australian Institute of Quantity Surveyors (AIQS).

       

      Links from the show:


       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/251

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      f5bc9b03-3649-4434-b9fd-af34010802b9Sun, 23 Oct 2022 18:30:00 +100001:06:38falsefull251251      What Strata Buyers Wish They Knew Before Buying a Unit | Amanda Farmer, Your Strata PropertyWhat Strata Buyers Wish They Knew Before Buying a Unit | Amanda Farmer, Your Strata PropertyIt is no surprise that the apartment lifestyle is gaining more popularity among many Australians nowadays.

      Amid the housing affordability crisis, a strata title property poses as a more convenient and affordable alternative to home ownership and property investment.

      The catch?  Prospective buyers often have no idea of the information they need prior to purchasing.

      Amanda Farmer, strata lawyer and the host of Your Strata Property podcast, joins us today to talk about what property buyers should expect from buying into a strata complex, from villa units to townhouses. 

      We discuss everything strata owners wish they knew prior to their purchase–the rules in a strata complex, building repairs and maintenance, the strata committee and their functions, and more!

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. The number of owner occupiers and tenants in a strata complex [02:10]
      2. Repairs and maintenance of the common property [08:33]
      3. Rules strata owners need to comply with [14:43]
      4. The two stages in the conveyancing process [22:50]
      5. Strata committee: who are they and what power do they have? [26:17]
      6. The affordability of apartment living [31:25]
      7. What strata owners wish they knew before purchasing [35:21]
      8. The new New South Wales builder rating system  [34:45]
      9. Checking your unit entitlement [45:28]
      10. Sustainability infrastructure in apartments [48:25]

       

      About our Guest:

      Amanda Farmer is a strata lawyer and the host of Your Strata Property. As a Fellow and Council Member of the Australian College of Strata Lawyers, Amanda advises and represents owners, buildings, developers, strata management companies and local councils.

       

      Links from the show:


       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/250

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      It is no surprise that the apartment lifestyle is gaining more popularity among many Australians nowadays.

      Amid the housing affordability crisis, a strata title property poses as a more convenient and affordable alternative to home ownership and property investment.

      The catch?  Prospective buyers often have no idea of the information they need prior to purchasing.

      Amanda Farmer, strata lawyer and the host of Your Strata Property podcast, joins us today to talk about what property buyers should expect from buying into a strata complex, from villa units to townhouses. 

      We discuss everything strata owners wish they knew prior to their purchase–the rules in a strata complex, building repairs and maintenance, the strata committee and their functions, and more!

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. The number of owner occupiers and tenants in a strata complex [02:10]
      2. Repairs and maintenance of the common property [08:33]
      3. Rules strata owners need to comply with [14:43]
      4. The two stages in the conveyancing process [22:50]
      5. Strata committee: who are they and what power do they have? [26:17]
      6. The affordability of apartment living [31:25]
      7. What strata owners wish they knew before purchasing [35:21]
      8. The new New South Wales builder rating system  [34:45]
      9. Checking your unit entitlement [45:28]
      10. Sustainability infrastructure in apartments [48:25]

       

      About our Guest:

      Amanda Farmer is a strata lawyer and the host of Your Strata Property. As a Fellow and Council Member of the Australian College of Strata Lawyers, Amanda advises and represents owners, buildings, developers, strata management companies and local councils.

       

      Links from the show:


       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/250

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      e7b7b7fa-6294-4d00-a777-af2d00d8cd9aSun, 16 Oct 2022 18:30:00 +100056:51falsefull250250      Should We Be Worried About the Sydney Property Market? | Matt Hayson, CobdenHaysonShould We Be Worried About the Sydney Property Market? | Matt Hayson, CobdenHaysonIs there some truth to the recent ominous forecasts surrounding the Sydney property market?

      Or is it simply just fear-mongering?

      Today, Matt Hayson, real estate agent and co-founder of boutique agency CobdenHayson, joins us to discuss what is actually going on in the Sydney property market… Is it only apt for property investors to be alarmed? 

      We also talk about current issues with vendors as well as buyers, data lag issues, what dominates the market at the moment, and various principles that are not just limited to the Sydney property market.

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. The recent data lag around pricing [02:42]
      2. How big has the shift gotten in housing pricing?  [05:08]
      3. The expectations on buyers versus vendors [10:48]
      4. Uncertainty and volatility of the housing market [13:05]
      5. Sentiment as a major driver of life decisions [17:59]
      6. Observations about open houses [19:16]
      7. What makes a property sell at auctions despite poor market conditions?  [23:46]
      8. Difficulties in both buying and selling property today [31:42]
      9. Comparing the property market in 2018 to today’s [35:08]
      10. Buyers who pay for overpriced property [39:18]
      11. The future of real estate agencies [44:23]
      12. Making the right decisions according to your timeline [50:51]

       

      About our Guest:

      Matthew Hayson is the founder and co-director of CobdenHayson, a progressive independent real estate network with unprecedented knowledge of Sydney's inner urban property market. With almost three decades in local real estate, Matthew is one of the most experienced and consistent sales agents across Sydney.

       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/249

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      Is there some truth to the recent ominous forecasts surrounding the Sydney property market?

      Or is it simply just fear-mongering?

      Today, Matt Hayson, real estate agent and co-founder of boutique agency CobdenHayson, joins us to discuss what is actually going on in the Sydney property market… Is it only apt for property investors to be alarmed? 

      We also talk about current issues with vendors as well as buyers, data lag issues, what dominates the market at the moment, and various principles that are not just limited to the Sydney property market.

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. The recent data lag around pricing [02:42]
      2. How big has the shift gotten in housing pricing?  [05:08]
      3. The expectations on buyers versus vendors [10:48]
      4. Uncertainty and volatility of the housing market [13:05]
      5. Sentiment as a major driver of life decisions [17:59]
      6. Observations about open houses [19:16]
      7. What makes a property sell at auctions despite poor market conditions?  [23:46]
      8. Difficulties in both buying and selling property today [31:42]
      9. Comparing the property market in 2018 to today’s [35:08]
      10. Buyers who pay for overpriced property [39:18]
      11. The future of real estate agencies [44:23]
      12. Making the right decisions according to your timeline [50:51]

       

      About our Guest:

      Matthew Hayson is the founder and co-director of CobdenHayson, a progressive independent real estate network with unprecedented knowledge of Sydney's inner urban property market. With almost three decades in local real estate, Matthew is one of the most experienced and consistent sales agents across Sydney.

       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/249

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      a3c54477-3186-40fc-bbe7-af250181114cSun, 09 Oct 2022 18:30:00 +100054:55falsefull249249      Is Supply the Answer to Australia's Property Woes? | Chris Leishman, Professor of Property and Housing EconomicsIs Supply the Answer to Australia's Property Woes? | Chris Leishman, Professor of Property and Housing EconomicsThe housing affordability crisis in Australia is putting immense pressure not only on home buyers and owner-occupiers but now on renters as well...

      Is the solution to Australia's property woes really just to build build build?

      In this episode, Chris Leishman, professor of Property and Housing Economics, joins us to talk about the current housing and rent affordability crisis… How should our policymakers address this worsening issue in the housing market?

      We also discuss the state of declining economic productivity, possible policies and plans for social and public housing, and what millennials think of owning housing assets.

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. The worsening rental affordability crisis [02:37]
      2. The future of working from home [06:46]
      3. How to model housing need [11:50]
      4. Is the supply shortage the main problem behind the affordability crisis? [14:08]
      5. The practicality of implementing the vacancy tax [21:24]
      6. Will a reverse mortgage be helpful? [23:55]
      7. The dispensability of properties in Australia [27:05]
      8. The state of Australian productivity [31:24]
      9. How to move forward with public housing [38:45]
      10. Long-term solutions for the housing crisis [43:23]
      11. Will higher interest rates slow down inflation? [52:22]
      12. Chris’ property Dumbo [56:02]

       

      About our Guest:

      Chris Leishman is a professor of Property and Housing Economics at the University of South Australia. He is also a non-executive director of Housing Choices Australia – a not for profit community housing provider active in South Australia, Western Australia, Victoria, New South Wales and Tasmania. 

       

      Links from the show:


       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/248

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      The housing affordability crisis in Australia is putting immense pressure not only on home buyers and owner-occupiers but now on renters as well...

      Is the solution to Australia's property woes really just to build build build?

      In this episode, Chris Leishman, professor of Property and Housing Economics, joins us to talk about the current housing and rent affordability crisis… How should our policymakers address this worsening issue in the housing market?

      We also discuss the state of declining economic productivity, possible policies and plans for social and public housing, and what millennials think of owning housing assets.

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. The worsening rental affordability crisis [02:37]
      2. The future of working from home [06:46]
      3. How to model housing need [11:50]
      4. Is the supply shortage the main problem behind the affordability crisis? [14:08]
      5. The practicality of implementing the vacancy tax [21:24]
      6. Will a reverse mortgage be helpful? [23:55]
      7. The dispensability of properties in Australia [27:05]
      8. The state of Australian productivity [31:24]
      9. How to move forward with public housing [38:45]
      10. Long-term solutions for the housing crisis [43:23]
      11. Will higher interest rates slow down inflation? [52:22]
      12. Chris’ property Dumbo [56:02]

       

      About our Guest:

      Chris Leishman is a professor of Property and Housing Economics at the University of South Australia. He is also a non-executive director of Housing Choices Australia – a not for profit community housing provider active in South Australia, Western Australia, Victoria, New South Wales and Tasmania. 

       

      Links from the show:


       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/248

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      1547d05f-1538-4699-a9d2-af1f001def3aSun, 02 Oct 2022 18:30:00 +100001:04:43falsefull248248      What Are the Top Streets in the Suburb? | Kent Lardner, Suburb HelpWhat Are the Top Streets in the Suburb? | Kent Lardner, Suburb HelpSuburb Help is back and in today’s episode, we talk about the top ranked streets in the suburb!

      Whether you’re a prospective buyer or a home-owner thinking of selling, knowing the street’s value range can help you make informed decisions about your property investment. 

      Our resident data geek Kent Lardner has got you covered with his latest report on the top streets in the suburb for yield. 

      We look at both the best and worst streets in five suburbs–Newport, Newtown, New Lambton, Balmain, and Coogee. Aside from the methodology of Kent’s analysis, we also discuss its limitations and how human behaviour comes into play. 

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. Top Streets Report: the methodology and limitations [01:04]
      2. The best streets’ turnover rates [04:33]
      3. Compositional bias in the suburb [10:52]
      4. The problem with machine learning in inventory forecasts [15:10]
      5. The value of the human element [19:13]
      6. Newport: The best and worst streets [22:19]
      7. Suburb report on Newtown [32:31]
      8. Understanding the zoning in New Lambton [39:04]
      9. Balmain: The best and worst streets [44:29]
      10. The challenge with investing in Coogee [50:55]
      11. Where to download the Top Streets report [50:26]

       

      About our Guest:

      Kent Lardner is a data science and business leader with over 30 years experience working for companies such as JLL, CoreLogic and General Electric. He has a passion for digital high growth businesses and has led teams of 5 to 200 people in both Australia and China.

       

      Links from the show:


       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/247

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      Suburb Help is back and in today’s episode, we talk about the top ranked streets in the suburb!

      Whether you’re a prospective buyer or a home-owner thinking of selling, knowing the street’s value range can help you make informed decisions about your property investment. 

      Our resident data geek Kent Lardner has got you covered with his latest report on the top streets in the suburb for yield. 

      We look at both the best and worst streets in five suburbs–Newport, Newtown, New Lambton, Balmain, and Coogee. Aside from the methodology of Kent’s analysis, we also discuss its limitations and how human behaviour comes into play. 

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. Top Streets Report: the methodology and limitations [01:04]
      2. The best streets’ turnover rates [04:33]
      3. Compositional bias in the suburb [10:52]
      4. The problem with machine learning in inventory forecasts [15:10]
      5. The value of the human element [19:13]
      6. Newport: The best and worst streets [22:19]
      7. Suburb report on Newtown [32:31]
      8. Understanding the zoning in New Lambton [39:04]
      9. Balmain: The best and worst streets [44:29]
      10. The challenge with investing in Coogee [50:55]
      11. Where to download the Top Streets report [50:26]

       

      About our Guest:

      Kent Lardner is a data science and business leader with over 30 years experience working for companies such as JLL, CoreLogic and General Electric. He has a passion for digital high growth businesses and has led teams of 5 to 200 people in both Australia and China.

       

      Links from the show:


       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/247

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      91ebf449-41d0-44ef-aa84-af1b00a61263Sun, 25 Sep 2022 19:30:00 +100057:37falsefull247247      How Do Bank Economists Make Property Forecasts? | Felicity Emmett, ANZHow Do Bank Economists Make Property Forecasts? | Felicity Emmett, ANZAlthough rarely proven to come true, predictions by big banks are not merely speculative, but forecasts backed up by research and data…

      But how exactly do bank economists come up with these property forecasts?

      Felicity Emmett, Senior Economist at ANZ, joins us today to reveal the process big banks use to create housing market predictions based on the Australian economy… What data and key inputs do bank economists use for forecasting and analysis? 

      We also discuss the impact of property market forecasting on consumer confidence, the relationship between inflation and interest rates, and the current housing affordability crisis. 

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. Why do big banks create property forecasts? [01:39]
      2. Challenges bank economists encounter with forecasting [03:46]
      3. Inputs into the forecasting process for the housing market [07:01]
      4. The impact on house prices on consumer confidence [13:35]
      5. The relationship between inflation and interest rates [19:29]
      6. Consumer confidence in the property market [24:17]
      7. The effect of capacity constraints in the economy [28:24]
      8. Why it’s important to keep inflation down [32:30]
      9. The current housing affordability crisis [34:20]
      10. The effects of regulatory changes [38:42]
      11. Who is the vulnerable sector in a possible recession? [44:00]
      12. Stimulus measures to stabilize prices [48:08]
      13. Why makes forecasting difficult to achieve accuracy? [50:36]

       

      About our Guest:

      Felicity Emmett is Senior Economist in the Australian Economic team at ANZ. With more than 20 years of experience as an economist in financial markets, Felicity is responsible for analysis and forecasting of key Australian macroeconomic indicators, as well as thematic research on the Australian economy. She also provides specialist analysis on topical issues, including the housing sector and the policy outlook.

       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/246

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      Although rarely proven to come true, predictions by big banks are not merely speculative, but forecasts backed up by research and data…

      But how exactly do bank economists come up with these property forecasts?

      Felicity Emmett, Senior Economist at ANZ, joins us today to reveal the process big banks use to create housing market predictions based on the Australian economy… What data and key inputs do bank economists use for forecasting and analysis? 

      We also discuss the impact of property market forecasting on consumer confidence, the relationship between inflation and interest rates, and the current housing affordability crisis. 

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. Why do big banks create property forecasts? [01:39]
      2. Challenges bank economists encounter with forecasting [03:46]
      3. Inputs into the forecasting process for the housing market [07:01]
      4. The impact on house prices on consumer confidence [13:35]
      5. The relationship between inflation and interest rates [19:29]
      6. Consumer confidence in the property market [24:17]
      7. The effect of capacity constraints in the economy [28:24]
      8. Why it’s important to keep inflation down [32:30]
      9. The current housing affordability crisis [34:20]
      10. The effects of regulatory changes [38:42]
      11. Who is the vulnerable sector in a possible recession? [44:00]
      12. Stimulus measures to stabilize prices [48:08]
      13. Why makes forecasting difficult to achieve accuracy? [50:36]

       

      About our Guest:

      Felicity Emmett is Senior Economist in the Australian Economic team at ANZ. With more than 20 years of experience as an economist in financial markets, Felicity is responsible for analysis and forecasting of key Australian macroeconomic indicators, as well as thematic research on the Australian economy. She also provides specialist analysis on topical issues, including the housing sector and the policy outlook.

       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/246

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      8fd6fe9d-dcc2-46df-970c-af120007896bSun, 18 Sep 2022 19:30:00 +100001:01:56falsefull246246      Your Role in Urban Planning: The Art of Placemaking | Kylie Legge, Place ScoreYour Role in Urban Planning: The Art of Placemaking | Kylie Legge, Place ScoreWhen you’re looking for the “perfect” house, you also factor in the neighborhood it belongs to—the living environment, the people, the amenities…

      Your relationship with your urban environment significantly affects your life.

      …So what can you do to help contribute to creating a sense of community in these shared spaces?

      Kylie Legge, the founder and CEO of placemaking consultancy Place Partners and innovative data insights company Place Score, joins us today to discuss the role of the community in urban planning and design. 

      We talk about the diversity of communities and their needs, placemaking as a collaborative process, the role of smart cities in improving society, and whether urban renewal is the right approach going forward.

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. How community builds the community [02:03]
      2. What is placemaking? [04:32]
      3. Densifying neighborhoods as an opportunity [13:20]
      4. Building an ideal neighborhood [16:18]
      5. The role of councilors in urban planning [22:31]
      6. Making your own environment more livable  [26:47]
      7. Building Place Score’s credibility [33:15]
      8. Kylie Legge’s journey into placemaking as a field of work [39:22]
      9. Exploring the diverse cultures of different communities [44:56]
      10. Managing rate increases to increase livability [48:41]
      11. Place Score’s 2022 Liveability Census [54:44]

       

      About our Guest:

      Kylie Legge is the founder and CEO of placemaking consultancy Place Partners and innovative data insights company Place Score. She is passionate about fostering the connection between people and their urban environments and finding better ways to work together in improving shared spaces.

       

      Links from the show:


       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/245

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      When you’re looking for the “perfect” house, you also factor in the neighborhood it belongs to—the living environment, the people, the amenities…

      Your relationship with your urban environment significantly affects your life.

      …So what can you do to help contribute to creating a sense of community in these shared spaces?

      Kylie Legge, the founder and CEO of placemaking consultancy Place Partners and innovative data insights company Place Score, joins us today to discuss the role of the community in urban planning and design. 

      We talk about the diversity of communities and their needs, placemaking as a collaborative process, the role of smart cities in improving society, and whether urban renewal is the right approach going forward.

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. How community builds the community [02:03]
      2. What is placemaking? [04:32]
      3. Densifying neighborhoods as an opportunity [13:20]
      4. Building an ideal neighborhood [16:18]
      5. The role of councilors in urban planning [22:31]
      6. Making your own environment more livable  [26:47]
      7. Building Place Score’s credibility [33:15]
      8. Kylie Legge’s journey into placemaking as a field of work [39:22]
      9. Exploring the diverse cultures of different communities [44:56]
      10. Managing rate increases to increase livability [48:41]
      11. Place Score’s 2022 Liveability Census [54:44]

       

      About our Guest:

      Kylie Legge is the founder and CEO of placemaking consultancy Place Partners and innovative data insights company Place Score. She is passionate about fostering the connection between people and their urban environments and finding better ways to work together in improving shared spaces.

       

      Links from the show:


       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/245

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      04627e6e-f431-4f60-a322-af0c002c2f79Sun, 11 Sep 2022 19:30:00 +100001:03:35falsefull245245      Who Bears the Brunt of Australia's Housing Problem? | Michele Adair, Housing TrustWho Bears the Brunt of Australia's Housing Problem? | Michele Adair, Housing TrustDue to rising property prices, rent hikes, plummeting vacancy rates, many Aussies are now at risk of being homeless.

      Homeowners and investors may think they're immune, but are we really safe from the ripple effect?

      Michele Adair, CEO of Housing Trust, joins us today to discuss the worsening housing affordability crisis... What long-term impact does this issue have on our society and how will this affect our lives–regardless if you’re a homeowner?

      We also look into the pressure of rising rent on lower income households, the current situation in the Illawarra, COVID-19’s impact on homelessness as well as its correlation to our current labour crisis. 

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. The real situation in the Illawarra [02:07]
      2. How has the profile of people facing homelessness changed? [07:44]
      3. The effect of rising interest rates on investors [09:43]
      4. Finding a win-win solution to the housing crisis [17:39]
      5. The role of community housing providers [20:34]
      6. Why has the government failed to address the housing problem? [24:55]
      7. How can the build to rent sector alleviate the housing crisis? [34:03]
      8. The need for change in social attitudes [42:32]
      9. The REAL cost of the housing affordability crisis [44:31]
      10.  What role do councilors play? [51:16]

       

      About our Guest:

      Michele Adair is the CEO of Housing Trust, an organization that builds and manages affordable rental housing for people on very low to moderate incomes. Michele has Master’s degrees in Management and in Public Advocacy & Action, and is a Graduate of the Australian Institute of Company Directors. She was also recognised as the Outstanding Business Leader in the 2021 Business Illawarra awards.

       

      Links from the show:


       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/244

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      Due to rising property prices, rent hikes, plummeting vacancy rates, many Aussies are now at risk of being homeless.

      Homeowners and investors may think they're immune, but are we really safe from the ripple effect?

      Michele Adair, CEO of Housing Trust, joins us today to discuss the worsening housing affordability crisis... What long-term impact does this issue have on our society and how will this affect our lives–regardless if you’re a homeowner?

      We also look into the pressure of rising rent on lower income households, the current situation in the Illawarra, COVID-19’s impact on homelessness as well as its correlation to our current labour crisis. 

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. The real situation in the Illawarra [02:07]
      2. How has the profile of people facing homelessness changed? [07:44]
      3. The effect of rising interest rates on investors [09:43]
      4. Finding a win-win solution to the housing crisis [17:39]
      5. The role of community housing providers [20:34]
      6. Why has the government failed to address the housing problem? [24:55]
      7. How can the build to rent sector alleviate the housing crisis? [34:03]
      8. The need for change in social attitudes [42:32]
      9. The REAL cost of the housing affordability crisis [44:31]
      10.  What role do councilors play? [51:16]

       

      About our Guest:

      Michele Adair is the CEO of Housing Trust, an organization that builds and manages affordable rental housing for people on very low to moderate incomes. Michele has Master’s degrees in Management and in Public Advocacy & Action, and is a Graduate of the Australian Institute of Company Directors. She was also recognised as the Outstanding Business Leader in the 2021 Business Illawarra awards.

       

      Links from the show:


       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/244

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      ce0336e3-4727-4d0e-93cc-af0201754ea8Sun, 04 Sep 2022 19:30:00 +100001:01:20falsefull244244      What Economists Aren’t Telling Us About the Property Market | Steve Keen, EconomistWhat Economists Aren’t Telling Us About the Property Market | Steve Keen, EconomistWith interest rates, mortgage debt, and housing prices rapidly surging, many Australians wonder whether and when the bubble is going to burst…

      The question is: how can property remain affordable without causing a price crash, especially when two-thirds of the population are owner occupiers?

      Known critic of modern economic theory Steve Keen joins us today to reveal everything mainstream economists get wrong about the property industry. He shares his insights on the possibility of a property crash and how first-home owners might be vulnerable.

      We also discuss the rising level of household debt, what it can ultimately result in and how the government can intervene.

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      • What Economics professors get wrong [02:36]
      • The determinant of change in property prices [06:16]
      • On measuring household debt [09:01]
      • Why first-home buyers are vulnerable to rising debt [14:09]
      • What can trigger a price crash, aside from a debt crisis? [18:50]
      • How the government can stimulate property demand [20:27]
      • Getting inflation under control [23:56]
      • The possibility of a property crash in Australia? [28:45]
      • Steve’s Senate election pitch: money creation [32:59]
      • The need for a modern debt jubilee [35:37]
      • The current state of consumer confidence [38:14]
      • The issue with government debt [40:44]
      • Sustainable long-term solutions to housing [53:54]
      • The economic impact of climate change [57:34]

       

      About our Guest:

      Steve Keen is a heterodox economist and an author. His two most famous books, Debunking Economics and The New Economics, are both critiques of modern economic theory that discuss debt deflation and financial instability. Dr. Keen was a professor at the University of Western Sydney and Kingston University in London. Now, he is leading the development of Minsky, a software platform for visually modeling national economies. 

       

      Links from the show:


       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/243

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      With interest rates, mortgage debt, and housing prices rapidly surging, many Australians wonder whether and when the bubble is going to burst…

      The question is: how can property remain affordable without causing a price crash, especially when two-thirds of the population are owner occupiers?

      Known critic of modern economic theory Steve Keen joins us today to reveal everything mainstream economists get wrong about the property industry. He shares his insights on the possibility of a property crash and how first-home owners might be vulnerable.

      We also discuss the rising level of household debt, what it can ultimately result in and how the government can intervene.

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      • What Economics professors get wrong [02:36]
      • The determinant of change in property prices [06:16]
      • On measuring household debt [09:01]
      • Why first-home buyers are vulnerable to rising debt [14:09]
      • What can trigger a price crash, aside from a debt crisis? [18:50]
      • How the government can stimulate property demand [20:27]
      • Getting inflation under control [23:56]
      • The possibility of a property crash in Australia? [28:45]
      • Steve’s Senate election pitch: money creation [32:59]
      • The need for a modern debt jubilee [35:37]
      • The current state of consumer confidence [38:14]
      • The issue with government debt [40:44]
      • Sustainable long-term solutions to housing [53:54]
      • The economic impact of climate change [57:34]

       

      About our Guest:

      Steve Keen is a heterodox economist and an author. His two most famous books, Debunking Economics and The New Economics, are both critiques of modern economic theory that discuss debt deflation and financial instability. Dr. Keen was a professor at the University of Western Sydney and Kingston University in London. Now, he is leading the development of Minsky, a software platform for visually modeling national economies. 

       

      Links from the show:


       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/243

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      1dd59ca2-6814-44de-95d9-aefc00078256Sun, 28 Aug 2022 19:30:00 +100001:09:18falsefull243243      Could AI Ever Replace Real Estate Agents? | Sean Scoffield, The Trusted Agent PodcastCould AI Ever Replace Real Estate Agents? | Sean Scoffield, The Trusted Agent PodcastWhat is a “trusted agent”?

      …And do they even exist in this age of readily accessible information? 

      Sean Scoffield, the host of The Trusted Agent Podcast and the National Sales Manager of RESO – a digital real estate sales platform – joins us today to talk about the evolving role of real estate agents… Are they getting better or worse? 

      We discuss the factors that make a real estate agent “trustworthy”, how AI does some things better than agents, buyers’ perceptions of agents, and whether or not agents are becoming obsolete. 

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. Identifying a ‘trusted’ real estate agent [04:14]
      2. Agents’ edge against technology [07:19]
      3. Understanding the role of real estate agents [13:20]
      4. Why buyers don’t trust real estate agents [17:53]
      5. The problem with untrusting buyers [19:06]
      6. How AI provides buyers with transparent offers [22:47]
      7. Transparency isn’t always a good thing [28:44]
      8. Are people missing out on a good market? [34:45]
      9. 5 signs of an agent you can trust [39:04]
      10. How agents can beat the rise of AI in real estate [44:48]
      11. Sean’s property Dumbo [46:23]
      12. Avoiding settlement risks [50:26]

       

      About our Guest:

      Sean Scoffield is the host of The Trusted Agent Podcast. He is also a Business Consultant, currently working with Real Estate Principals, Sales Agents and Property Managers helping them form stronger connections with their Team, their Clients and their overall Mission & Purpose.

       

      Links from the show:


       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/242

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      What is a “trusted agent”?

      …And do they even exist in this age of readily accessible information? 

      Sean Scoffield, the host of The Trusted Agent Podcast and the National Sales Manager of RESO – a digital real estate sales platform – joins us today to talk about the evolving role of real estate agents… Are they getting better or worse? 

      We discuss the factors that make a real estate agent “trustworthy”, how AI does some things better than agents, buyers’ perceptions of agents, and whether or not agents are becoming obsolete. 

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. Identifying a ‘trusted’ real estate agent [04:14]
      2. Agents’ edge against technology [07:19]
      3. Understanding the role of real estate agents [13:20]
      4. Why buyers don’t trust real estate agents [17:53]
      5. The problem with untrusting buyers [19:06]
      6. How AI provides buyers with transparent offers [22:47]
      7. Transparency isn’t always a good thing [28:44]
      8. Are people missing out on a good market? [34:45]
      9. 5 signs of an agent you can trust [39:04]
      10. How agents can beat the rise of AI in real estate [44:48]
      11. Sean’s property Dumbo [46:23]
      12. Avoiding settlement risks [50:26]

       

      About our Guest:

      Sean Scoffield is the host of The Trusted Agent Podcast. He is also a Business Consultant, currently working with Real Estate Principals, Sales Agents and Property Managers helping them form stronger connections with their Team, their Clients and their overall Mission & Purpose.

       

      Links from the show:


       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/242

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      e4a6ad24-3e12-4977-8895-aef50008053eSun, 21 Aug 2022 19:30:00 +100055:34falsefull242242      Property Investment Strategies that Work in 2022 | Tyrone Shum, Property InvestoryProperty Investment Strategies that Work in 2022 | Tyrone Shum, Property InvestoryWe’re quite aware here in The Elephant in the Room that a lot of aspiring first time property investors are more likely to devour strategies and case studies that ‘Property Superstars’ and TikTok influencers put out.

      …But are we missing something important by listening to all these success stories and strategies? 

      Tyrone Shum, the host of one of Australia’s most popular property podcasts, Property Investory, joins us today and he makes a bold claim: He’s NOT a property expert! – BUT he’s long held a passion for real estate and that led him wanting the story behind the success of investors. 

      In this episode, we’re dissecting the hundreds of stories Tyrone has heard – Which property investment strategies stood the test of time? What can we learn from these investors’ failures? Should we believe every success story we hear? 

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. Measuring ‘success’ in property investors [02:01]
      2. The problem with leveraging success stories [07:09]
      3. Can Aussies still get rich in property investing? [10:55]
      4. How investors are using their stories as a PR strategy [13:33]
      5. Strategies that investors use in 2022 [18:34]
      6. Why listening to investors’ failures and challenges brings more value [25:10]
      7. The ‘seagull effect’ in real estate [32:17]
      8. Is ‘flipping’ houses a reliable strategy? [35:20]
      9. Tyrone’s thoughts on ‘hotspotting’ [40:20]
      10. Is moving to commercial property a good move? [45:50]
      11. Does rentvesting still make sense in 2022? [48:23]
      12. The truth behind ‘success stories’ [50:32]
      13. Tyrone’s property Dumbo [57:36] 
      14. How to protect yourself from shady property ‘mentors’ [01:00:02]

       

      About our Guest:

      Tyrone Shum is the host of a very popular podcast show called Property Investory receiving over 2.6 million downloads showing to property investors the latest stories, strategies, and examples from Australia’s most innovative property experts.

      On the video front, he is also the creator of two extremely popular YouTube Channels receiving over 1.8 million views and over 16,500 subscribers, showing vast experience with engaging viewers online.

      Tyrone has been interviewed across 30 different podcasts from around the world, featured on numerous world-class blogs and invited to speak at numerous events with over 100 attendees.

      It has not always been this way. He’s been through many challenges from losing a job working in a recruitment agency to closing down a toilet deodourising business and making a loss of $24,000 during the Global Financial Crisis. This helped him overcome adversity, learn from his mistakes and now help universities and government organisations excel.

       

      Links from the show:


       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/241

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      We’re quite aware here in The Elephant in the Room that a lot of aspiring first time property investors are more likely to devour strategies and case studies that ‘Property Superstars’ and TikTok influencers put out.

      …But are we missing something important by listening to all these success stories and strategies? 

      Tyrone Shum, the host of one of Australia’s most popular property podcasts, Property Investory, joins us today and he makes a bold claim: He’s NOT a property expert! – BUT he’s long held a passion for real estate and that led him wanting the story behind the success of investors. 

      In this episode, we’re dissecting the hundreds of stories Tyrone has heard – Which property investment strategies stood the test of time? What can we learn from these investors’ failures? Should we believe every success story we hear? 

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. Measuring ‘success’ in property investors [02:01]
      2. The problem with leveraging success stories [07:09]
      3. Can Aussies still get rich in property investing? [10:55]
      4. How investors are using their stories as a PR strategy [13:33]
      5. Strategies that investors use in 2022 [18:34]
      6. Why listening to investors’ failures and challenges brings more value [25:10]
      7. The ‘seagull effect’ in real estate [32:17]
      8. Is ‘flipping’ houses a reliable strategy? [35:20]
      9. Tyrone’s thoughts on ‘hotspotting’ [40:20]
      10. Is moving to commercial property a good move? [45:50]
      11. Does rentvesting still make sense in 2022? [48:23]
      12. The truth behind ‘success stories’ [50:32]
      13. Tyrone’s property Dumbo [57:36] 
      14. How to protect yourself from shady property ‘mentors’ [01:00:02]

       

      About our Guest:

      Tyrone Shum is the host of a very popular podcast show called Property Investory receiving over 2.6 million downloads showing to property investors the latest stories, strategies, and examples from Australia’s most innovative property experts.

      On the video front, he is also the creator of two extremely popular YouTube Channels receiving over 1.8 million views and over 16,500 subscribers, showing vast experience with engaging viewers online.

      Tyrone has been interviewed across 30 different podcasts from around the world, featured on numerous world-class blogs and invited to speak at numerous events with over 100 attendees.

      It has not always been this way. He’s been through many challenges from losing a job working in a recruitment agency to closing down a toilet deodourising business and making a loss of $24,000 during the Global Financial Crisis. This helped him overcome adversity, learn from his mistakes and now help universities and government organisations excel.

       

      Links from the show:


       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/241

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      be8b6e37-c261-4a4e-9a39-aeed01888e4cSun, 14 Aug 2022 19:30:00 +100001:04:50falsefull241241      Property vs Shares: Is the Australian Dream Still Worth It? | Peter Thornhill, Finance ExpertProperty vs Shares: Is the Australian Dream Still Worth It? | Peter Thornhill, Finance Expert“Australians have a genetic defect – this love affair with property” 

      Today’s episode is an extra special one as we’ve invited the principal of Motivated Money, Peter Thornhill, to give you a heads up: he’s not a huge fan of property. 

      …But what we do have in common are values around investments – that the ups and downs of the market can be linked to human behavior, there is no such thing as a market “crash”, and long-term investing is the surest way to tap the market’s riches. 

      Tune in as we talk about his insights on the difference between investing in real estate versus shares, the volatility of the market, renting your lifestyle, and more!

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. The problem with Australians’ love affair with property [02:41]
      2. How offshoring affects Australian economy [05:14]
      3. On Australia’s Super system [10:20]
      4. Do you need property as an investor? [14:13]
      5. Issues with the new generation’s mindset around property and finances [18:00]
      6. Addressing the share market volatility [26:10]
      7. Cash accumulation between property and shares [30:48]
      8. Media headlines and rising interest rates [33:30]
      9. Financial advice for young families [36:41]
      10. How to get started with investing in the share market [41:40]
      11. Using dividends to pay off your mortgage [45:09]
      12. Stocks vs ETFs [49:19]
      13. Letting cashflow roll from investment companies [52:29]
      14. Picking the right companies to invest in [55:07]
      15. Chasing yields is a trap [55:46] 
      16. Rent your lifestyle [01:00:05]

       

      About our Guest:

      Motivated Money gives people the knowledge to make informed investment decisions. Its principal, Peter Thornhill has delivered 1000's of presentations over the years to all types of investors. 

      Peter helps people achieve an exciting dream in a very boring way. In his words “I prefer the safety and security of the sharemarket to risky assets like term deposits.” Does that sound strange? For many it will, and that’s why Peter’s boring solution has captivated audiences around Australia. 

       

      Links from the show:


       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/240

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      “Australians have a genetic defect – this love affair with property” 

      Today’s episode is an extra special one as we’ve invited the principal of Motivated Money, Peter Thornhill, to give you a heads up: he’s not a huge fan of property. 

      …But what we do have in common are values around investments – that the ups and downs of the market can be linked to human behavior, there is no such thing as a market “crash”, and long-term investing is the surest way to tap the market’s riches. 

      Tune in as we talk about his insights on the difference between investing in real estate versus shares, the volatility of the market, renting your lifestyle, and more!

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. The problem with Australians’ love affair with property [02:41]
      2. How offshoring affects Australian economy [05:14]
      3. On Australia’s Super system [10:20]
      4. Do you need property as an investor? [14:13]
      5. Issues with the new generation’s mindset around property and finances [18:00]
      6. Addressing the share market volatility [26:10]
      7. Cash accumulation between property and shares [30:48]
      8. Media headlines and rising interest rates [33:30]
      9. Financial advice for young families [36:41]
      10. How to get started with investing in the share market [41:40]
      11. Using dividends to pay off your mortgage [45:09]
      12. Stocks vs ETFs [49:19]
      13. Letting cashflow roll from investment companies [52:29]
      14. Picking the right companies to invest in [55:07]
      15. Chasing yields is a trap [55:46] 
      16. Rent your lifestyle [01:00:05]

       

      About our Guest:

      Motivated Money gives people the knowledge to make informed investment decisions. Its principal, Peter Thornhill has delivered 1000's of presentations over the years to all types of investors. 

      Peter helps people achieve an exciting dream in a very boring way. In his words “I prefer the safety and security of the sharemarket to risky assets like term deposits.” Does that sound strange? For many it will, and that’s why Peter’s boring solution has captivated audiences around Australia. 

       

      Links from the show:


       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/240

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      077b03b8-8a63-428c-b480-aee700091982Sun, 07 Aug 2022 19:30:00 +100001:05:58falsefull240240      Climate Change: Current and Future Impacts on Housing | Nicki Hutley, EconomistClimate Change: Current and Future Impacts on Housing | Nicki Hutley, EconomistClimate change has significantly impacted residential property: Constant house repairs, increasing energy bills, and more areas becoming uninsurable. 

      …It feels like something needs to change. Will our policymakers be able to keep up? 

      Today, we’re talking about the impact climate change is (or should be) having on housing policy. 

      Nicki Hutley, a highly experienced economist and Councillor on the Climate Council, joins us today to talk about the extent of the climate change problem, what the government is doing, existing initiatives, and more!

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. The extent of the climate change problem [04:01]
      2. What will happen to property values in ‘uninsurable’ areas? [08:05]
      3. The politics behind climate change decision-making [13:54]
      4. NSW initiative on sustainability [20:01]
      5. Raising awareness on climate change issues [26:19]
      6. Climate change damages: Repairs vs Mitigation [30:56]
      7. Nicki’s Property Dumbo [37:18]

       

      About our Guest:

      Nicki Hutley is a highly experienced economist with broad-based expertise in macroeconomics and microeconomic policy, gained over three decades in financial and investment markets and in economic consulting.  

      After many years in the corporate world, including most recently as a partner with Deloitte Access Economics, Nicki is now an independent economist, advising governments, businesses and not-for-profits. She is also a Councillor on the Climate Council.

      Nicki holds an Honours degree in Economics. In 2021, she was elected President of the NSW Branch of the Economics Society of Australia.

      Nicki is a frequent commentator in the media and is a regular guest on The Drum and The Project.

       

      Links from the show:


       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/239

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      Climate change has significantly impacted residential property: Constant house repairs, increasing energy bills, and more areas becoming uninsurable. 

      …It feels like something needs to change. Will our policymakers be able to keep up? 

      Today, we’re talking about the impact climate change is (or should be) having on housing policy. 

      Nicki Hutley, a highly experienced economist and Councillor on the Climate Council, joins us today to talk about the extent of the climate change problem, what the government is doing, existing initiatives, and more!

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. The extent of the climate change problem [04:01]
      2. What will happen to property values in ‘uninsurable’ areas? [08:05]
      3. The politics behind climate change decision-making [13:54]
      4. NSW initiative on sustainability [20:01]
      5. Raising awareness on climate change issues [26:19]
      6. Climate change damages: Repairs vs Mitigation [30:56]
      7. Nicki’s Property Dumbo [37:18]

       

      About our Guest:

      Nicki Hutley is a highly experienced economist with broad-based expertise in macroeconomics and microeconomic policy, gained over three decades in financial and investment markets and in economic consulting.  

      After many years in the corporate world, including most recently as a partner with Deloitte Access Economics, Nicki is now an independent economist, advising governments, businesses and not-for-profits. She is also a Councillor on the Climate Council.

      Nicki holds an Honours degree in Economics. In 2021, she was elected President of the NSW Branch of the Economics Society of Australia.

      Nicki is a frequent commentator in the media and is a regular guest on The Drum and The Project.

       

      Links from the show:


       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/239

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      bee73969-4889-41c1-8c28-aee000028cd9Sun, 31 Jul 2022 19:30:00 +100041:59falsefull239239      The Future of Real Estate in a Post-Covid World | Simon Kuestenmacher, The Demographics GroupThe Future of Real Estate in a Post-Covid World | Simon Kuestenmacher, The Demographics GroupWe are currently in a phase of living with COVID, and while it’s too early to call it a ‘post-COVID’ era, what could that period look like?’

      And how will the property market adjust?

      Simon Kuestenmacher, the Director of Research at the Demographics Group is returning to the show. He shares his insights on the current state of affairs in Australia with borders opening and migration slowly returning to full swing.

      We also talk about the status of the labour force, shifting family formations, the recent elections, and a heap of other topics!

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. Overview of what’s happening in Australia [01:49]
      2. Can we still hope for supply chain issues to get resolved? [06:03]
      3. Australia’s reputation after the lockdowns [07:46]
      4. Selling Australia’s image and attracting global talent [12:06]
      5. The shift in settlement patterns after COVID [14:17]
      6. Solving demographic and climate change issues [19:29]
      7. Can the senior population be convinced to downsize? [25:25]
      8. Millennials settling in areas outside the business district [30:45]
      9. The future of work flexibility [35:57]
      10. Office vs remote work [37:31]
      11. Is a ‘Great Resignation’ really happening? [41:09]
      12. Building a healthy work environment [46:30]
      13. Simon’s thoughts on the 2022 election [51:25]
      14. On voter personalities and existential crises [55:18]
      15. Putting the Labor Party under a microscope [01:00:00]

       

      About our Guest:

      Simon Kuestenmacher is the Director of Research at the Demographics Group. He has amassed 140,000 followers globally in just two years. They enjoy his insights and his quirky observational style. He is a columnist for The Australian on demographic trends and urban development.

       

      Links from the show:


       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/238

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      We are currently in a phase of living with COVID, and while it’s too early to call it a ‘post-COVID’ era, what could that period look like?’

      And how will the property market adjust?

      Simon Kuestenmacher, the Director of Research at the Demographics Group is returning to the show. He shares his insights on the current state of affairs in Australia with borders opening and migration slowly returning to full swing.

      We also talk about the status of the labour force, shifting family formations, the recent elections, and a heap of other topics!

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. Overview of what’s happening in Australia [01:49]
      2. Can we still hope for supply chain issues to get resolved? [06:03]
      3. Australia’s reputation after the lockdowns [07:46]
      4. Selling Australia’s image and attracting global talent [12:06]
      5. The shift in settlement patterns after COVID [14:17]
      6. Solving demographic and climate change issues [19:29]
      7. Can the senior population be convinced to downsize? [25:25]
      8. Millennials settling in areas outside the business district [30:45]
      9. The future of work flexibility [35:57]
      10. Office vs remote work [37:31]
      11. Is a ‘Great Resignation’ really happening? [41:09]
      12. Building a healthy work environment [46:30]
      13. Simon’s thoughts on the 2022 election [51:25]
      14. On voter personalities and existential crises [55:18]
      15. Putting the Labor Party under a microscope [01:00:00]

       

      About our Guest:

      Simon Kuestenmacher is the Director of Research at the Demographics Group. He has amassed 140,000 followers globally in just two years. They enjoy his insights and his quirky observational style. He is a columnist for The Australian on demographic trends and urban development.

       

      Links from the show:


       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/238

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      1acbb428-985d-4c58-9738-aed801821a75Sun, 24 Jul 2022 19:30:00 +100001:06:50falsefull238238      Escaping Australia's Rising Interest Rates & Falling House Prices | Eliza Owen, CoreLogicEscaping Australia's Rising Interest Rates & Falling House Prices | Eliza Owen, CoreLogicInflation is up, there’s a rental crisis across the country, and interest rates are rising for the first time in a decade – with all the negativity around the property market, how can we make sense of it all? 

      Friend of the show and Head of Residential Research Australia at Corelogic, Eliza Owen, joins us today as we try to unravel what’s happening in the market… with accurate data and minus the media hype! 

      We cover rising interest rates, falling house prices, consumer confidence, and heaps more!

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. Summing up the property market in 2022 [01:42]
      2. Effects of limited buying capacity on property buyers [05:28]
      3. Can falling house prices be a good thing? [09:36]
      4. How shifting household formations is driving up property demand [12:59]
      5. When will the interest rate cycle normalise? [17:33]
      6. How multimillion-dollar properties losing value affects property data [23:10]
      7. Real estate conditions in regional Australia [30:39]
      8. New building dynamics in coming years [36:02]
      9. Is housing quality compromised for first home buyers? [39:26]
      10. On Australia’s rental crisis [43:11] 
      11. Are Australians slowly getting used to interest rate rises? [45:56]
      12. What recent history tells us about timing the market [51:19]
      13. More factors affecting the property market [55:20]
      14. Correlation of mortgage repayments and interest rates [58:00]
      15. Effects of job swaps and wage increases [01:02:13]

       

      About our Guest:

      Eliza Owen is the Head of Residential Research Australia at CoreLogic. She has a wealth of experience in property data analysis and reporting. Eliza worked as an economist at Residex, a research analyst at Domain Group and previously as the commercial real estate and construction analyst at CoreLogic. Eliza is passionate about economics, and is a popular keynote speaker, having presented to thousands across the real estate, finance and construction sectors.

       

      Links from the show:


       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/237

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      Inflation is up, there’s a rental crisis across the country, and interest rates are rising for the first time in a decade – with all the negativity around the property market, how can we make sense of it all? 

      Friend of the show and Head of Residential Research Australia at Corelogic, Eliza Owen, joins us today as we try to unravel what’s happening in the market… with accurate data and minus the media hype! 

      We cover rising interest rates, falling house prices, consumer confidence, and heaps more!

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. Summing up the property market in 2022 [01:42]
      2. Effects of limited buying capacity on property buyers [05:28]
      3. Can falling house prices be a good thing? [09:36]
      4. How shifting household formations is driving up property demand [12:59]
      5. When will the interest rate cycle normalise? [17:33]
      6. How multimillion-dollar properties losing value affects property data [23:10]
      7. Real estate conditions in regional Australia [30:39]
      8. New building dynamics in coming years [36:02]
      9. Is housing quality compromised for first home buyers? [39:26]
      10. On Australia’s rental crisis [43:11] 
      11. Are Australians slowly getting used to interest rate rises? [45:56]
      12. What recent history tells us about timing the market [51:19]
      13. More factors affecting the property market [55:20]
      14. Correlation of mortgage repayments and interest rates [58:00]
      15. Effects of job swaps and wage increases [01:02:13]

       

      About our Guest:

      Eliza Owen is the Head of Residential Research Australia at CoreLogic. She has a wealth of experience in property data analysis and reporting. Eliza worked as an economist at Residex, a research analyst at Domain Group and previously as the commercial real estate and construction analyst at CoreLogic. Eliza is passionate about economics, and is a popular keynote speaker, having presented to thousands across the real estate, finance and construction sectors.

       

      Links from the show:


       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/237

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      2d02bd21-7454-4c87-a0b5-aed1008a0fe6Sun, 17 Jul 2022 19:30:00 +100001:08:18falsefull237237      Can Australia's Rental Crisis Get Any Worse? | Kent Lardner, Suburb HelpCan Australia's Rental Crisis Get Any Worse? | Kent Lardner, Suburb HelpThis is an interesting episode with our resident geek, Kent Lardner as we roll out Suburb Help – a little project we have to help investors make better decisions about where to invest. 

      Today is all about Australia’s rental crisis: What’s driving up rental prices? Which areas have the highest vacancy rates? Is the same happening in places outside the country? 

      Tune in to hear all about Kent’s invaluable research data and insights!

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. What is Suburb Help? [00:56]
      2. Are rents really at record highs? [03:44] 
      3. Rental challenges in regional areas [05:49]
      4. Effects of Australia’s rising rental demand [09:26]
      5. Rental Crisis: A series of poor decisions [13:46]
      6. Build to Rent schemes & Social Housing programs [17:08]
      7. Regional areas with the most rental growth [21:05]
      8. Which market segment will see the most rent increase? [24:53]
      9. Current areas with high vacancy rates [27:48]
      10. The problem with Build to Rent schemes [31:06]
      11. Income lost due to rent rises [37:11]
      12. Is the rental crisis happening in other countries? [39:43]
      13. Solving Australia’s rental crisis [41:13]
      14. The advantage of having the right data and expert help [44:31]

       

      About our Guest:

      Kent Lardner is a data science and business leader with over 30 years experience working for companies such as JLL, CoreLogic and General Electric. He has a passion for digital high growth businesses and has led teams of 5 to 200 people in both Australia and China.

       

      Links from the show:


       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/236

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      This is an interesting episode with our resident geek, Kent Lardner as we roll out Suburb Help – a little project we have to help investors make better decisions about where to invest. 

      Today is all about Australia’s rental crisis: What’s driving up rental prices? Which areas have the highest vacancy rates? Is the same happening in places outside the country? 

      Tune in to hear all about Kent’s invaluable research data and insights!

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. What is Suburb Help? [00:56]
      2. Are rents really at record highs? [03:44] 
      3. Rental challenges in regional areas [05:49]
      4. Effects of Australia’s rising rental demand [09:26]
      5. Rental Crisis: A series of poor decisions [13:46]
      6. Build to Rent schemes & Social Housing programs [17:08]
      7. Regional areas with the most rental growth [21:05]
      8. Which market segment will see the most rent increase? [24:53]
      9. Current areas with high vacancy rates [27:48]
      10. The problem with Build to Rent schemes [31:06]
      11. Income lost due to rent rises [37:11]
      12. Is the rental crisis happening in other countries? [39:43]
      13. Solving Australia’s rental crisis [41:13]
      14. The advantage of having the right data and expert help [44:31]

       

      About our Guest:

      Kent Lardner is a data science and business leader with over 30 years experience working for companies such as JLL, CoreLogic and General Electric. He has a passion for digital high growth businesses and has led teams of 5 to 200 people in both Australia and China.

       

      Links from the show:


       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/236

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      d8f1d5f6-86df-4937-bff4-aeca008c2f2aSun, 10 Jul 2022 19:30:00 +100046:31falsefull236236      On Company Title Property, A Grade Property, and Land Taxes (Q&A)On Company Title Property, A Grade Property, and Land Taxes (Q&A)We love tackling questions our listeners sent in – and today, we’re answering some of them (plus a slightly controversial one towards the end!) 

      How do company title properties compare to strata title properties? What makes an A-Grade property? Is there a way to make land tax less frustrating?

      Tune in as we take on these questions and more!

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. ‘Company title’ property: pros and cons [01:00]
      2. Company Title VS Strata Title [04:22]
      3. Is the property market boom NOW? Should you sell? [10:30]
      4. Getting the price right in a rapidly shifting market [15:57]
      5. Determining A Grade Property [21:19]
      6. Are A Grade properties only found in premium suburbs? [25:46]
      7. Getting an A Grade property in Sydney [32:22]
      8. Landtax thresholds and rates [38:48]
      9. Issues on tenancy and society [45:51]
      10. Financial inequality in Australia [49:25]
      11. Rezoning and NIMBYism [55:06]

       

      Links from the show:


       

      Connect with Us:


       

      Find this episode on our website:
      https://www.theelephantintheroom.com.au/podcasts/235

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      We love tackling questions our listeners sent in – and today, we’re answering some of them (plus a slightly controversial one towards the end!) 

      How do company title properties compare to strata title properties? What makes an A-Grade property? Is there a way to make land tax less frustrating?

      Tune in as we take on these questions and more!

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. ‘Company title’ property: pros and cons [01:00]
      2. Company Title VS Strata Title [04:22]
      3. Is the property market boom NOW? Should you sell? [10:30]
      4. Getting the price right in a rapidly shifting market [15:57]
      5. Determining A Grade Property [21:19]
      6. Are A Grade properties only found in premium suburbs? [25:46]
      7. Getting an A Grade property in Sydney [32:22]
      8. Landtax thresholds and rates [38:48]
      9. Issues on tenancy and society [45:51]
      10. Financial inequality in Australia [49:25]
      11. Rezoning and NIMBYism [55:06]

       

      Links from the show:


       

      Connect with Us:


       

      Find this episode on our website:
      https://www.theelephantintheroom.com.au/podcasts/235

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      a2203d24-961f-42b4-9118-aec3017f1644Sun, 03 Jul 2022 19:30:00 +100001:00:16falsefull235235      The Australian Dream of Home Ownership: Less Realistic Than Ever? | Brendan Coates, Grattan InstituteThe Australian Dream of Home Ownership: Less Realistic Than Ever? | Brendan Coates, Grattan InstituteWith the economic headwinds caused by rising interest rates, ballooning inflation, and wage stagnation, is it time for the majority to face reality and retire the great Australian dream of home ownership? 

      Are government initiatives enough to ease the housing affordability crisis? Will there be any real housing policy changes after the elections? What should homebuyers do as prices increase? 

      Brendan Coates, the Economic Policy Program Director at Grattan Institute, joins us in today’s episode to help us understand the economics behind the housing affordability crisis, government responses, inflation, and more.

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. Insights on election pitches around housing [02:05]
      2. Housing shortage & the lack of first home buyers [05:19]
      3. Will Australia see any REAL housing policy changes anytime soon? [10:02]
      4. Will the rate of renters in retirement go down eventually? [16:12]
      5. The myth around the demographic of first home buyers [19:43]
      6. Western Australia’s and Victoria’s housing schemes [24:27]
      7. Should you worry about inflation and rising interest rates? [30:58]
      8. Financial moves homebuyers should do amid the inflation [36:49]
      9. What’s driving house prices to go up? [41:15]
      10. Can we ever go back to a low-interest world? [46:50]
      11. Why have wages in Australia stagnated? [53:26]
      12. Defining productivity from an economic perspective [56:05]
      13. What’s causing the inflation in Australia? [01:01:30]
      14. Does Australia have a short term migration problem? [01:05:25]

       

      About our Guest:

      Brendan Coates is the Economic Policy Program Director at Grattan Institute, where he leads Grattan’s work on tax and transfer system reform, retirement incomes and superannuation, housing, macroeconomics, and migration.

       

      Links from the show:


       

      Connect with Us:


       

      Find this episode on our website:
      https://www.theelephantintheroom.com.au/podcasts/234

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      With the economic headwinds caused by rising interest rates, ballooning inflation, and wage stagnation, is it time for the majority to face reality and retire the great Australian dream of home ownership? 

      Are government initiatives enough to ease the housing affordability crisis? Will there be any real housing policy changes after the elections? What should homebuyers do as prices increase? 

      Brendan Coates, the Economic Policy Program Director at Grattan Institute, joins us in today’s episode to help us understand the economics behind the housing affordability crisis, government responses, inflation, and more.

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. Insights on election pitches around housing [02:05]
      2. Housing shortage & the lack of first home buyers [05:19]
      3. Will Australia see any REAL housing policy changes anytime soon? [10:02]
      4. Will the rate of renters in retirement go down eventually? [16:12]
      5. The myth around the demographic of first home buyers [19:43]
      6. Western Australia’s and Victoria’s housing schemes [24:27]
      7. Should you worry about inflation and rising interest rates? [30:58]
      8. Financial moves homebuyers should do amid the inflation [36:49]
      9. What’s driving house prices to go up? [41:15]
      10. Can we ever go back to a low-interest world? [46:50]
      11. Why have wages in Australia stagnated? [53:26]
      12. Defining productivity from an economic perspective [56:05]
      13. What’s causing the inflation in Australia? [01:01:30]
      14. Does Australia have a short term migration problem? [01:05:25]

       

      About our Guest:

      Brendan Coates is the Economic Policy Program Director at Grattan Institute, where he leads Grattan’s work on tax and transfer system reform, retirement incomes and superannuation, housing, macroeconomics, and migration.

       

      Links from the show:


       

      Connect with Us:


       

      Find this episode on our website:
      https://www.theelephantintheroom.com.au/podcasts/234

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      fc71a046-b9c9-4bf4-8a34-aebc0071986dSun, 26 Jun 2022 19:30:00 +100001:11:33falsefull234234      Will Short Term Rentals Thrive Post-COVID?Will Short Term Rentals Thrive Post-COVID?Airbnb continues to take the world by storm and with lockdowns easing up and tourists surging, the demand for local accommodation has steadily increased – but with talks of legislation limiting short term rentals coming in, how will the market adapt? 

      How much has the short term rental market changed? Will they continue to grow after COVID? Is it still a good idea to list your property on Airbnb? 

      In today’s episode, Quirin Schwaighofer of MadeComfy shares his insights on the future of short term rentals. We talk about how the ratio of vacancy rates and tenants shifted over the pandemic, how the Work-From-Anywhere movement boosted short term rentals, existing Airbnb restrictions in Australia, and more!

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

      Episode Highlights:

      1. How COVID impacted the rental market [02:36]
      2. Balancing out vacancy rates and tenants [07:04] 
      3. Quirin’s thoughts on the Work-From-Anywhere movement [13:02]
      4. COVID’s effects on property ownership [19:12]
      5. Will legislation limiting short term rentals have a negative effect? [22:01]
      6. Australian states with Airbnb restrictions [30:14]
      7. Potential roadblocks for investors eyeing the short term rental market [37:02]
      8. Will short term rentals continue to grow? [43:31]
      9. The costs of putting up an Airbnb [51:24]
      10. How MadeComfy filters properties [54:26]
      11. Factors to consider if you want to enter the rental market [1:00:18]
      12. Quirin’s property Dumbo [1:02:53]

       

      About our Guest:

      Quirin Schwaighofer is the Co-CEO & Co-Founder of Australia's accommodation innovator MadeComfy.

      MadeComfy manages properties in the short term rental market and since its launch in 2015, MadeComfy transformed into a fast-growing and multi-award-winning disrupter of the Real Estate and Hospitality market and became an official partner of Airbnb in 2019.

      In his spare time, Quirin loves adventurous travel and supporting his daughters to chase their dreams.

      Links from the show:


      Connect with Us:


       

      Find this episode on our website:
      https://www.theelephantintheroom.com.au/podcasts/233

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      Airbnb continues to take the world by storm and with lockdowns easing up and tourists surging, the demand for local accommodation has steadily increased – but with talks of legislation limiting short term rentals coming in, how will the market adapt? 

      How much has the short term rental market changed? Will they continue to grow after COVID? Is it still a good idea to list your property on Airbnb? 

      In today’s episode, Quirin Schwaighofer of MadeComfy shares his insights on the future of short term rentals. We talk about how the ratio of vacancy rates and tenants shifted over the pandemic, how the Work-From-Anywhere movement boosted short term rentals, existing Airbnb restrictions in Australia, and more!

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

      Episode Highlights:

      1. How COVID impacted the rental market [02:36]
      2. Balancing out vacancy rates and tenants [07:04] 
      3. Quirin’s thoughts on the Work-From-Anywhere movement [13:02]
      4. COVID’s effects on property ownership [19:12]
      5. Will legislation limiting short term rentals have a negative effect? [22:01]
      6. Australian states with Airbnb restrictions [30:14]
      7. Potential roadblocks for investors eyeing the short term rental market [37:02]
      8. Will short term rentals continue to grow? [43:31]
      9. The costs of putting up an Airbnb [51:24]
      10. How MadeComfy filters properties [54:26]
      11. Factors to consider if you want to enter the rental market [1:00:18]
      12. Quirin’s property Dumbo [1:02:53]

       

      About our Guest:

      Quirin Schwaighofer is the Co-CEO & Co-Founder of Australia's accommodation innovator MadeComfy.

      MadeComfy manages properties in the short term rental market and since its launch in 2015, MadeComfy transformed into a fast-growing and multi-award-winning disrupter of the Real Estate and Hospitality market and became an official partner of Airbnb in 2019.

      In his spare time, Quirin loves adventurous travel and supporting his daughters to chase their dreams.

      Links from the show:


      Connect with Us:


       

      Find this episode on our website:
      https://www.theelephantintheroom.com.au/podcasts/233

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      5dfa22a7-6ca9-4de6-9ead-aeb500b36ba4Sun, 19 Jun 2022 19:30:00 +100001:06:33falsefull233233      Australian Housing Policy: How it WorksAustralian Housing Policy: How it WorksThere are at least three levels of government responsible for Australia's housing policy – all of which contribute to the country’s complex housing affordability issue. 

      Which level of government holds the most swing? How much of the decision-making is evidence-based? What are the factors considered when formulating housing policy? 

      Chris O’Dell of GYDE Consulting helps us understand the ins and outs of Australia’s housing policy. We talk about how the system works, rezoning opportunities in regional areas, site acquisition, and more!

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

      Episode Highlights:

      1. How many government-level decisions around housing are evidence-based? [02:14]
      2. Key features of the Greater Sydney Plan [04:13]
      3. Addressing rising prices in regional Australia [09:33]
      4. Why small town property issues don’t make a national impact [14:18]
      5. Why policy makers are missing out on opportunities in regional Australia [17:41] 
      6. Migrants’ effect on Australia’s population growth [22:21]
      7. Does Parramatta still have massive potential? [26:31]
      8. Chris’s thoughts on building supply and costs [30:14]
      9. Is land banking making site acquisition difficult? [36:00]
      10. How rezoning of greenfields will affect NIMBYs [39:46]
      11. The naivety around redeveloping Sydney [44:04]
      12. Should there be a mandate on what properties need to be built when rezoning? [56:03]
      13. Chris’s property dumbo [01:04:27]


      About our Guest:

      Chris O’Dell is a Director of Analytics at GYDE consulting in NSW. In his nearly 20-year career, he has worked across many industries including planning, engineering and transport in both the public and private sectors. He has dedicated his career to understanding and explaining how changes in policy and macro and micro trends impact the way people move, work and most importantly find homes to live in. 

      During his time in State Government, Chris was responsible for the creation of key State Government datasets that monitor housing activity and population growth. He now works very closely with all levels of Government, strategic planners, industry and anyone else who will listen about the importance of evidence-based decision making.

      Links from the show:


      Connect with Us:


      Find this episode on our website: 
      https://www.theelephantintheroom.com.au/podcasts/232

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      There are at least three levels of government responsible for Australia's housing policy – all of which contribute to the country’s complex housing affordability issue. 

      Which level of government holds the most swing? How much of the decision-making is evidence-based? What are the factors considered when formulating housing policy? 

      Chris O’Dell of GYDE Consulting helps us understand the ins and outs of Australia’s housing policy. We talk about how the system works, rezoning opportunities in regional areas, site acquisition, and more!

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

      Episode Highlights:

      1. How many government-level decisions around housing are evidence-based? [02:14]
      2. Key features of the Greater Sydney Plan [04:13]
      3. Addressing rising prices in regional Australia [09:33]
      4. Why small town property issues don’t make a national impact [14:18]
      5. Why policy makers are missing out on opportunities in regional Australia [17:41] 
      6. Migrants’ effect on Australia’s population growth [22:21]
      7. Does Parramatta still have massive potential? [26:31]
      8. Chris’s thoughts on building supply and costs [30:14]
      9. Is land banking making site acquisition difficult? [36:00]
      10. How rezoning of greenfields will affect NIMBYs [39:46]
      11. The naivety around redeveloping Sydney [44:04]
      12. Should there be a mandate on what properties need to be built when rezoning? [56:03]
      13. Chris’s property dumbo [01:04:27]


      About our Guest:

      Chris O’Dell is a Director of Analytics at GYDE consulting in NSW. In his nearly 20-year career, he has worked across many industries including planning, engineering and transport in both the public and private sectors. He has dedicated his career to understanding and explaining how changes in policy and macro and micro trends impact the way people move, work and most importantly find homes to live in. 

      During his time in State Government, Chris was responsible for the creation of key State Government datasets that monitor housing activity and population growth. He now works very closely with all levels of Government, strategic planners, industry and anyone else who will listen about the importance of evidence-based decision making.

      Links from the show:


      Connect with Us:


      Find this episode on our website: 
      https://www.theelephantintheroom.com.au/podcasts/232

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      f67ee9c3-0780-4a9a-b031-aeae0177fbefSun, 12 Jun 2022 19:30:00 +100001:07:56falsefull232232      The Sketchy Economics of Real EstateThe Sketchy Economics of Real EstateWe enjoy conversations with economists in The Elephant in the Room podcast, we really do! – even though we rail against their persistent inability to predict the property market. 

      Today, we’re talking to economist Dr Cameron Murray, a specialist in property markets, environmental economics, corruption – and a bit of a maverick in his space. 

      We cover his views on the current state of the market, the (im)possibility of property prices going down, limiting the migration line, his proposed Singaporean housing model, and more!

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

      Episode Highlights:

      1. Cameron’s thoughts on the Falinski Report [02:07] 
      2. The causes of drip feeding [03:57]
      3. Why dropping property prices is close to impossible [07:56]
      4. Housing supply shortage and rezoning matters [14:36]
      5. Is housing affordability really a problem? [17:43]
      6. The ‘NIMBY’ phenomenon [21:58]
      7. Why Australia still has high homeownership rates [24:07]
      8. The Singapore model of housing [31:09]
      9. Australia’s grant scheme: The truth [36:45]
      10. The Nightingale housing model [40:11]
      11. Will changes in politics change the housing market? [46:52]
      12. An economist’s view on migration [50:27]
      13. Cameron’s property Dumbo [55:59]
      14. House prices vs Income [57:30]


      About our Guest:

      Dr Cameron Murray is an economist with a passion for improving society. He specialises in property markets, resource and environmental economics, and corruption. His research on grey corruption in Australia has been transformed into a book called Game of Mates: How favours bleed the nation. The book explains how the Game of grey corruption is played, how much it costs us, and what we can do about it. 

      Links from the show:


      Connect with Us:


       

      Find this episode on our website:
      https://www.theelephantintheroom.com.au/podcasts/231

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      We enjoy conversations with economists in The Elephant in the Room podcast, we really do! – even though we rail against their persistent inability to predict the property market. 

      Today, we’re talking to economist Dr Cameron Murray, a specialist in property markets, environmental economics, corruption – and a bit of a maverick in his space. 

      We cover his views on the current state of the market, the (im)possibility of property prices going down, limiting the migration line, his proposed Singaporean housing model, and more!

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

      Episode Highlights:

      1. Cameron’s thoughts on the Falinski Report [02:07] 
      2. The causes of drip feeding [03:57]
      3. Why dropping property prices is close to impossible [07:56]
      4. Housing supply shortage and rezoning matters [14:36]
      5. Is housing affordability really a problem? [17:43]
      6. The ‘NIMBY’ phenomenon [21:58]
      7. Why Australia still has high homeownership rates [24:07]
      8. The Singapore model of housing [31:09]
      9. Australia’s grant scheme: The truth [36:45]
      10. The Nightingale housing model [40:11]
      11. Will changes in politics change the housing market? [46:52]
      12. An economist’s view on migration [50:27]
      13. Cameron’s property Dumbo [55:59]
      14. House prices vs Income [57:30]


      About our Guest:

      Dr Cameron Murray is an economist with a passion for improving society. He specialises in property markets, resource and environmental economics, and corruption. His research on grey corruption in Australia has been transformed into a book called Game of Mates: How favours bleed the nation. The book explains how the Game of grey corruption is played, how much it costs us, and what we can do about it. 

      Links from the show:


      Connect with Us:


       

      Find this episode on our website:
      https://www.theelephantintheroom.com.au/podcasts/231

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      9c71c40e-5764-4311-9284-aea70080d53dSun, 05 Jun 2022 19:30:00 +100001:02:24falsefull231231      Debunking Australia's Property Investing MythsDebunking Australia's Property Investing MythsProperty advice is unregulated and plenty of myths surround what makes a good investment. Many of these myths are just sales talk, but people still seem to be enticed across the nation. 

      In this episode, we’re challenging property investing myths a lot of Australians believe – Is there such a thing as ‘the right timing’ in buying? Should you trust bank property predictions? Should you worry about rising interest rates?

      Evan Thornley of LongView Property Managers & Advisors joins us in providing evidence that most of these property investing myths are… rubbish!

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

      Episode Highlights:

      1. Evan’s journey from tech to property [02:13]
      2. Buying the wrong property investments [06:12]
      3. What does LongView do? [09:36]
      4. Managing investors with underperforming assets [14:36]
      5. Why 71% of property investors stop at one property [18:19]
      6. How does leverage help investors? [22:02]
      7. On LongView’s vision and goals [26:21]
      8. Is the government pointing you in the right property direction? [32:42]
      9. Why traditional bank property data presentations don’t work [34:02]
      10. School zones' impact on property prices [39:19]
      11. What’s driving land value appreciation in Australia? [44:48]
      12. The myth around interest rates and buying at the ‘right time’ [47:09]
      13. Two factors that affect Australia’s rising interest rates [52:19]
      14. Waiting for property prices to fall [56:56]
      15. Evan’s property dumbo [1:03:07]


      Links from the show:


      Connect with Us:


       

      Find this episode on our website:
      https://www.theelephantintheroom.com.au/podcasts/230

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      Property advice is unregulated and plenty of myths surround what makes a good investment. Many of these myths are just sales talk, but people still seem to be enticed across the nation. 

      In this episode, we’re challenging property investing myths a lot of Australians believe – Is there such a thing as ‘the right timing’ in buying? Should you trust bank property predictions? Should you worry about rising interest rates?

      Evan Thornley of LongView Property Managers & Advisors joins us in providing evidence that most of these property investing myths are… rubbish!

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

      Episode Highlights:

      1. Evan’s journey from tech to property [02:13]
      2. Buying the wrong property investments [06:12]
      3. What does LongView do? [09:36]
      4. Managing investors with underperforming assets [14:36]
      5. Why 71% of property investors stop at one property [18:19]
      6. How does leverage help investors? [22:02]
      7. On LongView’s vision and goals [26:21]
      8. Is the government pointing you in the right property direction? [32:42]
      9. Why traditional bank property data presentations don’t work [34:02]
      10. School zones' impact on property prices [39:19]
      11. What’s driving land value appreciation in Australia? [44:48]
      12. The myth around interest rates and buying at the ‘right time’ [47:09]
      13. Two factors that affect Australia’s rising interest rates [52:19]
      14. Waiting for property prices to fall [56:56]
      15. Evan’s property dumbo [1:03:07]


      Links from the show:


      Connect with Us:


       

      Find this episode on our website:
      https://www.theelephantintheroom.com.au/podcasts/230

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      0ae29abe-78b2-4cf3-ab87-aea00082f88fSun, 29 May 2022 19:30:00 +100001:08:59falsefull230230      Suburb Trends May 2022 | Suburb Karaoke & Answering Your Property Location QuestionsSuburb Trends May 2022 | Suburb Karaoke & Answering Your Property Location QuestionsIn this month’s Suburb Trends episode, we’re doing something different – suburb karaoke! 

      Which suburbs are performing well in May 2022? What’s happening to property prices in flood zones? Where are apartments a good investment? 

      Resident data geek Kent Lardner hops in as we answer property location questions you, our dear listeners, have sent in. We take a look at suburbs around Queensland, Tasmania, New South Wales, Victoria, Adelaide, and more! 

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

      Episode Highlights:

      1. Should you invest in property in Ballina, NSW? [02:23]
      2. How did floods affect properties in New South Wales? [07:40]
      3. Apartment trends in Elwood, VIC [09:23]
      4. What property to buy with one million dollars [15:02]
      5. Ferny Hills vs Ferny Grove [17:40]
      6. Suburbs of Queensland [21:10]
      7. Taruna, Sandy Bay, and Hobart performance [24:11]
      8. The mass exit from Sydney to Hobart [26:42]
      9. What’s happening in Bellingan? [29:54]
      10. The neighborhoods of Victor Harbor [31:24]
      11. The future of mining towns in North Queensland [36:12]
      12. Should you buy property in Mackay? [39:56]
      13. Moving on from getting burnt out in property [42:18]
      14. The risks of getting pressured to invest in property [44:12]


      Links from the show:


      Connect with Us:


       

      Find this episode on our website:
      https://www.theelephantintheroom.com.au/podcasts/229

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      In this month’s Suburb Trends episode, we’re doing something different – suburb karaoke! 

      Which suburbs are performing well in May 2022? What’s happening to property prices in flood zones? Where are apartments a good investment? 

      Resident data geek Kent Lardner hops in as we answer property location questions you, our dear listeners, have sent in. We take a look at suburbs around Queensland, Tasmania, New South Wales, Victoria, Adelaide, and more! 

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

      Episode Highlights:

      1. Should you invest in property in Ballina, NSW? [02:23]
      2. How did floods affect properties in New South Wales? [07:40]
      3. Apartment trends in Elwood, VIC [09:23]
      4. What property to buy with one million dollars [15:02]
      5. Ferny Hills vs Ferny Grove [17:40]
      6. Suburbs of Queensland [21:10]
      7. Taruna, Sandy Bay, and Hobart performance [24:11]
      8. The mass exit from Sydney to Hobart [26:42]
      9. What’s happening in Bellingan? [29:54]
      10. The neighborhoods of Victor Harbor [31:24]
      11. The future of mining towns in North Queensland [36:12]
      12. Should you buy property in Mackay? [39:56]
      13. Moving on from getting burnt out in property [42:18]
      14. The risks of getting pressured to invest in property [44:12]


      Links from the show:


      Connect with Us:


       

      Find this episode on our website:
      https://www.theelephantintheroom.com.au/podcasts/229

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      ffa4820d-e63d-4a7c-a1c9-ae9a0002633eSun, 22 May 2022 19:30:00 +100049:18falsefull229229      What History Tells Us About the Brisbane FloodsWhat History Tells Us About the Brisbane FloodsThe March 2022 Queensland floods are a reminder of how futile it is for man to try to hold nature at bay and yet for over two centuries, we’ve constantly rebuilt towns and homes built on floodplains – is it worth it? 

      When will we ever learn from the lessons of history?

      Dr. Margaret Cook, a flood historian and the author of the book “A River with a City Problem” shares the history of the Brisbane floods – how long has the flood risk been apparent? Is there a permanent solution to the flooding? What’s the government doing?

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

      Episode Highlights:

      1. Why Margaret wrote her book on the Brisbane floods [02:06]
      2. What does “1 in 100 year flood” actually mean? [03:31]
      3. Human behavior, recency biases, and path dependency [06:56]
      4. Thoughts on why the government overlooks flood risks [12:44]
      5. Flood risks and insurance issues in Queensland [14:43]
      6. Are flood maps and weather reports reliable? [18:44]
      7. On building around nature and flood-ready homes [23:27]
      8. Managing Brisbane’s flood risk [27:20]
      9. How floods affect property prices [32:13]
      10. Small windows for big opportunities and making the tough call [38:15]
      11. Realistic predictions on Brisbane’s future [44:02]
      12. Keeping dam levels at bay [47:56]
      13. The aftermath of the 2011 Brisbane floods [51:13]
      14. Floods vs Drought: Which is Brisbane’s biggest problem? [53:31]
      15. Margaret’s recommendations for flood prevention [55:57]
      16. Margaret’s property dumbo [59:34]
      17. How banks and insurers deal with flood-risk properties [1:01:59]


      About our guest: 

      Margaret Cook is a history lecturer at the University of the Sunshine Coast (USC). She specialises in the history of ‘natural’ disasters in Australia especially floods and earthquakes. The history of floods in the Brisbane River catchment was the subject of her PhD (UQ 2018) and is now a book, A River with a City Problem: A History of Brisbane Floods (UQ Press, 2019). Her broad academic areas of interest are environmental and social history and cultural heritage with particular focus on floods, climate, cotton, water, agriculture and gender. Her research focus is environmental and social history.

      Links from the show:



      Connect with Us:


      Find this episode on our website:
      https://www.theelephantintheroom.com.au/podcasts/228

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      The March 2022 Queensland floods are a reminder of how futile it is for man to try to hold nature at bay and yet for over two centuries, we’ve constantly rebuilt towns and homes built on floodplains – is it worth it? 

      When will we ever learn from the lessons of history?

      Dr. Margaret Cook, a flood historian and the author of the book “A River with a City Problem” shares the history of the Brisbane floods – how long has the flood risk been apparent? Is there a permanent solution to the flooding? What’s the government doing?

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

      Episode Highlights:

      1. Why Margaret wrote her book on the Brisbane floods [02:06]
      2. What does “1 in 100 year flood” actually mean? [03:31]
      3. Human behavior, recency biases, and path dependency [06:56]
      4. Thoughts on why the government overlooks flood risks [12:44]
      5. Flood risks and insurance issues in Queensland [14:43]
      6. Are flood maps and weather reports reliable? [18:44]
      7. On building around nature and flood-ready homes [23:27]
      8. Managing Brisbane’s flood risk [27:20]
      9. How floods affect property prices [32:13]
      10. Small windows for big opportunities and making the tough call [38:15]
      11. Realistic predictions on Brisbane’s future [44:02]
      12. Keeping dam levels at bay [47:56]
      13. The aftermath of the 2011 Brisbane floods [51:13]
      14. Floods vs Drought: Which is Brisbane’s biggest problem? [53:31]
      15. Margaret’s recommendations for flood prevention [55:57]
      16. Margaret’s property dumbo [59:34]
      17. How banks and insurers deal with flood-risk properties [1:01:59]


      About our guest: 

      Margaret Cook is a history lecturer at the University of the Sunshine Coast (USC). She specialises in the history of ‘natural’ disasters in Australia especially floods and earthquakes. The history of floods in the Brisbane River catchment was the subject of her PhD (UQ 2018) and is now a book, A River with a City Problem: A History of Brisbane Floods (UQ Press, 2019). Her broad academic areas of interest are environmental and social history and cultural heritage with particular focus on floods, climate, cotton, water, agriculture and gender. Her research focus is environmental and social history.

      Links from the show:



      Connect with Us:


      Find this episode on our website:
      https://www.theelephantintheroom.com.au/podcasts/228

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      67a332f7-63ef-43c2-b255-ae9400160b4eSun, 15 May 2022 19:30:00 +100001:07:17falsefull228228      How Inflation and Interest Rate Rises Affect First Home Buyers | Saul Eslake, EconomistHow Inflation and Interest Rate Rises Affect First Home Buyers | Saul Eslake, EconomistEconomic headwinds are building in Australia, with rising inflation,  interest rates on the up, and low wages growth – what exactly is at stake for property owners and homebuyers? 

      What’s driving the global inflation crisis? Has consumer behaviour changed with high interest rates? How is the younger generation coping with the unaffordability of houses? 

      Joining us to talk about these issues is Saul Eslake, one of Australia’s best-known economists. We cover the challenges home buyers are facing with the current state of the economy, the effects of wage stagnation despite low unemployment, Saul’s thoughts on whether the economy will recover, and more.

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

      Episode Highlights:

      1. Saul’s thoughts on the global inflation increase [02:18]
      2. Supply chain issues and how to respond [08:52]
      3. Australia’s wage stagnation problem [12:25]
      4. How immigration affects the economy [14:51]
      5. Addressing the oil price hikes [18:53]
      6. How interest rate rises affect consumer behaviour [22:13]
      7. Will government spending create more issues at a time of high inflation? [28:06]
      8. The unusual effects of economic recession [32:02]
      9. Saul’s views on the Falinski Report on Housing Affordability [37:06]
      10. On Scott Morrison’s 5% deposit scheme [43:48]
      11. How the younger generation is coping with the housing issue [46:29]
      12. Presumed timeline on Australia’s economic recovery [48:50]
      13. Global economies Australia could mirror [56:28]


      About our guest: 

      Saul Eslake is one of Australia’s best-known economists. He’s been following, analyzing and offering commentary and advice on the Australian and other economies for more than 40 years.

      In July 2015 Saul started up his own economics consultancy business, operating out of Hobart, and in April 2016 took up a part-time position as a Vice-Chancellor’s Fellow at the University of Tasmania.

      Saul is a member of the Australian Parliamentary Budget Office’s Advisory Panel; the Australian Taxation Office’s ‘Tax Gap’ Advisory Panel; and is on the Advisory Board of Jamieson Coote Bonds, a Melbourne-based specialist bond investment manager. He also chairs the CSIRO’s Decadal Climate Forecasting Advisory Board.

      Connect with Us:


      Find this episode on our website:
      https://www.theelephantintheroom.com.au/podcasts/227


      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      Economic headwinds are building in Australia, with rising inflation,  interest rates on the up, and low wages growth – what exactly is at stake for property owners and homebuyers? 

      What’s driving the global inflation crisis? Has consumer behaviour changed with high interest rates? How is the younger generation coping with the unaffordability of houses? 

      Joining us to talk about these issues is Saul Eslake, one of Australia’s best-known economists. We cover the challenges home buyers are facing with the current state of the economy, the effects of wage stagnation despite low unemployment, Saul’s thoughts on whether the economy will recover, and more.

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

      Episode Highlights:

      1. Saul’s thoughts on the global inflation increase [02:18]
      2. Supply chain issues and how to respond [08:52]
      3. Australia’s wage stagnation problem [12:25]
      4. How immigration affects the economy [14:51]
      5. Addressing the oil price hikes [18:53]
      6. How interest rate rises affect consumer behaviour [22:13]
      7. Will government spending create more issues at a time of high inflation? [28:06]
      8. The unusual effects of economic recession [32:02]
      9. Saul’s views on the Falinski Report on Housing Affordability [37:06]
      10. On Scott Morrison’s 5% deposit scheme [43:48]
      11. How the younger generation is coping with the housing issue [46:29]
      12. Presumed timeline on Australia’s economic recovery [48:50]
      13. Global economies Australia could mirror [56:28]


      About our guest: 

      Saul Eslake is one of Australia’s best-known economists. He’s been following, analyzing and offering commentary and advice on the Australian and other economies for more than 40 years.

      In July 2015 Saul started up his own economics consultancy business, operating out of Hobart, and in April 2016 took up a part-time position as a Vice-Chancellor’s Fellow at the University of Tasmania.

      Saul is a member of the Australian Parliamentary Budget Office’s Advisory Panel; the Australian Taxation Office’s ‘Tax Gap’ Advisory Panel; and is on the Advisory Board of Jamieson Coote Bonds, a Melbourne-based specialist bond investment manager. He also chairs the CSIRO’s Decadal Climate Forecasting Advisory Board.

      Connect with Us:


      Find this episode on our website:
      https://www.theelephantintheroom.com.au/podcasts/227


      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      01e27d74-20b7-4abd-b164-ae8c0042b218Sun, 08 May 2022 19:30:00 +100001:01:16falsefull227227      Do You Need a Property Plan?Do You Need a Property Plan?Did you know that you don’t need any qualifications to become a property advisor and provide a property plan? 

      What does this mean for property investors? Are property plans worth getting if you want to build an investment portfolio? What can go wrong? 

      In today’s episode of The Elephant in the Room, we talk about what property plans are, how advisors reel people into getting one, and if you need it at all! 

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

      Episode Highlights:

      1. Why people think they need a property plan [00:51] 
      2. The problem with financial advisors recommending property plans [03:33]
      3. Are property plans roadblocks for investment growth? [08:11]
      4. Property forecasts: Are they reliable? [12:00]
      5. Why Your Equity Matters in Property Investing [15:26]
      6. Property is NOT a last minute solution for retirement [19:24]
      7. How much time you actually need to gauge property performance [23:34]
      8. The wrong perceptions on property investing success [27:50]
      9. What property you buy makes all the difference [32:41]
      10. Property investing post-COVID [35:11]
      11. Financial advice in a nutshell [40:18] 
      12. Is getting a financial advisor and a property plan a good idea? [42:57] 
      13. The alternative to getting a property plan [47:22]


      Links from the Show:


      Connect with Us:


      Find this episode on our website:
      https://www.theelephantintheroom.com.au/podcasts/226

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      Did you know that you don’t need any qualifications to become a property advisor and provide a property plan? 

      What does this mean for property investors? Are property plans worth getting if you want to build an investment portfolio? What can go wrong? 

      In today’s episode of The Elephant in the Room, we talk about what property plans are, how advisors reel people into getting one, and if you need it at all! 

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

      Episode Highlights:

      1. Why people think they need a property plan [00:51] 
      2. The problem with financial advisors recommending property plans [03:33]
      3. Are property plans roadblocks for investment growth? [08:11]
      4. Property forecasts: Are they reliable? [12:00]
      5. Why Your Equity Matters in Property Investing [15:26]
      6. Property is NOT a last minute solution for retirement [19:24]
      7. How much time you actually need to gauge property performance [23:34]
      8. The wrong perceptions on property investing success [27:50]
      9. What property you buy makes all the difference [32:41]
      10. Property investing post-COVID [35:11]
      11. Financial advice in a nutshell [40:18] 
      12. Is getting a financial advisor and a property plan a good idea? [42:57] 
      13. The alternative to getting a property plan [47:22]


      Links from the Show:


      Connect with Us:


      Find this episode on our website:
      https://www.theelephantintheroom.com.au/podcasts/226

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      fc096ca2-2256-4090-a3fe-ae85002d5048Sun, 01 May 2022 19:30:00 +100049:14falsefull226226      Getting Started With Commercial Real Estate Investing | Stuart Wemyss, InvestopolyGetting Started With Commercial Real Estate Investing | Stuart Wemyss, InvestopolyAre you considering transitioning from residential to commercial real estate investing? 

      How do you enter this industry? What are the types of commercial properties? When is it a good idea to invest in commercial real estate?

      In today’s show, we are joined by Stuart Wemyss, author of the best-selling book Investopoly. We discuss the opportunities and risks in commercial real estate, what type of investor is best-suited to investing in commercial property, how to assess commercial property, and more!

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

      Episode Highlights:

      1. The misconceptions around commercial property [01:35] 
      2. Types of Commercial Real Estate: Retail property [04:24] 
      3. Risks around retail properties [07:35]
      4. Types of Commercial Real Estate: Industrial property [11:06]
      5. Types of Commercial Real Estate: Office [15:26]
      6. Commercial vs Residential property [17:49]
      7. Considering your stage of life when looking at commercial properties [20:44]
      8. The mistake of thinking too much about income [26:28]
      9. Building different asset bases [28:50]
      10. Real estate syndication risks [31:51]
      11. When to consider investing in commercial real estate [35:38]
      12. Why business owners miss the opportunity to invest in commercial [41:02]
      13. The value in building a relationship with your tenants [43:36] 
      14. Why commercial property investing is complicated [47:45]
      15. Who should invest in commercial real estate? [51:48]
      16. The right amount of resi in a portfolio [54:01]
      17. Stuart’s property Dumbo [57:15]


      Links from the Show:


      About our guest: 

      Stuart Wemyss is a qualified chartered accountant, independent financial advisor and mortgage broker with over 20 years experience. He founded his business, ProSolution Private Clients in 2002 and has helped hundreds of clients invest successfully.

      Stuart is licensed to provide financial, credit and tax advice which means he is able to give holistic advice. He has published four books including Rules of the Lending Game and the best-selling, Investopoly. He is a regular contributor to The Australian newspaper and other TV, radio and print media.

      Connect with Us:


      Find this episode on our website:
      https://www.theelephantintheroom.com.au/podcasts/225

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      Are you considering transitioning from residential to commercial real estate investing? 

      How do you enter this industry? What are the types of commercial properties? When is it a good idea to invest in commercial real estate?

      In today’s show, we are joined by Stuart Wemyss, author of the best-selling book Investopoly. We discuss the opportunities and risks in commercial real estate, what type of investor is best-suited to investing in commercial property, how to assess commercial property, and more!

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

      Episode Highlights:

      1. The misconceptions around commercial property [01:35] 
      2. Types of Commercial Real Estate: Retail property [04:24] 
      3. Risks around retail properties [07:35]
      4. Types of Commercial Real Estate: Industrial property [11:06]
      5. Types of Commercial Real Estate: Office [15:26]
      6. Commercial vs Residential property [17:49]
      7. Considering your stage of life when looking at commercial properties [20:44]
      8. The mistake of thinking too much about income [26:28]
      9. Building different asset bases [28:50]
      10. Real estate syndication risks [31:51]
      11. When to consider investing in commercial real estate [35:38]
      12. Why business owners miss the opportunity to invest in commercial [41:02]
      13. The value in building a relationship with your tenants [43:36] 
      14. Why commercial property investing is complicated [47:45]
      15. Who should invest in commercial real estate? [51:48]
      16. The right amount of resi in a portfolio [54:01]
      17. Stuart’s property Dumbo [57:15]


      Links from the Show:


      About our guest: 

      Stuart Wemyss is a qualified chartered accountant, independent financial advisor and mortgage broker with over 20 years experience. He founded his business, ProSolution Private Clients in 2002 and has helped hundreds of clients invest successfully.

      Stuart is licensed to provide financial, credit and tax advice which means he is able to give holistic advice. He has published four books including Rules of the Lending Game and the best-selling, Investopoly. He is a regular contributor to The Australian newspaper and other TV, radio and print media.

      Connect with Us:


      Find this episode on our website:
      https://www.theelephantintheroom.com.au/podcasts/225

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      b9deee13-8d21-4553-8a37-ae7d01802963Sun, 24 Apr 2022 19:30:00 +100001:01:01falsefull225225      Debrief: The Falinski Report on Housing Affordability in AustraliaDebrief: The Falinski Report on Housing Affordability in AustraliaThere IS a housing affordability crisis in Australia. 

      In this episode, we’re taking a look at and debriefing the Falinski report: a Federal Government Inquiry into housing affordability and supply in Australia, conducted in the second half of 2021. 

      What’s causing the drop in housing affordability? What does the Falinski report recommend to ease the crisis? Are there gaps in the report? We cover these and more in the show!

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

      Episode Highlights:

      1. Our views on housing affordability [02:01]
      2. Declining homeownership rates in Australia [04:26] 
      3. The correlation between interest rates and housing affordability [08:16]
      4. On taxes, levies, and construction costs [10:41]
      5. The government’s role in delivering and funding housing services [14:32] 
      6. Falinski Report recommendations on housing affordability [18:04]
        1. Halting top-down impositions & loosening planning restrictions [18:09] 
        2. Holding accountability in certain areas [24:18]
        3. Addressing homelessness, critical housing, and rent-to-buy schemes [28:29]
        4. Using super to assist first home buyers in securing deposit [32:08]
        5. Will keeping negative gearing help housing affordability? [35:16]
        6. Replacing stamp duty with land tax to increase supply [38:51]
        7. Acknowledging transitional costs [41:34]
        8. Ensuring developer contributions are used on infrastructure [42:03] 
        9. Evaluating the build-to-rent sector, APRA & non-bank lenders [43:55]
        10. Monetary policies, information flow, and government support for housing [46:06]

      7. What the Falinski report does not cover [47:48]
      8. Is the lack of luxury housing causing a domino effect? [51:05]


      Links from the Show:


      Connect with Us:


      Find this episode on our website:
      https://www.theelephantintheroom.com.au/podcasts/224

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      There IS a housing affordability crisis in Australia. 

      In this episode, we’re taking a look at and debriefing the Falinski report: a Federal Government Inquiry into housing affordability and supply in Australia, conducted in the second half of 2021. 

      What’s causing the drop in housing affordability? What does the Falinski report recommend to ease the crisis? Are there gaps in the report? We cover these and more in the show!

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

      Episode Highlights:

      1. Our views on housing affordability [02:01]
      2. Declining homeownership rates in Australia [04:26] 
      3. The correlation between interest rates and housing affordability [08:16]
      4. On taxes, levies, and construction costs [10:41]
      5. The government’s role in delivering and funding housing services [14:32] 
      6. Falinski Report recommendations on housing affordability [18:04]
        1. Halting top-down impositions & loosening planning restrictions [18:09] 
        2. Holding accountability in certain areas [24:18]
        3. Addressing homelessness, critical housing, and rent-to-buy schemes [28:29]
        4. Using super to assist first home buyers in securing deposit [32:08]
        5. Will keeping negative gearing help housing affordability? [35:16]
        6. Replacing stamp duty with land tax to increase supply [38:51]
        7. Acknowledging transitional costs [41:34]
        8. Ensuring developer contributions are used on infrastructure [42:03] 
        9. Evaluating the build-to-rent sector, APRA & non-bank lenders [43:55]
        10. Monetary policies, information flow, and government support for housing [46:06]

      7. What the Falinski report does not cover [47:48]
      8. Is the lack of luxury housing causing a domino effect? [51:05]


      Links from the Show:


      Connect with Us:


      Find this episode on our website:
      https://www.theelephantintheroom.com.au/podcasts/224

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      a3680018-6c9c-4a48-8259-ae760060b8e5Sun, 17 Apr 2022 19:30:00 +100054:39falsefull224224      Dealing with the Construction Materials Cost Crisis | Mike Mortlock, MCG Quantity SurveyingDealing with the Construction Materials Cost Crisis | Mike Mortlock, MCG Quantity SurveyingBuilding materials have soared in the past few months due to the COVID pandemic.

      What major implications did the pandemic have on the building industry? How are builders and developers addressing material and labour shortages? Will prices eventually normalise?

      Today we’re joined by data geek Mike Mortlock of MCG Quantity Surveying to discuss the construction materials cost crisis, the current building price index, the effect of COVID on the property market, the rental loss index, and more!

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

      Episode Highlights:

      1. The workforce and supply issues brought by the pandemic [01:24]
      2. How the material and labor shortage affected builders [05:23]
      3. What are builders and developers doing to calm down the cost crisis effect? [10:08]
      4. The current building price index [15:27]
      5. How local and world issues are affecting construction costs [18:14]
      6. The price differences when building in different locations [22:25]
      7. Will prices normalise after the COVID pandemic? [25:20]
      8. COVID’s role in business restructures and livelihood [32:06]
      9. Mike’s work on the rental loss index [36:55]
      10. Rental loss index findings on vacancy rates [41:40]
      11. Good asset vs vacancy [50:05]
      12. Vacancy rates in the commercial market [54:16]
      13. Mike’s property dumbo [57:28]


      Links from the Show:


      Connect with Us:


       

      Find this episode on our website:
      https://www.theelephantintheroom.com.au/podcasts/223

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      Building materials have soared in the past few months due to the COVID pandemic.

      What major implications did the pandemic have on the building industry? How are builders and developers addressing material and labour shortages? Will prices eventually normalise?

      Today we’re joined by data geek Mike Mortlock of MCG Quantity Surveying to discuss the construction materials cost crisis, the current building price index, the effect of COVID on the property market, the rental loss index, and more!

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

      Episode Highlights:

      1. The workforce and supply issues brought by the pandemic [01:24]
      2. How the material and labor shortage affected builders [05:23]
      3. What are builders and developers doing to calm down the cost crisis effect? [10:08]
      4. The current building price index [15:27]
      5. How local and world issues are affecting construction costs [18:14]
      6. The price differences when building in different locations [22:25]
      7. Will prices normalise after the COVID pandemic? [25:20]
      8. COVID’s role in business restructures and livelihood [32:06]
      9. Mike’s work on the rental loss index [36:55]
      10. Rental loss index findings on vacancy rates [41:40]
      11. Good asset vs vacancy [50:05]
      12. Vacancy rates in the commercial market [54:16]
      13. Mike’s property dumbo [57:28]


      Links from the Show:


      Connect with Us:


       

      Find this episode on our website:
      https://www.theelephantintheroom.com.au/podcasts/223

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      d702cef0-2626-422e-9f54-ae70017c4378Sun, 10 Apr 2022 19:30:00 +100001:00:37falsefull223223      Fool or Forecaster 2022: Bank ScorecardFool or Forecaster 2022: Bank ScorecardAnother year, another fool or forecaster report. 

      In this episode, we’ve gathered data and put together a bank scorecard - which banks did a good (or foolish) job of forecasting the property market? Which ones are the most reliable? Is 2022 the year to make a property move? 

      Listen in on our discussion on authority bias, world events that affected the property market forecasts, holding bank economists accountable, and heaps more!

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

      Episode Highlights:

      1. Looking back at bank records [01:35]
      2. Authority bias: Why we assume “experts” are right [06:52] 
      3. World events and factors that affected market forecasts in 2022 [10:34]
      4. Which “experts” should you rely on? [13:04]
      5. The correlation between house prices and interest rates [16:48]
      6. The dangers of making forecasts on a macro level [19:47]
      7. Is it possible to predict risk? [23:54]
      8. How COVID changed the real estate market [26:02]
      9. Is 2022 the time to make a property move? [28:32]
      10. Are apartment investments compromised? [33:32] 
      11. Holding bank economists accountable [35:58] 
      12. Should you base your property buying decisions on forecasts? [39:26]

       

      Links from the Show:


       

      Connect with Us:


      Find this episode on our website:
      https://www.theelephantintheroom.com.au/podcasts/222 

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      Another year, another fool or forecaster report. 

      In this episode, we’ve gathered data and put together a bank scorecard - which banks did a good (or foolish) job of forecasting the property market? Which ones are the most reliable? Is 2022 the year to make a property move? 

      Listen in on our discussion on authority bias, world events that affected the property market forecasts, holding bank economists accountable, and heaps more!

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

      Episode Highlights:

      1. Looking back at bank records [01:35]
      2. Authority bias: Why we assume “experts” are right [06:52] 
      3. World events and factors that affected market forecasts in 2022 [10:34]
      4. Which “experts” should you rely on? [13:04]
      5. The correlation between house prices and interest rates [16:48]
      6. The dangers of making forecasts on a macro level [19:47]
      7. Is it possible to predict risk? [23:54]
      8. How COVID changed the real estate market [26:02]
      9. Is 2022 the time to make a property move? [28:32]
      10. Are apartment investments compromised? [33:32] 
      11. Holding bank economists accountable [35:58] 
      12. Should you base your property buying decisions on forecasts? [39:26]

       

      Links from the Show:


       

      Connect with Us:


      Find this episode on our website:
      https://www.theelephantintheroom.com.au/podcasts/222 

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      394bfe2b-fcea-47c7-83b3-ae6a0013d7b1Sun, 03 Apr 2022 19:30:00 +100045:39falsefull222222      The Truth About Online Privacy & Data Exchange for Property Buyers | Simon Hope, REAThe Truth About Online Privacy & Data Exchange for Property Buyers | Simon Hope, REAAs digital platforms and online portals become more sophisticated, the relationship between sellers, agents, and buyers have shifted as well… But to what degree? 

      How are buyers’ data and information being treated in the online space? Is your privacy as a buyer compromised? Should you consider buying property in an online portal? 

      Today, we are joined by Simon Hope, General Manager of Product for Residential at REA Group, to help us understand the nuts and bolts of search engines, online property portals, data collection, and loads more! 

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. REA’s grand vision [02:10] 
      2. Are real estate agents creating friction between buyers and sellers? [05:35]
      3. The property pricing problem with agents [08:11] 
      4. How REA is addressing real estate pricing and trust issues [11:30]
      5. What information do online platforms collect from buyers? [14:07]
      6. How REA helps agents and buyers [18:06]
      7. The shifting conditions of online privacy and behaviour [21:23]
      8. Who owns the data buyers enter in online portals?  [23:52]
      9. REA’s answer to cybercrime and off market sales [26:44]
      10. Buying property on vs off portal [32:00]
        1. Will online portals replace real estate agents in the future? [37:27]

      11. REA’s plans on domestic market expansion [38:49]
      12. Navigating and embracing innovative property solutions [43:37]
      13. Should there be concerns over the amount of data online portals hold? [47:01]

       

      Links from the Show:


       

      Connect with Us:


      Find this episode on our website:
      https://www.theelephantintheroom.com.au/podcasts/221 

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      As digital platforms and online portals become more sophisticated, the relationship between sellers, agents, and buyers have shifted as well… But to what degree? 

      How are buyers’ data and information being treated in the online space? Is your privacy as a buyer compromised? Should you consider buying property in an online portal? 

      Today, we are joined by Simon Hope, General Manager of Product for Residential at REA Group, to help us understand the nuts and bolts of search engines, online property portals, data collection, and loads more! 

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. REA’s grand vision [02:10] 
      2. Are real estate agents creating friction between buyers and sellers? [05:35]
      3. The property pricing problem with agents [08:11] 
      4. How REA is addressing real estate pricing and trust issues [11:30]
      5. What information do online platforms collect from buyers? [14:07]
      6. How REA helps agents and buyers [18:06]
      7. The shifting conditions of online privacy and behaviour [21:23]
      8. Who owns the data buyers enter in online portals?  [23:52]
      9. REA’s answer to cybercrime and off market sales [26:44]
      10. Buying property on vs off portal [32:00]
        1. Will online portals replace real estate agents in the future? [37:27]

      11. REA’s plans on domestic market expansion [38:49]
      12. Navigating and embracing innovative property solutions [43:37]
      13. Should there be concerns over the amount of data online portals hold? [47:01]

       

      Links from the Show:


       

      Connect with Us:


      Find this episode on our website:
      https://www.theelephantintheroom.com.au/podcasts/221 

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      aed82881-ddb6-476e-9971-ae6300007eb8Sun, 27 Mar 2022 18:30:00 +100052:11falsefull221221      Real Estate Questions Answered | Q&A with Chris & VeronicaReal Estate Questions Answered | Q&A with Chris & VeronicaToday, we’re answering real estate questions our awesome listeners sent in!

      What are entry level prices for the Sydney property market? How do you price property in a volatile market? How much are you losing when you overcapitalise?

      We’re diving into these questions and more as we talk about market research, the ripple effect, bridesmaid suburbs, and heaps more!

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!


      Episode Highlights:

      1. Is the Sydney market unachievable? [01:02]
      2. When should you sell property and reinvest? [08:58]
      3. Factors to consider before selling your property [12:39]
      4. How Veronica researches property prices [19:45]
      5. Will the current premium markets plateau any time soon? [25:31]
      6. Are ‘bridesmaid’ suburbs worth it? [31:20]
      7. Characteristics of good-performing properties [36:31]
      8. The problem with overcapitalising on your property [42:39]
      9. How to avoid overcapitalising [46:01] 


      Links from the Show:



      Connect with Us:



      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/220 


      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      Today, we’re answering real estate questions our awesome listeners sent in!

      What are entry level prices for the Sydney property market? How do you price property in a volatile market? How much are you losing when you overcapitalise?

      We’re diving into these questions and more as we talk about market research, the ripple effect, bridesmaid suburbs, and heaps more!

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!


      Episode Highlights:

      1. Is the Sydney market unachievable? [01:02]
      2. When should you sell property and reinvest? [08:58]
      3. Factors to consider before selling your property [12:39]
      4. How Veronica researches property prices [19:45]
      5. Will the current premium markets plateau any time soon? [25:31]
      6. Are ‘bridesmaid’ suburbs worth it? [31:20]
      7. Characteristics of good-performing properties [36:31]
      8. The problem with overcapitalising on your property [42:39]
      9. How to avoid overcapitalising [46:01] 


      Links from the Show:



      Connect with Us:



      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/220 


      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      89b081f9-837d-4ac4-9dae-ae5c001044caSun, 20 Mar 2022 18:30:00 +100048:59falsefull220220      Suburb Trends March 2022 | What's Changing in the Australian Property Market in 2022?Suburb Trends March 2022 | What's Changing in the Australian Property Market in 2022?The Australian property market has faced many unexpected changes during the end of last year up to the first quarter of 2022. So, how is it holding up?

      What global events are affecting the market? Is the rental market improving this year? Is the Australian social class gap slowing down the market? 

      In today’s Suburb Trends episode, our resident geek Kent Lardner joins us as we take a look at the statistics and discuss the changing market conditions in the country, property inventory, areas going strong, areas showing signs of softening, and heaps more! 

      If you enjoy the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

      Episode Highlights:

      1. Data gathering methods used [01:04]
      2. The status of property inventory and sales volume [02:30]
      3. How government grants are affecting the market [04:58]
      4. A summary of market conditions [08:33]
      5. Strong areas and Melbourne’s surprising comeback [12:58]
      6. Global issues challenging the property market  [15:19]
      7. The rental crisis and the problem with homelessness [18:42]
      8. The effect of reopening borders to the rental market [22:00]
      9. Rental price delays and the “Landlord Pride” theory [26:03]
      10. On indexing and the mentality behind determining property value [28:41]
      11. Is buying a unit or apartment (finally) a good idea? [34:43]
      12. How the Australian social class gap affects buyer options [41:09]
      13. A list of robust property markets [46:28]
      14. The price data anomaly [52:22]


      Links from the Show:


      Connect with Us:



      Find this episode on our website:



      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      The Australian property market has faced many unexpected changes during the end of last year up to the first quarter of 2022. So, how is it holding up?

      What global events are affecting the market? Is the rental market improving this year? Is the Australian social class gap slowing down the market? 

      In today’s Suburb Trends episode, our resident geek Kent Lardner joins us as we take a look at the statistics and discuss the changing market conditions in the country, property inventory, areas going strong, areas showing signs of softening, and heaps more! 

      If you enjoy the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

      Episode Highlights:

      1. Data gathering methods used [01:04]
      2. The status of property inventory and sales volume [02:30]
      3. How government grants are affecting the market [04:58]
      4. A summary of market conditions [08:33]
      5. Strong areas and Melbourne’s surprising comeback [12:58]
      6. Global issues challenging the property market  [15:19]
      7. The rental crisis and the problem with homelessness [18:42]
      8. The effect of reopening borders to the rental market [22:00]
      9. Rental price delays and the “Landlord Pride” theory [26:03]
      10. On indexing and the mentality behind determining property value [28:41]
      11. Is buying a unit or apartment (finally) a good idea? [34:43]
      12. How the Australian social class gap affects buyer options [41:09]
      13. A list of robust property markets [46:28]
      14. The price data anomaly [52:22]


      Links from the Show:


      Connect with Us:



      Find this episode on our website:



      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      6c343f67-a246-4463-b7e8-ae54017f4088Sun, 13 Mar 2022 18:30:00 +100056:11falsefull219219      How Dangerous Is Asbestos Exposure When Renovating? | Martin North, Asbestos Awareness AustraliaHow Dangerous Is Asbestos Exposure When Renovating? | Martin North, Asbestos Awareness AustraliaDid you know that statistically, over 4,000 people die each year due to asbestos exposure? Not only that - one out of three properties in Australia contain asbestos, and most occupants aren’t even aware of it! 

      Knowing this, why is this issue yet to be addressed properly?

      How serious is this problem, and how can you make sure that you’re safe from it?

      Martin North of Asbestos Awareness Australia will walk us through everything we need to know about asbestos and how to deal with it, and the dangerous consequences its presence poses in property. We’ll also discuss myths about asbestos, the lack of action most people have, accreditation for asbestos removal, and more.

      If you enjoy the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

      Episode Highlights:

      1. A warning for property owners [01:38]
      2. The problem with asbestos [03:53]
      3. Are Australians aware of this asbestos issue? [08:50]
      4. The dangers of not knowing if there’s asbestos in your property [11:56]
      5. Is asbestos fine on your property as long as it’s not disturbed? [16:59]
      6. The lack of action towards asbestos [20:34]
      7. More women are being diagnosed with mesothelioma due to DIYs [25:39]
      8. Driving political change that addresses the issue [28:23]
      9. The urgency when dealing with asbestos [34:54] 
      10. Debunking the myths about asbestos [37:25]
      11. Checking a service provider’s accreditation for asbestos removal [39:36]
      12. How the UK deals with the dangers of asbestos [42:10]
      13. Don’t just leave it to the government [45:00]
      14. Remember to wear a mask and other protective equipment [49:17]

       

      Links from the Show:



      About Martin:

      Martin North is the founder of Digital Finance Analytics and curates the YouTube Channel Walk The World, where he covers finance and property news with a distinctively Australian flavour. In addition, he is a founding director of Asbestos Awareness Australia, a registered charity which was established with his wife Gill, last year. Gill was a Professor of Law and diagnosed with mesothelioma, an aggressive cancer which is caused by random exposure to asbestos. Before her death in December last year, she had spent the past 3 years researching the story of asbestos.


      Connect with Us:



      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/218 


      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      Did you know that statistically, over 4,000 people die each year due to asbestos exposure? Not only that - one out of three properties in Australia contain asbestos, and most occupants aren’t even aware of it! 

      Knowing this, why is this issue yet to be addressed properly?

      How serious is this problem, and how can you make sure that you’re safe from it?

      Martin North of Asbestos Awareness Australia will walk us through everything we need to know about asbestos and how to deal with it, and the dangerous consequences its presence poses in property. We’ll also discuss myths about asbestos, the lack of action most people have, accreditation for asbestos removal, and more.

      If you enjoy the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

      Episode Highlights:

      1. A warning for property owners [01:38]
      2. The problem with asbestos [03:53]
      3. Are Australians aware of this asbestos issue? [08:50]
      4. The dangers of not knowing if there’s asbestos in your property [11:56]
      5. Is asbestos fine on your property as long as it’s not disturbed? [16:59]
      6. The lack of action towards asbestos [20:34]
      7. More women are being diagnosed with mesothelioma due to DIYs [25:39]
      8. Driving political change that addresses the issue [28:23]
      9. The urgency when dealing with asbestos [34:54] 
      10. Debunking the myths about asbestos [37:25]
      11. Checking a service provider’s accreditation for asbestos removal [39:36]
      12. How the UK deals with the dangers of asbestos [42:10]
      13. Don’t just leave it to the government [45:00]
      14. Remember to wear a mask and other protective equipment [49:17]

       

      Links from the Show:



      About Martin:

      Martin North is the founder of Digital Finance Analytics and curates the YouTube Channel Walk The World, where he covers finance and property news with a distinctively Australian flavour. In addition, he is a founding director of Asbestos Awareness Australia, a registered charity which was established with his wife Gill, last year. Gill was a Professor of Law and diagnosed with mesothelioma, an aggressive cancer which is caused by random exposure to asbestos. Before her death in December last year, she had spent the past 3 years researching the story of asbestos.


      Connect with Us:



      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/218 


      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      4fa344fa-b029-41c7-939f-ae4d0172e24eSun, 06 Mar 2022 18:30:00 +100054:20falsefull218218      Property Advisors, Buyers Agents, and the Educational Gap Issue | Peter Koulizos, Adelaide Uni / PIPAProperty Advisors, Buyers Agents, and the Educational Gap Issue | Peter Koulizos, Adelaide Uni / PIPAGetting property advice is one of the most important steps to take when investing in real estate.

      However, there is no guarantee that every property advisor in the industry has received the right level of education, which can be pretty risky, especially for investors.

      What are the dangers inherent in the unregulated nature of real estate? How does this low barrier to entry for buyer’s agents affect consumers? 

      In this episode, Peter Koulizos of PIPA is going to help us understand the educational gap issue and its impact on the real estate market. We’ll talk about the absence of regulation governing property investment advisors, accessibility of good advice, the future of the property market in Australia when it comes to education, and more!

      If you enjoy the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. What is “property advice”? [02:09]
      2. Difference between a property investment advisor and a buyer’s agent [04:28]
      3. What qualifications are needed to become a property investment advisor? [06:12]
      4. Why is there no need for regulation? [10:50]
      5. Regulations in property & becoming a property investment advisor [15:10]
      6. Overregulation for some professionals in real estate [18:25]
      7. Property investment hot-spotting [21:55]
      8. Resistance in the property industry [25:41]
      9. Paying for good property advice [27:59]
      10. Mistakes some people make when purchasing properties [34:10]
      11. Yield vs growth: What is more important when it comes to property? [35:46]
      12. Capital growth gives you a tax liability (for good) [38:01]
      13. Identifying if someone’s methodology works [41:01]

       

      Links from the Show:




      About Peter:

      Known as “The Property Professor”, Peter Koulizos holds a teaching degree, Masters of Business (Property) and Master of Urban & Regional Planning. Peter is currently the Program Director of the Master of Property at Adelaide University. Peter has been teaching in real estate and investment for over 25 years. Peter also personally invests/develops property and currently holds several properties. He has published two books; “The Property Professor’s Top Australian Suburbs” and “Property vs Shares”. His third book will be out soon.

       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/217 

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      Getting property advice is one of the most important steps to take when investing in real estate.

      However, there is no guarantee that every property advisor in the industry has received the right level of education, which can be pretty risky, especially for investors.

      What are the dangers inherent in the unregulated nature of real estate? How does this low barrier to entry for buyer’s agents affect consumers? 

      In this episode, Peter Koulizos of PIPA is going to help us understand the educational gap issue and its impact on the real estate market. We’ll talk about the absence of regulation governing property investment advisors, accessibility of good advice, the future of the property market in Australia when it comes to education, and more!

      If you enjoy the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. What is “property advice”? [02:09]
      2. Difference between a property investment advisor and a buyer’s agent [04:28]
      3. What qualifications are needed to become a property investment advisor? [06:12]
      4. Why is there no need for regulation? [10:50]
      5. Regulations in property & becoming a property investment advisor [15:10]
      6. Overregulation for some professionals in real estate [18:25]
      7. Property investment hot-spotting [21:55]
      8. Resistance in the property industry [25:41]
      9. Paying for good property advice [27:59]
      10. Mistakes some people make when purchasing properties [34:10]
      11. Yield vs growth: What is more important when it comes to property? [35:46]
      12. Capital growth gives you a tax liability (for good) [38:01]
      13. Identifying if someone’s methodology works [41:01]

       

      Links from the Show:




      About Peter:

      Known as “The Property Professor”, Peter Koulizos holds a teaching degree, Masters of Business (Property) and Master of Urban & Regional Planning. Peter is currently the Program Director of the Master of Property at Adelaide University. Peter has been teaching in real estate and investment for over 25 years. Peter also personally invests/develops property and currently holds several properties. He has published two books; “The Property Professor’s Top Australian Suburbs” and “Property vs Shares”. His third book will be out soon.

       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/217 

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      ae14478c-7ded-4fad-9cbb-ae460012d40aSun, 27 Feb 2022 18:30:00 +100044:59falsefull217217      Laura Crommelin | Just How Big Is Sydney's Building Defect ProblemLaura Crommelin | Just How Big Is Sydney's Building Defect ProblemSometimes it takes a sensational event to bring attention to major problems. Take, for example, the evacuation of approximately 3,000 people in Sydney’s Opal Tower and Mascot Towers.

      Through these two stories dominating the headlines, Sydney's dysfunctional planning and development system has been highlighted.

      How big is this problem? How can both ordinary citizens and our governments address this issue?

      Laura Crommelin of UNSW shares with us her findings on the research she has conducted into building defects in strata, the truth about building defects, problems with design and construct contracts, and everything about the hazards that may be present in a building.

      If you enjoy the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. Why Laura decided to tackle Sydney’s building defects in her research [01:54]
      2. The challenge of finding out the truth [06:52]
      3. Coming up with a definition of a ‘defect’ [10:44]
      4. What are the most common building defects? [12:21]
      5. Design and construct contract and its issues in residential construction [14:39] 
      6. When does the government get involved in these building problems? [19:38]
      7. Is the government’s strata building bond inspection scheme a good move? [22:23]
      8. Data blindness when purchasing brand new properties [25:37]
      9. The star-rating system for developers [29:21]
      10. Do developers and builders care about the building defect issues? [32:57]
      11. Luxury and quality may go together, but what about affordability? [37:09]
      12. How can we get out of this mess in the property industry? [43:15] 
      13. The light at the end of the tunnel [47:02]
      14. Laura's property dumbo [49:35]
      15. Being aware of the defect issues before you suffer from them [53:11]
      16. Creating a standard for record-keeping in strata properties [56:06]

       

      Links from the Show:


       

      About Laura:

      Laura Crommelin is a Senior Lecturer in the City Planning Program at UNSW Sydney, teaching planning law and governance and working on research related to urban and housing policy. She is also a Fellow at UNSW's City Futures Research Centre. Laura’s research interests cover a range of trends and issues in post-industrial cities, including urban renewal, urban governance, digital disruptions (e.g. Airbnb), place branding, and DIY urban revitalisation practices.

       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/216 

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      Sometimes it takes a sensational event to bring attention to major problems. Take, for example, the evacuation of approximately 3,000 people in Sydney’s Opal Tower and Mascot Towers.

      Through these two stories dominating the headlines, Sydney's dysfunctional planning and development system has been highlighted.

      How big is this problem? How can both ordinary citizens and our governments address this issue?

      Laura Crommelin of UNSW shares with us her findings on the research she has conducted into building defects in strata, the truth about building defects, problems with design and construct contracts, and everything about the hazards that may be present in a building.

      If you enjoy the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. Why Laura decided to tackle Sydney’s building defects in her research [01:54]
      2. The challenge of finding out the truth [06:52]
      3. Coming up with a definition of a ‘defect’ [10:44]
      4. What are the most common building defects? [12:21]
      5. Design and construct contract and its issues in residential construction [14:39] 
      6. When does the government get involved in these building problems? [19:38]
      7. Is the government’s strata building bond inspection scheme a good move? [22:23]
      8. Data blindness when purchasing brand new properties [25:37]
      9. The star-rating system for developers [29:21]
      10. Do developers and builders care about the building defect issues? [32:57]
      11. Luxury and quality may go together, but what about affordability? [37:09]
      12. How can we get out of this mess in the property industry? [43:15] 
      13. The light at the end of the tunnel [47:02]
      14. Laura's property dumbo [49:35]
      15. Being aware of the defect issues before you suffer from them [53:11]
      16. Creating a standard for record-keeping in strata properties [56:06]

       

      Links from the Show:


       

      About Laura:

      Laura Crommelin is a Senior Lecturer in the City Planning Program at UNSW Sydney, teaching planning law and governance and working on research related to urban and housing policy. She is also a Fellow at UNSW's City Futures Research Centre. Laura’s research interests cover a range of trends and issues in post-industrial cities, including urban renewal, urban governance, digital disruptions (e.g. Airbnb), place branding, and DIY urban revitalisation practices.

       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/216 

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      2b98c619-16e8-4e3b-82a2-ae4200f36c70Sun, 20 Feb 2022 20:30:00 +100059:10falsefull216216      Suburb Trends February 2022 | The Impact of Build-to-Rent Properties on Mum & Dad InvestorsSuburb Trends February 2022 | The Impact of Build-to-Rent Properties on Mum & Dad InvestorsThese days, the supply of build-to-rent properties, or “multi-family dwellings”  is steadily rising. But how much will it affect the market overall?

      Should we be concerned about the potential risks this growing segment poses? How about the opportunity costs and losses in today’s booming market? What do we make of that?

      Join today’s Suburb Trends episode, along with our resident data geek Kent Lardner, as we cover the rise of build-to-rent properties, how it might impact mum & dad high rise investors, Kent’s Win-Loss Ratio, and heaps more!

      If you enjoy the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. Approaching the rise of build-to-rent properties [1:21]
      2. Why are people making build-to-rent properties when there’s an oversupply? [03:08]
      3. Yield drives “corporate landlord” behaviour [05:22]
      4. Build-to-rent assets are a totally different product [09:02]
      5. How attractive are build-to-rent properties to long-term tenants? [12:20]
      6. Are there plenty of build-to-rent properties available today? [15:45]
      7. A theory about why they’re called “multi-family” properties [17:27]
      8. The high risk individual apartment holders face [19:12]
      9. Looking at the “boom” and what’s happened (& will happen) in the market [25:15]
      10. The danger of the housing affordability push [29:00]
      11. Opportunity costs (and losses) in a booming market [35:27]
      12. Kent’s Win-Loss Ratio [37:36]
      13. Price growth in properties along northern beaches due to COVID [43:17]
      14. Locations with the worst win-loss ratios [46:01]
      15. The gap between privileged investors versus those on a tight budget [53:21]
      16. What’s in the next Suburb Trends episode? [56:34]

       

      Links from the Show:


       

      Connect with Us:


       

      Find this episode on our website: https://www.theelephantintheroom.com.au/podcasts/215

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      These days, the supply of build-to-rent properties, or “multi-family dwellings”  is steadily rising. But how much will it affect the market overall?

      Should we be concerned about the potential risks this growing segment poses? How about the opportunity costs and losses in today’s booming market? What do we make of that?

      Join today’s Suburb Trends episode, along with our resident data geek Kent Lardner, as we cover the rise of build-to-rent properties, how it might impact mum & dad high rise investors, Kent’s Win-Loss Ratio, and heaps more!

      If you enjoy the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. Approaching the rise of build-to-rent properties [1:21]
      2. Why are people making build-to-rent properties when there’s an oversupply? [03:08]
      3. Yield drives “corporate landlord” behaviour [05:22]
      4. Build-to-rent assets are a totally different product [09:02]
      5. How attractive are build-to-rent properties to long-term tenants? [12:20]
      6. Are there plenty of build-to-rent properties available today? [15:45]
      7. A theory about why they’re called “multi-family” properties [17:27]
      8. The high risk individual apartment holders face [19:12]
      9. Looking at the “boom” and what’s happened (& will happen) in the market [25:15]
      10. The danger of the housing affordability push [29:00]
      11. Opportunity costs (and losses) in a booming market [35:27]
      12. Kent’s Win-Loss Ratio [37:36]
      13. Price growth in properties along northern beaches due to COVID [43:17]
      14. Locations with the worst win-loss ratios [46:01]
      15. The gap between privileged investors versus those on a tight budget [53:21]
      16. What’s in the next Suburb Trends episode? [56:34]

       

      Links from the Show:


       

      Connect with Us:


       

      Find this episode on our website: https://www.theelephantintheroom.com.au/podcasts/215

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      b848d4fd-c1e2-40f6-87b1-ae3b00d45707Sun, 13 Feb 2022 20:30:00 +100057:57falsefull215215      Salena Kulkarni | What On Earth Are Alternative Investments?Salena Kulkarni | What On Earth Are Alternative Investments?Alternative property investment can be great for your portfolio if you know how to do it properly and with the right advisors around you!

      Salena Kulkarni of Inkosi Wealth joins us as we delve into a different type of property investing (which may sound a bit risky) that may offer another path to success if you do it the right way. We’ll discuss further what an alternative investment is and how it differs from the traditional route. 

      If you enjoy the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. What is alternative investing? [02:20]
      2. What does market “inefficiency” mean? [02:58]
      3. The element of luck in property investment outcomes [06:15]
      4. Examples of alternative investments [08:20]
      5. Is the belief “high risks, high rewards” an actual fact? [13:56]
      6. Alternative investing for people just starting out in property [19:02]
      7. Alternative investment as a concept (and in the real world) [22:08]
      8. What happens to the capital if you invest for retirement? [28:13]
      9. Salena’s “shirt loss” story that you can learn from [32:19]
      10. A successful alternative investing story [41:24]
      11. Creating a plan & mindset for alternative investing [45:15]
      12. Changes in the properties in Australia [49:49]
      13. Salena’s property dumbo [52:41]
      14. Lessons we can learn from Salena [58:22]

       

      Links from the Show:


       

      About Salena:

      Salena Kulkarni has been a chartered accountant for 25 years, a certified property investment adviser and a wealth strategist. She has helped 100’s of investors build wealth and shave decades off their timeline to hit their financial freedom. Her focus over the last 12 years has been on building an expansive network of exclusive off-market opportunities and sharing them with discerning investors who want investments that outperform the market and offer measurable return on investment.

       

      Connect with Us:


       

      Find this episode on our website: https://www.theelephantintheroom.com.au/podcasts/214 

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      Alternative property investment can be great for your portfolio if you know how to do it properly and with the right advisors around you!

      Salena Kulkarni of Inkosi Wealth joins us as we delve into a different type of property investing (which may sound a bit risky) that may offer another path to success if you do it the right way. We’ll discuss further what an alternative investment is and how it differs from the traditional route. 

      If you enjoy the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. What is alternative investing? [02:20]
      2. What does market “inefficiency” mean? [02:58]
      3. The element of luck in property investment outcomes [06:15]
      4. Examples of alternative investments [08:20]
      5. Is the belief “high risks, high rewards” an actual fact? [13:56]
      6. Alternative investing for people just starting out in property [19:02]
      7. Alternative investment as a concept (and in the real world) [22:08]
      8. What happens to the capital if you invest for retirement? [28:13]
      9. Salena’s “shirt loss” story that you can learn from [32:19]
      10. A successful alternative investing story [41:24]
      11. Creating a plan & mindset for alternative investing [45:15]
      12. Changes in the properties in Australia [49:49]
      13. Salena’s property dumbo [52:41]
      14. Lessons we can learn from Salena [58:22]

       

      Links from the Show:


       

      About Salena:

      Salena Kulkarni has been a chartered accountant for 25 years, a certified property investment adviser and a wealth strategist. She has helped 100’s of investors build wealth and shave decades off their timeline to hit their financial freedom. Her focus over the last 12 years has been on building an expansive network of exclusive off-market opportunities and sharing them with discerning investors who want investments that outperform the market and offer measurable return on investment.

       

      Connect with Us:


       

      Find this episode on our website: https://www.theelephantintheroom.com.au/podcasts/214 

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      c55474a8-c2cb-4185-81b2-ae3200769837Sun, 06 Feb 2022 20:30:00 +100001:00:19falsefull214214      John Cunningham | Why Do Real Estate Agents Have Such a Bad Reputation?John Cunningham | Why Do Real Estate Agents Have Such a Bad Reputation?Research shows that only 5% of Australians see real estate agents as honest and ethical.

      Why do real estate agents have such a bad reputation? Why is there so little transparency in the property market? Can agents find a way to earn the trust of buyers and sellers?

      John Cunningham of Cunninghams Real Estate joins us for a look into building trust and showing transparency to consumers in the property market. We also dive into how the lack of transparency leads to distrust, accountability in the real estate industry, finding the right agents, and a whole lot more!

      If you enjoy the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. Update on the Pathway to Professionalism project for real estate agents [02:10]
      2. Looking past disillusionment in the industry & staying driven [04:10]
      3. The importance of full transparency in negotiations [07:03]
      4. Trusting real estate agents: A challenge among consumers [10:50]
      5. Putting regulations in place to address consumer concerns [11:32]
      6. The issue with real estate agents getting around the regulations [15:11]
      7. Taking a look at consumer reviews [23:32]
      8. Are all real estate agents great? [31:16]
      9. Consumers don’t trust real estate agents - yet give them business [34:37]
      10. How can consumers find the right agents? [40:03]
      11. Consumers only understand 40% of their property transactions [44:22]
      12. John’s property dumbo [45:31]

       

      Link from the Show:


       

      About John:

      Opening Cunninghams in 1991 with his wife, Ann, John integrated this philosophy into the burgeoning 4 office, 75+ team member business it is today on Sydney’s Northern Beaches.

      Since then, John's innovative and personal approach coupled with his expertise and intimate knowledge of the market, have set Cunninghams as a benchmark business in the industry.

       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/213

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      Research shows that only 5% of Australians see real estate agents as honest and ethical.

      Why do real estate agents have such a bad reputation? Why is there so little transparency in the property market? Can agents find a way to earn the trust of buyers and sellers?

      John Cunningham of Cunninghams Real Estate joins us for a look into building trust and showing transparency to consumers in the property market. We also dive into how the lack of transparency leads to distrust, accountability in the real estate industry, finding the right agents, and a whole lot more!

      If you enjoy the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. Update on the Pathway to Professionalism project for real estate agents [02:10]
      2. Looking past disillusionment in the industry & staying driven [04:10]
      3. The importance of full transparency in negotiations [07:03]
      4. Trusting real estate agents: A challenge among consumers [10:50]
      5. Putting regulations in place to address consumer concerns [11:32]
      6. The issue with real estate agents getting around the regulations [15:11]
      7. Taking a look at consumer reviews [23:32]
      8. Are all real estate agents great? [31:16]
      9. Consumers don’t trust real estate agents - yet give them business [34:37]
      10. How can consumers find the right agents? [40:03]
      11. Consumers only understand 40% of their property transactions [44:22]
      12. John’s property dumbo [45:31]

       

      Link from the Show:


       

      About John:

      Opening Cunninghams in 1991 with his wife, Ann, John integrated this philosophy into the burgeoning 4 office, 75+ team member business it is today on Sydney’s Northern Beaches.

      Since then, John's innovative and personal approach coupled with his expertise and intimate knowledge of the market, have set Cunninghams as a benchmark business in the industry.

       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/213

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      e5ea983e-0cd8-4d69-91c9-ae2d00d31c94Sun, 30 Jan 2022 20:30:00 +100050:55falsefull213213      Cate Bakos | Unpacking the 2022 Buyer Barometer SurveyCate Bakos | Unpacking the 2022 Buyer Barometer SurveyProperty buyers—investors and owners alike—tend to have a personal opinion on where the property market is heading in the future.

      Individually, you’re likely to take these opinions with a grain of salt. But as a whole, these pieces of information present us with a snapshot of how consumer confidence might affect market behavior.

      Today, we will learn more from REBAA’s President, Cate Bakos, as we talk about the results from the second Buyer Barometer Survey showing what Australian buyers think about the property market. We’ll get clues on the year ahead, the factors affecting buyer behaviour in the property market, rental drivers, and other insights.

      If you enjoy the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. An overview of the 2021 Buyer Barometer Survey [01:53]
      2. Some of the surprising findings in the survey [03:52]
      3. Key differences in the results compared with last year’s [07:51]
      4. Insights into the most desirable property location in 2022 [09:03]
      5. Factors affecting the buyers’ property investment decisions [10:35]
      6. Investor mentality vs. owner-occupier mentality [12:12]
      7. Measuring how people are reacting to the hot market [14:25]
      8. The eviction moratorium’s impact on investors [16:00]
      9. Findings on the rental movement in the property market [20:42]
      10. What drives rents up or down? [25:02]
      11. Statistics on buyers willing to buy property sight unseen [31:58]
      12. The dangers of using borderless buyer’s agents [34:30]
      13. Why buyers shouldn’t just follow what’s popular [41:25]

       

      Links from the Show:


       

      About Cate:

      Cate Bakos is a fully-licensed buyer’s agent and Qualified Property Investment Advisor (PIPA). Purchasing her first property at 21, Cate continued to invest in property whilst developing her career in sales and marketing with Orica (formerly ICI). In 2003, Cate won a marketing and bursary award, however her passion for real estate saw her make the decision to move into the property industry as a sales agent in Melbourne’s Bayside. Cate currently holds the position of President for REBAA (Real Estate Buyers Agents’ Association (national body) and is a proud PIPA member with a QPIA (Qualified Property Investment Advisor) status.

       

      Connect with Us:


       

      Find this episode on our website: https://www.theelephantintheroom.com.au/podcasts/212

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      Property buyers—investors and owners alike—tend to have a personal opinion on where the property market is heading in the future.

      Individually, you’re likely to take these opinions with a grain of salt. But as a whole, these pieces of information present us with a snapshot of how consumer confidence might affect market behavior.

      Today, we will learn more from REBAA’s President, Cate Bakos, as we talk about the results from the second Buyer Barometer Survey showing what Australian buyers think about the property market. We’ll get clues on the year ahead, the factors affecting buyer behaviour in the property market, rental drivers, and other insights.

      If you enjoy the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. An overview of the 2021 Buyer Barometer Survey [01:53]
      2. Some of the surprising findings in the survey [03:52]
      3. Key differences in the results compared with last year’s [07:51]
      4. Insights into the most desirable property location in 2022 [09:03]
      5. Factors affecting the buyers’ property investment decisions [10:35]
      6. Investor mentality vs. owner-occupier mentality [12:12]
      7. Measuring how people are reacting to the hot market [14:25]
      8. The eviction moratorium’s impact on investors [16:00]
      9. Findings on the rental movement in the property market [20:42]
      10. What drives rents up or down? [25:02]
      11. Statistics on buyers willing to buy property sight unseen [31:58]
      12. The dangers of using borderless buyer’s agents [34:30]
      13. Why buyers shouldn’t just follow what’s popular [41:25]

       

      Links from the Show:


       

      About Cate:

      Cate Bakos is a fully-licensed buyer’s agent and Qualified Property Investment Advisor (PIPA). Purchasing her first property at 21, Cate continued to invest in property whilst developing her career in sales and marketing with Orica (formerly ICI). In 2003, Cate won a marketing and bursary award, however her passion for real estate saw her make the decision to move into the property industry as a sales agent in Melbourne’s Bayside. Cate currently holds the position of President for REBAA (Real Estate Buyers Agents’ Association (national body) and is a proud PIPA member with a QPIA (Qualified Property Investment Advisor) status.

       

      Connect with Us:


       

      Find this episode on our website: https://www.theelephantintheroom.com.au/podcasts/212

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      41bc5bc0-e5c7-4538-9821-ae2600694789Sun, 23 Jan 2022 20:30:00 +100044:26falsefull212212      Meighan Wells & Jarrod McCabe | Preparation for Buying in 2022Meighan Wells & Jarrod McCabe | Preparation for Buying in 2022At the end of 2021, the media ran many stories on a market downturn. The problem is, there never seems to be any middle ground with property headlines. It's always either boom or doom. 

      What sparked these gloomy headlines? Is the property market really experiencing a downturn? And what does this mean for sellers and buyers in 2022? 

      To gain clarity, we’re joined by Meighan Wells of Property Pursuit and Jarrod McCabe of Wakelin Property Advisory. We discuss our outlook on the Melbourne and Queensland property markets, if we should focus on the right time to buy or the asset, and how to best prepare for buying in 2022.

      If you enjoy the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. The Melbourne property market after its sixth lockdown [2:19]
      2. Clearance rates in Melbourne at the tail end of 2021 [6:27]
      3. Seasonality, short auction campaigns and the COVID-factor in the Brisbane property market [8:10]
      4. The Queensland relocation trend and its effect on property prices [12:13]
      5. Why are rental values in Queensland increasing? [17:22]
      6. The best time to run auction campaigns in Melbourne in 2022 [24:49]
      7. The best time to buy and sell in Queensland in 2022 [29:47] 
      8. Outlook for Australian property markets in 2022 [37:54] 
      9. Should you focus on buying at the right time over the right asset? [42:59]
      10. How to get ready for buying property [47:52]

       

      Link from the Show:


       

      About Jarrod:

      Jarrod McCabe is the Director of Wakelin Property Advisory. With more than two decades of valuations and investment experience under his belt, Jarrod never fails to deliver for his clients. He is also a passionate property investment educator who actively delivers webinars and seminars and contributes to media sources. 

       

      About Meighan:

      Meighan Wells is the Principal of Property Pursuit and co-founder of the Home Buyer Academy. She is also the co-presenter of Your First Home Buyer Guide Podcast. Her excellence, hard work and ethics have earned her multiple awards and a growing list of satisfied clients over the years. 

       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/211

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      At the end of 2021, the media ran many stories on a market downturn. The problem is, there never seems to be any middle ground with property headlines. It's always either boom or doom. 

      What sparked these gloomy headlines? Is the property market really experiencing a downturn? And what does this mean for sellers and buyers in 2022? 

      To gain clarity, we’re joined by Meighan Wells of Property Pursuit and Jarrod McCabe of Wakelin Property Advisory. We discuss our outlook on the Melbourne and Queensland property markets, if we should focus on the right time to buy or the asset, and how to best prepare for buying in 2022.

      If you enjoy the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. The Melbourne property market after its sixth lockdown [2:19]
      2. Clearance rates in Melbourne at the tail end of 2021 [6:27]
      3. Seasonality, short auction campaigns and the COVID-factor in the Brisbane property market [8:10]
      4. The Queensland relocation trend and its effect on property prices [12:13]
      5. Why are rental values in Queensland increasing? [17:22]
      6. The best time to run auction campaigns in Melbourne in 2022 [24:49]
      7. The best time to buy and sell in Queensland in 2022 [29:47] 
      8. Outlook for Australian property markets in 2022 [37:54] 
      9. Should you focus on buying at the right time over the right asset? [42:59]
      10. How to get ready for buying property [47:52]

       

      Link from the Show:


       

      About Jarrod:

      Jarrod McCabe is the Director of Wakelin Property Advisory. With more than two decades of valuations and investment experience under his belt, Jarrod never fails to deliver for his clients. He is also a passionate property investment educator who actively delivers webinars and seminars and contributes to media sources. 

       

      About Meighan:

      Meighan Wells is the Principal of Property Pursuit and co-founder of the Home Buyer Academy. She is also the co-presenter of Your First Home Buyer Guide Podcast. Her excellence, hard work and ethics have earned her multiple awards and a growing list of satisfied clients over the years. 

       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/211

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      8cf77e2e-8b43-4592-ba2c-ae1d00737f12Sun, 16 Jan 2022 18:30:00 +100052:47falsefull211211      Cameron Kusher | Reflecting on 2021, Anticipating 2022Cameron Kusher | Reflecting on 2021, Anticipating 2022The COVID-19 pandemic brought ten years of changes in just one year, and there’s no doubt that 2021 has been a wild ride.

      That being said, how can buyers, investors, agents, and sellers best prepare for the differences in market trends for the years to come? 

      In this episode, we have Cameron Kusher of REA Group to share unique and valuable insights about the property market and what people can learn from 2021, the potential use of AI in the market, the impact on property of working from home, and more! 

      If you enjoy the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. What’s been happening at REA Group in the last two years [02:06]
      2. Signs at the beginning of 2020 that pointed to the property market boom [03:02]
      3. Is the ‘second home phenomenon’ sustainable? [05:15]
      4. How many people in the search data will actually buy a property? [07:29]
      5. The potential use of AI in property market data [15:10] 
      6. What is going on in the Australian property market in terms of inquiry data? [16:58]
      7. The affordability drive [21:39]
      8. Will there be abatement in the rising of property prices? [22:51]
      9. Common filters people use when searching for properties [25:38]
      10. Factors that are holding investors back [31:46] 
      11. Rentals in Australia [34:07]
      12. Looking into the changes in regional search activity [38:41]
      13. Measuring the popularity of a listing [40:31]
      14. The impact of working from home in the property market [44:09]
      15. What buyers and sellers need to look into in 2022 [45:49] 
      16. Cameron’s Property dumbo [50:49]

       

      Link from the Show:


       

      About Cameron:

      Cameron Kusher is the Executive Director of Economic Research at REA Group. He has worked in several areas of the property sector throughout his career and has more than 15 years’ experience working as a property market analyst in both the residential and commercial fields.

       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/210

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      The COVID-19 pandemic brought ten years of changes in just one year, and there’s no doubt that 2021 has been a wild ride.

      That being said, how can buyers, investors, agents, and sellers best prepare for the differences in market trends for the years to come? 

      In this episode, we have Cameron Kusher of REA Group to share unique and valuable insights about the property market and what people can learn from 2021, the potential use of AI in the market, the impact on property of working from home, and more! 

      If you enjoy the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. What’s been happening at REA Group in the last two years [02:06]
      2. Signs at the beginning of 2020 that pointed to the property market boom [03:02]
      3. Is the ‘second home phenomenon’ sustainable? [05:15]
      4. How many people in the search data will actually buy a property? [07:29]
      5. The potential use of AI in property market data [15:10] 
      6. What is going on in the Australian property market in terms of inquiry data? [16:58]
      7. The affordability drive [21:39]
      8. Will there be abatement in the rising of property prices? [22:51]
      9. Common filters people use when searching for properties [25:38]
      10. Factors that are holding investors back [31:46] 
      11. Rentals in Australia [34:07]
      12. Looking into the changes in regional search activity [38:41]
      13. Measuring the popularity of a listing [40:31]
      14. The impact of working from home in the property market [44:09]
      15. What buyers and sellers need to look into in 2022 [45:49] 
      16. Cameron’s Property dumbo [50:49]

       

      Link from the Show:


       

      About Cameron:

      Cameron Kusher is the Executive Director of Economic Research at REA Group. He has worked in several areas of the property sector throughout his career and has more than 15 years’ experience working as a property market analyst in both the residential and commercial fields.

       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/210

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      bb6235ec-0722-4313-b3cd-ae00008261ccSun, 09 Jan 2022 18:30:00 +100054:14falsefull210210      Kent Lardner & Mike Mortlock | Suburbs to Avoid Based on News, Crime & Real DataKent Lardner & Mike Mortlock | Suburbs to Avoid Based on News, Crime & Real DataNot every suburb is worth buying property in. Sure, sometimes data may suggest otherwise, but those “top 10” lists don’t really tell you everything.

      Aside from the market trends and forecasts in the real estate industry, you also have to check crime statistics - no one wants to live in an area where people live in fear!

      So, how can you evaluate and analyze data (including crime statistics) so you’ll know which suburbs to avoid?

      Today, we have Suburb Trolls’ Kent Lardner & Mike Mortlock for a lighter chat about what impacts property prices. We also talk about identifying the suburbs to avoid just by looking at the news, crime statistics, and real data.

      If you enjoy the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. Taking a look at the crime statistics [02:58]
      2. What constitutes a crime? [05:34]
      3. Measuring the underquoting index of a suburb [09:10]
      4. Kent and Mike’s learnings about suburbs, which they didn’t know before [12:05]
      5. Sh*t towns of Australia [14:14]
      6. The bogan-ometer and the bogan factor that’s good for property prices [19:00]
      7. Do buyers avoid housing commission areas (a.k.a. social housing) [26:29] 
      8. Where do the robbers come from? [28:35]
      9. The truth behind well-regarded publications and their “top 10 lists” [32:44]
      10. Will Suburb Trolls keep pushing forward? [36:23]
      11. Suburbs that have both the high & low end of the same data set [42:30] 
      12. Mike’s property dumbo [50:29]

       

      Links from the Show:


       

      About Mike & Kent:

      Mike Mortlock is the Managing Director at MCG Quantity Surveyors, Australia's fastest growing QS firm and one of Australia's top 100 fastest growing companies (AFR Fast 100). He’s also a co-host of the Suburb Trolls podcast, and host of the Geared for Growth Property Investing Podcast. Australia's most poorly produced, unbiased, conversation based podcast.

      Kent Lardner is a data science and business leader with over 30 years experience working for companies such as JLL, CoreLogic and General Electric. He has a passion for digital high growth businesses and has led teams of 5 to 200 people in both Australia and China.

       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/209

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      Not every suburb is worth buying property in. Sure, sometimes data may suggest otherwise, but those “top 10” lists don’t really tell you everything.

      Aside from the market trends and forecasts in the real estate industry, you also have to check crime statistics - no one wants to live in an area where people live in fear!

      So, how can you evaluate and analyze data (including crime statistics) so you’ll know which suburbs to avoid?

      Today, we have Suburb Trolls’ Kent Lardner & Mike Mortlock for a lighter chat about what impacts property prices. We also talk about identifying the suburbs to avoid just by looking at the news, crime statistics, and real data.

      If you enjoy the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. Taking a look at the crime statistics [02:58]
      2. What constitutes a crime? [05:34]
      3. Measuring the underquoting index of a suburb [09:10]
      4. Kent and Mike’s learnings about suburbs, which they didn’t know before [12:05]
      5. Sh*t towns of Australia [14:14]
      6. The bogan-ometer and the bogan factor that’s good for property prices [19:00]
      7. Do buyers avoid housing commission areas (a.k.a. social housing) [26:29] 
      8. Where do the robbers come from? [28:35]
      9. The truth behind well-regarded publications and their “top 10 lists” [32:44]
      10. Will Suburb Trolls keep pushing forward? [36:23]
      11. Suburbs that have both the high & low end of the same data set [42:30] 
      12. Mike’s property dumbo [50:29]

       

      Links from the Show:


       

      About Mike & Kent:

      Mike Mortlock is the Managing Director at MCG Quantity Surveyors, Australia's fastest growing QS firm and one of Australia's top 100 fastest growing companies (AFR Fast 100). He’s also a co-host of the Suburb Trolls podcast, and host of the Geared for Growth Property Investing Podcast. Australia's most poorly produced, unbiased, conversation based podcast.

      Kent Lardner is a data science and business leader with over 30 years experience working for companies such as JLL, CoreLogic and General Electric. He has a passion for digital high growth businesses and has led teams of 5 to 200 people in both Australia and China.

       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/209

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      6e4cdfec-44f0-47c7-8044-ae000079dc66Sun, 02 Jan 2022 18:30:00 +100052:58falsefull209209      Todd Sloan | Real Estate Tricks on Negotiating to Buy a PropertyTodd Sloan | Real Estate Tricks on Negotiating to Buy a PropertyWhen it comes to negotiating to buy a property, most people are at a disadvantage and sometimes, they’re not even aware of it.

      If you don’t know how to distinguish whether or not you have the upper hand, how will you know that you’re actually getting a mutually beneficial arrangement?

      Today, Todd Sloan of the Pizza & Property Podcast joins us to talk about the techniques and tricks of negotiating, knowing where to start a negotiation on pricing, seller’s tricks you should watch out for and heaps more!

      If you enjoy the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. Can a buyer outsmart an agent? [02:05]
      2. The effects of market conditions on a negotiation [04:12]
      3. What real estate agents know that buyers don’t [06:00]
      4. Should you change your negotiation techniques for each agent? [09:42] 
      5. How do real estate agents create urgency when selling property? [13:06]
      6. The auction reserve price [16:49]
      7. Knowing what and what not to say to buyers [20:53]
      8. Knowing where to start a negotiation when it comes to pricing [25:55]
      9. Digital options are getting some traction! [30:00]
      10. Does writing a personal letter help? [31:43] 
      11. What buyers do that don’t help them in making offers [36:21]
      12. Do agents care if the buyers are telling the truth? [40:22]
      13. Seller’s tricks that buyers should be on the lookout for [44:17]
      14. The competitive advantage of an agent [46:07]
      15. Why rapport building is important in real estate [49:32]
      16. Todd’s property dumbos [52:47]
      17. Setting limits to what the buyers can spend [57:49]

       

      Links from the Show:


       

      About Todd:

      Todd Sloan is an award-winning real estate sales agent, professional renovator and host of one of Australia’s fastest growing property investment podcasts, Pizza & Property. He’s involved in more property transactions every month than most people see in a lifetime and uses his useful and unique perspective to bring home buyers quality property information in a fun and friendly way.

       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/208

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      When it comes to negotiating to buy a property, most people are at a disadvantage and sometimes, they’re not even aware of it.

      If you don’t know how to distinguish whether or not you have the upper hand, how will you know that you’re actually getting a mutually beneficial arrangement?

      Today, Todd Sloan of the Pizza & Property Podcast joins us to talk about the techniques and tricks of negotiating, knowing where to start a negotiation on pricing, seller’s tricks you should watch out for and heaps more!

      If you enjoy the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. Can a buyer outsmart an agent? [02:05]
      2. The effects of market conditions on a negotiation [04:12]
      3. What real estate agents know that buyers don’t [06:00]
      4. Should you change your negotiation techniques for each agent? [09:42] 
      5. How do real estate agents create urgency when selling property? [13:06]
      6. The auction reserve price [16:49]
      7. Knowing what and what not to say to buyers [20:53]
      8. Knowing where to start a negotiation when it comes to pricing [25:55]
      9. Digital options are getting some traction! [30:00]
      10. Does writing a personal letter help? [31:43] 
      11. What buyers do that don’t help them in making offers [36:21]
      12. Do agents care if the buyers are telling the truth? [40:22]
      13. Seller’s tricks that buyers should be on the lookout for [44:17]
      14. The competitive advantage of an agent [46:07]
      15. Why rapport building is important in real estate [49:32]
      16. Todd’s property dumbos [52:47]
      17. Setting limits to what the buyers can spend [57:49]

       

      Links from the Show:


       

      About Todd:

      Todd Sloan is an award-winning real estate sales agent, professional renovator and host of one of Australia’s fastest growing property investment podcasts, Pizza & Property. He’s involved in more property transactions every month than most people see in a lifetime and uses his useful and unique perspective to bring home buyers quality property information in a fun and friendly way.

       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/208

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      995e525c-a054-4df5-8ba6-ae00006c0a23Sun, 26 Dec 2021 18:30:00 +100001:03:45falsefull208208      Suburb Trends December 2021 | Exploring the Dark Side of Property DataSuburb Trends December 2021 | Exploring the Dark Side of Property DataIn the housing market, buyers have been taught that it’s essential to rely on data when making decisions. But the truth is, property data can be presented in ways that don’t exactly tell the full story. 

      Sure, the statistics presented to you by “experts” may be real, but are they used correctly or are they “spin” created just for profit?

      In this Suburb Trends episode, Kent Lardner and I talk about the proliferation of the use of misleading property data, the different ways to measure the housing market, the dangers of relying on numbers without knowing the context, and more!

      If you enjoy the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. Kent’s learnings about data and how it’s being used in some quarters [01:13]
      2. Using & misusing property data in a number of ways [03:01]
      3. Local specialists and data-driven buyer’s agents [04:15]
      4. A look at misleading data [05:04]
      5. What is the role of a buyer’s agent? [06:47]
      6. Misuse of data to support a “buy, buy, buy property” model [11:36] 
      7. Measuring the same factors four different ways in the housing market [14:05]
      8. How can data be manufactured to create a market that shouldn’t exist? [21:23] 
      9. Is it dangerous to outsource data-driven decisions? [26:13]
      10. What are the weaknesses of local buyer’s agents? [30:41]
      11. The truth about the rise of the property expert [37:46]
      12. How to value an individual property [40:12]
      13. The pros & cons of young people entering the housing market [42:19] 
      14. Creating fancy infographics with misleading data [47:36] 

       

      Links from the Show:


       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/207

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      In the housing market, buyers have been taught that it’s essential to rely on data when making decisions. But the truth is, property data can be presented in ways that don’t exactly tell the full story. 

      Sure, the statistics presented to you by “experts” may be real, but are they used correctly or are they “spin” created just for profit?

      In this Suburb Trends episode, Kent Lardner and I talk about the proliferation of the use of misleading property data, the different ways to measure the housing market, the dangers of relying on numbers without knowing the context, and more!

      If you enjoy the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. Kent’s learnings about data and how it’s being used in some quarters [01:13]
      2. Using & misusing property data in a number of ways [03:01]
      3. Local specialists and data-driven buyer’s agents [04:15]
      4. A look at misleading data [05:04]
      5. What is the role of a buyer’s agent? [06:47]
      6. Misuse of data to support a “buy, buy, buy property” model [11:36] 
      7. Measuring the same factors four different ways in the housing market [14:05]
      8. How can data be manufactured to create a market that shouldn’t exist? [21:23] 
      9. Is it dangerous to outsource data-driven decisions? [26:13]
      10. What are the weaknesses of local buyer’s agents? [30:41]
      11. The truth about the rise of the property expert [37:46]
      12. How to value an individual property [40:12]
      13. The pros & cons of young people entering the housing market [42:19] 
      14. Creating fancy infographics with misleading data [47:36] 

       

      Links from the Show:


       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/207

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      a87795d1-cf1a-499d-b8e7-ae0000357391Sun, 19 Dec 2021 18:30:00 +100055:23falsefull207207      Nicole Johnston | Buyers Beware: Who Controls Your Access to Information?Nicole Johnston | Buyers Beware: Who Controls Your Access to Information?Buying property can be difficult for a number of reasons, one of which is the partial disclosure of information or withholding of data from a strata report.

      But why is this prevalent and what barriers prevent buyers from being fully informed about a property before they purchase it? Who ultimately decides what information can be accessed before buying a strata property?

      Today, Dr. Nicole Johnston of Deakin University tackles the issue of inequity in the property buying process, specifically around multi-owned property, whether or not the law helps protect consumers in this area, what a good strata report looks like, levies, and heaps more!

      If you enjoy the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. What are you actually buying into when purchasing an apartment? [02:38]
      2. The concept of “buyer beware” & vendor disclosure [05:37]
      3. Is the legislation descriptive enough for buyers to make good decisions? [12:21] 
      4. Understand what a good strata report is from a bad one! [19:57]
      5. Why do owners corporation managers withhold information? [20:46] 
      6. How can you decide if you don’t understand the information presented? [24:27]
      7. Are low strata levies actually a good thing? [27:01]
      8. Do strata managers have standards for record-keeping? [30:21]
      9. The importance of having records to peruse before buying [35:29]
      10. Sellers are obligated to verify their own property’s data report [38:52]
      11. When owners corporations DON’T list down property issues & decisions [41:21] 
      12. Common questionable practices off-the-plan buyers can fall into [46:26]
      13. Not all contracts or agreements protect the buyer [53:08]
      14. Nicole’s property dumbo [54:36]

       

      About Nicole:

      Dr. Nicole Johnston is a Senior Lecturer in the Department of Finance in Deakin Business School and a socio-legal researcher focusing on multiple aspects of multi-owned properties (strata title, condominium, apartments) including governance, conflicts of interest and legal relationships. 

       

      Connect with Us:


       

      Find this episode on our website: https://www.theelephantintheroom.com.au/podcasts/206

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      Buying property can be difficult for a number of reasons, one of which is the partial disclosure of information or withholding of data from a strata report.

      But why is this prevalent and what barriers prevent buyers from being fully informed about a property before they purchase it? Who ultimately decides what information can be accessed before buying a strata property?

      Today, Dr. Nicole Johnston of Deakin University tackles the issue of inequity in the property buying process, specifically around multi-owned property, whether or not the law helps protect consumers in this area, what a good strata report looks like, levies, and heaps more!

      If you enjoy the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. What are you actually buying into when purchasing an apartment? [02:38]
      2. The concept of “buyer beware” & vendor disclosure [05:37]
      3. Is the legislation descriptive enough for buyers to make good decisions? [12:21] 
      4. Understand what a good strata report is from a bad one! [19:57]
      5. Why do owners corporation managers withhold information? [20:46] 
      6. How can you decide if you don’t understand the information presented? [24:27]
      7. Are low strata levies actually a good thing? [27:01]
      8. Do strata managers have standards for record-keeping? [30:21]
      9. The importance of having records to peruse before buying [35:29]
      10. Sellers are obligated to verify their own property’s data report [38:52]
      11. When owners corporations DON’T list down property issues & decisions [41:21] 
      12. Common questionable practices off-the-plan buyers can fall into [46:26]
      13. Not all contracts or agreements protect the buyer [53:08]
      14. Nicole’s property dumbo [54:36]

       

      About Nicole:

      Dr. Nicole Johnston is a Senior Lecturer in the Department of Finance in Deakin Business School and a socio-legal researcher focusing on multiple aspects of multi-owned properties (strata title, condominium, apartments) including governance, conflicts of interest and legal relationships. 

       

      Connect with Us:


       

      Find this episode on our website: https://www.theelephantintheroom.com.au/podcasts/206

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      9d8e0df9-baf9-4ffc-919e-adfc0103759eSun, 12 Dec 2021 18:30:00 +100001:00:11falsefull206206      Eliza Owen | Should You Be Worried About Australia's Affordability Crisis?Eliza Owen | Should You Be Worried About Australia's Affordability Crisis?A property boom is great for those who are already in the market - but is it really? 

      Today, we’re joined by Eliza Owen, Head of Residential Research Australia at CoreLogic. We explore the answer to questions like, “What risks are rising prices masking?” and talk about F.O.M.O., whether or not having two homes is immoral, the wealth effect, the highlights of the recent Pain and Gain Report, and more!

      If you enjoy the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. What is happening across the country in terms of property prices? [02:07]
      2. Hobart: Defying common knowledge on population & wages [05:53]
      3. Displacement by sea & tree changers & investors in regional areas [08:56]
      4. Is it immoral to have two homes & practice borderless investing? [10:20]
      5. What will happen once the mass exodus to regional areas ends? [14:01]
      6. It is somewhat intentional that house prices are rising! [18:54]
      7. Exploring the “wealth effect” [19:39]
      8. Is the Australian property market too big to make it affordable? [22:34] 
      9. The issue with demand and buying assets that will decrease in value [25:52]
      10. What the ABS report says about the property most first home buyers go for [27:21]
      11. Some interesting highlights from the recent Pain and Gain Report [28:35]
      12. Factors that contribute to an extreme win (profit) [35:04]
      13. Eliza’s take on making housing more equitable in Australia [38:26]
      14. The local initiative to provide housing solutions [43:52]
      15. Eliza’s property dumbo [45:53]

       

      Link/s from the Show:


       

      About Eliza:

      Eliza Owen is the Head of Residential Research Australia at CoreLogic. She has a wealth of experience in property data analysis and reporting. Eliza worked as an economist at Residex, a research analyst at Domain Group and previously as the commercial real estate and construction analyst at CoreLogic. Eliza is passionate about economics, and is a popular keynote speaker, having presented to thousands across the real estate, finance and construction sectors.

       

      Connect with Us:


      Find this episode on our website: https://www.theelephantintheroom.com.au/podcasts/205

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      A property boom is great for those who are already in the market - but is it really? 

      Today, we’re joined by Eliza Owen, Head of Residential Research Australia at CoreLogic. We explore the answer to questions like, “What risks are rising prices masking?” and talk about F.O.M.O., whether or not having two homes is immoral, the wealth effect, the highlights of the recent Pain and Gain Report, and more!

      If you enjoy the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. What is happening across the country in terms of property prices? [02:07]
      2. Hobart: Defying common knowledge on population & wages [05:53]
      3. Displacement by sea & tree changers & investors in regional areas [08:56]
      4. Is it immoral to have two homes & practice borderless investing? [10:20]
      5. What will happen once the mass exodus to regional areas ends? [14:01]
      6. It is somewhat intentional that house prices are rising! [18:54]
      7. Exploring the “wealth effect” [19:39]
      8. Is the Australian property market too big to make it affordable? [22:34] 
      9. The issue with demand and buying assets that will decrease in value [25:52]
      10. What the ABS report says about the property most first home buyers go for [27:21]
      11. Some interesting highlights from the recent Pain and Gain Report [28:35]
      12. Factors that contribute to an extreme win (profit) [35:04]
      13. Eliza’s take on making housing more equitable in Australia [38:26]
      14. The local initiative to provide housing solutions [43:52]
      15. Eliza’s property dumbo [45:53]

       

      Link/s from the Show:


       

      About Eliza:

      Eliza Owen is the Head of Residential Research Australia at CoreLogic. She has a wealth of experience in property data analysis and reporting. Eliza worked as an economist at Residex, a research analyst at Domain Group and previously as the commercial real estate and construction analyst at CoreLogic. Eliza is passionate about economics, and is a popular keynote speaker, having presented to thousands across the real estate, finance and construction sectors.

       

      Connect with Us:


      Find this episode on our website: https://www.theelephantintheroom.com.au/podcasts/205

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      f6871e08-f2cf-46cb-a1a8-adf300887a56Sun, 05 Dec 2021 18:30:00 +100049:50falsefull205205      Suburb Trends November 2021 | How Do Renovations Skew Price Growth Data?Suburb Trends November 2021 | How Do Renovations Skew Price Growth Data?Property prices rise more rapidly in some suburbs than others and it makes one wonder - what could be behind this movement?

      Is it purely due to established properties in the area being in high demand, or do building projects & renovations have a hidden impact on price growth?

      Today, we’re joined by our resident geek Kent Lardner for this month’s Suburb Trends episode! He takes us through his research on the impact renovations have on price growth data, where the ABS renovation values come from, the Gold Coast hinterland’s growth anomaly and more!

      If you enjoy the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. Kent’s approach on researching the impact renovations have on price growth [01:09]
      2. What else drives median prices? [02:59]
      3. Renovation costs go beyond the renovation itself [04:31]
      4. Where do the ABS renovation values come from? [06:24] 
      5. A deeper look at the growth data in certain areas [10:32]
      6. Renovating big houses to live in versus renting them out [19:35]
      7. The unexpected stand-out in growth [23:22]
      8. There’s not a lot of building going on in Sydney versus Melbourne [25:39]
      9. Comparing the price growth of Newcastle and Wollongong [27:04]
      10. The desirability of Fig Tree Pocket, Byron Bay, and Lake Macquarie [29:48]
      11. Why the South and Gold Coast areas are worth looking into [33:18]
      12. The big price growth anomaly that is the Gold Coast hinterland [34:29]
      13. What can we expect on the next Suburb Trends episode? [39:23]

       

      Links from the Show:


       

      Connect with Us:


       

      Find this episode on our website: https://www.theelephantintheroom.com.au/podcasts/204

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      Property prices rise more rapidly in some suburbs than others and it makes one wonder - what could be behind this movement?

      Is it purely due to established properties in the area being in high demand, or do building projects & renovations have a hidden impact on price growth?

      Today, we’re joined by our resident geek Kent Lardner for this month’s Suburb Trends episode! He takes us through his research on the impact renovations have on price growth data, where the ABS renovation values come from, the Gold Coast hinterland’s growth anomaly and more!

      If you enjoy the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. Kent’s approach on researching the impact renovations have on price growth [01:09]
      2. What else drives median prices? [02:59]
      3. Renovation costs go beyond the renovation itself [04:31]
      4. Where do the ABS renovation values come from? [06:24] 
      5. A deeper look at the growth data in certain areas [10:32]
      6. Renovating big houses to live in versus renting them out [19:35]
      7. The unexpected stand-out in growth [23:22]
      8. There’s not a lot of building going on in Sydney versus Melbourne [25:39]
      9. Comparing the price growth of Newcastle and Wollongong [27:04]
      10. The desirability of Fig Tree Pocket, Byron Bay, and Lake Macquarie [29:48]
      11. Why the South and Gold Coast areas are worth looking into [33:18]
      12. The big price growth anomaly that is the Gold Coast hinterland [34:29]
      13. What can we expect on the next Suburb Trends episode? [39:23]

       

      Links from the Show:


       

      Connect with Us:


       

      Find this episode on our website: https://www.theelephantintheroom.com.au/podcasts/204

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      59565829-a7e1-4d61-87c9-adee0101ed28Sun, 28 Nov 2021 18:30:00 +100042:08falsefull204204      Shannon Peach | Developers & Builders: Driven By Purpose Not ProfitShannon Peach | Developers & Builders: Driven By Purpose Not ProfitWhile we’re not fans of buying stock built by most developers, we do understand that more housing does need to be constructed.

      Most people see builders and developers in quite a negative light, so is it possible for them to be driven by purpose rather than profit? 

      Shannon Peach, Director and Head of Development at Milieu, joins us as we explore the possibility of architecture as a tool to effect positive social change. We talk about advocating for densified middle-ring suburbs, what buyers look for most in a property, and heaps more! 

      If you enjoy the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. Is the industry already making a change, or is Milieu doing most of the work? [01:43]
      2. The hope for favourable change in development 10 years down the track [06:04]
      3. Advocating for densified middle-ring suburbs [08:46]
      4. What is the world doing that we can apply to Australian buildings? [17:39]
      5. What Milieu does differently to protect their buyers [23:06]
        • Transparency about who the developers & builders are [25:24] 

      6. What can developers do to stand by their product better? [26:26] 
      7. Preventing mixed-use developments from becoming ‘white elephants’ [30:29]
      8. MIlieu’s target market & expanding their customer base [33:59]
      9. Do one-beds and two-beds make developers more money? [39:57] 
      10. Is there a higher price per m2 for two-bedders vs one or three-bedders? [43:30] - 45:05 
      11. What are buyers asking most for in a property? [46:54]
      12. Resales performance of Milieu apartments compared to others [52:06]
      13. Shannon’s property dumbo [57:09]

       

      Links from the Show:


       

      About Shannon

      Shannon Peach joined Michael McCormack and Ross Troon in 2014 to help lead the Milieu development business. With a commitment to continue to learn, influence and educate, Shannon’s business and design approach draws on more than 15 years’ experience working in private and public development, construction and finance organisations across Australia.

       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/203

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      While we’re not fans of buying stock built by most developers, we do understand that more housing does need to be constructed.

      Most people see builders and developers in quite a negative light, so is it possible for them to be driven by purpose rather than profit? 

      Shannon Peach, Director and Head of Development at Milieu, joins us as we explore the possibility of architecture as a tool to effect positive social change. We talk about advocating for densified middle-ring suburbs, what buyers look for most in a property, and heaps more! 

      If you enjoy the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. Is the industry already making a change, or is Milieu doing most of the work? [01:43]
      2. The hope for favourable change in development 10 years down the track [06:04]
      3. Advocating for densified middle-ring suburbs [08:46]
      4. What is the world doing that we can apply to Australian buildings? [17:39]
      5. What Milieu does differently to protect their buyers [23:06]
        • Transparency about who the developers & builders are [25:24] 

      6. What can developers do to stand by their product better? [26:26] 
      7. Preventing mixed-use developments from becoming ‘white elephants’ [30:29]
      8. MIlieu’s target market & expanding their customer base [33:59]
      9. Do one-beds and two-beds make developers more money? [39:57] 
      10. Is there a higher price per m2 for two-bedders vs one or three-bedders? [43:30] - 45:05 
      11. What are buyers asking most for in a property? [46:54]
      12. Resales performance of Milieu apartments compared to others [52:06]
      13. Shannon’s property dumbo [57:09]

       

      Links from the Show:


       

      About Shannon

      Shannon Peach joined Michael McCormack and Ross Troon in 2014 to help lead the Milieu development business. With a commitment to continue to learn, influence and educate, Shannon’s business and design approach draws on more than 15 years’ experience working in private and public development, construction and finance organisations across Australia.

       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/203

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      108da178-48e4-483e-a835-ade70094fae7Sun, 21 Nov 2021 18:30:00 +100001:05:25falsefull203203      Michelle Ciesielski | What's Driving Price Growth in the Prestige Market?Michelle Ciesielski | What's Driving Price Growth in the Prestige Market?Since the latter half of 2020, the prestige property market has seen amazing growth. 

      This segment is so exclusive that to qualify for the label, the property’s sale price needs to be over $10M in Sydney and Melbourne or $7M elsewhere, and this got us thinking, “Well, what is driving the incredible price growth we’ve been hearing about across this segment?”

      Michelle Ciesielski of Frank Knight shares insights on why and how this growth in the prestige market is happening, what the ultra-wealthy think about when choosing property to invest in, the concept of “branded residences” and much, much more.

      If you enjoy the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. Where else in the world are property markets booming? [02:35]
      2. What is driving the growth in value in prestige market properties? [05:12] 
      3. Buying residential property purely for investment not lifestyle benefits [09:42]
      4. Where did the 11% increase of prestige market buyers come from? [13:58]
      5. An insight on the mindset of the ultra-wealthy [16:25]
      6. Will more incredibly wealthy people come to Australia post-pandemic? [19:12]
      7. How do global investors think about currency & ‘buying cheap’? [22:45]
        • Tax awareness for expats & overseas investors with property in Australia [25:20]
        • 2 important factors prestige market buyers need to focus on [27:06]

      8. The continuous cycle of worsening inequality & build-up of the wealthy [32:33]
      9. Considerations for building properties for prestige vs. standard markets [36:16]
      10. Is there a push for major developers to repurpose commercial spaces? [39:50]
        • Can you entertain on the 81st floor? [43:24]

      11. Do wealthy investors invest in scarce buildings to resell them later? [45:03]
      12. The “branded residence” concept [47:07]
      13. Are compounding properties common with the ultra-wealthy? [51:43]
      14. Michelle’s property dumbo [55:49]
      15. Buying in multiple areas & F.O.M.O. [58:09]

       

      Links from the Show:



       

      About Michelle

      Michelle Ciesielski is a Partner at Knight Frank Australia and leads the residential research team, providing a platform for clients to make strategic and well-informed investment decisions.  Industry-leading residential insights are shared via publications and presentations specialising in development sites, foreign investment, apartment projects and established property, covering both the prestige and mainstream residential markets across Australia. Michelle frequently appears in local and international print, online and broadcast media commenting on current issues relating to the residential property market.


       

      Connect with Us:


       

      Find this episode on our website: https://www.theelephantintheroom.com.au/podcasts/202

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      Since the latter half of 2020, the prestige property market has seen amazing growth. 

      This segment is so exclusive that to qualify for the label, the property’s sale price needs to be over $10M in Sydney and Melbourne or $7M elsewhere, and this got us thinking, “Well, what is driving the incredible price growth we’ve been hearing about across this segment?”

      Michelle Ciesielski of Frank Knight shares insights on why and how this growth in the prestige market is happening, what the ultra-wealthy think about when choosing property to invest in, the concept of “branded residences” and much, much more.

      If you enjoy the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. Where else in the world are property markets booming? [02:35]
      2. What is driving the growth in value in prestige market properties? [05:12] 
      3. Buying residential property purely for investment not lifestyle benefits [09:42]
      4. Where did the 11% increase of prestige market buyers come from? [13:58]
      5. An insight on the mindset of the ultra-wealthy [16:25]
      6. Will more incredibly wealthy people come to Australia post-pandemic? [19:12]
      7. How do global investors think about currency & ‘buying cheap’? [22:45]
        • Tax awareness for expats & overseas investors with property in Australia [25:20]
        • 2 important factors prestige market buyers need to focus on [27:06]

      8. The continuous cycle of worsening inequality & build-up of the wealthy [32:33]
      9. Considerations for building properties for prestige vs. standard markets [36:16]
      10. Is there a push for major developers to repurpose commercial spaces? [39:50]
        • Can you entertain on the 81st floor? [43:24]

      11. Do wealthy investors invest in scarce buildings to resell them later? [45:03]
      12. The “branded residence” concept [47:07]
      13. Are compounding properties common with the ultra-wealthy? [51:43]
      14. Michelle’s property dumbo [55:49]
      15. Buying in multiple areas & F.O.M.O. [58:09]

       

      Links from the Show:



       

      About Michelle

      Michelle Ciesielski is a Partner at Knight Frank Australia and leads the residential research team, providing a platform for clients to make strategic and well-informed investment decisions.  Industry-leading residential insights are shared via publications and presentations specialising in development sites, foreign investment, apartment projects and established property, covering both the prestige and mainstream residential markets across Australia. Michelle frequently appears in local and international print, online and broadcast media commenting on current issues relating to the residential property market.


       

      Connect with Us:


       

      Find this episode on our website: https://www.theelephantintheroom.com.au/podcasts/202

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      1306a854-cd7b-4699-b9a4-addf006a4133Sun, 14 Nov 2021 18:30:00 +100001:00:49falsefull202202      Peter Tulip | Will Increasing Supply Solve Housing Affordability?Peter Tulip | Will Increasing Supply Solve Housing Affordability?We’ve been hearing a lot of suggestions on how to solve housing affordability, and one that seems most logical to many (and often hotly debated) is to increase the supply of dwellings.

      While that might seem like the best way to go, making it happen is not as easy as it sounds. 

      Peter Tulip, Chief Economist at the Centre for Independent Studies, joins us to explore this issue and dispel some popular myths around housing affordability along the way. We also cover the impact negative gearing and CGT have on property prices and whether changing supply costs can do anything to lower demand.

      If you enjoy the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. Why is housing “unaffordability” a big problem long term in Australia? [01:48]
        • Did Covid contribute to the issue or was it bound to happen anyway? [03:05]

      2. Exchange rates & keeping interest rates lower for longer [06:44]
      3. Does the government really care about high house prices? [10:57] 
      4. The impact negative gearing and CGT have on house prices [13:08]
      5. How can we create equality so people can afford a home they want? [17:21] 
      6. Highrise development & its impact on neighbouring house prices [20:34]
      7. How much does a house's proximity to high-rise buildings impact affordability? [24:58]
      8. Planning restrictions can cause other issues beyond housing affordability [28:28]
      9. Could the planning controls protect a property’s future value? [31:08]
      10. Would changing construction & supply costs do anything to lower demand? [33:22]
      11. Should you worry about short-term demand wiping out additional stamp duty savings? [35:04]
      12. How can we reconcile the 2-speed market of established vs. new stock? [37:52]
      13. Why would you enter a property market with the potential to lose money? [41:37]
      14. The power a country’s Reserve Bank has overall [45:15]
      15. Is printing more money inevitable for countries with negative interest rates? [46:29]
      16. Will migration save the Australian property market & economy? [48:19]
      17. What is the Falinski Inquiry trying to achieve? [50:50]
      18. Peter’s property dumbo [53:08]

       

      Link/s from the Show:


       

      About Peter

      Peter Tulip is the Chief Economist at the Centre for Independent Studies. He’s previously worked in the Research Department of the Reserve Bank of Australia and before that at the Federal Reserve Board of Governors. His recent research focuses on housing and monetary policy.

       

      Connect with Us:


       

      Find this episode on our website: https://www.theelephantintheroom.com.au/podcasts/201


      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      We’ve been hearing a lot of suggestions on how to solve housing affordability, and one that seems most logical to many (and often hotly debated) is to increase the supply of dwellings.

      While that might seem like the best way to go, making it happen is not as easy as it sounds. 

      Peter Tulip, Chief Economist at the Centre for Independent Studies, joins us to explore this issue and dispel some popular myths around housing affordability along the way. We also cover the impact negative gearing and CGT have on property prices and whether changing supply costs can do anything to lower demand.

      If you enjoy the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. Why is housing “unaffordability” a big problem long term in Australia? [01:48]
        • Did Covid contribute to the issue or was it bound to happen anyway? [03:05]

      2. Exchange rates & keeping interest rates lower for longer [06:44]
      3. Does the government really care about high house prices? [10:57] 
      4. The impact negative gearing and CGT have on house prices [13:08]
      5. How can we create equality so people can afford a home they want? [17:21] 
      6. Highrise development & its impact on neighbouring house prices [20:34]
      7. How much does a house's proximity to high-rise buildings impact affordability? [24:58]
      8. Planning restrictions can cause other issues beyond housing affordability [28:28]
      9. Could the planning controls protect a property’s future value? [31:08]
      10. Would changing construction & supply costs do anything to lower demand? [33:22]
      11. Should you worry about short-term demand wiping out additional stamp duty savings? [35:04]
      12. How can we reconcile the 2-speed market of established vs. new stock? [37:52]
      13. Why would you enter a property market with the potential to lose money? [41:37]
      14. The power a country’s Reserve Bank has overall [45:15]
      15. Is printing more money inevitable for countries with negative interest rates? [46:29]
      16. Will migration save the Australian property market & economy? [48:19]
      17. What is the Falinski Inquiry trying to achieve? [50:50]
      18. Peter’s property dumbo [53:08]

       

      Link/s from the Show:


       

      About Peter

      Peter Tulip is the Chief Economist at the Centre for Independent Studies. He’s previously worked in the Research Department of the Reserve Bank of Australia and before that at the Federal Reserve Board of Governors. His recent research focuses on housing and monetary policy.

       

      Connect with Us:


       

      Find this episode on our website: https://www.theelephantintheroom.com.au/podcasts/201


      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      cf7b078c-e8f7-476d-98bc-add7006df975Sun, 07 Nov 2021 18:30:00 +100001:00:05falsefull201201      Ben Kingsley | Policy Formation: a Looming Threat to Property Investors?Ben Kingsley | Policy Formation: a Looming Threat to Property Investors?Property investors are often painted in an unsympathetic light by the media and blamed for housing unaffordability, but the important role we play in the economy is often kept under wraps.

      When it comes to policy formation, we’re largely left out of consultation, but when they need a tax grab, we’re used as pawns by politicians!

      Knowing this, what threats are on the horizon for property investors and what can be done about them?

      If you enjoy the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. Why PICA was formed [01:58]
        • Does it coincide with the negative gearing & capital gains changes? [04:12]

      2. The misuse of data in negative gearing during labour’s policy changes [06:31]
      3. Is negative gearing, as a strategy, a good idea? [08:41]
      4. PICA on educating property investors on their journey [12:33]
      5. PICA’s checklist of what to lobby the government on [15:13]
      6. Is PICA being sought for consultation during this policy formation stage? [21:23]
      7. Ben’s experience dealing with government policies & lobbies [24:39]
      8. Pawns used by the government to stimulate the construction industry [28:28]
      9. What could solve the housing affordability problem? [33:05] 
      10. What should investors be aware of as regulators slow down the market? [38:02]
      11. How many brokers recommend not borrowing the maximum? [43:30]
      12. Who does PICA approach regarding new legislations & policies [46:26]
      13. The case of consumers being penalised by their lender [48:52]
      14. Refinancing based on your risk of leaving & ability to do so in the future [50:54]
      15. Helping disadvantaged property investors on the rezoning issue [53:28]
      16. Ben’s property dumbo [58:00]

       

      Link/s from the Show:


       

      About Ben

      Ben Kingsley is the Chair of the Property Investors Council of Australia (PICA). He is also the Founder of advisory business Empower Wealth and may well be best known for co-hosting The Property Couch podcast with co-host Bryce Holdaway. Ben is passionate about educating investors and also bringing them together so that they can have a more powerful voice.

       

      Connect with Us:


       

      Find this episode on our website:
      https://www.theelephantintheroom.com.au/podcasts/200

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      Property investors are often painted in an unsympathetic light by the media and blamed for housing unaffordability, but the important role we play in the economy is often kept under wraps.

      When it comes to policy formation, we’re largely left out of consultation, but when they need a tax grab, we’re used as pawns by politicians!

      Knowing this, what threats are on the horizon for property investors and what can be done about them?

      If you enjoy the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. Why PICA was formed [01:58]
        • Does it coincide with the negative gearing & capital gains changes? [04:12]

      2. The misuse of data in negative gearing during labour’s policy changes [06:31]
      3. Is negative gearing, as a strategy, a good idea? [08:41]
      4. PICA on educating property investors on their journey [12:33]
      5. PICA’s checklist of what to lobby the government on [15:13]
      6. Is PICA being sought for consultation during this policy formation stage? [21:23]
      7. Ben’s experience dealing with government policies & lobbies [24:39]
      8. Pawns used by the government to stimulate the construction industry [28:28]
      9. What could solve the housing affordability problem? [33:05] 
      10. What should investors be aware of as regulators slow down the market? [38:02]
      11. How many brokers recommend not borrowing the maximum? [43:30]
      12. Who does PICA approach regarding new legislations & policies [46:26]
      13. The case of consumers being penalised by their lender [48:52]
      14. Refinancing based on your risk of leaving & ability to do so in the future [50:54]
      15. Helping disadvantaged property investors on the rezoning issue [53:28]
      16. Ben’s property dumbo [58:00]

       

      Link/s from the Show:


       

      About Ben

      Ben Kingsley is the Chair of the Property Investors Council of Australia (PICA). He is also the Founder of advisory business Empower Wealth and may well be best known for co-hosting The Property Couch podcast with co-host Bryce Holdaway. Ben is passionate about educating investors and also bringing them together so that they can have a more powerful voice.

       

      Connect with Us:


       

      Find this episode on our website:
      https://www.theelephantintheroom.com.au/podcasts/200

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      4948d667-ac92-4a78-a6b8-add00091c5d0Sun, 31 Oct 2021 18:30:00 +100001:03:47falsefull200200      Chris & Veronica | How Can APRA Cool Down the Property Market?Chris & Veronica | How Can APRA Cool Down the Property Market?Whenever the property market booms, frustrated buyers often say, “This can’t go on! Surely this has to stop soon,” and it will. Booms and bursts can’t go on forever!

      This October, APRA has finally made a move to try and cool down the raging property market. Naturally, questions like, “Will this work?”, “What else can they do if it doesn’t?” and “Why did they need to act on it?” have surfaced and today, we’re going to discuss how APRA’s new measure will likely play out.

      If you enjoy the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. What does the term “macro prudential measures” mean? [01:25]
      2. APRA’s increased serviceability measure [02:44]
        • “Jawboning” to impact confidence [06:30]

      3. How much will APRA’s new measure impact the property market? [07:00]
        • Evident flaws in banking calculators during 2012-2015 versus now [09:17]
        • Talks surrounding the DTI limit [10:22]

      4. What can APRA do if their new measure doesn’t have the desired impact? [11:59]
      5. The struggle with slowing things down without impacting first home buyers [14:21]
      6. Is this move a pre-emptive strike to keep investor participation low? [15:04]
      7. Why are variable rates still falling & what’s causing it? [21:52]
      8. Turnarounds are huge in the broking space [23:44]
      9. Look at transactions, not listings! [25:19]
        • Where are the big portions of transactions happening? [27:23]

      10. What decision fatigue can cause some investors to do [29:13]
      11. Some buyers agents are making alarming purchases at the moment [30:37]
      12. The difficulty with identifying a good buyer’s agent [36:28]
      13. The two factors that can really slow down the market [41:39]
      14. APRA’s measure & the ridiculous amount of growth in the market [43:52]
      15. Chris’s property dumbo [47:58]
      16. Veronica’s property dumbo [52:29]

       

      Links from the Show:


       

      Connect with Us:


       

      Find this episode on our website:
      https://www.theelephantintheroom.com.au/podcasts/199

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      Whenever the property market booms, frustrated buyers often say, “This can’t go on! Surely this has to stop soon,” and it will. Booms and bursts can’t go on forever!

      This October, APRA has finally made a move to try and cool down the raging property market. Naturally, questions like, “Will this work?”, “What else can they do if it doesn’t?” and “Why did they need to act on it?” have surfaced and today, we’re going to discuss how APRA’s new measure will likely play out.

      If you enjoy the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. What does the term “macro prudential measures” mean? [01:25]
      2. APRA’s increased serviceability measure [02:44]
        • “Jawboning” to impact confidence [06:30]

      3. How much will APRA’s new measure impact the property market? [07:00]
        • Evident flaws in banking calculators during 2012-2015 versus now [09:17]
        • Talks surrounding the DTI limit [10:22]

      4. What can APRA do if their new measure doesn’t have the desired impact? [11:59]
      5. The struggle with slowing things down without impacting first home buyers [14:21]
      6. Is this move a pre-emptive strike to keep investor participation low? [15:04]
      7. Why are variable rates still falling & what’s causing it? [21:52]
      8. Turnarounds are huge in the broking space [23:44]
      9. Look at transactions, not listings! [25:19]
        • Where are the big portions of transactions happening? [27:23]

      10. What decision fatigue can cause some investors to do [29:13]
      11. Some buyers agents are making alarming purchases at the moment [30:37]
      12. The difficulty with identifying a good buyer’s agent [36:28]
      13. The two factors that can really slow down the market [41:39]
      14. APRA’s measure & the ridiculous amount of growth in the market [43:52]
      15. Chris’s property dumbo [47:58]
      16. Veronica’s property dumbo [52:29]

       

      Links from the Show:


       

      Connect with Us:


       

      Find this episode on our website:
      https://www.theelephantintheroom.com.au/podcasts/199

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      a41d020c-96dc-42c2-9277-adcb00ad61d4Sun, 24 Oct 2021 18:30:00 +100059:51falsefull199199      Suburb Trends September 2021 | The Effect of Location on Property Prices & GrowthSuburb Trends September 2021 | The Effect of Location on Property Prices & GrowthHave you ever wondered why some regions have only grown marginally whilst others have boomed?

      In this Suburb Trends report for September 2021, we’re joined by Kent Lardner as we look at where prices are moving across the country - whether up or down - and why they vary. We also dive deep into “starfish” suburbs, the rise of rentvesting, the possible exodus of big-city dwellers to regional areas and more!

      If you enjoy the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. Tackling the challenge of property price and growth [01:14]
        1. The right indicators don’t guarantee a typical outcome [02:33]

      2. “Starfish” suburbs & why they’re behaving the way they are [04:49]
      3. Does the socio-economic makeup of Liverpool affect property prices? [06:27]
      4. Income versus property supply & demand [08:16]
      5. Why has Wagga Wagga not grown the way other regions have? [10:42]
      6. The exodus of big city dwellers to regional areas [12:59]
        1. Why are mortgages getting bigger? [15:50]

      7. How much is price influenced by inventory & percentage change in listings? [16:27]
      8. What’s happening in Brisbane suburbs? [17:31]
        1. How much will the 2032 Olympics impact sustainable price growth? [20:11] 
        2. Brisbane is way more affordable for first home buyers [21:15]
        3. A deeper look at Sunnybank [23:47]

      9. Prices change dramatically as you travel South [24:46] 
      10. The danger of making decision based on chatter in forums [26:47] 
      11. The rise of rentvesting [33:35]
      12. What is the deal with Cairns-South? [34:46]
      13. A lens on Toowoomba & property prices [40:05]
      14. Has Perth been doing as well as we expected? [43:51]
        1. A look at Canning & Gosnells [48:16]

      15. Why hasn’t Adelaide Hills blown-up as expected? [50:07]
      16. Are the ‘underperformers’ going backwards? [52:12]
      17. A short overview of what the next Suburb Trends episode will tackle [53:40]

       

      Links from the Show:


       

      Connect with Us:


       

      Find this episode on our website:
      https://www.theelephantintheroom.com.au/podcasts/198

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      Have you ever wondered why some regions have only grown marginally whilst others have boomed?

      In this Suburb Trends report for September 2021, we’re joined by Kent Lardner as we look at where prices are moving across the country - whether up or down - and why they vary. We also dive deep into “starfish” suburbs, the rise of rentvesting, the possible exodus of big-city dwellers to regional areas and more!

      If you enjoy the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. Tackling the challenge of property price and growth [01:14]
        1. The right indicators don’t guarantee a typical outcome [02:33]

      2. “Starfish” suburbs & why they’re behaving the way they are [04:49]
      3. Does the socio-economic makeup of Liverpool affect property prices? [06:27]
      4. Income versus property supply & demand [08:16]
      5. Why has Wagga Wagga not grown the way other regions have? [10:42]
      6. The exodus of big city dwellers to regional areas [12:59]
        1. Why are mortgages getting bigger? [15:50]

      7. How much is price influenced by inventory & percentage change in listings? [16:27]
      8. What’s happening in Brisbane suburbs? [17:31]
        1. How much will the 2032 Olympics impact sustainable price growth? [20:11] 
        2. Brisbane is way more affordable for first home buyers [21:15]
        3. A deeper look at Sunnybank [23:47]

      9. Prices change dramatically as you travel South [24:46] 
      10. The danger of making decision based on chatter in forums [26:47] 
      11. The rise of rentvesting [33:35]
      12. What is the deal with Cairns-South? [34:46]
      13. A lens on Toowoomba & property prices [40:05]
      14. Has Perth been doing as well as we expected? [43:51]
        1. A look at Canning & Gosnells [48:16]

      15. Why hasn’t Adelaide Hills blown-up as expected? [50:07]
      16. Are the ‘underperformers’ going backwards? [52:12]
      17. A short overview of what the next Suburb Trends episode will tackle [53:40]

       

      Links from the Show:


       

      Connect with Us:


       

      Find this episode on our website:
      https://www.theelephantintheroom.com.au/podcasts/198

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      d5e7617b-db6b-44ef-8ea1-adc400c7d822Sun, 17 Oct 2021 18:30:00 +100056:00falsefull198198      Terry Condon | Challenging Notions About Money, Property & SuccessTerry Condon | Challenging Notions About Money, Property & SuccessFor the longest time, success has been equal to how much money and property you own, but is that really the end goal? Is that truly what success is all about?

      Terry Condon of The Cashflow Co. joins us as we challenge the notion that success can be measured by zeros in your bank account (or how many properties you own, for that matter). 

      That’s not to say money isn’t important, but how do we use it as a tool rather than view it as an end in itself? How can we take control?

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. Why money management is important to overall happiness & well-being [01:53]
      2. How people should approach money from the start [03:24]
      3. Terry’s definition of a rich life [05:29]
      4. Balancing saving money & investing on life & other essentials [08:12]
        1. Alignment versus fulfilment [11:02]

      5. Distinguishing ‘well-off’ from ‘well-regarded’ people [12:09] 
      6. Problems the 21st Century has created in how people manage money [14:06]
      7. Behaviour & identity affect the way people manage money [17:34]
      8. Creating fulfilment through mortgage repayments [19:12]
      9. Consider if your dream house is worth whatever you need to sacrifice in return [21:11]
      10. “Property therapy” for couples & figuring out what they want in property [23:10]
        1. Couple dynamics during property searches [27:21]
        2. Overcoming “baggage” that hinders people from making better decisions [30:00]

      11. It’s all “behavioural advantage” when it comes to money [34:42]
      12. Creating urgency to act on their wants [38:16]
      13. Mindset matters with money [40:32] 
      14. The alarming observation that people like to be spoon-fed [44:39]
      15. Why did they name their podcast the Passive Income Project? [48:58]
      16. How Veronica got started in real estate [51:58]
      17. Terry’s property dumbo [55:19]
      18. The Australian psyche of “you can’t lose in property” [01:06:12]

       

      Links from the Show:


       

      About our Guest:

      Terry Condon is the Chief Education Officer at The Cashflow Co., a money mentorship program, and co-host of the Passive Income Project podcast. He’s driven by the idea that financial intelligence and emotional intelligence can enable most Aussies to build a rich life.

       

      Connect with Us:


       

      Find this episode on our website: https://www.theelephantintheroom.com.au/podcasts/197

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      For the longest time, success has been equal to how much money and property you own, but is that really the end goal? Is that truly what success is all about?

      Terry Condon of The Cashflow Co. joins us as we challenge the notion that success can be measured by zeros in your bank account (or how many properties you own, for that matter). 

      That’s not to say money isn’t important, but how do we use it as a tool rather than view it as an end in itself? How can we take control?

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. Why money management is important to overall happiness & well-being [01:53]
      2. How people should approach money from the start [03:24]
      3. Terry’s definition of a rich life [05:29]
      4. Balancing saving money & investing on life & other essentials [08:12]
        1. Alignment versus fulfilment [11:02]

      5. Distinguishing ‘well-off’ from ‘well-regarded’ people [12:09] 
      6. Problems the 21st Century has created in how people manage money [14:06]
      7. Behaviour & identity affect the way people manage money [17:34]
      8. Creating fulfilment through mortgage repayments [19:12]
      9. Consider if your dream house is worth whatever you need to sacrifice in return [21:11]
      10. “Property therapy” for couples & figuring out what they want in property [23:10]
        1. Couple dynamics during property searches [27:21]
        2. Overcoming “baggage” that hinders people from making better decisions [30:00]

      11. It’s all “behavioural advantage” when it comes to money [34:42]
      12. Creating urgency to act on their wants [38:16]
      13. Mindset matters with money [40:32] 
      14. The alarming observation that people like to be spoon-fed [44:39]
      15. Why did they name their podcast the Passive Income Project? [48:58]
      16. How Veronica got started in real estate [51:58]
      17. Terry’s property dumbo [55:19]
      18. The Australian psyche of “you can’t lose in property” [01:06:12]

       

      Links from the Show:


       

      About our Guest:

      Terry Condon is the Chief Education Officer at The Cashflow Co., a money mentorship program, and co-host of the Passive Income Project podcast. He’s driven by the idea that financial intelligence and emotional intelligence can enable most Aussies to build a rich life.

       

      Connect with Us:


       

      Find this episode on our website: https://www.theelephantintheroom.com.au/podcasts/197

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      d10815f4-f7e3-4b4e-833a-adbd00c4d268Sun, 10 Oct 2021 18:30:00 +100001:12:20falsefull197197      Your Questions Answered (Q&A with Chris & Veronica)Your Questions Answered (Q&A with Chris & Veronica)We’re always delighted to receive questions from you, our awesome listeners, so today, we’re going to be answering some of them!

      Do you need evidence for different growth rates within a suburb? Have you always wondered if apartments were better than houses? What about the so-called “lifestyle compounds” and resort style complexes? Are they investment grade?

      Let’s dive in and talk about stratified medians, doing your due diligence properly, the need to find a really good mortgage broker and lots more!

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. How do you find the right asset if capital growth trajectories vary for properties in the same area? [01:32]
        1. Local, on-the-ground knowledge [04:34]
        2. Stratified Medians [07:52]

      2. Choosing an apartment block with retirement options, on a budget [09:02]
        1. Knock-on effects of affordability to one, two, three-bedroom apartments [18:01]
        2. What will drive apartment prices to the next level? [23:32]

      3. Are “lifestyle compounds” worth the investment? [24:40]
        1. Anything new ages fast [33:04]

      4. What you need to know about upfront deposits and auctions [36:53]
        1. Do your due diligence before anything else [38:29]
        2. Explaining auctions in hot and slow markets [41:05]
        3. Find a really good mortgage broker [45:09] 

      5. Thoughts on subsidized social housing & landowners willing to lend their land [51:15]

       

      Links from the Show:


       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/196

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      We’re always delighted to receive questions from you, our awesome listeners, so today, we’re going to be answering some of them!

      Do you need evidence for different growth rates within a suburb? Have you always wondered if apartments were better than houses? What about the so-called “lifestyle compounds” and resort style complexes? Are they investment grade?

      Let’s dive in and talk about stratified medians, doing your due diligence properly, the need to find a really good mortgage broker and lots more!

      If you enjoyed the show, do like, rate, subscribe, and share us on social media and if you have your own questions you need clarity on, email us at questions@theelephantintheroom.com.au!

      See you in the episode!

       

      Episode Highlights:

      1. How do you find the right asset if capital growth trajectories vary for properties in the same area? [01:32]
        1. Local, on-the-ground knowledge [04:34]
        2. Stratified Medians [07:52]

      2. Choosing an apartment block with retirement options, on a budget [09:02]
        1. Knock-on effects of affordability to one, two, three-bedroom apartments [18:01]
        2. What will drive apartment prices to the next level? [23:32]

      3. Are “lifestyle compounds” worth the investment? [24:40]
        1. Anything new ages fast [33:04]

      4. What you need to know about upfront deposits and auctions [36:53]
        1. Do your due diligence before anything else [38:29]
        2. Explaining auctions in hot and slow markets [41:05]
        3. Find a really good mortgage broker [45:09] 

      5. Thoughts on subsidized social housing & landowners willing to lend their land [51:15]

       

      Links from the Show:


       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/196

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      78cdf75e-b06b-4c21-8566-adb4001f9688Sun, 03 Oct 2021 18:30:00 +100059:02falsefull196196      Brendan Coates | Is Australia Ready to Reopen?Brendan Coates | Is Australia Ready to Reopen?With half of the country in lockdown and Sydney just completing its third month, much has been made about the vaccination targets of 70% and 80% of eligible adults being our golden ticket to freedom.

      How much have these lockdowns affected the economy and the nation’s mental health? Will Australia’s strategy for reopening do the job of balancing health outcomes with growth and prosperity for all? 

      How well are we managing the health and the economic trade-offs - and what might the next few months look like?

      Grattan Institute’s Economic Policy Program Director, Brendan Coates, joins us for a very colourful and informative discussion on Australia’s plan to reopen, the strategy being used, how realistic it really is, the challenge with reaching the 80% vaccine rollout, plus so much more!

      We’ll see you in the episode!

       

      Episode Highlights:

      1. How realistic & effective are the steps to reopening the country? [02:32]
      2. Is “Covid Zero” now a thing of the past? [06:09]
        1. How quickly will we be able to get everyone vaccinated? [09:20]
        2. What about the UK’s decision to reopen fully with a 70% vaccination rate? [14:42]
        3. Should we have gotten Covid out in the community to avoid burning ourselves in the end? [16:02]

      3. Thoughts on Labor’s negative gearing policy [17:38]
      4. The challenge of getting to an 80% vaccination rollout [19:17] 
        1. Does stopping Covid rely so much on vaccinating kids? [22:36]
        2. How about top-ups and boosters? [24:37]
        3. Let’s talk about vaccines available & their potency [24:56]

      5. Are we rushing vaccine shots too much just to get everyone through? [27:05]
      6. Anti-vax proponents & how much they impact the rest of the population [29:22]
      7. Did prioritizing physical health cause more mental health problems? [32:20]
      8. What we’ve lost to Covid, in an economic aspect [34:42]
        1. The debt impact of the pandemic [36:55]

      9. Migrant intake and impact when the borders reopen [40:49]
      10. The problem with reassuring people that the 80% rollout is our ‘ticket to freedom’ [44:58]
        1. On estimate, when will we hit the 80% vaccine rollout? [48:57]

      11. Learning, observing & testing before moving to Phase D [51:31]
      12. How about people who die due to other causes that couldn’t get an ICU bed? [53:52]
      13. What should be happening (that isn’t) at a government level in terms of spending? [55:11]
      14. “Leaning against the wind” [58:50]
      15. Brendan’s property dumbo [01:02:45]

       

      Links from the Show:


       

      About our Guest:

      Brendan Coates is the Economic Policy Program Director at Grattan Institute, where he leads Grattan’s work on tax and transfer system reform, retirement incomes and superannuation, housing, macroeconomics, and migration. He is a former macro-financial economist with the World Bank in Indonesia and consulted to the Bank in Latin America. 

       

      Connect with Us:


       

      Find this episode on our website:
      https://www.theelephantintheroom.com.au/podcasts/195

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      With half of the country in lockdown and Sydney just completing its third month, much has been made about the vaccination targets of 70% and 80% of eligible adults being our golden ticket to freedom.

      How much have these lockdowns affected the economy and the nation’s mental health? Will Australia’s strategy for reopening do the job of balancing health outcomes with growth and prosperity for all? 

      How well are we managing the health and the economic trade-offs - and what might the next few months look like?

      Grattan Institute’s Economic Policy Program Director, Brendan Coates, joins us for a very colourful and informative discussion on Australia’s plan to reopen, the strategy being used, how realistic it really is, the challenge with reaching the 80% vaccine rollout, plus so much more!

      We’ll see you in the episode!

       

      Episode Highlights:

      1. How realistic & effective are the steps to reopening the country? [02:32]
      2. Is “Covid Zero” now a thing of the past? [06:09]
        1. How quickly will we be able to get everyone vaccinated? [09:20]
        2. What about the UK’s decision to reopen fully with a 70% vaccination rate? [14:42]
        3. Should we have gotten Covid out in the community to avoid burning ourselves in the end? [16:02]

      3. Thoughts on Labor’s negative gearing policy [17:38]
      4. The challenge of getting to an 80% vaccination rollout [19:17] 
        1. Does stopping Covid rely so much on vaccinating kids? [22:36]
        2. How about top-ups and boosters? [24:37]
        3. Let’s talk about vaccines available & their potency [24:56]

      5. Are we rushing vaccine shots too much just to get everyone through? [27:05]
      6. Anti-vax proponents & how much they impact the rest of the population [29:22]
      7. Did prioritizing physical health cause more mental health problems? [32:20]
      8. What we’ve lost to Covid, in an economic aspect [34:42]
        1. The debt impact of the pandemic [36:55]

      9. Migrant intake and impact when the borders reopen [40:49]
      10. The problem with reassuring people that the 80% rollout is our ‘ticket to freedom’ [44:58]
        1. On estimate, when will we hit the 80% vaccine rollout? [48:57]

      11. Learning, observing & testing before moving to Phase D [51:31]
      12. How about people who die due to other causes that couldn’t get an ICU bed? [53:52]
      13. What should be happening (that isn’t) at a government level in terms of spending? [55:11]
      14. “Leaning against the wind” [58:50]
      15. Brendan’s property dumbo [01:02:45]

       

      Links from the Show:


       

      About our Guest:

      Brendan Coates is the Economic Policy Program Director at Grattan Institute, where he leads Grattan’s work on tax and transfer system reform, retirement incomes and superannuation, housing, macroeconomics, and migration. He is a former macro-financial economist with the World Bank in Indonesia and consulted to the Bank in Latin America. 

       

      Connect with Us:


       

      Find this episode on our website:
      https://www.theelephantintheroom.com.au/podcasts/195

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      1a12cac5-8d3e-4887-b3ef-adac0086e7f8Sun, 26 Sep 2021 19:30:00 +100001:06:56falsefull195195      Brett Evans | Expats, Covid, Property & TaxBrett Evans | Expats, Covid, Property & TaxRegardless of location, expats have had to adapt and deal with the effects of Covid.

      There’s been evidence of expats returning and re-occupying their properties, leading to a shortage of family homes on the rental market. We’ve also heard of people staying put because they’re reluctant to abandon a promising international career and settle for a lesser role in Australia. 

      Then there are those who want to return when they find the right job and are now actively looking to buy so they’ll have a home to come back to.

      Most local buyers get spooked by the last group, thinking that they have a lot more money to spend - but do they really? Well, it’s not that simple.

      You see, buying and selling property while you live overseas brings with it a range of financial - tax - implications.

      We’re speaking with Brett Evans, the Managing Director for the Europe, Middle East and African region (EMEA) and a Financial Planner with Atlas Wealth Management. We’ll cover a wide range of topics surrounding property, tax, and expat life amid Covid, and dig into some advice that will truly benefit those abroad or those planning to leave the country.

      See you in the episode!

       

      Episode Highlights:

      1. How has Covid affected the expats’ financial plans? [02:47]
        1. Are expats still willing to stay abroad despite the financial instability? [05:07]

      2. The perception that the government doesn’t care about expats [07:12]
      3. Taxation changes for expats [08:53]
        1. The impact of the main residence exemption [10:36]
        2. The unintended consequences of the changed tax policy [13:34]
        3. New qualifying tests to classify which rules apply to you [17:38]

      4. Where are expats moving around to? [22:28]
      5. What does it mean to be an AU tax resident but live in a different country? [24:58]
      6. Does the government double-dip? [28:17]
      7. What do expats need to be thinking of in regards to stamp duty? [34:23] 
      8. How the policy change is affecting Aussies’ decision to come home [39:23]
      9. Do non-residents have to pay more stamp duty than residents? [42:53] 
      10. Factors that affect where Aussies move to when coming back home [46:25]
      11. The biggest issue with working in Australia from afar [49:35]
      12. Advice for expats who want to buy property [54:32]
      13. The industry is adept at utilising buyers’ emotions [59:18]

       

      Links from the show:


       

      About our Guest:

      Brett Evans is the founder and Managing Director for the EMEA region for Atlas Wealth Management which is the leading provider of financial advice to Australian expats. With over 24 years of experience in the finance and investments industry, Brett has worked for blue

      chip companies that include the Australian Stock Exchange (ASX), HSBC, Suncorp and Citigroup. Brett & Atlas Wealth Management have been nominated as a finalist (and have won) numerous domestic and international awards for their specialised advice to Australian expats.

       

      Connect with Us:


       

      Find this episode on our website:
      https://www.theelephantintheroom.com.au/podcasts/194

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      Regardless of location, expats have had to adapt and deal with the effects of Covid.

      There’s been evidence of expats returning and re-occupying their properties, leading to a shortage of family homes on the rental market. We’ve also heard of people staying put because they’re reluctant to abandon a promising international career and settle for a lesser role in Australia. 

      Then there are those who want to return when they find the right job and are now actively looking to buy so they’ll have a home to come back to.

      Most local buyers get spooked by the last group, thinking that they have a lot more money to spend - but do they really? Well, it’s not that simple.

      You see, buying and selling property while you live overseas brings with it a range of financial - tax - implications.

      We’re speaking with Brett Evans, the Managing Director for the Europe, Middle East and African region (EMEA) and a Financial Planner with Atlas Wealth Management. We’ll cover a wide range of topics surrounding property, tax, and expat life amid Covid, and dig into some advice that will truly benefit those abroad or those planning to leave the country.

      See you in the episode!

       

      Episode Highlights:

      1. How has Covid affected the expats’ financial plans? [02:47]
        1. Are expats still willing to stay abroad despite the financial instability? [05:07]

      2. The perception that the government doesn’t care about expats [07:12]
      3. Taxation changes for expats [08:53]
        1. The impact of the main residence exemption [10:36]
        2. The unintended consequences of the changed tax policy [13:34]
        3. New qualifying tests to classify which rules apply to you [17:38]

      4. Where are expats moving around to? [22:28]
      5. What does it mean to be an AU tax resident but live in a different country? [24:58]
      6. Does the government double-dip? [28:17]
      7. What do expats need to be thinking of in regards to stamp duty? [34:23] 
      8. How the policy change is affecting Aussies’ decision to come home [39:23]
      9. Do non-residents have to pay more stamp duty than residents? [42:53] 
      10. Factors that affect where Aussies move to when coming back home [46:25]
      11. The biggest issue with working in Australia from afar [49:35]
      12. Advice for expats who want to buy property [54:32]
      13. The industry is adept at utilising buyers’ emotions [59:18]

       

      Links from the show:


       

      About our Guest:

      Brett Evans is the founder and Managing Director for the EMEA region for Atlas Wealth Management which is the leading provider of financial advice to Australian expats. With over 24 years of experience in the finance and investments industry, Brett has worked for blue

      chip companies that include the Australian Stock Exchange (ASX), HSBC, Suncorp and Citigroup. Brett & Atlas Wealth Management have been nominated as a finalist (and have won) numerous domestic and international awards for their specialised advice to Australian expats.

       

      Connect with Us:


       

      Find this episode on our website:
      https://www.theelephantintheroom.com.au/podcasts/194

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      cb8adea9-2690-4ab1-a38d-ada6006766d9Sun, 19 Sep 2021 19:30:00 +100001:03:03falsefull194194      Simon Kuestenmacher | What Will the New Normal Look Like?Simon Kuestenmacher | What Will the New Normal Look Like?It’s no mystery that COVID has affected everyone in one way or another, and some effects will no doubt carry on even after the pandemic has passed.

      Knowing this, how different will life be when this blows over?

      What will the new normal look like?

      Today, Simon Kuestenmacher, Director of Research at the Demographics Group shares his insights into how the pandemic and lockdowns have changed Australia on a number of fronts. If you’ve heard the past episodes we’ve had with Simon, you know you’re in for a treat.

      We also talk about the changes in population, housing preferences, and consumer behaviour among a whole heap of other valuable topics!

      We’ll see you in the episode!

       

      Episode Highlights:

      1. Lockdown surprises and impact from a demographer’s point of view [01:49]
      2. The effect of COVID on boutiques and smaller operators [04:38]
      3. Is the flexible work from home setup here to stay? [09:00]
      4. Contentment (and discontentment) with working from home [17:00]
      5. Have HR regulations kept up with Integrators & Separators who work from home? [19:04]
      6. Chris’s ‘elephant in the room’: migration [22:02]
        1. Will there be higher or lower skill shortages in the coming future? [26:02]

      7. How are Australians coping in & out of the country? [29:31]
      8. The census this year was both a blessing and a curse [32:04]
      9. Why are people moving away to live outside the city? [35:40]
      10. Fertility rate and its effect on the property market [45:17]
      11. Balancing the demographics of a city with available housing stock [49:02]
      12. The increase in ‘early inheritance’ cases [51:21]
      13. Europe’s property market and their rental and home-owning expectations [54:10]
      14. Could the Australian property market move into a similar situation as Europe? [56:42]
      15. Simon’s property dumbo for this episode [59:35]
      16. Growth is the goal [01:01:10]

       

      Links from the show:


      About our Guest:

      Simon Kuestenmacher is the Director of Research at the Demographics Group. He has amassed 140,000 followers globally in just two years, who enjoy his insights and his quirky observational style. He is a columnist for The Australian on demographic trends and urban development.


       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/193

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      It’s no mystery that COVID has affected everyone in one way or another, and some effects will no doubt carry on even after the pandemic has passed.

      Knowing this, how different will life be when this blows over?

      What will the new normal look like?

      Today, Simon Kuestenmacher, Director of Research at the Demographics Group shares his insights into how the pandemic and lockdowns have changed Australia on a number of fronts. If you’ve heard the past episodes we’ve had with Simon, you know you’re in for a treat.

      We also talk about the changes in population, housing preferences, and consumer behaviour among a whole heap of other valuable topics!

      We’ll see you in the episode!

       

      Episode Highlights:

      1. Lockdown surprises and impact from a demographer’s point of view [01:49]
      2. The effect of COVID on boutiques and smaller operators [04:38]
      3. Is the flexible work from home setup here to stay? [09:00]
      4. Contentment (and discontentment) with working from home [17:00]
      5. Have HR regulations kept up with Integrators & Separators who work from home? [19:04]
      6. Chris’s ‘elephant in the room’: migration [22:02]
        1. Will there be higher or lower skill shortages in the coming future? [26:02]

      7. How are Australians coping in & out of the country? [29:31]
      8. The census this year was both a blessing and a curse [32:04]
      9. Why are people moving away to live outside the city? [35:40]
      10. Fertility rate and its effect on the property market [45:17]
      11. Balancing the demographics of a city with available housing stock [49:02]
      12. The increase in ‘early inheritance’ cases [51:21]
      13. Europe’s property market and their rental and home-owning expectations [54:10]
      14. Could the Australian property market move into a similar situation as Europe? [56:42]
      15. Simon’s property dumbo for this episode [59:35]
      16. Growth is the goal [01:01:10]

       

      Links from the show:


      About our Guest:

      Simon Kuestenmacher is the Director of Research at the Demographics Group. He has amassed 140,000 followers globally in just two years, who enjoy his insights and his quirky observational style. He is a columnist for The Australian on demographic trends and urban development.


       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/193

       

      If you’ve enjoyed this episode, don’t forget to like, share, rate and subscribe for more!

      See omnystudio.com/listener for privacy information.

      ]]>      eda31ce2-53a9-42c0-990a-ada00069253bSun, 12 Sep 2021 19:30:00 +100001:05:18falsefull193193      Martin North | A Contrarian Perspective on the Property MarketMartin North | A Contrarian Perspective on the Property MarketWe’re living in such a crazy time.

      COVID is still rampant globally and has more or less affected most markets for better or worse. The property market has also been affected, but how much has it been really hit?

      Today we’re having a chat with Martin North because we want to get a contrarian perspective. We’ll be uncovering the dark underbelly of what’s driving this property market and seeking his perspective on these crazy times we live in.

      We talk about whether or not the government has run out of stimulus, what businesses have been hit by COVID, why properties actually CAN go down contrary to popular belief, and so much more.

      We’ll see you in the episode!

       

      Episode Highlights:

      1. Has the government run out of stimulus? [01:46]
      2. How sustainable is pumping stimulus at the lower end of the margin? [06:49]
      3. These businesses feel the impact of COVID more than others [11:21]
      4. Different markets behave differently [14:32]
      5. The unit market versus the rest [16:17]
      6. The current state of the high-rise property market [19:05]
      7. The continuous ‘supply’ of house and land packages [23:12]
      8. What’s with New Zealand possibly lifting their interest rates? [24:13]
      9. Property prices CAN go down [25:49]
      10. Some people are deceptive with how they talk about property & success [27:19]
      11. Thoughts on the responsible lending change [32:24]
      12. What can APRA do (and not do) about bank lending? [38:27]
      13. Is the property market too big to fail? [42:20]
      14. RBA: “Immigration is the cause of low price growth” [44:06]
      15. What’s the government’s strategy around opening the borders? [46:33]
      16. Will increasing interest rates be enough to slow down asset prices? [50:41]
      17. Martin’s property dumbo: a story about a granny flat [55:59]

       

      Links from the show:


      About our Guest:

      Martin North is the founder of Digital Finance Analytics, a boutique research, analysis and consulting firm that specialises in offering insight into the dynamics of the mortgage, lending, savings, payments and superannuation sectors.


       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/192

      See omnystudio.com/listener for privacy information.

      ]]>      We’re living in such a crazy time.

      COVID is still rampant globally and has more or less affected most markets for better or worse. The property market has also been affected, but how much has it been really hit?

      Today we’re having a chat with Martin North because we want to get a contrarian perspective. We’ll be uncovering the dark underbelly of what’s driving this property market and seeking his perspective on these crazy times we live in.

      We talk about whether or not the government has run out of stimulus, what businesses have been hit by COVID, why properties actually CAN go down contrary to popular belief, and so much more.

      We’ll see you in the episode!

       

      Episode Highlights:

      1. Has the government run out of stimulus? [01:46]
      2. How sustainable is pumping stimulus at the lower end of the margin? [06:49]
      3. These businesses feel the impact of COVID more than others [11:21]
      4. Different markets behave differently [14:32]
      5. The unit market versus the rest [16:17]
      6. The current state of the high-rise property market [19:05]
      7. The continuous ‘supply’ of house and land packages [23:12]
      8. What’s with New Zealand possibly lifting their interest rates? [24:13]
      9. Property prices CAN go down [25:49]
      10. Some people are deceptive with how they talk about property & success [27:19]
      11. Thoughts on the responsible lending change [32:24]
      12. What can APRA do (and not do) about bank lending? [38:27]
      13. Is the property market too big to fail? [42:20]
      14. RBA: “Immigration is the cause of low price growth” [44:06]
      15. What’s the government’s strategy around opening the borders? [46:33]
      16. Will increasing interest rates be enough to slow down asset prices? [50:41]
      17. Martin’s property dumbo: a story about a granny flat [55:59]

       

      Links from the show:


      About our Guest:

      Martin North is the founder of Digital Finance Analytics, a boutique research, analysis and consulting firm that specialises in offering insight into the dynamics of the mortgage, lending, savings, payments and superannuation sectors.


       

      Connect with Us:


       

      Find this episode on our website:

      https://www.theelephantintheroom.com.au/podcasts/192

      See omnystudio.com/listener for privacy information.

      ]]>      ba7b2cf5-b192-4d72-8dd2-ad9a007716fcSun, 05 Sep 2021 19:30:00 +100001:03:49falsefull192192      Michelle Adair | The Growing Housing Affordability CrisisMichelle Adair | The Growing Housing Affordability CrisisHousing affordability is on everyone’s mind but what’s being done?

      In this episode, we welcome back Michelle Adair, CEO of The Housing Trust. The Housing Trust, which is the second-largest housing provider in the Illawarra, delivering subsidised rental homes to over 2000 people, with almost 1100 properties from Thirroul to Nowra. Michelle is at the forefront of the housing affordability crisis. Her professional and personal experiences will move you as she illustrates how deep this problem runs, and who has the ability to rectify it.

       

      Here’s what we cover:

      • What’s wrong with the current housing policy?
      • Is focusing on first home buyers an effective strategy?
      • What is the role developers play in this crisis?
      • What is the economic case for providing more social housing
      • Is welfare enabling further social problems or remedying them?
      • How to balance a growing and a stabilising market?
      • Does the government want low housing prices?
      • Who benefits the most from housing concessions?
      • What role can investors play?

       

      RELEVANT EPISODES:

      Episode 104 | Build-To-Rent the new standard for renters | Adam Hirst

      Episode 81 | Will a crisis in confidence kill our apartment market? | Eliza Owen

      Episode 66 | What's causing Australia's housing affordability crisis? | Michele Adair

       

      GUEST LINKS:

      https://housingtrust.org.au/
      Housing: Taming the elephant in the economy [full report]
      Housing: Taming the elephant in the economy [4-page summary]
      https://www.canberratimes.com.au/story/7319955/governments-ignoring-holy-grail-of-affordable-rentals/

      https://www.smh.com.au/national/before-she-was-a-ceo-michele-and-her-kids-lost-everything-20210427-p57mqu.html

       

      HOST LINKS:

      Looking for a Sydney Buyers Agent? www.gooddeeds.com.au
      Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au
      Work with Chris: hello@wealthful.com.au

       

      Send in your questions to: questions@theelephantintheroom.com.au

       

      EPISODE TRANSCRIPT:
      Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…
      This episode was recorded in August 2021

      https://www.theelephantintheroom.com.au/podcasts/191

      See omnystudio.com/listener for privacy information.

      ]]>      Housing affordability is on everyone’s mind but what’s being done?

      In this episode, we welcome back Michelle Adair, CEO of The Housing Trust. The Housing Trust, which is the second-largest housing provider in the Illawarra, delivering subsidised rental homes to over 2000 people, with almost 1100 properties from Thirroul to Nowra. Michelle is at the forefront of the housing affordability crisis. Her professional and personal experiences will move you as she illustrates how deep this problem runs, and who has the ability to rectify it.

       

      Here’s what we cover:

      • What’s wrong with the current housing policy?
      • Is focusing on first home buyers an effective strategy?
      • What is the role developers play in this crisis?
      • What is the economic case for providing more social housing
      • Is welfare enabling further social problems or remedying them?
      • How to balance a growing and a stabilising market?
      • Does the government want low housing prices?
      • Who benefits the most from housing concessions?
      • What role can investors play?

       

      RELEVANT EPISODES:

      Episode 104 | Build-To-Rent the new standard for renters | Adam Hirst

      Episode 81 | Will a crisis in confidence kill our apartment market? | Eliza Owen

      Episode 66 | What's causing Australia's housing affordability crisis? | Michele Adair

       

      GUEST LINKS:

      https://housingtrust.org.au/
      Housing: Taming the elephant in the economy [full report]
      Housing: Taming the elephant in the economy [4-page summary]
      https://www.canberratimes.com.au/story/7319955/governments-ignoring-holy-grail-of-affordable-rentals/

      https://www.smh.com.au/national/before-she-was-a-ceo-michele-and-her-kids-lost-everything-20210427-p57mqu.html

       

      HOST LINKS:

      Looking for a Sydney Buyers Agent? www.gooddeeds.com.au
      Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au
      Work with Chris: hello@wealthful.com.au

       

      Send in your questions to: questions@theelephantintheroom.com.au

       

      EPISODE TRANSCRIPT:
      Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…
      This episode was recorded in August 2021

      https://www.theelephantintheroom.com.au/podcasts/191

      See omnystudio.com/listener for privacy information.

      ]]>      99ea468e-7903-429b-9ba8-ad9100201915Sun, 29 Aug 2021 19:30:00 +100001:01:05falsefull191191      Rebeka Morgan | Flipping &Renovating PropertiesRebeka Morgan | Flipping &Renovating PropertiesWe talk to Rebeka Morgan, co-founder of the BuildHer Collective and CEO of Beirin Projects which focuses on high-end renovation and construction in Melbourne’s inner North. Rebekah worked for 14 years in construction management before becoming a developer herself and is passionate about sharing knowledge and experience, both as a tutor at Swinburne University and through the courses and events run by the BuildHer Collective.

      BuildHer Collective has a huge reach and audience with hundreds of thousands of followers, their influence has transformed lives and properties. This episode is dedicated to our audience who have constructions or renovations currently in the works or being planned out. We tap on all the relevant ways to make the most of your skills and execute a successful build.

      RELEVANT EPISODES:Episode 163 | Smart Houses: Fad or Necessity? | Brett Savill Episode 109 | Expert Property Styling Secrets & Tricks that sell | Amy Stead Episode 106 | Dodgy developers & Strata Living | Jimmy Thomson

      GUEST LINKS:BuildHer Collective - Resources Facebook - BuildHer Collective Instagram - BuildHer Collective Pinterest - BuildHer Collective Instagram - Beirin Projects

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in July 2021.

      https://www.theelephantintheroom.com.au/podcasts/190

      See omnystudio.com/listener for privacy information.

      ]]>      We talk to Rebeka Morgan, co-founder of the BuildHer Collective and CEO of Beirin Projects which focuses on high-end renovation and construction in Melbourne’s inner North. Rebekah worked for 14 years in construction management before becoming a developer herself and is passionate about sharing knowledge and experience, both as a tutor at Swinburne University and through the courses and events run by the BuildHer Collective.

      BuildHer Collective has a huge reach and audience with hundreds of thousands of followers, their influence has transformed lives and properties. This episode is dedicated to our audience who have constructions or renovations currently in the works or being planned out. We tap on all the relevant ways to make the most of your skills and execute a successful build.

      RELEVANT EPISODES:Episode 163 | Smart Houses: Fad or Necessity? | Brett Savill Episode 109 | Expert Property Styling Secrets & Tricks that sell | Amy Stead Episode 106 | Dodgy developers & Strata Living | Jimmy Thomson

      GUEST LINKS:BuildHer Collective - Resources Facebook - BuildHer Collective Instagram - BuildHer Collective Pinterest - BuildHer Collective Instagram - Beirin Projects

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in July 2021.

      https://www.theelephantintheroom.com.au/podcasts/190

      See omnystudio.com/listener for privacy information.

      ]]>      5864e8b2-90ad-48eb-bf17-5c671f3b56ebSun, 22 Aug 2021 16:00:00 +100001:06:39falsefull190190How do you flip properties and is it still profitable?      Daniel Butkovich | Property Advice: Who do you Trust?Daniel Butkovich | Property Advice: Who do you Trust?A core focus of the podcast has been to uncover who you can trust and who should you avoid when buying property. Today we are joined by Daniel Butkovich, Money & Advice Editor at Domain. He writes about buying, selling, renovating and investing in property to help educate people, whether they’re just starting out or have owned property for a while, with the aim of helping to inspire confidence in all life’s property decisions.

      The Australian property market is highly unregulated despite being the preferred investment vehicle for millions of Australians. In such a prosperous but uncontrolled market how do property buyers looking to purchase their first or next set of bricks and mortar do so safely? What should buyers avoid and who should they talk to when mapping out their movements in the market?

      RELEVANT EPISODES:Episode 175 | Moving regionally: Will it last and will it be sustainable? | Kirsten Craze Episode 168 | Listener Q&A: How to buy your first investment property Episode 166 | Gamestop, interest rates & investing | Scott Phillips

      GUEST LINKS:https://www.domain.com.au/advice/

      BEST ARTICLES - DOMAIN:

       


       










       

       

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in July 2021.

      https://www.theelephantintheroom.com.au/podcasts/189

      See omnystudio.com/listener for privacy information.

      ]]>      A core focus of the podcast has been to uncover who you can trust and who should you avoid when buying property. Today we are joined by Daniel Butkovich, Money & Advice Editor at Domain. He writes about buying, selling, renovating and investing in property to help educate people, whether they’re just starting out or have owned property for a while, with the aim of helping to inspire confidence in all life’s property decisions.

      The Australian property market is highly unregulated despite being the preferred investment vehicle for millions of Australians. In such a prosperous but uncontrolled market how do property buyers looking to purchase their first or next set of bricks and mortar do so safely? What should buyers avoid and who should they talk to when mapping out their movements in the market?

      RELEVANT EPISODES:Episode 175 | Moving regionally: Will it last and will it be sustainable? | Kirsten Craze Episode 168 | Listener Q&A: How to buy your first investment property Episode 166 | Gamestop, interest rates & investing | Scott Phillips

      GUEST LINKS:https://www.domain.com.au/advice/

      BEST ARTICLES - DOMAIN:

       


       










       

       

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in July 2021.

      https://www.theelephantintheroom.com.au/podcasts/189

      See omnystudio.com/listener for privacy information.

      ]]>      3eb44f64-93c5-4ea7-91fd-c4b38ab7f7a9Sun, 15 Aug 2021 16:00:00 +100059:05falsefull189189With property ‘advice’ so readily available who do you trust?      Suburb Trends August 2021 | The Tightly Held IndexSuburb Trends August 2021 | The Tightly Held IndexIn this episode, we chat through our favourite new metric, the ‘tightly held index’. This metric quantifies the amount and type of property that are currently held long term including additional data points that maps out the possible reason for these properties being tightly held. 

      Kent breaks down the data of recent suburb price movement, looking out how the demand for regional property has shifted from 2 months ago. We also scope out the Brisbane market and the future of this relatively infant capital city market.

      Here’s what we covered:

      • What is the tightly held index?
      • How does this index predict future property movements?
      • What are the potential causes for the property being held long term?
      • What changes in the market will increase the supply of property?
      • What areas have the lowest stock level?
      • Why are specific properties being held and are they worth holding?

      RELEVANT EPISODES:Episode 186 | Online Auctions | Jesse Davidson Suburb Trends July 2021 | Best metrics to measure growth? Episode 171 | Pain & Gain Q4 2020: Who suffered and who triumphed? | Eliza Owen

      LINKS:www.suburbtrends.com https://www.suburbtrends.com/suburb-reviews

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in August 2021.

      https://www.theelephantintheroom.com.au/podcasts/st13

      See omnystudio.com/listener for privacy information.

      ]]>      In this episode, we chat through our favourite new metric, the ‘tightly held index’. This metric quantifies the amount and type of property that are currently held long term including additional data points that maps out the possible reason for these properties being tightly held. 

      Kent breaks down the data of recent suburb price movement, looking out how the demand for regional property has shifted from 2 months ago. We also scope out the Brisbane market and the future of this relatively infant capital city market.

      Here’s what we covered:

      • What is the tightly held index?
      • How does this index predict future property movements?
      • What are the potential causes for the property being held long term?
      • What changes in the market will increase the supply of property?
      • What areas have the lowest stock level?
      • Why are specific properties being held and are they worth holding?

      RELEVANT EPISODES:Episode 186 | Online Auctions | Jesse Davidson Suburb Trends July 2021 | Best metrics to measure growth? Episode 171 | Pain & Gain Q4 2020: Who suffered and who triumphed? | Eliza Owen

      LINKS:www.suburbtrends.com https://www.suburbtrends.com/suburb-reviews

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in August 2021.

      https://www.theelephantintheroom.com.au/podcasts/st13

      See omnystudio.com/listener for privacy information.

      ]]>      f0a2aea4-dabb-4278-89d0-5c60044546bfThu, 12 Aug 2021 23:02:03 +100055:51falsefullWhat is the correlation between value and property being held long term?      Rob Broadhead | Is your property fire safe?Rob Broadhead | Is your property fire safe?We’ve invited Rob Broadhead, CEO of 2020 Fire Protection; member of NSW Govt’s Fire Safety Steering Committee and a Board Director of the Fire Protection Association of Australia. Rob has been in the fire protection industry since 1992, and has contributed to Australian Standards and helped draft fire protection training for Strata and Facility Managers.

      Rob is passionate about improving general knowledge around fire safety so building occupants and owners can make good decisions about fire protection before the worst occurs.

      RELEVANT EPISODES:Episode 176 | Developers are in the Government’s crosshairs | David Chandler Episode 113 | What’s behind the wall?: 85% of developments have defects | Dr. Nicole Johnston Episode 103 | Strata owners - rights & obligations | Amanda Farmer

      GUEST LINKS:https://www.2020fireprotection.com.au/Here is the NSW Fire & Rescue data:  https://www.fire.nsw.gov.au/gallery/files/pdf/annual_reports/annual_report_2019_20.pdf Here is an old video showing the difference in time from ignition to flashover between a modern furnished room & a legacy furnished room. https://www.youtube.com/watch?v=LsReYgKpHbE

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in July 2021.

      https://www.theelephantintheroom.com.au/podcasts/188

      See omnystudio.com/listener for privacy information.

      ]]>      We’ve invited Rob Broadhead, CEO of 2020 Fire Protection; member of NSW Govt’s Fire Safety Steering Committee and a Board Director of the Fire Protection Association of Australia. Rob has been in the fire protection industry since 1992, and has contributed to Australian Standards and helped draft fire protection training for Strata and Facility Managers.

      Rob is passionate about improving general knowledge around fire safety so building occupants and owners can make good decisions about fire protection before the worst occurs.

      RELEVANT EPISODES:Episode 176 | Developers are in the Government’s crosshairs | David Chandler Episode 113 | What’s behind the wall?: 85% of developments have defects | Dr. Nicole Johnston Episode 103 | Strata owners - rights & obligations | Amanda Farmer

      GUEST LINKS:https://www.2020fireprotection.com.au/Here is the NSW Fire & Rescue data:  https://www.fire.nsw.gov.au/gallery/files/pdf/annual_reports/annual_report_2019_20.pdf Here is an old video showing the difference in time from ignition to flashover between a modern furnished room & a legacy furnished room. https://www.youtube.com/watch?v=LsReYgKpHbE

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in July 2021.

      https://www.theelephantintheroom.com.au/podcasts/188

      See omnystudio.com/listener for privacy information.

      ]]>      cfce1d9f-a72d-4657-a42a-72347349ea94Sun, 08 Aug 2021 16:00:00 +100054:20falsefull188188Why are properties becoming more flammable?      Jarrod McCabe | The Property Market After LockdownJarrod McCabe | The Property Market After LockdownJoining us today to discuss the aftermath of lockdowns in Melbourne on the property market is Jarrod McCabe, buyers agent and director of Wakelin’s Property Advisory. Jarrod’s property career spans two decades covering valuations and investment advice and has played a critical role in adapting to purchasing property during periods of lockdown. 

      With no better expert, Jarrod discusses how last years lockdown impacted the property market and draws similarities to the current wave including what buyers and sellers should expect from the aftermath.

      RELEVANT EPISODES:Episode 180 | Are buyers agents worth the cost? | Cate Bakos Episode 159 | Why hasn’t the property market crashed? | Eliza Owen Episode 42 | How to invest in Melbourne and avoid overdevelopment | Jarrod McCabe

      GUEST LINKS:https://wakelin.com.au/

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: calendly.com/wealthfulbook/30min

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in July 2021.

      https://www.theelephantintheroom.com.au/podcasts/187

      See omnystudio.com/listener for privacy information.

      ]]>      Joining us today to discuss the aftermath of lockdowns in Melbourne on the property market is Jarrod McCabe, buyers agent and director of Wakelin’s Property Advisory. Jarrod’s property career spans two decades covering valuations and investment advice and has played a critical role in adapting to purchasing property during periods of lockdown. 

      With no better expert, Jarrod discusses how last years lockdown impacted the property market and draws similarities to the current wave including what buyers and sellers should expect from the aftermath.

      RELEVANT EPISODES:Episode 180 | Are buyers agents worth the cost? | Cate Bakos Episode 159 | Why hasn’t the property market crashed? | Eliza Owen Episode 42 | How to invest in Melbourne and avoid overdevelopment | Jarrod McCabe

      GUEST LINKS:https://wakelin.com.au/

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: calendly.com/wealthfulbook/30min

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in July 2021.

      https://www.theelephantintheroom.com.au/podcasts/187

      See omnystudio.com/listener for privacy information.

      ]]>      954d820f-2636-4c52-83b4-87c960305ba4Sun, 01 Aug 2021 16:00:00 +100001:01:25falsefull187187How will this current wave of lockdowns impact property prices?      Jesse Davidson | Online AuctionsJesse Davidson | Online AuctionsHow do online auctions work and will they last? In this episode we discuss how properties are selling during the most recent lockdown. Today we have Jesse Davidson, the chief auctioneer and director at AuctionWorks. Just as home buyers and sellers have had to conform to the new normal, industry professionals adapt to restrictions and their customer’s needs.

      The recent lockdown restrictions have brought back the not so distant memory of 2020, the difference this time is the resilience of buyers in the property market. Digital auction houses have normalised the online auctioning of goods, ranging from a stick of gum to wholesale commercial products, but will property fall into this order or stand out amongst all other purchasable assets? 

      RELEVANT EPISODES:Episode 144 | Making better sales agents (not genetically modified) | Tanja Lee Episode 125 | Innovation in auctioning: how are we selling now? | Damien Cooley Episode 8 | How do skilled auctioneers get your last dollar? | David Scholes

      GUEST LINKS:https://www.auctionworks.net.au/

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.auWork with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in July 2021.

      https://www.theelephantintheroom.com.au/podcasts/186

      See omnystudio.com/listener for privacy information.

      ]]>      How do online auctions work and will they last? In this episode we discuss how properties are selling during the most recent lockdown. Today we have Jesse Davidson, the chief auctioneer and director at AuctionWorks. Just as home buyers and sellers have had to conform to the new normal, industry professionals adapt to restrictions and their customer’s needs.

      The recent lockdown restrictions have brought back the not so distant memory of 2020, the difference this time is the resilience of buyers in the property market. Digital auction houses have normalised the online auctioning of goods, ranging from a stick of gum to wholesale commercial products, but will property fall into this order or stand out amongst all other purchasable assets? 

      RELEVANT EPISODES:Episode 144 | Making better sales agents (not genetically modified) | Tanja Lee Episode 125 | Innovation in auctioning: how are we selling now? | Damien Cooley Episode 8 | How do skilled auctioneers get your last dollar? | David Scholes

      GUEST LINKS:https://www.auctionworks.net.au/

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.auWork with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in July 2021.

      https://www.theelephantintheroom.com.au/podcasts/186

      See omnystudio.com/listener for privacy information.

      ]]>      1780e978-9e4e-484c-b847-167a5cd5930cSun, 25 Jul 2021 16:00:00 +100058:30falsefull186186How have online auctions changed how vendors sell and buyers purchase?      Matt Knight | Are rural properties still a great opportunityMatt Knight | Are rural properties still a great opportunityWith current movements is buying rural properties still viable?

      Matt Knight, prolific rural buyers agent of Precium breaks down the numbers and answers our regional based questions. Matt Knight made his own sea change 14 years ago, now has helped clients in a similar position to purchase their regional property, covering an area from Wollongong right down to Batemans Bay. 

      Covid is back at our doorstep will this new wave of infections push more buyers out into the outskirts similar to 2020. Will the domestic migration of last year catch up to buyers as they question if what they bought is what they’ve got? And how much gas does the rural market have left?

      RELEVANT EPISODES:Episode 173 | Buying in Byron Bay: Overhyped or shrewd investment? | Michael Murray Episode 125 | Innovation in auctioning: how are we selling now? | Damien Cooley

      GUEST LINKS:https://precium.com.au/

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in July 2021.

      https://www.theelephantintheroom.com.au/podcasts/185

       

      See omnystudio.com/listener for privacy information.

      ]]>      With current movements is buying rural properties still viable?

      Matt Knight, prolific rural buyers agent of Precium breaks down the numbers and answers our regional based questions. Matt Knight made his own sea change 14 years ago, now has helped clients in a similar position to purchase their regional property, covering an area from Wollongong right down to Batemans Bay. 

      Covid is back at our doorstep will this new wave of infections push more buyers out into the outskirts similar to 2020. Will the domestic migration of last year catch up to buyers as they question if what they bought is what they’ve got? And how much gas does the rural market have left?

      RELEVANT EPISODES:Episode 173 | Buying in Byron Bay: Overhyped or shrewd investment? | Michael Murray Episode 125 | Innovation in auctioning: how are we selling now? | Damien Cooley

      GUEST LINKS:https://precium.com.au/

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in July 2021.

      https://www.theelephantintheroom.com.au/podcasts/185

       

      See omnystudio.com/listener for privacy information.

      ]]>      42261922-d0d8-4157-8502-f4f9fa863560Mon, 19 Jul 2021 01:35:50 +100001:05:18falsefull185185With current movements is buying rural properties still viable?      Suburb Trends July 2021 | Best metrics to measure growth?Suburb Trends July 2021 | Best metrics to measure growth?Property stories are on the tip of everyone’s tongue when they’ve been successful and glaringly absent when their landlord dreams have gone down the drain. The property market has made rapid shifts within the last 6 months with parcels of land transacting for a fortune, but how did they do it? With capital growth being the most critical element of residential property’s value, how do you predict it? Moreso how can you measure it effectively and what data can you trust to make you a confident buyer in such an overwhelming time?

      Here’s what we covered:

      • What data is relevant when measuring capital growth?
      • Does being on a main road appreciate or depreciate your property?
      • Is median growth useful or far from it?
      • Where do big research companies get their data and is it consistent?
      • Are current automated valuation models effective?
      • What is a repeat sales index?

      RELEVANT EPISODES:Suburb Trends June 2021 | Price predictions for the 2nd half of 2021! Suburb Trends May 2021 | Rental Vacancies Suburb Trends April 2021 | Highest median growth suburbs!

      LINKS:www.suburbtrends.comhttps://www.suburbtrends.com/suburb-reviews https://www.realestate.com.au/news/why-aussie-home-owners-are-holding-property-longer-than-a-decade-ago/

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in July, 2021.

      https://www.theelephantintheroom.com.au/podcasts/st12

      See omnystudio.com/listener for privacy information.

      ]]>      Property stories are on the tip of everyone’s tongue when they’ve been successful and glaringly absent when their landlord dreams have gone down the drain. The property market has made rapid shifts within the last 6 months with parcels of land transacting for a fortune, but how did they do it? With capital growth being the most critical element of residential property’s value, how do you predict it? Moreso how can you measure it effectively and what data can you trust to make you a confident buyer in such an overwhelming time?

      Here’s what we covered:

      • What data is relevant when measuring capital growth?
      • Does being on a main road appreciate or depreciate your property?
      • Is median growth useful or far from it?
      • Where do big research companies get their data and is it consistent?
      • Are current automated valuation models effective?
      • What is a repeat sales index?

      RELEVANT EPISODES:Suburb Trends June 2021 | Price predictions for the 2nd half of 2021! Suburb Trends May 2021 | Rental Vacancies Suburb Trends April 2021 | Highest median growth suburbs!

      LINKS:www.suburbtrends.comhttps://www.suburbtrends.com/suburb-reviews https://www.realestate.com.au/news/why-aussie-home-owners-are-holding-property-longer-than-a-decade-ago/

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in July, 2021.

      https://www.theelephantintheroom.com.au/podcasts/st12

      See omnystudio.com/listener for privacy information.

      ]]>      b5229422-1807-4a63-853a-197884f944a2Fri, 16 Jul 2021 01:54:34 +100001:05:43falsefullWhat are various ways to measure market growth?      Listener Q&A | Low-income lending & ex-pat/foreign borrowingListener Q&A | Low-income lending & ex-pat/foreign borrowingIn this episode we’re answering some of our listener questions. 

      We’ll be covering how to maximise borrowing on a low income, what agents mean by ‘expressions of interest”, borrowing from overseas, the research needed when buying your first investment property, dealing with “best and final offers” in a hot market and what due diligence do buyers agents do that regular buyer don’t?

      Questions:

      1. “I'm 26 years old and already have 1 investment property and currently looking for my second. As a landscaper that is only on 65k a year at a job that I love, how would I be able to increase my max loan from the bank? Down deposit isn't a problem with me with a bit over 110k in the bank ready to go. With my wage being so low and me only having my wage as a source of income what would the next steps be getting investment 3 and going into the future. Thanks for your time.”
      2. “Hi Veronica & Chris, love your podcast! I have one question for each of you :) For Veronica, I occasionally see a property being listed as "expressions of interest". How is that different to a private treaty sale or auction and what kind of properties are best suited for it? For Chris, could you please talk about the borrowing options overseas Australians might have? Especially if they're asset rich and income poor? Many thanks for your time!”
      3. “Hi Veronica & Chris, I am a big fan and long time listener of your podcasts. In short I am 22yo and looking to buy my first investment property and have recently graduated my Civil Engineering degree. I have now moved into FT work in my chosen field of study and in the process of getting my finance pre-approved. If possible, I would love you to discuss the following in regards to undertaking research prior to the purchase of an investment property; 1. Various different online platforms available to the public to research past and future wages growth in numerous suburbs around Australia? 2. Research methods and frameworks you adopt/prefer? 3. Most important research indicators for a investment-grade suburb? i.e. wages, employment, population growth. 4. How to best determine and interpret data available online? i.e. Number of days on market, auction clearance rates, etc. I’m very eager and exciting to begin my wealth creation journey, and would greatly appreciate it if you could take the time to answer my questions. :) Thanks!”
      4. “We've bought and sold a lot of different sorts of properties but only in NSW and we were totally bamboozled by the way they do it down there. No auctions, even in a really hot market. They are listing properties with a price, and you are expected to put in your best offer, and then the agent sells it to the highest offer, but without coming back to you to give you the chance to up your offer.”
      5. “I have a comment, not a question, after listening to your podcast re hiring a Buyers Agent. I hired a Buyers Agent to assist me in buying an apartment for a family relative to live in. My reason for doing this was primarily to ensure due diligence, not recommend a property. Nicole had a lot of specialist contacts, eg for analysis of body corporate minutes, building contracts, conveyancing etc. I was very happy with the result.”

      RELEVANT EPISODES: Episode 183 | The Secret to Capital Growth | Jeremy Sheppard Episode 168 | Listener Q&A: How to buy your first investment property

      LINKS:www.suburbtrends.com.auhttps://www.homebuyeracademy.com.au/https://www.rask.com.au/podcasts/australian-investor-podcast/ https://www.corelogic.com.au/reports/pain-and-gain

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.auWork with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in July, 2021.

      https://www.theelephantintheroom.com.au/podcasts/184

      See omnystudio.com/listener for privacy information.

      ]]>      In this episode we’re answering some of our listener questions. 

      We’ll be covering how to maximise borrowing on a low income, what agents mean by ‘expressions of interest”, borrowing from overseas, the research needed when buying your first investment property, dealing with “best and final offers” in a hot market and what due diligence do buyers agents do that regular buyer don’t?

      Questions:

      1. “I'm 26 years old and already have 1 investment property and currently looking for my second. As a landscaper that is only on 65k a year at a job that I love, how would I be able to increase my max loan from the bank? Down deposit isn't a problem with me with a bit over 110k in the bank ready to go. With my wage being so low and me only having my wage as a source of income what would the next steps be getting investment 3 and going into the future. Thanks for your time.”
      2. “Hi Veronica & Chris, love your podcast! I have one question for each of you :) For Veronica, I occasionally see a property being listed as "expressions of interest". How is that different to a private treaty sale or auction and what kind of properties are best suited for it? For Chris, could you please talk about the borrowing options overseas Australians might have? Especially if they're asset rich and income poor? Many thanks for your time!”
      3. “Hi Veronica & Chris, I am a big fan and long time listener of your podcasts. In short I am 22yo and looking to buy my first investment property and have recently graduated my Civil Engineering degree. I have now moved into FT work in my chosen field of study and in the process of getting my finance pre-approved. If possible, I would love you to discuss the following in regards to undertaking research prior to the purchase of an investment property; 1. Various different online platforms available to the public to research past and future wages growth in numerous suburbs around Australia? 2. Research methods and frameworks you adopt/prefer? 3. Most important research indicators for a investment-grade suburb? i.e. wages, employment, population growth. 4. How to best determine and interpret data available online? i.e. Number of days on market, auction clearance rates, etc. I’m very eager and exciting to begin my wealth creation journey, and would greatly appreciate it if you could take the time to answer my questions. :) Thanks!”
      4. “We've bought and sold a lot of different sorts of properties but only in NSW and we were totally bamboozled by the way they do it down there. No auctions, even in a really hot market. They are listing properties with a price, and you are expected to put in your best offer, and then the agent sells it to the highest offer, but without coming back to you to give you the chance to up your offer.”
      5. “I have a comment, not a question, after listening to your podcast re hiring a Buyers Agent. I hired a Buyers Agent to assist me in buying an apartment for a family relative to live in. My reason for doing this was primarily to ensure due diligence, not recommend a property. Nicole had a lot of specialist contacts, eg for analysis of body corporate minutes, building contracts, conveyancing etc. I was very happy with the result.”

      RELEVANT EPISODES: Episode 183 | The Secret to Capital Growth | Jeremy Sheppard Episode 168 | Listener Q&A: How to buy your first investment property

      LINKS:www.suburbtrends.com.auhttps://www.homebuyeracademy.com.au/https://www.rask.com.au/podcasts/australian-investor-podcast/ https://www.corelogic.com.au/reports/pain-and-gain

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.auWork with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in July, 2021.

      https://www.theelephantintheroom.com.au/podcasts/184

      See omnystudio.com/listener for privacy information.

      ]]>      295f4e8e-28ad-44d1-8cb0-698530e7550bSun, 11 Jul 2021 16:00:00 +100001:01:49falsefull184184We get back to more of your questions!      Jeremy Sheppard | The Secret to Capital GrowthJeremy Sheppard | The Secret to Capital GrowthWhat makes prices go up and what data sources can you use to predict the movements?Jeremy Sheppard is the Head of Select Residential Property. Before joining SRP, Jeremy created a suburb scoring algorithm called the DSR (Demand to Supply Ratio). The DSR has been featured in Australian Property Investor magazine and Your Investment Property magazine.Jeremy is a regular contributor to the major property investment publications in Australia and has over 50 articles published, as well as other blogs and has been quoted in major newspapers and appeared on prime-time TV news.

      RELEVANT EPISODES:Episode 180 | Are buyers agents worth the cost? | Cate Bakos Episode 177 | Australia’s Economic Recovery | Carlos Cacho Episode 167 | Infrastructure & property prices | David Tucker

      LINKS:https://gooddeeds.com.au/buyers-agents-sydney/sell-my-investment-property-now/ https://gooddeeds.com.au/investment-property/should-you-sell-or-hold-investment-property/

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.auWork with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in June, 2021.

      See omnystudio.com/listener for privacy information.

      ]]>      What makes prices go up and what data sources can you use to predict the movements?Jeremy Sheppard is the Head of Select Residential Property. Before joining SRP, Jeremy created a suburb scoring algorithm called the DSR (Demand to Supply Ratio). The DSR has been featured in Australian Property Investor magazine and Your Investment Property magazine.Jeremy is a regular contributor to the major property investment publications in Australia and has over 50 articles published, as well as other blogs and has been quoted in major newspapers and appeared on prime-time TV news.

      RELEVANT EPISODES:Episode 180 | Are buyers agents worth the cost? | Cate Bakos Episode 177 | Australia’s Economic Recovery | Carlos Cacho Episode 167 | Infrastructure & property prices | David Tucker

      LINKS:https://gooddeeds.com.au/buyers-agents-sydney/sell-my-investment-property-now/ https://gooddeeds.com.au/investment-property/should-you-sell-or-hold-investment-property/

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.auWork with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in June, 2021.

      See omnystudio.com/listener for privacy information.

      ]]>      816e66b0-311c-4c33-969d-761cfc7c2b2eSun, 04 Jul 2021 16:00:00 +100001:04:35falsefull183183What makes prices go up and what data sources can you use to predict the movements?      Aussie Firebug | Financial Independence Retire Early Aussie Firebug | Financial Independence Retire Early Within the last decade, the Financial Independence Retire Early (FI/RE) movement has gained a cult-like following, with grassroots communities touting the benefits of living frugally today whilst creating wealth for tomorrow. Veronica and Chris talk with Matt, the host of the Aussie Firebug podcast. Since 2013 Matt has focused on retiring early by creating income streams from property, shares and labour, he projects that he will finally achieve FI/RE by his mid-thirties.

      Chris asks hard questions about the movement’s current state, particularly citing the communities’ detrimental perspective on the yield over capital growth debate. Will this financial fad burn bright financially liberating individuals, or will the flame fizzle out with unfounded claims and misleading financial advice?

      If you have ever been curious about the FI/RE movement, this is the episode for you.

      GUEST LINKS:https://podcasts.apple.com/au/podcast/aussie-firebug/id1080237514 https://www.aussiefirebug.com/start-here/https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 https://www.mrmoneymustache.com/about/https://www.reddit.com/r/financialindependence/

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.auWork with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in June 2021.

      https://www.theelephantintheroom.com.au/podcasts/182

      See omnystudio.com/listener for privacy information.

      ]]>      Within the last decade, the Financial Independence Retire Early (FI/RE) movement has gained a cult-like following, with grassroots communities touting the benefits of living frugally today whilst creating wealth for tomorrow. Veronica and Chris talk with Matt, the host of the Aussie Firebug podcast. Since 2013 Matt has focused on retiring early by creating income streams from property, shares and labour, he projects that he will finally achieve FI/RE by his mid-thirties.

      Chris asks hard questions about the movement’s current state, particularly citing the communities’ detrimental perspective on the yield over capital growth debate. Will this financial fad burn bright financially liberating individuals, or will the flame fizzle out with unfounded claims and misleading financial advice?

      If you have ever been curious about the FI/RE movement, this is the episode for you.

      GUEST LINKS:https://podcasts.apple.com/au/podcast/aussie-firebug/id1080237514 https://www.aussiefirebug.com/start-here/https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 https://www.mrmoneymustache.com/about/https://www.reddit.com/r/financialindependence/

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.auWork with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in June 2021.

      https://www.theelephantintheroom.com.au/podcasts/182

      See omnystudio.com/listener for privacy information.

      ]]>      a8878190-abfa-409e-a8bd-f92d590df173Sun, 27 Jun 2021 16:00:00 +100001:10:36falsefull182182What is the FIRE movement, and is it a reliable strategy?      Suburb Trends June 2021 | Price predictions for the 2nd half of 2021!Suburb Trends June 2021 | Price predictions for the 2nd half of 2021!This month we look at year to date data, focusing on how the dramatic price rises of the most recent months may have set the stage for the rest of the year? It has been a challenging time for home buyers and a lucrative opportunity for vendors, but will current market conditions last? How many more times will the buyer’s return to the market to try their luck again?

      Kent Lardner provides key statistical insights on current trends and their inevitable effect on the property market, revealing the full extent of the recent price rises, with 20% of all markets risen in value by 20%.

      Here’s what we covered:

      • How inventory levels and price changes relate.
      • What areas with high supply still saw a positive price change?
      • Any areas with low supply and negative price changes?
      • What is the outlook for the remainder of 2021
      • What areas will be worth investing in later in the year?

      RELEVANT EPISODES:Suburb Trends May 2021 | Rental Vacancies Suburb Trends April 2021 | Highest median growth suburbs! Suburb Trends March 2021 | Areas with big price falls!

      LINKS:www.suburbtrends.com https://www.suburbtrends.com/suburb-reviews

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in June, 2021.

      https://www.theelephantintheroom.com.au/podcasts/st11

      See omnystudio.com/listener for privacy information.

      ]]>      This month we look at year to date data, focusing on how the dramatic price rises of the most recent months may have set the stage for the rest of the year? It has been a challenging time for home buyers and a lucrative opportunity for vendors, but will current market conditions last? How many more times will the buyer’s return to the market to try their luck again?

      Kent Lardner provides key statistical insights on current trends and their inevitable effect on the property market, revealing the full extent of the recent price rises, with 20% of all markets risen in value by 20%.

      Here’s what we covered:

      • How inventory levels and price changes relate.
      • What areas with high supply still saw a positive price change?
      • Any areas with low supply and negative price changes?
      • What is the outlook for the remainder of 2021
      • What areas will be worth investing in later in the year?

      RELEVANT EPISODES:Suburb Trends May 2021 | Rental Vacancies Suburb Trends April 2021 | Highest median growth suburbs! Suburb Trends March 2021 | Areas with big price falls!

      LINKS:www.suburbtrends.com https://www.suburbtrends.com/suburb-reviews

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in June, 2021.

      https://www.theelephantintheroom.com.au/podcasts/st11

      See omnystudio.com/listener for privacy information.

      ]]>      3dd4925c-b114-42d0-81d4-eb682f502e16Fri, 25 Jun 2021 16:00:00 +100045:45falsefullPrice movements and why some predictions fail.      Veronica Morgan | How to successfully negotiateVeronica Morgan | How to successfully negotiateIn this Negotiation Masterclass episode, we turn the tables as Chris Bates interviews Veronica Morgan, discussing the dos and don’ts when it comes to negotiating for property and how to succeed during challenging market conditions. The recent property boom has left buyers destitute with properties selling pre-auction, off the market and far above the reserve. As a result, buyers give up and hope for a market crash that will never come.

      This episode will educate new buyers and experienced property investors alike, with Veronica hitting key issues facing those entering today’s market.

      What you will learn:

      • Stop agents taking advantage.
      • How to not miss out at an auction.
      • Checking out competition at open houses.
      • What you should know after your first inspection.
      • How to conduct your initial offer and potential counteroffers.
      • How to keep yourself in check to not react or no action.
      • When to know to let a property go
      • Who you should seek advice from

      RELEVANT EPISODES:Episode 180 | Are buyers agents worth the cost? | Cate Bakos Episode 110 | Selecting the Best Asset | Veronica Morgan Episode 29 | Negotiation masterclass | Fiona McKenzie

      GUEST LINKS:Where to Buy Workshop details:www.homebuyeracademy.com.au/workshop

      How to Price a Property free mini course:https://homebuyeracademy.com.au/freecourse

      Veronica’s book:www.getauctionready.com.auListener 30% off discount + free postage - use Promo Code: ELEPHANT

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in June 2021.

      https://www.theelephantintheroom.com.au/podcasts/181

      See omnystudio.com/listener for privacy information.

      ]]>      In this Negotiation Masterclass episode, we turn the tables as Chris Bates interviews Veronica Morgan, discussing the dos and don’ts when it comes to negotiating for property and how to succeed during challenging market conditions. The recent property boom has left buyers destitute with properties selling pre-auction, off the market and far above the reserve. As a result, buyers give up and hope for a market crash that will never come.

      This episode will educate new buyers and experienced property investors alike, with Veronica hitting key issues facing those entering today’s market.

      What you will learn:

      • Stop agents taking advantage.
      • How to not miss out at an auction.
      • Checking out competition at open houses.
      • What you should know after your first inspection.
      • How to conduct your initial offer and potential counteroffers.
      • How to keep yourself in check to not react or no action.
      • When to know to let a property go
      • Who you should seek advice from

      RELEVANT EPISODES:Episode 180 | Are buyers agents worth the cost? | Cate Bakos Episode 110 | Selecting the Best Asset | Veronica Morgan Episode 29 | Negotiation masterclass | Fiona McKenzie

      GUEST LINKS:Where to Buy Workshop details:www.homebuyeracademy.com.au/workshop

      How to Price a Property free mini course:https://homebuyeracademy.com.au/freecourse

      Veronica’s book:www.getauctionready.com.auListener 30% off discount + free postage - use Promo Code: ELEPHANT

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in June 2021.

      https://www.theelephantintheroom.com.au/podcasts/181

      See omnystudio.com/listener for privacy information.

      ]]>      e3c78222-5524-4d1b-8920-136c7a9bb8deSun, 20 Jun 2021 16:00:00 +100001:05:07falsefull181181How do you negotiate a purchase and get the best result?      Cate Bakos | Are buyers agents worth the cost?Cate Bakos | Are buyers agents worth the cost?Where does the real value lie in buyers agents and how to avoid costly property mistakes?

      In this episode, we welcome back Cate Bakos to discuss from beginning to end the role buyer’s agents play in assisting consumers to achieve their property objectives and how the guiding principles of REBAA and its members have directed consumers away from risky property mistakes.

      Cate Bakos has appeared in previous episodes to discuss buyers agents and the value they add to property buyers. Cate is a prolific and experienced buyers agent based in Melbourne and is also the President of Real Estate Buyers Agents Association of Australia (REBAA). REBAA is Australia’s foremost peak body for buyers agents and aims to lift industry standards that protect consumers against rogue operators. The integrity of REBAA has been crucial to highlight individuals and agencies that adhere to self-regulating principles in an unregulated industry.

      RELEVANT EPISODES:Episode 173 | Buying in Byron Bay: Overhyped or shrewd investment? | Michael Murray Episode 150 | What you NEED to know about the Brisbane property market | Meighan Wells Episode 110 | Selecting the Best Asset | Veronica Morgan

      GUEST LINKS:www.rebaa.com.au https://www.catebakos.com.au/cate-bakos/

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.auWork with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in June 2021.

      https://www.theelephantintheroom.com.au/podcasts/180

       

      See omnystudio.com/listener for privacy information.

      ]]>      Where does the real value lie in buyers agents and how to avoid costly property mistakes?

      In this episode, we welcome back Cate Bakos to discuss from beginning to end the role buyer’s agents play in assisting consumers to achieve their property objectives and how the guiding principles of REBAA and its members have directed consumers away from risky property mistakes.

      Cate Bakos has appeared in previous episodes to discuss buyers agents and the value they add to property buyers. Cate is a prolific and experienced buyers agent based in Melbourne and is also the President of Real Estate Buyers Agents Association of Australia (REBAA). REBAA is Australia’s foremost peak body for buyers agents and aims to lift industry standards that protect consumers against rogue operators. The integrity of REBAA has been crucial to highlight individuals and agencies that adhere to self-regulating principles in an unregulated industry.

      RELEVANT EPISODES:Episode 173 | Buying in Byron Bay: Overhyped or shrewd investment? | Michael Murray Episode 150 | What you NEED to know about the Brisbane property market | Meighan Wells Episode 110 | Selecting the Best Asset | Veronica Morgan

      GUEST LINKS:www.rebaa.com.au https://www.catebakos.com.au/cate-bakos/

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.auWork with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in June 2021.

      https://www.theelephantintheroom.com.au/podcasts/180

       

      See omnystudio.com/listener for privacy information.

      ]]>      7e15a9f9-4644-45fa-860b-ad1185c903d8Sun, 13 Jun 2021 16:00:00 +100001:07:28falsefull180180Where does the real value lie in buyers agents and how to avoid costly property mistakes?      Listener Q&A | Unit Market, Capital Growth & AirbnbListener Q&A | Unit Market, Capital Growth & AirbnbWe can’t get enough of your questions. We cover a lot in this episode from the current state of the unit market through to how limited title can impact a property’s sale. We appreciate your questions and enjoy doing these episodes. If you have property related questions or want to test a scenario we would love to hear from you.

      Questions:

      1. “Units down but what about premium units outside of CBD but within 10k radius ? This includes Art Deco units, on larger blocks with smaller divisions for each lot. will we see growth in this market and why are analysts still treating units in high rise CBD the same as all other units despite massive differences in the land area involved for owners of lots, size of room, ornate ceilings, quality I.e double brick etc? Should owners of these properties ignore the analysts talking about units altogether?”
      2. “Just listened to your 1st Feb 2021 listener q&a. Surprised by your answer Chris about how to retire from property. Based on what you outlined, if you have enough equity, you would be better to go for yield rather than capital growth. Targeting better more expensive houses with more growth potential but have lower yield just means more time to build up the offset account to completely offset the loan amount and delay retirement. Targeting capital growth would just to be for something to leave the kids. I reckon you could devote a whole episode to this as it is what a lot property people push is financially free through property but does not work if you need to save the full cost of the property you purchase. Sounds like an elephant to me”
      3. “Fan of the show, not a question but I have a data point on the limited title. The limited title does lower the price. My first 2 choices were limited title but I couldn't get the loan for it. Ended up going for 50-100k less than my offer. So I think the strategy works by definition. i.e. reducing a number of qualified buyers will on average lower the price. This was in the middle of covid so results may vary. 18 epsom road zetland - 1,165,000 70 rose st chippendale - 1,575,000”
      4. “Hi guys, Love the pod! Probably more of a question to Chris. I'm a potential 1st home buyer (on the northern beaches of Sydney) and would like to try and get an understanding on how much are people willing to borrow to get into the market? I was always told don't go higher than 3 or 4 times your annual household income but with the market going crazy at the moment I realise we are going to have to go a lot higher. I understand you can’t give personal advice – But it would be nice to know (on average) what you are currently seeing for 1st home buyers and just in general. I think we might need to go up to 5.5x to get something decent. I also know its not the greatest metric to use in this low rate environment.”
      5. “Chris and you keep referring to “ppl on good income”. What is considered a good income, let’s say for Sydney? What’s a reference baseline? Eg. if you are looking at a $1M property then $100K is considered a good income? Assuming 80% lvr.”
      6. “Also, what are your thoughts on buying a property in a holiday spot specifically to rent out on Airbnb? Or buying something that could be either tenanted long term OR rented on Airbnb? Also Veronica.. ..you talk a lot about buying a quality asset. Could you please tell us exactly what that means? What are your criteria? Thanks for the podcast, really enjoyable and educational.”
      7. “Demand is soaring in capital cities.... demographically-speaking, WHO ARE these people who have flooded into these property markets post-COVID? Where are they finding the huge deposits and servicing mortgages that are now multiples larger for the same properties just a few years ago (even months ago) Where were these people before and why the rush into property now? How are they protected against even small rate rises in the future and are we setting ourselves up for a big correction? A real one this time? What will be the fallout from this?”

      RELEVANT EPISODES: Episode 168 | Listener Q&A: How to buy your first investment property Episode 162 | Houses vs Apartments Episode 161 | Listener Q&A: Building your own home, retiring on property & sustainable properties?

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in May, 2021.

      https://www.theelephantintheroom.com.au/podcasts/179

      See omnystudio.com/listener for privacy information.

      ]]>      We can’t get enough of your questions. We cover a lot in this episode from the current state of the unit market through to how limited title can impact a property’s sale. We appreciate your questions and enjoy doing these episodes. If you have property related questions or want to test a scenario we would love to hear from you.

      Questions:

      1. “Units down but what about premium units outside of CBD but within 10k radius ? This includes Art Deco units, on larger blocks with smaller divisions for each lot. will we see growth in this market and why are analysts still treating units in high rise CBD the same as all other units despite massive differences in the land area involved for owners of lots, size of room, ornate ceilings, quality I.e double brick etc? Should owners of these properties ignore the analysts talking about units altogether?”
      2. “Just listened to your 1st Feb 2021 listener q&a. Surprised by your answer Chris about how to retire from property. Based on what you outlined, if you have enough equity, you would be better to go for yield rather than capital growth. Targeting better more expensive houses with more growth potential but have lower yield just means more time to build up the offset account to completely offset the loan amount and delay retirement. Targeting capital growth would just to be for something to leave the kids. I reckon you could devote a whole episode to this as it is what a lot property people push is financially free through property but does not work if you need to save the full cost of the property you purchase. Sounds like an elephant to me”
      3. “Fan of the show, not a question but I have a data point on the limited title. The limited title does lower the price. My first 2 choices were limited title but I couldn't get the loan for it. Ended up going for 50-100k less than my offer. So I think the strategy works by definition. i.e. reducing a number of qualified buyers will on average lower the price. This was in the middle of covid so results may vary. 18 epsom road zetland - 1,165,000 70 rose st chippendale - 1,575,000”
      4. “Hi guys, Love the pod! Probably more of a question to Chris. I'm a potential 1st home buyer (on the northern beaches of Sydney) and would like to try and get an understanding on how much are people willing to borrow to get into the market? I was always told don't go higher than 3 or 4 times your annual household income but with the market going crazy at the moment I realise we are going to have to go a lot higher. I understand you can’t give personal advice – But it would be nice to know (on average) what you are currently seeing for 1st home buyers and just in general. I think we might need to go up to 5.5x to get something decent. I also know its not the greatest metric to use in this low rate environment.”
      5. “Chris and you keep referring to “ppl on good income”. What is considered a good income, let’s say for Sydney? What’s a reference baseline? Eg. if you are looking at a $1M property then $100K is considered a good income? Assuming 80% lvr.”
      6. “Also, what are your thoughts on buying a property in a holiday spot specifically to rent out on Airbnb? Or buying something that could be either tenanted long term OR rented on Airbnb? Also Veronica.. ..you talk a lot about buying a quality asset. Could you please tell us exactly what that means? What are your criteria? Thanks for the podcast, really enjoyable and educational.”
      7. “Demand is soaring in capital cities.... demographically-speaking, WHO ARE these people who have flooded into these property markets post-COVID? Where are they finding the huge deposits and servicing mortgages that are now multiples larger for the same properties just a few years ago (even months ago) Where were these people before and why the rush into property now? How are they protected against even small rate rises in the future and are we setting ourselves up for a big correction? A real one this time? What will be the fallout from this?”

      RELEVANT EPISODES: Episode 168 | Listener Q&A: How to buy your first investment property Episode 162 | Houses vs Apartments Episode 161 | Listener Q&A: Building your own home, retiring on property & sustainable properties?

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in May, 2021.

      https://www.theelephantintheroom.com.au/podcasts/179

      See omnystudio.com/listener for privacy information.

      ]]>      cdd29b69-1083-479b-9d1c-bb6d55563bf7Sun, 06 Jun 2021 16:00:00 +100046:44falsefull179179We get back to more of your questions!      Martin North | Will 50 year mortgages become a reality?Martin North | Will 50 year mortgages become a reality?In this episode, we welcome back Martin North, Founder of Digital Finance Analytics (DFA). DFA surveys thousands of Australian families to gauge key consumer metrics, which have been crucial in highlighting areas of concern within debt and property prices. This is Martin’s third appearance on the Podcast, previously he has shared bearish views on the property market but maybe in this episode, he has had a change in heart?

      The economist’s who cried wolf will be known for their false property market crash predictions. It was meant to be peak Covid cases, the tightening of restrictions, the September cliff and in March of 2021 end of job seeker.

      Here we are in May, the property market has only broken records due to a variety of factors resulting in a lack of quality supply and overflowing demand that has brought new faces into neighbouring suburbs. But what’s next? Will consumers continue to go to auction on a Saturday until they settle, or will they give up waiting for a market crash that may never happen? Alternatively, have consumers bitten off more debt than they can chew, and will a potential cash rate increase bring down property prices to all-time lows?

      RELEVANT EPISODES:Episode 177 | Australia’s Economic Recovery | Carlos Cacho, Jaden Group Australia Episode 143 | Postcode Analysis: What properties are outperforming the market | Martin North Episode 123 | To buy, or not to buy: that is the question | Martin North

      GUEST LINKS:https://www.digitalfinanceanalytics.com/

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in May 2021.

      https://www.theelephantintheroom.com.au/podcasts/178

      See omnystudio.com/listener for privacy information.

      ]]>      In this episode, we welcome back Martin North, Founder of Digital Finance Analytics (DFA). DFA surveys thousands of Australian families to gauge key consumer metrics, which have been crucial in highlighting areas of concern within debt and property prices. This is Martin’s third appearance on the Podcast, previously he has shared bearish views on the property market but maybe in this episode, he has had a change in heart?

      The economist’s who cried wolf will be known for their false property market crash predictions. It was meant to be peak Covid cases, the tightening of restrictions, the September cliff and in March of 2021 end of job seeker.

      Here we are in May, the property market has only broken records due to a variety of factors resulting in a lack of quality supply and overflowing demand that has brought new faces into neighbouring suburbs. But what’s next? Will consumers continue to go to auction on a Saturday until they settle, or will they give up waiting for a market crash that may never happen? Alternatively, have consumers bitten off more debt than they can chew, and will a potential cash rate increase bring down property prices to all-time lows?

      RELEVANT EPISODES:Episode 177 | Australia’s Economic Recovery | Carlos Cacho, Jaden Group Australia Episode 143 | Postcode Analysis: What properties are outperforming the market | Martin North Episode 123 | To buy, or not to buy: that is the question | Martin North

      GUEST LINKS:https://www.digitalfinanceanalytics.com/

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in May 2021.

      https://www.theelephantintheroom.com.au/podcasts/178

      See omnystudio.com/listener for privacy information.

      ]]>      1a245440-fc78-4f7c-bd2a-72eeba3a834dSun, 30 May 2021 22:27:01 +100001:05:50falsefull178178The impending market crash never came but what could cause the next?      Carlos Cacho | Australia’s Economic RecoveryCarlos Cacho | Australia’s Economic RecoveryWe’ve noticed that our audience enjoys episodes featuring economists such as Warren Hogan’s episode 158, Saul Eslake’s episode 152 and the multitude of various well-known voices within this space. Pens and paper in our hand, we chat with Carlos Cacho, Chief Economist of Jarden Group Australia, prior to his position, Carlos served as Chief Economist of UBS Australia.

      Within our chat, we cover a variety of topics covering the future of Australia, property price movements and the current lending space, taking into consideration the Government doubling down on First Home Loan Deposit Scheme grants and their propensity to incentivise the purchasing of new property over established.

      How will Australia fare in the global economy, will this recovery be short-lived as other nations take control of their internal struggles against the pandemic?

      RELEVANT EPISODES:Episode 158 | Top economist puts Australia in the world picture | Warren Hogan Episode 152 | What does top economist say on the current economic environment | Saul Eslake Episode 104 | Build-To-Rent the new standard for renters | Adam Hirst, Mirvac

      GUEST LINKS:https://www.linkedin.com/in/carlosscacho/ https://www.linkedin.com/company/jarden/mycompany/ https://www.jardengroup.com.au/our-people/carlos-cacho/

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.auWork with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in May, 2021.

      See omnystudio.com/listener for privacy information.

      ]]>      We’ve noticed that our audience enjoys episodes featuring economists such as Warren Hogan’s episode 158, Saul Eslake’s episode 152 and the multitude of various well-known voices within this space. Pens and paper in our hand, we chat with Carlos Cacho, Chief Economist of Jarden Group Australia, prior to his position, Carlos served as Chief Economist of UBS Australia.

      Within our chat, we cover a variety of topics covering the future of Australia, property price movements and the current lending space, taking into consideration the Government doubling down on First Home Loan Deposit Scheme grants and their propensity to incentivise the purchasing of new property over established.

      How will Australia fare in the global economy, will this recovery be short-lived as other nations take control of their internal struggles against the pandemic?

      RELEVANT EPISODES:Episode 158 | Top economist puts Australia in the world picture | Warren Hogan Episode 152 | What does top economist say on the current economic environment | Saul Eslake Episode 104 | Build-To-Rent the new standard for renters | Adam Hirst, Mirvac

      GUEST LINKS:https://www.linkedin.com/in/carlosscacho/ https://www.linkedin.com/company/jarden/mycompany/ https://www.jardengroup.com.au/our-people/carlos-cacho/

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.auWork with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in May, 2021.

      See omnystudio.com/listener for privacy information.

      ]]>      40c18eef-1b34-4e00-aa1a-15e49a6cb6ddSun, 23 May 2021 16:00:00 +100001:11:30falsefull177177How is Australia faring in the global economy and will factor flow back onto the Australian property market?      David Chandler | Developers are in the Government’s crosshairs.David Chandler | Developers are in the Government’s crosshairs.Australian’s have been left high and dry as developers overpromise and underdeliver with no punitive action against offenders, as they lie, cheat and phoenix, negatively affecting Australians looking to get onto the property market. Current booming market conditions are foreshadowing a proliferation of defective new developments putting profits in developer pockets and cracks behind plaster walls. 

      In this episode, we have the privilege of discussing these significant building issues with David Chandler, NSW Building Commissioner, a role that was established in 2019 to combat rogue operators that develop defective, uncertified and unlivable properties. David is a perfect fit for the role thanks to his impressive 40 years of experience in construction, infrastructure and renewal projects. The government’s direct approach aims to stop repeat offenders, improve the quality of new dwellings, and promote quality affordable housing.

      What is the solution for Australians that have bought defective property and how will the government effectively manage the quality of new dwellings against operators that have historical played dirty and dodged punishment?

      RELEVANT EPISODES:Episode 162 | Houses vs Apartments | Stuart Wemyss Episode 113 | What’s behind the wall?: 85% of developments have defects | Dr. Nicole Johnston Episode 106 | Dodgy developers & Strata Living | Jimmy Thomson

      GUEST LINKS:https://www.smh.com.au/national/nsw/it-s-like-a-leaky-boat-icare-home-building-insurance-leaves-taxpayers-on-the-hook-for-700m-20210413-p57ipz.html https://www.smh.com.au/national/nsw/sydney-building-nightmare-set-to-cost-maryam-her-life-savings-20210319-p57cb5.html https://www.linkedin.com/in/david-chandler-oam-875bb1b5/

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in May 2021

      https://www.theelephantintheroom.com.au/podcasts/176

      See omnystudio.com/listener for privacy information.

      ]]>      Australian’s have been left high and dry as developers overpromise and underdeliver with no punitive action against offenders, as they lie, cheat and phoenix, negatively affecting Australians looking to get onto the property market. Current booming market conditions are foreshadowing a proliferation of defective new developments putting profits in developer pockets and cracks behind plaster walls. 

      In this episode, we have the privilege of discussing these significant building issues with David Chandler, NSW Building Commissioner, a role that was established in 2019 to combat rogue operators that develop defective, uncertified and unlivable properties. David is a perfect fit for the role thanks to his impressive 40 years of experience in construction, infrastructure and renewal projects. The government’s direct approach aims to stop repeat offenders, improve the quality of new dwellings, and promote quality affordable housing.

      What is the solution for Australians that have bought defective property and how will the government effectively manage the quality of new dwellings against operators that have historical played dirty and dodged punishment?

      RELEVANT EPISODES:Episode 162 | Houses vs Apartments | Stuart Wemyss Episode 113 | What’s behind the wall?: 85% of developments have defects | Dr. Nicole Johnston Episode 106 | Dodgy developers & Strata Living | Jimmy Thomson

      GUEST LINKS:https://www.smh.com.au/national/nsw/it-s-like-a-leaky-boat-icare-home-building-insurance-leaves-taxpayers-on-the-hook-for-700m-20210413-p57ipz.html https://www.smh.com.au/national/nsw/sydney-building-nightmare-set-to-cost-maryam-her-life-savings-20210319-p57cb5.html https://www.linkedin.com/in/david-chandler-oam-875bb1b5/

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in May 2021

      https://www.theelephantintheroom.com.au/podcasts/176

      See omnystudio.com/listener for privacy information.

      ]]>      7eda3e40-4e8d-47cc-a43a-c1efdf0e30c7Sun, 16 May 2021 23:25:48 +100059:03falsefull176176NSW state government champions reversing defective builds, paving the way for quality affordable housing.      Suburb Trends May 2021 | Rental VacanciesSuburb Trends May 2021 | Rental VacanciesInklings of the property market slowing down, our hosts analyse rental vacancies to rationalise current trends within the market and what the outlook will be for first home buyers, upgraders and investors?How human behaviour is skewing the data, will the combination of anchoring bias, FOMO and loss aversion put consumers in risky situations as they leave the market with pipe dreams of prices falling?

      RELEVANT EPISODES: Episode 175 | Moving regionally: Will it last and will it be sustainable? | Kirsten Craze Episode 173 | Buying in Byron Bay: Overhyped or shrewd investment? | Michael Murray Episode 168 | Listener Q&A: How to buy your first investment property

      GUEST LINKS:www.suburbtrends.com

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.auWork with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in May 2021.

      https://www.theelephantintheroom.com.au/podcasts/st10

      See omnystudio.com/listener for privacy information.

      ]]>      Inklings of the property market slowing down, our hosts analyse rental vacancies to rationalise current trends within the market and what the outlook will be for first home buyers, upgraders and investors?How human behaviour is skewing the data, will the combination of anchoring bias, FOMO and loss aversion put consumers in risky situations as they leave the market with pipe dreams of prices falling?

      RELEVANT EPISODES: Episode 175 | Moving regionally: Will it last and will it be sustainable? | Kirsten Craze Episode 173 | Buying in Byron Bay: Overhyped or shrewd investment? | Michael Murray Episode 168 | Listener Q&A: How to buy your first investment property

      GUEST LINKS:www.suburbtrends.com

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.auWork with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in May 2021.

      https://www.theelephantintheroom.com.au/podcasts/st10

      See omnystudio.com/listener for privacy information.

      ]]>      c97d0b5f-56eb-402e-ba09-9ebc96aa5562Thu, 13 May 2021 22:33:57 +100040:09falsefullRental vacancies in a bullish market, the great outlook for the future of investors?      Kirsten Craze | Moving regionally: Will it last, and will it be sustainable?Kirsten Craze | Moving regionally: Will it last, and will it be sustainable?In the most recent episodes, we dug deeper into the liberation of labour mobility and the inevitable result of interstate, regional migration. For your benefit explaining how it happened and what the future of Australia may look like. 

      Within this episode, we explore its sustainability, questioning the long term viability of these movements. Will regional movers recent property decisions be short-lived and ultimately lead to their return? Or are these pioneers creating thriving suburbs, which have been bankrupt of new internal financial flows, expanding the possibility of future domestic movements?

      Prolific and experienced property journalist Kirsten Craze join us for an episode dedicated to the post-Covid sea change, tree change. For those who have been following the podcast since its inception, Kirsten appeared in episode 22, highlighting the issues in headline media and its misleading content relating to the property market. Kirsten’s work has featured in The Daily Telegraph, The Herald Sun, News.com.au, realestate.com.au and Mansion Global. 

      Coupling Kirsten’s two decades of experience in the property market and her own sea-change, she answers the questions: is the grass greener on the other side?

      RELEVANT EPISODES:Episode 173 | Buying in Byron Bay: Overhyped or shrewd investment? | Michael Murray Episode 22 | How to be a media researcher, not just a reader | Kirsten Craze

      KIRSTEN’S ARTICLES: Real Estate.com | Regional regret? Warnings and potential pitfalls of a COVID-19-inspired property tree change Real Estate.com | Australian housing: Contemplating a city escape and the possible pitfalls of a COVID-19-influenced sea change

      LINKS: https://www.linkedin.com/in/kirsten-craze/?originalSubdomain=au

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.auWork with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in April 2021.

      https://www.theelephantintheroom.com.au/podcasts/175

      See omnystudio.com/listener for privacy information.

      ]]>      In the most recent episodes, we dug deeper into the liberation of labour mobility and the inevitable result of interstate, regional migration. For your benefit explaining how it happened and what the future of Australia may look like. 

      Within this episode, we explore its sustainability, questioning the long term viability of these movements. Will regional movers recent property decisions be short-lived and ultimately lead to their return? Or are these pioneers creating thriving suburbs, which have been bankrupt of new internal financial flows, expanding the possibility of future domestic movements?

      Prolific and experienced property journalist Kirsten Craze join us for an episode dedicated to the post-Covid sea change, tree change. For those who have been following the podcast since its inception, Kirsten appeared in episode 22, highlighting the issues in headline media and its misleading content relating to the property market. Kirsten’s work has featured in The Daily Telegraph, The Herald Sun, News.com.au, realestate.com.au and Mansion Global. 

      Coupling Kirsten’s two decades of experience in the property market and her own sea-change, she answers the questions: is the grass greener on the other side?

      RELEVANT EPISODES:Episode 173 | Buying in Byron Bay: Overhyped or shrewd investment? | Michael Murray Episode 22 | How to be a media researcher, not just a reader | Kirsten Craze

      KIRSTEN’S ARTICLES: Real Estate.com | Regional regret? Warnings and potential pitfalls of a COVID-19-inspired property tree change Real Estate.com | Australian housing: Contemplating a city escape and the possible pitfalls of a COVID-19-influenced sea change

      LINKS: https://www.linkedin.com/in/kirsten-craze/?originalSubdomain=au

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.auWork with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in April 2021.

      https://www.theelephantintheroom.com.au/podcasts/175

      See omnystudio.com/listener for privacy information.

      ]]>      6a87e143-216a-45b3-9a1a-7de3dd98fe06Sun, 09 May 2021 16:00:00 +100001:07:00falsefull175175Remote working has opened the door to labour mobility, but will is the grass greener on the other side?      Robert Clarke | Price guides: Fair estimates or misleading?Robert Clarke | Price guides: Fair estimates or misleading?Property prices are skyrocketing across the nation. With desirable suburbs in capital cities bearing the brunt of the current competition, medium to high-income buyers are forced out of their no. 1 suburb flowing onto alternative areas that aren’t ready for their price perception. The influx of the new buyers into unfamiliar areas, wear glasses with out-of-suburb lens’s, warping their idea of what’s worth what and causing unexpected price results as they compete against themself and competitive buyers.

      This new money has caused prices to soar in areas and property that would otherwise tell a different story if sold last year. The faucet is on, and as buyers flood the basin, the question lies, where will the water drain?

      In this episode, we are joined by Robert Clarke, the selling principal of Belle Property Annandale. We question the current state of property price expectations and their relation to a real estate agents marketing of price guides. We also myth bust unfounded property tactics that have lost buyers: time, cash and the property. 

      RELEVANT EPISODES:Suburb Trends April 2021 | Highest median growth suburbs! Episode 171 | Pain & Gain Q4 2020: Who suffered and who triumphed? | Eliza Owen Episode 167 | Infrastructure & property prices | David Tucker

      GUEST LINKS:https://www.belleproperty.com/annandale/robert-clarke/

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: wealthful.com.au/contactus

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in April 2021.

      https://www.theelephantintheroom.com.au/podcasts/174

      See omnystudio.com/listener for privacy information.

      ]]>      Property prices are skyrocketing across the nation. With desirable suburbs in capital cities bearing the brunt of the current competition, medium to high-income buyers are forced out of their no. 1 suburb flowing onto alternative areas that aren’t ready for their price perception. The influx of the new buyers into unfamiliar areas, wear glasses with out-of-suburb lens’s, warping their idea of what’s worth what and causing unexpected price results as they compete against themself and competitive buyers.

      This new money has caused prices to soar in areas and property that would otherwise tell a different story if sold last year. The faucet is on, and as buyers flood the basin, the question lies, where will the water drain?

      In this episode, we are joined by Robert Clarke, the selling principal of Belle Property Annandale. We question the current state of property price expectations and their relation to a real estate agents marketing of price guides. We also myth bust unfounded property tactics that have lost buyers: time, cash and the property. 

      RELEVANT EPISODES:Suburb Trends April 2021 | Highest median growth suburbs! Episode 171 | Pain & Gain Q4 2020: Who suffered and who triumphed? | Eliza Owen Episode 167 | Infrastructure & property prices | David Tucker

      GUEST LINKS:https://www.belleproperty.com/annandale/robert-clarke/

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: wealthful.com.au/contactus

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in April 2021.

      https://www.theelephantintheroom.com.au/podcasts/174

      See omnystudio.com/listener for privacy information.

      ]]>      4b181a41-8269-4afa-9450-beb0612893edSun, 02 May 2021 16:00:00 +100059:58falsefull174174The disparity of price guides and property results, what do you believe?      Michael Murray | Buying in Byron Bay: Overhyped or shrewd investment?Michael Murray | Buying in Byron Bay: Overhyped or shrewd investment?Covid has accelerated the remote work movement. Australians have fled the big city to greener pastures and clearer shores. What better place to a sea change, tree change than Australia’s most eastern tip. Global media coverage has put Australia at the forefront of Covid safe spots, this has drawn celebrities, actors and affluent business owners to find sanctuary in a small beach town in northern New South Wales.

      Byron Bay has grown from what was a small tight-knit beach community, to become Australia’s most expensive location to buy property, with median house prices in Byron Bay eclipsing the Eastern Suburbs of Sydney.

      In this episode, we shine the light on the Byron Bay property market, with no better expert than pioneering buyers agent, Michael Murray. Born and bred in Byron Bay, Michael has helped families, friends, celebrities and entrepreneur to find their slice of paradise for over 30 years. The influx of new money has pushed locals out and put mansions on hills, has this changed the bay forever?

      RELEVANT EPISODES:Suburb Trends April 2021 | Highest median growth suburbs! Episode 160 | Working from Home Movement: Has Covid accelerated the inevitable | Soren Trampedach, Work Club Global Episode 158 | Top economist puts Australia in the world picture | Warren Hogan

      GUEST LINKS:https://www.byronpropertysearch.com.au/ Facebook.com/byronpropertysearch Instagram -@byronpropertysearch https://www.linkedin.com/in/michael-murray-69b21510/

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in April 2021.

      https://www.theelephantintheroom.com.au/podcasts/173

      See omnystudio.com/listener for privacy information.

      ]]>      Covid has accelerated the remote work movement. Australians have fled the big city to greener pastures and clearer shores. What better place to a sea change, tree change than Australia’s most eastern tip. Global media coverage has put Australia at the forefront of Covid safe spots, this has drawn celebrities, actors and affluent business owners to find sanctuary in a small beach town in northern New South Wales.

      Byron Bay has grown from what was a small tight-knit beach community, to become Australia’s most expensive location to buy property, with median house prices in Byron Bay eclipsing the Eastern Suburbs of Sydney.

      In this episode, we shine the light on the Byron Bay property market, with no better expert than pioneering buyers agent, Michael Murray. Born and bred in Byron Bay, Michael has helped families, friends, celebrities and entrepreneur to find their slice of paradise for over 30 years. The influx of new money has pushed locals out and put mansions on hills, has this changed the bay forever?

      RELEVANT EPISODES:Suburb Trends April 2021 | Highest median growth suburbs! Episode 160 | Working from Home Movement: Has Covid accelerated the inevitable | Soren Trampedach, Work Club Global Episode 158 | Top economist puts Australia in the world picture | Warren Hogan

      GUEST LINKS:https://www.byronpropertysearch.com.au/ Facebook.com/byronpropertysearch Instagram -@byronpropertysearch https://www.linkedin.com/in/michael-murray-69b21510/

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in April 2021.

      https://www.theelephantintheroom.com.au/podcasts/173

      See omnystudio.com/listener for privacy information.

      ]]>      ebfe8ee8-ccaa-4f81-a0be-f1b3507dbedbSun, 25 Apr 2021 16:00:00 +100001:06:27falsefull173173Who gets to live in paradise? Influencers, surfers and remote workers.      Shelley Horton | The future of valuations & its importance in the marketplace.Shelley Horton | The future of valuations & its importance in the marketplace.We welcome back Shelley Horton from episode 34. Shelley is the general manager of CoreLogic Valuation Solutions, which advises on the future of valuations’ and their role in the market. The property market is booming. For any transaction -- to buy, to sell, to refinance -- it all requires a valuer. Some valuers are seeing up to 15 properties a day. From desktop valuations to feet on the ground, how are 30 minutes with a property enough to reveal its true value? The reports can have a flow-thru effect on a buyer/seller's decision, leading to action or inaction that could be costly.In this episode, the team and Shelley discuss the state of the valuation industry. Understanding how valuers assess and produce their reports—highlighting the overwhelming need for accurate, objective reports that ultimately guide property buyers to make better decisions.

      RELEVANT EPISODES:Episode 171 | Pain & Gain Q4 2020: Who suffered and who triumphed? | Eliza Owen Episode 121 | Valuations: What should you know? | Bart Mead Episode 34 | The hidden things to look for when working out the price to pay | Shelley Horton

      GUEST LINKS:https://www.corelogic.com.au/news/valuing-properties-more-about-expectation-management-valuation-itself

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au.

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in April 2021.

      https://www.theelephantintheroom.com.au/podcasts/172

      See omnystudio.com/listener for privacy information.

      ]]>      We welcome back Shelley Horton from episode 34. Shelley is the general manager of CoreLogic Valuation Solutions, which advises on the future of valuations’ and their role in the market. The property market is booming. For any transaction -- to buy, to sell, to refinance -- it all requires a valuer. Some valuers are seeing up to 15 properties a day. From desktop valuations to feet on the ground, how are 30 minutes with a property enough to reveal its true value? The reports can have a flow-thru effect on a buyer/seller's decision, leading to action or inaction that could be costly.In this episode, the team and Shelley discuss the state of the valuation industry. Understanding how valuers assess and produce their reports—highlighting the overwhelming need for accurate, objective reports that ultimately guide property buyers to make better decisions.

      RELEVANT EPISODES:Episode 171 | Pain & Gain Q4 2020: Who suffered and who triumphed? | Eliza Owen Episode 121 | Valuations: What should you know? | Bart Mead Episode 34 | The hidden things to look for when working out the price to pay | Shelley Horton

      GUEST LINKS:https://www.corelogic.com.au/news/valuing-properties-more-about-expectation-management-valuation-itself

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au.

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in April 2021.

      https://www.theelephantintheroom.com.au/podcasts/172

      See omnystudio.com/listener for privacy information.

      ]]>      2d430046-9b44-42f7-b96c-8efeedede291Sun, 18 Apr 2021 16:00:00 +100056:53falsefull172172Adapting for the future and bringing objective valuations closer to reality.      Suburb Trends April 2021 | Highest median growth suburbs!Suburb Trends April 2021 | Highest median growth suburbs!Welcome back to another edition of our Suburb Trends report where we look at Australian suburbs’ condition, analysing, rationalising and theorising their present and future. In this episode, we'll focus on the top 10 highest median growth suburbs, honing in only on houses and suburbs with more than nine sales a month.

      The team looks at the various possible reasons for the growth in these suburbs, dissecting buyer behaviour, financial flows, and the development of new stock on the market.

      We discuss some suburbs you know and love, questioning if the statistics around median growth is an effective lens to evaluate an area's future?

      RELEVANT EPISODES:Suburb Trends March 2021 Suburb Trends February 2021 Suburb Trends December 2020

      GUEST LINKS:www.suburbtrends.com https://www.suburbtrends.com/top-10-price-change-suburbs

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au.

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in April 2021.

      https://www.theelephantintheroom.com.au/podcasts/st9

      See omnystudio.com/listener for privacy information.

      ]]>      Welcome back to another edition of our Suburb Trends report where we look at Australian suburbs’ condition, analysing, rationalising and theorising their present and future. In this episode, we'll focus on the top 10 highest median growth suburbs, honing in only on houses and suburbs with more than nine sales a month.

      The team looks at the various possible reasons for the growth in these suburbs, dissecting buyer behaviour, financial flows, and the development of new stock on the market.

      We discuss some suburbs you know and love, questioning if the statistics around median growth is an effective lens to evaluate an area's future?

      RELEVANT EPISODES:Suburb Trends March 2021 Suburb Trends February 2021 Suburb Trends December 2020

      GUEST LINKS:www.suburbtrends.com https://www.suburbtrends.com/top-10-price-change-suburbs

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au.

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in April 2021.

      https://www.theelephantintheroom.com.au/podcasts/st9

      See omnystudio.com/listener for privacy information.

      ]]>      850d9d93-2663-42e7-b333-63139414373bThu, 15 Apr 2021 16:00:00 +100057:49falsefullThis month we chat up suburbs going up across Australia.      Eliza Owen | Pain & Gain Q4 2020: Who suffered and who triumphed?Eliza Owen | Pain & Gain Q4 2020: Who suffered and who triumphed?We welcome back Eliza Owen for the fifth time -- we can't get enough of her property market data and insights. Eliza is the head of residential research at CoreLogic and the author of CoreLogic's quarterly 'Pain and Gain' reports, which cover the entire Australian property market at a macro level, then drills down into suburb and property category performance.

      Eliza is quoted in countless articles and is a regular media guest as an expert in the residential property space. Her data is relied on by governments, the property industry, and individuals who are keen to better understand the property market. 

      As competition shoots up, supply plummets and clearance rates hit 100%, we see how the results of Q4 2020 have set the stage for the current market and potentially the rest of the year.

      Eliza and the team interpret and break down this data for your benefit.

      RELEVANT EPISODES:Episode 170 | 2021 Fool or Forecaster Report | Which experts can you trust to get it right? Episode 159 | Why hasn’t the property market crashed? | Eliza Owen Suburb Trends March 2021 | Areas with big price falls!

      GUEST LINKS:Eliza’s socials: LinkedIn | Twitter Purchase CoreLogic Residential Pain & Gain Report

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in April, 2020.

      https://www.theelephantintheroom.com.au/podcasts/171

      See omnystudio.com/listener for privacy information.

      ]]>      We welcome back Eliza Owen for the fifth time -- we can't get enough of her property market data and insights. Eliza is the head of residential research at CoreLogic and the author of CoreLogic's quarterly 'Pain and Gain' reports, which cover the entire Australian property market at a macro level, then drills down into suburb and property category performance.

      Eliza is quoted in countless articles and is a regular media guest as an expert in the residential property space. Her data is relied on by governments, the property industry, and individuals who are keen to better understand the property market. 

      As competition shoots up, supply plummets and clearance rates hit 100%, we see how the results of Q4 2020 have set the stage for the current market and potentially the rest of the year.

      Eliza and the team interpret and break down this data for your benefit.

      RELEVANT EPISODES:Episode 170 | 2021 Fool or Forecaster Report | Which experts can you trust to get it right? Episode 159 | Why hasn’t the property market crashed? | Eliza Owen Suburb Trends March 2021 | Areas with big price falls!

      GUEST LINKS:Eliza’s socials: LinkedIn | Twitter Purchase CoreLogic Residential Pain & Gain Report

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in April, 2020.

      https://www.theelephantintheroom.com.au/podcasts/171

      See omnystudio.com/listener for privacy information.

      ]]>      d3593f6e-8778-46aa-b1a1-afd153dff64dSun, 11 Apr 2021 16:00:00 +100058:37falsefull171171How the last quarter of 2020 set the stage for the 2021 property market.       2021 Fool or Forecaster Report | Which experts can you trust to get it right? 2021 Fool or Forecaster Report | Which experts can you trust to get it right?Who could've predicted what happened last year? We began 2020 with high hopes and a positive outlook for the Australian property market, after the lows of 2019. Then came COVID-19, which threw everything we thought that was possible right out the window. Panic ensued and the real estate market came to a halt, especially in Melbourne. But as the year progressed and restrictions were lifted, the urge to upgrade and/or buy a first home became imperative, but vendors were concerned about selling in an unpredictable market. This led to a severe lack of supply.

      Now, with Q1 of 2021 behind us, the property market is thriving with historic clearance rates and FOMO rampant across the nation. 

      In this annual episode, we cover the experts and property pundits who were brave or foolish enough to forecast the year that was. Who got it right and who got it wrong? Which voices potentially impacted the market, and what role did the media play amplifying their opinions and even causing panic?

      We hope to answer the question: where can you get good advice during a volatile situation?

      THE REPORT:https://www.theelephantintheroom.com.au/fool-or-forecaster

      THE EXPERT’S EPISODES:Roger Montgomery - Founder of Montgomery Investment Management


      Eliza Owen - Head of Residential Research at Corelogic


      Louis Christopher - Founder of SQM Research


      Shane Oliver - Head of Investment Strategy and Chief Economist at AMP Capital


      Pete Wargent - International Buyers Agent & CEO of Next Level Wealth


      Martin North - Founder of Digital Finance Analytics (DFA)


      Stuart Wemyss - Financial Advisor & Author of Rules of the Lending Game & Investopoly


      Nicola Powell - Senior Research Analyst at Domain


      Saul Eslake - Former Chief Economist of ANZ and Bank of America Merrill Lynch


      Warren Hogan - Former Chief Economist of ANZ


      Superforecasting: The Art and Science of Prediction Paperback

      https://www.amazon.com.au/Superforecasting-Science-Prediction-Philip-Tetlock/dp/0804136718

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in March, 2020.

      https://www.theelephantintheroom.com.au/podcasts/158

      See omnystudio.com/listener for privacy information.

      ]]>      Who could've predicted what happened last year? We began 2020 with high hopes and a positive outlook for the Australian property market, after the lows of 2019. Then came COVID-19, which threw everything we thought that was possible right out the window. Panic ensued and the real estate market came to a halt, especially in Melbourne. But as the year progressed and restrictions were lifted, the urge to upgrade and/or buy a first home became imperative, but vendors were concerned about selling in an unpredictable market. This led to a severe lack of supply.

      Now, with Q1 of 2021 behind us, the property market is thriving with historic clearance rates and FOMO rampant across the nation. 

      In this annual episode, we cover the experts and property pundits who were brave or foolish enough to forecast the year that was. Who got it right and who got it wrong? Which voices potentially impacted the market, and what role did the media play amplifying their opinions and even causing panic?

      We hope to answer the question: where can you get good advice during a volatile situation?

      THE REPORT:https://www.theelephantintheroom.com.au/fool-or-forecaster

      THE EXPERT’S EPISODES:Roger Montgomery - Founder of Montgomery Investment Management


      Eliza Owen - Head of Residential Research at Corelogic


      Louis Christopher - Founder of SQM Research


      Shane Oliver - Head of Investment Strategy and Chief Economist at AMP Capital


      Pete Wargent - International Buyers Agent & CEO of Next Level Wealth


      Martin North - Founder of Digital Finance Analytics (DFA)


      Stuart Wemyss - Financial Advisor & Author of Rules of the Lending Game & Investopoly


      Nicola Powell - Senior Research Analyst at Domain


      Saul Eslake - Former Chief Economist of ANZ and Bank of America Merrill Lynch


      Warren Hogan - Former Chief Economist of ANZ


      Superforecasting: The Art and Science of Prediction Paperback

      https://www.amazon.com.au/Superforecasting-Science-Prediction-Philip-Tetlock/dp/0804136718

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in March, 2020.

      https://www.theelephantintheroom.com.au/podcasts/158

      See omnystudio.com/listener for privacy information.

      ]]>      52ead26b-9a7d-4f3e-89a7-eb182b8fcde8Sun, 04 Apr 2021 16:00:00 +100050:20falsefull170170The experts who 'predicted' the property market crash that never happened.      Lauren Robinson | Becoming a successful landlordLauren Robinson | Becoming a successful landlordLauren Robinson is the Director of Rental Results in Brisbane and has nearly two decades experience in the property management industry. Lauren has also authored the book ‘Rented!’ which helps investors develop successful property management skills. Adding to the arsenal of investment property episodes, we jump into being landlords looking at the roles, responsibilities and benefits.Here’s what we covered:

      • What are typical ways landlords fail?
      • How are vacancy rates currently looking?
      • How has the rental market changed over COVID?
      • What legal responsibilities do landlords have to their tenant?
      • What makes a great property manager?
      • How to successful market your investment property?
      • How is technology changing in the property investment space?
      • What due diligence should you be doing before you buy your investment property?
      • Are all investments equal?

      RELEVANT EPISODES:Episode 168 | How to buy an investment property Episode 165 | Investing in commercial property Suburb Trends February 2020 | New popular suburbs

      GUEST LINKS:https://www.rentalresults.com.au/

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in March, 2021.

      https://www.theelephantintheroom.com.au/podcasts/169

      See omnystudio.com/listener for privacy information.

      ]]>      Lauren Robinson is the Director of Rental Results in Brisbane and has nearly two decades experience in the property management industry. Lauren has also authored the book ‘Rented!’ which helps investors develop successful property management skills. Adding to the arsenal of investment property episodes, we jump into being landlords looking at the roles, responsibilities and benefits.Here’s what we covered:

      • What are typical ways landlords fail?
      • How are vacancy rates currently looking?
      • How has the rental market changed over COVID?
      • What legal responsibilities do landlords have to their tenant?
      • What makes a great property manager?
      • How to successful market your investment property?
      • How is technology changing in the property investment space?
      • What due diligence should you be doing before you buy your investment property?
      • Are all investments equal?

      RELEVANT EPISODES:Episode 168 | How to buy an investment property Episode 165 | Investing in commercial property Suburb Trends February 2020 | New popular suburbs

      GUEST LINKS:https://www.rentalresults.com.au/

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in March, 2021.

      https://www.theelephantintheroom.com.au/podcasts/169

      See omnystudio.com/listener for privacy information.

      ]]>      af9cd7c2-6c86-4cde-9fc0-27d361fbd0b8Sun, 28 Mar 2021 16:00:00 +100054:45falsefull169169Understanding what good landlords are doing right and how to maximise on your investment property.      Host Special | Listener Q&A: How to buy your first investment propertyHost Special | Listener Q&A: How to buy your first investment propertyOne of our dedicated listeners Lily, asked six questions around buying her first investment property. The questions were so relevant and important they warranted their own entire episode. We discuss how to assess, prepare and act on buying your first investment property, what you should be buying and how to know if you’re ready.Questions:

      1. Financially, what are some indicators you're ready to buy an investment property?  (Eg is there a rule of thumb for how much of your place of residence you should pay off first? And does that count money in an offset account?)
      2. In terms of location - does the advantage of having local knowledge outweigh the risks of having all your eggs in one basket? (And if the advice is to diversify, does that mean look in a different suburb, or is it better to look in a completely different city? Diversifying makes sense in theory but buying in an unfamiliar city seems risky)
      3. Is there any guidance around the value of an investment compared to the value of your place of residence, assuming you can service repayments? (eg would it be weird to have an investment property worth more than your place of residence, assuming you are happy living in a modest home?)
      4. In terms of type of property, is it good to diversify from your first property or just to focus on a 'quality asset'? (Eg Our home is a townhouse - should we try hard to get a freestanding house for an investment property?)
      5. What are some tips and considerations for structuring mortgages? (Eg we make currently make minimum repayments and keep any extra in an offset, just in case we want to buy or rent elsewhere and keep our current place as an investment property. However, it's looking more likely that this will be our 'forever home' and future property purchases would be investments - or if we didn't want to live here we'd be happy to sell it, rather than rent it out - would that change the strategy?)
      6. What are the pros and cons of using the equity in your home as leverage?

      RELEVANT EPISODES:Episode 162 | Houses vs Apartments Episode 161 | Listener Q&A: Building your own home, retiring on property & sustainable properties? Episode 157 | 2021 predictions & 2020 review

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in March, 2021.

      https://www.theelephantintheroom.com.au/podcasts/168

      See omnystudio.com/listener for privacy information.

      ]]>      One of our dedicated listeners Lily, asked six questions around buying her first investment property. The questions were so relevant and important they warranted their own entire episode. We discuss how to assess, prepare and act on buying your first investment property, what you should be buying and how to know if you’re ready.Questions:

      1. Financially, what are some indicators you're ready to buy an investment property?  (Eg is there a rule of thumb for how much of your place of residence you should pay off first? And does that count money in an offset account?)
      2. In terms of location - does the advantage of having local knowledge outweigh the risks of having all your eggs in one basket? (And if the advice is to diversify, does that mean look in a different suburb, or is it better to look in a completely different city? Diversifying makes sense in theory but buying in an unfamiliar city seems risky)
      3. Is there any guidance around the value of an investment compared to the value of your place of residence, assuming you can service repayments? (eg would it be weird to have an investment property worth more than your place of residence, assuming you are happy living in a modest home?)
      4. In terms of type of property, is it good to diversify from your first property or just to focus on a 'quality asset'? (Eg Our home is a townhouse - should we try hard to get a freestanding house for an investment property?)
      5. What are some tips and considerations for structuring mortgages? (Eg we make currently make minimum repayments and keep any extra in an offset, just in case we want to buy or rent elsewhere and keep our current place as an investment property. However, it's looking more likely that this will be our 'forever home' and future property purchases would be investments - or if we didn't want to live here we'd be happy to sell it, rather than rent it out - would that change the strategy?)
      6. What are the pros and cons of using the equity in your home as leverage?

      RELEVANT EPISODES:Episode 162 | Houses vs Apartments Episode 161 | Listener Q&A: Building your own home, retiring on property & sustainable properties? Episode 157 | 2021 predictions & 2020 review

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in March, 2021.

      https://www.theelephantintheroom.com.au/podcasts/168

      See omnystudio.com/listener for privacy information.

      ]]>      34f623b2-363d-48c0-924e-0ff74d643786Sun, 21 Mar 2021 16:00:00 +100056:56falsefull168168A question so good we dedicated an entire episode to it!      Suburb Trends March 2021 | Areas with big price falls!Suburb Trends March 2021 | Areas with big price falls!This month we are focusing on what is not booming! Which suburbs and areas have had the greatest price falls, and why? Within this episode we will recap how the market is currently performing rationalising why these mentioned suburbs have had the greatest drop off and what it means for greater Australia.Here’s what we covered:

      • How is the unit market performing?
      • Where would be the last place you would buy property?
      • How Western Sydney is compared to the city.
      • What patterns and potential causes have impacted these areas?
      • How has the drop in tourism impacted property prices across Australia?
      • Where was the biggest fall in property prices in Australia?
      • Will these areas bounce back in the future or will the demand flow elsewhere?

      RELEVANT EPISODES:Episode 159 | Eliza Owen Suburb Trends February 2021 Suburb Trends December 2020

      LINKS:www.suburbtrends.comhttps://www.suburbtrends.com/suburb-reviews https://au.finance.yahoo.com/news/suburbs-house-price-plummeting-011158856.html?guccounter=1

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in March, 2021.

      https://www.theelephantintheroom.com.au/podcasts/st8

      See omnystudio.com/listener for privacy information.

      ]]>      This month we are focusing on what is not booming! Which suburbs and areas have had the greatest price falls, and why? Within this episode we will recap how the market is currently performing rationalising why these mentioned suburbs have had the greatest drop off and what it means for greater Australia.Here’s what we covered:

      • How is the unit market performing?
      • Where would be the last place you would buy property?
      • How Western Sydney is compared to the city.
      • What patterns and potential causes have impacted these areas?
      • How has the drop in tourism impacted property prices across Australia?
      • Where was the biggest fall in property prices in Australia?
      • Will these areas bounce back in the future or will the demand flow elsewhere?

      RELEVANT EPISODES:Episode 159 | Eliza Owen Suburb Trends February 2021 Suburb Trends December 2020

      LINKS:www.suburbtrends.comhttps://www.suburbtrends.com/suburb-reviews https://au.finance.yahoo.com/news/suburbs-house-price-plummeting-011158856.html?guccounter=1

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in March, 2021.

      https://www.theelephantintheroom.com.au/podcasts/st8

      See omnystudio.com/listener for privacy information.

      ]]>      f9f19d23-9c4d-4116-a595-f69c13d89a6cThu, 18 Mar 2021 16:00:00 +100047:49falsefullWhat are the suburbs and regions that have a grim outlook?      David Tucker | Infrastructure & property pricesDavid Tucker | Infrastructure & property pricesWe welcome David Tucker Chief of Infrastructure Assessment at Infrastructure Australia. David joined Infrastructure Australia in 2018 after over 16 years with some of Australia’s top-tier consulting firms. In this episode we chat shop on how infrastructure factors within the property market and how have airports, roads, transport and essential goods been impacted in recent times from the change in working arrangement and the post-COVID normal.Here’s what we covered:

      • What is infrastructure Australia and why does it exist?
      • What are the different classes of infrastructure?
      • How to assess key projects?
      • What has made certain projects more of a priority than others?
      • How has climate change impacted infrastructure projects and schedules?
      • Has COVID shifted much point of view on the upcoming projects?
      • How do regions compete in getting more spending for infrastructure?
      • What projects should we be most excited about?
      • How does infrastructure impact property prices?
      • What will it take to solve the transport problems in Australia?
      • What gaps in our infrastructure do we currently have and how can this be solved?

      RELEVANT EPISODES:Episode 158 | Warren Hogan Episode 148 | Bernard Gallagher Episode 145 | Lucinda Harley

      GUEST LINKS:https://www.infrastructureaustralia.gov.au/publications/Infrastructure_Priority_List_2021 Priority List interactive map: https://www.infrastructureaustralia.gov.au/search-priority-list-map Infrastructure beyond COVID-19: https://www.infrastructureaustralia.gov.au/publications/Infrastructure-beyond-COVID

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in March, 2021.https://www.theelephantintheroom.com.au/podcasts/148

      See omnystudio.com/listener for privacy information.

      ]]>      We welcome David Tucker Chief of Infrastructure Assessment at Infrastructure Australia. David joined Infrastructure Australia in 2018 after over 16 years with some of Australia’s top-tier consulting firms. In this episode we chat shop on how infrastructure factors within the property market and how have airports, roads, transport and essential goods been impacted in recent times from the change in working arrangement and the post-COVID normal.Here’s what we covered:

      • What is infrastructure Australia and why does it exist?
      • What are the different classes of infrastructure?
      • How to assess key projects?
      • What has made certain projects more of a priority than others?
      • How has climate change impacted infrastructure projects and schedules?
      • Has COVID shifted much point of view on the upcoming projects?
      • How do regions compete in getting more spending for infrastructure?
      • What projects should we be most excited about?
      • How does infrastructure impact property prices?
      • What will it take to solve the transport problems in Australia?
      • What gaps in our infrastructure do we currently have and how can this be solved?

      RELEVANT EPISODES:Episode 158 | Warren Hogan Episode 148 | Bernard Gallagher Episode 145 | Lucinda Harley

      GUEST LINKS:https://www.infrastructureaustralia.gov.au/publications/Infrastructure_Priority_List_2021 Priority List interactive map: https://www.infrastructureaustralia.gov.au/search-priority-list-map Infrastructure beyond COVID-19: https://www.infrastructureaustralia.gov.au/publications/Infrastructure-beyond-COVID

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in March, 2021.https://www.theelephantintheroom.com.au/podcasts/148

      See omnystudio.com/listener for privacy information.

      ]]>      d792ef62-c397-42ae-b8b2-9e0ebb72b6d8Sun, 14 Mar 2021 16:00:00 +100053:19falsefull167167How does infrastructure impact the property market and should it be considered when buying property?      Scott Phillips | Gamestop, interest rates & investingScott Phillips | Gamestop, interest rates & investingWelcoming back Scott Phillips, Chief Investment Officer of the Motley Fool. In this episode he details the current investment market, where people are putting their money and who is winning big and who are losing it all. We expand the chat discussing how interest rates are playing into the overall picture of Australian property, shares and cryptocurrency.Here’s what we covered:

      • Why are buyers so confident investing into bricks and mortar?
      • What other investments are going off?
      • How did the craze of Gamestop happen and what will be the after effects?
      • What is happening in the share market?
      • What are the kinds of people investing and will they continue to invest?
      • Will bitcoin continue to boom or bust?
      • Will the TechReck happen?
      • Have Australian saved or spent more during Covid?
      • What is better to invest into super or property?
      • Should you upgrade your house or invest?

      RELEVANT EPISODES:Episode 159 | Eliza Owen Episode 152 | Saul Eslake Episode 69 | Scott Phillips

      GUEST LINKS:https://podcasts.apple.com/au/podcast/the-rba-takes-three-years-off-what-does-it-mean-for-us/id1118867383?i=1000507802202

      HOST LINKS:

      Looking for a Sydney Buyers Agent? www.gooddeeds.com.auWork with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in March.

      See omnystudio.com/listener for privacy information.

      ]]>      Welcoming back Scott Phillips, Chief Investment Officer of the Motley Fool. In this episode he details the current investment market, where people are putting their money and who is winning big and who are losing it all. We expand the chat discussing how interest rates are playing into the overall picture of Australian property, shares and cryptocurrency.Here’s what we covered:

      • Why are buyers so confident investing into bricks and mortar?
      • What other investments are going off?
      • How did the craze of Gamestop happen and what will be the after effects?
      • What is happening in the share market?
      • What are the kinds of people investing and will they continue to invest?
      • Will bitcoin continue to boom or bust?
      • Will the TechReck happen?
      • Have Australian saved or spent more during Covid?
      • What is better to invest into super or property?
      • Should you upgrade your house or invest?

      RELEVANT EPISODES:Episode 159 | Eliza Owen Episode 152 | Saul Eslake Episode 69 | Scott Phillips

      GUEST LINKS:https://podcasts.apple.com/au/podcast/the-rba-takes-three-years-off-what-does-it-mean-for-us/id1118867383?i=1000507802202

      HOST LINKS:

      Looking for a Sydney Buyers Agent? www.gooddeeds.com.auWork with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in March.

      See omnystudio.com/listener for privacy information.

      ]]>      3e564afb-03b2-4999-a0a4-3f01e8476244Sun, 07 Mar 2021 17:00:00 +100001:02:12falsefull166166Investing whilst rates are low; how to stay ahead of short term investors.      Steve Palise | Investing in Commercial propertySteve Palise | Investing in Commercial propertySteve Palise is a commercial property buyers agent, who started his career as an engineer but found his passion in commercial property. He has helped thousands of clients secure and purchase properties across every state and has achieved amazing outcomes whilst reducing their risk. In this episode Veronica and Steve discuss the intricate differences between commercial property and residential property; how it grows, why people invest into it and how it can add to your portfolio.Here’s what we covered:

      • How does commercial property investment differ from residential
      • What type of investor buys commercial property?
      • What are the options to getting into commercial real estate?
      • How do you minimise your risk with commercial property?
      • What due diligence needs to be done when commercial property?
      • How is commercial property valued?
      • Is capital gains a big part of the value proposition of commercial property?
      • How is interacting with the tenant different from residential property?

      RELEVANT EPISODES:Episode 160 | Soren Trampedach Suburb Trends November 2020 | University Towns

      GUEST LINKS:Buy Steve Palise’s book: https://www.paliseproperty.com/

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in February, 2020.

      https://www.theelephantintheroom.com.au/podcasts/165

      See omnystudio.com/listener for privacy information.

      ]]>      Steve Palise is a commercial property buyers agent, who started his career as an engineer but found his passion in commercial property. He has helped thousands of clients secure and purchase properties across every state and has achieved amazing outcomes whilst reducing their risk. In this episode Veronica and Steve discuss the intricate differences between commercial property and residential property; how it grows, why people invest into it and how it can add to your portfolio.Here’s what we covered:

      • How does commercial property investment differ from residential
      • What type of investor buys commercial property?
      • What are the options to getting into commercial real estate?
      • How do you minimise your risk with commercial property?
      • What due diligence needs to be done when commercial property?
      • How is commercial property valued?
      • Is capital gains a big part of the value proposition of commercial property?
      • How is interacting with the tenant different from residential property?

      RELEVANT EPISODES:Episode 160 | Soren Trampedach Suburb Trends November 2020 | University Towns

      GUEST LINKS:Buy Steve Palise’s book: https://www.paliseproperty.com/

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in February, 2020.

      https://www.theelephantintheroom.com.au/podcasts/165

      See omnystudio.com/listener for privacy information.

      ]]>      ad626594-7997-4f7e-b359-904ff7551c84Sun, 28 Feb 2021 17:00:00 +100053:35falsefull165165Commercial property, is it worth investing or avoid risking?      Marty Sadlier | Australia’s underinsurance epidemic: 83% underinsured!?Marty Sadlier | Australia’s underinsurance epidemic: 83% underinsured!?Marty Sadlier has over 19 years experience in the building and construction industry, he is the co-founder of MCG Quantity Surveyors which is recognised as Australia’s fastest growing quantity surveying firm; working with big names in business like McDonalds, CBA and Westpac. In this episode Marty breaks the news to Australians about the widespread building defects, the unbelievable underinsurance across Australia and what property investors should be doing to safeguard their biggest asset.

      Here’s what we covered:

      • How underinsured are Australians?
      • How to work out how much you should insure your house for?
      • Are online value calculators accurate?
      • How does extra costs such as demolish get lost in property owners calculations?
      • Can you insure depreciating buildings?
      • What is the difference between a valuer and a quantity surveyor?
      • Do apartment 5 year valuations increase their premiums?
      • How many buildings have flammable cladding?
      • Are things improving around building defects or is it getting worse?

      RELEVANT EPISODES:Episode 138 | Simon Kuestenmacher Episode 121 | Bart Mead Episode 113 | Dr. Nicole Johnston

      GUEST LINKS:https://www.mcgqs.com.au/elephant/ Fire Cladding Blog Common building defects Blog Final NSW Government Report into Building Standards and Quality Blog

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in February 2021.

      See omnystudio.com/listener for privacy information.

      ]]>      Marty Sadlier has over 19 years experience in the building and construction industry, he is the co-founder of MCG Quantity Surveyors which is recognised as Australia’s fastest growing quantity surveying firm; working with big names in business like McDonalds, CBA and Westpac. In this episode Marty breaks the news to Australians about the widespread building defects, the unbelievable underinsurance across Australia and what property investors should be doing to safeguard their biggest asset.

      Here’s what we covered:

      • How underinsured are Australians?
      • How to work out how much you should insure your house for?
      • Are online value calculators accurate?
      • How does extra costs such as demolish get lost in property owners calculations?
      • Can you insure depreciating buildings?
      • What is the difference between a valuer and a quantity surveyor?
      • Do apartment 5 year valuations increase their premiums?
      • How many buildings have flammable cladding?
      • Are things improving around building defects or is it getting worse?

      RELEVANT EPISODES:Episode 138 | Simon Kuestenmacher Episode 121 | Bart Mead Episode 113 | Dr. Nicole Johnston

      GUEST LINKS:https://www.mcgqs.com.au/elephant/ Fire Cladding Blog Common building defects Blog Final NSW Government Report into Building Standards and Quality Blog

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in February 2021.

      See omnystudio.com/listener for privacy information.

      ]]>      6198003b-c073-4fa1-be51-3da0221b7c23Sun, 21 Feb 2021 17:00:00 +100001:11:46falsefull164164How Australians are losing big, even after they’ve lost it all.      Brett Savill | Smart Houses: Fad or Necessity?Brett Savill | Smart Houses: Fad or Necessity?The future is now? Speak to your house, have an AI butler and automate your life… maybe not now but when? In this episode we chat to Brett Savill, CEO of Quantify Technology, an ASX-listed technology business dedicated to simplify living environments with ‘smart housing’. Our hosts and Brett discuss the current state of smart houses, the future of housing across the globe and how technology companies like Quantify Technology play into this.

      Here’s what we covered:

      • Why has it taken so long for smart houses to get where it is now?
      • Out of all of the products which are best suited for home automation?
      • What should a homeowner expect to pay for a smart house?
      • Does fitting a house with smart technology increase it’s value?
      • What are the benefits of fitting a house with smart technology
      • How do big international players like Google and Amazon fit in this picture?
      • Cyber-security is a major issue, how will you data be used?
      • How should homeowners think about data communication?
      • Is it expensive to set up and install?

      RELEVANT EPISODES:Episode 161 | Q&A Episode 156 | Sentiments on the decade ahead Episode 148 | Urban Design: What will future Australia look like?

      GUEST LINKS:https://www.quantifytechnology.com/directors/brett-savill/ http://linkedin.com/in/brettsavill 

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in February 2021

      https://www.theelephantintheroom.com.au/podcasts/163

      See omnystudio.com/listener for privacy information.

      ]]>      The future is now? Speak to your house, have an AI butler and automate your life… maybe not now but when? In this episode we chat to Brett Savill, CEO of Quantify Technology, an ASX-listed technology business dedicated to simplify living environments with ‘smart housing’. Our hosts and Brett discuss the current state of smart houses, the future of housing across the globe and how technology companies like Quantify Technology play into this.

      Here’s what we covered:

      • Why has it taken so long for smart houses to get where it is now?
      • Out of all of the products which are best suited for home automation?
      • What should a homeowner expect to pay for a smart house?
      • Does fitting a house with smart technology increase it’s value?
      • What are the benefits of fitting a house with smart technology
      • How do big international players like Google and Amazon fit in this picture?
      • Cyber-security is a major issue, how will you data be used?
      • How should homeowners think about data communication?
      • Is it expensive to set up and install?

      RELEVANT EPISODES:Episode 161 | Q&A Episode 156 | Sentiments on the decade ahead Episode 148 | Urban Design: What will future Australia look like?

      GUEST LINKS:https://www.quantifytechnology.com/directors/brett-savill/ http://linkedin.com/in/brettsavill 

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in February 2021

      https://www.theelephantintheroom.com.au/podcasts/163

      See omnystudio.com/listener for privacy information.

      ]]>      f6ca265a-eb9f-473c-b29a-599e287cb07eSun, 14 Feb 2021 17:00:00 +100051:15falsefull16316320 years of house automation, what progress has been made and will owners want to retrofit their properties?      Suburbs Trends February 2021 | New popular suburbs post-covidSuburbs Trends February 2021 | New popular suburbs post-covidKent Lardner & the hosts took a look at the most popular searched suburbs from a year ago and discussed whether being popular then resulted in price increases.

      The 10 most searched suburbs in Australia were in Sydney and Melbourne and they fit in two buckets, aspirational and affordable. Listen and find out which performed better. Here’s what we covered:

      • Why is regional NSW looking strong for both units and houses?
      • Why will the Sydney market always run hot?
      • Where is the mass exodus of Melbournites heading to and what are they buying up?
      • How does an outer edge suburb like Hornsby experience such rapid growth?
      • Who were the owners that saved the Paddington and inner east terrace house?
      • Who will miss out at auction in Melbourne and how are home buyers preparing themselves to purchase?

      RELEVANT EPISODES:Episode 162 | Stuart Wemyss Suburb Trends December 2020 Suburb Trends November 2020

      LINKS:www.suburbtrends.comAustralia's most popular suburbs revealed

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in February 2021

      https://www.theelephantintheroom.com.au/podcasts/st7

      See omnystudio.com/listener for privacy information.

      ]]>      Kent Lardner & the hosts took a look at the most popular searched suburbs from a year ago and discussed whether being popular then resulted in price increases.

      The 10 most searched suburbs in Australia were in Sydney and Melbourne and they fit in two buckets, aspirational and affordable. Listen and find out which performed better. Here’s what we covered:

      • Why is regional NSW looking strong for both units and houses?
      • Why will the Sydney market always run hot?
      • Where is the mass exodus of Melbournites heading to and what are they buying up?
      • How does an outer edge suburb like Hornsby experience such rapid growth?
      • Who were the owners that saved the Paddington and inner east terrace house?
      • Who will miss out at auction in Melbourne and how are home buyers preparing themselves to purchase?

      RELEVANT EPISODES:Episode 162 | Stuart Wemyss Suburb Trends December 2020 Suburb Trends November 2020

      LINKS:www.suburbtrends.comAustralia's most popular suburbs revealed

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in February 2021

      https://www.theelephantintheroom.com.au/podcasts/st7

      See omnystudio.com/listener for privacy information.

      ]]>      b95b4ddf-de5d-4665-86a2-744e26cbe4acThu, 11 Feb 2021 17:00:00 +100053:51falsefullWe are taking a look into the changes in demand for suburbs, before and after restrictions      Stuart Wemyss | Houses vs ApartmentsStuart Wemyss | Houses vs ApartmentsWelcoming back Stuart Wemyss to chat shop on the importance of differentiating between types of property and how this comes into play when location, location, location matters most. Stuart Weymss is the director of Prosolutions and host of the Investopoly podcast. Stuart recently released a report Performance Review of Investment Grade Apartments which goes into lengths on the future of apartment ownership, comparatively to house and land ownership. 

      Here’s what we covered:

      • What is the long term impact of COVID on desire and affordability?
      • Expats moving back to Australia, how might this impact the property market?
      • Is land value restricted when sold next to prestige homes?
      • What are viewed as investment grade locations in Sydney?
      • Why did the Melbourne apartment market fail and what will it take to rise from the depths?
      • Why do some apartments in certain areas outperform houses in certain areas?
      • How has COVID interrupted the downsizer market?
      • What will the next wave of property developments look like?

      RELEVANT EPISODES:Episode 136 | Owen Raszkiewicz Episode 126 | Stuart WemyssEpisode 39 | Stuart Wemyss

      GUEST LINKS:https://www.prosolution.com.au/report-investment-grade-apartments/ Buy Stuart’s book Rules of the lending game. And use code ‘elephant’ for a discount plus free postage. Buy Stuart’s book Investopoly Subscribe to Stuart’s blog

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in January 2021

      See omnystudio.com/listener for privacy information.

      ]]>      Welcoming back Stuart Wemyss to chat shop on the importance of differentiating between types of property and how this comes into play when location, location, location matters most. Stuart Weymss is the director of Prosolutions and host of the Investopoly podcast. Stuart recently released a report Performance Review of Investment Grade Apartments which goes into lengths on the future of apartment ownership, comparatively to house and land ownership. 

      Here’s what we covered:

      • What is the long term impact of COVID on desire and affordability?
      • Expats moving back to Australia, how might this impact the property market?
      • Is land value restricted when sold next to prestige homes?
      • What are viewed as investment grade locations in Sydney?
      • Why did the Melbourne apartment market fail and what will it take to rise from the depths?
      • Why do some apartments in certain areas outperform houses in certain areas?
      • How has COVID interrupted the downsizer market?
      • What will the next wave of property developments look like?

      RELEVANT EPISODES:Episode 136 | Owen Raszkiewicz Episode 126 | Stuart WemyssEpisode 39 | Stuart Wemyss

      GUEST LINKS:https://www.prosolution.com.au/report-investment-grade-apartments/ Buy Stuart’s book Rules of the lending game. And use code ‘elephant’ for a discount plus free postage. Buy Stuart’s book Investopoly Subscribe to Stuart’s blog

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in January 2021

      See omnystudio.com/listener for privacy information.

      ]]>      d618ff2d-d9ba-44e5-9cf7-43739123d76bSun, 07 Feb 2021 17:00:00 +100001:05:21falsefull162162What types of Apartments can stand on their own foundations and compete against houses?      Listener Q&A: Building your own home, retiring on property & sustainable properties? Listener Q&A: Building your own home, retiring on property & sustainable properties? In our firth Q&A host special, Veronica and Chris jump into your questions! What to look for in the land before you buy? Can you retire with just investment properties? Is buying and building your own home a good idea? How do you know if you’re buying the top end of a suburb? High strata cost, what are you paying for? Is there a new incentive to buy sustainable properties? 

      Questions:

      1. “Are there any things a buyer should look for in land besides location and size? If it slopes? Do all new properties decrease in value after build?”
      2. “How does buying your own land and building vs house and land packages, and renovation of established?”
      3. “Is there a viable option to retire without selling down or without killing the geese that lay the golden eggs? How does one do it before the age of 60 without super and just via property, and without selling down half or most of the properties to get there. I guess that's an episode I'd love to listen to?”
      4. “One of the things I would like to hear your views upon is how do you evaluate / research when you are, say buying a market leader property in a suburb ?”
      5. “I’ve noticed when I look in the lower north shore that a lot of properties have high strata, I’ve heard councils are starting to audit strata run buildings to confirm they are up to fire code etc?”
      6. “Do sustainable properties receive a premium on the potential property value? ie: is there any analysis on buyers being willing to pay more for a sustainable product?”

      RELEVANT EPISODES:Episode 127 | Q&A 3 Episode 99| Archi Blox Episode 98 | Q&A 2 

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au

      Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in January 2021.

      See omnystudio.com/listener for privacy information.

      ]]>      In our firth Q&A host special, Veronica and Chris jump into your questions! What to look for in the land before you buy? Can you retire with just investment properties? Is buying and building your own home a good idea? How do you know if you’re buying the top end of a suburb? High strata cost, what are you paying for? Is there a new incentive to buy sustainable properties? 

      Questions:

      1. “Are there any things a buyer should look for in land besides location and size? If it slopes? Do all new properties decrease in value after build?”
      2. “How does buying your own land and building vs house and land packages, and renovation of established?”
      3. “Is there a viable option to retire without selling down or without killing the geese that lay the golden eggs? How does one do it before the age of 60 without super and just via property, and without selling down half or most of the properties to get there. I guess that's an episode I'd love to listen to?”
      4. “One of the things I would like to hear your views upon is how do you evaluate / research when you are, say buying a market leader property in a suburb ?”
      5. “I’ve noticed when I look in the lower north shore that a lot of properties have high strata, I’ve heard councils are starting to audit strata run buildings to confirm they are up to fire code etc?”
      6. “Do sustainable properties receive a premium on the potential property value? ie: is there any analysis on buyers being willing to pay more for a sustainable product?”

      RELEVANT EPISODES:Episode 127 | Q&A 3 Episode 99| Archi Blox Episode 98 | Q&A 2 

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au

      Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in January 2021.

      See omnystudio.com/listener for privacy information.

      ]]>      45f71096-bb52-4d9a-8a5c-5c347596ae04Sun, 31 Jan 2021 17:00:00 +100057:28falsefull161161We answer your questions about how to retire on property and building your own home.      Soren Trampedach | Working from Home Movement: Has Covid accelerated the inevitable?Soren Trampedach | Working from Home Movement: Has Covid accelerated the inevitable?Soren Trampedach is the founder, chairman and CEO of Work Club. Work Club is an established boutique solution to accommodate for modern day work space and place challenges. In recent times Work Club has shifted to providing consultancy on workplace optimisation to industry leaders such as Google, Deloitte and Facebook. With his remarkable insights and knowledge on efficient work spaces, Soren predicts what workplaces of the future will look like and how Covid has sped up what might be the inevitable.

      Here’s what we covered:

      • What will work look like in 12 months in comparison to the last 12 months?
      • Will we end up going back to the old work routine?
      • What is pro-working and will it grow?
      • Will attitudes in Melbourne be exacerbated due to extended lockdown?
      • What is happening across the globe in terms of work patterns and who can we learn from?
      • How will developers shift what they make and sell?
      • What are landlords thinking about their older buildings?
      • Will co-working expand nationally? And what areas will need it the most?
      • How WeWork rose and fell and what it means for the alternative working industry?

      RELEVANT EPISODES:Episode 145 | Lucinda Hartley Suburb Trends August 2020 Episode 104 | Adam Hirst

      GUEST LINKS:Facebook: https://www.facebook.com/workclubglobal/ Instagram: https://www.instagram.com/workclubglobal/ LinkedIn: https://www.linkedin.com/company/work-club-sydney

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in November, 2020.

      https://www.theelephantintheroom.com.au/podcasts/160

      See omnystudio.com/listener for privacy information.

      ]]>      Soren Trampedach is the founder, chairman and CEO of Work Club. Work Club is an established boutique solution to accommodate for modern day work space and place challenges. In recent times Work Club has shifted to providing consultancy on workplace optimisation to industry leaders such as Google, Deloitte and Facebook. With his remarkable insights and knowledge on efficient work spaces, Soren predicts what workplaces of the future will look like and how Covid has sped up what might be the inevitable.

      Here’s what we covered:

      • What will work look like in 12 months in comparison to the last 12 months?
      • Will we end up going back to the old work routine?
      • What is pro-working and will it grow?
      • Will attitudes in Melbourne be exacerbated due to extended lockdown?
      • What is happening across the globe in terms of work patterns and who can we learn from?
      • How will developers shift what they make and sell?
      • What are landlords thinking about their older buildings?
      • Will co-working expand nationally? And what areas will need it the most?
      • How WeWork rose and fell and what it means for the alternative working industry?

      RELEVANT EPISODES:Episode 145 | Lucinda Hartley Suburb Trends August 2020 Episode 104 | Adam Hirst

      GUEST LINKS:Facebook: https://www.facebook.com/workclubglobal/ Instagram: https://www.instagram.com/workclubglobal/ LinkedIn: https://www.linkedin.com/company/work-club-sydney

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in November, 2020.

      https://www.theelephantintheroom.com.au/podcasts/160

      See omnystudio.com/listener for privacy information.

      ]]>      3cb6c9ab-7f1f-45aa-9e73-9ae15ca733a3Sun, 24 Jan 2021 17:00:00 +100001:04:54falsefull160160Work Club founder discusses the future of remote working, and shared office spaces.      Eliza Owen | Why hasn’t the property market crashed?Eliza Owen | Why hasn’t the property market crashed?‘Forecasters’ have been holding their breath for the property market to crash for years, it was only during Covid that it looked inevitable. They said it’d be at the peak of Covid cases, the tightening of restrictions and of course the ‘September cliff’, but here we are and the property market is holding strong and banks are even turning away potential customers due to being stretched thin from an influx of new pre-approvals. The question is: where is our long promised crash?

      We can’t get enough of the superb Eliza Owen, welcoming her back for the fourth time! Eliza is Core Logic’s Head of Residential Research and author of various Core Logic reports and articles, most notably their Pain or Gain report. In this episode we look back in hindsight on the performance of last year, and why the property market has not crashed despite mainstream media and revered economists expecting it?Here’s what we covered:

      • Why hasn’t the property market crashed?
      • Where has listening been hit the hardest?
      • How have Brisbane properties performed over the Covid period?
      • Is the property market slowing down during the holiday period?
      • How have capital cities performed differently from each other?
      • What type of properties have been hit the hardest?
      • What areas have already seen an uptick in new residents?
      • Are we going to experience an undersupply of apartments in the near future?
      • How does the loyalty tax work and is it unfair or just competitive?

      RELEVANT EPISODES:Episode 157 | 2021 Forecast Episode 135 | Eliza Owen Episode 115 | Eliza Owen

      GUEST LINKS:https://www.corelogic.com.au/news/why-didnt-australian-housing-market-crash www.homebuyeracademy.com.au/workshop

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 15 December, 2020.

      https://www.theelephantintheroom.com.au/podcasts/159

      See omnystudio.com/listener for privacy information.

      ]]>      ‘Forecasters’ have been holding their breath for the property market to crash for years, it was only during Covid that it looked inevitable. They said it’d be at the peak of Covid cases, the tightening of restrictions and of course the ‘September cliff’, but here we are and the property market is holding strong and banks are even turning away potential customers due to being stretched thin from an influx of new pre-approvals. The question is: where is our long promised crash?

      We can’t get enough of the superb Eliza Owen, welcoming her back for the fourth time! Eliza is Core Logic’s Head of Residential Research and author of various Core Logic reports and articles, most notably their Pain or Gain report. In this episode we look back in hindsight on the performance of last year, and why the property market has not crashed despite mainstream media and revered economists expecting it?Here’s what we covered:

      • Why hasn’t the property market crashed?
      • Where has listening been hit the hardest?
      • How have Brisbane properties performed over the Covid period?
      • Is the property market slowing down during the holiday period?
      • How have capital cities performed differently from each other?
      • What type of properties have been hit the hardest?
      • What areas have already seen an uptick in new residents?
      • Are we going to experience an undersupply of apartments in the near future?
      • How does the loyalty tax work and is it unfair or just competitive?

      RELEVANT EPISODES:Episode 157 | 2021 Forecast Episode 135 | Eliza Owen Episode 115 | Eliza Owen

      GUEST LINKS:https://www.corelogic.com.au/news/why-didnt-australian-housing-market-crash www.homebuyeracademy.com.au/workshop

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 15 December, 2020.

      https://www.theelephantintheroom.com.au/podcasts/159

      See omnystudio.com/listener for privacy information.

      ]]>      ce9342ff-dfae-4643-8742-7f6ac24a8881Sun, 17 Jan 2021 17:00:00 +100001:12:27falsefull159159Economists anticipated an inevitable property crash, but where is it?      Warren Hogan | Top economist puts Australia in the world pictureWarren Hogan | Top economist puts Australia in the world pictureThe primary issue of 2020 is Covid, but what about questions surrounding China’s geopolitical expansion, Covid-19 vaccination, the changes to government stimulus and whether or not APRA will intervene to slow the property Market? Welcoming back Warren Hogan from episode 75. Warren is the former Chief Economist of ANZ and is currently the Industry Professor at UTS and Chief Economic Advisor of The Executive Connection. Warren has also appeared in the media on multiple occasions, to give his perspective and expertise on the global economy and how our small country of Australia feels it’s effects.Here’s what we covered:

      • What will be the legacy of 2020?
      • How has Australia relied on China to keep our economy afloat?
      • What can Australia do to pivot our primary exports?
      • How long will Australia keep its border closed?
      • What can we do about net zero immigration?
      • Is it inevitable that we will lock down again in 2021?
      • Is Australia’s raw material export going to save the economy again like in the GFC?
      • Are we going to see negative interest rates any time soon?
      • Will APRA step in to slow down the property market?

      RELEVANT EPISODES:Episode 150 | Meighan Wells Episode 117 | Shane Oliver Episode 75 | Warren Hogan

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 15 December, 2020.

      https://www.theelephantintheroom.com.au/podcasts/158

      See omnystudio.com/listener for privacy information.

      ]]>      The primary issue of 2020 is Covid, but what about questions surrounding China’s geopolitical expansion, Covid-19 vaccination, the changes to government stimulus and whether or not APRA will intervene to slow the property Market? Welcoming back Warren Hogan from episode 75. Warren is the former Chief Economist of ANZ and is currently the Industry Professor at UTS and Chief Economic Advisor of The Executive Connection. Warren has also appeared in the media on multiple occasions, to give his perspective and expertise on the global economy and how our small country of Australia feels it’s effects.Here’s what we covered:

      • What will be the legacy of 2020?
      • How has Australia relied on China to keep our economy afloat?
      • What can Australia do to pivot our primary exports?
      • How long will Australia keep its border closed?
      • What can we do about net zero immigration?
      • Is it inevitable that we will lock down again in 2021?
      • Is Australia’s raw material export going to save the economy again like in the GFC?
      • Are we going to see negative interest rates any time soon?
      • Will APRA step in to slow down the property market?

      RELEVANT EPISODES:Episode 150 | Meighan Wells Episode 117 | Shane Oliver Episode 75 | Warren Hogan

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 15 December, 2020.

      https://www.theelephantintheroom.com.au/podcasts/158

      See omnystudio.com/listener for privacy information.

      ]]>      f3d31b11-1a70-40a8-abb2-ac8147415dbaSun, 10 Jan 2021 17:00:00 +100058:24falsefull158158When the dust settles what will Australia be left with in the next year?      Host Special | 2021 predictions & 2020 reviewHost Special | 2021 predictions & 2020 reviewNo one could have expected the economy, let alone the property market, to be flipped on its head this year. New restrictions and cases were a daily occurrence with all industries having to pivot rapidly or succumb to the down turn. Seeing with 2020 vision, we look back in hindsight on the property market, and how it performed, changed and adapted to market conditions. Moreover, we look at how 2020 has laid the foundations for the years to come, with all time low interest rates, changes to stamp duty and most importantly what consumers are looking to buy.

      Here’s what we covered:

      • Will investors come back into the market?
      • What allowed an uptick in consumers taking out mortgages?
      • How Labour losing the election had a massive impact on the property market.
      • What are banks trying to accomplish with high advertising budgets and refinance wars?
      • Have the grants for new homeowners been beneficial or detrimental?
      • What will the stamp duty changes look like and how will they impact the overall market?
      • How has Covid altered what consumers are looking to buy and will this possibly translate to what developers build?
      • Will the access to super be hugely beneficial or will it compromise individuals futures?
      • Will there be a third wave of Covid with relaxing restrictions and the introduction of the vaccine?
      • What will happen at the end of payment holidays and jobkeeper?

      RELEVANT EPISODES:Episode 150 | Meighan Wells Episode 126 | Stuart Wemyss Episode 120 | Michael Yardney

      COVID-19 EPISODES:Episode 112 | Pandemic Crisis (March 21st) Episode 115 | New Restrictions (March 31st) Episode 117 | Next Great Depression (April 7th) Episode 122 | Buying during pandemic (May 7th) Episode 132 | Societal impacts of Covid (July 13th)

      Articles/Links:Good Deeds: THE EMBARRASSED BUYER SYNDROME Good Deeds: SYDNEY HOUSE PRICES HAVE STOPPED FALLING Good Deeds: IS IT A GOOD TIME TO BUY PROPERTY IN SYDNEY NOW? Home Buyer Academy - Free Course Suburb Trends

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 15 December, 2020.

      https://www.theelephantintheroom.com.au/podcasts/157

      See omnystudio.com/listener for privacy information.

      ]]>      No one could have expected the economy, let alone the property market, to be flipped on its head this year. New restrictions and cases were a daily occurrence with all industries having to pivot rapidly or succumb to the down turn. Seeing with 2020 vision, we look back in hindsight on the property market, and how it performed, changed and adapted to market conditions. Moreover, we look at how 2020 has laid the foundations for the years to come, with all time low interest rates, changes to stamp duty and most importantly what consumers are looking to buy.

      Here’s what we covered:

      • Will investors come back into the market?
      • What allowed an uptick in consumers taking out mortgages?
      • How Labour losing the election had a massive impact on the property market.
      • What are banks trying to accomplish with high advertising budgets and refinance wars?
      • Have the grants for new homeowners been beneficial or detrimental?
      • What will the stamp duty changes look like and how will they impact the overall market?
      • How has Covid altered what consumers are looking to buy and will this possibly translate to what developers build?
      • Will the access to super be hugely beneficial or will it compromise individuals futures?
      • Will there be a third wave of Covid with relaxing restrictions and the introduction of the vaccine?
      • What will happen at the end of payment holidays and jobkeeper?

      RELEVANT EPISODES:Episode 150 | Meighan Wells Episode 126 | Stuart Wemyss Episode 120 | Michael Yardney

      COVID-19 EPISODES:Episode 112 | Pandemic Crisis (March 21st) Episode 115 | New Restrictions (March 31st) Episode 117 | Next Great Depression (April 7th) Episode 122 | Buying during pandemic (May 7th) Episode 132 | Societal impacts of Covid (July 13th)

      Articles/Links:Good Deeds: THE EMBARRASSED BUYER SYNDROME Good Deeds: SYDNEY HOUSE PRICES HAVE STOPPED FALLING Good Deeds: IS IT A GOOD TIME TO BUY PROPERTY IN SYDNEY NOW? Home Buyer Academy - Free Course Suburb Trends

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 15 December, 2020.

      https://www.theelephantintheroom.com.au/podcasts/157

      See omnystudio.com/listener for privacy information.

      ]]>      ae9671ba-98be-4708-8944-5c48a2eb5cabSun, 03 Jan 2021 21:20:24 +100001:19:37falsefull157157As this year comes to an end, what does it bring for 2021?      Rocky Scopelliti | 2020 vision: Sentiments on the decade aheadRocky Scopelliti | 2020 vision: Sentiments on the decade aheadRocky Scopelliti, is a world class futurologist, recognised internationally as an authority across upcoming technology, social change and the economic future. He’s currently a director of Optus and Community First Credit Union, and works in advisory capacities to a variety of companies including Fortune 100 corporations. In this episode, Rocky dives into his recently published book Australia 2030! - Where the Bloody hell are we?  which outlines the sentiments of 673 professionals, 170 in key executive positions and their views on the decade ahead.Here’s what we covered:

      • How will the world transition through to the next leap of automation and AI?
      • Will remote working open up competition for Australian jobs?
      • Is the physical home more important now than ever?
      • What will the workforce look like in 2030?
      • Can we trust in the Government to invest in our future?
      • What issue will impact Australia the most in the next decade?
      • How can businesses contribute to society?
      • Is the technological and scientific future optimistic?
      • How will the average Australian's life change the most?
      • What has worried the majority of Australians over the next decade?

      RELEVANT EPISODES:Episode 129 | Craig Rispin

      GUEST LINKS:http://www.rockyscopelliti.com/Australia 2030 – Where the bloody hell are we?Buy Now Here

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in December, 2020.

      https://www.theelephantintheroom.com.au/podcasts/156

      See omnystudio.com/listener for privacy information.

      ]]>      Rocky Scopelliti, is a world class futurologist, recognised internationally as an authority across upcoming technology, social change and the economic future. He’s currently a director of Optus and Community First Credit Union, and works in advisory capacities to a variety of companies including Fortune 100 corporations. In this episode, Rocky dives into his recently published book Australia 2030! - Where the Bloody hell are we?  which outlines the sentiments of 673 professionals, 170 in key executive positions and their views on the decade ahead.Here’s what we covered:

      • How will the world transition through to the next leap of automation and AI?
      • Will remote working open up competition for Australian jobs?
      • Is the physical home more important now than ever?
      • What will the workforce look like in 2030?
      • Can we trust in the Government to invest in our future?
      • What issue will impact Australia the most in the next decade?
      • How can businesses contribute to society?
      • Is the technological and scientific future optimistic?
      • How will the average Australian's life change the most?
      • What has worried the majority of Australians over the next decade?

      RELEVANT EPISODES:Episode 129 | Craig Rispin

      GUEST LINKS:http://www.rockyscopelliti.com/Australia 2030 – Where the bloody hell are we?Buy Now Here

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in December, 2020.

      https://www.theelephantintheroom.com.au/podcasts/156

      See omnystudio.com/listener for privacy information.

      ]]>      04c4d1d1-d90c-49e3-be43-56e364bd12e3Sun, 27 Dec 2020 21:54:09 +100001:10:42falsefull156156Renown futurologist chats the decade ahead, what will be expected and how you can be prepared.      Nicole Pedersen-McKinnon | Trick to becoming mortgage freeNicole Pedersen-McKinnon | Trick to becoming mortgage freeIt’s everyone's dream to become mortgage free but how do you do it and when is having debt a good idea? Welcoming esteemed long-term money commentator and financial literacy  advocate Nicole Pedersen-McKinnon, Nicole is former editor of AFR’s Smart Investor Magazine  and has recently published her book How to Get Mortgage-Free Like Me which reveals how Australians are shaving years off their loan term and becoming debt free. In this episode Nicole gives the scoop on how she and her clients have become mortgage free, and how everyday Australian’s can also make this dream come true.

      Here’s what we covered:

      • Why do people get confused by what you own versus what you own?
      • How to borrow safely?
      • What are some tips on being frugal?
      • What are the most powerful debt free enablers?
      • At what age should people aim to become debt free?
      • Should people put more money in super or paying down home?
      • Should you pay down your investment properties?
      • Why should people not be fearful of debt but using it more appropriately?
      • Are the current sub 2% rates an opportunity or a trap?

      RELEVANT EPISODES:Episode 153 | Brendan Coates Episode 131 | Jessica Fox Episode 130 | Glen James

      GUEST LINKS:Website - NicolesSmartMoney.com App - My Mortgage Freedom YouTube - Nicole's Smart Money Book - How to Get Mortgage Free Like Me Book discount code 20% off - ELEPHANT

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in November, 2020.

      See omnystudio.com/listener for privacy information.

      ]]>      It’s everyone's dream to become mortgage free but how do you do it and when is having debt a good idea? Welcoming esteemed long-term money commentator and financial literacy  advocate Nicole Pedersen-McKinnon, Nicole is former editor of AFR’s Smart Investor Magazine  and has recently published her book How to Get Mortgage-Free Like Me which reveals how Australians are shaving years off their loan term and becoming debt free. In this episode Nicole gives the scoop on how she and her clients have become mortgage free, and how everyday Australian’s can also make this dream come true.

      Here’s what we covered:

      • Why do people get confused by what you own versus what you own?
      • How to borrow safely?
      • What are some tips on being frugal?
      • What are the most powerful debt free enablers?
      • At what age should people aim to become debt free?
      • Should people put more money in super or paying down home?
      • Should you pay down your investment properties?
      • Why should people not be fearful of debt but using it more appropriately?
      • Are the current sub 2% rates an opportunity or a trap?

      RELEVANT EPISODES:Episode 153 | Brendan Coates Episode 131 | Jessica Fox Episode 130 | Glen James

      GUEST LINKS:Website - NicolesSmartMoney.com App - My Mortgage Freedom YouTube - Nicole's Smart Money Book - How to Get Mortgage Free Like Me Book discount code 20% off - ELEPHANT

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in November, 2020.

      See omnystudio.com/listener for privacy information.

      ]]>      cddcc838-74c4-40f8-bed8-b272318b37a9Sun, 20 Dec 2020 21:12:06 +100001:05:58falsefull155155Getting mortgage free how can you do it and what should you be doing to get there?      Damian Collins | Will Perth make a comeback and return on investments?Damian Collins | Will Perth make a comeback and return on investments?Speaking to Damian Collins, a well respected and experienced property expert on the current state and the future of the Perth property market. Damian is the founder and managing director of Momentum Wealth and has served on the REIWA Council since 2011 and was elected president of the institute in 2018. In this episode we ask the questions: will those who invested in the boom ever get their money back? Will Perth be the next hotspot and will it be able to contend with other capital cities?

      Here’s what we covered:

      • Why has Perth performed so poorly compared to other capital cities?
      • What parts of Perth have stayed strong and grown in value?
      • Did the top end of the market struggle to move the high quality properties?
      • Where is the growth in the Perth market coming from?
      • What is Perth doing to get rid of their oversupply
      • Were grade A properties having a hard time to sell or were they always flying off?
      • How many new builds are being built every year?
      • How will the Perth property market change because of Covid?
      • Is the market owner-occupied dominated or investor dominated?
      • How has the rental stock been affected?
      • What types of clients are developing or in syndications

      RELEVANT EPISODES:Suburb Trends October 2020 Episode 143 | Martin NorthEpisode 133 | Alice Stolz

      GUEST LINKS:Momentum Wealth

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…

      This episode was recorded in November, 2020.

      See omnystudio.com/listener for privacy information.

      ]]>      Speaking to Damian Collins, a well respected and experienced property expert on the current state and the future of the Perth property market. Damian is the founder and managing director of Momentum Wealth and has served on the REIWA Council since 2011 and was elected president of the institute in 2018. In this episode we ask the questions: will those who invested in the boom ever get their money back? Will Perth be the next hotspot and will it be able to contend with other capital cities?

      Here’s what we covered:

      • Why has Perth performed so poorly compared to other capital cities?
      • What parts of Perth have stayed strong and grown in value?
      • Did the top end of the market struggle to move the high quality properties?
      • Where is the growth in the Perth market coming from?
      • What is Perth doing to get rid of their oversupply
      • Were grade A properties having a hard time to sell or were they always flying off?
      • How many new builds are being built every year?
      • How will the Perth property market change because of Covid?
      • Is the market owner-occupied dominated or investor dominated?
      • How has the rental stock been affected?
      • What types of clients are developing or in syndications

      RELEVANT EPISODES:Suburb Trends October 2020 Episode 143 | Martin NorthEpisode 133 | Alice Stolz

      GUEST LINKS:Momentum Wealth

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…

      This episode was recorded in November, 2020.

      See omnystudio.com/listener for privacy information.

      ]]>      d8945fb1-67be-4ee2-bf40-533fa84cc26eSun, 13 Dec 2020 21:54:14 +100001:10:16falsefull154154What makes Perth different to other capital cities and will make a comeback?      Suburb Trends December 2020 | Abolishing stamp duty & market wrap upSuburb Trends December 2020 | Abolishing stamp duty & market wrap up2020 has been an insightful year, reshaping where people work, live and spend time. The question is what will 2021 bring? With the restructuring of stamp duty and opt in/opt out programs be a success? Moreover, will the government target this towards new properties like FHB grants or will it open the door, moving citizens away from new builds? In addition to the stamp duty conversation Kent and the team showcase capital cities performance during this year; which has the brightest outlook for the future?

      Here’s what we covered:

      • How will the abolishment of stamp duty work?
      • Will flippers return to the market if they can opt out of stamp duty?
      • How can property buyers maximise their return when renovating?
      • How different states will calculate stamp duty and land tax differently?
      • What are small ways flippers can increase their profit margin?
      • How have the capital cities performed from one another?
      • Has Covid really affected the property market, or has it boomed?
      • Which small rural city has greatly benefitted from Covid?
      • Does the fall in listing matter if the price of property rises?

      RELEVANT EPISODES:Episode 153 | Brendan Coates Suburb Trends November Episode 150 | Meighan Wells

      GUEST LINKS:http://www.suburbtrends.comhttps://www.revenue.act.gov.au/tax-reform https://www.realestate.com.au/property/78-ragless-cct-kambah-act-2902

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 9 December, 2020.

      https://www.theelephantintheroom.com.au/podcasts/153

      See omnystudio.com/listener for privacy information.

      ]]>      2020 has been an insightful year, reshaping where people work, live and spend time. The question is what will 2021 bring? With the restructuring of stamp duty and opt in/opt out programs be a success? Moreover, will the government target this towards new properties like FHB grants or will it open the door, moving citizens away from new builds? In addition to the stamp duty conversation Kent and the team showcase capital cities performance during this year; which has the brightest outlook for the future?

      Here’s what we covered:

      • How will the abolishment of stamp duty work?
      • Will flippers return to the market if they can opt out of stamp duty?
      • How can property buyers maximise their return when renovating?
      • How different states will calculate stamp duty and land tax differently?
      • What are small ways flippers can increase their profit margin?
      • How have the capital cities performed from one another?
      • Has Covid really affected the property market, or has it boomed?
      • Which small rural city has greatly benefitted from Covid?
      • Does the fall in listing matter if the price of property rises?

      RELEVANT EPISODES:Episode 153 | Brendan Coates Suburb Trends November Episode 150 | Meighan Wells

      GUEST LINKS:http://www.suburbtrends.comhttps://www.revenue.act.gov.au/tax-reform https://www.realestate.com.au/property/78-ragless-cct-kambah-act-2902

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 9 December, 2020.

      https://www.theelephantintheroom.com.au/podcasts/153

      See omnystudio.com/listener for privacy information.

      ]]>      b7d0ebeb-09be-4025-9e58-ba190db03a03Thu, 10 Dec 2020 21:44:30 +100001:03:41falsefullWhat will happen if stamp duty is abolished and how have Australian cities performed this year.      Brendan Coates | Accessing super for home buying? Do it or don’t?Brendan Coates | Accessing super for home buying? Do it or don’t?Welcoming back Brendan Coates to discuss the implications of the government plan for home buyers to access super to assist in purchasing property. Brendan is the Household Finance Program Director at the Grattan institute, he has focused on a wide variety of topics including tax reform, housing and superannuation. In this episode the team and Brendan discuss the implications of accessing super and that if putting your super towards a property purchase will get you ahead or put you behind?Here’s what we covered:

      • What has the biggest impact on retirement - owning home or superannuation?
      • What is not working for the system currently?
      • How have first home buyers struggled in the past 30 years?
      • Why should people stop and think before taking out super?
      • If people do access super, what kind of property will they get pushed into?
      • What would make taking out super a very bad idea?
      • What is the appropriate level of super contributions?
      • Is this super scheme for the people or for the tax revenue?
      • What does the forecasted return look like in 30 years/?

      RELEVANT EPISODES:Episode 124 | Brendan Coates Episode 89 | Brendan Coates

      GUEST LINKS:Article 1: Australia needs new-generation thinking on retirement incomes Article 2: 5 key takeaways from the Retirement Income Review’Article 3: Five reasons the Turnbull Government should not allow superannuation to be spent on a home Article 4: The latest ideas to use super to buy homes are still bad ideas

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in November, 2020.

      https://www.theelephantintheroom.com.au/podcasts/153

      See omnystudio.com/listener for privacy information.

      ]]>      Welcoming back Brendan Coates to discuss the implications of the government plan for home buyers to access super to assist in purchasing property. Brendan is the Household Finance Program Director at the Grattan institute, he has focused on a wide variety of topics including tax reform, housing and superannuation. In this episode the team and Brendan discuss the implications of accessing super and that if putting your super towards a property purchase will get you ahead or put you behind?Here’s what we covered:

      • What has the biggest impact on retirement - owning home or superannuation?
      • What is not working for the system currently?
      • How have first home buyers struggled in the past 30 years?
      • Why should people stop and think before taking out super?
      • If people do access super, what kind of property will they get pushed into?
      • What would make taking out super a very bad idea?
      • What is the appropriate level of super contributions?
      • Is this super scheme for the people or for the tax revenue?
      • What does the forecasted return look like in 30 years/?

      RELEVANT EPISODES:Episode 124 | Brendan Coates Episode 89 | Brendan Coates

      GUEST LINKS:Article 1: Australia needs new-generation thinking on retirement incomes Article 2: 5 key takeaways from the Retirement Income Review’Article 3: Five reasons the Turnbull Government should not allow superannuation to be spent on a home Article 4: The latest ideas to use super to buy homes are still bad ideas

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in November, 2020.

      https://www.theelephantintheroom.com.au/podcasts/153

      See omnystudio.com/listener for privacy information.

      ]]>      cba41110-a0a9-4ded-a611-57d8bd26a4f6Sun, 06 Dec 2020 22:16:04 +100001:13:49falsefull153153Accessing super for home buyers, is this their golden ticket or retirement nightmare?      Saul Eslake | What does top economist say on the current economic environmentSaul Eslake | What does top economist say on the current economic environmentWe are honoured to have renowned economist Saul Eslake on the podcast to discuss all things Australian economy. Saul Eslake has worked in Australian financial markets for over 25 years, including several chief economist roles in Mcintosh, ANZ and Bank of America Merrill Lynch, and has worked in an advisory capacity with the federal government. Saul comes in with a wealth of knowledge and insight into the current state of affairs including how the various states have performed from one another, how net migration will change in the future and Australia’s need to shift from exporting raw materials to service based industries.

      Here’s what we covered:

      • What are some similarities between the economy post Spanish flu and Covid 19?
      • What's most likely going to happen nationally and globally?
      • Are we on the cusp of structural change?
      • How are capital city housing prices going?
      • How Sydney survived through Covid comparison to Melbourne?
      • Why have fixed rates historically been higher than variable rates?
      • How is the RBA trying to reduce the AUD?
      • What is the state of the current banking system
      • How will the US election impact the Australian economy?
      • What ways can Australia grow its economy beyond the exporting of raw materials?

      RELEVANT EPISODES:Episode 143 | Martin North Episode 132 | Mark McCrindle Episode 117 | Shane Oliver

      GUEST LINKS:www.bettercallsaul.com.au Saul Eslake - LinkedIn, Saul Eslake - Facebook Saul Eslake - Twitter Saul Eslake - Youtube

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT:Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in November, 2020.

      https://www.theelephantintheroom.com.au/podcasts/152

      See omnystudio.com/listener for privacy information.

      ]]>      We are honoured to have renowned economist Saul Eslake on the podcast to discuss all things Australian economy. Saul Eslake has worked in Australian financial markets for over 25 years, including several chief economist roles in Mcintosh, ANZ and Bank of America Merrill Lynch, and has worked in an advisory capacity with the federal government. Saul comes in with a wealth of knowledge and insight into the current state of affairs including how the various states have performed from one another, how net migration will change in the future and Australia’s need to shift from exporting raw materials to service based industries.

      Here’s what we covered:

      • What are some similarities between the economy post Spanish flu and Covid 19?
      • What's most likely going to happen nationally and globally?
      • Are we on the cusp of structural change?
      • How are capital city housing prices going?
      • How Sydney survived through Covid comparison to Melbourne?
      • Why have fixed rates historically been higher than variable rates?
      • How is the RBA trying to reduce the AUD?
      • What is the state of the current banking system
      • How will the US election impact the Australian economy?
      • What ways can Australia grow its economy beyond the exporting of raw materials?

      RELEVANT EPISODES:Episode 143 | Martin North Episode 132 | Mark McCrindle Episode 117 | Shane Oliver

      GUEST LINKS:www.bettercallsaul.com.au Saul Eslake - LinkedIn, Saul Eslake - Facebook Saul Eslake - Twitter Saul Eslake - Youtube

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT:Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in November, 2020.

      https://www.theelephantintheroom.com.au/podcasts/152

      See omnystudio.com/listener for privacy information.

      ]]>      4c6e082d-c47f-4973-87ea-c63153b65f05Sun, 29 Nov 2020 21:31:31 +100001:19:59falsefull152152Saul Eslake gives his 2 cents on the current state and the future of the Australian economy      Amanda Farmer |The Supreme Court’s pet showdown on strata property by-lawsAmanda Farmer |The Supreme Court’s pet showdown on strata property by-lawsAmanda Farmer, Strata Lawyer, is a go-to-expert in "strata world" with over 15 years experience as a strata lawyer. Amanda joins us again to clear up what is going on in Strata properties when it comes to owning pets. Recently, the New South Wales Supreme Court declared that a blanket ban on pets in strata buildings is harsh, unconscionable or oppressive. Here’s Amanda’s take on:* What does this mean for strata owners and tenants? 

      * What pets are actually allowed & in what circumstances can they be banned? 

      * What are the limits of an executive corporation's reach? 

      * Does this mean there are some aspects of conduct you can't control?

      * Why committees with internal conflict are likely to suffer over more than just the pets issue.* Top things buyers & tenants need to be aware of before they choose to purchase or rent a strata property.

      For brilliant tips from an expert Strata Lawyer, Amanda Farmer, don’t miss this episode!

      GUEST WEBSITEShttps://yourstrataproperty.com.au/

      DOWNLOAD THE TRANSCRIPT: www.theelephantintheroom.com.au/podcasts151 RELEVANT EPISODESEp 103 | Strata owners rights & obligations Episode 25 | What hidden dangers can lurk in brand new apartments?

      HOST LINKS: Looking for a Sydney Buyers Agent? www.gooddeeds.com.auWork with Veronica: https://linktr.ee/veronicamorgan Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      Amanda Farmer, Strata Lawyer, is a go-to-expert in "strata world" with over 15 years experience as a strata lawyer. Amanda joins us again to clear up what is going on in Strata properties when it comes to owning pets. Recently, the New South Wales Supreme Court declared that a blanket ban on pets in strata buildings is harsh, unconscionable or oppressive. Here’s Amanda’s take on:* What does this mean for strata owners and tenants? 

      * What pets are actually allowed & in what circumstances can they be banned? 

      * What are the limits of an executive corporation's reach? 

      * Does this mean there are some aspects of conduct you can't control?

      * Why committees with internal conflict are likely to suffer over more than just the pets issue.* Top things buyers & tenants need to be aware of before they choose to purchase or rent a strata property.

      For brilliant tips from an expert Strata Lawyer, Amanda Farmer, don’t miss this episode!

      GUEST WEBSITEShttps://yourstrataproperty.com.au/

      DOWNLOAD THE TRANSCRIPT: www.theelephantintheroom.com.au/podcasts151 RELEVANT EPISODESEp 103 | Strata owners rights & obligations Episode 25 | What hidden dangers can lurk in brand new apartments?

      HOST LINKS: Looking for a Sydney Buyers Agent? www.gooddeeds.com.auWork with Veronica: https://linktr.ee/veronicamorgan Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      602606f8-d47a-47ef-914f-43251b9e78b3Sun, 22 Nov 2020 17:00:00 +100056:16falsefull151151Are your Strata by-laws in urgent need of an overhaul?      Suburb Trends November 2020 | University towns: Investors dream or nightmare?Suburb Trends November 2020 | University towns: Investors dream or nightmare?In this edition of Suburbs Trends, Kent gives the scoop on the current state of university towns and feeder suburbs. With the majority of international students returning to their country of origin during the beginning of COVID Australian university towns especially in Victoria have suffered the consequences with high unemployment, low property prices and skyrocketing rental vacancies. Will these regions bounce back and how will it happen?

      Here’s what we covered:

      • How will zero overseas students in Australia impact university towns?
      • Will reduced overseas students lower property prices?
      • Why is Newcastle such a hot area?
      • How have the surrounding university suburbs been impacted by Covid?
      • What 'property fads' should investors and home buyers stay away from?
      • How have Victorian suburbs been impacted by the drop in overseas students with 7 out of the 20 top universities residing in VIC?
      • How many units are hitting the market and is there likely to be another fire sale of poor cheap assets?
      • How have the developers targeted their marketing towards Chinese investors?
      • Why landlords of new property can’t differentiate their property besides dropping rent.
      • What are the lies of 'building subdivisions' and getting a greater yield?

      RELEVANT EPISODES:Suburb Trends October Suburb Trends September Episode 124 | Brendan Coates

      GUEST LINKS:http://www.suburbtrends.com

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 19 November, 2020.

      See omnystudio.com/listener for privacy information.

      ]]>      In this edition of Suburbs Trends, Kent gives the scoop on the current state of university towns and feeder suburbs. With the majority of international students returning to their country of origin during the beginning of COVID Australian university towns especially in Victoria have suffered the consequences with high unemployment, low property prices and skyrocketing rental vacancies. Will these regions bounce back and how will it happen?

      Here’s what we covered:

      • How will zero overseas students in Australia impact university towns?
      • Will reduced overseas students lower property prices?
      • Why is Newcastle such a hot area?
      • How have the surrounding university suburbs been impacted by Covid?
      • What 'property fads' should investors and home buyers stay away from?
      • How have Victorian suburbs been impacted by the drop in overseas students with 7 out of the 20 top universities residing in VIC?
      • How many units are hitting the market and is there likely to be another fire sale of poor cheap assets?
      • How have the developers targeted their marketing towards Chinese investors?
      • Why landlords of new property can’t differentiate their property besides dropping rent.
      • What are the lies of 'building subdivisions' and getting a greater yield?

      RELEVANT EPISODES:Suburb Trends October Suburb Trends September Episode 124 | Brendan Coates

      GUEST LINKS:http://www.suburbtrends.com

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 19 November, 2020.

      See omnystudio.com/listener for privacy information.

      ]]>      0f857c3d-0519-4b6b-b248-4798b4eb5824Thu, 19 Nov 2020 21:35:16 +100051:56falsefullHow have university towns held up during COVID and will there be a shift in what properties sell?      Meighan Wells | What you NEED to know about the Brisbane property marketMeighan Wells | What you NEED to know about the Brisbane property marketVeiled behind a strong border defence, you can come out but you can’t come in. It begs the question: what is going on with the Brisbane property market? In this episode Veronica chats shop with Meighan Wells on the state of the Brisbane market, making note of the vast structural differences to other capital cities, how the WFH movement shifted more people into the city and asking the question will Brisbane boom or fizzle out? Meighan is a buyers agent and principal of Property Pursuit and co-founded Home Buyer Academy alongside Veronica.

      Here’s what we covered:

      • What's happening across the border in Brisbane?
      • How has the Brisbane property market performed compared to Melbourne and Sydney?
      • How has the work from home movement shifted more people to Brisbane?
      • Why shouldn't you ever rely on the vendor's agent and how you can be misled?
      • What is driving the Brisbane property market?
      • How has the repatriation of Australians altered what's currently on the market?
      • Are investors buying high maintenance old queenslanders?
      • What is it like to buy property in Brisbane?
      • Why you should never 'hotspot hunt' for property.
      • What is the current state of the rental market in Brisbane?
      • What type of property goes off at Auction?

      RELEVANT EPISODES:Episode 145 | Lucinda Hartley Episode 143 | Martin North Episode 132 | Mark McCrindle

      GUEST LINKS:Home Buyer Academy - Workshop

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.auWork with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in November, 2020.

      https://www.theelephantintheroom.com.au/podcasts/150

      See omnystudio.com/listener for privacy information.

      ]]>      Veiled behind a strong border defence, you can come out but you can’t come in. It begs the question: what is going on with the Brisbane property market? In this episode Veronica chats shop with Meighan Wells on the state of the Brisbane market, making note of the vast structural differences to other capital cities, how the WFH movement shifted more people into the city and asking the question will Brisbane boom or fizzle out? Meighan is a buyers agent and principal of Property Pursuit and co-founded Home Buyer Academy alongside Veronica.

      Here’s what we covered:

      • What's happening across the border in Brisbane?
      • How has the Brisbane property market performed compared to Melbourne and Sydney?
      • How has the work from home movement shifted more people to Brisbane?
      • Why shouldn't you ever rely on the vendor's agent and how you can be misled?
      • What is driving the Brisbane property market?
      • How has the repatriation of Australians altered what's currently on the market?
      • Are investors buying high maintenance old queenslanders?
      • What is it like to buy property in Brisbane?
      • Why you should never 'hotspot hunt' for property.
      • What is the current state of the rental market in Brisbane?
      • What type of property goes off at Auction?

      RELEVANT EPISODES:Episode 145 | Lucinda Hartley Episode 143 | Martin North Episode 132 | Mark McCrindle

      GUEST LINKS:Home Buyer Academy - Workshop

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.auWork with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in November, 2020.

      https://www.theelephantintheroom.com.au/podcasts/150

      See omnystudio.com/listener for privacy information.

      ]]>      f378f405-c2a1-41aa-810c-6085375ebf57Sun, 15 Nov 2020 20:38:39 +100001:06:57falsefull150150The tell all on the Brisbane market, what is hot and what is not?      Listener Q&A | Getting started on the property ladder & the property market post COVIDListener Q&A | Getting started on the property ladder & the property market post COVIDIn our fourth Q&A host special, Veronica and Chris dive deep into questions that you have sent in, covering topics on the difference between growth and yield, how would they change their property strategy if they had their current knowledge when they started out and what will the market hold post Covid; will it boom or will it bust?

      Questions:

      1. What do you suggest is the best way to balance capital growth with yield to maintain good loan serviceability when building a property portfolio?
      2. With all your current experience, how confident are you that from 2020 to 2045 you would outperform your 1995-2020 returns?
      3. We bought in March and with the impact of COVID we are still feeling quite comfortable with our investment but were interested to know how Chris was feeling given how closely he is watching the market.
      4. Looking to purchase our first property, should we use our savings to purchase this or use a guarantor loan from our parents and then use our savings to purchase an investment property not long after?

      MENTIONED LINKS:Sydney & Melbourne Property Price Prediction 2020 - 2022 - Jude Lamb

      RELEVANT EPISODES:Episode 127 | Q&A 3 Episode 98 | Q&A 2 Episode 57 | Q&A 1 

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in October 2020.

      See omnystudio.com/listener for privacy information.

      ]]>      In our fourth Q&A host special, Veronica and Chris dive deep into questions that you have sent in, covering topics on the difference between growth and yield, how would they change their property strategy if they had their current knowledge when they started out and what will the market hold post Covid; will it boom or will it bust?

      Questions:

      1. What do you suggest is the best way to balance capital growth with yield to maintain good loan serviceability when building a property portfolio?
      2. With all your current experience, how confident are you that from 2020 to 2045 you would outperform your 1995-2020 returns?
      3. We bought in March and with the impact of COVID we are still feeling quite comfortable with our investment but were interested to know how Chris was feeling given how closely he is watching the market.
      4. Looking to purchase our first property, should we use our savings to purchase this or use a guarantor loan from our parents and then use our savings to purchase an investment property not long after?

      MENTIONED LINKS:Sydney & Melbourne Property Price Prediction 2020 - 2022 - Jude Lamb

      RELEVANT EPISODES:Episode 127 | Q&A 3 Episode 98 | Q&A 2 Episode 57 | Q&A 1 

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in October 2020.

      See omnystudio.com/listener for privacy information.

      ]]>      3482410a-7c9b-4c8c-942c-7f40bd52eb65Sun, 08 Nov 2020 17:00:00 +100001:03:49falsefull149149We answer your questions on the property market and how should you get started?      Bernard Gallagher | Urban Design: What will future Australia look like?Bernard Gallagher | Urban Design: What will future Australia look like?Has Covid sped up and/or changed the direction that modern Australian cities will take? Bernard Gallagher, Owner and Regional Director of Ethos Urban. Ethos Urban has played an instrumental role in developing Barangaroo, Central Park and the recent redevelopment of Darling Harbour. Bernard and our host discuss the future of Australian cities, and pitting it against how Covid has impacted the rate at which our cities adapt to the new needs and wants of consumers.Here’s what we covered:

      • How will Covid change the way we design cities in the future?
      • What is urban renewal and why is it so important?
      • Will the work from home movement change what consumers look for in property now?
      • Is the current urban plan of our cities good enough?
      • Are developers pushing on with pre-covid plans or are they changing their direction?
      • Will road redevelopments and expansion be possible in the near future?
      • Will people go back to the office at the end of Covid?
      • Will Sydney shape up to be a pedestrian city?
      • What will urban designers do to create a more accessible city?
      • Is there hope for Sydney to have high speed rail in the future?

      RELEVANT EPISODES:Episode 140 | Nicola Powell Episode 138 | Simon Kuestenmacher Episode 132 | Mark McCrindle

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in October 2020.

      https://www.theelephantintheroom.com.au/podcasts/148

      See omnystudio.com/listener for privacy information.

      ]]>      Has Covid sped up and/or changed the direction that modern Australian cities will take? Bernard Gallagher, Owner and Regional Director of Ethos Urban. Ethos Urban has played an instrumental role in developing Barangaroo, Central Park and the recent redevelopment of Darling Harbour. Bernard and our host discuss the future of Australian cities, and pitting it against how Covid has impacted the rate at which our cities adapt to the new needs and wants of consumers.Here’s what we covered:

      • How will Covid change the way we design cities in the future?
      • What is urban renewal and why is it so important?
      • Will the work from home movement change what consumers look for in property now?
      • Is the current urban plan of our cities good enough?
      • Are developers pushing on with pre-covid plans or are they changing their direction?
      • Will road redevelopments and expansion be possible in the near future?
      • Will people go back to the office at the end of Covid?
      • Will Sydney shape up to be a pedestrian city?
      • What will urban designers do to create a more accessible city?
      • Is there hope for Sydney to have high speed rail in the future?

      RELEVANT EPISODES:Episode 140 | Nicola Powell Episode 138 | Simon Kuestenmacher Episode 132 | Mark McCrindle

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in October 2020.

      https://www.theelephantintheroom.com.au/podcasts/148

      See omnystudio.com/listener for privacy information.

      ]]>      780f37a3-466c-44b2-ac78-c31b535f80a7Sun, 01 Nov 2020 17:00:00 +100001:10:19falsefull148148What will your children and grand-children lifestyle look like? Pedestrian & bike paradise or urban jungles and skyscrapers?      Paul Benson | Growing wealth: property or shares?Paul Benson | Growing wealth: property or shares?In today's episode, we have Paul Benson, Principal of Guidance Financial Services and published author of Financial Autonomy. Paul has been working as a financial planner for the last 20 years, working with a wide spectrum of clients, helping them gain ‘financial autonomy’. Paul gives his two cents on the property versus shares debate, adding in extra commentary from his book and own experiences with clients and friends on their journey to creating wealth.

      Here’s what we covered:

      • What is the difference between financial autonomy and financial freedom?
      • How can people retire in their early 60s?
      • Income replacement or wealth creation?
      • How are people finding their 'true purpose' through work?
      • How to deal with the temptation of trying to time investments?
      • Why ethical and sustainable investing will be the future.
      • Should you invest a lump sum in shares or property?
      • With interest rates so low, are people taking on more home debt?
      • Why do most financial planners not give advice around property?
      • How do you build your share portfolio
      • What are people investing in now?

      RELEVANT EPISODES:Episode 136 | Owen Raszkiewicz Episode 131 | Jessica Brady Episode 130 | Glen James

      GUEST LINKS:Guidance Financial Services Financial Autonomy - Podcast Financial Autonomy - Book

      New challenge!Reach out to us if you have a positive off-the-plan purchase, we would love to hear from you!

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in October, 2020.

      See omnystudio.com/listener for privacy information.

      ]]>      In today's episode, we have Paul Benson, Principal of Guidance Financial Services and published author of Financial Autonomy. Paul has been working as a financial planner for the last 20 years, working with a wide spectrum of clients, helping them gain ‘financial autonomy’. Paul gives his two cents on the property versus shares debate, adding in extra commentary from his book and own experiences with clients and friends on their journey to creating wealth.

      Here’s what we covered:

      • What is the difference between financial autonomy and financial freedom?
      • How can people retire in their early 60s?
      • Income replacement or wealth creation?
      • How are people finding their 'true purpose' through work?
      • How to deal with the temptation of trying to time investments?
      • Why ethical and sustainable investing will be the future.
      • Should you invest a lump sum in shares or property?
      • With interest rates so low, are people taking on more home debt?
      • Why do most financial planners not give advice around property?
      • How do you build your share portfolio
      • What are people investing in now?

      RELEVANT EPISODES:Episode 136 | Owen Raszkiewicz Episode 131 | Jessica Brady Episode 130 | Glen James

      GUEST LINKS:Guidance Financial Services Financial Autonomy - Podcast Financial Autonomy - Book

      New challenge!Reach out to us if you have a positive off-the-plan purchase, we would love to hear from you!

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in October, 2020.

      See omnystudio.com/listener for privacy information.

      ]]>      d5dd2868-3bbd-46e9-b8bd-1d4ca6f01d8cSun, 25 Oct 2020 22:53:25 +100001:10:16falsefull147147Where does financial planner and author Paul Benson stand on the property vs shares debate?      Kym Nitschke | How to structure your property portfoliosKym Nitschke | How to structure your property portfoliosKym Nitschke the ‘jack of all trade’ regales the team on the exciting trials and tribulations of an accountant on the quest to discover the best ways to structure property portfolios. Kym is the CEO of Nitschke Nancarrow Accountants which has over 1200 business and individual clients, he is a qualified financial advisor, chartered accountant and is a licensed builder. Kym highlights the impact of capital gains tax and how to make the most of it, and gets personal with what he has seen that his plethora of clients have gotten wrong and of course what he has done wrong; lots to learn from an experienced advisor and investor.

      Here’s what we covered:

      • How does capital gains tax work?
      • What happens to your capital gains tax if you move into it after renting it out?
      • How to minimize tax on renting your home on holidays?
      • Should you buy a holiday home?
      • Can you get CGT exemption if you upgrade and move into a new home?
      • How to maximise your CGT exemption with the help of the 6 year rule
      • How to best structure your property portfolio
      • What are the best strategies with buying an investment property
      • What are the benefits of owning property in a trust

      RELEVANT EPISODES:Episode 136 | Owen Raskiewics Episode 119 | Chris Bates Episode 116 | Alison Lacey

      GUEST LINKS:https://nitschkenancarrow.com.au/ Your Investment Property: PPOR and the six year rule

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in October, 2020.

      See omnystudio.com/listener for privacy information.

      ]]>      Kym Nitschke the ‘jack of all trade’ regales the team on the exciting trials and tribulations of an accountant on the quest to discover the best ways to structure property portfolios. Kym is the CEO of Nitschke Nancarrow Accountants which has over 1200 business and individual clients, he is a qualified financial advisor, chartered accountant and is a licensed builder. Kym highlights the impact of capital gains tax and how to make the most of it, and gets personal with what he has seen that his plethora of clients have gotten wrong and of course what he has done wrong; lots to learn from an experienced advisor and investor.

      Here’s what we covered:

      • How does capital gains tax work?
      • What happens to your capital gains tax if you move into it after renting it out?
      • How to minimize tax on renting your home on holidays?
      • Should you buy a holiday home?
      • Can you get CGT exemption if you upgrade and move into a new home?
      • How to maximise your CGT exemption with the help of the 6 year rule
      • How to best structure your property portfolio
      • What are the best strategies with buying an investment property
      • What are the benefits of owning property in a trust

      RELEVANT EPISODES:Episode 136 | Owen Raskiewics Episode 119 | Chris Bates Episode 116 | Alison Lacey

      GUEST LINKS:https://nitschkenancarrow.com.au/ Your Investment Property: PPOR and the six year rule

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in October, 2020.

      See omnystudio.com/listener for privacy information.

      ]]>      172da30d-f5c4-4351-bf41-84e1b2301f1dMon, 19 Oct 2020 02:28:09 +100001:07:42falsefull146146Own or planning to purchase property? Which way have you set up your structure?      Suburb Trends October 2020 | Regions with positive market growth w/ Kent LardnerSuburb Trends October 2020 | Regions with positive market growth w/ Kent LardnerIn this Suburb Trends update, Kent and the team talk shop on the cardinal rule of the Australian property market; that there is not just one market. This being said why is that? What makes property different? The team discusses the differences between the aspirational and the affordable property markets noting why developers choose to offload ‘premium’ builds in low socio economic areas expecting to create some hidden growth.Here’s what we covered:

      • What’s happening in the world of regional property?
      • Where will people be more inclined to move to; a sea or tree change?
      • Connecting the correlation between LMI data and Kent’s ‘danger zones’
      • Why quality houses in great locations always outperform units in the same area.
      • What unit markets are currently in danger?
      • How does the LMI risk data highlight low growth areas?
      • What data points don’t match up to the high or low performance of an area?
      • Why are developers choosing to create projects in low socio economic areas? Is it the right idea or are they trying to manufacture growth?

      RELEVANT EPISODES:Suburb Trends September Suburb Trends August Suburb Trends July

      GUEST LINKS:http://www.suburbtrends.com

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.auWork with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 15 October, 2020.

      https://www.theelephantintheroom.com.au/podcasts/st4

      See omnystudio.com/listener for privacy information.

      ]]>      In this Suburb Trends update, Kent and the team talk shop on the cardinal rule of the Australian property market; that there is not just one market. This being said why is that? What makes property different? The team discusses the differences between the aspirational and the affordable property markets noting why developers choose to offload ‘premium’ builds in low socio economic areas expecting to create some hidden growth.Here’s what we covered:

      • What’s happening in the world of regional property?
      • Where will people be more inclined to move to; a sea or tree change?
      • Connecting the correlation between LMI data and Kent’s ‘danger zones’
      • Why quality houses in great locations always outperform units in the same area.
      • What unit markets are currently in danger?
      • How does the LMI risk data highlight low growth areas?
      • What data points don’t match up to the high or low performance of an area?
      • Why are developers choosing to create projects in low socio economic areas? Is it the right idea or are they trying to manufacture growth?

      RELEVANT EPISODES:Suburb Trends September Suburb Trends August Suburb Trends July

      GUEST LINKS:http://www.suburbtrends.com

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.auWork with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 15 October, 2020.

      https://www.theelephantintheroom.com.au/podcasts/st4

      See omnystudio.com/listener for privacy information.

      ]]>      97a6e9b6-12c1-45a0-aba3-5a94c074245cThu, 15 Oct 2020 22:40:58 +100001:07:01falsefullHow does a region or suburb have a greater capital growth than its neighbouring areas? What makes the difference?      Lucinda Hartley | What defines a suburb & are all new suburbs the same? | Insights from Neighbourlytics.comLucinda Hartley | What defines a suburb & are all new suburbs the same? | Insights from Neighbourlytics.comHave you ever wondered how suburbs are designed? What makes that suburb a community? And the role that urban designers play in moulding modern Australia? Lucinda Hartley Co-Founder of Neighbourlytics.com, discusses these complex questions with our hosts. Lucinda and her co-founder Jessica Christian-Franks have led the global conversation on urban innovation, holding positions with global bodies the UN and the World Bank. 

      Here’s what we covered:

      • How do suburbs develop their own identity and community?
      • What can people do to move into areas that suit their lifestyle?
      • What data does Neighbourlytics utilise data to map social trends in suburbs?
      • The correlation between a suburb's liveability and wellbeing?
      • How should cities be built and organised?
      • Where have we gone wrong in the creation of new builds and suburbs?
      • How do new suburbs and towns on the fringes develop?
      • What drives people to move out to these fringe communities?
      • How will Covid change the social dynamics of cities?
      • What can we learn from alternative community models from around the world?

      RELEVANT EPISODES:Episode 138 | Simon Kuestenmacher Episode 120 | Michael Yardney Episode 104 | Adam Hirst

      GUEST LINKS:Neighbourlytics - The new local data report Song - Little Boxes On the Hillside

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in October, 2020.

      See omnystudio.com/listener for privacy information.

      ]]>      Have you ever wondered how suburbs are designed? What makes that suburb a community? And the role that urban designers play in moulding modern Australia? Lucinda Hartley Co-Founder of Neighbourlytics.com, discusses these complex questions with our hosts. Lucinda and her co-founder Jessica Christian-Franks have led the global conversation on urban innovation, holding positions with global bodies the UN and the World Bank. 

      Here’s what we covered:

      • How do suburbs develop their own identity and community?
      • What can people do to move into areas that suit their lifestyle?
      • What data does Neighbourlytics utilise data to map social trends in suburbs?
      • The correlation between a suburb's liveability and wellbeing?
      • How should cities be built and organised?
      • Where have we gone wrong in the creation of new builds and suburbs?
      • How do new suburbs and towns on the fringes develop?
      • What drives people to move out to these fringe communities?
      • How will Covid change the social dynamics of cities?
      • What can we learn from alternative community models from around the world?

      RELEVANT EPISODES:Episode 138 | Simon Kuestenmacher Episode 120 | Michael Yardney Episode 104 | Adam Hirst

      GUEST LINKS:Neighbourlytics - The new local data report Song - Little Boxes On the Hillside

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in October, 2020.

      See omnystudio.com/listener for privacy information.

      ]]>      a4b22094-cf27-4cb7-9a23-6ea8d59c888eSun, 11 Oct 2020 16:00:00 +100001:00:03falsefull145145Why do certain suburbs attract particular demographics, and what are urban designers doing to create ‘utopian communities’?      Tanja Lee | Making better sales agents (not genetically modified)Tanja Lee | Making better sales agents (not genetically modified)While we search for the secret sauce on what makes a premium sales agent we find Tanja Lee, who believes we should flip the switch on how agents sell; leaving the egoic culture behind for trustworthiness and transparency. Tanja Lee started off as a vendor looking for their perfect agent, and now is one of the leading leadership development coaches in the real estate industry, coaching some of the top agents in the nation. Beyond becoming a better agent this episode has a plethora of helpful topics for vendors looking to sell and buyers looking to find their next property.Here’s what we covered:

      • What are sales agents doing to win you over?
      • Why do some agents fly and some flop when it comes to communication?
      • What should vendors be doing to get the most out of their sale?
      • How many sales agents should you speak to before finding the right fit?
      • What should you look for in sales agents?
      • How to significantly increase your conversion rate as a sales agent.
      • What ways can vendors get better results with an agent?

      RELEVANT EPISODES:Episode 109 | Amy Stead Episode 110 | Veronica Morgan Episode 125 | Damien Cooley

      GUEST LINKS:TMJ Coaching - Meet Tanja Home Buyer Academy - Freecourse

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in August, 2020.

      https://www.theelephantintheroom.com.au/podcasts/144

      See omnystudio.com/listener for privacy information.

      ]]>      While we search for the secret sauce on what makes a premium sales agent we find Tanja Lee, who believes we should flip the switch on how agents sell; leaving the egoic culture behind for trustworthiness and transparency. Tanja Lee started off as a vendor looking for their perfect agent, and now is one of the leading leadership development coaches in the real estate industry, coaching some of the top agents in the nation. Beyond becoming a better agent this episode has a plethora of helpful topics for vendors looking to sell and buyers looking to find their next property.Here’s what we covered:

      • What are sales agents doing to win you over?
      • Why do some agents fly and some flop when it comes to communication?
      • What should vendors be doing to get the most out of their sale?
      • How many sales agents should you speak to before finding the right fit?
      • What should you look for in sales agents?
      • How to significantly increase your conversion rate as a sales agent.
      • What ways can vendors get better results with an agent?

      RELEVANT EPISODES:Episode 109 | Amy Stead Episode 110 | Veronica Morgan Episode 125 | Damien Cooley

      GUEST LINKS:TMJ Coaching - Meet Tanja Home Buyer Academy - Freecourse

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in August, 2020.

      https://www.theelephantintheroom.com.au/podcasts/144

      See omnystudio.com/listener for privacy information.

      ]]>      d329db73-64a4-4f0b-9432-0f399f002b92Sun, 04 Oct 2020 22:15:34 +100001:07:06falsefull144144Helping agents become transparent and more trustworthy, and how can vendors find them.      Martin North | Postcode Analysis: What properties are outperforming the market | Insights from Digital Finance AnalyticsMartin North | Postcode Analysis: What properties are outperforming the market | Insights from Digital Finance AnalyticsMartin North jumps into the deep end in this episode mythbusting common misconceptions of property, highlighting the terrible deals and properties people get sold into everyday. All property grows 7% every year, government grants are the best thing since sliced bread and believing that the cheap brand new property you just bought will help you ‘ride the market’... but then there is data.Here’s what we covered:

      • What is keeping property owners awake at night?
      • How have spending habits changed during Covid?
      • Are grants all that they are chalked up to be?
      • Are developers increasing their margins once new grants come out?
      • Breaking down the myth that once you're in the property market you can ride it out.
      • Why are people being misled by the government grants and buying new property?
      • What is more important, yield or growth?
      • What demographic is currently buying?
      • Why the sold data best determines post code future pricing.
      • Why you should NEVER go the cheap route with property.

      This weeks dumbo:

      •  Purchasing property just before an industrial development is built across the road.

      RELEVANT EPISODES:Episode 123 | Martin North Episode 135 | Eliza Owen Episode 140 | Nicola Powell

      GUEST LINKS:DFA Blog - Household finance confidence index

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in August, 2020.

      https://www.theelephantintheroom.com.au/podcasts/143

      See omnystudio.com/listener for privacy information.

      ]]>      Martin North jumps into the deep end in this episode mythbusting common misconceptions of property, highlighting the terrible deals and properties people get sold into everyday. All property grows 7% every year, government grants are the best thing since sliced bread and believing that the cheap brand new property you just bought will help you ‘ride the market’... but then there is data.Here’s what we covered:

      • What is keeping property owners awake at night?
      • How have spending habits changed during Covid?
      • Are grants all that they are chalked up to be?
      • Are developers increasing their margins once new grants come out?
      • Breaking down the myth that once you're in the property market you can ride it out.
      • Why are people being misled by the government grants and buying new property?
      • What is more important, yield or growth?
      • What demographic is currently buying?
      • Why the sold data best determines post code future pricing.
      • Why you should NEVER go the cheap route with property.

      This weeks dumbo:

      •  Purchasing property just before an industrial development is built across the road.

      RELEVANT EPISODES:Episode 123 | Martin North Episode 135 | Eliza Owen Episode 140 | Nicola Powell

      GUEST LINKS:DFA Blog - Household finance confidence index

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in August, 2020.

      https://www.theelephantintheroom.com.au/podcasts/143

      See omnystudio.com/listener for privacy information.

      ]]>      d62c7f8f-95ac-4a86-8d73-2d2ce8936134Sun, 27 Sep 2020 16:00:00 +100058:40falsefull143143Breaking down the negative impact of government grants and consumers being sold into the myth that all property performs well over time.      Jimmy Thomson & Warren Coleman | Hyperbole Towers: The sitcom of strata livingJimmy Thomson & Warren Coleman | Hyperbole Towers: The sitcom of strata livingWelcoming back Jimmy Thomson from the infamous and hilarious episode 106 where he regaled our hosts on nightmare neighbours, unbelievable stories and insane experiences. In this episode Warren Coleman joins the chat on their brand new ‘podcom’ called Hyperbole Towers which brings together a comical approach to what it is like to live in a strata complex and all of the zany and unique characters you come across.

      Here’s what we covered:

      • Taking a few laughs out of strata living.
      • What happens when strata managers lend swipe keys to security guards?
      • What do you do if you have a horrible neighbour in your complex?
      • How comedy and stories of strata living can paint the full picture of the lifestyle.
      • How have building issues in new developments been reflected in Hyperbole Towers?
      • What are the benefits of living in strata?
      • Who is the ideal person to live in strata?

      RELEVANT EPISODES:Episode 106 | Jimmy Thomson

      GUEST LINKS:Website - Flat Chat Podcom - Hyperbole Towers

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      This episode was recorded in August, 2020.

      See omnystudio.com/listener for privacy information.

      ]]>      Welcoming back Jimmy Thomson from the infamous and hilarious episode 106 where he regaled our hosts on nightmare neighbours, unbelievable stories and insane experiences. In this episode Warren Coleman joins the chat on their brand new ‘podcom’ called Hyperbole Towers which brings together a comical approach to what it is like to live in a strata complex and all of the zany and unique characters you come across.

      Here’s what we covered:

      • Taking a few laughs out of strata living.
      • What happens when strata managers lend swipe keys to security guards?
      • What do you do if you have a horrible neighbour in your complex?
      • How comedy and stories of strata living can paint the full picture of the lifestyle.
      • How have building issues in new developments been reflected in Hyperbole Towers?
      • What are the benefits of living in strata?
      • Who is the ideal person to live in strata?

      RELEVANT EPISODES:Episode 106 | Jimmy Thomson

      GUEST LINKS:Website - Flat Chat Podcom - Hyperbole Towers

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      This episode was recorded in August, 2020.

      See omnystudio.com/listener for privacy information.

      ]]>      700936a4-7938-478f-b40e-ff45cde14447Sun, 20 Sep 2020 21:44:29 +100001:02:19falsefull142142If you ever wanted a sitcom on living in strata property, look no further than Hyperbole Towers!      Suburb Trends September 2020 | What Suburbs are booming due to COVID & the housing or unit market? w/ Kent LardnerSuburb Trends September 2020 | What Suburbs are booming due to COVID & the housing or unit market? w/ Kent LardnerIn this edition of Suburb Trends monthly report the team and Kent Lardner crack the lid on what suburbs are only now feeling the effects of COVID, including what areas that are seeing a massive influx of consumer demand. On top of this we analyse the data between housing prices and units prices and what this means for suburbs future growth.Here’s what we covered:

      • Why do certain suburbs always outperform the market?
      • What suburbs are cold?
      • Properties that vendors have a hard time selling?
      • How low are the current listings?
      • What is the current vacancy rate?
      • Using LMI guidelines as an insight into the quality of property in an area.
      • What happens when Sydney incomes move more regionally?
      • Why you should never judge regional property by Sydney standards.
      • What are the worst areas to be buying units?
      • What is the news for home finance?
      • Will mortgage brokers dominate in the future when it comes to your home loan?

      RELEVANT EPISODES:Episode 123 | Martin North Episode 135 | Eliza Owen Episode 140 | Nicola Powell

      Suburb Analysis (file download) View website:Mangerton (Wollongong), NSW, 2500Beachmere (North Brisbane), QLD, 4510Merewether Heights (Newcastle), NSW, 2291

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      https://www.theelephantintheroom.com.au/podcasts/ST3

      See omnystudio.com/listener for privacy information.

      ]]>      In this edition of Suburb Trends monthly report the team and Kent Lardner crack the lid on what suburbs are only now feeling the effects of COVID, including what areas that are seeing a massive influx of consumer demand. On top of this we analyse the data between housing prices and units prices and what this means for suburbs future growth.Here’s what we covered:

      • Why do certain suburbs always outperform the market?
      • What suburbs are cold?
      • Properties that vendors have a hard time selling?
      • How low are the current listings?
      • What is the current vacancy rate?
      • Using LMI guidelines as an insight into the quality of property in an area.
      • What happens when Sydney incomes move more regionally?
      • Why you should never judge regional property by Sydney standards.
      • What are the worst areas to be buying units?
      • What is the news for home finance?
      • Will mortgage brokers dominate in the future when it comes to your home loan?

      RELEVANT EPISODES:Episode 123 | Martin North Episode 135 | Eliza Owen Episode 140 | Nicola Powell

      Suburb Analysis (file download) View website:Mangerton (Wollongong), NSW, 2500Beachmere (North Brisbane), QLD, 4510Merewether Heights (Newcastle), NSW, 2291

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      https://www.theelephantintheroom.com.au/podcasts/ST3

      See omnystudio.com/listener for privacy information.

      ]]>      c0a70bf8-526b-48a5-ba58-5c6e8b84c369Thu, 17 Sep 2020 22:57:37 +100001:07:57falsefullWhat areas are we seeing the greatest growth and what suburbs have had the greatest losses.      Simon Bligh | Early release super, payment holidays ending and banks sharing your data | Insights from illionSimon Bligh | Early release super, payment holidays ending and banks sharing your data | Insights from illionIn this episode we welcome Simon Bligh, CEO of illion. illion is the leading independent provider of data and analytics to the largest industries in Australia and New Zealand, providing insights into the spending behaviour through leveraging their data on over 25 million consumers. Simon gives the wrap on the recent and controversial early access to super, breaking down who made it their fun fund and who took it seriously. Moreover, how the future of banking will be through the free flow of your data between commercial entities, leading the way to better rates and appropriate finance.Here’s what we covered:

      • Should people be taking out their superannuation?
      • How will early super withdrawal impact the economy?
      • What items did people spend their super on?
      • Can you use your super withdrawal as a deposit?
      • Will our spending habits return to normal post Covid?
      • How big has the renovation industry become due to Covid?
      • How much of the property market is mortgaged?
      • What is your credit score?
      • What can you do to improve your credit score?
      • Will open banking benefit you?
      • Will the future of banking charge rates based on the consumers repayment reliability?
      • How open banking and data rights will change how you apply for finance in the future.

      This weeks Dumbo

      • Knowing that you should refinance but never actually going through the process

      RELEVANT EPISODES:Episode 123 | Martin North Episode 126 | Stuart Wemyss Episode 132 | Mark McCrindle

      GUEST LINKS:Alphabeta - illiontracking creditsimple.com.au

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in August, 2020.

      https://www.theelephantintheroom.com.au/podcasts/141

      See omnystudio.com/listener for privacy information.

      ]]>      In this episode we welcome Simon Bligh, CEO of illion. illion is the leading independent provider of data and analytics to the largest industries in Australia and New Zealand, providing insights into the spending behaviour through leveraging their data on over 25 million consumers. Simon gives the wrap on the recent and controversial early access to super, breaking down who made it their fun fund and who took it seriously. Moreover, how the future of banking will be through the free flow of your data between commercial entities, leading the way to better rates and appropriate finance.Here’s what we covered:

      • Should people be taking out their superannuation?
      • How will early super withdrawal impact the economy?
      • What items did people spend their super on?
      • Can you use your super withdrawal as a deposit?
      • Will our spending habits return to normal post Covid?
      • How big has the renovation industry become due to Covid?
      • How much of the property market is mortgaged?
      • What is your credit score?
      • What can you do to improve your credit score?
      • Will open banking benefit you?
      • Will the future of banking charge rates based on the consumers repayment reliability?
      • How open banking and data rights will change how you apply for finance in the future.

      This weeks Dumbo

      • Knowing that you should refinance but never actually going through the process

      RELEVANT EPISODES:Episode 123 | Martin North Episode 126 | Stuart Wemyss Episode 132 | Mark McCrindle

      GUEST LINKS:Alphabeta - illiontracking creditsimple.com.au

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in August, 2020.

      https://www.theelephantintheroom.com.au/podcasts/141

      See omnystudio.com/listener for privacy information.

      ]]>      f068ae8e-87ef-4ff2-909c-5ed8cc324577Sun, 13 Sep 2020 16:00:00 +100001:06:02falsefull141141Has early covid contingency benefited the economy and will data rights and open banking improve your ability to get better finance?      Dr Nicola Powell | Behavioural science of property buying | Insights from Domain.com.auDr Nicola Powell | Behavioural science of property buying | Insights from Domain.com.auWe love nothing more than data, data and data, and in this episode we interview Dr Nicola Powell, Senior Research Analyst at Domain, she is at the helm of Domain’s data reports and has appeared in various mainstream media outlets. Nicola delves deep into the search data and behavioural science of buyers and sellers, also giving us tips and tricks on how to utilise Domain data to make better property decisions. 

      Here’s what we covered:

      • How many properties were on the market at a discount?
      • What makes sellers decide to price edit?
      • How many properties are sold through private treaty?
      • Why the Australian market is made up of thousands of micro markets.
      • What macro data should home buyers be looking for?
      • How many properties are currently transacting?
      • Is the fear of a second lockdown in Sydney impacting the supply of property?
      • What are buyers searching for in their future property?
      • What areas are people searching for the most?
      • What data is Domain harvesting from you?

      This weeks Dumbo:

      • Falling in love with a property that has transacted several times in a short period of time

      RELEVANT EPISODES:Episode 123 | Martin North Episode 125 | Damien Cooley Episode 133 | Alice Stolz

      Domain Reports:House Price Report Healthy Suburbs

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in August, 2020.

      https://www.theelephantintheroom.com.au/podcasts/140

      See omnystudio.com/listener for privacy information.

      ]]>      We love nothing more than data, data and data, and in this episode we interview Dr Nicola Powell, Senior Research Analyst at Domain, she is at the helm of Domain’s data reports and has appeared in various mainstream media outlets. Nicola delves deep into the search data and behavioural science of buyers and sellers, also giving us tips and tricks on how to utilise Domain data to make better property decisions. 

      Here’s what we covered:

      • How many properties were on the market at a discount?
      • What makes sellers decide to price edit?
      • How many properties are sold through private treaty?
      • Why the Australian market is made up of thousands of micro markets.
      • What macro data should home buyers be looking for?
      • How many properties are currently transacting?
      • Is the fear of a second lockdown in Sydney impacting the supply of property?
      • What are buyers searching for in their future property?
      • What areas are people searching for the most?
      • What data is Domain harvesting from you?

      This weeks Dumbo:

      • Falling in love with a property that has transacted several times in a short period of time

      RELEVANT EPISODES:Episode 123 | Martin North Episode 125 | Damien Cooley Episode 133 | Alice Stolz

      Domain Reports:House Price Report Healthy Suburbs

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in August, 2020.

      https://www.theelephantintheroom.com.au/podcasts/140

      See omnystudio.com/listener for privacy information.

      ]]>      1a0bbd91-c56b-46fe-87f8-97754440412eSun, 06 Sep 2020 16:00:00 +100001:00:47falsefull140140Understanding buyer preference through Domain search data, what are people looking for?      Lisa Dowie | Paper to Digital, how proptech business PEXA leads the wayLisa Dowie | Paper to Digital, how proptech business PEXA leads the wayFrom meeting rooms at midday to digital boardroom online, we interviewed Lisa Dowie, chief customer officer at PEXA. PEXA has been instrumental in delivering new tech solutions to the outdated property market by connecting all the stakeholders in the transaction. In this episode we discuss how the paper trail ends with PEXA and how the complete digital property transaction is just around the corner.

      Here’s what we covered:

      • What is PEXA and how do they improve standards in the property transaction?
      • How PEXA has reduced the amount of delayed settlements across Australia.
      • Which states will receive PEXA support next?
      • Has PEXA benefited from COVID in streamlining their product?
      • What were some of the problems associated with digitising documents?
      • What happens if one part of the transaction refused to use PEXA?
      • How digital products are combating digital crimes.
      • Why getting a survey done is crucial.

      This weeks Dumbo:

      • Not having all of your paperwork in order for the property transaction

      RELEVANT EPISODES:Episode 125 | Damien Cooley Episode 116 | Alison Lacey Episode 95 | Craig Bigelow

      GUEST LINKS:Pexa - Homepage Pexa Key - App

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdnessThis episode was recorded in August, 2020.

      https://www.theelephantintheroom.com.au/podcasts/139

      See omnystudio.com/listener for privacy information.

      ]]>      From meeting rooms at midday to digital boardroom online, we interviewed Lisa Dowie, chief customer officer at PEXA. PEXA has been instrumental in delivering new tech solutions to the outdated property market by connecting all the stakeholders in the transaction. In this episode we discuss how the paper trail ends with PEXA and how the complete digital property transaction is just around the corner.

      Here’s what we covered:

      • What is PEXA and how do they improve standards in the property transaction?
      • How PEXA has reduced the amount of delayed settlements across Australia.
      • Which states will receive PEXA support next?
      • Has PEXA benefited from COVID in streamlining their product?
      • What were some of the problems associated with digitising documents?
      • What happens if one part of the transaction refused to use PEXA?
      • How digital products are combating digital crimes.
      • Why getting a survey done is crucial.

      This weeks Dumbo:

      • Not having all of your paperwork in order for the property transaction

      RELEVANT EPISODES:Episode 125 | Damien Cooley Episode 116 | Alison Lacey Episode 95 | Craig Bigelow

      GUEST LINKS:Pexa - Homepage Pexa Key - App

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdnessThis episode was recorded in August, 2020.

      https://www.theelephantintheroom.com.au/podcasts/139

      See omnystudio.com/listener for privacy information.

      ]]>      ab922e7d-89de-4a06-9392-68a903d3fb4bSun, 30 Aug 2020 16:00:00 +100001:05:13falsefull139139Find out how PEXA’s has transformed the property transaction throughout the settlement process.      Simon Kuestenmacher | The shift in the standard of property: What are buyers looking for? | Insights from The Demographics GroupSimon Kuestenmacher | The shift in the standard of property: What are buyers looking for? | Insights from The Demographics GroupWelcoming back Director of Research of The Demographics Group, Simon Kuestenmacher. Simon was a guest back in Episode 40 where he outlined the potential problems of Australia's aging population and the current population growth. In this episode we breakdown the impact of COVID on society, specifically how our behaviours and attitudes to work have adjusted and ultimately understanding how this will translate into what people buy in the future to accommodate societies new lifestyle needs.

      Here’s what we covered:

      • Will we feel the effects of COVID for years to come?
      • What will happen to the inner cities around Australia?
      • Will big business continue to have CBD based offices or will they adapt?
      • What is the trend in businesses working from home?
      • What are the pros and cons of working from home?
      • Why will having an additional room be crucial for working from home?
      • When will the fringes of each city's CBD see growth due to the WFH movement?
      • What will be the biggest demographic changes in Australia?
      • How might migration return to normal?
      • Will reverse mortgages become more prominent?

      This weeks Dumbo:

      • Purchasing a one bedroom apartment

      RELEVANT EPISODES:Episode 40 | Simon Kuestenmacher Episode 132 | Mark McCrindle  Episode 133 | Alice Stolz

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness.

      This episode was recorded in August, 2020.

      https://www.theelephantintheroom.com.au/podcasts/138

      See omnystudio.com/listener for privacy information.

      ]]>      Welcoming back Director of Research of The Demographics Group, Simon Kuestenmacher. Simon was a guest back in Episode 40 where he outlined the potential problems of Australia's aging population and the current population growth. In this episode we breakdown the impact of COVID on society, specifically how our behaviours and attitudes to work have adjusted and ultimately understanding how this will translate into what people buy in the future to accommodate societies new lifestyle needs.

      Here’s what we covered:

      • Will we feel the effects of COVID for years to come?
      • What will happen to the inner cities around Australia?
      • Will big business continue to have CBD based offices or will they adapt?
      • What is the trend in businesses working from home?
      • What are the pros and cons of working from home?
      • Why will having an additional room be crucial for working from home?
      • When will the fringes of each city's CBD see growth due to the WFH movement?
      • What will be the biggest demographic changes in Australia?
      • How might migration return to normal?
      • Will reverse mortgages become more prominent?

      This weeks Dumbo:

      • Purchasing a one bedroom apartment

      RELEVANT EPISODES:Episode 40 | Simon Kuestenmacher Episode 132 | Mark McCrindle  Episode 133 | Alice Stolz

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness.

      This episode was recorded in August, 2020.

      https://www.theelephantintheroom.com.au/podcasts/138

      See omnystudio.com/listener for privacy information.

      ]]>      4b467e1c-3a15-46f0-aecb-d41bc28ff8c6Tue, 18 Aug 2020 04:28:10 +100001:06:33falsefull138138How will the need for additional rooms and more living space, alter what people sell and what they will buy in the future.      Claire Corby | Insights into the Canberra property market: How does it perform against other capital cities?Claire Corby | Insights into the Canberra property market: How does it perform against other capital cities?Every week we chat about Australia's major property markets, but how does Canberra compare and what are its growth prospects? In this episode we speak with Canberran Claire Corby, one of the only buyers agents to work exclusively in Canberra. We discuss the interesting caveats of owning property in Australia's capital city, how has Canberra’s market held up during Covid and what direction is trending towards; will it boom or will it bust?

      Here’s what we covered:

      • How has the Canberra property market held up during COVID?
      • Why has there been a massive disparity in demand for housing and apartments?
      • Why Canberra's property market continues to smash suburb price records during COVID
      • How have developers shifted in offloading the oversupply of their new builds?
      • Why the majority of Canberra property is Leasehold not freehold.
      • The weird quirks and caveats of owning property in Canberra?
      • What happens with the suburbs that border NSW and ACT?
      • What makes a scarce property in Canberra?
      • Where are the prestige, blue chip suburbs of Canberra?

      This weeks Dumbo:

      • Outbidding yourself in Canberra or choosing not to pursue properties because they are going to Auction

      RELEVANT EPISODES:Episode 135 | Eliza Owen Episode 133 | Alice Stolz Suburb Trends, July 2020

      GUEST LINKS:LinkedIn - Claire Corby Capitalbuyersagency.com.au

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in July, 2020.

      https://www.theelephantintheroom.com.au/podcasts/137

      See omnystudio.com/listener for privacy information.

      ]]>      Every week we chat about Australia's major property markets, but how does Canberra compare and what are its growth prospects? In this episode we speak with Canberran Claire Corby, one of the only buyers agents to work exclusively in Canberra. We discuss the interesting caveats of owning property in Australia's capital city, how has Canberra’s market held up during Covid and what direction is trending towards; will it boom or will it bust?

      Here’s what we covered:

      • How has the Canberra property market held up during COVID?
      • Why has there been a massive disparity in demand for housing and apartments?
      • Why Canberra's property market continues to smash suburb price records during COVID
      • How have developers shifted in offloading the oversupply of their new builds?
      • Why the majority of Canberra property is Leasehold not freehold.
      • The weird quirks and caveats of owning property in Canberra?
      • What happens with the suburbs that border NSW and ACT?
      • What makes a scarce property in Canberra?
      • Where are the prestige, blue chip suburbs of Canberra?

      This weeks Dumbo:

      • Outbidding yourself in Canberra or choosing not to pursue properties because they are going to Auction

      RELEVANT EPISODES:Episode 135 | Eliza Owen Episode 133 | Alice Stolz Suburb Trends, July 2020

      GUEST LINKS:LinkedIn - Claire Corby Capitalbuyersagency.com.au

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in July, 2020.

      https://www.theelephantintheroom.com.au/podcasts/137

      See omnystudio.com/listener for privacy information.

      ]]>      a33a3ae5-ad51-43f0-942d-1481cf457a95Sun, 16 Aug 2020 16:00:00 +100001:02:52falsefull137137Find out why the Canberra market is like any other, and discover why its suburbs continue to break local price records      Suburb Trends August 2020 | How the WFH movement will alter where we choose to buy w/ Kent LardnerSuburb Trends August 2020 | How the WFH movement will alter where we choose to buy w/ Kent LardnerIn the 2nd edition of the new monthly report with Kent Lardner of Suburb Trends, our hosts discuss around the current unemployment rate and what areas are most impacted? Which suburbs are the hottest and questioning if they will stay hot post COVID? And weighing in on why certain suburbs, areas and property types will survive the ‘property price falls’ the media keeps banging on about.

      Here’s what we covered:

      • Quarterly report on small area labour markets.
      • What is the unemployment rate sitting at?
      • How has COVID devastated statistically ‘younger areas’.
      • Why does increasing unemployment in certain sectors not impact the whole economy?
      • Why do hours worked data better represent unemployment?
      • Which suburbs are hot and which are cold?
      • Who is getting pushed out of the market and what suburbs are they going to now?
      • What impact can the percentage of fully owned properties make?
      • Will beach side properties stay at the top?
      • How AirBNB properties in coastal suburbs, shifting to short and long term tenure have boomed.

      RELEVANT EPISODES:Episode 123 | Martin North Suburb Trends July, 2020 Episode 135 | Eliza Owen

      GUEST LINKS:Suburb Trends - Website

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 12 August, 2020.

      https://www.theelephantintheroom.com.au/podcasts/st2

      See omnystudio.com/listener for privacy information.

      ]]>      In the 2nd edition of the new monthly report with Kent Lardner of Suburb Trends, our hosts discuss around the current unemployment rate and what areas are most impacted? Which suburbs are the hottest and questioning if they will stay hot post COVID? And weighing in on why certain suburbs, areas and property types will survive the ‘property price falls’ the media keeps banging on about.

      Here’s what we covered:

      • Quarterly report on small area labour markets.
      • What is the unemployment rate sitting at?
      • How has COVID devastated statistically ‘younger areas’.
      • Why does increasing unemployment in certain sectors not impact the whole economy?
      • Why do hours worked data better represent unemployment?
      • Which suburbs are hot and which are cold?
      • Who is getting pushed out of the market and what suburbs are they going to now?
      • What impact can the percentage of fully owned properties make?
      • Will beach side properties stay at the top?
      • How AirBNB properties in coastal suburbs, shifting to short and long term tenure have boomed.

      RELEVANT EPISODES:Episode 123 | Martin North Suburb Trends July, 2020 Episode 135 | Eliza Owen

      GUEST LINKS:Suburb Trends - Website

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 12 August, 2020.

      https://www.theelephantintheroom.com.au/podcasts/st2

      See omnystudio.com/listener for privacy information.

      ]]>      b409deda-9c88-4753-8ced-20ea6a2091d2Thu, 13 Aug 2020 23:14:04 +100001:00:21falsefullWhich suburbs will thrive post COVID and which will be passed over?      Owen Raszkiewicz | Shares vs property: Where is the money? | Insights from Australian Investor PodcastOwen Raszkiewicz | Shares vs property: Where is the money? | Insights from Australian Investor PodcastYou have probably read, heard or participated in the debate that is as old as capitalism, which is the best asset to invest into, shares or property? In this episode we talk with Owen Raszkiewicz founder of Rask Australia, which provides a member only investment advice platform, ASX news and investment insights through articles, podcasts and education. We discuss which of the two assets are better to invest into, how people can start DIY trading and what you should be looking for in quality shares or property.

      Here’s what we covered:

      • Where do investors get it wrong with share investing?
      • What books should people read to develop better investing habits?
      • How to choose a good fund?
      • What makes a great fund manager?
      • How can we change how we look at money and investing?
      • How to know which company is the best?
      • What are millennials thinking when it comes to shares vs property?
      • Why buying assets isn't about the price spent but long term growth?

      This weeks Dumbo:

      • Buying 2 studio apartments in Melbourne 

      RELEVANT EPISODES:Episode 134 | Lisa Indge Episode 118 | Pete Wargent Episode 69 | Scott Phillips

      GUEST LINKS:


      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT:Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in July, 2020. 

      See omnystudio.com/listener for privacy information.

      ]]>      You have probably read, heard or participated in the debate that is as old as capitalism, which is the best asset to invest into, shares or property? In this episode we talk with Owen Raszkiewicz founder of Rask Australia, which provides a member only investment advice platform, ASX news and investment insights through articles, podcasts and education. We discuss which of the two assets are better to invest into, how people can start DIY trading and what you should be looking for in quality shares or property.

      Here’s what we covered:

      • Where do investors get it wrong with share investing?
      • What books should people read to develop better investing habits?
      • How to choose a good fund?
      • What makes a great fund manager?
      • How can we change how we look at money and investing?
      • How to know which company is the best?
      • What are millennials thinking when it comes to shares vs property?
      • Why buying assets isn't about the price spent but long term growth?

      This weeks Dumbo:

      • Buying 2 studio apartments in Melbourne 

      RELEVANT EPISODES:Episode 134 | Lisa Indge Episode 118 | Pete Wargent Episode 69 | Scott Phillips

      GUEST LINKS:


      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT:Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in July, 2020. 

      See omnystudio.com/listener for privacy information.

      ]]>      4596d795-07b9-4bff-ac66-e44d82e00fccSun, 09 Aug 2020 16:00:00 +100001:14:02falsefull136136The debate continues on which is better? Shares, property or both?      Eliza Owen | Corelogic report: Pain and Gain, March quarter 2020Eliza Owen | Corelogic report: Pain and Gain, March quarter 2020We can’t get enough of Corelogic's Head of Residential Research and author of Corelogic's recent Pain and Gain Report, Eliza Owen. The quarterly Pain and Gain report details how different properties, regions and cities are performing, including how many have made a profit or loss since the property last transacted. In this episode we understand and interpret the data in Eliza’s report including the possible implication of the trends and how it will correlate to different buyer demographics.

      Here’s what we covered:

      • How far did property listing fall?
      • How did low interest rates and mortgage pauses slow the need for homeowners to sell?
      • Has Covid benefited the property market?
      • What is the correlation between the unemployment rate and the arrears rate?
      • Which areas had the biggest bounce back in May/June?
      • Why do new properties and units have the greatest share of loss made sales?
      • How have regional properties performed during this period?
      • Why are investors having the majority of loss made sales?
      • How the ACT housing market has held up.
      • Why buying property regionally to benefit off structural changes is a poor property decision.
      • What areas have had the greatest profitability?
      • How has tightening of mortgage lending led to less customers falling into arrears?

      This weeks Dumbo:

      • Purchasing and renovating a property through a SMSF

      This weeks elephant riding bootcamp

      • What is vendor discount pricing

      RELEVANT EPISODES:Episode 81 | Eliza Owen Episode 115 | Eliza Owen Suburb Trends July 2020

      GUEST LINKS:Corelogic: Pain and Gain March quarter

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in July, 2020.

      https://www.theelephantintheroom.com.au/podcasts/135

      See omnystudio.com/listener for privacy information.

      ]]>      We can’t get enough of Corelogic's Head of Residential Research and author of Corelogic's recent Pain and Gain Report, Eliza Owen. The quarterly Pain and Gain report details how different properties, regions and cities are performing, including how many have made a profit or loss since the property last transacted. In this episode we understand and interpret the data in Eliza’s report including the possible implication of the trends and how it will correlate to different buyer demographics.

      Here’s what we covered:

      • How far did property listing fall?
      • How did low interest rates and mortgage pauses slow the need for homeowners to sell?
      • Has Covid benefited the property market?
      • What is the correlation between the unemployment rate and the arrears rate?
      • Which areas had the biggest bounce back in May/June?
      • Why do new properties and units have the greatest share of loss made sales?
      • How have regional properties performed during this period?
      • Why are investors having the majority of loss made sales?
      • How the ACT housing market has held up.
      • Why buying property regionally to benefit off structural changes is a poor property decision.
      • What areas have had the greatest profitability?
      • How has tightening of mortgage lending led to less customers falling into arrears?

      This weeks Dumbo:

      • Purchasing and renovating a property through a SMSF

      This weeks elephant riding bootcamp

      • What is vendor discount pricing

      RELEVANT EPISODES:Episode 81 | Eliza Owen Episode 115 | Eliza Owen Suburb Trends July 2020

      GUEST LINKS:Corelogic: Pain and Gain March quarter

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in July, 2020.

      https://www.theelephantintheroom.com.au/podcasts/135

      See omnystudio.com/listener for privacy information.

      ]]>      59eba75f-29f8-495b-9dbb-b77434b6fe87Sun, 02 Aug 2020 16:00:00 +100001:04:46falsefull135135During the beginning of COVID what properties and areas had the greatest loss made sales      Lisa Indge | Property Investing: rental market & the current trendsLisa Indge | Property Investing: rental market & the current trendsWelcoming back managing director of Let’s Rent, Lisa Indge, who we spoke with back in Episode 56 about the oversupply of the property market and tips for investors. In this episode Lisa highlights how the investor market has been adversely affected by COVID, and how the mainstream media has been trying to ring bells announcing the myth that the property market is on the verge of ‘collapse’.

      Here’s what we covered:

      • What types of investor stock was most affected by COVID?
      • Why has the inner city property market had the greatest spike in vacancies?
      • How the exodus of tenants on visas has opened up the rental market?
      • Has the development of new builds added more stock to the current rental market?
      • What is the current vacancy rate?
      • The current legislation around rent relief.
      • What can landlords do now to make their property more tenable?
      • How renter preferences have adapted with the work f?

      This weeks Dumbo:

      • Buying property without a sink and other appropriate facilities

      RELEVANT EPISODES:Episode 56 | Lisa Indge Episode 126 | Stuart Wemyss Episode 133 | Alice Stolz

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 3 June, 2020.

      https://www.theelephantintheroom.com.au/podcasts/134

      See omnystudio.com/listener for privacy information.

      ]]>      Welcoming back managing director of Let’s Rent, Lisa Indge, who we spoke with back in Episode 56 about the oversupply of the property market and tips for investors. In this episode Lisa highlights how the investor market has been adversely affected by COVID, and how the mainstream media has been trying to ring bells announcing the myth that the property market is on the verge of ‘collapse’.

      Here’s what we covered:

      • What types of investor stock was most affected by COVID?
      • Why has the inner city property market had the greatest spike in vacancies?
      • How the exodus of tenants on visas has opened up the rental market?
      • Has the development of new builds added more stock to the current rental market?
      • What is the current vacancy rate?
      • The current legislation around rent relief.
      • What can landlords do now to make their property more tenable?
      • How renter preferences have adapted with the work f?

      This weeks Dumbo:

      • Buying property without a sink and other appropriate facilities

      RELEVANT EPISODES:Episode 56 | Lisa Indge Episode 126 | Stuart Wemyss Episode 133 | Alice Stolz

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 3 June, 2020.

      https://www.theelephantintheroom.com.au/podcasts/134

      See omnystudio.com/listener for privacy information.

      ]]>      f92f871b-56fd-4580-bf68-489b97b3609aSun, 26 Jul 2020 16:00:00 +100001:03:51falsefull134134The market has shifted back to the owner occupier property, but what does the current vacancy rates indicate about the investor demographic?      Alice Stolz | How property search patterns have changed during Covid-19Alice Stolz | How property search patterns have changed during Covid-19In this episode we go into a deep dive on Domain’s data around changing consumer search patterns with Alice Stolz. Alice is the Managing Editor at Domain and host of Domain's new podcast ‘Property Unpacked’. We discuss why there has been a significant search increase for 

      ‘home office/study, how the work from home movement has unlocked labor mobility and the current transaction rate and what it means.

      Here’s what we covered:

      • What are some of the biggest changes in search data?
      • What areas are people searching for now?
      • Has preference in terms of house facilities shifted?
      • Which keyword has soared in search data?
      • What makes a great suburb?
      • Will those suburbs most liveable stay the most liveable in the future?
      • Has there been a spike in transactions?
      • Why has the Canberra market stood strong during Covid?
      • What do clearance rates mean?

      This weeks Dumbo:

      • Why should always have an agreed 'final number'

      RELEVANT EPISODES:Suburb Trends July, 2020. Episode 115 | Eliza Owen Episode 132 | Mark McCrindle

      GUEST LINKS:Linkedin: https://www.linkedin.com/company/domain-com-au/ Facebook: https://www.facebook.com/domain.com.au

      DOMAIN ARTICLES:The regional NSW suburbs where home searches surged during lockdown Snow region house searches surge as locked-down Victorians dream of a winter escape Interstate searches for property skyrocket during coronavirus lockdown, new data shows Interest from Chinese property investors has declined and is likely to remain subdued

      HOST LINKS: Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in July, 2020.

      https://www.theelephantintheroom.com.au/podcasts/133

      See omnystudio.com/listener for privacy information.

      ]]>      In this episode we go into a deep dive on Domain’s data around changing consumer search patterns with Alice Stolz. Alice is the Managing Editor at Domain and host of Domain's new podcast ‘Property Unpacked’. We discuss why there has been a significant search increase for 

      ‘home office/study, how the work from home movement has unlocked labor mobility and the current transaction rate and what it means.

      Here’s what we covered:

      • What are some of the biggest changes in search data?
      • What areas are people searching for now?
      • Has preference in terms of house facilities shifted?
      • Which keyword has soared in search data?
      • What makes a great suburb?
      • Will those suburbs most liveable stay the most liveable in the future?
      • Has there been a spike in transactions?
      • Why has the Canberra market stood strong during Covid?
      • What do clearance rates mean?

      This weeks Dumbo:

      • Why should always have an agreed 'final number'

      RELEVANT EPISODES:Suburb Trends July, 2020. Episode 115 | Eliza Owen Episode 132 | Mark McCrindle

      GUEST LINKS:Linkedin: https://www.linkedin.com/company/domain-com-au/ Facebook: https://www.facebook.com/domain.com.au

      DOMAIN ARTICLES:The regional NSW suburbs where home searches surged during lockdown Snow region house searches surge as locked-down Victorians dream of a winter escape Interstate searches for property skyrocket during coronavirus lockdown, new data shows Interest from Chinese property investors has declined and is likely to remain subdued

      HOST LINKS: Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded in July, 2020.

      https://www.theelephantintheroom.com.au/podcasts/133

      See omnystudio.com/listener for privacy information.

      ]]>      42123001-9c94-4d5d-97f8-f5170918727aSun, 19 Jul 2020 16:00:00 +100001:01:49falsefull133133Covid-19 has brought the focus back to the home front and what people are searching for in their new home/upgrade      Mark McCrindle | The societal impact of Covid-19 and its effect on property pricesMark McCrindle | The societal impact of Covid-19 and its effect on property pricesWelcoming back social researcher and demographer, Mark McCrindle, Founder and Principal of McCrindle, a prominent research house that uses data and trends to create strategies for leading brands and businesses. In this episode our hosts pick the brains of Mark to understand the full extent of Covid-19 and its impact on society and how it has altered consumer behaviours on both micro and macro levels.

      Here’s what we covered:

      • The similarities between Covid-19 and the past economic crisis.
      • What will potentially happen to the social fabric post Covid?
      • Which generations will adopt new practices and who would be adverse to change?
      • How will zero migration impact property prices?
      • How long until migration goes back to normal rates?
      • Will tourism in Australia bounce back? Will it be restored by domestic tourism?
      • Will the lack in international tourism increase the need for a high-speed rail system?
      • How will the work from home movement take over?
      • Why is it in the first time in a century people per household has increase?

      RELEVANT EPISODES:Episode 76 | Mark McCrindle Episode 130 | Glen James Suburb Trends July, 2020

      GUEST LINKS:Sekisui House - Exploring the benefits of apartment living. CLARA - Is Australia ready for High Speed Rail? The Urban Living Index - Measuring liveability of Sydney suburbs

       

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…

      This episode was recorded in July, 2020.

      https://www.theelephantintheroom.com.au/podcasts/132

      See omnystudio.com/listener for privacy information.

      ]]>      Welcoming back social researcher and demographer, Mark McCrindle, Founder and Principal of McCrindle, a prominent research house that uses data and trends to create strategies for leading brands and businesses. In this episode our hosts pick the brains of Mark to understand the full extent of Covid-19 and its impact on society and how it has altered consumer behaviours on both micro and macro levels.

      Here’s what we covered:

      • The similarities between Covid-19 and the past economic crisis.
      • What will potentially happen to the social fabric post Covid?
      • Which generations will adopt new practices and who would be adverse to change?
      • How will zero migration impact property prices?
      • How long until migration goes back to normal rates?
      • Will tourism in Australia bounce back? Will it be restored by domestic tourism?
      • Will the lack in international tourism increase the need for a high-speed rail system?
      • How will the work from home movement take over?
      • Why is it in the first time in a century people per household has increase?

      RELEVANT EPISODES:Episode 76 | Mark McCrindle Episode 130 | Glen James Suburb Trends July, 2020

      GUEST LINKS:Sekisui House - Exploring the benefits of apartment living. CLARA - Is Australia ready for High Speed Rail? The Urban Living Index - Measuring liveability of Sydney suburbs

       

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…

      This episode was recorded in July, 2020.

      https://www.theelephantintheroom.com.au/podcasts/132

      See omnystudio.com/listener for privacy information.

      ]]>      9bf12aec-c5b2-49cb-9946-35335a1fe4deSun, 12 Jul 2020 16:00:00 +100001:01:02falsefull132132Understanding the complex nature of how the social fabric has been altered post Covid-19 and consumers behaviours      Suburb Trends July 2020 | Micro vs Macro Markets w/ Kent LardnerSuburb Trends July 2020 | Micro vs Macro Markets w/ Kent LardnerStarting a new line of monthly episodes for the Elephant in the Room Property Podcast, Veronica and Chris team up with Kent Lardner, Director of Suburb Trends to discuss how different states, regions and suburbs perform; and to break down misconceptions of the property market. This month's Suburbs Trends is all about discussing why different regions perform as they do and the correlation between a suburb's inventory and sales.

      Here’s what we covered:

      • How many property markets are there?
      • What tools and metrics are used to assess the market?
      • Why is there currently so little stock?
      • What are the 'cold' spots?
      • Why are certain markets flooded with low quality new builds?
      • What property experts should you listen to?
      • How does regional property hold up?
      • How do units hold up against houses?
      • Where are the 'hot' spots?

      RELEVANT EPISODES:Episode 71 | Kent Lardner Episode 115 | Eliza Owen Episode 123 | Martin North

      View report Here

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…

      This episode was recorded on 8 July, 2020.

      www.theelephantintheroom.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      Starting a new line of monthly episodes for the Elephant in the Room Property Podcast, Veronica and Chris team up with Kent Lardner, Director of Suburb Trends to discuss how different states, regions and suburbs perform; and to break down misconceptions of the property market. This month's Suburbs Trends is all about discussing why different regions perform as they do and the correlation between a suburb's inventory and sales.

      Here’s what we covered:

      • How many property markets are there?
      • What tools and metrics are used to assess the market?
      • Why is there currently so little stock?
      • What are the 'cold' spots?
      • Why are certain markets flooded with low quality new builds?
      • What property experts should you listen to?
      • How does regional property hold up?
      • How do units hold up against houses?
      • Where are the 'hot' spots?

      RELEVANT EPISODES:Episode 71 | Kent Lardner Episode 115 | Eliza Owen Episode 123 | Martin North

      View report Here

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: https://linktr.ee/veronicamorgan

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…

      This episode was recorded on 8 July, 2020.

      www.theelephantintheroom.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      fb748841-4dad-4671-bac7-5cf78193d566Fri, 10 Jul 2020 16:00:00 +100056:50falsefullBreaking down the performance of the property market on a suburb level      Jessica Brady | Bridging the gap in financial literacyJessica Brady | Bridging the gap in financial literacyIn today's episode our hosts chat with Jessica Brady, financial planner and co-founder of Fox & Hare Financial Advice, which specialises in providing financial advice to young couples and individuals. We discuss the gap between women and men and their financial literacy levels, why you should discuss your financials with your partner and how to find the most appropriate advice.

      Here’s what we covered:

      • Why women have a lack of confidence in their financial literacy.
      • Why women usually defer their financials to their partner.
      • Why is it crucial to share details of financials with your partner?
      • What happens when men take on more risk than women.
      • How to start talking about money.
      • What honest conversations should you start having with your partner.
      • Why should you be getting financial advice earlier in life?

      This weeks Dumbo:

      • Using credit cards and personal loans to get the deposit

      RELEVANT EPISODES:Episode 97 | Jacqui Pollock Episode 111 | Sharon Bradley Episode 130 | My Millennial Money 

      GUEST LINKS:https://www.ladiestalkmoney.com.au/part-oneHome Buyer Academy Facebook Live Q&A for First Home Buyers - Wednesdays at 7.30pmhttps://www.facebook.com/HomeBuyerAcademyAUS/

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless:www.getauctionready.com.au Use the coupon ELEPHANT for your 30% listener discount.

      Send in your questions to: questions@theelephantintheroom.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      In today's episode our hosts chat with Jessica Brady, financial planner and co-founder of Fox & Hare Financial Advice, which specialises in providing financial advice to young couples and individuals. We discuss the gap between women and men and their financial literacy levels, why you should discuss your financials with your partner and how to find the most appropriate advice.

      Here’s what we covered:

      • Why women have a lack of confidence in their financial literacy.
      • Why women usually defer their financials to their partner.
      • Why is it crucial to share details of financials with your partner?
      • What happens when men take on more risk than women.
      • How to start talking about money.
      • What honest conversations should you start having with your partner.
      • Why should you be getting financial advice earlier in life?

      This weeks Dumbo:

      • Using credit cards and personal loans to get the deposit

      RELEVANT EPISODES:Episode 97 | Jacqui Pollock Episode 111 | Sharon Bradley Episode 130 | My Millennial Money 

      GUEST LINKS:https://www.ladiestalkmoney.com.au/part-oneHome Buyer Academy Facebook Live Q&A for First Home Buyers - Wednesdays at 7.30pmhttps://www.facebook.com/HomeBuyerAcademyAUS/

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless:www.getauctionready.com.au Use the coupon ELEPHANT for your 30% listener discount.

      Send in your questions to: questions@theelephantintheroom.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      3fb5d4e6-7e36-4e34-afd5-ccc7d13f472dSun, 05 Jul 2020 16:00:00 +100001:01:51falsefull131131A top financial planner takes on the topic of relationships, household financials and women and financial literacy      Glen James | Young and cashed up: What millennials need to know about borrowingGlen James | Young and cashed up: What millennials need to know about borrowingIn this episode, our hosts chat with expert millennial Glen James, financial advisor and podcast host of “My Millennial Money”. Glen’s business and podcast focuses primarily on millennial financial goals and “sorting your money out”. We get the lowdown from Glen on how millennials are achieving their financial goals, what they are doing to save for their deposit and whose advice should they be listening to; is mum and dad’s financial advice enough?

      Here’s what we covered:

      • How are millennials currently borrowing?
      • Who can you trust to advise you on your money?
      • Why advice from previous generations is out-dated.
      • What is eating up your savings?
      • Why should you ‘lose’ your credit card?
      • How has spending, savings and borrowing changed between generations?
      • Are subscriptions eating up your cash flow?
      • Why you don't need a credit card to build your credit score.
      • Are Millennials locked out of the property market?
      • How to engage the most appropriate professional advice.

      This weeks dumbo:

      • Why Should you not buy property because you can.

      Elephant rider boot camp

      • Rentvesting vs dream home

      RELEVANT EPISODES:Episode 116 | Property & Taxes Episode 124 | Martin North Episode 128 | Trends in property investment

      GUEST LINKS:Home Buyers Academy - Rentvesting Sort your money out - online course

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless:www.getauctionready.com.au Use the coupon ELEPHANT for your 30% listener discount.

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 4 June, 2020.

      See omnystudio.com/listener for privacy information.

      ]]>      In this episode, our hosts chat with expert millennial Glen James, financial advisor and podcast host of “My Millennial Money”. Glen’s business and podcast focuses primarily on millennial financial goals and “sorting your money out”. We get the lowdown from Glen on how millennials are achieving their financial goals, what they are doing to save for their deposit and whose advice should they be listening to; is mum and dad’s financial advice enough?

      Here’s what we covered:

      • How are millennials currently borrowing?
      • Who can you trust to advise you on your money?
      • Why advice from previous generations is out-dated.
      • What is eating up your savings?
      • Why should you ‘lose’ your credit card?
      • How has spending, savings and borrowing changed between generations?
      • Are subscriptions eating up your cash flow?
      • Why you don't need a credit card to build your credit score.
      • Are Millennials locked out of the property market?
      • How to engage the most appropriate professional advice.

      This weeks dumbo:

      • Why Should you not buy property because you can.

      Elephant rider boot camp

      • Rentvesting vs dream home

      RELEVANT EPISODES:Episode 116 | Property & Taxes Episode 124 | Martin North Episode 128 | Trends in property investment

      GUEST LINKS:Home Buyers Academy - Rentvesting Sort your money out - online course

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless:www.getauctionready.com.au Use the coupon ELEPHANT for your 30% listener discount.

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 4 June, 2020.

      See omnystudio.com/listener for privacy information.

      ]]>      1ffb43e5-7d86-4a9f-ae38-07f397ea39c6Sun, 28 Jun 2020 16:00:00 +100001:04:01falsefull130130Everything millennials (and those who love them) need to know but were afraid to ask      Craig Rispin | A conversation with a Futurist: Beyond Covid-19Craig Rispin | A conversation with a Futurist: Beyond Covid-19If there is new and emerging technology or innovation coming into the global scene Craig Rispin already knows about it. In today's episode we chat with Craig, author, speaker and advisor. Craig and our hosts discuss how the innovations of today and the societal impact of Covid-19 will alter how we purchase and build property in the future; will the work from home movement take over, 3D printed houses to create affordable housing and technology affecting change in all businesses. 

      Here’s what we covered:

      • How Covid-19 brought an age of innovation.
      • How do these new innovations impact the property market
      • What will 5G towers do to property prices?
      • How will printing property in the future impact the construction industry?
      • Will the work from home movement take over?
      • How will commercial property be impacted by the work from home movement?
      • Will companies evaluate the cost of living to determine work from home salaries?
      • How has online shopping shaped since Covid-19?

      This weeks Dumbo:

      • What happens when you buy property to the GFC in America

      RELEVANT EPISODES:Episode 118 | Pete Wargent Episode 123 | Martin North Episode 128 | Mike Mortlock

      GUEST LINKS:Future trends group

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless:www.getauctionready.com.au Use the coupon ELEPHANT for your 30% listener discount.

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 2 June, 2020.

      https://www.theelephantintheroom.com.au/podcasts/128

      See omnystudio.com/listener for privacy information.

      ]]>      If there is new and emerging technology or innovation coming into the global scene Craig Rispin already knows about it. In today's episode we chat with Craig, author, speaker and advisor. Craig and our hosts discuss how the innovations of today and the societal impact of Covid-19 will alter how we purchase and build property in the future; will the work from home movement take over, 3D printed houses to create affordable housing and technology affecting change in all businesses. 

      Here’s what we covered:

      • How Covid-19 brought an age of innovation.
      • How do these new innovations impact the property market
      • What will 5G towers do to property prices?
      • How will printing property in the future impact the construction industry?
      • Will the work from home movement take over?
      • How will commercial property be impacted by the work from home movement?
      • Will companies evaluate the cost of living to determine work from home salaries?
      • How has online shopping shaped since Covid-19?

      This weeks Dumbo:

      • What happens when you buy property to the GFC in America

      RELEVANT EPISODES:Episode 118 | Pete Wargent Episode 123 | Martin North Episode 128 | Mike Mortlock

      GUEST LINKS:Future trends group

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless:www.getauctionready.com.au Use the coupon ELEPHANT for your 30% listener discount.

      Send in your questions to: questions@theelephantintheroom.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 2 June, 2020.

      https://www.theelephantintheroom.com.au/podcasts/128

      See omnystudio.com/listener for privacy information.

      ]]>      ebc389f4-62cd-4b84-ad24-8e7bc3a70194Sun, 21 Jun 2020 16:00:00 +100001:02:55falsefull129129When emerging innovations and the future of property meet.      Mike Mortlock | Trends in property investment: What does the data say?Mike Mortlock | Trends in property investment: What does the data say?Today’s episode is about data, data, and data with Mike Mortlock, who is returning from Episode 60. Mike is the managing director of MCG Quantity Surveyors which recently released granular data on the Australian property market that showcases the unique behaviours of over 1,500 property investors, including how they are investing, what types of property are they investing in, and what are their motivations to invest.

      Here’s what we covered:

      • What does micro level data say comparison to macro level data on property investors?
      • How many investors live in their property before they rent it?
      • What locations are people investing in the most?
      • The disparity between what people want to live in, compared to what they invest in.
      • What decisions have individual investors made before investing?
      • How many units were being developed back in 2016?
      • Why are developers moving towards more owner-occupier developments?
      • Does depreciation on property matter?
      • How people are getting sold into property that's glitter not gold.
      • Why is capital growth the best reason to invest into property?
      • What has increased in value more, houses or apartments?

      This weeks Dumbo:

      • The huge costs of buying property without seeking professional advice.

      RELEVANT EPISODES:Episode 60 | Mike Mortlock Episode 79 | Cat Burgess Episode 123 | Martin North

      GUEST LINKS:View the data and reports mentioned in todays episode: https://mcgqs.com.au/elephantintheroom.php

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless:www.getauctionready.com.au Use the coupon ELEPHANT for your 30% listener discount.

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 21 April, 2020.

      https://www.theelephantintheroom.com.au/podcasts/128

      See omnystudio.com/listener for privacy information.

      ]]>      Today’s episode is about data, data, and data with Mike Mortlock, who is returning from Episode 60. Mike is the managing director of MCG Quantity Surveyors which recently released granular data on the Australian property market that showcases the unique behaviours of over 1,500 property investors, including how they are investing, what types of property are they investing in, and what are their motivations to invest.

      Here’s what we covered:

      • What does micro level data say comparison to macro level data on property investors?
      • How many investors live in their property before they rent it?
      • What locations are people investing in the most?
      • The disparity between what people want to live in, compared to what they invest in.
      • What decisions have individual investors made before investing?
      • How many units were being developed back in 2016?
      • Why are developers moving towards more owner-occupier developments?
      • Does depreciation on property matter?
      • How people are getting sold into property that's glitter not gold.
      • Why is capital growth the best reason to invest into property?
      • What has increased in value more, houses or apartments?

      This weeks Dumbo:

      • The huge costs of buying property without seeking professional advice.

      RELEVANT EPISODES:Episode 60 | Mike Mortlock Episode 79 | Cat Burgess Episode 123 | Martin North

      GUEST LINKS:View the data and reports mentioned in todays episode: https://mcgqs.com.au/elephantintheroom.php

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless:www.getauctionready.com.au Use the coupon ELEPHANT for your 30% listener discount.

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 21 April, 2020.

      https://www.theelephantintheroom.com.au/podcasts/128

      See omnystudio.com/listener for privacy information.

      ]]>      df954f82-58bf-42f1-8040-2978344b8411Sun, 14 Jun 2020 16:00:00 +100001:08:58falsefull128128Data-stalking 1,500 individual investors: What are they buying and what are their property behaviours.      Host Special | Listener Q&A: Investment types, Land tax, Yields, Bank CollapsesHost Special | Listener Q&A: Investment types, Land tax, Yields, Bank CollapsesIn our third Q&A host special, Veronica and Chris answer your need to know questions on various aspects on property and the process of purchasing:

      Questions:

      1. “What are your opinions on different types of investments (Student accommodation, holiday house, home dwelling, Commercial?)”
      2. “If you live in the property are you liable to pay land tax? And if so at what value is anyone really exempt from paying land tax? If so, who? And how do you structure your property ownership to avoid paying land tax?”
      3. “How does capital gains tax work and what is the 12 month rule? Are there any exemptions to capital gains tax?”
      4. “Why do you think yields are lower from family home rentals”
      5. “What happens to your assets if your bank collapses”
      6. “Is it worth forgoing an offset account to go with a sharper fixed interest rate?”

      This weeks Dumbo:

      • How having a bad credit rating can destroy your opportunity of purchasing property
      • What happens when you don’t seek out appropriate financial advice

       

      RELEVANT EPISODES:

      Episode 57 | Q&A 1

      Episode 98 | Q&A 2

      Episode 104 | Build-to-rent

      Episode 117 | Fool or Forecaster report

       

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au

      Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: hello@wealthful.com.au

      Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless:www.getauctionready.com.auUse the coupon ELEPHANT for your 30% listener discount.

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 19 May, 2020.

      https://www.theelephantintheroom.com.au/podcasts/127

      See omnystudio.com/listener for privacy information.

      ]]>      In our third Q&A host special, Veronica and Chris answer your need to know questions on various aspects on property and the process of purchasing:

      Questions:

      1. “What are your opinions on different types of investments (Student accommodation, holiday house, home dwelling, Commercial?)”
      2. “If you live in the property are you liable to pay land tax? And if so at what value is anyone really exempt from paying land tax? If so, who? And how do you structure your property ownership to avoid paying land tax?”
      3. “How does capital gains tax work and what is the 12 month rule? Are there any exemptions to capital gains tax?”
      4. “Why do you think yields are lower from family home rentals”
      5. “What happens to your assets if your bank collapses”
      6. “Is it worth forgoing an offset account to go with a sharper fixed interest rate?”

      This weeks Dumbo:

      • How having a bad credit rating can destroy your opportunity of purchasing property
      • What happens when you don’t seek out appropriate financial advice

       

      RELEVANT EPISODES:

      Episode 57 | Q&A 1

      Episode 98 | Q&A 2

      Episode 104 | Build-to-rent

      Episode 117 | Fool or Forecaster report

       

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au

      Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: hello@wealthful.com.au

      Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless:www.getauctionready.com.auUse the coupon ELEPHANT for your 30% listener discount.

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 19 May, 2020.

      https://www.theelephantintheroom.com.au/podcasts/127

      See omnystudio.com/listener for privacy information.

      ]]>      b22b18af-888a-4f24-a877-d304986a0f83Sun, 07 Jun 2020 16:00:00 +100001:02:20falsefull127127How do different investments hold up and what you want to know about the lending system      Stuart Wemyss | Lending rules & predicting the property market | Insights from InvestopolyStuart Wemyss | Lending rules & predicting the property market | Insights from InvestopolyPredicting the property market and getting it right doesn’t make you a nostradamus but when you get it right and people want an answer, what do you say? In this episode Stuart Wemyss Director of Prosolution and host of the Investopoly podcast joins us back from Episode 39. Stuart shares insights into how the lending space has tightened up on borrowing, why people are upgrading over investing and how he came to his accurate prediction. 

      Here’s what we covered:

      • How did Stuart get his 2018 forecast?
      • Why are predictions not that reliable?
      • What do the studies show and does it help you invest?
      • Why asset selection is far more important than "getting a good deal".
      • What happens at the bottom of the market?
      • Does your property have the fundamentals that could lead to high capital growth?
      • When should you sell a quality asset?
      • How to become borrower ready?
      • How to maximise your borrowing capacity? 
      • How to best manage your spending.
      • How have low interest rates changed investing strategy?
      • Why to always approach the family home as an investment property?

      MENTIONED EPISODES:Episode 39 | Stuart WemyssEpisode 117 | Dr. Shane OliverEpisode 123 | Martin North

      GUEST LINKS:Buy Stuart’s book Rules of the lending game. And use code ‘elephant’ for a discount plus free postage. Buy Stuart’s book Investopoly Subscribe to Stuart’s blog Article: How important is buying below market value? The largest longitudinal study on forecasts Philip E. Tetlock

      HOST LINKS: Looking for a Sydney Buyers Agent? www.gooddeeds.com.auWork with Veronica: info@gooddeeds.com.au 

      Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: hello@wealthful.com.au

      Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless:www.getauctionready.com.auUse the coupon ELEPHANT for your 30% listener discount.

      EPISODE TRANSCRIPT:Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 5 May, 2020.

      https://www.theelephantintheroom.com.au/podcasts/126

      See omnystudio.com/listener for privacy information.

      ]]>      Predicting the property market and getting it right doesn’t make you a nostradamus but when you get it right and people want an answer, what do you say? In this episode Stuart Wemyss Director of Prosolution and host of the Investopoly podcast joins us back from Episode 39. Stuart shares insights into how the lending space has tightened up on borrowing, why people are upgrading over investing and how he came to his accurate prediction. 

      Here’s what we covered:

      • How did Stuart get his 2018 forecast?
      • Why are predictions not that reliable?
      • What do the studies show and does it help you invest?
      • Why asset selection is far more important than "getting a good deal".
      • What happens at the bottom of the market?
      • Does your property have the fundamentals that could lead to high capital growth?
      • When should you sell a quality asset?
      • How to become borrower ready?
      • How to maximise your borrowing capacity? 
      • How to best manage your spending.
      • How have low interest rates changed investing strategy?
      • Why to always approach the family home as an investment property?

      MENTIONED EPISODES:Episode 39 | Stuart WemyssEpisode 117 | Dr. Shane OliverEpisode 123 | Martin North

      GUEST LINKS:Buy Stuart’s book Rules of the lending game. And use code ‘elephant’ for a discount plus free postage. Buy Stuart’s book Investopoly Subscribe to Stuart’s blog Article: How important is buying below market value? The largest longitudinal study on forecasts Philip E. Tetlock

      HOST LINKS: Looking for a Sydney Buyers Agent? www.gooddeeds.com.auWork with Veronica: info@gooddeeds.com.au 

      Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: hello@wealthful.com.au

      Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless:www.getauctionready.com.auUse the coupon ELEPHANT for your 30% listener discount.

      EPISODE TRANSCRIPT:Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 5 May, 2020.

      https://www.theelephantintheroom.com.au/podcasts/126

      See omnystudio.com/listener for privacy information.

      ]]>      2bd4516b-842a-4d80-ace6-ff574bd4a2d8Sun, 31 May 2020 16:00:00 +100001:21:44falsefull126126Banks tightening up lending and unpacking Stuart Wemyss accurate prediction of the property market      Damien Cooley | Innovation in auctioning: how are we selling now?Damien Cooley | Innovation in auctioning: how are we selling now?Damien Cooley is one of Australia's most well known auctioneers and is managing director of Cooley Auctions and the founder of AuctionNow, which has been critical in transitioning the real estate market from in-person to online. In today’s episode, we discuss how buyers and sellers have reacted to the restrictions, the technology that has helped transition the market, and eye-opening data, including: clearance rates, region-specific data and utilisation of online tools.

      Here’s what we cover:

      • How did the covid-19 restrictions affect auctions?
      • With the technology existing for years, how many auctions were run online?
      • Who cancelled their auctions first? 
      • How does AuctionNow work with different state legislation?
      • How has the clearance rate changed over the last quarter?
      • Has online auction now been normalised?
      • Why did certain regions not adapt to online auctions?
      • What happened to the vendors who were caught in March?
      • Despite the market being tough, will there always be scarce property for sale?
      • Since open houses are back on, will they go back to the norm?
      • Why is this the best time to get back in the market?
      • Is it off market or is it pre-market
      • How are banks pulling finance from clients days before settlement?
      • How to get ahead in auctions?

      MENTIONED EPISODES:Episode 1 | Simon Russell Episode 2 | Damien Cooley Episode 115 | Eliza Owen

      GUEST LINKS:Cooley Auctions AuctionNow Cooley Index

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au 

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless:www.getauctionready.com.au Use the coupon ELEPHANT for your 30% listener discount.

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 13 May, 2020.

      See omnystudio.com/listener for privacy information.

      ]]>      Damien Cooley is one of Australia's most well known auctioneers and is managing director of Cooley Auctions and the founder of AuctionNow, which has been critical in transitioning the real estate market from in-person to online. In today’s episode, we discuss how buyers and sellers have reacted to the restrictions, the technology that has helped transition the market, and eye-opening data, including: clearance rates, region-specific data and utilisation of online tools.

      Here’s what we cover:

      • How did the covid-19 restrictions affect auctions?
      • With the technology existing for years, how many auctions were run online?
      • Who cancelled their auctions first? 
      • How does AuctionNow work with different state legislation?
      • How has the clearance rate changed over the last quarter?
      • Has online auction now been normalised?
      • Why did certain regions not adapt to online auctions?
      • What happened to the vendors who were caught in March?
      • Despite the market being tough, will there always be scarce property for sale?
      • Since open houses are back on, will they go back to the norm?
      • Why is this the best time to get back in the market?
      • Is it off market or is it pre-market
      • How are banks pulling finance from clients days before settlement?
      • How to get ahead in auctions?

      MENTIONED EPISODES:Episode 1 | Simon Russell Episode 2 | Damien Cooley Episode 115 | Eliza Owen

      GUEST LINKS:Cooley Auctions AuctionNow Cooley Index

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au 

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless:www.getauctionready.com.au Use the coupon ELEPHANT for your 30% listener discount.

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 13 May, 2020.

      See omnystudio.com/listener for privacy information.

      ]]>      40d17082-b4a0-4d7f-a9e4-77d6d1a49c2eSun, 24 May 2020 16:00:00 +100001:08:41falsefull125125How have auctions adapted to restrictions and is this paving the way for a new normal?      Brendan Coates | The new normal: will your household finances hold up?Brendan Coates | The new normal: will your household finances hold up?In today's episode, we move the conversation away from national and global news, to what matters most: your household finances. Back in episode 89 we interviewed Brendan Coates, Household Finances Program Director at the Grattan Institute, and he joins us in this episode to explore the various issues currently affecting households: unemployment, access to super, wages and financial buffers, as well as how the small factors you might not be considering are growing behind the curtain.

      Here’s what we covered:

      • How many Australians have lost their jobs?
      • With restrictions loosening, who will be going back to work and who won't?
      • Businesses going down the gurgler is more detrimental to the economy than unemployment?
      • What are the long term implications of young professionals being unemployed?
      • Should you access your future?
      • How much does the average Australian have saved?
      • Where should your money be during low interest rates? 
      • Who is most protected?`
      • How are companies pivoting their business model to survive the pandemic?
      • How will the government balance the lack of immigration this year for the future benefits?
      • When will the vaccine be available and how will it impact your ability to work?

      MENTIONED EPISODES:Episode 89 | Brendan Coates Episode 117 | Dr Shane Oliver Episode 123 | Martin North

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless:www.getauctionready.com.au Use the coupon ELEPHANT for your 30% listener discount.

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 28 April, 2020.

      See omnystudio.com/listener for privacy information.

      ]]>      In today's episode, we move the conversation away from national and global news, to what matters most: your household finances. Back in episode 89 we interviewed Brendan Coates, Household Finances Program Director at the Grattan Institute, and he joins us in this episode to explore the various issues currently affecting households: unemployment, access to super, wages and financial buffers, as well as how the small factors you might not be considering are growing behind the curtain.

      Here’s what we covered:

      • How many Australians have lost their jobs?
      • With restrictions loosening, who will be going back to work and who won't?
      • Businesses going down the gurgler is more detrimental to the economy than unemployment?
      • What are the long term implications of young professionals being unemployed?
      • Should you access your future?
      • How much does the average Australian have saved?
      • Where should your money be during low interest rates? 
      • Who is most protected?`
      • How are companies pivoting their business model to survive the pandemic?
      • How will the government balance the lack of immigration this year for the future benefits?
      • When will the vaccine be available and how will it impact your ability to work?

      MENTIONED EPISODES:Episode 89 | Brendan Coates Episode 117 | Dr Shane Oliver Episode 123 | Martin North

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless:www.getauctionready.com.au Use the coupon ELEPHANT for your 30% listener discount.

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 28 April, 2020.

      See omnystudio.com/listener for privacy information.

      ]]>      277e921f-6f78-45d3-a132-beb6b0f64672Sun, 17 May 2020 16:00:00 +100001:15:09falsefull124124The economy is recovering slowly and restrictions are loosening, so are you doing enough to secure your household finances.      Martin North | To buy, or not to buy: that is the question | Insights from Digital Finance AnalyticsMartin North | To buy, or not to buy: that is the question | Insights from Digital Finance AnalyticsAfter Chris’s numerous appearances on Martin North’s ‘Walk the world’ Youtube channel we finally have brought Martin to our own turf. Martin is the founder of Digital Finance Analytics, a boutique research, analysis and consulting firm, he is one of the most regarded authorities in the research space with several media contributions such as ABC new, AFR and 60 minutes. In this data driven episode, we get down to the question at hand: do you buy or do you sell, what is the data showing, and is it reliable? Find out if people are borrowing too much, what properties are beating the downturn and how are individuals discovering the opportunity.

      Here’s what we covered:

      • How are the 1000 households surveyed every week reflective of Australia?
      • How did Martin enter into the finance commentary arena?
      • What patterns are showing which suburbs are going up and which are going down.
      • How are the 250,000 first home buyers (per year)  finding ways to enter the market?
      • Why newly built properties are at the greatest risk.
      • How is the data segmented to better reflect real profiles?
      • Will there be low or high capital growth over the coming years?
      • Are we reaching our 'peak debt'?
      • How many properties are vacant in Australia?
      • Why is there simultaneous oversupply and undersupply in the market?
      • What happens now since migration is zero?

      MENTIONED EPISODES:Episode 103 | Amanda Farmer Episode 113 | Dr. Nicole Johnson

      GUEST LINKS:DFA - Blog - Youtube Article 1 Mapping Mortgage Stress Article 2 Housing price falls and negative equity

      HOST LINKS: Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au 

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless:www.getauctionready.com.auUse the coupon ELEPHANT for your 30% listener discount.

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 23 April, 2020.

      https://www.theelephantintheroom.com.au/podcasts/123

      See omnystudio.com/listener for privacy information.

      ]]>      After Chris’s numerous appearances on Martin North’s ‘Walk the world’ Youtube channel we finally have brought Martin to our own turf. Martin is the founder of Digital Finance Analytics, a boutique research, analysis and consulting firm, he is one of the most regarded authorities in the research space with several media contributions such as ABC new, AFR and 60 minutes. In this data driven episode, we get down to the question at hand: do you buy or do you sell, what is the data showing, and is it reliable? Find out if people are borrowing too much, what properties are beating the downturn and how are individuals discovering the opportunity.

      Here’s what we covered:

      • How are the 1000 households surveyed every week reflective of Australia?
      • How did Martin enter into the finance commentary arena?
      • What patterns are showing which suburbs are going up and which are going down.
      • How are the 250,000 first home buyers (per year)  finding ways to enter the market?
      • Why newly built properties are at the greatest risk.
      • How is the data segmented to better reflect real profiles?
      • Will there be low or high capital growth over the coming years?
      • Are we reaching our 'peak debt'?
      • How many properties are vacant in Australia?
      • Why is there simultaneous oversupply and undersupply in the market?
      • What happens now since migration is zero?

      MENTIONED EPISODES:Episode 103 | Amanda Farmer Episode 113 | Dr. Nicole Johnson

      GUEST LINKS:DFA - Blog - Youtube Article 1 Mapping Mortgage Stress Article 2 Housing price falls and negative equity

      HOST LINKS: Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au 

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless:www.getauctionready.com.auUse the coupon ELEPHANT for your 30% listener discount.

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 23 April, 2020.

      https://www.theelephantintheroom.com.au/podcasts/123

      See omnystudio.com/listener for privacy information.

      ]]>      d8b4ca1a-4e76-4f42-963b-80c84355a4c0Sun, 10 May 2020 16:00:00 +100001:08:05falsefull123123Sensationalist media, conflicting reports and anecdotal evidence, but what does the data say?      John Cunningham | Pandemics, property & purchasingJohn Cunningham | Pandemics, property & purchasingIn this special episode we bring back John Cunningham, Principal Director of Cunninghams, a successful and established real estate agency based in the Northern Beaches. John has a well earned reputation by experiencing all aspects of the property market; buying, selling, advising and investing. We sit down to discuss the state of the real estate market during the pandemic including how all of the changes have impacted buyers and sellers, getting cold feet or becoming hot to trot, and on the other side, how agencies have taken these challenges and restrictions head on delivering a service that has adapted to the situation.

      Here’s what we covered:

      • Are real estate agents equipped to be trusted advisors?
      • How are real estate firms finding the lockdown laws?
      • What are agents doing to ensure clients safety?
      • Is the gatekeeper mentality helping or damaging the real estate market?
      • Why has the pandemic been a wake up call for the property market?
      • Still in the market? What should you do?
      • Timing, wait another year or action now?
      • Is there a conflict of interest with agents giving advice?
      • What should property managers be doing during the pandemic?
      • How much of the real estate market has dried up?
      • How are agents pre-qualifying their clients?
      • How are sellers dealing with their property under inspection?

      MENTIONED EPISODES:Episode 12 | John CunninghamEpisode 120 | Michael Yardney

      GUEST LINKS:REIA - Home Cunninghams

      HOST LINKS: Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au 

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless:www.getauctionready.com.auUse the coupon ELEPHANT for your 30% listener discount.

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This Episode was recorded on 4 April, 2020.

      Visit the website

      See omnystudio.com/listener for privacy information.

      ]]>      In this special episode we bring back John Cunningham, Principal Director of Cunninghams, a successful and established real estate agency based in the Northern Beaches. John has a well earned reputation by experiencing all aspects of the property market; buying, selling, advising and investing. We sit down to discuss the state of the real estate market during the pandemic including how all of the changes have impacted buyers and sellers, getting cold feet or becoming hot to trot, and on the other side, how agencies have taken these challenges and restrictions head on delivering a service that has adapted to the situation.

      Here’s what we covered:

      • Are real estate agents equipped to be trusted advisors?
      • How are real estate firms finding the lockdown laws?
      • What are agents doing to ensure clients safety?
      • Is the gatekeeper mentality helping or damaging the real estate market?
      • Why has the pandemic been a wake up call for the property market?
      • Still in the market? What should you do?
      • Timing, wait another year or action now?
      • Is there a conflict of interest with agents giving advice?
      • What should property managers be doing during the pandemic?
      • How much of the real estate market has dried up?
      • How are agents pre-qualifying their clients?
      • How are sellers dealing with their property under inspection?

      MENTIONED EPISODES:Episode 12 | John CunninghamEpisode 120 | Michael Yardney

      GUEST LINKS:REIA - Home Cunninghams

      HOST LINKS: Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au 

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless:www.getauctionready.com.auUse the coupon ELEPHANT for your 30% listener discount.

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This Episode was recorded on 4 April, 2020.

      Visit the website

      See omnystudio.com/listener for privacy information.

      ]]>      785b9eed-8074-4545-bf07-200632db14e1Wed, 06 May 2020 16:00:00 +100001:09:42falsefull122122During this crisis how has the real estate industry taken up the challenge to adapt.      Bart Mead | Valuations: What should you know?Bart Mead | Valuations: What should you know?Have you wondered how properties are valued and who has the authority to value them? In this episode we speak to veteran valuer Bart Mead, Executive Director of JLL Valuations and Advisory. Bart has 30 years of providing property advice to financial institutions, the government and private individuals. We sit down to discuss the current state of property valuations: how they work, what factors impact the value of a property, and where the future of valuations will be - automated, cheaper and with a click of a button? Listen in to find out.

      Here’s what we covered:

      • Why valuations underpin the financial system and the greater economy?
      • How do valuations give the buyer confidence after purchasing?
      • Will valuation in the future be done prior to purchase?
      • Will automated valuations be the future for property purchasers?
      • Do valuations vary greatly?
      • What are the different types of valuations?
      • What's the process of banks picking valuers?
      • How will the Covid-19 Pandemic impact how property is valued?
      • How much do banks dictate how valuation should be done?
      • Could you take a valuer to court for under/over valuing property?
      • How do valuers treat off-the-plan property?

      MENTIONED EPISODES:Episode 62 | Cecille Weldon Episode 120 | Michael Yardey

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au 

      Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: hello@wealthful.com.au

      Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless:www.getauctionready.com.auUse the coupon ELEPHANT for your 30% listener discount.

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 16 April, 2020.

      See omnystudio.com/listener for privacy information.

      ]]>      Have you wondered how properties are valued and who has the authority to value them? In this episode we speak to veteran valuer Bart Mead, Executive Director of JLL Valuations and Advisory. Bart has 30 years of providing property advice to financial institutions, the government and private individuals. We sit down to discuss the current state of property valuations: how they work, what factors impact the value of a property, and where the future of valuations will be - automated, cheaper and with a click of a button? Listen in to find out.

      Here’s what we covered:

      • Why valuations underpin the financial system and the greater economy?
      • How do valuations give the buyer confidence after purchasing?
      • Will valuation in the future be done prior to purchase?
      • Will automated valuations be the future for property purchasers?
      • Do valuations vary greatly?
      • What are the different types of valuations?
      • What's the process of banks picking valuers?
      • How will the Covid-19 Pandemic impact how property is valued?
      • How much do banks dictate how valuation should be done?
      • Could you take a valuer to court for under/over valuing property?
      • How do valuers treat off-the-plan property?

      MENTIONED EPISODES:Episode 62 | Cecille Weldon Episode 120 | Michael Yardey

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au 

      Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: hello@wealthful.com.au

      Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless:www.getauctionready.com.auUse the coupon ELEPHANT for your 30% listener discount.

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 16 April, 2020.

      See omnystudio.com/listener for privacy information.

      ]]>      39ea2725-d343-4b2b-9622-b702fcc9afb1Sun, 03 May 2020 16:00:00 +100001:05:01falsefull121121All the valuation questions you wanted to ask are finally answered.      Michael Yardney | The property front-line and who can you trust?Michael Yardney | The property front-line and who can you trust?In our first podcast mashup, we collaborate with Michael Yardney, founder of Metropole Property Strategists and host of the Michael Yardney Podcast. From buying, selling and advising we hear about how the “front-line” of property are dealing with the Covid -19 pandemic and we sit down to discuss which ‘experts’ should you listen to and how you should be timing your property movements around the current economic climate.Stick around as this will be packed full of relevant information for those currently seeking, purchasing or those wondering if now is the time to dip a toe in. 

      Here’s what we covered:

      • The difference between a good and bad investor
      • What are current investors thinking?
      • Which is a better yield or growth?
      • Which expert’s market predictions can you trust?
      • Better yield or better tenant?
      • How are banks assessed during the Covid-19 pandemic?
      • Why the property market will survive the pandemic
      • How will industries adapt?
      • Will there be greater globalisation or greater localisation? 
      • Will owner occupier demand increase due to the virus?
      • What properties in Melbourne that will thrive in the pandemic?
      • What is a good development?

      GUEST LINKS:Michael Yardney’s Property Update Michael Yardney Podcast Metropole Property Strategists

      MENTIONED EPISODES:Episode 114 | 2020 Fool or Forecaster reportEpisode 115 | Eliza Owen

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au 

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless:www.getauctionready.com.au Use the coupon ELEPHANT for your 30% listener discount.

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode is recorded on 9 April, 2020.

      View Episode 120 HERE

      See omnystudio.com/listener for privacy information.

      ]]>      In our first podcast mashup, we collaborate with Michael Yardney, founder of Metropole Property Strategists and host of the Michael Yardney Podcast. From buying, selling and advising we hear about how the “front-line” of property are dealing with the Covid -19 pandemic and we sit down to discuss which ‘experts’ should you listen to and how you should be timing your property movements around the current economic climate.Stick around as this will be packed full of relevant information for those currently seeking, purchasing or those wondering if now is the time to dip a toe in. 

      Here’s what we covered:

      • The difference between a good and bad investor
      • What are current investors thinking?
      • Which is a better yield or growth?
      • Which expert’s market predictions can you trust?
      • Better yield or better tenant?
      • How are banks assessed during the Covid-19 pandemic?
      • Why the property market will survive the pandemic
      • How will industries adapt?
      • Will there be greater globalisation or greater localisation? 
      • Will owner occupier demand increase due to the virus?
      • What properties in Melbourne that will thrive in the pandemic?
      • What is a good development?

      GUEST LINKS:Michael Yardney’s Property Update Michael Yardney Podcast Metropole Property Strategists

      MENTIONED EPISODES:Episode 114 | 2020 Fool or Forecaster reportEpisode 115 | Eliza Owen

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au 

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless:www.getauctionready.com.au Use the coupon ELEPHANT for your 30% listener discount.

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode is recorded on 9 April, 2020.

      View Episode 120 HERE

      See omnystudio.com/listener for privacy information.

      ]]>      9b11457b-63ee-4110-94f1-0056da1b6cc4Sun, 26 Apr 2020 16:00:00 +100001:20:22falsefull120120The front-line pushing on and the experts weighing in, who can you trust in the current market?      Chris Bates | Bank or Broker? What’s the difference?Chris Bates | Bank or Broker? What’s the difference? In this special episode, Veronica interviews our co-host Chris Bates, financial adviser, mortgage broker and the founder of Wealthful, a boutique financial firm that assists couples and families to secure bespoke financial products. Over the last 20 years, individuals and families have been increasingly opting to obtain their finance through mortgage brokers (over 60%) rather than go through a bank. Chris discusses this current trend and where the benefits lie when choosing a broker over a bank.

      Here’s what we covered:

      • Broker vs private banker?
      • Are you with the most appropriate bank?
      • Why are you limited to going directly to the bank?
      • Are you dealing with the real talent at your bank?
      • How the banks have discriminated against industries?
      • Bank Policies how often are they changed?
      • How long are bankers turn around times
      • Can you use a broker to get a better rate at your bank?
      • Which banks don't use brokers?
      • How to find a good broker?
      • What questions to ask your broker?

      MENTIONED EPISODES:Episode 53 | Jennie Tonner

      HOST LINKS: Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au 

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless:www.getauctionready.com.au Use the coupon ELEPHANT for your 30% listener discount.

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdnessThis episode was recorded on 26 March, 2020.

      https://www.theelephantintheroom.com.au/podcasts/119

      See omnystudio.com/listener for privacy information.

      ]]>       In this special episode, Veronica interviews our co-host Chris Bates, financial adviser, mortgage broker and the founder of Wealthful, a boutique financial firm that assists couples and families to secure bespoke financial products. Over the last 20 years, individuals and families have been increasingly opting to obtain their finance through mortgage brokers (over 60%) rather than go through a bank. Chris discusses this current trend and where the benefits lie when choosing a broker over a bank.

      Here’s what we covered:

      • Broker vs private banker?
      • Are you with the most appropriate bank?
      • Why are you limited to going directly to the bank?
      • Are you dealing with the real talent at your bank?
      • How the banks have discriminated against industries?
      • Bank Policies how often are they changed?
      • How long are bankers turn around times
      • Can you use a broker to get a better rate at your bank?
      • Which banks don't use brokers?
      • How to find a good broker?
      • What questions to ask your broker?

      MENTIONED EPISODES:Episode 53 | Jennie Tonner

      HOST LINKS: Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au 

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless:www.getauctionready.com.au Use the coupon ELEPHANT for your 30% listener discount.

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdnessThis episode was recorded on 26 March, 2020.

      https://www.theelephantintheroom.com.au/podcasts/119

      See omnystudio.com/listener for privacy information.

      ]]>      6dcfba99-e7fa-4327-b5d5-200885d7e010Sun, 19 Apr 2020 16:00:00 +100059:28falsefull119119What's the disadvantages with going direct to bank versus the advantages of going with a broker?      Pete Wargent | Current global property market: What you should knowPete Wargent | Current global property market: What you should knowWe interviewed Pete back in 2018 in episode 24 and we brought him back to talk about the current situation of the property market locally and abroad. Pete Wargent is an internationally recognised speaker, versed in all thing property from buying to selling and all the financial components associated. Opening up on the dialogue surrounding the Covid-19 pandemic we pose the question, how will Australia thrive on the other side of this crisis and what should individuals do now and in the future to protect themselves.

      Here’s what we covered:

      • How does the economy bounce back from the downturn?
      • What downturns are similar to what we are currently experiencing?
      • Is the Government doing enough?
      • What is happening to the global property market?
      • How the Australian economy is performing against the global economy?
      • How labour mobility will decrease.
      • What will protect our economy in the future?
      • How is the frontline of real estate coping during the crisis?
      • Why is there a record number of loan applications?
      • Why is the Australian Dollar going to suffer so much?
      • Where are the scarce properties in QLD?
      • What to do with your mortgage?

      MENTIONED EPISODES:Episode 24 | Pete Wargent Episode 115 | Eliza Owen Episode 117 | Shane Oliver

      GUEST LINKS:Pete Wargent’s LinkedIn www.petewargent.com

      HOST LINKS: Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au 

      Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: hello@wealthful.com.au

      Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless:www.getauctionready.com.au Use the coupon ELEPHANT for your 30% listener discount.

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdnessThis episode was recorded on 2 April, 2020.

      https://www.theelephantintheroom.com.au/podcasts/118

      See omnystudio.com/listener for privacy information.

      ]]>      We interviewed Pete back in 2018 in episode 24 and we brought him back to talk about the current situation of the property market locally and abroad. Pete Wargent is an internationally recognised speaker, versed in all thing property from buying to selling and all the financial components associated. Opening up on the dialogue surrounding the Covid-19 pandemic we pose the question, how will Australia thrive on the other side of this crisis and what should individuals do now and in the future to protect themselves.

      Here’s what we covered:

      • How does the economy bounce back from the downturn?
      • What downturns are similar to what we are currently experiencing?
      • Is the Government doing enough?
      • What is happening to the global property market?
      • How the Australian economy is performing against the global economy?
      • How labour mobility will decrease.
      • What will protect our economy in the future?
      • How is the frontline of real estate coping during the crisis?
      • Why is there a record number of loan applications?
      • Why is the Australian Dollar going to suffer so much?
      • Where are the scarce properties in QLD?
      • What to do with your mortgage?

      MENTIONED EPISODES:Episode 24 | Pete Wargent Episode 115 | Eliza Owen Episode 117 | Shane Oliver

      GUEST LINKS:Pete Wargent’s LinkedIn www.petewargent.com

      HOST LINKS: Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au 

      Looking for a Mortgage Broker? www.wealthful.com.auWork with Chris: hello@wealthful.com.au

      Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless:www.getauctionready.com.au Use the coupon ELEPHANT for your 30% listener discount.

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdnessThis episode was recorded on 2 April, 2020.

      https://www.theelephantintheroom.com.au/podcasts/118

      See omnystudio.com/listener for privacy information.

      ]]>      92c1da7a-41d9-478a-a6ca-e9a02bfdee26Sun, 12 Apr 2020 16:00:00 +100058:46falsefull118118What is happening to property markets around the globe? And how is Australia placed?      Dr. Shane Oliver | The next Great Depression? The next Roaring 20s?Dr. Shane Oliver | The next Great Depression? The next Roaring 20s?In another Coronavirus special episode we are honoured to have arguably the most well known economist in Australia, Dr. Shane Oliver. Shane is the Head of Investment Strategy and Economics and Chief Economist at AMP Capital. Shane breaks down the current economic climate, locally and globally, showcasing the various economic indicators revealing the direction we are all heading towards.

      Here’s what we covered:

      • Major differences between recession and a depression
      • Is the world economy heading towards a depression?
      • How will the stimulus package work?
      • Was the USA too late to act in shutting down?
      • Where will the government find the money for the stimulus package
      • Where will the world be when the dust settles
      • Has Australia done enough to flatten the curve?
      • How high will unemployment climb?
      • Recognising the opportunity?
      • Which industry is at the most risk?
      • What economic indicators should we look towards

      MENTIONED EPISODES:Episode 115 | Eliza OwenEpisode 114 | Fool or Forecaster 2020Episode 112 | First Covid-19 update

      Shane Oliver’s Articles:AMP Capital: Is Coronavirus driving a recession, depression or an economic hit like no other AMP Capital: The Threat to Australia house prices from Coronavirus Business Insider Australia: The 9 bad habits of highly ineffective investors 

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au 

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless:www.getauctionready.com.auUse the coupon ELEPHANT for your 30% listener discount.

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 2 April, 2020.

      https://www.theelephantintheroom.com.au/podcasts/117

      See omnystudio.com/listener for privacy information.

      ]]>      In another Coronavirus special episode we are honoured to have arguably the most well known economist in Australia, Dr. Shane Oliver. Shane is the Head of Investment Strategy and Economics and Chief Economist at AMP Capital. Shane breaks down the current economic climate, locally and globally, showcasing the various economic indicators revealing the direction we are all heading towards.

      Here’s what we covered:

      • Major differences between recession and a depression
      • Is the world economy heading towards a depression?
      • How will the stimulus package work?
      • Was the USA too late to act in shutting down?
      • Where will the government find the money for the stimulus package
      • Where will the world be when the dust settles
      • Has Australia done enough to flatten the curve?
      • How high will unemployment climb?
      • Recognising the opportunity?
      • Which industry is at the most risk?
      • What economic indicators should we look towards

      MENTIONED EPISODES:Episode 115 | Eliza OwenEpisode 114 | Fool or Forecaster 2020Episode 112 | First Covid-19 update

      Shane Oliver’s Articles:AMP Capital: Is Coronavirus driving a recession, depression or an economic hit like no other AMP Capital: The Threat to Australia house prices from Coronavirus Business Insider Australia: The 9 bad habits of highly ineffective investors 

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au 

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless:www.getauctionready.com.auUse the coupon ELEPHANT for your 30% listener discount.

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 2 April, 2020.

      https://www.theelephantintheroom.com.au/podcasts/117

      See omnystudio.com/listener for privacy information.

      ]]>      8c73e02e-7c5e-4a82-a714-ea71fce2d547Mon, 06 Apr 2020 16:00:00 +100001:07:00falsefull117117As the Coronavirus delivers more blows economists work around the clock to try to predict and reshape the economy to lessen the damages.      Alison Lacey | Property & Taxes 101Alison Lacey | Property & Taxes 101In this episode we talk tax, tax, tax with Alison Lacey and you are going to love it. Alison is the Director of Ecovis Clark Jacobs a recognised accounting firm in Sydney, but is also an investor and married to a builder giving her a multidimensional insight into property and tax. Today she gives the scoop on recent changes to the CGT exemptions for expats, showcases the nitty grittiness of the ATO and describes the most common tax mistakes the average property purchaser makes. 

      Here’s what we covered:

      • How does tax work with an owner builder?
      • What is the definition of a non-resident?
      • Why changes to the CGT rule might backfire for the government?
      • Knowing your numbers and your opportunity cost.
      • What is the biggest tax benefit from owning an investment property?
      • How does depreciation affect your capital gains?
      • How to offset capital losses against future capital gains
      • What can you do about land tax?
      • What is the 6 year rule and how does it work?
      • How much does the ATO know?
      • The problems of owning your property outright.
      • What is repairs and what is maintenance?
      • How to structure your loan? 

      MENTIONED EPISODES:Episode 60 | Mike MortlockEpisode 15 | Taryn Brown

      GUEST LINKS:www.clarkjacobs.com.au/

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au 

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless:www.getauctionready.com.au Use the coupon ELEPHANT for your 30% listener discount.

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 20 February, 2020.

      https://www.theelephantintheroom.com.au/podcasts/116

      See omnystudio.com/listener for privacy information.

      ]]>      In this episode we talk tax, tax, tax with Alison Lacey and you are going to love it. Alison is the Director of Ecovis Clark Jacobs a recognised accounting firm in Sydney, but is also an investor and married to a builder giving her a multidimensional insight into property and tax. Today she gives the scoop on recent changes to the CGT exemptions for expats, showcases the nitty grittiness of the ATO and describes the most common tax mistakes the average property purchaser makes. 

      Here’s what we covered:

      • How does tax work with an owner builder?
      • What is the definition of a non-resident?
      • Why changes to the CGT rule might backfire for the government?
      • Knowing your numbers and your opportunity cost.
      • What is the biggest tax benefit from owning an investment property?
      • How does depreciation affect your capital gains?
      • How to offset capital losses against future capital gains
      • What can you do about land tax?
      • What is the 6 year rule and how does it work?
      • How much does the ATO know?
      • The problems of owning your property outright.
      • What is repairs and what is maintenance?
      • How to structure your loan? 

      MENTIONED EPISODES:Episode 60 | Mike MortlockEpisode 15 | Taryn Brown

      GUEST LINKS:www.clarkjacobs.com.au/

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au 

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless:www.getauctionready.com.au Use the coupon ELEPHANT for your 30% listener discount.

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 20 February, 2020.

      https://www.theelephantintheroom.com.au/podcasts/116

      See omnystudio.com/listener for privacy information.

      ]]>      00db8999-a20a-4c39-bcbd-369f08961bf3Sun, 05 Apr 2020 22:58:34 +100001:17:37falsefull116116Our first tax orientated episode delves into how you could be the envy of your friends knowing the ins and out of the system.      Eliza Owen | The impact of new restrictions & increasing unemploymentEliza Owen | The impact of new restrictions & increasing unemploymentIn this episode we bring back the insightful Eliza Owen on the podcast, we interviewed her last year in Episode 81 discussing the previous economic booms and downturns. Eliza has recently been made the Head of Residential Research at CoreLogic and is playing an active role in investigating the impact of the virus on the property market. With new restrictions on real estate in place to curb the growing threat of Covid-19 and with over 150,000 people applying for unemployment benefits Veronica and Chris ask the questions that you’re thinking.

      Here’s what we covered:

      • How far has buyer activity fallen?

      • How has the clearance rate been affected?

      • What alternatives do buyers have to auctions?

      • How quickly will unemployment climb?

      • How the property market performed after stock market crashes?

      • Why is the current downturn radically different to past downturns?

      • Who will be most impacted by falling housing prices?

      • Is it inevitable that Australia will go into recession

      • Have the RBA hit rock bottom with rates?

      • How to recognise opportunity?


      MENTIONED EPISODES:Episode 81 | Eliza Owen  Episode 88 | Rate cuts Episode 112 | Coronavirus Update

      GUEST LINKS:CoreLogic News Coronavirus and Australian Property Market Continued Uncertainty Around COVID-19 Has Seen The Preliminary Clearance Rate Take A Hit This Week

      HOST LINKS: Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au 

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless: www.getauctionready.com.au Use the coupon ELEPHANT for your 30% listener discount.

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness… This episode was recorded on 26 March, 2020.

      https://www.theelephantintheroom.com.au/podcasts/115

      See omnystudio.com/listener for privacy information.

      ]]>      In this episode we bring back the insightful Eliza Owen on the podcast, we interviewed her last year in Episode 81 discussing the previous economic booms and downturns. Eliza has recently been made the Head of Residential Research at CoreLogic and is playing an active role in investigating the impact of the virus on the property market. With new restrictions on real estate in place to curb the growing threat of Covid-19 and with over 150,000 people applying for unemployment benefits Veronica and Chris ask the questions that you’re thinking.

      Here’s what we covered:

      • How far has buyer activity fallen?

      • How has the clearance rate been affected?

      • What alternatives do buyers have to auctions?

      • How quickly will unemployment climb?

      • How the property market performed after stock market crashes?

      • Why is the current downturn radically different to past downturns?

      • Who will be most impacted by falling housing prices?

      • Is it inevitable that Australia will go into recession

      • Have the RBA hit rock bottom with rates?

      • How to recognise opportunity?


      MENTIONED EPISODES:Episode 81 | Eliza Owen  Episode 88 | Rate cuts Episode 112 | Coronavirus Update

      GUEST LINKS:CoreLogic News Coronavirus and Australian Property Market Continued Uncertainty Around COVID-19 Has Seen The Preliminary Clearance Rate Take A Hit This Week

      HOST LINKS: Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au 

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless: www.getauctionready.com.au Use the coupon ELEPHANT for your 30% listener discount.

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness… This episode was recorded on 26 March, 2020.

      https://www.theelephantintheroom.com.au/podcasts/115

      See omnystudio.com/listener for privacy information.

      ]]>      882f93ac-ea81-4de7-bda7-4e687960b2c0Mon, 30 Mar 2020 16:00:00 +100001:00:50falsefull115115How will the real estate industry adapt to the severe restrictions and how will the Australian economy overcome the growing burdens of the virus.      Veronica & Chris | 2020 Fool or Forecaster Report: Who got it right? Who got it wrong?Veronica & Chris | 2020 Fool or Forecaster Report: Who got it right? Who got it wrong?Who did you believe was going to be right about the market? Did you buy or sell based on an ‘experts’ predictions? In this years edition of the Fool or Forecaster report (releases on April Fools), Veronica and Chris discuss progression of the property market over the last year with investors representing a tiny fraction of purchases, Coronavirus’s impact, and those analyst that had a conflict of interest in their reports. Find out which experts got it right, who got it wrong and who was dramatically wrong; one expert predicted an 85% fall in the market that never came. 

      Here’s what we covered:

      • When was the bottom of the market?

      • How long did it take the Sydney market to go down 15%?

      • What were the biggest names saying?

      • Who got it right? And who got it wrong?

      • What suburbs were hotspots?

      • What is the impact of these 'predictions' on individual people?

      • Why is most property not worth buying?

      • Who's pushing up prices? 

      • What things can you do to view a property's possible growth?

      • Who is missing the market?


      MENTIONED EPISODES:Episode 61 | 2019 Fool or Forecaster Episode 71 | Kent Lardner Episode 73 | Roger Montgomery Episode 75 | Warren Hogan Episode 77 | Cameron Kusher Episode 81 | Eliza Owen Episode 88 | Alan Kohler Epiosde 102 | Louis Christopher

      LINKS:Veronica Morgan’s Article: Proof Sydney house prices have stopped fallingCore Logic Report: 2019 Fool or Forecaster Report2020 Fool or Forecaster Report

      HOST LINKS: Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au 

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless: www.getauctionready.com.au Use the coupon ELEPHANT for your 30% listener discount.

      EPISODE TRANSCRIPT: https://www.theelephantintheroom.com.au/podcasts/114

      See omnystudio.com/listener for privacy information.

      ]]>      Who did you believe was going to be right about the market? Did you buy or sell based on an ‘experts’ predictions? In this years edition of the Fool or Forecaster report (releases on April Fools), Veronica and Chris discuss progression of the property market over the last year with investors representing a tiny fraction of purchases, Coronavirus’s impact, and those analyst that had a conflict of interest in their reports. Find out which experts got it right, who got it wrong and who was dramatically wrong; one expert predicted an 85% fall in the market that never came. 

      Here’s what we covered:

      • When was the bottom of the market?

      • How long did it take the Sydney market to go down 15%?

      • What were the biggest names saying?

      • Who got it right? And who got it wrong?

      • What suburbs were hotspots?

      • What is the impact of these 'predictions' on individual people?

      • Why is most property not worth buying?

      • Who's pushing up prices? 

      • What things can you do to view a property's possible growth?

      • Who is missing the market?


      MENTIONED EPISODES:Episode 61 | 2019 Fool or Forecaster Episode 71 | Kent Lardner Episode 73 | Roger Montgomery Episode 75 | Warren Hogan Episode 77 | Cameron Kusher Episode 81 | Eliza Owen Episode 88 | Alan Kohler Epiosde 102 | Louis Christopher

      LINKS:Veronica Morgan’s Article: Proof Sydney house prices have stopped fallingCore Logic Report: 2019 Fool or Forecaster Report2020 Fool or Forecaster Report

      HOST LINKS: Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au 

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless: www.getauctionready.com.au Use the coupon ELEPHANT for your 30% listener discount.

      EPISODE TRANSCRIPT: https://www.theelephantintheroom.com.au/podcasts/114

      See omnystudio.com/listener for privacy information.

      ]]>      e1fad629-7d0c-444c-803b-72db76c579b2Sun, 29 Mar 2020 16:00:00 +100056:49falsefull114114Veronica and Chris review predictions made in the last year and the last 10 years revealing which experts to listen to.      Nicole Johnston | What’s behind the wall?: 85% of developments have defectsNicole Johnston | What’s behind the wall?: 85% of developments have defectsIn this insightful episode Veronica Morgan and Chris Bates chat with Dr. Nicole Johnston, socio-legal researcher and senior lecturer at Deakin University. Nicole has spearheaded the development industry, shining the spotlight on defective developments in her university published report “An Examination of Building Defects in Residential Multi-owned Properties”. The report highlights the severity of the development industry, analysing 3227 defects across 212 buildings in NSW, Victoria and Queensland.

      In today’s episode our hosts discuss the problems plaguing the development industry and how they can redeem themselves in the coming years when truth surrounding their dodgy dealings spills.

      Here’s what we covered:

      • The risks of buying brand new.

      • Why NSW is the riskiest state to buy a new apartment.

      • Why is there very little research on new buildings?

      • What happens to tenants with defects and the red tape involved?

      • Water related defects are the most costly and common defect.

      • Why does home and contents insurance not protect you from defects?

      • Why you should always invest more into a specialised property lawyer

      • How do we make quality builds and also solve the housing affordability crisis

      • Will developers make the first stand and take ownership for defects?

      • Rectification costs never capitalised when you go to sell.

      • Cheap apartment = Costly endeavour.


      MENTIONED EPISODES:Episode 87 | Kerry Hunt Episode 91 | Rod Fehring Episode 106 |  Dodgy Developers

      GUEST LINKS:Deakin University: Nicole Johnston Deakin University: Home Research Hub Home Buyer Academy

      HOST LINKS: Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au 

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless: www.getauctionready.com.au Use the coupon ELEPHANT for your 30% listener discount.

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness… This episode was recorded on 26 February, 2020.

      https://www.theelephantintheroom.com.au/podcasts/112

      See omnystudio.com/listener for privacy information.

      ]]>      In this insightful episode Veronica Morgan and Chris Bates chat with Dr. Nicole Johnston, socio-legal researcher and senior lecturer at Deakin University. Nicole has spearheaded the development industry, shining the spotlight on defective developments in her university published report “An Examination of Building Defects in Residential Multi-owned Properties”. The report highlights the severity of the development industry, analysing 3227 defects across 212 buildings in NSW, Victoria and Queensland.

      In today’s episode our hosts discuss the problems plaguing the development industry and how they can redeem themselves in the coming years when truth surrounding their dodgy dealings spills.

      Here’s what we covered:

      • The risks of buying brand new.

      • Why NSW is the riskiest state to buy a new apartment.

      • Why is there very little research on new buildings?

      • What happens to tenants with defects and the red tape involved?

      • Water related defects are the most costly and common defect.

      • Why does home and contents insurance not protect you from defects?

      • Why you should always invest more into a specialised property lawyer

      • How do we make quality builds and also solve the housing affordability crisis

      • Will developers make the first stand and take ownership for defects?

      • Rectification costs never capitalised when you go to sell.

      • Cheap apartment = Costly endeavour.


      MENTIONED EPISODES:Episode 87 | Kerry Hunt Episode 91 | Rod Fehring Episode 106 |  Dodgy Developers

      GUEST LINKS:Deakin University: Nicole Johnston Deakin University: Home Research Hub Home Buyer Academy

      HOST LINKS: Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au 

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless: www.getauctionready.com.au Use the coupon ELEPHANT for your 30% listener discount.

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness… This episode was recorded on 26 February, 2020.

      https://www.theelephantintheroom.com.au/podcasts/112

      See omnystudio.com/listener for privacy information.

      ]]>      452db4b1-6bcb-4447-84ec-4102656ce9dcSun, 22 Mar 2020 16:00:00 +100001:13:02falsefull113113Our hosts chat with Dr. Nicole Johnston and her report on building defects in the residential sector.      Special Episode | Pandemic Crisis: What will happen to the market?Special Episode | Pandemic Crisis: What will happen to the market?By now we are all highly aware of the Corona Virus as it has spread far and wide throughout the world, governments are imposing lockdowns and the world economy holds its breath as it adapts to the crisis. The question is, where will Australia be once the dust settles? In our first out of cycle special episode, Veronica and Chris aim to answer the questions surrounding the impact of the virus on the property market and the greater Australian economy. 

      Here’s what we covered:

      • Should you buy or sell during the pandemic?

      • Very little stock will hit the market.

      • People should start refinancing mortgages and cut expenses.

      • Why you should purchase the most perfect property.

      • Will the market boom or bust?

      • Who will win and who will lose?

      • Is this a good time to buy or sell shares?

      • What will happen to the unemployment rate?

      • How it will impact labour mobility and housing affordability?

      • Why should people start getting ready to buy?


      MENTIONED EPISODES:Episode 58 | Nerida Conisbee

      LINKS:Send us your questions HERE

      HOST LINKS: Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au 

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless: www.getauctionready.com.au Use the coupon ELEPHANT for your 30% listener discount.

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness… This episode was recorded on 19 March, 2020.

      https://www.theelephantintheroom.com.au/podcasts/covid-19

      See omnystudio.com/listener for privacy information.

      ]]>      By now we are all highly aware of the Corona Virus as it has spread far and wide throughout the world, governments are imposing lockdowns and the world economy holds its breath as it adapts to the crisis. The question is, where will Australia be once the dust settles? In our first out of cycle special episode, Veronica and Chris aim to answer the questions surrounding the impact of the virus on the property market and the greater Australian economy. 

      Here’s what we covered:

      • Should you buy or sell during the pandemic?

      • Very little stock will hit the market.

      • People should start refinancing mortgages and cut expenses.

      • Why you should purchase the most perfect property.

      • Will the market boom or bust?

      • Who will win and who will lose?

      • Is this a good time to buy or sell shares?

      • What will happen to the unemployment rate?

      • How it will impact labour mobility and housing affordability?

      • Why should people start getting ready to buy?


      MENTIONED EPISODES:Episode 58 | Nerida Conisbee

      LINKS:Send us your questions HERE

      HOST LINKS: Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au 

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      Buy the book - AUCTION READY How to buy property at auction even though you’re scared s#!tless: www.getauctionready.com.au Use the coupon ELEPHANT for your 30% listener discount.

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness… This episode was recorded on 19 March, 2020.

      https://www.theelephantintheroom.com.au/podcasts/covid-19

      See omnystudio.com/listener for privacy information.

      ]]>      d4bedd54-68ae-4e82-912b-9448caa262e7Sat, 21 Mar 2020 16:00:00 +100053:58falsefull112112Living through uncertain times, our hosts discuss the impact of the novel Covid-19 on the Australian economy.      Sharon Bradley | Homelessness, Housing Affordability and Protecting YOUR FutureSharon Bradley | Homelessness, Housing Affordability and Protecting YOUR FutureTaking a different turn from the usual episode, our hosts talk to Sharon Bradley, columnist and writer for the Good Weekend. Her recent article in the Sydney Morning Herald “Having to ask for somewhere to live, it’s difficult indeed”, caught Veronica and Chris’s attention. Our hosts want to open the conversations on rising property prices, increasing unemployment, and where it leaves you and financial stability.

      In today's episode our hosts discuss how securing your financial future with the appropriate financial advice can safeguard you and your family from the uncertainty of current housing prices, and economic stability.

      Here is what we covered;

      • Changing our perceptions of homelessness.

      • Why is a particular demographic becoming homeless at an alarming rate.

      • How to protect yourself and your family from severe unexpected circumstances.

      • What factors are forcing this increase in homelessness?

      • How long is the public housing list?

      • Building more social housing.

      • What can the government do to curb the housing crisis?

      • Bridging the gap with impact investing?

      • Gambling with your own home?


      MENTIONED EPISODES:Episode 66 | Michele Adair Episode 89 | Ownership Crisis Episode 95 | Craig Bigelow Episode 104 | Adam Hirst

      GUEST LINKS:‘Having to ask for somewhere to live, it’s difficult indeed’

       CHARITY LINKS: https://sharethedignity.com.au/http://steppingstonehouse.com.au/https://www.ozharvest.org/https://www.benevolent.org.au/https://orangesky.org.au/

      HOST LINKS: Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au 

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      Taking a different turn from the usual episode, our hosts talk to Sharon Bradley, columnist and writer for the Good Weekend. Her recent article in the Sydney Morning Herald “Having to ask for somewhere to live, it’s difficult indeed”, caught Veronica and Chris’s attention. Our hosts want to open the conversations on rising property prices, increasing unemployment, and where it leaves you and financial stability.

      In today's episode our hosts discuss how securing your financial future with the appropriate financial advice can safeguard you and your family from the uncertainty of current housing prices, and economic stability.

      Here is what we covered;

      • Changing our perceptions of homelessness.

      • Why is a particular demographic becoming homeless at an alarming rate.

      • How to protect yourself and your family from severe unexpected circumstances.

      • What factors are forcing this increase in homelessness?

      • How long is the public housing list?

      • Building more social housing.

      • What can the government do to curb the housing crisis?

      • Bridging the gap with impact investing?

      • Gambling with your own home?


      MENTIONED EPISODES:Episode 66 | Michele Adair Episode 89 | Ownership Crisis Episode 95 | Craig Bigelow Episode 104 | Adam Hirst

      GUEST LINKS:‘Having to ask for somewhere to live, it’s difficult indeed’

       CHARITY LINKS: https://sharethedignity.com.au/http://steppingstonehouse.com.au/https://www.ozharvest.org/https://www.benevolent.org.au/https://orangesky.org.au/

      HOST LINKS: Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au 

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      d21aba7b-660d-41a4-b442-2b4bce057042Sun, 15 Mar 2020 16:00:00 +100001:08:09falsefull111111Today we look into the impact of skyrocketing property prices and the societal issue when individuals' financial future are in jeopardy.      Veronica Morgan | Selecting the Best AssetVeronica Morgan | Selecting the Best AssetIn this special episode, our hosts breakdown the purchasing process from the view of a new client and all of their needs and wants.. Veronica Morgan, asks all the right questions in understanding their story and how best to deliver their perfect property whilst also answering all of your questions on where the value lies when it comes to purchasing property with the advice of a buyer's agent.

      Chris and Veronica, share opinions, frequently asked questions and peculiar case studies in their line of work, asking the right questions that you should be asking yourself when purchasing your next property.

      Here’s what we covered:

      • The good the bad and the ugly of buyers agents.
      • Where the value lies in a buyer's agent.
      • What questions do Buyers Agents ask you?
      • Are you saving money or spending more?
      • Understanding what your capacity is.
      • What makes you ready to buy?
      • Procrastinating purchases and the associated costs.
      • The 3 P's of a property searching.
      • Chasing the market and not having the budget.
      • What education do you do to become a buyers agent?
      • Where do buyers agents loyalty lies?
      • Why to never do business with buyers agents who are partners with developers.
      • Why you should buy a buyers agent.

      MENTIONED EPISODES:Episode 2 | Damien CooleyEpisode 46 | Lorna Patten

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au 

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness.|This episode was recorded in January, 2020.

      See omnystudio.com/listener for privacy information.

      ]]>      In this special episode, our hosts breakdown the purchasing process from the view of a new client and all of their needs and wants.. Veronica Morgan, asks all the right questions in understanding their story and how best to deliver their perfect property whilst also answering all of your questions on where the value lies when it comes to purchasing property with the advice of a buyer's agent.

      Chris and Veronica, share opinions, frequently asked questions and peculiar case studies in their line of work, asking the right questions that you should be asking yourself when purchasing your next property.

      Here’s what we covered:

      • The good the bad and the ugly of buyers agents.
      • Where the value lies in a buyer's agent.
      • What questions do Buyers Agents ask you?
      • Are you saving money or spending more?
      • Understanding what your capacity is.
      • What makes you ready to buy?
      • Procrastinating purchases and the associated costs.
      • The 3 P's of a property searching.
      • Chasing the market and not having the budget.
      • What education do you do to become a buyers agent?
      • Where do buyers agents loyalty lies?
      • Why to never do business with buyers agents who are partners with developers.
      • Why you should buy a buyers agent.

      MENTIONED EPISODES:Episode 2 | Damien CooleyEpisode 46 | Lorna Patten

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au 

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness.|This episode was recorded in January, 2020.

      See omnystudio.com/listener for privacy information.

      ]]>      f017a57c-57df-492d-9cb7-9331d1c50872Sun, 08 Mar 2020 16:00:00 +100001:21:24falsefull110110Tables turn, Chris interviews Veronica to get the scoop on how buyers agents select the best properties      Amy Stead | Expert Property Styling Secrets & Tricks that sellAmy Stead | Expert Property Styling Secrets & Tricks that sellIn this treasure trove of an episode, our hosts chat with Amy Stead, CEO and creative director of Sydney-based Amazema, which specialises in styling property for sale, as well as interior design and decoration. Amy lives and breathes all things interior design, which comes through in her own personalised furniture and textiles line, The Amazema Edit. Amy has become an authority in the property styling industry and if you’re actively selling your home, or hoping to soon, this episode could mean money in your pocket.

      Amy and our hosts discuss the styling industry from the lens of the real estate market, and the massive value it brings during a property’s sale because appealing interior design can significantly lift your property’s desirability.

      Here’s what we covered:

      • Why stylists bring real value to selling property.
      • How much of the market is being styled for sale?
      • Should you have family photos up during an open house?
      • Clearance rate differences between ‘good’ stylists and ‘bad’ stylists.
      • 'manufactured styled' vs hands-on styled.
      • What visual tricks do property stylists use?
      • What three things should property buyers look for during an open house?
      • What do professional stylists services cost?
      • What are the key current styling trends?
      • What kinds of property don't need to be styled?
      • Tips on how to furnish your new property.
      • Where do people go wrong when it comes to flipping and styling?
      • The realities of 'flipping houses' and over-capitalising on renovations.

      MENTIONED EPISODES:Episode 97 | Jacqui Pollock Episode 12 | John Cunningham Episode 27 | Overcapitalisng

      GUEST LINKS:Instagram: @Amazema_interiors | @the_amazema_edit Web: Amazema.comFacebook: Amazema Interiors

      GUEST OFFER:Use code “Elephant” on online purchase for 20% off either:


      or 


      INTERIOR + STYLING CHEATSHEETDownload at theelephantintheroom.com.au/podcasts/109

      HOST LINKS: Looking for a Sydney Buyers Agent? gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au 

      Looking for a Mortgage Broker? wealthful.com.au Work with Chris: hello@wealthful.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 6 February, 2020.

      View the Episode at: https://www.theelephantintheroom.com.au/podcasts/109

      See omnystudio.com/listener for privacy information.

      ]]>      In this treasure trove of an episode, our hosts chat with Amy Stead, CEO and creative director of Sydney-based Amazema, which specialises in styling property for sale, as well as interior design and decoration. Amy lives and breathes all things interior design, which comes through in her own personalised furniture and textiles line, The Amazema Edit. Amy has become an authority in the property styling industry and if you’re actively selling your home, or hoping to soon, this episode could mean money in your pocket.

      Amy and our hosts discuss the styling industry from the lens of the real estate market, and the massive value it brings during a property’s sale because appealing interior design can significantly lift your property’s desirability.

      Here’s what we covered:

      • Why stylists bring real value to selling property.
      • How much of the market is being styled for sale?
      • Should you have family photos up during an open house?
      • Clearance rate differences between ‘good’ stylists and ‘bad’ stylists.
      • 'manufactured styled' vs hands-on styled.
      • What visual tricks do property stylists use?
      • What three things should property buyers look for during an open house?
      • What do professional stylists services cost?
      • What are the key current styling trends?
      • What kinds of property don't need to be styled?
      • Tips on how to furnish your new property.
      • Where do people go wrong when it comes to flipping and styling?
      • The realities of 'flipping houses' and over-capitalising on renovations.

      MENTIONED EPISODES:Episode 97 | Jacqui Pollock Episode 12 | John Cunningham Episode 27 | Overcapitalisng

      GUEST LINKS:Instagram: @Amazema_interiors | @the_amazema_edit Web: Amazema.comFacebook: Amazema Interiors

      GUEST OFFER:Use code “Elephant” on online purchase for 20% off either:


      or 


      INTERIOR + STYLING CHEATSHEETDownload at theelephantintheroom.com.au/podcasts/109

      HOST LINKS: Looking for a Sydney Buyers Agent? gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au 

      Looking for a Mortgage Broker? wealthful.com.au Work with Chris: hello@wealthful.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 6 February, 2020.

      View the Episode at: https://www.theelephantintheroom.com.au/podcasts/109

      See omnystudio.com/listener for privacy information.

      ]]>      dea0596b-8ce1-4d9e-b50c-72430c7b341fSun, 01 Mar 2020 17:00:00 +100001:08:44falsefull109109The aesthetician Amy Stead reveals the tricks of the styling trade to Veronica and Chris      Kris Daff | Assembling CommunitiesKris Daff | Assembling CommunitiesIn today’s episode Veronica Morgan and Chris Bates interview Kris Daff, managing director of Make Venture, a Melbourne-based boutique development and investment company, Kris is also the managing director of Assemble, a homeowner-focused development company. Assemble attempts to bridge the gap between renting and home ownership by offering unique community-based development projects.

      Developer Kris Daff and our hosts discuss the value that comes with nurturing organic communities within future development projects, but also discusses the hard questions about developments and their stagnant capital growth and severe defects.

      Here’s what we covered:

      • New direction for creating communities, rather than ‘just’ developments
      • The severity of housing anxiety
      • Ownership and locking down where you want to live
      • Housing prices growing faster than consumers ability to save
      • Why is one of Australia’s the largest super funds interested in one of Assembles developments
      • Building the gap between societal needs and development projects
      • How nurturing meaningful relationships in a complex can increase tenancy lengths
      • Creating scarcity by creating quality communities
      • How to find out how your builder attends to defects
      • If you are going to buy off-the-plan how to do your due diligence

      MENTIONED EPISODES:Episode 80 | Co-Living Episode 104 | Build-To-Rent Episode 106 | Dodgy Developers

      GUEST LINKS:Assemble Make Ventures

      HOST LINKS: Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au 

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 10 September, 2019.

      https://www.theelephantintheroom.com.au/podcasts/108

      See omnystudio.com/listener for privacy information.

      ]]>      In today’s episode Veronica Morgan and Chris Bates interview Kris Daff, managing director of Make Venture, a Melbourne-based boutique development and investment company, Kris is also the managing director of Assemble, a homeowner-focused development company. Assemble attempts to bridge the gap between renting and home ownership by offering unique community-based development projects.

      Developer Kris Daff and our hosts discuss the value that comes with nurturing organic communities within future development projects, but also discusses the hard questions about developments and their stagnant capital growth and severe defects.

      Here’s what we covered:

      • New direction for creating communities, rather than ‘just’ developments
      • The severity of housing anxiety
      • Ownership and locking down where you want to live
      • Housing prices growing faster than consumers ability to save
      • Why is one of Australia’s the largest super funds interested in one of Assembles developments
      • Building the gap between societal needs and development projects
      • How nurturing meaningful relationships in a complex can increase tenancy lengths
      • Creating scarcity by creating quality communities
      • How to find out how your builder attends to defects
      • If you are going to buy off-the-plan how to do your due diligence

      MENTIONED EPISODES:Episode 80 | Co-Living Episode 104 | Build-To-Rent Episode 106 | Dodgy Developers

      GUEST LINKS:Assemble Make Ventures

      HOST LINKS: Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au 

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 10 September, 2019.

      https://www.theelephantintheroom.com.au/podcasts/108

      See omnystudio.com/listener for privacy information.

      ]]>      f570986d-d50b-46c2-9c39-643d9b85881fSun, 23 Feb 2020 17:00:00 +100001:09:53falsefull108108Veronica and Chris discuss the gap between societal needs and quality development projects      Veronica Morgan | Get Auction ReadyVeronica Morgan | Get Auction ReadyTop property expert commentator and trusted Buyers Agent, Veronica Morgan’s long awaited book is here, ‘‘Auction Ready: How to buy Property at Auction even though you’re scared s#!tless’.  In this episode, the tables have turned, Chris interviews Veronica, and Veronica gives the inside scoop and shares her secrets to help property buyers master the art of auctions.

      Here’s what we covered:

      • Veronica Morgan releases her new book ‘Auction Ready: How to buy Property at Auction even though you’re scared s#!tless’
      • What percentage of quality assets are sold under auction conditions?
      • How to understand the value of a property through a price guide.
      • Thinking beyond getting a 'good deal'.
      • What happens if the property has great macro factors but needs a renovation?
      • How far will you push your budget?
      • What happens when you miss out?
      • The life changing results of buying a quality asset.
      • What value do buyers agents bring to your property search?

      MENTIONED EPISODES:Episode 1 | Simon Russell Episode 2 | Damien Cooley Episode 8 | David Scholes Episode 14 | Marnie Seinor Episode 36 | Tim Heavyside Episode 92 | Phil De Fegley

      GUEST LINKS:To request a promo code & order a signed copy of "Auction Ready" click here.Amazon link here

      HOST LINKS: Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au 

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 10 October, 2019

      https://www.theelephantintheroom.com.au/podcasts/107

      See omnystudio.com/listener for privacy information.

      ]]>      Top property expert commentator and trusted Buyers Agent, Veronica Morgan’s long awaited book is here, ‘‘Auction Ready: How to buy Property at Auction even though you’re scared s#!tless’.  In this episode, the tables have turned, Chris interviews Veronica, and Veronica gives the inside scoop and shares her secrets to help property buyers master the art of auctions.

      Here’s what we covered:

      • Veronica Morgan releases her new book ‘Auction Ready: How to buy Property at Auction even though you’re scared s#!tless’
      • What percentage of quality assets are sold under auction conditions?
      • How to understand the value of a property through a price guide.
      • Thinking beyond getting a 'good deal'.
      • What happens if the property has great macro factors but needs a renovation?
      • How far will you push your budget?
      • What happens when you miss out?
      • The life changing results of buying a quality asset.
      • What value do buyers agents bring to your property search?

      MENTIONED EPISODES:Episode 1 | Simon Russell Episode 2 | Damien Cooley Episode 8 | David Scholes Episode 14 | Marnie Seinor Episode 36 | Tim Heavyside Episode 92 | Phil De Fegley

      GUEST LINKS:To request a promo code & order a signed copy of "Auction Ready" click here.Amazon link here

      HOST LINKS: Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au 

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 10 October, 2019

      https://www.theelephantintheroom.com.au/podcasts/107

      See omnystudio.com/listener for privacy information.

      ]]>      1274ba85-faf3-4731-989a-b82998e19135Thu, 13 Feb 2020 00:46:42 +100001:06:30falsefull107107How to bring your “A Game” to any auction      Jimmy Thomson | Dodgy Developers & Strata LivingJimmy Thomson | Dodgy Developers & Strata LivingWe have a cracker of an episode for you. Today we interview Jimmy Thomson, the writer of the Flat Chat column, which you may have seen featured in Domain, AFR and SMH. The multi-talented Jimmy has authored 15 books, is a screenwriter, a university lecturer and has his own podcast “Flat Chat Wrap”, which is all about strata living. Jimmy tells a screenwriter's dark, but ultimately hopeful tale about strata living, which includes exposing dodgy developers who over promise and under deliver. 

      Here’s what we covered: 

      • How one email revealed a developers dodgy intentions 
      • Developers putting their own people in building management positions 
      • The deep corruption of developers in Queensland 
      • Does building warranty actually protect you? 
      • Positives of strata living 
      • The darkside of short term subletting 
      • How extra facilities of strata property can greatly increase rent and property value
      • Adding value vs maintaining in strata property 
      • When should Strata owners contact NSW Civil and Administrative Tribunal (NCAT)? 
      • Who enforces the bylaws of an apartment complex? 
      • Will company titles make a comeback? 
      • Where to find the bylaws 
      • And the crazy but true story of the guy who turned his balcony into a fish tank (yes, really)

      MENTIONED EPISODES:Episode 103 | Amanda Farmer Episode 25 | Amanda Farmer Episode 18 | Reena Van Aalst

      GUEST LINKS:Flat Chat Column Flat Chat Wrap StrataBox

      HOST LINKS: Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au 

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness...This episode was recorded on 30 January, 2020.https://www.theelephantintheroom.com.au/podcasts/106

      See omnystudio.com/listener for privacy information.

      ]]>      We have a cracker of an episode for you. Today we interview Jimmy Thomson, the writer of the Flat Chat column, which you may have seen featured in Domain, AFR and SMH. The multi-talented Jimmy has authored 15 books, is a screenwriter, a university lecturer and has his own podcast “Flat Chat Wrap”, which is all about strata living. Jimmy tells a screenwriter's dark, but ultimately hopeful tale about strata living, which includes exposing dodgy developers who over promise and under deliver. 

      Here’s what we covered: 

      • How one email revealed a developers dodgy intentions 
      • Developers putting their own people in building management positions 
      • The deep corruption of developers in Queensland 
      • Does building warranty actually protect you? 
      • Positives of strata living 
      • The darkside of short term subletting 
      • How extra facilities of strata property can greatly increase rent and property value
      • Adding value vs maintaining in strata property 
      • When should Strata owners contact NSW Civil and Administrative Tribunal (NCAT)? 
      • Who enforces the bylaws of an apartment complex? 
      • Will company titles make a comeback? 
      • Where to find the bylaws 
      • And the crazy but true story of the guy who turned his balcony into a fish tank (yes, really)

      MENTIONED EPISODES:Episode 103 | Amanda Farmer Episode 25 | Amanda Farmer Episode 18 | Reena Van Aalst

      GUEST LINKS:Flat Chat Column Flat Chat Wrap StrataBox

      HOST LINKS: Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au 

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness...This episode was recorded on 30 January, 2020.https://www.theelephantintheroom.com.au/podcasts/106

      See omnystudio.com/listener for privacy information.

      ]]>      6b4fa114-76a7-4e87-9602-d5942370ccd7Sun, 09 Feb 2020 17:00:00 +100001:20:04falsefull106106The multi-talented Jimmy Thomson chronicles the good, the bad, and the ugly of strata living.      Veronica Morgan & Chris Bates | Host Special: Property DumbosVeronica Morgan & Chris Bates | Host Special: Property DumbosOn this week's episode Veronica dives into the past to talk about her own property dumbos.  With 25 years experience in the property sector, from buying, selling and advising on all things property, Veronica relives the early days of her own property journey. Chris discusses the common mistakes first home buyers make and the opportunity costs associated.

      Here’s what we covered:

      • Next steps to take when you purchase a property
      • How market conditions can alter your decision making time frame
      • How to visualise your dream property
      • Choosing a safe property for your children
      • What you need to know about the influence your subconscious has on your decision making
      • Why reactionary purchases are likely to lead to bad property decisions 
      • How property purchases when single affect your ability to purchase with a future partner
      • Make good property decisions now rather than regretting your decision in the future
      • Does purchasing where infrastructure is being built improve property growth?
      • How home bias impacts new investors
      • What is the appropriate loan structure for investment properties 
      • The opportunity of cost of waiting and buying later
      • Chris and his new home inspection story

      MENTIONED EPISODES:Simon Russell | Episode 1

      HOST LINKS: Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au 

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded Dec 2019

      See omnystudio.com/listener for privacy information.

      ]]>      On this week's episode Veronica dives into the past to talk about her own property dumbos.  With 25 years experience in the property sector, from buying, selling and advising on all things property, Veronica relives the early days of her own property journey. Chris discusses the common mistakes first home buyers make and the opportunity costs associated.

      Here’s what we covered:

      • Next steps to take when you purchase a property
      • How market conditions can alter your decision making time frame
      • How to visualise your dream property
      • Choosing a safe property for your children
      • What you need to know about the influence your subconscious has on your decision making
      • Why reactionary purchases are likely to lead to bad property decisions 
      • How property purchases when single affect your ability to purchase with a future partner
      • Make good property decisions now rather than regretting your decision in the future
      • Does purchasing where infrastructure is being built improve property growth?
      • How home bias impacts new investors
      • What is the appropriate loan structure for investment properties 
      • The opportunity of cost of waiting and buying later
      • Chris and his new home inspection story

      MENTIONED EPISODES:Simon Russell | Episode 1

      HOST LINKS: Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au 

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded Dec 2019

      See omnystudio.com/listener for privacy information.

      ]]>      783849ec-52bb-4fea-ad83-e150c580c758Sun, 02 Feb 2020 17:00:00 +100001:07:25falsefull105105Veronica and Chris open up on their own property journeys and their dumbos they have made when purchasing property      Adam Hirst | Build-To-Rent the new standard for renters?Adam Hirst | Build-To-Rent the new standard for renters?On today’s episode we pick the brains of Adam Hirst, General Manager of Build-To-Rent at Mirvac. Adam is currently overseeing Mirvac’s newest development at Sydney Olympic Park, Indigo Pavilion, Australia’s first mass scale build-to-rent project. Adam discusses the overseas success of build-to-rent also known as ‘multifamily’, the viability of this alternative to generic residential development and how this alternative model will benefit renters.

      Here’s what we covered:

      • What is build-to-rent/Multifamily?
      • Is build-to-rent the future for renters?
      • Why are build-to-rent leases longer than standard leases?
      • What are the building costs associated?
      • What are the benefits of build-to-rent?
      • Why are superannuation funds investing in build-to-rent?
      • Will there be an under supply of housing in 2021 - 2023?
      • Why consumers want sustainability but are not willing to pay for it
      • How developers are trying to create a community in their developments
      • How capitalisation rates impact build-to-rent
      • Why to never buy in areas of over supply

      GUEST LINKS:Find out more about Adam Hirst his work in Build-To-Rent.Indigo Pavilion - Sydney Olympic Park MENTIONED EPISODES:Episode 80 | Ed Fernon Episode 62 | Cecille Weldon

      HOST LINKS: Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au 

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This Episode was recorded on the 28 November, 2019

      https://www.theelephantintheroom.com.au/podcasts/104

      See omnystudio.com/listener for privacy information.

      ]]>      On today’s episode we pick the brains of Adam Hirst, General Manager of Build-To-Rent at Mirvac. Adam is currently overseeing Mirvac’s newest development at Sydney Olympic Park, Indigo Pavilion, Australia’s first mass scale build-to-rent project. Adam discusses the overseas success of build-to-rent also known as ‘multifamily’, the viability of this alternative to generic residential development and how this alternative model will benefit renters.

      Here’s what we covered:

      • What is build-to-rent/Multifamily?
      • Is build-to-rent the future for renters?
      • Why are build-to-rent leases longer than standard leases?
      • What are the building costs associated?
      • What are the benefits of build-to-rent?
      • Why are superannuation funds investing in build-to-rent?
      • Will there be an under supply of housing in 2021 - 2023?
      • Why consumers want sustainability but are not willing to pay for it
      • How developers are trying to create a community in their developments
      • How capitalisation rates impact build-to-rent
      • Why to never buy in areas of over supply

      GUEST LINKS:Find out more about Adam Hirst his work in Build-To-Rent.Indigo Pavilion - Sydney Olympic Park MENTIONED EPISODES:Episode 80 | Ed Fernon Episode 62 | Cecille Weldon

      HOST LINKS: Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au 

      Looking for a Mortgage Broker? www.wealthful.com.au Work with Chris: hello@wealthful.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This Episode was recorded on the 28 November, 2019

      https://www.theelephantintheroom.com.au/podcasts/104

      See omnystudio.com/listener for privacy information.

      ]]>      69aec5b2-8854-49d1-aa58-b928c07dd30dSun, 26 Jan 2020 17:00:00 +100001:05:46falsefull104104Will Build-To-Rent curb Australia’s growing population and housing affordability crisis?      Amanda Farmer | Strata owners - rights & obligationsAmanda Farmer | Strata owners - rights & obligationsAmanda Farmer returns to the Elephant in the Room Property Podcast to discuss all things Strata. Amanda is the Director of Lawyers Chambers on Riley and Founder of Your Strata Property. With 16 years under her belt as a specialist Strata Lawyer, Amanda is a respected and well known authority in the property market. In this Episode Amanda opens up on the rights and obligations of strata owners and looks at the case study of Mascot and Opal Tower.

      Here's what we covered: 

      • How building defects impact strata owners
      • What are the strata challenges facing Mascot and Opal Tower
      • How to have your say as a strata owner?
      • Is Opal Tower legally obliged to repair the building?
      • What are your rights as a strata owner
      • Why your strata report is important
      • How to learn more as a strata owner
      • How embedded network contracts can impact strata owners
      • The importance of strata meetings
      • Why you should always do your due diligence

      MENTIONED EPISODES:Episode 25 | Amanda Farmer Episode 1 | Simon Russell

      GUEST LINKS:Lawyers Chambers on Riley Your Strata Property - Website - Podcast

      HOST LINKS: Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au

      Looking for a Mortgage Broker? www.weatlhful.com.au Work with Chris: hello@wealthful.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 14 November, 2019.

      https://www.theelephantintheroom.com.au/podcasts/103

      See omnystudio.com/listener for privacy information.

      ]]>      Amanda Farmer returns to the Elephant in the Room Property Podcast to discuss all things Strata. Amanda is the Director of Lawyers Chambers on Riley and Founder of Your Strata Property. With 16 years under her belt as a specialist Strata Lawyer, Amanda is a respected and well known authority in the property market. In this Episode Amanda opens up on the rights and obligations of strata owners and looks at the case study of Mascot and Opal Tower.

      Here's what we covered: 

      • How building defects impact strata owners
      • What are the strata challenges facing Mascot and Opal Tower
      • How to have your say as a strata owner?
      • Is Opal Tower legally obliged to repair the building?
      • What are your rights as a strata owner
      • Why your strata report is important
      • How to learn more as a strata owner
      • How embedded network contracts can impact strata owners
      • The importance of strata meetings
      • Why you should always do your due diligence

      MENTIONED EPISODES:Episode 25 | Amanda Farmer Episode 1 | Simon Russell

      GUEST LINKS:Lawyers Chambers on Riley Your Strata Property - Website - Podcast

      HOST LINKS: Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au

      Looking for a Mortgage Broker? www.weatlhful.com.au Work with Chris: hello@wealthful.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…This episode was recorded on 14 November, 2019.

      https://www.theelephantintheroom.com.au/podcasts/103

      See omnystudio.com/listener for privacy information.

      ]]>      41f4faaf-7e00-42e7-a852-7cd5321200e9Sun, 19 Jan 2020 17:00:00 +100001:08:24falsefull103103What are strata owners' rights and obligations when faced with building defects and maintenance issues?      Louis Christopher | Research data - 2020 Boom or Bust?Louis Christopher | Research data - 2020 Boom or Bust?Today we pick the brains of Louis Christopher, Australia’s most recognised and respected property analyst and Founder of SQM Research. SQM specialises in providing accurate research and data to financial institutions, professionals and investors. Louis provides his predictions for the 2020 property market and gives essential information regarding factors that shift property prices.

      Here’s what we covered:

      • What is the primary reason property doesn't sell

      • How Sydney's Northwest and Hills district diluted the Sydney property market

      • How does a low building commencement rate impact the economy

      • Why market forces barely impact the current property market

      • Are low interest rates driving asset price inflation

      • Why major contractions would devastate the economy

      • What are the essential factors to property demand

      • What are the property forecasts for 2020


      GUEST LINKS:Click HERE, for Louis Christopher’s Boom or Bust report Follow Louis Christopher on Twitter https://sqmresearch.com.au/

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au

      Looking for a Mortgage Broker? www.weatlhful.com.au Work with Chris: hello@wealthful.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…https://www.theelephantintheroom.com.au/podcasts/102

      See omnystudio.com/listener for privacy information.

      ]]>      Today we pick the brains of Louis Christopher, Australia’s most recognised and respected property analyst and Founder of SQM Research. SQM specialises in providing accurate research and data to financial institutions, professionals and investors. Louis provides his predictions for the 2020 property market and gives essential information regarding factors that shift property prices.

      Here’s what we covered:

      • What is the primary reason property doesn't sell

      • How Sydney's Northwest and Hills district diluted the Sydney property market

      • How does a low building commencement rate impact the economy

      • Why market forces barely impact the current property market

      • Are low interest rates driving asset price inflation

      • Why major contractions would devastate the economy

      • What are the essential factors to property demand

      • What are the property forecasts for 2020


      GUEST LINKS:Click HERE, for Louis Christopher’s Boom or Bust report Follow Louis Christopher on Twitter https://sqmresearch.com.au/

      HOST LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au

      Looking for a Mortgage Broker? www.weatlhful.com.au Work with Chris: hello@wealthful.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…https://www.theelephantintheroom.com.au/podcasts/102

      See omnystudio.com/listener for privacy information.

      ]]>      eea9ca8e-fc6d-4a1b-9a80-83c3a6276c67Sun, 12 Jan 2020 17:00:00 +100001:06:10falsefull102102An in depth look into Australia’s leading research investment house and their predictions for 2020      Veronica Morgan & Chris Bates | What to expect in 2020Veronica Morgan & Chris Bates | What to expect in 2020Starting off the beginning of the year with this jam packed episode. Veronica Morgan & Chris Bates talk all about their outlook for the 2020 property market. We feature insights from trusted experts and their views for Sydney, Melbourne and Brisbane market. 

      Here’s what we cover:

      • What we anticipate for Sydney in 2020

      • How supply and demand drive property prices

      • A historical look at clearance rates

      • Are sales agents putting more listings off market?

      • Why Sydney has had the fastest property price growth in 31 years?

      • Reporting lag, how far behind is it from actual market numbers?

      • Why property buyers from 2012 are making a return into the 2020 market

      • Why First home buyer incentives drive prices up

      • Will there be a cultural shift from houses to town houses?

      • What are the big predictions for 2020?


      EPISODE LINKS:Episode 41 - Meighan Hetherington Episode 96 - Andrew Wilson Episode 77 - Cameron Kusher Episode 81 - Eliza Owen Episode 58 - Nerida Conisbee Episode 93 - David Johnston Episode 23 - Cate Bakos Episode 39 - Stuart Wemyss Episode 42 - Jarrod McCabe Episode 24 - Pete Wargent

      IN DEPTH CONTRIBUTOR COMMENTS:Click HERE to view

      SOCIAL LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au

      Looking for a Mortgage Broker? www.weatlhful.com.au Work with Chris: hello@wealthful.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…

      https://www.theelephantintheroom.com.au/podcasts/101

      See omnystudio.com/listener for privacy information.

      ]]>      Starting off the beginning of the year with this jam packed episode. Veronica Morgan & Chris Bates talk all about their outlook for the 2020 property market. We feature insights from trusted experts and their views for Sydney, Melbourne and Brisbane market. 

      Here’s what we cover:

      • What we anticipate for Sydney in 2020

      • How supply and demand drive property prices

      • A historical look at clearance rates

      • Are sales agents putting more listings off market?

      • Why Sydney has had the fastest property price growth in 31 years?

      • Reporting lag, how far behind is it from actual market numbers?

      • Why property buyers from 2012 are making a return into the 2020 market

      • Why First home buyer incentives drive prices up

      • Will there be a cultural shift from houses to town houses?

      • What are the big predictions for 2020?


      EPISODE LINKS:Episode 41 - Meighan Hetherington Episode 96 - Andrew Wilson Episode 77 - Cameron Kusher Episode 81 - Eliza Owen Episode 58 - Nerida Conisbee Episode 93 - David Johnston Episode 23 - Cate Bakos Episode 39 - Stuart Wemyss Episode 42 - Jarrod McCabe Episode 24 - Pete Wargent

      IN DEPTH CONTRIBUTOR COMMENTS:Click HERE to view

      SOCIAL LINKS:Looking for a Sydney Buyers Agent? www.gooddeeds.com.au Work with Veronica: info@gooddeeds.com.au

      Looking for a Mortgage Broker? www.weatlhful.com.au Work with Chris: hello@wealthful.com.au

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…

      https://www.theelephantintheroom.com.au/podcasts/101

      See omnystudio.com/listener for privacy information.

      ]]>      694fd239-fbdf-4d7e-b237-38389b64e0acMon, 06 Jan 2020 17:00:00 +100001:05:16falsefull101101Experts weigh in on what challenges to expect for the property market in 2020      Veronica Morgan & Chris Bates | Host favourites from the last 100 episodesVeronica Morgan & Chris Bates | Host favourites from the last 100 episodesIn this 100th episode, Veronica Morgan and Chris Bates offer up their top 10 moments to celebrate the overwhelming success of the Elephant in the Room Property Podcast. This is a cracker of an episode that packages up the most interesting stories, powerful tips and unique insights… You’re welcome!

      Veronica Morgan Top 5 picks

      • Episode 28 - Lynette Malcolm -  Buyers’ remorse and looking at the big picture.
      • Episode 35 - Jane Slack Smith - How to use filters in choosing successful investment properties.
      • Episode 54 - Jennie Tonner - Risks of buying within the cooling off period.
      • Episode 68 - Karen Stiles - A horror story of purchasing from an off-the-plan project
      • Episode 81 - Eliza Owen - What led to the recent market correction?

      Chris Bates Top 5 Picks

      • Episode 40 - Simon Kuestenmacher - Challenges for developers in the city.
      • Episode 58 - Nerida Conisbee - Why micro market numbers matter more
      • Episode 87 - Kerry Hunt - How has building inspections and certifications changed over time?
      • Episode 89 - Brendan Coates - Why tax policy on property negatively impacts the economy?
      • Episode 72 - Tim Sharp ‘Dr Happy’ - How our societal motivations and emotions impact our buying decisions.

      Links

      Work with Veronica? info@gooddeeds.com.auWork with Chris? hello@wealthful.com.au

      Episode TranscriptPlease note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…

      https://www.theelephantintheroom.com.au/podcasts/100

      See omnystudio.com/listener for privacy information.

      ]]>      In this 100th episode, Veronica Morgan and Chris Bates offer up their top 10 moments to celebrate the overwhelming success of the Elephant in the Room Property Podcast. This is a cracker of an episode that packages up the most interesting stories, powerful tips and unique insights… You’re welcome!

      Veronica Morgan Top 5 picks

      • Episode 28 - Lynette Malcolm -  Buyers’ remorse and looking at the big picture.
      • Episode 35 - Jane Slack Smith - How to use filters in choosing successful investment properties.
      • Episode 54 - Jennie Tonner - Risks of buying within the cooling off period.
      • Episode 68 - Karen Stiles - A horror story of purchasing from an off-the-plan project
      • Episode 81 - Eliza Owen - What led to the recent market correction?

      Chris Bates Top 5 Picks

      • Episode 40 - Simon Kuestenmacher - Challenges for developers in the city.
      • Episode 58 - Nerida Conisbee - Why micro market numbers matter more
      • Episode 87 - Kerry Hunt - How has building inspections and certifications changed over time?
      • Episode 89 - Brendan Coates - Why tax policy on property negatively impacts the economy?
      • Episode 72 - Tim Sharp ‘Dr Happy’ - How our societal motivations and emotions impact our buying decisions.

      Links

      Work with Veronica? info@gooddeeds.com.auWork with Chris? hello@wealthful.com.au

      Episode TranscriptPlease note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness…

      https://www.theelephantintheroom.com.au/podcasts/100

      See omnystudio.com/listener for privacy information.

      ]]>      987dab06-4b3a-4ef7-87f3-370d78b7cee8Sun, 29 Dec 2019 17:00:00 +100001:25:23falsefull100100Choosing successful investments | Cooling off period | Off-the-plan horror story | Micro market numbers | Developing in the city      Bill McCorkell | Prefabricated buildings = future of sustainable housing?Bill McCorkell | Prefabricated buildings = future of sustainable housing?Today we chat with Bill McCorkell, Founder of ArchiBlox, a revolutionary architecture and building firm specializing in modular prefabricated buildings for both residential and commercial. ArchiBlox has worked with big names such as the Victorian and New South Wales governments, Lendlease, Häagen-Dazs and Tesla. We hear from Bill about the future of sustainable building practices, a critical topic for all Australians.

      Here’s what we covered:

      • What is the price comparison between a traditional housing vs modular?
      • How dollar per square metre doesn't represent the true cost
      • Is prefab buildings the future of sustainable housing?
      • What kind of council approval do you need for building a prefab houses
      • Are there problems getting finance for this kind of home
      • What are the limitations do prefab housing have?
      • How prefab houses get around land zoning
      • How the small house movement is shaping how we live
      • What are the common misconceptions about prefab housing
      • What to consider when renovating a property

      WEBSITE LINKS:Growing population: Episode 89 Cecille Weldon: Episode 62

      GUEST WEBSITESIf you’re interested in learning more about ArchiBlox click HERE

      Work with Veronica? info@gooddeeds.com.auWork with Chris? hello@wealthful.com.au

      EPISODE TRANSCRIPT: https://www.theelephantintheroom.com.au/podcasts/099

      See omnystudio.com/listener for privacy information.

      ]]>      Today we chat with Bill McCorkell, Founder of ArchiBlox, a revolutionary architecture and building firm specializing in modular prefabricated buildings for both residential and commercial. ArchiBlox has worked with big names such as the Victorian and New South Wales governments, Lendlease, Häagen-Dazs and Tesla. We hear from Bill about the future of sustainable building practices, a critical topic for all Australians.

      Here’s what we covered:

      • What is the price comparison between a traditional housing vs modular?
      • How dollar per square metre doesn't represent the true cost
      • Is prefab buildings the future of sustainable housing?
      • What kind of council approval do you need for building a prefab houses
      • Are there problems getting finance for this kind of home
      • What are the limitations do prefab housing have?
      • How prefab houses get around land zoning
      • How the small house movement is shaping how we live
      • What are the common misconceptions about prefab housing
      • What to consider when renovating a property

      WEBSITE LINKS:Growing population: Episode 89 Cecille Weldon: Episode 62

      GUEST WEBSITESIf you’re interested in learning more about ArchiBlox click HERE

      Work with Veronica? info@gooddeeds.com.auWork with Chris? hello@wealthful.com.au

      EPISODE TRANSCRIPT: https://www.theelephantintheroom.com.au/podcasts/099

      See omnystudio.com/listener for privacy information.

      ]]>      565fb731-0657-4eaf-8faf-fbdd5c5bea6fSun, 22 Dec 2019 17:00:00 +100001:04:13falsefull9999How modular prefab building beats traditional construction in environmental sustainability.      Chris Bates & Veronica Morgan | Host Special Q&AChris Bates & Veronica Morgan | Host Special Q&AIn this episode special, Chris and Veronica answer hot-topic questions from listeners. Here are some of the highlights:

      • Why older style apartments still hold up against off the plan apartments
      • How staging and styling distorts home buyers perceptions
      • How land titles affect lending and resale
      • What questions should you ask your building/pest inspector
      • Why being cash flow positive on an investment property can negatively impact you
      • How to grow a property tax free for 6 years

      We refer back to:

      Reena Van Alast: Episode 18

      Kerry Hunt: Episode 87

      Equities Market: Episode 84 | Episode 83 | Episode 73 | Episode 69

       

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      EPISODE TRANSCRIPT: 

      https://www.theelephantintheroom.com.au/podcasts/098

      See omnystudio.com/listener for privacy information.

      ]]>      In this episode special, Chris and Veronica answer hot-topic questions from listeners. Here are some of the highlights:

      • Why older style apartments still hold up against off the plan apartments
      • How staging and styling distorts home buyers perceptions
      • How land titles affect lending and resale
      • What questions should you ask your building/pest inspector
      • Why being cash flow positive on an investment property can negatively impact you
      • How to grow a property tax free for 6 years

      We refer back to:

      Reena Van Alast: Episode 18

      Kerry Hunt: Episode 87

      Equities Market: Episode 84 | Episode 83 | Episode 73 | Episode 69

       

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      EPISODE TRANSCRIPT: 

      https://www.theelephantintheroom.com.au/podcasts/098

      See omnystudio.com/listener for privacy information.

      ]]>      f75440c2-a5bc-4d2d-b337-c5cad24736c3Sun, 15 Dec 2019 17:00:00 +100054:57falsefull9898Older V Newer apartments | Staging & Styling Tricks | Growing a property tax free | Rentvesting properly      Jacqui Pollock | Fight, Flight or Freeze when buying propertyJacqui Pollock | Fight, Flight or Freeze when buying propertyJacqui Pollock, Family Coach and Founder of Human Leadership, a consultancy that focuses on leadership coaching. Jacqui has worked with impressive household names such as SBS Television, Sunrise, Audible and McDonalds. In this episode, Jacqui opens up on skills that improve a property buyer's decision-making process.

      Here’s what we covered:

      • How to catch yourself as a home buyer from making reactionary decisions

      • How to deal with the stress of buying property

      • What qualities and values aid property buyers on their journey

      • Why it is important, to evaluate the viability of property by financial and lifestyle expectations

      • What lifestyle changes come with buying in an unfamiliar area.

      • How to avoid buyers’ remorse

      • Involving your children in discussing their needs and wants


      We hope you enjoy listening.

      GUEST WEBSITES:https://www.jacquipollock.com.au/ Get a copy of Jacqui’s book “Knowing Me Knowing Them” click HERE

      Work with Veronica? info@gooddeeds.com.au Work with Chris? hello@wealthful.com.au

      EPISODE TRANSCRIPT: 

      https://www.theelephantintheroom.com.au/podcasts/097

      See omnystudio.com/listener for privacy information.

      ]]>      Jacqui Pollock, Family Coach and Founder of Human Leadership, a consultancy that focuses on leadership coaching. Jacqui has worked with impressive household names such as SBS Television, Sunrise, Audible and McDonalds. In this episode, Jacqui opens up on skills that improve a property buyer's decision-making process.

      Here’s what we covered:

      • How to catch yourself as a home buyer from making reactionary decisions

      • How to deal with the stress of buying property

      • What qualities and values aid property buyers on their journey

      • Why it is important, to evaluate the viability of property by financial and lifestyle expectations

      • What lifestyle changes come with buying in an unfamiliar area.

      • How to avoid buyers’ remorse

      • Involving your children in discussing their needs and wants


      We hope you enjoy listening.

      GUEST WEBSITES:https://www.jacquipollock.com.au/ Get a copy of Jacqui’s book “Knowing Me Knowing Them” click HERE

      Work with Veronica? info@gooddeeds.com.au Work with Chris? hello@wealthful.com.au

      EPISODE TRANSCRIPT: 

      https://www.theelephantintheroom.com.au/podcasts/097

      See omnystudio.com/listener for privacy information.

      ]]>      ad62a746-242c-40e3-90ac-e131d8fb4829Sun, 08 Dec 2019 23:00:00 +100001:06:02falsefull9797How the mindset of buyers heavily impacts their purchasing decisions      Dr Andrew Wilson | Auction clearance rates, low interest rates & limited stock - where are property prices headed?Dr Andrew Wilson | Auction clearance rates, low interest rates & limited stock - where are property prices headed?We pick the brains of Dr. Andrew Wilson, possibly Australia's best known independent property economists. 

      Dr. Wilson publishes his auction clearance rates on a weekly basis on LinkedIn & breaks them down into regions. We discussed:

      •  What do auction clearance rates mean?
      •  Auctions, statistics, how is the data collected for these rates & is it reliable?
      • Will interest rates ever rise again to past highs?
      • Are Australia’s boom & bust housing cycles over?
      • Misinformation & accountability of accurate reporting, don’t believe everything you read.
      • What is the correlation between lower interest rates & house prices?
      • RBA & APRA’s fundamental mistaken views.
      • Asset selection - why the asset choice remains critical.
      • Beware of spruikers - purchasing mistakes to avoid.

      It’s a cracker of an episode, we hope you enjoy listening!

      GUEST WEBSITE:Dr Andrew Wilson - My Housing Market Australian Urban Research infrastructure network

      Work with Veronica? info@gooddeeds.com.auWork with Chris? hello@wealthful.com.au

      Read the transcript:www.theelephantintheroom.com.au/podcasts/096

      See omnystudio.com/listener for privacy information.

      ]]>      We pick the brains of Dr. Andrew Wilson, possibly Australia's best known independent property economists. 

      Dr. Wilson publishes his auction clearance rates on a weekly basis on LinkedIn & breaks them down into regions. We discussed:

      •  What do auction clearance rates mean?
      •  Auctions, statistics, how is the data collected for these rates & is it reliable?
      • Will interest rates ever rise again to past highs?
      • Are Australia’s boom & bust housing cycles over?
      • Misinformation & accountability of accurate reporting, don’t believe everything you read.
      • What is the correlation between lower interest rates & house prices?
      • RBA & APRA’s fundamental mistaken views.
      • Asset selection - why the asset choice remains critical.
      • Beware of spruikers - purchasing mistakes to avoid.

      It’s a cracker of an episode, we hope you enjoy listening!

      GUEST WEBSITE:Dr Andrew Wilson - My Housing Market Australian Urban Research infrastructure network

      Work with Veronica? info@gooddeeds.com.auWork with Chris? hello@wealthful.com.au

      Read the transcript:www.theelephantintheroom.com.au/podcasts/096

      See omnystudio.com/listener for privacy information.

      ]]>      dfbada26-d178-4054-bf48-902c92b40403Sun, 01 Dec 2019 17:00:00 +100001:20:04falsefull9696Auction clearance rates, low interest rates & limited stock - where are property prices headed?      Craig Bigelow | Insurance = Protection, Who will take care of your family when you can’t?Craig Bigelow | Insurance = Protection, Who will take care of your family when you can’t?We're talking about protection & insurance with Craig Bigelow, Founder & Head of Insurance Advice, True Pride. Are you underinsured or overinsured & are you paying more than you need? We talked:

      • Australia’s insurance problem - are you under or overinsured?
      • Life, income, home insurance are you wasting cash?
      • Framework: How to build an insurance plan you actually need.
      • Why some insurance companies discriminate on mental health.
      • Why you should undertake annual reviews of your insurance contract?
      • What is a step premium vs. level premium & which is better?
      • Trauma protection - who needs it now?
      • Smokers & why they may be paying a 40% premium! 

      GUEST WEBSITE:Craig Bigelow - True PrideWork with Veronica? info@gooddeeds.com.auWork with Chris? hello@wealthful.com.au EPISODE TRANSCRIPT: www.theelephantintheroom.com.au/podcasts/095

      See omnystudio.com/listener for privacy information.

      ]]>      We're talking about protection & insurance with Craig Bigelow, Founder & Head of Insurance Advice, True Pride. Are you underinsured or overinsured & are you paying more than you need? We talked:

      • Australia’s insurance problem - are you under or overinsured?
      • Life, income, home insurance are you wasting cash?
      • Framework: How to build an insurance plan you actually need.
      • Why some insurance companies discriminate on mental health.
      • Why you should undertake annual reviews of your insurance contract?
      • What is a step premium vs. level premium & which is better?
      • Trauma protection - who needs it now?
      • Smokers & why they may be paying a 40% premium! 

      GUEST WEBSITE:Craig Bigelow - True PrideWork with Veronica? info@gooddeeds.com.auWork with Chris? hello@wealthful.com.au EPISODE TRANSCRIPT: www.theelephantintheroom.com.au/podcasts/095

      See omnystudio.com/listener for privacy information.

      ]]>      6bc34c0a-397e-414a-a502-9d635d092267Sun, 24 Nov 2019 17:00:00 +100001:18:26falsefull9595Insurance framework: how to set yourself up & not pay too much      Geoff Grist | Trust, truth & tough conversations - top agent reveals allGeoff Grist | Trust, truth & tough conversations - top agent reveals allSales agent Geoff Grist, who’s written a book called “Sold Above Market” is a real estate agent on Sydney’s Lower North Shore. This episode reveals some great insights into how the best agents operate.

      Here’s what we covered:

      • Why the remuneration of agents goes hand in hand with mistrust
      • Why AVM’s aren’t worth the paper they are printed on
      • What you need to do prior to selling your home to maximize price.
      • What makes buyers pay above market prices?
      • How to get your offer accepted, the rules of engagement.
      • How can you buy below market?
      • How do vendors ruin their own sales campaigns?
      • How can an average agent can ruin a sale.

      We hope this episode gives you some great insights into the psyche of sales agents.

      WEBSITE LINKS:Episode 12 - John CunninghamEpisode 20 - Georgie Bates GUEST WEBSITES:FREE copy of “Sold Above Market” click HERE Geoff Grist - Richardson & Wrench Mosman/Neutral Bay

      Work with Veronica? info@gooddeeds.com.auWork with Chris? hello@wealthful.com.au

      Read the transcript:www.theelephantintheroom.com.au/podcasts/094

      See omnystudio.com/listener for privacy information.

      ]]>      Sales agent Geoff Grist, who’s written a book called “Sold Above Market” is a real estate agent on Sydney’s Lower North Shore. This episode reveals some great insights into how the best agents operate.

      Here’s what we covered:

      • Why the remuneration of agents goes hand in hand with mistrust
      • Why AVM’s aren’t worth the paper they are printed on
      • What you need to do prior to selling your home to maximize price.
      • What makes buyers pay above market prices?
      • How to get your offer accepted, the rules of engagement.
      • How can you buy below market?
      • How do vendors ruin their own sales campaigns?
      • How can an average agent can ruin a sale.

      We hope this episode gives you some great insights into the psyche of sales agents.

      WEBSITE LINKS:Episode 12 - John CunninghamEpisode 20 - Georgie Bates GUEST WEBSITES:FREE copy of “Sold Above Market” click HERE Geoff Grist - Richardson & Wrench Mosman/Neutral Bay

      Work with Veronica? info@gooddeeds.com.auWork with Chris? hello@wealthful.com.au

      Read the transcript:www.theelephantintheroom.com.au/podcasts/094

      See omnystudio.com/listener for privacy information.

      ]]>      92b71179-d719-4910-801c-ddebf4687fd6Sun, 17 Nov 2019 17:00:00 +100001:26:54falsefull9494How to find & deal with an honest real estate agent      David Johnston | How to optimise future property opportunities through best finance structureDavid Johnston | How to optimise future property opportunities through best finance structureDavid Johnston of Property Planning Australia, & co-host of the podcast The Property Planner, is a property planner and a mortgage strategist.

      We asked him to explain recent changes to the mortgage industry, including:

      • What is a property plan & why everyone needs one before they purchase 
      • The property plan conversation - building it around life plans
      • Loan structuring tips, risk assessment & extended approvals. 
      • How good brokers are helping clients buy quality assets 
      • What are the options if your pre approval & bank valuation don't stack up?
      • What are the main mistakes property buyers make, particularly investors?
      • Pre-approvals:  why postcodes, property type & property title can make a difference
      • Why timing your property sales/purchase in the same market matters
      • The future of mortgage broking & why all mortgage brokers are not equal 

      It’s a great episode, we hope you enjoy listening!

      WEBSITE LINKS:Episode 46 - Lorna Patten, Why wishful thinking costs you moreGUEST WEBSITES:David Johnston - Property Planning AustraliaFreebie: E-book “How to Succeed with Property to Create Your Ideal Lifestyle – The three steps to success and the seven critical mistakes”   

      Podcast: Property Planner, Buyer and Professor Podcast 

      Work with Veronica? info@gooddeeds.com.auWork with Chris? hello@wealthful.com.au

      DOWNLOAD TRANSCRIPT: www.theelephantintheroom.com.au/podcasts/093

      See omnystudio.com/listener for privacy information.

      ]]>      David Johnston of Property Planning Australia, & co-host of the podcast The Property Planner, is a property planner and a mortgage strategist.

      We asked him to explain recent changes to the mortgage industry, including:

      • What is a property plan & why everyone needs one before they purchase 
      • The property plan conversation - building it around life plans
      • Loan structuring tips, risk assessment & extended approvals. 
      • How good brokers are helping clients buy quality assets 
      • What are the options if your pre approval & bank valuation don't stack up?
      • What are the main mistakes property buyers make, particularly investors?
      • Pre-approvals:  why postcodes, property type & property title can make a difference
      • Why timing your property sales/purchase in the same market matters
      • The future of mortgage broking & why all mortgage brokers are not equal 

      It’s a great episode, we hope you enjoy listening!

      WEBSITE LINKS:Episode 46 - Lorna Patten, Why wishful thinking costs you moreGUEST WEBSITES:David Johnston - Property Planning AustraliaFreebie: E-book “How to Succeed with Property to Create Your Ideal Lifestyle – The three steps to success and the seven critical mistakes”   

      Podcast: Property Planner, Buyer and Professor Podcast 

      Work with Veronica? info@gooddeeds.com.auWork with Chris? hello@wealthful.com.au

      DOWNLOAD TRANSCRIPT: www.theelephantintheroom.com.au/podcasts/093

      See omnystudio.com/listener for privacy information.

      ]]>      c4b430b910644f4da1b1448cc711d484Sun, 10 Nov 2019 17:00:00 +100001:20:00falsefull9393Post Banking Royal Commission - are lending limits on the rise?      Phil de Fegely | How to bring your "A" game to auctionPhil de Fegely | How to bring your "A" game to auctionWe interview auctioneer & coach Phil de Fegely. Phil coaches many other successful auctioneers & he works with well known agency groups such as McGrath, Buxton, Jellis Craig, to name a few. 

      If you’re looking to buy a property, you will no doubt be dealing with an auctioneer at some point, so here’s the inside scoop on:

      • How do good auctioneers influence buyers to bid?
      • What type of bidding wins the auction?
      • How do you know when the property is ‘on the market’?
      • Why bringing your whole family to auction is likely to make you miss out.
      • Strategy, predictability & other things to confuse the auctioneer.
      • What is “Auction strategy” - what are agents trying to achieve?
      • What are the three things you need to know about the reserve price?

      It’s a great episode, get in touch & let us know what you think.

      WEBSITE LINKS:Australian Property Investment Show - Free Ticket LinkSimon Russell, Behavioural Scientist - Episode 1Damien Cooley, Auctioneer - Episode 2Tim Heavyside, Auctioneer -  Episode 36GUEST WEBSITES:Phil de Fegely - Auctioneer/Coach

      Work with Veronica? info@gooddeeds.com.auWork with Chris? hello@wealthful.com.au

      Read the transcript:www.theelephantintheroom.com.au/podcasts/092

      See omnystudio.com/listener for privacy information.

      ]]>      We interview auctioneer & coach Phil de Fegely. Phil coaches many other successful auctioneers & he works with well known agency groups such as McGrath, Buxton, Jellis Craig, to name a few. 

      If you’re looking to buy a property, you will no doubt be dealing with an auctioneer at some point, so here’s the inside scoop on:

      • How do good auctioneers influence buyers to bid?
      • What type of bidding wins the auction?
      • How do you know when the property is ‘on the market’?
      • Why bringing your whole family to auction is likely to make you miss out.
      • Strategy, predictability & other things to confuse the auctioneer.
      • What is “Auction strategy” - what are agents trying to achieve?
      • What are the three things you need to know about the reserve price?

      It’s a great episode, get in touch & let us know what you think.

      WEBSITE LINKS:Australian Property Investment Show - Free Ticket LinkSimon Russell, Behavioural Scientist - Episode 1Damien Cooley, Auctioneer - Episode 2Tim Heavyside, Auctioneer -  Episode 36GUEST WEBSITES:Phil de Fegely - Auctioneer/Coach

      Work with Veronica? info@gooddeeds.com.auWork with Chris? hello@wealthful.com.au

      Read the transcript:www.theelephantintheroom.com.au/podcasts/092

      See omnystudio.com/listener for privacy information.

      ]]>      ef20be637bfb48ca960a58c13df104b6Sun, 03 Nov 2019 17:00:00 +100001:22:07falsefull9292Where to stand, what to wear & how to win!      Rod Fehring | Construction industry reforms - a call for immediate actionRod Fehring | Construction industry reforms - a call for immediate actionWe pick the brains Rod Fehring, CEO of Frasers Property Australia. Rod has 30 years of property industry experience so is well placed to give us insights into current issues with Australia’s construction industry.

      We cover a lot of ‘ground’ including:

      • What needs to change in the building regulatory environment to lift standards & deliver better quality properties?
      • Is the lack of consumer confidence in new apartments hitting prices hard?
      • Do developers owe society more consumer protection?
      • Why do regulatory & building frameworks cater to the lowest common denominator?
      • How will the building industry flip recent building issues on it’s head to regain consumer confidence?
      • What are the questions to ask yourself before you buy into an apartment development?
      • What’s the difference in buying of the plan if you’re an investor?

      This episode could not come at a better time. WEBSITE LINKS:Australian Property Investment Show - Free Ticket Link

      GUEST WEBSITES:Frasers Property - Rod Fehring

      Read the transcript:

      www.theelephantintheroom.com.au/podcasts/091

      Work with Veronica? info@gooddeeds.com.auWork with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      We pick the brains Rod Fehring, CEO of Frasers Property Australia. Rod has 30 years of property industry experience so is well placed to give us insights into current issues with Australia’s construction industry.

      We cover a lot of ‘ground’ including:

      • What needs to change in the building regulatory environment to lift standards & deliver better quality properties?
      • Is the lack of consumer confidence in new apartments hitting prices hard?
      • Do developers owe society more consumer protection?
      • Why do regulatory & building frameworks cater to the lowest common denominator?
      • How will the building industry flip recent building issues on it’s head to regain consumer confidence?
      • What are the questions to ask yourself before you buy into an apartment development?
      • What’s the difference in buying of the plan if you’re an investor?

      This episode could not come at a better time. WEBSITE LINKS:Australian Property Investment Show - Free Ticket Link

      GUEST WEBSITES:Frasers Property - Rod Fehring

      Read the transcript:

      www.theelephantintheroom.com.au/podcasts/091

      Work with Veronica? info@gooddeeds.com.auWork with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      4528c455719a4b4eacb008266c4fa4c9Sun, 27 Oct 2019 16:00:00 +100001:15:47falsefull9191Building failures, structural defects & other major issues      Melbourne Market insights, what's hot right now?Melbourne Market insights, what's hot right now?We get the inside scoop from David Easterbrook, director of Elite Buyer Agents in Melbourne.

      They operate two offices, one in Hawthorn and the other in Brighton. They help both owner occupiers & investors buy quality properties in the inner suburbs of Melbourne.

      David walks us through what’s happening on the ground in Melbourne, including:

      • Lack of quality listings right now in Melbourne, when will it change?
      • Why so many developers are going underground?
      • Has the apartment market started to recover or are prices dropping?
      • How prices & competition have been impacted by Chinese buyers exiting the market?
      • Signs that show the downsizer market culture in Melbourne is changing.
      • Rentvesting - capital gains tax issues & why it’s hard to make the numbers work.
      • The dangers of being lured into a house & land package.

      WEBSITE LINKS:Location, Location, Location - BLOGGUEST WEBSITE:

      David Easterbrook - Elite Buyers Agents

      Work with Veronica? info@gooddeeds.com.auWork with Chris? hello@wealthful.com.au 

      Read the transcript:

      www.theelephantintheroom.com.au/podcasts/090

      See omnystudio.com/listener for privacy information.

      ]]>      We get the inside scoop from David Easterbrook, director of Elite Buyer Agents in Melbourne.

      They operate two offices, one in Hawthorn and the other in Brighton. They help both owner occupiers & investors buy quality properties in the inner suburbs of Melbourne.

      David walks us through what’s happening on the ground in Melbourne, including:

      • Lack of quality listings right now in Melbourne, when will it change?
      • Why so many developers are going underground?
      • Has the apartment market started to recover or are prices dropping?
      • How prices & competition have been impacted by Chinese buyers exiting the market?
      • Signs that show the downsizer market culture in Melbourne is changing.
      • Rentvesting - capital gains tax issues & why it’s hard to make the numbers work.
      • The dangers of being lured into a house & land package.

      WEBSITE LINKS:Location, Location, Location - BLOGGUEST WEBSITE:

      David Easterbrook - Elite Buyers Agents

      Work with Veronica? info@gooddeeds.com.auWork with Chris? hello@wealthful.com.au 

      Read the transcript:

      www.theelephantintheroom.com.au/podcasts/090

      See omnystudio.com/listener for privacy information.

      ]]>      778cb38faff74e0490e74cf3db131b42Sun, 20 Oct 2019 16:00:00 +100001:15:01falsefull9090The Post-election property market - what suburbs are holding strong?      Brendan Coates | Australia's home ownership crisisBrendan Coates | Australia's home ownership crisisWe pick the brains of Brendan Coates of the Grattan Institute. Brendan’s research focuses on tax reform, economic & budget policy, retirement incomes & superannuation, housing, transport infrastructure & cities. He works in a think tank with a bunch of clever people with access to all manner of research that allows them to tackle the big questions & problems facing us as a nation.

      Here’s a preview:

      • Home ownership crisis - why so many young & poor simply can’t afford their own home.
      • Why is the government & our politicians afraid to make big reforms to Negative Gearing, Land Tax & Stamp Duty?
      • Home Buyer Saver Scheme - is it all it’s cracked up to be?
      • Who’s to blame for the lack of housing built to meet the demand of homeowners?
      • Australia’s aging population - should inheritance tax be modified?
      • Super increases - will higher super contributions exacerbate the problems of an ageing population?
      • Why Australia’s housing stress will mean a rise of homelessness.
      • What can be done for everyday Australians to assist housing affordability?

      This is such a great episode, packed with so many insights, we hope you enjoy listening!

      WEBSITE LINKS:Grattan Institute Housing Affordability re-imagining the Auystralian Dream 

      Lessons from the national Rental Affordability Scheme 

      GUEST WEBSITES:Brendan Coates - Grattan Institute, Household Finances Program Director

      Read the transcript:www.theelephantintheroom.com.au/podcasts/089

      Work with Veronica? info@gooddeeds.com.auWork with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      We pick the brains of Brendan Coates of the Grattan Institute. Brendan’s research focuses on tax reform, economic & budget policy, retirement incomes & superannuation, housing, transport infrastructure & cities. He works in a think tank with a bunch of clever people with access to all manner of research that allows them to tackle the big questions & problems facing us as a nation.

      Here’s a preview:

      • Home ownership crisis - why so many young & poor simply can’t afford their own home.
      • Why is the government & our politicians afraid to make big reforms to Negative Gearing, Land Tax & Stamp Duty?
      • Home Buyer Saver Scheme - is it all it’s cracked up to be?
      • Who’s to blame for the lack of housing built to meet the demand of homeowners?
      • Australia’s aging population - should inheritance tax be modified?
      • Super increases - will higher super contributions exacerbate the problems of an ageing population?
      • Why Australia’s housing stress will mean a rise of homelessness.
      • What can be done for everyday Australians to assist housing affordability?

      This is such a great episode, packed with so many insights, we hope you enjoy listening!

      WEBSITE LINKS:Grattan Institute Housing Affordability re-imagining the Auystralian Dream 

      Lessons from the national Rental Affordability Scheme 

      GUEST WEBSITES:Brendan Coates - Grattan Institute, Household Finances Program Director

      Read the transcript:www.theelephantintheroom.com.au/podcasts/089

      Work with Veronica? info@gooddeeds.com.auWork with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      d4bc6f989b5345f8bb0c4aaafc9a4bc4Sun, 13 Oct 2019 16:00:00 +100001:13:00falsefull8989Big issues that should keep policy makers awake at night!      Alan Kohler | 14 Interest rate cuts in a row, & more to come?Alan Kohler | 14 Interest rate cuts in a row, & more to come?We’re honored to be joined by Alan Kohler, one of Australia’s most respected finance reporters. For decades readers & viewers have enjoyed his expert opinion in the press, TV &, more recently as Editor-in-Chief at InvestSMART. 

      We love to look at the wider world of investing - beyond property. We enjoy discovering alternative investment methodologies & frameworks - always with our filter of low risk & sustainability & we loved our chat with Alan!

      Here’s some highlights:

      • Is Australia headed for a recession or could we be headed for a boom?
      • Why it is important to wait to invest after the valley of death?
      • Who is deeply invested in propping up the housing market?
      • Our GDP growth is from population growth so should we open up the gates?
      • What will happen if we go into negative interest rates & what does it even mean?
      • How can the average investor prepare for a low growth economy?

      This is an episode you won’t want to miss.

      WEBSITE LINKS:Alan Kohler - The Eureka Report

      Work with Veronica? info@gooddeeds.com.auWork with Chris? hello@wealthful.com.au 

      READ THE TRANSCRIPT: www.theelephantintheroom.com.au/podcasts/088

      See omnystudio.com/listener for privacy information.

      ]]>      We’re honored to be joined by Alan Kohler, one of Australia’s most respected finance reporters. For decades readers & viewers have enjoyed his expert opinion in the press, TV &, more recently as Editor-in-Chief at InvestSMART. 

      We love to look at the wider world of investing - beyond property. We enjoy discovering alternative investment methodologies & frameworks - always with our filter of low risk & sustainability & we loved our chat with Alan!

      Here’s some highlights:

      • Is Australia headed for a recession or could we be headed for a boom?
      • Why it is important to wait to invest after the valley of death?
      • Who is deeply invested in propping up the housing market?
      • Our GDP growth is from population growth so should we open up the gates?
      • What will happen if we go into negative interest rates & what does it even mean?
      • How can the average investor prepare for a low growth economy?

      This is an episode you won’t want to miss.

      WEBSITE LINKS:Alan Kohler - The Eureka Report

      Work with Veronica? info@gooddeeds.com.auWork with Chris? hello@wealthful.com.au 

      READ THE TRANSCRIPT: www.theelephantintheroom.com.au/podcasts/088

      See omnystudio.com/listener for privacy information.

      ]]>      f5ae5e7771ad43e0aed106d059391229Mon, 07 Oct 2019 00:36:00 +100056:01falsefull8888How to prepare for a low growth world      Kerry Hunt | Building approvals, conflicts of interest & who’s to blame for construction issues?Kerry Hunt | Building approvals, conflicts of interest & who’s to blame for construction issues?We get the inside scoop from Kerry Hunt, Manager of the Building Certification Team at Inner West Council in Sydney. With 40 years in Building Surveying in local government both here and in the UK she’s adept at navigating the complexity of planning, building and certification legislation.

      We look at the nuts & bolts of:

      • Building approvals & conflicts of interest in the Building Certifying Act & what needs to change.
      • Who is really to blame for the poor quality of our apartment buildings? 
      • What does a certifier do & are private certifiers high risk options?
      • Why did councils lose the power? What is the difference between the way things used to be done and how they are now?
      • What certificates should be in a contract of sale and what do they all mean?
      • Why it’s critical to invest time in due diligence pre purchase.

      It’s a great episode, exposing some home truths.GUEST WEBSITES:Inner West Council Building Certification Team - Kerry Hunt Read the transcript:www.theelephantintheroom.com.au/podcasts087

      Work with Veronica? info@gooddeeds.com.auWork with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      We get the inside scoop from Kerry Hunt, Manager of the Building Certification Team at Inner West Council in Sydney. With 40 years in Building Surveying in local government both here and in the UK she’s adept at navigating the complexity of planning, building and certification legislation.

      We look at the nuts & bolts of:

      • Building approvals & conflicts of interest in the Building Certifying Act & what needs to change.
      • Who is really to blame for the poor quality of our apartment buildings? 
      • What does a certifier do & are private certifiers high risk options?
      • Why did councils lose the power? What is the difference between the way things used to be done and how they are now?
      • What certificates should be in a contract of sale and what do they all mean?
      • Why it’s critical to invest time in due diligence pre purchase.

      It’s a great episode, exposing some home truths.GUEST WEBSITES:Inner West Council Building Certification Team - Kerry Hunt Read the transcript:www.theelephantintheroom.com.au/podcasts087

      Work with Veronica? info@gooddeeds.com.auWork with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      841b6db5c4fb4332885d939b1510b67fMon, 30 Sep 2019 01:29:00 +100059:54falsefull8787The ins & outs of the DA process      Kylie Davis | Will AI take over the property industry or make it more efficient?Kylie Davis | Will AI take over the property industry or make it more efficient?Kylie Davis is back again combining her time at CoreLogic with the world of proptech & is one of the people behind Australia’s Proptech Summit, launched last year.

      Having launched Home Prezzo a content marketing solution for real estate agents, she gives a glimpse into the proptech world.

      Here’s what’s coming our way:

      • What happens when property & technology meets?
      • How will proptech change the way real estate is handled?
      • How to mitigate risks of implementing new technology into your business.
      • Ways to create liquidity in your property.
      • Where is innovation making the most difference?
      • Why making everything transparent in real estate builds trust.
      • Should the property industry be threatened by disruption?

      This is a great episode & we hope you enjoy listening. 

      WEBSITE LINKS:Ep 30 - Kylie DavisThe Future of Property Investing - Kylie DavisGUEST WEBSITE:Kylie Davis - HomePrezzo Australia

      Work with Veronica? info@gooddeeds.com.auWork with Chris? hello@wealthful.com.au 

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness… This episode was recorded on 22 August, 2019.

      Read the transcript:www.theelephantintheroom.com.au/podcasts/086

      See omnystudio.com/listener for privacy information.

      ]]>      Kylie Davis is back again combining her time at CoreLogic with the world of proptech & is one of the people behind Australia’s Proptech Summit, launched last year.

      Having launched Home Prezzo a content marketing solution for real estate agents, she gives a glimpse into the proptech world.

      Here’s what’s coming our way:

      • What happens when property & technology meets?
      • How will proptech change the way real estate is handled?
      • How to mitigate risks of implementing new technology into your business.
      • Ways to create liquidity in your property.
      • Where is innovation making the most difference?
      • Why making everything transparent in real estate builds trust.
      • Should the property industry be threatened by disruption?

      This is a great episode & we hope you enjoy listening. 

      WEBSITE LINKS:Ep 30 - Kylie DavisThe Future of Property Investing - Kylie DavisGUEST WEBSITE:Kylie Davis - HomePrezzo Australia

      Work with Veronica? info@gooddeeds.com.auWork with Chris? hello@wealthful.com.au 

      EPISODE TRANSCRIPT: Please note that this has been transcribed by half-human-half-robot, so brace yourself for typos and the odd bit of weirdness… This episode was recorded on 22 August, 2019.

      Read the transcript:www.theelephantintheroom.com.au/podcasts/086

      See omnystudio.com/listener for privacy information.

      ]]>      1682014eeca541cf972f4cca1df835ecSun, 22 Sep 2019 16:00:00 +100001:09:53falsefull8686Proptech - when property meets technology who will benefit?      Nicki Hutley | Go out or go up - the ongoing density argumentNicki Hutley | Go out or go up - the ongoing density argumentNicki Hutley is a Partner at Deloitte Access Economics, where she leads the Urban Advisory practice.

      Nikki’s worked for three decades in the field of urban economics addressing issues such as affordable housing, social & economic infrastructure investment, urban renewal, precinct planning, climate mitigation & social policies. 

      Who better to help us tackle the question of whether Australia’s cities are full? We debate a wide range of topics, including:

      • Will technology profoundly change the way we work & will it help regional Australia to thrive?

      • Australian cities are among the least dense in the world so can we afford to go up?

      • What type of housing do we actually need to fill the ‘missing middle’?

      • How can population growth benefit the economy?

      • Busting 3 big myths: will robots take our jobs, is the workforce becoming too casualised & is remote working the answer?

      • How can density be done well & why is it necessary?

      • Can technology help us better manage climate risks?


      Have a listen & please let us know your thoughts.

      WEBSITE LINKS:Ep 1: Simon Russel  - Behavioural Scientist

      GUEST WEBSITE:Deloitte Access Economics - Nicki Hutley

      Effects of youth unemployment on an ageing society

      Future of Work - Download the report

      Property Council of Australia - Good Growth Alliance

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      DOWNLOAD THE TRANSCRIPT: 

      www.theelephantintheroom.com.au/podcasts/085

      See omnystudio.com/listener for privacy information.

      ]]>      Nicki Hutley is a Partner at Deloitte Access Economics, where she leads the Urban Advisory practice.

      Nikki’s worked for three decades in the field of urban economics addressing issues such as affordable housing, social & economic infrastructure investment, urban renewal, precinct planning, climate mitigation & social policies. 

      Who better to help us tackle the question of whether Australia’s cities are full? We debate a wide range of topics, including:

      • Will technology profoundly change the way we work & will it help regional Australia to thrive?

      • Australian cities are among the least dense in the world so can we afford to go up?

      • What type of housing do we actually need to fill the ‘missing middle’?

      • How can population growth benefit the economy?

      • Busting 3 big myths: will robots take our jobs, is the workforce becoming too casualised & is remote working the answer?

      • How can density be done well & why is it necessary?

      • Can technology help us better manage climate risks?


      Have a listen & please let us know your thoughts.

      WEBSITE LINKS:Ep 1: Simon Russel  - Behavioural Scientist

      GUEST WEBSITE:Deloitte Access Economics - Nicki Hutley

      Effects of youth unemployment on an ageing society

      Future of Work - Download the report

      Property Council of Australia - Good Growth Alliance

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      DOWNLOAD THE TRANSCRIPT: 

      www.theelephantintheroom.com.au/podcasts/085

      See omnystudio.com/listener for privacy information.

      ]]>      9b5be0a7f7ef43f9a2f5697218f65329Sun, 15 Sep 2019 16:00:00 +100001:01:10falsefull8585Should we open the migration flood gates & ignore the NIMBY’s?      Douglas Isles | How trade wars & global uncertainty affects us allDouglas Isles | How trade wars & global uncertainty affects us allDouglas Isles, an Investment Specialist at Platinum Asset Management, joins us for a chat on a wide range of topics including:

      • Why fear & greed are the biggest problem in investing.
      • How to think like a private owner, even if you’re purchasing shares.
      • Social pressure & loss aversion: the behavioral biases costing you big time in the equities market.
      • What are the long term benefits of holding equities against holding properties?
      • How to recognise when you are holding onto a lemon.
      • How do active managers counter the argument that ETFs win over the long term?
      • Critical investment thinking: would you still buy an investment you currently own today?
      • The importance of listening to your gut when investing.

      Tune in, it's a great episode.

      WEBSITE LINKS:

      Ep 1: Simon Russell, Behavioural ScientistEp 69: Scott Phillips, Motley FoolEp 73: Roger Montgomery, Roger Montgomery Inv MgtEp 83: Balaji Gopal, Vanguard

      GUEST WEBSITEDouglas Isles - Platinum Asset Management

      Work with Veronica? info@gooddeeds.com.auWork with Chris? hello@wealthful.com.au

      Read the transcript:www.theelephantintheroom.com.au/podcasts/084

      See omnystudio.com/listener for privacy information.

      ]]>      Douglas Isles, an Investment Specialist at Platinum Asset Management, joins us for a chat on a wide range of topics including:

      • Why fear & greed are the biggest problem in investing.
      • How to think like a private owner, even if you’re purchasing shares.
      • Social pressure & loss aversion: the behavioral biases costing you big time in the equities market.
      • What are the long term benefits of holding equities against holding properties?
      • How to recognise when you are holding onto a lemon.
      • How do active managers counter the argument that ETFs win over the long term?
      • Critical investment thinking: would you still buy an investment you currently own today?
      • The importance of listening to your gut when investing.

      Tune in, it's a great episode.

      WEBSITE LINKS:

      Ep 1: Simon Russell, Behavioural ScientistEp 69: Scott Phillips, Motley FoolEp 73: Roger Montgomery, Roger Montgomery Inv MgtEp 83: Balaji Gopal, Vanguard

      GUEST WEBSITEDouglas Isles - Platinum Asset Management

      Work with Veronica? info@gooddeeds.com.auWork with Chris? hello@wealthful.com.au

      Read the transcript:www.theelephantintheroom.com.au/podcasts/084

      See omnystudio.com/listener for privacy information.

      ]]>      2738c31ac8cc45998a1cfdb9d0f1bed7Sun, 08 Sep 2019 17:00:00 +100001:05:06falsefull8484Global risks that could take Australia into recession      Balaji Gopal | Alternatives to direct residential property investment via ETFsBalaji Gopal | Alternatives to direct residential property investment via ETFsBalaji Gopal, Vanguard’s Head of Product Strategy explains alternatives to direct residential property investment by way of index funds and exchange traded funds (or ETFs). We also discuss the many similarities of property investing & share investing & the associated behavioural biases.

      Balaji shares his knowledge & demystifies:

      • What are index funds and how they work?
      • How fees can be kept low without creating a substandard product?
      • Can you access commercial real estate via ETFs?
      • Why having a goal, doing research & staying on point long term is vital
      • Understanding long term financial goals & why you are investing.

      It’s a great episode, we hope you learn as much as we did.

      Gopal’s details:Balaji Gopal : Vanguard InvestmentsRead the transcript:www.theelephantintheroom.com.au/podcasts/083 Work with Veronica? info@gooddeeds.com.auWork with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      Balaji Gopal, Vanguard’s Head of Product Strategy explains alternatives to direct residential property investment by way of index funds and exchange traded funds (or ETFs). We also discuss the many similarities of property investing & share investing & the associated behavioural biases.

      Balaji shares his knowledge & demystifies:

      • What are index funds and how they work?
      • How fees can be kept low without creating a substandard product?
      • Can you access commercial real estate via ETFs?
      • Why having a goal, doing research & staying on point long term is vital
      • Understanding long term financial goals & why you are investing.

      It’s a great episode, we hope you learn as much as we did.

      Gopal’s details:Balaji Gopal : Vanguard InvestmentsRead the transcript:www.theelephantintheroom.com.au/podcasts/083 Work with Veronica? info@gooddeeds.com.auWork with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      9a7efadc07d44a30b26baa68d965a0adSun, 01 Sep 2019 15:00:00 +100001:18:00falsefull8383The importance of staying on point when investing      Justine Bennett | The pros, cons, limitations of a strata renoJustine Bennett | The pros, cons, limitations of a strata renoRenovation expert, Justine Bennett tells us how you go about renovating a strata property. 

      So where do you start, do you need council or strata approval & what are the restrictions? We discuss logistics like getting materials in & out, restricted working hours & dealing with tenants & neighbours. 

      Plus, we uncover a whole bunch of pitfalls including:

      • Knowing that buying a renovated apartment comes risks.

      • What reno is a value add & what is overcapitalising?

      • Unexpected ways to unlock untapped potential.

      • Why the location of plumbing matters big time.

      • Concrete cancer & water issues that wreak havoc in apartments.

      • How to buy ownership of common space to increase your property value.


      If you are thinking of buying a property & having a go at a renovation you must listen to this episode first.

      Read the transcript:

      www.theelephantintheroom.com.au/podcasts/082

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      Renovation expert, Justine Bennett tells us how you go about renovating a strata property. 

      So where do you start, do you need council or strata approval & what are the restrictions? We discuss logistics like getting materials in & out, restricted working hours & dealing with tenants & neighbours. 

      Plus, we uncover a whole bunch of pitfalls including:

      • Knowing that buying a renovated apartment comes risks.

      • What reno is a value add & what is overcapitalising?

      • Unexpected ways to unlock untapped potential.

      • Why the location of plumbing matters big time.

      • Concrete cancer & water issues that wreak havoc in apartments.

      • How to buy ownership of common space to increase your property value.


      If you are thinking of buying a property & having a go at a renovation you must listen to this episode first.

      Read the transcript:

      www.theelephantintheroom.com.au/podcasts/082

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      15a35bfa33b0448a91b72279430eff16Sun, 25 Aug 2019 19:00:00 +100001:07:01falsefull8282Critical things to look for when buying a strata property to renovate      Eliza Owen | Is Sydney’s property market too big to fail?Eliza Owen | Is Sydney’s property market too big to fail?We love talking to people who make sense of property data & we’re delighted to meet such a bright, young, talent in property market commentary, Eliza Owen. Eliza is a residential property analyst at Domain & she joins us to explain:

      • What the median price is & when it's useful.
      • Why recent sales data can be very misleading.
      • How big entities influence the property market.
      • Why having equity in your home is so powerful. 
      • Why we need to think about alternative retirement strategies.
      • What happens when your mortgage outlasts the structural integrity of your building.

      It’s a great episode packed with market insights, we hope you enjoy it! If you want more you can listen to her TEDxYouth talk on property affordability.

      WEBSITE LINKS:Good Deeds Blog: Proof Sydney's house prices have stopped falling

      Ep 37: Frank Gelber - How to understand the most cyclical property mkt in the world

      Ep 25: Amanda Farmer - What hidden dangers can lurk in brand new apartments

      Ep 10: Michael Ferrier - How to ensure you are protected by your B&P/Strata Report

      GUEST INFORMATION: 

      Eliza Owen - TEDxYouth@Sydney

      Domain Research 

      Read the transcript:

      www.theelephantintheroom.com.au/podcasts/081

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      We love talking to people who make sense of property data & we’re delighted to meet such a bright, young, talent in property market commentary, Eliza Owen. Eliza is a residential property analyst at Domain & she joins us to explain:

      • What the median price is & when it's useful.
      • Why recent sales data can be very misleading.
      • How big entities influence the property market.
      • Why having equity in your home is so powerful. 
      • Why we need to think about alternative retirement strategies.
      • What happens when your mortgage outlasts the structural integrity of your building.

      It’s a great episode packed with market insights, we hope you enjoy it! If you want more you can listen to her TEDxYouth talk on property affordability.

      WEBSITE LINKS:Good Deeds Blog: Proof Sydney's house prices have stopped falling

      Ep 37: Frank Gelber - How to understand the most cyclical property mkt in the world

      Ep 25: Amanda Farmer - What hidden dangers can lurk in brand new apartments

      Ep 10: Michael Ferrier - How to ensure you are protected by your B&P/Strata Report

      GUEST INFORMATION: 

      Eliza Owen - TEDxYouth@Sydney

      Domain Research 

      Read the transcript:

      www.theelephantintheroom.com.au/podcasts/081

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      2380d05c832747b1bde7ce24e742a87cSun, 18 Aug 2019 21:46:00 +100001:06:55falsefull8181Will a crisis in confidence kill our apartment market?      Ed Fernon | Is co-living the answer to our housing crisis?Ed Fernon | Is co-living the answer to our housing crisis?Ed Fernon, CEO of UKO, joins us to explain co-living. We’ve seen co-working spaces take off & now people are saying that they’ll start living in a similar way.

      So, what exactly is co-living, how does it work & is it only something millennials would be interested in? Or is it something you should invest in?

      Here’s what you’ll learn from our chat with Ed: 

      • The ins & outs of this type of accommodation.
      • Why millennials are embracing the co-living model. 
      • Why amenity, walkability, convenience & community matters.
      • Why there is a whole new pool of renters on the hunt for co-living.
      • The loneliness epidemic, how people's mental health is driven by the quality of their relationships.
      • What co-living looks like as an investment & what it costs.

      We hope you enjoy exploring the possibilities of co-living. Let us know what you think! 

      ED FERNON WEBSITE:

      UKO: Co-living

      WEBSITE LINKS:

      BLOG: Sydney house prices have stopped falling

      Ep 37 - Frank Gleder, Understanding the most cyclical markets in the world

      Ep 25: Amanda Farmer, The dangers of new apartments

      Ep 10: Michael Ferrier, How to be sure you're protected by your B&P inspection/Strata report 

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      Read the transcript:

      www.theelephantintheroom.com.au/podcasts/080

      See omnystudio.com/listener for privacy information.

      ]]>      Ed Fernon, CEO of UKO, joins us to explain co-living. We’ve seen co-working spaces take off & now people are saying that they’ll start living in a similar way.

      So, what exactly is co-living, how does it work & is it only something millennials would be interested in? Or is it something you should invest in?

      Here’s what you’ll learn from our chat with Ed: 

      • The ins & outs of this type of accommodation.
      • Why millennials are embracing the co-living model. 
      • Why amenity, walkability, convenience & community matters.
      • Why there is a whole new pool of renters on the hunt for co-living.
      • The loneliness epidemic, how people's mental health is driven by the quality of their relationships.
      • What co-living looks like as an investment & what it costs.

      We hope you enjoy exploring the possibilities of co-living. Let us know what you think! 

      ED FERNON WEBSITE:

      UKO: Co-living

      WEBSITE LINKS:

      BLOG: Sydney house prices have stopped falling

      Ep 37 - Frank Gleder, Understanding the most cyclical markets in the world

      Ep 25: Amanda Farmer, The dangers of new apartments

      Ep 10: Michael Ferrier, How to be sure you're protected by your B&P inspection/Strata report 

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      Read the transcript:

      www.theelephantintheroom.com.au/podcasts/080

      See omnystudio.com/listener for privacy information.

      ]]>      d896c431f5eb41e9882afd9fa1f69681Sun, 11 Aug 2019 16:00:00 +100057:59falsefull8080Does co-living mean you can afford to live where you want?      Catriona Burgess | Marketing that makes you believe you can live the dream!Catriona Burgess | Marketing that makes you believe you can live the dream!Catriona Burgess is Strategy Director at the Frost Collective. Cat’s worked on Australia's largest urban renewal projects including Central Park, Green Square, Key Quarter, Darwin Waterfront & Australian Technology Park, as well as international projects in China, Korea, & Auckland.

      We discussed a designer's role including:

      • Why designers look to market buildings to connect with your emotion.
      • Social media strategies that cost you money by targeting social proof & subconscious decision making.
      • The theatrical & engaging world of display suites - is the glossy brochure finally dead?
      • How buying in 1st & 2nd stages of a development can impact growth.
      • Will AI transform the way people buy property?
      • Sustainability - what housing model should we live in & how efficient is it for our city? 
      • Visionary things happening on the fringe of Sydney.

      Once again, we gain a greater understanding of how the psychological & emotional side of us is targeted in a property transaction. 

      WEBSITE LINKS:Catriona Burgess - Frost Collective

      Download the transcript:www.theelephantintheroom.com.au/podcasts/079

      Work with Veronica? info@gooddeeds.com.auWork with Chris? hello@wealthful.com.au 

      See omnystudio.com/listener for privacy information.

      ]]>      Catriona Burgess is Strategy Director at the Frost Collective. Cat’s worked on Australia's largest urban renewal projects including Central Park, Green Square, Key Quarter, Darwin Waterfront & Australian Technology Park, as well as international projects in China, Korea, & Auckland.

      We discussed a designer's role including:

      • Why designers look to market buildings to connect with your emotion.
      • Social media strategies that cost you money by targeting social proof & subconscious decision making.
      • The theatrical & engaging world of display suites - is the glossy brochure finally dead?
      • How buying in 1st & 2nd stages of a development can impact growth.
      • Will AI transform the way people buy property?
      • Sustainability - what housing model should we live in & how efficient is it for our city? 
      • Visionary things happening on the fringe of Sydney.

      Once again, we gain a greater understanding of how the psychological & emotional side of us is targeted in a property transaction. 

      WEBSITE LINKS:Catriona Burgess - Frost Collective

      Download the transcript:www.theelephantintheroom.com.au/podcasts/079

      Work with Veronica? info@gooddeeds.com.auWork with Chris? hello@wealthful.com.au 

      See omnystudio.com/listener for privacy information.

      ]]>      caaa429fcd7c4dd8b8f48a1a2e795555Sun, 04 Aug 2019 16:35:00 +100001:13:22falsefull7979The difference between marketing & spin.      Andrew Price | The rent vs. buy debate continues!Andrew Price | The rent vs. buy debate continues!Andrew Price, Managing Partner of EY Sydney a global financial advisory business has qualifications in economics, applied finance and investment and he knows about the merits of renting versus buying. We look at the myths around:

      • The rent vs. buy debate - what is best?

      • How State Government incentives leads to silly choices.

      • Why we need to build sustainable housing for families.

      • The changing trend around what young families want to live in and where.

      • The important psychological & emotional value of owning your own home.

      • Why you shouldn’t take on too much debt at the wrong time.

      • Tips on suburb selection, asset selection and timing the market.


      We come at this episode from a number of different angles & hope you enjoy it!  GUEST WEBSITE:Andrew Price - EY Sydney

      Download the transcript: www.theelephantintheroom.com.au/podcasts/078

      Work with Veronica? info@gooddeeds.com.auWork with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      Andrew Price, Managing Partner of EY Sydney a global financial advisory business has qualifications in economics, applied finance and investment and he knows about the merits of renting versus buying. We look at the myths around:

      • The rent vs. buy debate - what is best?

      • How State Government incentives leads to silly choices.

      • Why we need to build sustainable housing for families.

      • The changing trend around what young families want to live in and where.

      • The important psychological & emotional value of owning your own home.

      • Why you shouldn’t take on too much debt at the wrong time.

      • Tips on suburb selection, asset selection and timing the market.


      We come at this episode from a number of different angles & hope you enjoy it!  GUEST WEBSITE:Andrew Price - EY Sydney

      Download the transcript: www.theelephantintheroom.com.au/podcasts/078

      Work with Veronica? info@gooddeeds.com.auWork with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      0e87395a74e5430198e53dcff4c34b03Mon, 29 Jul 2019 02:00:00 +100058:32falsefull7878Is rent money dead money & what are the alternatives?      Cameron Kusher | Property data - hot spots, trends & price fallsCameron Kusher | Property data - hot spots, trends & price fallsCameron Kusher, CoreLogic’s Head of Research for Australia & leading commentator on housing market conditions & trends chats about:

      • Why you shouldn’t assume ALL property doubles every 7-10 years!
      • Settlement risk - what is it & how it can be avoided?
      • Pain & Gain Report- the impact of a property market slow down.
      • What are some of the weaknesses in Australian property data?
      • What is the most riskiest data to take in isolation?
      • Why access to finance is impacting the property market.
      • Weaknesses of a Hedonic Housing Price Index
      • What are the strongest areas in the Brisbane market?

      This epic data journey explains the impact of economic & demographic trends & analyses residential property throughout the country.

      DOWNLOAD THE TRANSCRIPT: 

      www.theelephantintheroom.com.au/podcasts/077

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      Cameron Kusher, CoreLogic’s Head of Research for Australia & leading commentator on housing market conditions & trends chats about:

      • Why you shouldn’t assume ALL property doubles every 7-10 years!
      • Settlement risk - what is it & how it can be avoided?
      • Pain & Gain Report- the impact of a property market slow down.
      • What are some of the weaknesses in Australian property data?
      • What is the most riskiest data to take in isolation?
      • Why access to finance is impacting the property market.
      • Weaknesses of a Hedonic Housing Price Index
      • What are the strongest areas in the Brisbane market?

      This epic data journey explains the impact of economic & demographic trends & analyses residential property throughout the country.

      DOWNLOAD THE TRANSCRIPT: 

      www.theelephantintheroom.com.au/podcasts/077

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      e26a358c23ed400cac2d390583318b03Sun, 21 Jul 2019 11:09:00 +100001:22:44falsefull7777Why you should take median house figures with a grain of salt!      Mark McCrindle | How will GenY, GenZ & Alpha get into the property market?Mark McCrindle | How will GenY, GenZ & Alpha get into the property market?Demographics is a study of who we are, where we live, what defines us. The numbers tell a story. Demographer & futurist, Mark McCrindle is an award winning social researcher, bestselling author, and influential thought leader. 

      Mark shares his understanding of key social trends & we find out:

      • Are Gen Z & Alpha likely to own property in Sydney & Melbourne?
      • The unintended consequence of parents supporting kids & creating a financial dependance mindset.
      • Migration - why are we so hung up on the numbers?
      • Are our urban centers able to sustain population growth?
      • Key factors that boost infrastructure & our economy.
      • City planning & the importance of getting it right the first time!
      • Why developers need to listen up & start building for young families.

      WEBSITE LINKS: 

      Fools & Forecasters Report

      Infographics - Mark Mccrindle Publications

      GUEST WEBSITE:

      http://markmccrindle.com/Read the transcript:

      www.theelephantintheroom.com.au/podcasts/076 

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      Demographics is a study of who we are, where we live, what defines us. The numbers tell a story. Demographer & futurist, Mark McCrindle is an award winning social researcher, bestselling author, and influential thought leader. 

      Mark shares his understanding of key social trends & we find out:

      • Are Gen Z & Alpha likely to own property in Sydney & Melbourne?
      • The unintended consequence of parents supporting kids & creating a financial dependance mindset.
      • Migration - why are we so hung up on the numbers?
      • Are our urban centers able to sustain population growth?
      • Key factors that boost infrastructure & our economy.
      • City planning & the importance of getting it right the first time!
      • Why developers need to listen up & start building for young families.

      WEBSITE LINKS: 

      Fools & Forecasters Report

      Infographics - Mark Mccrindle Publications

      GUEST WEBSITE:

      http://markmccrindle.com/Read the transcript:

      www.theelephantintheroom.com.au/podcasts/076 

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      c58852d6fbd64ffd9953e1137ff8695cSun, 14 Jul 2019 16:00:00 +100001:05:53falsefull7676How will GenY, GenZ & Alpha get into the property market?      Warren Hogan | Are we heading into a recession?Warren Hogan | Are we heading into a recession?Listen very carefully, as in this episode you will hear all about the signs that show when a bubble is about to burst!

      Warren Hogan, Industry Professor at UTS Business School & Chief Economic Advisor of The Executive Connection, shares:

      • Are we heading into a recession?
      • What are the big levers that impact the property market?
      • What impact does the property market have on the rest of our economy?
      • What is inflation & what makes it go up? 
      • What you need to know about debt & how to service it. 
      • New technologies & fast tracking, is it harming our ability to make good decisions?
      • What are the signs in a cycle that shows a bubble is about to burst!

      It’s a great episode packed full of insights, we hope you enjoy it!

      GUEST DETAILS:Warren Hogan - LinkedIn

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      Download the transcript:

      www.theelephantintheroom.com.au/podcasts/075

      See omnystudio.com/listener for privacy information.

      ]]>      Listen very carefully, as in this episode you will hear all about the signs that show when a bubble is about to burst!

      Warren Hogan, Industry Professor at UTS Business School & Chief Economic Advisor of The Executive Connection, shares:

      • Are we heading into a recession?
      • What are the big levers that impact the property market?
      • What impact does the property market have on the rest of our economy?
      • What is inflation & what makes it go up? 
      • What you need to know about debt & how to service it. 
      • New technologies & fast tracking, is it harming our ability to make good decisions?
      • What are the signs in a cycle that shows a bubble is about to burst!

      It’s a great episode packed full of insights, we hope you enjoy it!

      GUEST DETAILS:Warren Hogan - LinkedIn

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      Download the transcript:

      www.theelephantintheroom.com.au/podcasts/075

      See omnystudio.com/listener for privacy information.

      ]]>      3cf771a009754aa8b8bb6a3f1ed4271aSun, 07 Jul 2019 08:06:00 +100001:05:18falsefull7575What's happening to our economy & where are property prices headed?      Veronica Morgan & Chris Bates | Disruption, Technology & Trust in the Real Estate IndustryVeronica Morgan & Chris Bates | Disruption, Technology & Trust in the Real Estate IndustryVeronica & Chris discuss the impat AI is starting to have on the property industry & changes that are afoot. They cover: 

      • Will AI replace real estate agents & mortgage brokers?
      • Can AI manage you through the rollercoaster of a property purchase?
      • The issue of trust in the real estate industry & why it is so important.
      • What will happen to our negotiation capability with AI?
      • Who is getting paid for what? Kick backs you need to know about!
      • Should we be worried about AI & will it hurt our hip pockets?
      • Don’t assume technology or disruption to our industry is going to be a better solution.

      WEBSITE LINKS:

      Home Buyer Academy - 3 videos on property pricing 

      Chris Bates - Wealthful

      Veronica Morgan - Good Deeds Property Buyers

      Related Links:

      https://www.youtube.com/watch?v=zBnDWSvaQ1I&feature=youtu.be

      https://www.youtube.com/watch?v=kv8gvXPwWjY

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      Download the Transcript: 

      www.theelephantintheroom.com.au/podcasts/074

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      Veronica & Chris discuss the impat AI is starting to have on the property industry & changes that are afoot. They cover: 

      • Will AI replace real estate agents & mortgage brokers?
      • Can AI manage you through the rollercoaster of a property purchase?
      • The issue of trust in the real estate industry & why it is so important.
      • What will happen to our negotiation capability with AI?
      • Who is getting paid for what? Kick backs you need to know about!
      • Should we be worried about AI & will it hurt our hip pockets?
      • Don’t assume technology or disruption to our industry is going to be a better solution.

      WEBSITE LINKS:

      Home Buyer Academy - 3 videos on property pricing 

      Chris Bates - Wealthful

      Veronica Morgan - Good Deeds Property Buyers

      Related Links:

      https://www.youtube.com/watch?v=zBnDWSvaQ1I&feature=youtu.be

      https://www.youtube.com/watch?v=kv8gvXPwWjY

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      Download the Transcript: 

      www.theelephantintheroom.com.au/podcasts/074

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      f96ac6ce7b8f46b78929f531c7e25eb9Mon, 01 Jul 2019 03:55:00 +100001:00:00falsefull7474Will AI mean the death of real estate as we know it?      Roger Montgomery | Why are so many equity investors bearish about property? Roger Montgomery | Why are so many equity investors bearish about property? Roger is the Founder & Chief Investment Officer of Montgomery Investment Management. Roger brings more than two decades of investment & financial market experience & he shares interesting insights on financial markets.

      Here’s a snapshot of what you’ll learn from listening:

      • How to identify the 3 phases to a boom in the market.

      • Why a focus on the calibre of any asset is so important.

      • How to apply the principles of value investing to a property purchase.

      • What happens to prices when population growth in Australia is underestimated.

      • Why access to credit & interest rates are the ultimate driver of asset price.

      • When you know what something is worth, you know when you are paying too much!

      • What is the impact on property prices with a slow down in construction?


      We cover a lot of ground in this episode, we know you’ll enjoy listening!

      GUEST WEBSITE:https://rogermontgomery.com/

      Related Episodes:

      https://www.theelephantintheroom.com.au/podcasts/069 Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au Read the transcript:www.theelephantintheroom.com.au/podcasts/073

      See omnystudio.com/listener for privacy information.

      ]]>      Roger is the Founder & Chief Investment Officer of Montgomery Investment Management. Roger brings more than two decades of investment & financial market experience & he shares interesting insights on financial markets.

      Here’s a snapshot of what you’ll learn from listening:

      • How to identify the 3 phases to a boom in the market.

      • Why a focus on the calibre of any asset is so important.

      • How to apply the principles of value investing to a property purchase.

      • What happens to prices when population growth in Australia is underestimated.

      • Why access to credit & interest rates are the ultimate driver of asset price.

      • When you know what something is worth, you know when you are paying too much!

      • What is the impact on property prices with a slow down in construction?


      We cover a lot of ground in this episode, we know you’ll enjoy listening!

      GUEST WEBSITE:https://rogermontgomery.com/

      Related Episodes:

      https://www.theelephantintheroom.com.au/podcasts/069 Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au Read the transcript:www.theelephantintheroom.com.au/podcasts/073

      See omnystudio.com/listener for privacy information.

      ]]>      95405e1f049e4d25b0f496d5f4bea142Mon, 24 Jun 2019 01:17:00 +100001:03:13falsefull7373How can we apply the principles of value investing to the property market?      Dr Tim Sharp | Does owning a house = happiness?Dr Tim Sharp | Does owning a house = happiness?Dr. Timothy Sharp, otherwise known as Dr Happy, has spent decades studying psychology, lecturing & researching aspects of human behavior & emotion. He's currently a Professor of Positive Psychology at two leading universities. He's a founder & chief happiness officer of The Happiness Institute & he explains how emotions are entwined with everything we do.

      We learn that the way we think about things affects how we feel & behave plus:

      • Why humans are less rational than we think.
      • Is it possible to buy property without emotion?
      • Why it’s so hard to keep emotion out of property investment.
      • How planning ahead minimises implications of a property purchase.
      • Social & emotional intelligence & why it is so important.
      • Genetic & biological disposition to happiness, what can you control?
      • Minimalism, even when it comes to property - do you really need it & will it add value to your life?

      GUEST WEBSITE:https://www.drhappy.com.au/

      Dr Happy Downloads:https://www.drhappy.com.au/resources/

      Download the Episode Transcript: www.theelephantintheroom.com.au/podcasts/072

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      Dr. Timothy Sharp, otherwise known as Dr Happy, has spent decades studying psychology, lecturing & researching aspects of human behavior & emotion. He's currently a Professor of Positive Psychology at two leading universities. He's a founder & chief happiness officer of The Happiness Institute & he explains how emotions are entwined with everything we do.

      We learn that the way we think about things affects how we feel & behave plus:

      • Why humans are less rational than we think.
      • Is it possible to buy property without emotion?
      • Why it’s so hard to keep emotion out of property investment.
      • How planning ahead minimises implications of a property purchase.
      • Social & emotional intelligence & why it is so important.
      • Genetic & biological disposition to happiness, what can you control?
      • Minimalism, even when it comes to property - do you really need it & will it add value to your life?

      GUEST WEBSITE:https://www.drhappy.com.au/

      Dr Happy Downloads:https://www.drhappy.com.au/resources/

      Download the Episode Transcript: www.theelephantintheroom.com.au/podcasts/072

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      959d8b74ad4644cd84f79cdba81e7a62Mon, 17 Jun 2019 02:16:00 +100058:29falsefull7272What happens when your heart rules your head?      Kent Lardner | Life changing decisions mislead by dataKent Lardner | Life changing decisions mislead by dataWhen it comes to property, people rely on a single source of data that is rarely interrogated and often misleading. Kent Lardner joins us for a second time and guides us through the murky waters and statistical importance of data.

      • Why looking at more than one metric gives you a broader, wider picture of a marketplace.
      • Lenders Mortgage Insurance - is it a good thing for the property market?
      • Free online AVM’s & the dangers of misleading information.
      • How to understand the limitations of data & why you need to dig deep to understand it.

      There's so much good stuff in this episode!

      Kent's details:

      Kent Lardner - Suburb Trends

      EP 6: Kent Lardner Elephant in the Room Property Podcast

      Home Buyer Academy - Free Mini Course

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.auEPISODE TRANSCRIPT: www.theelephantintheroom.com.au/podcasts/071

      See omnystudio.com/listener for privacy information.

      ]]>      When it comes to property, people rely on a single source of data that is rarely interrogated and often misleading. Kent Lardner joins us for a second time and guides us through the murky waters and statistical importance of data.

      • Why looking at more than one metric gives you a broader, wider picture of a marketplace.
      • Lenders Mortgage Insurance - is it a good thing for the property market?
      • Free online AVM’s & the dangers of misleading information.
      • How to understand the limitations of data & why you need to dig deep to understand it.

      There's so much good stuff in this episode!

      Kent's details:

      Kent Lardner - Suburb Trends

      EP 6: Kent Lardner Elephant in the Room Property Podcast

      Home Buyer Academy - Free Mini Course

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.auEPISODE TRANSCRIPT: www.theelephantintheroom.com.au/podcasts/071

      See omnystudio.com/listener for privacy information.

      ]]>      166a20ebdea14db680b6fa4c7be16391Fri, 07 Jun 2019 05:28:00 +100001:13:45falsefull7171What data matters & what to ignore      Sara Wilkinson | Sustainable housing, urban development & climate change issues needing action Sara Wilkinson | Sustainable housing, urban development & climate change issues needing action Australia's first female Professor of Property, Sara Wilkinson, UTS explains sustainability, urban development and the importance of using resources that are local, renewable & energy efficient.  Plus we cover:

      * Overcoming the idea families need to live on ¼ acre block

      * Retrofitting existing properties to make them energy efficient

      * How under occupied properties could solve our affordable housing crisis.

      * How green roofs can protect your property from solar degradation

      * The benefit of aerofarms with 24hr sunshine

      * Why we have aprox 11 years to take sufficient action to stop irreversible climate change.

      * The urban heat island, city centres are often 5° hotter & ideas to cool them down

      * Why the government is urging construction to house us all.

      This is an informative episode for anyone who cares about our planet’s future!Guest Website & Relevant Links:

      UTS - Sara Wilkinson

      Architecture & Design - Sustainability Projects

      City of Sydney - Green Business & Buildings

      Podcast Links:

      Ep 1 - Simon Russell, Behavioural Finance Aust

      Ep 62 - Cecille Weldon, Liveability

      Ep 66 - Michele Adair, Housing Trust

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      EPISODE TRANSCRIPT: www.theelephantintheroom.com.au/podcasts/070

      See omnystudio.com/listener for privacy information.

      ]]>      Australia's first female Professor of Property, Sara Wilkinson, UTS explains sustainability, urban development and the importance of using resources that are local, renewable & energy efficient.  Plus we cover:

      * Overcoming the idea families need to live on ¼ acre block

      * Retrofitting existing properties to make them energy efficient

      * How under occupied properties could solve our affordable housing crisis.

      * How green roofs can protect your property from solar degradation

      * The benefit of aerofarms with 24hr sunshine

      * Why we have aprox 11 years to take sufficient action to stop irreversible climate change.

      * The urban heat island, city centres are often 5° hotter & ideas to cool them down

      * Why the government is urging construction to house us all.

      This is an informative episode for anyone who cares about our planet’s future!Guest Website & Relevant Links:

      UTS - Sara Wilkinson

      Architecture & Design - Sustainability Projects

      City of Sydney - Green Business & Buildings

      Podcast Links:

      Ep 1 - Simon Russell, Behavioural Finance Aust

      Ep 62 - Cecille Weldon, Liveability

      Ep 66 - Michele Adair, Housing Trust

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      EPISODE TRANSCRIPT: www.theelephantintheroom.com.au/podcasts/070

      See omnystudio.com/listener for privacy information.

      ]]>      a8b73225de92474abbf6fba98e4926d3Mon, 03 Jun 2019 03:26:00 +100001:03:30falsefull7070Why building for sustainability & retrofitting will benefit us all.      Scott Phillips | Shares or property, which one will make you the most money? | Insights from Motley Fool MoneyScott Phillips | Shares or property, which one will make you the most money? | Insights from Motley Fool MoneyMotley Fool Australia's, Scott Phillips, explains how the share market can offer a viable option for first home buyers to save up their deposit faster.

      Let’s look at this idea and some other alternatives:

      • Are there different investments for would-be property investors to consider when they can't borrow enough money to buy an investment-grade property?

      • What is the cost of a lemon in your share portfolio?

      • What are the compound eroding effects of fees?

      • Why you need to pre-commit to save & make a habit of it.

      • How behavioural biases cost you way more than you think!


      This is an eye opener of an episode and we uncover so much gold, so stick around until the end. Guest Website: The Motley Fool - Scott PhillipsMotley Fool Philosophy & Graphs

      Related Links:

      Ep 1 - Behavioural Biases

      Ep 9 - How to sniff out a lemon in your portfolio

      Episode Transcript: https://www.theelephantintheroom.com.au/podcasts/069

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      Motley Fool Australia's, Scott Phillips, explains how the share market can offer a viable option for first home buyers to save up their deposit faster.

      Let’s look at this idea and some other alternatives:

      • Are there different investments for would-be property investors to consider when they can't borrow enough money to buy an investment-grade property?

      • What is the cost of a lemon in your share portfolio?

      • What are the compound eroding effects of fees?

      • Why you need to pre-commit to save & make a habit of it.

      • How behavioural biases cost you way more than you think!


      This is an eye opener of an episode and we uncover so much gold, so stick around until the end. Guest Website: The Motley Fool - Scott PhillipsMotley Fool Philosophy & Graphs

      Related Links:

      Ep 1 - Behavioural Biases

      Ep 9 - How to sniff out a lemon in your portfolio

      Episode Transcript: https://www.theelephantintheroom.com.au/podcasts/069

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      23e64aea0de94befa47ae8d5d43b7e19Mon, 27 May 2019 01:07:00 +100001:13:21falsefull6969Is a share portfolio an ideal alternative investment to property?      Karen Stiles | How bad can things go with buying strata property?Karen Stiles | How bad can things go with buying strata property?Karen Stiles shares her first hand knowledge of strata ownership & her horror story of buying off the plan. Karen is now Executive Officer of Owners Corporation Network & she has brilliant insights into the hidden world of all things strata. She is extremely passionate about justice in the property world.

      Here’s a few of the eye opening topics we covered:


      See omnystudio.com/listener for privacy information.

      ]]>      Karen Stiles shares her first hand knowledge of strata ownership & her horror story of buying off the plan. Karen is now Executive Officer of Owners Corporation Network & she has brilliant insights into the hidden world of all things strata. She is extremely passionate about justice in the property world.

      Here’s a few of the eye opening topics we covered:


      See omnystudio.com/listener for privacy information.

      ]]>      fe7a5d869c3e4253906722763e1f057bMon, 20 May 2019 04:48:00 +100001:05:54falsefull6868How individual owners are left holding the baby & paying the price      Kylie Walsh | Consumers call for more transparency from real estate agentsKylie Walsh | Consumers call for more transparency from real estate agentsKylie Walsh is General Manager of Di Jones Real Estate and a licensed real estate agent. Last November, Kylie was awarded AREAs Most Influential Woman in real estate. Kylie has over 24yrs experience and over that time she's held a variety of roles that have taken her from the beach to the bush and back to the city in positions of increasing responsibility. She's worked in management roles for Australia's major franchise groups and along the way has won numerous industry awards for sales, property management and leadership. She's also served a term on the REI New South Wales Board.

      You’ll be surprised at some of what we unearthed in this episode. Here’s a snapshot:

      • Technology & how it's changing the way that consumers can get more transparency from real estate agents.

      • Should school catchments drive our purchasing decisions?

      • Why passive buyers will often pay a premium.

      • How to become an influencer, no matter what role you have.

      • Why it’s important to support those with a minority voice.

      • The differences that men & women bring to the table when negotiating, does this even matter to property buyers?

      • And finally, are women really better real estate agents?


      Kylie's Details:

      https://www.dijones.com.au/

      Website Links:

      Episode 12 - John Cunningham Episode 46 - Lorna Patten Download the transcript: www.theelephantintheroom.com.au/podcasts057 Work with Veronica? info@gooddeeds.com.au Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      Kylie Walsh is General Manager of Di Jones Real Estate and a licensed real estate agent. Last November, Kylie was awarded AREAs Most Influential Woman in real estate. Kylie has over 24yrs experience and over that time she's held a variety of roles that have taken her from the beach to the bush and back to the city in positions of increasing responsibility. She's worked in management roles for Australia's major franchise groups and along the way has won numerous industry awards for sales, property management and leadership. She's also served a term on the REI New South Wales Board.

      You’ll be surprised at some of what we unearthed in this episode. Here’s a snapshot:

      • Technology & how it's changing the way that consumers can get more transparency from real estate agents.

      • Should school catchments drive our purchasing decisions?

      • Why passive buyers will often pay a premium.

      • How to become an influencer, no matter what role you have.

      • Why it’s important to support those with a minority voice.

      • The differences that men & women bring to the table when negotiating, does this even matter to property buyers?

      • And finally, are women really better real estate agents?


      Kylie's Details:

      https://www.dijones.com.au/

      Website Links:

      Episode 12 - John Cunningham Episode 46 - Lorna Patten Download the transcript: www.theelephantintheroom.com.au/podcasts057 Work with Veronica? info@gooddeeds.com.au Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      6cd3156dd51a46f0b8617f1a06cfa1f0Mon, 13 May 2019 02:15:00 +100001:06:57falsefull6767Insights from an industry leader.      Michele Adair | What's causing Australia's housing affordability crisis?Michele Adair | What's causing Australia's housing affordability crisis?Michele Adair, CEO of Housing Trust, joins us and explains how her organization builds and manages affordable housing for people on a very low to moderate income.

      We're going to find out the difference between social housing and affordable housing. Michele highlights some important factors affecting household affordability.  It’s not just about first home buyers wanting to get onto the ladder. So what are the gaps in the system?

      Here’s some of what we covered:

      • What are alternative models for property investment and will they provide more affordable housing?

      • Why households spending 30% or more of total household income, in rent, or in mortgage repayments, are in housing stress.

      • What happens when life throws a curved ball & you can’t afford a roof over your head. How much ‘buffer’ do you need?

      • Can good urban design & planning eliminate social problems?

      • Why everyone deserves a decent home & why it’s Housing Trust’s vision.


      It’s an insightful episode, we hope you enjoy listening.

      Michele's Website:

      Housing Trust Download the Episode Trascript:

      www.theelephantintheroom.com.au/podcasts066

      Work with Veronica? info@gooddeeds.com.au Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      Michele Adair, CEO of Housing Trust, joins us and explains how her organization builds and manages affordable housing for people on a very low to moderate income.

      We're going to find out the difference between social housing and affordable housing. Michele highlights some important factors affecting household affordability.  It’s not just about first home buyers wanting to get onto the ladder. So what are the gaps in the system?

      Here’s some of what we covered:

      • What are alternative models for property investment and will they provide more affordable housing?

      • Why households spending 30% or more of total household income, in rent, or in mortgage repayments, are in housing stress.

      • What happens when life throws a curved ball & you can’t afford a roof over your head. How much ‘buffer’ do you need?

      • Can good urban design & planning eliminate social problems?

      • Why everyone deserves a decent home & why it’s Housing Trust’s vision.


      It’s an insightful episode, we hope you enjoy listening.

      Michele's Website:

      Housing Trust Download the Episode Trascript:

      www.theelephantintheroom.com.au/podcasts066

      Work with Veronica? info@gooddeeds.com.au Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      9e48502628ae41e682de944f202ccf0bMon, 06 May 2019 02:34:00 +100055:43falsefull6666Is it everybody's right to have a roof over their head?      Charles Wiggett | What you need to know before you buy in a flood zone!Charles Wiggett | What you need to know before you buy in a flood zone!In this episode, we interview Charles Wiggett Principal of Hauss Realty a boutique agency based in the Brisbane riverside suburb of Graceville. Charles prides himself on good old fashioned service, local knowledge and client care.

      Here’s a snapshot of what we covered:

      • Flood zone risks - why doing your due diligence matters!
      • Supply & scarcity & what that means for capital growth.
      • What maintenance issues you must consider before buying a “Queenslander”.
      • The oversupply of apartments in Brisbane and the impact on investors.
      • What’s happening to prices after the Banking Royal Commission.

      We hope you enjoy all the insider knowledge in this episode.

      WEBSITE LINKS:

      Charles Wigget - Hauss Realty

      Brisbane City Council  - Floodwise Property Report

      Elephant Ep 33 - Peter Koulizos - the Property Professor EPISODE TRANSCRIPT:  https://www.theelephantintheroom.com.au/podcasts/065

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      In this episode, we interview Charles Wiggett Principal of Hauss Realty a boutique agency based in the Brisbane riverside suburb of Graceville. Charles prides himself on good old fashioned service, local knowledge and client care.

      Here’s a snapshot of what we covered:

      • Flood zone risks - why doing your due diligence matters!
      • Supply & scarcity & what that means for capital growth.
      • What maintenance issues you must consider before buying a “Queenslander”.
      • The oversupply of apartments in Brisbane and the impact on investors.
      • What’s happening to prices after the Banking Royal Commission.

      We hope you enjoy all the insider knowledge in this episode.

      WEBSITE LINKS:

      Charles Wigget - Hauss Realty

      Brisbane City Council  - Floodwise Property Report

      Elephant Ep 33 - Peter Koulizos - the Property Professor EPISODE TRANSCRIPT:  https://www.theelephantintheroom.com.au/podcasts/065

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      9caeb30331c540cda809120aa01ffc88Mon, 29 Apr 2019 01:17:00 +100001:08:35falsefull6565The essential questions to ask & hot tips to understand      Ep 64 - Peter Gordon | Inside intel on what’s happening in Sydney’s blue chip suburbsEp 64 - Peter Gordon | Inside intel on what’s happening in Sydney’s blue chip suburbsWe pick the brains of Peter Gordon, one of Balmain’s most active sales agents, ranked in the top 100 agents nationally for the last four years. Peter has been with Cobden & Hayson since it launched in 2005, and has experienced both hot and cold market conditions over the years.

      Here’s some of the topics we discussed:

      • Why A grade properties continue to sell well in Blue Chip suburbs, despite market conditions.
      • Why letting a sales agent bid for you at auction will cost you more.
      • What things buyers get picky on now vs in a ‘hot’ market.
      • What happens to a property when an agent ‘buys’ a listing.
      • How elite agents operate & earn the trust of  vendors.

      WEBSITE LINKS:

      Cobden & Hayson Balmain

      Peter Gordon - CHRE

      Read the transcript:

      www.thelephantintheroom.com.au/podcasts064

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      We pick the brains of Peter Gordon, one of Balmain’s most active sales agents, ranked in the top 100 agents nationally for the last four years. Peter has been with Cobden & Hayson since it launched in 2005, and has experienced both hot and cold market conditions over the years.

      Here’s some of the topics we discussed:

      • Why A grade properties continue to sell well in Blue Chip suburbs, despite market conditions.
      • Why letting a sales agent bid for you at auction will cost you more.
      • What things buyers get picky on now vs in a ‘hot’ market.
      • What happens to a property when an agent ‘buys’ a listing.
      • How elite agents operate & earn the trust of  vendors.

      WEBSITE LINKS:

      Cobden & Hayson Balmain

      Peter Gordon - CHRE

      Read the transcript:

      www.thelephantintheroom.com.au/podcasts064

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      508e5926f2d449a887ccdb3da2bdbd58Mon, 22 Apr 2019 04:49:00 +100059:26falsefull6464Why “A” grade properties continue to sell despite market conditions      Ep 63 - Jonathan Russell & John Roydhouse | What will it take to make our apartment buildings safe?Ep 63 - Jonathan Russell & John Roydhouse | What will it take to make our apartment buildings safe?In this episode, we're going to address one of the biggest elephants in the room so far in this podcast. In Australia, engineers don't have to be registered!

      We talk to two experts, John Roydhouse, CEO of the Institute of Public Works Engineering Australasia, NSW a professional membership organization looking after the interest of public works engineering and all public infrastructure in NSW. And, Jonathan Russell, Engineers Australia, related to the Institute of Public Works Engineering Australasia.

      Here’s some of what we covered:

      • Is the Build quality and safety of newly constructed housing up to scratch?
      • Why the financial well being of apartment owners can be at risk.
      • What’s the downside of an infrastructure and building boom coupled with hurried design, approval, construction and compliance processes?
      • Data around that points to 7 out of 10 new residential buildings have defects!
      • How Opal Tower, Lacrosse Tower or the London Grenfell Tower tragedy might have been prevented.

      Guest Details & Links:John Roydhouse - IPWEA

      Jonathan Russell - Engineers Australia

      Engineers Australia - NSW Election

      Read the transcript:

      www.thelephantintheroom.com.au/podcasts063

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      In this episode, we're going to address one of the biggest elephants in the room so far in this podcast. In Australia, engineers don't have to be registered!

      We talk to two experts, John Roydhouse, CEO of the Institute of Public Works Engineering Australasia, NSW a professional membership organization looking after the interest of public works engineering and all public infrastructure in NSW. And, Jonathan Russell, Engineers Australia, related to the Institute of Public Works Engineering Australasia.

      Here’s some of what we covered:

      • Is the Build quality and safety of newly constructed housing up to scratch?
      • Why the financial well being of apartment owners can be at risk.
      • What’s the downside of an infrastructure and building boom coupled with hurried design, approval, construction and compliance processes?
      • Data around that points to 7 out of 10 new residential buildings have defects!
      • How Opal Tower, Lacrosse Tower or the London Grenfell Tower tragedy might have been prevented.

      Guest Details & Links:John Roydhouse - IPWEA

      Jonathan Russell - Engineers Australia

      Engineers Australia - NSW Election

      Read the transcript:

      www.thelephantintheroom.com.au/podcasts063

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      ea52541b466e427a8692848a3bd0f508Mon, 15 Apr 2019 04:27:00 +100057:53falsefull6363Is Opal Tower a one off or could it happen again?      Ep 62 - Cecille Weldon | How to reduce running costs of your property & increase its value Ep 62 - Cecille Weldon | How to reduce running costs of your property & increase its value We picked the brains of Cecille Weldon. Cecille is responsible for the creation and development of the Banksia Award-winning Liveability Real Estate Framework.

      Now owned and backed by the CSIRO, this new way of marketing property introduces 17 new property features into the real estate transaction. These are liveability features which cover passive building design, energy and water efficiency and renewables.

      The liveability mandate is to create your best home: healthy, efficient, comfortable and connected to your local community.Here’s a snapshot of what we discussed:

      • 17 liveability features of a property & why they matter for homeowners & tenants
      • How to reduce your property’s running costs & increase comfort
      • Why fixing liveability of your property will give you more disposable income
      • Why it’s not just about comfort of living, it can increase the value of your property.

      LINKS:

      www.liveability.com.au

      Tankulator - Rainwater Tank Sizing Tool

      Cecille Weldon's Website

      Read the transcript:

      www.thelephantintheroom.com.au/podcasts062

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      We picked the brains of Cecille Weldon. Cecille is responsible for the creation and development of the Banksia Award-winning Liveability Real Estate Framework.

      Now owned and backed by the CSIRO, this new way of marketing property introduces 17 new property features into the real estate transaction. These are liveability features which cover passive building design, energy and water efficiency and renewables.

      The liveability mandate is to create your best home: healthy, efficient, comfortable and connected to your local community.Here’s a snapshot of what we discussed:

      • 17 liveability features of a property & why they matter for homeowners & tenants
      • How to reduce your property’s running costs & increase comfort
      • Why fixing liveability of your property will give you more disposable income
      • Why it’s not just about comfort of living, it can increase the value of your property.

      LINKS:

      www.liveability.com.au

      Tankulator - Rainwater Tank Sizing Tool

      Cecille Weldon's Website

      Read the transcript:

      www.thelephantintheroom.com.au/podcasts062

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      b7c20d85ef804a0f9d38da4d6dc387faMon, 08 Apr 2019 01:13:00 +100001:13:30falsefull6262The 17 Liveability features that will benefit owners, investors & tenants      EP 61 - Fool or Forecaster Special | Who should we believe?EP 61 - Fool or Forecaster Special | Who should we believe?In this episode we are doing something a little bit different.

      To celebrate April Fools Day, we have produced a special report on the big failed property bets, what forecasters got wrong in 2018 and who is brave enough to predict what’s to come in 2019 & 2020. You’ll hear why it is impossible to predict the future and whether Veronica is really a Perma-Bull as some have accused her of being.

      It seems that we are our own worst enemy, as our obsession with property means we are always thirsty to hear the latest forecast, even when we know full well that it is nonsense!

      We hope you enjoy this episode and we promise it’s the first of many - we’ll be watching and listening for the 2019 forecasts and we’ll be bringing you the dirt on them next year!

      Download the transcript:

      www.theelephantintheroom.com.au/podcasts061

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

       

      See omnystudio.com/listener for privacy information.

      ]]>      In this episode we are doing something a little bit different.

      To celebrate April Fools Day, we have produced a special report on the big failed property bets, what forecasters got wrong in 2018 and who is brave enough to predict what’s to come in 2019 & 2020. You’ll hear why it is impossible to predict the future and whether Veronica is really a Perma-Bull as some have accused her of being.

      It seems that we are our own worst enemy, as our obsession with property means we are always thirsty to hear the latest forecast, even when we know full well that it is nonsense!

      We hope you enjoy this episode and we promise it’s the first of many - we’ll be watching and listening for the 2019 forecasts and we’ll be bringing you the dirt on them next year!

      Download the transcript:

      www.theelephantintheroom.com.au/podcasts061

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

       

      See omnystudio.com/listener for privacy information.

      ]]>      132697b73d3b44ba9b6823654d13ff01Sun, 31 Mar 2019 23:27:00 +100001:13:25falsefull6161In this episode we are doing something a little bit different. To celebrate April Fools Day, we have produced a special report on the big failed property bets, what forecasters got wrong in 2018 and who is brave enough to predict what’s to come in...      Ep 60 - Mike Mortlock | Are property investors paying more tax than they need to? Insights from Geared for GrowthEp 60 - Mike Mortlock | Are property investors paying more tax than they need to? Insights from Geared for GrowthIn this episode, we picked the brains of Mike Mortlock. Mike is the managing director of MCG Quantity Surveyors which was recently recognized as Australia's fastest growing quantity surveying firm by the Australian Financial Review Fast 100. MCG was the first quantity surveying firm to publish real data on the average deductions for property investors.

      We had a very revealing chat with Mike about:

      • Tiny details investors need to understand that trigger paying more tax.
      • Why, if you purchase a property off the plan, it's worthwhile getting a building compliance inspection to identify defects.
      • How data on units sold off the plan, in a number of capital cities, is proving they are not great candidates for capital growth.
      • Why we need to be very skeptical of media spruikers and take time on due diligence, especially given 38% of investors buy new property!
      • Why housing affordability is going to be a national concern because rental yields have been increasing.
      • How good advice from an accountant who understands property , an investment savvy broker, a strategic financial planner and a good conveyancer will save you in the long term.

      Mike’s website:https://www.mcgqs.com.au/

      Data findings & free giveaway:www.mcgqs.com.au/elephantintheroom

      Episodes mentioned:Episode 45 - Noel Whittaker, Good advice doesn’t cost it pays!

      Episode 46 - Lorna Patten, What causes wishful thinking and why does it cost us so much?Episode 47 - Bryce Holdaway, What does the ultimate property spruiker look like and are they all bad?

      Episode 51 - Cameron MacQueen, What’s in property development for Chinese investors

      Download the transcript:

      www.thelephantintheroom.com.au/podcasts060

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      In this episode, we picked the brains of Mike Mortlock. Mike is the managing director of MCG Quantity Surveyors which was recently recognized as Australia's fastest growing quantity surveying firm by the Australian Financial Review Fast 100. MCG was the first quantity surveying firm to publish real data on the average deductions for property investors.

      We had a very revealing chat with Mike about:

      • Tiny details investors need to understand that trigger paying more tax.
      • Why, if you purchase a property off the plan, it's worthwhile getting a building compliance inspection to identify defects.
      • How data on units sold off the plan, in a number of capital cities, is proving they are not great candidates for capital growth.
      • Why we need to be very skeptical of media spruikers and take time on due diligence, especially given 38% of investors buy new property!
      • Why housing affordability is going to be a national concern because rental yields have been increasing.
      • How good advice from an accountant who understands property , an investment savvy broker, a strategic financial planner and a good conveyancer will save you in the long term.

      Mike’s website:https://www.mcgqs.com.au/

      Data findings & free giveaway:www.mcgqs.com.au/elephantintheroom

      Episodes mentioned:Episode 45 - Noel Whittaker, Good advice doesn’t cost it pays!

      Episode 46 - Lorna Patten, What causes wishful thinking and why does it cost us so much?Episode 47 - Bryce Holdaway, What does the ultimate property spruiker look like and are they all bad?

      Episode 51 - Cameron MacQueen, What’s in property development for Chinese investors

      Download the transcript:

      www.thelephantintheroom.com.au/podcasts060

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      7130908ef43b43af936a90ddeab6374bMon, 25 Mar 2019 01:42:00 +100001:04:45falsefull6060Depreciation schedule lowdown & how to maximise your investment return.      Ep 59 - Suzy Jacobs | Your money mindset & how it affects your property decisions | Wisdom from The Change RoomEp 59 - Suzy Jacobs | Your money mindset & how it affects your property decisions | Wisdom from The Change RoomIn this episode, we pick the brains of Suzy Jacobs, a fabulously outspoken and honest pioneer in women lead business networks. Suzy founded SheBusiness and has lead thousands to business success. She sold SheBusiness and launched Finesque in 2016 to demystify financial language and create opportunities for individuals to grow their financial independence and security. We discover:

      • How your beliefs about money have long term effects on your financial future.
      • Is it ok to hand responsibility of financial decisions over to a third party?
      • How unconscious beliefs drive our decision making when it comes to property.
      • Why we need to slow down & be accountable property investors.
      • Transitional thinking & why it makes a big difference.

      This episode will really make you rethink where your financial future is headed.

      Where you can find Suzy:

      https://www.finesque.com/

      More episodes on mindfulness:

      https://www.theelephantintheroom.com.au/podcasts/1

      https://www.theelephantintheroom.com.au/podcasts/038

      Download the transcript:

      www.thelephantintheroom.com.au/podcasts059

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      In this episode, we pick the brains of Suzy Jacobs, a fabulously outspoken and honest pioneer in women lead business networks. Suzy founded SheBusiness and has lead thousands to business success. She sold SheBusiness and launched Finesque in 2016 to demystify financial language and create opportunities for individuals to grow their financial independence and security. We discover:

      • How your beliefs about money have long term effects on your financial future.
      • Is it ok to hand responsibility of financial decisions over to a third party?
      • How unconscious beliefs drive our decision making when it comes to property.
      • Why we need to slow down & be accountable property investors.
      • Transitional thinking & why it makes a big difference.

      This episode will really make you rethink where your financial future is headed.

      Where you can find Suzy:

      https://www.finesque.com/

      More episodes on mindfulness:

      https://www.theelephantintheroom.com.au/podcasts/1

      https://www.theelephantintheroom.com.au/podcasts/038

      Download the transcript:

      www.thelephantintheroom.com.au/podcasts059

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      66c76f59cf0e41328dd4711a0b362a19Mon, 18 Mar 2019 04:27:00 +100051:23falsefull5959How to grow your wealth from the inside out!      Ep 58 - Nerida Conisbee | The problem with property data & knowing who to believe!Ep 58 - Nerida Conisbee | The problem with property data & knowing who to believe!Nerida Conisbee is Chief Economist for the REA Group, which incorporates websites www.realestate.com.au & www.realcommercial.com.au, amongst others. Nerida has more than 20 years of property research experience & appears every fortnight on ABC News Breakfast, every Tuesday on Your Money, & she writes a fortnightly column for The Australian.  She provides updates on property market conditions to major government bodies & here is some of what she explains:

      • What is data & how can it affect property prices?
      • What suburbs perform best & the types of suburbs that people are most highly engaged in.
      • Top ten suburb lists & hotspotting - looking from the data perspective.
      • Auction clearance rates, median price & how the data can be manipulated.
      • Not all data is what it seems, there is some data to be weary of.

      Links: Nerida Conisbee - www.realestate.com.au

      Past Episodes:Stuart Wemyss - Episode 39Anthony Millet - Episode 31

      Download the transcript:

      www.thelephantintheroom.com.au/podcasts058

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      Nerida Conisbee is Chief Economist for the REA Group, which incorporates websites www.realestate.com.au & www.realcommercial.com.au, amongst others. Nerida has more than 20 years of property research experience & appears every fortnight on ABC News Breakfast, every Tuesday on Your Money, & she writes a fortnightly column for The Australian.  She provides updates on property market conditions to major government bodies & here is some of what she explains:

      • What is data & how can it affect property prices?
      • What suburbs perform best & the types of suburbs that people are most highly engaged in.
      • Top ten suburb lists & hotspotting - looking from the data perspective.
      • Auction clearance rates, median price & how the data can be manipulated.
      • Not all data is what it seems, there is some data to be weary of.

      Links: Nerida Conisbee - www.realestate.com.au

      Past Episodes:Stuart Wemyss - Episode 39Anthony Millet - Episode 31

      Download the transcript:

      www.thelephantintheroom.com.au/podcasts058

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      b6fd98596f464ff0bf5d0ae4abf32eedMon, 11 Mar 2019 00:56:00 +100001:13:05falsefull5858Suburb hotspotting, quarterly property outlook reports & what data to be wary of!      Ep 57 - Listener Q&A | Inner city vs. outer suburbs | Builders going awol | Pushy financial planners | Alternative forms of property investment.Ep 57 - Listener Q&A | Inner city vs. outer suburbs | Builders going awol | Pushy financial planners | Alternative forms of property investment.In this episode, we are going to answer some listener questions. We cover a fair bit of ground, however, here are the highlights:

      • Should you be investing in the outskirts, or investing in the inner rings of capital cities?
      • What happens if the builder runs away with your money during a renovation and where to get help.

      • What to do if your financial planner becomes a little bit too pushy & recommends property to get paid a commission.
      • Real Estate Investment Trusts, do they make good investments?

      We refer back to a number of past episodes with some great intel & you can check them out here:

      Luke Metcalf: Episode 16

      Kate Lumby: Episode 4

      Jarrod McCabe: Episode 42

      Frank Gelber: Episode 37

      Bryce Holdaway: Episode 47

      Fair Trading: Resolving Building Disputes

      Master Builders Association:  http://www.mbansw.asn.au/

      Download the transcript:

      www.thelephantintheroom.com.au/podcasts057

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      In this episode, we are going to answer some listener questions. We cover a fair bit of ground, however, here are the highlights:

      • Should you be investing in the outskirts, or investing in the inner rings of capital cities?
      • What happens if the builder runs away with your money during a renovation and where to get help.

      • What to do if your financial planner becomes a little bit too pushy & recommends property to get paid a commission.
      • Real Estate Investment Trusts, do they make good investments?

      We refer back to a number of past episodes with some great intel & you can check them out here:

      Luke Metcalf: Episode 16

      Kate Lumby: Episode 4

      Jarrod McCabe: Episode 42

      Frank Gelber: Episode 37

      Bryce Holdaway: Episode 47

      Fair Trading: Resolving Building Disputes

      Master Builders Association:  http://www.mbansw.asn.au/

      Download the transcript:

      www.thelephantintheroom.com.au/podcasts057

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      a2f3e5548fab49b886023723dcf72b4eTue, 05 Mar 2019 05:31:00 +100059:22falsefull5757Inner city vs. outer suburbs | Builders going awol | Pushy financial planners | Alternative forms of property investment.      Ep 56 - Lisa Indge | How to get the most rent & how Instagram can blow a tenants coverEp 56 - Lisa Indge | How to get the most rent & how Instagram can blow a tenants coverThis is the first property manager we've had on The Elephant. Here’s what we found out:

      • Seasonality & over supply, the months to avoid.
      • What constitutes a good tenant & how to choose a good property manager.
      • Reference checking tenants & how Instagram pics reveals all.
      • How to change your managing agent the easy way.
      • Landlord insurance - not all policies are created equal.

      If you own an investment property or thinking of buying one, you need to listen to this episode.

      https://www.letsrent.com.au/

      Download the transcript:

      www.thelephantintheroom.com.au/podcasts056

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      This is the first property manager we've had on The Elephant. Here’s what we found out:

      • Seasonality & over supply, the months to avoid.
      • What constitutes a good tenant & how to choose a good property manager.
      • Reference checking tenants & how Instagram pics reveals all.
      • How to change your managing agent the easy way.
      • Landlord insurance - not all policies are created equal.

      If you own an investment property or thinking of buying one, you need to listen to this episode.

      https://www.letsrent.com.au/

      Download the transcript:

      www.thelephantintheroom.com.au/podcasts056

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      eae5fc38c72543c4874ec54353057f6aMon, 25 Feb 2019 01:55:00 +100001:14:45falsefull5656How to get the most rent & how Instagram can blow a tenants cover!      Ep 55 - Malcolm Gunning | Is commercial real estate only for the sophisticated investor?Ep 55 - Malcolm Gunning | Is commercial real estate only for the sophisticated investor?Malcolm Gunning, has been in real estate forever & his agency Gunning Real Estate focuses on commercial, industrial, retail, residential & development real estate. They also provide services in sales, leasing, property management, consultancy, & valuation.

      Here is some of what we covered:

      • What is sophisticated investor & do they always get it right?

      • The 3 main methods used to value a commercial property.

      • How to target the right buyer pool when selling an investment property.

      • Why foot traffic, infrastructure & the neighbouring retailer is so important.

      • Rent movements, yield, land value & capital growth in the commercial world.


      https://www.gunningre.com.au/

      Download the transcript:

      www.thelephantintheroom.com.au/podcasts055

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      Malcolm Gunning, has been in real estate forever & his agency Gunning Real Estate focuses on commercial, industrial, retail, residential & development real estate. They also provide services in sales, leasing, property management, consultancy, & valuation.

      Here is some of what we covered:

      • What is sophisticated investor & do they always get it right?

      • The 3 main methods used to value a commercial property.

      • How to target the right buyer pool when selling an investment property.

      • Why foot traffic, infrastructure & the neighbouring retailer is so important.

      • Rent movements, yield, land value & capital growth in the commercial world.


      https://www.gunningre.com.au/

      Download the transcript:

      www.thelephantintheroom.com.au/podcasts055

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      f38a76dee83146ac95ee14bc0f0fc601Sun, 17 Feb 2019 23:48:00 +100001:16:42falsefull5555Short term vs long term thinking & how it impacts your future wealth.      Ep 54 - Haesley Cush | Why auctions don't fly in Brisbane but unrenovated 'Queenslanders' do!Ep 54 - Haesley Cush | Why auctions don't fly in Brisbane but unrenovated 'Queenslanders' do!Haesley Cush, auctioneer, sales agent and principal, opens up about the Brisbane property market and explains how apartments can lose money while unrenovated Queenslanders in the same suburbs sell for ridiculous prices. What are the best buys in Brisbane at the moment?  Here’s what else you’ll learn:

      • The Brisbane property market & why locals don’t like auctions.

      • What's a good property investment & what’s not in Brissy.

      • Why it’s easier than you think to over capitalise on an unrenovated “Queenslander”.

      • Oversupply of apartments - what’s going on?


      There is so much insider knowledge here!

      Haesley’s details:

      http://livingherecushpartners.com.au/

      Download the transcript:

      www.thelephantintheroom.com.au/podcasts054

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      Haesley Cush, auctioneer, sales agent and principal, opens up about the Brisbane property market and explains how apartments can lose money while unrenovated Queenslanders in the same suburbs sell for ridiculous prices. What are the best buys in Brisbane at the moment?  Here’s what else you’ll learn:

      • The Brisbane property market & why locals don’t like auctions.

      • What's a good property investment & what’s not in Brissy.

      • Why it’s easier than you think to over capitalise on an unrenovated “Queenslander”.

      • Oversupply of apartments - what’s going on?


      There is so much insider knowledge here!

      Haesley’s details:

      http://livingherecushpartners.com.au/

      Download the transcript:

      www.thelephantintheroom.com.au/podcasts054

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      4f1eeb23af9a4f088aa8b0a5626eb79cMon, 11 Feb 2019 00:12:00 +100001:18:28falsefull5454Buy wisely, don’t get caught in the apartment glut!      Ep 53 - Tim McKibbin |Why is the REINSW & the State Government at war? Ep 53 - Tim McKibbin |Why is the REINSW & the State Government at war? In this episode, we pick the brains of Tim McKibbin, CEO of the REI New South Wales. Originally qualifying as a lawyer and an accountant, Tim joined the REI 15 years ago, and has been the CEO now for 13 years. He's an extremely vocal advocate for the real estate industry, and over the past few years he's had a couple of stoushes with the New South Wales state government on a number of issues. Recently, he's been very vocal and he's called for self regulation. His latest battle has been over stamp duty reform and it’s really fired him up!

      We dive into some hot topics, such as:

      • What the Government has planned to assist with housing affordability.

      • Stamp Duty: Why hasn’t it changed in 32 years?

      • Negative Gearing: Is it purely politics?

      • Why we need review the regulators of the real estate industry that don’t know what’s going on, AKA Fair Trading.

      • Trust account audits - the good, bad and the ugly.


      We hope you enjoy this episode as much as we did recording it!

      LINKS:

      Property Investors Council of Australia:  https://pica.asn.au/

      Stamp Duty Reform Link:

      https://www.reinsw.com.au/Web/Posts/Latest_News/201811/aStamp_duty_reforms_are_an_insult_says_REINSW.aspx

      Good Deeds Blog - Land Tax: https://gooddeeds.com.au/sydney-property-market-updates/what-is-land-tax-and-is-it-fair/

      REINSW Petition for Property Services Commissioner

      https://www.reinsw.com.au/Web/Posts/Latest_News/201811/reinsw_launches_petition_for_property_services_commissioner.aspx

      See omnystudio.com/listener for privacy information.

      ]]>      In this episode, we pick the brains of Tim McKibbin, CEO of the REI New South Wales. Originally qualifying as a lawyer and an accountant, Tim joined the REI 15 years ago, and has been the CEO now for 13 years. He's an extremely vocal advocate for the real estate industry, and over the past few years he's had a couple of stoushes with the New South Wales state government on a number of issues. Recently, he's been very vocal and he's called for self regulation. His latest battle has been over stamp duty reform and it’s really fired him up!

      We dive into some hot topics, such as:

      • What the Government has planned to assist with housing affordability.

      • Stamp Duty: Why hasn’t it changed in 32 years?

      • Negative Gearing: Is it purely politics?

      • Why we need review the regulators of the real estate industry that don’t know what’s going on, AKA Fair Trading.

      • Trust account audits - the good, bad and the ugly.


      We hope you enjoy this episode as much as we did recording it!

      LINKS:

      Property Investors Council of Australia:  https://pica.asn.au/

      Stamp Duty Reform Link:

      https://www.reinsw.com.au/Web/Posts/Latest_News/201811/aStamp_duty_reforms_are_an_insult_says_REINSW.aspx

      Good Deeds Blog - Land Tax: https://gooddeeds.com.au/sydney-property-market-updates/what-is-land-tax-and-is-it-fair/

      REINSW Petition for Property Services Commissioner

      https://www.reinsw.com.au/Web/Posts/Latest_News/201811/reinsw_launches_petition_for_property_services_commissioner.aspx

      See omnystudio.com/listener for privacy information.

      ]]>      5585fd4c6a7f45278aa1eac0d8975d3dMon, 04 Feb 2019 01:35:00 +100001:20:31falsefull5353Negative gearing, stamp duty & what's failing property investors      Ep 52 - Jennie Tonner | How can property buyers get it wrong with contracts?Ep 52 - Jennie Tonner | How can property buyers get it wrong with contracts?Plus all the dirt on the hidden pitfalls in off-the-plan contracts.

      We are very excited to share our conversation with Jennie Tonner, our very first conveyancer on “The Elephant”. She is one of Australia’s most experienced conveyancers who has spent decades working in the “big end of town” and now runs her own small business, Cremorne Conveyancing.

      You’ll learn an incredible amount about what can so easily go wrong for buyers who don’t invest in good legal advice. Jennie shares her experience and wisdom, including:

      • What can’t be changed in a contract during the cooling off period.

      • How the contract review process changes for buyers when the market cools down and heats up.

      • A few horror stories with buying off the plan.

      • How some developments sell before they even have council consent!

      • What a release of deposit clause is and what you should do if you see one.

      • When you are protected if you buy a property without council approval for building works.


      This is a brilliant episode which highlights the importance of getting good advice before you sign on the dotted line.

      Where you can find Jennie: https://cremorneconveyancing.com.au/

      Download the transcript:

      www.thelephantintheroom.com.au/podcasts052

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      Plus all the dirt on the hidden pitfalls in off-the-plan contracts.

      We are very excited to share our conversation with Jennie Tonner, our very first conveyancer on “The Elephant”. She is one of Australia’s most experienced conveyancers who has spent decades working in the “big end of town” and now runs her own small business, Cremorne Conveyancing.

      You’ll learn an incredible amount about what can so easily go wrong for buyers who don’t invest in good legal advice. Jennie shares her experience and wisdom, including:

      • What can’t be changed in a contract during the cooling off period.

      • How the contract review process changes for buyers when the market cools down and heats up.

      • A few horror stories with buying off the plan.

      • How some developments sell before they even have council consent!

      • What a release of deposit clause is and what you should do if you see one.

      • When you are protected if you buy a property without council approval for building works.


      This is a brilliant episode which highlights the importance of getting good advice before you sign on the dotted line.

      Where you can find Jennie: https://cremorneconveyancing.com.au/

      Download the transcript:

      www.thelephantintheroom.com.au/podcasts052

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      d2176706f1d64ce8ab03bb401c42a162Mon, 28 Jan 2019 07:25:00 +100001:13:40falsefull5252Plus all the dirt on the hidden pitfalls in off-the-plan contracts      Ep 51 - Cameron Macqueen | What’s in property development for Chinese investors?Ep 51 - Cameron Macqueen | What’s in property development for Chinese investors?Cameron Macqueen is a man that’s done many great things in the business world. After 5 years growing a big business in China he came back to Australia to run a Chinese property development company - PAI Group. PAI have been building 100’s of small developments, mainly in Melbourne’s middle ring suburbs. These developments are funded by Chinese citizens mainly to get two things, a great return and a permanent residency status in Australia.

      Here are some highlights:

      The different ways Chinese think about property.

      How Chinese gut apartments and want everything brand new.

      How you can get Permanent Residency if you have a bit of cash.

      The market risk in doing developments.

      How Chinese build community developments that are amazing places to live.

      How we are going to grow our cities, as we grow our population

      We finish we some rather hilarious tree cutting dumbos so be sure to tune in till the end!

      Cameron’s details:https://www.paigroup.com.au/home-en

      Download the transcript: www.thelephantintheroom.com.au/podcasts051

      Work with Veronica? info@gooddeeds.com.au Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      Cameron Macqueen is a man that’s done many great things in the business world. After 5 years growing a big business in China he came back to Australia to run a Chinese property development company - PAI Group. PAI have been building 100’s of small developments, mainly in Melbourne’s middle ring suburbs. These developments are funded by Chinese citizens mainly to get two things, a great return and a permanent residency status in Australia.

      Here are some highlights:

      The different ways Chinese think about property.

      How Chinese gut apartments and want everything brand new.

      How you can get Permanent Residency if you have a bit of cash.

      The market risk in doing developments.

      How Chinese build community developments that are amazing places to live.

      How we are going to grow our cities, as we grow our population

      We finish we some rather hilarious tree cutting dumbos so be sure to tune in till the end!

      Cameron’s details:https://www.paigroup.com.au/home-en

      Download the transcript: www.thelephantintheroom.com.au/podcasts051

      Work with Veronica? info@gooddeeds.com.au Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      99925181742f430da7479cb0f39f0b87Mon, 21 Jan 2019 22:21:00 +100001:08:12falsefull5151The traps to avoid when getting involved with property developments      Ep 50 - The biggest lessons from the first 25 episodes | Veronica & Chris summer special 3Ep 50 - The biggest lessons from the first 25 episodes | Veronica & Chris summer special 3In this episode, Veronica and Chris finish the summer series with a discussion about some of the biggest  “aha” moments in the first 25 episodes.

      As always, this conversation covers a lot of ground as we pull snippets from different interviews and discuss the key lessons and takeaways in more detail.

      • The most common behavioural biases we have that let us down.

      • What’s really happening during an auction sales process.

      • Agent tactics to get you to make an offer.

      • How we are not fans of “Positive Cash Flow”

      • The Interest Only Cliff and what it will impact

      • How data analytics are going to change property investing in the future.

      • Flaws in new buildings and the risks of buying off the plan.


      This is the 50th episode and there’s so much to learn that only the first 25 episodes could be covered in this chat! Listen up and come back, the second 25 episodes will be tackled soon - there’s so much more gold in them!

      Episodes mentioned:

      Damien Cooley

      Matt Hayson

      Michael Harris

      Ewan Morton

      Luke Metcalf

      Michael Ferrier

      Amanda Farmer

      Download the transcript:

      www.thelephantintheroom.com.au/podcasts050

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      In this episode, Veronica and Chris finish the summer series with a discussion about some of the biggest  “aha” moments in the first 25 episodes.

      As always, this conversation covers a lot of ground as we pull snippets from different interviews and discuss the key lessons and takeaways in more detail.

      • The most common behavioural biases we have that let us down.

      • What’s really happening during an auction sales process.

      • Agent tactics to get you to make an offer.

      • How we are not fans of “Positive Cash Flow”

      • The Interest Only Cliff and what it will impact

      • How data analytics are going to change property investing in the future.

      • Flaws in new buildings and the risks of buying off the plan.


      This is the 50th episode and there’s so much to learn that only the first 25 episodes could be covered in this chat! Listen up and come back, the second 25 episodes will be tackled soon - there’s so much more gold in them!

      Episodes mentioned:

      Damien Cooley

      Matt Hayson

      Michael Harris

      Ewan Morton

      Luke Metcalf

      Michael Ferrier

      Amanda Farmer

      Download the transcript:

      www.thelephantintheroom.com.au/podcasts050

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      b9367335d5c24fc097a0d8f0871e1888Mon, 14 Jan 2019 04:33:00 +100058:39falsefull5050Plus a deep dive into exactly why buying off-the-plan is so risky      Ep 49 - What will Labor’s negative gearing policy do to the property market? | Veronica & Chris summer special 2Ep 49 - What will Labor’s negative gearing policy do to the property market? | Veronica & Chris summer special 2Will it really create housing affordability and will there be unintended consequences?

      In this episode we stir up the conversation on Labor’s negative gearing policy and just how crazy we believe it will be if they successfully get it legislated. To help you better understand what could happen, we bring in parts of the conversations we’ve had with some of the smartest minds in property - Pete Wargent, The Kouk, Tyron Hyde and Ben Kingsley.

      For us, it is wildly outrageous that they believe this will help first home buyers get what they really want long term; a home in a highly desirable location. In fact we believe it will make it even harder for them.

      Labor are forgetting that a lot is riding on keeping our property investment industry stable and flowing, but in order to win votes they will bring financial pain to property owners all over the country. For properties not traditionally bought by investors, such as houses in the inner rings of capital cities, this will not have a huge impact. But for properties that are bought almost entirely by investors such as units, new apartments and holidays homes, this could be catastrophic. There are so many flaws in this policy design and this episode explores what the consequences could be if it gets the go ahead.

      Blog mentioned:Stuart Weymss

      Episodes mentioned:Pete WargentBen Kingsley Tyron Hyde Stephen Koukoulas

      Download the transcript:

      www.thelephantintheroom.com.au/podcasts048

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      Will it really create housing affordability and will there be unintended consequences?

      In this episode we stir up the conversation on Labor’s negative gearing policy and just how crazy we believe it will be if they successfully get it legislated. To help you better understand what could happen, we bring in parts of the conversations we’ve had with some of the smartest minds in property - Pete Wargent, The Kouk, Tyron Hyde and Ben Kingsley.

      For us, it is wildly outrageous that they believe this will help first home buyers get what they really want long term; a home in a highly desirable location. In fact we believe it will make it even harder for them.

      Labor are forgetting that a lot is riding on keeping our property investment industry stable and flowing, but in order to win votes they will bring financial pain to property owners all over the country. For properties not traditionally bought by investors, such as houses in the inner rings of capital cities, this will not have a huge impact. But for properties that are bought almost entirely by investors such as units, new apartments and holidays homes, this could be catastrophic. There are so many flaws in this policy design and this episode explores what the consequences could be if it gets the go ahead.

      Blog mentioned:Stuart Weymss

      Episodes mentioned:Pete WargentBen Kingsley Tyron Hyde Stephen Koukoulas

      Download the transcript:

      www.thelephantintheroom.com.au/podcasts048

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      a6bcb5604d56434b931580aedeb90422Wed, 09 Jan 2019 00:25:00 +100053:03falsefull4949Will it really create housing affordability and will there be unintended consequences?      Ep 48 - What's going to happen to the property market in 2019 and how to borrow money? | Veronica & Chris summer special 1Ep 48 - What's going to happen to the property market in 2019 and how to borrow money? | Veronica & Chris summer special 1In this episode we have a look at 2019 and what could change in “the property market”.

      This is the first of our 2019 summer specials and we reflect back on what some of our podcast guests have had to say about the big issues affecting property prices.

      • Peter Koulizos talks Australia.

      • Pete Wargent talks Brisbane.

      • The Kouk talks all things interest rates and what the RBA could do.

      • Mark Foy explains why some properties are performing better than others.

      • John Lindemann explains how scarcity really works and where to buy for long term growth.

      • We talk about the flight to quality, property fundamentals and how many different markets perform.


      Please listen to the end because Chris gives a great summary of how home loan lending has changed and what to do about it in 2019.

      Links: Veronica’s blogs:Lilyfield Case StudyPost GCF Case StudyBuy or Sell First Blog

      Chris Blog

      Servicing Changes

      www.thelephantintheroom.com.au/podcasts048

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      In this episode we have a look at 2019 and what could change in “the property market”.

      This is the first of our 2019 summer specials and we reflect back on what some of our podcast guests have had to say about the big issues affecting property prices.

      • Peter Koulizos talks Australia.

      • Pete Wargent talks Brisbane.

      • The Kouk talks all things interest rates and what the RBA could do.

      • Mark Foy explains why some properties are performing better than others.

      • John Lindemann explains how scarcity really works and where to buy for long term growth.

      • We talk about the flight to quality, property fundamentals and how many different markets perform.


      Please listen to the end because Chris gives a great summary of how home loan lending has changed and what to do about it in 2019.

      Links: Veronica’s blogs:Lilyfield Case StudyPost GCF Case StudyBuy or Sell First Blog

      Chris Blog

      Servicing Changes

      www.thelephantintheroom.com.au/podcasts048

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      004f4fb940c642078fa53b047db63343Tue, 01 Jan 2019 05:24:00 +100052:07falsefull4848Special 2019 summer series 1      Ep 47 - Bryce Holdaway | What does the ultimate property spruiker look like and are they all bad? | Wisdom from The Property CouchEp 47 - Bryce Holdaway | What does the ultimate property spruiker look like and are they all bad? | Wisdom from The Property CouchBryce Holdaway, is probably Australia’s most famous property co-host - podcast fans will know him from The Property Couch and TV fans will know him from Location, Location, Location Australia, Relocation Relocation Australia and now Escape from the City on the ABC. What you may not know is why he is the best person to explain to us exactly what a property spruiker is and what makes them so dangerous.

      And no chat about spruikers would be complete without also discussing:

      1. How much money is available in referral fees for mortgage brokers, financial planners and accountants who know very little about property and are not interested in good outcomes for their clients.
      2. Apartments aren’t all bad, but many are risky, so learn the first question to ask yourself before buying a new apartment.
      3. The specific issues you need to be aware of when buying property within your SMSF.

      But the most compelling reason to listen to this episode is to hear Chris’s “chicken in the oven” analogy.

      Download the transcript:

      www.thelephantintheroom.com.au/podcasts047

       

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      Bryce Holdaway, is probably Australia’s most famous property co-host - podcast fans will know him from The Property Couch and TV fans will know him from Location, Location, Location Australia, Relocation Relocation Australia and now Escape from the City on the ABC. What you may not know is why he is the best person to explain to us exactly what a property spruiker is and what makes them so dangerous.

      And no chat about spruikers would be complete without also discussing:

      1. How much money is available in referral fees for mortgage brokers, financial planners and accountants who know very little about property and are not interested in good outcomes for their clients.
      2. Apartments aren’t all bad, but many are risky, so learn the first question to ask yourself before buying a new apartment.
      3. The specific issues you need to be aware of when buying property within your SMSF.

      But the most compelling reason to listen to this episode is to hear Chris’s “chicken in the oven” analogy.

      Download the transcript:

      www.thelephantintheroom.com.au/podcasts047

       

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      ac64a96058984984b17892651d50da09Sat, 29 Dec 2018 04:12:00 +100040:41falsefull4747Exactly how much money are some “advisors” paid when they recommend property?      Ep 46 - Lorna Patten |What causes wishful thinking and why does it cost us so much? | Wisdom from The Change RoomEp 46 - Lorna Patten |What causes wishful thinking and why does it cost us so much? | Wisdom from The Change RoomLorna Patten, counsellor and trainer, is renowned for telling the truth that needs to be told. So who better to explain to us exactly what lies underneath some of the decisions property buyers make - in particular those that cost people a lot of money. This is the episode we’ve been wanting to make for some time and we uncovered some absolute gems:

       

      1. What we fear the most when it comes to life and how that can lead to buying property for all the wrong reasons.
      2. The difference between normal anxiety about a big decision and a niggle that’s really a warning sign.
      3. Practical steps for gaining clarity around what you want and to succeed when buying with your partner.

       

      If you suspect that you might be driven by your inner 3 year old saying “I want it, I want it, I want it”, you’d better listen to this episode!

      Lorna's website

      The Change Room podcast

       

      Download the transcript:

      www.thelephantintheroom.com.au/podcasts046

       

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      Lorna Patten, counsellor and trainer, is renowned for telling the truth that needs to be told. So who better to explain to us exactly what lies underneath some of the decisions property buyers make - in particular those that cost people a lot of money. This is the episode we’ve been wanting to make for some time and we uncovered some absolute gems:

       

      1. What we fear the most when it comes to life and how that can lead to buying property for all the wrong reasons.
      2. The difference between normal anxiety about a big decision and a niggle that’s really a warning sign.
      3. Practical steps for gaining clarity around what you want and to succeed when buying with your partner.

       

      If you suspect that you might be driven by your inner 3 year old saying “I want it, I want it, I want it”, you’d better listen to this episode!

      Lorna's website

      The Change Room podcast

       

      Download the transcript:

      www.thelephantintheroom.com.au/podcasts046

       

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      70f9ed16c02b4decbcec3246ae337491Thu, 27 Dec 2018 07:01:00 +100001:05:40falsefull4646Real estate can be a really expensive self development workshop.      Ep 45 - Noel Whittaker | Good advice doesn’t cost, it pays!Ep 45 - Noel Whittaker | Good advice doesn’t cost, it pays!In this episode, we had an eye-opening discussion with Noel Whittaker, who is somewhat of a household name.

      Noel writes weekly columns in major newspapers in every State in Australia. He also broadcasts regularly on ABC Radio and appears on channel nine. He's written 22 best selling books that have sold over two million copies around the world. His book Making Money Simple set sales records across the country, and was recently named in the top 100 of the most influential books of the last century.

      Here is some of what we discussed:

      1. Labor’s policy on negative gearing - is it a fallacy?
      2. Will changes to negative gearing help housing affordability?
      3. Depreciation - is it even worth it?
      4. Superannuation funds - why are we so disengaged?

       

      1. SMSF and the importance of getting good financial advice.

      Join us for some some fantastic property and investment debate.

       

      Download the transcript:

      www.thelephantintheroom.com.au/podcasts045

       

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      In this episode, we had an eye-opening discussion with Noel Whittaker, who is somewhat of a household name.

      Noel writes weekly columns in major newspapers in every State in Australia. He also broadcasts regularly on ABC Radio and appears on channel nine. He's written 22 best selling books that have sold over two million copies around the world. His book Making Money Simple set sales records across the country, and was recently named in the top 100 of the most influential books of the last century.

      Here is some of what we discussed:

      1. Labor’s policy on negative gearing - is it a fallacy?
      2. Will changes to negative gearing help housing affordability?
      3. Depreciation - is it even worth it?
      4. Superannuation funds - why are we so disengaged?

       

      1. SMSF and the importance of getting good financial advice.

      Join us for some some fantastic property and investment debate.

       

      Download the transcript:

      www.thelephantintheroom.com.au/podcasts045

       

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      29df07b22292468ba4721fd40f16eb39Thu, 20 Dec 2018 06:03:00 +100001:09:48falsefull4545Negative gearing, superannuation & investment tips      Ep 44 - Kevin Turner | Who you should and shouldn’t listen to when it comes to property | Wisdom from Real Estate TalkEp 44 - Kevin Turner | Who you should and shouldn’t listen to when it comes to property | Wisdom from Real Estate TalkYou make your money when you buy, not when you sell.

      In this episode we pick the brains of Kevin Turner, a leading independent property market commentator, that's a mouth full, and host of the very popular podcast for consumers, called Real Estate Talk, and another for agents, called Real Estate Uncut. But he's more than just a star podcaster, Kevin has been able to combine his extensive radio and real estate careers which both date back to the 1980s.

      We have covered a lot of ground, here’s a snapshot:

      1. The downsizing market - lifestyle villages to suit all ages.
      2. Multi-generational Living - what developers need to build.
      3. Holiday mistakes - don’t buy a house when you are an ice cream licker!
      4. Beware of the spruikers - is the negative gearing pitch really worth it?
      5. Tips on how to choose a good selling agent.

      It’s a great episode - we hope you enjoy it!

      https://realestatetalk.com.au/featured-channels/kevin-turner/

      www.thelephantintheroom.com.au/podcasts044

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      You make your money when you buy, not when you sell.

      In this episode we pick the brains of Kevin Turner, a leading independent property market commentator, that's a mouth full, and host of the very popular podcast for consumers, called Real Estate Talk, and another for agents, called Real Estate Uncut. But he's more than just a star podcaster, Kevin has been able to combine his extensive radio and real estate careers which both date back to the 1980s.

      We have covered a lot of ground, here’s a snapshot:

      1. The downsizing market - lifestyle villages to suit all ages.
      2. Multi-generational Living - what developers need to build.
      3. Holiday mistakes - don’t buy a house when you are an ice cream licker!
      4. Beware of the spruikers - is the negative gearing pitch really worth it?
      5. Tips on how to choose a good selling agent.

      It’s a great episode - we hope you enjoy it!

      https://realestatetalk.com.au/featured-channels/kevin-turner/

      www.thelephantintheroom.com.au/podcasts044

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      770795ec4b6c49b08f9df05175372509Thu, 13 Dec 2018 23:59:00 +100001:07:03falsefull4444You make your money when you buy, not when you sell.      Ep 43 - Stephen Koukoulas | Elections, Royal Commissions, negative gearing & what drives our economy.Ep 43 - Stephen Koukoulas | Elections, Royal Commissions, negative gearing & what drives our economy.In this episode, we pick the brains of Stephen Koukoulas, better known as the Kouk. He’s One of Australia's leading economic visionaries, past chief economist of Citibank and probably most famous for being Chief  Economic Advisor to Julia Gillard. He's renowned for being able to turn complex economic analysis into terms mere mortals can understand.

      We cover a vast array of topics including:

      1. Election Promises by Liberal/Labor - what will happen to negative gearing?
      2. The Banking Royal Commission - the effect it’s having on property prices
      3. Infrastructure - Is enough in place to cope with population growth ?
      4. Why waiting for the ‘bottom of the market’ when looking to buy your home can cost you big.

      “The Kouk” really lifts the lid on all things economic, housing and the levers that drive the property market.

      Download the transcript:

      www.thelephantintheroom.com.au/podcasts0XX

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      In this episode, we pick the brains of Stephen Koukoulas, better known as the Kouk. He’s One of Australia's leading economic visionaries, past chief economist of Citibank and probably most famous for being Chief  Economic Advisor to Julia Gillard. He's renowned for being able to turn complex economic analysis into terms mere mortals can understand.

      We cover a vast array of topics including:

      1. Election Promises by Liberal/Labor - what will happen to negative gearing?
      2. The Banking Royal Commission - the effect it’s having on property prices
      3. Infrastructure - Is enough in place to cope with population growth ?
      4. Why waiting for the ‘bottom of the market’ when looking to buy your home can cost you big.

      “The Kouk” really lifts the lid on all things economic, housing and the levers that drive the property market.

      Download the transcript:

      www.thelephantintheroom.com.au/podcasts0XX

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      71f3c0340e4540babe086c8ca7775a00Mon, 10 Dec 2018 00:33:00 +100001:21:54falsefull4343What will happen to property prices in 2019?      Ep 42 - Jarrod McCabe | How to invest in Melbourne and avoid overdevelopment Ep 42 - Jarrod McCabe | How to invest in Melbourne and avoid overdevelopment Jarrod McCabe is director of Wakelin Property Advisory. Wakelin specializes in the investor market in Melbourne, and Jarrod runs a team of property advisors.

      Wakelin has been around for decades, and Jarrod's been there for eight and a half years, but he started his career as a valuer almost twenty years ago. Now, he knows the Melbourne’s property market inside out.

      This episode covers:

      1. The importance of streetscape for capital growth
      2. Which apartments are in scarce supply and high demand
      3. Good property managers and tenants rights

      Jarrod gives us a tour of Melbourne’s property market and highlights what makes a stellar investment.  

      Download the transcript:

      www.thelephantintheroom.com.au/podcasts042

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      Jarrod McCabe is director of Wakelin Property Advisory. Wakelin specializes in the investor market in Melbourne, and Jarrod runs a team of property advisors.

      Wakelin has been around for decades, and Jarrod's been there for eight and a half years, but he started his career as a valuer almost twenty years ago. Now, he knows the Melbourne’s property market inside out.

      This episode covers:

      1. The importance of streetscape for capital growth
      2. Which apartments are in scarce supply and high demand
      3. Good property managers and tenants rights

      Jarrod gives us a tour of Melbourne’s property market and highlights what makes a stellar investment.  

      Download the transcript:

      www.thelephantintheroom.com.au/podcasts042

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      c14b1dacba7442eab30d047b9fc8c7e0Mon, 03 Dec 2018 05:51:00 +100001:00:20falsefull4242The importance of understanding a multifaceted buyer pool      Ep 41 - Meighan Hetherington | Where can first home buyers get the best advice?Ep 41 - Meighan Hetherington | Where can first home buyers get the best advice?Why your first property purchase is your most important financial decision.

      Meighan Hetherington is one of Brisbane’s most respected buyers agents with 15 years experience and over 650 purchased properties under her belt. This entire episode is dedicated to first home buyers. Getting your first purchase right can set you up for life but getting it wrong can be devastating. We delve into the best sources of advice for first home buyers. Here are some of the big issues we tackle:

      1. Is the government actually helping first home buyers or stitching their financial future up?

      2. What compromises can first home buyers make and what they should never consider?

      3. The dangers in not realising what we don’t know and how first home buyers have the most to lose.


      This advice is better than anything your parents will tell you!

      Meighan’s website:

      https://www.propertypursuit.com.au/

      First home buyer survey:

      https://www.surveymonkey.com/r/5V6S2B6

      Free mini course for first home buyers - how to work out the right price to pay:

      https://homebuyeracademy.com.au/freecourse

      Download the transcript:

      www.thelephantintheroom.com.au/podcasts041

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      Why your first property purchase is your most important financial decision.

      Meighan Hetherington is one of Brisbane’s most respected buyers agents with 15 years experience and over 650 purchased properties under her belt. This entire episode is dedicated to first home buyers. Getting your first purchase right can set you up for life but getting it wrong can be devastating. We delve into the best sources of advice for first home buyers. Here are some of the big issues we tackle:

      1. Is the government actually helping first home buyers or stitching their financial future up?

      2. What compromises can first home buyers make and what they should never consider?

      3. The dangers in not realising what we don’t know and how first home buyers have the most to lose.


      This advice is better than anything your parents will tell you!

      Meighan’s website:

      https://www.propertypursuit.com.au/

      First home buyer survey:

      https://www.surveymonkey.com/r/5V6S2B6

      Free mini course for first home buyers - how to work out the right price to pay:

      https://homebuyeracademy.com.au/freecourse

      Download the transcript:

      www.thelephantintheroom.com.au/podcasts041

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      cb161b6d5ab54aa4b93bfc6265c0c14fSun, 25 Nov 2018 21:08:00 +100001:04:04falsefull4141Why your first property purchase is your most important financial decision. Meighan Hetherington is one of Brisbane’s most respected buyers agents with 15 years experience and over 650 purchased properties under her belt. This entire episode is...      Ep 40 - Simon Kuestenmacher | How is the great Australian dream changing with population growth?Ep 40 - Simon Kuestenmacher | How is the great Australian dream changing with population growth?Simon Kuestenmacher is one of Australia’s rising stars in the world of demography. Demographers study people and because property is all about where people live and what we live in, this is something we need to pay attention to. Simon is probably most well known to be the brains beside the renowned Bernard Salt at The Demographics Group.

      Here’s some of what we learned in this discussion; How an aging population, death and high migration will shift Australian needs for housing. The population argument - for and against - and why it has lead to an awful outcome in terms of housing stock. The difference both old and new technology will make to the way we live and will we ever get high speed trains in this country?

      Part researcher, part futurist, what an amazing glimpse into what could be ahead!

      https://www.tdgp.com.au/

      Download the transcript: www.thelephantintheroom.com.au/podcasts/040

      Work with Veronica? info@gooddeeds.com.au Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      Simon Kuestenmacher is one of Australia’s rising stars in the world of demography. Demographers study people and because property is all about where people live and what we live in, this is something we need to pay attention to. Simon is probably most well known to be the brains beside the renowned Bernard Salt at The Demographics Group.

      Here’s some of what we learned in this discussion; How an aging population, death and high migration will shift Australian needs for housing. The population argument - for and against - and why it has lead to an awful outcome in terms of housing stock. The difference both old and new technology will make to the way we live and will we ever get high speed trains in this country?

      Part researcher, part futurist, what an amazing glimpse into what could be ahead!

      https://www.tdgp.com.au/

      Download the transcript: www.thelephantintheroom.com.au/podcasts/040

      Work with Veronica? info@gooddeeds.com.au Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      a19772136bd84ebdbabcb3c9accdefedMon, 19 Nov 2018 03:59:00 +100001:03:18falsefull4040A demographer’s insights into the future of property.      Ep 39 - Stuart Weymss | Where can you get excellent financial advice & property investing knowledge? | Wisdom from InvestopolyEp 39 - Stuart Weymss | Where can you get excellent financial advice & property investing knowledge? | Wisdom from InvestopolyStuart Weymss is one of Australia’s top financial experts and has been running his own financial planning & mortgage broking business for over 15 years. Stuart truly gets the important cross-over between good property advice and good financial advice. He’s written many books and his new one Investopoly is a must read because it covers the importance of quality assets and sound evidence based financial strategy.

      1. Whether you should DIY or use an adviser to help you with your biggest investment decision in a totally unregulated market.

      2. How important is your first property and some cheeky investment strategies for First Home Buyers

      3. What qualifies a property to be investment grade and the three things you must do to stay ahead of the herd


      This is a long one, but we didn’t cut it because there was nothing in that we could. Enjoy. 

      Buy Investopoly with 30% Discount Code elephant -  https://www.prosolution.com.au/buy-investopoly/

      Episode www.theelephantintheroom.com.au/podcasts/039

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      Stuart Weymss is one of Australia’s top financial experts and has been running his own financial planning & mortgage broking business for over 15 years. Stuart truly gets the important cross-over between good property advice and good financial advice. He’s written many books and his new one Investopoly is a must read because it covers the importance of quality assets and sound evidence based financial strategy.

      1. Whether you should DIY or use an adviser to help you with your biggest investment decision in a totally unregulated market.

      2. How important is your first property and some cheeky investment strategies for First Home Buyers

      3. What qualifies a property to be investment grade and the three things you must do to stay ahead of the herd


      This is a long one, but we didn’t cut it because there was nothing in that we could. Enjoy. 

      Buy Investopoly with 30% Discount Code elephant -  https://www.prosolution.com.au/buy-investopoly/

      Episode www.theelephantintheroom.com.au/podcasts/039

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      a65e8abec7bf4766bee0ee7a3fe46e64Mon, 12 Nov 2018 03:06:00 +100001:20:56falsefull3939How many investment properties do we really need to retire well?      Ep 38 - Bryce Holdaway | Why do people want to escape from the city? | Wisdom from The Property CouchEp 38 - Bryce Holdaway | Why do people want to escape from the city? | Wisdom from The Property CouchBryce Holdaway, Veronica’s TV co-host, is also co-host of the incredibly popular podcast The Property Couch and the soon to be released brand new TV series called Escape From the City. In this episode we discuss the ups and downs of making a sea or tree change. Plus why it’s important to think ahead when you buy property, whether or not you’re moving away from the city. The top three takeaways are:

      1. How to mitigate the risks of a sea change or tree change, the importance of “People Like Us” and reminiscing about the lessons learnt while filming.

      2. Mindfulness and property decisions and how to do a lifestyle audit before making a big move.

      3. The downsides of relocating and what to do in the first year to make it a success.


      Bryce also makes a big embarrassing confession about Location Location Location Australia!!

      Get the transcript:

      www.theelephantintheroom.com.au/podcasts038

      Bryce's podcast:

      wwwthepropertycouch.com.au

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      Bryce Holdaway, Veronica’s TV co-host, is also co-host of the incredibly popular podcast The Property Couch and the soon to be released brand new TV series called Escape From the City. In this episode we discuss the ups and downs of making a sea or tree change. Plus why it’s important to think ahead when you buy property, whether or not you’re moving away from the city. The top three takeaways are:

      1. How to mitigate the risks of a sea change or tree change, the importance of “People Like Us” and reminiscing about the lessons learnt while filming.

      2. Mindfulness and property decisions and how to do a lifestyle audit before making a big move.

      3. The downsides of relocating and what to do in the first year to make it a success.


      Bryce also makes a big embarrassing confession about Location Location Location Australia!!

      Get the transcript:

      www.theelephantintheroom.com.au/podcasts038

      Bryce's podcast:

      wwwthepropertycouch.com.au

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      23b589bcfe354fc3a129fe34457be361Sun, 04 Nov 2018 23:40:00 +100059:11falsefull3838Is buying property on television different to real life?      Ep 37 - Frank Gelber | How to understand the most cyclical property market in the worldEp 37 - Frank Gelber | How to understand the most cyclical property market in the worldFrank Gelber describes himself as a property forecaster with a long memory. In this interview we are all treated to a masterclass in property cycles from an expert with an impressive pedigree. Frank is a director of BIS Oxford economics and he takes us on a whirlwind tour of the entire Australian property market and explains how interconnected it all is. Here’s what you’ll learn:

      • How buyers can navigate property cycles safely.

      • Options for different players in the property market - developers, short term investors, renovators, long term investors, owner occupiers.

      • What it takes to set off a boom and how long it takes to absorb the excess capacity created during that boom.

      • Which commercial market is about to have an “almighty boom”.

      • In a low growth market should you chase yield?

      • The structural changes in the economy and the knock on effect in our housing.

      • Why removing negative gearing will result in increased rents.

      • The domino effect of a low Aussie dollar, increases in tourism, jobs and population growth.

      • Why corporates haven’t got into residential property investment.

      • Build to rent, is it a good idea and can it work in Australia?


      Links:

      Veronica’s case study on two properties in a falling market: https://gooddeeds.com.au/property-selection/not-all-sydney-property-prices-fall/ Frank’s website: https://www.bisoxfordeconomics.com.au/

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      Frank Gelber describes himself as a property forecaster with a long memory. In this interview we are all treated to a masterclass in property cycles from an expert with an impressive pedigree. Frank is a director of BIS Oxford economics and he takes us on a whirlwind tour of the entire Australian property market and explains how interconnected it all is. Here’s what you’ll learn:

      • How buyers can navigate property cycles safely.

      • Options for different players in the property market - developers, short term investors, renovators, long term investors, owner occupiers.

      • What it takes to set off a boom and how long it takes to absorb the excess capacity created during that boom.

      • Which commercial market is about to have an “almighty boom”.

      • In a low growth market should you chase yield?

      • The structural changes in the economy and the knock on effect in our housing.

      • Why removing negative gearing will result in increased rents.

      • The domino effect of a low Aussie dollar, increases in tourism, jobs and population growth.

      • Why corporates haven’t got into residential property investment.

      • Build to rent, is it a good idea and can it work in Australia?


      Links:

      Veronica’s case study on two properties in a falling market: https://gooddeeds.com.au/property-selection/not-all-sydney-property-prices-fall/ Frank’s website: https://www.bisoxfordeconomics.com.au/

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      a46133d0d5174f69b956dbd81dcfee78Thu, 01 Nov 2018 08:28:00 +100001:07:14falsefull3737Will Australian property prices continue to fall, correct or stagnate?      Ep 36 - Tim Heavyside | How can an auctioneer influence bidders even in a buyers' market?Ep 36 - Tim Heavyside | How can an auctioneer influence bidders even in a buyers' market?Tim Heavyside, sales agent, auctioneer and director of Melbourne based Fletchers, is the very auctioneer we critiqued with behavioural scientist Simon Russell in our first episode! Tim is the consummate professional, and it should come as no surprise that he is acutely aware of the ways in which his actions influence the behaviour of property buyers.

      Buyers need to be very, very aware that many auctioneers, particular someone like Tim, invest an enormous amount of their own personal development, education, training and practice to get to a point where they are an absolute expert at what they’re doing.

      This is a very revealing episode, in which we covered:

      • How he “gets in buyers’ heads” so they engage and bid at auction.

      • How he stops confident bidders scaring off timid bidders.

      • The subtle distinction between indicative sale price and an estimated sale price.

      • What’s Goldilocks and the Three Bears got to do with property?

      • Nasty vendors and nice vendors - who gets the best price?

      • What happens when you get fined for under-quoting.

      • How storytelling gets traction and how traction gets momentum at auction.

      • How often luck is involved at auction for both sellers and buyers.

      • What happens when the owner wants more than the agent has quoted them?

      • The anchoring statements he makes and their desired effect.


      Veronica’s video on how to set your maximum bid: https://gooddeeds.com.au/auction-tips/how-do-you-set-a-maximum-auction-bid/

      Tim’s profile:https://fletchers.net.au/team/tim-heavyside

      Show transcript and behavioural bias download:www.theelephantintheroom.com.au/podcasts/036

      Want to work with Veronica? Send her an email! info@gooddeeds.com.au

      Want to work with Chris? Send him an email! hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      Tim Heavyside, sales agent, auctioneer and director of Melbourne based Fletchers, is the very auctioneer we critiqued with behavioural scientist Simon Russell in our first episode! Tim is the consummate professional, and it should come as no surprise that he is acutely aware of the ways in which his actions influence the behaviour of property buyers.

      Buyers need to be very, very aware that many auctioneers, particular someone like Tim, invest an enormous amount of their own personal development, education, training and practice to get to a point where they are an absolute expert at what they’re doing.

      This is a very revealing episode, in which we covered:

      • How he “gets in buyers’ heads” so they engage and bid at auction.

      • How he stops confident bidders scaring off timid bidders.

      • The subtle distinction between indicative sale price and an estimated sale price.

      • What’s Goldilocks and the Three Bears got to do with property?

      • Nasty vendors and nice vendors - who gets the best price?

      • What happens when you get fined for under-quoting.

      • How storytelling gets traction and how traction gets momentum at auction.

      • How often luck is involved at auction for both sellers and buyers.

      • What happens when the owner wants more than the agent has quoted them?

      • The anchoring statements he makes and their desired effect.


      Veronica’s video on how to set your maximum bid: https://gooddeeds.com.au/auction-tips/how-do-you-set-a-maximum-auction-bid/

      Tim’s profile:https://fletchers.net.au/team/tim-heavyside

      Show transcript and behavioural bias download:www.theelephantintheroom.com.au/podcasts/036

      Want to work with Veronica? Send her an email! info@gooddeeds.com.au

      Want to work with Chris? Send him an email! hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      bf2419d65b0348c5ae8c225c3423ab6fSat, 27 Oct 2018 04:41:00 +100001:10:27falsefull3636“What I'm trying to do is influence a situation because that's what selling is.”      Ep 35 - Jane Slack Smith | How to work out where to buy and what to renovate | Wisdom from Your Property SuccessEp 35 - Jane Slack Smith | How to work out where to buy and what to renovate | Wisdom from Your Property Success Jane Slack Smith is probably best known for creating the Your Property Success online education program. Jane has worked with thousands of students through the Ultimate Guide to Renovation course and Location Masterclass and also runs a successful mortgage broking business. In this interview we cover a lot of investment fundamentals, including:

       

      1. The danger of “hot-spotters” who forget to tell you when to exit.
      2. Why you don’t need to be an active investor or have lots of properties to be successful.
      3. The difference between a property flip and a flop.
      4. The cost of time when renovating.
      5. Renovation strategies: Repair, Rejuvenation, Refresh, Restructure and Revamp.
      6. The real cost of a dream lifestyle in retirement.
      7. The importance of cash-flow.
      8. Why borrowing capacity is going to get worst
      9. The truth behind “that 60 Minutes story” and sensational journalism.
      10. How to narrow 8,000 suburbs down to 330 suburbs.
      11. Just because something is cheap, doesn’t mean it’s less risky.
      12. How bad decisions often compound.

       

      Jane’s eBook - The Room-by-Room Guide To Renovate For Profit:https://go137.isrefer.com/go/rbrvm/vmorgan/

      Jane’s eBook - The Number 1 Mistake Property Investors Make: https://go137.isrefer.com/go/lmvm1/vmorgan/

      DISCLOSURE: Jane has generously offered “The Elephant” a sponsorship agreement, which means if you go on to subscribe to one of her courses after downloading either of these eBooks, she’ll make a contribution towards the production costs of this podcast.

      Jane’s podcast:http://yourpropertysuccess.com.au/podcast/

      The 60 Minutes report:https://www.youtube.com/watch?v=smPR0s2W-Ck

      The Media Watch story on the 60 Minutes story: https://www.abc.net.au/mediawatch/episodes/60-minutes-property/10300068

      Want to work with Veronica? Send her an email! info@gooddeeds.com.au

      Want to work with Chris? Send him an email! hello@wealthful.com.au

       

      See omnystudio.com/listener for privacy information.

      ]]>       Jane Slack Smith is probably best known for creating the Your Property Success online education program. Jane has worked with thousands of students through the Ultimate Guide to Renovation course and Location Masterclass and also runs a successful mortgage broking business. In this interview we cover a lot of investment fundamentals, including:

       

      1. The danger of “hot-spotters” who forget to tell you when to exit.
      2. Why you don’t need to be an active investor or have lots of properties to be successful.
      3. The difference between a property flip and a flop.
      4. The cost of time when renovating.
      5. Renovation strategies: Repair, Rejuvenation, Refresh, Restructure and Revamp.
      6. The real cost of a dream lifestyle in retirement.
      7. The importance of cash-flow.
      8. Why borrowing capacity is going to get worst
      9. The truth behind “that 60 Minutes story” and sensational journalism.
      10. How to narrow 8,000 suburbs down to 330 suburbs.
      11. Just because something is cheap, doesn’t mean it’s less risky.
      12. How bad decisions often compound.

       

      Jane’s eBook - The Room-by-Room Guide To Renovate For Profit:https://go137.isrefer.com/go/rbrvm/vmorgan/

      Jane’s eBook - The Number 1 Mistake Property Investors Make: https://go137.isrefer.com/go/lmvm1/vmorgan/

      DISCLOSURE: Jane has generously offered “The Elephant” a sponsorship agreement, which means if you go on to subscribe to one of her courses after downloading either of these eBooks, she’ll make a contribution towards the production costs of this podcast.

      Jane’s podcast:http://yourpropertysuccess.com.au/podcast/

      The 60 Minutes report:https://www.youtube.com/watch?v=smPR0s2W-Ck

      The Media Watch story on the 60 Minutes story: https://www.abc.net.au/mediawatch/episodes/60-minutes-property/10300068

      Want to work with Veronica? Send her an email! info@gooddeeds.com.au

      Want to work with Chris? Send him an email! hello@wealthful.com.au

       

      See omnystudio.com/listener for privacy information.

      ]]>      3ead6c9625df4c889b2e9652162dfc23Tue, 23 Oct 2018 22:54:00 +100001:12:53falsefull3535The Reno Queen's secrets of success.      Ep 34 - Shelley Horton | The hidden things to look for when working out the price to payEp 34 - Shelley Horton | The hidden things to look for when working out the price to payShelley Horton has been a property valuer for over 20 years and worked in many different parts of the industry including the much misunderstood area of Lenders Mortgage Insurance. For the past five years, Shelley has been running her own buyers agency in Sydney and her expertise extends to helping tree changers in the Blue Mountains.

      As usual, we covered plenty of ground in this episode, including:

      • What a good valuer does when researching recent sales.

      • Why the sale price doesn’t tell always the full story.

      • How banks and buyers value property for different reasons.

      • Why what else is on the market can change a property’s value.

      • How being cashed up can make you susceptible to overpaying.

      • Who does lenders mortgage insurance protect?

      • Dangers in investing where banks don’t want to go.

      • Why young couples are tree changing to Blue Mountains

      • What to buy in more volatile markets.

      • Why national parks can be a good thing for property prices.

        Link: www.theelephantintheroom.com.au/podcasts/034


      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      Shelley Horton has been a property valuer for over 20 years and worked in many different parts of the industry including the much misunderstood area of Lenders Mortgage Insurance. For the past five years, Shelley has been running her own buyers agency in Sydney and her expertise extends to helping tree changers in the Blue Mountains.

      As usual, we covered plenty of ground in this episode, including:

      • What a good valuer does when researching recent sales.

      • Why the sale price doesn’t tell always the full story.

      • How banks and buyers value property for different reasons.

      • Why what else is on the market can change a property’s value.

      • How being cashed up can make you susceptible to overpaying.

      • Who does lenders mortgage insurance protect?

      • Dangers in investing where banks don’t want to go.

      • Why young couples are tree changing to Blue Mountains

      • What to buy in more volatile markets.

      • Why national parks can be a good thing for property prices.

        Link: www.theelephantintheroom.com.au/podcasts/034


      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      9cd391f84e164311b708e42cd8cbbc50Wed, 17 Oct 2018 21:23:00 +100001:03:14falsefull3434Plus a sneak peek into the Blue Mountains property market.      Ep 33 - Peter Koulizos | Why gentrification is the key to successful property investing and how to nail itEp 33 - Peter Koulizos | Why gentrification is the key to successful property investing and how to nail itPeter Koulizos is one of Australia’s best known property commentators for good reason. As a university lecturer, Peter’s passion and skill is in educating people and he brings research to the minds of investors that makes a hell of a lot of common sense. Peter is also a respected author and this episode is one that you’ll be nodding your head to as he is so practical! Some of the big points we covered include:

      • Which locations he thinks will get the best return in next 5-10 years.

      • Why the apartment market is a different beast to houses.

      • How do developers make a profit.

      • Why Australians LOVE older property.

      • If population is a good determinant of capital growth.

      • Can small cities grow at the same rate as big ones.

      • Should you time the market, or focus on time in the market?

      • Do overseas experts understand the Australian Property market?

      • How you can pick the next growth suburbs.

      • The what, how and why of Gentrification

      • Is property unaffordable really?


      We will have to get Peter back on because Chris got told off for continuing to ask questions!!

      www.theelephantintheroom.com.au/podcasts/033

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      Peter Koulizos is one of Australia’s best known property commentators for good reason. As a university lecturer, Peter’s passion and skill is in educating people and he brings research to the minds of investors that makes a hell of a lot of common sense. Peter is also a respected author and this episode is one that you’ll be nodding your head to as he is so practical! Some of the big points we covered include:

      • Which locations he thinks will get the best return in next 5-10 years.

      • Why the apartment market is a different beast to houses.

      • How do developers make a profit.

      • Why Australians LOVE older property.

      • If population is a good determinant of capital growth.

      • Can small cities grow at the same rate as big ones.

      • Should you time the market, or focus on time in the market?

      • Do overseas experts understand the Australian Property market?

      • How you can pick the next growth suburbs.

      • The what, how and why of Gentrification

      • Is property unaffordable really?


      We will have to get Peter back on because Chris got told off for continuing to ask questions!!

      www.theelephantintheroom.com.au/podcasts/033

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      bbc5ae3c82e749e6891a9fdf3faa50eaFri, 12 Oct 2018 05:19:00 +100001:06:06falsefull3333Plus the pitfalls of property development for first timers.      Ep 32 - Ben Kingsley | Is negative gearing really going to be a vote winner? | Wisdom from The Property CouchEp 32 - Ben Kingsley | Is negative gearing really going to be a vote winner? | Wisdom from The Property CouchBen Kingsley is probably best known for being one half of Australia’s number one property podcast “The Property Couch”. Ben is without doubt one of Australia’s big names when it comes to property investment and his business Empower Wealth has helped thousands of Australians. It was such a pleasure to get Ben fired up and we sure did get to talk about the things nobody talks about!

      • The case for regulation of the property industry.

      • Should you buy and hold, or buy and sell?

      • Why low wages growth will be a worry for property investors.

      • How big data could improve investing opportunities.

      • What is PICA and why investors should join.

      • Why a lot of financial planners don’t look at property.

      • How families should come together with family wealth.

      • The best money management system for your life.

      • Why negative gearing is a political tool and how removing it will affect the market.

      • How house and land packages are sold, and discounted.

      • What do state governments really want and why GST may be going up.

      • Why second tier cities need to be on your radar.


      What a brilliant episode!

      Links:

      The Property Couch https://thepropertycouch.com.au/

      Property Investors Council of Australia - PLEASE JOIN! https://pica.asn.au/

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      Ben Kingsley is probably best known for being one half of Australia’s number one property podcast “The Property Couch”. Ben is without doubt one of Australia’s big names when it comes to property investment and his business Empower Wealth has helped thousands of Australians. It was such a pleasure to get Ben fired up and we sure did get to talk about the things nobody talks about!

      • The case for regulation of the property industry.

      • Should you buy and hold, or buy and sell?

      • Why low wages growth will be a worry for property investors.

      • How big data could improve investing opportunities.

      • What is PICA and why investors should join.

      • Why a lot of financial planners don’t look at property.

      • How families should come together with family wealth.

      • The best money management system for your life.

      • Why negative gearing is a political tool and how removing it will affect the market.

      • How house and land packages are sold, and discounted.

      • What do state governments really want and why GST may be going up.

      • Why second tier cities need to be on your radar.


      What a brilliant episode!

      Links:

      The Property Couch https://thepropertycouch.com.au/

      Property Investors Council of Australia - PLEASE JOIN! https://pica.asn.au/

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      c1844a2fd7dd4c758347411f83639548Mon, 08 Oct 2018 05:57:00 +100001:14:52falsefull3232Property investors unite to stop us all being thrown under the bus!      Ep 31 - Anthony Millet | New ways for investors to get onto the property ladderEp 31 - Anthony Millet | New ways for investors to get onto the property ladderAnthony Millet, director of BrickX, which offers a new model of getting onto the property ladder “one brick at a time”. This is NOT a sales pitch, rather an exploration of what it means when a “lumpy asset” is broken down into “bricks” that can be sold one at a time. Here’s what we cover:

      • What is fractional property investment?


      • What’s been the best performing investment over the past 20 years.

      • The benefits of liquidity and the power of cash.

      • Why property can’t be measured like your share portfolio.

      • Issues with diversification.

      • The philosophy underpinning blue chip investment property.

      • Why venture capitalists are liking this model.

      • How much gearing is required to make a blue chip property positive geared.

      • Why you should not use your credit card to buy investments.

      • Short term versus long term property investment.

      • A potential market adjustment resulting from changes to negative gearing.

      • What drives the flight to safety in times of crisis.

      • The affordability problem and what’s really caused it.


      Fundamentally any investor MUST remember that quality beats quantity, so listen and let us know what you think about this as an option.

      Links:

      www.brickx.com Pessimism Research: https://www.realestate.com.au/news/wannabe-homebuyers-wont-sacrifice-coffee-smashed-avocado-new-brickx-survey-shows/

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      Anthony Millet, director of BrickX, which offers a new model of getting onto the property ladder “one brick at a time”. This is NOT a sales pitch, rather an exploration of what it means when a “lumpy asset” is broken down into “bricks” that can be sold one at a time. Here’s what we cover:

      • What is fractional property investment?


      • What’s been the best performing investment over the past 20 years.

      • The benefits of liquidity and the power of cash.

      • Why property can’t be measured like your share portfolio.

      • Issues with diversification.

      • The philosophy underpinning blue chip investment property.

      • Why venture capitalists are liking this model.

      • How much gearing is required to make a blue chip property positive geared.

      • Why you should not use your credit card to buy investments.

      • Short term versus long term property investment.

      • A potential market adjustment resulting from changes to negative gearing.

      • What drives the flight to safety in times of crisis.

      • The affordability problem and what’s really caused it.


      Fundamentally any investor MUST remember that quality beats quantity, so listen and let us know what you think about this as an option.

      Links:

      www.brickx.com Pessimism Research: https://www.realestate.com.au/news/wannabe-homebuyers-wont-sacrifice-coffee-smashed-avocado-new-brickx-survey-shows/

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      4f61b462c9314303989a28f66bb3f477Thu, 04 Oct 2018 05:33:00 +100057:15falsefull3131How to tackle affordability, liquidity, risk and lack of borrowing capacity.      Ep 30 - Kylie Davis | Why property makes people crazyEp 30 - Kylie Davis | Why property makes people crazyKylie Davis is a content extraordinaire who has worked in and around the property market for many years. Originally a journalist, she recently started her own content marketing business after spending four years at Australia’s #1 property data source, CoreLogic. This is such an amazing episode as we explore data but also the people side to property. Here’s a few of the things we discussed:

      • How property is more about people than prices.

      • What buyers and sellers really think about sales agents.

      • Why low expectations presents an opportunity for real estate agents.

      • The best agent aren’t necessarily those who sell the most.

      • How to mystery shop the best agent for you.

      • How poor agent behaviour can turn off buyers.

      • How technology is changing the real estate experience.

      • What’s the difference between median value and median price?

      • Which data can help determine your bidding strategy.

      • How the principal of “measure twice, cut once” applies to buying property.


      This is such a great episode to further your thinking on what may change in property, and what will stay the same.

      Links:

      https://www.theelephantintheroom.com.au/podcasts/030

      https://www.linkedin.com/in/kyliecdavis

      Kylie’s article on buyer and seller psychology:

      https://www.propertyobserver.com.au/forward-planning/advice-and-hot-topics/87278-psychotic-vendors-ungrateful-landlords-feral-tenants-and-disgruntled-buyers-why-estate-agents-hate-houses-and-people-kylie-davis.html

      Corelogic reports on buyer and vendor perceptions of agents

      https://www.corelogic.com.au/news/future-of-real-estate#.W3z0eZMzZTY

      https://www.corelogic.com.au/news/perceptions-of-real-estate-agents#.W3z0epMzZTY

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      Kylie Davis is a content extraordinaire who has worked in and around the property market for many years. Originally a journalist, she recently started her own content marketing business after spending four years at Australia’s #1 property data source, CoreLogic. This is such an amazing episode as we explore data but also the people side to property. Here’s a few of the things we discussed:

      • How property is more about people than prices.

      • What buyers and sellers really think about sales agents.

      • Why low expectations presents an opportunity for real estate agents.

      • The best agent aren’t necessarily those who sell the most.

      • How to mystery shop the best agent for you.

      • How poor agent behaviour can turn off buyers.

      • How technology is changing the real estate experience.

      • What’s the difference between median value and median price?

      • Which data can help determine your bidding strategy.

      • How the principal of “measure twice, cut once” applies to buying property.


      This is such a great episode to further your thinking on what may change in property, and what will stay the same.

      Links:

      https://www.theelephantintheroom.com.au/podcasts/030

      https://www.linkedin.com/in/kyliecdavis

      Kylie’s article on buyer and seller psychology:

      https://www.propertyobserver.com.au/forward-planning/advice-and-hot-topics/87278-psychotic-vendors-ungrateful-landlords-feral-tenants-and-disgruntled-buyers-why-estate-agents-hate-houses-and-people-kylie-davis.html

      Corelogic reports on buyer and vendor perceptions of agents

      https://www.corelogic.com.au/news/future-of-real-estate#.W3z0eZMzZTY

      https://www.corelogic.com.au/news/perceptions-of-real-estate-agents#.W3z0epMzZTY

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      34c6e157048547f7a66388f05a54697bSat, 29 Sep 2018 04:04:00 +100001:09:03falsefull3030Finding the human stories behind property data.      Ep 29 - Fiona McKenzie | Negotiation masterclassEp 29 - Fiona McKenzie | Negotiation masterclassFiona McKenzie is a negotiating extraordinaire and runs her own consultancy firm. She has degrees, MBA and university medals on her mantle piece, but what was so interesting is that this is all about the “Elephant”. There are so many great techniques that we can all use in life in this episode but more relevant when negotiating to buy a property.  

      We discussed so many great point and here are just a few of the big ones:

      • What a BATNA is and why you need one.

      • Why must have a least acceptable agreement BEFORE you start.

      • How to negotiate by knowing the other’s motivations.

      • What is the point when you will get long term buyers remorse.

      • The “winners curse” phenomena.

      • Why some negotiation is not always about the price.

      • What has been debunked in negotiation tactics.

      • Why silence is so effective.

      • When to use the “going to the balcony” technique.  

      • How great negotiators practice to get perfect.

      • When “gut feel” should be trusted.


      This is such an important episode on negotiating smartly.

      https://www.linkedin.com/in/fionamckenzie/

      https://resolvingmatters.com.au/about-us/

      BATNA - https://www.pon.harvard.edu/daily/batna/translate-your-batna-to-the-current-deal/

       

      See omnystudio.com/listener for privacy information.

      ]]>      Fiona McKenzie is a negotiating extraordinaire and runs her own consultancy firm. She has degrees, MBA and university medals on her mantle piece, but what was so interesting is that this is all about the “Elephant”. There are so many great techniques that we can all use in life in this episode but more relevant when negotiating to buy a property.  

      We discussed so many great point and here are just a few of the big ones:

      • What a BATNA is and why you need one.

      • Why must have a least acceptable agreement BEFORE you start.

      • How to negotiate by knowing the other’s motivations.

      • What is the point when you will get long term buyers remorse.

      • The “winners curse” phenomena.

      • Why some negotiation is not always about the price.

      • What has been debunked in negotiation tactics.

      • Why silence is so effective.

      • When to use the “going to the balcony” technique.  

      • How great negotiators practice to get perfect.

      • When “gut feel” should be trusted.


      This is such an important episode on negotiating smartly.

      https://www.linkedin.com/in/fionamckenzie/

      https://resolvingmatters.com.au/about-us/

      BATNA - https://www.pon.harvard.edu/daily/batna/translate-your-batna-to-the-current-deal/

       

      See omnystudio.com/listener for privacy information.

      ]]>      572aebb3d95e4bd4b174c8b450effbc3Tue, 25 Sep 2018 22:42:00 +100053:52falsefull2929How to stop your emotions trumping logic.      Ep 28 - Lynette Malcolm | Do school catchment areas make people pay more for their home?Ep 28 - Lynette Malcolm | Do school catchment areas make people pay more for their home?The stress created by “keeping up with the Joneses”.

      Introducing, a very funny and insightful Lynette Malcolm. Lynette is one of the top agents in the Upper North Shore of Sydney and knows her market better than anyone. Chris was sadly absent for this episode, but he wouldn’t have had a chance to get a word in because Veronica and Lynette bounced off each other hilariously.

      In particular they covered:

      • How home priorities change when kids finish school.

      • Where the money flows to from the Upper North Shore.

      • When renting before buying in a new area can be the right move.

      • Why you shouldn’t apologise when viewing a property multiple times.

      • Is “happy wife, happy life” driving the vast majority of our property market?

      • How our home is our castle and status drives many decisions.

      • What can happen when you rush and buy the wrong home.

      • Why you need to be careful when finding comparable sales data.

      • How to position your offer to improve your chances of acceptance.

      • In what circumstances will an offer never be accepted?


      This is such an enlightening episode into the dynamics of buying a home.

      https://chadwickrealestate.com.au/team/lynette-malcolm/

      See omnystudio.com/listener for privacy information.

      ]]>      The stress created by “keeping up with the Joneses”.

      Introducing, a very funny and insightful Lynette Malcolm. Lynette is one of the top agents in the Upper North Shore of Sydney and knows her market better than anyone. Chris was sadly absent for this episode, but he wouldn’t have had a chance to get a word in because Veronica and Lynette bounced off each other hilariously.

      In particular they covered:

      • How home priorities change when kids finish school.

      • Where the money flows to from the Upper North Shore.

      • When renting before buying in a new area can be the right move.

      • Why you shouldn’t apologise when viewing a property multiple times.

      • Is “happy wife, happy life” driving the vast majority of our property market?

      • How our home is our castle and status drives many decisions.

      • What can happen when you rush and buy the wrong home.

      • Why you need to be careful when finding comparable sales data.

      • How to position your offer to improve your chances of acceptance.

      • In what circumstances will an offer never be accepted?


      This is such an enlightening episode into the dynamics of buying a home.

      https://chadwickrealestate.com.au/team/lynette-malcolm/

      See omnystudio.com/listener for privacy information.

      ]]>      c2a7d9bc8b8b41219c93ca65b47e507fMon, 17 Sep 2018 01:44:00 +100059:27falsefull2828The stress created by “keeping up with the Joneses”. Introducing, a very funny and insightful Lynette Malcolm. Lynette is one of the top agents in the Upper North Shore of Sydney and knows her market better than anyone. Chris was sadly absent for...      Ep 27 - Tom Wills| Should renovators worry more about over or under-capitalising? Ep 27 - Tom Wills| Should renovators worry more about over or under-capitalising? What should buyers look at before buying a "renovator's delight"?

      Introducing, Tom Wills. Tom is an Architect of over 20 years and runs his own firm TWArchitects, specialising in residential design and small developments.

      This is one hell of an episode that gets the elephants roaring in the renovation world.

      There’s lots to cover in this one and this list is only the start:

      • Why you should go to see an architects before you buy your dream property.

      • How councils are their own kingdom and do things their way or the highway.

      • Beware the community NIMBY group.

      • Why Council rules are subjective, not set in stone.

      • Why you should not fall for myth of precedence.

      • How planning rules constantly change and you need to have a plan of attack in advance.

      • How you can under capitalise, even more so than over.

      • Styles of houses go in and out of fashion, but what enduring qualities survive?

      • What to look for in an architect.

      • Issues with building contracts to be aware of.


      You do not want to miss it if you’re even dreaming of renovating.

      Links:

      https://www.ubank.com.au/newsfeed/articles/2017/02/new-documentary-explores-how-we-can-redefine-the-australian-dream

      www.TWarchitects.com.au

      https://www.planningportal.nsw.gov.au/

      http://www.architecture.com.au/architecture/national/working-with-an-architect

      See omnystudio.com/listener for privacy information.

      ]]>      What should buyers look at before buying a "renovator's delight"?

      Introducing, Tom Wills. Tom is an Architect of over 20 years and runs his own firm TWArchitects, specialising in residential design and small developments.

      This is one hell of an episode that gets the elephants roaring in the renovation world.

      There’s lots to cover in this one and this list is only the start:

      • Why you should go to see an architects before you buy your dream property.

      • How councils are their own kingdom and do things their way or the highway.

      • Beware the community NIMBY group.

      • Why Council rules are subjective, not set in stone.

      • Why you should not fall for myth of precedence.

      • How planning rules constantly change and you need to have a plan of attack in advance.

      • How you can under capitalise, even more so than over.

      • Styles of houses go in and out of fashion, but what enduring qualities survive?

      • What to look for in an architect.

      • Issues with building contracts to be aware of.


      You do not want to miss it if you’re even dreaming of renovating.

      Links:

      https://www.ubank.com.au/newsfeed/articles/2017/02/new-documentary-explores-how-we-can-redefine-the-australian-dream

      www.TWarchitects.com.au

      https://www.planningportal.nsw.gov.au/

      http://www.architecture.com.au/architecture/national/working-with-an-architect

      See omnystudio.com/listener for privacy information.

      ]]>      960b6d87ede74df4853275c4bb5f117dFri, 14 Sep 2018 01:33:00 +100001:15:01falsefull2727What should buyers look at before buying a "renovator's delight"? Introducing, Tom Wills. Tom is an Architect of over 20 years and runs his own firm TWArchitects, specialising in residential design and small developments. This is one hell of an...      Ep 26 - John Lindeman | Can high yield ever be bad yield for property investors?Ep 26 - John Lindeman | Can high yield ever be bad yield for property investors?Introducing the one and only, John Lindeman. John is one of Australia's most respected Property Educators with over 40 years of personal investing experience and research driven education. When experts need advice, they go to John .

      Chris unfortunately was MIA on this one, and he was gutted because it was one of the most enlightening episodes on where it can all go wrong for investors

      • The biggest mistake when investing for yield 
      • How people tend not to understand what happens to yield when prices go down
      • Would you buy in Hobart now 
      • If booms are driven by investors and their lifespan.
      • Why you need to value a property right if buying
      • If all cities behave differently and the impact the Brisbane Flood had.
      • How long the impact of natural disasters can take for people to get over them.
      • What government policies impact the market and when it fails, what they do
      • The average growth all the way back to 1901
      • What was more valuable back in 1901, country home or a city house
      • If migrants drive growth in cities and the type of property they love

      These are just some of the big points and that's after I cut ten other big points out.

      This one is not to be missed by keen property investors.

      Episode link:

      www.theelephantintheroom.com.au/podcasts/026

      John's links:

      http://www.7steps2success.com.au/

      https://www.yourinvestmentpropertymag.com.au/expert-advice/john-lindeman/the-truth-about-good-yield-and-bad-yield-248038.aspx

      https://www.amazon.com/Mastering-Australian-Housing-Market-Lindeman/dp/1742468527

      https://www.amazon.com/gp/product/0730319814/ref=dbs_a_def_rwt_bibl_vppi_i0

      http://www.propertypowerpartners.com.au/PPP/index

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

       

      See omnystudio.com/listener for privacy information.

      ]]>      Introducing the one and only, John Lindeman. John is one of Australia's most respected Property Educators with over 40 years of personal investing experience and research driven education. When experts need advice, they go to John .

      Chris unfortunately was MIA on this one, and he was gutted because it was one of the most enlightening episodes on where it can all go wrong for investors

      • The biggest mistake when investing for yield 
      • How people tend not to understand what happens to yield when prices go down
      • Would you buy in Hobart now 
      • If booms are driven by investors and their lifespan.
      • Why you need to value a property right if buying
      • If all cities behave differently and the impact the Brisbane Flood had.
      • How long the impact of natural disasters can take for people to get over them.
      • What government policies impact the market and when it fails, what they do
      • The average growth all the way back to 1901
      • What was more valuable back in 1901, country home or a city house
      • If migrants drive growth in cities and the type of property they love

      These are just some of the big points and that's after I cut ten other big points out.

      This one is not to be missed by keen property investors.

      Episode link:

      www.theelephantintheroom.com.au/podcasts/026

      John's links:

      http://www.7steps2success.com.au/

      https://www.yourinvestmentpropertymag.com.au/expert-advice/john-lindeman/the-truth-about-good-yield-and-bad-yield-248038.aspx

      https://www.amazon.com/Mastering-Australian-Housing-Market-Lindeman/dp/1742468527

      https://www.amazon.com/gp/product/0730319814/ref=dbs_a_def_rwt_bibl_vppi_i0

      http://www.propertypowerpartners.com.au/PPP/index

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

       

      See omnystudio.com/listener for privacy information.

      ]]>      59fa3ad2b4ba4c6d9a676b35cb13c2afWed, 05 Sep 2018 05:06:00 +100001:00:43falsefull2626When property investment shouldn’t be a long game.      Ep 25 - Amanda Farmer | What hidden dangers can lurk in brand new apartments? | Wisdom from Your Strata PropertyEp 25 - Amanda Farmer | What hidden dangers can lurk in brand new apartments? | Wisdom from Your Strata PropertyAmanda Farmer is the go-to-expert in "strata world" with over 15 years experience as a strata lawyer. Amanda is also a fellow podcaster with over 100 episodes under her belt and she lifts the lift on many of the problems and opportunities she sees with strata. Here are some of the 'aha' moments:

      • Why you should get involved with your strata committee and the best way to do it
      • What well-run buildings do and the difference between a strata committee meeting and a general meeting
      • Why you should buy “Eyes wide open” and know exactly what you are buying and the condition it is in.
      • Why you need a ying to your yang when buying and how two peas in the pod don’t work
      • The ongoing plague of poorly built building defects and why you wouldn’t want to buy new buildings.
      • The danger of a low valuation when buying off the plan and why you need to be aware of the risk.
      • The harsh reality when you buy off the plan is you are sign contract today but are totally committed for many years ahead
      • The  awful sunset date and why off the plan contracts are water tight to protect others
      • The crazy situation when buildings over 4 stories do not need insurance
      • Why building defects usually start after 8 years, when times up on insurance

      This is one of the most elephant filled episodes and you should not buy into a strata complex unless you've truly listened to this brilliant advice.

      Link to Amanda's podcast, ebooks and other resources: https://www.yourstrataproperty.com.au/

      See omnystudio.com/listener for privacy information.

      ]]>      Amanda Farmer is the go-to-expert in "strata world" with over 15 years experience as a strata lawyer. Amanda is also a fellow podcaster with over 100 episodes under her belt and she lifts the lift on many of the problems and opportunities she sees with strata. Here are some of the 'aha' moments:

      • Why you should get involved with your strata committee and the best way to do it
      • What well-run buildings do and the difference between a strata committee meeting and a general meeting
      • Why you should buy “Eyes wide open” and know exactly what you are buying and the condition it is in.
      • Why you need a ying to your yang when buying and how two peas in the pod don’t work
      • The ongoing plague of poorly built building defects and why you wouldn’t want to buy new buildings.
      • The danger of a low valuation when buying off the plan and why you need to be aware of the risk.
      • The harsh reality when you buy off the plan is you are sign contract today but are totally committed for many years ahead
      • The  awful sunset date and why off the plan contracts are water tight to protect others
      • The crazy situation when buildings over 4 stories do not need insurance
      • Why building defects usually start after 8 years, when times up on insurance

      This is one of the most elephant filled episodes and you should not buy into a strata complex unless you've truly listened to this brilliant advice.

      Link to Amanda's podcast, ebooks and other resources: https://www.yourstrataproperty.com.au/

      See omnystudio.com/listener for privacy information.

      ]]>      2bed27b7e91e4b778b6361a67e8f1823Thu, 30 Aug 2018 03:11:00 +100053:09falsefull2525How to recognise a well run strata building.      Ep 24 - Pete Wargent | Is high yield investing really that risky?Ep 24 - Pete Wargent | Is high yield investing really that risky?Pete Wargent, arguably Australia best property blogger and a buyers agent in Brisbane, Sydney and London, opens up on the Brisbane property market amongst many other things. Pete has a brilliant mind and he explains why understanding demographic shifts is so important to investors. If you are looking to buy in Brisbane, don’t even consider it until you’ve listened.

      • How you can learn to be a better invest by finding the story through picking through data

      • How you can watch demographics shifts by tracking data and see city evolving   

      • How we have a very short term memory when investing

      • How leverage works much better when you are younger

      • How Brisbane is rebalancing, the property and areas to target if you are an investor  

      • The problems with investing in higher yield areas

      • How buying land is the true scarcity in inner rings

      • How some style of property go for big money right now

      • How buying Pre-Market & Off-Market is much more common in Brisbane


      This is one of our first episodes going in to detail about investing in Brisbane and we will be going there in October to interview more Brisbane locals.

      Links: http://allenwargent.com/who-we-are/pete-wargent/ Articles on Pete's research into the impact of Labor's proposed tax changes: http://petewargent.blogspot.com/2018/02/high-risk-alert.htmlhttps://www.livewiremarkets.com/wires/impacts-of-labor-s-proposed-negative-gearing-and-cgt-reforms https://www.news.com.au/finance/real-estate/sydney-nsw/labor-housing-reforms-would-have-unintended-consequences-report/news-story/4ac931a05b4e1094018dadf667ceb511 https://www.riskwiseproperty.com.au/News/impacts-of-labors-proposed-negative-gearing-and-cgt-changes

      See omnystudio.com/listener for privacy information.

      ]]>      Pete Wargent, arguably Australia best property blogger and a buyers agent in Brisbane, Sydney and London, opens up on the Brisbane property market amongst many other things. Pete has a brilliant mind and he explains why understanding demographic shifts is so important to investors. If you are looking to buy in Brisbane, don’t even consider it until you’ve listened.

      • How you can learn to be a better invest by finding the story through picking through data

      • How you can watch demographics shifts by tracking data and see city evolving   

      • How we have a very short term memory when investing

      • How leverage works much better when you are younger

      • How Brisbane is rebalancing, the property and areas to target if you are an investor  

      • The problems with investing in higher yield areas

      • How buying land is the true scarcity in inner rings

      • How some style of property go for big money right now

      • How buying Pre-Market & Off-Market is much more common in Brisbane


      This is one of our first episodes going in to detail about investing in Brisbane and we will be going there in October to interview more Brisbane locals.

      Links: http://allenwargent.com/who-we-are/pete-wargent/ Articles on Pete's research into the impact of Labor's proposed tax changes: http://petewargent.blogspot.com/2018/02/high-risk-alert.htmlhttps://www.livewiremarkets.com/wires/impacts-of-labor-s-proposed-negative-gearing-and-cgt-reforms https://www.news.com.au/finance/real-estate/sydney-nsw/labor-housing-reforms-would-have-unintended-consequences-report/news-story/4ac931a05b4e1094018dadf667ceb511 https://www.riskwiseproperty.com.au/News/impacts-of-labors-proposed-negative-gearing-and-cgt-changes

      See omnystudio.com/listener for privacy information.

      ]]>      8e58bc847637434ab0f2fa3a8b2ecb46Sat, 25 Aug 2018 04:26:00 +100001:12:22falsefull2424Pete Wargent, arguably Australia best property blogger and a buyers agent in Brisbane, Sydney and London, opens up on the Brisbane property market amongst many other things. Pete has a brilliant mind and he explains why understanding demographic...      Ep 23 - Cate Bakos | How to negotiate for property like a professionalEp 23 - Cate Bakos | How to negotiate for property like a professionalThe inner workings of the Melbourne property market revealed.

      Buyers advocate Cate Bakos reveals all the quirks of her local market and the advantages she gains from knowing the real estate agents better than any individual buyer can. She also gives loads of practical tips on how buyers can keep money in their pockets. We cover: 

      • What’s happening in the Melbourne property market? Will it follow Sydney?

      • How first home buyers have created a dual speed property markets.

      • Chinese buyers, oversupply and whether some apartments are good investments

      • The impact of traffic and public transport on property prices and what creates sustainable growth.

      • Auction underquoting and whether it still exists.

      • What is a boardroom auction and why buyers agents love them.

      • When to make a pre auction offers if you need a cooling off period.

      • Where does a buyers agent add value and the advantages of local knowledge.

      • What is vendor advocacy and when/why/how is it necessary?

      • Where and what to buy in Geelong & Ballarat.


      Plus fundamental tips on what to look for when buying for capital growth.

      Link: http://www.catebakos.com.au/

      See omnystudio.com/listener for privacy information.

      ]]>      The inner workings of the Melbourne property market revealed.

      Buyers advocate Cate Bakos reveals all the quirks of her local market and the advantages she gains from knowing the real estate agents better than any individual buyer can. She also gives loads of practical tips on how buyers can keep money in their pockets. We cover: 

      • What’s happening in the Melbourne property market? Will it follow Sydney?

      • How first home buyers have created a dual speed property markets.

      • Chinese buyers, oversupply and whether some apartments are good investments

      • The impact of traffic and public transport on property prices and what creates sustainable growth.

      • Auction underquoting and whether it still exists.

      • What is a boardroom auction and why buyers agents love them.

      • When to make a pre auction offers if you need a cooling off period.

      • Where does a buyers agent add value and the advantages of local knowledge.

      • What is vendor advocacy and when/why/how is it necessary?

      • Where and what to buy in Geelong & Ballarat.


      Plus fundamental tips on what to look for when buying for capital growth.

      Link: http://www.catebakos.com.au/

      See omnystudio.com/listener for privacy information.

      ]]>      f2ed013226c64083b3fee244dad44c6aWed, 22 Aug 2018 02:34:00 +100001:06:06falsefull2323The inner workings of the Melbourne property market revealed. Buyers advocate Cate Bakos reveals all the quirks of her local market and the advantages she gains from knowing the real estate agents better than any individual buyer can. She also gives...      Ep 22 - Kirsten Craze | How to be a media researcher, not just a reader Ep 22 - Kirsten Craze | How to be a media researcher, not just a reader What impact does the media have on the property market?

      In this episode, property writer Kirsten Craze is brilliantly open in sharing the flaws in media world and explains how to find articles we can rely on. Here's what you'll learn:

      • How different headlines can be in just one week and why they can’t be relied upon.

      • How to tell the difference between journalism, PR and an opinion piece.

      • Over-reserve auction results - are they real?

      • For the real story read the comments on news articles about “get rich quick” schemes.

      • How to leverage on supply and demand when making offers.

      • Why the media taps into "everyones got an opinion" on the Australian dream of property ownership.

      • Buyers have lost their imagination and it's important to look past pretty pictures and styling to know you’re not buying the furniture. The message is loud and clear in this episode: the media is a minefield and you need to know how to read between the lines!  Links:  https://www.linkedin.com/in/kirsten-craze-111367167 How to choose a good buyers agent: https://gooddeeds.com.au/buyers-agents-sydney/choose-buyers-agent/


      See omnystudio.com/listener for privacy information.

      ]]>      What impact does the media have on the property market?

      In this episode, property writer Kirsten Craze is brilliantly open in sharing the flaws in media world and explains how to find articles we can rely on. Here's what you'll learn:

      • How different headlines can be in just one week and why they can’t be relied upon.

      • How to tell the difference between journalism, PR and an opinion piece.

      • Over-reserve auction results - are they real?

      • For the real story read the comments on news articles about “get rich quick” schemes.

      • How to leverage on supply and demand when making offers.

      • Why the media taps into "everyones got an opinion" on the Australian dream of property ownership.

      • Buyers have lost their imagination and it's important to look past pretty pictures and styling to know you’re not buying the furniture. The message is loud and clear in this episode: the media is a minefield and you need to know how to read between the lines!  Links:  https://www.linkedin.com/in/kirsten-craze-111367167 How to choose a good buyers agent: https://gooddeeds.com.au/buyers-agents-sydney/choose-buyers-agent/


      See omnystudio.com/listener for privacy information.

      ]]>      228f7cfe65c84df69972e85ec509835cFri, 17 Aug 2018 03:13:00 +100001:13:34falsefull2222What impact does the media have on the property market? In this episode, property writer Kirsten Craze is brilliantly open in sharing the flaws in media world and explains how to find articles we can rely on. Here's what you'll learn: How...      Ep 21 - Quirin Schwaighofer | What sort of property makes the best short term rental?Ep 21 - Quirin Schwaighofer | What sort of property makes the best short term rental?Will legislation make or break Airbnb in Australia?

      Quirin Schwaighofer, COO of Made Comfy is extremely positive about the future of the short term rental market although he's also very clear about the elements required for success. Here's what you'll learn:

      • The type of property that lends itself to short term rental and the types of owners that are most suitable hosts.
      • The attention to detail required to delight short term guests.
      • The difference an X-factor can make to profit and what makes Australia’s best studio apartment so special.
      • Renting out a room versus making the whole property available for guests.
      • The impact of new legislation on short term rentals in NSW and how the 180 night limit will change things.
      • Holiday houses and what works and doesn’t work for Airbnb.
      • The complexity of managing short term rental pricing and the optimum occupancy rate.
      • The myriad of risks and how to mitigate them.
      • Lifestyle versus investment decisions and why they need to be separated.
      • The real impact of Airbnb on the long term rental market in different cities. The message is loud and clear in this episode: short term rental is an investment strategy that carries a lot of risk and careful planning is required to get it right. This podcast is a great place to start!

      Links:

      Made Comfy Australia short term rental report 2018

      Made Comfy free short term rental pricing analysis tool

      Made Comfy overview of NSW short term rental legislation

      Veronica's 14 things to consider before buying a holiday home

      See omnystudio.com/listener for privacy information.

      ]]>      Will legislation make or break Airbnb in Australia?

      Quirin Schwaighofer, COO of Made Comfy is extremely positive about the future of the short term rental market although he's also very clear about the elements required for success. Here's what you'll learn:

      • The type of property that lends itself to short term rental and the types of owners that are most suitable hosts.
      • The attention to detail required to delight short term guests.
      • The difference an X-factor can make to profit and what makes Australia’s best studio apartment so special.
      • Renting out a room versus making the whole property available for guests.
      • The impact of new legislation on short term rentals in NSW and how the 180 night limit will change things.
      • Holiday houses and what works and doesn’t work for Airbnb.
      • The complexity of managing short term rental pricing and the optimum occupancy rate.
      • The myriad of risks and how to mitigate them.
      • Lifestyle versus investment decisions and why they need to be separated.
      • The real impact of Airbnb on the long term rental market in different cities. The message is loud and clear in this episode: short term rental is an investment strategy that carries a lot of risk and careful planning is required to get it right. This podcast is a great place to start!

      Links:

      Made Comfy Australia short term rental report 2018

      Made Comfy free short term rental pricing analysis tool

      Made Comfy overview of NSW short term rental legislation

      Veronica's 14 things to consider before buying a holiday home

      See omnystudio.com/listener for privacy information.

      ]]>      7c2da5b132394cf7a87d7e7454bb618fMon, 13 Aug 2018 06:17:00 +100001:08:04falsefull2121Will legislation make or break Airbnb in Australia? Quirin Schwaighofer, COO of Made Comfy is extremely positive about the future of the short term rental market although he's also very clear about the elements required for success. Here's what you'll...      Ep 20 - Georgi Bates | How to tell the difference between advice and a sales pitchEp 20 - Georgi Bates | How to tell the difference between advice and a sales pitchHow to tell the difference between advice and a sales pitch.

      Plus agent tips for negotiation and auction bidding.

      TOP 3 THINGS THAT MAKE THE GUEST FAMOUS

      1. Manly/Fairlight local specialist
      2. Sales agent
      3. Uses Facebook extensively to market property

      TOP 10 THINGS THAT WERE SPOKEN ABOUT

      1. How she uses Facebook both as a marketing and productivity tool.
      2. How and why she gives advice on competitors’ listings.
      3. The questions she recommends buyers ask to test whether a property would get competition in good times and bad.
      4. The behind the scenes local knowledge that buyers need in order to make good decisions.
      5. What makes an expert negotiator.
      6. Can buyers still overpay in a buyers’ market?
      7. How she handles vendors who will be disappointed about their sale price.
      8. Steps buyers should take when making an offer.
      9. What is a 66W and why is it so important?
      10. What happens if you back out during a cooling off period.

       

      TOP  TEN LIST  OF TAKEAWAYS.  (BIGGEST ‘AH-HA’  MOMENTS)

      1. Her use of social media to foster relationships with buyers and build trust.
      2. The difference between north and south side of Fairlight and which properties are the best.
      3. How an effective sales agent glosses over their listing’s negatives.
      4. How buyers can get an advantage when negotiating and get the agent to back their offer with the vendor.
      5. Why she doesn’t usually negotiate on a weekend.
      6. The unconscious signs buyers give to agents.
      7. Vendors can’t control when they list, there’s a bit of luck of the draw in picking an auction date.
      8. Georgi’s tips for bidding at auction and mastering body language.
      9. How to do your research so you can best present your offer.
      10. Differences in the type of advice given by solicitors and why you shouldn’t wait until Friday to get your contract reviewed.

       

      TOP SIX QUOTES

      “That is the big thing because good agents will be working the auction floor. Okay. You’ll soon know, so no matter what the dialogue has been with a real estate agent to say, oh yeah, we've got six contracts out, or we've got ... you're going to know how many contracts are at outcome auction day. If you've watched your registration table to know who has registered.”

       

      “Then the important thing is watching the body language, so it's not all about the auctioneer. Let the auctioneer go in and do their thing, but where I find it's really important is watching the body language of the people that you're going to be competing against.”

       

      “And auction's theater, it really is. There are. You can actually scare off your opposition by being that person who's got the endless bucket and so often when I go and work a crowd and someone has done that, people say “ha, we're just going to stop now”. Because we don't know if that person is going to keep going.”

       

      “We're also finding now with it not being a hot market, it's more a buyer's market, the vendors market and lending capacities have changed, that we are a lot more open to now going to the cooling off periods and giving people that little bit more time that they need.”

       

      THREE  TOP ACTION  ITEMS YOU WANT  SOMEONE LISTENING  TO THIS AUDIO TO DO  AT THE END OF IT?

       

      See omnystudio.com/listener for privacy information.

      ]]>      How to tell the difference between advice and a sales pitch.

      Plus agent tips for negotiation and auction bidding.

      TOP 3 THINGS THAT MAKE THE GUEST FAMOUS

      1. Manly/Fairlight local specialist
      2. Sales agent
      3. Uses Facebook extensively to market property

      TOP 10 THINGS THAT WERE SPOKEN ABOUT

      1. How she uses Facebook both as a marketing and productivity tool.
      2. How and why she gives advice on competitors’ listings.
      3. The questions she recommends buyers ask to test whether a property would get competition in good times and bad.
      4. The behind the scenes local knowledge that buyers need in order to make good decisions.
      5. What makes an expert negotiator.
      6. Can buyers still overpay in a buyers’ market?
      7. How she handles vendors who will be disappointed about their sale price.
      8. Steps buyers should take when making an offer.
      9. What is a 66W and why is it so important?
      10. What happens if you back out during a cooling off period.

       

      TOP  TEN LIST  OF TAKEAWAYS.  (BIGGEST ‘AH-HA’  MOMENTS)

      1. Her use of social media to foster relationships with buyers and build trust.
      2. The difference between north and south side of Fairlight and which properties are the best.
      3. How an effective sales agent glosses over their listing’s negatives.
      4. How buyers can get an advantage when negotiating and get the agent to back their offer with the vendor.
      5. Why she doesn’t usually negotiate on a weekend.
      6. The unconscious signs buyers give to agents.
      7. Vendors can’t control when they list, there’s a bit of luck of the draw in picking an auction date.
      8. Georgi’s tips for bidding at auction and mastering body language.
      9. How to do your research so you can best present your offer.
      10. Differences in the type of advice given by solicitors and why you shouldn’t wait until Friday to get your contract reviewed.

       

      TOP SIX QUOTES

      “That is the big thing because good agents will be working the auction floor. Okay. You’ll soon know, so no matter what the dialogue has been with a real estate agent to say, oh yeah, we've got six contracts out, or we've got ... you're going to know how many contracts are at outcome auction day. If you've watched your registration table to know who has registered.”

       

      “Then the important thing is watching the body language, so it's not all about the auctioneer. Let the auctioneer go in and do their thing, but where I find it's really important is watching the body language of the people that you're going to be competing against.”

       

      “And auction's theater, it really is. There are. You can actually scare off your opposition by being that person who's got the endless bucket and so often when I go and work a crowd and someone has done that, people say “ha, we're just going to stop now”. Because we don't know if that person is going to keep going.”

       

      “We're also finding now with it not being a hot market, it's more a buyer's market, the vendors market and lending capacities have changed, that we are a lot more open to now going to the cooling off periods and giving people that little bit more time that they need.”

       

      THREE  TOP ACTION  ITEMS YOU WANT  SOMEONE LISTENING  TO THIS AUDIO TO DO  AT THE END OF IT?

       

      See omnystudio.com/listener for privacy information.

      ]]>      7f39bb22981a41d0af229c41ee23b1d0Sun, 05 Aug 2018 23:31:00 +100053:59falsefull2020How to tell the difference between advice and a sales pitch. Plus agent tips for negotiation and auction bidding. TOP 3 THINGS THAT MAKE THE GUEST FAMOUS Manly/Fairlight local specialist Sales agent Uses Facebook extensively to market property TOP...      Ep 19 - Host Special | Who is Australia’s most famous property dumbo?Ep 19 - Host Special | Who is Australia’s most famous property dumbo?Who is Australia’s most famous property dumbo?

       

      A case study that shows the cost of not learning from our mistakes.

       

      Have you ever thought that if only you had more money, then you’d be able to buy the right property? Well in this episode we discover that wealth alone does not protect people from making expensive property mistakes. We trace the decisions, purchases, missteps, court cases and sales that resulted in losses totalling over $2 million in the span of a few short years. The thing is, this couple made some mistakes that nearly every property buyer makes at least once! If they’d only been given some good advice (or heeded it) along the way, they could have avoided a lot of pain. We can certainly all learn from this case study.

       

      CTA

      Due diligence checklist

      See omnystudio.com/listener for privacy information.

      ]]>      Who is Australia’s most famous property dumbo?

       

      A case study that shows the cost of not learning from our mistakes.

       

      Have you ever thought that if only you had more money, then you’d be able to buy the right property? Well in this episode we discover that wealth alone does not protect people from making expensive property mistakes. We trace the decisions, purchases, missteps, court cases and sales that resulted in losses totalling over $2 million in the span of a few short years. The thing is, this couple made some mistakes that nearly every property buyer makes at least once! If they’d only been given some good advice (or heeded it) along the way, they could have avoided a lot of pain. We can certainly all learn from this case study.

       

      CTA

      Due diligence checklist

      See omnystudio.com/listener for privacy information.

      ]]>      1771ff9087fc472eb26eb53d5fb02f19Mon, 30 Jul 2018 04:24:00 +100021:11falsefull1919Who is Australia’s most famous property dumbo?   A case study that shows the cost of not learning from our mistakes.   Have you ever thought that if only you had more money, then you’d be able to buy the right property? Well in this...      Ep 18 - Reena Van Aalst | What happens if you buy a strata property without adequate research?Ep 18 - Reena Van Aalst | What happens if you buy a strata property without adequate research?How to to best prepare for the experience of owning an apartment or townhouse.

      Strata manager Reena van Aalst gives an in depth perspective on strata living, highlights the pitfalls for the unwary and advises how to ensure you don’t live to regret buying into a strata complex. She gives us the benefit of her experience and uncovers:

      • The crucial information missing from most strata reports.
      • Early warning signs for buyers that a building could be a no-go zone.
      • Issues that cause pain for buyers of new apartments.
      • Horror stories of buyers who’ve bought without doing a strata report.
      • The type of buyer best suited to strata and those who should never buy an apartment.
      • Why your lawyer may not warn you of all the pitfalls.
      • What to do if you want to buy into a pet friendly building.
      • What rules can be enforced and to what extent.
      • How to best prepare for the experience of living in a “democracy”.
      • The responsibility of an owners corporation and consequences if they fail.
      • How entitlements and levies are calculated.
      • What a capital works forecast is and how they can be used.
      • Why special levies are raised and what owners can do about them.
      • How much work a strata manager does and how to get rid of a dud one.

       

      All this as well as explanations of multifaceted strata, cost-sharing, community title, building management committees, tumelo and other things you’ve probably never heard of.

       

      Links:

      Reena’s website:

      www.stratacentral.com.au

       

      Veronica’s strata report video:

      https://gooddeeds.com.au/buyers-agents-sydney/7516/

       

      Social heading:

      What do strata inspectors look at when writing a report? What SHOULD they be looking at?

       

      Below are the social  profile links:

       

      https://www.linkedin.com/in/reena-van-aalst-3487b76/

       

      https://twitter.com/strata_central

      See omnystudio.com/listener for privacy information.

      ]]>      How to to best prepare for the experience of owning an apartment or townhouse.

      Strata manager Reena van Aalst gives an in depth perspective on strata living, highlights the pitfalls for the unwary and advises how to ensure you don’t live to regret buying into a strata complex. She gives us the benefit of her experience and uncovers:

      • The crucial information missing from most strata reports.
      • Early warning signs for buyers that a building could be a no-go zone.
      • Issues that cause pain for buyers of new apartments.
      • Horror stories of buyers who’ve bought without doing a strata report.
      • The type of buyer best suited to strata and those who should never buy an apartment.
      • Why your lawyer may not warn you of all the pitfalls.
      • What to do if you want to buy into a pet friendly building.
      • What rules can be enforced and to what extent.
      • How to best prepare for the experience of living in a “democracy”.
      • The responsibility of an owners corporation and consequences if they fail.
      • How entitlements and levies are calculated.
      • What a capital works forecast is and how they can be used.
      • Why special levies are raised and what owners can do about them.
      • How much work a strata manager does and how to get rid of a dud one.

       

      All this as well as explanations of multifaceted strata, cost-sharing, community title, building management committees, tumelo and other things you’ve probably never heard of.

       

      Links:

      Reena’s website:

      www.stratacentral.com.au

       

      Veronica’s strata report video:

      https://gooddeeds.com.au/buyers-agents-sydney/7516/

       

      Social heading:

      What do strata inspectors look at when writing a report? What SHOULD they be looking at?

       

      Below are the social  profile links:

       

      https://www.linkedin.com/in/reena-van-aalst-3487b76/

       

      https://twitter.com/strata_central

      See omnystudio.com/listener for privacy information.

      ]]>      491b9f7136284d75a7594f27099c8099Fri, 27 Jul 2018 06:00:00 +100057:43falsefull1818How to to best prepare for the experience of owning an apartment or townhouse. Strata manager Reena van Aalst gives an in depth perspective on strata living, highlights the pitfalls for the unwary and advises how to ensure you don’t live to regret...      Ep 17 - Mark Foy | What falls in value the most in a buyers market?Ep 17 - Mark Foy | What falls in value the most in a buyers market?What falls in value the most in a buyers market?

       

      The best times to buy and sell in the inner city.

       

      Ever wondered why some properties get lots of buyers fighting for them and others struggle to sell? In this episode with Mark Foy from Belle Property we go beyond the agent sales spiel and discover what makes an A grade property, and a B grade one and even a C grade… We also find out:

       

      • Why the market in inner Sydney is very different to the rest of the country.
      • The one market segment that’s really “firing” at the moment.
      • What’s causing a shortage of listings.
      • When B&C grade properties can get A grade prices.
      • How to time the purchase of a B grade property.
      • How and when they get a buyer to make a pre-auction offer.
      • How a “Dutch auction” works in real estate.
      • When is gazumping OK?
      • The best time to sell in the inner city and where the bargains are.
      • The pitfalls that out of area buyers don’t even know exist.
      • How buyers can get the most out of agents.
      • The cost of buying the wrong property.
      • Interest only loans and the impact on owner occupiers versus investors.
      • How to know values so you won’t miss your perfect property.

       

      Timing the market has never been more important!

       

      Links:

      https://www.belleproperty.com/surry-hills/mark-foy/

      Veronica's case study: an A grade versus a B grade.

      See omnystudio.com/listener for privacy information.

      ]]>      What falls in value the most in a buyers market?

       

      The best times to buy and sell in the inner city.

       

      Ever wondered why some properties get lots of buyers fighting for them and others struggle to sell? In this episode with Mark Foy from Belle Property we go beyond the agent sales spiel and discover what makes an A grade property, and a B grade one and even a C grade… We also find out:

       

      • Why the market in inner Sydney is very different to the rest of the country.
      • The one market segment that’s really “firing” at the moment.
      • What’s causing a shortage of listings.
      • When B&C grade properties can get A grade prices.
      • How to time the purchase of a B grade property.
      • How and when they get a buyer to make a pre-auction offer.
      • How a “Dutch auction” works in real estate.
      • When is gazumping OK?
      • The best time to sell in the inner city and where the bargains are.
      • The pitfalls that out of area buyers don’t even know exist.
      • How buyers can get the most out of agents.
      • The cost of buying the wrong property.
      • Interest only loans and the impact on owner occupiers versus investors.
      • How to know values so you won’t miss your perfect property.

       

      Timing the market has never been more important!

       

      Links:

      https://www.belleproperty.com/surry-hills/mark-foy/

      Veronica's case study: an A grade versus a B grade.

      See omnystudio.com/listener for privacy information.

      ]]>      2bd3bf7e79bf4732b4bee57430b335bdMon, 23 Jul 2018 06:49:00 +100045:45falsefull1717What falls in value the most in a buyers market?   The best times to buy and sell in the inner city.   Ever wondered why some properties get lots of buyers fighting for them and others struggle to sell? In this episode with Mark Foy from...      Ep 16 - Luke Metcalfe | The truth about what really makes property prices go up or down?Ep 16 - Luke Metcalfe | The truth about what really makes property prices go up or down?Is it possible to do long term property forecasting?

       

      Have you ever wondered what you should be looking for in a property? Should we look for new infrastructure and/or anticipate the impact of driverless cars, noise cancelling and the changing nature of the workplace? The answers are in the data and Luke Metcalfe opens a fascinating window into what really matters. We discover:

       

      • How machine learning can help us understand the property market and where it falls short.
      • The 8 criteria that matter when determining future price growth.
      • The importance of liveability and how it impacts land value.
      • What else you need to know about train stations.
      • Problems with short term data versus long term hold strategies.
      • What banks do with renovation data.
      • 3D imaging, voice activation, drones & image recognition; what will they mean for the property industry?
      • Red herring data and the truth about space and tranquility.
      • The ethnic predictors of poor growth.
      • The behavioural biases that good data can help us overcome

      The future meets the past in this interview. And don’t miss the biggest single factor that affects price growth.

      Links:

      www.microburbs.com.au

      www.rapint.com

       

      Social headlines:

      Is Sydney becoming a London, a Shanghai or a Miami?

      The biggest single factor that affects property price growth

       

      Social media profiles:

      https://www.facebook.com/microburbs/

      https://twitter.com/microburbs

      https://twitter.com/orchyluke?lang=en

      See omnystudio.com/listener for privacy information.

      ]]>      Is it possible to do long term property forecasting?

       

      Have you ever wondered what you should be looking for in a property? Should we look for new infrastructure and/or anticipate the impact of driverless cars, noise cancelling and the changing nature of the workplace? The answers are in the data and Luke Metcalfe opens a fascinating window into what really matters. We discover:

       

      • How machine learning can help us understand the property market and where it falls short.
      • The 8 criteria that matter when determining future price growth.
      • The importance of liveability and how it impacts land value.
      • What else you need to know about train stations.
      • Problems with short term data versus long term hold strategies.
      • What banks do with renovation data.
      • 3D imaging, voice activation, drones & image recognition; what will they mean for the property industry?
      • Red herring data and the truth about space and tranquility.
      • The ethnic predictors of poor growth.
      • The behavioural biases that good data can help us overcome

      The future meets the past in this interview. And don’t miss the biggest single factor that affects price growth.

      Links:

      www.microburbs.com.au

      www.rapint.com

       

      Social headlines:

      Is Sydney becoming a London, a Shanghai or a Miami?

      The biggest single factor that affects property price growth

       

      Social media profiles:

      https://www.facebook.com/microburbs/

      https://twitter.com/microburbs

      https://twitter.com/orchyluke?lang=en

      See omnystudio.com/listener for privacy information.

      ]]>      04f349c918c145cd8ec28c1251149168Fri, 20 Jul 2018 05:39:00 +100001:01:41falsefull1616Is it possible to do long term property forecasting?   Have you ever wondered what you should be looking for in a property? Should we look for new infrastructure and/or anticipate the impact of driverless cars, noise cancelling and the changing...      Ep 15 - Tyron Hyde | Expert guide to the new depreciation rules for property investorsEp 15 - Tyron Hyde | Expert guide to the new depreciation rules for property investorsExpert guide to the new depreciation rules for property investors

      A rear-window view of the good and bad decisions property investors make

      Have you ever wondered whether your accountant is completely up to date on what tax deductions you can claim as a property investor? Have you ever been advised to buy property in order to reduce your tax? In this episode, quantity surveyor Tyron Hyde reveals the myths, traps and truths about property depreciation. We traverse an incredible range of topics including:

      • The two biggest and easiest to avoid mistakes he sees property investors make.
      • The most vulnerable buyers likely to get trapped as a result of new depreciation rules.
      • 7 strategies to maximise tax benefits under new rules.
      • The difference between a developer’s marketing depreciation report & a depreciation schedule.
      • The danger of using depreciation as the sole decision making tool & the other numbers and tax implications investors need to know about.
      • The big surprise - some accountants don’t necessarily understand depreciation & most investors don’t know everything they can claim for.
      • He challenges the “fact” that land always goes up in value and reveals his magic formula combining the bottom of market and high build costs.
      • How to make money out of new property and what the risks are.
      • The case for not sprucing up a property before selling it.
      • Why building costs have been going up and why costs blow out.

      This episode contains a wealth of pragmatic, informed and clever tips for both property owners and buyers.

      Links:

      Tyron’s eBook + special rate for Elephant listeners:

      www.washingtonbrown.com.au/elephant

      See omnystudio.com/listener for privacy information.

      ]]>      Expert guide to the new depreciation rules for property investors

      A rear-window view of the good and bad decisions property investors make

      Have you ever wondered whether your accountant is completely up to date on what tax deductions you can claim as a property investor? Have you ever been advised to buy property in order to reduce your tax? In this episode, quantity surveyor Tyron Hyde reveals the myths, traps and truths about property depreciation. We traverse an incredible range of topics including:

      • The two biggest and easiest to avoid mistakes he sees property investors make.
      • The most vulnerable buyers likely to get trapped as a result of new depreciation rules.
      • 7 strategies to maximise tax benefits under new rules.
      • The difference between a developer’s marketing depreciation report & a depreciation schedule.
      • The danger of using depreciation as the sole decision making tool & the other numbers and tax implications investors need to know about.
      • The big surprise - some accountants don’t necessarily understand depreciation & most investors don’t know everything they can claim for.
      • He challenges the “fact” that land always goes up in value and reveals his magic formula combining the bottom of market and high build costs.
      • How to make money out of new property and what the risks are.
      • The case for not sprucing up a property before selling it.
      • Why building costs have been going up and why costs blow out.

      This episode contains a wealth of pragmatic, informed and clever tips for both property owners and buyers.

      Links:

      Tyron’s eBook + special rate for Elephant listeners:

      www.washingtonbrown.com.au/elephant

      See omnystudio.com/listener for privacy information.

      ]]>      31e0b55f964d4ab6a8fae352edacedfaMon, 16 Jul 2018 02:05:00 +100058:59falsefull1515Expert guide to the new depreciation rules for property investors A rear-window view of the good and bad decisions property investors make Have you ever wondered whether your accountant is completely up to date on what tax deductions you can claim as...      Ep 14 - Marnie Seinor | How carefully crafted price conversations get properties sold Ep 14 - Marnie Seinor | How carefully crafted price conversations get properties sold What is the difference between manipulation and influencing buyers?

      How you ever wondered about the conversations agents are having with the owner about price? What about other buyers? Marnie Seinor, sales agent at McGrath Coogee, reveals her discussions throughout an auction campaign, week by week. She didn’t stop there, also giving insights into:

      • Appealing to the emotional buyer & when she knows buyers are most likely to make a strong offer.
      • Best times to sell and buy in the beaches market.
      • Agents are liars, vendors are liars and buyers are liars.
      • Strategic questions for buyers to ask agents in an auction campaign.
      • What buyer “feedback” means & what offers agents will disclose to other buyers.
      • What she does when only one person registers to bid at auction.
      • Why underquoting still exists despite underquoting legislation.
      • Tips for buyers for working out which agents to trust.
      • Why agents like selling pre auction and how they make them happen.
      • The best time to make a pre-auction offer and clues that you are the only buyer and should wait for auction.

      This episode uncovers yet more “insider operations” that every buyer should be aware of.

      Links

      Veronica's blog: buy first or sell first?

      Veronica's blog: sell now and wait to buy?

      Veronica's blog: don't sell the wrong property!

      Veronica's video: can I buy before I sell?

      Marnie Seinor's profile

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

       

       

      See omnystudio.com/listener for privacy information.

      ]]>      What is the difference between manipulation and influencing buyers?

      How you ever wondered about the conversations agents are having with the owner about price? What about other buyers? Marnie Seinor, sales agent at McGrath Coogee, reveals her discussions throughout an auction campaign, week by week. She didn’t stop there, also giving insights into:

      • Appealing to the emotional buyer & when she knows buyers are most likely to make a strong offer.
      • Best times to sell and buy in the beaches market.
      • Agents are liars, vendors are liars and buyers are liars.
      • Strategic questions for buyers to ask agents in an auction campaign.
      • What buyer “feedback” means & what offers agents will disclose to other buyers.
      • What she does when only one person registers to bid at auction.
      • Why underquoting still exists despite underquoting legislation.
      • Tips for buyers for working out which agents to trust.
      • Why agents like selling pre auction and how they make them happen.
      • The best time to make a pre-auction offer and clues that you are the only buyer and should wait for auction.

      This episode uncovers yet more “insider operations” that every buyer should be aware of.

      Links

      Veronica's blog: buy first or sell first?

      Veronica's blog: sell now and wait to buy?

      Veronica's blog: don't sell the wrong property!

      Veronica's video: can I buy before I sell?

      Marnie Seinor's profile

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

       

       

      See omnystudio.com/listener for privacy information.

      ]]>      8a8c2523f6f54138934d314cb005f4bdFri, 13 Jul 2018 02:31:00 +100001:01:51falsefull1414What is the difference between manipulation and influencing buyers? How you ever wondered about the conversations agents are having with the owner about price? What about other buyers? Marnie Seinor, sales agent at McGrath Coogee, reveals her...      Ep 13 - Ewan Morton | What's an "honest liar" in real estate and when will they be no more?Ep 13 - Ewan Morton | What's an "honest liar" in real estate and when will they be no more?What's an "honest liar" in real estate and when will they be no more?

       

      Plus: The two key things you should look for when buying an apartment.

      Ewan Morton pulls no punches on why agents do the wrong thing and we have a bit of spirited debate about the pros and cons of buying new apartments. This energetic conversation traverses two very contentious issues and there are loads of revelations:

      • How is a good agent able to overcome a lack of trust and manage to help both the owner as well as the buyer.
      • Agents no longer hold all the information but it’s not a bad thing.
      • How agents have been punished for telling the truth by vendors.
      • His dialogue for telling vendors “as it is” when they should take an offer.
      • The secret to getting more money out of buyers.
      • How he gets buyers to trust him and why buyers should disclose info to agents.
      • Treating agents with respect doesn’t mean buyers are not in control.
      • Changing attitudes to apartment living and the debate about oversupply.
      • What’s with the quality of new builds?
      • The important things to research before buying a brand new apartment.

      Another cracker episode, Ewan does not hold back!

       

      Links:

       

      Corelogic reports

      http://store.corelogic.com.au/buyer-perceptions-of-real-estate-agents

      http://store.corelogic.com.au/vendor-perceptions-of-real-estate-agents

      See omnystudio.com/listener for privacy information.

      ]]>      What's an "honest liar" in real estate and when will they be no more?

       

      Plus: The two key things you should look for when buying an apartment.

      Ewan Morton pulls no punches on why agents do the wrong thing and we have a bit of spirited debate about the pros and cons of buying new apartments. This energetic conversation traverses two very contentious issues and there are loads of revelations:

      • How is a good agent able to overcome a lack of trust and manage to help both the owner as well as the buyer.
      • Agents no longer hold all the information but it’s not a bad thing.
      • How agents have been punished for telling the truth by vendors.
      • His dialogue for telling vendors “as it is” when they should take an offer.
      • The secret to getting more money out of buyers.
      • How he gets buyers to trust him and why buyers should disclose info to agents.
      • Treating agents with respect doesn’t mean buyers are not in control.
      • Changing attitudes to apartment living and the debate about oversupply.
      • What’s with the quality of new builds?
      • The important things to research before buying a brand new apartment.

      Another cracker episode, Ewan does not hold back!

       

      Links:

       

      Corelogic reports

      http://store.corelogic.com.au/buyer-perceptions-of-real-estate-agents

      http://store.corelogic.com.au/vendor-perceptions-of-real-estate-agents

      See omnystudio.com/listener for privacy information.

      ]]>      b0e4be6f99a541a28480417cf5715487Mon, 09 Jul 2018 03:30:00 +100001:08:48falsefull1313What's an "honest liar" in real estate and when will they be no more?   Plus: The two key things you should look for when buying an apartment. Ewan Morton pulls no punches on why agents do the wrong thing and we have a bit of spirited debate...      Ep 12 - John Cunningham |The big disruption about to shake up real estate agents Ep 12 - John Cunningham |The big disruption about to shake up real estate agents Will the real estate agent of the future be trustworthy?

      John Cunningham is a respected name in the estate and he is currently spearheading the Pathway to Professionalism program across the country. He brings surprising insights into what’s wrong with the real estate industry and why agents have no choice but to embrace change. We talk about:

      • Why the property industry is ripe for disruption

      • How will agents provide advice even though only the vendor pays them?

      • The skills gap in agents across Australia.

      • Problem with dumbed down “popular” agent training.

      • The small percentage of agents he thinks are able to become professional

      • Scarcity mindset versus abundance mindset and how this affects consumers.

      • Is the end of real estate commissions in sight?

      • The surprising churn rate of sales agents.

      • Are Purple Bricks really a disruptor?

      • What this unregulated market costs buyers.

      • Why buyers make mistakes, what they’re doing wrong.

      • Who is in control when you make an offer.


      The future looks bright for some but not all agents. This is one very interesting interview, especially for buyers and sellers who’ll want to be able deal only with professional agents.

      Links -John Cunningham’s eBooks: Owners Guide Buyers Guide  Investors Guide Sellers Guide

      See omnystudio.com/listener for privacy information.

      ]]>      Will the real estate agent of the future be trustworthy?

      John Cunningham is a respected name in the estate and he is currently spearheading the Pathway to Professionalism program across the country. He brings surprising insights into what’s wrong with the real estate industry and why agents have no choice but to embrace change. We talk about:

      • Why the property industry is ripe for disruption

      • How will agents provide advice even though only the vendor pays them?

      • The skills gap in agents across Australia.

      • Problem with dumbed down “popular” agent training.

      • The small percentage of agents he thinks are able to become professional

      • Scarcity mindset versus abundance mindset and how this affects consumers.

      • Is the end of real estate commissions in sight?

      • The surprising churn rate of sales agents.

      • Are Purple Bricks really a disruptor?

      • What this unregulated market costs buyers.

      • Why buyers make mistakes, what they’re doing wrong.

      • Who is in control when you make an offer.


      The future looks bright for some but not all agents. This is one very interesting interview, especially for buyers and sellers who’ll want to be able deal only with professional agents.

      Links -John Cunningham’s eBooks: Owners Guide Buyers Guide  Investors Guide Sellers Guide

      See omnystudio.com/listener for privacy information.

      ]]>      c67138118ec44969913a01b7c35852f6Thu, 05 Jul 2018 06:17:00 +100050:48falsefull1212The future looks bright for some but not all agents      Ep 11 - Michael Harris | Can buyers ever win from being honest with real estate agents?Ep 11 - Michael Harris | Can buyers ever win from being honest with real estate agents?Can buyers ever win from being honest with real estate agents?

       

      What really makes prices go up (hint: it’s not the agents…)

       

      Sales agent and principal Michael Harris reveals the challenges real estate agents face when having price conversations with both vendors and buyers. It seems not everyone is ready to face the truth. Other revelations in this episode include:

       

      • What makes an agent over-excited and believe in the property they are selling.
      • Is a “great sales person” really the best sales agent?
      • What makes a good property and what “rubbish” property looks like.
      • Is there really a buyer for every house?
      • Presentation tricks used by vendors.
      • The biggest frustration agents have with buyers.
      • Why buyers should open up to some agents and how much they should share.
      • The dangers buyers face when they look before they have finance approved.
      • The impact of credit tightening and why inner city home owners are staying put.
      • Different types of pre-auction negotiation processes and when it’s best for a buyer to go to auction.
      • How to be taken seriously when you make an offer.
      • How agents recognise the early signs of a turning market.
      • The pitfalls of taking advice from family and friends.
      • Is the first offer a vendor receives really the best one?

       

      If you want to understand how the slowing market affects property in the inner city, you’ll need to listen to this conversation.

       

      Links:

       

      Veronica’s blog on misleading headlines

      https://gooddeeds.com.au/property-buyers-tip/the-australian-property-market-is-not-going-to-drop-7-5/

       

      Freakonomics video

      https://www.youtube.com/watch?v=pbFkw_roJqI

      See omnystudio.com/listener for privacy information.

      ]]>      Can buyers ever win from being honest with real estate agents?

       

      What really makes prices go up (hint: it’s not the agents…)

       

      Sales agent and principal Michael Harris reveals the challenges real estate agents face when having price conversations with both vendors and buyers. It seems not everyone is ready to face the truth. Other revelations in this episode include:

       

      • What makes an agent over-excited and believe in the property they are selling.
      • Is a “great sales person” really the best sales agent?
      • What makes a good property and what “rubbish” property looks like.
      • Is there really a buyer for every house?
      • Presentation tricks used by vendors.
      • The biggest frustration agents have with buyers.
      • Why buyers should open up to some agents and how much they should share.
      • The dangers buyers face when they look before they have finance approved.
      • The impact of credit tightening and why inner city home owners are staying put.
      • Different types of pre-auction negotiation processes and when it’s best for a buyer to go to auction.
      • How to be taken seriously when you make an offer.
      • How agents recognise the early signs of a turning market.
      • The pitfalls of taking advice from family and friends.
      • Is the first offer a vendor receives really the best one?

       

      If you want to understand how the slowing market affects property in the inner city, you’ll need to listen to this conversation.

       

      Links:

       

      Veronica’s blog on misleading headlines

      https://gooddeeds.com.au/property-buyers-tip/the-australian-property-market-is-not-going-to-drop-7-5/

       

      Freakonomics video

      https://www.youtube.com/watch?v=pbFkw_roJqI

      See omnystudio.com/listener for privacy information.

      ]]>      ba0a8901b69b42708a660ab0cf7a02a0Wed, 04 Jul 2018 01:40:00 +100057:41falsefull1111Can buyers ever win from being honest with real estate agents?   What really makes prices go up (hint: it’s not the agents…)   Sales agent and principal Michael Harris reveals the challenges real estate agents face when having price...      Ep 10 - Michael Ferrier | How to ensure you're protected by your building & pest inspection or strata reportEp 10 - Michael Ferrier | How to ensure you're protected by your building & pest inspection or strata reportHow to ensure you're protected by your building & pest inspection or strata report

      What do unexploded bombs, red flags, lemons and dogs have in common?

       

      Michael Ferrier joined us for a no-holds-barred talk about property inspections. What goes into them, what’s wrong with them and why you need them. He reveals some really important issues for property buyers:

       

      • Circumstances when strata reports won’t be 100% accurate.
      • The biggest warning sign to look for in a strata report.
      • What’s better to buy: new or old?
      • The biggest major issue in new apartments & who is obliged to fix defects.
      • When it’s a good idea to get a building & pest inspection on a block of units
      • Why he lobbied against compulsory building & pest inspections in contracts.
      • The questions to ask before engaging a building inspector.
      • The purpose of a building report and the best question to ask the inspector.
      • The magic number of inspections a building inspector can do a day before the report suffers
      • What “parking inspector” reports are and why they are dangerous.
      • The circumstances under which buyers are covered by pre-purchase reports and when they aren’t

       

      Don’t rely on a pre-inspection report until you listen to this episode!

       

      Links

      EYEON resources for buyers and sellers:

      https://www.eyeon.com.au/resources/

       

      https://www.eyeon.com.au/2018/03/26/commission-based-sales/

      See omnystudio.com/listener for privacy information.

      ]]>      How to ensure you're protected by your building & pest inspection or strata report

      What do unexploded bombs, red flags, lemons and dogs have in common?

       

      Michael Ferrier joined us for a no-holds-barred talk about property inspections. What goes into them, what’s wrong with them and why you need them. He reveals some really important issues for property buyers:

       

      • Circumstances when strata reports won’t be 100% accurate.
      • The biggest warning sign to look for in a strata report.
      • What’s better to buy: new or old?
      • The biggest major issue in new apartments & who is obliged to fix defects.
      • When it’s a good idea to get a building & pest inspection on a block of units
      • Why he lobbied against compulsory building & pest inspections in contracts.
      • The questions to ask before engaging a building inspector.
      • The purpose of a building report and the best question to ask the inspector.
      • The magic number of inspections a building inspector can do a day before the report suffers
      • What “parking inspector” reports are and why they are dangerous.
      • The circumstances under which buyers are covered by pre-purchase reports and when they aren’t

       

      Don’t rely on a pre-inspection report until you listen to this episode!

       

      Links

      EYEON resources for buyers and sellers:

      https://www.eyeon.com.au/resources/

       

      https://www.eyeon.com.au/2018/03/26/commission-based-sales/

      See omnystudio.com/listener for privacy information.

      ]]>      a4b76726ad44412aa2203cc0a77da97fThu, 28 Jun 2018 23:58:00 +100048:18falsefull1010How to ensure you're protected by your building & pest inspection or strata report What do unexploded bombs, red flags, lemons and dogs have in common?   Michael Ferrier joined us for a no-holds-barred talk about property inspections. What...      Ep 9 - Host Special | How to sniff out a lemon in your property portfolio | Property investmentEp 9 - Host Special | How to sniff out a lemon in your property portfolio | Property investmentChris & Veronica discuss the need to make smarter decisions around property now that we can’t get access to as much money following APRA intervention & the Royal Commission.

      • Borrowing capacity is a finite resource so we need to use it wisely

      • Why the banks won’t lend you as much money as they used to

      • The new impact of poor investments on your lifestyle

      • The disposition effect and how it leads to selling the wrong property

      • What locations and properties lose the most money when the market drops

      • The secret to buying property that will survive a market downturn

      • The biggest single impact on capital growth

      • What the future holds for Sydney, Melbourne, Brisbane & Perth

      • Whether affordable locations make good investments

      • The finer points you need to know when selecting an A grade investment property

      • How to identify a “flyer”, “floater” or “flop” and when to hold or when to sell

      • The circumstances when hotspotting can work

      • The problem with new units and townhouses in Sydney

      • How to decide which property to sell


      An entire episode dedicated to the juicy topics of debt, risk, the quality of assets, rewards of patience and planning for the future.

      https://www.theelephantintheroom.com.au/podcasts/9

      Veronica's blogs on: https://gooddeeds.com.au/property-selection/not-all-sydney-property-prices-fall/ https://gooddeeds.com.au/investment-property/8-reasons-capital-growth-primary-investment-objective/ https://gooddeeds.com.au/property-buyers-tip/reasons-not-to-buy-a-property/

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      Chris & Veronica discuss the need to make smarter decisions around property now that we can’t get access to as much money following APRA intervention & the Royal Commission.

      • Borrowing capacity is a finite resource so we need to use it wisely

      • Why the banks won’t lend you as much money as they used to

      • The new impact of poor investments on your lifestyle

      • The disposition effect and how it leads to selling the wrong property

      • What locations and properties lose the most money when the market drops

      • The secret to buying property that will survive a market downturn

      • The biggest single impact on capital growth

      • What the future holds for Sydney, Melbourne, Brisbane & Perth

      • Whether affordable locations make good investments

      • The finer points you need to know when selecting an A grade investment property

      • How to identify a “flyer”, “floater” or “flop” and when to hold or when to sell

      • The circumstances when hotspotting can work

      • The problem with new units and townhouses in Sydney

      • How to decide which property to sell


      An entire episode dedicated to the juicy topics of debt, risk, the quality of assets, rewards of patience and planning for the future.

      https://www.theelephantintheroom.com.au/podcasts/9

      Veronica's blogs on: https://gooddeeds.com.au/property-selection/not-all-sydney-property-prices-fall/ https://gooddeeds.com.au/investment-property/8-reasons-capital-growth-primary-investment-objective/ https://gooddeeds.com.au/property-buyers-tip/reasons-not-to-buy-a-property/

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      20ce9745d6374db0a3bc0d3aa0cdddb6Tue, 26 Jun 2018 23:11:00 +100058:43falsefull99Quality over quantity: how much do dud property investments cost you?      Ep 8 - David Scholes | How do skilled auctioneers get your last dollar?Ep 8 - David Scholes | How do skilled auctioneers get your last dollar?Bidding on-site, in-rooms or online: which way makes buyers pay more?

       

      David Scholes has conducted some 40,000 auctions over his career and candidly shares with us many examples of buyers pushing themselves beyond their limits, the auctioneer’s role in getting them to do this and the extreme times when he actually stops mid-auction because a bidder is over extended!

       

      Other insights include:

      • The seven stages of an auction and which one is the most important.
      • His frustrations with sales agents.
      • How smart agents will handle a situation when only one bidder is registered.
      • The impact of momentum on the sales price.
      • How a pedantic auctioneer could cost the vendor money.
      • Why the reserve price isn’t important.
      • The different ways buyers can respond to the pressure of an auction and which ones annoy auctioneers.
      • How he lures reluctant bidders.
      • What experienced bidders do to control an auction.
      • The real reason auction clearance rates drop in a transitional market.
      • The psychology of online property auctions and whether they will replace on-site/in-rooms auctions.
      • Are there differences auctioning in Brisbane, Melbourne, Canberra & Sydney?

       

      Experience counts: David’s observations of the past 5 Sydney property cycles will enlighten you.

       

      Links:

       

      AuctionWORKS videos

      Auctionworks Tutorial - Contracts

      auctionworksONLINE - The Process

      See omnystudio.com/listener for privacy information.

      ]]>      Bidding on-site, in-rooms or online: which way makes buyers pay more?

       

      David Scholes has conducted some 40,000 auctions over his career and candidly shares with us many examples of buyers pushing themselves beyond their limits, the auctioneer’s role in getting them to do this and the extreme times when he actually stops mid-auction because a bidder is over extended!

       

      Other insights include:

      • The seven stages of an auction and which one is the most important.
      • His frustrations with sales agents.
      • How smart agents will handle a situation when only one bidder is registered.
      • The impact of momentum on the sales price.
      • How a pedantic auctioneer could cost the vendor money.
      • Why the reserve price isn’t important.
      • The different ways buyers can respond to the pressure of an auction and which ones annoy auctioneers.
      • How he lures reluctant bidders.
      • What experienced bidders do to control an auction.
      • The real reason auction clearance rates drop in a transitional market.
      • The psychology of online property auctions and whether they will replace on-site/in-rooms auctions.
      • Are there differences auctioning in Brisbane, Melbourne, Canberra & Sydney?

       

      Experience counts: David’s observations of the past 5 Sydney property cycles will enlighten you.

       

      Links:

       

      AuctionWORKS videos

      Auctionworks Tutorial - Contracts

      auctionworksONLINE - The Process

      See omnystudio.com/listener for privacy information.

      ]]>      db34e8a8b38b433a96064673a1f01b11Mon, 25 Jun 2018 02:46:00 +100001:06:16falsefull88Bidding on-site, in-rooms or online: which way makes buyers pay more?   David Scholes has conducted some 40,000 auctions over his career and candidly shares with us many examples of buyers pushing themselves beyond their limits, the...      Ep 7 - Mary Anne Cronin | Are pre-auction offers really in a buyer's best interests?Ep 7 - Mary Anne Cronin | Are pre-auction offers really in a buyer's best interests?Are pre-auction offers really in a buyer's best interests?

       

      The inside scoop on why more properties sell before auction in a slowing market

       

      Mary Anne Cronin, sales agent at PPDRE in Sydney’s Eastern Beaches, talks about buyer behaviour in her patch as well as sharing insights into the whole pre-auction offer process. We cover a lot of ground in this interview, including:

       

      • The things property buyers do that surprise her
      • The precise point in a marketing campaign where buyers lose interest
      • How she works both buyers and vendors in a slowing market
      • The importance of transparency in negotiations
      • How educated buyers can put themselves at a disadvantage
      • What and how downsizers are buying in her area
      • Meaningful questions buyers should be asking real estate agents
      • The decisions buyers need to make when trying to upgrade into a house

       

      And we get the answer to that multi-million dollar question: why are prices so high in Sydney’s Eastern Suburbs?

       

      Links:

      https://www.linkedin.com/in/mary-anne-cronin-8328aa12/

      Phillips Pantzer Donnelly

      http://www.ppdre.com.au/

       

      Maryanne’s Bondi Snapshot

      https://www.youtube.com/channel/UCB_adtLTgw-bCo3O0Eb-sMw

       

      Veronica’s videos:

      When is the best time to buy property in Sydney?

      Do houses increase in value more than apartments?

      See omnystudio.com/listener for privacy information.

      ]]>      Are pre-auction offers really in a buyer's best interests?

       

      The inside scoop on why more properties sell before auction in a slowing market

       

      Mary Anne Cronin, sales agent at PPDRE in Sydney’s Eastern Beaches, talks about buyer behaviour in her patch as well as sharing insights into the whole pre-auction offer process. We cover a lot of ground in this interview, including:

       

      • The things property buyers do that surprise her
      • The precise point in a marketing campaign where buyers lose interest
      • How she works both buyers and vendors in a slowing market
      • The importance of transparency in negotiations
      • How educated buyers can put themselves at a disadvantage
      • What and how downsizers are buying in her area
      • Meaningful questions buyers should be asking real estate agents
      • The decisions buyers need to make when trying to upgrade into a house

       

      And we get the answer to that multi-million dollar question: why are prices so high in Sydney’s Eastern Suburbs?

       

      Links:

      https://www.linkedin.com/in/mary-anne-cronin-8328aa12/

      Phillips Pantzer Donnelly

      http://www.ppdre.com.au/

       

      Maryanne’s Bondi Snapshot

      https://www.youtube.com/channel/UCB_adtLTgw-bCo3O0Eb-sMw

       

      Veronica’s videos:

      When is the best time to buy property in Sydney?

      Do houses increase in value more than apartments?

      See omnystudio.com/listener for privacy information.

      ]]>      cafc790c6f944b19b872b15e1d549818Sun, 17 Jun 2018 23:57:00 +100001:04:23falsefull77Are pre-auction offers really in a buyer's best interests?   The inside scoop on why more properties sell before auction in a slowing market   Mary Anne Cronin, sales agent at PPDRE in Sydney’s Eastern Beaches, talks about buyer behaviour...      Ep 6 - Kent Lardner | Learn how to sort through property data and choose what's importantEp 6 - Kent Lardner | Learn how to sort through property data and choose what's importantLearn how to sort through property data and choose what's important

      Don't believe the hype! What property statistics can you rely on?

      Kent Lardner is a “geek with a personality” and he discusses different types of property data and explains what’s important. Knowing a little bit can be dangerous, largely because of the inconsistencies & nuances of data, of which most of us know nothing. In our chat we cover:

      • The trouble with median sales data
      • What information you need to look at beyond sales data
      • How agent bias can affect vendor price expectations
      • What goes into an AVM (automated valuation model), when they are used and why automated estimates vary so much from actual sales prices in Australia
      • Technological advances that might soon mean machines replace property valuers & real estate agents
      • Short term and long term indicators that predict capital growth
      • When and how to seek out local knowledge
      • Tips for making an objective assessment of property value so you can work out what to pay
      • How to use search engines to uncover more properties with potential

       

      If you want to make better property decisions, this episode is a must-listen-to!

       

      JLL

      http://www.jll.com.au/australia/en-au

       

      SEIFA scores

      http://www.abs.gov.au/ausstats/abs@.nsf/Lookup/by%20Subject/2033.0.55.001~2016~Main%20Features~SOCIO-ECONOMIC%20INDEXES%20FOR%20AREAS%20(SEIFA)%202016~1

       

      Zillow Zestimate

      https://www.zillow.com/zestimate/

       

      House Canary

      https://www.housecanary.com/

       

      Will robots take my job?

      https://willrobotstakemyjob.com/

      Free download - list of property data sources

       

      Social

      Linked In

      √Twitter

      See omnystudio.com/listener for privacy information.

      ]]>      Learn how to sort through property data and choose what's important

      Don't believe the hype! What property statistics can you rely on?

      Kent Lardner is a “geek with a personality” and he discusses different types of property data and explains what’s important. Knowing a little bit can be dangerous, largely because of the inconsistencies & nuances of data, of which most of us know nothing. In our chat we cover:

      • The trouble with median sales data
      • What information you need to look at beyond sales data
      • How agent bias can affect vendor price expectations
      • What goes into an AVM (automated valuation model), when they are used and why automated estimates vary so much from actual sales prices in Australia
      • Technological advances that might soon mean machines replace property valuers & real estate agents
      • Short term and long term indicators that predict capital growth
      • When and how to seek out local knowledge
      • Tips for making an objective assessment of property value so you can work out what to pay
      • How to use search engines to uncover more properties with potential

       

      If you want to make better property decisions, this episode is a must-listen-to!

       

      JLL

      http://www.jll.com.au/australia/en-au

       

      SEIFA scores

      http://www.abs.gov.au/ausstats/abs@.nsf/Lookup/by%20Subject/2033.0.55.001~2016~Main%20Features~SOCIO-ECONOMIC%20INDEXES%20FOR%20AREAS%20(SEIFA)%202016~1

       

      Zillow Zestimate

      https://www.zillow.com/zestimate/

       

      House Canary

      https://www.housecanary.com/

       

      Will robots take my job?

      https://willrobotstakemyjob.com/

      Free download - list of property data sources

       

      Social

      Linked In

      √Twitter

      See omnystudio.com/listener for privacy information.

      ]]>      d50c6f687a21454681fbe5a579b876f2Thu, 14 Jun 2018 22:51:00 +100056:27falsefull66Learn how to sort through property data and choose what's important Don't believe the hype! What property statistics can you rely on? Kent Lardner is a “geek with a personality” and he discusses different types of property data and explains...      Ep 5 - Shannan Whitney | The true cost of a lack of trust in the property industryEp 5 - Shannan Whitney | The true cost of a lack of trust in the property industryConfessions of a sales agent; what the future holds and what needs to change.

       

      This is quite a philosophical conversation with Shannan Whitney of BresicWhitney about the relevance of real estate agents in our changing world. We talked about many “elephants” and Shannan did not hold back on discussing:

      • Outmoded real estate agent practises
      • How self promotion in the age of social media misses the mark
      • Where industry awards fall short and reward the wrong type of behaviour
      • How the accepted measures of success fail both vendors and buyers
      • Why the current industry structure doesn’t support change
      • The importance of trust in a real estate transaction and how lack of trust hurts both buyers and sellers
      • How published price guides make agents accountable, which is why many won’t commit to them
      • What happens behind the scenes when a low offer is made
      • Decoding “agent-speak” with some handy translations
      • What do auction price guides really mean?

       

      The insights in this episode about the offer process will change the way you buy your next property.

       

      Links:

       

      www.bresicwhitney.com.au

       

      Veronica’s blogs on auction quoting:

      How to decode auction price guides.

      Video: what do auction price guides mean?

       

      See omnystudio.com/listener for privacy information.

      ]]>      Confessions of a sales agent; what the future holds and what needs to change.

       

      This is quite a philosophical conversation with Shannan Whitney of BresicWhitney about the relevance of real estate agents in our changing world. We talked about many “elephants” and Shannan did not hold back on discussing:

      • Outmoded real estate agent practises
      • How self promotion in the age of social media misses the mark
      • Where industry awards fall short and reward the wrong type of behaviour
      • How the accepted measures of success fail both vendors and buyers
      • Why the current industry structure doesn’t support change
      • The importance of trust in a real estate transaction and how lack of trust hurts both buyers and sellers
      • How published price guides make agents accountable, which is why many won’t commit to them
      • What happens behind the scenes when a low offer is made
      • Decoding “agent-speak” with some handy translations
      • What do auction price guides really mean?

       

      The insights in this episode about the offer process will change the way you buy your next property.

       

      Links:

       

      www.bresicwhitney.com.au

       

      Veronica’s blogs on auction quoting:

      How to decode auction price guides.

      Video: what do auction price guides mean?

       

      See omnystudio.com/listener for privacy information.

      ]]>      95a9c4022e4a42628b02dea172262ccfSun, 10 Jun 2018 06:46:00 +100046:08falsefull55Confessions of a sales agent; what the future holds and what needs to change.   This is quite a philosophical conversation with Shannan Whitney of BresicWhitney about the relevance of real estate agents in our changing world. We talked about many...      Ep 4 - Kate Lumby | How your emotions are targeted before you get to the open houseEp 4 - Kate Lumby | How your emotions are targeted before you get to the open houseHow your emotions are targeted before you get to the open house.

      The secret to influencing buyers when selling lifestyle properties. 

      Kate Lumby, sales agent, auctioneer and principal of Lumby Hampson in Sydney’s Hills District, reveals the performance art of property sales. In this episode we learn about:

      • The props used by agents to “sell the dream”
      • How she breaks down the barriers between auctioneer and bidder and gets an opening bid
      • Different buyer behaviour and the buyers who are their own worst enemy
      • How the “elephant” affects agents, vendors and buyers
      • Tips for becoming the favourite buyer of both the agent and the vendor and why some people get to buy a property for less money
      • How she recognizes buyers who are in “peak buying mode”
      • The type of property she refuses to sell
      • How an agent’s mindset will impact the sale price
      • The research property buyers should do
      • How good agents lead a buyer to the negotiation table

      This episode reveals all the little details that affect the way property buyers behave.Links: 

      Lumby Hampsonhttp://lumbyhampson.com.au/

      My Auctioneerhttp://myauctioneer.com.au/

      Video - How to set your maximum bid at auction

      https://gooddeeds.com.au/auction-tips/how-do-you-set-a-maximum-auction-bid/

       

      See omnystudio.com/listener for privacy information.

      ]]>      How your emotions are targeted before you get to the open house.

      The secret to influencing buyers when selling lifestyle properties. 

      Kate Lumby, sales agent, auctioneer and principal of Lumby Hampson in Sydney’s Hills District, reveals the performance art of property sales. In this episode we learn about:

      • The props used by agents to “sell the dream”
      • How she breaks down the barriers between auctioneer and bidder and gets an opening bid
      • Different buyer behaviour and the buyers who are their own worst enemy
      • How the “elephant” affects agents, vendors and buyers
      • Tips for becoming the favourite buyer of both the agent and the vendor and why some people get to buy a property for less money
      • How she recognizes buyers who are in “peak buying mode”
      • The type of property she refuses to sell
      • How an agent’s mindset will impact the sale price
      • The research property buyers should do
      • How good agents lead a buyer to the negotiation table

      This episode reveals all the little details that affect the way property buyers behave.Links: 

      Lumby Hampsonhttp://lumbyhampson.com.au/

      My Auctioneerhttp://myauctioneer.com.au/

      Video - How to set your maximum bid at auction

      https://gooddeeds.com.au/auction-tips/how-do-you-set-a-maximum-auction-bid/

       

      See omnystudio.com/listener for privacy information.

      ]]>      08dd436c785b46929d74a31102107356Wed, 06 Jun 2018 05:41:00 +100042:39falsefull44How your emotions are targeted before you get to the open house. The secret to influencing buyers when selling lifestyle properties.  Kate Lumby, sales agent, auctioneer and principal of Lumby Hampson in Sydney’s Hills District, reveals the...      Ep 3 - Matt Hayson | What real estate agents say behind the scenesEp 3 - Matt Hayson | What real estate agents say behind the scenesWhat do real estate agents really say behind the scenes?

      This week we interview Matt Hayson, real estate salesperson and director of Cobden & Hayson, which has 5 offices in Sydney’s inner suburbs. 

      Matt is widely known as a straight shooter and doesn’t disappoint in this episode. His insights include:

      • The news buyers should need to listen to in order to make good decisions
      • Different types of buyers and which ones get the best deals
      • How emotion overrides some buyers, even though they’ve done a lot of research
      • How investors manifest emotion in their decision making
      • The challenge buyers have in working out how to deal with different types of agents
      • The conversations top agents have with their vendors behind the scenes
      • Specific buyer influencing strategies used in a buyer’s market
      • Why agents might give buyers “free” advice
      • Why some unscrupulous agents are good for buyers to deal with
      • The danger of relying on auction clearance rates to determine market conditions
      • The truth about pre-auction offers
      • How some vendors cost themselves a good sale price

      Anybody thinking of buying or selling will find this episode packed full of absolute revelations.

      How to choose a selling agent cheat sheet (VM to create a form)

      https://gooddeeds.com.au/how-to-choose-a-selling-agent/

      Social

      Linked In

      Facebook @teamhayson.com.au

      √Twitter @cobdenandhayson

      See omnystudio.com/listener for privacy information.

      ]]>      What do real estate agents really say behind the scenes?

      This week we interview Matt Hayson, real estate salesperson and director of Cobden & Hayson, which has 5 offices in Sydney’s inner suburbs. 

      Matt is widely known as a straight shooter and doesn’t disappoint in this episode. His insights include:

      • The news buyers should need to listen to in order to make good decisions
      • Different types of buyers and which ones get the best deals
      • How emotion overrides some buyers, even though they’ve done a lot of research
      • How investors manifest emotion in their decision making
      • The challenge buyers have in working out how to deal with different types of agents
      • The conversations top agents have with their vendors behind the scenes
      • Specific buyer influencing strategies used in a buyer’s market
      • Why agents might give buyers “free” advice
      • Why some unscrupulous agents are good for buyers to deal with
      • The danger of relying on auction clearance rates to determine market conditions
      • The truth about pre-auction offers
      • How some vendors cost themselves a good sale price

      Anybody thinking of buying or selling will find this episode packed full of absolute revelations.

      How to choose a selling agent cheat sheet (VM to create a form)

      https://gooddeeds.com.au/how-to-choose-a-selling-agent/

      Social

      Linked In

      Facebook @teamhayson.com.au

      √Twitter @cobdenandhayson

      See omnystudio.com/listener for privacy information.

      ]]>      b8a112672793435a8e36e8561147ea82Fri, 01 Jun 2018 01:02:00 +100040:23falsefull33What do real estate agents really say behind the scenes? This week we interview Matt Hayson, real estate salesperson and director of Cobden & Hayson, which has 5 offices in Sydney’s inner suburbs.  Matt is widely known as a straight shooter...      Ep 2 - Damien Cooley | How successful auctioneers know when to push you to bid moreEp 2 - Damien Cooley | How successful auctioneers know when to push you to bid moreHow successful auctioneers know when to push you to bid more

      This week we interview Damien Cooley, probably Australia’s most famous property auctioneer, well known for his appearances in nearly every series of The Block.

      Damien is extremely candid and reveals some absolute gold:

      • How he reads body language and uses it to get buyers to make higher bids.
      • How he creates momentum and urgency
      • How he modifies the way he speaks to different bidders in order to get them to follow his suggestions
      • The signs buyers give that tell him they have more money
      • The circumstances when auctioneers actually want a low bid and why buyers should give them a high one
      • What he thinks about agents quoting “buyer feedback”
      • His hot tip for buyers agents
      • Some of the moral dilemmas he has faced at auctions

      You really should never bid at auction without listening to this first.

      See omnystudio.com/listener for privacy information.

      ]]>      How successful auctioneers know when to push you to bid more

      This week we interview Damien Cooley, probably Australia’s most famous property auctioneer, well known for his appearances in nearly every series of The Block.

      Damien is extremely candid and reveals some absolute gold:

      • How he reads body language and uses it to get buyers to make higher bids.
      • How he creates momentum and urgency
      • How he modifies the way he speaks to different bidders in order to get them to follow his suggestions
      • The signs buyers give that tell him they have more money
      • The circumstances when auctioneers actually want a low bid and why buyers should give them a high one
      • What he thinks about agents quoting “buyer feedback”
      • His hot tip for buyers agents
      • Some of the moral dilemmas he has faced at auctions

      You really should never bid at auction without listening to this first.

      See omnystudio.com/listener for privacy information.

      ]]>      60d972d576004369912876e03ad0d736Mon, 28 May 2018 04:56:00 +100053:30falsefull22How successful auctioneers know when to push you to bid more This week we interview Damien Cooley, probably Australia’s most famous property auctioneer, well known for his appearances in nearly every series of The Block. Damien is extremely candid...      Ep 1 - Simon Russell | Who is really making the decisions when you bid at auction?Ep 1 - Simon Russell | Who is really making the decisions when you bid at auction?In this illuminating interview with behavioural scientist Simon Russell we discover a myriad of ways in which the auction process influences buyer decisions, without them even knowing it.

      Simon explains how we humans are governed by our emotions, often despite our best intentions and often to our own detriment. 

      When he attended his first ever property auction in Melbourne, he was amazed at how many behavioural biases he saw in action. These are mental shortcuts that human beings take when confronted with complex decision making, and what could be more complex than competing at an auction? 

      In this episode we cover ten biases in an easy to understand, conversational style. Essential listening for anybody who wants to have more control when they are bidding at auction. 

      Free download - behavioural bias checklist:

      https://www.theelephantintheroom.com.au/podcasts/1

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      In this illuminating interview with behavioural scientist Simon Russell we discover a myriad of ways in which the auction process influences buyer decisions, without them even knowing it.

      Simon explains how we humans are governed by our emotions, often despite our best intentions and often to our own detriment. 

      When he attended his first ever property auction in Melbourne, he was amazed at how many behavioural biases he saw in action. These are mental shortcuts that human beings take when confronted with complex decision making, and what could be more complex than competing at an auction? 

      In this episode we cover ten biases in an easy to understand, conversational style. Essential listening for anybody who wants to have more control when they are bidding at auction. 

      Free download - behavioural bias checklist:

      https://www.theelephantintheroom.com.au/podcasts/1

      Work with Veronica? info@gooddeeds.com.au

      Work with Chris? hello@wealthful.com.au

      See omnystudio.com/listener for privacy information.

      ]]>      8632df23dbe04a32a6c73a99281c7f28Thu, 24 May 2018 01:35:00 +100057:45falsefull11The science behind real estate auctions & how bidders can take control.      The Elephant In The Room - Introduction The Elephant In The Room - Introduction What's this all about? I’m Veronica Morgan, real estate agent, buyers agent and co-host of Foxtel’s LLLA & I’m fascinated by consumer behaviour. Hence the elephant: he’s a metaphor for the way our emotions often dictate our actions.

      I’m joined by Chris Bates, financial planner, mortgage broker and wealth coach and together we’re going to uncover who’s really making the decisions when you buy a property.

      Each week we’ll get into the psyche of buyers, agents, auctioneers and other industry experts to learn the truth about why buyers do the things they do. The plan? To help us all make better property decisions!

      See omnystudio.com/listener for privacy information.

      ]]>      What's this all about? I’m Veronica Morgan, real estate agent, buyers agent and co-host of Foxtel’s LLLA & I’m fascinated by consumer behaviour. Hence the elephant: he’s a metaphor for the way our emotions often dictate our actions.

      I’m joined by Chris Bates, financial planner, mortgage broker and wealth coach and together we’re going to uncover who’s really making the decisions when you buy a property.

      Each week we’ll get into the psyche of buyers, agents, auctioneers and other industry experts to learn the truth about why buyers do the things they do. The plan? To help us all make better property decisions!

      See omnystudio.com/listener for privacy information.

      ]]>      6679d06106cd5c5325dbc7af83334fa1Tue, 15 May 2018 02:45:00 +100005:29falsefull11The psychology of buying property