<?xml version="1.0" encoding="UTF-8"?><?xml-stylesheet href="https://feeds.captivate.fm/style.xsl" type="text/xsl"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:googleplay="http://www.google.com/schemas/play-podcasts/1.0" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:podcast="https://podcastindex.org/namespace/1.0"><channel><atom:link href="https://feeds.captivate.fm/katie-collin/" rel="self" type="application/rss+xml"/><title><![CDATA[Katie Collin : Beyond the Balance Sheet]]></title><podcast:guid>3ec57ea5-8676-53a2-81ee-dfdc001fa17b</podcast:guid><lastBuildDate>Tue, 03 Mar 2026 14:22:45 +0000</lastBuildDate><generator>Captivate.fm</generator><language><![CDATA[en]]></language><copyright><![CDATA[Copyright 2026 Katie Collin]]></copyright><managingEditor>Katie Collin</managingEditor><itunes:summary><![CDATA[Welcome to Katie Collin: Beyond the Balance Sheet, the podcast that lifts the lid on the financial realities of life as a medical professional in the UK. Hosted by Katie Collin, partner at Ramsay Brown LLP and specialist medical accountant, this show goes deeper than the numbers. From NHS pensions and tax planning to GP practice management and policy shifts, Katie shares expert insights, candid conversations, and real-world guidance tailored for doctors, practice managers, and healthcare professionals. Whether you're navigating your annual allowance, planning a career move, or running a thriving partnership, this podcast is your essential companion to making informed, confident financial decisions. New episodes drop regularly. Follow now and take control of your financial future.]]></itunes:summary><image><url>https://artwork.captivate.fm/f2c03e88-64b9-4f90-8afe-c0a5127c4809/dwm7OA0ui_QTN-0WUGpVmJer.png</url><title>Katie Collin : Beyond the Balance Sheet</title><link><![CDATA[https://www.ramsaybrown.com]]></link></image><itunes:image href="https://artwork.captivate.fm/f2c03e88-64b9-4f90-8afe-c0a5127c4809/dwm7OA0ui_QTN-0WUGpVmJer.png"/><itunes:owner><itunes:name>Katie Collin</itunes:name></itunes:owner><itunes:author>Katie Collin</itunes:author><description>Welcome to Katie Collin: Beyond the Balance Sheet, the podcast that lifts the lid on the financial realities of life as a medical professional in the UK. Hosted by Katie Collin, partner at Ramsay Brown LLP and specialist medical accountant, this show goes deeper than the numbers. From NHS pensions and tax planning to GP practice management and policy shifts, Katie shares expert insights, candid conversations, and real-world guidance tailored for doctors, practice managers, and healthcare professionals. Whether you&apos;re navigating your annual allowance, planning a career move, or running a thriving partnership, this podcast is your essential companion to making informed, confident financial decisions. New episodes drop regularly. Follow now and take control of your financial future.</description><link>https://www.ramsaybrown.com</link><atom:link href="https://pubsubhubbub.appspot.com" rel="hub"/><itunes:subtitle><![CDATA[Katie Collin: Beyond the Balance Sheet is your essential podcast for UK medical professionals. Get expert insights on NHS pensions, tax, and practice finance—hosted by specialist accountant Katie Collin. Follow for clear, practical advice.]]></itunes:subtitle><itunes:explicit>false</itunes:explicit><itunes:type>episodic</itunes:type><itunes:category text="Business"></itunes:category><podcast:locked>no</podcast:locked><podcast:medium>podcast</podcast:medium><item><title>Leading Under Pressure – The Psychology of Primary Care Stress and Burnout</title><itunes:title>Leading Under Pressure – The Psychology of Primary Care Stress and Burnout</itunes:title><description><![CDATA[<p>In this episode of Beyond the Balance Sheet, Katie Collin is joined by Dr Matt Slavin, clinical psychologist and performance specialist, to unpack what stress is really doing to primary care leaders and what it takes to stay effective without burning out.</p><p>This is a practical conversation for GP partners, PCN leaders and clinicians carrying responsibility across a system in constant change. They explore why burnout is rarely about “needing a break”, and more often about prolonged pressure, weak boundaries, and a system that never properly resets.</p><p>Together, they cover:</p><p>→ Why chronic stress stops you thinking clearly (and pushes you into reactive mode)</p><p>→ What burnout actually looks like in the body and brain, and why rest alone doesn’t fix it</p><p>→ Compassion fatigue, secondary trauma, and the emotional load clinicians carry</p><p>→ Leadership transitions, partnership change, and the unspoken pressures that follow</p><p>→ The habits that protect performance: boundaries, decompression, focus, and reset routines</p><p>If you’ve been feeling tired-but-wired, permanently behind, or like you’re carrying more than is sustainable, this episode gives a clear starting point and practical tools you can actually use.</p><p>Guest: Dr Matt Slavin, Clinical Psychologist and Performance Specialist.</p><p>Resources &amp; Links:</p><p>Connect with Katie Collin https://www.linkedin.com/in/katie-collin/ and Ramsay Brown https://ramsaybrown.com/</p><p>Connect with Dr Matt Slavin https://www.drmattslavin.com/</p>]]></description><content:encoded><![CDATA[<p>In this episode of Beyond the Balance Sheet, Katie Collin is joined by Dr Matt Slavin, clinical psychologist and performance specialist, to unpack what stress is really doing to primary care leaders and what it takes to stay effective without burning out.</p><p>This is a practical conversation for GP partners, PCN leaders and clinicians carrying responsibility across a system in constant change. They explore why burnout is rarely about “needing a break”, and more often about prolonged pressure, weak boundaries, and a system that never properly resets.</p><p>Together, they cover:</p><p>→ Why chronic stress stops you thinking clearly (and pushes you into reactive mode)</p><p>→ What burnout actually looks like in the body and brain, and why rest alone doesn’t fix it</p><p>→ Compassion fatigue, secondary trauma, and the emotional load clinicians carry</p><p>→ Leadership transitions, partnership change, and the unspoken pressures that follow</p><p>→ The habits that protect performance: boundaries, decompression, focus, and reset routines</p><p>If you’ve been feeling tired-but-wired, permanently behind, or like you’re carrying more than is sustainable, this episode gives a clear starting point and practical tools you can actually use.</p><p>Guest: Dr Matt Slavin, Clinical Psychologist and Performance Specialist.</p><p>Resources &amp; Links:</p><p>Connect with Katie Collin https://www.linkedin.com/in/katie-collin/ and Ramsay Brown https://ramsaybrown.com/</p><p>Connect with Dr Matt Slavin https://www.drmattslavin.com/</p>]]></content:encoded><link><![CDATA[https://www.ramsaybrown.com]]></link><guid isPermaLink="false">c1626abd-8995-41a1-b1d2-fbee957a079f</guid><itunes:image href="https://artwork.captivate.fm/892f923f-61f0-41f7-a0b2-28b93e0f2645/Podcast-General-Brandrgrgdgdding.png"/><pubDate>Tue, 03 Mar 2026 14:00:00 +0000</pubDate><enclosure url="https://episodes.captivate.fm/episode/c1626abd-8995-41a1-b1d2-fbee957a079f.mp3" length="35159251" type="audio/mpeg"/><itunes:duration>36:37</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>7</itunes:episode><podcast:episode>7</podcast:episode><podcast:season>1</podcast:season><podcast:alternateEnclosure type="video/youtube" title="Leading Under Pressure – The Psychology of Primary Care Stress and Burnout"><podcast:source uri="https://youtu.be/eVfD9M5Ukf4"/></podcast:alternateEnclosure></item><item><title>Is Your NHS Pension Record Wrong? McCloud Remedy, Contingent Decisions and What to Do Next?</title><itunes:title>Is Your NHS Pension Record Wrong? McCloud Remedy, Contingent Decisions and What to Do Next?</itunes:title><description><![CDATA[<p>In this episode of Beyond the Balance Sheet, Katie Collin sits down with Graham Crossley, founder of Medifintech and an NHS pension specialist, to unpack one of the most persistent and misunderstood issues facing NHS professionals today: whether their pension record can actually be trusted.</p><p>With widespread missing service, administrative errors and ongoing delays linked to the McCloud Remedy, many GPs and consultants are unsure where they stand or what action they should be taking. Graham explains why these issues are far more common than most people realise and why making decisions without first checking the underlying data can be costly.</p><p>In this episode, they explore:</p><p>• Why NHS pension records frequently contain missing or incorrect service</p><p>• The first document members should request to sense-check their pension record</p><p>• McCloud Remedy explained in practical terms</p><p>• The difference between RPSS and RSS and why so many members are still waiting</p><p>• Why large tax bills should not be viewed in isolation</p><p>• The risks of opting out or “opting in and out” without proper modelling</p><p>• Contingent Decisions and reinstating service: when it can help and when it can go wrong</p><p>• What NHS pension members should do next</p><p>Guest:</p><p>Graham Crosley</p><p>Founder of Medifintech. Graham specialises in NHS pensions, supporting members, accountants and advisers with pension analysis, error correction and complex issues including McCloud Remedy, annual allowance and service reinstatement.</p><p>Resources and links:</p><p>Connect with <a href="https://www.linkedin.com/in/katie-collin/" rel="noopener noreferrer" target="_blank">Katie Collin</a></p><p>Connect with <a href="https://ramsaybrown.com/" rel="noopener noreferrer" target="_blank">Ramsay Brown</a></p><p>Connect with <a href="https://www.linkedin.com/in/graham-crossley/" rel="noopener noreferrer" target="_blank">Graham Crossley</a></p><p>Learn more about <a href="https://www.medifintech.co.uk/" rel="noopener noreferrer" target="_blank">Medifintech</a></p><p>Disclaimer</p><p>This podcast is for general information only. Ramsay Brown are chartered accountants, not financial advisers. NHS pension and tax decisions can have significant long-term consequences and advice should be taken based on individual circumstances.</p>]]></description><content:encoded><![CDATA[<p>In this episode of Beyond the Balance Sheet, Katie Collin sits down with Graham Crossley, founder of Medifintech and an NHS pension specialist, to unpack one of the most persistent and misunderstood issues facing NHS professionals today: whether their pension record can actually be trusted.</p><p>With widespread missing service, administrative errors and ongoing delays linked to the McCloud Remedy, many GPs and consultants are unsure where they stand or what action they should be taking. Graham explains why these issues are far more common than most people realise and why making decisions without first checking the underlying data can be costly.</p><p>In this episode, they explore:</p><p>• Why NHS pension records frequently contain missing or incorrect service</p><p>• The first document members should request to sense-check their pension record</p><p>• McCloud Remedy explained in practical terms</p><p>• The difference between RPSS and RSS and why so many members are still waiting</p><p>• Why large tax bills should not be viewed in isolation</p><p>• The risks of opting out or “opting in and out” without proper modelling</p><p>• Contingent Decisions and reinstating service: when it can help and when it can go wrong</p><p>• What NHS pension members should do next</p><p>Guest:</p><p>Graham Crosley</p><p>Founder of Medifintech. Graham specialises in NHS pensions, supporting members, accountants and advisers with pension analysis, error correction and complex issues including McCloud Remedy, annual allowance and service reinstatement.</p><p>Resources and links:</p><p>Connect with <a href="https://www.linkedin.com/in/katie-collin/" rel="noopener noreferrer" target="_blank">Katie Collin</a></p><p>Connect with <a href="https://ramsaybrown.com/" rel="noopener noreferrer" target="_blank">Ramsay Brown</a></p><p>Connect with <a href="https://www.linkedin.com/in/graham-crossley/" rel="noopener noreferrer" target="_blank">Graham Crossley</a></p><p>Learn more about <a href="https://www.medifintech.co.uk/" rel="noopener noreferrer" target="_blank">Medifintech</a></p><p>Disclaimer</p><p>This podcast is for general information only. Ramsay Brown are chartered accountants, not financial advisers. NHS pension and tax decisions can have significant long-term consequences and advice should be taken based on individual circumstances.</p>]]></content:encoded><link><![CDATA[https://www.ramsaybrown.com]]></link><guid isPermaLink="false">1f1a6e98-8879-4de4-87b2-b7be30e6081d</guid><itunes:image href="https://artwork.captivate.fm/d0808ef4-75e3-4779-bf48-2ecb3937fbb6/qaefdsv.png"/><pubDate>Fri, 30 Jan 2026 09:20:00 +0000</pubDate><enclosure url="https://episodes.captivate.fm/episode/1f1a6e98-8879-4de4-87b2-b7be30e6081d.mp3" length="38762477" type="audio/mpeg"/><itunes:duration>40:23</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>6</itunes:episode><podcast:episode>6</podcast:episode><podcast:season>1</podcast:season><podcast:alternateEnclosure type="video/youtube" title="Is Your NHS Pension Record Wrong? McCloud Remedy, Contingent Decisions and What to Do Next?"><podcast:source uri="https://youtu.be/1pmddO2thNU"/></podcast:alternateEnclosure></item><item><title>Making Tax Digital. What It Really Means For You.</title><itunes:title>Making Tax Digital. What It Really Means For You.</itunes:title><description><![CDATA[<p>In this episode of <strong>Beyond the Balance Sheet</strong>, Katie Collin sits down with <strong>Diane Holden</strong>, Senior Partner Success Manager at Xero, to break down one of the biggest changes to income tax in decades. Making Tax Digital will transform how locums, clinicians, landlords and sole traders manage and report their income.</p><p>Diane explains what MTD really involves, who will be affected first, and how Xero can make the transition smoother and far less stressful.</p><h3><strong>In this episode, they explore:</strong></h3><p>• What Making Tax Digital is and why HMRC is changing the system</p><p>• Who falls into scope and how the new thresholds will be phased in</p><p>• Why your 2024 to 2025 tax return determines if you are captured</p><p>• How quarterly digital submissions will replace the annual tax return</p><p>• How Xero, bank feeds, Hubdoc and a separate business account keep digital records accurate</p><p>• How real time data improves tax planning, session decisions, pensioning and profitability</p><h3><strong>Guest:</strong></h3><p><strong>Diane Holden</strong></p><p>Senior Partner Success Manager at Xero. Diane supports firms and business owners through digital transformation and has worked closely with Ramsay Brown LLP to prepare healthcare clients for Making Tax Digital.</p><h3><strong>Resources and links:</strong></h3><p>Connect with <a href="https://www.linkedin.com/in/katie-collin/" rel="noopener noreferrer" target="_blank"><strong>Katie Collin</strong></a></p><p>Connect with <a href="https://www.ramsaybrown.com/" rel="noopener noreferrer" target="_blank"><strong>Ramsay Brown LLP</strong></a></p><p>Connect with <a href="https://www.linkedin.com/in/dianeholden/" rel="noopener noreferrer" target="_blank"><strong>Diane Holden</strong></a></p><p>Learn more about <a href="https://www.xero.com/uk/try-now/accounting/xero-accounting-software/?utm_source=GOOGLE&amp;utm_medium=cpc&amp;utm_campaign=UK+-+B+-+LF+-+SMB+-+Exact&amp;utm_content=Xero&amp;utm_term=xero&amp;ds_kid=294791067&amp;gclsrc=aw.ds&amp;gad_source=1&amp;gad_campaignid=21398312540&amp;gbraid=0AAAAAD0EBI39XUhHMcdMLPKXgkUkEkGmK&amp;gclid=Cj0KCQiAosrJBhD0ARIsAHebCNpH5h6SdDSUi4aBtVktxY1Y3dZIakmUSApNC13L6c7m7ZxTlI6sjI0aAgoxEALw_wcB" rel="noopener noreferrer" target="_blank"><strong>Xero</strong></a></p>]]></description><content:encoded><![CDATA[<p>In this episode of <strong>Beyond the Balance Sheet</strong>, Katie Collin sits down with <strong>Diane Holden</strong>, Senior Partner Success Manager at Xero, to break down one of the biggest changes to income tax in decades. Making Tax Digital will transform how locums, clinicians, landlords and sole traders manage and report their income.</p><p>Diane explains what MTD really involves, who will be affected first, and how Xero can make the transition smoother and far less stressful.</p><h3><strong>In this episode, they explore:</strong></h3><p>• What Making Tax Digital is and why HMRC is changing the system</p><p>• Who falls into scope and how the new thresholds will be phased in</p><p>• Why your 2024 to 2025 tax return determines if you are captured</p><p>• How quarterly digital submissions will replace the annual tax return</p><p>• How Xero, bank feeds, Hubdoc and a separate business account keep digital records accurate</p><p>• How real time data improves tax planning, session decisions, pensioning and profitability</p><h3><strong>Guest:</strong></h3><p><strong>Diane Holden</strong></p><p>Senior Partner Success Manager at Xero. Diane supports firms and business owners through digital transformation and has worked closely with Ramsay Brown LLP to prepare healthcare clients for Making Tax Digital.</p><h3><strong>Resources and links:</strong></h3><p>Connect with <a href="https://www.linkedin.com/in/katie-collin/" rel="noopener noreferrer" target="_blank"><strong>Katie Collin</strong></a></p><p>Connect with <a href="https://www.ramsaybrown.com/" rel="noopener noreferrer" target="_blank"><strong>Ramsay Brown LLP</strong></a></p><p>Connect with <a href="https://www.linkedin.com/in/dianeholden/" rel="noopener noreferrer" target="_blank"><strong>Diane Holden</strong></a></p><p>Learn more about <a href="https://www.xero.com/uk/try-now/accounting/xero-accounting-software/?utm_source=GOOGLE&amp;utm_medium=cpc&amp;utm_campaign=UK+-+B+-+LF+-+SMB+-+Exact&amp;utm_content=Xero&amp;utm_term=xero&amp;ds_kid=294791067&amp;gclsrc=aw.ds&amp;gad_source=1&amp;gad_campaignid=21398312540&amp;gbraid=0AAAAAD0EBI39XUhHMcdMLPKXgkUkEkGmK&amp;gclid=Cj0KCQiAosrJBhD0ARIsAHebCNpH5h6SdDSUi4aBtVktxY1Y3dZIakmUSApNC13L6c7m7ZxTlI6sjI0aAgoxEALw_wcB" rel="noopener noreferrer" target="_blank"><strong>Xero</strong></a></p>]]></content:encoded><link><![CDATA[https://www.ramsaybrown.com]]></link><guid isPermaLink="false">f075df0c-7a28-44b9-8bbe-f90c1bd531f1</guid><itunes:image href="https://artwork.captivate.fm/3f5ae863-6837-4b0f-9ba5-d10f3c16a005/General-Brandikljxfghghitrgsng.png"/><pubDate>Fri, 05 Dec 2025 11:00:00 +0000</pubDate><enclosure url="https://episodes.captivate.fm/episode/f075df0c-7a28-44b9-8bbe-f90c1bd531f1.mp3" length="47202327" type="audio/mpeg"/><itunes:duration>49:10</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>5</itunes:episode><podcast:episode>5</podcast:episode><podcast:season>1</podcast:season></item><item><title>Do You Trust Your Numbers? The Financial Risks Hiding in Your Books</title><itunes:title>Do You Trust Your Numbers? The Financial Risks Hiding in Your Books</itunes:title><description><![CDATA[<p>In this episode of <em>Beyond the Balance Sheet</em>,&nbsp; <strong>Katie Collin</strong> is joined by <strong>Gareth Salomon</strong>, founder of <strong>Xenon Connect</strong>, to uncover the hidden bookkeeping errors that can distort financial decisions for GP practices, PCNs, and federations.</p><p><strong>What we cover</strong></p><ul><li>Why reconciled bank lines are not the same as accurate books</li><li>The five red flags that quietly distort GP accounts: unreconciled bank items, old unpaid bills, duplicate invoices, misposted bill payments, and duplicate contacts</li><li>Opening balances and why year-on-year comparatives go wrong</li><li>How a simple health score and monthly report helps practice managers, PCNs and federations keep on top of quality</li><li>Governance and fraud detection benefits when margins are tight</li><li>What MTD for ITSA means for bookkeeping accuracy and investigation risk</li><li>Where AI helps, and where professional judgement still matters</li></ul><br/><p><strong>About Xenon Connect</strong></p><p>Xenon Connect plugs into Xero, QuickBooks Online, Sage and FreeAgent to scan bookkeeping data against double-entry norms, flag likely errors and let you fix them fast. Ramsay Brown uses it to provide monthly health-score reports to clients and to speed up month-end reviews.</p><p><strong>Who this is for</strong></p><p>GP practices, PCNs, federations and healthcare finance leads who want timely, reliable financials without adding headcount.</p><p><strong>Resources mentioned</strong></p><p>Xenon Connect</p><p>Ramsay Brown LLP bookkeeping and management accounts support</p><p>MTD for ITSA overview and readiness support</p><p><strong>Work with us</strong></p><p>If you’d like help improving bookkeeping quality, monthly reporting or MTD readiness, email hannah@ramsaybrown.com and we’ll set up a short call.</p>]]></description><content:encoded><![CDATA[<p>In this episode of <em>Beyond the Balance Sheet</em>,&nbsp; <strong>Katie Collin</strong> is joined by <strong>Gareth Salomon</strong>, founder of <strong>Xenon Connect</strong>, to uncover the hidden bookkeeping errors that can distort financial decisions for GP practices, PCNs, and federations.</p><p><strong>What we cover</strong></p><ul><li>Why reconciled bank lines are not the same as accurate books</li><li>The five red flags that quietly distort GP accounts: unreconciled bank items, old unpaid bills, duplicate invoices, misposted bill payments, and duplicate contacts</li><li>Opening balances and why year-on-year comparatives go wrong</li><li>How a simple health score and monthly report helps practice managers, PCNs and federations keep on top of quality</li><li>Governance and fraud detection benefits when margins are tight</li><li>What MTD for ITSA means for bookkeeping accuracy and investigation risk</li><li>Where AI helps, and where professional judgement still matters</li></ul><br/><p><strong>About Xenon Connect</strong></p><p>Xenon Connect plugs into Xero, QuickBooks Online, Sage and FreeAgent to scan bookkeeping data against double-entry norms, flag likely errors and let you fix them fast. Ramsay Brown uses it to provide monthly health-score reports to clients and to speed up month-end reviews.</p><p><strong>Who this is for</strong></p><p>GP practices, PCNs, federations and healthcare finance leads who want timely, reliable financials without adding headcount.</p><p><strong>Resources mentioned</strong></p><p>Xenon Connect</p><p>Ramsay Brown LLP bookkeeping and management accounts support</p><p>MTD for ITSA overview and readiness support</p><p><strong>Work with us</strong></p><p>If you’d like help improving bookkeeping quality, monthly reporting or MTD readiness, email hannah@ramsaybrown.com and we’ll set up a short call.</p>]]></content:encoded><link><![CDATA[https://www.ramsaybrown.com]]></link><guid isPermaLink="false">2d38e830-2143-478e-856d-7464036eb1a3</guid><itunes:image href="https://artwork.captivate.fm/16539998-9905-40f6-bc35-83ab1248c4fe/wekl.png"/><pubDate>Mon, 20 Oct 2025 09:00:00 +0000</pubDate><enclosure url="https://episodes.captivate.fm/episode/2d38e830-2143-478e-856d-7464036eb1a3.mp3" length="92127535" type="audio/mpeg"/><itunes:duration>38:09</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>4</itunes:episode><podcast:episode>4</podcast:episode><podcast:season>1</podcast:season></item><item><title>The NHS Ten-Year Plan: What It Means for Primary Care</title><itunes:title>The NHS Ten-Year Plan: What It Means for Primary Care</itunes:title><description><![CDATA[<p>The NHS Ten-Year Plan sets out ambitions for 15,000 new staff, neighbourhood teams and a digital-first NHS. But what does it really mean for GPs and primary care? In this episode of <em>Beyond the Balance Sheet</em>, Katie Collin is joined by partner Laurence Slavin to explore the realities behind the headlines. Drawing on decades of experience advising practices, Laurence reflects on past reforms, the ongoing flaws in funding formulas, the uncertain role of neighbourhoods and PCNs, and what the future might hold for continuity of care and the partnership model.</p>]]></description><content:encoded><![CDATA[<p>The NHS Ten-Year Plan sets out ambitions for 15,000 new staff, neighbourhood teams and a digital-first NHS. But what does it really mean for GPs and primary care? In this episode of <em>Beyond the Balance Sheet</em>, Katie Collin is joined by partner Laurence Slavin to explore the realities behind the headlines. Drawing on decades of experience advising practices, Laurence reflects on past reforms, the ongoing flaws in funding formulas, the uncertain role of neighbourhoods and PCNs, and what the future might hold for continuity of care and the partnership model.</p>]]></content:encoded><link><![CDATA[https://www.ramsaybrown.com]]></link><guid isPermaLink="false">299a8e8a-76a3-4eaa-9671-06cf8363ffc2</guid><itunes:image href="https://artwork.captivate.fm/28907a2e-dc9e-44ab-a1cf-660a6c0c902f/ojihgcfxdz.png"/><pubDate>Wed, 17 Sep 2025 22:57:00 +0000</pubDate><enclosure url="https://episodes.captivate.fm/episode/299a8e8a-76a3-4eaa-9671-06cf8363ffc2.mp3" length="114679543" type="audio/mpeg"/><itunes:duration>47:32</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>3</itunes:episode><podcast:episode>3</podcast:episode><podcast:season>1</podcast:season></item><item><title>Incorporating Your GP Practice: Legal, Financial, and Contract Essentials</title><itunes:title>Incorporating Your GP Practice: Legal, Financial, and Contract Essentials</itunes:title><description><![CDATA[<p>In this episode of Beyond the Balance Sheet, Katie Collin is joined by Justin Cumberlege, healthcare lawyer at Hempsons, to unpack one of the most talked-about topics in primary care – GP practice incorporation.</p><p>Together, they explore:</p><ul><li>The legal and financial implications of moving from partnership to a limited company</li><li>How NHS contracts are affected and what “novation” really means</li><li>Key drivers for incorporation, from liability protection to succession planning</li><li>Common pitfalls and challenges – and how to avoid them</li><li>Practical steps for ensuring a smooth transition</li></ul><br/><p>Whether you’re considering incorporation for tax efficiency, improved governance, or greater flexibility in practice ownership, this episode provides a clear, informed view on the opportunities and risks involved.</p><p>Guest: Justin Cumberlege – Partner at Hempsons, advising GP practices, PCNs, and federations across the UK.</p><p>Resources &amp; Links:</p><p>Learn more about <a href="https://www.hempsons.co.uk/people/justin-cumberlege/" rel="noopener noreferrer" target="_blank">Hempsons</a></p><p>Connect with <a href="https://www.linkedin.com/in/katie-collin/" rel="noopener noreferrer" target="_blank">Katie Collin</a> and <a href="https://www.linkedin.com/company/ramsay-brown/?viewAsMember=true" rel="noopener noreferrer" target="_blank">Ramsay Brown LLP</a></p>]]></description><content:encoded><![CDATA[<p>In this episode of Beyond the Balance Sheet, Katie Collin is joined by Justin Cumberlege, healthcare lawyer at Hempsons, to unpack one of the most talked-about topics in primary care – GP practice incorporation.</p><p>Together, they explore:</p><ul><li>The legal and financial implications of moving from partnership to a limited company</li><li>How NHS contracts are affected and what “novation” really means</li><li>Key drivers for incorporation, from liability protection to succession planning</li><li>Common pitfalls and challenges – and how to avoid them</li><li>Practical steps for ensuring a smooth transition</li></ul><br/><p>Whether you’re considering incorporation for tax efficiency, improved governance, or greater flexibility in practice ownership, this episode provides a clear, informed view on the opportunities and risks involved.</p><p>Guest: Justin Cumberlege – Partner at Hempsons, advising GP practices, PCNs, and federations across the UK.</p><p>Resources &amp; Links:</p><p>Learn more about <a href="https://www.hempsons.co.uk/people/justin-cumberlege/" rel="noopener noreferrer" target="_blank">Hempsons</a></p><p>Connect with <a href="https://www.linkedin.com/in/katie-collin/" rel="noopener noreferrer" target="_blank">Katie Collin</a> and <a href="https://www.linkedin.com/company/ramsay-brown/?viewAsMember=true" rel="noopener noreferrer" target="_blank">Ramsay Brown LLP</a></p>]]></content:encoded><link><![CDATA[https://www.ramsaybrown.com]]></link><guid isPermaLink="false">4360ae6a-3c94-4e97-bda6-51b9044b69e9</guid><itunes:image href="https://artwork.captivate.fm/ac7a8289-fc7b-4e10-8cee-529eb352d14d/gp-incorp-t.png"/><pubDate>Fri, 15 Aug 2025 09:00:00 +0000</pubDate><enclosure url="https://episodes.captivate.fm/episode/4360ae6a-3c94-4e97-bda6-51b9044b69e9.mp3" length="33264614" type="audio/mpeg"/><itunes:duration>34:39</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>2</itunes:episode><podcast:episode>2</podcast:episode><podcast:season>1</podcast:season><podcast:alternateEnclosure type="video/youtube" title="Katie Collin: Beyond the Balance Sheet - Incorporating Your GP Practice"><podcast:source uri="https://youtu.be/4LQp0Bz9wPY"/></podcast:alternateEnclosure></item><item><title>The National Insurance Increase - Beyond the Balance Sheet</title><itunes:title>The National Insurance Increase - Beyond the Balance Sheet</itunes:title><description><![CDATA[<p>In this debut episode of Beyond the Balance Sheet, Katie Collin tackles one of the most pressing issues currently facing GP practices — the Employer’s National Insurance increase taking effect from April 2025.</p><p>Katie breaks down:</p><ul><li>What the change actually means for practices</li><li>Why the cost increase is significantly higher than it appears</li><li>Who will be hit hardest, and why GP practices are uniquely affected</li><li>What the real cost looks like in pound-per-patient terms</li><li>The ripple effects on staffing, cash flow, and partner drawings</li></ul><br/><p>How Ramsay Brown LLP is helping practices forecast, plan, and respond.</p><p>Whether you’re a GP partner, practice manager or involved in healthcare finance, this is essential listening if you're trying to stay ahead of the financial curve in 2025.</p><p>📩Got a question or topic you’d like covered in a future episode? Email hannah@ramsaybrown.com directly.</p><p>🎙️ Next episode: Incorporation – what it really means for your practice, with special guest Justin Cumberledge from Hempsons.</p>]]></description><content:encoded><![CDATA[<p>In this debut episode of Beyond the Balance Sheet, Katie Collin tackles one of the most pressing issues currently facing GP practices — the Employer’s National Insurance increase taking effect from April 2025.</p><p>Katie breaks down:</p><ul><li>What the change actually means for practices</li><li>Why the cost increase is significantly higher than it appears</li><li>Who will be hit hardest, and why GP practices are uniquely affected</li><li>What the real cost looks like in pound-per-patient terms</li><li>The ripple effects on staffing, cash flow, and partner drawings</li></ul><br/><p>How Ramsay Brown LLP is helping practices forecast, plan, and respond.</p><p>Whether you’re a GP partner, practice manager or involved in healthcare finance, this is essential listening if you're trying to stay ahead of the financial curve in 2025.</p><p>📩Got a question or topic you’d like covered in a future episode? Email hannah@ramsaybrown.com directly.</p><p>🎙️ Next episode: Incorporation – what it really means for your practice, with special guest Justin Cumberledge from Hempsons.</p>]]></content:encoded><link><![CDATA[https://www.ramsaybrown.com]]></link><guid isPermaLink="false">7fef0672-06bd-48a7-9329-07889a789f55</guid><itunes:image href="https://artwork.captivate.fm/f2c03e88-64b9-4f90-8afe-c0a5127c4809/dwm7OA0ui_QTN-0WUGpVmJer.png"/><pubDate>Tue, 17 Jun 2025 09:00:00 +0000</pubDate><enclosure url="https://episodes.captivate.fm/episode/7fef0672-06bd-48a7-9329-07889a789f55.mp3" length="48415550" type="audio/mpeg"/><itunes:duration>20:02</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>1</itunes:episode><podcast:episode>1</podcast:episode><podcast:season>1</podcast:season><podcast:alternateEnclosure type="video/youtube" title="Katie Collin: Beyond the Balance Sheet - The National Insurance Increase"><podcast:source uri="https://youtu.be/1ZOMfuanuf0"/></podcast:alternateEnclosure></item></channel></rss>