<?xml version="1.0" encoding="UTF-8"?><?xml-stylesheet href="https://feeds.captivate.fm/style.xsl" type="text/xsl"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:googleplay="http://www.google.com/schemas/play-podcasts/1.0" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:podcast="https://podcastindex.org/namespace/1.0"><channel><atom:link href="https://feeds.captivate.fm/keepmoneysimple/" rel="self" type="application/rss+xml"/><title><![CDATA[Personal Finance: Keep Money Simple]]></title><podcast:guid>c853c3ae-057b-5e22-9f2c-5b5302d3c503</podcast:guid><lastBuildDate>Sat, 29 Aug 2026 17:05:26 +0000</lastBuildDate><generator>Captivate.fm</generator><language><![CDATA[en]]></language><copyright><![CDATA[Copyright 2026 Andrea Jaramillo]]></copyright><managingEditor>Andrea Jaramillo</managingEditor><itunes:summary><![CDATA[Keep Money Simple is the personal finance podcast for people who want to get a handle on their money without feeling overwhelmed.

This podcast is for you if you've been asking yourself questions like:
* How do I make managing my money easier?
* I have a good income, but where does all my money go?
* How do I get out of debt? 
* How do I create a budget that actually works?
* How do I organize my finances?
* How do I set goals for my money? 
* How do I stop overspending?
* What do all these financial terms even mean? 
* How do I plan for buying a house, retirement, a vacation, or another big financial goal?
* Should I pay off debt or build up savings first?
* How do I pay off credit card debt, build an emergency fund, and still have money for other things?
* How do I figure out my vision for my financial future?
* How do I improve my credit score so I can qualify for a loan?
* What bills should I pay first?
* Where do I even start?

You don't have to figure it all out on your own.

Your host, Andrea Jaramillo, is a money coach who believes personal finance doesn't have to be complicated. Through practical tips, clear explanations, and actionable steps, she helps you build confidence, develop positive money habits, and make steady progress toward your financial goals.

If you're ready to get clear on your money, ditch the stress, and build a financial life that works for you, you're in the right place.]]></itunes:summary><image><url>https://artwork.captivate.fm/957dadca-4d66-4fe6-9431-bdd76c72f319/PodcastCover11.jpg</url><title>Personal Finance: Keep Money Simple</title><link><![CDATA[https://keepmoneysimple.captivate.fm]]></link></image><itunes:image href="https://artwork.captivate.fm/957dadca-4d66-4fe6-9431-bdd76c72f319/PodcastCover11.jpg"/><itunes:owner><itunes:name>Andrea Jaramillo</itunes:name></itunes:owner><itunes:author>Andrea Jaramillo</itunes:author><description>Keep Money Simple is the personal finance podcast for people who want to get a handle on their money without feeling overwhelmed.

This podcast is for you if you&apos;ve been asking yourself questions like:
* How do I make managing my money easier?
* I have a good income, but where does all my money go?
* How do I get out of debt? 
* How do I create a budget that actually works?
* How do I organize my finances?
* How do I set goals for my money? 
* How do I stop overspending?
* What do all these financial terms even mean? 
* How do I plan for buying a house, retirement, a vacation, or another big financial goal?
* Should I pay off debt or build up savings first?
* How do I pay off credit card debt, build an emergency fund, and still have money for other things?
* How do I figure out my vision for my financial future?
* How do I improve my credit score so I can qualify for a loan?
* What bills should I pay first?
* Where do I even start?

You don&apos;t have to figure it all out on your own.

Your host, Andrea Jaramillo, is a money coach who believes personal finance doesn&apos;t have to be complicated. Through practical tips, clear explanations, and actionable steps, she helps you build confidence, develop positive money habits, and make steady progress toward your financial goals.

If you&apos;re ready to get clear on your money, ditch the stress, and build a financial life that works for you, you&apos;re in the right place.</description><link>https://keepmoneysimple.captivate.fm</link><atom:link href="https://pubsubhubbub.appspot.com" rel="hub"/><itunes:subtitle><![CDATA[Learn to manage your money with confidence and clarity. ]]></itunes:subtitle><itunes:explicit>false</itunes:explicit><itunes:type>episodic</itunes:type><itunes:category text="Education"><itunes:category text="Self-Improvement"/></itunes:category><itunes:category text="Education"><itunes:category text="How To"/></itunes:category><itunes:category text="Business"><itunes:category text="Investing"/></itunes:category><podcast:txt purpose="applepodcastsverify">93fd0af0-9cd4-11f1-aabd-c1d88314f64c</podcast:txt><podcast:locked>no</podcast:locked><podcast:medium>podcast</podcast:medium><item><title>4. Money Minute: What is Credit?</title><itunes:title>4. Money Minute: What is Credit?</itunes:title><description><![CDATA[<p>What exactly is credit, and how does it work?</p><p>In this Money Minute, money coach Andrea Jaramillo explains the basics of credit, including the difference between installment loans and revolving credit and some of the benefits and costs of using credit.</p><p><strong>Want to submit a question for a future episode?</strong></p><p>Use the link below to record a question of 90 seconds or less:</p><p><a href="https://keepmoneysimple.captivate.fm/speakpipe">Click here to record your message.</a></p><p><strong>Want to work with Andrea?</strong></p><p><a href="https://keepmoneysimple.captivate.fm/money-coaching">Click here to learn about 1:1 money coaching.</a></p>]]></description><content:encoded><![CDATA[<p>What exactly is credit, and how does it work?</p><p>In this Money Minute, money coach Andrea Jaramillo explains the basics of credit, including the difference between installment loans and revolving credit and some of the benefits and costs of using credit.</p><p><strong>Want to submit a question for a future episode?</strong></p><p>Use the link below to record a question of 90 seconds or less:</p><p><a href="https://keepmoneysimple.captivate.fm/speakpipe">Click here to record your message.</a></p><p><strong>Want to work with Andrea?</strong></p><p><a href="https://keepmoneysimple.captivate.fm/money-coaching">Click here to learn about 1:1 money coaching.</a></p>]]></content:encoded><link><![CDATA[https://keepmoneysimple.captivate.fm/episode/4-money-minute-what-is-credit]]></link><guid isPermaLink="false">fb9f08c6-99d6-4fd8-a33f-134c9ea896d2</guid><itunes:image href="https://artwork.captivate.fm/957dadca-4d66-4fe6-9431-bdd76c72f319/PodcastCover11.jpg"/><pubDate>Mon, 24 Aug 2026 01:00:00 -0700</pubDate><enclosure url="https://episodes.captivate.fm/episode/fb9f08c6-99d6-4fd8-a33f-134c9ea896d2.mp3" length="2752260" type="audio/mpeg"/><itunes:duration>01:55</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>4</itunes:episode><podcast:episode>4</podcast:episode></item><item><title>3. Five Small Money Moves You Can Make</title><itunes:title>3. Five Small Money Moves You Can Make</itunes:title><description><![CDATA[<p>Making progress with your money doesn’t always require a big financial overhaul.</p><p>In this episode, money coach Andrea shares five small actions you can take to save a little money, protect your finances, reduce spending temptations, and maybe even find some money you didn’t know you had.</p><p><strong>Want the Five Small Money Moves checklist? </strong></p><p><a href="https://keepmoneysimple.captivate.fm/five-small-money-moves-checklist">Click here for the Five Small Money Moves checklist</a></p><p><strong>Want to submit a question for a future episode? </strong></p><p>Use the link below to record a 90 second or less question:</p><p><a href="https://keepmoneysimple.captivate.fm/speakpipe">Click here to record your message.</a></p><p><strong>Want to work with Andrea? </strong></p><p><a href="https://keepmoneysimple.captivate.fm/money-coaching">Click here to learn about 1:1 money coaching.</a></p>]]></description><content:encoded><![CDATA[<p>Making progress with your money doesn’t always require a big financial overhaul.</p><p>In this episode, money coach Andrea shares five small actions you can take to save a little money, protect your finances, reduce spending temptations, and maybe even find some money you didn’t know you had.</p><p><strong>Want the Five Small Money Moves checklist? </strong></p><p><a href="https://keepmoneysimple.captivate.fm/five-small-money-moves-checklist">Click here for the Five Small Money Moves checklist</a></p><p><strong>Want to submit a question for a future episode? </strong></p><p>Use the link below to record a 90 second or less question:</p><p><a href="https://keepmoneysimple.captivate.fm/speakpipe">Click here to record your message.</a></p><p><strong>Want to work with Andrea? </strong></p><p><a href="https://keepmoneysimple.captivate.fm/money-coaching">Click here to learn about 1:1 money coaching.</a></p>]]></content:encoded><link><![CDATA[https://keepmoneysimple.captivate.fm/episode/3-five-small-money-moves-you-can-make]]></link><guid isPermaLink="false">b8c74930-33cf-4be7-b006-ef435597a26c</guid><itunes:image href="https://artwork.captivate.fm/957dadca-4d66-4fe6-9431-bdd76c72f319/PodcastCover11.jpg"/><pubDate>Fri, 21 Aug 2026 03:00:00 -0700</pubDate><enclosure url="https://episodes.captivate.fm/episode/b8c74930-33cf-4be7-b006-ef435597a26c.mp3" length="11278033" type="audio/mpeg"/><itunes:duration>07:50</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>3</itunes:episode><podcast:episode>3</podcast:episode></item><item><title>2. Money Minute: What is Net Worth?</title><itunes:title>2. Money Minute: What is Net Worth?</itunes:title><description><![CDATA[<p>What is net worth, and why might you want to know yours?</p><p>In this Money Minute, money coach Andrea Jaramillo explains what net worth means, how to calculate it, and what counts as an asset or liability.</p><p>And if your net worth is negative? Don’t panic. It’s simply a snapshot of where your finances stand right now. You can improve things over time.</p><p>Welcome to the very first episode of <em>Keep Money Simple</em>!</p><p>In this episode, host and money coach Andrea Jaramillo shares why she became a money coach, why she started <em>Keep Money Simple</em>, and what listeners can expect from the podcast.</p><p>Personal finance involves plenty of numbers, but managing money well is mostly about habits, emotions, decisions, and the lives people want to build. <em>Keep Money Simple</em> is here to help make all of that feel a little less complicated.</p><p><strong>Want to submit a question for a future episode? </strong></p><p>Use the link below to record a 90 second or less question:</p><p><a href="https://keepmoneysimple.captivate.fm/speakpipe">Click here to record your message.</a></p><p><strong>Want to work with Andrea? </strong></p><p><a href="https://keepmoneysimple.captivate.fm/money-coaching">Click here to learn about 1:1 money coaching.</a></p>]]></description><content:encoded><![CDATA[<p>What is net worth, and why might you want to know yours?</p><p>In this Money Minute, money coach Andrea Jaramillo explains what net worth means, how to calculate it, and what counts as an asset or liability.</p><p>And if your net worth is negative? Don’t panic. It’s simply a snapshot of where your finances stand right now. You can improve things over time.</p><p>Welcome to the very first episode of <em>Keep Money Simple</em>!</p><p>In this episode, host and money coach Andrea Jaramillo shares why she became a money coach, why she started <em>Keep Money Simple</em>, and what listeners can expect from the podcast.</p><p>Personal finance involves plenty of numbers, but managing money well is mostly about habits, emotions, decisions, and the lives people want to build. <em>Keep Money Simple</em> is here to help make all of that feel a little less complicated.</p><p><strong>Want to submit a question for a future episode? </strong></p><p>Use the link below to record a 90 second or less question:</p><p><a href="https://keepmoneysimple.captivate.fm/speakpipe">Click here to record your message.</a></p><p><strong>Want to work with Andrea? </strong></p><p><a href="https://keepmoneysimple.captivate.fm/money-coaching">Click here to learn about 1:1 money coaching.</a></p>]]></content:encoded><link><![CDATA[https://keepmoneysimple.captivate.fm/episode/2-money-minute-what-is-net-worth]]></link><guid isPermaLink="false">8a6f8239-4bc7-48bc-9a5d-a7e675e5b2e6</guid><itunes:image href="https://artwork.captivate.fm/957dadca-4d66-4fe6-9431-bdd76c72f319/PodcastCover11.jpg"/><pubDate>Fri, 21 Aug 2026 02:00:00 -0700</pubDate><enclosure url="https://episodes.captivate.fm/episode/8a6f8239-4bc7-48bc-9a5d-a7e675e5b2e6.mp3" length="2766052" type="audio/mpeg"/><itunes:duration>01:55</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>2</itunes:episode><podcast:episode>2</podcast:episode></item><item><title>1. Welcome to Keep Money Simple!</title><itunes:title>1. Welcome to Keep Money Simple!</itunes:title><description><![CDATA[<p>Welcome to the very first episode of <em>Keep Money Simple</em>!</p><p>In this episode, host and money coach Andrea Jaramillo shares why she became a money coach, why she started <em>Keep Money Simple</em>, and what listeners can expect from the podcast.</p><p>Personal finance involves plenty of numbers, but managing money well is mostly about habits, emotions, decisions, and the lives people want to build. <em>Keep Money Simple</em> is here to help make all of that feel a little less complicated.</p><p><strong>Want to submit a question for a future episode? </strong></p><p>Use the link below to record a 90 second or less question:</p><p><a href="https://keepmoneysimple.captivate.fm/speakpipe">Click here to record your message.</a></p><p><strong>Want to work with Andrea? </strong></p><p><a href="https://keepmoneysimple.captivate.fm/money-coaching">Click here to learn about 1:1 money coaching.</a></p>]]></description><content:encoded><![CDATA[<p>Welcome to the very first episode of <em>Keep Money Simple</em>!</p><p>In this episode, host and money coach Andrea Jaramillo shares why she became a money coach, why she started <em>Keep Money Simple</em>, and what listeners can expect from the podcast.</p><p>Personal finance involves plenty of numbers, but managing money well is mostly about habits, emotions, decisions, and the lives people want to build. <em>Keep Money Simple</em> is here to help make all of that feel a little less complicated.</p><p><strong>Want to submit a question for a future episode? </strong></p><p>Use the link below to record a 90 second or less question:</p><p><a href="https://keepmoneysimple.captivate.fm/speakpipe">Click here to record your message.</a></p><p><strong>Want to work with Andrea? </strong></p><p><a href="https://keepmoneysimple.captivate.fm/money-coaching">Click here to learn about 1:1 money coaching.</a></p>]]></content:encoded><link><![CDATA[https://keepmoneysimple.captivate.fm/episode/1-welcome-to-keep-money-simple]]></link><guid isPermaLink="false">fbe101a3-c1bf-4597-8df8-e4975b230d16</guid><itunes:image href="https://artwork.captivate.fm/957dadca-4d66-4fe6-9431-bdd76c72f319/PodcastCover11.jpg"/><pubDate>Fri, 21 Aug 2026 01:00:00 -0700</pubDate><enclosure url="https://episodes.captivate.fm/episode/fbe101a3-c1bf-4597-8df8-e4975b230d16.mp3" length="14275395" type="audio/mpeg"/><itunes:duration>09:55</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>1</itunes:episode><podcast:episode>1</podcast:episode></item><item><title>Personal Finance: Keep Money Simple</title><itunes:title>Personal Finance: Keep Money Simple</itunes:title><description><![CDATA[<p>If money has been feeling overwhelming, stressful, or loaded with guilt, this podcast is here to offer a calmer, more practical way forward. Money coach Andrea Jaramillo is your host and her approach to personal finance is rooted in clarity, confidence, and simple habits that help you make steady progress without overcomplicating things.</p><p>What you can expect from the show: quick Money Minute episodes every Monday and deeper, action-oriented episodes on the first and third Friday of each month. If you’re looking for straightforward personal finance guidance that helps you feel more capable and less stressed, you’re in the right place.</p><p><a href="https://keepmoneysimple.captivate.fm/keep-money-simple-site">Visit keepmoneysimple.net to learn more. </a></p>]]></description><content:encoded><![CDATA[<p>If money has been feeling overwhelming, stressful, or loaded with guilt, this podcast is here to offer a calmer, more practical way forward. Money coach Andrea Jaramillo is your host and her approach to personal finance is rooted in clarity, confidence, and simple habits that help you make steady progress without overcomplicating things.</p><p>What you can expect from the show: quick Money Minute episodes every Monday and deeper, action-oriented episodes on the first and third Friday of each month. If you’re looking for straightforward personal finance guidance that helps you feel more capable and less stressed, you’re in the right place.</p><p><a href="https://keepmoneysimple.captivate.fm/keep-money-simple-site">Visit keepmoneysimple.net to learn more. </a></p>]]></content:encoded><link><![CDATA[https://keepmoneysimple.captivate.fm/episode/personal-finance-keep-money-simple]]></link><guid isPermaLink="false">bb43fa70-25fd-4d13-b904-3cbb67d51aad</guid><itunes:image href="https://artwork.captivate.fm/957dadca-4d66-4fe6-9431-bdd76c72f319/PodcastCover11.jpg"/><pubDate>Thu, 20 Aug 2026 10:40:00 -0700</pubDate><enclosure url="https://episodes.captivate.fm/episode/bb43fa70-25fd-4d13-b904-3cbb67d51aad.mp3" length="2648313" type="audio/mpeg"/><itunes:duration>01:50</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>trailer</itunes:episodeType></item></channel></rss>