<?xml version="1.0" encoding="UTF-8"?><?xml-stylesheet href="https://feeds.captivate.fm/style.xsl" type="text/xsl"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:googleplay="http://www.google.com/schemas/play-podcasts/1.0" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:podcast="https://podcastindex.org/namespace/1.0"><channel><atom:link href="https://feeds.captivate.fm/lifeafterdebt/" rel="self" type="application/rss+xml"/><title><![CDATA[Life After Debt]]></title><podcast:guid>b516ea7a-aec9-593d-96d2-d66134a98a0e</podcast:guid><lastBuildDate>Thu, 06 Nov 2025 19:49:23 +0000</lastBuildDate><generator>Captivate.fm</generator><language><![CDATA[en]]></language><copyright><![CDATA[Copyright 2025 Amber Duncan]]></copyright><managingEditor>Amber Duncan</managingEditor><itunes:summary><![CDATA[Welcome to "Life After Debt," the podcast that truly inspires you to take charge of your life. We're here to guide you in cutting your spending and eliminating the weight of credit card debt, freeing you from the burden of shame and guilt.

Our mission is to help you earn more through entrepreneurial ventures while imparting essential business tips to elevate your company from good to great. Additionally, we share valuable insights for optimizing your savings and investments.

We're committed to fostering a safe and open environment for you to be vulnerable and honest about your financial situation. Our goal is to flip the script on your financial life and empower you to create a life you love and desire. Debt can be crippling, leaving you stuck in a paycheck-to-paycheck cycle, but we have developed a proven solution to lead you from debt to the life of your dreams. Welcome to "Life After Debt."]]></itunes:summary><image><url>https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg</url><title>Life After Debt</title><link><![CDATA[https://reducemydebts.com/]]></link></image><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><itunes:owner><itunes:name>Amber Duncan</itunes:name></itunes:owner><itunes:author>Amber Duncan</itunes:author><description>Welcome to &quot;Life After Debt,&quot; the podcast that truly inspires you to take charge of your life. We&apos;re here to guide you in cutting your spending and eliminating the weight of credit card debt, freeing you from the burden of shame and guilt.

Our mission is to help you earn more through entrepreneurial ventures while imparting essential business tips to elevate your company from good to great. Additionally, we share valuable insights for optimizing your savings and investments.

We&apos;re committed to fostering a safe and open environment for you to be vulnerable and honest about your financial situation. Our goal is to flip the script on your financial life and empower you to create a life you love and desire. Debt can be crippling, leaving you stuck in a paycheck-to-paycheck cycle, but we have developed a proven solution to lead you from debt to the life of your dreams. Welcome to &quot;Life After Debt.&quot;</description><link>https://reducemydebts.com/</link><atom:link href="https://pubsubhubbub.appspot.com" rel="hub"/><itunes:subtitle><![CDATA[Let's talk about debt]]></itunes:subtitle><itunes:explicit>false</itunes:explicit><itunes:type>episodic</itunes:type><itunes:category text="Education"><itunes:category text="Self-Improvement"/></itunes:category><itunes:category text="Business"><itunes:category text="Entrepreneurship"/></itunes:category><itunes:category text="Business"></itunes:category><podcast:locked>no</podcast:locked><podcast:medium>podcast</podcast:medium><item><title>Pep Talk- The Future of Health Solutions with Laura Lentz and Amber Duncan</title><itunes:title>Pep Talk- The Future of Health Solutions with Laura Lentz and Amber Duncan</itunes:title><description><![CDATA[<p><strong>Summary</strong></p><p>In this conversation, Laura Lentz and Amber Duncan delve into the world of peptides and their applications in addressing various health issues. They discuss how peptides can be tailored to individual needs, particularly in the context of aging and wellness. Amber shares her personal experience with peptide treatments, highlighting the importance of communication with healthcare providers to find the right solutions.</p><p><br></p><p><strong>Takeaways</strong></p><p>There are peptides for every single issue in your body.</p><p>Communication with healthcare providers is key to finding the right peptide.</p><p>Peptides can help with aging and wellness.</p><p>Personal experiences can guide treatment choices.</p><p>NAD is a popular peptide for anti-aging.</p><p>Peptides can be administered in various ways, including injections.</p><p>Understanding your body’s needs is crucial for effective treatment.</p><p>Peptides are becoming more recognized in modern medicine.</p><p>The experience of using peptides can vary from person to person.</p><p>Exploring new treatments can lead to better health outcomes.</p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p><strong>Summary</strong></p><p>In this conversation, Laura Lentz and Amber Duncan delve into the world of peptides and their applications in addressing various health issues. They discuss how peptides can be tailored to individual needs, particularly in the context of aging and wellness. Amber shares her personal experience with peptide treatments, highlighting the importance of communication with healthcare providers to find the right solutions.</p><p><br></p><p><strong>Takeaways</strong></p><p>There are peptides for every single issue in your body.</p><p>Communication with healthcare providers is key to finding the right peptide.</p><p>Peptides can help with aging and wellness.</p><p>Personal experiences can guide treatment choices.</p><p>NAD is a popular peptide for anti-aging.</p><p>Peptides can be administered in various ways, including injections.</p><p>Understanding your body’s needs is crucial for effective treatment.</p><p>Peptides are becoming more recognized in modern medicine.</p><p>The experience of using peptides can vary from person to person.</p><p>Exploring new treatments can lead to better health outcomes.</p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">fa62d04b-367d-4c92-ac34-b583dd98c18b</guid><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><pubDate>Thu, 06 Nov 2025 10:00:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/fa62d04b-367d-4c92-ac34-b583dd98c18b.mp3" length="16987551" type="audio/mpeg"/><itunes:duration>35:23</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>2</itunes:season><itunes:episode>17</itunes:episode><podcast:episode>17</podcast:episode><podcast:season>2</podcast:season></item><item><title>Authenticity in PR: The Key to Business Success with Bryce North</title><itunes:title>Authenticity in PR: The Key to Business Success with Bryce North</itunes:title><description><![CDATA[<p><br></p><p><strong>Summary</strong></p><p>In this episode of the Life After Debt podcast, Amber Duncan interviews Bryce North, the founder of 'Don't Be a Little Pitch.' They discuss the importance of authenticity in marketing and PR, the unique approach of Bryce's company, and how to build credibility and trust in business. Bryce shares insights on when to start PR efforts, the significance of personal branding, and the future of PR in a digital age. The conversation emphasizes the need for genuine connections and storytelling in successful marketing strategies.</p><p><br></p><p><strong>Takeaways</strong></p><p>Marketing is about polarizing to find your audience.</p><p>Authenticity attracts people and builds trust.</p><p>PR should complement existing marketing strategies.</p><p>You should start PR efforts from day one.</p><p>Trust is generated through personal stories.</p><p>A good pitch focuses on the audience, not the self.</p><p>Building relationships with reporters is crucial.</p><p>The future of PR relies on human connection.</p><p>Documenting your journey creates relatability.</p><p>Investors and customers buy into stories, not just products.</p><p><br></p><p><strong>Chapters</strong></p><p>00:00 Introduction to Marketing and Business Success</p><p>02:49 The Story Behind 'Don't Be a Little Pitch'</p><p>05:43 What Sets 'Don't Be a Little Pitch' Apart?</p><p>08:44 The Importance of Authenticity in PR</p><p>11:29 When to Start PR for Your Business</p><p>14:22 The Role of Trust in Business Relationships</p><p>17:27 Building Credibility in the Digital Age</p><p>20:04 The Future of PR and Human Connection</p><p><br></p>]]></description><content:encoded><![CDATA[<p><br></p><p><strong>Summary</strong></p><p>In this episode of the Life After Debt podcast, Amber Duncan interviews Bryce North, the founder of 'Don't Be a Little Pitch.' They discuss the importance of authenticity in marketing and PR, the unique approach of Bryce's company, and how to build credibility and trust in business. Bryce shares insights on when to start PR efforts, the significance of personal branding, and the future of PR in a digital age. The conversation emphasizes the need for genuine connections and storytelling in successful marketing strategies.</p><p><br></p><p><strong>Takeaways</strong></p><p>Marketing is about polarizing to find your audience.</p><p>Authenticity attracts people and builds trust.</p><p>PR should complement existing marketing strategies.</p><p>You should start PR efforts from day one.</p><p>Trust is generated through personal stories.</p><p>A good pitch focuses on the audience, not the self.</p><p>Building relationships with reporters is crucial.</p><p>The future of PR relies on human connection.</p><p>Documenting your journey creates relatability.</p><p>Investors and customers buy into stories, not just products.</p><p><br></p><p><strong>Chapters</strong></p><p>00:00 Introduction to Marketing and Business Success</p><p>02:49 The Story Behind 'Don't Be a Little Pitch'</p><p>05:43 What Sets 'Don't Be a Little Pitch' Apart?</p><p>08:44 The Importance of Authenticity in PR</p><p>11:29 When to Start PR for Your Business</p><p>14:22 The Role of Trust in Business Relationships</p><p>17:27 Building Credibility in the Digital Age</p><p>20:04 The Future of PR and Human Connection</p><p><br></p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">12f166e8-c349-43f4-a65c-46adf01bd7a5</guid><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><pubDate>Thu, 30 Oct 2025 00:45:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/12f166e8-c349-43f4-a65c-46adf01bd7a5.mp3" length="13472932" type="audio/mpeg"/><itunes:duration>28:04</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>2</itunes:season><itunes:episode>16</itunes:episode><podcast:episode>16</podcast:episode><podcast:season>2</podcast:season></item><item><title>Tax Debt Demystified: What You Need to Know</title><itunes:title>Tax Debt Demystified: What You Need to Know</itunes:title><description><![CDATA[<p>In this episode of the Life After Debt podcast, Amber Duncan welcomes Tony Gagliardo to discuss the complexities of tax debt and the importance of organization in managing taxes. They explore the role of an enrolled agent, the subscription-based model for tax relief, and strategies for settling tax debt. The conversation emphasizes the need for individuals to stay informed and organized to avoid overwhelming tax liabilities and to understand their options for resolution.</p>]]></description><content:encoded><![CDATA[<p>In this episode of the Life After Debt podcast, Amber Duncan welcomes Tony Gagliardo to discuss the complexities of tax debt and the importance of organization in managing taxes. They explore the role of an enrolled agent, the subscription-based model for tax relief, and strategies for settling tax debt. The conversation emphasizes the need for individuals to stay informed and organized to avoid overwhelming tax liabilities and to understand their options for resolution.</p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">0c8d5ec9-1025-4e77-9d73-426742047c0a</guid><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><pubDate>Thu, 23 Oct 2025 07:00:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/0c8d5ec9-1025-4e77-9d73-426742047c0a.mp3" length="13151521" type="audio/mpeg"/><itunes:duration>27:24</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>2</itunes:season><itunes:episode>15</itunes:episode><podcast:episode>15</podcast:episode><podcast:season>2</podcast:season></item><item><title>How One Call Changed Everything: Melody’s Debt-Free Journey</title><itunes:title>How One Call Changed Everything: Melody’s Debt-Free Journey</itunes:title><description><![CDATA[<p>When Melody booked her clarity call three years ago, she was single, overwhelmed, and drowning in $26,000 of credit card debt. Shopping had become her way of filling a void—but it left her stressed, ashamed, and unable to sleep at night.</p><p>That one call changed everything. Melody shares what it was like to finally ask for help, how she tackled her debt with side hustles and discipline, and the role her faith and accountability played in her journey.</p><p>Today, she’s completely debt free, has a paid-off car, growing investments, and—best of all—peace of mind. Now part of the Life After Debt team, Melody is using her story to inspire others to take that first step.</p><p>If you’ve ever felt too embarrassed to ask for help, Melody’s story is proof: you’re not alone, and freedom is possible.</p>]]></description><content:encoded><![CDATA[<p>When Melody booked her clarity call three years ago, she was single, overwhelmed, and drowning in $26,000 of credit card debt. Shopping had become her way of filling a void—but it left her stressed, ashamed, and unable to sleep at night.</p><p>That one call changed everything. Melody shares what it was like to finally ask for help, how she tackled her debt with side hustles and discipline, and the role her faith and accountability played in her journey.</p><p>Today, she’s completely debt free, has a paid-off car, growing investments, and—best of all—peace of mind. Now part of the Life After Debt team, Melody is using her story to inspire others to take that first step.</p><p>If you’ve ever felt too embarrassed to ask for help, Melody’s story is proof: you’re not alone, and freedom is possible.</p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">30cc3a67-d87d-4f79-8a8d-eafd5ba65985</guid><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><pubDate>Thu, 21 Aug 2025 12:00:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/30cc3a67-d87d-4f79-8a8d-eafd5ba65985.mp3" length="13585781" type="audio/mpeg"/><itunes:duration>28:18</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>2</itunes:season><itunes:episode>14</itunes:episode><podcast:episode>14</podcast:episode><podcast:season>2</podcast:season></item><item><title>She Faced Bankruptcy at 30… and Came Back Stronger with Liz Palmieri-Coonley</title><itunes:title>She Faced Bankruptcy at 30… and Came Back Stronger with Liz Palmieri-Coonley</itunes:title><description><![CDATA[<p>This episode is close to my heart because Liz isn’t just a guest—she’s a longtime friend and now a teammate at Life After Debt. We go back over a decade, through laughter, shared meals, and some of the hardest seasons of her life.</p><p>Liz opens up about facing bankruptcy in her 30s after a chronic illness, job loss, and the weight of two homes she couldn’t let go of. Years later, another financial storm hit—without bankruptcy as an option. That’s when she reached out, and together we walked through her journey of paying off debt, rebuilding stability, and reclaiming her peace.</p><p>We talk about the shame so many carry around money, the myths about debt, and the relief of having a safe place to be honest without judgment. If you’ve ever been afraid to ask for help or felt like your financial struggles are yours to hide, Liz’s story will remind you—you’re not alone, and there’s a way through.</p>]]></description><content:encoded><![CDATA[<p>This episode is close to my heart because Liz isn’t just a guest—she’s a longtime friend and now a teammate at Life After Debt. We go back over a decade, through laughter, shared meals, and some of the hardest seasons of her life.</p><p>Liz opens up about facing bankruptcy in her 30s after a chronic illness, job loss, and the weight of two homes she couldn’t let go of. Years later, another financial storm hit—without bankruptcy as an option. That’s when she reached out, and together we walked through her journey of paying off debt, rebuilding stability, and reclaiming her peace.</p><p>We talk about the shame so many carry around money, the myths about debt, and the relief of having a safe place to be honest without judgment. If you’ve ever been afraid to ask for help or felt like your financial struggles are yours to hide, Liz’s story will remind you—you’re not alone, and there’s a way through.</p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">257580bf-5225-4f32-9d65-4a3717a3a4b2</guid><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><pubDate>Thu, 14 Aug 2025 06:00:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/257580bf-5225-4f32-9d65-4a3717a3a4b2.mp3" length="10448579" type="audio/mpeg"/><itunes:duration>21:46</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>2</itunes:season><itunes:episode>13</itunes:episode><podcast:episode>13</podcast:episode><podcast:season>2</podcast:season></item><item><title>When Money and Marriage Collide with Jacent Wamala</title><itunes:title>When Money and Marriage Collide with Jacent Wamala</itunes:title><description><![CDATA[<p>This episode is full of heart. Amber sits down with licensed therapist and financial wellness coach Jacent Wamala to talk about what <em>really</em> happens when money enters a relationship—and why most of us are never taught how to handle it.</p><p>Jacent shares her own powerful journey through divorce, deep debt, and personal grief—and how those hard chapters led her to help others change the way they think, talk, and feel about money and marriage.</p><p>Together, Amber and Jacent unpack what it takes to rebuild trust in your relationship and in yourself, why money silence is damaging more than just your bank account, and how starting with vision—not shame—can change everything.</p><p>This is the episode you didn’t know you needed—until now.</p>]]></description><content:encoded><![CDATA[<p>This episode is full of heart. Amber sits down with licensed therapist and financial wellness coach Jacent Wamala to talk about what <em>really</em> happens when money enters a relationship—and why most of us are never taught how to handle it.</p><p>Jacent shares her own powerful journey through divorce, deep debt, and personal grief—and how those hard chapters led her to help others change the way they think, talk, and feel about money and marriage.</p><p>Together, Amber and Jacent unpack what it takes to rebuild trust in your relationship and in yourself, why money silence is damaging more than just your bank account, and how starting with vision—not shame—can change everything.</p><p>This is the episode you didn’t know you needed—until now.</p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">ec4babef-aeeb-40af-b839-5eae725b22d8</guid><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><pubDate>Thu, 26 Jun 2025 00:00:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/ec4babef-aeeb-40af-b839-5eae725b22d8.mp3" length="14833180" type="audio/mpeg"/><itunes:duration>30:54</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>2</itunes:season><itunes:episode>12</itunes:episode><podcast:episode>12</podcast:episode><podcast:season>2</podcast:season></item><item><title>The Debt Was Crushing, The Calling Was Louder with Kelly Waldeck</title><itunes:title>The Debt Was Crushing, The Calling Was Louder with Kelly Waldeck</itunes:title><description><![CDATA[<p>This episode is a full-circle moment. I first met Kelly Waldeck on an airplane—and what started as a missed seat turned into a years-long friendship rooted in grit, growth, and a shared passion for helping women feel like the best version of themselves.</p><p>Kelly is a seasoned entrepreneur, skincare expert, and wellness coach who’s spent over two decades pouring into women from the inside out. But her journey hasn’t just been about success—it’s been about staying aligned, adapting with purpose, and building a business that works <em>with</em> your life, not against it.</p><p>In this conversation, we talk about health, hustle, money, aging, side hustles, and the unexpected ways we get to create freedom—on our own terms. If you’ve ever felt stuck in the cycle of burnout, capped income, or wondering if there’s more for you… you’re going to love this one.</p>]]></description><content:encoded><![CDATA[<p>This episode is a full-circle moment. I first met Kelly Waldeck on an airplane—and what started as a missed seat turned into a years-long friendship rooted in grit, growth, and a shared passion for helping women feel like the best version of themselves.</p><p>Kelly is a seasoned entrepreneur, skincare expert, and wellness coach who’s spent over two decades pouring into women from the inside out. But her journey hasn’t just been about success—it’s been about staying aligned, adapting with purpose, and building a business that works <em>with</em> your life, not against it.</p><p>In this conversation, we talk about health, hustle, money, aging, side hustles, and the unexpected ways we get to create freedom—on our own terms. If you’ve ever felt stuck in the cycle of burnout, capped income, or wondering if there’s more for you… you’re going to love this one.</p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">b851ed35-6ca8-4df2-a2ec-64e7616435fd</guid><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><pubDate>Wed, 18 Jun 2025 10:00:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/b851ed35-6ca8-4df2-a2ec-64e7616435fd.mp3" length="14399965" type="audio/mpeg"/><itunes:duration>30:00</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>2</itunes:season><itunes:episode>11</itunes:episode><podcast:episode>11</podcast:episode><podcast:season>2</podcast:season></item><item><title>From Rock Bottom to Realignment: Rebuilding Life, Business &amp; Belief with Kathy Dixon</title><itunes:title>From Rock Bottom to Realignment: Rebuilding Life, Business &amp; Belief with Kathy Dixon</itunes:title><description><![CDATA[<p>This conversation is special. Kathy Dixon isn’t just a powerhouse entrepreneur—she’s also a close friend and someone I’ve had the honor of walking alongside in one of the hardest seasons of her life.</p><p>In this episode, Kathy opens up about hitting financial rock bottom, navigating the weight of $90K in debt, and the long, quiet road of rebuilding—one faithful step at a time. We talk about what it really looks like to stay the course when it would be easier to quit, and how that journey shaped both her marriage and her purpose.</p><p>We also get into what it’s like to run a business that actually feels like you, the shame we carry around money, and how clarity in your story and message can change everything—not just for your brand, but for your own heart. If you’ve ever felt behind, burned out, or like the life you’re building is costing you more than it’s giving back… I hope this episode feels like a breath of fresh air. </p>]]></description><content:encoded><![CDATA[<p>This conversation is special. Kathy Dixon isn’t just a powerhouse entrepreneur—she’s also a close friend and someone I’ve had the honor of walking alongside in one of the hardest seasons of her life.</p><p>In this episode, Kathy opens up about hitting financial rock bottom, navigating the weight of $90K in debt, and the long, quiet road of rebuilding—one faithful step at a time. We talk about what it really looks like to stay the course when it would be easier to quit, and how that journey shaped both her marriage and her purpose.</p><p>We also get into what it’s like to run a business that actually feels like you, the shame we carry around money, and how clarity in your story and message can change everything—not just for your brand, but for your own heart. If you’ve ever felt behind, burned out, or like the life you’re building is costing you more than it’s giving back… I hope this episode feels like a breath of fresh air. </p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">6f5700f4-d552-4ad2-9d93-263132de4f7b</guid><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><pubDate>Thu, 24 Apr 2025 05:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/e1356629-c38d-4f09-8c28-675e67ad0cc5/riverside-copy-of-kathy-amber-full-episode-apr-23-2025-amber-du.mp3" length="15534515" type="audio/mpeg"/><itunes:duration>32:22</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>2</itunes:season><itunes:episode>10</itunes:episode><podcast:episode>10</podcast:episode><podcast:season>2</podcast:season></item><item><title>When the Hustle Isn&apos;t Enough: Honesty, Burnout &amp; Building a Life That Fits</title><itunes:title>When the Hustle Isn&apos;t Enough: Honesty, Burnout &amp; Building a Life That Fits</itunes:title><description><![CDATA[<p>In this heartfelt episode of <em>Life After That</em>, Amber sits down with her friend Jessica to talk about what happens <em>after</em> the hustle loses its luster. They open up about the cost of always striving—mentally, emotionally, and spiritually—and why success without alignment just doesn’t cut it anymore.</p><p>This conversation dives deep into burnout, the fear of slowing down, and the hard questions we all eventually have to face: What do I <em>really</em> want? And what am I willing to let go of to get there?</p>]]></description><content:encoded><![CDATA[<p>In this heartfelt episode of <em>Life After That</em>, Amber sits down with her friend Jessica to talk about what happens <em>after</em> the hustle loses its luster. They open up about the cost of always striving—mentally, emotionally, and spiritually—and why success without alignment just doesn’t cut it anymore.</p><p>This conversation dives deep into burnout, the fear of slowing down, and the hard questions we all eventually have to face: What do I <em>really</em> want? And what am I willing to let go of to get there?</p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">b7150479-29fa-4a3e-a4a2-813726ff7766</guid><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><pubDate>Thu, 10 Apr 2025 05:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/533dc6d2-e26b-4cc5-81fe-449cc8251934/riverside-copy-of-jessica-amber-apr-5-2025-001-amber-duncan-s-s.mp3" length="12186453" type="audio/mpeg"/><itunes:duration>25:23</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>2</itunes:season><itunes:episode>9</itunes:episode><podcast:episode>9</podcast:episode><podcast:season>2</podcast:season></item><item><title>Redefining Success: Why Less Can Mean More with Ryan Duncan</title><itunes:title>Redefining Success: Why Less Can Mean More with Ryan Duncan</itunes:title><description><![CDATA[<p>In this episode of Life After That, Amber and Ryan Duncan get real about the highs and lows of entrepreneurship, the surprising peace that comes with consuming less, and the deep joy of living with purpose. They open up about how their priorities have shifted—from chasing success to protecting their time, energy, and values. </p><p>They share the raw, behind-the-scenes conversations that have reshaped their outlook on business, money, and personal growth. If you're feeling the weight of decision fatigue, the pressure to do more, or the constant pull of "what's next?"—this episode is for you.</p>]]></description><content:encoded><![CDATA[<p>In this episode of Life After That, Amber and Ryan Duncan get real about the highs and lows of entrepreneurship, the surprising peace that comes with consuming less, and the deep joy of living with purpose. They open up about how their priorities have shifted—from chasing success to protecting their time, energy, and values. </p><p>They share the raw, behind-the-scenes conversations that have reshaped their outlook on business, money, and personal growth. If you're feeling the weight of decision fatigue, the pressure to do more, or the constant pull of "what's next?"—this episode is for you.</p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">a19d69cd-eb08-4380-8f65-7f07834c1203</guid><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><pubDate>Thu, 03 Apr 2025 05:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/b943d2a3-21f0-40ba-a772-b916ddfce894/riverside-copy-of-ryan-amber-apr-2-2025-001-amber-duncan-s-stud.mp3" length="16776272" type="audio/mpeg"/><itunes:duration>34:57</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>2</itunes:season><itunes:episode>8</itunes:episode><podcast:episode>8</podcast:episode><podcast:season>2</podcast:season></item><item><title>Grit, Growth, And A Grizzly Mindset with Greg Vetter</title><itunes:title>Grit, Growth, And A Grizzly Mindset with Greg Vetter</itunes:title><description><![CDATA[<p>What if your biggest frustration turned into a multimillion-dollar empire? Greg Vetter shares his journey from losing a bottle of homemade salad dressing to building and losing a $300 million business—all while staying true to his vision. In this episode, he breaks down the power of resilience, the lessons learned from failure, and how authenticity is the key to lasting success.</p>]]></description><content:encoded><![CDATA[<p>What if your biggest frustration turned into a multimillion-dollar empire? Greg Vetter shares his journey from losing a bottle of homemade salad dressing to building and losing a $300 million business—all while staying true to his vision. In this episode, he breaks down the power of resilience, the lessons learned from failure, and how authenticity is the key to lasting success.</p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">4e2df8a1-b0d4-4b05-b262-7be890d91ab8</guid><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><pubDate>Thu, 13 Feb 2025 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/e20656c0-d575-4c29-a575-1cb3a38e8f45/riverside-copy-of-interview-with-greg-ve-full-episode-amber-dun.mp3" length="17550542" type="audio/mpeg"/><itunes:duration>36:34</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>2</itunes:season><itunes:episode>7</itunes:episode><podcast:episode>7</podcast:episode><podcast:season>2</podcast:season></item><item><title>One Call, One Step Closer: Listen In On A Live Clarity Call</title><itunes:title>One Call, One Step Closer: Listen In On A Live Clarity Call</itunes:title><description><![CDATA[<p>Ever feel like your credit card balance has a mind of its own? In this episode of <em>Life After Debt</em>, Amber chats with Brandon and Michelle Williams—a couple who knows that struggle all too well. They open up about how they ended up buried in credit card debt and the game plan they’re using to climb out. Amber keeps it real with practical tips on budgeting, boosting your credit score, and easy ways to bring in extra cash—because getting your finances back on track doesn’t have to feel impossible.</p>]]></description><content:encoded><![CDATA[<p>Ever feel like your credit card balance has a mind of its own? In this episode of <em>Life After Debt</em>, Amber chats with Brandon and Michelle Williams—a couple who knows that struggle all too well. They open up about how they ended up buried in credit card debt and the game plan they’re using to climb out. Amber keeps it real with practical tips on budgeting, boosting your credit score, and easy ways to bring in extra cash—because getting your finances back on track doesn’t have to feel impossible.</p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">b4dc72e5-d369-47c3-bfc4-ffec69c50186</guid><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><pubDate>Thu, 06 Feb 2025 08:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/16be3c7d-d061-4bce-a297-d06add15faf6/riverside-copy-of-brandon-amber-feb-4-2025-002-amber-duncan-s-s.mp3" length="17062156" type="audio/mpeg"/><itunes:duration>35:33</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>2</itunes:season><itunes:episode>6</itunes:episode><podcast:episode>6</podcast:episode><podcast:season>2</podcast:season></item><item><title>From Real Estate Riches to Deep in Debt with Lisa-Marie Hintze</title><itunes:title>From Real Estate Riches to Deep in Debt with Lisa-Marie Hintze</itunes:title><description><![CDATA[<p>In this episode of <em>Life After Debt</em>, Amber Duncan chats with Lisa-Marie Hintze, a debt advisor with an incredible story that so many of us can relate to. From owning 11 properties to facing overwhelming debt, Lisa opens up about the lessons she’s learned and how she turned her struggles into a passion for helping others. They talk about the emotional weight of debt, the small but powerful steps you can take to get back on track, and why sometimes “right-sizing” your life is the key to freedom. It’s an honest, heartfelt conversation full of hope, practical advice, and the reminder that no matter how deep the hole feels, there’s always a way out.</p>]]></description><content:encoded><![CDATA[<p>In this episode of <em>Life After Debt</em>, Amber Duncan chats with Lisa-Marie Hintze, a debt advisor with an incredible story that so many of us can relate to. From owning 11 properties to facing overwhelming debt, Lisa opens up about the lessons she’s learned and how she turned her struggles into a passion for helping others. They talk about the emotional weight of debt, the small but powerful steps you can take to get back on track, and why sometimes “right-sizing” your life is the key to freedom. It’s an honest, heartfelt conversation full of hope, practical advice, and the reminder that no matter how deep the hole feels, there’s always a way out.</p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">7dae718f-e85c-46f4-ae65-8ae867bafa11</guid><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><pubDate>Thu, 16 Jan 2025 00:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/7670a255-1edb-4522-9e00-656a79e761ec/riverside-copy-of-lisa-marie-amber-jan-16-2025-001-amber-duncan.mp3" length="12353219" type="audio/mpeg"/><itunes:duration>25:44</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>2</itunes:season><itunes:episode>5</itunes:episode><podcast:episode>5</podcast:episode><podcast:season>2</podcast:season></item><item><title>The Next Right Step with Cindy Faulkner</title><itunes:title>The Next Right Step with Cindy Faulkner</itunes:title><description><![CDATA[<p>Join Amber Duncan and Cindy Faulkner as they explore life after debt, sharing personal stories and the transformative power of debt resolution advisors. They discuss how clarity calls and support can help break financial barriers, and how vulnerability plays a key role in the journey. Plus, learn about exciting opportunities for new advisors to join their team!</p>]]></description><content:encoded><![CDATA[<p>Join Amber Duncan and Cindy Faulkner as they explore life after debt, sharing personal stories and the transformative power of debt resolution advisors. They discuss how clarity calls and support can help break financial barriers, and how vulnerability plays a key role in the journey. Plus, learn about exciting opportunities for new advisors to join their team!</p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">696e3e72-acad-4b59-a10a-486ed344f42a</guid><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><pubDate>Thu, 09 Jan 2025 00:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/81e6dbe3-95c1-4a6c-b9dc-a6a88aa3754a/riverside-copy-of-amber-duncan-jan-7-2025-001-amber-duncan-s-st.mp3" length="13446182" type="audio/mpeg"/><itunes:duration>28:01</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>2</itunes:season><itunes:episode>4</itunes:episode><podcast:episode>4</podcast:episode><podcast:season>2</podcast:season></item><item><title>Encourage, Empower, Equip with Carrie Pasch</title><itunes:title>Encourage, Empower, Equip with Carrie Pasch</itunes:title><description><![CDATA[<p>In this episode of Life After Debt, Amber Duncan talks with Carrie Pasch, co-founder of Equip Her, a movement that empowers women by merging faith and business. Carrie shares her journey from event planning in the automotive industry to building a supportive community for women entrepreneurs. She also discusses the power of saying "yes" to new opportunities, like becoming a global ambassador for the YouVersion Bible app in Italy. Plus, Carrie gives us a sneak peek into the Equip Her conference and the launch of the Empower Her Foundation. Don't miss this inspiring episode on career, faith, and personal growth!</p>]]></description><content:encoded><![CDATA[<p>In this episode of Life After Debt, Amber Duncan talks with Carrie Pasch, co-founder of Equip Her, a movement that empowers women by merging faith and business. Carrie shares her journey from event planning in the automotive industry to building a supportive community for women entrepreneurs. She also discusses the power of saying "yes" to new opportunities, like becoming a global ambassador for the YouVersion Bible app in Italy. Plus, Carrie gives us a sneak peek into the Equip Her conference and the launch of the Empower Her Foundation. Don't miss this inspiring episode on career, faith, and personal growth!</p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">8dbcfcdd-bf4a-4f04-b365-23145614f050</guid><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><pubDate>Thu, 19 Dec 2024 00:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/24d7f4f7-6777-4e92-8962-ecfc3eced412/riverside-copy-of-carrie-amber-dec-17-2024-001-amber-duncan-s-s.mp3" length="14152951" type="audio/mpeg"/><itunes:duration>29:29</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>2</itunes:season><itunes:episode>3</itunes:episode><podcast:episode>3</podcast:episode><podcast:season>2</podcast:season></item><item><title>From Struggles to Success with Ryan Paul James</title><itunes:title>From Struggles to Success with Ryan Paul James</itunes:title><description><![CDATA[<p><strong>In this heartfelt episode of the </strong><em>Life After Debt</em> podcast, Amber Duncan is joined by her long-time friend and new team member, Ryan James. Together, they open up about their personal battles with debt, how it affected their relationships, and the challenges they faced on their journey to financial freedom. Ryan shares his experience with credit card debt, the pressure of providing financial stability for his family, and his passion for helping others who are in similar situations. Through their conversation, they highlight the power of storytelling and building a supportive community to help those who are struggling with their finances.</p>]]></description><content:encoded><![CDATA[<p><strong>In this heartfelt episode of the </strong><em>Life After Debt</em> podcast, Amber Duncan is joined by her long-time friend and new team member, Ryan James. Together, they open up about their personal battles with debt, how it affected their relationships, and the challenges they faced on their journey to financial freedom. Ryan shares his experience with credit card debt, the pressure of providing financial stability for his family, and his passion for helping others who are in similar situations. Through their conversation, they highlight the power of storytelling and building a supportive community to help those who are struggling with their finances.</p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">7e1d92fd-bf29-4d75-954e-bb8d6d1aaaf3</guid><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><pubDate>Thu, 12 Dec 2024 00:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/02697ad7-0fad-452a-bdba-be6916c77c77/riverside-copy-of-amber-duncan-full-episode-dec-7-2024-amber-du.mp3" length="8731603" type="audio/mpeg"/><itunes:duration>18:11</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>2</itunes:season><itunes:episode>2</itunes:episode><podcast:episode>2</podcast:episode><podcast:season>2</podcast:season></item><item><title>The Holiday Hustle with Carla Shellis</title><itunes:title>The Holiday Hustle with Carla Shellis</itunes:title><description><![CDATA[<p>We're back with a brand new episode of <em>Life After Debt</em>! In this one, Amber Duncan sits down with Carla Shellis to talk about the unique challenges women face during the holiday season—especially when it comes to stress and financial strain. They dive into the importance of giving meaningful gifts, the charm of homemade presents, and the true value of just being present with the people you love. Carla also shares some practical tips on budgeting, why we often overspend, and the crucial role women play in family dynamics. The conversation is all about finding balance—how to serve others while still prioritizing your own family—and why creating lasting memories should matter more than material gifts. Tune in for some thoughtful advice and a fresh perspective on the holidays!</p>]]></description><content:encoded><![CDATA[<p>We're back with a brand new episode of <em>Life After Debt</em>! In this one, Amber Duncan sits down with Carla Shellis to talk about the unique challenges women face during the holiday season—especially when it comes to stress and financial strain. They dive into the importance of giving meaningful gifts, the charm of homemade presents, and the true value of just being present with the people you love. Carla also shares some practical tips on budgeting, why we often overspend, and the crucial role women play in family dynamics. The conversation is all about finding balance—how to serve others while still prioritizing your own family—and why creating lasting memories should matter more than material gifts. Tune in for some thoughtful advice and a fresh perspective on the holidays!</p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">cea264e9-150d-40a4-ad52-d878282e9bb4</guid><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><pubDate>Thu, 05 Dec 2024 00:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/2524ddbe-b2e1-46d9-a371-0d9545b7542c/riverside-episode-46-audio-amber-duncan-s-stud.mp3" length="13461229" type="audio/mpeg"/><itunes:duration>28:03</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>2</itunes:season><itunes:episode>1</itunes:episode><podcast:episode>1</podcast:episode><podcast:season>2</podcast:season></item><item><title>Unlocking the Five Secrets of the Wealthy</title><itunes:title>Unlocking the Five Secrets of the Wealthy</itunes:title><description><![CDATA[<p>Tune in this week as Amber and Cindy share the secrets of the wealthy. Hear their practical tips like opening a high-yield savings account and exploring sources of passive income. Being aware of your finances and making conscious decisions will set you on the right path to building wealth.</p>]]></description><content:encoded><![CDATA[<p>Tune in this week as Amber and Cindy share the secrets of the wealthy. Hear their practical tips like opening a high-yield savings account and exploring sources of passive income. Being aware of your finances and making conscious decisions will set you on the right path to building wealth.</p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">0087f33f-d270-4698-9fe0-66a9764cdd49</guid><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><pubDate>Wed, 24 Apr 2024 00:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/8a15c42e-5b3a-4901-8c80-63318f1ddf67/riverside-amber-duncan-apr-24-2024-001-amber-duncan-s-stud.mp3" length="13794133" type="audio/mpeg"/><itunes:duration>28:44</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>45</itunes:episode><podcast:episode>45</podcast:episode><podcast:season>1</podcast:season></item><item><title>How to Silence Creditor Harassment</title><itunes:title>How to Silence Creditor Harassment</itunes:title><description><![CDATA[<p>Join Amber and Cindy in this episode as they discuss their top three tips for fighting creditor harassment. Even though you owe money, they offer ways to cope with the emotional stress that you may feel while trying to pay off your debt. Tune in if you are ready to regain control of your situation.</p>]]></description><content:encoded><![CDATA[<p>Join Amber and Cindy in this episode as they discuss their top three tips for fighting creditor harassment. Even though you owe money, they offer ways to cope with the emotional stress that you may feel while trying to pay off your debt. Tune in if you are ready to regain control of your situation.</p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">f18b2318-3a2b-4133-98fa-7356419522f0</guid><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><pubDate>Tue, 09 Apr 2024 14:25:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/4acda86a-a3d3-406f-8e1f-342d94be09dc/riverside-how-to-silence-creditor-harassment-audio-amber-duncan.mp3" length="13825898" type="audio/mpeg"/><itunes:duration>28:48</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>44</itunes:episode><podcast:episode>44</podcast:episode><podcast:season>1</podcast:season></item><item><title>49 Truths About Money, Business, and Relationships I&apos;ve Learned in 49 Years</title><itunes:title>49 Truths About Money, Business, and Relationships I&apos;ve Learned in 49 Years</itunes:title><description><![CDATA[<p>In this episode, the Amber reflects on her recent birthday and shares 49 truths she has learned over the years. Hear all about her knowledge on money and wealth, breaking financial barriers, taking risks, seeking advice, personal growth, setting boundaries, inspiration, giving, speaking up, responsibility, love, appreciation, self-care, living fully, leaving a legacy, sharing wisdom, impacting others and more! You don't want to miss this one!</p>]]></description><content:encoded><![CDATA[<p>In this episode, the Amber reflects on her recent birthday and shares 49 truths she has learned over the years. Hear all about her knowledge on money and wealth, breaking financial barriers, taking risks, seeking advice, personal growth, setting boundaries, inspiration, giving, speaking up, responsibility, love, appreciation, self-care, living fully, leaving a legacy, sharing wisdom, impacting others and more! You don't want to miss this one!</p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">971cb717-2ff2-426e-829e-839553d7778f</guid><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><pubDate>Tue, 26 Mar 2024 10:45:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/a5d8053c-2011-4876-9a70-dfe0086b14e0/riverside-episode-43-au-amber-duncan-s-stud.mp3" length="6248507" type="audio/mpeg"/><itunes:duration>13:01</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>43</itunes:episode><podcast:episode>43</podcast:episode><podcast:season>1</podcast:season></item><item><title>Real Wealth and Real Estate with Kami Pentecost</title><itunes:title>Real Wealth and Real Estate with Kami Pentecost</itunes:title><description><![CDATA[<p>Join us this week as Amber and her dear friend Kami Pentecost discuss the benefits of homeownership, using tax refunds for real estate investment, debt consolidation, and wealth generation through real estate. Kami shares her experience transitioning from multi-level marketing to real estate and offers valuable advice for those in a similar situation. Hear all about the importance of choosing the right real estate agent and the potential for wealth generation through real estate investment in this episode.</p>]]></description><content:encoded><![CDATA[<p>Join us this week as Amber and her dear friend Kami Pentecost discuss the benefits of homeownership, using tax refunds for real estate investment, debt consolidation, and wealth generation through real estate. Kami shares her experience transitioning from multi-level marketing to real estate and offers valuable advice for those in a similar situation. Hear all about the importance of choosing the right real estate agent and the potential for wealth generation through real estate investment in this episode.</p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">392297ee-0aba-41b7-bde8-2d15197ef880</guid><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><pubDate>Tue, 19 Mar 2024 14:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/2e540f3f-fe1a-4889-a3ae-c2783b139e83/riverside-amber-duncan-mar-19-2024-001-amber-duncan-s-stud.mp3" length="15408292" type="audio/mpeg"/><itunes:duration>32:06</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>42</itunes:episode><podcast:episode>42</podcast:episode><podcast:season>1</podcast:season></item><item><title>The Highs and Lows of Entrepreneurship</title><itunes:title>The Highs and Lows of Entrepreneurship</itunes:title><description><![CDATA[<p>Get to know Chef Amanda Rios and her incredible journey as a chef and entrepreneur. She was inspired to pursue her passion by a server at the Ritz-Carlton who left a lasting impression on her and now her passion for cooking and hospitality brings happiness to those around her. Hear about the obstacles Amanda has faced as an entrepreneur and her exciting plans for the future.</p>]]></description><content:encoded><![CDATA[<p>Get to know Chef Amanda Rios and her incredible journey as a chef and entrepreneur. She was inspired to pursue her passion by a server at the Ritz-Carlton who left a lasting impression on her and now her passion for cooking and hospitality brings happiness to those around her. Hear about the obstacles Amanda has faced as an entrepreneur and her exciting plans for the future.</p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">b189820c-18d1-47ad-b4a1-eb9863997768</guid><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><pubDate>Tue, 12 Mar 2024 00:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/ad21d01b-a6d0-45d7-b713-b357feaba9e3/riverside-3-12-audio-only-amber-duncan-s-stud.mp3" length="13093007" type="audio/mpeg"/><itunes:duration>27:17</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>41</itunes:episode><podcast:episode>41</podcast:episode><podcast:season>1</podcast:season></item><item><title>Think Outside of The USA</title><itunes:title>Think Outside of The USA</itunes:title><description><![CDATA[<p>In this episode, Amber Duncan interviews Kenda Ruck, a real estate expert and resident of Cabo San Lucas, Mexico. Kenda shares her personal journey of falling in love with Cabo and making the decision to move there full-time. She shares all about the amazing health benefits and relaxed lifestyle she and her husband have been able to enjoy since moving. If you want to hear all about the real estate market in Mexico and rich culture the area provides, tune into this episode!</p>]]></description><content:encoded><![CDATA[<p>In this episode, Amber Duncan interviews Kenda Ruck, a real estate expert and resident of Cabo San Lucas, Mexico. Kenda shares her personal journey of falling in love with Cabo and making the decision to move there full-time. She shares all about the amazing health benefits and relaxed lifestyle she and her husband have been able to enjoy since moving. If you want to hear all about the real estate market in Mexico and rich culture the area provides, tune into this episode!</p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">7284d97c-a989-47f2-8665-e309ca900053</guid><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><pubDate>Tue, 05 Mar 2024 00:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/6fde61af-8981-4918-a5f6-c8d0cb7afa80/riverside-amber-duncan-mar-2-2024-001-amber-duncan-s-stud.mp3" length="16037947" type="audio/mpeg"/><itunes:duration>33:25</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>40</itunes:episode><podcast:episode>40</podcast:episode><podcast:season>1</podcast:season></item><item><title>Financial Planning For Dummies</title><itunes:title>Financial Planning For Dummies</itunes:title><description><![CDATA[<p>Join Amber and Ryan as they share some valuable insights on finding the right financial advisors and the significance of financial planning for everyone, regardless of your income level. Hear their thoughts on the importance of shifting our mindset from spending to saving and building an emergency fund. You'll also get some great tips on retirement planning, including using vehicles like 401ks and IRAs, as well as exploring the potential of real estate investments. Trust us, this is an episode you won't want to miss!</p>]]></description><content:encoded><![CDATA[<p>Join Amber and Ryan as they share some valuable insights on finding the right financial advisors and the significance of financial planning for everyone, regardless of your income level. Hear their thoughts on the importance of shifting our mindset from spending to saving and building an emergency fund. You'll also get some great tips on retirement planning, including using vehicles like 401ks and IRAs, as well as exploring the potential of real estate investments. Trust us, this is an episode you won't want to miss!</p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">738054fc-229a-4209-a7ec-944420ba09f7</guid><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><pubDate>Tue, 27 Feb 2024 00:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/7fcb2988-d5e8-47f3-b09a-15727411e933/copy-of-amber-duncan-feb-26-2024-001-riverside.mp3" length="17558901" type="audio/mpeg"/><itunes:duration>36:35</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>39</itunes:episode><podcast:episode>39</podcast:episode></item><item><title>Secret Spenders</title><itunes:title>Secret Spenders</itunes:title><description><![CDATA[<p>Have you ever wondered how keeping financial secrets can impact your relationships? Approximately 42% of couples keep financial secrets from one another. Join us for this episode as we shed light on the consequences of this behavior and initiate a conversation around this sensitive topic.</p>]]></description><content:encoded><![CDATA[<p>Have you ever wondered how keeping financial secrets can impact your relationships? Approximately 42% of couples keep financial secrets from one another. Join us for this episode as we shed light on the consequences of this behavior and initiate a conversation around this sensitive topic.</p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">a2dac605-d0f9-46a2-9d70-86245b743f68</guid><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><pubDate>Tue, 20 Feb 2024 00:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/86bb6c08-08cf-44a4-bd4e-bcddd5e5bffb/copy-of-amber-duncan-feb-20-2024-002-riverside.mp3" length="12697618" type="audio/mpeg"/><itunes:duration>26:27</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>38</itunes:episode><podcast:episode>38</podcast:episode></item><item><title>Sick and Tired of Being Sick and Tired</title><itunes:title>Sick and Tired of Being Sick and Tired</itunes:title><description><![CDATA[<p>How can you ACTUALLY achieve your New Year goals this year? In today’s episode, Amber and Sharon sit down with Bethany from WePellet, and talk all about the best investment you can make, an investment in your health. If you are ready to make 2024 the year you finally start to feel your best, listen in!</p>]]></description><content:encoded><![CDATA[<p>How can you ACTUALLY achieve your New Year goals this year? In today’s episode, Amber and Sharon sit down with Bethany from WePellet, and talk all about the best investment you can make, an investment in your health. If you are ready to make 2024 the year you finally start to feel your best, listen in!</p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">95662f01-8eb8-40e1-80e2-352f63236823</guid><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><pubDate>Tue, 30 Jan 2024 00:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/29be295b-71dd-4acc-9460-1b4344766738/EP-37-with-Jingle.mp3" length="53810492" type="audio/mpeg"/><itunes:duration>28:01</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>37</itunes:episode><podcast:episode>37</podcast:episode></item><item><title>Are you RICH or are you WEALTHY?</title><itunes:title>Are you RICH or are you WEALTHY?</itunes:title><description><![CDATA[<p>Tune in as Amber and Ryan discuss the difference between being RICH and being WEALTHY. They explore what it means to have "made it" and how it's not just about how much money you make, but also what you do with it.</p>]]></description><content:encoded><![CDATA[<p>Tune in as Amber and Ryan discuss the difference between being RICH and being WEALTHY. They explore what it means to have "made it" and how it's not just about how much money you make, but also what you do with it.</p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">f6e2a9da-04ad-4b9e-8a11-6c5fc79de8c1</guid><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><pubDate>Tue, 23 Jan 2024 00:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/5618a6f8-ed0c-4952-80d1-cb1e36db739f/Episode-36-with-Bumper.mp3" length="52769773" type="audio/mpeg"/><itunes:duration>27:29</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>36</itunes:episode><podcast:episode>36</podcast:episode></item><item><title>I Booked a Clarity Call and Here is What Happened....</title><itunes:title>I Booked a Clarity Call and Here is What Happened....</itunes:title><description><![CDATA[<p>Join us this week as we get real and raw. Hear the transformative journey of one of our clients, Michele, who is taking back control of her finances with Life After Debt. This episode offers a behind-the-scenes look at our process and the positive impact it can have on your life. Get ready to be inspired and take charge of your financial future!</p>]]></description><content:encoded><![CDATA[<p>Join us this week as we get real and raw. Hear the transformative journey of one of our clients, Michele, who is taking back control of her finances with Life After Debt. This episode offers a behind-the-scenes look at our process and the positive impact it can have on your life. Get ready to be inspired and take charge of your financial future!</p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">e2daac60-e2b8-47c7-b50b-3224d6036e4d</guid><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><pubDate>Tue, 16 Jan 2024 00:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/ac7851fd-d3f3-4b18-ba88-4079f8cf65e3/Ep-35-Michelle-w-bumper.mp3" length="56690231" type="audio/mpeg"/><itunes:duration>29:31</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>35</itunes:episode><podcast:episode>35</podcast:episode></item><item><title>Like Mother, Like Daughter</title><itunes:title>Like Mother, Like Daughter</itunes:title><description><![CDATA[<p>In this episode, we sit down with Sabel, daughter of our host Amber, to discuss her unique upbringing and the lessons she learned growing up in an entrepreneurial household, finding her soulmate, and marrying into ministry. Listen as we discuss the impact of financial struggles on children and how to be there for your kids through it all. Join us for this conversation on life, love, and parenting.</p>]]></description><content:encoded><![CDATA[<p>In this episode, we sit down with Sabel, daughter of our host Amber, to discuss her unique upbringing and the lessons she learned growing up in an entrepreneurial household, finding her soulmate, and marrying into ministry. Listen as we discuss the impact of financial struggles on children and how to be there for your kids through it all. Join us for this conversation on life, love, and parenting.</p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">ae97218d-2410-4566-aec8-34a92ee6cbcb</guid><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><pubDate>Tue, 09 Jan 2024 00:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/70db835a-51d1-4569-8b8a-de2a96e6475d/Ep-34-Sabel-Amber-w-Bumper.mp3" length="47546119" type="audio/mpeg"/><itunes:duration>24:46</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>34</itunes:episode><podcast:episode>34</podcast:episode></item><item><title>Completing and Creating with Thea Sommer</title><itunes:title>Completing and Creating with Thea Sommer</itunes:title><description><![CDATA[<p>In this episode, we welcome Thea, a personal life coach, who has been helping Amber achieve success for over 15 years. Together, they discuss the importance of turning your dreams into goals and how to create a path to reach them. Whether you're looking to find financial freedom, improve your relationships, or simply live a happier life, Thea provides valuable insights and actionable steps to help you achieve your goals.</p>]]></description><content:encoded><![CDATA[<p>In this episode, we welcome Thea, a personal life coach, who has been helping Amber achieve success for over 15 years. Together, they discuss the importance of turning your dreams into goals and how to create a path to reach them. Whether you're looking to find financial freedom, improve your relationships, or simply live a happier life, Thea provides valuable insights and actionable steps to help you achieve your goals.</p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">7f6028a9-c1ef-470d-9f33-a9246d5a8d3b</guid><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><pubDate>Tue, 02 Jan 2024 00:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/20a99469-3a9b-4e62-991f-2c7632e05322/Ep-33-W-bumper-1.mp3" length="59717091" type="audio/mpeg"/><itunes:duration>31:06</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>33</itunes:episode><podcast:episode>33</podcast:episode></item><item><title>Raising The Next Generation</title><itunes:title>Raising The Next Generation</itunes:title><description><![CDATA[<p>Join me on today's heartwarming episode as I chat with my dear friend Whitney Lopez about the beautiful journey of motherhood. From the endless joys to the unexpected challenges, we explore it all and discover valuable lessons our children teach us along the way. Don't miss out on this insightful conversation!</p>]]></description><content:encoded><![CDATA[<p>Join me on today's heartwarming episode as I chat with my dear friend Whitney Lopez about the beautiful journey of motherhood. From the endless joys to the unexpected challenges, we explore it all and discover valuable lessons our children teach us along the way. Don't miss out on this insightful conversation!</p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">3a533fe3-85de-450d-8353-5d7b974ed8d0</guid><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><pubDate>Tue, 26 Dec 2023 11:56:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/47a19d21-c472-4e33-99c3-cdf5dd9958b6/Ep32-Amber-Whitney-w-Jingle.mp3" length="50867223" type="audio/mpeg"/><itunes:duration>26:29</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>32</itunes:episode><podcast:episode>32</podcast:episode></item><item><title>Building A Brand with The Lopez Brothers</title><itunes:title>Building A Brand with The Lopez Brothers</itunes:title><description><![CDATA[<p>Get ready to dive into an exciting conversation with the Lopez Brothers from Brave People as they talk to Amber about the crucial role branding plays in business success. Discover their secrets to building an authentic brand, learn about their branding process, and get inspired by their incredible journey of growth. Trust me, this is one conversation you cannot afford to miss, no matter where you are in your career!</p>]]></description><content:encoded><![CDATA[<p>Get ready to dive into an exciting conversation with the Lopez Brothers from Brave People as they talk to Amber about the crucial role branding plays in business success. Discover their secrets to building an authentic brand, learn about their branding process, and get inspired by their incredible journey of growth. Trust me, this is one conversation you cannot afford to miss, no matter where you are in your career!</p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">c9cd9905-345b-47ca-b359-ca75036edcc9</guid><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><pubDate>Tue, 19 Dec 2023 01:11:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/8c6a62e2-2464-4619-b27d-54ac24d67083/Lopez-Brothers-with-Bumper.mp3" length="58170430" type="audio/mpeg"/><itunes:duration>48:28</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>31</itunes:episode><podcast:episode>31</podcast:episode></item><item><title>From Motherhood To Mogul</title><itunes:title>From Motherhood To Mogul</itunes:title><description><![CDATA[<p>In this week's episode, Joy Joiner from Embrace Your Space FL takes us through her inspiring journey from motherhood to a successful business mogul. Joy shares valuable insights into how she transformed her love for decluttering and organizing spaces into a thriving business. Tune in to the episode to hear her story and learn how to leverage your interests and skills to create a fulfilling career path for yourself.</p>]]></description><content:encoded><![CDATA[<p>In this week's episode, Joy Joiner from Embrace Your Space FL takes us through her inspiring journey from motherhood to a successful business mogul. Joy shares valuable insights into how she transformed her love for decluttering and organizing spaces into a thriving business. Tune in to the episode to hear her story and learn how to leverage your interests and skills to create a fulfilling career path for yourself.</p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">eb0d82b7-ea91-4eb9-93cb-9423886dd51a</guid><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><pubDate>Tue, 12 Dec 2023 00:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/d25c62dc-0b6d-43a5-9a62-1520a5cc36c9/Episode-30-Final-w-Jingle.mp3" length="59340092" type="audio/mpeg"/><itunes:duration>30:54</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>30</itunes:episode><podcast:episode>30</podcast:episode></item><item><title>New Year, Same You?</title><itunes:title>New Year, Same You?</itunes:title><description><![CDATA[<p>Are you looking for some inspiration to start working on your New Year's resolutions? In the latest podcast episode, we dive deep into the topic of setting financial goals and discuss practical steps to achieve them. Amber, our host, shares some valuable insights on how to take control of your finances and make a fresh start today, rather than waiting for the New Year. Moreover, we have created a FREE resource that is now available to help you get started on your financial journey. Tune in and learn how you can leverage this resource to turn your financial dreams into reality.</p>]]></description><content:encoded><![CDATA[<p>Are you looking for some inspiration to start working on your New Year's resolutions? In the latest podcast episode, we dive deep into the topic of setting financial goals and discuss practical steps to achieve them. Amber, our host, shares some valuable insights on how to take control of your finances and make a fresh start today, rather than waiting for the New Year. Moreover, we have created a FREE resource that is now available to help you get started on your financial journey. Tune in and learn how you can leverage this resource to turn your financial dreams into reality.</p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">619132e6-7212-4870-be9c-e0f30becfc23</guid><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><pubDate>Thu, 07 Dec 2023 11:40:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/ba65db43-5f3a-4bd1-82d8-ee1230e58275/Podcast-29-Final-Amber-Solo-With-intro.mp3" length="33241884" type="audio/mpeg"/><itunes:duration>17:19</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>29</itunes:episode><podcast:episode>29</podcast:episode></item><item><title>Who Are The Joneses Anyways?</title><itunes:title>Who Are The Joneses Anyways?</itunes:title><description><![CDATA[<p>Tune in this week as I share five signs that you are trying too hard to keep up with the Joneses and what that comparison is costing you. Putting others on a pedestal in your life and looking to them for all of your decision-making can be detrimental not only to your financial journey but also to your happiness. Make sure you listen to this week's episode if you are ready to take back control of your spending and start living your own life.</p>]]></description><content:encoded><![CDATA[<p>Tune in this week as I share five signs that you are trying too hard to keep up with the Joneses and what that comparison is costing you. Putting others on a pedestal in your life and looking to them for all of your decision-making can be detrimental not only to your financial journey but also to your happiness. Make sure you listen to this week's episode if you are ready to take back control of your spending and start living your own life.</p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">51a111dc-8431-4ecc-a665-8f732fe71f61</guid><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><pubDate>Tue, 14 Nov 2023 00:43:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/0fd3b110-ad4d-4928-946e-f2f4dfb30a54/Final-Podcast-28-Final-Keeping-Up-With-The-Jones.mp3" length="45594250" type="audio/mpeg"/><itunes:duration>23:45</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>28</itunes:episode><podcast:episode>28</podcast:episode></item><item><title>Trending Spending</title><itunes:title>Trending Spending</itunes:title><description><![CDATA[<p>Tune in this week for a conversation between Amber and Life After Debt coach Cindy Faulkner as they discuss the world of personal finance, offering practical tips and insights on how to effectively track your money and prioritize what truly matters to you. Join us as we uncover ways to remove guilt and shame from financial discussions, empowering you to take control of your financial journey with confidence. Get ready for some eye-opening conversations that will transform the way you approach your finances!</p>]]></description><content:encoded><![CDATA[<p>Tune in this week for a conversation between Amber and Life After Debt coach Cindy Faulkner as they discuss the world of personal finance, offering practical tips and insights on how to effectively track your money and prioritize what truly matters to you. Join us as we uncover ways to remove guilt and shame from financial discussions, empowering you to take control of your financial journey with confidence. Get ready for some eye-opening conversations that will transform the way you approach your finances!</p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">55e80098-e617-4324-821c-967709e93e53</guid><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><pubDate>Tue, 07 Nov 2023 08:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/6c11a92d-d075-4a07-9383-45c4b59f1811/Trending-Spending-Final-Audio.mp3" length="40093071" type="audio/mpeg"/><itunes:duration>20:53</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>27</itunes:episode><podcast:episode>27</podcast:episode></item><item><title>How To Build Long Term Wealth</title><itunes:title>How To Build Long Term Wealth</itunes:title><description><![CDATA[<p>The latest episode of our podcast features an enlightening interview with Robert from REM Capital. Tune in as he shares valuable insights on long term investments, the significance of personal connections in the investment world, and how property management can truly transform lives. Get ready to gain a whole new perspective on financial growth!</p>]]></description><content:encoded><![CDATA[<p>The latest episode of our podcast features an enlightening interview with Robert from REM Capital. Tune in as he shares valuable insights on long term investments, the significance of personal connections in the investment world, and how property management can truly transform lives. Get ready to gain a whole new perspective on financial growth!</p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">fc90febe-bb00-45e9-b955-fa2d41bb5d8f</guid><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><pubDate>Tue, 31 Oct 2023 00:27:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/3ed2052f-817f-42e1-8bf3-1dd468eaa8f3/Ep26-Final-Audio.mp3" length="53745290" type="audio/mpeg"/><itunes:duration>27:59</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>26</itunes:episode><podcast:episode>26</podcast:episode></item><item><title>Turning Passion Into Profit</title><itunes:title>Turning Passion Into Profit</itunes:title><description><![CDATA[<p>This week's episode is all about profiting off of the things you are passionate about. Unlock your financial potential with this insightful episode, diving into the secrets of monetizing your unique gifts and getting started in the world of investing. Make sure you tune in if you are ready to gain expert advice and inspiration for building wealth and living your best life!</p>]]></description><content:encoded><![CDATA[<p>This week's episode is all about profiting off of the things you are passionate about. Unlock your financial potential with this insightful episode, diving into the secrets of monetizing your unique gifts and getting started in the world of investing. Make sure you tune in if you are ready to gain expert advice and inspiration for building wealth and living your best life!</p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">d75bb680-8ff5-400f-bd23-83c0c11116df</guid><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><pubDate>Tue, 24 Oct 2023 00:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/5db91189-ce79-4e10-85ed-4ff25a5720a5/EP25-wBumper.mp3" length="55262482" type="audio/mpeg"/><itunes:duration>28:47</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>25</itunes:episode><podcast:episode>25</podcast:episode></item><item><title>The Top Two Reasons for Divorce</title><itunes:title>The Top Two Reasons for Divorce</itunes:title><description><![CDATA[<p>Join us this week as we tackle some hard-to-talk-about topics with our special guest Cindy Faulkner. Cindy has a growing passion for creating a safe place for people to learn and grow while talking about the most intimate of topics without fear, shame, or judgment. We delve into the top reasons for divorce, explore the complexities of intimacy, and share invaluable insights on managing finances. You don't want to miss this eye-opening conversation!</p>]]></description><content:encoded><![CDATA[<p>Join us this week as we tackle some hard-to-talk-about topics with our special guest Cindy Faulkner. Cindy has a growing passion for creating a safe place for people to learn and grow while talking about the most intimate of topics without fear, shame, or judgment. We delve into the top reasons for divorce, explore the complexities of intimacy, and share invaluable insights on managing finances. You don't want to miss this eye-opening conversation!</p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">d043f836-87fb-455c-a185-77aa56ffcc1e</guid><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><pubDate>Tue, 17 Oct 2023 00:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/d4282058-ef1e-4157-bce3-456178c659c1/EP-24-w-Bumper.mp3" length="49705296" type="audio/mpeg"/><itunes:duration>25:53</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>24</itunes:episode><podcast:episode>24</podcast:episode></item><item><title>My Sit Down Interview with Laura Lentz</title><itunes:title>My Sit Down Interview with Laura Lentz</itunes:title><description><![CDATA[<p>This week's podcast episode is all about the power of relationships in business! Join us as we chat with the incredible Laura Lentz, founder of Laura Jayne Designs, who shares her inspiring journey. Tune in to discover how podcast host Amber Duncan's coaching and encouragement sparked Laura's entrepreneurial spirit. Don't miss this insightful conversation on building meaningful connections along your business path. Let's dive deep into the world of entrepreneurship together!</p>]]></description><content:encoded><![CDATA[<p>This week's podcast episode is all about the power of relationships in business! Join us as we chat with the incredible Laura Lentz, founder of Laura Jayne Designs, who shares her inspiring journey. Tune in to discover how podcast host Amber Duncan's coaching and encouragement sparked Laura's entrepreneurial spirit. Don't miss this insightful conversation on building meaningful connections along your business path. Let's dive deep into the world of entrepreneurship together!</p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">656f42ef-d9f1-4bcf-a32b-dd22db355293</guid><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><pubDate>Tue, 10 Oct 2023 00:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/4fb2c7ba-3637-4d4d-b072-2ec2b603cb52/EP23-FinalWJingle.mp3" length="45544095" type="audio/mpeg"/><itunes:duration>23:43</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>23</itunes:episode><podcast:episode>23</podcast:episode></item><item><title>Mortgage Mastermind</title><itunes:title>Mortgage Mastermind</itunes:title><description><![CDATA[<p>Ryan and Amber Duncan, the dynamic duo of real estate, dive into the world of investment properties, mortgage strategies, and credit wisdom in this week's podcast episode. Don't miss their expert advice on maximizing your investments and finding the best mortgage options to get the most bang for your buck! Don’t miss this episode if you are ready to learn about all about real estate success.</p>]]></description><content:encoded><![CDATA[<p>Ryan and Amber Duncan, the dynamic duo of real estate, dive into the world of investment properties, mortgage strategies, and credit wisdom in this week's podcast episode. Don't miss their expert advice on maximizing your investments and finding the best mortgage options to get the most bang for your buck! Don’t miss this episode if you are ready to learn about all about real estate success.</p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">677586d0-2256-4096-aca6-4f37dc1d0e18</guid><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><pubDate>Tue, 03 Oct 2023 00:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/e2395303-42fa-4ede-a094-f45b975a51d6/Ep22-FinalwJingle.mp3" length="55112853" type="audio/mpeg"/><itunes:duration>28:42</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>22</itunes:episode><podcast:episode>22</podcast:episode></item><item><title>Is Debt Good or Bad?</title><itunes:title>Is Debt Good or Bad?</itunes:title><description><![CDATA[<p>Join Amber and Ryan to hear their hearts about debt and the ways that God can show up and walk alongside you even through your financial struggles. Learn how to define good and bad debts. from someone who has sat at both seats of the table.</p>]]></description><content:encoded><![CDATA[<p>Join Amber and Ryan to hear their hearts about debt and the ways that God can show up and walk alongside you even through your financial struggles. Learn how to define good and bad debts. from someone who has sat at both seats of the table.</p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">6fae937e-0a7a-4f69-a2b4-70c0e980845d</guid><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><pubDate>Tue, 26 Sep 2023 08:32:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/31e84b11-fa26-4ddd-a535-9316e9cfd635/EP21-WJingle.mp3" length="54317894" type="audio/mpeg"/><itunes:duration>28:17</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>21</itunes:episode><podcast:episode>21</podcast:episode></item><item><title>When Passion Meets The Problem</title><itunes:title>When Passion Meets The Problem</itunes:title><description><![CDATA[<p>Have you always wanted to take a look inside the mind of an entrepreneur to learn how they imagine, create, and grow their businesses? In this week's episode, Amber and Ryan cover common misconceptions about starting your own business and take you inside the process of what building their successful companies has looked like for them.</p>]]></description><content:encoded><![CDATA[<p>Have you always wanted to take a look inside the mind of an entrepreneur to learn how they imagine, create, and grow their businesses? In this week's episode, Amber and Ryan cover common misconceptions about starting your own business and take you inside the process of what building their successful companies has looked like for them.</p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">9a553e3f-10ee-4026-92b5-75d9f38204f4</guid><itunes:image href="https://artwork.captivate.fm/8e01f72f-4e1a-4215-8917-008111b3b4bb/ITzA0Jh-pBw29BPu9SGkVEJr.jpg"/><pubDate>Tue, 19 Sep 2023 00:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/1698643c-2ac4-481e-aba4-59d4069f4369/Episode-20-w-Jingle.mp3" length="52167912" type="audio/mpeg"/><itunes:duration>27:10</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>20</itunes:episode><podcast:episode>20</podcast:episode></item><item><title>Health &amp; Wealth</title><itunes:title>Health &amp; Wealth</itunes:title><description><![CDATA[<p>If you have ever underestimated the importance of your overall health and well-being, you may want to listen to this episode. We do a deep dive into showing you the common traits and how they affect one’s ability to build wealth simply by how they take care of their own selves. You will see common traits that spill over and actually play a big role in the success or lack of individuals and have a better understanding of how you can actually have more control over your true wealth-building strategy simply by taking responsibility for your own health and how you approach it daily.</p>]]></description><content:encoded><![CDATA[<p>If you have ever underestimated the importance of your overall health and well-being, you may want to listen to this episode. We do a deep dive into showing you the common traits and how they affect one’s ability to build wealth simply by how they take care of their own selves. You will see common traits that spill over and actually play a big role in the success or lack of individuals and have a better understanding of how you can actually have more control over your true wealth-building strategy simply by taking responsibility for your own health and how you approach it daily.</p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">1ddcce54-99f3-4292-b912-09fce71ee47c</guid><itunes:image href="https://artwork.captivate.fm/89c16acb-7efa-4ee8-80b0-10dc99a83603/dvuDKz6hlMzQOvPlXA4zA90k.jpg"/><pubDate>Tue, 12 Sep 2023 00:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/4c6e32d3-f801-4260-bbdc-63cac08429f4/Episode-19-Final-to-Post.mp3" length="52639370" type="audio/mpeg"/><itunes:duration>27:25</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>19</itunes:episode><podcast:episode>19</podcast:episode></item><item><title>5 Areas Around Your Finances Dave Ramsey Got Wrong</title><itunes:title>5 Areas Around Your Finances Dave Ramsey Got Wrong</itunes:title><description><![CDATA[<p>We are frequently asked, "What do you do differently than Dave Ramsey?" Here are five specific areas where we have a different approach, and how we can help you on your path to financial independence.</p>]]></description><content:encoded><![CDATA[<p>We are frequently asked, "What do you do differently than Dave Ramsey?" Here are five specific areas where we have a different approach, and how we can help you on your path to financial independence.</p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">f5886ddc-199d-44b7-9121-739efad36a0d</guid><itunes:image href="https://artwork.captivate.fm/9aa602fb-03fa-48b8-884b-782db5bc828f/tUF0Nuz34Ppq_8MNYgvmDtrE.jpg"/><pubDate>Tue, 29 Aug 2023 00:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/e6ff4a55-b81c-4e5c-8629-51593e047051/EP-18-Final.mp3" length="53902443" type="audio/mpeg"/><itunes:duration>28:04</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>18</itunes:episode><podcast:episode>18</podcast:episode></item><item><title>Does Money Really Make You Happy?</title><itunes:title>Does Money Really Make You Happy?</itunes:title><description><![CDATA[<p>We're diving into the age-old question, does money really make you happy? We're here to spill the beans on our own journey and experience with both making money and losing it all. With talks about the initial joy of a fatter wallet and the truth about the "happiness threshold", we'll tackle the ins and outs of money's role in our well-being. </p>]]></description><content:encoded><![CDATA[<p>We're diving into the age-old question, does money really make you happy? We're here to spill the beans on our own journey and experience with both making money and losing it all. With talks about the initial joy of a fatter wallet and the truth about the "happiness threshold", we'll tackle the ins and outs of money's role in our well-being. </p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">10fa7771-1381-4c38-bac7-9b731ec7fa4e</guid><itunes:image href="https://artwork.captivate.fm/cc8565d0-8c20-4cfe-8c6c-72bc54cff6a3/dcI7VmA8IM6H4Fbfn_54cQ4f.jpg"/><pubDate>Tue, 22 Aug 2023 00:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/dca368e0-7c7b-4f93-9763-e25093a33d5f/Episode-17-Final.mp3" length="58010982" type="audio/mpeg"/><itunes:duration>30:13</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>17</itunes:episode><podcast:episode>17</podcast:episode></item><item><title>3 Things to Know About Your Credit Report</title><itunes:title>3 Things to Know About Your Credit Report</itunes:title><description><![CDATA[<p>This week Amber &amp; Ryan are back to give you the "ins and outs" of what you need to know about your credit reports. Discover how to ensure financial stability by understanding important concepts like lending risk, differences between agencies, and the impact of soft and hard inquiries. Additionally, learn about credit scores versus debt-to-income ratios, trade lines, and discrepancies. </p>]]></description><content:encoded><![CDATA[<p>This week Amber &amp; Ryan are back to give you the "ins and outs" of what you need to know about your credit reports. Discover how to ensure financial stability by understanding important concepts like lending risk, differences between agencies, and the impact of soft and hard inquiries. Additionally, learn about credit scores versus debt-to-income ratios, trade lines, and discrepancies. </p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">6f43312e-803c-45fc-830a-6e24f376f5e1</guid><itunes:image href="https://artwork.captivate.fm/395eb432-3778-46e5-94af-936f0ef65eb3/3_6QyCXovv25Fv3CPEx0O-Es.jpg"/><pubDate>Tue, 15 Aug 2023 00:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/071040f4-2795-4594-97e8-fe2794959a7c/Final-Full-audio.mp3" length="54439938" type="audio/mpeg"/><itunes:duration>28:21</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>16</itunes:episode><podcast:episode>16</podcast:episode></item><item><title>Why Keep it Separate?</title><itunes:title>Why Keep it Separate?</itunes:title><description><![CDATA[<p>Why keep ministry and business separate? The two together can create a powerful impact. Meet Sharon, a close friend of Amber's and an excellent role model for living a life that honors the Lord in both the workplace and the church.</p>]]></description><content:encoded><![CDATA[<p>Why keep ministry and business separate? The two together can create a powerful impact. Meet Sharon, a close friend of Amber's and an excellent role model for living a life that honors the Lord in both the workplace and the church.</p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">1500ed2e-ab34-4aec-a56b-b9179401198a</guid><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><pubDate>Tue, 08 Aug 2023 00:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/ed5f9da0-f947-4b3b-b308-e509a04b4e7f/Episode-15-Final.mp3" length="48696343" type="audio/mpeg"/><itunes:duration>25:22</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>15</itunes:episode><podcast:episode>15</podcast:episode></item><item><title>Who am I Anyways??</title><itunes:title>Who am I Anyways??</itunes:title><description><![CDATA[<p>A one-on-one episode with Amber Duncan herself. Why does she want to help you with your debt? What started this whole journey anyways? Listen to hear her experience and heart for helping you with your finances.</p>]]></description><content:encoded><![CDATA[<p>A one-on-one episode with Amber Duncan herself. Why does she want to help you with your debt? What started this whole journey anyways? Listen to hear her experience and heart for helping you with your finances.</p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">35ee5a78-747b-4cfb-9398-2e3cb591e1c9</guid><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><pubDate>Tue, 01 Aug 2023 07:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/b4e5d8f1-af68-4ae7-b8a4-c6a087dc99f3/Final-Amber-Solo.mp3" length="24468084" type="audio/mpeg"/><itunes:duration>12:44</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>14</itunes:episode><podcast:episode>14</podcast:episode></item><item><title>The Comeback Kids</title><itunes:title>The Comeback Kids</itunes:title><description><![CDATA[<p>The power couple, Amber and Ryan are here to share their experience of overcoming debt. Listen to how they balance the management of their finances and businesses while maintaining a healthy marriage and family life.</p>]]></description><content:encoded><![CDATA[<p>The power couple, Amber and Ryan are here to share their experience of overcoming debt. Listen to how they balance the management of their finances and businesses while maintaining a healthy marriage and family life.</p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">52d519ab-293c-47ce-86f6-051600dd1165</guid><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><pubDate>Tue, 25 Jul 2023 12:30:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/30cda1e8-1582-4623-a073-66ce6155ff09/EP-13-Final.mp3" length="59636007" type="audio/mpeg"/><itunes:duration>31:03</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>13</itunes:episode><podcast:episode>13</podcast:episode></item><item><title>Put Me In Coach</title><itunes:title>Put Me In Coach</itunes:title><description><![CDATA[<p>During our previous conversation, we emphasized the significance of taking care of our physical health amidst financial difficulties. Nevertheless, it’s equally essential to acknowledge the effects of these struggles on our mental well-being. Let’s hear from Thea, the brilliant mind behind “Beyond Ten,” who is an expert coach and consultant in leadership. Thea has been a&nbsp;friend and resource of Amber’s for years and has valuable insights on empowerment and achieving freedom in life.</p>]]></description><content:encoded><![CDATA[<p>During our previous conversation, we emphasized the significance of taking care of our physical health amidst financial difficulties. Nevertheless, it’s equally essential to acknowledge the effects of these struggles on our mental well-being. Let’s hear from Thea, the brilliant mind behind “Beyond Ten,” who is an expert coach and consultant in leadership. Thea has been a&nbsp;friend and resource of Amber’s for years and has valuable insights on empowerment and achieving freedom in life.</p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">3765331c-b45c-4de1-b11a-cc4d00bd7914</guid><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><pubDate>Tue, 11 Jul 2023 00:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/9689589c-6248-4945-a396-4bb8fe6c7cdf/Ep-11-Final.mp3" length="56973607" type="audio/mpeg"/><itunes:duration>29:40</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>11</itunes:episode><podcast:episode>11</podcast:episode></item><item><title>The Secret Stressor</title><itunes:title>The Secret Stressor</itunes:title><description><![CDATA[<p>About 73% of Americans say that their #1 stress is financial. How do we manage the overwhelming sense of never having enough or getting to where we desire to be financially? We deal with stress in unhealthy ways, from emotional eating (which we spoke about last week) to feeling helpless and stuck. Let's talk about how to break down the feeling of stress and how to get out of it in order to fully gain financial freedom both emotionally and physically.</p>]]></description><content:encoded><![CDATA[<p>About 73% of Americans say that their #1 stress is financial. How do we manage the overwhelming sense of never having enough or getting to where we desire to be financially? We deal with stress in unhealthy ways, from emotional eating (which we spoke about last week) to feeling helpless and stuck. Let's talk about how to break down the feeling of stress and how to get out of it in order to fully gain financial freedom both emotionally and physically.</p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">cdd17cd1-fcff-4f25-982b-c2c34b808aee</guid><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><pubDate>Wed, 05 Jul 2023 07:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/61953a38-c19b-4d56-b199-60eed002b756/Ep-10-Final.mp3" length="44133900" type="audio/mpeg"/><itunes:duration>22:59</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>10</itunes:episode><podcast:episode>10</podcast:episode></item><item><title>Finance, Food, &amp; Feelings</title><itunes:title>Finance, Food, &amp; Feelings</itunes:title><description><![CDATA[<p>Grace is an intuitive eating dietitian who sat down with us to discuss the importance of nutrition not only for your physical health but your mental health as well. Dieting can often be linked to shame, discouragement, and feelings of failure... But what if we could get rid of the all-or-nothing approach of dieting and instead "find the gray" areas of our nutrition? A time when you are stressing about finances is not the time to begin neglecting your diet, every little bit helps. Listen to this week's episode to help shift your mindset and renew your thoughts on nutrition.</p><p>&gt; Follow Grace on Instagram @ableliving.co</p>]]></description><content:encoded><![CDATA[<p>Grace is an intuitive eating dietitian who sat down with us to discuss the importance of nutrition not only for your physical health but your mental health as well. Dieting can often be linked to shame, discouragement, and feelings of failure... But what if we could get rid of the all-or-nothing approach of dieting and instead "find the gray" areas of our nutrition? A time when you are stressing about finances is not the time to begin neglecting your diet, every little bit helps. Listen to this week's episode to help shift your mindset and renew your thoughts on nutrition.</p><p>&gt; Follow Grace on Instagram @ableliving.co</p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">4ba6151b-0913-4fe6-88a6-8bd84e939b6e</guid><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><pubDate>Tue, 27 Jun 2023 00:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/7f62a1d3-9a54-48c2-8a15-d0535e2cee5e/Ep9-Nutrition-Final-audio.mp3" length="53098289" type="audio/mpeg"/><itunes:duration>27:39</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>9</itunes:episode><podcast:episode>9</podcast:episode></item><item><title>Life&apos;s Curve Balls</title><itunes:title>Life&apos;s Curve Balls</itunes:title><description><![CDATA[<p>Introducing Brooke, a close friend of Tiffany who has a powerful story to share. Despite the curve ball of facing financial challenges during her first pregnancy, Brooke persevered and achieved debt-free living as an entrepreneur all while deciding to adopt a new family member. Don't miss out on her inspiring journey.</p>]]></description><content:encoded><![CDATA[<p>Introducing Brooke, a close friend of Tiffany who has a powerful story to share. Despite the curve ball of facing financial challenges during her first pregnancy, Brooke persevered and achieved debt-free living as an entrepreneur all while deciding to adopt a new family member. Don't miss out on her inspiring journey.</p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">3860638c-4b9c-42e4-96da-fa3bbd366344</guid><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><pubDate>Tue, 20 Jun 2023 12:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/5c4c0da7-17a6-478c-9a6a-0b10bcb8ec51/Pod-8-Brooke-Final.mp3" length="34989892" type="audio/mpeg"/><itunes:duration>29:09</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>8</itunes:episode><podcast:episode>8</podcast:episode></item><item><title>The Budgeting Mentality</title><itunes:title>The Budgeting Mentality</itunes:title><description><![CDATA[<p>In this episode, we talk about how your mindset impacts budgeting. We'll share tips to overcome negative thoughts and embrace a positive outlook on money. Join us as we explore how having the right mindset can help you manage your budget better and create a brighter future for your finances.</p>]]></description><content:encoded><![CDATA[<p>In this episode, we talk about how your mindset impacts budgeting. We'll share tips to overcome negative thoughts and embrace a positive outlook on money. Join us as we explore how having the right mindset can help you manage your budget better and create a brighter future for your finances.</p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">d80e6839-71de-46a7-bac5-23fee07d0349</guid><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><pubDate>Tue, 13 Jun 2023 10:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/7fbc4abc-1643-4832-b0b7-6f7a9a768e4e/Ep7-Final.mp3" length="28922692" type="audio/mpeg"/><itunes:duration>24:06</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>7</itunes:episode><podcast:episode>7</podcast:episode></item><item><title>Saved By the Bell</title><itunes:title>Saved By the Bell</itunes:title><description><![CDATA[<p>In this episode, we're sharing the incredible story of Gee, a single mom who faced a mountain of 18k in debt and a looming court order just 5 days away. But thanks to a supportive friend and her courage to seek help without shame, Gee turned her life around. Discover how she became debt-free and gained financial freedom. Tune in to be inspired by Gee's journey and learn how you can overcome obstacles on your own path.</p>]]></description><content:encoded><![CDATA[<p>In this episode, we're sharing the incredible story of Gee, a single mom who faced a mountain of 18k in debt and a looming court order just 5 days away. But thanks to a supportive friend and her courage to seek help without shame, Gee turned her life around. Discover how she became debt-free and gained financial freedom. Tune in to be inspired by Gee's journey and learn how you can overcome obstacles on your own path.</p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">669ba6ab-f6a0-45fe-8042-23922a434011</guid><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><pubDate>Tue, 06 Jun 2023 10:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/57fc674b-63e9-4cca-bddf-aa762bc2e3c7/Episode-6.mp3" length="27677696" type="audio/mpeg"/><itunes:duration>23:04</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>6</itunes:episode><podcast:episode>6</podcast:episode></item><item><title>How to Get Rich</title><itunes:title>How to Get Rich</itunes:title><description><![CDATA[<p>Ever heard the phrase "Here's how to budget" and felt an involuntary urge to disengage? What if we could reframe it as "How to get rich"? With this subtle shift in perspective, a world of possibilities opens up, revealing the significance behind it all and a fresh wave of motivation to embrace these principles wholeheartedly. In this episode, we break down the top essential elements that will empower you to either begin or continue on with your budgeting practices.</p>]]></description><content:encoded><![CDATA[<p>Ever heard the phrase "Here's how to budget" and felt an involuntary urge to disengage? What if we could reframe it as "How to get rich"? With this subtle shift in perspective, a world of possibilities opens up, revealing the significance behind it all and a fresh wave of motivation to embrace these principles wholeheartedly. In this episode, we break down the top essential elements that will empower you to either begin or continue on with your budgeting practices.</p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">d5713130-ee74-41b6-ad34-4cf96d187f50</guid><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><pubDate>Tue, 30 May 2023 04:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/59713301-f3b6-4a85-9ac1-0565508efcaa/Ep-5.mp3" length="30188063" type="audio/mpeg"/><itunes:duration>25:09</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>5</itunes:episode><podcast:episode>5</podcast:episode></item><item><title>Oh The Irony</title><itunes:title>Oh The Irony</itunes:title><description><![CDATA[<p>A captivating episode featuring Nick, a very special guest. Listen and witness the irony of his journey into debt and actively watch him reclaim his financial freedom. Nick shares his remarkable story of overcoming financial challenges, providing valuable lessons, a look into his own struggles, and the importance of saying "no". From unexpected setbacks to hard-fought victories, his experiences inspire us to make proactive decisions and achieve financial redemption. </p>]]></description><content:encoded><![CDATA[<p>A captivating episode featuring Nick, a very special guest. Listen and witness the irony of his journey into debt and actively watch him reclaim his financial freedom. Nick shares his remarkable story of overcoming financial challenges, providing valuable lessons, a look into his own struggles, and the importance of saying "no". From unexpected setbacks to hard-fought victories, his experiences inspire us to make proactive decisions and achieve financial redemption. </p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">aa45f13a-70f4-4ade-a5f3-dfb3cd021a45</guid><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><pubDate>Tue, 23 May 2023 12:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/6e02675c-fba7-474e-b967-6d986cb562e7/Ep4-Oh-the-Irony.mp3" length="38537320" type="audio/mpeg"/><itunes:duration>32:07</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>4</itunes:episode><podcast:episode>4</podcast:episode></item><item><title>The D-Word</title><itunes:title>The D-Word</itunes:title><description><![CDATA[<p>We're here again for a candid conversation with our iconic duo as we explore a topic that affects many of us: the "D-Word"... Debt? Or something else? In this episode, we leave no stone unturned as we share our personal experiences. Listen for the practical, the real, and the truth as we dive into what we have learned and what you should know about finances. </p>]]></description><content:encoded><![CDATA[<p>We're here again for a candid conversation with our iconic duo as we explore a topic that affects many of us: the "D-Word"... Debt? Or something else? In this episode, we leave no stone unturned as we share our personal experiences. Listen for the practical, the real, and the truth as we dive into what we have learned and what you should know about finances. </p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">36631857-e456-4cdf-aa0f-69cbff2e478b</guid><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><pubDate>Tue, 16 May 2023 09:30:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/b7f4c91c-3113-4cd5-98a4-6c4b2e92957e/P3-Final.mp3" length="31192732" type="audio/mpeg"/><itunes:duration>25:59</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>3</itunes:episode><podcast:episode>3</podcast:episode></item><item><title>A Fall From the Top</title><itunes:title>A Fall From the Top</itunes:title><description><![CDATA[<p>Join us for the second episode of the Life After Debt podcast featuring our inspiring guest, Kelly, who shares her journey of overcoming debt with perseverance and strength. Hear practical insights and advice on managing finances, setting goals, and achieving financial freedom. Let Kelly's story inspire you to take control of your finances and start your own debt-free journey.</p>]]></description><content:encoded><![CDATA[<p>Join us for the second episode of the Life After Debt podcast featuring our inspiring guest, Kelly, who shares her journey of overcoming debt with perseverance and strength. Hear practical insights and advice on managing finances, setting goals, and achieving financial freedom. Let Kelly's story inspire you to take control of your finances and start your own debt-free journey.</p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">64027c42-9905-45a4-bfe5-f73dd0521f01</guid><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><pubDate>Tue, 09 May 2023 10:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/93455106-1c41-40b6-9f8d-9678179ae555/P2-WKelly-Intro.mp3" length="34628879" type="audio/mpeg"/><itunes:duration>28:51</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>2</itunes:episode><podcast:episode>2</podcast:episode></item><item><title>Welcome to Life After Debt</title><itunes:title>Welcome to Life After Debt</itunes:title><description><![CDATA[<p>Welcome to the first episode of "Life After Debt," where we share our personal stories of overcoming debt and offer practical advice for those who are struggling. Throughout the podcast, we'll be sharing personal stories of triumph over debt, as well as tips and strategies for getting out of debt and staying out of it. Join us on this journey as we begin to bring to light the "dirty little secret" of debt that most choose to hide away and help you create a plan for a debt-free life.</p>]]></description><content:encoded><![CDATA[<p>Welcome to the first episode of "Life After Debt," where we share our personal stories of overcoming debt and offer practical advice for those who are struggling. Throughout the podcast, we'll be sharing personal stories of triumph over debt, as well as tips and strategies for getting out of debt and staying out of it. Join us on this journey as we begin to bring to light the "dirty little secret" of debt that most choose to hide away and help you create a plan for a debt-free life.</p>]]></content:encoded><link><![CDATA[https://reducemydebts.com/]]></link><guid isPermaLink="false">68ed8574-7096-4427-a3b0-8b6ec7ec794c</guid><itunes:image href="https://artwork.captivate.fm/c047547d-80c0-42f3-ab4e-2ac1a6db127b/lNfFzmR2oE5uw9vk-yjAL50Q.jpg"/><pubDate>Thu, 27 Apr 2023 12:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/acd5e42f-9bbd-4790-af06-d8be26f38060/Podcast-1-Final-Full.mp3" length="36874365" type="audio/mpeg"/><itunes:duration>30:44</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>1</itunes:episode><podcast:episode>1</podcast:episode></item></channel></rss>