<?xml version="1.0" encoding="UTF-8"?><?xml-stylesheet href="https://feeds.captivate.fm/style.xsl" type="text/xsl"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:googleplay="http://www.google.com/schemas/play-podcasts/1.0" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:podcast="https://podcastindex.org/namespace/1.0"><channel><atom:link href="https://feeds.captivate.fm/make-that-money-hunni/" rel="self" type="application/rss+xml"/><title><![CDATA[Make that Money Hunni]]></title><podcast:guid>e8b88470-963e-5f26-9ca7-558725706f2a</podcast:guid><lastBuildDate>Fri, 11 Apr 2025 19:24:02 +0000</lastBuildDate><generator>Captivate.fm</generator><language><![CDATA[en]]></language><copyright><![CDATA[Copyright 2025 Sandra Joe]]></copyright><managingEditor>Sandra Joe</managingEditor><itunes:summary><![CDATA[This podcast is for the new generation of investors, entrepreneurs and women in business. Be sure to tune in weekly to listen to industry leaders and solo episodes about creative ways to build your wealth, improve your money mindset and expand & scale your business. 

Get ready to get honest with yourself and learn the tools and tricks that these business leaders have learned throughout their journey, as they share their knowledge and experience about entering the business world. Whether you're an entrepreneur, a salaried employee or getting back into the workforce, this podcast will provide you with the confidence you require, to make all of your personal and professional dreams a reality.

Your host, Sandra Joe, is a former Certified Financial Planner turned Entrepreneur whose passion lies in coaching the millennials (and especially women) on the importance of taking control of your finances because they don’t have to be stressful and complicated. She believes in creating financial independence by learning the basic skills to make better financial decisions in every aspect of your life. 

Sandra believes that understanding money is a necessity, and has created this podcast to make financial education and business tips more accessible to all.]]></itunes:summary><image><url>https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg</url><title>Make that Money Hunni</title><link><![CDATA[http://sandrajoe.com]]></link></image><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><itunes:owner><itunes:name>Sandra Joe</itunes:name></itunes:owner><itunes:author>Sandra Joe</itunes:author><description>This podcast is for the new generation of investors, entrepreneurs and women in business. Be sure to tune in weekly to listen to industry leaders and solo episodes about creative ways to build your wealth, improve your money mindset and expand &amp; scale your business. 

Get ready to get honest with yourself and learn the tools and tricks that these business leaders have learned throughout their journey, as they share their knowledge and experience about entering the business world. Whether you&apos;re an entrepreneur, a salaried employee or getting back into the workforce, this podcast will provide you with the confidence you require, to make all of your personal and professional dreams a reality.

Your host, Sandra Joe, is a former Certified Financial Planner turned Entrepreneur whose passion lies in coaching the millennials (and especially women) on the importance of taking control of your finances because they don’t have to be stressful and complicated. She believes in creating financial independence by learning the basic skills to make better financial decisions in every aspect of your life. 

Sandra believes that understanding money is a necessity, and has created this podcast to make financial education and business tips more accessible to all.</description><link>http://sandrajoe.com</link><atom:link href="https://pubsubhubbub.appspot.com" rel="hub"/><itunes:subtitle><![CDATA[with your host Sandra Joe]]></itunes:subtitle><itunes:explicit>false</itunes:explicit><itunes:type>episodic</itunes:type><itunes:category text="Business"><itunes:category text="Investing"/></itunes:category><itunes:category text="Business"><itunes:category text="Entrepreneurship"/></itunes:category><itunes:category text="Education"><itunes:category text="Self-Improvement"/></itunes:category><podcast:locked>no</podcast:locked><podcast:medium>podcast</podcast:medium><item><title>97. What Women Really Want (with their finances)</title><itunes:title>97. What Women Really Want (with their finances)</itunes:title><description><![CDATA[<p>This is probably one of the most important podcasts I've ever recorded. </p><p>Specifically relevant for financial professionals who are seeking to grow their businesses with more female clients. Or if you're a woman who is seeking financial support, but don't know where to start, this is a must-listen to help you choose a professional that speaks your language.</p><p>Ready to Connect? Book a Connection Call if you're a financial professional, or a Discovery Call if you're a prospective client using this link: </p><p><a href="https://linktr.ee/sandrajoe" rel="noopener noreferrer" target="_blank">https://linktr.ee/sandrajoe</a></p><p>You can also visit my website if you are interested in booking me as a Public Speaker for your next Live event: <a href="https://www.sandrajoe.com/speaking" rel="noopener noreferrer" target="_blank">www.sandrajoe.com/speaking</a></p><p><strong>What do women <em>really</em> want when it comes to money? 💸</strong></p><p>It’s not about chasing the biggest investment returns or owning the flashiest car. In this powerful solo episode, I dive into one of the most important (and overdue) conversations in the financial world — how women think, feel, and make decisions about their money.</p><p>With nearly 100 episodes and years of financial coaching experience across Australia, Canada, and the U.S., I’ve worked closely with ambitious, high-earning women from all walks of life. In this episode, I break down the <em>emotional drivers</em>, <em>communication styles</em>, and <em>values</em> that shape the financial lives of women today — and how financial professionals can do better.</p><p><strong>In this episode, we cover:</strong></p><ul><li>Why “overwhelmed, stressed, and fearful” are common starting points for women and money</li><li>The top three things women actually want: <strong>security, safety, and certainty</strong></li><li>How emotional storytelling creates <strong>trust and buy-in</strong> in financial conversations</li><li>The power of leading with the <strong>“why”</strong> instead of the <strong>“what”</strong> or <strong>“how”</strong></li><li>How to ask better <strong>open-ended questions</strong> that build deeper client relationships</li><li>Why <strong>women thrive in community</strong>, not competition</li><li>What financial pros get <strong>wrong </strong>when working with women — and how to fix it</li></ul><br/><p>🎯 Whether you're a financial advisor, coach, accountant, or simply someone who wants to better understand women’s financial motivations — this episode is a must-listen. Plus, I’m now booking speaking engagements for 2025! 🎤</p><p><a href="https://www.sandrajoe.com/speaking" rel="noopener noreferrer" target="_blank">www.sandrajoe.com/speaking</a></p><p>🔗 <strong>Resources &amp; Links:</strong></p><ul><li>Learn more about Financial Coaching: <a href="http://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">www.sandrajoe.com</a></li><li>Book a Business Connection Call: <a href="https://calendly.com/sandramjoe/connection-call" rel="noopener noreferrer" target="_blank">https://calendly.com/sandramjoe/connection-call</a></li><li>Book a Prospective Client Discovery Call: <a href="https://calendly.com/sandramjoe/discovery" rel="noopener noreferrer" target="_blank">https://calendly.com/sandramjoe/discovery</a></li><li>Follow me on Instagram: <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></li><li>Connect with me on LinkedIn: <a href="https://www.linkedin.com/in/sandrajoe/" rel="noopener noreferrer" target="_blank">Sandra Joe</a></li></ul><br/><p>💬 If this episode resonated with you, send it to a friend or a colleague in the financial industry — let's shift the way we serve women in finance.</p><p>⭐️ Don’t forget to follow, subscribe, and leave a review so more women (and financial pros!) can find this valuable conversation.</p>]]></description><content:encoded><![CDATA[<p>This is probably one of the most important podcasts I've ever recorded. </p><p>Specifically relevant for financial professionals who are seeking to grow their businesses with more female clients. Or if you're a woman who is seeking financial support, but don't know where to start, this is a must-listen to help you choose a professional that speaks your language.</p><p>Ready to Connect? Book a Connection Call if you're a financial professional, or a Discovery Call if you're a prospective client using this link: </p><p><a href="https://linktr.ee/sandrajoe" rel="noopener noreferrer" target="_blank">https://linktr.ee/sandrajoe</a></p><p>You can also visit my website if you are interested in booking me as a Public Speaker for your next Live event: <a href="https://www.sandrajoe.com/speaking" rel="noopener noreferrer" target="_blank">www.sandrajoe.com/speaking</a></p><p><strong>What do women <em>really</em> want when it comes to money? 💸</strong></p><p>It’s not about chasing the biggest investment returns or owning the flashiest car. In this powerful solo episode, I dive into one of the most important (and overdue) conversations in the financial world — how women think, feel, and make decisions about their money.</p><p>With nearly 100 episodes and years of financial coaching experience across Australia, Canada, and the U.S., I’ve worked closely with ambitious, high-earning women from all walks of life. In this episode, I break down the <em>emotional drivers</em>, <em>communication styles</em>, and <em>values</em> that shape the financial lives of women today — and how financial professionals can do better.</p><p><strong>In this episode, we cover:</strong></p><ul><li>Why “overwhelmed, stressed, and fearful” are common starting points for women and money</li><li>The top three things women actually want: <strong>security, safety, and certainty</strong></li><li>How emotional storytelling creates <strong>trust and buy-in</strong> in financial conversations</li><li>The power of leading with the <strong>“why”</strong> instead of the <strong>“what”</strong> or <strong>“how”</strong></li><li>How to ask better <strong>open-ended questions</strong> that build deeper client relationships</li><li>Why <strong>women thrive in community</strong>, not competition</li><li>What financial pros get <strong>wrong </strong>when working with women — and how to fix it</li></ul><br/><p>🎯 Whether you're a financial advisor, coach, accountant, or simply someone who wants to better understand women’s financial motivations — this episode is a must-listen. Plus, I’m now booking speaking engagements for 2025! 🎤</p><p><a href="https://www.sandrajoe.com/speaking" rel="noopener noreferrer" target="_blank">www.sandrajoe.com/speaking</a></p><p>🔗 <strong>Resources &amp; Links:</strong></p><ul><li>Learn more about Financial Coaching: <a href="http://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">www.sandrajoe.com</a></li><li>Book a Business Connection Call: <a href="https://calendly.com/sandramjoe/connection-call" rel="noopener noreferrer" target="_blank">https://calendly.com/sandramjoe/connection-call</a></li><li>Book a Prospective Client Discovery Call: <a href="https://calendly.com/sandramjoe/discovery" rel="noopener noreferrer" target="_blank">https://calendly.com/sandramjoe/discovery</a></li><li>Follow me on Instagram: <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></li><li>Connect with me on LinkedIn: <a href="https://www.linkedin.com/in/sandrajoe/" rel="noopener noreferrer" target="_blank">Sandra Joe</a></li></ul><br/><p>💬 If this episode resonated with you, send it to a friend or a colleague in the financial industry — let's shift the way we serve women in finance.</p><p>⭐️ Don’t forget to follow, subscribe, and leave a review so more women (and financial pros!) can find this valuable conversation.</p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">04c699f8-eb2e-480b-8d52-04abe019c60f</guid><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Fri, 11 Apr 2025 09:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/4fa1f85b-988e-4f03-8be9-7bf8d89e65b5/97-What-Women-Really-Want-with-their-finances-2025-04-11-12-47-.mp3" length="68056213" type="audio/mpeg"/><itunes:duration>35:27</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>97</itunes:episode><itunes:season>1</itunes:season><podcast:episode>97</podcast:episode><podcast:season>1</podcast:season><itunes:author>Sandra Joe</itunes:author></item><item><title>96. Why 2025 Is the Year to Build Multiple Streams of Income</title><itunes:title>96. Why 2025 Is the Year to Build Multiple Streams of Income</itunes:title><description><![CDATA[<p>Ready to Connect &amp; Work Together? Find all my links here:</p><p><a href="https://linktr.ee/sandrajoe" rel="noopener noreferrer" target="_blank">https://linktr.ee/sandrajoe</a></p><p>In this episode, host Sandra Joe kicks off the new year with a powerful reminder: <strong><em>having multiple streams of income isn't just smart—it's essential.</em></strong> </p><p>Whether you're looking to boost your wealth, build financial security, or start your journey toward financial freedom, this episode is packed with practical tips to help you make it happen.</p><p>Whether you’re juggling a full-time job and thinking of launching a side hustle, or curious about how to make your money work <em>while you sleep</em>, Sandra breaks down everything you need to know to take action <em>today</em>.</p><p>Sandra dives into:</p><ul><li>💸 <strong>Different types of income</strong>: personal exertion vs. passive income</li><li>🚨 <strong>Common misconceptions</strong> about starting a side hustle</li><li>🧘‍♀️ Realistic timelines and expectations for building additional income</li><li>🏡 Investment options—from side businesses and real estate to stocks and ETFs</li><li>🧠 How to match your investment strategy with your personal goals and timeframes</li><li>🧾 The importance of capital preservation vs. wealth creation</li><li>💡 Why "starting little and often" is the key to long-term financial success</li></ul><br/><p><strong>🔧 Want hands-on help?</strong></p><ul><li>Book a one-off <strong>90-minute strategy session</strong> — perfect for solving a specific financial issue <a href="https://calendly.com/sandramjoe/budget" rel="noopener noreferrer" target="_blank">USE THIS LINK</a></li><li>Or apply for Sandra’s <strong>private coaching program</strong> for in-depth support over 12 months. <a href="https://calendly.com/sandramjoe/discovery" rel="noopener noreferrer" target="_blank">USE THIS LINK</a></li></ul><br/><p>🔗 All links to book, connect, and learn more are in the show notes or visit <a href="http://www.sandrajoe.com" rel="noopener noreferrer" target="_blank">www.sandrajoe.com</a></p>]]></description><content:encoded><![CDATA[<p>Ready to Connect &amp; Work Together? Find all my links here:</p><p><a href="https://linktr.ee/sandrajoe" rel="noopener noreferrer" target="_blank">https://linktr.ee/sandrajoe</a></p><p>In this episode, host Sandra Joe kicks off the new year with a powerful reminder: <strong><em>having multiple streams of income isn't just smart—it's essential.</em></strong> </p><p>Whether you're looking to boost your wealth, build financial security, or start your journey toward financial freedom, this episode is packed with practical tips to help you make it happen.</p><p>Whether you’re juggling a full-time job and thinking of launching a side hustle, or curious about how to make your money work <em>while you sleep</em>, Sandra breaks down everything you need to know to take action <em>today</em>.</p><p>Sandra dives into:</p><ul><li>💸 <strong>Different types of income</strong>: personal exertion vs. passive income</li><li>🚨 <strong>Common misconceptions</strong> about starting a side hustle</li><li>🧘‍♀️ Realistic timelines and expectations for building additional income</li><li>🏡 Investment options—from side businesses and real estate to stocks and ETFs</li><li>🧠 How to match your investment strategy with your personal goals and timeframes</li><li>🧾 The importance of capital preservation vs. wealth creation</li><li>💡 Why "starting little and often" is the key to long-term financial success</li></ul><br/><p><strong>🔧 Want hands-on help?</strong></p><ul><li>Book a one-off <strong>90-minute strategy session</strong> — perfect for solving a specific financial issue <a href="https://calendly.com/sandramjoe/budget" rel="noopener noreferrer" target="_blank">USE THIS LINK</a></li><li>Or apply for Sandra’s <strong>private coaching program</strong> for in-depth support over 12 months. <a href="https://calendly.com/sandramjoe/discovery" rel="noopener noreferrer" target="_blank">USE THIS LINK</a></li></ul><br/><p>🔗 All links to book, connect, and learn more are in the show notes or visit <a href="http://www.sandrajoe.com" rel="noopener noreferrer" target="_blank">www.sandrajoe.com</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">3fcd5e31-049a-43ba-a5c0-15f8a20a41d6</guid><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Mon, 24 Mar 2025 09:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/869f8c9c-4e30-4663-97e0-f25903196694/96-How-to-Generate-More-Income-2025-03-24-2-58-PM.mp3" length="25971065" type="audio/mpeg"/><itunes:duration>13:31</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>96</itunes:episode><itunes:season>1</itunes:season><podcast:episode>96</podcast:episode><podcast:season>1</podcast:season><itunes:author>Sandra Joe</itunes:author><podcast:transcript url="https://transcripts.captivate.fm/transcript/66ab1465-636e-4122-8f08-691d51208b8a/index.html" type="text/html"/></item><item><title>95. How (and Why) to Talk to Your Kids About Money</title><itunes:title>95. How (and Why) to Talk to Your Kids About Money</itunes:title><description><![CDATA[<p>In this episode I talk about the importance of talking to your children about money early and often, regardless of their age. </p><p><strong>Want to connect? visit </strong><a href="https://linktr.ee/sandrajoe" rel="noopener noreferrer" target="_blank">https://linktr.ee/sandrajoe</a></p><p>Inspired by a recent conversation with my brother Steven Joe, CFP, CPA, and a mutual client, we dived into the pros and cons of including adult children in the family finances and wealth conversation and why it's important to build trust and responsibility.</p><p>This episode gives your tools and insight into how to approach the money conversation with your kids at different age groups and ideas of how you can incentivize them to save and make sound financial decisions both now and in the future.</p><p><strong>Key Takeaways:</strong></p><p>	•	<strong>Build Financial Muscles Early</strong>: Teach your kids the value of earning, saving, and making thoughtful spending choices from a young age.</p><p>	•	<strong>Open Money Conversations</strong>: Normalize financial discussions at the dinner table to instill healthy money habits and reduce stigma.</p><p>	•	<strong>Incorporate Real-Life Lessons</strong>: Use holidays, family budgeting, and life milestones to teach practical financial skills.</p><p>	•	<strong>Age-Specific Strategies</strong>:</p><p>	•	<em>Toddlers &amp; Preschoolers</em>: Introduce money concepts through play and small incentives.</p><p>	•	<em>Elementary School Kids</em>: Start allowances and teach saving versus spending.</p><p>	•	<em>Teens</em>: Discuss budgeting, the banking system, and the importance of avoiding debt.</p><p>	•	<em>Adult Children</em>: Include them in family financial discussions and set expectations for accountability.</p><p><strong>Holiday Tips for Teaching Money Skills:</strong></p><p>	•	Use holiday shopping as a teaching moment about budgeting and prioritizing.</p><p>	•	Plan family games like Monopoly to make financial lessons fun.</p><p>	•	Reflect on the past year and set financial goals for the new year as a family.</p><p><strong>Work with Sandra</strong></p><p>🌟 Need help starting financial conversations with your kids—young or grown? Sandra offers:</p><p><br></p><p>	•	Family financial coaching sessions</p><p>	•	Private coaching programs to help you build your financial roadmap</p><p><br></p><p>📅 <strong>Book Your Session Today or Connect with Me on Socials:</strong></p><p>All my links: <a href="https://linktr.ee/sandrajoe" rel="noopener noreferrer" target="_blank">https://linktr.ee/sandrajoe</a></p><p>Visit my website at <a href="http://www.sandrajoe.com" rel="noopener noreferrer" target="_blank">www.sandrajoe.com</a> for more information.</p><p><br></p><p>🎙 <strong>Thank You for Listening!</strong></p><p>If you enjoyed this episode, please share it with a friend and hit the follow button on Spotify or Apple Podcasts.</p><p><br></p>]]></description><content:encoded><![CDATA[<p>In this episode I talk about the importance of talking to your children about money early and often, regardless of their age. </p><p><strong>Want to connect? visit </strong><a href="https://linktr.ee/sandrajoe" rel="noopener noreferrer" target="_blank">https://linktr.ee/sandrajoe</a></p><p>Inspired by a recent conversation with my brother Steven Joe, CFP, CPA, and a mutual client, we dived into the pros and cons of including adult children in the family finances and wealth conversation and why it's important to build trust and responsibility.</p><p>This episode gives your tools and insight into how to approach the money conversation with your kids at different age groups and ideas of how you can incentivize them to save and make sound financial decisions both now and in the future.</p><p><strong>Key Takeaways:</strong></p><p>	•	<strong>Build Financial Muscles Early</strong>: Teach your kids the value of earning, saving, and making thoughtful spending choices from a young age.</p><p>	•	<strong>Open Money Conversations</strong>: Normalize financial discussions at the dinner table to instill healthy money habits and reduce stigma.</p><p>	•	<strong>Incorporate Real-Life Lessons</strong>: Use holidays, family budgeting, and life milestones to teach practical financial skills.</p><p>	•	<strong>Age-Specific Strategies</strong>:</p><p>	•	<em>Toddlers &amp; Preschoolers</em>: Introduce money concepts through play and small incentives.</p><p>	•	<em>Elementary School Kids</em>: Start allowances and teach saving versus spending.</p><p>	•	<em>Teens</em>: Discuss budgeting, the banking system, and the importance of avoiding debt.</p><p>	•	<em>Adult Children</em>: Include them in family financial discussions and set expectations for accountability.</p><p><strong>Holiday Tips for Teaching Money Skills:</strong></p><p>	•	Use holiday shopping as a teaching moment about budgeting and prioritizing.</p><p>	•	Plan family games like Monopoly to make financial lessons fun.</p><p>	•	Reflect on the past year and set financial goals for the new year as a family.</p><p><strong>Work with Sandra</strong></p><p>🌟 Need help starting financial conversations with your kids—young or grown? Sandra offers:</p><p><br></p><p>	•	Family financial coaching sessions</p><p>	•	Private coaching programs to help you build your financial roadmap</p><p><br></p><p>📅 <strong>Book Your Session Today or Connect with Me on Socials:</strong></p><p>All my links: <a href="https://linktr.ee/sandrajoe" rel="noopener noreferrer" target="_blank">https://linktr.ee/sandrajoe</a></p><p>Visit my website at <a href="http://www.sandrajoe.com" rel="noopener noreferrer" target="_blank">www.sandrajoe.com</a> for more information.</p><p><br></p><p>🎙 <strong>Thank You for Listening!</strong></p><p>If you enjoyed this episode, please share it with a friend and hit the follow button on Spotify or Apple Podcasts.</p><p><br></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">2f284a90-3f37-404e-85b0-d256f5e7ef68</guid><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Thu, 19 Dec 2024 13:30:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/a1fe9a91-a990-41cf-90e9-42e366bfb0c2/95-Why-and-How-to-Talk-to-Your-Kids-about-Money-2024-12-19-1-43.mp3" length="39238762" type="audio/mpeg"/><itunes:duration>20:26</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>95</itunes:episode><itunes:season>1</itunes:season><podcast:episode>95</podcast:episode><podcast:season>1</podcast:season><itunes:author>Sandra Joe</itunes:author><podcast:transcript url="https://transcripts.captivate.fm/transcript/44000de6-685e-4474-ae65-e33b5f42b11b/index.html" type="text/html"/></item><item><title>94. How to Network Like a Pro</title><itunes:title>94. How to Network Like a Pro</itunes:title><description><![CDATA[<p>In this episode of <em>Make That Money Hunni</em>, your host Sandra Joe dives into one of the most important pillars of building a thriving business: networking. Sandra shares practical and actionable strategies for growing your network, leveraging referrals, and making meaningful connections that can elevate your career and business.</p><p>Whether you're a seasoned professional or just starting out, Sandra’s tips will help you build strong relationships and maximize opportunities. Learn how to identify complementary industries, approach potential referral partners, engage your existing clients, and expand your influence at events. Sandra also emphasizes the importance of follow-ups and staying consistent in building your connections.</p><p>If you're ready to enhance your network and watch your business grow, this episode is a must-listen!</p><p><strong>What You’ll Learn in This Episode:</strong></p><ul><li>Why your net worth is directly tied to your network.</li><li>Industries to collaborate with based on your business goals.</li><li>How to differentiate yourself when introducing your business to potential partners.</li><li>Creative ways to connect with existing clients and ask for referrals.</li><li>The power of attending events outside your field to expand your network.</li><li>How being a subject matter expert attracts the right clients.</li><li>The importance of consistent follow-ups and staying front of mind.</li></ul><br/><p><strong>Key Takeaways:</strong></p><ol><li><strong>Think Outside the Box:</strong> Look beyond traditional referral partners and explore industries that complement your business.</li><li><strong>Be Personal and Genuine:</strong> Build authentic relationships by meeting people in person and adding value to their lives or businesses.</li><li><strong>Leverage Existing Clients:</strong> Your current and past clients are your best advocates—don’t hesitate to ask for referrals when they’re thrilled with your services.</li><li><strong>Be an Expert in Your Field:</strong> Share valuable and relevant content that showcases your knowledge to attract new opportunities.</li><li><strong>Show Up Consistently:</strong> Whether through networking events, social media, or community engagement, staying consistent is key to long-term success.</li><li><strong>Follow-Up Is Crucial:</strong> Don’t let a good connection go cold—follow up and stay in touch to nurture relationships.</li></ol><br/><p class="ql-align-center"><br></p><p class="ql-align-center"><br></p><p><strong>Connect with Sandra on Socials:</strong></p><ul><li>Website: <a href="http://www.sandrajoe.com" rel="noopener noreferrer" target="_blank">www.sandrajoe.com</a></li><li>Instagram: <a href="https://www.instagram.com/makethatmoney.hunni" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></li><li>LinkedIn: <a href="https://www.linkedin.com/in/sandrajoe/" rel="noopener noreferrer" target="_blank">www.linkedin.com/in/sandrajoe/</a></li></ul><br/>]]></description><content:encoded><![CDATA[<p>In this episode of <em>Make That Money Hunni</em>, your host Sandra Joe dives into one of the most important pillars of building a thriving business: networking. Sandra shares practical and actionable strategies for growing your network, leveraging referrals, and making meaningful connections that can elevate your career and business.</p><p>Whether you're a seasoned professional or just starting out, Sandra’s tips will help you build strong relationships and maximize opportunities. Learn how to identify complementary industries, approach potential referral partners, engage your existing clients, and expand your influence at events. Sandra also emphasizes the importance of follow-ups and staying consistent in building your connections.</p><p>If you're ready to enhance your network and watch your business grow, this episode is a must-listen!</p><p><strong>What You’ll Learn in This Episode:</strong></p><ul><li>Why your net worth is directly tied to your network.</li><li>Industries to collaborate with based on your business goals.</li><li>How to differentiate yourself when introducing your business to potential partners.</li><li>Creative ways to connect with existing clients and ask for referrals.</li><li>The power of attending events outside your field to expand your network.</li><li>How being a subject matter expert attracts the right clients.</li><li>The importance of consistent follow-ups and staying front of mind.</li></ul><br/><p><strong>Key Takeaways:</strong></p><ol><li><strong>Think Outside the Box:</strong> Look beyond traditional referral partners and explore industries that complement your business.</li><li><strong>Be Personal and Genuine:</strong> Build authentic relationships by meeting people in person and adding value to their lives or businesses.</li><li><strong>Leverage Existing Clients:</strong> Your current and past clients are your best advocates—don’t hesitate to ask for referrals when they’re thrilled with your services.</li><li><strong>Be an Expert in Your Field:</strong> Share valuable and relevant content that showcases your knowledge to attract new opportunities.</li><li><strong>Show Up Consistently:</strong> Whether through networking events, social media, or community engagement, staying consistent is key to long-term success.</li><li><strong>Follow-Up Is Crucial:</strong> Don’t let a good connection go cold—follow up and stay in touch to nurture relationships.</li></ol><br/><p class="ql-align-center"><br></p><p class="ql-align-center"><br></p><p><strong>Connect with Sandra on Socials:</strong></p><ul><li>Website: <a href="http://www.sandrajoe.com" rel="noopener noreferrer" target="_blank">www.sandrajoe.com</a></li><li>Instagram: <a href="https://www.instagram.com/makethatmoney.hunni" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></li><li>LinkedIn: <a href="https://www.linkedin.com/in/sandrajoe/" rel="noopener noreferrer" target="_blank">www.linkedin.com/in/sandrajoe/</a></li></ul><br/>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">aa81da84-7412-4d17-b7c7-bff88ee8e15c</guid><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Mon, 18 Nov 2024 09:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/adedf252-4611-49bc-b52b-668a8e705005/94-How-to-Network-Like-a-Pro.mp3" length="43946655" type="audio/mpeg"/><itunes:duration>22:53</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>94</itunes:episode><itunes:season>1</itunes:season><podcast:episode>94</podcast:episode><podcast:season>1</podcast:season><itunes:author>Sandra Joe</itunes:author></item><item><title>93. Joining Finances as an Established Couple</title><itunes:title>93. Joining Finances as an Established Couple</itunes:title><description><![CDATA[<p>Welcome back for another episode of the Make that Money Hunni Podcast!</p><p>In this episode, we dive into the crucial topic of merging finances for couples who are moving in together or getting married. </p><p>Managing money as a couple can be both exciting and challenging, and we’re here to help you navigate this new chapter smoothly. </p><p>Whether you're deciding between joint or separate accounts, figuring out how to split bills fairly, or aligning your financial goals, we provide practical advice and real-life examples to help you set a strong financial foundation for your relationship. Tune in to learn strategies for budgeting, debt management, and future planning while keeping financial harmony at the center of your partnership.</p><p>In the example in the podcast, I use generic names John &amp; Sarah to demonstrate a percentage calculation of joint finances. The calculation is below:</p><p>John earns $250,000 per year</p><p>Sarah earns $80,000 per year</p><p>Their Household Income is $330,000 per year</p><p>Their Joint Living Expenses are $5,000 per month. </p><p>Using the percentage model, we determine what each of their incomes are as a percentage of the total household income:</p><p>Sarah: 80,000/330,000 = 0.25 ~ 25%</p><p>John: 250,000/330,000 = 0.75 ~ 75%</p><p>We then apply each figure to their joint living expenses to determine how much each person contributes to the joint account per month:</p><p>Sarah 0.25 x $5,000 = $1,250 per month</p><p>John 0.75 x $5,000 = $3,750 per month</p><p>The same percentages can be used towards the $1,000 monthly saving goal, where John contributes $750 (0.75 x $1,000) and Sarah contributes $250 (0.25 x $1,000).</p><p>This is one of the most important concepts in talking about money as a couple and how to join finances, so if you'd like to work together, you can book a <a href="https://calendly.com/sandramjoe/discovery" rel="noopener noreferrer" target="_blank"><strong>free consultation call here</strong></a> or check out my website for more details on how we can work together.</p><p>www.sandrajoe.com</p><p>Until next time, please be sure to share, follow or leave a review! </p><p>Go make that money hunni!</p><p>Sandra</p>]]></description><content:encoded><![CDATA[<p>Welcome back for another episode of the Make that Money Hunni Podcast!</p><p>In this episode, we dive into the crucial topic of merging finances for couples who are moving in together or getting married. </p><p>Managing money as a couple can be both exciting and challenging, and we’re here to help you navigate this new chapter smoothly. </p><p>Whether you're deciding between joint or separate accounts, figuring out how to split bills fairly, or aligning your financial goals, we provide practical advice and real-life examples to help you set a strong financial foundation for your relationship. Tune in to learn strategies for budgeting, debt management, and future planning while keeping financial harmony at the center of your partnership.</p><p>In the example in the podcast, I use generic names John &amp; Sarah to demonstrate a percentage calculation of joint finances. The calculation is below:</p><p>John earns $250,000 per year</p><p>Sarah earns $80,000 per year</p><p>Their Household Income is $330,000 per year</p><p>Their Joint Living Expenses are $5,000 per month. </p><p>Using the percentage model, we determine what each of their incomes are as a percentage of the total household income:</p><p>Sarah: 80,000/330,000 = 0.25 ~ 25%</p><p>John: 250,000/330,000 = 0.75 ~ 75%</p><p>We then apply each figure to their joint living expenses to determine how much each person contributes to the joint account per month:</p><p>Sarah 0.25 x $5,000 = $1,250 per month</p><p>John 0.75 x $5,000 = $3,750 per month</p><p>The same percentages can be used towards the $1,000 monthly saving goal, where John contributes $750 (0.75 x $1,000) and Sarah contributes $250 (0.25 x $1,000).</p><p>This is one of the most important concepts in talking about money as a couple and how to join finances, so if you'd like to work together, you can book a <a href="https://calendly.com/sandramjoe/discovery" rel="noopener noreferrer" target="_blank"><strong>free consultation call here</strong></a> or check out my website for more details on how we can work together.</p><p>www.sandrajoe.com</p><p>Until next time, please be sure to share, follow or leave a review! </p><p>Go make that money hunni!</p><p>Sandra</p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">bd8d03ce-c24e-47a2-9431-b4376c74863e</guid><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 04 Sep 2024 10:30:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/3664a79f-71f6-4c5e-8819-d7b53481a80a/93-Joining-Finances-as-a-Couple-Moving-In-or-Marriage-2024-09-0.mp3" length="83559156" type="audio/mpeg"/><itunes:duration>43:31</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>93</itunes:episode><itunes:season>1</itunes:season><podcast:episode>93</podcast:episode><podcast:season>1</podcast:season><itunes:author>Sandra Joe</itunes:author></item><item><title>92. Bank of Canada Interest Rate Cut: What You Need to Know</title><itunes:title>92. Bank of Canada Interest Rate Cut: What You Need to Know</itunes:title><description><![CDATA[<p>In this important episode, I explain why Canada was the first country in the G7 to announce an interest rate cut on June 4th, 2024 and what that means for investors, homebuyers, and personal spending.</p><p>I break down the decision process for the Bank of Canada into their government policy, factors that contribute to inflation and unemployment rates, and how the rate cute will impact home buyers and sellers in the coming years.  </p><p>This rate announcement was a pivotal move that will have a flow-on effect into many different areas of finance, and this episode covers many of those topics. </p><p>We'll discuss:</p><p>Impact on Homebuyers: How the rate cut affects mortgage rates, affordability, and long-term financial planning.</p><p>Impact on Sellers: The potential influence on property values and the housing market dynamics.</p><p>First-Time Property Purchasers: What this means for those looking to enter the real estate market and how to leverage this opportunity.</p><p>Personal Spending: The broader implications for consumer spending, savings, and investment strategies, unemployment rates and inflation.</p><p>Tune in to get a practical explanation on navigating these changes in the changing interest rate environment. Whether you're planning to buy a home, sell property, or simply manage your personal finances, this episode provides essential knowledge to help you make informed decisions.</p><p>Thanks for listening and until next time, go make that money Hunni!</p><p>Sandra</p><p>Resources:</p><p><a href="https://www.ft.com/content/284dec22-0f84-4d45-9b32-dc4a9ed1d168" rel="noopener noreferrer" target="_blank">Financial Times Article</a></p><p><a href="https://www.ratehub.ca/prime-rate" rel="noopener noreferrer" target="_blank">Rate Hub</a></p><p><a href="https://www.bankofcanada.ca/" rel="noopener noreferrer" target="_blank">Bank of Canada</a></p>]]></description><content:encoded><![CDATA[<p>In this important episode, I explain why Canada was the first country in the G7 to announce an interest rate cut on June 4th, 2024 and what that means for investors, homebuyers, and personal spending.</p><p>I break down the decision process for the Bank of Canada into their government policy, factors that contribute to inflation and unemployment rates, and how the rate cute will impact home buyers and sellers in the coming years.  </p><p>This rate announcement was a pivotal move that will have a flow-on effect into many different areas of finance, and this episode covers many of those topics. </p><p>We'll discuss:</p><p>Impact on Homebuyers: How the rate cut affects mortgage rates, affordability, and long-term financial planning.</p><p>Impact on Sellers: The potential influence on property values and the housing market dynamics.</p><p>First-Time Property Purchasers: What this means for those looking to enter the real estate market and how to leverage this opportunity.</p><p>Personal Spending: The broader implications for consumer spending, savings, and investment strategies, unemployment rates and inflation.</p><p>Tune in to get a practical explanation on navigating these changes in the changing interest rate environment. Whether you're planning to buy a home, sell property, or simply manage your personal finances, this episode provides essential knowledge to help you make informed decisions.</p><p>Thanks for listening and until next time, go make that money Hunni!</p><p>Sandra</p><p>Resources:</p><p><a href="https://www.ft.com/content/284dec22-0f84-4d45-9b32-dc4a9ed1d168" rel="noopener noreferrer" target="_blank">Financial Times Article</a></p><p><a href="https://www.ratehub.ca/prime-rate" rel="noopener noreferrer" target="_blank">Rate Hub</a></p><p><a href="https://www.bankofcanada.ca/" rel="noopener noreferrer" target="_blank">Bank of Canada</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">ec792876-1bca-454f-a4d5-47613033d092</guid><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Fri, 07 Jun 2024 09:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/f1218fc4-6db4-4e78-8033-06bf7b252025/92-Bank-of-Canada-Interest-Rate-Cuts-What-You-Need-to-Know-2024.mp3" length="57166704" type="audio/mpeg"/><itunes:duration>29:46</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>92</itunes:episode><itunes:season>1</itunes:season><podcast:episode>92</podcast:episode><podcast:season>1</podcast:season><itunes:author>Sandra Joe</itunes:author></item><item><title>91. How to Talk to Your (new) Partner About Money</title><itunes:title>91. How to Talk to Your (new) Partner About Money</itunes:title><description><![CDATA[<p>This episode is a refresher from my very FIRST episode, back in 2021 when I launched the Make That Money Hunni podcast, and is still one of my most popular episodes to date. <strong>Ep 1. Why Talking About Money is Important for Our Relationships</strong></p><p>As we navigate the dating world, new relationships or coming out of long-term relationships or marriages, where financial stress was a huge contributor to previous relationship break-down, it becomes increasingly important to learn how to talk to your <em>new partner </em>about money, even in the early stages of dating.</p><p>One of the most important financial decisions a person will ever make, is their decision about who they marry and how that person can either amplify their success, or destroy it, so being aware of red flags, how to bring up challenging conversations and understanding the importance of ensure you're both on the same page about how money will be handled between the two of you, regardless of what you come into the relationship with, is becoming increasingly important in today's dating world.</p><p>This episode gives you ideas, conversation starters, and wisdom on just how important talking about money is in your new, mature or lasting partnership. </p><p>We’ll discuss why talking about money early on is so important, how to approach the subject without feeling awkward, and ways to ensure both of you are on the same page financially.</p><p>From discussing who pays the bill on dates to planning for larger expenses like vacations or shared living expenses, this episode covers it all. We’ll also touch on the importance of understanding each other’s financial backgrounds, expectations, and goals to avoid future conflicts.</p><p>Whether you’re just starting to date someone new or looking to strengthen your financial communication with a partner, this episode is packed with valuable insights to help you navigate these conversations with ease and confidence.</p><p>Don't forget to download, check out previous episodes for more financial wisdom, and connect with me on Instagram at <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a> For more resources and to explore ways we can work together, visit <a href="http://www.sandrajoe.com" rel="noopener noreferrer" target="_blank">www.sandrajoe.com</a>. Let’s make those money talks less scary and more empowering!</p>]]></description><content:encoded><![CDATA[<p>This episode is a refresher from my very FIRST episode, back in 2021 when I launched the Make That Money Hunni podcast, and is still one of my most popular episodes to date. <strong>Ep 1. Why Talking About Money is Important for Our Relationships</strong></p><p>As we navigate the dating world, new relationships or coming out of long-term relationships or marriages, where financial stress was a huge contributor to previous relationship break-down, it becomes increasingly important to learn how to talk to your <em>new partner </em>about money, even in the early stages of dating.</p><p>One of the most important financial decisions a person will ever make, is their decision about who they marry and how that person can either amplify their success, or destroy it, so being aware of red flags, how to bring up challenging conversations and understanding the importance of ensure you're both on the same page about how money will be handled between the two of you, regardless of what you come into the relationship with, is becoming increasingly important in today's dating world.</p><p>This episode gives you ideas, conversation starters, and wisdom on just how important talking about money is in your new, mature or lasting partnership. </p><p>We’ll discuss why talking about money early on is so important, how to approach the subject without feeling awkward, and ways to ensure both of you are on the same page financially.</p><p>From discussing who pays the bill on dates to planning for larger expenses like vacations or shared living expenses, this episode covers it all. We’ll also touch on the importance of understanding each other’s financial backgrounds, expectations, and goals to avoid future conflicts.</p><p>Whether you’re just starting to date someone new or looking to strengthen your financial communication with a partner, this episode is packed with valuable insights to help you navigate these conversations with ease and confidence.</p><p>Don't forget to download, check out previous episodes for more financial wisdom, and connect with me on Instagram at <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a> For more resources and to explore ways we can work together, visit <a href="http://www.sandrajoe.com" rel="noopener noreferrer" target="_blank">www.sandrajoe.com</a>. Let’s make those money talks less scary and more empowering!</p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">0bbfdbdb-9658-49c6-aed8-3e4d259dda28</guid><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Thu, 30 May 2024 08:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/3681e4bd-c94b-49f5-aa43-2c414640adcb/90-How-to-talk-to-your-partner-about-money-2024-05-29-10-35-PM.mp3" length="50318861" type="audio/mpeg"/><itunes:duration>26:12</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>91</itunes:episode><itunes:season>1</itunes:season><podcast:episode>91</podcast:episode><podcast:season>1</podcast:season><itunes:author>Sandra Joe</itunes:author><podcast:transcript url="https://transcripts.captivate.fm/transcript/6bccd046-111f-4a30-af28-8e9bd5102fc7/index.html" type="text/html"/></item><item><title>90. Building Your Emergency Cash Buffer: Essential Tips for Financial Security</title><itunes:title>90. Building Your Emergency Cash Buffer: Essential Tips for Financial Security</itunes:title><description><![CDATA[<p>In today's episode, we tackle a fundamental yet often overlooked aspect of financial management: the <strong>emergency cash buffer.</strong></p><p>Many people, regardless of income level, neglect to maintain a separate savings account for emergencies. Whether you're living paycheck to paycheck or are a high-income earner, an emergency fund is crucial for handling unexpected expenses without resorting to high-interest credit or disrupting your investments.</p><p>Join me as I explain what an emergency cash buffer is, why it's important for everyone, and how you can start building one today. From job market volatility to unexpected medical bills, having this financial safety net will provide you with peace of mind and stability.</p><p>I'll share practical tips on setting up your emergency fund, how much you should aim to save based on your unique circumstances, and strategies for maintaining and growing this essential financial tool.</p><p>If you find value in this episode, please download, share with a friend, and leave a five-star review. Let's work together to create lasting financial freedom and security. For more tips and ways to connect, visit me at <a href="http://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">sandrajoe.com</a> and follow me on Instagram <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p>]]></description><content:encoded><![CDATA[<p>In today's episode, we tackle a fundamental yet often overlooked aspect of financial management: the <strong>emergency cash buffer.</strong></p><p>Many people, regardless of income level, neglect to maintain a separate savings account for emergencies. Whether you're living paycheck to paycheck or are a high-income earner, an emergency fund is crucial for handling unexpected expenses without resorting to high-interest credit or disrupting your investments.</p><p>Join me as I explain what an emergency cash buffer is, why it's important for everyone, and how you can start building one today. From job market volatility to unexpected medical bills, having this financial safety net will provide you with peace of mind and stability.</p><p>I'll share practical tips on setting up your emergency fund, how much you should aim to save based on your unique circumstances, and strategies for maintaining and growing this essential financial tool.</p><p>If you find value in this episode, please download, share with a friend, and leave a five-star review. Let's work together to create lasting financial freedom and security. For more tips and ways to connect, visit me at <a href="http://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">sandrajoe.com</a> and follow me on Instagram <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">7cedcb01-260f-4a61-9690-7fc9ec028fe4</guid><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Thu, 23 May 2024 09:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/2ed45a95-966e-4b0f-b7f5-c10b52a8dc05/Why-You-Need-An-Emergency-Cash-Buffer-How-to-Create-It-2024-05-.mp3" length="37338720" type="audio/mpeg"/><itunes:duration>19:27</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>90</itunes:episode><itunes:season>1</itunes:season><podcast:episode>90</podcast:episode><podcast:season>1</podcast:season><itunes:author>Sandra Joe</itunes:author><podcast:transcript url="https://transcripts.captivate.fm/transcript/8edcb173-5c31-425d-b3ea-9bcb62421ef3/index.html" type="text/html"/></item><item><title>89. Do You Dread Tax Season? Here&apos;s how you can prepare for next year</title><itunes:title>89. Do You Dread Tax Season? Here&apos;s how you can prepare for next year</itunes:title><description><![CDATA[<p>In today's episode, we dive into the nitty-gritty of tax season—a topic we all dread but must face every year. Whether you're a salaried employee or a business owner, staying organized and understanding your tax obligations is crucial. I'll share insights from my experience and collaborations with accountants, covering everything from personal and fiscal year-ends to maximizing deductions and effective record-keeping.</p><p>We'll explore:</p><ul><li>Key tax obligations for business owners and salaried employees</li><li>Strategies for organizing financial documents and receipts</li><li>Maximizing tax deductions and credits</li><li>The importance of working with a qualified tax professional</li><li>Planning for future financial milestones alongside retirement savings</li></ul><br/><p>Remember, the content of this episode is for informational and educational purposes only. Always consider your personal circumstances and consult with a tax professional before making any financial decisions.</p><p>Tune in to learn how to tackle tax season with confidence and set yourself up for financial success in the years to come. Don't forget to download this episode and check out our previous ones for more valuable insights and interviews. Let's get organized and make that money, honey!</p><p>Connect with me:</p><ul><li>Instagram: <a href="https://www.instagram.com/makethatmoney.honey" rel="noopener noreferrer" target="_blank">@makethatmoney.honey</a></li><li>Website: <a href="http://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">www.sandrajoe.com</a></li></ul><br/><p>If you loved this episode, please share it with a friend or leave a five-star review. Your support helps us reach more ambitious individuals like you. Until next time, go make that money, honey!</p>]]></description><content:encoded><![CDATA[<p>In today's episode, we dive into the nitty-gritty of tax season—a topic we all dread but must face every year. Whether you're a salaried employee or a business owner, staying organized and understanding your tax obligations is crucial. I'll share insights from my experience and collaborations with accountants, covering everything from personal and fiscal year-ends to maximizing deductions and effective record-keeping.</p><p>We'll explore:</p><ul><li>Key tax obligations for business owners and salaried employees</li><li>Strategies for organizing financial documents and receipts</li><li>Maximizing tax deductions and credits</li><li>The importance of working with a qualified tax professional</li><li>Planning for future financial milestones alongside retirement savings</li></ul><br/><p>Remember, the content of this episode is for informational and educational purposes only. Always consider your personal circumstances and consult with a tax professional before making any financial decisions.</p><p>Tune in to learn how to tackle tax season with confidence and set yourself up for financial success in the years to come. Don't forget to download this episode and check out our previous ones for more valuable insights and interviews. Let's get organized and make that money, honey!</p><p>Connect with me:</p><ul><li>Instagram: <a href="https://www.instagram.com/makethatmoney.honey" rel="noopener noreferrer" target="_blank">@makethatmoney.honey</a></li><li>Website: <a href="http://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">www.sandrajoe.com</a></li></ul><br/><p>If you loved this episode, please share it with a friend or leave a five-star review. Your support helps us reach more ambitious individuals like you. Until next time, go make that money, honey!</p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">04fecf6c-b5a5-44e5-aa21-8070b6da4a0d</guid><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Thu, 16 May 2024 07:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/fe1b171b-c00d-4708-b6af-eab830eb4663/Do-You-Dread-Tax-Season.mp3" length="53362439" type="audio/mpeg"/><itunes:duration>27:47</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>89</itunes:episode><itunes:season>1</itunes:season><podcast:episode>89</podcast:episode><podcast:season>1</podcast:season><itunes:author>Sandra Joe</itunes:author><podcast:transcript url="https://transcripts.captivate.fm/transcript/84a4d3db-d3bb-402c-a950-9b333f52c350/index.html" type="text/html"/></item><item><title>88. The #1 Reason You&apos;re Not Making More Money</title><itunes:title>88. The #1 Reason You&apos;re Not Making More Money</itunes:title><description><![CDATA[<p>In this episode of the 'Make That Money Honey' podcast, I delve into the crucial topic of risk-taking in financial growth for millennials. Drawing from my experience as a certified financial planner and my journey in coaching ambitious women and couples, I highlight the key reasons many fail to increase their income, emphasizing the significance of taking calculated risks. </p><p>I cover practical advice on asking for raises, overcoming scarcity mindset, smart investing, diversifying portfolios, and the importance of financial coaching. I assert that making more money and achieving financial freedom requires a mixture of asking for what you're worth and learning to make your money work for you through informed investment strategies.</p><p><strong>00:00&nbsp;Welcome to the Make That Money Honey Podcast!</strong></p><p><strong>01:05&nbsp;The Power of Taking Risks for Financial Growth</strong></p><p><strong>01:54&nbsp;Mastering Salary Negotiations: Tips and Strategies</strong></p><p><strong>06:07&nbsp;Overcoming the Scarcity Mindset and Embracing Investment</strong></p><p><strong>11:56&nbsp;The Importance of Diversification in Investing</strong></p><p><strong>19:03&nbsp;Setting Up for Financial Success: Long-Term Strategies</strong></p><p><strong>23:11&nbsp;Closing Thoughts: Taking Calculated Risks and Seeking Guidance</strong></p><p>Tune in to this episode for actionable advice on building more money in your entrepreneurial journey. </p><p>Don't forget to subscribe, share, and leave a review to help me reach more ambitious individuals like yourself. Connect with me on Instagram <a href="mailto:https://www.instagram.com/@makethatmoney.hunni" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a> or visit <a href="http://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">www.sandrajoe.com</a> to explore opportunities for collaboration and financial empowerment. </p><p>Until next time, go make that money, hunni!</p>]]></description><content:encoded><![CDATA[<p>In this episode of the 'Make That Money Honey' podcast, I delve into the crucial topic of risk-taking in financial growth for millennials. Drawing from my experience as a certified financial planner and my journey in coaching ambitious women and couples, I highlight the key reasons many fail to increase their income, emphasizing the significance of taking calculated risks. </p><p>I cover practical advice on asking for raises, overcoming scarcity mindset, smart investing, diversifying portfolios, and the importance of financial coaching. I assert that making more money and achieving financial freedom requires a mixture of asking for what you're worth and learning to make your money work for you through informed investment strategies.</p><p><strong>00:00&nbsp;Welcome to the Make That Money Honey Podcast!</strong></p><p><strong>01:05&nbsp;The Power of Taking Risks for Financial Growth</strong></p><p><strong>01:54&nbsp;Mastering Salary Negotiations: Tips and Strategies</strong></p><p><strong>06:07&nbsp;Overcoming the Scarcity Mindset and Embracing Investment</strong></p><p><strong>11:56&nbsp;The Importance of Diversification in Investing</strong></p><p><strong>19:03&nbsp;Setting Up for Financial Success: Long-Term Strategies</strong></p><p><strong>23:11&nbsp;Closing Thoughts: Taking Calculated Risks and Seeking Guidance</strong></p><p>Tune in to this episode for actionable advice on building more money in your entrepreneurial journey. </p><p>Don't forget to subscribe, share, and leave a review to help me reach more ambitious individuals like yourself. Connect with me on Instagram <a href="mailto:https://www.instagram.com/@makethatmoney.hunni" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a> or visit <a href="http://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">www.sandrajoe.com</a> to explore opportunities for collaboration and financial empowerment. </p><p>Until next time, go make that money, hunni!</p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">d4dcd1d3-fe24-4f7e-935b-d9122fcd6485</guid><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Thu, 09 May 2024 09:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/bcc0f0be-3d7a-47ec-aee3-dc6f7ab21a74/88-The-1-Reason-You-re-Not-Making-More-Money-2024-04-22-4-17-PM.mp3" length="46656702" type="audio/mpeg"/><itunes:duration>24:18</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>88</itunes:episode><itunes:season>1</itunes:season><podcast:episode>88</podcast:episode><podcast:season>1</podcast:season><itunes:author>Sandra Joe</itunes:author></item><item><title>87. How to Grow Your Network for More Referrals</title><itunes:title>87. How to Grow Your Network for More Referrals</itunes:title><description><![CDATA[<p>In this episode of the Make That Money Hunni podcast, I'll delve into the crucial role of networking in building and expanding businesses across various industries. </p><p>Join me as I share my personal journey and insights on leveraging word-of-mouth referrals, delivering exceptional client experiences, and adopting practical strategies for forging meaningful business relationships. I'll stress the importance of giving value first and provide a roadmap for using your network to generate referrals without significant financial investment.</p><p>I'll highlight how offering quality service can lead to substantial business growth through recommendations from satisfied clients and collaborative partnerships. </p><p>The episode concludes with a call to focus on creating value for others as a pathway to receiving more in return, encouraging you to invest time in connecting and re-engaging with your network for mutual benefit.</p><p><strong>00:00 Unlocking the Power of Networking for Business Growth</strong></p><p><strong>01:21 Welcome to the Make That Money Honey Podcast</strong></p><p><strong>01:27 The Journey from Financial Planner to Entrepreneur</strong></p><p><strong>02:21 Leveraging Personal and Professional Networks for Success</strong></p><p><strong>06:26 Maximizing Marketing Efforts with Minimal Spend</strong></p><p><strong>12:34 The Art of Building Meaningful Business Relationships</strong></p><p><strong>16:18 Harnessing the Power of Social Media Engagement</strong></p><p><strong>18:34 Delivering Exceptional Client Experiences for Referrals</strong></p><p><strong>20:35 Simple Strategies for Effective Networking</strong></p><p><strong>22:57 Concluding Thoughts and Next Steps</strong></p><p>Tune in to this episode for actionable advice on building a thriving network and achieving lasting success in your entrepreneurial journey. </p><p>Don't forget to subscribe, share, and leave a review to help me reach more ambitious individuals like yourself. Connect with me on Instagram <a href="mailto:https://www.instagram.com/@makethatmoney.hunni" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a> or visit <a href="http://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">www.sandrajoe.com</a> to explore opportunities for collaboration and financial empowerment. </p><p>Until next time, go make that money, hunni!</p>]]></description><content:encoded><![CDATA[<p>In this episode of the Make That Money Hunni podcast, I'll delve into the crucial role of networking in building and expanding businesses across various industries. </p><p>Join me as I share my personal journey and insights on leveraging word-of-mouth referrals, delivering exceptional client experiences, and adopting practical strategies for forging meaningful business relationships. I'll stress the importance of giving value first and provide a roadmap for using your network to generate referrals without significant financial investment.</p><p>I'll highlight how offering quality service can lead to substantial business growth through recommendations from satisfied clients and collaborative partnerships. </p><p>The episode concludes with a call to focus on creating value for others as a pathway to receiving more in return, encouraging you to invest time in connecting and re-engaging with your network for mutual benefit.</p><p><strong>00:00 Unlocking the Power of Networking for Business Growth</strong></p><p><strong>01:21 Welcome to the Make That Money Honey Podcast</strong></p><p><strong>01:27 The Journey from Financial Planner to Entrepreneur</strong></p><p><strong>02:21 Leveraging Personal and Professional Networks for Success</strong></p><p><strong>06:26 Maximizing Marketing Efforts with Minimal Spend</strong></p><p><strong>12:34 The Art of Building Meaningful Business Relationships</strong></p><p><strong>16:18 Harnessing the Power of Social Media Engagement</strong></p><p><strong>18:34 Delivering Exceptional Client Experiences for Referrals</strong></p><p><strong>20:35 Simple Strategies for Effective Networking</strong></p><p><strong>22:57 Concluding Thoughts and Next Steps</strong></p><p>Tune in to this episode for actionable advice on building a thriving network and achieving lasting success in your entrepreneurial journey. </p><p>Don't forget to subscribe, share, and leave a review to help me reach more ambitious individuals like yourself. Connect with me on Instagram <a href="mailto:https://www.instagram.com/@makethatmoney.hunni" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a> or visit <a href="http://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">www.sandrajoe.com</a> to explore opportunities for collaboration and financial empowerment. </p><p>Until next time, go make that money, hunni!</p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">c39ee0c0-57a7-43b0-ba1a-c5c15d4a6036</guid><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Mon, 29 Apr 2024 09:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/82b10250-1e55-4a4a-b572-72b588745468/87-How-to-Grow-Your-Network-for-More-Referrals-2024-04-22-3-27-.mp3" length="43613123" type="audio/mpeg"/><itunes:duration>22:43</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>87</itunes:episode><itunes:season>1</itunes:season><podcast:episode>87</podcast:episode><podcast:season>1</podcast:season><itunes:author>Sandra Joe</itunes:author></item><item><title>86. Canadian Investors: TFSA Tax-Free Savings Accounts - Everything you need to know to get started</title><itunes:title>86. Canadian Investors: TFSA Tax-Free Savings Accounts - Everything you need to know to get started</itunes:title><description><![CDATA[<p>In this episode for Canadians, I talk about the different types of investment accounts, and how to use a Tax-Free Savings Account (TFSA) to start investing.</p><p>These accounts are highly beneficial for tax purposes and provide lots of opportunities to investors of all ages, as they don't incur a tax liability when you withdraw your funds.</p><p>There are many considerations to using these accounts, so this technical episode talks about all of the things you need to consider before starting to invest in a TFSA, how to get started, what your limits are and what to do with the money once you've made the contributions. </p><p>It also covers TFSA transferability from one financial institution to another, and how you can nominate a beneficiary.</p><p>For more information on contribution limits and government regulations about TFSAs, please visit:</p><p><a href="https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/tax-free-savings-account/contributions.html" rel="noopener noreferrer" target="_blank">https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/tax-free-savings-account/contributions.html</a></p><p>*Disclaimer* As with any of my episodes, you should always do your own research before making any financial, legal, tax or investment decisions to see if they are right for you and your personal circumstances. This episode is for general information and education purposes only, and government regulations are subject to change at any point without notice. You should not take this episode as advice or recommendations.</p><p>Thanks for listening and see you next time!</p><p>Sandra</p>]]></description><content:encoded><![CDATA[<p>In this episode for Canadians, I talk about the different types of investment accounts, and how to use a Tax-Free Savings Account (TFSA) to start investing.</p><p>These accounts are highly beneficial for tax purposes and provide lots of opportunities to investors of all ages, as they don't incur a tax liability when you withdraw your funds.</p><p>There are many considerations to using these accounts, so this technical episode talks about all of the things you need to consider before starting to invest in a TFSA, how to get started, what your limits are and what to do with the money once you've made the contributions. </p><p>It also covers TFSA transferability from one financial institution to another, and how you can nominate a beneficiary.</p><p>For more information on contribution limits and government regulations about TFSAs, please visit:</p><p><a href="https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/tax-free-savings-account/contributions.html" rel="noopener noreferrer" target="_blank">https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/tax-free-savings-account/contributions.html</a></p><p>*Disclaimer* As with any of my episodes, you should always do your own research before making any financial, legal, tax or investment decisions to see if they are right for you and your personal circumstances. This episode is for general information and education purposes only, and government regulations are subject to change at any point without notice. You should not take this episode as advice or recommendations.</p><p>Thanks for listening and see you next time!</p><p>Sandra</p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">b74b9dae-33e1-471d-b5d6-03b5d4520efb</guid><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Thu, 18 Apr 2024 09:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/2f3a5b08-9d7a-4023-be9c-68a1adfc3990/Tax-Free-Savings-Accounts-TFSAs-for-Canadian-Investors-2024-04-.mp3" length="51983174" type="audio/mpeg"/><itunes:duration>27:04</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>86</itunes:episode><itunes:season>1</itunes:season><podcast:episode>86</podcast:episode><podcast:season>1</podcast:season><itunes:author>Sandra Joe</itunes:author><podcast:transcript url="https://transcripts.captivate.fm/transcript/7ce0e9c1-b28f-47d2-b515-f9b19d4c4d27/index.html" type="text/html"/></item><item><title>85. The Perfectionist Trap &amp; How to Get Out of It</title><itunes:title>85. The Perfectionist Trap &amp; How to Get Out of It</itunes:title><description><![CDATA[<p>Whether it's starting something new, or doing more of something you know you should be doing, perfectionism can greatly affect the lives of many people (especially entrepreneurs) and hinder your progress by getting obsessed with the fine details.</p><p>This is something I'm personally all-too-familiar with, and especially in a highly regulated industry like Finance, I can really get obsessed with the details and facts of the content that I want to share both online and with clients. The problem is, that I want to be perfect and show up flawlessly, but in reality, that's just now efficient. </p><p>Can you relate?</p><p>In this episode, I talk about why we function as perfectionists, and how to break the debilitating cycle of self-doubt, fear and obsessive thoughts about what we <em>want </em>to do, but don't actually do. </p><p>So if you want to get out of your head and into your life, then this is the episode you've been waiting for! Enjoy!</p><p>If you'd like to learn more about ways that we can work together, check out my website at <a href="https://www.sandrajoe.com" rel="noopener noreferrer" target="_blank">www.sandrajoe.com</a> or connect with me on Instagram <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>See you next time!</p><p>Sandra</p>]]></description><content:encoded><![CDATA[<p>Whether it's starting something new, or doing more of something you know you should be doing, perfectionism can greatly affect the lives of many people (especially entrepreneurs) and hinder your progress by getting obsessed with the fine details.</p><p>This is something I'm personally all-too-familiar with, and especially in a highly regulated industry like Finance, I can really get obsessed with the details and facts of the content that I want to share both online and with clients. The problem is, that I want to be perfect and show up flawlessly, but in reality, that's just now efficient. </p><p>Can you relate?</p><p>In this episode, I talk about why we function as perfectionists, and how to break the debilitating cycle of self-doubt, fear and obsessive thoughts about what we <em>want </em>to do, but don't actually do. </p><p>So if you want to get out of your head and into your life, then this is the episode you've been waiting for! Enjoy!</p><p>If you'd like to learn more about ways that we can work together, check out my website at <a href="https://www.sandrajoe.com" rel="noopener noreferrer" target="_blank">www.sandrajoe.com</a> or connect with me on Instagram <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>See you next time!</p><p>Sandra</p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">c224d054-ecee-4eeb-af51-c082020d9daa</guid><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Tue, 09 Apr 2024 09:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/ec5f557b-2189-4e5e-a98b-b1f83847570f/The-Perfectionist-Trap-and-How-to-Get-Out-of-It-2024-04-09-2-52.mp3" length="30203320" type="audio/mpeg"/><itunes:duration>15:44</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>85</itunes:episode><itunes:season>1</itunes:season><podcast:episode>85</podcast:episode><podcast:season>1</podcast:season><itunes:author>Sandra Joe</itunes:author></item><item><title>84. How Entrepreneurs Can Increase their Income When they&apos;ve Hit a Plateau</title><itunes:title>84. How Entrepreneurs Can Increase their Income When they&apos;ve Hit a Plateau</itunes:title><description><![CDATA[<p>In this episode, I give you 10 steps to follow if you're an entrepreneur or small business owner and have reached a plateau in your income.</p><p>It happens to all of us at some stage in our journey, so using these 10 steps can not only help you make smarter financial decisions, but also help you create new ideas for your business and ways to reach your customers.</p><p>1) Diversification of Income Streams</p><p>2) Enter into new markets or demographics</p><p>3) Have a pricing model that meets different budgets</p><p>4) Improve marketing strategies</p><p>5) Ask for client testimonials</p><p>6) Increase existing customer retention</p><p>7) Know your competition</p><p>8) Invest in technology &amp; automation</p><p>9) Invest in personal growth and development</p><p>10) Be frugal with your spending in your early days of business</p><p>The content of this episode has personally helped me grow my business in 2024, and by choosing which (if not all) of these strategies is applicable to your business, you will likely be able to create a more sustainable income and grow your business. </p><p>If you liked this episode, please hit download so you can come back to it at a later date, share with a friend or tag me on social media:</p><p><a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni </a> on Instagram or visit my website <a href="https://www.sandrajoe.com" rel="noopener noreferrer" target="_blank">www.sandrajoe.com</a> for more information on how we can work together.</p><p>See you soon!</p><p>Sandra</p>]]></description><content:encoded><![CDATA[<p>In this episode, I give you 10 steps to follow if you're an entrepreneur or small business owner and have reached a plateau in your income.</p><p>It happens to all of us at some stage in our journey, so using these 10 steps can not only help you make smarter financial decisions, but also help you create new ideas for your business and ways to reach your customers.</p><p>1) Diversification of Income Streams</p><p>2) Enter into new markets or demographics</p><p>3) Have a pricing model that meets different budgets</p><p>4) Improve marketing strategies</p><p>5) Ask for client testimonials</p><p>6) Increase existing customer retention</p><p>7) Know your competition</p><p>8) Invest in technology &amp; automation</p><p>9) Invest in personal growth and development</p><p>10) Be frugal with your spending in your early days of business</p><p>The content of this episode has personally helped me grow my business in 2024, and by choosing which (if not all) of these strategies is applicable to your business, you will likely be able to create a more sustainable income and grow your business. </p><p>If you liked this episode, please hit download so you can come back to it at a later date, share with a friend or tag me on social media:</p><p><a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni </a> on Instagram or visit my website <a href="https://www.sandrajoe.com" rel="noopener noreferrer" target="_blank">www.sandrajoe.com</a> for more information on how we can work together.</p><p>See you soon!</p><p>Sandra</p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">fca7a7ac-18ba-46fb-b194-74a32530ffb2</guid><itunes:image href="https://artwork.captivate.fm/a748153d-1f07-4f25-bd6e-0625580947e1/gROTUa9bh8GMh4m8zqSwscgH.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 27 Mar 2024 09:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/742757ee-a5a7-4645-a42b-bd12e5069824/How-Entrepreneurs-Can-Increase-Their-Income-When-They-ve-Hit-a-.mp3" length="47322929" type="audio/mpeg"/><itunes:duration>24:39</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>84</itunes:episode><itunes:season>1</itunes:season><podcast:episode>84</podcast:episode><podcast:season>1</podcast:season><itunes:author>Sandra Joe</itunes:author></item><item><title>83. The Top 10 Reasons You&apos;re Broke!</title><itunes:title>83. The Top 10 Reasons You&apos;re Broke!</itunes:title><description><![CDATA[<p>More than ever, I'm hearing people complain that no matter what they do, they just can't seem to get ahead financially. Then I ask them what they're doing, and I hear crickets.</p><p>The reality is that YES the cost of living is increasing, and wages haven't kept up with inflation, but that's not the only reason why so many people are broke.</p><p>In this episode, I'll touch on the Top 10 Reasons People are Broke and also what to do about it!</p><p>Check it out and let me know if you have any to add!</p><p>By the way, if you listen all the way through, I am hosting a 50% Black Friday Sale on all my Virtual Courses and Starter programs from now until Nov. 30th so use code "BLACKFRIDAY50" at checkout for huge savings on courses and bundles.</p><p>Visit <a href="https://www.sandrajoe.com/courses" rel="noopener noreferrer" target="_blank">www.sandrajoe.com/courses</a> for more details and to purchase.</p><p>Start 2024 on the right foot this time. Let's go make some MONEY!</p>]]></description><content:encoded><![CDATA[<p>More than ever, I'm hearing people complain that no matter what they do, they just can't seem to get ahead financially. Then I ask them what they're doing, and I hear crickets.</p><p>The reality is that YES the cost of living is increasing, and wages haven't kept up with inflation, but that's not the only reason why so many people are broke.</p><p>In this episode, I'll touch on the Top 10 Reasons People are Broke and also what to do about it!</p><p>Check it out and let me know if you have any to add!</p><p>By the way, if you listen all the way through, I am hosting a 50% Black Friday Sale on all my Virtual Courses and Starter programs from now until Nov. 30th so use code "BLACKFRIDAY50" at checkout for huge savings on courses and bundles.</p><p>Visit <a href="https://www.sandrajoe.com/courses" rel="noopener noreferrer" target="_blank">www.sandrajoe.com/courses</a> for more details and to purchase.</p><p>Start 2024 on the right foot this time. Let's go make some MONEY!</p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">ab7fb4e6-950b-4ab1-8779-a43f75694280</guid><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Thu, 23 Nov 2023 09:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/2d03700c-ea08-4eca-80a1-ba0569b096d2/Top-10-Reasons-You-re-Broke-2023-11-23-2-09-PM.mp3" length="40427438" type="audio/mpeg"/><itunes:duration>21:03</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>83</itunes:episode><itunes:season>1</itunes:season><podcast:episode>83</podcast:episode><podcast:season>1</podcast:season><itunes:author>Sandra Joe</itunes:author></item><item><title>82. How High Interest Rates, Rent Increases &amp; Cost of Living are Having a Ripple Effect in our Economy</title><itunes:title>How High Interest Rates, Rent Increases &amp; Cost of Living are Having a Ripple Effect in our Economy</itunes:title><description><![CDATA[<p>In this episode, I talk about how high interest rates are having not only a negative impact on property owners, but in many cases on renters as well. </p><p>When Landlords cannot afford their mortgage payments, they are forced to make risky decisions, such as rent-eviction or selling their property at below market value. Which do they choose? What are the risks and potential downside of rent-eviction?</p><p>There is a huge ripple effect of the high interest rates. It's forcing the hourly wage workers out of their homes, into rural areas where they can afford cheaper rent, moving in with their parents or going back to school. This clearly affects retail businesses ability to hire staff and employee retention, as well as corporate employers being required to have flexible work arrangements to accommodate out-of-city employees.</p><p>So how do we fix this? What can people do to protect themselves and be proactive in the meantime, so they don't bankrupt themselves while they wait for the decline in interest rates? </p><p>Listen to this episode to find out exactly what strategies I'm advising my clients on, and how you can get on the front foot in a challenging economy.</p><p>Thanks for listening and see you next time!</p><p>Sandra</p>]]></description><content:encoded><![CDATA[<p>In this episode, I talk about how high interest rates are having not only a negative impact on property owners, but in many cases on renters as well. </p><p>When Landlords cannot afford their mortgage payments, they are forced to make risky decisions, such as rent-eviction or selling their property at below market value. Which do they choose? What are the risks and potential downside of rent-eviction?</p><p>There is a huge ripple effect of the high interest rates. It's forcing the hourly wage workers out of their homes, into rural areas where they can afford cheaper rent, moving in with their parents or going back to school. This clearly affects retail businesses ability to hire staff and employee retention, as well as corporate employers being required to have flexible work arrangements to accommodate out-of-city employees.</p><p>So how do we fix this? What can people do to protect themselves and be proactive in the meantime, so they don't bankrupt themselves while they wait for the decline in interest rates? </p><p>Listen to this episode to find out exactly what strategies I'm advising my clients on, and how you can get on the front foot in a challenging economy.</p><p>Thanks for listening and see you next time!</p><p>Sandra</p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">a4b684ae-8073-4351-bf59-3d7bb2f2a0f2</guid><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 20 Sep 2023 14:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/42d0717f-b8a4-4c8d-9a4b-c17b9d8d9c98/Interest-Rates-Rental-Increases-and-the-Rising-Cost-of-Living-2.mp3" length="37716555" type="audio/mpeg"/><itunes:duration>19:39</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>82</itunes:episode><itunes:season>1</itunes:season><podcast:episode>82</podcast:episode><podcast:season>1</podcast:season><itunes:author>Sandra Joe</itunes:author></item><item><title>81. Get Back on Track this Sept: Health, Relationships, Money and Career</title><itunes:title>Get Back on Track this Sept: Health, Relationships, Money and Career</itunes:title><description><![CDATA[<p>Wowee, it's been 6 months since my last podcast episode and what a hiatus that has been! It has been a year of fun, self-discovery, new projects and more!</p><p>But what I love about September is that it feels like a time to turn the page, give one last kick at the can for the year and really set yourself up for the New Year if you do it properly. A lot of people fall off track during the summer months; physically, mentally &amp; financially. This episode is the sign from the universe to kick start your action plan and focus in on the ONE pillar that you've been neglecting the most.</p><p>1) Health</p><p>2) Relationships</p><p>3) Money</p><p>4) Career</p><p>Which one is causing you the most stress right now? When you focus on this area, it will have a ripple effect into the other areas of your life and help you get the momentum you need to change your life.</p><p>Listen now, listen to the whole thing, and share with a friend or tag me on social media @makethatmoney.hunni if this episode resonates with you!</p><p><strong>In this episode I mention two books:</strong></p><p><a href="https://amzn.to/3sUEAvv" rel="noopener noreferrer" target="_blank"><strong>Happy Days by Gabby Bernstein</strong></a><strong> </strong></p><p><strong>&amp; </strong></p><p><a href="https://amzn.to/3sUEAvv" rel="noopener noreferrer" target="_blank"><strong>Ego is the Enemy by Ryan Holiday</strong></a></p><p>If you want to connect with my <strong>therapist, </strong>her instagram is <a href="https://www.instagram.com/gabybalsells/" rel="noopener noreferrer" target="_blank"><strong>@gabybalsells</strong></a>. She also has a great podcast called <a href="https://open.spotify.com/show/2z9zFquctcI3WXdB70oDZ6?si=4ec8dc7b13a44a4f" rel="noopener noreferrer" target="_blank"><strong>Love 101</strong></a></p>]]></description><content:encoded><![CDATA[<p>Wowee, it's been 6 months since my last podcast episode and what a hiatus that has been! It has been a year of fun, self-discovery, new projects and more!</p><p>But what I love about September is that it feels like a time to turn the page, give one last kick at the can for the year and really set yourself up for the New Year if you do it properly. A lot of people fall off track during the summer months; physically, mentally &amp; financially. This episode is the sign from the universe to kick start your action plan and focus in on the ONE pillar that you've been neglecting the most.</p><p>1) Health</p><p>2) Relationships</p><p>3) Money</p><p>4) Career</p><p>Which one is causing you the most stress right now? When you focus on this area, it will have a ripple effect into the other areas of your life and help you get the momentum you need to change your life.</p><p>Listen now, listen to the whole thing, and share with a friend or tag me on social media @makethatmoney.hunni if this episode resonates with you!</p><p><strong>In this episode I mention two books:</strong></p><p><a href="https://amzn.to/3sUEAvv" rel="noopener noreferrer" target="_blank"><strong>Happy Days by Gabby Bernstein</strong></a><strong> </strong></p><p><strong>&amp; </strong></p><p><a href="https://amzn.to/3sUEAvv" rel="noopener noreferrer" target="_blank"><strong>Ego is the Enemy by Ryan Holiday</strong></a></p><p>If you want to connect with my <strong>therapist, </strong>her instagram is <a href="https://www.instagram.com/gabybalsells/" rel="noopener noreferrer" target="_blank"><strong>@gabybalsells</strong></a>. She also has a great podcast called <a href="https://open.spotify.com/show/2z9zFquctcI3WXdB70oDZ6?si=4ec8dc7b13a44a4f" rel="noopener noreferrer" target="_blank"><strong>Love 101</strong></a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">c01c60f6-ab7f-4c70-b47a-04085ef86f14</guid><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 13 Sep 2023 13:30:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/bae08fc7-d5e8-4c19-9fc1-87e8e15df921/September-Podcast-2023-09-13-3-59-PM.mp3" length="119367392" type="audio/mpeg"/><itunes:duration>01:02:10</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>81</itunes:episode><itunes:season>1</itunes:season><podcast:episode>81</podcast:episode><podcast:season>1</podcast:season><itunes:author>Sandra Joe</itunes:author></item><item><title>80. How to Know Your Value and Find the Right Life Partner</title><itunes:title>How to Know Your Value and Find the Right Life Partner</itunes:title><description><![CDATA[<p>Relationships are difficult all around, especially if you are a dedicated and focused person who has spent a significant amount of time working on your career. Sandra is joined by Molly Godfrey to discuss relationship advice for career-driven people trying to alter their luck in the dating world. It is important to recognize your own worth so that you might discover someone who shares your worth. Tune in for more helpful advice that can help you find the partner you desire.</p><p>Molly Godfrey is the CEO of Successful Love, a viral content developer, and the "go-to" dating and relationship counselor for successful single women in their 30s. She has been featured on the Today Show, InStyle, and Bustle as a trusted love adviser, assisting her clients in becoming unstuck and landing their dream relationship. She works with successful women and CEOs who are weary of the maddening cycles of far too much work and far too little love — and are ready to open themselves up to genuine connection and long-term relationships. She is about to begin her trademark three-month program, Rock Your Next Partnership, a 90-day intense group counseling experience designed to assist women transition from a random match to a committed relationship.</p><p>*Connect with Molly on IG <a href="https://www.instagram.com/askformolly/?hl=en" rel="noopener noreferrer" target="_blank">@askformolly</a> &amp; LinkedIn <a href="https://www.linkedin.com/in/molly-godfrey/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/molly-godfrey/</a></p><p>*If you are looking to join Molly's program check out her website: <a href="https://www.successfullove.com/program" rel="noopener noreferrer" target="_blank">https://www.successfullove.com/program</a></p><p>* Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>* Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></description><content:encoded><![CDATA[<p>Relationships are difficult all around, especially if you are a dedicated and focused person who has spent a significant amount of time working on your career. Sandra is joined by Molly Godfrey to discuss relationship advice for career-driven people trying to alter their luck in the dating world. It is important to recognize your own worth so that you might discover someone who shares your worth. Tune in for more helpful advice that can help you find the partner you desire.</p><p>Molly Godfrey is the CEO of Successful Love, a viral content developer, and the "go-to" dating and relationship counselor for successful single women in their 30s. She has been featured on the Today Show, InStyle, and Bustle as a trusted love adviser, assisting her clients in becoming unstuck and landing their dream relationship. She works with successful women and CEOs who are weary of the maddening cycles of far too much work and far too little love — and are ready to open themselves up to genuine connection and long-term relationships. She is about to begin her trademark three-month program, Rock Your Next Partnership, a 90-day intense group counseling experience designed to assist women transition from a random match to a committed relationship.</p><p>*Connect with Molly on IG <a href="https://www.instagram.com/askformolly/?hl=en" rel="noopener noreferrer" target="_blank">@askformolly</a> &amp; LinkedIn <a href="https://www.linkedin.com/in/molly-godfrey/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/molly-godfrey/</a></p><p>*If you are looking to join Molly's program check out her website: <a href="https://www.successfullove.com/program" rel="noopener noreferrer" target="_blank">https://www.successfullove.com/program</a></p><p>* Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>* Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">5b6a259b-6fed-4a63-938e-c6a81b4f183f</guid><itunes:image href="https://artwork.captivate.fm/749e05b0-e5c8-4c71-bcfe-18f909389636/P9uTle6a9ndobclSHrxZQWtn.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Fri, 24 Mar 2023 07:30:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/be3532b7-ef1c-410f-a658-09b3700a8cea/EP080-Make-That-Money-Hunni-Molly-Godfrey-FINAL-converted.mp3" length="36495341" type="audio/mpeg"/><itunes:duration>43:27</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>80</itunes:episode><itunes:season>1</itunes:season><podcast:episode>80</podcast:episode><podcast:season>1</podcast:season><itunes:author>Sandra Joe</itunes:author></item><item><title>79. How to Join Finances as a Couple</title><itunes:title>How to Join Finances as a Couple</itunes:title><description><![CDATA[<p>In this episode I give you real examples of two strategies that you can choose from to join finances as a couple.</p><p>Whether you're married, co-habitating , or planning on moving in together, these simple strategies can save you time, energy and ambiguity in the future when it comes to deciding how much you're each going to contribute to the household expenses.</p><p>Joining finances can be tricky, as everyone has a different Money Story, so be mindful that this should be an open conversation with your partner, where you both agree on what works best for you. </p><p>There's no right or wrong answer here, and you may find that neither of these strategies work for your household, so if that's the case, you can sit down and map out a plan of who pays for what, so you are both in agreement moving forward.</p><p>The most important part of joining your finances, is that you both come to a mutual agreement about what works for YOU, so you can both feel confident in managing your personal and couples finances moving forward.</p><p>Save this episode, listen with your partner, and try the calculations yourself!</p>]]></description><content:encoded><![CDATA[<p>In this episode I give you real examples of two strategies that you can choose from to join finances as a couple.</p><p>Whether you're married, co-habitating , or planning on moving in together, these simple strategies can save you time, energy and ambiguity in the future when it comes to deciding how much you're each going to contribute to the household expenses.</p><p>Joining finances can be tricky, as everyone has a different Money Story, so be mindful that this should be an open conversation with your partner, where you both agree on what works best for you. </p><p>There's no right or wrong answer here, and you may find that neither of these strategies work for your household, so if that's the case, you can sit down and map out a plan of who pays for what, so you are both in agreement moving forward.</p><p>The most important part of joining your finances, is that you both come to a mutual agreement about what works for YOU, so you can both feel confident in managing your personal and couples finances moving forward.</p><p>Save this episode, listen with your partner, and try the calculations yourself!</p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">9fdba1e5-ac3e-421e-bfc3-4af945251f5a</guid><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Tue, 21 Mar 2023 09:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/684f4f1f-14c0-4f58-89e2-fd93ec81d7c6/How-to-join-finances-as-a-couple-2023-03-22-5-27-PM.mp3" length="40332144" type="audio/mpeg"/><itunes:duration>21:00</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>79</itunes:episode><itunes:season>1</itunes:season><podcast:episode>79</podcast:episode><podcast:season>1</podcast:season><itunes:author>Sandra Joe</itunes:author></item><item><title>78. Learn Your Value so You Can Show Your Value with Shelly Kay</title><itunes:title>Learn Your Value so You Can Show Your Value with Shelly Kay</itunes:title><description><![CDATA[<p>Finding our self-worth at work is the most difficult thing we can accomplish. We become locked in the attitude that it is normal to struggle in positions we don't enjoy and pass up opportunities we know we would be a fantastic fit for in order to achieve our career goals. For many, this mindset is not only applicable to work but goes for life outside of work as well. </p><p>Sandra is joined by Shelly Kay to discuss what actions you need to take in your job to get to where you want to be, as well as how to change your thinking to generate greater confidence in your talents. If you've been avoiding talking to your manager about that position you've been eyeing because you're afraid you'll mess it up, today's episode is for you!</p><p>Shelley is a career coach who used to be an HR leader. She spent over a decade in human resources at top Fortune 100 firms (think: Google, etc.) before launching her own coaching business to assist career-driven women develop occupations that they are passionate about and that support a balanced lifestyle. Shelley thinks that any woman can have it all - a meaningful profession, advancement, and healthy health and relationships - and she is committed to providing women with the skills to do so.</p><p><br></p><p>*Connect with Shelly on LinkedIn <a href="https://www.linkedin.com/in/shelleykay/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/shelleykay/</a></p><p>*For more information about Shelly's services check out her website: <a href="https://www.shelleykaycoaching.com/" rel="noopener noreferrer" target="_blank">https://www.shelleykaycoaching.com/</a></p><p><br></p><p>* Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>* Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></description><content:encoded><![CDATA[<p>Finding our self-worth at work is the most difficult thing we can accomplish. We become locked in the attitude that it is normal to struggle in positions we don't enjoy and pass up opportunities we know we would be a fantastic fit for in order to achieve our career goals. For many, this mindset is not only applicable to work but goes for life outside of work as well. </p><p>Sandra is joined by Shelly Kay to discuss what actions you need to take in your job to get to where you want to be, as well as how to change your thinking to generate greater confidence in your talents. If you've been avoiding talking to your manager about that position you've been eyeing because you're afraid you'll mess it up, today's episode is for you!</p><p>Shelley is a career coach who used to be an HR leader. She spent over a decade in human resources at top Fortune 100 firms (think: Google, etc.) before launching her own coaching business to assist career-driven women develop occupations that they are passionate about and that support a balanced lifestyle. Shelley thinks that any woman can have it all - a meaningful profession, advancement, and healthy health and relationships - and she is committed to providing women with the skills to do so.</p><p><br></p><p>*Connect with Shelly on LinkedIn <a href="https://www.linkedin.com/in/shelleykay/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/shelleykay/</a></p><p>*For more information about Shelly's services check out her website: <a href="https://www.shelleykaycoaching.com/" rel="noopener noreferrer" target="_blank">https://www.shelleykaycoaching.com/</a></p><p><br></p><p>* Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>* Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">c0317782-c305-4968-b191-a34964706ba1</guid><itunes:image href="https://artwork.captivate.fm/f0320d78-664d-49d1-ac4b-4e5993f57376/ZqbXiQRtxpFl9TFluR48n7zQ.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 08 Mar 2023 05:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/4ad4538d-8454-4f5f-af0b-e86392a7b8bd/EP078-Make-That-Money-Hunni-Shelley-Kay-FINAL-converted.mp3" length="45769856" type="audio/mpeg"/><itunes:duration>54:29</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>78</itunes:episode><itunes:season>1</itunes:season><podcast:episode>78</podcast:episode><podcast:season>1</podcast:season><itunes:author>Sandra Joe</itunes:author></item><item><title>77. Buying Property in a Challenging Economy - Everything You Need To Know</title><itunes:title>Buying Property in a Challenging Economy - Everything You Need To Know</itunes:title><description><![CDATA[<p>2023 has proven to be one of the most interesting property markets we’ve experienced in our generation so far, with interest rates continuing to rise from 2022 levels, Governments trying to curb inflation and discretionary spending and property demand declining for the first time in years.</p><p>In this episode, I explain some easy strategies to protect yourself if you are thinking about getting into the market for the first time. I also talk about sound financial decisions that you can make in conjunction with property purchase, how you can use extra cash savings to your advantage, and other strategies that you can use to get ahead financially, even in a challenging economy.</p><p>If you’re interested in leveraging your first property and eventually buying a second, make sure to listen to the end of the episode about how to go about using your primary residence as a way to build wealth and leverage it for future home purchases.</p><p>If you or anyone you know is looking for strategy planning around a first or second property, this is a fantastic reason to reach out to me for my Private Client Coaching program, and how we can take a holistic approach to your overall financial picture and how property can play a key part of your investment plan.</p><p>As always, thanks for listening and be sure to share this episode with a friend, family member or colleague so I can get the word out there to as many people as possible!</p><p>See you next time,</p><p>Sandra</p>]]></description><content:encoded><![CDATA[<p>2023 has proven to be one of the most interesting property markets we’ve experienced in our generation so far, with interest rates continuing to rise from 2022 levels, Governments trying to curb inflation and discretionary spending and property demand declining for the first time in years.</p><p>In this episode, I explain some easy strategies to protect yourself if you are thinking about getting into the market for the first time. I also talk about sound financial decisions that you can make in conjunction with property purchase, how you can use extra cash savings to your advantage, and other strategies that you can use to get ahead financially, even in a challenging economy.</p><p>If you’re interested in leveraging your first property and eventually buying a second, make sure to listen to the end of the episode about how to go about using your primary residence as a way to build wealth and leverage it for future home purchases.</p><p>If you or anyone you know is looking for strategy planning around a first or second property, this is a fantastic reason to reach out to me for my Private Client Coaching program, and how we can take a holistic approach to your overall financial picture and how property can play a key part of your investment plan.</p><p>As always, thanks for listening and be sure to share this episode with a friend, family member or colleague so I can get the word out there to as many people as possible!</p><p>See you next time,</p><p>Sandra</p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">a507aa84-172c-4401-a8a8-329751677adc</guid><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Thu, 02 Mar 2023 09:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/df06ae43-c826-416b-80e9-5beac1bfefd4/property-mar-3-2023-03-03-12-41-PM.mp3" length="58171478" type="audio/mpeg"/><itunes:duration>30:18</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>77</itunes:episode><itunes:season>1</itunes:season><podcast:episode>77</podcast:episode><podcast:season>1</podcast:season><itunes:author>Sandra Joe</itunes:author></item><item><title>76. Sleep Is the Super Power We Thought We Never Had</title><itunes:title>Sleep Is the Super Power We Thought We Never Had</itunes:title><description><![CDATA[<p>We've all been promised that by taking this magical pill, we'll be able to perform like Bradley Cooper in Limitless. However, you already have a magical pill, and it's not even a pill; it's sleep. </p><p>Sandra is joined by April Likins for a second episode, continuing their conversation and focusing on sleep and how much of a superpower it is! Sleep provides several mental and physical advantages. So, whether you've been battling to get high-quality sleep or want to learn how to enhance your sleep, this episode is chock-full of useful information!</p><p>April Likins is a board-certified health coach, trained at both Duke Integrative Medicine and the Institute for Integrative Nutrition. Driven by her own experience hitting burnout, which led to a health collapse, she's fiercely passionate about helping women thrive inside and out. April's specialty is helping professional women and female entrepreneurs reduce stress, find balance, and feel the joy and freedom to walk in their purpose, passions, and callings.</p><p><br></p><p><strong>Connect with April:</strong></p><p>Instagram: <a href="https://www.instagram.com/glowbelovely/?hl=en" rel="noopener noreferrer" target="_blank">@glowbelovely</a></p><p>LinkedIn:&nbsp;<a href="https://www.linkedin.com/in/aprilfreerlikins/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/aprilfreerlikins/</a></p><p>15 Ways To Say Goodbye To Chronic Stress For Good:&nbsp;<a href="https://aprillikins.com/how-to-reduce-stress" rel="noopener noreferrer" target="_blank">https://aprillikins.com/how-to-reduce-stress</a></p><p>Set Up Coffee Chat with April:&nbsp;<a href="https://calendly.com/alikins/20-minute-discovery-call?month=2022-11" rel="noopener noreferrer" target="_blank">https://calendly.com/alikins/20-minute-discovery-call?month=2022-11</a></p><p>HeartMath Institute:&nbsp;<a href="https://www.heartmath.org/" rel="noopener noreferrer" target="_blank">https://www.heartmath.org/</a></p><p><br></p><p><strong>Connect with me:</strong></p><p>* Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>* Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></description><content:encoded><![CDATA[<p>We've all been promised that by taking this magical pill, we'll be able to perform like Bradley Cooper in Limitless. However, you already have a magical pill, and it's not even a pill; it's sleep. </p><p>Sandra is joined by April Likins for a second episode, continuing their conversation and focusing on sleep and how much of a superpower it is! Sleep provides several mental and physical advantages. So, whether you've been battling to get high-quality sleep or want to learn how to enhance your sleep, this episode is chock-full of useful information!</p><p>April Likins is a board-certified health coach, trained at both Duke Integrative Medicine and the Institute for Integrative Nutrition. Driven by her own experience hitting burnout, which led to a health collapse, she's fiercely passionate about helping women thrive inside and out. April's specialty is helping professional women and female entrepreneurs reduce stress, find balance, and feel the joy and freedom to walk in their purpose, passions, and callings.</p><p><br></p><p><strong>Connect with April:</strong></p><p>Instagram: <a href="https://www.instagram.com/glowbelovely/?hl=en" rel="noopener noreferrer" target="_blank">@glowbelovely</a></p><p>LinkedIn:&nbsp;<a href="https://www.linkedin.com/in/aprilfreerlikins/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/aprilfreerlikins/</a></p><p>15 Ways To Say Goodbye To Chronic Stress For Good:&nbsp;<a href="https://aprillikins.com/how-to-reduce-stress" rel="noopener noreferrer" target="_blank">https://aprillikins.com/how-to-reduce-stress</a></p><p>Set Up Coffee Chat with April:&nbsp;<a href="https://calendly.com/alikins/20-minute-discovery-call?month=2022-11" rel="noopener noreferrer" target="_blank">https://calendly.com/alikins/20-minute-discovery-call?month=2022-11</a></p><p>HeartMath Institute:&nbsp;<a href="https://www.heartmath.org/" rel="noopener noreferrer" target="_blank">https://www.heartmath.org/</a></p><p><br></p><p><strong>Connect with me:</strong></p><p>* Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>* Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">aeb19b2a-5047-402f-bbf7-9e55af5e09a8</guid><itunes:image href="https://artwork.captivate.fm/ef78a6d6-323f-49ab-9469-b493dea571c4/DqSIK6XizIuh8VFEBwCjW6rY.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 22 Feb 2023 05:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/45596c6d-cc95-40d0-a773-06f37d76e123/EP076-Make-That-Money-Hunni-April-Likins-Again-FINAL-converted.mp3" length="31244155" type="audio/mpeg"/><itunes:duration>43:24</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>76</itunes:episode><podcast:episode>76</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>75. My 2022 Meltdown &amp; How I Came Out of It</title><itunes:title>My 2022 Meltdown &amp; How I Came Out of It</itunes:title><description><![CDATA[<p>My most vulnerable and honest episode yet. In the final months of 2022, I had one bad thing after another continue to happen, including a relationship break-down, struggling business, family drama and health issues.</p><p>This is a tell-all episode where I get real and raw of the hardships I experienced, my unhealthy coping mechanisms and what finally made the lightbulb switch on for me that enough is enough.</p><p>To celebrate my 75th episode, I recorded this yesterday on Valentine's Day 2023, single, currently in Melbourne, Australia where I had an epiphany about what's truly important in life, and how to pull ourselves out of a dark time.</p><p>Help me celebrate this large accomplishment by sharing my 75th episode, sending me a message or simply letting me know that you resonated with this.</p><p>Thank you for listening and supporting the Make That Money Hunni Podcast! More exciting episodes to come!</p>]]></description><content:encoded><![CDATA[<p>My most vulnerable and honest episode yet. In the final months of 2022, I had one bad thing after another continue to happen, including a relationship break-down, struggling business, family drama and health issues.</p><p>This is a tell-all episode where I get real and raw of the hardships I experienced, my unhealthy coping mechanisms and what finally made the lightbulb switch on for me that enough is enough.</p><p>To celebrate my 75th episode, I recorded this yesterday on Valentine's Day 2023, single, currently in Melbourne, Australia where I had an epiphany about what's truly important in life, and how to pull ourselves out of a dark time.</p><p>Help me celebrate this large accomplishment by sharing my 75th episode, sending me a message or simply letting me know that you resonated with this.</p><p>Thank you for listening and supporting the Make That Money Hunni Podcast! More exciting episodes to come!</p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">714ea9d4-140c-464a-b657-9fdb9223dd30</guid><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Tue, 14 Feb 2023 10:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/98db6c3d-893e-4f9e-8f4e-61a5c929715b/FINAL-When-you-finally-realize-you-re-sick-of-your-own-bullsh-t.mp3" length="57879742" type="audio/mpeg"/><itunes:duration>30:09</itunes:duration><itunes:explicit>true</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>75</itunes:episode><itunes:season>1</itunes:season><podcast:episode>75</podcast:episode><podcast:season>1</podcast:season><itunes:author>Sandra Joe</itunes:author></item><item><title>74. Battling Burnout with Brooke Bailey</title><itunes:title>Battling Burnout with Brooke Bailey</itunes:title><description><![CDATA[<p>Brooke Bailey delivers integrated business and wellness coaching solutions that help entrepreneurs amplify their influence and expand their wealth without burnout. Her vision is to normalize a balanced approach to entrepreneurship in which all women business owners can experience success without sacrificing their health. </p><p>Brooke combines her expertise in both Eastern and Western approaches to self-awareness, productivity, and wellness to guide high-achieving women CEO's grow their businesses and double their impact. She teaches entrepreneurs how to adopt simple, but profound daily practices to allow them to rest, refocus their energy and regain an ongoing sense of balance in every area of their lives. </p><p>Check out Brooke's website for more info: <a href="https://www.sbrookebailey.com" rel="noopener noreferrer" target="_blank">www.sbrookebailey.com</a></p><p><br></p><p><br></p><p>* Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>* Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></description><content:encoded><![CDATA[<p>Brooke Bailey delivers integrated business and wellness coaching solutions that help entrepreneurs amplify their influence and expand their wealth without burnout. Her vision is to normalize a balanced approach to entrepreneurship in which all women business owners can experience success without sacrificing their health. </p><p>Brooke combines her expertise in both Eastern and Western approaches to self-awareness, productivity, and wellness to guide high-achieving women CEO's grow their businesses and double their impact. She teaches entrepreneurs how to adopt simple, but profound daily practices to allow them to rest, refocus their energy and regain an ongoing sense of balance in every area of their lives. </p><p>Check out Brooke's website for more info: <a href="https://www.sbrookebailey.com" rel="noopener noreferrer" target="_blank">www.sbrookebailey.com</a></p><p><br></p><p><br></p><p>* Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>* Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">9b59f851-3664-4c12-9401-693ff6291b70</guid><itunes:image href="https://artwork.captivate.fm/f4bdf611-7efa-4ee9-823c-99eba192a81e/G7YWrCVbIoFB0igIslJ23dYW.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 01 Feb 2023 05:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/321d8def-234e-40c1-afa8-75081aac806e/EP074-Make-That-Money-Hunni-Brooke-Bailey-FINAL-1-converted.mp3" length="41151354" type="audio/mpeg"/><itunes:duration>42:52</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>74</itunes:episode><podcast:episode>74</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>73. Don&apos;t Follow Others, Focus on Yourself!</title><itunes:title>Don&apos;t Follow Others, Focus on Yourself!</itunes:title><description><![CDATA[<p>When you scroll through your Instagram feed, what do you see? Most likely a bunch of highlights of the people that you follow. What you don't see is the everyday things that those people go through. </p><p>When all you see on social media is the perfect lives of whoever you follow, it can make you feel like you're inadequate or question why your life isn't as perfect as theirs. Comparing your life and achievements to what other people are doing can be a detriment to your life. Focus on what you're doing and work to get better one day at a time. </p><p><br></p><p>* Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>* Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></description><content:encoded><![CDATA[<p>When you scroll through your Instagram feed, what do you see? Most likely a bunch of highlights of the people that you follow. What you don't see is the everyday things that those people go through. </p><p>When all you see on social media is the perfect lives of whoever you follow, it can make you feel like you're inadequate or question why your life isn't as perfect as theirs. Comparing your life and achievements to what other people are doing can be a detriment to your life. Focus on what you're doing and work to get better one day at a time. </p><p><br></p><p>* Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>* Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">df8c0011-9391-4bfa-9df1-dd3fb725561c</guid><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 25 Jan 2023 05:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/6ff1658b-4b4f-4750-87f1-85b67b820ba3/EP073-Make-That-Money-Hunni-Don-t-Follow-Focus-FINAL-converted.mp3" length="10717242" type="audio/mpeg"/><itunes:duration>11:10</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>73</itunes:episode><podcast:episode>73</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>72: The Importance of Giving Yourself Permission</title><itunes:title>The Importance of Giving Yourself Permission</itunes:title><description><![CDATA[<p>Sandra interviews Dr. Ahava Shira, a poet, author, and writing mentor, about her journey to becoming a writer and how she uses writing to empower women.</p><p><strong>"The biggest thing is giving people permission to explore, to open up, to expand, to play."</strong></p><p><br></p><p>Dr. Ahava Shira is a poet, author, and writing mentor who helps writers cultivate self-love and deep connection with themselves and others. Through her transformative writing programs, Ahava creates safe, nurturing spaces where writers are supported to free their voices, tell their stories, and develop supportive and compassionate relationships with themselves and other writers.</p><p><br></p><p>Dr. Ahava Shira is a poet, author, and writing mentor who helps writers cultivate self-love and a deep connection with themselves and others. She does this through her transformative writing programs, which create safe and nurturing spaces for writers to express themselves freely. In her 35 years of writing experience, she has learned that it is essential to give writers permission to explore their own voices and to be messy in their writing. This allows them to find their own unique styles and to connect more deeply with their stories.</p><p><br></p><p>In this episode, you will learn the following:</p><p><br></p><p>1. How Ahava Shira became an author and poet, and the importance of writing as a tool for self-expression and healing.</p><p>2. The different writing programs and workshops offered by Ahava Shira, and how they create safe spaces for women to explore their voices and stories.</p><p>3. The importance of listening deeply and with compassion, and how this can create intimacy and connection in relationships and communities.</p><p><br></p><p><strong>Connect with Ahava:</strong></p><p>Website: <a href="https://lovinginquiry.com" rel="noopener noreferrer" target="_blank">lovinginquiry.com</a></p><p>Email: <a href="mailto:ahavashira@gmail.com" rel="noopener noreferrer" target="_blank">ahavashira@gmail.com</a></p><p>Narrative Healing Community: <a href="https://narrativehealing.com/" rel="noopener noreferrer" target="_blank">https://narrativehealing.com/</a></p><p>International Association for Journal Writing: <a href="https://iajw.org/" rel="noopener noreferrer" target="_blank">https://iajw.org/</a></p><p>Get a copy of her book: <a href="https://writingalonetogether.com/" rel="noopener noreferrer" target="_blank">https://writingalonetogether.com/</a></p><p><br></p><p><strong>Connect with me:</strong></p><p>Instagram: <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">https://www.instagram.com/makethatmoney.hunni/</a></p><p>LinkedIn: <a href="https://www.linkedin.com/in/sandrajoe/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/sandrajoe/</a></p><p>Website: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></description><content:encoded><![CDATA[<p>Sandra interviews Dr. Ahava Shira, a poet, author, and writing mentor, about her journey to becoming a writer and how she uses writing to empower women.</p><p><strong>"The biggest thing is giving people permission to explore, to open up, to expand, to play."</strong></p><p><br></p><p>Dr. Ahava Shira is a poet, author, and writing mentor who helps writers cultivate self-love and deep connection with themselves and others. Through her transformative writing programs, Ahava creates safe, nurturing spaces where writers are supported to free their voices, tell their stories, and develop supportive and compassionate relationships with themselves and other writers.</p><p><br></p><p>Dr. Ahava Shira is a poet, author, and writing mentor who helps writers cultivate self-love and a deep connection with themselves and others. She does this through her transformative writing programs, which create safe and nurturing spaces for writers to express themselves freely. In her 35 years of writing experience, she has learned that it is essential to give writers permission to explore their own voices and to be messy in their writing. This allows them to find their own unique styles and to connect more deeply with their stories.</p><p><br></p><p>In this episode, you will learn the following:</p><p><br></p><p>1. How Ahava Shira became an author and poet, and the importance of writing as a tool for self-expression and healing.</p><p>2. The different writing programs and workshops offered by Ahava Shira, and how they create safe spaces for women to explore their voices and stories.</p><p>3. The importance of listening deeply and with compassion, and how this can create intimacy and connection in relationships and communities.</p><p><br></p><p><strong>Connect with Ahava:</strong></p><p>Website: <a href="https://lovinginquiry.com" rel="noopener noreferrer" target="_blank">lovinginquiry.com</a></p><p>Email: <a href="mailto:ahavashira@gmail.com" rel="noopener noreferrer" target="_blank">ahavashira@gmail.com</a></p><p>Narrative Healing Community: <a href="https://narrativehealing.com/" rel="noopener noreferrer" target="_blank">https://narrativehealing.com/</a></p><p>International Association for Journal Writing: <a href="https://iajw.org/" rel="noopener noreferrer" target="_blank">https://iajw.org/</a></p><p>Get a copy of her book: <a href="https://writingalonetogether.com/" rel="noopener noreferrer" target="_blank">https://writingalonetogether.com/</a></p><p><br></p><p><strong>Connect with me:</strong></p><p>Instagram: <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">https://www.instagram.com/makethatmoney.hunni/</a></p><p>LinkedIn: <a href="https://www.linkedin.com/in/sandrajoe/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/sandrajoe/</a></p><p>Website: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">b27b3280-ab2c-4589-a3eb-4e6f00af66da</guid><itunes:image href="https://artwork.captivate.fm/48bb600a-1609-4e0d-aa6c-5c4ec2ad5054/4jYsHAn_IzKHSPx-ZFhHhSaf.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 18 Jan 2023 05:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/ee548125-e6b3-4dc7-aa89-f1ebc0a6f6b1/EP072-20-20Make-20that-20Money-20Hunni-20-20Ahava-20Shira-20-20-converted.mp3" length="36843951" type="audio/mpeg"/><itunes:duration>43:52</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>72</itunes:episode><podcast:episode>72</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>71. You Don&apos;t Need More Personal Development, You Need This</title><itunes:title>You Don&apos;t Need More Personal Development, You Need This</itunes:title><description><![CDATA[<p>Buying self-help books and courses designed by someone with cookie-cutter ideas that aren't applicable to all businesses is a waste of time! Sandra discusses the importance of ambition, intelligence, and self-worth when creating or scaling a business. Too many people fall into the trap of never applying their knowledge and expertise to the sector they want to work in. Don't let a lack of confidence in yourself and your ideas derail you. Even the most successful entrepreneurs had to experience failure in order to excel in their industry.</p><p>* Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>* Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></description><content:encoded><![CDATA[<p>Buying self-help books and courses designed by someone with cookie-cutter ideas that aren't applicable to all businesses is a waste of time! Sandra discusses the importance of ambition, intelligence, and self-worth when creating or scaling a business. Too many people fall into the trap of never applying their knowledge and expertise to the sector they want to work in. Don't let a lack of confidence in yourself and your ideas derail you. Even the most successful entrepreneurs had to experience failure in order to excel in their industry.</p><p>* Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>* Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">2c9d1d32-e114-4439-9b31-62edcb62c6bd</guid><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 11 Jan 2023 05:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/50e97cd4-76ea-44d9-bc82-99086dbee142/EP071-Make-That-Money-Hunni-You-Don-t-Need-More-Personal-Develo.mp3" length="13123011" type="audio/mpeg"/><itunes:duration>13:40</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>71</itunes:episode><podcast:episode>71</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>70. How to Overcome Chronic Stress and Burnout</title><itunes:title>How to Overcome Chronic Stress and Burnout</itunes:title><description><![CDATA[<p>Are you feeling overwhelmed and stressed out all the time? Are you having a hard time focusing on anything or feeling depressed? Are you feeling like you'll end up burning out if you don't take care of yourself?</p><p><strong>"The body is always communicating with us, sending signals and signs, much like the car dashboard lights can communicate when things are awry or something's low and it alerts you."</strong></p><p><br></p><p>April Likins is a board-certified health coach, trained at both Duke Integrative Medicine and the Institute for Integrative Nutrition. Driven by her own experience hitting burnout, which led to a health collapse, she's fiercely passionate about helping women thrive inside and out. April's specialty is helping professional women and female entrepreneurs reduce stress, find balance, and feel the joy and freedom to walk in their purpose, passions, and callings.</p><p><br></p><p>In 2013, April hit burnout after her dad passed away. She had been working excessively and not taking care of herself and it led to a complete health collapse. April was bedridden for about a year and a half and saw dozens of doctors and specialists to figure out what was wrong with her. She realized that she had been using work as a coping mechanism to avoid her feelings and that this had weakened her immune system and set her up for burnout. April now works with clients to help them prevent burnout by checking in with themselves regularly and listening to their bodies. She also advises them to set healthy boundaries around work and ensure they get enough sleep.</p><p><br></p><p>In this episode, you will learn the following:</p><p>1. The importance of regular check-ins with oneself to identify needs for physical and emotional health</p><p>2. The need to set healthy boundaries around work in order to prevent burnout</p><p>3. The importance of quality sleep in reducing stress and preventing burnout</p><p><br></p><p><strong>Connect with April:</strong></p><p>Instagram: <a href="https://www.instagram.com/glowbelovely/?hl=en" rel="noopener noreferrer" target="_blank">@glowbelovely</a></p><p>LinkedIn:&nbsp;<a href="https://www.linkedin.com/in/aprilfreerlikins/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/aprilfreerlikins/</a></p><p>15 Ways To Say Goodbye To Chronic Stress For Good:&nbsp;<a href="https://aprillikins.com/how-to-reduce-stress" rel="noopener noreferrer" target="_blank">https://aprillikins.com/how-to-reduce-stress</a></p><p>Set Up Coffee Chat with April:&nbsp;<a href="https://calendly.com/alikins/20-minute-discovery-call?month=2022-11" rel="noopener noreferrer" target="_blank">https://calendly.com/alikins/20-minute-discovery-call?month=2022-11</a></p><p>HeartMath Institute:&nbsp;<a href="https://www.heartmath.org/" rel="noopener noreferrer" target="_blank">https://www.heartmath.org/</a></p><p><br></p><p><strong><span class="ql-cursor">﻿</span>Connect with me:</strong></p><p>Instagram: <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">https://www.instagram.com/makethatmoney.hunni/</a></p><p>LinkedIn: <a href="https://www.linkedin.com/in/sandrajoe/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/sandrajoe/</a></p><p>Website: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></description><content:encoded><![CDATA[<p>Are you feeling overwhelmed and stressed out all the time? Are you having a hard time focusing on anything or feeling depressed? Are you feeling like you'll end up burning out if you don't take care of yourself?</p><p><strong>"The body is always communicating with us, sending signals and signs, much like the car dashboard lights can communicate when things are awry or something's low and it alerts you."</strong></p><p><br></p><p>April Likins is a board-certified health coach, trained at both Duke Integrative Medicine and the Institute for Integrative Nutrition. Driven by her own experience hitting burnout, which led to a health collapse, she's fiercely passionate about helping women thrive inside and out. April's specialty is helping professional women and female entrepreneurs reduce stress, find balance, and feel the joy and freedom to walk in their purpose, passions, and callings.</p><p><br></p><p>In 2013, April hit burnout after her dad passed away. She had been working excessively and not taking care of herself and it led to a complete health collapse. April was bedridden for about a year and a half and saw dozens of doctors and specialists to figure out what was wrong with her. She realized that she had been using work as a coping mechanism to avoid her feelings and that this had weakened her immune system and set her up for burnout. April now works with clients to help them prevent burnout by checking in with themselves regularly and listening to their bodies. She also advises them to set healthy boundaries around work and ensure they get enough sleep.</p><p><br></p><p>In this episode, you will learn the following:</p><p>1. The importance of regular check-ins with oneself to identify needs for physical and emotional health</p><p>2. The need to set healthy boundaries around work in order to prevent burnout</p><p>3. The importance of quality sleep in reducing stress and preventing burnout</p><p><br></p><p><strong>Connect with April:</strong></p><p>Instagram: <a href="https://www.instagram.com/glowbelovely/?hl=en" rel="noopener noreferrer" target="_blank">@glowbelovely</a></p><p>LinkedIn:&nbsp;<a href="https://www.linkedin.com/in/aprilfreerlikins/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/aprilfreerlikins/</a></p><p>15 Ways To Say Goodbye To Chronic Stress For Good:&nbsp;<a href="https://aprillikins.com/how-to-reduce-stress" rel="noopener noreferrer" target="_blank">https://aprillikins.com/how-to-reduce-stress</a></p><p>Set Up Coffee Chat with April:&nbsp;<a href="https://calendly.com/alikins/20-minute-discovery-call?month=2022-11" rel="noopener noreferrer" target="_blank">https://calendly.com/alikins/20-minute-discovery-call?month=2022-11</a></p><p>HeartMath Institute:&nbsp;<a href="https://www.heartmath.org/" rel="noopener noreferrer" target="_blank">https://www.heartmath.org/</a></p><p><br></p><p><strong><span class="ql-cursor">﻿</span>Connect with me:</strong></p><p>Instagram: <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">https://www.instagram.com/makethatmoney.hunni/</a></p><p>LinkedIn: <a href="https://www.linkedin.com/in/sandrajoe/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/sandrajoe/</a></p><p>Website: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">d6f8d7e7-4741-4a63-8eab-55ba82784a50</guid><itunes:image href="https://artwork.captivate.fm/095a888d-ff64-4a45-9641-efcacdeafaeb/73hNx17N_XmW_M6uirN2QcVU.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 04 Jan 2023 05:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/d9ddc55a-ac1b-4e42-844f-2efc8022454d/EP070-20-20Make-20that-20Money-20Hunni-20-20April-20Likins-20-2-converted.mp3" length="56765609" type="audio/mpeg"/><itunes:duration>59:08</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>70</itunes:episode><podcast:episode>70</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>69. How to Pay Yourself and Profit from Your Business</title><itunes:title>How to Pay Yourself and Profit from Your Business</itunes:title><description><![CDATA[<p>When it comes to starting a business, we all have to start somewhere. There are ups and downs in entrepreneurship, and it can be challenging to guide yourself through these. Sandra discusses what markers to look for in your business so that you can earn a steady salary while maintaining a healthy profit margin. It's the perfect episode if you are aspiring to upscale your business or simply want to get it off the ground!</p><p>* Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>* Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></description><content:encoded><![CDATA[<p>When it comes to starting a business, we all have to start somewhere. There are ups and downs in entrepreneurship, and it can be challenging to guide yourself through these. Sandra discusses what markers to look for in your business so that you can earn a steady salary while maintaining a healthy profit margin. It's the perfect episode if you are aspiring to upscale your business or simply want to get it off the ground!</p><p>* Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>* Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">615ddff7-03ce-453c-9f8b-59980c8496da</guid><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 28 Dec 2022 05:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/1a770207-3467-4967-835f-6a1c7f21af3f/EP069-Make-That-Money-Hunni-How-to-Pay-Yourself-and-Profit-from.mp3" length="16218678" type="audio/mpeg"/><itunes:duration>19:18</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>69</itunes:episode><podcast:episode>69</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>68. Balance Is the Key To a Successful Relationship</title><itunes:title>Balance Is the Key To a Successful Relationship</itunes:title><description><![CDATA[<p>Gabby Balsells is a couples therapist and relationship coach who helps individuals and couples build happy partnerships rooted in deep connection and self-worth. She also specializes in working with bicultural couples to merge their different worlds and support them in creating a relationship by their own design.</p><p><strong>"I help you stress less and connect more."</strong></p><p><strong><span class="ql-cursor">﻿</span></strong></p><p>&nbsp;In this episode, you will learn:</p><p>1. The correlation between relationship coaching, couples therapy, and financial coaching.</p><p>2. The importance of being proactive in planning for big transitions in a relationship.</p><p>3. The energy expended on thinking about things, rather than actually dealing with them.</p><p><br></p><p>Gaby recently started offering premarital therapy, which led her to examine the curriculum around relationships and money more closely. She realized that there was a big missing piece around financial literacy and education for couples. This year, she started including a finance module in her premarital therapy to help couples learn about money and communication around finances.</p><p><br></p><p><strong>Connect with Gaby:</strong></p><p>Check out Gaby's podcast: <a href="https://podcasts.apple.com/us/podcast/love-101/id1647034406" rel="noopener noreferrer" target="_blank">https://podcasts.apple.com/us/podcast/love-101/id1647034406</a></p><p>Connect with Gaby on IG <a href="https://www.instagram.com/gabybalsells/?hl=en" rel="noopener noreferrer" target="_blank">@gabybalsells</a></p><p><br></p><p><br></p><p><strong>Connect with me:</strong></p><p>Instagram: <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">https://www.instagram.com/makethatmoney.hunni/</a></p><p>LinkedIn: <a href="https://www.linkedin.com/in/sandrajoe/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/sandrajoe/</a></p><p>Website: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></description><content:encoded><![CDATA[<p>Gabby Balsells is a couples therapist and relationship coach who helps individuals and couples build happy partnerships rooted in deep connection and self-worth. She also specializes in working with bicultural couples to merge their different worlds and support them in creating a relationship by their own design.</p><p><strong>"I help you stress less and connect more."</strong></p><p><strong><span class="ql-cursor">﻿</span></strong></p><p>&nbsp;In this episode, you will learn:</p><p>1. The correlation between relationship coaching, couples therapy, and financial coaching.</p><p>2. The importance of being proactive in planning for big transitions in a relationship.</p><p>3. The energy expended on thinking about things, rather than actually dealing with them.</p><p><br></p><p>Gaby recently started offering premarital therapy, which led her to examine the curriculum around relationships and money more closely. She realized that there was a big missing piece around financial literacy and education for couples. This year, she started including a finance module in her premarital therapy to help couples learn about money and communication around finances.</p><p><br></p><p><strong>Connect with Gaby:</strong></p><p>Check out Gaby's podcast: <a href="https://podcasts.apple.com/us/podcast/love-101/id1647034406" rel="noopener noreferrer" target="_blank">https://podcasts.apple.com/us/podcast/love-101/id1647034406</a></p><p>Connect with Gaby on IG <a href="https://www.instagram.com/gabybalsells/?hl=en" rel="noopener noreferrer" target="_blank">@gabybalsells</a></p><p><br></p><p><br></p><p><strong>Connect with me:</strong></p><p>Instagram: <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">https://www.instagram.com/makethatmoney.hunni/</a></p><p>LinkedIn: <a href="https://www.linkedin.com/in/sandrajoe/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/sandrajoe/</a></p><p>Website: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">61770670-ebcd-4387-ad91-0071f3456bea</guid><itunes:image href="https://artwork.captivate.fm/96f2f2ba-12dc-41cf-916c-5906ef60c390/pgdyaUT2B_3kTQEC9d19WiqN.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 21 Dec 2022 05:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/6ff417b1-1e0f-43e8-964b-140fb66d8327/EP068-20-20Make-20That-20Money-20Hunni-20-20Gaby-20Balsells-20F-converted.mp3" length="58313856" type="audio/mpeg"/><itunes:duration>01:09:25</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>68</itunes:episode><podcast:episode>68</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>67. Why You Aren&apos;t Earning Your Worth</title><itunes:title>Why You Aren&apos;t Earning Your Worth</itunes:title><description><![CDATA[<p>If you're a woman who wants to learn how to better manage your finances, you're probably tired of being told that you just need to save your money. Saving your money is important, but it's not the only thing you need to do to achieve financial success.</p><p><strong>"The number one reason why you're just not earning as much is because you're simply not asking."</strong></p><p><br></p><p>In this episode, you will hear the following:</p><p>1. The number one reason why you're not earning as much as you'd like</p><p>2. The confidence that it requires to negotiate within our existing jobs</p><p>3. Pricing your services appropriately</p><p><br></p><p><strong>Connect with me:</strong></p><p>Instagram: <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">https://www.instagram.com/makethatmoney.hunni/</a></p><p>LinkedIn: <a href="https://www.linkedin.com/in/sandrajoe/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/sandrajoe/</a></p><p>Website: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p><p>Links: <a href="https://www.sandrajoe.com/links" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/links</a></p>]]></description><content:encoded><![CDATA[<p>If you're a woman who wants to learn how to better manage your finances, you're probably tired of being told that you just need to save your money. Saving your money is important, but it's not the only thing you need to do to achieve financial success.</p><p><strong>"The number one reason why you're just not earning as much is because you're simply not asking."</strong></p><p><br></p><p>In this episode, you will hear the following:</p><p>1. The number one reason why you're not earning as much as you'd like</p><p>2. The confidence that it requires to negotiate within our existing jobs</p><p>3. Pricing your services appropriately</p><p><br></p><p><strong>Connect with me:</strong></p><p>Instagram: <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">https://www.instagram.com/makethatmoney.hunni/</a></p><p>LinkedIn: <a href="https://www.linkedin.com/in/sandrajoe/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/sandrajoe/</a></p><p>Website: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p><p>Links: <a href="https://www.sandrajoe.com/links" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/links</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">06c2a24b-fe75-4173-a9a4-64bfeb141c8b</guid><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 14 Dec 2022 05:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/48f45dde-c1a2-45f8-b692-e500ce120bf9/EP067-20-20Make-20That-20Money-20Hunni-20-20Why-20You-20Aren-27-converted.mp3" length="14083481" type="audio/mpeg"/><itunes:duration>14:40</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>67</itunes:episode><podcast:episode>67</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>66. Using the Proper Platforms to Excel in Sales and Grow Your Business</title><itunes:title>Using the Proper Platforms to Excel in Sales and Grow Your Business</itunes:title><description><![CDATA[<p>Sales productivity software is a tool that helps salespeople to be more efficient and effective in their jobs. It can automate repetitive tasks, help to manage customer data, and provide insight into sales processes.</p><p>A positive mental attitude is essential for sales success. In this episode you will learn:</p><p>1. How to improve sales productivity through technology</p><p>2. The importance of maintaining a positive attitude in the face of rejection</p><p>3. How recent global trends changed buyer behavior</p><p><br></p><p><strong>"One of the strongest indicators of sales success is actually positive mental attitude and the ability to sort of keep going."</strong></p><p><br></p><p>Joel Stevenson is the CEO of Yesware, a leader in sales productivity software. Prior to Yesware, Joel was the GM and founder of Wayfair's B to B division. Joel earned an MBA from the Yale School of Management, A-B-S. In Business Administration from the University of Illinois, and studied Chinese at Harvard Beijing Academy.</p><p><br></p><p>Joel is the CEO of Yesware, a leader in sales productivity software. He was formerly the GM and founder of Wayfair's B to B division. Joel has an MBA from the Yale School of Management, A-B-S. in Business Administration from the University of Illinois, and studied Chinese at Harvard Beijing Academy.&nbsp;</p><p><br></p><p><strong>Resources:</strong></p><p>Amazon link for Spin Selling by Neil Rackham:&nbsp;<a href="https://a.co/d/hLte7JZ" rel="noopener noreferrer" target="_blank">https://a.co/d/hLte7JZ</a></p><p><br></p><p><strong>Connect with Joel:</strong></p><p>Free Sales Advice on the Yesware blog: <a href="https://www.yesware.com/blog/" rel="noopener noreferrer" target="_blank">https://www.yesware.com/blog/</a></p><p>The Hard Sell Podcast:&nbsp;<a href="https://www.yesware.com/podcast" rel="noopener noreferrer" target="_blank">https://www.yesware.com/podcast</a></p><p>Connect with Joel: <a href="mailto:jstevenson@yesware.com" rel="noopener noreferrer" target="_blank">jstevenson@yesware.com</a></p><p><br></p><p><strong>Connect with me:</strong></p><p>Instagram: <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">https://www.instagram.com/makethatmoney.hunni/</a></p><p>LinkedIn: <a href="https://www.linkedin.com/in/sandrajoe/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/sandrajoe/</a></p><p>Website: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p><p><br></p>]]></description><content:encoded><![CDATA[<p>Sales productivity software is a tool that helps salespeople to be more efficient and effective in their jobs. It can automate repetitive tasks, help to manage customer data, and provide insight into sales processes.</p><p>A positive mental attitude is essential for sales success. In this episode you will learn:</p><p>1. How to improve sales productivity through technology</p><p>2. The importance of maintaining a positive attitude in the face of rejection</p><p>3. How recent global trends changed buyer behavior</p><p><br></p><p><strong>"One of the strongest indicators of sales success is actually positive mental attitude and the ability to sort of keep going."</strong></p><p><br></p><p>Joel Stevenson is the CEO of Yesware, a leader in sales productivity software. Prior to Yesware, Joel was the GM and founder of Wayfair's B to B division. Joel earned an MBA from the Yale School of Management, A-B-S. In Business Administration from the University of Illinois, and studied Chinese at Harvard Beijing Academy.</p><p><br></p><p>Joel is the CEO of Yesware, a leader in sales productivity software. He was formerly the GM and founder of Wayfair's B to B division. Joel has an MBA from the Yale School of Management, A-B-S. in Business Administration from the University of Illinois, and studied Chinese at Harvard Beijing Academy.&nbsp;</p><p><br></p><p><strong>Resources:</strong></p><p>Amazon link for Spin Selling by Neil Rackham:&nbsp;<a href="https://a.co/d/hLte7JZ" rel="noopener noreferrer" target="_blank">https://a.co/d/hLte7JZ</a></p><p><br></p><p><strong>Connect with Joel:</strong></p><p>Free Sales Advice on the Yesware blog: <a href="https://www.yesware.com/blog/" rel="noopener noreferrer" target="_blank">https://www.yesware.com/blog/</a></p><p>The Hard Sell Podcast:&nbsp;<a href="https://www.yesware.com/podcast" rel="noopener noreferrer" target="_blank">https://www.yesware.com/podcast</a></p><p>Connect with Joel: <a href="mailto:jstevenson@yesware.com" rel="noopener noreferrer" target="_blank">jstevenson@yesware.com</a></p><p><br></p><p><strong>Connect with me:</strong></p><p>Instagram: <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">https://www.instagram.com/makethatmoney.hunni/</a></p><p>LinkedIn: <a href="https://www.linkedin.com/in/sandrajoe/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/sandrajoe/</a></p><p>Website: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p><p><br></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">34869c79-6638-469a-9cf4-0b901f1c59dc</guid><itunes:image href="https://artwork.captivate.fm/b00d27e3-8cb8-43bf-91e4-7c1960d6baf4/d-YSErS1AL4j3BuvYW7ykrE8.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 07 Dec 2022 05:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/ed8d2df7-0774-4880-b4ea-ca825881e8ce/EP066-20-20Make-20that-20Money-20Hunni-20-20Joel-20Stevenson-20-converted.mp3" length="29133231" type="audio/mpeg"/><itunes:duration>34:41</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>66</itunes:episode><podcast:episode>66</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>65. Five Ways to Pull Yourself Out of an Emotional Funk</title><itunes:title>Five Ways to Pull Yourself Out of an Emotional Funk</itunes:title><description><![CDATA[<p>Many people are currently in a place of financial struggle. There are several factors at play in today's environment that make it easy to focus on the fear and pain that come with this struggle. Everything from our unusual economic situation, to the change of seasons, make it easy to fall into an emotional funk. </p><p>Once you're in an emotional funk, it can be very challenging to pull yourself out. Even though times are tough right now, they don't have to stay that way. I have five easy strategies you can start utilizing today to begin moving forward and pulling yourself out that funk.</p><p>* Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>* Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></description><content:encoded><![CDATA[<p>Many people are currently in a place of financial struggle. There are several factors at play in today's environment that make it easy to focus on the fear and pain that come with this struggle. Everything from our unusual economic situation, to the change of seasons, make it easy to fall into an emotional funk. </p><p>Once you're in an emotional funk, it can be very challenging to pull yourself out. Even though times are tough right now, they don't have to stay that way. I have five easy strategies you can start utilizing today to begin moving forward and pulling yourself out that funk.</p><p>* Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>* Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">0a15e144-3d63-42ba-ba45-43ddf895f952</guid><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 30 Nov 2022 05:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/5d53d506-a4f1-4c38-b13d-7a78da9c7b86/EP065-20-20Make-20that-20Money-20Hunni-20-20Emotional-20Funk-20-converted.mp3" length="18156365" type="audio/mpeg"/><itunes:duration>18:55</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>65</itunes:episode><podcast:episode>65</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>64. How To Take Control of Social Media &amp; Not Let It Control You</title><itunes:title>How To Take Control of Social Media &amp; Not Let It Control You</itunes:title><description><![CDATA[<p>Sandra is joined by Lindsay Smith, a social media expert, and copywriter, to discuss how you can use social media to help your business grow and flourish. They also discuss the importance of not becoming controlled and obsessed with social media and the steps that you should implement if you do start feeling controlled.  </p><p>Lindsay is originally from a small town in Québec but now lives in Hamilton, Ontario. School and work took her to Cuba, Mexico, and Washington DC in her early twenties and it was a fascination with language while living in Washington that prompted a decision to go back to school to study journalism. She worked for CBC Radio right out of school and eventually shifted to print then digital journalism. From there, she fell into advertising where she worked for 12 years as a copywriter, content writer, and community manager. After having kids, leaving the traditional world of advertising just made sense. She slowly started freelancing and it turned into a full-time job. Currently, she teaches other business owners how to create their content and write their copy.</p><p>*Connect with Lindsay <a href="https://www.instagram.com/lindsaycopycoach" rel="noopener noreferrer" target="_blank">@lindsaycopycoach</a></p><p>*Check out the Lindsay's website: <a href="https://www.lindsaysmithcreative.ca/" rel="noopener noreferrer" target="_blank">https://www.lindsaysmithcreative.ca/</a></p><p><br></p><p>*Check out all the ways of connecting with Sandra  <a href="https://www.sandrajoe.com/links" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/links</a></p><p>* Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>* Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></description><content:encoded><![CDATA[<p>Sandra is joined by Lindsay Smith, a social media expert, and copywriter, to discuss how you can use social media to help your business grow and flourish. They also discuss the importance of not becoming controlled and obsessed with social media and the steps that you should implement if you do start feeling controlled.  </p><p>Lindsay is originally from a small town in Québec but now lives in Hamilton, Ontario. School and work took her to Cuba, Mexico, and Washington DC in her early twenties and it was a fascination with language while living in Washington that prompted a decision to go back to school to study journalism. She worked for CBC Radio right out of school and eventually shifted to print then digital journalism. From there, she fell into advertising where she worked for 12 years as a copywriter, content writer, and community manager. After having kids, leaving the traditional world of advertising just made sense. She slowly started freelancing and it turned into a full-time job. Currently, she teaches other business owners how to create their content and write their copy.</p><p>*Connect with Lindsay <a href="https://www.instagram.com/lindsaycopycoach" rel="noopener noreferrer" target="_blank">@lindsaycopycoach</a></p><p>*Check out the Lindsay's website: <a href="https://www.lindsaysmithcreative.ca/" rel="noopener noreferrer" target="_blank">https://www.lindsaysmithcreative.ca/</a></p><p><br></p><p>*Check out all the ways of connecting with Sandra  <a href="https://www.sandrajoe.com/links" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/links</a></p><p>* Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>* Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">0c4502bb-ba7d-48ec-aefe-af73b4291fef</guid><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 23 Nov 2022 05:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/0ea1c347-5e4f-487b-ba11-1143ebd2ff79/EP064-20-20Make-20that-20Money-20Hunni-20-20Lindsay-20Smith-20F-converted.mp3" length="41321463" type="audio/mpeg"/><itunes:duration>43:03</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>64</itunes:episode><podcast:episode>64</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>63. Actively Use Your LinkedIn To Make More Connections</title><itunes:title>Actively Use Your LinkedIn To Make More Connections</itunes:title><description><![CDATA[<p>In this episode, I will show you the power of creating and maintaining a LinkedIn in today's world. LinkedIn is one of if not the most underutilized tools for creating connections with other like-minded individuals. LinkedIn is seen as a professional landscape where the algorithm rewards you with connections for commenting meaningful comments on posts. This provides the opportunity to set yourself up for success! I have booked more leads and connection calls in my schedule in the last week actively using LinkedIn than I have in the past three years using Instagram for business!</p><p>*Check out my LinkedIn along with other ways of connecting <a href="https://www.sandrajoe.com/links" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/links</a></p><p>* Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>* Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></description><content:encoded><![CDATA[<p>In this episode, I will show you the power of creating and maintaining a LinkedIn in today's world. LinkedIn is one of if not the most underutilized tools for creating connections with other like-minded individuals. LinkedIn is seen as a professional landscape where the algorithm rewards you with connections for commenting meaningful comments on posts. This provides the opportunity to set yourself up for success! I have booked more leads and connection calls in my schedule in the last week actively using LinkedIn than I have in the past three years using Instagram for business!</p><p>*Check out my LinkedIn along with other ways of connecting <a href="https://www.sandrajoe.com/links" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/links</a></p><p>* Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>* Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">c0476808-55cc-459a-9edb-54f6e70d0966</guid><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 16 Nov 2022 05:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/39955024-8501-46b7-8382-c2da45ea9aaa/EP063-20-20Make-20that-20Money-20Hunni-20-20Linkin-20FINAL-converted.mp3" length="24695465" type="audio/mpeg"/><itunes:duration>25:43</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>63</itunes:episode><podcast:episode>63</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>62. How To Start Seeing Our Bodies the Way We Should See Them</title><itunes:title>How To Start Seeing Our Bodies the Way We Should See Them</itunes:title><description><![CDATA[<p>Rebekah is the creator of The Body Image Solution, founder of Confidently She, and author of&nbsp;<em>Social Currency.</em>&nbsp;At 21, she graduated magna cum laude from Minnesota State University with a BA in economics, political science, and philosophy. Rebecca left the Midwest on a mission to help women around the world rethink beauty standards. In 2017, Rebekah created a method for body image deconstruction that helps thousands of women each year. We discuss some of the back story of what led Rebecca to the space she is currently in, the impact that this has had on her life, and the impact that it has had on others' lives.</p><p>*Follow Rebekah on IG <a href="https://www.instagram.com/rebekahbuege/" rel="noopener noreferrer" target="_blank">https://www.instagram.com/rebekahbuege/</a></p><p>*Learn more at <a href="https://www.thebodyimagesolution.com/" rel="noopener noreferrer" target="_blank">https://www.thebodyimagesolution.com/</a></p><p>* Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>* Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></description><content:encoded><![CDATA[<p>Rebekah is the creator of The Body Image Solution, founder of Confidently She, and author of&nbsp;<em>Social Currency.</em>&nbsp;At 21, she graduated magna cum laude from Minnesota State University with a BA in economics, political science, and philosophy. Rebecca left the Midwest on a mission to help women around the world rethink beauty standards. In 2017, Rebekah created a method for body image deconstruction that helps thousands of women each year. We discuss some of the back story of what led Rebecca to the space she is currently in, the impact that this has had on her life, and the impact that it has had on others' lives.</p><p>*Follow Rebekah on IG <a href="https://www.instagram.com/rebekahbuege/" rel="noopener noreferrer" target="_blank">https://www.instagram.com/rebekahbuege/</a></p><p>*Learn more at <a href="https://www.thebodyimagesolution.com/" rel="noopener noreferrer" target="_blank">https://www.thebodyimagesolution.com/</a></p><p>* Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>* Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">a44989e4-b2a2-4d20-9f4c-a90344dc909b</guid><itunes:image href="https://artwork.captivate.fm/279f69f9-2472-442c-89f6-7cfa56f82361/uHT_ovBdWVP59BLRdMobzXfp.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 09 Nov 2022 05:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/d5ac582e-de14-498c-a056-b2b9eb02aa5d/EP062-20-20Make-20that-20Money-20Hunni-20-20Rebekah-20Buege-20-1-converted.mp3" length="47769581" type="audio/mpeg"/><itunes:duration>56:52</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>62</itunes:episode><podcast:episode>62</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>61. Financial Manipulation and How it Can Lead to Divorce</title><itunes:title>Financial Manipulation and How it Can Lead to Divorce</itunes:title><description><![CDATA[<p>What is financial manipulation? Financial manipulation can be apparent in relationships in so many different shapes and forms. It can also be manipulation between parents and children or amongst siblings. There are many ways that people can engage in financial manipulation, some not as obvious as others, so I'm going to share a couple of examples. </p><p>I'm going to talk about some common types of financial manipulation and how they show up in relationships and everyday decision-making. I will also go into a little bit of a story about how financial manipulation affects couples and how it can lead to divorce, how it can be prevented, and some common things to be aware of if you feel that you are experiencing financial manipulation in your relationship.</p><p>* Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>* Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></description><content:encoded><![CDATA[<p>What is financial manipulation? Financial manipulation can be apparent in relationships in so many different shapes and forms. It can also be manipulation between parents and children or amongst siblings. There are many ways that people can engage in financial manipulation, some not as obvious as others, so I'm going to share a couple of examples. </p><p>I'm going to talk about some common types of financial manipulation and how they show up in relationships and everyday decision-making. I will also go into a little bit of a story about how financial manipulation affects couples and how it can lead to divorce, how it can be prevented, and some common things to be aware of if you feel that you are experiencing financial manipulation in your relationship.</p><p>* Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>* Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">660f931d-9aa9-41cd-ab94-f149b82df0c3</guid><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 02 Nov 2022 05:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/69c605e1-2ad2-4a2e-92ed-16aee4680ab5/EP061-20-20Make-20that-20Money-20Hunni-20-20Financial-20Manipul-converted.mp3" length="26575449" type="audio/mpeg"/><itunes:duration>27:41</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>61</itunes:episode><podcast:episode>61</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>60. Sharing Your Story Authentically Makes You Approachable With Courtney Elko</title><itunes:title>Sharing Your Story Authentically Makes You Approachable With Courtney Elko</itunes:title><description><![CDATA[<p>Courtney Elko is the founder of Go Live Your Story. She is a business coach with nearly 20 years of content creation experience as a former full-time writer, editor, journalist, and content creator. She created her coaching programs to help female entrepreneurs better tell the story of their businesses and products. She is forever authentic and helps her clients show up authentically too. Courtney loves brainstorming new content ideas to help her clients promote their businesses, but she also loves showing them how to repurpose existing content so it can work harder for them. Courtney is a storyteller at heart and loves seeing her clients expand their visibility through the power of storytelling.</p><p>&nbsp;</p><p>I'm excited to share our conversation where Courtney shares what storytelling should look like for an online entrepreneur, pillars that you can use as a guide to tell your story, how to show up authentically, why you want to show up authentically, and how to set yourself up for success by planning and batching your content creation.</p><p>&nbsp;</p><p>* Connect with Courtney on IG <a href="https://www.instagram.com/goliveyourstory/" rel="noopener noreferrer" target="_blank">@goliveyourstory</a></p><p>* Visit her website: <a href="https://www.goliveyourstory.com/" rel="noopener noreferrer" target="_blank">goliveyourstory.com</a></p><p>* Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>* Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></description><content:encoded><![CDATA[<p>Courtney Elko is the founder of Go Live Your Story. She is a business coach with nearly 20 years of content creation experience as a former full-time writer, editor, journalist, and content creator. She created her coaching programs to help female entrepreneurs better tell the story of their businesses and products. She is forever authentic and helps her clients show up authentically too. Courtney loves brainstorming new content ideas to help her clients promote their businesses, but she also loves showing them how to repurpose existing content so it can work harder for them. Courtney is a storyteller at heart and loves seeing her clients expand their visibility through the power of storytelling.</p><p>&nbsp;</p><p>I'm excited to share our conversation where Courtney shares what storytelling should look like for an online entrepreneur, pillars that you can use as a guide to tell your story, how to show up authentically, why you want to show up authentically, and how to set yourself up for success by planning and batching your content creation.</p><p>&nbsp;</p><p>* Connect with Courtney on IG <a href="https://www.instagram.com/goliveyourstory/" rel="noopener noreferrer" target="_blank">@goliveyourstory</a></p><p>* Visit her website: <a href="https://www.goliveyourstory.com/" rel="noopener noreferrer" target="_blank">goliveyourstory.com</a></p><p>* Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>* Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">14ce9d54-f4da-44dd-92bf-6ea669a9b257</guid><itunes:image href="https://artwork.captivate.fm/be89ba2f-41f3-4672-8dc2-869ca209de70/LIR4Y6wn8u-GVJeI8pMgYOdN.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 26 Oct 2022 05:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/4021105e-f4b0-4c98-a6ee-a639b6937bbe/EP060-20-20Make-20that-20Money-20Hunni-20-20Courtney-20Elko-20--converted.mp3" length="33969010" type="audio/mpeg"/><itunes:duration>35:23</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>60</itunes:episode><podcast:episode>60</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>59. How Building Financial Security Can Lead To Healthier Relationships</title><itunes:title>How Building Financial Security Can Lead To To Healthier Relationships</itunes:title><description><![CDATA[<p>I have six tips to share that will help you have a healthier relationship with your partner. I am sharing these tips because a shocking number of women do not have orgasms when they have sex. There are many reasons for this, one of them being financial stress. This is because when we feel stressed or frustrated, these feelings have a ripple effect on all other areas of our life, including our sexual relationships and desire for our partner.</p><p>* Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>* Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></description><content:encoded><![CDATA[<p>I have six tips to share that will help you have a healthier relationship with your partner. I am sharing these tips because a shocking number of women do not have orgasms when they have sex. There are many reasons for this, one of them being financial stress. This is because when we feel stressed or frustrated, these feelings have a ripple effect on all other areas of our life, including our sexual relationships and desire for our partner.</p><p>* Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>* Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">7bc22d93-def1-456c-8b6e-7c02c66f0b6d</guid><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 19 Oct 2022 05:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/971e2179-c377-4530-b648-2388b978e39d/EP059-20-20Make-20that-20Money-20Hunni-20-20more-20orgasms-20-2-converted.mp3" length="24931901" type="audio/mpeg"/><itunes:duration>25:58</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>59</itunes:episode><podcast:episode>59</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>58. You Should Be Leveraging the Power of Your Story to Create Your Brand with Jennifer Yassen</title><itunes:title>You Should Be Leveraging the Power of Your Story to Create Your Brand with Jennifer Yassen</itunes:title><description><![CDATA[<p>Jennifer Yassen is a holistic marketing consultant, brand strategist, brand &amp; marketing coach, podcast co-host, and the Founder and CEO of The Freed Agency, a brand marketing agency that focuses on helping heart-centered entrepreneurs leverage social media and attraction marketing strategies to attract their most loyal customers so that they can increase their awareness, sales, and influence!</p><p> </p><p>She has a corporate background in the fashion and music industries where she worked in critical leadership roles and achieved success by using her extensive experience to ideate, create, and execute successful marketing strategies, campaigns, and events to connect people and brands while driving record levels of awareness, engagement, and growth. She’s helped develop brands and product lines and launched innovative collaborations and partnerships including Revolve and FabFitFun, Loote Music, as well as go-to-market strategies, which included launching several celebrity brands globally, including Flower Eyewear by Drew Barrymore and Kendall + Kylie eyewear.</p><p> </p><p>She now focuses on assisting entrepreneurs who are ready to answer the call in their hearts as a marketing and branding coach at the helm of her agency. She helps them cultivate successful businesses by connecting the dots of their passions, stories, and experiences through effective storytelling so they can create a world-changing brand. She believes everything that exists on this planet has a purpose, and that includes each and every one of us.</p><p> </p><p>She is also the co-host of the Fiercely Forward podcast - the no bullsh$t podcast to finding your brave bold true self, which highlights how we can use our stories to inspire others while using them as fuel for our own lives.</p><p> </p><p>Jennifer is an absolute powerhouse and shares tons of valuable knowledge in this episode. She shares how entrepreneurs can demonstrate their impact through marketing and branding, how you can leverage your own story to find your brand foundation, and how to share your story in a way that ensures it will resonate with your audience.</p><p>* Find Jennifer on IG <a href="https://www.instagram.com/jenniferyassen/" rel="noopener noreferrer" target="_blank">@jenniferyassen</a></p><p>* Visit her website: <a href="https://www.thefreedagency.com/" rel="noopener noreferrer" target="_blank">thefreedagency.com</a></p><p><br></p><p>* Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>* Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></description><content:encoded><![CDATA[<p>Jennifer Yassen is a holistic marketing consultant, brand strategist, brand &amp; marketing coach, podcast co-host, and the Founder and CEO of The Freed Agency, a brand marketing agency that focuses on helping heart-centered entrepreneurs leverage social media and attraction marketing strategies to attract their most loyal customers so that they can increase their awareness, sales, and influence!</p><p> </p><p>She has a corporate background in the fashion and music industries where she worked in critical leadership roles and achieved success by using her extensive experience to ideate, create, and execute successful marketing strategies, campaigns, and events to connect people and brands while driving record levels of awareness, engagement, and growth. She’s helped develop brands and product lines and launched innovative collaborations and partnerships including Revolve and FabFitFun, Loote Music, as well as go-to-market strategies, which included launching several celebrity brands globally, including Flower Eyewear by Drew Barrymore and Kendall + Kylie eyewear.</p><p> </p><p>She now focuses on assisting entrepreneurs who are ready to answer the call in their hearts as a marketing and branding coach at the helm of her agency. She helps them cultivate successful businesses by connecting the dots of their passions, stories, and experiences through effective storytelling so they can create a world-changing brand. She believes everything that exists on this planet has a purpose, and that includes each and every one of us.</p><p> </p><p>She is also the co-host of the Fiercely Forward podcast - the no bullsh$t podcast to finding your brave bold true self, which highlights how we can use our stories to inspire others while using them as fuel for our own lives.</p><p> </p><p>Jennifer is an absolute powerhouse and shares tons of valuable knowledge in this episode. She shares how entrepreneurs can demonstrate their impact through marketing and branding, how you can leverage your own story to find your brand foundation, and how to share your story in a way that ensures it will resonate with your audience.</p><p>* Find Jennifer on IG <a href="https://www.instagram.com/jenniferyassen/" rel="noopener noreferrer" target="_blank">@jenniferyassen</a></p><p>* Visit her website: <a href="https://www.thefreedagency.com/" rel="noopener noreferrer" target="_blank">thefreedagency.com</a></p><p><br></p><p>* Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>* Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">8045f499-cbd4-408f-9786-32b3b0772ded</guid><itunes:image href="https://artwork.captivate.fm/cf6ce43f-26c1-4756-ab2a-ba96fdc03c5a/FnYuS3s7-C7Zi__pRkxzB3X8.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 12 Oct 2022 05:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/057811bb-b3a6-412d-bae3-d2a0d4d2631d/EP058-20-20Make-20that-20Money-20Hunni-20-20Jennifer-20Yassen-2-converted.mp3" length="34856443" type="audio/mpeg"/><itunes:duration>48:25</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>58</itunes:episode><podcast:episode>58</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>57. Wedding Season: My Honest Opinion on How Much It Should Cost</title><itunes:title>Wedding Season: My Honest Opinion on How Much It Should Cost</itunes:title><description><![CDATA[<p>2022 has been a crazy year for weddings because so many couples postponed their weddings over the past couple of years due to COVID restrictions. After attending multiple weddings this year and chatting with a girlfriend who is frustrated with wedding planning, I have several thoughts on weddings that I'd like to share with you. I hope my opinions and advice will help you spend your money in a way that aligns with your vision for your wedding without creating unnecessary debt for yourself or your guests.</p><p>* Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>* Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></description><content:encoded><![CDATA[<p>2022 has been a crazy year for weddings because so many couples postponed their weddings over the past couple of years due to COVID restrictions. After attending multiple weddings this year and chatting with a girlfriend who is frustrated with wedding planning, I have several thoughts on weddings that I'd like to share with you. I hope my opinions and advice will help you spend your money in a way that aligns with your vision for your wedding without creating unnecessary debt for yourself or your guests.</p><p>* Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>* Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">ea3cfa94-014e-4c8f-b4da-c0a626ca315e</guid><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 05 Oct 2022 05:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/bdc0e5cf-4d96-46dc-86db-12215d161f15/EP057-20-20Make-20that-20Money-20Hunni-20-20Wedding-20Season-20-converted.mp3" length="24796900" type="audio/mpeg"/><itunes:duration>25:50</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>57</itunes:episode><podcast:episode>57</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>56. How Genuine Curiosity Can Turn Sex Pressure into Sex Pleasures with Stephanie Ganowski</title><itunes:title>How Genuine Curiosity Can Turn Sex Pressure into Sex Pleasures with Stephanie Ganowski</itunes:title><description><![CDATA[<p>Stephanie Ganowski has been coaching men full-time in the relationship space for almost five years. She holds a bachelor's degree in psychology and is a certified relationship coach and clinical sexologist. Her mission is to help men turn their sex pressure into sex pleasures. She is extremely passionate about her work and couldn't imagine doing anything else!</p><p>I couldn't think of a better person to have on the show to talk about all things men's sex life and how that affects every aspect of their lives. Stephanie is able to break down this complex topic and provide practical advice for both sides of the relationship. If you've ever struggled to communicate with your partner about your sex life, you don't want to miss this conversation. We discuss everything from how to handle erectile dysfunction to how genuine curiosity can be the key to getting more of what you want.</p><p><br></p><p>* Find Stephanie on IG <a href="https://www.instagram.com/stephganowski/" rel="noopener noreferrer" target="_blank">@stephganowski</a></p><p>* Listen to her podcast, What I Love About Sex: <a href="https://podcasts.apple.com/us/podcast/what-i-love-about-sex/id1433835315" rel="noopener noreferrer" target="_blank">https://podcasts.apple.com/us/podcast/what-i-love-about-sex/id1433835315</a></p><p><br></p><p>* Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>* Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></description><content:encoded><![CDATA[<p>Stephanie Ganowski has been coaching men full-time in the relationship space for almost five years. She holds a bachelor's degree in psychology and is a certified relationship coach and clinical sexologist. Her mission is to help men turn their sex pressure into sex pleasures. She is extremely passionate about her work and couldn't imagine doing anything else!</p><p>I couldn't think of a better person to have on the show to talk about all things men's sex life and how that affects every aspect of their lives. Stephanie is able to break down this complex topic and provide practical advice for both sides of the relationship. If you've ever struggled to communicate with your partner about your sex life, you don't want to miss this conversation. We discuss everything from how to handle erectile dysfunction to how genuine curiosity can be the key to getting more of what you want.</p><p><br></p><p>* Find Stephanie on IG <a href="https://www.instagram.com/stephganowski/" rel="noopener noreferrer" target="_blank">@stephganowski</a></p><p>* Listen to her podcast, What I Love About Sex: <a href="https://podcasts.apple.com/us/podcast/what-i-love-about-sex/id1433835315" rel="noopener noreferrer" target="_blank">https://podcasts.apple.com/us/podcast/what-i-love-about-sex/id1433835315</a></p><p><br></p><p>* Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>* Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">094010ba-9dec-411c-9c49-d41df066d2ef</guid><itunes:image href="https://artwork.captivate.fm/209201f3-7940-4178-8649-82050cfdd3da/VrnVAa1rxaZz2W_9B74ZDgkZ.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 28 Sep 2022 05:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/880335d3-5309-4b06-8062-81148d724f6e/EP056-20-20Make-20that-20Money-20Hunni-20-20Stephanie-20Ganowsk-converted.mp3" length="48998614" type="audio/mpeg"/><itunes:duration>58:20</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>56</itunes:episode><podcast:episode>56</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>55. When Should You Discuss Money in a New Relationship?</title><itunes:title>When Should You Discuss Money in a New Relationship?</itunes:title><description><![CDATA[<p>I have a lot of single friends and as they start new relationships, one question that often comes up is when to start talking about money in a new relationship. Everyone has a different opinion on how to handle money in a relationship, but I believe that the one fundamental concept that always holds true is to make your partner feel appreciated. Let's dive into how you can achieve this regardless of the financial situation of you and your partner.</p><p>* Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>* Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></description><content:encoded><![CDATA[<p>I have a lot of single friends and as they start new relationships, one question that often comes up is when to start talking about money in a new relationship. Everyone has a different opinion on how to handle money in a relationship, but I believe that the one fundamental concept that always holds true is to make your partner feel appreciated. Let's dive into how you can achieve this regardless of the financial situation of you and your partner.</p><p>* Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>* Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">bb262cdf-ea13-4a74-a1a6-76d4173cbb95</guid><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 21 Sep 2022 05:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/402ad40c-89af-4f54-9604-af1e5bd11455/EP055-20-20Make-20that-20Money-20Hunni-20-20When-20to-20discuss-converted.mp3" length="26679388" type="audio/mpeg"/><itunes:duration>27:47</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>55</itunes:episode><podcast:episode>55</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>54. Effective Communication Helps You Attack the Problem Instead of the Person with Jimmy LaRowe</title><itunes:title>Effective Communication Helps You Attack the Problem Instead of the Person with Jimmy LaRowe</itunes:title><description><![CDATA[<p>Jimmy LaRowe is a Doctor of Occupational Therapy and has a Bachelor's in Psychology and Rhetoric. He is the owner of Abundance Life Coaching where he works with clients to improve every aspect of their lives. Throughout his relationships, he has studied communication intently and is married to his sweet wife, Sarah LaRowe, where he embraces all "opportunities" to communicate lovingly and effectively. Amid all of these experiences, Jimmy has been honored to study the best to pursue excellence in the realm of life skills and personal growth to empower others to empower themselves!</p><p>&nbsp;</p><p>You do not want to miss the valuable information that Jimmy has to share on relationships and intimacy. Jimmy gives advice that will help you break down the barrier of comparison in relationships. We discuss common intimacy and communication challenges that couples experience, and Jimmy shares tips to keep intimacy alive through all stages of your relationship.</p><p>* Find Jimmy on IG <a href="https://www.instagram.com/jimmylarowe/" rel="noopener noreferrer" target="_blank">@jimmylarowe</a> or <a href="https://www.instagram.com/abundancelife_coaching/" rel="noopener noreferrer" target="_blank">@abundancelife_coaching</a></p><p>* Email him: <a href="mailto:abundancecoachingllc@gmail.com" rel="noopener noreferrer" target="_blank">abundancecoachingllc@gmail.com</a></p><p><br></p><p>* Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>* Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></description><content:encoded><![CDATA[<p>Jimmy LaRowe is a Doctor of Occupational Therapy and has a Bachelor's in Psychology and Rhetoric. He is the owner of Abundance Life Coaching where he works with clients to improve every aspect of their lives. Throughout his relationships, he has studied communication intently and is married to his sweet wife, Sarah LaRowe, where he embraces all "opportunities" to communicate lovingly and effectively. Amid all of these experiences, Jimmy has been honored to study the best to pursue excellence in the realm of life skills and personal growth to empower others to empower themselves!</p><p>&nbsp;</p><p>You do not want to miss the valuable information that Jimmy has to share on relationships and intimacy. Jimmy gives advice that will help you break down the barrier of comparison in relationships. We discuss common intimacy and communication challenges that couples experience, and Jimmy shares tips to keep intimacy alive through all stages of your relationship.</p><p>* Find Jimmy on IG <a href="https://www.instagram.com/jimmylarowe/" rel="noopener noreferrer" target="_blank">@jimmylarowe</a> or <a href="https://www.instagram.com/abundancelife_coaching/" rel="noopener noreferrer" target="_blank">@abundancelife_coaching</a></p><p>* Email him: <a href="mailto:abundancecoachingllc@gmail.com" rel="noopener noreferrer" target="_blank">abundancecoachingllc@gmail.com</a></p><p><br></p><p>* Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>* Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">9fc2ded4-1b9b-4407-b18a-7c9fd658400c</guid><itunes:image href="https://artwork.captivate.fm/366bf992-b291-49c4-bec7-84b5a64a9e5b/shVmaYBDIXe7xr-7Z-90Lh0u.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 14 Sep 2022 05:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/5bb08861-ab81-41f0-883b-dd7a9e8fec20/EP054-20-20Make-20that-20Money-20Hunni-20-20Jimmy-20LaRowe-20-2-converted.mp3" length="49958614" type="audio/mpeg"/><itunes:duration>59:28</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>54</itunes:episode><podcast:episode>54</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>53. Sex &amp; Money: How are they related?</title><itunes:title>Sex &amp; Money: How are they related?</itunes:title><description><![CDATA[<p>Throughout 2022 I have worked with many different private clients, and one thing that came up in every couple's group is that there's a direct correlation between their relationship with money and their relationship with intimacy, love, and connection. Finding this correlation is what brought the idea behind my new course, $ex &amp; Money, to fruition. I am so excited to launch this course in October 2022, and I want to share a little bit more about how I came up with the concept and what will be included in the course. You'll want to listen all the way through the episode for a special discount just for podcast listeners.</p><p>&nbsp;</p><p>* Find more information on $ex &amp; Money here: <a href="https://www.sandrajoe.com/links" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/links</a></p><p>* Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>* Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></description><content:encoded><![CDATA[<p>Throughout 2022 I have worked with many different private clients, and one thing that came up in every couple's group is that there's a direct correlation between their relationship with money and their relationship with intimacy, love, and connection. Finding this correlation is what brought the idea behind my new course, $ex &amp; Money, to fruition. I am so excited to launch this course in October 2022, and I want to share a little bit more about how I came up with the concept and what will be included in the course. You'll want to listen all the way through the episode for a special discount just for podcast listeners.</p><p>&nbsp;</p><p>* Find more information on $ex &amp; Money here: <a href="https://www.sandrajoe.com/links" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/links</a></p><p>* Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>* Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">91ead024-ab28-4512-b056-71e562857643</guid><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 07 Sep 2022 05:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/befe4bc1-0dd1-4650-ad4d-53cc8cd1174f/EP053-20-20Make-20that-20Money-20Hunni-20-20Sex-20-20Money-20-2-converted.mp3" length="17143649" type="audio/mpeg"/><itunes:duration>17:51</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>53</itunes:episode><podcast:episode>53</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>52. Why sponsorships are not the best way to grow your podcast with Josh Tapp</title><itunes:title>Why sponsorships are not the best way to grow your podcast with Josh Tapp</itunes:title><description><![CDATA[<p>Josh Tapp is the host of the Apple iTunes Top 50 Marketing and Entrepreneurship Podcast, The Lucky Titan. Josh has worked with over 1500 of the world’s top entrepreneurs discovering their most coveted business success secrets and sharing them with the world. His company, Podcast Multipliers, has helped over 750 entrepreneurs to launch, monetize, and scale their own industry-leading podcasts.</p><p> </p><p>Leveraging the Pantheon Method, Josh's proprietary method for scaling industry-leading podcasts, he founded multiple 7 figure businesses and has spoken in front of nearly 500,000 entrepreneurs worldwide.</p><p>I am excited to have him here today to share how he went from working in marketing to monetizing podcasts, his top tips for monetizing podcasts, and why you should use a podcast as the center of your marketing and brand strategy.</p><p>* Find Josh on IG <a href="https://www.instagram.com/theluckytitan/?hl=en" rel="noopener noreferrer" target="_blank">@theluckytitan</a></p><p>* Visit his website: <a href="https://www.pantheon.fm/" rel="noopener noreferrer" target="_blank">www.pantheon.fm</a></p><p><br></p><p>* Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>* Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></description><content:encoded><![CDATA[<p>Josh Tapp is the host of the Apple iTunes Top 50 Marketing and Entrepreneurship Podcast, The Lucky Titan. Josh has worked with over 1500 of the world’s top entrepreneurs discovering their most coveted business success secrets and sharing them with the world. His company, Podcast Multipliers, has helped over 750 entrepreneurs to launch, monetize, and scale their own industry-leading podcasts.</p><p> </p><p>Leveraging the Pantheon Method, Josh's proprietary method for scaling industry-leading podcasts, he founded multiple 7 figure businesses and has spoken in front of nearly 500,000 entrepreneurs worldwide.</p><p>I am excited to have him here today to share how he went from working in marketing to monetizing podcasts, his top tips for monetizing podcasts, and why you should use a podcast as the center of your marketing and brand strategy.</p><p>* Find Josh on IG <a href="https://www.instagram.com/theluckytitan/?hl=en" rel="noopener noreferrer" target="_blank">@theluckytitan</a></p><p>* Visit his website: <a href="https://www.pantheon.fm/" rel="noopener noreferrer" target="_blank">www.pantheon.fm</a></p><p><br></p><p>* Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>* Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">a9240c6c-ce71-4ee5-9e34-fbe00af6f550</guid><itunes:image href="https://artwork.captivate.fm/03121ffc-5a07-41e8-b3d0-385bdcd421ac/iOF-3VJ9RsM2vDlVxOgAe9jQ.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 31 Aug 2022 05:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/541649be-d71d-4d84-8364-124f90162f53/EP052-20-20Make-20that-20Money-20Hunni-20-20Josh-20Tapp-20-20Fi-converted.mp3" length="63484034" type="audio/mpeg"/><itunes:duration>01:06:08</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>52</itunes:episode><podcast:episode>52</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>51. Generosity Is a Powerful Gift That Should Never Go Unnoticed</title><itunes:title>Generosity Is a Powerful Gift That Should Never Go Unnoticed</itunes:title><description><![CDATA[<p>A recent conversation in my friend circle brought up some thoughts on generosity that I want to share with you because I believe it is one of the most powerful gifts you can give someone. It's important that you pay attention to who you are investing your generosity in, who appreciates your effort, and who may be taking advantage of you. I hope to encourage you to never let generosity go unnoticed and to do a social inventory to gain a clear understanding of who your energy givers are and who your energy drainers are so that you can use your time and energy effectively.</p><p>* Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>* Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></description><content:encoded><![CDATA[<p>A recent conversation in my friend circle brought up some thoughts on generosity that I want to share with you because I believe it is one of the most powerful gifts you can give someone. It's important that you pay attention to who you are investing your generosity in, who appreciates your effort, and who may be taking advantage of you. I hope to encourage you to never let generosity go unnoticed and to do a social inventory to gain a clear understanding of who your energy givers are and who your energy drainers are so that you can use your time and energy effectively.</p><p>* Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>* Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">c88e18c6-626b-49c7-a4c9-2f8c793c6ab7</guid><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 24 Aug 2022 05:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/dc9356ef-a536-43df-8332-1a2adb687070/EP051-20-20Make-20that-20Money-20Hunni-20-20Generosity-20-20Fin-converted.mp3" length="11986033" type="audio/mpeg"/><itunes:duration>12:29</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>51</itunes:episode><podcast:episode>51</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>50. Stop Procrastinating Your Dream Life Out of Fear, Just Do the Thing</title><itunes:title>Stop Procrastinating Your Dream Life Out of Fear, Just Do the Thing</itunes:title><description><![CDATA[<p>I recently announced that I am going to host a webinar series for people who are looking to understand how their financial relationship within their marriage and their intimate relationship within their marriage are connected. After making the announcement, I felt fear and procrastination kick in and had to remind myself that there are always two sides to this type of fear.&nbsp;There's the fear of doing something and the fear of not doing something. I realized that I do not want the fear of doing something to hold me back because the possible reward far outweighs the fear. I am sharing the process that I went through to come to this realization because fear should never hold you back from reaching for your dream life.</p><p>* Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>* Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></description><content:encoded><![CDATA[<p>I recently announced that I am going to host a webinar series for people who are looking to understand how their financial relationship within their marriage and their intimate relationship within their marriage are connected. After making the announcement, I felt fear and procrastination kick in and had to remind myself that there are always two sides to this type of fear.&nbsp;There's the fear of doing something and the fear of not doing something. I realized that I do not want the fear of doing something to hold me back because the possible reward far outweighs the fear. I am sharing the process that I went through to come to this realization because fear should never hold you back from reaching for your dream life.</p><p>* Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>* Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">d8fa3a75-63b0-490d-afc0-6c9fd9301129</guid><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 17 Aug 2022 05:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/d5cdedad-b30c-4aad-8011-1bd91e245b8f/EP050-20-20Make-20that-20Money-20Hunni-20-20Fear-20and-20Procra-converted.mp3" length="10776877" type="audio/mpeg"/><itunes:duration>11:14</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>50</itunes:episode><podcast:episode>50</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>49. Are you working for YOU or for your CLIENTS?</title><itunes:title>Are you working for YOU or for your CLIENTS?</itunes:title><description><![CDATA[<p>My energy and focus in my business has been all wrong. Over the past twelve months&nbsp;my ego and my desire for success has superseded the desire for my clients' success, and this has hurt my business. This is embarrassing to talk about but I think it is relevant and important to share the lessons learned from this experience.</p><p>&nbsp;</p><p>I have come to realize that I should not be working for myself, I should be working for my clients. This realization has led me to shift my energy to focus less on quantity and my own sales, and to focus more on providing the most amazing experience to my existing clients. Because the value that I can bring to my clients is so much more important than showing my own success.</p><p>&gt;&gt;&gt; Ego is the Enemy: <a href="https://www.amazon.com/Ego-Is-Enemy-Ryan-Holiday-audiobook/dp/B01GSIZ9EY/ref=sr_1_1?crid=E5LAT8RRI2FN&amp;keywords=ego+is+the+enemy&amp;qid=1655243337&amp;sprefix=ego+is+the+%2Caps%2C143&amp;sr=8-1" rel="noopener noreferrer" target="_blank">https://www.amazon.com/Ego-Is-Enemy-Ryan-Holiday-audiobook/dp/B01GSIZ9EY/ref=sr_1_1?crid=E5LAT8RRI2FN&amp;keywords=ego+is+the+enemy&amp;qid=1655243337&amp;sprefix=ego+is+the+%2Caps%2C143&amp;sr=8-1</a></p><p><br></p><p>&gt;&gt;&gt; Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>&gt;&gt;&gt; Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></description><content:encoded><![CDATA[<p>My energy and focus in my business has been all wrong. Over the past twelve months&nbsp;my ego and my desire for success has superseded the desire for my clients' success, and this has hurt my business. This is embarrassing to talk about but I think it is relevant and important to share the lessons learned from this experience.</p><p>&nbsp;</p><p>I have come to realize that I should not be working for myself, I should be working for my clients. This realization has led me to shift my energy to focus less on quantity and my own sales, and to focus more on providing the most amazing experience to my existing clients. Because the value that I can bring to my clients is so much more important than showing my own success.</p><p>&gt;&gt;&gt; Ego is the Enemy: <a href="https://www.amazon.com/Ego-Is-Enemy-Ryan-Holiday-audiobook/dp/B01GSIZ9EY/ref=sr_1_1?crid=E5LAT8RRI2FN&amp;keywords=ego+is+the+enemy&amp;qid=1655243337&amp;sprefix=ego+is+the+%2Caps%2C143&amp;sr=8-1" rel="noopener noreferrer" target="_blank">https://www.amazon.com/Ego-Is-Enemy-Ryan-Holiday-audiobook/dp/B01GSIZ9EY/ref=sr_1_1?crid=E5LAT8RRI2FN&amp;keywords=ego+is+the+enemy&amp;qid=1655243337&amp;sprefix=ego+is+the+%2Caps%2C143&amp;sr=8-1</a></p><p><br></p><p>&gt;&gt;&gt; Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>&gt;&gt;&gt; Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">f2e12b1d-dc49-495e-a90c-9717583fbd5a</guid><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 10 Aug 2022 05:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/34872a8a-ee0e-4f18-aa12-845156ff40a5/EP049-20-20Make-20that-20Money-20Hunni-20-20Ego-20-20Final-converted.mp3" length="9802614" type="audio/mpeg"/><itunes:duration>10:13</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>49</itunes:episode><podcast:episode>49</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>48. Going Back to the Basics to Take Advantage of Our Biological Design with Franceska Lavaggi</title><itunes:title>Going Back to the Basics to Take Advantage of Our Biological Design with Franceska Lavaggi</itunes:title><description><![CDATA[<p>Franceska Lavaggi is a mother, yoga instructor of 15 years, traditional birth attendant, full-spectrum women's health coach, and co-creator of Journey Northaven Wellness and Retreat Centre in the Canadian Rocky Mountains. She supports women who are ready to trade in hormonal contraception for the kind of body literacy that transforms every facet of life, bringing more vitality, prosperity, and empowerment to themselves and their health. She works with women who are facing challenges on their fertility journey and those who are excitedly planning the birthing experience of their dreams. She offers monthly women's gatherings and seasonal retreats in the heart of the Rocky Mountains, and also offers custom 1:1 coaching for a more immersive experience.</p><p>&nbsp;</p><p>Working with Franceska to understand my body and its different cycles has been a complete game changer for me. It is empowering to understand what your body is trying to tell you. And it's amazing that we, as women, have the ability to tap into our different cycles and channel the energy for what we need, whether it's rest and recovery, creativity, stillness, or getting into your sexual energy and absolutely going for that big goal. You'll learn all about this concept in my conversation with Franceska.</p><p>&nbsp;</p><p>* Connect with Franceska on IG <a href="https://www.instagram.com/frankielunanueva/" rel="noopener noreferrer" target="_blank">@frankielunanueva</a></p><p>* Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>* Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></description><content:encoded><![CDATA[<p>Franceska Lavaggi is a mother, yoga instructor of 15 years, traditional birth attendant, full-spectrum women's health coach, and co-creator of Journey Northaven Wellness and Retreat Centre in the Canadian Rocky Mountains. She supports women who are ready to trade in hormonal contraception for the kind of body literacy that transforms every facet of life, bringing more vitality, prosperity, and empowerment to themselves and their health. She works with women who are facing challenges on their fertility journey and those who are excitedly planning the birthing experience of their dreams. She offers monthly women's gatherings and seasonal retreats in the heart of the Rocky Mountains, and also offers custom 1:1 coaching for a more immersive experience.</p><p>&nbsp;</p><p>Working with Franceska to understand my body and its different cycles has been a complete game changer for me. It is empowering to understand what your body is trying to tell you. And it's amazing that we, as women, have the ability to tap into our different cycles and channel the energy for what we need, whether it's rest and recovery, creativity, stillness, or getting into your sexual energy and absolutely going for that big goal. You'll learn all about this concept in my conversation with Franceska.</p><p>&nbsp;</p><p>* Connect with Franceska on IG <a href="https://www.instagram.com/frankielunanueva/" rel="noopener noreferrer" target="_blank">@frankielunanueva</a></p><p>* Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>* Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">8d85755e-9701-4c76-90e4-eeb047b8787b</guid><itunes:image href="https://artwork.captivate.fm/e2b0d83c-198a-4b5a-9712-6c50bc7dafe2/o2jfOeJejMRa4syTxA0Thab-.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 03 Aug 2022 05:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/2c39c538-a888-4265-b8a6-f48996a8f4c6/EP048-20-20Make-20that-20Money-20Hunni-20-20Franceska-20-20Final-converted.mp3" length="27676950" type="audio/mpeg"/><itunes:duration>46:08</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>48</itunes:episode><podcast:episode>48</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>47. Talk is Cheap, Actions Get You Results</title><itunes:title>Talk is Cheap, Actions Get You Results</itunes:title><description><![CDATA[<p>I have realized that over the last twelve months of business, I have been spending a lot of energy talking about my business and talking about all the things that I am doing, but I was not seeing the results that I wanted to see. So, I took a deep look into what I actually needed to build my business and found that I just needed to spend less time talking and more time doing the work.</p><p>&nbsp;</p><p>On this episode I read an excerpt from the book that helped me come to this realization, tell you about the changes I have implemented as a result, and share the amazing improvements that I have already seen in my business as a result.</p><p>&nbsp;</p><p>&gt;&gt;&gt; Ego is the Enemy: <a href="https://www.amazon.com/Ego-Is-Enemy-Ryan-Holiday-audiobook/dp/B01GSIZ9EY/ref=sr_1_1?crid=E5LAT8RRI2FN&amp;keywords=ego+is+the+enemy&amp;qid=1655243337&amp;sprefix=ego+is+the+%2Caps%2C143&amp;sr=8-1" rel="noopener noreferrer" target="_blank">https://www.amazon.com/Ego-Is-Enemy-Ryan-Holiday-audiobook/dp/B01GSIZ9EY/ref=sr_1_1?crid=E5LAT8RRI2FN&amp;keywords=ego+is+the+enemy&amp;qid=1655243337&amp;sprefix=ego+is+the+%2Caps%2C143&amp;sr=8-1</a></p><p>&gt;&gt;&gt; Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>&gt;&gt;&gt; Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></description><content:encoded><![CDATA[<p>I have realized that over the last twelve months of business, I have been spending a lot of energy talking about my business and talking about all the things that I am doing, but I was not seeing the results that I wanted to see. So, I took a deep look into what I actually needed to build my business and found that I just needed to spend less time talking and more time doing the work.</p><p>&nbsp;</p><p>On this episode I read an excerpt from the book that helped me come to this realization, tell you about the changes I have implemented as a result, and share the amazing improvements that I have already seen in my business as a result.</p><p>&nbsp;</p><p>&gt;&gt;&gt; Ego is the Enemy: <a href="https://www.amazon.com/Ego-Is-Enemy-Ryan-Holiday-audiobook/dp/B01GSIZ9EY/ref=sr_1_1?crid=E5LAT8RRI2FN&amp;keywords=ego+is+the+enemy&amp;qid=1655243337&amp;sprefix=ego+is+the+%2Caps%2C143&amp;sr=8-1" rel="noopener noreferrer" target="_blank">https://www.amazon.com/Ego-Is-Enemy-Ryan-Holiday-audiobook/dp/B01GSIZ9EY/ref=sr_1_1?crid=E5LAT8RRI2FN&amp;keywords=ego+is+the+enemy&amp;qid=1655243337&amp;sprefix=ego+is+the+%2Caps%2C143&amp;sr=8-1</a></p><p>&gt;&gt;&gt; Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>&gt;&gt;&gt; Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">ae9e72e9-edc2-49cc-ab19-4cf86570a357</guid><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 27 Jul 2022 05:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/4315c2dc-c7f9-4a19-a924-cdcf7a47e94e/EP047-20-20Make-20that-20Money-20Hunni-20-20Talk-20is-20cheap-2-converted.mp3" length="17451685" type="audio/mpeg"/><itunes:duration>18:11</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>47</itunes:episode><podcast:episode>47</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>46. Would You Hire Yourself to Work for Your Business? with Sydney Lich</title><itunes:title>Would You Hire Yourself to Work for Your Business? with Sydney Lich</itunes:title><description><![CDATA[<p>Sydney Lich is an Austin-based wellness leader who in the last 5 years has gone from broke and sleeping on a mattress on the floor to a top global earner in her company and an ambassador for her generation.</p><p>&nbsp;</p><p>At the age of 22 she had a vision of what success looked like for her and she went for it. Syd has a deep passion and enthusiasm for building her organization, mentoring others, traveling the world, speaking, and paying forward everything that she has learned. She has impacted thousands of entrepreneurs and supported them in building their health, wealth, and financial freedom.</p><p>&nbsp;</p><p>She desires to empower and inspire as many people as possible to actualize their excellence.</p><p>&nbsp;</p><p>On this episode she shares her own entrepreneurship story and gives advice to fellow entrepreneurs who are trying to reach the next level in their business.</p><p> </p><p>&gt;&gt;&gt; Connect with Sydney on IG <a href="https://www.instagram.com/sydneylich/" rel="noopener noreferrer" target="_blank">@sydneylich</a></p><p>&gt;&gt;&gt; Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>&gt;&gt;&gt; Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></description><content:encoded><![CDATA[<p>Sydney Lich is an Austin-based wellness leader who in the last 5 years has gone from broke and sleeping on a mattress on the floor to a top global earner in her company and an ambassador for her generation.</p><p>&nbsp;</p><p>At the age of 22 she had a vision of what success looked like for her and she went for it. Syd has a deep passion and enthusiasm for building her organization, mentoring others, traveling the world, speaking, and paying forward everything that she has learned. She has impacted thousands of entrepreneurs and supported them in building their health, wealth, and financial freedom.</p><p>&nbsp;</p><p>She desires to empower and inspire as many people as possible to actualize their excellence.</p><p>&nbsp;</p><p>On this episode she shares her own entrepreneurship story and gives advice to fellow entrepreneurs who are trying to reach the next level in their business.</p><p> </p><p>&gt;&gt;&gt; Connect with Sydney on IG <a href="https://www.instagram.com/sydneylich/" rel="noopener noreferrer" target="_blank">@sydneylich</a></p><p>&gt;&gt;&gt; Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>&gt;&gt;&gt; Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">6576d038-dcd2-4634-8394-53ddc463dba9</guid><itunes:image href="https://artwork.captivate.fm/d8070627-d41d-486f-b652-6950ef827d02/Q5D8JKruqezBKQiFu8HV7mg0.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 20 Jul 2022 05:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/826dd3b4-411b-4fc8-ac70-11c9cd125bfe/EP046-20-20Make-20that-20Money-20Hunni-20-20Syd-20Lich-20-20Fin-converted.mp3" length="35768398" type="audio/mpeg"/><itunes:duration>42:35</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>46</itunes:episode><podcast:episode>46</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>45. Increase Your Productivity with One Simple Concept</title><itunes:title>Increase Your Productivity with One Simple Concept</itunes:title><description><![CDATA[<p>Productivity and procrastination are things that I have struggled with in the past. I&nbsp;found&nbsp;it really hard to check things off my to-do list sometimes. But I have recently implemented the concept of having a CEO day one day a week. This concept works&nbsp;whether&nbsp;you are a CEO or not and is a great way to get stuff done.&nbsp;On&nbsp;this episode I share how I have implemented this concept in my life. It has been a complete game changer for me and it could be just what you need if you feel like you are constantly scrambling and falling behind at work.</p><p>&gt;&gt;&gt; Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>&gt;&gt;&gt; Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></description><content:encoded><![CDATA[<p>Productivity and procrastination are things that I have struggled with in the past. I&nbsp;found&nbsp;it really hard to check things off my to-do list sometimes. But I have recently implemented the concept of having a CEO day one day a week. This concept works&nbsp;whether&nbsp;you are a CEO or not and is a great way to get stuff done.&nbsp;On&nbsp;this episode I share how I have implemented this concept in my life. It has been a complete game changer for me and it could be just what you need if you feel like you are constantly scrambling and falling behind at work.</p><p>&gt;&gt;&gt; Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>&gt;&gt;&gt; Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">71c98ded-561a-47e0-a974-3baa375fbb27</guid><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 13 Jul 2022 05:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/876ba817-893a-44d3-a11e-d74e334e7ce2/EP045-20-20Make-20that-20Money-20Hunni-20-20What-20to-20Do-20Wh-converted.mp3" length="16127591" type="audio/mpeg"/><itunes:duration>16:48</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>45</itunes:episode><podcast:episode>45</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>44.  Supporting Entrepreneurs on Their Journey with Jim Carter</title><itunes:title>Supporting Entrepreneurs on Their Journey with Jim Carter</itunes:title><description><![CDATA[<p>Do you know your why? Are you paying attention to what it is that lights you up?</p><p>&nbsp;</p><p>As you'll hear in this conversation with Jim Carter, these are very important questions to answer for yourself. The sonner that you can get clear on these, the sooner you can ask the right questions and get the help you need to grow your business.</p><p>&nbsp;</p><p>For over two decades Jim's passion for technology has shined through projects of all sizes and industries.&nbsp; After seeing firsthand the power tech has to make a greater impact, Jim has dedicated his life to giving change makers the tools they need to succeed and thrive. As a passionate Technology Coach, Jim uses his 20+ years of knowledge, expertise, and experiences to advise Social Impact organizations, brands, and experts. Jim is the founder of Carter &amp; Custer, an agency providing growth and content services for purpose-driven brands and organizations of all sizes. He's an Eagle Scout, entrepreneur, husband and father of two, public speaker &amp; trainer in the industry. Jim resides in the Los Angeles Area, enjoys a fine cup of coffee, the occasional glass of whiskey, and rocks a mustache with pride.</p><p>&gt;&gt;&gt; Connect with Jim on IG <a href="https://www.instagram.com/causehacker/" rel="noopener noreferrer" target="_blank">@causehacker</a></p><p>&gt;&gt;&gt; Text the key word FAST to 310-496-3389</p><p>&gt;&gt;&gt; Learn more about Fast Foundations Mastermind here: <a href="https://carterandcuster.com/fast-foundations/" rel="noopener noreferrer" target="_blank">carterandcuster.com/fast-foundations</a></p><p><br></p><p>&gt;&gt;&gt; Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>&gt;&gt;&gt; Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></description><content:encoded><![CDATA[<p>Do you know your why? Are you paying attention to what it is that lights you up?</p><p>&nbsp;</p><p>As you'll hear in this conversation with Jim Carter, these are very important questions to answer for yourself. The sonner that you can get clear on these, the sooner you can ask the right questions and get the help you need to grow your business.</p><p>&nbsp;</p><p>For over two decades Jim's passion for technology has shined through projects of all sizes and industries.&nbsp; After seeing firsthand the power tech has to make a greater impact, Jim has dedicated his life to giving change makers the tools they need to succeed and thrive. As a passionate Technology Coach, Jim uses his 20+ years of knowledge, expertise, and experiences to advise Social Impact organizations, brands, and experts. Jim is the founder of Carter &amp; Custer, an agency providing growth and content services for purpose-driven brands and organizations of all sizes. He's an Eagle Scout, entrepreneur, husband and father of two, public speaker &amp; trainer in the industry. Jim resides in the Los Angeles Area, enjoys a fine cup of coffee, the occasional glass of whiskey, and rocks a mustache with pride.</p><p>&gt;&gt;&gt; Connect with Jim on IG <a href="https://www.instagram.com/causehacker/" rel="noopener noreferrer" target="_blank">@causehacker</a></p><p>&gt;&gt;&gt; Text the key word FAST to 310-496-3389</p><p>&gt;&gt;&gt; Learn more about Fast Foundations Mastermind here: <a href="https://carterandcuster.com/fast-foundations/" rel="noopener noreferrer" target="_blank">carterandcuster.com/fast-foundations</a></p><p><br></p><p>&gt;&gt;&gt; Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>&gt;&gt;&gt; Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">2bc42648-6d54-40af-8f93-42994fa2091d</guid><itunes:image href="https://artwork.captivate.fm/8c8755a7-e011-46b6-aa4d-7833a8691211/eWQxFltV_Y3hIyGFNpiRG_b-.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 06 Jul 2022 06:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/99105cde-df04-40b5-83d0-b8ae1922851b/EP044-20-20Make-20that-20Money-20Hunni-20-20Jim-20Carter-20-20F-converted.mp3" length="44318067" type="audio/mpeg"/><itunes:duration>52:46</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>44</itunes:episode><podcast:episode>44</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>43. Why You Should Only Invest in Relationships that Serve You</title><itunes:title>Why You Should Only Invest in Relationships that Serve You</itunes:title><description><![CDATA[<p>One of the things that I have been learning more about recently is the concept of dating and relationships. This topic has been so relevant to myself and in my friend circle as we are getting older and many of us are single or going through separations from long-term relationships. I have started to question the norms, or so-called societal pressures, that we often put on ourselves to have infinitely lasting relationships. I have come to realize that not every person is meant to stay in your life in the capacity that they are currently in your life forever. Just because a relationship ends does not mean we have failed in some way.</p><p>My hope is that this episode gives you a sense of permission to really listen to your inner voice if you are doubting something or if you have been living in a place of complacency. Because you deserve all the happiness in the world, and while you may feel confused or lost at the end of a relationship, you will find yourself again. You will find a way to realign to your center and to get clarity on what is truly important to you and who you are.</p><p>&gt;&gt;&gt; Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>&gt;&gt;&gt; Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></description><content:encoded><![CDATA[<p>One of the things that I have been learning more about recently is the concept of dating and relationships. This topic has been so relevant to myself and in my friend circle as we are getting older and many of us are single or going through separations from long-term relationships. I have started to question the norms, or so-called societal pressures, that we often put on ourselves to have infinitely lasting relationships. I have come to realize that not every person is meant to stay in your life in the capacity that they are currently in your life forever. Just because a relationship ends does not mean we have failed in some way.</p><p>My hope is that this episode gives you a sense of permission to really listen to your inner voice if you are doubting something or if you have been living in a place of complacency. Because you deserve all the happiness in the world, and while you may feel confused or lost at the end of a relationship, you will find yourself again. You will find a way to realign to your center and to get clarity on what is truly important to you and who you are.</p><p>&gt;&gt;&gt; Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>&gt;&gt;&gt; Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">3da5a96b-cea8-4e1e-88ae-2d61f84987de</guid><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 29 Jun 2022 05:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/149774b2-57a7-458a-a454-ea5f0b0604ed/EP043-20-20Make-20that-20Money-20Hunni-20-20Relationships-20-20-converted.mp3" length="21903787" type="audio/mpeg"/><itunes:duration>22:49</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>43</itunes:episode><podcast:episode>43</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>42. Consciously Investing in a New Outcome with Jessica Jovanovich</title><itunes:title>Consciously Investing in a New Outcome with Jessica Jovanovich</itunes:title><description><![CDATA[<p>Jessica Jovanovich is the founder of Best Life Coaching, an international strategy and soul coach, top network marketer, and host of the top 100 podcast “Manifest Your Best Life.” She specializes in shortening the learning curve for digital entrepreneurs with a Strategy &amp; Soul combo. Jessica does this through 1:1 coaching, the manifestation membership, the Jumpstart Program, and the incredible Expansion Mastermind! She’s passionate about helping entrepreneurs move from confusion to clarity and consciously create the life and business of their dreams!</p><p>&nbsp;</p><p>In this conversation we discuss the importance of creating and nurturing your network and the impact that consciously investing in yourself can have on all aspects of your life and business.</p><p>&nbsp;</p><p>You can't outperform your own belief system.</p><p>&nbsp;</p><p>&gt;&gt;&gt; Connect with Jessica on IG <a href="https://www.instagram.com/jessica.jovanovich/" rel="noopener noreferrer" target="_blank">@jessica.jovanovich</a></p><p>&gt;&gt;&gt; Check out her podcast, <a href="https://podcasts.apple.com/us/podcast/manifest-your-best-life/id1594981433" rel="noopener noreferrer" target="_blank">Manifest Your Best Life</a>: <a href="https://podcasts.apple.com/us/podcast/manifest-your-best-life/id1594981433" rel="noopener noreferrer" target="_blank">https://podcasts.apple.com/us/podcast/manifest-your-best-life/id1594981433</a></p><p>Podcast</p><p>&gt;&gt;&gt; Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>&gt;&gt;&gt; Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></description><content:encoded><![CDATA[<p>Jessica Jovanovich is the founder of Best Life Coaching, an international strategy and soul coach, top network marketer, and host of the top 100 podcast “Manifest Your Best Life.” She specializes in shortening the learning curve for digital entrepreneurs with a Strategy &amp; Soul combo. Jessica does this through 1:1 coaching, the manifestation membership, the Jumpstart Program, and the incredible Expansion Mastermind! She’s passionate about helping entrepreneurs move from confusion to clarity and consciously create the life and business of their dreams!</p><p>&nbsp;</p><p>In this conversation we discuss the importance of creating and nurturing your network and the impact that consciously investing in yourself can have on all aspects of your life and business.</p><p>&nbsp;</p><p>You can't outperform your own belief system.</p><p>&nbsp;</p><p>&gt;&gt;&gt; Connect with Jessica on IG <a href="https://www.instagram.com/jessica.jovanovich/" rel="noopener noreferrer" target="_blank">@jessica.jovanovich</a></p><p>&gt;&gt;&gt; Check out her podcast, <a href="https://podcasts.apple.com/us/podcast/manifest-your-best-life/id1594981433" rel="noopener noreferrer" target="_blank">Manifest Your Best Life</a>: <a href="https://podcasts.apple.com/us/podcast/manifest-your-best-life/id1594981433" rel="noopener noreferrer" target="_blank">https://podcasts.apple.com/us/podcast/manifest-your-best-life/id1594981433</a></p><p>Podcast</p><p>&gt;&gt;&gt; Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>&gt;&gt;&gt; Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">b67c0fa6-b495-4179-91ab-2de1ffa8846e</guid><itunes:image href="https://artwork.captivate.fm/0f647e7c-769f-44eb-a3a0-4f72c8a46550/i-Fwy3ZN7CdmnhKEmWv0nyZr.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 22 Jun 2022 05:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/9bc0d671-cfcc-4fb4-90f0-e396b619d0e8/EP042-20-20Make-20that-20Money-20Hunni-20-20Jessica-20Jovanovic-converted.mp3" length="37234547" type="audio/mpeg"/><itunes:duration>44:20</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>42</itunes:episode><podcast:episode>42</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>41. My Mexico Trip Epiphany - The Grass is Not Always Greener</title><itunes:title>My Mexico Trip Epiphany - The Grass is Not Always Greener</itunes:title><description><![CDATA[<p>In this episode I talk about my recent trip to Mexico to 're-live' old memories from when I used to live there when I was 25 y/o.</p><p>I had fond memories about a time in my life that I was young, fearless, and lacked direction. I  had such strong memories of this experience, that I went down in May 2022 at the age of 35, thinking it would feel the same. It did not.</p><p>I toyed with the idea of moving back because of the crappy weather in Vancouver, and the fun memories that I had, but quickly realized through a series of unfortunate events that the Grass is Not Always Greener on the other side.</p><p>I talk about the thought process of reflecting back on my "Glory Days" and how we remember only the best memories, but those are nothing more than experiences that shape us and teach us to grow and mature into a new person as we get older.</p><p>This episode is especially important for anyone who misses a past version of themselves that they often dream about or wish they could go back to. It gives perspective that you are exactly where you need to be, right here, right now. </p>]]></description><content:encoded><![CDATA[<p>In this episode I talk about my recent trip to Mexico to 're-live' old memories from when I used to live there when I was 25 y/o.</p><p>I had fond memories about a time in my life that I was young, fearless, and lacked direction. I  had such strong memories of this experience, that I went down in May 2022 at the age of 35, thinking it would feel the same. It did not.</p><p>I toyed with the idea of moving back because of the crappy weather in Vancouver, and the fun memories that I had, but quickly realized through a series of unfortunate events that the Grass is Not Always Greener on the other side.</p><p>I talk about the thought process of reflecting back on my "Glory Days" and how we remember only the best memories, but those are nothing more than experiences that shape us and teach us to grow and mature into a new person as we get older.</p><p>This episode is especially important for anyone who misses a past version of themselves that they often dream about or wish they could go back to. It gives perspective that you are exactly where you need to be, right here, right now. </p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">eff8036d-ba27-474b-888b-45c44ede1aa7</guid><itunes:image href="https://artwork.captivate.fm/5226255f-02dc-4a40-b8ae-016dc16da1a1/uPiSDLEWsHCfqs8b1ssd8zX_.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Fri, 17 Jun 2022 09:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/6a5b70a5-55c8-41b5-90f2-e258c8efb6d1/My-20epiphany-20about-20my-20life-20in-20Mexico-20-202022-06-17.mp3" length="29917436" type="audio/mpeg"/><itunes:duration>15:35</itunes:duration><itunes:explicit>true</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>41</itunes:episode><podcast:episode>41</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>40. How to Gain Real Results in Sales with Jillian Murphy</title><itunes:title>How to Gain Real Results in Sales with Jillian Murphy</itunes:title><description><![CDATA[<p>Jillian Murphy is a highly sought-after sales and business mentor who has mastered the art of sales and scaling, not only for her own business, but has helped hundreds of other online business owners as well. With over 20 years of experience in business, sales, and marketing, and growing multiple businesses of her own. She has now made it her mission to help online business owners gain real results in sales and messaging.</p><p>&nbsp;</p><p>Sales is truly the oxygen of your business and the most important skill any business owner can acquire. On this episode Jillian shares so many tips and insights that will help you do just that.</p><p>&gt;&gt;&gt; Connect with Jillian on IG <a href="https://www.instagram.com/thejillianmurphy/" rel="noopener noreferrer" target="_blank">@thejillianmurphy</a></p><p>&gt;&gt;&gt; Join her Facebook group: <a href="https://www.facebook.com/groups/good2goldsales" rel="noopener noreferrer" target="_blank">https://www.facebook.com/groups/good2goldsales</a></p><p><br></p><p>&gt;&gt;&gt; Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>&gt;&gt;&gt; Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></description><content:encoded><![CDATA[<p>Jillian Murphy is a highly sought-after sales and business mentor who has mastered the art of sales and scaling, not only for her own business, but has helped hundreds of other online business owners as well. With over 20 years of experience in business, sales, and marketing, and growing multiple businesses of her own. She has now made it her mission to help online business owners gain real results in sales and messaging.</p><p>&nbsp;</p><p>Sales is truly the oxygen of your business and the most important skill any business owner can acquire. On this episode Jillian shares so many tips and insights that will help you do just that.</p><p>&gt;&gt;&gt; Connect with Jillian on IG <a href="https://www.instagram.com/thejillianmurphy/" rel="noopener noreferrer" target="_blank">@thejillianmurphy</a></p><p>&gt;&gt;&gt; Join her Facebook group: <a href="https://www.facebook.com/groups/good2goldsales" rel="noopener noreferrer" target="_blank">https://www.facebook.com/groups/good2goldsales</a></p><p><br></p><p>&gt;&gt;&gt; Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>&gt;&gt;&gt; Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">b75dcc9f-b2a9-4ea9-82ac-c085c9791005</guid><itunes:image href="https://artwork.captivate.fm/33211442-1385-4db3-aff3-ad4c30d1bf1f/cK9BWJsKp3hTPxwjV0ixiGT6.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 08 Jun 2022 05:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/c0a22bba-8e62-4447-bd4a-b087ab488f61/EP040-20-20Make-20that-20Money-20Hunni-20-20Jillian-20Murphy-20-converted.mp3" length="31027905" type="audio/mpeg"/><itunes:duration>43:06</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>40</itunes:episode><podcast:episode>40</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>39. Why More Than 50% of Women are Leaving the Workforce in the Next 2 Years - The Great Resignation</title><itunes:title>Why More Than 50% of Women are Leaving the Workforce in the Next 2 Years - The Great Resignation</itunes:title><description><![CDATA[<p>Why are so many women leaving the corporate world and leaving the work force in general?</p><p>&nbsp;</p><p>The driver behind the decision to leave corporate roles is because many women are feeling burnt out and stressed which is having a negative impact on their mental and physical health. On this episode I am sharing my thoughts around what this means for the women who are choosing to stay in their corporate roles.</p><p>&nbsp;</p><p>&gt;&gt;&gt; Check out the Bloomberg article I referenced here: <a href="https://www.bloomberg.com/news/articles/2022-04-26/deloitte-survey-women-are-burnt-out-and-want-to-quit-their-jobs" rel="noopener noreferrer" target="_blank">https://www.bloomberg.com/news/articles/2022-04-26/deloitte-survey-women-are-burnt-out-and-want-to-quit-their-jobs</a></p><p>&gt;&gt;&gt; Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>&gt;&gt;&gt; Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></description><content:encoded><![CDATA[<p>Why are so many women leaving the corporate world and leaving the work force in general?</p><p>&nbsp;</p><p>The driver behind the decision to leave corporate roles is because many women are feeling burnt out and stressed which is having a negative impact on their mental and physical health. On this episode I am sharing my thoughts around what this means for the women who are choosing to stay in their corporate roles.</p><p>&nbsp;</p><p>&gt;&gt;&gt; Check out the Bloomberg article I referenced here: <a href="https://www.bloomberg.com/news/articles/2022-04-26/deloitte-survey-women-are-burnt-out-and-want-to-quit-their-jobs" rel="noopener noreferrer" target="_blank">https://www.bloomberg.com/news/articles/2022-04-26/deloitte-survey-women-are-burnt-out-and-want-to-quit-their-jobs</a></p><p>&gt;&gt;&gt; Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>&gt;&gt;&gt; Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">f3a6d56e-e1fc-49e8-aaea-ddb358721acb</guid><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 01 Jun 2022 06:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/585ca008-dc75-46f2-95e8-4250bc4f2eee/EP039-20-20MTMH-20-20The-20Great-20Resignation-20-20Final-converted.mp3" length="16292545" type="audio/mpeg"/><itunes:duration>16:58</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>39</itunes:episode><podcast:episode>39</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>37. The Importance of Having a Monthly Money Date with Your Partner</title><itunes:title>The Importance of Having a Monthly Money Date with Your Partner</itunes:title><description><![CDATA[<p>One of the questions that I first ask clients is "do you and your partner catch up on a monthly basis and talk about you finances?" And the most common answer is no.</p><p>&nbsp;</p><p>What a monthly money date is and how you can incorporate it into your own routine is by essentially carving out a time in your calendar where you meet every single month and review your financial position. It's not just about saying "hey how are we doing?" or "What's in our bank account?" But going through some actual questions that give it structure and give it some continuity so that month after month you can review your monthly money date. This is something that is really going to help you facilitate healthy conversations about money going forward.</p><p>&nbsp;</p><p>Early and often is the key to success.</p><p>&gt;&gt;&gt; Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>&gt;&gt;&gt; Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></description><content:encoded><![CDATA[<p>One of the questions that I first ask clients is "do you and your partner catch up on a monthly basis and talk about you finances?" And the most common answer is no.</p><p>&nbsp;</p><p>What a monthly money date is and how you can incorporate it into your own routine is by essentially carving out a time in your calendar where you meet every single month and review your financial position. It's not just about saying "hey how are we doing?" or "What's in our bank account?" But going through some actual questions that give it structure and give it some continuity so that month after month you can review your monthly money date. This is something that is really going to help you facilitate healthy conversations about money going forward.</p><p>&nbsp;</p><p>Early and often is the key to success.</p><p>&gt;&gt;&gt; Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>&gt;&gt;&gt; Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">aa8ddddf-2f22-4d85-b621-72e214f36cb9</guid><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 18 May 2022 05:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/c057a28b-c1d0-4d78-9081-b8cc56699572/EP037-20-20Make-20that-20Money-20Hunni-20-20Money-20Date-20-20F-converted.mp3" length="14559895" type="audio/mpeg"/><itunes:duration>17:20</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>37</itunes:episode><podcast:episode>37</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>36. Unlocking New Levels of Success and Freedom with Corene Phelps</title><itunes:title>Unlocking New Levels of Success and Freedom with Corene Phelps</itunes:title><description><![CDATA[<p>Corene is a Native Washingtonian who, after a successful career in luxury real estate, traded negotiating for entrepreneurship, investing, and personal development. She is obsessed with combining the power of peak performance, intuition, and purpose to harness untapped potential. The last 10 years she has been on a journey into spirituality, self-love, business, empowerment, creating wealth, and doing what it takes to create extraordinary impact. Her mission is to help others tap into the power of the subconscious and unlock new levels of success &amp; freedom.</p><p>&nbsp;</p><p>On this episode we dive into Corene's story and discuss HypnoBreathwork® and how tapping into the subconscious can be such a powerful tool to improve all aspects of your life, including your mindset around money!</p><p>&gt;&gt;&gt; Connect with Corene on IG <a href="https://www.instagram.com/corene.phelps/" rel="noopener noreferrer" target="_blank">@corene.phelps</a></p><p>&gt;&gt;&gt; Listen to her podcast, <a href="https://podcasts.apple.com/us/podcast/super-expander/id1603138727" rel="noopener noreferrer" target="_blank">Super Expander</a>: <a href="https://podcasts.apple.com/us/podcast/super-expander/id1603138727" rel="noopener noreferrer" target="_blank">https://podcasts.apple.com/us/podcast/super-expander/id1603138727</a></p><p>&gt;&gt;&gt; Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>&gt;&gt;&gt; Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></description><content:encoded><![CDATA[<p>Corene is a Native Washingtonian who, after a successful career in luxury real estate, traded negotiating for entrepreneurship, investing, and personal development. She is obsessed with combining the power of peak performance, intuition, and purpose to harness untapped potential. The last 10 years she has been on a journey into spirituality, self-love, business, empowerment, creating wealth, and doing what it takes to create extraordinary impact. Her mission is to help others tap into the power of the subconscious and unlock new levels of success &amp; freedom.</p><p>&nbsp;</p><p>On this episode we dive into Corene's story and discuss HypnoBreathwork® and how tapping into the subconscious can be such a powerful tool to improve all aspects of your life, including your mindset around money!</p><p>&gt;&gt;&gt; Connect with Corene on IG <a href="https://www.instagram.com/corene.phelps/" rel="noopener noreferrer" target="_blank">@corene.phelps</a></p><p>&gt;&gt;&gt; Listen to her podcast, <a href="https://podcasts.apple.com/us/podcast/super-expander/id1603138727" rel="noopener noreferrer" target="_blank">Super Expander</a>: <a href="https://podcasts.apple.com/us/podcast/super-expander/id1603138727" rel="noopener noreferrer" target="_blank">https://podcasts.apple.com/us/podcast/super-expander/id1603138727</a></p><p>&gt;&gt;&gt; Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>&gt;&gt;&gt; Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">afe3c314-8edf-4d64-b671-a7e1460c14c4</guid><itunes:image href="https://artwork.captivate.fm/3eab3019-4aa7-4817-8ea0-a368d74ffc1c/mUui_bFqJRamFFVy0PXmU1hI.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 11 May 2022 05:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/12cbc3dc-7b66-4a30-83ee-c82a74dce87a/EP036-20-20Make-20that-20Money-20Hunni-20-20Corene-20-20Final-converted.mp3" length="28682214" type="audio/mpeg"/><itunes:duration>39:50</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>36</itunes:episode><podcast:episode>36</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>35. Providing Objective Holistic Financial Advice with Tammy Trenta</title><itunes:title>Providing Objective Holistic Financial Advice with Tammy Trenta</itunes:title><description><![CDATA[<p>Tammy Trenta is the founder and CEO of Family Financial, she empowers families and business owners to keep more of what they earn, preserving and growing their wealth. While working in the corporate world Tammy found that often times, especially in America, people do not have access to objective holistic financial advice. This has led her to take a holistic, 360 degree approach to wealth and financial management within her business. She integrates financial, tax, and legal guidance to deliver optimal outcomes and achieve her clients’ financial goals while often saving them time and money.</p><p>&nbsp;</p><p>I am so excited to share her story with you! We discuss how and why Tammy got to where she is today and share some tips to help you find objective holistic financial advice.</p><p>&nbsp;</p><p>&gt;&gt;&gt; Connect with Tammy on LinkedIn: <a href="https://www.linkedin.com/in/tammytrenta" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/tammytrenta</a></p><p>&gt;&gt;&gt; Visit her website: <a href="https://familyfinancial.biz/" rel="noopener noreferrer" target="_blank">https://familyfinancial.biz/</a></p><p>&gt;&gt;&gt; Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>&gt;&gt;&gt; Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></description><content:encoded><![CDATA[<p>Tammy Trenta is the founder and CEO of Family Financial, she empowers families and business owners to keep more of what they earn, preserving and growing their wealth. While working in the corporate world Tammy found that often times, especially in America, people do not have access to objective holistic financial advice. This has led her to take a holistic, 360 degree approach to wealth and financial management within her business. She integrates financial, tax, and legal guidance to deliver optimal outcomes and achieve her clients’ financial goals while often saving them time and money.</p><p>&nbsp;</p><p>I am so excited to share her story with you! We discuss how and why Tammy got to where she is today and share some tips to help you find objective holistic financial advice.</p><p>&nbsp;</p><p>&gt;&gt;&gt; Connect with Tammy on LinkedIn: <a href="https://www.linkedin.com/in/tammytrenta" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/tammytrenta</a></p><p>&gt;&gt;&gt; Visit her website: <a href="https://familyfinancial.biz/" rel="noopener noreferrer" target="_blank">https://familyfinancial.biz/</a></p><p>&gt;&gt;&gt; Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>&gt;&gt;&gt; Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">2831e7c2-3a5c-44f4-8df2-056238c9d19a</guid><itunes:image href="https://artwork.captivate.fm/8d5f9733-6752-4ab4-bbd6-f35c00d567e4/3-53Yl3f2bLhgZ_a4UbqXPph.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 04 May 2022 05:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/890264ab-93e1-4875-8e8a-c3983f424fe8/EP035-20-20Make-20that-20Money-20Hunni-20-20Tammy-20Trenta-20-2-converted.mp3" length="29119817" type="audio/mpeg"/><itunes:duration>40:27</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>35</itunes:episode><podcast:episode>35</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>34. When Should You Set Boundaries?</title><itunes:title>When Should You Set Boundaries?</itunes:title><description><![CDATA[<p>Boundaries are something that we all know we need to set. But maybe sometimes we are a little bit lax on it because we don't necessarily know what boundaries we need to set. In this episode I discuss when it is appropriate to set boundaries with friends, with family, in a workplace, and with your energy. After listening I hope you will feel encouraged to do a little bit of an internal inventory, to ensure you are providing yourself with the energy and space to do the things that make you feel good.</p><p>&gt;&gt;&gt; Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>&gt;&gt;&gt; Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></description><content:encoded><![CDATA[<p>Boundaries are something that we all know we need to set. But maybe sometimes we are a little bit lax on it because we don't necessarily know what boundaries we need to set. In this episode I discuss when it is appropriate to set boundaries with friends, with family, in a workplace, and with your energy. After listening I hope you will feel encouraged to do a little bit of an internal inventory, to ensure you are providing yourself with the energy and space to do the things that make you feel good.</p><p>&gt;&gt;&gt; Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>&gt;&gt;&gt; Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">f98f1c99-5455-47bd-baea-ff147ba5751c</guid><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 27 Apr 2022 05:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/50224285-7c84-47dc-9f58-5518cc70201e/EP034-Make-that-Money-Hunni-Boundaries-Final.mp3" length="19500329" type="audio/mpeg"/><itunes:duration>23:13</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>34</itunes:episode><podcast:episode>34</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>33. Growing as a Leader with Julie Menden</title><itunes:title>Growing as a Leader with Julie Menden</itunes:title><description><![CDATA[<p>Julie Menden is back with us for another episode!&nbsp;</p><p>Have you ever struggled with being a leader? We’re all leaders whether in our job or in life, and in this episode we’ll go through all of the struggles that come along with leadership and how to overcome them.</p><p>Learn all about how to bring others in, utilize self-awareness techniques, and build trust and confidence. Julie is an expert in the leadership field and she shared so much much wisdom and gold advice in this episode!</p><p>&gt;&gt;&gt; Find Julie on IG <a href="https://www.instagram.com/julie.menden/?hl=en" rel="noopener noreferrer" target="_blank"><u>@julie.menden</u></a></p><p><br></p><p>&gt;&gt;&gt; Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>&gt;&gt;&gt; Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></description><content:encoded><![CDATA[<p>Julie Menden is back with us for another episode!&nbsp;</p><p>Have you ever struggled with being a leader? We’re all leaders whether in our job or in life, and in this episode we’ll go through all of the struggles that come along with leadership and how to overcome them.</p><p>Learn all about how to bring others in, utilize self-awareness techniques, and build trust and confidence. Julie is an expert in the leadership field and she shared so much much wisdom and gold advice in this episode!</p><p>&gt;&gt;&gt; Find Julie on IG <a href="https://www.instagram.com/julie.menden/?hl=en" rel="noopener noreferrer" target="_blank"><u>@julie.menden</u></a></p><p><br></p><p>&gt;&gt;&gt; Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>&gt;&gt;&gt; Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">0d821585-408b-4705-ab4f-a8df648bd835</guid><itunes:image href="https://artwork.captivate.fm/012515d0-8fb0-4d21-afe8-515ea0ae5433/LFH7KvOXI5QPatrmFfw0QVD1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 20 Apr 2022 05:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/27376c1f-ac41-4a02-af0b-b6ed7972cc6d/EP033-20-20Make-20That-20Money-20Hunni-20-20Julie-20Menden-20Pt-converted.mp3" length="28898455" type="audio/mpeg"/><itunes:duration>34:24</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>33</itunes:episode><podcast:episode>33</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>32. How to Improve Your Mental Fitness and Confidence with Julie Menden</title><itunes:title>How to Improve Your Mental Fitness and Confidence with Julie Menden</itunes:title><description><![CDATA[<p>If you’re looking for a change or need a mental shift, this one’s for you!&nbsp;</p><p>In this episode we discuss all things surrounding mindset and confidence with my guest Julie Menden. Her background in corporate and her transition to entrepreneurship gives her great insight into the importance of mindset and confidence in work, entrepreneurship, and leadership.</p><p>Find Julie on IG <a href="https://www.instagram.com/julie.menden/?hl=en" rel="noopener noreferrer" target="_blank"><u>@julie.menden</u></a></p><p>&gt;&gt;&gt; Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>&gt;&gt;&gt; Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></description><content:encoded><![CDATA[<p>If you’re looking for a change or need a mental shift, this one’s for you!&nbsp;</p><p>In this episode we discuss all things surrounding mindset and confidence with my guest Julie Menden. Her background in corporate and her transition to entrepreneurship gives her great insight into the importance of mindset and confidence in work, entrepreneurship, and leadership.</p><p>Find Julie on IG <a href="https://www.instagram.com/julie.menden/?hl=en" rel="noopener noreferrer" target="_blank"><u>@julie.menden</u></a></p><p>&gt;&gt;&gt; Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>&gt;&gt;&gt; Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">053442bb-e859-40e9-b640-bcd142abb96a</guid><itunes:image href="https://artwork.captivate.fm/f12909ee-5a4f-476a-a708-115ebd4ce0bd/a6P2FjY_6hJwRZ3KPOWEar-N.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 13 Apr 2022 05:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/9f4865fa-c7d2-4b00-9b11-740a6eb7919e/ep032-make-that-money-hunni-julie-menden-final-1-mp3-converted.mp3" length="31989838" type="audio/mpeg"/><itunes:duration>38:05</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>32</itunes:episode><podcast:episode>32</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>31. How to Make More Money in Your Job</title><itunes:title>How to Make More Money in Your Job</itunes:title><description><![CDATA[<p>Salary negotiation is something a lot of people shy away from…and the ones who don’t shy away from it are the ones who get paid what they want to get paid.&nbsp;</p><p>You don’t need to be tenacious or dominant to get paid more. You also don’t need to be a man. Yup, you read that right. Although the wage gap generalization is becoming less and less obvious (as women show up and ask for what they deserve and companies take responsibility for their part in closing the gap), we all still need to learn how to step up, be confident, and ask for what we want out of your job’s salary.</p><p>Listening to this episode is step 1 to making MORE money.</p><p>&gt;&gt;&gt; Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>&gt;&gt;&gt; Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></description><content:encoded><![CDATA[<p>Salary negotiation is something a lot of people shy away from…and the ones who don’t shy away from it are the ones who get paid what they want to get paid.&nbsp;</p><p>You don’t need to be tenacious or dominant to get paid more. You also don’t need to be a man. Yup, you read that right. Although the wage gap generalization is becoming less and less obvious (as women show up and ask for what they deserve and companies take responsibility for their part in closing the gap), we all still need to learn how to step up, be confident, and ask for what we want out of your job’s salary.</p><p>Listening to this episode is step 1 to making MORE money.</p><p>&gt;&gt;&gt; Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>&gt;&gt;&gt; Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">b03c5d76-bb84-4a70-b8fa-f5c9dae3892f</guid><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 06 Apr 2022 05:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/3f1a81a5-c220-4a4c-8d11-f5dfdeaafe8b/ep031-make-that-money-hunni-how-to-make-more-money-in-your-job.mp3" length="13190110" type="audio/mpeg"/><itunes:duration>12:47</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>31</itunes:episode><podcast:episode>31</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>30. Invest in Yourself</title><itunes:title>Invest in Yourself</itunes:title><description><![CDATA[<p>A lot of conversations that have come up in my social network recently have been around being broke, or I can't afford it, or I'll do it when…</p><p>If you find yourself having these conversations over and over and you want to change your story, you want to take action to actually create the life that you want to live, I encourage you to start investing in yourself. Invest in coaching and do the work. Show up to every session, do the homework, get outside of your comfort zone, and do whatever it is that has been holding you back.</p><p>Don't "do it when…"</p><p>Do it now.</p><p>Learn more about the Fast Foundations Mastermind <a href="http://www.fastfoundations.com/" rel="noopener noreferrer" target="_blank">here</a>: <a href="http://www.fastfoundations.com/" rel="noopener noreferrer" target="_blank"><u>www.fastfoundations.com</u></a> or on IG <a href="https://www.instagram.com/fast.foundations/" rel="noopener noreferrer" target="_blank">@fast.foundations</a></p><p><br></p><p>&gt;&gt;&gt; Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>&gt;&gt;&gt; Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></description><content:encoded><![CDATA[<p>A lot of conversations that have come up in my social network recently have been around being broke, or I can't afford it, or I'll do it when…</p><p>If you find yourself having these conversations over and over and you want to change your story, you want to take action to actually create the life that you want to live, I encourage you to start investing in yourself. Invest in coaching and do the work. Show up to every session, do the homework, get outside of your comfort zone, and do whatever it is that has been holding you back.</p><p>Don't "do it when…"</p><p>Do it now.</p><p>Learn more about the Fast Foundations Mastermind <a href="http://www.fastfoundations.com/" rel="noopener noreferrer" target="_blank">here</a>: <a href="http://www.fastfoundations.com/" rel="noopener noreferrer" target="_blank"><u>www.fastfoundations.com</u></a> or on IG <a href="https://www.instagram.com/fast.foundations/" rel="noopener noreferrer" target="_blank">@fast.foundations</a></p><p><br></p><p>&gt;&gt;&gt; Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>&gt;&gt;&gt; Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">abbdcaa0-62ef-48a1-91ac-378c309adfe2</guid><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 30 Mar 2022 05:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/32a8deba-8aa6-4bf7-832b-13b653354bf6/ep030-make-that-money-hunni-invest-in-yourself-final.mp3" length="20006406" type="audio/mpeg"/><itunes:duration>21:05</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>30</itunes:episode><podcast:episode>30</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>29. Our Results are a Reflection of Our Own Energy with Shana Recker</title><itunes:title>Our Results are a Reflection of Our Own Energy with Shana Recker</itunes:title><description><![CDATA[<p>Shana Recker is an online business mentor for new coaches and a quantum leap strategist. She helps new coaches quantum leap their success by helping them create, launch and fill their first high ticket group program. Founder of the Quantum Accelerator and The Pursuit Podcast, Shana’s experience building her own successful online coaching business has taught her that bold ACTION mixed with the right MINDSET is the path to incredible growth and RESULTS.</p><p>Shana has been an incredible coach and mentor for me and I am so excited to share her with you. On this episode Shana shares her recommendations for new coaches, why it's so important to have a defined niche, the fastest way to start getting paid, and why it is so important for coaches to have a coach.</p><p>&nbsp;</p><p>&gt;&gt;&gt; Check out Shana's free tool to help you nail down your niche here: <a href="https://www.shanarecker.com/" rel="noopener noreferrer" target="_blank">www.shanarecker.com</a></p><p>&gt;&gt;&gt; Talk with Shana about joining her Quantum Accelerator program here: <a href="https://www.shanarecker.com/apply" rel="noopener noreferrer" target="_blank">www.shanarecker.com/apply</a></p><p>&gt;&gt;&gt; Connect with Shana on IG <a href="https://www.instagram.com/quantumleapqueen/" rel="noopener noreferrer" target="_blank">@quantumleapqueen</a></p><p>&nbsp;</p><p>&gt;&gt;&gt; Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>&gt;&gt;&gt; Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></description><content:encoded><![CDATA[<p>Shana Recker is an online business mentor for new coaches and a quantum leap strategist. She helps new coaches quantum leap their success by helping them create, launch and fill their first high ticket group program. Founder of the Quantum Accelerator and The Pursuit Podcast, Shana’s experience building her own successful online coaching business has taught her that bold ACTION mixed with the right MINDSET is the path to incredible growth and RESULTS.</p><p>Shana has been an incredible coach and mentor for me and I am so excited to share her with you. On this episode Shana shares her recommendations for new coaches, why it's so important to have a defined niche, the fastest way to start getting paid, and why it is so important for coaches to have a coach.</p><p>&nbsp;</p><p>&gt;&gt;&gt; Check out Shana's free tool to help you nail down your niche here: <a href="https://www.shanarecker.com/" rel="noopener noreferrer" target="_blank">www.shanarecker.com</a></p><p>&gt;&gt;&gt; Talk with Shana about joining her Quantum Accelerator program here: <a href="https://www.shanarecker.com/apply" rel="noopener noreferrer" target="_blank">www.shanarecker.com/apply</a></p><p>&gt;&gt;&gt; Connect with Shana on IG <a href="https://www.instagram.com/quantumleapqueen/" rel="noopener noreferrer" target="_blank">@quantumleapqueen</a></p><p>&nbsp;</p><p>&gt;&gt;&gt; Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>&gt;&gt;&gt; Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">e5731d2b-63ae-422a-a4c1-08c7a3c56acf</guid><itunes:image href="https://artwork.captivate.fm/dec6c508-b334-44a1-9ce9-a7799e171b59/5_mIW69A5OY6SQ_NsmZufwbt.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 23 Mar 2022 05:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/a1f23201-7950-4795-83e5-eb4ff8cf7ff2/make-that-money-hunni-ep029-final.mp3" length="37239448" type="audio/mpeg"/><itunes:duration>53:13</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>29</itunes:episode><podcast:episode>29</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>28. Comparison is Robbing You of Your Happiness</title><itunes:title>Comparison is Robbing You of Your Happiness</itunes:title><description><![CDATA[<p>When we look at our life we can easily compare ourself to where we think we should be. And where we think we should be is based on our social circle, it's based on our parents and their experience with life, or it's based on how we see society and what society has told us a normal life looks like.</p><p>This way of thinking often leads us on a path to a fictious destination and we put so much pressure on ourselves to get there. In this episode I encourage you to ask yourself "why am I telling myself that I should be in this place, why am I putting pressure on myself to keep up with somebody who comes from a completely different background?"</p><p>&gt;&gt;&gt; Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>&gt;&gt;&gt; Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></description><content:encoded><![CDATA[<p>When we look at our life we can easily compare ourself to where we think we should be. And where we think we should be is based on our social circle, it's based on our parents and their experience with life, or it's based on how we see society and what society has told us a normal life looks like.</p><p>This way of thinking often leads us on a path to a fictious destination and we put so much pressure on ourselves to get there. In this episode I encourage you to ask yourself "why am I telling myself that I should be in this place, why am I putting pressure on myself to keep up with somebody who comes from a completely different background?"</p><p>&gt;&gt;&gt; Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>&gt;&gt;&gt; Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">4c1a7b83-29c0-4792-80fd-3735cd9a1375</guid><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 16 Mar 2022 05:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/7aea369b-ff57-4325-a1a5-e5832280416a/ep028-make-that-money-hunni-comparison-final.mp3" length="15256752" type="audio/mpeg"/><itunes:duration>17:12</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>28</itunes:episode><podcast:episode>28</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>27. Your Energy is Your Biggest Asset</title><itunes:title>Your Energy is Your Biggest Asset</itunes:title><description><![CDATA[<p>Take a deep breath in, look inwards for a minute and ask yourself, what's holding you back?</p><p>I want to encourage you to take action on that.</p><p>Figure out who you need to become to show up differently in your life, so that you can start getting what you really want out of life.</p><p>&gt;&gt;&gt; Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>&gt;&gt;&gt; Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></description><content:encoded><![CDATA[<p>Take a deep breath in, look inwards for a minute and ask yourself, what's holding you back?</p><p>I want to encourage you to take action on that.</p><p>Figure out who you need to become to show up differently in your life, so that you can start getting what you really want out of life.</p><p>&gt;&gt;&gt; Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>&gt;&gt;&gt; Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">02f1996e-a50c-46c5-b51d-cb75ade38867</guid><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 09 Mar 2022 05:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/cd8613ad-35c9-4b74-8c77-0662ac2e7ade/ep027-make-that-money-hunni-become-final.mp3" length="14117438" type="audio/mpeg"/><itunes:duration>16:00</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>27</itunes:episode><podcast:episode>27</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>26. Holding Onto Trauma is Like Holding Your Breath with Tyler Ranalla</title><itunes:title>Holding Onto Trauma is Like Holding Your Breath with Tyler Ranalla</itunes:title><description><![CDATA[<p>Tyler Ranalla is a father to 3 children, a husband, a legacy coach, business strategist, and an entrepreneur. His work has led him to explore beyond the traditional definition of what a legacy is. He has found that a legacy is so much more than just what you leave behind, it is the ripple effect that happens because you were here. This idea led us into an incredible conversation that I am so excited to share with you. After listening I hope you will be inspired to get honest with yourself on who you are and what you want.</p><p>&gt;&gt;&gt; Connect with Tyler on IG <a href="https://www.instagram.com/tylerranalla/" rel="noopener noreferrer" target="_blank">@tylerranalla</a></p><p>&gt;&gt;&gt; Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>&gt;&gt;&gt; Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></description><content:encoded><![CDATA[<p>Tyler Ranalla is a father to 3 children, a husband, a legacy coach, business strategist, and an entrepreneur. His work has led him to explore beyond the traditional definition of what a legacy is. He has found that a legacy is so much more than just what you leave behind, it is the ripple effect that happens because you were here. This idea led us into an incredible conversation that I am so excited to share with you. After listening I hope you will be inspired to get honest with yourself on who you are and what you want.</p><p>&gt;&gt;&gt; Connect with Tyler on IG <a href="https://www.instagram.com/tylerranalla/" rel="noopener noreferrer" target="_blank">@tylerranalla</a></p><p>&gt;&gt;&gt; Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>&gt;&gt;&gt; Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">c1ae34d1-2a1e-41bb-9d67-71a5391d47b0</guid><itunes:image href="https://artwork.captivate.fm/b842296c-978b-4e91-b0bf-8f19d354f231/ffupI4iMyNeFgHXj0TmXFBb0.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 02 Mar 2022 05:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/610a04cb-9813-4ef8-a27a-9065747e0f6d/ep026-make-that-money-hunni-tyler-ranalla-final.mp3" length="41982592" type="audio/mpeg"/><itunes:duration>52:48</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>26</itunes:episode><podcast:episode>26</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>25. Girls Trip</title><itunes:title>Girls Trip</itunes:title><description><![CDATA[<p>On a recent Girl's trip my friend's and I broke the mold a bit. We didn't stick to the typical conversation topics that tend to get repetitive. We didn't fall into comparison loops where we would have spent the weekend relating to each other's pains and struggles.</p><p>Instead, we talked about our wins, our successes, the things we love about ourselves, all the things we, as a society, typically keep to ourselves while talking about our pain and suffering. We learned so much about each other and ourselves. And these conversations led to many powerful realizations that I am excited to share with you in this episode.</p><p>&gt;&gt;&gt; Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>&gt;&gt;&gt; Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></description><content:encoded><![CDATA[<p>On a recent Girl's trip my friend's and I broke the mold a bit. We didn't stick to the typical conversation topics that tend to get repetitive. We didn't fall into comparison loops where we would have spent the weekend relating to each other's pains and struggles.</p><p>Instead, we talked about our wins, our successes, the things we love about ourselves, all the things we, as a society, typically keep to ourselves while talking about our pain and suffering. We learned so much about each other and ourselves. And these conversations led to many powerful realizations that I am excited to share with you in this episode.</p><p>&gt;&gt;&gt; Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>&gt;&gt;&gt; Check out my <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">website</a>: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">96410c17-d8f0-4275-9956-ed1fb9e49eed</guid><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 23 Feb 2022 06:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/00991120-a7bf-4787-b5f9-462619fcd22b/ep025-make-that-money-hunni-girls-trip-final.mp3" length="22749849" type="audio/mpeg"/><itunes:duration>25:32</itunes:duration><itunes:explicit>true</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>25</itunes:episode><podcast:episode>25</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>24. Invest with Logic Rather than Emotion with Leigh Hughes</title><itunes:title>Invest with Logic Rather than Emotion with Leigh Hughes</itunes:title><description><![CDATA[<p>Leigh Hughes is an Australian entrepreneur and venture capitalist who has had immense success and experience in venture capital services and commercialisation of private and public companies across the globe. Having been part of orchestrating over $300M in capital across various stages of private and public companies and during this time he's helped create over $2B+ in increased value. In late 2016, he was appointed Chairman &amp; CEO of Next Green Wave "NGW", established to produce and supply medical &amp; recreational cannabis products throughout the State of California. Leigh is the founder of COMVERJ which helps clients identify opportunities for change in the fields of capital markets, marketing, strategy and innovation.</p><p>On this episode we dive into Leigh's world and discuss everything from investing in the biotech industry and non-fungible tokens (NFTs) to environmental sustainability and the future of autonomous technology.</p><p>&gt;&gt;&gt; Connect with Leigh on twitter <a href="https://twitter.com/leighmhughes" rel="noopener noreferrer" target="_blank">@leighmhughes</a> or on <a href="https://www.linkedin.com/search/results/all/?keywords=leigh%20hughes&amp;origin=RICH_QUERY_TYPEAHEAD_HISTORY&amp;position=0&amp;searchId=d9efc0c5-e2f0-41c0-a8e9-3281d323331d&amp;sid=NC%3A" rel="noopener noreferrer" target="_blank">LinkedIn</a> </p><p>&gt;&gt;&gt; Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>&gt;&gt;&gt; Check out my website: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></description><content:encoded><![CDATA[<p>Leigh Hughes is an Australian entrepreneur and venture capitalist who has had immense success and experience in venture capital services and commercialisation of private and public companies across the globe. Having been part of orchestrating over $300M in capital across various stages of private and public companies and during this time he's helped create over $2B+ in increased value. In late 2016, he was appointed Chairman &amp; CEO of Next Green Wave "NGW", established to produce and supply medical &amp; recreational cannabis products throughout the State of California. Leigh is the founder of COMVERJ which helps clients identify opportunities for change in the fields of capital markets, marketing, strategy and innovation.</p><p>On this episode we dive into Leigh's world and discuss everything from investing in the biotech industry and non-fungible tokens (NFTs) to environmental sustainability and the future of autonomous technology.</p><p>&gt;&gt;&gt; Connect with Leigh on twitter <a href="https://twitter.com/leighmhughes" rel="noopener noreferrer" target="_blank">@leighmhughes</a> or on <a href="https://www.linkedin.com/search/results/all/?keywords=leigh%20hughes&amp;origin=RICH_QUERY_TYPEAHEAD_HISTORY&amp;position=0&amp;searchId=d9efc0c5-e2f0-41c0-a8e9-3281d323331d&amp;sid=NC%3A" rel="noopener noreferrer" target="_blank">LinkedIn</a> </p><p>&gt;&gt;&gt; Connect with me on IG <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p><p>&gt;&gt;&gt; Check out my website: <a href="https://www.sandrajoe.com/" rel="noopener noreferrer" target="_blank">https://www.sandrajoe.com/</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">d56756cd-e035-4089-a97c-d292b348752d</guid><itunes:image href="https://artwork.captivate.fm/8c253103-0084-4e00-a98b-6f8ce5155c8e/g3b-67stFgavB6LScsFAmAuG.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 16 Feb 2022 06:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/74da07f5-22bd-4de8-9621-15af8d6a5bed/ep024-make-that-money-hunni-leigh-hughes-final.mp3" length="33447523" type="audio/mpeg"/><itunes:duration>44:40</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>24</itunes:episode><podcast:episode>24</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>23. Why My Virtual Course Launch was a Dumpster Fire</title><itunes:title>Why My Virtual Course Launch was a Dumpster Fire</itunes:title><description><![CDATA[<p>In this episode I get real vulnerable and talk about my expectations versus reality about how my first-ever virtual course launch went, how much money I made from it and what went wrong.</p><p>I explain why these issues occurred, and that it had nothing to do with the course material itself, but everything to do with my preparedness. I learned some valuable lessons that every entrepreneur and digital creator will appreciate, because we've all been through it, and if you haven't, this episode may help you avoid it. </p><p>It took me 4 weeks after the course went live to get up the courage to record this episode. I spent the first two weeks in a complete funk and crying for a good part of the first week. It was a painful process, that was a huge learning experience and was something that I put my heart and soul into.</p><p>The good news is, this is an Evergreen course (meaning it can be purchased infinitely and will never 'run out') so I can do another soft launch in future. I am so proud of this course and all of the effort that went into creating it, so if you want to check it out, click the link below:</p><p><a href="https://www.sandrajoe.com/money-mastery-101" rel="noopener noreferrer" target="_blank"><strong>https://www.sandrajoe.com/money-mastery-101</strong></a><strong>  </strong> <strong>Promo code: PODCAST   for $100 off </strong>:)</p><p>Also mentioned in this episode is my amazing Coach Shana Recker, you can connect with her on Instagram <a href="https://www.instagram.com/quantumleapqueen/" rel="noopener noreferrer" target="_blank">@quantumleapqueen</a> </p><p>Happy Listening and if you loved this podcast, please share with a friend, leave me a 5-Star Written Review and give me a holler on Instagram <a href="https://www.instagram.com/sandra.m.joe/" rel="noopener noreferrer" target="_blank">@sandra.m.joe</a>  or  <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p>]]></description><content:encoded><![CDATA[<p>In this episode I get real vulnerable and talk about my expectations versus reality about how my first-ever virtual course launch went, how much money I made from it and what went wrong.</p><p>I explain why these issues occurred, and that it had nothing to do with the course material itself, but everything to do with my preparedness. I learned some valuable lessons that every entrepreneur and digital creator will appreciate, because we've all been through it, and if you haven't, this episode may help you avoid it. </p><p>It took me 4 weeks after the course went live to get up the courage to record this episode. I spent the first two weeks in a complete funk and crying for a good part of the first week. It was a painful process, that was a huge learning experience and was something that I put my heart and soul into.</p><p>The good news is, this is an Evergreen course (meaning it can be purchased infinitely and will never 'run out') so I can do another soft launch in future. I am so proud of this course and all of the effort that went into creating it, so if you want to check it out, click the link below:</p><p><a href="https://www.sandrajoe.com/money-mastery-101" rel="noopener noreferrer" target="_blank"><strong>https://www.sandrajoe.com/money-mastery-101</strong></a><strong>  </strong> <strong>Promo code: PODCAST   for $100 off </strong>:)</p><p>Also mentioned in this episode is my amazing Coach Shana Recker, you can connect with her on Instagram <a href="https://www.instagram.com/quantumleapqueen/" rel="noopener noreferrer" target="_blank">@quantumleapqueen</a> </p><p>Happy Listening and if you loved this podcast, please share with a friend, leave me a 5-Star Written Review and give me a holler on Instagram <a href="https://www.instagram.com/sandra.m.joe/" rel="noopener noreferrer" target="_blank">@sandra.m.joe</a>  or  <a href="https://www.instagram.com/makethatmoney.hunni/" rel="noopener noreferrer" target="_blank">@makethatmoney.hunni</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">e991a18b-413b-43fa-847f-111f7b982016</guid><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Tue, 08 Feb 2022 22:15:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/bba54ebb-66db-46db-9ad1-cab8222eaf23/course-launch-final-2022-02-08-9-42-pm.mp3" length="51316947" type="audio/mpeg"/><itunes:duration>26:44</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>23</itunes:episode><podcast:episode>23</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>22. How to Build a Successful Shopify Store with Sarah Jansel</title><itunes:title>How to Build a Successful Shopify Store with Sarah Jansel</itunes:title><description><![CDATA[<p>Sarah Jansel is a raving fan of all things e-commerce. She is both the owner of an online women’s fashion boutique, Sadi &amp; Sari, and the CEO of Jansel &amp; Co (<a href="www.janselandco.com" rel="noopener noreferrer" target="_blank">www.janselandco.com</a>) where she helps clients build, brand, and grow online stores on Shopify.</p><p>In this episode, she talks about how she turned her passion for Californian fashion into a thriving online fashion boutique, followed by a coaching business that teaches people how to build themselves a secondary income stream by hosting an online store through Shopify.</p><p>What started as a passion project for Sarah has turned into a multi-faceted online business, where she now has multiple streams of income, and has left her thriving corporate career to pursue the exciting world of online business and entrepreneurship.</p><p>Rated by Yahoo Finance as one of the ‘coaches helping businesses soar in 2021’, Sarah’s background has mainly been in the business world working for Fortune 500 companies, leaving her last role as an award winning VP of People and Operations at CARFAX Canada. Sarah holds diplomas in Human Resources Management, Management Consulting, is certified as a Prosci Change Management Professional, and a holds a Master of Business in Executive Management.</p><p>Connect with Sarah on Instagram <a href="https://www.instagram.com/sarahjansel/" rel="noopener noreferrer" target="_blank">@sarahjansel</a> or her business page <a href="https://www.instagram.com/janselandco/" rel="noopener noreferrer" target="_blank">@janselandco</a> or find out how you can work together by <a href="https://linktr.ee/sarahjansel" rel="noopener noreferrer" target="_blank">clicking her links</a></p>]]></description><content:encoded><![CDATA[<p>Sarah Jansel is a raving fan of all things e-commerce. She is both the owner of an online women’s fashion boutique, Sadi &amp; Sari, and the CEO of Jansel &amp; Co (<a href="www.janselandco.com" rel="noopener noreferrer" target="_blank">www.janselandco.com</a>) where she helps clients build, brand, and grow online stores on Shopify.</p><p>In this episode, she talks about how she turned her passion for Californian fashion into a thriving online fashion boutique, followed by a coaching business that teaches people how to build themselves a secondary income stream by hosting an online store through Shopify.</p><p>What started as a passion project for Sarah has turned into a multi-faceted online business, where she now has multiple streams of income, and has left her thriving corporate career to pursue the exciting world of online business and entrepreneurship.</p><p>Rated by Yahoo Finance as one of the ‘coaches helping businesses soar in 2021’, Sarah’s background has mainly been in the business world working for Fortune 500 companies, leaving her last role as an award winning VP of People and Operations at CARFAX Canada. Sarah holds diplomas in Human Resources Management, Management Consulting, is certified as a Prosci Change Management Professional, and a holds a Master of Business in Executive Management.</p><p>Connect with Sarah on Instagram <a href="https://www.instagram.com/sarahjansel/" rel="noopener noreferrer" target="_blank">@sarahjansel</a> or her business page <a href="https://www.instagram.com/janselandco/" rel="noopener noreferrer" target="_blank">@janselandco</a> or find out how you can work together by <a href="https://linktr.ee/sarahjansel" rel="noopener noreferrer" target="_blank">clicking her links</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">7dfd1afc-65ea-461b-9dda-66ab8556fbda</guid><itunes:image href="https://artwork.captivate.fm/6b22739a-9d26-43a0-b7e1-3207a041f819/fFthJFYM2BJ508SGUrryyZQr.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Tue, 01 Feb 2022 23:15:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/e600fb8e-378b-4ffb-b78f-aea46ff1448b/sarah-jansel-final-2022-02-01-10-22-pm.mp3" length="70957686" type="audio/mpeg"/><itunes:duration>36:57</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>22</itunes:episode><podcast:episode>22</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>21. Have the Confidence in Yourself to Ask for What You&apos;re Worth with Caytie Langford and Amanda Cahill</title><itunes:title>Have the Confidence in Yourself to Ask for What You&apos;re Worth with Caytie Langford and Amanda Cahill</itunes:title><description><![CDATA[<p>Caytie went from being entry level to executive in less than 12 years. She used to sit in the corner office every single day crying because she knew that she wasn't in the right career any more. She kept asking herself, is this it? Amanda is a rock star who not only became the first women in her family to go to college but also got an MBA. Her career was taking off fast and she had the boxes checked but she kept asking herself, isn't there more?</p><p>That doesn't have to be it. There can be more. Caytie and Amanda are living proof of this, they've stepped outside of the "norm" to follow their dreams and they've made it their mission to empower other women to do the same.</p><p>In this episode Caytie and Amanda share the story behind Bold Women Society™, the community they have built to inspire confidence in women to go after their goals and dreams. They discuss the importance of having bold women in the workplace, the necessity of making your goals known in order to achieve them, offer insight into investing in yourself, and so much more.</p><p>&nbsp;</p><p>Join Caytie and Amanda's text list at 214-949-4715. Text the word SANDRA for a special freebie.</p><p>To learn more about Bold Women Society™ visit <a href="https://www.boldwomensociety.com/" rel="noopener noreferrer" target="_blank">www.boldwomensociety.com</a></p><p>Connect with Bold Women Society™ on IG <a href="https://www.instagram.com/boldwomensociety/" rel="noopener noreferrer" target="_blank">@boldwomensociety</a></p><p>Connect with Caytie on IG <a href="https://www.instagram.com/caytielangford/" rel="noopener noreferrer" target="_blank">@caytielangford</a></p><p>Connect with Amanda on IG <a href="https://www.instagram.com/amandacahill__/" rel="noopener noreferrer" target="_blank">@amandacahill__</a></p>]]></description><content:encoded><![CDATA[<p>Caytie went from being entry level to executive in less than 12 years. She used to sit in the corner office every single day crying because she knew that she wasn't in the right career any more. She kept asking herself, is this it? Amanda is a rock star who not only became the first women in her family to go to college but also got an MBA. Her career was taking off fast and she had the boxes checked but she kept asking herself, isn't there more?</p><p>That doesn't have to be it. There can be more. Caytie and Amanda are living proof of this, they've stepped outside of the "norm" to follow their dreams and they've made it their mission to empower other women to do the same.</p><p>In this episode Caytie and Amanda share the story behind Bold Women Society™, the community they have built to inspire confidence in women to go after their goals and dreams. They discuss the importance of having bold women in the workplace, the necessity of making your goals known in order to achieve them, offer insight into investing in yourself, and so much more.</p><p>&nbsp;</p><p>Join Caytie and Amanda's text list at 214-949-4715. Text the word SANDRA for a special freebie.</p><p>To learn more about Bold Women Society™ visit <a href="https://www.boldwomensociety.com/" rel="noopener noreferrer" target="_blank">www.boldwomensociety.com</a></p><p>Connect with Bold Women Society™ on IG <a href="https://www.instagram.com/boldwomensociety/" rel="noopener noreferrer" target="_blank">@boldwomensociety</a></p><p>Connect with Caytie on IG <a href="https://www.instagram.com/caytielangford/" rel="noopener noreferrer" target="_blank">@caytielangford</a></p><p>Connect with Amanda on IG <a href="https://www.instagram.com/amandacahill__/" rel="noopener noreferrer" target="_blank">@amandacahill__</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">63fa0696-cb9f-445e-aaa2-830eebbb1540</guid><itunes:image href="https://artwork.captivate.fm/96cb144a-852f-44d7-b045-dfff3b2b3e27/GLMQiwNMaid36yi0uYp5pSP4.png"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 26 Jan 2022 00:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/bbebbdfe-d6be-4d46-8777-4c00f1201afc/make-that-money-hunni-ep024-final.mp3" length="38917385" type="audio/mpeg"/><itunes:duration>54:08</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>21</itunes:episode><podcast:episode>21</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>20. The Four Pillars to Creating Your Dream Life with Morgan T Nelson</title><itunes:title>The Four Pillars to Creating Your Dream Life with Morgan T Nelson</itunes:title><description><![CDATA[<p>Morgan T Nelson&nbsp;Morgan is a 28 year old Entrepreneur from the Gold Coast, Australia who went from being emotionally and financially broke at the age of 21 to financially free at 23. He has gone on to build a 6 figure online business in the network marketing space, leading a team of thousands of other young people in 18 different countries across the globe.</p><p>In this episode he talks about how to get out of your head and into your life by making a decision to go all in on your dreams. He teaches&nbsp;the Four Pillars to Creating Your Dream Life and what that means for you today!</p><p>Morgan is a public speaker on global stages and his stories and enthusiasm make this podcast episode&nbsp;inspiring, uplifting and like you can make anything possible if you just DECIDE to do it.&nbsp;</p><p><br></p><p>Check it out, as the timing of this release is perfect for the New Year, New You mentality ;) You wont&nbsp;be disappointed!</p><p><br></p><p>Connect with Morgan on Instagram&nbsp;@morgantnelson and check out his podcast the&nbsp;<a href="https://morgantnelson.com/podcast/" rel="noopener noreferrer" target="_blank">Dream Out Loud Podcast</a>. As mentioned in the episode, Morgan was my Podcast coach and if you DM him the word "Sandra's Podcast" on Instagram, he will give you a special discount for his Podcast Course!</p><p><br></p><p>See you next time and Happy New Year!</p>]]></description><content:encoded><![CDATA[<p>Morgan T Nelson&nbsp;Morgan is a 28 year old Entrepreneur from the Gold Coast, Australia who went from being emotionally and financially broke at the age of 21 to financially free at 23. He has gone on to build a 6 figure online business in the network marketing space, leading a team of thousands of other young people in 18 different countries across the globe.</p><p>In this episode he talks about how to get out of your head and into your life by making a decision to go all in on your dreams. He teaches&nbsp;the Four Pillars to Creating Your Dream Life and what that means for you today!</p><p>Morgan is a public speaker on global stages and his stories and enthusiasm make this podcast episode&nbsp;inspiring, uplifting and like you can make anything possible if you just DECIDE to do it.&nbsp;</p><p><br></p><p>Check it out, as the timing of this release is perfect for the New Year, New You mentality ;) You wont&nbsp;be disappointed!</p><p><br></p><p>Connect with Morgan on Instagram&nbsp;@morgantnelson and check out his podcast the&nbsp;<a href="https://morgantnelson.com/podcast/" rel="noopener noreferrer" target="_blank">Dream Out Loud Podcast</a>. As mentioned in the episode, Morgan was my Podcast coach and if you DM him the word "Sandra's Podcast" on Instagram, he will give you a special discount for his Podcast Course!</p><p><br></p><p>See you next time and Happy New Year!</p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">92179e8b-c2a9-4474-91c3-63afdecb63d9</guid><itunes:image href="https://artwork.captivate.fm/ecc4b787-04b5-4747-98fc-045a5560603b/n25IdP9YX3esK_-npaygKt21.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 29 Dec 2021 00:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/c8cd0757-7b04-400e-9917-3c87eaa1a3dc/sandra-x-morgan-revised-mixdown.mp3" length="80556259" type="audio/mpeg"/><itunes:duration>55:56</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>20</itunes:episode><podcast:episode>20</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>19. How to Turn Your &apos;Stuff&apos; into Fast Cash</title><itunes:title>How to Turn Your &apos;Stuff&apos; into Fast Cash</itunes:title><description><![CDATA[<p>Let's be honest, we all spend way too much in the month of December. Between holidays, gift-giving, restaurants, alcohol and kids activities, we look at our bank balance and credit card statement after Christmas and think "Holy Crap!"&nbsp;</p><p>I had an epiphany while I was away on holidays, that I just had way too much stuff. I packed too many clothes, I brought too many things with me to Whistler for the ski trip and when I got home, I realized there were so many things that were just collecting dust in my house. So I sold them. I saw an opportunity and I took advantage of it.&nbsp;</p><p><br></p><p>I discuss the implications of NOT selling stuff and hanging onto things that you aren't using, and how that money could be better spent on your future.</p><p><br></p><p>This was an impromptu&nbsp;podcast episode, but a very relevant one. I also talk about how you can get ahead financially in the new year, and some simple ways to make sure you have the basics covered in January and beyond!</p><p><br></p><p>Check it out and see you next time :) Happy New Year Everyone!</p>]]></description><content:encoded><![CDATA[<p>Let's be honest, we all spend way too much in the month of December. Between holidays, gift-giving, restaurants, alcohol and kids activities, we look at our bank balance and credit card statement after Christmas and think "Holy Crap!"&nbsp;</p><p>I had an epiphany while I was away on holidays, that I just had way too much stuff. I packed too many clothes, I brought too many things with me to Whistler for the ski trip and when I got home, I realized there were so many things that were just collecting dust in my house. So I sold them. I saw an opportunity and I took advantage of it.&nbsp;</p><p><br></p><p>I discuss the implications of NOT selling stuff and hanging onto things that you aren't using, and how that money could be better spent on your future.</p><p><br></p><p>This was an impromptu&nbsp;podcast episode, but a very relevant one. I also talk about how you can get ahead financially in the new year, and some simple ways to make sure you have the basics covered in January and beyond!</p><p><br></p><p>Check it out and see you next time :) Happy New Year Everyone!</p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">b799fd26-a8fe-481b-ba7a-04f707e1501c</guid><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Mon, 27 Dec 2021 00:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/694b111b-ca7a-4ea4-80cb-8063e591cfed/solo-ep-december-mixdown.mp3" length="46069397" type="audio/mpeg"/><itunes:duration>31:59</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>19</itunes:episode><podcast:episode>19</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>18. Removing Limiting Beliefs around Money using NLP with Mickaela McNatt</title><itunes:title>Removing Limiting Beliefs around Money using NLP with Mickaela McNatt</itunes:title><description><![CDATA[<p>In this episode, Mickaela McNatt, Certified Coach in Neuro Linguistic Programming (NLP), Reiki, and Hypnosis explains to us how our limiting beliefs around money are created in our brains before the age of 7 years old. She explains how our early experiences with money become engrained in our subconscious and prevent us from creating a life of abundance that we truly desire because no matter how much money we make, we behave with a scarcity mindset.</p><p>Using NLP therapy and other coaching modalities that Mickaela teaches, she is able to guide her clients through significant reprogramming of the conscious and subconscious mind, thus releasing any previous limiting beliefs. By doing so, her clients are able to have break-throughs in all aspects of their life and truly rise to their potential, without fear holding them back.</p><p>Connect with Mickaela on Instagram <a href="https://www.instagram.com/mickaelamcnatt/" rel="noopener noreferrer" target="_blank">@mickaelamcnatt</a> to find out how you can work together to unleash your potential! </p>]]></description><content:encoded><![CDATA[<p>In this episode, Mickaela McNatt, Certified Coach in Neuro Linguistic Programming (NLP), Reiki, and Hypnosis explains to us how our limiting beliefs around money are created in our brains before the age of 7 years old. She explains how our early experiences with money become engrained in our subconscious and prevent us from creating a life of abundance that we truly desire because no matter how much money we make, we behave with a scarcity mindset.</p><p>Using NLP therapy and other coaching modalities that Mickaela teaches, she is able to guide her clients through significant reprogramming of the conscious and subconscious mind, thus releasing any previous limiting beliefs. By doing so, her clients are able to have break-throughs in all aspects of their life and truly rise to their potential, without fear holding them back.</p><p>Connect with Mickaela on Instagram <a href="https://www.instagram.com/mickaelamcnatt/" rel="noopener noreferrer" target="_blank">@mickaelamcnatt</a> to find out how you can work together to unleash your potential! </p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">4e8fb510-b941-46db-a89e-52ef2a73ce43</guid><itunes:image href="https://artwork.captivate.fm/3f5f3fa4-adc1-4d03-9506-f52bc656a753/rNl7C2vI4nFNCy14qpAhsDRM.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 15 Dec 2021 20:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/41f166b0-e4c8-4ed0-8807-42751fc68cf6/sandra-x-mickaela-edit-mixdown-final.mp3" length="91981785" type="audio/mpeg"/><itunes:duration>01:03:52</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>18</itunes:episode><podcast:episode>18</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>17. Turning a Health Scare into a Publicly Traded Health Company with Monica Ruffo, founder of Well Told Health</title><itunes:title>Turning a Health Scare into a Publicly Traded Health Company with Monica Ruffo, founder of Well Told Health</itunes:title><description><![CDATA[<p>In this episode,&nbsp;Monica&nbsp;Ruffo founder of&nbsp;<a href="https://welltold.ca/" rel="noopener noreferrer" target="_blank">Well Told Health Co</a>, a Canadian-based natural supplement company talks about how her breast cancer diagnosis prompted her to reevaluate all of the products that she put in and on her body. She quickly realized that the word ‘natural’ on product labels was an unregulated claim and that even pharmacists couldn’t read the ingredients of some health products. Thus, Well Told Health Co was born.</p><p>She made it her mission to create a truly natural and plant-based supplement company, that operates in a highly regulated industry and has achieved explosive growth in the last 3 years since inception, with products on shelves in 2023 stores in Canada, recent expansion into the US, and became a publicly traded company in Q4 of 2021 The&nbsp;Well Told&nbsp;Company (TSXV: WLCO).</p><p>Monica’s inspiring story of how she left her successful corporate job to create this business will leave you feeling inspired and like anything is possible.&nbsp;Monica&nbsp;has been featured in top news publications, and has product’s listed on Gwyneth Paltrow’s&nbsp;<a href="https://goop.com/well-told-health-energy-booster-adaptogen-blend/p/?taxon_id=1289&amp;variant_id=94028" rel="noopener noreferrer" target="_blank">Goop</a>, which have exploded Well Told’s growth in the last 18 months.</p><p>Be sure to check out her website at&nbsp;<a href="http://www.welltoldco.com/" rel="noopener noreferrer" target="_blank">www.welltoldco.com</a>&nbsp;for more information on how to order and use promo code “<strong>SANDRA15</strong>” for 15% off your first order.</p><p>&nbsp;</p><p>*I do not receive any financial kick-back from the use of the promo code*</p>]]></description><content:encoded><![CDATA[<p>In this episode,&nbsp;Monica&nbsp;Ruffo founder of&nbsp;<a href="https://welltold.ca/" rel="noopener noreferrer" target="_blank">Well Told Health Co</a>, a Canadian-based natural supplement company talks about how her breast cancer diagnosis prompted her to reevaluate all of the products that she put in and on her body. She quickly realized that the word ‘natural’ on product labels was an unregulated claim and that even pharmacists couldn’t read the ingredients of some health products. Thus, Well Told Health Co was born.</p><p>She made it her mission to create a truly natural and plant-based supplement company, that operates in a highly regulated industry and has achieved explosive growth in the last 3 years since inception, with products on shelves in 2023 stores in Canada, recent expansion into the US, and became a publicly traded company in Q4 of 2021 The&nbsp;Well Told&nbsp;Company (TSXV: WLCO).</p><p>Monica’s inspiring story of how she left her successful corporate job to create this business will leave you feeling inspired and like anything is possible.&nbsp;Monica&nbsp;has been featured in top news publications, and has product’s listed on Gwyneth Paltrow’s&nbsp;<a href="https://goop.com/well-told-health-energy-booster-adaptogen-blend/p/?taxon_id=1289&amp;variant_id=94028" rel="noopener noreferrer" target="_blank">Goop</a>, which have exploded Well Told’s growth in the last 18 months.</p><p>Be sure to check out her website at&nbsp;<a href="http://www.welltoldco.com/" rel="noopener noreferrer" target="_blank">www.welltoldco.com</a>&nbsp;for more information on how to order and use promo code “<strong>SANDRA15</strong>” for 15% off your first order.</p><p>&nbsp;</p><p>*I do not receive any financial kick-back from the use of the promo code*</p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">36867706-f9f6-4b7e-bde5-7ef90819dcfe</guid><itunes:image href="https://artwork.captivate.fm/16fc61f3-0515-4b48-beb5-8c0047d52dc3/I9Qnt1byREzprf85eJx3m5kd.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Mon, 06 Dec 2021 00:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/cffd23ea-6543-457a-a17c-789055106786/sandra-x-monica-mixdown-final.mp3" length="47677585" type="audio/mpeg"/><itunes:duration>33:06</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>17</itunes:episode><podcast:episode>17</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>16. Alternative Investing - Psychedelics, Plant-Based Foods and Crypto with Kevan Matheson</title><itunes:title>Alternative Investing - Psychedelics, Plant-Based Foods and Crypto with Kevan Matheson</itunes:title><description><![CDATA[<p>Venture Capitalist Kevan Matheson, Founder of Edge Communications Group (Instagram <a href="https://www.instagram.com/edge.investments/" rel="noopener noreferrer" target="_blank">@edge.investments</a>)&nbsp;explains the revolutionary science behind the psychedelics &amp; plant based foods industries and why these industries are expected to have exponential growth. He talks about market trends, new discoveries and how these two industries are changing the game in terms of health, the environment and our wallets.&nbsp;</p><p>Kevan is also a specialist and avid investor in Cryptocurrencies and sheds some light on this ever-changing and volatile industry. <a href="https://edge.investments/" rel="noopener noreferrer" target="_blank">Edge Communications Group</a><em> is a&nbsp;</em>full-spectrum investor communications agency that combines traditional investor relations functions such as press release dissemination, and phone and email management with new age platforms such as Instagram, TikTok, Discord and Reddit. Best known for our financial media arm by the name of Edge Investments, they have expanded their service offerings to provide an end-to-end investor communications service.</p><p>This is an episode that you don’t want to miss! Connect with Kevan on Instagram&nbsp;<a href="https://www.instagram.com/kevmatheson/" rel="noopener noreferrer" target="_blank">@kevmatheson</a>&nbsp;and subscribe to his email&nbsp;newsletter on his website.</p>]]></description><content:encoded><![CDATA[<p>Venture Capitalist Kevan Matheson, Founder of Edge Communications Group (Instagram <a href="https://www.instagram.com/edge.investments/" rel="noopener noreferrer" target="_blank">@edge.investments</a>)&nbsp;explains the revolutionary science behind the psychedelics &amp; plant based foods industries and why these industries are expected to have exponential growth. He talks about market trends, new discoveries and how these two industries are changing the game in terms of health, the environment and our wallets.&nbsp;</p><p>Kevan is also a specialist and avid investor in Cryptocurrencies and sheds some light on this ever-changing and volatile industry. <a href="https://edge.investments/" rel="noopener noreferrer" target="_blank">Edge Communications Group</a><em> is a&nbsp;</em>full-spectrum investor communications agency that combines traditional investor relations functions such as press release dissemination, and phone and email management with new age platforms such as Instagram, TikTok, Discord and Reddit. Best known for our financial media arm by the name of Edge Investments, they have expanded their service offerings to provide an end-to-end investor communications service.</p><p>This is an episode that you don’t want to miss! Connect with Kevan on Instagram&nbsp;<a href="https://www.instagram.com/kevmatheson/" rel="noopener noreferrer" target="_blank">@kevmatheson</a>&nbsp;and subscribe to his email&nbsp;newsletter on his website.</p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">2d87599b-9633-4b87-a6cb-aa8344b3f75b</guid><itunes:image href="https://artwork.captivate.fm/2bd94bf3-89a4-4891-b234-c53a45b8d1bb/rduLac_pCtGAYPRoGuCq2vCN.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Tue, 30 Nov 2021 00:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/4f23445f-17ee-4de0-bbc5-5da278ed0cf0/sandra-x-kevan-mixdown-with-disclaimer.mp3" length="57181001" type="audio/mpeg"/><itunes:duration>39:42</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>16</itunes:episode><podcast:episode>16</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>15. Why Judgement on Our Financial Decision-Making Triggers Our Emotions</title><itunes:title>Why Judgement on Our Financial Decision-Making Triggers Our Emotions</itunes:title><description><![CDATA[<p>In this episode, I explain how one simple financial decision that I made recently, left me feeling judged, insecure, and misunderstood&nbsp;by my family and friends.</p><p>Let's face it, not everyone is going to agree with our decisions, and not just our financial decisions. We put so much emphasis and energy into trying to please the people around us, that their disapproval can leave us feeling disheartened, anxious and questioning our own ability to make decisions for ourselves. Every person has their own story, and knowing that your story and their story will never be the same, is an important lesson in taking back your control and sense of self.</p><p>I explain some of the thought processes I went through and how you can change your response towards the opinions of others. </p>]]></description><content:encoded><![CDATA[<p>In this episode, I explain how one simple financial decision that I made recently, left me feeling judged, insecure, and misunderstood&nbsp;by my family and friends.</p><p>Let's face it, not everyone is going to agree with our decisions, and not just our financial decisions. We put so much emphasis and energy into trying to please the people around us, that their disapproval can leave us feeling disheartened, anxious and questioning our own ability to make decisions for ourselves. Every person has their own story, and knowing that your story and their story will never be the same, is an important lesson in taking back your control and sense of self.</p><p>I explain some of the thought processes I went through and how you can change your response towards the opinions of others. </p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">85e68af0-a5e9-4a20-bba9-7b3a13369bba</guid><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 24 Nov 2021 00:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/a1370a3d-dc1b-4eed-9b99-d3d7aa45a520/feeling-judged-04-mixdown.mp3" length="19573376" type="audio/mpeg"/><itunes:duration>13:35</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>15</itunes:episode><podcast:episode>15</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>14. Empowering Women in a Time of Change with Andrea Crisp</title><itunes:title>Empowering Women in a Time of Change with Andrea Crisp</itunes:title><description><![CDATA[<p>In this episode, Andrea Crisp, Women's Empowerment Coach with over 10 year experience talks about the most common fears and insecurities that women have when they are transitioning throughout their life in their careers, relationships, motherhood and divorce.&nbsp;</p><p>Andrea is an expert in areas of improving self-confidence, embodying your new role in your life, understanding your strengths and embracing change as your authentic self.&nbsp;</p><p>Spoiler alert! This episode is also highly appropriate for MEN, even though Andrea specializes in coaching women, her points are relevant for all genders. </p><p>Connect with Andrea Crisp on Instagram <a href="https://www.instagram.com/andreacrispcoach/" rel="noopener noreferrer" target="_blank">@andreacrispcoach</a> and through her website <a href="http://www.thecouragecast.com/" rel="noopener noreferrer" target="_blank">www.thecouragecast.com</a></p><p>Book discussed in this episode:</p><p>&gt; <a href="https://amzn.to/31Rg8NQ" rel="noopener noreferrer" target="_blank">Conscious Uncoupling: 5 Steps to Living Happily Ever After</a> by Katherine Woodward Thomas</p>]]></description><content:encoded><![CDATA[<p>In this episode, Andrea Crisp, Women's Empowerment Coach with over 10 year experience talks about the most common fears and insecurities that women have when they are transitioning throughout their life in their careers, relationships, motherhood and divorce.&nbsp;</p><p>Andrea is an expert in areas of improving self-confidence, embodying your new role in your life, understanding your strengths and embracing change as your authentic self.&nbsp;</p><p>Spoiler alert! This episode is also highly appropriate for MEN, even though Andrea specializes in coaching women, her points are relevant for all genders. </p><p>Connect with Andrea Crisp on Instagram <a href="https://www.instagram.com/andreacrispcoach/" rel="noopener noreferrer" target="_blank">@andreacrispcoach</a> and through her website <a href="http://www.thecouragecast.com/" rel="noopener noreferrer" target="_blank">www.thecouragecast.com</a></p><p>Book discussed in this episode:</p><p>&gt; <a href="https://amzn.to/31Rg8NQ" rel="noopener noreferrer" target="_blank">Conscious Uncoupling: 5 Steps to Living Happily Ever After</a> by Katherine Woodward Thomas</p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">51998da3-ae02-43d2-bf92-8f729ff2aff1</guid><itunes:image href="https://artwork.captivate.fm/eae34311-74e1-4926-ac2b-0475c3483186/rnV_GWNQvk0EXfvuROYDoXrF.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Tue, 16 Nov 2021 10:30:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/32576664-c0be-4d59-80e3-7b4fd6cde495/sandra-x-andrea-mixdown-04.mp3" length="79088774" type="audio/mpeg"/><itunes:duration>54:55</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>14</itunes:episode><podcast:episode>14</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>13. Mortgage Tips for First Time Homeowners with Samantha Manning</title><itunes:title>Mortgage Tips for First Time Homeowners with Samantha Manning</itunes:title><description><![CDATA[<p>In this episode, Samantha Manning, Mortgage Broker in Vancouver BC gives you all the juicy details of how to properly prepare for your first property purchase. We discuss everything from pre-approvals, to price shopping, to understanding your borrowing power and things that can affect your credit that you may not realize.</p><p>This is a tell-all guide to getting into the market, and earlier than you might've expected! Be sure to connect with her on Instagram <a href="https://www.instagram.com/samanthamanning.mortgages/?hl=en" rel="noopener noreferrer" target="_blank">@samanthamanning.mortgages</a> or check out her website at <a href="https://www.samanthamanning.ca/" rel="noopener noreferrer" target="_blank">www.samanthamanning.ca</a> for more information and how you can work together!</p>]]></description><content:encoded><![CDATA[<p>In this episode, Samantha Manning, Mortgage Broker in Vancouver BC gives you all the juicy details of how to properly prepare for your first property purchase. We discuss everything from pre-approvals, to price shopping, to understanding your borrowing power and things that can affect your credit that you may not realize.</p><p>This is a tell-all guide to getting into the market, and earlier than you might've expected! Be sure to connect with her on Instagram <a href="https://www.instagram.com/samanthamanning.mortgages/?hl=en" rel="noopener noreferrer" target="_blank">@samanthamanning.mortgages</a> or check out her website at <a href="https://www.samanthamanning.ca/" rel="noopener noreferrer" target="_blank">www.samanthamanning.ca</a> for more information and how you can work together!</p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">aa1fbf20-b69a-4434-b6b6-d033242fb542</guid><itunes:image href="https://artwork.captivate.fm/6ad22ee4-02c4-4761-9d75-2dc66999ee2d/nzVfCuPu1WpMBa4tIz93Iby9.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Tue, 09 Nov 2021 15:30:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/4fe16a9c-5bd2-4baf-8392-53688a869ccb/riverside-samantha-x-sandra-mixdown-3.mp3" length="54692698" type="audio/mpeg"/><itunes:duration>37:58</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>13</itunes:episode><podcast:episode>13</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>12. How to Use Time Management to Prevent Overwhelm</title><itunes:title>How to Use Time Management to Prevent Overwhelm</itunes:title><description><![CDATA[<p>In this episode, I give you easy-to-follow steps to automate your schedule by setting boundaries in your calendar and your life. By setting these boundaries, you remove the need for excess daily decisions, which results in decision fatigue.</p><p>By implementing these daily strategies, you will not only have more flow in your schedule, but you’ll live a more efficient life so that you can show up more authentically and whole heartedly for your clients, your family and your friends. </p><p>Listen to this episode to reduce your overwhelm, stress and fatigue so that you can feel more grounded and connected.</p>]]></description><content:encoded><![CDATA[<p>In this episode, I give you easy-to-follow steps to automate your schedule by setting boundaries in your calendar and your life. By setting these boundaries, you remove the need for excess daily decisions, which results in decision fatigue.</p><p>By implementing these daily strategies, you will not only have more flow in your schedule, but you’ll live a more efficient life so that you can show up more authentically and whole heartedly for your clients, your family and your friends. </p><p>Listen to this episode to reduce your overwhelm, stress and fatigue so that you can feel more grounded and connected.</p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">fe2d4e95-5b62-4754-a958-aeeeaf1ee2f9</guid><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Thu, 28 Oct 2021 00:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/1fb508d3-4dad-4667-b811-5cd72cc09d84/how-to-manage-stress-overwhelm-mixdown-03.mp3" length="37193813" type="audio/mpeg"/><itunes:duration>25:49</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>12</itunes:episode><podcast:episode>12</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>11. How to Prepare for Black Friday &amp; Holiday Spending</title><itunes:title>How to Prepare for Black Friday &amp; Holiday Spending</itunes:title><description><![CDATA[<p>In this episode I explain simple steps that you can take <em>now </em>in order to prepare for the upcoming Black Friday &amp; Cyber Monday sales, as well as the Holiday Season of Christmas Parties, Events, Gift-Giving and more.</p><p>Use these steps to plan your shopping, take advantage of the sales, and make sure you stay on budget so you can start 2022 with a bang and not in consumer debt or financial strife. </p>]]></description><content:encoded><![CDATA[<p>In this episode I explain simple steps that you can take <em>now </em>in order to prepare for the upcoming Black Friday &amp; Cyber Monday sales, as well as the Holiday Season of Christmas Parties, Events, Gift-Giving and more.</p><p>Use these steps to plan your shopping, take advantage of the sales, and make sure you stay on budget so you can start 2022 with a bang and not in consumer debt or financial strife. </p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">b54ab1bf-ebc4-403f-b7fc-e17df7383474</guid><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Sat, 23 Oct 2021 13:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/0bb39913-bb5b-46fd-b369-b60f4a174dea/black-friday-holiday-episode-mixdown.mp3" length="27496837" type="audio/mpeg"/><itunes:duration>19:05</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>11</itunes:episode><podcast:episode>11</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>10. What the heck is Market Volatility and Risk?</title><itunes:title>What the heck is Market Volatility and Risk?</itunes:title><description><![CDATA[<p>In this episode, I talk about the importance of understanding your investment timeframe and how it affects your portfolio. This episode is especially important for beginner investors, or anyone that gets easily stressed out by looking at their portfolio balance on a regular basis. It talks about the importance of diversification and knowing when to hold, buy and sell. </p>]]></description><content:encoded><![CDATA[<p>In this episode, I talk about the importance of understanding your investment timeframe and how it affects your portfolio. This episode is especially important for beginner investors, or anyone that gets easily stressed out by looking at their portfolio balance on a regular basis. It talks about the importance of diversification and knowing when to hold, buy and sell. </p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">6e39062b-d2db-4d22-99ca-091d108eefa8</guid><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Fri, 15 Oct 2021 12:45:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/c6bdb31e-cc5d-4e51-86f9-c46bc17bff37/final-market-volatility-risk-2021-10-15-12-47-pm.mp3" length="42376800" type="audio/mpeg"/><itunes:duration>22:04</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>10</itunes:episode><podcast:episode>10</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>9. Crypto &apos;How to Get Started&apos; with Ben Lakoff</title><itunes:title>Crypto &apos;How to Get Started&apos; with Ben Lakoff</itunes:title><description><![CDATA[<p>Ben Lakoff is a CFA, Angel Investor and Startup Operator in Los Angeles, California who brings you 10 years of finance experience across many different sectors. Ben is the Co-Founder and Business Lead at Charged Particles <a href="charged.fi" rel="noopener noreferrer" target="_blank">charged.fi</a> which is a business which allows users to deposit&nbsp;any&nbsp;ERC (Ethereum Request for Comment)<strong> </strong>tokens into&nbsp;any&nbsp;Non-Fungible Token (NFT). </p><p>In this episode, Ben talks about the world of crypto and blockchains and what you need to know before you start investing. His expansive experience in this field, coupled with his technical background in Finance make him a must-follow on Twitter for all things Alternative Investing <a href="https://twitter.com/benlakoff" rel="noopener noreferrer" target="_blank">@benlakoff</a></p><p>Books discussed in this podcast:</p><p>1) <a href="https://amzn.to/3aAiS3n" rel="noopener noreferrer" target="_blank">The Infinite Machine</a> by Camila Russo</p><p>2) <a href="https://amzn.to/3ayFVvp" rel="noopener noreferrer" target="_blank">Internet of Money</a> by Andreas Antonopolous</p><p>3) <a href="https://amzn.to/2YW9m8m" rel="noopener noreferrer" target="_blank">The Bitcoin Standard</a> by Saifedean Ammous</p><p>*Disclaimer that the information on this podcast is for informational purposes only and is not to be construed as legal, financial, investment or other advice of any nature. Sandra Joe and her guests on this podcast  are not providing recommendations of any kind. You must always consider your own personal circumstances before making any investments to ensure they are right for you*</p>]]></description><content:encoded><![CDATA[<p>Ben Lakoff is a CFA, Angel Investor and Startup Operator in Los Angeles, California who brings you 10 years of finance experience across many different sectors. Ben is the Co-Founder and Business Lead at Charged Particles <a href="charged.fi" rel="noopener noreferrer" target="_blank">charged.fi</a> which is a business which allows users to deposit&nbsp;any&nbsp;ERC (Ethereum Request for Comment)<strong> </strong>tokens into&nbsp;any&nbsp;Non-Fungible Token (NFT). </p><p>In this episode, Ben talks about the world of crypto and blockchains and what you need to know before you start investing. His expansive experience in this field, coupled with his technical background in Finance make him a must-follow on Twitter for all things Alternative Investing <a href="https://twitter.com/benlakoff" rel="noopener noreferrer" target="_blank">@benlakoff</a></p><p>Books discussed in this podcast:</p><p>1) <a href="https://amzn.to/3aAiS3n" rel="noopener noreferrer" target="_blank">The Infinite Machine</a> by Camila Russo</p><p>2) <a href="https://amzn.to/3ayFVvp" rel="noopener noreferrer" target="_blank">Internet of Money</a> by Andreas Antonopolous</p><p>3) <a href="https://amzn.to/2YW9m8m" rel="noopener noreferrer" target="_blank">The Bitcoin Standard</a> by Saifedean Ammous</p><p>*Disclaimer that the information on this podcast is for informational purposes only and is not to be construed as legal, financial, investment or other advice of any nature. Sandra Joe and her guests on this podcast  are not providing recommendations of any kind. You must always consider your own personal circumstances before making any investments to ensure they are right for you*</p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">24bed4d6-3120-4a61-8d0a-c8fd0fc5cf22</guid><itunes:image href="https://artwork.captivate.fm/122fdec2-c0b0-442e-8003-b78190549c0d/y99JyrrMFfC-ia7c8x7wl52A.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 13 Oct 2021 17:45:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/48f743e1-b677-484e-9dd2-1088e72f68c4/sandra-x-ben-final-mixdown-02.mp3" length="53339174" type="audio/mpeg"/><itunes:duration>37:02</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>9</itunes:episode><podcast:episode>9</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>8. From the Corporate &apos;Golden Handcuffs&apos; to High Performance Coach with Cam MacDougall</title><itunes:title>From the Corporate &apos;Golden Handcuffs&apos; to High Performance Coach with Cam MacDougall</itunes:title><description><![CDATA[<p>Cam MacDougall previously worked in corporate finance and sales and was the newest hot shot in town. From driving Ferraris to expensive suits, he had it all. But there was something missing. One day he realized that all of the material things really didn't provide true fulfillment and happiness, so he set out on a journey of entrepreneurship to eventually create his new High Performance Coaching business, which focuses on energy, breathwork and spirituality to create unparalleled results for his clients of all career backgrounds. One of the most powerful episodes, especially for aspiring entrepreneurs. Find him on Instagram @cammacdougall</p>]]></description><content:encoded><![CDATA[<p>Cam MacDougall previously worked in corporate finance and sales and was the newest hot shot in town. From driving Ferraris to expensive suits, he had it all. But there was something missing. One day he realized that all of the material things really didn't provide true fulfillment and happiness, so he set out on a journey of entrepreneurship to eventually create his new High Performance Coaching business, which focuses on energy, breathwork and spirituality to create unparalleled results for his clients of all career backgrounds. One of the most powerful episodes, especially for aspiring entrepreneurs. Find him on Instagram @cammacdougall</p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">c73775d5-b3c6-4718-bfff-f9725afbd64b</guid><itunes:image href="https://artwork.captivate.fm/0e20a322-631f-45cc-90ef-8ece91decefe/F5nb84rBeseKhJL0cI-UgxU7.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 06 Oct 2021 15:30:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/89727817-c118-41ef-a9f2-9d235a7dffc6/final-cam-macdougall-2021-10-06-2-04-pm.mp3" length="73287390" type="audio/mpeg"/><itunes:duration>38:10</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>8</itunes:episode><podcast:episode>8</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>7. Procrastination! Why You Do It, and How to Fix It</title><itunes:title>7. Procrastination! Why You Do It, and How to Fix It</itunes:title><description><![CDATA[<p>This is one of my favorite topics! Why? Because we ALL procrastinate. It's one of the key outcomes of our negative self-talk and it holds us back from achieving real success in all areas of our life. The first half of the episode goes into some of the reasons we procrastinate, followed by the 5 Characteristics of Procrastination and How to Shift Into Creation. Check it out, and make sure you take some notes, and re-listen to the second half so you can shift your mindset into action.</p>]]></description><content:encoded><![CDATA[<p>This is one of my favorite topics! Why? Because we ALL procrastinate. It's one of the key outcomes of our negative self-talk and it holds us back from achieving real success in all areas of our life. The first half of the episode goes into some of the reasons we procrastinate, followed by the 5 Characteristics of Procrastination and How to Shift Into Creation. Check it out, and make sure you take some notes, and re-listen to the second half so you can shift your mindset into action.</p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">f558d09e-9526-469c-9aae-ea23dde7d8c7</guid><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 29 Sep 2021 19:45:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/61774ee6-d309-442e-8f64-3f5657d77b51/procrastination-2021-09-29-7-40-pm.mp3" length="59259008" type="audio/mpeg"/><itunes:duration>30:52</itunes:duration><itunes:explicit>true</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>7</itunes:episode><podcast:episode>7</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>6. Becoming an Entrepreneur in the Medical Profession with Dr. Julie Wilson</title><itunes:title>Becoming an Entrepreneur in the Medical Profession with Dr. Julie Wilson</itunes:title><description><![CDATA[<p>In this episode, Dr Julie Wilson, Family Doctor in Vancouver, Canada explains why she chose to go against the trend of medical professionals and start her own multidisciplinary clinic. Dr Wilson's goal was to provide an exceptional experience, whilst leveraging her time and expertise to generate more revenue and create more freedom. Dr. Wilson talks about the hardships she had at the start without any prior business training, and how she learned the skills to now open more clinics in the future.</p>]]></description><content:encoded><![CDATA[<p>In this episode, Dr Julie Wilson, Family Doctor in Vancouver, Canada explains why she chose to go against the trend of medical professionals and start her own multidisciplinary clinic. Dr Wilson's goal was to provide an exceptional experience, whilst leveraging her time and expertise to generate more revenue and create more freedom. Dr. Wilson talks about the hardships she had at the start without any prior business training, and how she learned the skills to now open more clinics in the future.</p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">3c35494d-4140-4821-9848-c5abadec601b</guid><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Fri, 24 Sep 2021 08:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/a21cd264-23bd-48d9-b0fc-2e2ab26528aa/final-dr-julie-wilson-interview.mp3" length="45093534" type="audio/mpeg"/><itunes:duration>31:19</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>6</itunes:episode><podcast:episode>6</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>5. Being Rich vs Being Happy</title><itunes:title>Being Rich vs Being Happy</itunes:title><description><![CDATA[<p>In this episode we talk about the difference between constantly striving for that next level of wealth, and taking a step back to understand what truly makes you happy. We tend to focus too much on getting rich, and in the process miss out on some of life's greatest pleasures.</p>]]></description><content:encoded><![CDATA[<p>In this episode we talk about the difference between constantly striving for that next level of wealth, and taking a step back to understand what truly makes you happy. We tend to focus too much on getting rich, and in the process miss out on some of life's greatest pleasures.</p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">2c9855ab-0660-4732-8724-d0e098071f45</guid><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 22 Sep 2021 12:00:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/27ed58e4-f637-4f11-bd09-ef3c9f5974c3/being-rich-versus-being-happy.mp3" length="29007538" type="audio/mpeg"/><itunes:duration>20:08</itunes:duration><itunes:explicit>true</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>5</itunes:episode><podcast:episode>5</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>4. How Network Marketing Transformed Her Life and Her Bank Account with Mara Pomana</title><itunes:title>How Network Marketing Transformed Her Life and Her Bank Account with Mara Pomana</itunes:title><description><![CDATA[<p>In this episode, Mara talks about the importance of having an open mind and an open heart to new opportunities and putting all previous prejudice aside. When she entered the world of Network Marketing, she had no idea just how much it would change her life. She now has a global team of over 25,000 people and is a leader and mentor for men and women who are excited to create financial freedom. Find her on Instagram @mara_pomana</p>]]></description><content:encoded><![CDATA[<p>In this episode, Mara talks about the importance of having an open mind and an open heart to new opportunities and putting all previous prejudice aside. When she entered the world of Network Marketing, she had no idea just how much it would change her life. She now has a global team of over 25,000 people and is a leader and mentor for men and women who are excited to create financial freedom. Find her on Instagram @mara_pomana</p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">ec172a37-8f0b-4d01-9546-0e8620938be2</guid><itunes:image href="https://artwork.captivate.fm/3ba933da-f5c6-4923-a54b-487898db62de/3b6B5xEC-DpHP0ybjZZ4yQ9W.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 15 Sep 2021 22:15:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/32d62fc8-d2bd-4092-9889-676955253e5f/final-mara-pomana-2021-09-15-10-07-pm.mp3" length="67485279" type="audio/mpeg"/><itunes:duration>46:52</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>4</itunes:episode><podcast:episode>4</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>3. How to Create a Thriving YouTube Channel with Michael Downie (DownieLive) -</title><itunes:title>How to Create a Thriving YouTube Channel with Michael Downie (DownieLive) -</itunes:title><description><![CDATA[<p>In this episode, Michael and Sandra dig deep into how he began his career as a travel vlogger on YouTube and created the brand DownLive, which now has over 265,000 subscribers. From working at a junk yard to traveling to the great polar bear migration, Michael explains all the sacrifices and and dedication he had for this passion, and how he created multiple streams of income in the process. Find him on YouTube '<a href="https://www.youtube.com/c/DownieLive" rel="noopener noreferrer" target="_blank">DownieLive</a>' or on Instagram <a href="https://www.instagram.com/downielive/" rel="noopener noreferrer" target="_blank">@downielive</a></p>]]></description><content:encoded><![CDATA[<p>In this episode, Michael and Sandra dig deep into how he began his career as a travel vlogger on YouTube and created the brand DownLive, which now has over 265,000 subscribers. From working at a junk yard to traveling to the great polar bear migration, Michael explains all the sacrifices and and dedication he had for this passion, and how he created multiple streams of income in the process. Find him on YouTube '<a href="https://www.youtube.com/c/DownieLive" rel="noopener noreferrer" target="_blank">DownieLive</a>' or on Instagram <a href="https://www.instagram.com/downielive/" rel="noopener noreferrer" target="_blank">@downielive</a></p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">7308bd18-f26e-43e4-8245-feb2981058aa</guid><itunes:image href="https://artwork.captivate.fm/695aafc7-c950-4352-a745-4c4bb7ae9ec5/sdkXrGvZ8ApxOIZ0TyAqesIe.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 15 Sep 2021 20:30:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/88fb76cd-a119-49fc-a9f4-d5501239e3c2/final-michael-downie-2021-09-15-7-54-pm.mp3" length="65951787" type="audio/mpeg"/><itunes:duration>45:48</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>3</itunes:episode><podcast:episode>3</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>2. Common Mistakes That Beginner Investors Make and How to Avoid Them</title><itunes:title>Common Mistakes That Beginner Investors Make and How to Avoid Them</itunes:title><description><![CDATA[<p>In this episode Sandra talks about the most common mistakes investor make when they first begin, which exposes them to unnecessary risk. She explains the importance of investment diversification, understanding your investment time frame and how to get started when you know very little about investing in the stock market.</p>]]></description><content:encoded><![CDATA[<p>In this episode Sandra talks about the most common mistakes investor make when they first begin, which exposes them to unnecessary risk. She explains the importance of investment diversification, understanding your investment time frame and how to get started when you know very little about investing in the stock market.</p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">957686fa-3f96-4ca8-8edd-f6743bb7b3fb</guid><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 15 Sep 2021 19:30:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/7f44ea7e-8513-4c75-84fb-cde818dbb5dd/1aa74126-2599-4348-a65a-6a1a050a7234.mp3" length="17672320" type="audio/mpeg"/><itunes:duration>18:24</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>2</itunes:episode><podcast:episode>2</podcast:episode><itunes:author>Sandra Joe</itunes:author></item><item><title>1. Why Talking About Money is Important for Our Relationships</title><itunes:title>Why Talking About Money is Important for Our Relationships</itunes:title><description><![CDATA[<p>In this episode Sandra talks about removing the stigma about talking about money, and why it's important to talk about money in our relationships. She discusses the common reasons people feel insecure about money and how to overcome the fear, so you can have honest and open conversation in your marriage, relationships and with family. </p>]]></description><content:encoded><![CDATA[<p>In this episode Sandra talks about removing the stigma about talking about money, and why it's important to talk about money in our relationships. She discusses the common reasons people feel insecure about money and how to overcome the fear, so you can have honest and open conversation in your marriage, relationships and with family. </p>]]></content:encoded><link><![CDATA[http://sandrajoe.com]]></link><guid isPermaLink="false">95ad6aa2-6b9a-4c48-99f1-8b671fb89362</guid><itunes:image href="https://artwork.captivate.fm/fb1a14c3-673e-497b-a05c-50af8f88ca11/pUQTy66q7LM-u1mAs2JQxrS1.jpg"/><dc:creator><![CDATA[Sandra Joe]]></dc:creator><pubDate>Wed, 15 Sep 2021 18:45:00 -0700</pubDate><enclosure url="https://podcasts.captivate.fm/media/b0736e44-4f8e-4740-8e85-92e996ad758e/final-why-talking-about-money-is-important-for-our-relationship.mp3" length="22261050" type="audio/mpeg"/><itunes:duration>15:27</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>1</itunes:episode><podcast:episode>1</podcast:episode><itunes:author>Sandra Joe</itunes:author></item></channel></rss>