<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:googleplay="http://www.google.com/schemas/play-podcasts/1.0" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:media="http://search.yahoo.com/mrss/" xmlns:podcast="https://podcastindex.org/namespace/1.0"><channel><atom:link href="https://feeds.captivate.fm/intelligent-finance/" rel="self" type="application/rss+xml"/><title><![CDATA[Intelligent Finance]]></title><podcast:guid>aec2634e-5431-5f65-ac5c-16f1147dba1a</podcast:guid><lastBuildDate>Fri, 13 Nov 2026 20:37:21 +0000</lastBuildDate><generator>Captivate.fm</generator><language><![CDATA[en]]></language><copyright><![CDATA[© 2026 Plaid Inc.]]></copyright><managingEditor>Plaid</managingEditor><itunes:summary><![CDATA[Plaid co-founder and CEO Zach Perret talks with the people shaping the future of money. From AI to the reinvention of financial services, Zach explores where technology is headed, what it could make possible, and the challenges along the way. These are conversations about more than money. They're about ambition, invention, and the hard choices that shape what's next.]]></itunes:summary><image><url>https://artwork.captivate.fm/bc4ea259-152a-415c-af52-488901c58683/Cover-IF.jpg</url><title>Intelligent Finance</title><link><![CDATA[https://plaid.com/podcast/]]></link></image><itunes:image href="https://artwork.captivate.fm/bc4ea259-152a-415c-af52-488901c58683/Cover-IF.jpg"/><itunes:owner><itunes:name>Plaid</itunes:name></itunes:owner><itunes:author>Plaid</itunes:author><description>Plaid co-founder and CEO Zach Perret talks with the people shaping the future of money. From AI to the reinvention of financial services, Zach explores where technology is headed, what it could make possible, and the challenges along the way. These are conversations about more than money. They&apos;re about ambition, invention, and the hard choices that shape what&apos;s next.</description><link>https://plaid.com/podcast/</link><atom:link href="https://pubsubhubbub.appspot.com" rel="hub"/><itunes:subtitle><![CDATA[What happens when technology changes what's possible with money? Join Plaid co-founder and CEO Zach Perret for candid conversations with the founders and thinkers reimagining finance, technology, and the future of money.]]></itunes:subtitle><itunes:explicit>false</itunes:explicit><itunes:type>episodic</itunes:type><itunes:category text="Technology"></itunes:category><itunes:category text="Business"></itunes:category><podcast:locked>no</podcast:locked><podcast:medium>podcast</podcast:medium><item><title>Chris Britt on building Chime and rethinking banking</title><itunes:title>Chris Britt on building Chime and rethinking banking</itunes:title><description><![CDATA[<p>Why has traditional banking left so many people underserved? Chime CEO Chris Britt joins Plaid CEO Zach Perret to discuss the early days of Chime, the decisions behind its growth, and what it takes to build a different kind of banking experience. They also explore how AI could change the way people manage their money and what's next for consumer finance.</p>]]></description><content:encoded><![CDATA[<p>Why has traditional banking left so many people underserved? Chime CEO Chris Britt joins Plaid CEO Zach Perret to discuss the early days of Chime, the decisions behind its growth, and what it takes to build a different kind of banking experience. They also explore how AI could change the way people manage their money and what's next for consumer finance.</p>]]></content:encoded><link><![CDATA[https://plaid.com/podcast/]]></link><guid isPermaLink="false">22401273-faf2-41ff-9b49-cadf7e4bba0a</guid><itunes:image href="https://artwork.captivate.fm/110e8706-4df6-43dd-b138-9b7a9636d085/Spotify-Episode-Artwork-3000x3000.png"/><pubDate>Tue, 10 Nov 2026 03:30:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/22401273-faf2-41ff-9b49-cadf7e4bba0a.mp3" length="53669091" type="audio/mpeg"/><itunes:duration>36:49</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>1</itunes:episode><podcast:episode>1</podcast:episode><podcast:transcript url="https://transcripts.captivate.fm/transcript/42242960-3917-406f-86cc-ef15c244df5a/transcript.srt" type="application/srt" rel="captions"/><podcast:transcript url="https://transcripts.captivate.fm/transcript/42242960-3917-406f-86cc-ef15c244df5a/index.html" type="text/html"/><podcast:chapters url="https://transcripts.captivate.fm/chapter-ec2979bf-0719-4271-894a-bd3a1315af94.json" type="application/json+chapters"/><podcast:alternateEnclosure type="video/youtube" title="Chris Britt on Building Chime and Rethinking Banking"><podcast:source uri="https://youtu.be/ImsfGygTGpQ"/></podcast:alternateEnclosure></item><item><title>Max Levchin on reinventing credit and the future of lending</title><itunes:title>Max Levchin on reinventing credit and the future of lending</itunes:title><description><![CDATA[<p>What if lending worked better for the people borrowing money? Affirm CEO Max Levchin joins Plaid CEO Zach Perret to discuss why he set out to rethink credit, how Affirm built a business around aligning incentives with consumers, and how technology is changing lending decisions. They explore the role of AI, the limits of traditional credit scores, and what responsible lending could look like in the years ahead.</p>]]></description><content:encoded><![CDATA[<p>What if lending worked better for the people borrowing money? Affirm CEO Max Levchin joins Plaid CEO Zach Perret to discuss why he set out to rethink credit, how Affirm built a business around aligning incentives with consumers, and how technology is changing lending decisions. They explore the role of AI, the limits of traditional credit scores, and what responsible lending could look like in the years ahead.</p>]]></content:encoded><link><![CDATA[https://plaid.com/podcast/]]></link><guid isPermaLink="false">eb699cd1-13fc-4beb-bd52-6d4630d8fea6</guid><itunes:image href="https://artwork.captivate.fm/23e77779-445a-45cc-96a4-94bfd527d861/Spotify-Episode-Artwork-3000x3000.png"/><pubDate>Tue, 10 Nov 2026 03:30:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/eb699cd1-13fc-4beb-bd52-6d4630d8fea6.mp3" length="53258010" type="audio/mpeg"/><itunes:duration>36:02</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>2</itunes:episode><podcast:episode>2</podcast:episode><podcast:transcript url="https://transcripts.captivate.fm/transcript/b162b1fa-47a8-4d78-8f67-c8e98512a268/transcript.srt" type="application/srt" rel="captions"/><podcast:transcript url="https://transcripts.captivate.fm/transcript/b162b1fa-47a8-4d78-8f67-c8e98512a268/index.html" type="text/html"/><podcast:chapters url="https://transcripts.captivate.fm/chapter-df1ac59c-a960-4c3d-9276-e191633c61e8.json" type="application/json+chapters"/><podcast:alternateEnclosure type="video/youtube" title="Max Levchin on Reinventing Credit and the Future of Lending"><podcast:source uri="https://youtu.be/EsHu09m3GDY"/></podcast:alternateEnclosure></item><item><title>Amjad Masad on AI and a world where anyone can build</title><itunes:title>Amjad Masad on AI and a world where anyone can build</itunes:title><description><![CDATA[<p>What happens when building software no longer requires knowing how to code? Replit CEO Amjad Masad joins Plaid CEO Zach Perret to discuss how AI is making software creation accessible to more people. They explore the evolution of Replit, the changing role of developers, and what happens when anyone can turn an idea into a working product, including what that could mean for finance.</p>]]></description><content:encoded><![CDATA[<p>What happens when building software no longer requires knowing how to code? Replit CEO Amjad Masad joins Plaid CEO Zach Perret to discuss how AI is making software creation accessible to more people. They explore the evolution of Replit, the changing role of developers, and what happens when anyone can turn an idea into a working product, including what that could mean for finance.</p>]]></content:encoded><link><![CDATA[https://plaid.com/podcast/]]></link><guid isPermaLink="false">c0455294-6081-45ec-9933-cdff4017bb2d</guid><itunes:image href="https://artwork.captivate.fm/e74c3ff7-9d51-41a6-a12a-e2f1ba80f6d0/Spotify-Episode-Artwork-3000x3000-2.jpg"/><pubDate>Tue, 10 Nov 2026 03:30:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/c0455294-6081-45ec-9933-cdff4017bb2d.mp3" length="70131308" type="audio/mpeg"/><itunes:duration>47:54</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>3</itunes:episode><podcast:episode>3</podcast:episode><podcast:transcript url="https://transcripts.captivate.fm/transcript/71991877-ad6b-433c-aef6-181f6c8cb464/transcript.srt" type="application/srt" rel="captions"/><podcast:transcript url="https://transcripts.captivate.fm/transcript/71991877-ad6b-433c-aef6-181f6c8cb464/index.html" type="text/html"/><podcast:chapters url="https://transcripts.captivate.fm/chapter-af6f3fa8-94d3-4136-95f2-f5d6713f3cad.json" type="application/json+chapters"/><podcast:alternateEnclosure type="video/youtube" title="Amjad Masad on AI and a World Where Anyone Can Build"><podcast:source uri="https://youtu.be/-sUxN1zttY0"/></podcast:alternateEnclosure></item></channel></rss>