Money Skills For Therapists

Click here and sign up to save your spot or register to get the replays.

Instagram: https://www.instagram.com/moneynutsandbolts/

About Tiffany McLain:

Tiffany McLain, LMFT, is a clinical fee strategist who helps therapists in private practice increase their income while improving the quality of their work. Through her program, The Lean In. MAKE BANK. Academy, she guides clinicians in shifting the mindset patterns that keep them under-earning, so they can confidently charge premium, cash-pay fees and build more sustainable practices. Known for her direct, empowering approach, Tiffany focuses on helping therapists work less, earn more, and show up more fully for their clients.

Connect with Tiffany and Lean In. MAKE BANK.:

Website: https://leaninmakebank.com

Fun with Fees Calculator: https://leaninmakebank.com/fee-calculator/

Email: hey@leaninmakebank.com

Instagram: https://www.instagram.com/leaninmakebank/

Website: https://leaninmakebank.com

203: Overcoming Money Shame in Private Practice

Tue, 07 Apr 2026 05:00:00 -0400

If money in your private practice brings up anxiety, avoidance, or that feeling of “I should have this figured out by now,” you’re not alone. Most of us were never taught how to manage money, and yet we’re running businesses that are supposed to take care of us while we take care of others. That’s a lot of pressure, and it makes sense that money can feel overwhelming.

In this episode, I’m digging into the connection between emotions and money, and why money confusion and shame have less to do with your ability and more to do with what’s happening underneath the surface.

Register for our free Overcoming Money Shame workshop series!

Join me live on Zoom from Monday, April 20th to Thursday, April 23rd for a daily one-hour workshop at 12 PM PT / 3 PM ET.

Plus, you’ll have a chance to win $500 just for attending live!

Why Money Feels So Hard (and What Actually Helps)

For a lot of therapists, money doesn’t just feel confusing—it feels activating. Anxiety, overwhelm, or shutdown can show up when you look at your numbers, not because you’re incapable, but because your nervous system is taking over and your thinking brain goes offline. It’s not the math that’s the problem, it’s the emotions. When shame, pressure, or fear are running the show, avoidance makes sense, even if it keeps you stuck. The shift starts with awareness: noticing what comes up for you and naming it, so you can begin to work with it instead of against it.

Emotional Awareness and Financial Clarity

When you begin to notice your emotional response to money instead of pushing it away, you create space to respond differently—and that’s where financial clarity starts to build.

(00:06:10) Money, Emotions, and Awareness

(00:09:40) Therapists Transforming Money Mindsets

(00:13:08) Overcoming Money Shame Workshop

Building a Healthier Relationship with Money

Money shame can feel deeply personal, but it’s shaped by so many layers—lack of financial education, messages from our profession, and what we learned about money growing up. This isn’t just a “you” problem. Change starts when you stop doing this alone. With support, awareness, and practical money skills, it becomes possible to move from avoidance and overwhelm toward clarity and confidence. You already know how to help people shift their relationship with hard things—the same is possible with money.

Get to Know Linzy Bonham:

Follow Linzy Bonham:

https://www.newgroundwellness.ca/

Instagram: https://www.instagram.com/moneynutsandbolts/

202: Shared Finances, Shared Growth: Tackling Financial Dynamics in Couples

Tue, 03 Mar 2026 05:00:00 -0400

Money can sometimes feel easier to manage in your business than in your relationship. In this episode, I sit down with Ed Coambs to gently explore what happens when you bring your money skills home and begin navigating them alongside a partner. We talk about financial intimacy, emotional safety, and what it truly takes to have honest, grounded conversations when two nervous systems — and two lifelong money stories — are in the room.

"Financial intimacy is the experience of being able to talk openly, safely, vulnerably about your shared financial life, your money hopes, dreams, aspirations, as well as your fears, worries, and anxieties." - Ed Coambs

Building Financial Intimacy and Healthy Money Conversations

In a relationship, money is rarely just about numbers. It’s about safety, power, vulnerability, and the stories we each carry from childhood into adulthood. In this conversation, Ed and I unpack how financial intimacy gets built — and how it quietly breaks down — through everyday conversations and unspoken dynamics.

I often see couples fall into predictable roles: one partner pushes to engage with money, the other pulls away. Over time, these roles can harden into resentment or shutdown, especially when income shifts, career growth, or differing values enter the picture.

Repair is possible! It begins with slowing down, naming old hurts, owning the part you’ve played in past conflicts, and choosing to approach money conversations with collaboration instead of defensiveness. When you tend to both the emotional and practical sides of money together, trust deepens — and conflict softens.

Emotional Patterns, Relationship Shifts, and Money Conversations

Money shows up in relationships through tone, body language, and nervous system reactions — not just spreadsheets. In this episode, we dig into what’s happening underneath the surface when money becomes tense.

(00:04:39) Understanding Financial Intimacy

(00:06:54) Exploring Emotions Around Money

(00:15:21) Couples and Evolving Money Views

(00:18:32) Navigating Money Dynamics in Relationships

(00:21:52) Owning Your True Feelings

(00:27:40) Modeling Respect Through Conversations

(00:30:11) Money and Relationships with Kindness

What It Really Takes to Talk About Money Together

Building financial intimacy means learning how to stay present when money stirs up fear, shame, or old family patterns. When you start noticing the emotional tone of your conversations — not just the content — you can begin to shift from tension into connection.

When you begin speaking honestly about what money really represents for you — security, freedom, worth, control — power struggles often soften. Over time, those small moments of repair and respect not only change your relationship, they quietly shape the money story your children will inherit as well.

Ready to Improve your Business Money Skills?

Are you a Solo Private Practice Owner?

I made this course just for you: Money Skills for Therapists. My signature course has been carefully designed to take therapists from money confusion, shame, and uncertainty – to calm and confidence. In this course I give you everything you need to create financial peace of mind as a therapist in solo private practice.

Want to learn more? Click here to register for my free masterclass, “The 4 Step Framework to Get Your Business Finances Totally in Order.”

This masterclass is your way to get a feel for my approach, learn exactly what I teach inside Money Skills for Therapists, and get your invite to join us in the course.

Are you a Group Practice Owner?

Money Skills for Group Practice Owners is a six-month course that takes you from feeling like an overworked, stressed and underpaid group practice owner, to being the confident and empowered financial leader of your group practice. Click here to learn more and join the waitlist.

Get to know Ed Coambs, CFP®, CFT-I™, LMFT:

Ed Coambs is a financial therapist and the founder of Healthy Love and Money. Drawing from his experience in financial planning and couples therapy, he helps partners understand the emotional roots of money conflict and build financial intimacy grounded in safety and connection. He’s also the author of The Healthy Love and Money Way, where he explores how attachment styles influence our financial well-being and our closest relationships.

Connect with Healthy Love and Money:

Take the Attachment Style Quiz Related to Money: https://www.healthyloveandmoney.com/attachment-style-quiz

Read the Book: https://www.healthyloveandmoney.com/the-healthy-love-and-money-way

Listen to the Podcast: https://pod.link/1634843162

LinkedIn: https://www.linkedin.com/in/healthyloveandmoney/

Mentioned in this episode:

Want to work with Linzy?

Check out the FREE masterclass, The 4 Step Framework to Getting Your Business Finances Totally in Order, where you'll learn the framework that has helped hundreds of therapists go from money confusion and shame to calm and confidence, as well as the three biggest financial mistakes that therapists make. At the end, you'll be invited to join Money Skills for Therapists and get Linzy's support in getting your finances finally working for you. Click on the link to find a masterclass time that works for you!

201: Building a Sellable Therapy Practice: Money, Mindset, and Options

Tue, 24 Feb 2026 05:00:00 -0400

For many private therapy practices, the end-of-the-road often looks like quietly closing the door, but it can be quite exciting to entertain the idea of selling your practice one day.

In this episode, registered psychotherapist Liane Wood and I gently challenge you to explore what it actually means to build a sellable therapy practice—not because you should sell someday, but because thinking this way creates more freedom, sustainability, and financial clarity right now in your personal and professional life.

We discuss the emotional blocks therapists face around identity and money, the practical systems that make a business transferable, and how shifting into a CEO mindset can turn your practice into a true asset rather than a job you can never leave.

“You can be a compassionate, heart-centered therapist and a strategic practice owner at the same time.” — Liane Wood

The idea of selling a private practice can bring up feelings of grief, guilt, or fear for many therapists—especially when the business feels deeply personal. And if that’s the case for you, I encourage you to tune into this episode to learn how separating who you are from what you own allows your practice to become more less stressful, and more profitable and resilient.

From Therapist Identity to Business Asset: Key Conversations from This Episode

Even if you’re years away from selling your practice, or it’s not even on your radar, making these shifts now creates options for your future: stepping back, delegating, taking real time off, or eventually passing your legacy on to someone aligned.

(00:04:57) Therapist Identity vs. Business Ownership

(00:07:37) Emotional Resistance to Selling or Stepping Away

(00:14:58) What Actually Makes a Therapy Practice Attractive to Buyers

(00:16:17) Why Systems, Branding, and Diversification Matter

(00:24:18) How CEO-level Money Habits Change Everything

Why Making Your Practice Sellable Changes Everything (Even If You Never Sell)

One of my favorite takeaways from this conversation is this: building a sellable practice isn’t about exiting—it’s about creating options. When your business has clean finances, clear systems, diversified revenue, and a brand that isn’t dependent on you alone, everything feels lighter. You’re no longer trapped inside your own practice. Instead, you’re running a business that can support you, your clients, and potentially future owners long after you choose to reduce your personal hours or take a step back.

Practical Takeaways for Therapists Thinking About the Long Game

You are a business owner who practices therapy inside a container you’ve built. You are not the container itself.
Track numbers regularly, separate personal and business finances, and pay yourself intentionally.
Diversifying your income through group therapy, supervision, digital products, or associate teams increases the business’s sustainability and transferability.
Implementing systems that include SOPs, clear workflows, and organizational branding ensures anyone can step into a role.
A sellable practice gives you freedom—whether you sell, step back, or keep running the business forever.

Building a practice that can be sold doesn’t mean you’re planning to leave—it means you’re honoring your future self. My hope is that this episode helps you see your work not just as meaningful, but also as valuable in a way that supports longevity, choice, and peace of mind.

Ready to Improve your Business Money Skills?

Are you a Solo Private Practice Owner?

I made this course just for you: Money Skills for Therapists. My signature course has been carefully designed to take therapists from money confusion, shame, and uncertainty – to calm and confidence. In this course I give you everything you need to create financial peace of mind as a therapist in solo private practice.

Want to learn more? Click here to register for my free masterclass, “The 4 Step Framework to Get Your Business Finances Totally in Order.”

This masterclass is your way to get a feel for my approach, learn exactly what I teach inside Money Skills for Therapists, and get your invite to join us in the course.

Are you a Group Practice Owner?

Get to know Liane Wood:

Liane Wood is the CEO of Build Your Private Practice Inc., where they’ve been helping mental health practitioners launch, grow, and scale thriving private practices since 2016. As a registered psychotherapist in Ontario, Canada, she is passionate about empowering therapists to build the private practices of their dreams while achieving both client care excellence and business success.

Book a 60-minute Private Practice Strategy Call with Liane to map out a personalized growth plan for your practice—whether you want to scale, step back, or eventually sell. You can book at https://calendly.com/liane-lo0/strategy-session

Website: https://www.buildyourprivatepractice.ca

Email: info@buildyourprivatepractice.ca

Instagram: https://www.instagram.com/buildyourprivatepractice

Facebook: https://www.facebook.com/byppinc

Mentioned in this episode:

Want to work with Linzy?

200: Seasons of Entrepreneurship: Growth, Contraction, and the Truth About Business

Tue, 17 Feb 2026 05:00:00 -0400

For our 200th episode of Money Skills for Therapists, I invited my business besties, Tiffany McLain and Maegan Megginson, to join me for a conversation that was more honest than polished. Together, we unpacked the real seasons of entrepreneurship — the times when you feel energized, expanding, and deeply aligned… and the times when you feel tired, restless, like you’re questioning everything, or quietly pulling back. If you’ve ever wondered whether it’s normal to feel both love and resentment toward your business at different points, this conversation is for you.

Navigating the Seasons of Business

Running a therapy-focused business isn’t a constant upward climb. It has seasons of expansion, contraction, clarity, confusion. In this conversation, we let ourselves name that truth.

We talked about what it feels like when you’re all in — launching, creating, hiring, dreaming bigger. And we also opened up about the quieter seasons: reducing your client load, winding down programs, letting team members go, or wondering if you even want to keep doing this work in the same way.

There’s so much pressure in entrepreneurship to always be scaling. But sometimes wisdom looks like pulling back. Sometimes contraction isn’t failure — it’s integration.

At the same time, building work you genuinely enjoy doesn’t happen by accident. It requires noticing your energy, building systems that support you instead of draining you, and being honest about what you’re doing because you want to rather than because you think you “should.”

We also talked about money — because underneath many expansion or contraction decisions is a financial story. Cultural conditioning around money. Fear of losing relevance. Fantasies about quitting. Fantasies about scaling. And how helpful it is to have friends who understand the nuance of all of it.

Listening to Your Season Instead of Forcing Growth

Entrepreneurship isn’t just strategy — it’s discernment. It’s noticing whether you’re in a building season or a gathering season. Whether something needs to grow… or gently end.

00:04:02 Life and Business Have Seasons

00:12:52 Shifting Beliefs in Business

00:14:25 Creative Business as Living Practice

00:24:06 Embracing Healthy Contraction

00:25:14 Winding Down with Care

00:32:46 Embracing Flexibility and Growth

00:38:21 Slow Down, Take a Breath

00:39:15 Discernment Before Building Something New

00:44:36 Value of Business Besties

00:46:02 Mastering Money for Therapists

Letting Your Business Evolve with You

One thing we kept circling back to is this: your business is allowed to change as you change.

There are seasons where you build aggressively, seasons where you stabilize, seasons where you question everything, and seasons where you rediscover joy.

You don’t have to cling to an old identity just because it once worked. You don’t have to keep scaling just because you can. And you don’t have to quit just because you’re tired.

Sometimes the most mature move is slowing down long enough to ask, “What season am I actually in?”

Ready to Improve your Business Money Skills?

Are you a Solo Private Practice Owner?

Want to learn more? Click here to register for my free masterclass, “The 4 Step Framework to Get Your Business Finances Totally in Order.”

This masterclass is your way to get a feel for my approach, learn exactly what I teach inside Money Skills for Therapists, and get your invite to join us in the course.

Are you a Group Practice Owner?

About Tiffany McLain:

Tiffany McLain, LMFT is a clinical fee strategist for therapists in private practice. Her mantra is, “Full fees are the new black.” Via her program, The Lean In. MAKE BANK. Academy, she helps therapists ethically earn significantly more per month while seeing fewer clients and doing BETTER clinical work.

The Lean In. MAKE BANK. Academy is a program that addresses the underlying money mindset stories that keep therapists broke so they can become THAT therapist who charges premium fees, cash pay. With the LIMB 4-step framework to make BANK, regular coaching calls to help you go to the next level, a phenomenal community of funny and intelligent therapists, be ready to get real raw and real rich.

Connect with Tiffany McLain:

Website: https://leaninmakebank.com/

Email: hey@leaninmakebank.com

Instagram: https://www.instagram.com/leaninmakebank/

About Maegan Megginson:

Maegan Megginson is a spiritual advisor and sabbatical coach who supports leaders and small business owners at pivotal crossroads in life and work. As a former psychotherapist and founder of a seven-figure mental health agency, her approach blends therapeutic insight, grounded spiritual guidance, and practical business wisdom to help people recover from burnout, reconnect with their intuition, and clarify what’s next for their work. She believes tending to your inner world isn’t a detour from success—it’s the foundation for sustainable growth and meaningful impact.

Connect with Maegan Megginson:

Website: https://deeplyrested.com

LinkedIn: https://www.linkedin.com/in/maegan-megginson/

Mentioned in this episode:

Want to work with Linzy?

199: Building Financial Buffers for Group Practice Owners (and Surviving the Summer Slump)

Tue, 10 Feb 2026 05:00:00 -0400

Seasonal slowdowns can shake even the most well-run therapy practices—especially group practices navigating payroll, profit, and growth at the same time. This week, I sat down with Stef Iverson and Lucinda Bibbs, business partners and recent graduates of Money Skills for Group Practice Owners, to talk through what it really looks like to manage cash flow during a summer slump while still honoring long-term vision, wellness, and expansion.

“I think it's just that the clarity and the reassurance, right? That we're on the right track...knowing the numbers has really helped us make non-emotional decisions. And just having clarity on what's actually on the paper and what are those numbers actually telling us? They're telling us a story and they're holding up a mirror and they're allowing us to make changes and pivots as we, as we need to." - Stefanie Iverson

Stef and Lucinda came into this conversation fresh off their first slower season since implementing Profit First—and instead of panic, they brought curiosity. We talked through how their profit account temporarily buffered operating expenses, what that revealed about their numbers, and how to proactively plan for next summer so slow seasons don’t feel scary or reactive.

Using Financial Clarity to Stay Grounded During Seasonal Revenue Dips

What stood out most to me was how empowering it can be to replace “scrambling” with structure. When you know your numbers and intentionally build safety into your business, you give yourself permission to rest, plan, and make thoughtful decisions—even when revenue temporarily dips.

(00:03:34) Navigating Profit Slumps & Business Growth Effectively

(00:07:12) Savings Buffer Analysis to Prevent Pulling from Profit

(00:12:29) Consistent Owner Draws and Keeping Profit Separate

(00:16:06) Preparing for Economic Uncertainty and Anticipated Slow Seasons

(00:20:58) Balancing Leadership and Growth with Work, Delegation, and Passions

(00:26:45) Prioritizing Your Energy and Your Relationships

(00:30:54) A Successful Partnership Built on Transparency

(00:34:10) Evaluating and Expanding Services Offered

(00:38:18) Tree Metaphor for Growth - With a Stable Trunk, Your Branches Can Reach

Stability First, Then Innovation: Growing Without Undermining the Foundation

We talked through how to experiment with offering new wellness services without neglecting the “main ship” of the group practice—and how to tell the difference between an idea that needs more time versus one that isn’t financially aligned right now.

Key Takeaways for Therapists Navigating Slow Seasons or Growth

Build buffers before you need them. Aim to have 2–3 months of operating expenses in your account so seasonal dips don’t trigger panic.

Let stability lead. It’s okay to temporarily prioritize cash reserves over profit distributions.

Test new offerings slowly. Pilot, track results, and adjust before fully committing.

Protect the core practice. New ideas are exciting, but the existing business needs consistent care.

Communicate clearly with partners. Transparency reduces emotional decision-making and strengthens trust.

Slow seasons don’t mean you’re doing something wrong—they’re part of running a real business. With clear numbers, intentional buffers, and honest conversations, you can build a practice that feels both secure and flexible enough to grow in the directions that matter most to you.

Ready to Improve your Business Money Skills?

Are you a Solo Private Practice Owner?

Want to learn more? Click here to register for my free masterclass, “The 4 Step Framework to Get Your Business Finances Totally in Order.”

This masterclass is your way to get a feel for my approach, learn exactly what I teach inside Money Skills for Therapists, and get your invite to join us in the course.

Are you a Group Practice Owner?

Join the waitlist for Money Skills for Group Practice Owners. This course takes you from feeling like an overworked, stressed and underpaid group practice owner, to being the confident and empowered financial leader of your group practice.

Get to know Stefanie Iverson & Lucinda Bibbs:

Stefanie Iverson and Lucinda Bibbs are the co-owners of New Ground Wellness Collective (formerly South Okanagan Counselling), a group therapy practice based in Penticton, British Columbia, which they founded in 2022. As their practice grew, they recognized that strong clinical care alone wasn’t enough—they needed a deeper, more confident understanding of the financial side of group practice ownership.

After completing Money Skills for Group Practice Owners, they began implementing clearer financial systems, Profit First principles, and more intentional decision-making across their business. Stefanie and Lucinda are now focused on systemization, metrics tracking, and exploring a potential shift from an independent contractor model to an employee-based structure, including future leadership roles within the practice. Their work reflects a thoughtful, values-driven approach to growth—balancing sustainability, collaboration, and long-term stability for both their team and community.

Follow New Ground Wellness (formerly South Okanagan Counselling):

hello@newgroundwellness.ca

https://www.instagram.com/newgroundwellnesscollective

Mentioned in this episode:

Want to work with Linzy?

198: Parenting With Purpose: Passing on Healthy Beliefs About Money

Tue, 03 Feb 2026 05:00:00 -0400

One of the most powerful (and often unspoken) ways we shape our kids’ relationship with money is through our own financial values and beliefs. The way we talk about money, how we feel about money and the habits we build around money ultimately become inherited by our children.

In this solo episode, I reflect on the big hand we play as parents in creating our kids' money stories. I also explore what it looks like to model healthier financial skills with intention, clarity, and compassion—and why this work is as much a gift to ourselves as it is to the next generation.

Modeling Healthy Money Skills for the Next Generation

Our kids look to us for guidance. They’re always watching us, listening to us and absorbing everything we say and do, and it’s no different when it comes to money. We’re the ones teaching them and planting those seeds—whether we mean to be or not.

The way we talk about money, react to stress, or make everyday decisions becomes the foundation of their financial narrative, shaping what they believe is normal, possible, or scary. That’s why it’s really important to stop and think about what we want to be modeling to our kids about money.

Start by getting clear on your own values around money, including:

What you want your kids to emotionally associate with money (stress, confidence, neutrality, joy).
The beliefs you want to model around responsibility, self-sufficiency, generosity, and justice.

When you become more intentional with both your beliefs and your emotions, you create space for open conversations, skill-building, and confidence—helping your children develop a relationship with money that feels grounded, empowered, and aligned with the life you want for them.

Raising Money-Aware Kids in an Intentional Way

Look for moments where everyday language and emotional reactions become powerful teaching tools. You’ll notice how small shifts in awareness can transform money from a source of stress or silence into something you and your kids can talk about with honesty, clarity, and care.

(00:06:45) Modeling Healthy Money Habits

(00:08:01) Teaching Kids to Talk About Money

(00:11:16) Navigating Emotional Reactions Around Finances

Building a Healthier Money Story at Home

Your words, reactions, and everyday habits quietly shape the money stories your kids carry into adulthood. By getting honest with your own values around money, you can model what you actually want to pass on to them, instead of defaulting to inherited beliefs or unconscious patterns. You’ll also start to notice how emotional responses like stress, avoidance, or openness become powerful teachers, often more impactful than any formal lesson.

This creates space to rethink money as a tool and a form of power that can be used responsibly and in alignment with your values. Ultimately, it’s about giving your kids practical skills, emotional confidence, and a healthier relationship with money than many of us were ever taught.

Ready to Improve your Business Money Skills?

Are you a Solo Private Practice Owner?

Want to learn more? Click here to register for my free masterclass, “The 4 Step Framework to Get Your Business Finances Totally in Order.”

This masterclass is your way to get a feel for my approach, learn exactly what I teach inside Money Skills for Therapists, and get your invite to join us in the course.

Are you a Group Practice Owner?

Get to Know Linzy Bonham:

Follow Linzy Bonham:

Click here to learn more and register for Money Skills for Group Practice Owners.

Instagram: https://www.instagram.com/moneynutsandbolts/

Mentioned in this episode:

Want to work with Linzy?

197: Money, Boundaries, and Lessons from Group Practice Ownership

Tue, 27 Jan 2026 05:00:00 -0400

As therapists, most of us were never taught how to run a business—let alone how to manage money, payroll, hiring, or leadership in a way that’s both ethical and sustainable.

Licensed therapist and group practice owner Gordon Brewer and I talk openly about money mindset, generosity, boundaries, hiring mistakes, and what it really takes to create a financially sustainable group practice without burning yourself out or sacrificing quality of care.

If you identify as a people-pleaser, an over-giver, or a “nice” leader who are quietly paying the price for unclear boundaries, this episode is for you.

Gordon opens up about what didn’t work when building his group practice, what had to change, and how learning to lead with clarity—rather than guilt—ultimately benefited both his team and his business.

“Being kind means setting expectations and boundaries, so people know what to expect. Being nice often means avoiding those conversations—and that’s where things fall apart.” — Gordon Brewer

Mistakes Made and Lessons Learned: Building a Sustainable Group Practice

Gordon shares how over-giving with compensation, avoiding hard conversations, and underestimating the importance of clear financial systems led to stress and instability in his practice. Through hiring missteps, money mindset work, and implementing Profit First, he learned that sustainable leadership requires clarity, boundaries, and a willingness to course-correct.

(00:04:16) Gordon’s Journey to Owning a Group Practice and Hosting a Podcast

(00:09:37) Sustainability Over Generosity: Lessons in Business

(00:13:08) Navigating Money Stigma in Group Practice Ownership

(00:17:51) Money Management and Hiring Lessons

(00:20:05) How Boundaries and Values Shape Your Success with Finances

(00:23:39) Parenting: Commands Disguised as Questions

(00:27:03) Employee Benefits vs. Contracting

(00:31:07) Planning for Financial Stability and Rebuilding a Sustainable Practice

(00:36:43) How to Avoid Over-Giving in Your Private Practice

Building a Practice That’s Generous and Sustainable

Gordon’s reflections highlight a truth I see again and again in my work with therapists: sustainability doesn’t come from good intentions alone. It comes from aligning your values with clear business decisions, financial transparency, and leadership that supports everyone involved—including you.

Key takeaways you can apply right now:

Run the numbers before calling something “generous.”

High splits, low fees, or extra perks aren’t generous if they put your practice at risk. Sustainability is what allows generosity to continue.

Being “nice” can quietly lead to burnout.

Avoiding boundaries and hard conversations may feel compassionate in the moment, but it often creates resentment and instability over time.

Kind leadership is clear leadership.

Setting expectations upfront—and holding people to them—is one of the most respectful things you can do for your team.

Money stories shape business decisions more than we realize.

Beliefs about greed, selfishness, or worthiness often come from family or faith backgrounds and deserve to be examined—not blindly obeyed.

It’s never too late to course correct.

Gordon’s willingness to rebrand, rebuild systems, and restructure his business model created a healthier practice that better served everyone involved.

If you’re noticing patterns of over-giving, financial stress, or people-pleasing in your practice, I hope this episode helps you feel less alone—and more empowered to lead with clarity and confidence. Sustainable, ethical business decisions aren’t a betrayal of your values. They’re how you protect them.

Ready to Improve your Business Money Skills?

Are you a Solo Private Practice Owner?

Want to learn more? Click here to register for my free masterclass, “The 4 Step Framework to Get Your Business Finances Totally in Order.”

This masterclass is your way to get a feel for my approach, learn exactly what I teach inside Money Skills for Therapists, and get your invite to join us in the course.

Are you a Group Practice Owner?

Get to know Gordon Brewer:

Gordon Brewer, MEd, LMFT is a licensed marriage and family therapist, group practice owner, and host of The Practice of Therapy podcast, where he supports clinicians in building sustainable, values-aligned private practices. With decades of experience in the mental health field, Gordon brings a grounded, real-world perspective to leadership, money mindset, hiring, and financial systems in group practice ownership. He is also an AAMFT Approved Supervisor and consultant, known for sharing both his successes and hard-earned lessons with honesty and generosity.

Follow Gordon Brewer:

LinkedIn: https://www.linkedin.com/in/psychcraftllc/

Website: https://practiceoftherapy.com/

Email: gordon@practiceoftherapy.com

Mentioned in this episode:

Want to work with Linzy?

196: Pricing Group Therapy Offers Without Guilt

Tue, 20 Jan 2026 05:00:00 -0400

As therapists, many of us feel a deep tension when it comes to pricing—especially when we’re creating group offers, workshops, or professional-facing experiences during uncertain social, political, and economic times.

In this coaching episode, I sit down with trauma therapist Kim Torrence to explore what really comes up when we try to assign value to our work: fears about accessibility, old beliefs about service and self-sacrifice, money shame, and the pressure to “get it right” before we ever put an offer out into the world.

This conversation goes far beyond the math of pricing. Together, we unpack the emotional and mindset barriers that often keep therapists stuck offering their most meaningful work for free or far below what’s sustainable.

If you’re navigating private practice finances, pricing group offers, or wondering how to honor both your values and your own well-being, this episode is here to support you with clarity, reassurance, and grounded next steps.

Charging for Group Work in Your Therapy Practice

We talk about why pricing is deeply connected to mindset and visibility, not just numbers, and how perfectionism or overcomplicated tech can quietly keep meaningful offers stuck on the sidelines. Our conversation centers on starting simply, naming your value clearly, and allowing confidence to build through real-world action.

(00:06:02) Helping Others Through Feelings of Loneliness

(00:07:17) Operating Business as Usual During a Crisis

(00:12:16) Valuing Self-Care for Therapists

(00:14:50) Authentic Healing for Deep Thinkers

(00:18:29) B2B Value and Pricing Insights

(00:21:18) Valuing Group Offerings Effectively

(00:24:52) Self-Worth and Vulnerability

(00:26:36) Creating a Supportive Success Container

(00:31:57) Gather Feedback, Build Testimonials

(00:33:42) Stop Overcomplicating Your Work

(00:36:24) Owning Your Value in Practice

From Free to Paid: Navigating Pricing, Visibility, and Worth as a Therapist

If Kim’s experience feels familiar, you’re not alone. Here are a few reflections and actions I invite you to consider as you navigate pricing, worthiness, and financial sustainability in your own practice:

Give your offer the credit it deserves.
Even a lunch-hour workshop or short group can be deeply transformational. Duration and ease do not determine impact.
Price for the right people, not everyone.
Instead of focusing on who can’t afford your offer, get clear on who it’s truly for—especially when your work supports other professionals who carry that value forward into their own communities.
Separate worth from accessibility narratives.
Pricing your work sustainably doesn’t make you selfish or out of touch. It allows you to keep showing up, serving, and caring for yourself long-term.
Keep it simple and start anyway.
You don’t need a perfect website, branding, or tech stack. A clear Google Doc explaining who the offer is for, why it matters, and how to join is more than enough to begin.

Your skills, knowledge, and presence—yes, even in a modest group format—are valuable. Pricing them too low doesn’t make your work more accessible; it often just makes it harder to keep going. When you name the real impact of what you offer, you give others permission to invest in themselves, too.

Ready to Improve your Business Money Skills?

Are you a Solo Private Practice Owner?

Want to learn more? Click here to register for my free masterclass, “The 4 Step Framework to Get Your Business Finances Totally in Order.”

This masterclass is your way to get a feel for my approach, learn exactly what I teach inside Money Skills for Therapists, and get your invite to join us in the course.

Are you a Group Practice Owner?

Get to Know Kim Torrence:

Kim Torrence is a trauma therapist specializing in burnout prevention and perfectionism recovery for high-achieving women professionals who are exhausted from trying to do it all. She integrates Somatic Experiencing and Internal Family Systems (IFS) to help clients experience greater peace, confidence, and connection with their authentic selves. After transitioning fully off insurance panels, Kim is now exploring creative group offers as a way to support her community while building a financially sustainable, values-aligned private practice.

Follow Kim Torrence:

Website: https://kimtorrence.com/

Free Offer: Free group healing movement session for listeners!

Email: kim@kimtorrence.com

Mentioned in this episode:

Want to work with Linzy?

195: When Valuing Yourself Changes Your Circle: Money, Friendship & the Grief of Growth

Tue, 13 Jan 2026 05:00:00 -0400

As we begin to take our financial needs seriously—raising fees, setting boundaries, and valuing our work—those shifts don’t stay contained to our businesses. They often ripple into our personal lives, especially our friendships. In this episode, I talk about what can happen when we move from self-sacrifice to self-advocacy, and how that transition can quietly (or painfully) change the dynamics of the relationships we’ve built.

I explore why some friendships feel strained when old patterns of caretaking and over-giving no longer fit, and I name the very real grief that can come with outgrowing relationships that once felt safe or familiar. This isn’t about blame or “doing friendships wrong.” It’s about understanding that growth—especially financial and personal growth—can be both liberating and tender at the same time.

If you’ve ever felt conflicted between honoring your own needs and preserving friendships you care about, this episode is for you. I offer a compassionate lens for making sense of these changes and reassurance that while some connections may fall away, others—often deeper and more mutual—can emerge in their place.

When Taking Your Financial Needs Seriously Changes Your Friendships

(00:01:45) Noticing Your Personal Needs as Your Practice (and Life) Evolves

(00:05:18) Boundaries, Self-Worth, and Shifting Toward Mutual Relationships

(00:08:37) How Changing Beliefs About Money and Systems Can Create Distance

(00:12:49) Grieving Friendships That No Longer Fit Who You’re Becoming

(00:13:59) Making Space for New or Deepened Connections

From Self-Sacrifice to Self-Worth: Redefining Friendships as Your Relationship with Money Changes

As I’ve grown in my own relationship with money and self-worth—and as I’ve supported hundreds of therapists in growing their practices, earning more, and redefining what success looks like—I’ve seen this pattern again and again. When we stop undercharging, over-giving, or minimizing ourselves, our internal shifts often ripple outward into our friendships and relationships. As our values around money, time, and worth evolve, the relational landscape can change in ways that feel confusing, tender, or even unsettling at first.

Here are a few reflections to hold as you navigate this season:

Valuing your time changes relational expectations When your time and energy matter more to you, friendships rooted in imbalance may feel harder to sustain.
Honoring your needs can reveal misalignment Some relationships deepen when both people embrace self-advocacy; others struggle when old roles no longer apply.
Growth often brings both grief and renewal It’s normal to mourn what’s changing—and also to make room for friendships that align with who you’re becoming.

Financial self-care doesn’t just affect your business—it shapes how you show up in relationships. If you’re feeling sadness, confusion, or even relief as friendships evolve, you’re not doing anything wrong. You’re growing. And on the other side of that growth, there is space for connection that feels more mutual, supportive, and true to you.

Ready to Improve your Business Money Skills?

Are you a Solo Private Practice Owner?

Want to learn more? Click here to register for my free masterclass, “The 4 Step Framework to Get Your Business Finances Totally in Order.”

This masterclass is your way to get a feel for my approach, learn exactly what I teach inside Money Skills for Therapists, and get your invite to join us in the course.

Are you a Group Practice Owner?

Get to Know Linzy Bonham:

Follow Linzy Bonham:

Instagram: https://www.instagram.com/moneynutsandbolts/

Mentioned in this episode:

Want to work with Linzy?

194: Being the Breadwinning Therapist While Raising Young Kids

Tue, 06 Jan 2026 05:00:00 -0400

If you’re a therapist who carries the weight of being the primary breadwinner while also wanting more presence, more ease, and more time with your family, this episode is for you. This isn’t a conversation about hustling harder or squeezing more productivity out of already-full days. It’s about slowing down enough to make values-based decisions—so your money, time, and energy actually support the life you want to be living.

In this coaching-style episode, I sit down with Colleen Barrows, a perinatal mental health therapist, mom of two young children, and graduate of Money Skills for Therapists. Together, we walk through the very real tension Colleen is feeling between maintaining financial stability as the primary breadwinner, managing most of the household responsibilities, and wanting more meaningful one-on-one time with her kids—while also nurturing a creative passion project, which will help therapists and postpartum women, that she hopes may one day provide her with passive income.

Choosing Time, Family, and Financial Stability as a Breadwinning Therapist

Like so many breadwinning therapist moms, Colleen’s “math brain” keeps telling her that the solution is to see more clients. She’s currently carrying a heavy client load while also functioning as the household manager and emotional anchor at home. In this conversation, I gently guide Colleen through a reflective exercise—imagining herself years from now, looking back on this fleeting season of early parenthood—and we explore what choices she would feel most proud of when it comes to time, money, and energy.

A Coaching Conversation for Breadwinning Therapist Parents

(00:03:39) Balancing Passion, Time, and Family

(00:12:99) Juggling Work and Household Finances

(00:16:57) Balancing Careers and Relationship Equity

(00:22:41) Quality vs. Quantity in Parenting

(00:24:20) Seeking Balance and Intentionality

(00:27:08) Household Roles and Compatibility

(00:31:52) Balancing Breadwinning and Family

(00:33:21) Money Clarity for Therapists

Exploring Choices Around Time, Energy, and Income

This episode offers an honest look at the tension many therapist parents feel—between financial responsibility, private practice demands, and the desire to be fully present during a fleeting season of early parenthood. If you’ve ever felt pulled between money decisions and your deeper values, this conversation is for you.

Key takeaways to reflect on:

Balance isn’t just math: Financial choices should support your well-being, not override it.
Quality over quantity: Small, protected moments of connection matter more than constant presence.
Revisit roles regularly: Sharing household labor and support can ease resentment and restore energy.

Being the breadwinner often means carrying more than just the paycheck. This season of parenting young children is intense—but it’s not permanent. With thoughtful, values-led choices, you can build a life you’ll look back on with pride, not regret.

Ready to Improve your Business Money Skills?

Are you a Solo Private Practice Owner?

Want to learn more? Click here to register for my free masterclass, “The 4 Step Framework to Get Your Business Finances Totally in Order.”

This masterclass is your way to get a feel for my approach, learn exactly what I teach inside Money Skills for Therapists, and get your invite to join us in the course.

Are you a Group Practice Owner?

Get to Know Colleen Barrows:

Colleen Barrows is a therapist with over 15 years of experience, specializing in perinatal mental health and supporting moms through pregnancy, postpartum, and early parenthood. She lives in Ohio with her husband and two young children and brings a creative, human-centered lens to her work, shaped by her background as an artist and yoga instructor. Colleen is currently building a blog for postpartum moms that blends clinical insight with personal storytelling, and as a graduate of Money Skills for Therapists, she’s continuing to explore how to balance breadwinning, creativity, family life, and financial stability with more ease.

Follow Colleen Barrows:

Email: colleen@colleenbarrowscounseling.com

Website & Free Guides: https://www.allthemamatherapy.com/

Instagram: https://www.instagram.com/allthemamatherapy

Mentioned in this episode:

Want to work with Linzy?

EP 193: The Benefits of Sabbaticals for Therapists: Resistance, Recovery, and Renewal

Tue, 16 Dec 2025 05:00:00 -0400

Have you ever felt that deep longing to step away from your practice—not for a long weekend or a quick vacation, but for a real pause? A stretch of time where you can rest, reset, and reconnect with yourself outside of the constant giving that comes with this work? That’s exactly what Maegan Megginson and I explore in today’s episode.

Why Sabbaticals Matter—Beyond “Time Off”

Most of us only hear the word sabbatical in academic circles, but as Maegan reminds us, its root is “Sabbath”—rest. Somewhere along the way, rest became another productivity tool, something to “use well” rather than simply experience. As therapists and practice owners, we need something different. A true sabbatical isn’t for catching up on house projects or writing endless to-do lists—it’s about completely reimagining your relationship with time, worth, and spaciousness.

Transforming Your Relationship with Time: The Power of Sabbaticals for Therapists

(00:06:57) The 4 Types of Sabbaticals for Small Business Owners

(00:12:12) Healing & Self-Discovery During Time Away

(00:17:43) Productivity Culture and Its Roots

(00:20:38) Business Challenges to Taking a Sabbatical

(00:25:18) Adjusting Business Systems to Integrate a Transformative Experience

(00:29:45) Modeling Self-Care for Others

(00:35:24) Collective Sabbatical for Conscious Shifts

(00:36:45) Sabbatical Journey and Integration

(00:40:27) Sabbatical School & Financial Freedom

Why This Feels So Hard—And So Important

I know the fears that come up, because I’ve had them too:

“My practice will fall apart.”

“Clients will leave.”

“I can’t afford a break.”

“People will judge me.”

But Maegan and I both believe this wholeheartedly: your business can handle you stepping away for four weeks—and you can handle it too. Preparing your practice for your absence actually builds strength and resilience into your systems. And in truth, four weeks is a tiny blip in your clients’ lives. For many of them, it may even model something deeply healing.

Sabbaticals as an Act of Rebellion

Stepping back isn’t indulgent—it’s radical. It pushes against the cultural message that your worth depends on your output. It shows your clients, your colleagues, your kids, and the people who look up to you that it’s possible to reclaim time, energy, and humanity in a world that constantly asks for more.

Your rest creates ripple effects. When you care for yourself, you give others permission to imagine a different way too.

This conversation reminded me just how essential meaningful time away is—not only for our health and longevity, but for the stability of our businesses and the well-being of the communities we support. If you’re feeling stretched thin, burnt out, or disconnected from yourself, this might be the moment to gently ask:

What do I truly need right now?

And…

What might become possible if I gave myself four full weeks to breathe?

Ready to Improve your Business Money Skills?

Are you a Solo Private Practice Owner?

Want to learn more? Click here to register for my free masterclass, “The 4 Step Framework to Get Your Business Finances Totally in Order.”

This masterclass is your way to get a feel for my approach, learn exactly what I teach inside Money Skills for Therapists, and get your invite to join us in the course.

Are you a Group Practice Owner?

The doors to join the January 2026 cohort of Money Skills for Group Practice Owners are now open! This course takes you from feeling like an overworked, stressed and underpaid group practice owner, to being the confident and empowered financial leader of your group practice.

Want to learn more? Click here to learn more and register for Money Skills for Group Practice Owners.

Get to Know Maegan Megginson:

Maegan Megginson is a licensed therapist, business mentor, and rest advocate who helps mission-driven professionals build sustainable work without burning themselves out. She is the host of the Deeply Rested Podcast and the creator of Sabbatical School, where she teaches therapists and business owners how to step away from their practices for meaningful time off—without fear around finances, client retention, or everything falling apart. Drawing from her own experience with burnout and recovery, Maegan brings a compassionate, practical approach to redefining success beyond constant productivity. Her work supports therapists in creating businesses that honor rest, financial sustainability, and long-term well-being.

If you’re wondering whether you could actually take a month off—without abandoning clients or destabilizing your practice—this free Sabbatical Toolkit is for you. It walks you through how to plan a month-long sabbatical in 2026 with care, clarity, and realistic preparation. Inside, you’ll find a 10-part audio training, a month-by-month planning roadmap, a financial worksheet to explore creative funding options, and sabbatical blueprints to help you design time off that’s genuinely restorative. It’s thoughtful, practical, and designed for clinicians who hold a lot—and need real support stepping away.

Get the free Sabbatical Toolkit at www.YouNeedASabbatical.com/toolkit

Follow Maegan Megginson:

Website: https://maeganmegginson.com/

Podcast: https://maeganmegginson.com/deeply-rested-podcast/

LinkedIn: https://www.linkedin.com/in/maegan-megginson/

Mentioned in this episode:

Want to work with Linzy?

192: Adjusting Your Private Practice in a Changing Economy (Part 2) with Julie Herres

Tue, 09 Dec 2025 05:00:00 -0400

Lately, I’ve been hearing from so many practice owners who are feeling the shift in the economy, and I want you to know—you’re not alone. Things have changed. The phones aren’t ringing like they used to, and it can feel unsettling. But this is a season that calls for flexibility, curiosity, and compassion for yourself.

In this follow-up conversation, Julie and I shift from last week’s heavier economic outlook to something far more supportive: real-world strategies therapy practice owners can use right now to steady the ship.

“What I'm seeing specifically is the practice owners that are really successful in adapting and again, solo to group, they are themselves adaptive. They're saying, this feels different and I'm not sure what's going on, but I'm going to go figure it out." - Julie Herres

Sometimes that means rolling up your sleeves and stepping back in to see more clients, so your practice stays healthy. Other times it means experimenting with new marketing, reconnecting with referral sources, or gently adjusting your fees based on what your community can sustain right now.

Adapting Your Practice in Tough Times: Marketing, Flexibility, and Smart Money Moves

In this episode, you’ll hear about the shift we’re all feeling in the therapy world—from years of burnout and endless demand to today’s reality of fewer calls, more price sensitivity, and a need for smart adjustments. Together, we walk through mindset shifts, flexible scheduling, fee strategy, and practical marketing ideas that help you stay grounded and profitable when the numbers feel uncertain.

(00:03:40) Shifting Focus to New Challenges

(00:07:23) Overcoming Rock Brain Mindset

(00:09:55) Embracing Change in Business

(00:13:31) Adaptive Practices Drive Success

(00:19:29) Pricing vs. Client Retention

What matters most is staying present and using your data to guide your choices. None of this is a step backward—it’s you responding wisely to what’s actually happening. And you’re more capable and resilient than you think. You can navigate this season with steadiness and intention.

Here are 5 key takeaways for anyone running a therapy practice (solo or group):

1. The Pendulum Has Swung

Over the past few years, many of us were carrying the weight of too many clients and too much demand. Now, things are quieter—and that can feel disorienting. I’m noticing that our challenge has changed, and that’s okay. It just means we’re being invited to look at our practices with fresh eyes and meet this season with intention instead of fear.

2. Flexibility Matters More Than Ever

Some of the boundaries we put in place to protect ourselves during busier times might need gentle revisiting right now. This isn’t about abandoning what keeps you well—it’s about allowing yourself to respond to what your practice needs in the moment. Sometimes that means taking on a few more clients or asking for more support from your team, just for a little while. It’s okay to shift.

3. Know When You Need Quick Wins

There will be moments when the most supportive thing you can do for yourself and your practice is bring in income quickly, like opening up your caseload if you’re in demand. And there will be other moments when slowing down to work on the business makes more sense. Both are valid. The key is noticing what’s needed right now and giving yourself permission to act on it.

4. Curiosity And Adaptability Are Strengths

What I’m seeing again and again is that the practice owners who are navigating this season smoothly are the ones who are staying curious. They’re trying things, tracking what works, and letting go of what doesn’t. Small experiments, gentle adjustments, and thoughtful follow-up can go a long way. You don’t have to have all the answers—you just need to stay present and responsive.

5. Your Fees Aren’t a Reflection of Your Worth

If your caseload is feeling light and you’re wondering about adjusting your fee, please know this: changing your rate isn’t a judgment on your skills or your value. It’s simply a business decision based on what the market can hold right now. Run the numbers, see what’s workable, and give yourself permission to make choices that support your sustainability. Your worth remains intact—always.

Ready to Improve your Business Money Skills?

Are you a Solo Private Practice Owner?

Want to learn more? Click here to register for my free masterclass, “The 4 Step Framework to Get Your Business Finances Totally in Order.”

This masterclass is your way to get a feel for my approach, learn exactly what I teach inside Money Skills for Therapists, and get your invite to join us in the course.

Are you a Group Practice Owner?

Want to learn more? Click here to learn more and register for Money Skills for Group Practice Owners.

Get to Know Julie Herres:

Julie Herres is the founder and CEO of GreenOak Accounting, a firm that exclusively serves therapists, psychologists, and counselors in private practice across the United States. Over the years, Julie and her team have worked with hundreds of private practice owners and developed serious knowledge about what makes a practice financially successful. GreenOak’s goal is to help practice owners feel comfortable with the financial side of their businesses and have profitable practices. Some of the firm’s biggest success stories were achieved through implementing Profit First.

Julie is an accountant and an enrolled agent (EA). She is also a speaker and the host of the Therapy for Your Money podcast.

Follow Julie Herres:

Website: https://www.greenoakaccounting.com/

Book: https://www.profitfirstfortherapists.com/

Podcast: https://www.therapyforyourmoney.com/

Mentioned in this episode:

Want to work with Linzy?

191: Adjusting Your Private Practice in a Changing Economy (Part 1) with Julie Herres

Tue, 02 Dec 2025 05:00:00 -0400

Lately, so many of us are feeling the ripple effects of a shifting economy. You might notice yourself being a little more careful with your grocery budget… or you may be seeing clients cancel, space out, or step back from therapy to save money. These changes can feel unsettling, especially when you’re responsible for running a private practice, caring for clients, and supporting your own household.

In this episode, I sit down with my good friend and trusted financial expert, Julie Herres, to talk through what so many practice owners are experiencing right now.

“If you're going to see someone once a week, that's probably $800 a month [...] by eliminating that, that's a lot of money coming back into the household. We are seeing sometimes that is no longer sustainable or folks are going to every other week. Right? Kind of changing the cadence of what they do. But we're also seeing practice owners just not wanting to make a lot of changes.” - Julie Herres

Together, we explore the very real challenges—cash flow tightening, rising costs, and major changes in client behavior—that are showing up for both solo and group practice owners.

What This Shift Means for Solo and Group Practices

For group practice owners:

Some of you are navigating painful cash-flow stress, wondering how to manage payroll or what to do if a few clinicians leave all at once. When there isn’t a financial cushion, even small disruptions can feel overwhelming.

For solo practitioners:

Many therapists who were booked solid for years are now noticing more openings in their calendars. That doesn’t mean you’ve done anything wrong. It’s part of a broader, nationwide shift in therapy demand.

Inflation, Reimbursement Rates, and Changing Client Needs

Julie and I talk through why everything feels “tighter” right now—and why so many therapists are questioning their next steps.

We explore how inflation, stagnant insurance reimbursement, and economic fear are impacting your practice, your income, and the clients you care for.

(00:06:18) Therapy Demand Trends in Economy

(00:09:58) Reflections on Consumer Behavior

(00:11:06) Certainty Drives Prosperity

(00:13:57) Therapy Resistance and Cultural Shifts

(00:18:52) The Hidden Struggles of Ownership

Key Takeaways for Therapists Navigating Today’s Economy

Here’s what Julie and I unpacked together:

Inflation + Uncertainty

Clients are becoming more price sensitive. Many are weighing therapy against essential household expenses. At the same time, therapists are facing rising overhead with little movement in insurance reimbursement. It’s no wonder things feel tight.

A Post-COVID Market Correction

The surge in therapy demand during COVID has eased. Even seasoned clinicians are seeing more openings, more competition, and shifting client priorities.

Hiring + Retention Challenges

Group practice owners are struggling to keep clinicians as compensation expectations rise but profitability doesn’t. For some, this has triggered a deeper reflection about whether their current business model is sustainable.

If you’ve been feeling unsettled, or noticing more uncertainty in your finances or schedule, I want you to know there’s nothing wrong with you and you’re not behind. You’re responding to a larger economic shift that’s affecting therapists everywhere.

In Part Two, Julie and I will move into action—sharing guidance, grounded strategies, and compassionate next steps to help you adjust your practice with clarity and confidence.

Ready to Improve your Business Money Skills?

Are you a Solo Private Practice Owner?

Want to learn more? Click here to register for my free masterclass, “The 4 Step Framework to Get Your Business Finances Totally in Order.”

This masterclass is your way to get a feel for my approach, learn exactly what I teach inside Money Skills for Therapists, and get your invite to join us in the course.

Are you a Group Practice Owner?

Want to learn more? Click here to learn more and register for Money Skills for Group Practice Owners.

Get to Know Julie Herres:

Julie is an accountant and an enrolled agent (EA). She is also a speaker and the host of the Therapy for Your Money podcast.

Follow Julie Herres:

Website: https://www.greenoakaccounting.com/

Book: https://www.profitfirstfortherapists.com/

Podcast: https://www.therapyforyourmoney.com/

Mentioned in this episode:

Want to work with Linzy?

190: Healing Money Shame After High-Control Religion

Tue, 18 Nov 2025 05:00:00 -0400

Have you ever noticed old messages about money, morality, or success still lingering—long after you’ve left a faith community or belief system that once shaped your world? In this episode, I sit down with licensed marriage and family therapist Emily Maynard to explore how growing up in or leaving a high-control religious environment can deeply influence your relationship with money.

We talk about how these systems teach people—often from childhood—to view money through a moral lens: poverty as virtue, wealth as greed, or sacrifice as proof of goodness. For therapists who grew up in these spaces, those lessons can make it especially difficult to set boundaries, charge appropriately, or believe that rest and success are safe.

Emily brings such grounded insight to this conversation. Together, we unpack what defines a high-control religion—not as a specific theology, but as a structure of control, shame, and rigidity that can leave lasting marks on how we see ourselves, our worth, and what we deserve.

Healing Money Shame for Therapists with Religious Trauma Histories

This episode is for you if you’ve ever wrestled with feeling selfish for wanting more stability, questioned your right to rest, or found yourself hustling to “earn” worthiness.

(00:06:17) Religion Shapes Early Views on Money

(00:09:31) Subtle Conditioning in Belief Systems

(00:10:37) Healing After Leaving a Group

(00:15:41) Sustainability in Healthcare Messaging

(00:17:18) Money, Morality, and Control

(00:23:16) Building a Sustainable Healing Practice

(00:27:03) Money, Religion, and Belonging

Breaking Free from Money Shame Rooted in High Control Religious Backgrounds

Emily shares what she sees in her work with clients recovering from religious trauma: the body’s lingering responses to old patterns, even years after intellectually moving on. We also explore how healing involves learning to make your own choices, rewriting your “job description” in private practice, and creating boundaries that allow sustainability without guilt.

Here are a few action steps you can take toward breaking free:

Notice the messages you absorbed early on. What stories about money, morality, or sacrifice still influence your financial decisions today?
Practice autonomy with compassion. Try writing your own “job description” for private practice. What would feel fair, sustainable, and ethical for you?
Challenge inherited shame. When guilt or fear shows up around charging for your work or taking rest, remind yourself: You are allowed to be well.
Build new financial safety. Explore ways to connect money with care, not control—so your business can reflect your current values, not your old programming.

If you’ve ever questioned your relationship with money after growing up in faith-based or high-control environments, this episode will help you begin healing the shame, rebuilding trust in yourself, and crafting a business that feels both grounded and free.

Get to Know Emily Maynard:

Emily Maynard is a Licensed Marriage and Family Therapist in California. She works with adults with trauma, particularly religious trauma and high control religion backgrounds. Emily has a small private practice and is certified in EMDR. She loves Jeopardy and talking about things that make other people uncomfortable, like money!

Follow Emily Maynard:

Email: emily@emilymaynardtherapy.com

Website: www.emilymaynardtherapy.com

Instagram: https://www.instagram.com/emilymaynardlmft/

Ready to feel confident with your money?

Are you a Solo Private Practice Owner?

Want to learn more? Click here to register for my free masterclass, “The 4 Step Framework to Get Your Business Finances Totally in Order.”

This masterclass is your way to get a feel for my approach, learn exactly what I teach inside Money Skills for Therapists, and get your invite to join us in the course.

Are you a Group Practice Owner?

Join the waitlist for Money Skills for Group Practice Owners. This course takes you from feeling like an overworked, stressed and underpaid group practice owner, to being the confident and empowered financial leader of your group practice.

Mentioned in this episode:

Want to work with Linzy?

189: Breaking the Hustle Cycle by Shifting your Money Mindset to Heal Scarcity and Fear

Tue, 11 Nov 2025 05:00:00 -0400

Have you ever caught yourself living in constant hustle mode — pushing for the next milestone in your therapy practice but rarely pausing to breathe, to celebrate, or to simply be?

I sit down with Jenny Jonker, a therapist, practice owner, and graduate of both my Money Skills for Therapists and Money Skills for Practice Owners programs. Jenny’s story is powerful — she shares how her immigrant background, her family’s experience fleeing war, and the survival mindset that shaped her early years carried into her life as a business owner. Together, we explore what it looks like to shift from fear and scarcity into calm, trust, and true presence.

I coach Jenny through the process of breaking free from the “always-doing” cycle and learning to actually enjoy the success she’s built. We talk about how trauma, culture, and early money stories shape the way we work — and why slowing down, resting, and allowing ourselves to feel safe in abundance is part of the deeper healing work for therapists.

Jenny’s reflections are moving and relatable: honoring her parents’ legacy while learning that she doesn’t have to hustle to prove her worth. She reminds us that the path to financial stability in private practice isn’t only about spreadsheets and systems — it’s about healing what’s underneath.

The Cost of Constant Hustle and How Therapists Can Embrace Rest

(00:03:11) Finding Purpose Beyond Hustle

(00:09:01) Breaking Cycles, Reclaiming Your Space

(00:10:39) Feeling Empowered Through Your Backstory

(00:18:51) Reflecting on Presence and Growth

(00:21:07) Hustling to Prove Yourself

(00:23:01) New Patterns Take Time

(00:26:10) Prioritizing Rest and Growth

(00:30:29) Balancing Hustle with Presence

Redefining “Enough”: Healing the Immigrant Hustle Mindset in Private Practice

(00:10:05) “Being an immigrant and having my own history and the way that I grew up, I think has really informed my practice and how I show up with clients and how I want to create this space with intention and be able to share my story and my experiences of hardship and poverty with clients in a way that helps them have hope." - Jenny Jonker

Jenny beautifully describes what she calls her foreboding joy — that anxious feeling when things are finally good, but a part of you is waiting for something to go wrong. She’s practicing new tools to retrain her nervous system, learning to let in safety, joy, and gratitude. One of her grounding techniques: closing her eyes, counting to three, and saying, “I am really here. I deserve this.”

If you’ve ever felt driven by scarcity, fear, or the pressure to prove yourself, Jenny’s story offers a gentle reminder: your worth doesn’t come from your productivity. It’s okay to slow down, to rest, and to take in how far you’ve come.

Action Steps to Help You Shift Your Money Narrative:

Explore your family’s money story. Reflect on the messages you absorbed about money, work, and success growing up. Which beliefs are truly yours, and which are ready to be released?

Notice when “hustle” shows up. When you feel the pull to overwork, ask: “What am I afraid will happen if I slow down?”

Practice mindful presence and positive affect tolerance. Try the same exercise I walked Jenny through: sit still, close your eyes, count to three, and open them with the words, “I deserve this. This is my life. I built this.”

Connect with your younger self. When fear arises, connect with that child part of you and gently remind them, “We’re safe now. I’ve made good choices for us.”

Celebrate your accomplishments – Visibly. Create small rituals to recognize what you’ve built. Light a candle, share your win, or simply pause and feel it.

Start building in rest and enjoyment. Schedule moments of stillness and pleasure — even if it feels unfamiliar. This is how you grow your capacity to receive the good.

Seek out financial education & support. Surround yourself with resources that honor your lived experience. My Money Skills for Therapists and Money Skills for Group Practice Owners programs are designed to help therapists like you build calm, confidence, and financial stability — from a place of self-compassion, not hustle.

Get to Know Jenny Jonker:

Jenny Jonker, MSW, RSW, is the owner and founder of Dragonfly Counselling and Wellness, a private therapy practice offering compassionate, trauma-informed care across Ontario. She came to Canada as a refugee of war from Nicaragua and draws on her lived experience of exile, trauma, and PTSD to inform her work and how she shows up for clients. With over 15 years of experience, Jenny specializes in complex trauma and has advanced training in EMDR, CBT, DBT, and ACT. At the heart of Dragonfly is a human-centered approach—being real, compassionate, and simply human with people is central to the team’s values. Dragonfly proudly serves diverse communities, including a strong focus on Indigenous populations, and offers therapy in multiple languages both in-person and virtually.

Follow Jenny Jonker:

Email: jenny@dfcaw.com

Instagram: https://www.instagram.com/dfca.w/

Ready to feel confident with your money?

Are you a Solo Private Practice Owner?

Want to learn more? Click here to register for my free masterclass, “The 4 Step Framework to Get Your Business Finances Totally in Order.”

This masterclass is your way to get a feel for my approach, learn exactly what I teach inside Money Skills for Therapists, and get your invite to join us in the course.

Are you a Group Practice Owner?

Mentioned in this episode:

Want to work with Linzy?

188: SEO for Therapists: Building Long-Term Practice Growth

Tue, 04 Nov 2025 05:00:00 -0400

If you’ve ever felt like marketing your therapy practice is confusing, intimidating, or just not your zone of genius, you’re not alone. In this episode, I want to help you breathe a little easier about it. Marketing doesn’t have to be reactive or overwhelming. It can be intentional, sustainable, and rooted in long-term success for your business and your peace of mind.

Whether you’re just opening your solo practice, looking to welcome more clients, or scaling into a group practice, my guest Kristie Plantinga and I talk honestly about what actually works when it comes to digital marketing for therapists. You’ll hear how to keep your practice visible online, how to think about your return on investment, and which tools can help you track whether your efforts are truly bringing new clients your way.

(00:14:21) “It’s about, did I get a return on the investment that I put into this? It’s the most important thing really, when you’re working with a marketing company.” — Kristie Plantinga

Kristie is the founder of Place Digital (formerly TherapieSEO) and a passionate advocate for helping therapists understand how online marketing really works. Together, we unpack what private practice owners need to know about SEO, Google Ads, and digital marketing strategy — all from a grounded, therapist-friendly perspective.

Smart Marketing Strategies for Private Practice Therapists

Marketing is one of the biggest investments you’ll make in your practice — and it can feel risky when you don’t know where to start. In this conversation, we explore how to make wise, informed choices about where to spend your time and money so you can build stability for years to come.

(00:05:43) AI Tools Integrated with Google

(00:07:44) Flawed Marketing and Hiring Strategy

(00:12:52) Sustainable Growth Through SEO

(00:13:57) Long-Term Perspective in Marketing

(00:19:33) Tools to Demystify Marketing

(00:22:44) Rethinking Marketing for Practice Owners

(00:24:48) Big Investments, Big Returns

(00:28:32) Google Ads vs. SEO Costs

(00:33:17) Proactive Marketing for Therapists

(00:34:32) Sustained Growth for Practices

Google Ads vs. SEO: Choosing the Right Path for Your Therapy Practice

As Kristie reminds us, Google is the gateway to the internet. Whether we love it or not, if potential clients can’t find you there, your practice is essentially invisible. But there’s a catch — Google isn’t always a reliable partner for small businesses. Policies change overnight, and as therapists, we’re rarely their priority.

That’s why we talk about investing in your marketing before you need it, rather than reacting when your caseload dips. Sustainable marketing is about planting seeds now for the clients you’ll be serving six months from today.

Kristie shares her honest take on Google Ads — calling Google “a selfish and unreliable partner” — and explains why SEO is a more sustainable, long-term investment. While ads can create short bursts of visibility, SEO helps you build an online foundation that continually attracts your ideal clients.

How Much Should You Really Spend on Marketing?

In this episode, Kristie and I walk through what a healthy marketing cycle looks like for different stages of private practice. We talk about setting a budget that feels aligned, tracking what’s really working, and investing in strategies that will continue to pay off over time.

Marketing decisions made from fear rarely lead to growth that lasts. Instead, we can learn to make calm, confident, and informed choices about where to invest our energy and resources.

Ready to feel confident with your money?

Are you a Solo Private Practice Owner?

Want to learn more? Click here to register for my free masterclass, “The 4 Step Framework to Get Your Business Finances Totally in Order.”

This masterclass is your way to get a feel for my approach, learn exactly what I teach inside Money Skills for Therapists, and get your invite to join us in the course.

Are you a Group Practice Owner?

Get to know Kristie Plantinga:

Kristie Plantinga is a mental health marketer living in Colorado. She is the founder of Place Digital (formerly TherapieSEO)—a marketing agency serving therapists and coaches—and Best Therapists—a therapist directory that vets therapists so therapy-seekers can focus on fit, not quality. When she’s not helping therapists grow and scale their private practices, Kristie can be found snuggling her multiple terriers, sipping a homemade dirty chai, and half-helping her husband cook Lebanese food.

Follow Kristie Plantinga:

Get In Contact via email: kristie@therapieseo.com

Visit her website: placedigital.com

Explore her directory: besttherapists.com

Mentioned in this episode:

Want to work with Linzy?

187: Building a Sustainable Private Practice During Perimenopause: Scheduling, Systems, and Self-Compassion

Tue, 28 Oct 2025 05:00:00 -0400

What happens to your private practice—and your finances—when perimenopause hits and you just don’t feel like you used to?

As therapists and health practitioners, we’re used to holding space for others—even when our own capacity is changing. If you’re noticing changes in your energy, focus, or mood and wondering how to keep your practice (and your finances) healthy, this episode might be just what you need.

In this episode, I break down the real impact of perimenopause on therapists, from brain fog and fatigue to the tough decisions about reducing your caseload or raising your fees.

I share some practical ways to adjust your schedule, automate your money systems, and, most importantly, ask for support so your business and finances work with your new reality. Remember—your practice can and should support you through every season of life!

Supporting Yourself Financially and Professionally Through Perimenopause in Private Practice

(00:04:14) Perimenopause's Impact on Therapists

(00:07:59) Align Business with Current Reality

(00:12:15) Prioritize Time, Health, and Money

(00:15:11) Streamline Finances, Seek Support

(00:18:33) Money Clarity for Therapists

Private Practice Finances for Therapists Experiencing Perimenopause

If you’ve been noticing a shift in your health, energy, or focus as you move through your late 30s or 40s—especially the ups and downs of perimenopause—you’re not alone.

Let’s be honest: perimenopause comes with a “whole list of not fun”—from hot flashes and brain fog to headaches, irritability, and unrelenting fatigue. If your capacity isn’t what it

used to be, please know that adjusting your expectations and routines isn’t just okay—it’s necessary.

Listen in for practical steps to create more ease in your schedule, value your expertise as your career progresses, and make sure your money truly supports you through this transitional season. I encourage you to create a clear system and habits for yourself, so you don't have to think fresh every time you sit down to work on your money. Having a nice, clear checklist of the tasks that you do whenever you do money time will help clear mental barriers and make the best use of the energy you have in that moment.

(00:15:37) "Let's reduce the cognitive load associated with your finances when that cognitive energy right now would probably better serve you somewhere else because it might be in more limited supply than it used to be." - Linzy Bonham

Financial Self-Care for Therapists Navigating Perimenopause Challenges

Here are 3 key takeaways for therapists in private practice:

· Accept Your New Reality: Your energy and focus may look different than they used to. Instead of holding yourself to past standards, adapt your schedule and expectations—this is about working with your reality, not against it.

· Let Your Business & Money Support You: Adjust your caseload, consider increasing your fees, and schedule self-care. Your financial decisions now can directly support your health and quality of life.

· Simplify Your Systems—And Ask for Help: Clear routines, automation, and seeking support (like hiring a bookkeeper) can help lighten your mental load, freeing up energy for both your work and your wellness.

Ready to feel confident with your money?

Are you a Solo Private Practice Owner?

I made this course just for you: Money Skills for Therapists. My signature course has been carefully designed to take therapists from money confusion, shame, and uncertainty – to calm and confidence. In this course I give you everything you need to create financial peace of mind as a therapist in solo private practice. Want to learn more? Click here to register for my free masterclass, “The 4 Step Framework to Get Your Business Finances Totally in Order.”

This masterclass is your way to get a feel for my approach, learn exactly what I teach inside Money Skills for Therapists, and get your invite to join us in the course.

Are you a Group Practice Owner?

Get to Know Linzy Bonham:

Follow Linzy Bonham:

About Page: https://moneynutsandbolts.com/about/

LinkedIn: https://www.linkedin.com/in/linzybonham/

Instagram: https://www.instagram.com/moneynutsandbolts/

Mentioned in this episode:

Want to work with Linzy?

186: Shifting From Survival Mode into Curiosity and Learning to Thrive

Tue, 21 Oct 2025 05:00:00 -0400

Have you been pushing through life, from one milestone to the next, with little rest in between?

If so, you’re not alone. In the early years of establishing a private practice, ambition often outweighs quality of life and self-care, but it doesn’t have to be that way, and it definitely doesn’t have to stay that way...

During this coaching episode, I help Kellie explore what life can look like now that she has moved out of survival mode, built stability in her private practice, and shifted into a space where she’s actually living and beginning to thrive.

Kellie reflects on her upbringing, which focused on doing the right thing and being perfect rather than exploring what truly brought her happiness, and recognizes she’s now at a place where she’s giving herself space to explore and discover what it is she loves and actually wants to do.

If you’ve spent your life trying to get through one thing just to make it to the next thing, constantly hustling, unable to slow down, yet always just scraping by, but you see yourself working towards being in a different place -- one where you’re living and thriving -- this conversation is for you.

Together, Kellie and I discuss creating opportunities for curiosity, taking personal time to explore what Kellie’s interests might be, and setting boundaries within her client schedule to facilitate the freedom she desires.

Tune in for more ideas on how to start to enjoy the stability that you've built in your business and shift into the next phase of life.

Shifting Mindsets: Survive To Thrive with Curiosity

(00:08:34) Thriving Through Mentorship and Giving Back

(00:11:56) Exploring Personal Passions for Fulfillment and Joy

(00:14:42) Curiosity and Present Mindset for Fulfillment

(00:25:32) Rooted Foundation for Sustainable Growth

(00:27:37) Embracing Mindful Curiosity for Self-Discovery

Prioritizing Self-Care Through Setting Work-Life Boundaries

(00:14:32) "What do I love? What brings me life? What is not about other people's opinions or judgments? It's just like, well, what do I want to do?" - Kellie Murry

Kellie reflects on how the anxious part of her occasionally overbooks her day, leaving her without a break and feeling exhausted. Linzy uses the metaphor of a tree to illustrate the importance of having firm roots for growth and expansion, suggesting that stability is key to thriving. Ultimately, slowing down and embracing self-compassion helps improve your quality of life and discover your values and passions in this new phase of success.

Action Steps to Help You Shift from Surviving to Thriving:

Reflect on your current practice. Are you still in survival mode with anxiety and fears running your daily schedule? Or have you begun to shift toward boundaries and more personal time?
Start daydreaming about what the next five years COULD look like. Begin to envision and write down your desires and some actions that can help get you there.
Set boundaries to protect your time, energy, and well-being. Determine the number of clients per day that you can see without compromising your needs.
Make self-care a priority in your daily routine. Ensure you have time for curiosity, self-exploration, and personal growth alongside your professional responsibilities.
Take time to get to know yourself and what truly lights you up. Allow yourself to explore your passions and interests outside of work to enhance your quality of life.
While it's important to have ambitious goals for your practice, remember to enjoy the present moment and make life rich and meaningful now. Find a balance between striving for growth and savoring the journey.

Ready to feel confident with your money?

Are you a Solo Private Practice Owner?

Want to learn more? Click here to register for my free masterclass, “The 4 Step Framework to Get Your Business Finances Totally in Order.”

This masterclass is your way to get a feel for my approach, learn exactly what I teach inside Money Skills for Therapists, and get your invite to join us in the course.

Are you a Group Practice Owner?

Get to Know Kellie Murry:

Kellie Murry is an independent solo therapist based in Burbank, CA and has been in practice since 2021. She specializes in treating women in their 20s-40s, with anxiety, trauma, people pleasing, and perfectionism. With over four years of independent practice experience, Kellie has achieved significant clarity in her private practice and financial management, thanks to Money Skills for Therapists. As she continues to thrive, Kellie is now contemplating the larger existential questions surrounding the sustainability of her practice and seeking to align her work with her passions.

Follow Kellie Murry:

Website: http://eveniftherapy.com

Mentioned in this episode:

Want to work with Linzy?

185: Balancing Financial Success and Christian Values

Tue, 14 Oct 2025 05:00:00 -0400

Faith is a big part of our relationship to money. And this is something that I've had come up with my students over the years, not surprisingly, as they're working through their beliefs around money.

So many of the messages we receive about money come from this space -- either from what we witnessed growing up in a faith community or from experiences within our current community. And sometimes these beliefs are ones that folks don't want to hold anymore, but they’ve already shaped how they think about money and the world.

In today’s episode, faith-based private practice consultant Whitney Owens and I get into how she reconciles her Christian faith with charging premium fees and building wealth in her group practice. She shares what it means to be a financially successful Christian, and how being such elicits feelings of guilt. We also discuss messages about frugality, specifically in Christianity.

The Intersection of Faith and Financial Success

(00:04:17) Enhancing Impact through Team and Services

(00:10:26) Balancing Faith and Financial Success

(00:14:16) The Relationship Between Premium Fees and Client Commitment

(00:17:32) Stewardship and Relationships: Impact of Financial Earnings

(00:22:12) Money Management Aligned with Christian Values

(00:28:15) Navigating Emotional Struggles of Financial Success

(00:31:38) Transformative Profit-First Money Management Strategies

How Stewardship with Money Impacts Your Relationships and Community

Faith and money are intertwined in our daily lives, whether we realize it or not.

By intentionally aligning our financial decisions with our spiritual values, we become more financially confident and experience feelings of security and fulfillment. As a result, we’re more likely to make decisions that benefit others.

When we charge higher rates, for example, we are taking care of ourselves and valuing our worth, which allows us to better serve our clients and ultimately provide them with the best care possible. It's a cycle of self-care leading to better client care, creating a positive impact on both sides of the relationship.

"When we don't charge our full fees, we don't feel good about ourselves. We are overwhelmed because we have to see more clients. So it's the idea that we're actually serving our clients by serving ourselves. It's like circular, right? Cyclical." - Whitney Owens

In addition to implementing profit-first strategies in business, creating a supportive team and culture is crucial to achieving financial success, because it sets the tone for how financial decisions are made. When team members feel supported and valued in their workplace, they are more likely to make decisions that align with their values, including their spiritual beliefs.

Consider these actions to align your money management habits with your faith and personal values:

Invest in marketing services, business consulting, and essential tasks that align with your goals and values to expand your reach and fulfill your mission
Create a supportive team and culture that compensates your team members fairly and promotes enjoyment in your workplace
Charge premium fees for your therapy work to increase client commitment and to allow yourself to show up as your very best self for those you’re serving
Be a good steward of finances in support of your personal values, using money to care for and support yourself and others, and have a positive impact on issues that matter most to you
Manage money based on your mission to do good in the world, balancing frugality and excessive consumption
Implement profit-first strategies and systems in your business, allowing yourself to become the confident, empowered business owner who makes strategic investments

Ready to feel confident with your money?

Are you a Solo Private Practice Owner?

Want to learn more? Click here to register for my free masterclass, “The 4 Step Framework to Get Your Business Finances Totally in Order.”

This masterclass is your way to get a feel for my approach, learn exactly what I teach inside Money Skills for Therapists, and get your invite to join us in the course.

Are you a Group Practice Owner?

Want to learn more? Click here to learn more and join the waitlist for Money Skills for Group Practice Owners. The next cohort starts in January 2026.

Get to Know Whitney Owens:

Whitney Owens is a licensed professional counselor, group practice owner, and faith-based private practice consultant. She is located in Savannah, Georgia, where she manages a private pay group practice with 17 plus clinicians. Along with running her practice, she consults practice owners around the country on how to start and grow a successful faith-based practice. She hosts summits, a weekly podcast, and a membership community for faith-based practice owners called Wise Practice. She has spoken at numerous events such as the American Counseling Association and professional counselor conferences in Georgia and Maryland. In her free time, Whitney enjoys spending time with her husband and two girls, running, reading, and relaxing in the backyard.

Follow Whitney Owens:

Instagram: www.instagram.com/wise_practice_consulting

Therapy Practice: https://watersedgecounseling.com/

Practice Consulting: wisepracticeconsulting.com

Free Facebook Membership Community for Faith based Practice Owners: https://www.facebook.com/groups/533909554128629

The Wise Practice Podcast: https://www.wisepracticeconsulting.com/wise-practice-podcast

Mentioned in this episode:

Want to work with Linzy?

184: Financial Foundations for Therapists: Essential Jobs for Your Dollars

Tue, 07 Oct 2025 05:00:00 -0400

How much and how often should I be paying myself from my private practice?

How can I effectively manage my business expenses?

How much money should I spend on personal development each year?

How much should I set aside for taxes?

These are some of the most common questions I help therapists solve when they join my signature course, Money Skills For Therapists, and are looking to gain clarity into their business finances and create stability in their practices.

In this podcast episode, I offer an in-depth overview of the various jobs your money must do, no matter how much of it you’re making or the size of your practice.

But before we dive into the specifics of all these different jobs, the core concept that I want to leave you with today is that your money needs to take care of you.

(00:22:52) “What you can control is what you are doing with your money. We need to focus on what is in our control.” — Linzy Bonham

In our professions, we give so much time and energy to our clients. We're also natural caregivers to our children or our aging parents, or we’re giving to our community and our friends in all these other ways. We tend to be very giving, self-sacrificing humans.

What’s important to remember is that when you build a business and start generating money, part of that business’ job is to take care of you so that you can keep showing up in life - both professionally and personally - and do the incredible work in the way that only you can do it.

Establishing Clear Boundaries: Fixed vs. Variable Business Expenses

The first step to making your money work for you is to identify business non-negotiables like taxes, rent, software, utilities, and other expenses that are required for you to conduct business. Many practice owners find it useful to use multiple bank accounts – one for each large expense group like taxes, business expenses, and payroll – to help manage and visualize how much money goes toward each category.

For variable expenses, like personal development, getting clear on your budget, being strategic and making informed decisions can help prevent overspending funds you might need for license renewals or other necessary expenses.

And rather than swiping cash from the business to pay your mortgage or other personal bills just before they’re due, you can begin to create stability and security in your personal financial life by having a clear and consistent amount deposited into your personal checking account each month as a regular, reliable paycheck that you and your family can depend on.

(00:13:31) "Your business needs to be paying you regular, reliable paychecks that your family can depend on." - Linzy Bonham

Optimizing Business Expenses for Private Practices

(00:05:25) Separating Your Revenue into Necessary Expense Categories

(00:07:17) Optimizing Business Expenses for Private Therapy Practices

(00:10:35) Strategic Budgeting for Personal Development & Continuous Learning

(00:13:37) Profit & Paycheck Systems That Create Financial Stability at Home

(00:18:06) Establishing Expense Buffers to Sustain Your Practice During Rough Patches

Action Steps for Therapists Who Want to Create Financial Stability with Their Private Practice

If you’re ready to feel calmer and more confident with your business finances, here are a few small but powerful steps you can take:

Open a dedicated bank account for taxes. Give your tax money a clear home so it’s always ready when you need it.
Get clear on your expenses. Take a look at both your fixed costs (like rent and software) and your variable ones (like trainings or supplies) so you know what’s truly required to keep things running smoothly.
Set a thoughtful budget for professional development. Decide how much you’ll invest in your growth this year — and give yourself permission to stay within that boundary.
Create a consistent paycheck system. Paying yourself regularly helps your personal finances feel stable and dependable.
Build small buffers into your business accounts. These little cushions can make all the difference when unexpected expenses come up.
Join my free masterclass. Learn the three most common mistakes that keep therapists from finding clarity and peace in their private practice finances — and what to do instead.

Ready to feel confident with your money?

Are you a Solo Private Practice Owner?

Want to learn more? Click here to register for my free masterclass, “The 4 Step Framework to Get Your Business Finances Totally in Order.”

This masterclass is your way to get a feel for my approach, learn exactly what I teach inside Money Skills for Therapists, and get your invite to join us in the course.

Are you a Group Practice Owner?

Get to Know Linzy Bonham:

Follow Linzy Bonham:

Instagram: https://www.instagram.com/moneynutsandbolts/

Mentioned in this episode:

Want to work with Linzy?

183: Therapists’ Pricing Guide to Speaking Engagements and One-To-Many Offers

Tue, 30 Sep 2025 05:00:00 -0400

How much should you charge for a talk?

That’s the question my guest, Alyssa Zajael, has been exploring lately after receiving invitations to speak at a few small local organizations and a larger college group. As a graduate of my Money Skills for Therapists course, Alyssa already feels confident in her one-on-one pricing and the financial management of her solo practice. But stepping onto a stage and speaking to a bigger audience brings a whole new set of questions — about value, purpose, and alignment.

In this coaching conversation, I help Alyssa connect her service offerings with her personal passions, business goals, and the value she brings to her audience. Together, we explore how to set speaker fees that feel right — starting points that honor her time and energy while also considering the type of audience she’ll be speaking to.

If you’ve ever wondered how to confidently set a fee for speaking — one that reflects both your expertise and your energy — this episode will give you a grounded way to start that conversation.

Establishing a Speaking Fee and Offers That Feel Aligned with Your Goals

(00:01:30) Charging for Services: Valuing Expertise and Pricing

(00:04:48) Navigating Pricing Challenges and Building Confidence

(00:10:28) Challenging Sports Culture: Mental Health Normalization

(00:16:18) Normalizing Mental Health in Sports Culture through Public Speaking

(00:19:33) Tailoring Pricing Strategies for Speaker Engagements

(00:26:18) Value-Based Pricing Strategies for Effective Engagements

(00:30:43) Strategic Pricing through Audience Value Analysis

Value-Based Pricing Strategies for Public Speaking and Events

We talk about the difference between value-based pricing and the more familiar commodity-based pricing many therapists are used to. We also walk through some of the factors that can influence your speaker fee — like whether your ideal clients are in the audience, the effort you put into preparation, the size and reach of the organization, how many people will be attending, and the kind of impact or results the audience might receive. We even touch on ways to think about compensation beyond a flat fee, such as book sales, follow-up sessions, or other creative exchanges.

(00:35:32) "Pricing is a conversation. So, it's only when we put out our pricing that we can get feedback on how close that is to what our ideal target audience is looking and able to pay." - Linzy Bonham

Ready to feel confident with your money?

Are you a Solo Private Practice Owner?

Want to learn more? Click here to register for my free masterclass, “The 4 Step Framework to Get Your Business Finances Totally in Order.”

This masterclass is your way to get a feel for my approach, learn exactly what I teach inside Money Skills for Therapists, and get your invite to join us in the course.

Are you a Group Practice Owner?

Get to know Alyssa Zajdel:

Dr. Alyssa Zajdel is a licensed psychologist and Certified Mental Performance Consultant based in Milwaukee, WI. She specializes in helping athletes and high performers manage anxiety, build confidence, and reach peak performance through her private practice, Inside Edge Counseling and Consulting. In addition to her clinical work, she is an assistant professor at the Wisconsin School of Professional Psychology, where she teaches and mentors doctoral students. Outside of her professional life, Alyssa enjoys reading, cooking, figure skating, working out, and spending time with her husband and their dog.

Follow Alyssa Zajdel:

Website: https://www.insideedgecounseling.com/

Mentioned in this episode:

Want to work with Linzy?

182: Bookkeeping For Therapists Behind the Scenes: Gatekeeping vs Alignment

Tue, 23 Sep 2025 05:00:00 -0400

As therapists, we often see bookkeepers as the magicians of our business finances — the ones who keep everything organized, balanced, and under control. I’ve noticed, though, that many of us feel a gap between what our bookkeepers know and what we understand about how money actually works in our own practices.

In this episode, I talk about some of the defensiveness and gatekeeping that can show up in the financial world — especially around bookkeeping — and how it mirrors what therapists and counselors experience when it comes to how our work is valued and compensated.

My guest, Sara Walls, has experienced both sides of that story. She started out as a therapist who needed help managing her practice finances and eventually became a bookkeeper who now supports other therapists with their money. Sara actually stepped away from private practice for a while, until she discovered tools like Profit First by Mike Michalowicz and my course, Money Skills for Therapists. Those resources helped her find clarity and confidence with her finances.

One of Sara’s biggest realizations during that process is summed up beautifully in this quote:

(00:06:17) “It became clear the more I got into it that what I didn’t know was how much I could actually afford to pay myself, when I could pay myself, how consistently I could pay myself, exactly how much I should be saving for taxes.” — Sara Walls

In our conversation, Sara shares her journey from therapist to bookkeeper, practical financial habits that therapists and health practitioners in private practice can build, and some helpful ways to make yourself work on your money — especially if you have ADHD or are neurodivergent.

Reducing Stress and Enhancing Financial Management with Accountability

(00:02:45) Bookkeepers' Unrecognized Complexity in Accounting Profession

(00:08:45) Therapist turned Bookkeeper shares financial insights

(00:19:10) Bookkeepers: Undervalued and Underpaid Professionals

(00:20:58) Routine Financial Engagement for Reduced Money Stress

(00:28:44) Financial Co-Regulation for Enhanced Accountability

(00:30:37) Financial Literacy Training for Therapists

Establishing Open Lines of Communication & Good Financial Habits for Long-Term Success

Finding the right financial professional for your practice often means having an honest conversation or even an interview to get a feel for how transparent and open they are when you ask questions, and how they view your roles in the business relationship. Some bookkeepers may hold their cards close as a way to “protect” their value, while some practice owners might not realize just how complex the work of keeping finances straight really is.

Here are a few ways you can start improving your bookkeeping and financial management skills right now in your therapy practice:

Establish a financial routine: Regularly approach your finances, whether it's checking your bank app, updating spreadsheets, or using accounting software like QuickBooks.
Systemize & organize: Keep track of your income and expenses in a consistent way. A little automation and delegation can go a long way in helping you stay on top of things.
Learn basic accounting: Understanding simple accounting concepts like debits and credits can give you confidence and make your financial decisions much easier.
Find assistance & accountability: Work with a bookkeeper who understands the unique needs of therapists and small business owners, and who’s open, transparent, and happy to answer your questions.
Avoid the “it’s a write-off!” trap: Deductions can be helpful, but make sure you’re also paying yourself consistently and setting aside enough for taxes.
Evaluate your support: Take a moment to reflect on your current financial professionals. If they’re not responsive, transparent, or aligned with your goals, it might be time to find a bookkeeper, advisor, or CPA who’s a better fit.

Ready to feel confident with your money?

Are you a Solo Private Practice Owner?

Want to learn more? Click here to register for my free masterclass, “The 4 Step Framework to Get Your Business Finances Totally in Order.”

This masterclass is your way to get a feel for my approach, learn exactly what I teach inside Money Skills for Therapists, and get your invite to join us in the course.

Are you a Group Practice Owner?

Want to learn more? Click here to learn more and join the waitlist for Money Skills for Group Practice Owners. The next cohort starts in January 2026.

Get to Know Sara Walls:

Sara Walls is a clinical social worker and entrepreneur based in Houston, Texas, who has expanded her professional repertoire to include a specialized bookkeeping service for therapists. A graduate of Money Skills for Therapists, Sara started Little Frog Financial, a year and a half ago to help fellow therapists and small business owners navigate the often-daunting world of financial management. Her personal experience with the financial challenges common in the therapeutic field has uniquely equipped her to assist others in overcoming similar obstacles.

Follow Sara Walls:

LinkedIn: https://www.linkedin.com/in/sarawallslcsw/

Instagram: https://www.instagram.com/sarawallslcsw/

Mentioned in this episode:

Want to work with Linzy?

181: How ADD Symptoms Affect Your Money and What to Do About It

Tue, 16 Sep 2025 05:00:00 -0400

If you feel like focus, organization, and impulsivity are some of your biggest challenges to managing your finances well, or that procrastination or avoidant behaviors sabotage your intentions with money, this episode will help ease the frustration.

In the last couple years, I have had this surge of students who have had recent ADD diagnoses. These are usually women, usually being diagnosed in their late 30s or in their 40s. Since ADD doesn’t present the same way for girls as it does for boys during the elementary years, many young girls went undiagnosed in the 90s and have been silently struggling with the symptoms their entire lives.

So, in this episode, I talk about why ADD makes money so much harder, and how you can handle this challenge with executive functioning.

Overcoming Executive Functioning Challenges in Financial Management

The result is an entire generation of adult women finally feeling relieved of guilt and frustration around some of their biggest, seemingly disconnected challenges. Some practical advice for those impacted by forgetfulness, hindered focus, or being easily distracted includes:

Co-regulate or body-double with a trusted “financial buddy” or community where you find accountability and can thrive off of joint energy dedicated to completing your financial tasks for the week during that appointment.
Create automatic, scheduled “appointments” with yourself for dedicated attention to your finances.
Let automation help you with repetitive financial tasks – think automatic transfers and bill payments.
Delegate tasks that require human thought to someone (like a virtual assistant or bookkeeper) who loves that type of work.

Your energy is not best used doing tasks you hate, but you can never give away the financial leadership part of your business. But you can give away these menial little tasks that to you feel are boring and maybe meaningless that somebody else actually really enjoys doing.

Instill automation and people to help you so that you can step into the role of the CEO who looks at the big picture, decides on values-aligned actions, and makes big or difficult decisions for the business. Pairing with someone who loves bookkeeping, for example, is a gift for both of you because they get to do what they love to do and create order. And you get to benefit from that without trying to bend your brain into a bunch of shapes that are just really not how your brain works.

Exposing the Link Between ADD and Feelings of Frustration About Money

(00:01:28) How Executive Functioning Challenges Affect Your Finances

(00:10:01) Enhancing Focus and Productivity with Scheduled Financial Sessions

(00:12:24) Streamlining Financial Processes Through Automation

(00:17:56) Financial Empowerment for Therapists

When you get the right combination of body doubling, creating a set time to do the work, automation, and delegation working in your private practice, helping you with your finances, this thing that can feel overwhelming and kind of the opposite of what your brain wants to do can become much more neutral or even positive.

The more you can take away the tasks that make it feel like your brain doesn’t work well because you’re asking it to do something it’s not naturally good at, the more you can build systems and supports and bring in help to take care of those things, the more you can show up and shine and in your business and in your life in the ways that your gifts allow you to.

Ready to feel confident with your money?

Are you a Solo Private Practice Owner?

Want to learn more? Click here to register for my free masterclass, “The 4 Step Framework to Get Your Business Finances Totally in Order.”

This masterclass is your way to get a feel for my approach, learn exactly what I teach inside Money Skills for Therapists, and get your invite to join us in the course.

Are you a Group Practice Owner?

Get to Know Linzy Bonham:

Follow Linzy Bonham:

140: Balancing Debt Repayment and Real Life with David Frank

Instagram: https://www.instagram.com/moneynutsandbolts/

Mentioned in this episode:

Want to work with Linzy?

180: Managing Time Off Without Compromising Your Practice’s Stability with Edgar Frias

Tue, 09 Sep 2025 05:00:00 -0400

Have you ever felt guilty for taking a break from work? Do you find it challenging to balance your creative pursuits with your professional responsibilities? If so, you're not alone. Many therapists struggle with feelings of guilt or abandon if they take time away from their practice and worry that clients will need them while they’re gone or not come back to therapy once the vacation has ended.

Edgar Fabián Frías, LMFT, and graduate of the Money Skills for Therapists course, brings their current challenge of allowing themselves permission to rest, trust the systems, and redefine what sustainability looks like in their work and life to the show. Edgar has built financial buffers and created sustainability in their practice, but not yet allowed themselves a real break.

During our conversation, Edgar shares that they’ve noticed when clients take time off, they do sometimes come back with new insights or they’ve made progress on goals. This realization helped Edgar feel “lighter” about taking time off since it would likely benefit clients too.

Balancing Rest and Business Growth

If you are someone who finds it hard to take time off, and you know you need a break but you keep pushing that vacation into the future, here are a few questions Edgar and I work through:

What if I lose connections with my clients during my time off?
Will I have to start over again after taking a vacation?
Will my clients seek support elsewhere if I'm not available for a month?
What if my absence affects the progress and goals of my clients?
What if taking time off leads to missed opportunities or setbacks in my practice?
How can I take time for myself but also serve my clients well?

Conquering the Fears Around Taking Time Off

(00:00:10) Balancing Creativity with Professional Responsibilities

(00:09:33) Therapists' Emphasis on Personal Growth Practices

(00:14:06) Creative Breaks: Nurturing Therapist's Business Growth

(00:16:28) The Transformative Power of Rest and Exploration

(00:17:27) Creative Time Management for Productivity and Balance

(00:22:35) Maintaining Financial Security During Extended Absences

Elevating Your Therapy Services from a Place of Rest

Overcoming the fear of taking time off is a journey that requires self-awareness, resilience, and a willingness to prioritize your well-being. As a therapist, it's essential to find a balance between work responsibilities and creative pursuits, while also ensuring financial stability and taking breaks to recharge.

One practical tip is to create a schedule that allows for dedicated time for both work and creative activities. Set boundaries and stick to them, ensuring that you have time for self-care and relaxation. Remember, you deserve time off to rest, relax, and rejuvenate. Taking breaks can actually boost your creativity and productivity in the long run.

(00:23:34) "And I honestly as like, you know someone who was so tainted by money and felt so out of control with it. It's been so amazing to be on the other side of it and be like, oh, my gosh, I'm comfortable with money. And I also feel like I have this ability to dream." - Edgar Fabián Frías

(00:28:13) "When we never take time away, when we don't show them that we're living expansive lives, they know that on some level, you know, that we are someone who works all the time and isn't actually out exploring and enjoying the world, as we are often supporting our clients to be able to do so." - Linzy Bonham

Ready to feel confident with your money?

Are you a Solo Private Practice Owner?

Want to learn more? Click here to register for my free masterclass, “The 4 Step Framework to Get Your Business Finances Totally in Order.”

This masterclass is your way to get a feel for my approach, learn exactly what I teach inside Money Skills for Therapists, and get your invite to join us in the course.

Are you a Group Practice Owner?

Get to Know Edgar Fabián Frías:

Edgar Fabián Frías, LMFT, is a queer, nonbinary, Indigenous (Wixárika), and Latinx therapist offering virtual care throughout California. They specialize in somatic, mindfulness-based, and trauma-informed therapy for artists, LGBTQ+ and neurodivergent individuals, and those exploring identity, spirituality, creative resilience, and non-traditional relationships—including polyamory, kink, and ethical non-monogamy.

Follow Edgar Frías:

Instagram: https://www.instagram.com/therapywithedgar/

Website: https://www.edgarfabianfrias.com/

YouTube: https://www.youtube.com/@edgarfabianfriasmft

Mentioned in this episode:

Want to work with Linzy?

179: Valuing Equitable Dynamics as the Breadwinner of Your Household with Maegan Megginson

Tue, 02 Sep 2025 05:00:00 -0400

Many of my students who identify as female also find themselves in a breadwinner role, which I'm going to say is probably not statistically the norm in general society, that the female partner of a hetero couple is the breadwinner. While this shift in dynamics is not only familiar to me, and a positive step towards gender equality, it can bring its own set of challenges and complexities.

Relationships are challenging anyway, but when you add the layer of one person earning the Lionshare of the household income, honest and open communication about responsibilities, expectations, and goals between both partners becomes even more important.

Another breadwinning therapist, Maegan Megginson, joins me today to help discuss being the female breadwinner and provide an additional behind-the-scenes perspective on how a couple might navigate a relationship where partners contribute differently.

Navigating Roles & Responsibilities in a Relationship Where One Person Earns More

(00:03:15) Navigating Unequal Financial Responsibilities in Relationships

(00:17:08) Imbalanced Financial Contributions in Romantic Partnerships

(00:19:49) Recognizing the Richness of Non-Monetary Contributions

(00:30:26) Imbalance in Relationship Responsibilities: Causes and Solutions

(00:41:01) Equitable Dynamics in Breadwinning Relationships

(00:41:01) Navigating Relationship Dynamics as Breadwinner

(00:41:39) Financial Equity and Communication in Relationships

(00:41:39) Navigating Financial Management as the Primary Earner

Recognizing Non-Monetary Contributions in Relationships

Acknowledging both financial and non-financial contributions helps to create a sense of equity and balance in the relationship. It reinforces the idea that each partner's role is valued and important, regardless of who earns more money.

When we're thinking in terms of our families, the question is, how do we create space in our families and our primary relationships to be so radically honest about who we are at our core? Because the more honest I can be with myself and with my partner and the more honest he can be with me about who he is, the easier it becomes for us to navigate our relationship.

Even if one partner is the main breadwinner, it's crucial to share responsibilities in other aspects of the relationship, such as household chores, childcare, and decision-making. This helps to create a sense of equality and balance in the partnership.

(00:31:02) "I think when two people have explicitly negotiated, here's who's going to make the money, and here's what the other person's going to be doing. That's healthy, right? That's strong. That's solid." - Maegan Megginson

Guiding Your Relationship to Feel More Equitable:

Begin having conversations with your partner about financial AND non-financial contributions to the relationship, aiming for both partners to feel valued, heard, and respected for their contributions.
If you find yourself shouldering the emotional and/or financial burden, acknowledge this imbalance and address it with your partner. Avoid staying in a situation that is draining you.
If you’ve unexpectedly become the breadwinner, view it as an opportunity to learn new financial skills. Take the initiative to educate yourself on managing money effectively for your household.
Remember that financial contributions are just one aspect of the relationship. Acknowledge and appreciate all forms of contributions, including non-monetary ones that support the healthy function of your household.

Ready to feel confident with your money?

Are you a Solo Private Practice Owner?

Want to learn more? Click here to register for my free masterclass, “The 4 Step Framework to Get Your Business Finances Totally in Order.”

This masterclass is your way to get a feel for my approach, learn exactly what I teach inside Money Skills for Therapists, and get your invite to join us in the course.

Are you a Group Practice Owner?

Want to learn more? Click here to learn more and join the waitlist for Money Skills for Group Practice Owners. The next cohort starts in January 2026.

Get to Know Maegan Megginson:

Maegan Megginson is an accomplished entrepreneur and the host of the "Deeply Rested Podcast," where she explores the intersection of personal values and professional life. With firsthand experience as a female breadwinner in a hetero relationship, she offers unique insights into the challenges and dynamics faced by women in non-traditional gender roles. Her work is characterized by a deep compassion for the pressures and responsibilities that accompany the role of a family breadwinner. Through her platform at deeplyrested.com, Maegan provides resources and support for those navigating similar paths, advocating for alignment between personal desires and professional commitments.

Follow Maegan Megginson:

Website: https://maeganmegginson.com/

Podcast: https://maeganmegginson.com/deeply-rested-podcast/

LinkedIn: https://www.linkedin.com/in/maegan-megginson/

178: Applying High-Vibe Energy and Positive Mindset to Your Business with Nicole McCance

Tue, 19 Aug 2025 05:00:00 -0400

Have you ever noticed how some people just seem to have an aura of positivity surrounding them? They exude high-vibe energy that draws others in and seems to attract positive outcomes effortlessly. But what exactly is high-vibe energy, and how can you harness it to improve your own life and well-being?

While I typically stick to more tactile, practical, or even straightforward financial topics to help you grow your practice, there is something to be said about the internal energy you feel as you approach your day and every task within it.

Welcome to this week’s episode swap with Nicole McCance! She’s the perfect mentor to help you adopt some high-vibe energy in your practice.

Unlocking Opportunities through Authenticity and Positive Energy

(00:09:26) Achieving Goals Through High Vibe Mental Practices

(00:11:42) Using a Daily Gratitude Practice to Elevate Vibrations

(00:13:02) Energizing Mindset Shifts for Business Owners

(00:19:58) Generating Income with Positive Energy

(00:21:17) Creating Your Own Luck by Taking Proactive Action

(00:25:09) Attracting what You Want with Positive Energy Alignment

Feeling meh about writing that email? It will garner a meh response. Genuinely excited about a new offer or event? The folks you talk to about it will be excited too! Your energy is contagious in this way and affects everything you do and everyone you contact.

Nicole McCance, host of The Business Savvy Therapist podcast, is a firm believer in the transformative power of high vibrational energy, and in this special swap episode, teaches you how to use energy, attitude, and mindset to achieve success.

Practicing Gratitude: Key to Attracting Positive Outcomes

In comparing gratitude to tuning into a radio station, Nicole illustrates how those listening are impacted by the positivity, and discusses how maintaining a high vibe can manifest goals and experiences through positivity and optimism. She highlights that true wealth includes more than just material possessions, encompassing love, health, and vitality, and stresses the link between luck and opportunity, advocating for proactive action to enhance luck.

Listen in to learn:

How to shift your mindset into positivity
What to say or ask yourself to spark energy
How to take action toward creating your own luck

(00:11:23) "Once you get the magic, there's going to be someone on indeed that reads your job posting or, or lands on your website or sees your Google Ad and there's going to be just something about that ad that feels different and they pick you." - Nicole McCance

If money is energy, what positive thoughts, feelings, or actions can you contribute to your week, day, or month, with the understanding that reciprocity is in the works and likely in n your favor?

Ready to Improve your Business Money Skills?

Are you a Solo Private Practice Owner?

Want to learn more? Click here to register for my free masterclass, “The 4 Step Framework to Get Your Business Finances Totally in Order.”

This masterclass is your way to get a feel for my approach, learn exactly what I teach inside Money Skills for Therapists, and get your invite to join us in the course.

Are you a Group Practice Owner?

Want to learn more? Click here to learn more and join the waitlist for Money Skills for Group Practice Owners. The next cohort starts in January 2026.

Connect with Nicole McCance:

Podcast: https://mccancemethod.com/podcast/

Instagram: https://www.instagram.com/nicole.mccancemethod/

Facebook Group: https://www.facebook.com/groups/947689352498639

177: Navigating Economic Instability with Dave Frank

Tue, 08 Jul 2025 05:00:00 -0400

How can you feel better prepared for the financial curveballs life can throw your way?

In this episode, I’m joined once again by certified financial planner Dave Frank to talk about one of the most fundamental, and often overlooked, aspects of financial wellness: buffers. We dive into the emotional and practical sides of creating buffers in your business and personal life, and why this matters more than ever in a world that’s increasingly uncertain. From navigating economic instability to finding the right balance between saving and living, this conversation is full of practical tips to help you feel more prepared.

Dave and I also unpack the emotional challenges many therapists face when trying to use the resources they’ve set aside, and we share how rethinking your language can shift your relationship with saving. Whether you're just starting to think about buffers or you're reassessing your current systems, this episode offers tools and insights to help you build a more resilient financial foundation.

For a full transcript of the episode and much more, check out the blog post on our website!

To watch a video version of this, check it out on YouTube: https://youtu.be/qlDYxUcZ5u0

For more from David and Linzy, check out:

104: How Deep Work Can Enhance Your Business with David Frank

83: Embracing Emotions for Financial Wellness with David Frank

Want to work with Linzy?

Check out the FREE masterclass, The 4 Step Framework to Getting Your Business Finances Totally in Order, where you'll learn the framework that has helped hundreds of therapists go from money confusion and shame to calm and confidence, as well as the three biggest financial mistakes that therapists make. At the end, you'll be invited to join Money Skills for Therapists and get Linzy's support in getting your finances finally working for you. Click here to find a masterclass time that works for you!

https://moneynutsandbolts.com/masterclass-signup-p/

David Frank has a lot of free resources & webinars on his website, like his training “Retirement Plans Fundamentals for Private Practice Owners”, or his “Finance Quick Start Guide for Therapists”. Check those out here.

You can also find David on LinkedIn: https://www.linkedin.com/in/davidwfrank/

Mentioned in this episode:

Want to work with Linzy?

176: Rethinking Productivity and Success in Private Practice with Diane Webber

Tue, 01 Jul 2025 05:00:00 -0400

What does freedom really look like when you’re self-employed?

In this episode, I’m joined by our incredible course coach Diane Webber, who is a financial therapist, private practice owner, and part of the Money Skills team.

Together, we explore the highs and lows of self-employment and reflect on what it takes to build a business that actually supports your life. From midweek trips to Sam’s Club to caregiving for both parents and children, Diane shares what freedom means to her, and how creating spaciousness in your business can make room for what matters most. We also dig into the emotional complexity of building something sustainable: unlearning hustle culture, trusting that rest is productive, and embracing the discomfort of doing things differently.

Our conversation is a powerful reminder that private practice doesn’t have to follow a traditional mold. And the more you lean into what works for you, the more aligned and resilient your business can become.

For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/rethinking-productivity-and-success-in-private-practice-with-diane-webber/

To watch a video version of this, check it out on YouTube: https://youtu.be/Xn8-oF8Cv9Q

Connect with Diane Webber

To listen to our previous conversation, check out episode 97, Compassionate Approaches to Finances with Diane Webber.

You can learn more about Diane’s work on her website. You can also find her in the Money Skills courses. She will be delighted to coach you there.

Mentioned in this episode:

Want to work with Linzy?

175: Doing It Scared: Choosing Growth Over Perfection with Jelisha Gatling

Tue, 24 Jun 2025 05:00:00 -0400

In this episode…

What does it really mean to be free in your business, and in your life?

In this episode, I talk with Jelisha Gatling, therapist and business coach, about the bold and brave steps she took to create the life she truly wanted. From leaving a group practice and starting over in private practice to moving abroad and unlearning the hustle culture she grew up in, Jelisha shares how she has found clarity in what freedom actually meant for her, and how she built a business to support it.

Jelisha and I talk about how therapists can shift from seeking stability to designing a life of simplicity, alignment, and joy. Jelisha’s story is a reminder that living the life you want often means letting go of perfectionism, questioning your assumptions, and allowing yourself to do it scared.

If you’ve ever felt stuck in cycles of overworking or “waiting until you're ready,” this conversation will inspire you to take action—before you feel 100% prepared.

For a full transcript of the episode and much more, check out the blog post on our website!

To watch a video version of this, check it out on YouTube: https://youtu.be/L6zZ0zrkf6c

Mentioned in this episode:

Want to work with Linzy?

174: How to Plan for Your Future Self with James Alexander

Tue, 17 Jun 2025 05:00:00 -0400

What does it really mean to play your own financial game?

In today’s episode, I’m joined by James Alexander, a certified financial planner who brings both heart and math to the world of money. James and I explore the importance of defining your personal version of financial success, and we discuss why comparing yourself to others can pull you away from what actually matters to you.

We talk about how to start with your values and vision, and then build a plan to back into those dreams using both emotional awareness and clear financial strategy. James shares a practical framework for allocating your income (his 20/60/20 rule), and we also talk about the emotional weight of debt, managing motivation, and teaching kids how to understand and use money.

This episode is for you if you’ve ever felt behind, overwhelmed, or unsure where to even begin with planning your financial future. This conversation offers both practical advice and deep mindset shifts to help you move forward on your own terms.

For a full transcript of the episode and much more, check out the blog post on our website!

To watch a video version of this, check it out on YouTube: https://youtu.be/3jdtKN3rwFA

Connect with James Alexander

Check out the website: https://edgefa.com/

Learn more: https://www.yourretirementaccelerator.com/

On LinkedIn: https://www.linkedin.com/in/james-alexander-edge/

On Facebook: https://www.facebook.com/profile.php?id=100057031287127

Want to work with Linzy?

Check out the FREE masterclass, The 4 Step Framework to Getting Your Business Finances Totally in Order, where you'll learn the framework that has helped hundreds of therapists go from money confusion and shame to calm and confidence, as well as the three biggest financial mistakes that therapists make. At the end, you'll be invited to join Money Skills for Therapists and get Linzy's support in getting your finances finally working for you. Click here to find a masterclass time that works for you!

https://moneynutsandbolts.com/masterclass-signup-p/

Mentioned in this episode:

Want to work with Linzy?

173: Owning Your Power in a Shifting Therapy Landscape with Matt Cohen

Tue, 10 Jun 2025 05:00:00 -0400

How do we protect the future of our profession in a rapidly evolving mental health landscape?

In today’s episode, I sit down with Matt Cohen, founder of PlaySpace Health, who brings a unique perspective from the world of business and innovation into the therapy room. Matt shares how his company is helping therapists reimagine engagement with young and neurodivergent clients, both virtually and in person, and what it means to build tools that truly serve therapists’ needs. But our conversation doesn’t stop there.

Together, Matt and I explore the rise of venture capital in the mental health space and why therapists often get caught in the middle of business models that weren’t built with us in mind. We talk about the undervaluing of therapists’ work, the structural challenges baked into the system, and how we can step into our power as professionals, both individually and collectively.

If you’ve ever felt the tension between your clinical values and the way therapy is being shaped by outside forces, this episode will leave you thinking about what’s possible when we choose to be term-setters instead of term-takers.

For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=18295

To watch a video version of this, check it out on YouTube: https://youtu.be/mZ_WnolYCP4

Connect with Matt Cohen

Instagram - https://www.instagram.com/playspace.health/

LinkedIn - https://www.linkedin.com/company/playspacehealth/posts/?feedView=all

Facebook - https://www.facebook.com/playspace.health

Mentioned in this episode:

Want to work with Linzy?

172FF: Building Systems That Support You and Your Brain: Linzy Answers Listener Questions

Tue, 03 Jun 2025 05:00:00 -0400

Are you caught in the loop of thinking you need to learn just a little more before you take action — or feeling totally stuck when it comes to choosing the right tools for your practice?

In this full-length Feelings and Finances episode, I’m answering two powerful questions from therapists working through real-life challenges. Edgar, a Money Skills for Therapists grad, shares their story of moving from insurance to a successful cash-pay practice — and now wondering how to balance learning with doing, and how to stay grounded while being a self-advocate as a queer therapist of color. Rachel, who’s new to private practice, opens up about the overwhelm of deciding which services are worth paying for — from billing support to HIPAA-compliant email tools — all while managing ADHD and a full client load.

I dig into how to figure out the real emotional cost of certain business tasks, how to recognize when it’s time to stop gathering information and start taking action, and how to make spending choices that truly fit your brain and your values. If you’re wrestling with questions around growth, capacity, and trusting yourself in business, this episode is for you.

For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=18099

To watch a video version of this, check it out on YouTube: https://youtu.be/eQS6WN_JcBM

Have a question for Linzy?

You can easily submit your question directly to Linzy’s SpeakPipe inbox.

Just click the “Start recording” button, allow the use of the microphone if needed and press “Stop” when you’re done. Fill in your name (yes, you can use an alias) and your email address. It will take you less than 2 minutes, promise!

Want to feel calm and in control of your finances? Connect with us!

Subscribe to our YouTube channel: https://www.youtube.com/@moneynutsandbolts

Listen to the Money Skills for Therapists Podcast on your favourite app: https://moneynutsandbolts.com/podcast/

Follow Linzy on LinkedIn: https://www.linkedin.com/in/linzybonham/

Mentioned in this episode:

Want to work with Linzy?

171: Essential Steps to Scale Your Practice with Nicole McCance

Tue, 27 May 2025 05:00:00 -0400

Are you building a group practice but feeling stuck in the weeds of day-to-day operations?

In this episode, I sit down with returning guest Nicole McCance to walk through her five-step framework for scaling a group practice—from solo practitioner to a thriving business that runs without you. Nicole shares the foundational systems she used to grow her practice to 55 clinicians and multiple seven figures while parenting toddler twins, and she makes a strong case for why systematizing must come before hiring.

We explore how to shift out of the mindset that only you can do it all, why hiring an admin is an investment—not an expense—and how to ensure your marketing actually converts leads into long-term clients. Nicole also shares her tips for running effective consult calls, including how to shift your thinking about “sales” as a therapist, and how thoughtful follow-up is the key to retention.

If you're tired of being the Chief Question Answerer in your practice, tune in to learn how to build a business that supports your clients, your team, and you.

For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=17943

To watch a video version of this, check it out on YouTube: https://youtu.be/9A917R_hBPc

Check out Linzy’s previous episode with Nicole:

80: Help More People and Increase Profit with Nicole McCance https://moneynutsandbolts.com/help-more-people-and-increase-profit-with-nicole-mccance/

Mentioned in this episode:

Want to work with Linzy?

170: Healing Financial Trauma with Ed Coambs

Tue, 20 May 2025 05:00:00 -0400

What does it really take to talk about money with your partner—without shutting down, spiraling, or avoiding the conversation altogether?

In this episode, I sit down with Ed Coambs, a financial therapist and former firefighter who brings a unique blend of skills to the world of financial planning and couples therapy. We dive deep into the concept of financial intimacy—what it is, why it’s so hard to cultivate, and how your upbringing, attachment style, and even sibling roles can shape your relationship with money and the people you love.

Ed and I unpack why so many therapists struggle with financial shame and fear, even when we “know better,” and explore how integrating therapeutic insight with practical money systems can transform not just your finances, but your whole relational life.

If you’ve ever felt stuck around money in your intimate relationships or wanted a clearer path to building financial confidence without abandoning your values, this episode is for you.

For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=17934

To watch a video version of this, check it out on YouTube: https://youtu.be/yl0Unhi9E-c

Connect with Ed Coambs

Learn more at HealthyLoveandMoney.com, or tune in to the Healthy Love & Money podcast.

Take our Attachment Style Quiz Related to Money - https://www.healthyloveandmoney.com/attachment-style-quiz

Mentioned in this episode:

Want to work with Linzy?

169: The Truth About Mental Health Tech Companies with Megan Cornish

Tue, 13 May 2025 05:00:00 -0400

How can you protect your practice in a mental health tech landscape that doesn’t always have your best interests at heart? In this episode, I’m joined by Megan Cornish, a social worker turned writer, for a powerful conversation about the realities therapists face when working with large mental health platforms.

Megan shares her own journey out of community mental health and into writing, and together we dig into how these platforms can undervalue clinicians while prioritizing profit. We talk about the venture capital model and the ways it can exploit therapists—and just as importantly, what you can do to protect yourself. Megan offers thoughtful, practical strategies to help therapists stay grounded and strategic in a shifting industry.

If you’ve felt uneasy about the rise of mental health tech or unsure how to navigate it while staying true to your values, this episode will help you feel more informed and empowered.

For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=17821

To watch a video version of this, check it out on YouTube: https://youtu.be/h27aRIqBiy0

Connect with Megan Cornish

Find Megan on LinkedIn: https://www.linkedin.com/in/megan-cornish/

Join the Facebook Group, The Fit Check for Therapists https://www.facebook.com/groups/1931610747282163/

Want to work with Linzy?

Interested in learning more about Money Skills for Group Practice Owners? Click here to join the waitlist. https://moneynutsandbolts.com/msgpo-waitlist-2/

Are you enjoying the podcast? Please help us by giving us a 5 star review. It makes a huge difference. To easily leave a review on your favorite app, follow this link: https://lovethepodcast.com/678c207559775ba176be52bf

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168: Finding the Right VA for Your Practice with Jessica Beagan

Tue, 06 May 2025 05:00:00 -0400

Are you drowning in admin tasks and unsure how to get the help you need?

In this week’s episode, I’m joined by Jessica Beagan, a virtual assistant who specializes in supporting therapists. Jess brings her perspective from the other side of the VA relationship to help us understand what support can look like, how to delegate effectively, and how to build trust with a VA even if you’ve never delegated before.

We talk about the real emotional roadblocks to delegating, how to get started even if your budget is tight, and how the right help can free up your time, energy, and creativity. Jess also walks through common tasks therapists can delegate and how to build trust with your VA so they become a valuable part of your business.

If you’ve ever felt like you’re doing too much or unsure how to start outsourcing, this conversation will help you take the first step. Tune in to learn how to find the right kind of help and make your private practice feel a little lighter.

For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=17690

To watch a video version of this, check it out on YouTube: https://youtu.be/DzTcP83DBsk

Connect with Jessica Beagan

Website: www.virtuallywithjess.com

Instagram: www.instagram.com/virtuallywithjess/

Facebook: www.facebook.com/virtuallywithjess/

LinkedIn: www.linkedin.com/company/virtual-assistant-for-therapists-and-coaches/

Mentioned in this episode:

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167: The Risks and Rewards of Angel Investing with Marcia Dawood

Tue, 29 Apr 2025 05:00:00 -0400

Have you ever wondered if there’s a way to use your money to make real, tangible change in the world? In this episode, I sit down with angel investor and author Marcia Dawood to explore the risks and rewards of angel investing. We look at what it is and how it’s becoming more accessible to everyday people like you and me.

Marcia shares about how angel investing works, what makes it different from traditional investing, and how it can be a powerful way to invest in your values. Marcia shares her own journey into the finance world and offers practical insight into how more women and marginalized folks can step into the investing space to reshape which businesses get funded.

Whether you're looking to support exciting mental health innovations, fund a local business, or just want to better understand how your money can fuel impact, this conversation will open up a whole new way of thinking about investing.

For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=17644

To watch a video version of this, check it out on YouTube: https://youtu.be/y0GvCuPmFX0

Connect with Marcia Dawood

Check out Marcia’s website: www.marciadawood.com

Find Marcia on LinkedIn: https://www.linkedin.com/in/marciadawood/

On Facebook: https://www.facebook.com/marcia.dawood

On Instagram: https://www.instagram.com/marciadawood/

On YouTube: https://www.youtube.com/@theangelnextdoorpodcast

On TikTok: https://www.tiktok.com/@marciadawood

Want to work with Linzy?

Check out the FREE masterclass, The 4 Step Framework to Getting Your Business Finances Totally in Order, where you'll learn the framework that has helped hundreds of therapists go from money confusion and shame to calm and confidence, as well as the three biggest financial mistakes that therapists make. At the end, you'll be invited to join Money Skills for Therapists and get Linzy's support in getting your finances finally working for you. Click here to find a masterclass time that works for you!

https://moneynutsandbolts.com/masterclass-signup-p/

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166: Why Profit is Essential for Business Success with Mike Michalowicz

Tue, 22 Apr 2025 05:00:00 -0400

Are you ready to take control of your finances and build a business that works for you? In today’s episode, I’m thrilled to have Mike Michalowicz, creator of Profit First, joining me on the podcast. We dive deep into the key misconceptions about Profit First, especially in the therapy space, and we explore how understanding profit differently can make a huge impact on your business and well-being.

Mike and I discuss how the Profit First system isn’t just about making money—it’s about creating sustainability and reducing financial stress in your business. Mike shares why profit is essential for therapists and other helpers, and how a lack of profit can actually hinder your ability to serve clients. We also talk about the power of setting up your business in a way that supports you emotionally, not just financially, and the changes he’s seen in the small business landscape over the years.

If you’ve ever felt overwhelmed by your finances or unsure about the right way to approach profitability, this episode is packed with practical advice and shifts in perspective that will help you move forward with clarity.

Tune in to hear how you can apply the Profit First principles in your own practice and start creating the financial foundation that allows you to thrive.

For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=17616

To watch a video version of this, check it out on YouTube: https://youtu.be/FjaiWDKcFl0

Connect with Mike Michalowicz

On Facebook: https://www.facebook.com/MikeMichalowiczFanPage/

On Instagram: https://www.instagram.com/mikemichalowicz/

On LinkedIn: https://www.linkedin.com/in/mikemichalowicz/

On YouTube: https://www.youtube.com/c/mikemichalowiczofficial

Tik Tok: Mike Michalowicz

https://dontwritethatbookpodcast.com/

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165FF: Balancing Private Pay and Insurance to Create a Sustainable Practice

Fri, 28 Mar 2025 05:00:00 -0400

Are you unsure how to balance insurance with private pay in your private practice? In today’s Feelings and Finances episode, Linzy answers a question from Katie, who is exploring how to make insurance work for her while avoiding overworking herself in private practice. Katie is seeking clarity on whether it’s possible to take insurance and still build a financially sustainable practice without overloading her schedule.

Linzy dives into how you can reverse-engineer your financial needs and create a plan for your practice that strikes the right balance. Through practical strategies and real-world examples, Linzy shares how you can calculate the number of insurance and private pay clients needed to hit your income goals. She also talks about the flexibility private practice allows to blend both types of clients, ensuring accessibility while avoiding burnout.

If you’re navigating the tension between insurance and private pay, this episode offers valuable insights into how to manage both while maintaining balance and achieving your financial goals.

For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=17453

To watch a video version of this, check it out on YouTube: https://youtu.be/a75W8uPF-u0

Have a question for Linzy?

You can easily submit your question directly to Linzy’s SpeakPipe inbox.

Want to feel calm and in control of your finances? Connect with us!

Subscribe to our YouTube channel: https://www.youtube.com/@moneynutsandbolts

Listen to the Money Skills for Therapists Podcast on your favourite app: https://moneynutsandbolts.com/podcast/

Follow Linzy on LinkedIn: https://www.linkedin.com/in/linzybonham/

164: Healing Your Relationship with Money with Bari Tessler

Tue, 25 Mar 2025 05:00:00 -0400

How do you heal your relationship with money and shift your mindset around finances? In today’s episode, Linzy sits down with Bari Tessler, a financial therapist and the author of The Art of Money, to explore the emotional and somatic aspects of financial healing. Bari shares her decades of experience working with clients to shift their money stories and provides actionable insights on how to approach money with clarity, presence, and compassion.

Bari discusses the importance of identifying and understanding our money stories—those deeply ingrained patterns and beliefs we carry from childhood and beyond—and how they shape our financial behaviors. She introduces somatic tools that can help us regulate our emotions around money and create a healthier, more conscious relationship with our finances. Linzy and Bari also discuss why it’s crucial to incorporate both emotional healing and practical financial skills to build a balanced, sustainable financial life.

If you're ready to reframe your relationship with money and learn practical steps to heal your money story, this episode is for you. Tune in to hear Bari’s expert guidance on navigating the complexities of money with a compassionate, embodied approach.

For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=17429

To watch a video version of this, check it out on YouTube: https://youtu.be/0iEi3L073MM

Get Bari’s Free Money Mocha Email Course HERE

Over the course of seven days, you’ll see short, easy-to-read introductions about…

Useful somatic tools to help you navigate challenging money emotions (think shame, anxiety and overwhelm).
Practical steps (aka: ritualized money dates) you can start right now to change the way you interact with money on a daily basis.
Creative exercises to help you build a more confident and empowered relationship with money.
A new way to track your numbers where your deep values get infused into what used to be dry, boring number crunching.

Whether you’re tentatively wading into these new waters or wholeheartedly diving in, all of you is welcome there, nervous jitters and all.

Mentioned in this episode:

Want to work with Linzy?

163FF: How to Set Up Financial Safeguards as a Therapist in Private Practice

Fri, 21 Mar 2025 05:00:00 -0400

What financial protections do you need when you own your own private practice? In today’s Feelings and Finances episode, Linzy answers a question from Katie, a therapist transitioning to full-time private practice. Katie is wondering whether she should focus on building an emergency savings fund or invest in disability insurance, especially since she’s the provider in her family.

Linzy discusses the importance of understanding your personal financial situation and making thoughtful decisions about insurance and savings. She highlights the value of disability insurance and life insurance as essential safeguards, especially when you’re the primary income earner. Linzy also shares her own experience with insurance and offers advice on how to balance building a savings cushion with purchasing insurance to ensure your financial stability.

If you’re a therapist trying to figure out how to protect yourself financially while running your practice, this episode offers essential tips for managing risk and building stability. You’ll leave with a clearer understanding of how to create a plan that ensures your practice remains sustainable and your financial future secure.

For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=17412

To watch a video version of this, check it out on YouTube: https://youtu.be/doEkcf9iEDY

Have a question for Linzy?

You can easily submit your question directly to Linzy’s SpeakPipe inbox.

Want to feel calm and in control of your finances? Connect with us!

Subscribe to our YouTube channel: https://www.youtube.com/@moneynutsandbolts

Listen to the Money Skills for Therapists Podcast on your favourite app: https://moneynutsandbolts.com/podcast/

Follow Linzy on LinkedIn: https://www.linkedin.com/in/linzybonham/

162: Redefining Self-Care in Private Practice with Karen Dyck & Melissa Tiessen

Tue, 18 Mar 2025 05:00:00 -0400

Do you struggle to prioritize your own self-care in the face of your clients’ needs? In today’s coaching episode, Linzy talks with Melissa Tiessen and Karen Dyck, co-founders of Intentional Therapist, about the importance of self-compassion for therapists and how it intersects with money and practice sustainability.

Melissa and Karen discuss the risks of neglecting self-care, particularly for therapists who are often inclined to put others first. They introduce the Four Cs framework, which provides a comprehensive approach to caring for yourself while also nurturing the quality of care you offer your clients. With insights on setting boundaries, building connection, and fostering creativity, this episode provides invaluable tools for therapists who want to create a sustainable practice without sacrificing their personal well-being.

If you’ve ever found yourself burnt out or stretched too thin, this episode is for you. Tune in to learn how self-compassion can lead to a healthier, more balanced practice and life, helping you show up as your best self for your clients—and for yourself.

For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=17392

To watch a video version of this, check it out on YouTube: https://youtu.be/7EfZYc41s7M

Connect with Dr. Karen Dyck and Dr. Melissa Tiessen

Check out our website: https://www.intentionaltherapist.ca/

Connect with Melissa on LinkedIn: https://ca.linkedin.com/in/drmelissatiessen

Want to work with Linzy?

Check out the FREE masterclass, The 4 Step Framework to Getting Your Business Finances Totally in Order, where you'll learn the framework that has helped hundreds of therapists go from money confusion and shame to calm and confidence, as well as the three biggest financial mistakes that therapists make. At the end, you'll be invited to join Money Skills for Therapists and get Linzy's support in getting your finances finally working for you. Click here to find a masterclass time that works for you!

Mentioned in this episode:

Want to work with Linzy?

161FF: Overcoming Cash Flow Anxiety in Group Practices

Fri, 14 Mar 2025 05:00:00 -0400

Are you intimidated by the numbers in your cash flow spreadsheet? In this Feelings and Finances episode, Linzy answers Allison's question about managing cash flow as a group practice owner. With a focus on moving beyond the fears around spreadsheets, Linzy discusses the tools and mindset shifts needed to develop mastery over your clinic’s financial flow.

Linzy walks through the key components of a working cash flow system, including a simple weekly metrics tool that helps you keep track of money coming in and out, as well as clinician performance and marketing metrics. She explains how developing a light-touch relationship with these numbers, through consistent weekly check-ins, creates familiarity and confidence in your finances. Linzy also emphasizes the importance of curiosity and presence with your numbers, and how this mindset allows you to identify issues early and make informed decisions.

If you’re ready to stop fearing your cash flow spreadsheet and start confidently navigating your practice’s finances, this episode offers essential insights.

For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=17313

To watch a video version of this, check it out on YouTube: https://youtu.be/7vM-N2Vu7SU

Have a question for Linzy?

You can easily submit your question directly to Linzy’s SpeakPipe inbox.

Want to feel calm and in control of your finances? Connect with us!

Subscribe to our YouTube channel: https://www.youtube.com/@moneynutsandbolts

Listen to the Money Skills for Therapists Podcast on your favourite app: https://moneynutsandbolts.com/podcast/

Follow Linzy on LinkedIn: https://www.linkedin.com/in/linzybonham/

Want to work with Linzy?

Check out the FREE masterclass, The 4 Step Framework to Getting Your Business Finances Totally in Order, where you'll learn the framework that has helped hundreds of therapists go from money confusion and shame to calm and confidence, as well as the three biggest financial mistakes that therapists make. At the end, you'll be invited to join Money Skills for Therapists and get Linzy's support in getting your finances finally working for you. Click here to find a masterclass time that works for you!

160: How to Tackle Student Loan Debt with Connor Pierce

Tue, 11 Mar 2025 05:00:00 -0400

Are you overwhelmed by student loan debt and unsure about your options? In this episode, Linzy is joined by expert Connor Pierce from Student Loan Planner to explore the ins and outs of student loans and how to effectively navigate loan forgiveness programs.

Connor explains why student loans are unique compared to other types of debt and why the typical approach to debt repayment doesn’t always apply. Connor and Linzy discuss the various forgiveness programs available, including the critical steps needed to ensure that you’re on the right track and can maximize your potential for loan forgiveness. Connor also shares the tax implications that could surprise many borrowers who get their loans forgiven—knowledge that could save you thousands down the road.

This episode is packed with important insights for anyone with student loans, especially therapists and health practitioners who may feel stuck or uncertain about their financial future. Tune in to learn how to clarify your student loan situation, optimize your forgiveness potential, and start making smarter financial decisions today.

For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=17321

To watch a video version of this, check it out on YouTube: https://youtu.be/grYb_rueqTM

Connect with Connor and Student Loan Planner

Got student loans but have no idea what to do with them? Our friends over at Student Loan Planner are the experts in all things student loans. They have consulted on over $4.3 billion in student debt, and found $1.4 billion in projected student loan savings for the professionals they have worked with.

A LOT will be changing with a Trump Administration when it comes to student loans, so if you are looking to meet with an expert on how you can potentially save thousands on your student loan repayment, book a 1:1 consult using our referral link and get $100 off! https://www.studentloanplanner.com/moneynutsandbolts

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159FF: Overcoming the Fear of Discussing Money with Clients

Fri, 07 Mar 2025 05:00:00 -0400

Are you struggling to communicate your private pay rate to clients with confidence? In this Feelings and Finances episode, Linzy answers Annette’s question about how to share her new private pay rate without feeling guilty or awkward. Annette has been working hard to build her practice but still finds it difficult to comfortably state her fees.

Linzy provides actionable advice for managing this common challenge. She explains how to present your fee as a simple fact, not something to apologize for or negotiate. Linzy also dives into the emotional side of money conversations, exploring how to address fears of rejection and the discomfort of charging what you're worth. She encourages Annette—and all therapists—to focus on their value and to create the financial structure that supports their well-being and career growth.

If you’ve ever felt nervous or uncertain about raising your rates, this episode will give you the tools to manage your emotions and approach these conversations with clarity and confidence.

For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=17240

To watch a video version of this, check it out on YouTube: https://youtu.be/R2Nnk9_1_bw

Have a question for Linzy?

You can easily submit your question directly to Linzy’s SpeakPipe inbox.

Want to feel calm and in control of your finances? Connect with us!

Subscribe to our YouTube channel: https://www.youtube.com/@moneynutsandbolts

Listen to the Money Skills for Therapists Podcast on your favourite app: https://moneynutsandbolts.com/podcast/

Follow Linzy on LinkedIn: https://www.linkedin.com/in/linzybonham/

Want to work with Linzy?

Check out the FREE masterclass, The 4 Step Framework to Getting Your Business Finances Totally in Order, where you'll learn the framework that has helped hundreds of therapists go from money confusion and shame to calm and confidence, as well as the three biggest financial mistakes that therapists make. At the end, you'll be invited to join Money Skills for Therapists and get Linzy's support in getting your finances finally working for you. Click here to find a masterclass time that works for you!

Get the Free Guide: How to Stop Feeling Overworked & Underpaid in Your Group Practice

Mentioned in this episode:

Start Feeling Calm and Confident About Your Group Practice Finances

Feeling overworked and underpaid in your group practice? You’re not alone. Running a group practice can feel like carrying the weight of everyone’s paychecks — including your own — and wondering if it’s all really worth it. That’s why I created a free guide called “How to Stop Feeling Overworked and Underpaid in Your Group Practice.” Inside, I’ll walk you through the four keys to becoming the confident financial leader your practice needs — so you can start feeling calm and in control of your money again. This guide is the first step toward the same kind of financial clarity and confidence I teach inside my deeper program, Money Skills for Group Practice Owners. 🙌 Download your free copy today — and let’s start building a group practice that supports you, not just everyone else.

158: Building Confidence to Leave Your Job for Private Practice Coaching Session

Tue, 04 Mar 2025 05:00:00 -0400

How do you plan for a successful transition from a full-time job to private practice? In today’s coaching session, Linzy helps Christine, a therapist who is working full-time and running a private practice on the side, navigate the complex decision of leaving her full-time job to grow her private practice.

Linzy and Christine dive into the practical numbers and logistics of transitioning to private practice full-time, examining how to calculate income needs, handle taxes, and build financial stability. They also explore the emotional challenges that arise when making big shifts, particularly the fear of trusting ourselves and the pressure to accumulate savings and security.

Christine opens up about her inner doubts and fears around self-trust, and Linzy offers practical tools to help shift those limiting beliefs. This episode will give you a behind-the-scenes look at the mindset shifts required to make a leap to full-time private practice and how to balance the security of a full-time job with the desire to grow your business.

Tune in for actionable advice and reflections on making big transitions in your business, all while staying grounded and confident in your decision.

For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=17234

To watch a video version of this, check it out on YouTube: https://youtu.be/zwyFSwm6UfI

Want to work with Linzy?

Check out the FREE masterclass, The 4 Step Framework to Getting Your Business Finances Totally in Order, where you'll learn the framework that has helped hundreds of therapists go from money confusion and shame to calm and confidence, as well as the three biggest financial mistakes that therapists make. At the end, you'll be invited to join Money Skills for Therapists and get Linzy's support in getting your finances finally working for you. Click here to find a masterclass time that works for you!

Mentioned in this episode:

Want to work with Linzy?

157FF: Navigating Taxes and Ethics in Your Private Practice

Fri, 28 Feb 2025 05:00:00 -0400

How do you stay aligned with your values when your taxes fund things you don’t believe in? In this Feelings and Finances episode, Linzy responds to a question from Lessey, a therapist grappling with the ethical dilemma of paying taxes that support government practices and systems she finds morally troubling. Lessey is exploring whether it’s possible to feel at peace with paying taxes in a system that doesn't align with her values, and whether there’s anything she can do about it.

Linzy offers a thoughtful exploration of the complexities of taxes and the ethical considerations that come with them. She acknowledges that taxes often go toward programs and initiatives that we may not support, but she emphasizes that the system is multifaceted—our tax dollars also fund schools, roads, and other public programs that are beneficial to society.

Linzy encourages Lessey to focus on how to use her sphere of influence to advocate for causes that align with her values and to consider using her personal finances to support the things she believes in. She also suggests finding ways to feel empowered within the tax system, like making charitable donations and utilizing tax-saving strategies.

Tune in for a discussion exploring how we can ethically and emotionally navigate the tension between our financial responsibilities and personal values.

For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=17106

To watch a video version of this, check it out on YouTube: https://youtu.be/aoQ61bHrU2g

Have a question for Linzy?

You can easily submit your question directly to Linzy’s SpeakPipe inbox.

Want to feel calm and in control of your finances? Connect with us!

Subscribe to our YouTube channel: https://www.youtube.com/@moneynutsandbolts

Listen to the Money Skills for Therapists Podcast on your favourite app: https://moneynutsandbolts.com/podcast/

Follow Linzy on LinkedIn: https://www.linkedin.com/in/linzybonham/

Want to work with Linzy?

Check out the FREE masterclass, The 4 Step Framework to Getting Your Business Finances Totally in Order, where you'll learn the framework that has helped hundreds of therapists go from money confusion and shame to calm and confidence, as well as the three biggest financial mistakes that therapists make. At the end, you'll be invited to join Money Skills for Therapists and get Linzy's support in getting your finances finally working for you. Click here to find a masterclass time that works for you!

Download Amber’s Free "Shiny Object or Smart Move?" Assessment

Mentioned in this episode:

Want to work with Linzy?

156: Managing Money as a Neurodivergent Business Owner with Amber Hawley

Tue, 25 Feb 2025 05:00:00 -0400

Are you ready to grow your practice but struggling with how to do so without burning out?

In this episode, Linzy sits down with Amber Hawley, a therapist and business coach who specializes in helping therapists scale their practices without compromising their mental health. Amber opens up about her own experience growing a private practice and shares her best strategies for managing both business and personal well-being. Together, Amber and Linzy explore how to avoid burnout, tackle overwhelm, and ensure that your growth plans align with your personal values.

Amber breaks down the practical steps therapists can take to build systems in their practice that foster sustainability. She discusses the importance of boundaries, delegation, and recognizing when to invest in support to keep your practice running smoothly. Additionally, Amber and Linzy explore the mindset shifts necessary for charging what you're worth and setting financial goals that actually align with your desired lifestyle.

If you want to grow your practice in a way that supports both your financial goals and personal happiness, this episode is packed with practical advice to help you achieve both.

For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=17116

To watch a video version of this, check it out on YouTube: https://youtu.be/BfHbeTIyIbc

Connect with Amber Hawley

This 2-page guide helps you quickly distinguish between true opportunities and those shiny distractions that keep you stuck in the "always starting, never finishing" cycle.

Stop second-guessing your decisions. Get the simple assessment that helps you:

Cut through the excitement and see the real potential
Make confident decisions about where to invest your energy
Finally know when to say "not now" to tempting opportunities

Want to work with Linzy?

Check out the FREE masterclass, The 4 Step Framework to Getting Your Business Finances Totally in Order, where you'll learn the framework that has helped hundreds of therapists go from money confusion and shame to calm and confidence, as well as the three biggest financial mistakes that therapists make. At the end, you'll be invited to join Money Skills for Therapists and get Linzy's support in getting your finances finally working for you. Click here to find a masterclass time that works for you!

Mentioned in this episode:

Want to work with Linzy?

155FF: Making Better Decisions About Professional Development

Fri, 21 Feb 2025 05:00:00 -0400

How can you make sure that the professional development courses you’re choosing actually align with your bigger goals? In this Feelings and Finances episode, Linzy answers a question from Stef, a current Money Skills for Therapists student, who is struggling to navigate the flood of course offerings that all seem exciting but might not be the best use of her time or money. Stef shares how she’s been struggling with whether each course is a strategic investment or just another shiny opportunity.

Linzy explores how to step back and assess if a course truly aligns with your niche, practice goals, and current life situation. She explains how to identify when FOMO or urgency is influencing your decisions and how to use those feelings to pause and reflect instead of acting impulsively. Linzy also encourages listeners to create simple rules around course purchases—like taking a few days to decide—so that they can make choices from a place of clarity and not pressure.

If you’re tired of falling for every new training opportunity that comes your way, this episode will give you the tools to slow down, make grounded decisions, and invest in professional development that supports your long-term goals.

For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=16980

To watch a video version of this, check it out on YouTube: https://youtu.be/29pSazjywY0

Have a question for Linzy?

You can easily submit your question directly to Linzy’s SpeakPipe inbox.

Want to feel calm and in control of your finances? Connect with us!

Subscribe to our YouTube channel: https://www.youtube.com/@moneynutsandbolts

Listen to the Money Skills for Therapists Podcast on your favourite app: https://moneynutsandbolts.com/podcast/

Follow Linzy on LinkedIn: https://www.linkedin.com/in/linzybonham/

Want to work with Linzy?

Check out the FREE masterclass, The 4 Step Framework to Getting Your Business Finances Totally in Order, where you'll learn the framework that has helped hundreds of therapists go from money confusion and shame to calm and confidence, as well as the three biggest financial mistakes that therapists make. At the end, you'll be invited to join Money Skills for Therapists and get Linzy's support in getting your finances finally working for you. Click here to find a masterclass time that works for you!

Mentioned in this episode:

Want to work with Linzy?

154: Why We Overspend and How to Stop with Robin Valadares

Tue, 18 Feb 2025 05:00:00 -0400

Do you ever find yourself making financial decisions that don’t really make sense—but you keep making them anyway? Maybe it’s impulse spending, avoiding your budget, or putting off big financial decisions. In today’s episode, Linzy sits down with Robin Valadares, physiotherapist and personal finance educator, to unpack some of the biggest barriers that stop health practitioners from managing their personal finances.

Robin shares insights into the mindset challenges that many therapists and healthcare professionals face when it comes to money—often shaped by their education and training to prioritize others over themselves. Together, he and Linzy discuss practical strategies to shift those patterns, including simple financial “rules” that can help you make better spending decisions, reduce regretful purchases, and start aligning your money with what truly matters to you.

If you’ve ever struggled with overspending or felt stuck in taking control of your personal finances, this episode is full of actionable advice to help you build better money habits. Tune in to learn how to take small but meaningful steps toward financial confidence and fulfillment.

For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=16960

To watch a video version of this, check it out on YouTube: https://youtu.be/s4s9LXRfiSk

Connect with Robin Valadares

Robin’s website: www.financiallyfulfilledphysio.com

Free Most Influential Books Booklist: https://financiallyfulfilledphysio.kit.com/booklist

Get Robin’s favourite book list. These 16 books completely changed his life. This list showcases classic and modern reads on personal psychology, finance, growth, how to negotiate and the importance of your health.

Free Recession Survival Guide: https://financiallyfulfilledphysio.kit.com/recessionguide

A short and informative guide on what a recession is and the steps Robin has taken to make himself and his portfolio recession proof.

Free Spreadsheet/Budget: https://financiallyfulfilledphysio.kit.com/freeresource

Grab the Free Spreadsheets Robin uses to track his financial goals If you can’t track it how can you measure it? If you can’t measure it, how can you improve it?

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153FF: Facing Fear and Building Confidence in Your Private Practice

Fri, 14 Feb 2025 05:00:00 -0400

Are you transitioning to a private pay model and feeling overwhelmed by the financial side of things?

In today’s Feelings and Finances episode, Linzy addresses a question from Nick, a therapist who recently made the switch from an insurance-based practice to private pay. Nick shares her struggles with fear and self-doubt, feeling unsure about her ability to succeed in this new model and grappling with the emotional weight of needing more clients and money.

Linzy discusses the emotional and strategic aspects of building a private pay practice, including how to navigate the fear of not being good enough, the challenge of asking for more, and how to weather the uncertainty that comes with the shift. She also shares practical tips on how to take grounded actions in marketing and client acquisition, helping Nick build her practice in a way that feels aligned with her values.

If you’re a therapist navigating similar transitions, tune in to hear Linzy’s practical insights on how to build confidence, manage negative beliefs, and grow a thriving private pay practice. This episode will help you gain clarity and the confidence to keep moving forward in both your personal and professional life.

For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=16870

To watch a video version of this, check it out on YouTube: https://youtu.be/H2hBeOrUcv8

Have a question for Linzy?

You can easily submit your question directly to Linzy’s SpeakPipe inbox.

Want to feel calm and in control of your finances? Connect with us!

Subscribe to our YouTube channel: https://www.youtube.com/@moneynutsandbolts

Listen to the Money Skills for Therapists Podcast on your favourite app: https://moneynutsandbolts.com/podcast/

Follow Linzy on LinkedIn: https://www.linkedin.com/in/linzybonham/

Want to work with Linzy?

Check out the FREE masterclass, The 4 Step Framework to Getting Your Business Finances Totally in Order, where you'll learn the framework that has helped hundreds of therapists go from money confusion and shame to calm and confidence, as well as the three biggest financial mistakes that therapists make. At the end, you'll be invited to join Money Skills for Therapists and get Linzy's support in getting your finances finally working for you. Click here to find a masterclass time that works for you!

Magic Sheets Private Practice Fee Calculator

152: Leading a Team and Managing a Group Practice with Felicia Keller Boyle

Tue, 11 Feb 2025 05:00:00 -0400

Are you a group practice owner trying to navigate the unique challenges of leadership and business growth? In today’s episode, Linzy chats with Felicia Keller Boyle about the complexities of owning and leading a group practice. Linzy and Felicia discuss how the business model for group practices is more complicated than solo practices and how group practice owners face an entirely different set of problems to solve.

Felicia shares her experience working with group practice owners who strive to balance leadership responsibilities with the desire to care for their clients and their teams. Together, Linzy and Felicia explore common struggles, such as decision-making, leadership clarity, and avoiding burnout. Felicia shares practical tips focusing on creating sustainable businesses.

If you're a group practice owner looking to better understand the leadership dynamics and financial responsibilities of growing a successful practice, this episode is for you. There’s also a lot here for solo practitioners. Tune in for insights on how to navigate the evolving challenges of practice ownership and create a thriving, impactful business.

For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=16855

To watch a video version of this, check it out on YouTube: https://youtu.be/iv08XLDK6Pk

Connect with Felicia Keller Boyle

Felicia’s Website, The Bad Therapist

Felicia’s Podcast, The Bad Therapist Show

Want to work with Linzy?

Check out the FREE masterclass, The 4 Step Framework to Getting Your Business Finances Totally in Order, where you'll learn the framework that has helped hundreds of therapists go from money confusion and shame to calm and confidence, as well as the three biggest financial mistakes that therapists make. At the end, you'll be invited to join Money Skills for Therapists and get Linzy's support in getting your finances finally working for you. Click here to find a masterclass time that works for you!

Mentioned in this episode:

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151FF: How to Achieve Financial Goals After a Career Transition

Fri, 07 Feb 2025 05:00:00 -0400

Are you transitioning from a different career into private practice and feeling overwhelmed by the financial side of things? You're not alone.

In today’s Feelings and Finances episode, Linzy addresses a question from Alice, an LCSW navigating the challenges of starting over in her therapy practice after a 20-year corporate career. Alice shares her concerns about balancing financial stability with the needs of her clients, as well as overcoming a scarcity mindset shaped by her upbringing.

Linzy discusses unique challenges that career changers face, including how to leverage prior financial success in a new business, managing a therapy practice as a single mom, and building confidence in making money while staying true to personal values.

If you’re a therapist who is wondering how to navigate the financial side of things, tune in to hear Linzy’s practical tips and insights. This episode will give you the clarity and direction you need to confidently move forward in both your personal and professional life.

For a full transcript of the episode and much more, check out the blog post on our website! To watch a video version of this, check it out on YouTube: https://youtu.be/jewuqkFInrU

Have a question for Linzy?

You can easily submit your question directly to Linzy’s SpeakPipe inbox.

Want to feel calm and in control of your finances? Connect with us!

Subscribe to our YouTube channel: https://www.youtube.com/@moneynutsandbolts

Listen to the Money Skills for Therapists Podcast on your favourite app: https://moneynutsandbolts.com/podcast/

Follow Linzy on LinkedIn: https://www.linkedin.com/in/linzybonham/

Want to work with Linzy?

Check out the FREE masterclass, The 4 Step Framework to Getting Your Business Finances Totally in Order, where you'll learn the framework that has helped hundreds of therapists go from money confusion and shame to calm and confidence, as well as the three biggest financial mistakes that therapists make. At the end, you'll be invited to join Money Skills for Therapists and get Linzy's support in getting your finances finally working for you. Click here to find a masterclass time that works for you!

https://moneynutsandbolts.com/money-skills-for-group-practice-owners-waitlist/

150: Making Strategic Moves as a Group Practice Owner - Coaching Session

Tue, 04 Feb 2025 05:00:00 -0400

How do you balance serving your community with the financial realities of running a group practice? In this coaching episode, Linzy sits down with Anastasia Canfield, owner of Creative Remedies, a multidisciplinary practice supporting neurodivergent, queer, and BIPOC clients through expressive arts therapies. Anastasia shares the challenge of staying true to her mission of serving marginalized communities while ensuring she can offer fair wages and benefits to her team.

Together, they explore how Anastasia has already diversified income streams and identify ways she can use her time as a leader to make a greater impact. Linzy offers practical strategies for stepping into the CEO role, balancing accessibility with financial sustainability, and guiding the practice toward long-term success.

If you’ve ever struggled with the tension between your values and your financial needs, this episode offers clarity and actionable steps to help you move forward.

For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=16814

To watch a video version of this, check it out on YouTube: https://youtu.be/vXcXKGnoc5w

Join the Money Skills for Group Practice Owners Waitlist

Are you tired of feeling like an overworked, stressed and underpaid group practice owner? Do you dream about becoming a confident and empowered financial leader of your group practice? If so, Money Skills for Group Practice Owners is for you!

This 6-month course (with over 40 step-by-step lessons and beautiful, comprehensive systems and tools), teaches you the financial and mindset skills to help you become the empowered and competent CFO of your group practice. By strategically setting up your finances, you can have a healthy and sustainable group practice that you love - one that serves your community and allows you and your team to thrive. Join the waitlist today!

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149FF: Dealing with Money Tensions in Your Group Practice

Fri, 31 Jan 2025 05:00:00 -0400

How do you stay grounded in your money values when your team challenges your decisions? In this Feelings and Finances episode, Linzy answers a question from group practice owner Cierra, who’s navigating the tension between her evolved money mindset and her team’s perspectives. Cierra shares her challenges around balancing her financial goals with her clinicians’ concerns, including pushback that she’s "just in it for the money."

Linzy explores how to support team members in understanding their own money stories, balancing accessibility with financial sustainability, and appreciating the realities of running a business. She also highlights the importance of staying rooted in your values and building a supportive network to help you lead with confidence.

Tune in to learn how to align your leadership with your financial goals while creating a positive, sustainable workplace.

For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=16535

To watch a video version of this, check it out on YouTube: https://youtu.be/jdAnd23j6QQ

Have a question for Linzy?

You can easily submit your question directly to Linzy’s SpeakPipe inbox.

Want to feel calm and in control of your finances? Connect with us!

Subscribe to our YouTube channel: https://www.youtube.com/@moneynutsandbolts

Listen to the Money Skills for Therapists Podcast on your favourite app: https://moneynutsandbolts.com/podcast/

Follow Linzy on LinkedIn: https://www.linkedin.com/in/linzybonham/

Want to work with Linzy?

Check out the FREE masterclass, The 4 Step Framework to Getting Your Business Finances Totally in Order, where you'll learn the framework that has helped hundreds of therapists go from money confusion and shame to calm and confidence, as well as the three biggest financial mistakes that therapists make. At the end, you'll be invited to join Money Skills for Therapists and get Linzy's support in getting your finances finally working for you. Click here to find a masterclass time that works for you!

https://moneynutsandbolts.com/resources/

148: How Technology Can Support Your Practice with Amity Cooper

Tue, 28 Jan 2025 05:00:00 -0400

How can technology make your private practice more efficient and client-focused? In this episode, Linzy talks with Amity Cooper, a mental health professional and seasoned entrepreneur, about how technology can streamline practices and enhance client care. Amity shares her insights on tools like online booking systems and AI-driven note-taking, highlighting their potential to save time and improve client experiences.

Linzy and Amity also discuss how therapists can thoughtfully embrace innovation while staying grounded in their values. Amity encourages therapists to play an active role in shaping the future of tech in mental health, ensuring it aligns with ethical standards and real-world needs.

Whether you're tech-savvy or cautious about change, this episode offers practical ideas for exploring tools that could make your practice more sustainable and impactful.

For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=16525

To watch a video version of this, check it out on YouTube: https://youtu.be/KfWurEBiVbE

Connect with Amity Cooper

You can find out more about Amity’s work on her website Clinical Career Collective HERE, as well as on Facebook and LinkedIn.

Simplify your finances today with our free resources!

Visit moneynutsandbolts.com to explore a collection of freebies designed to support private practice owners. From mini courses to guides on mindset, taxes, paychecks, and more, you'll find tools to help tackle the financial challenges of private practice.

Take the next step in mastering your money—check out the freebies on our resources tab today!

Mentioned in this episode:

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147FF: How to Set Sustainable Fees in Your Practice

Fri, 24 Jan 2025 05:00:00 -0400

Are you charging enough to sustain yourself and your practice?

In this episode of Feelings and Finances, Linzy opens up about one of the biggest mistakes she made when starting her private practice: setting an unsustainably low fee. Sharing her personal journey, Linzy explains how the pressure to transition quickly out of agency work and advice to “keep fees low” led her to set a rate that couldn’t support her financially.

Through honest reflections and real-world math, Linzy highlights the long-term consequences of undervaluing your work. She offers insights on the financial and emotional impact of setting fees too low and shares how raising her rates ultimately enabled her to build a sustainable practice.

If you’ve ever wondered whether your fees truly support your needs now and into the future, this episode is for you. Linzy provides a practical framework to help you evaluate your rates and align them with the life you want to build.

For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=16343

To watch a video version of this, check it out on YouTube: https://youtu.be/ceL8xWb-Pv0

Have a question for Linzy?

You can easily submit your question directly to Linzy’s SpeakPipe inbox.

Want to feel calm and in control of your finances? Connect with us!

Subscribe to our YouTube channel: https://www.youtube.com/@moneynutsandbolts

Listen to the Money Skills for Therapists Podcast on your favourite app: https://moneynutsandbolts.com/podcast/

Follow Linzy on LinkedIn: https://www.linkedin.com/in/linzybonham/

Want to work with Linzy?

Check out the FREE masterclass, The 4 Step Framework to Getting Your Business Finances Totally in Order, where you'll learn the framework that has helped hundreds of therapists go from money confusion and shame to calm and confidence, as well as the three biggest financial mistakes that therapists make. At the end, you'll be invited to join Money Skills for Therapists and get Linzy's support in getting your finances finally working for you. Click here to find a masterclass time that works for you!

https://moneynutsandbolts.com/masterclass-signup/

146: Escaping the Burnout Cycle in Group Practice Coaching Session

Tue, 21 Jan 2025 05:00:00 -0400

Are you wondering where all your money is going, even though your business seems to be thriving?

In this coaching session, Linzy sits down with Tracey Steger, an acupuncturist and group practice owner, to dig into the mystery behind her business finances. Despite seeing many clients a week across her team, Tracey feels like there’s nothing to show for it. Together, Linzy and Tracey take a big-picture look at her numbers to identify areas of curiosity and opportunities for small but impactful changes.

Linzy also explores the emotional side of running a business when things aren’t adding up—those moments when the "burn-it-all-down" thoughts creep in. Linzy helps Tracey reframe her perspective, showing her how close she really is to financial success and how small, intentional changes can make a significant difference.

If you’ve ever felt overwhelmed by your business finances or questioned if all your hard work is worth it, this episode is for you.

For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=16334

To watch a video version of this, check it out on YouTube: https://youtu.be/u3TvWZL-cck

Get the Free Guide Linzy Mentioned

Do you feel like you’re working harder than ever in your group practice? Do you often worry about money and feel the weight of paying not only yourself but an entire team? Are you ready to take action and become the empowered financial leader of your business?

How to Stop Feeling Overworked & Underpaid in Your Group Practice is my FREE guide that empowers group practice owners to feel calm and in control of their finances. Grab your copy here!

https://moneynutsandbolts.com/msgpo-guide-o/

Mentioned in this episode:

Want to work with Linzy?

145FF: The Real Cost of Overbooking Yourself as a Therapist

Fri, 17 Jan 2025 05:00:00 -0400

Are you stuck in a schedule that leaves you feeling drained and depleted?

In this Feelings and Finances episode, Linzy shares a deeply personal mistake from her private practice days: creating a schedule that didn’t align with her needs as a therapist or as a person. She explores the weight of overbooking, the emotional cost of evening sessions, and the importance of setting boundaries to sustain both energy and effectiveness in private practice.

Linzy reflects on how trying to accommodate clients at the expense of her own well-being led to burnout, exhaustion, and compromised therapy quality. Linzy offers practical advice for therapists caught in similar patterns, helping you make incremental changes to create a sustainable, fulfilling schedule.

Tune in to learn how you can balance your practice and personal life without sacrificing your energy or the quality of care you provide to your clients.

For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=16328

To watch a video version of this, check it out on YouTube: https://youtu.be/5b94PdgOo24

Have a question for Linzy?

You can easily submit your question directly to Linzy’s SpeakPipe inbox.

Want to feel calm and in control of your finances? Connect with us!

Subscribe to our YouTube channel: https://www.youtube.com/@moneynutsandbolts

Listen to the Money Skills for Therapists Podcast on your favourite app: https://moneynutsandbolts.com/podcast/

Follow Linzy on LinkedIn: https://www.linkedin.com/in/linzybonham/

Want to work with Linzy?

Check out the FREE masterclass, The 4 Step Framework to Getting Your Business Finances Totally in Order, where you'll learn the framework that has helped hundreds of therapists go from money confusion and shame to calm and confidence, as well as the three biggest financial mistakes that therapists make. At the end, you'll be invited to join Money Skills for Therapists and get Linzy's support in getting your finances finally working for you. Click here to find a masterclass time that works for you!

Mentioned in this episode:

Want to work with Linzy?

144: Breaking Free from Magical Money Thinking with Liane Wood

Tue, 14 Jan 2025 05:00:00 -0400

Are you making good money in your private practice, but finding there’s not much left at the end of the day?

In this episode, Linzy chats with Liane Wood, owner and CEO of Build Your Private Practice, a Canadian company that has been helping health practitioners launch, grow, and scale their private practices. Together, Linzy and Liane explore the concept of "magic money"—the magical thinking around money that many private practice owners experience.

Linzy and Liane discuss how this mindset can make money feel unreal, making it easy to overspend and leading to the disappearance of hard-earned income. Liane and Linzy examine the origins of this magical thinking, why it can feel so pervasive, and what to do if you find yourself caught in its grip.

Liane offers practical steps to pause, reflect, and rethink your relationship with money. Whether it’s deciding how to invest in your business for real returns or ensuring that your income supports your personal and family life, this episode will help you begin reshaping how you manage your money so that it truly serves you.

Tune in for actionable insights on creating a healthier financial foundation for both your practice and your personal life.

For a full transcript of the episode and much more, check out the blog post on our website! To watch a video version of this, check it out on YouTube: https://youtu.be/zXCHTvy89r0

Connect with Liane Wood

Build YourPrivate Practice’s free quiz takes about 1-2 minutes to complete and will tell you…

✓ What stage of private practice you’re in

✓ The common challenges and obstacles practitioners at your stage typically face

✓ What steps you should be taking next

✓ What priorities you should be focusing on to reach the next level of success!

Find out how to create the private practice you’ve been dreaming of! Click HERE

You can also find out more in their Facebook Group or follow the Build Your Private Practice Instagram account.

Want to work with Linzy?

Check out the FREE masterclass, The 4 Step Framework to Getting Your Business Finances Totally in Order, where you'll learn the framework that has helped hundreds of therapists go from money confusion and shame to calm and confidence, as well as the three biggest financial mistakes that therapists make. At the end, you'll be invited to join Money Skills for Therapists and get Linzy's support in getting your finances finally working for you. Click here to find a masterclass time that works for you!

Ep 58 Profit First for Therapists with Julie Herres

Mentioned in this episode:

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143FF: The Key to Avoiding Scheduling Stress in Private Practice

Fri, 10 Jan 2025 05:00:00 -0400

How can regular appointment slots improve your private practice? In this Feelings and Finances episode, the first in a mini series, Linzy reflects on a mistake she made early in her therapy career: not implementing a regular appointment system sooner. Linzy shares how, after much resistance, she discovered the benefits of setting recurring time slots for clients.

Linzy talks about how implementing a consistent schedule not only brought clarity to her practice but also improved client care, supported client attachment needs, and helped her achieve more balance in her own work-life routine. Linzy also offers advice on how to implement a system that works for your clients, including flexible options for those with irregular schedules.

If you're ready for more structure and stability in your practice, this episode will help you understand the value of regular appointment slots and how they can create lasting benefits for both you and your clients.

For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=16224

To watch a video version of this, check it out on YouTube: https://youtu.be/i_Wie9sydOU

For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=16224

Have a question for Linzy?

You can easily submit your question directly to Linzy’s SpeakPipe inbox.

Want to work with Linzy?

Check out the FREE masterclass, The 4 Step Framework to Getting Your Business Finances Totally in Order, where you'll learn the framework that has helped hundreds of therapists go from money confusion and shame to calm and confidence, as well as the three biggest financial mistakes that therapists make. At the end, you'll be invited to join Money Skills for Therapists and get Linzy's support in getting your finances finally working for you. Click here to find a masterclass time that works for you!

https://moneynutsandbolts.com/masterclass-signup/

Mentioned in this episode:

Want to work with Linzy?

142: Moving at the Speed of Cash with Julie Herres

Tue, 07 Jan 2025 05:00:00 -0400

Is it time to slow down and rethink your approach to business finances? In this episode, Linzy sits down with returning guest Julie Herres, owner of Green Oak Accounting and author of Profit First for Therapists, to explore the concept of "moving at the speed of cash." Together, they discuss the risks of taking on debt, the cultural pull of instant gratification, and how slowing down can lead to smarter, more aligned financial decisions.

Julie shares practical techniques for saving before making major investments and waiting for the right timing, and Linzy emphasizes the value of thoughtfulness in financial planning. Julie and Linzy challenge the notion that faster and bigger is always better, offering a thoughtful perspective on how slowing down and moving at the speed of cash can create a more intentional, sustainable path to success.

Join Linzy and Julie as they unpack how financial patience can help you avoid unnecessary stress and achieve what truly matters in your business and life.

For more from Julie and Linzy:

Check out the previous episodes with Julie on Money Skills for Therapists the Podcast

Ep 5 Private Practice Money Mistakes with Accountant Julie Herres

And discover the previous episodes of Linzy on Julie’s podcast - Therapy for your Money

Episode 31: Building Your Private Practice's Financial Foundation (with Linzy Bonham)

Episode 97: Perfectionism & Money (with Linzy Bonham)

Episode 107: How do you know if you're working with the right accountant for you and your practice

Episode 126: Financial Professionals 101: Practice Owner edition! (with Linzy Bonham)

For a full transcript of the episode and much more, check out the blog post on our website! To watch a video version of this, check it out on YouTube: https://youtu.be/zP6_amCATgw

Connect with Julie Herres

GreenOak Accounting is a specialized firm serving the mental health industry exclusively.

The team has worked with 1000+ private practice owners, so we know a thing or two about spending habits of successful practice owners.

Get GreenOak Accounting free KPI Tracker. It is designed specifically for therapists in private practice, helping you keep a close eye on the metrics that matter most. From revenue goals to clinician productivity, this tool takes the guesswork out of running your business so you can focus on what you do best: helping clients.

Mentioned in this episode:

Want to work with Linzy?

141FF: Managing Money During Uncertain Times

Fri, 22 Nov 2024 05:00:00 -0400

Are you feeling the weight of this uncertain time? As we navigate times that can feel scary and unstable, money can play a pivotal role in grounding us and empowering us to show up for the causes and communities that matter most.

In this final Feelings and Finances episode for season 10, Linzy explores how financial stability can nurture your well-being and enable you to make a meaningful impact. From small, symbolic steps like creating a savings buffer to harnessing your finances for advocacy and care, this episode invites you to rethink the role of money during challenging times.

Tune in and explore how money can be a source of stability and strength for you right now.

For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=16137

To watch a video version of this, check it out on YouTube: https://youtu.be/HMtt2KgqfNk

Have a question for Linzy?

You can easily submit your question directly to Linzy’s SpeakPipe inbox.

Want to feel calm and in control of your finances? Connect with us!

Subscribe to our YouTube channel: https://www.youtube.com/@moneynutsandbolts

Listen to the Money Skills for Therapists Podcast on your favourite app: https://moneynutsandbolts.com/podcast/

Follow Linzy on LinkedIn: https://www.linkedin.com/in/linzybonham/

Want to work with Linzy?

Check out the FREE masterclass, The 4 Step Framework to Getting Your Business Finances Totally in Order, where you'll learn the framework that has helped hundreds of therapists go from money confusion and shame to calm and confidence, as well as the three biggest financial mistakes that therapists make. At the end, you'll be invited to join Money Skills for Therapists and get Linzy's support in getting your finances finally working for you. Click here to find a masterclass time that works for you!

104: How Deep Work Can Enhance Your Business with David Frank

Mentioned in this episode:

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140: Balancing Debt Repayment and Real Life with David Frank

Mon, 18 Nov 2024 08:45:00 -0400

How do you balance debt repayment with the rest of your financial life? In today’s episode, certified financial planner David Frank returns to the podcast to talk with Linzy about one of the most common and challenging questions among Money Skills for Therapists students: how to prioritize debt repayment without sacrificing quality of life.

Linzy and David explore the emotional weight of debt, discussing how shame and societal expectations often shape our views on borrowing and repayment. David explains the key differences between simple and compound interest, laying out how to assess different types of debt and make more informed choices. He also offers a clear approach to calculating the real costs of debt and shares why overly complex financial advice can sometimes be a warning sign.

Linzy and David emphasize the importance of finding a middle ground that aligns with your financial goals and personal well-being. Tune in to hear practical advice about how to take steps toward building a balanced and confident financial life.

For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=16122

To watch a video version of this, check it out on YouTube: https://youtu.be/lRSBCcvC-nE

To tune into the coaching episodes Linzy mentioned related to paying down debt, see episode 114 with Jenet Dove and episode 88 with Erin Davis.

For more from David and Linzy, check out:

83: Embracing Emotions for Financial Wellness with David Frank

Connect with David Frank

You can also find David on LinkedIn: https://www.linkedin.com/in/davidwfrank/

Mentioned in this episode:

Want to work with Linzy?

139FF: The Two Ways to Start a Private Practice

Fri, 15 Nov 2024 05:00:00 -0400

How hard is it to start your own private practice, and how do you know when it's time to go for it? In today’s Feelings and Finances episode, host Linzy shares her thoughts on transitioning from agency or group practice settings to launching a private practice. Money Skills team member Christelle calls in with this frequently asked question, and Linzy offers insights for therapists wondering if and when to go solo.

Linzy explores two paths to entering private practice, and she covers the essentials that therapists need to consider before making the shift. Linzy emphasizes that while building a private practice requires effort and planning, the outcome—a sustainable practice that reflects your personal values and financial needs—is deeply rewarding.

Tune in to hear Linzy unpack the realities, challenges, and surprising opportunities that come with starting a private practice. Hear Linzy’s practical advice and encouragement to help you make the best decision for your unique circumstances.

For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=16112

To watch a video version of this, check it out on YouTube: https://youtu.be/cLcwGdlTxE8

Have a question for Linzy?

You can easily submit your question directly to Linzy’s SpeakPipe inbox.

Want to feel calm and in control of your finances? Connect with us!

Subscribe to our YouTube channel: https://www.youtube.com/@moneynutsandbolts

Listen to the Money Skills for Therapists Podcast on your favourite app: https://moneynutsandbolts.com/podcast/

Follow Linzy on LinkedIn: https://www.linkedin.com/in/linzybonham/

Want to work with Linzy?

Check out the FREE masterclass, The 4 Step Framework to Getting Your Business Finances Totally in Order, where you'll learn the framework that has helped hundreds of therapists go from money confusion and shame to calm and confidence, as well as the three biggest financial mistakes that therapists make. At the end, you'll be invited to join Money Skills for Therapists and get Linzy's support in getting your finances finally working for you. Click here to find a masterclass time that works for you!

Mentioned in this episode:

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138: Facing Exposure Fears and Building a Scalable Business Coaching Session

Tue, 12 Nov 2024 05:00:00 -0400

Are you a private practitioner with a side project or budding business that feels both exciting and a little terrifying? In today’s coaching episode, Linzy sits down with Sara Nelson-Johns, a recent Money Skills for Therapists graduate, to tackle some common yet challenging questions about scaling a second business. Sara, who specializes in ADHD, relationship challenges, and perfectionism in her main practice, has developed an planners for people with ADHD, designed to help them organize their lives in a brain-friendly way.

Linzy and Sara explore the daunting experience of being “seen” as a business owner. Linzy shares about how it can feel safer to work one-on-one with clients in a therapy room and how putting a product out there for the world can bring up fears of exposure and invalidation. Together, Linzy and Sara examine ways to shift this mindset, moving from feeling overly vulnerable to building a resilient and strategic approach to business. Linzy also offers practical advice on building a business that allows you to grow in alignment with your values and goals, without overwhelming the most sensitive parts of yourself.

Whether you’re just starting a side project or are ready to take your business to the next level, this episode is packed with insight, encouragement, and the reminder that moving forward, even when it’s scary, can lead to real growth. Tune in to uncover practical steps for scaling your business with confidence and clarity.

For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=16094

To watch a video version of this, check it out on YouTube: https://youtu.be/jBK7pkMZ1tE

Check Out the Adulting Planner

Are you ready for a different kind of year? Take charge of your brain and make it work for you this year. Get your Adulting Planner w/ Stickers for 2025 HERE.

Want to work with Linzy?

Check out the FREE masterclass, The 4 Step Framework to Getting Your Business Finances Totally in Order, where you'll learn the framework that has helped hundreds of therapists go from money confusion and shame to calm and confidence, as well as the three biggest financial mistakes that therapists make. At the end, you'll be invited to join Money Skills for Therapists and get Linzy's support in getting your finances finally working for you. Click here to find a masterclass time that works for you!

https://croswaitecounselingpllc.com/financial-therapy

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137FF: Finding Financial Calm During Stressful Times

Fri, 08 Nov 2024 05:00:00 -0400

Do you find yourself slipping into a scarcity mindset when stress levels rise? In today’s Feelings and Finances episode, Linzy addresses a question from Dr. Charissa Pizarro, who has noticed that stress often triggers her fears around money. After working through Linzy’s Money Skills for Therapists course, Charissa shares how this pattern keeps surfacing, and she asks for guidance on how to break free.

Linzy dives into the link between stress and scarcity thinking, exploring why our minds default to financial fears during tough times and how we can interrupt this cycle. Offering practical advice and mindset shifts, Linzy helps listeners find ways to calm their nervous system and foster a more peaceful approach to money, even in the face of stress.

For more from Charissa talking with Linzy during a coaching session, check out episode 122, "Navigating Trauma and Money Mindset Coaching Session," on the blog or on YouTube. https://www.youtube.com/watch?v=Ouzhc0SocB8&t=1s

If you tend to fall into scarcity thinking when life gets overwhelming, tune in for insights and strategies to build a calmer, more resilient relationship with money.

For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=16053

To watch a video version of this, check it out on YouTube: https://youtu.be/FcMan8UB4sA

Have a question for Linzy?

You can easily submit your question directly to Linzy’s SpeakPipe inbox.

Want to feel calm and in control of your finances? Connect with us!

🎥 Subscribe to our YouTube channel: https://www.youtube.com/@moneynutsandbolts

🎙️ Listen to the Money Skills for Therapists Podcast on your favourite app: https://moneynutsandbolts.com/podcast/

🤳 Follow us on Instagram: https://www.instagram.com/moneynutsandbolts

📲 Follow us on Facebook: https://www.facebook.com/moneynutsandbolts

💻 Follow Linzy on LinkedIn: https://www.linkedin.com/in/linzybonham/

Want to work with Linzy?

Check out the FREE masterclass, The 4 Step Framework to Getting Your Business Finances Totally in Order, where you'll learn the framework that has helped hundreds of therapists go from money confusion and shame to calm and confidence, as well as the three biggest financial mistakes that therapists make. At the end, you'll be invited to join Money Skills for Therapists and get Linzy's support in getting your finances finally working for you. Click here to find a masterclass time that works for you!

https://moneynutsandbolts.com/masterclass-signup/

Mentioned in this episode:

Want to work with Linzy?

136: Money, Culture, and Navigating Oppression with Chioma Janelle Efejedia

Tue, 05 Nov 2024 05:00:00 -0400

How does culture shape the way we see and handle money? Linzy is talking with Chioma Janelle Efejedia, a therapist from Kitchener, Ontario. Together, Linzy and Chioma unpack how cultural and systemic influences shape our money stories and some of the unique challenges that individuals can face. Chioma also shares about susu, a traditional, community-based financial model, and talks about how these collective practices build resilience and support within communities.

Whether you're interested in the intersection of culture and finances or looking for fresh perspectives on traditional financial models, this episode offers insights you won’t want to miss. Join Linzy and Chioma for a thoughtful conversation on how our backgrounds shape our money stories and what we can learn from collectivist financial practices.

For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=16030

To watch a video version of this, check it out on YouTube: https://youtu.be/snGlzlX6yEY

Mentioned in this episode:

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134: Catching Up to Your Growth and Success Coaching Session

Tue, 29 Oct 2024 05:00:00 -0400

Do you feel stuck, even after achieving the success you once worked so hard for? In today’s coaching session, Linzy sits down with Walter Williams, a therapist who has transitioned from a challenging upbringing of poverty and adversity to running a successful private practice. Walter opens up about the emotional experience of feeling frozen in his new life, struggling to catch up to the success he's worked so hard to achieve. Together, Walter and Linzy explore the gap between surviving and truly thriving, and what it takes to bridge that divide.

In this episode, Linzy and Walter discuss the inner work of caring for younger versions of ourselves that might still be stuck in survival mode, even when our external lives look successful. Linzy shares practical strategies to overcome limiting beliefs, step into more expansive spaces, and fully embrace the abundance you've built.

If you've ever felt held back by fears or found it difficult to enjoy your success or to take next steps in your growth, this conversation will help you get unstuck and live fully in the life you've created. Tune in for an inspiring discussion about the journey from survival to thriving.

For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=15918

To watch a video version of this, check it out on YouTube: https://youtu.be/bO-QerGbZYw

Mentioned in this episode:

Want to work with Linzy?

133FF: How to Overcome Anxiety About Working with Financial Experts

Fri, 25 Oct 2024 05:00:00 -0400

Does the thought of talking to financial experts stir up feelings of anxiety or even fear? If so, you're not alone. In today's Feelings and Finances episode, Linzy addresses a question about financial avoidance and the emotional hurdles that come with sharing real numbers with financial experts.

Jade, the marketing coordinator at Money Nuts & Bolts, asks for advice on managing the anxiety she feels when seeking financial support. Although she's making progress in overcoming avoidance, Jade still feels vulnerable when sharing her financial details and navigating these conversations.

Linzy shares strategies for shifting your mindset, reclaiming your power, and approaching financial experts with confidence, all while staying grounded in your needs and emotions.

If you struggle with rejection sensitivity, financial anxiety, or simply the discomfort of opening up to experts, this episode offers practical tools to help you feel more in control during these conversations.

For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=15948

To watch a video version of this, check it out on YouTube: https://youtu.be/9YI8YtATCLQ

Have a question for Linzy?

You can easily submit your question directly to Linzy’s SpeakPipe inbox.

Want to feel calm and in control of your finances? Connect with us!

Subscribe to our YouTube channel: https://www.youtube.com/@moneynutsandbolts

Listen to the Money Skills for Therapists Podcast on your favourite app: https://moneynutsandbolts.com/podcast/

Follow Linzy on LinkedIn: https://www.linkedin.com/in/linzybonham/

Mentioned in this episode:

Want to work with Linzy?

132: Investing for Future Security with TJ van Gerven

Tue, 22 Oct 2024 05:00:00 -0400

Do you find yourself stuck in the same financial patterns, even when you know better? In this episode, Linzy chats with financial advisor TJ van Gerven, founder of Modern Wealth Builders and host of the Do More With Your Money podcast, to unpack the behavioral biases that often keep us from making the best financial decisions.

Linzy and TJ explore how these money stories shape our relationship with money and what we can do to overcome them. TJ and Linzy share about balancing present needs with future goals, the importance of investing to combat inflation, and different ways to invest so that your money can grow. They also discuss how to navigate conflicting advice from financial advisors and why diversifying your investments can help you avoid financial paralysis.

For listeners who feel stuck in your financial habits, this episode offers practical tips to help you reframe your thinking and take meaningful steps toward long-term financial stability. Tune in to discover how shifting your mindset can lead to lasting changes for your financial future.

For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=15911

To watch a video version of this, check it out on YouTube: https://youtu.be/jcs9gEhy_Nk

You can schedule a free consultation with T.J. HERE. https://modernwealthbuilders.com/intro

Follow T.J. for more resources on these social media platforms:

Twitter - LinkedIn - Instagram & YouTube

Mentioned in this episode:

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131FF: How to Set Spending Limits and Grow Your Private Practice

Fri, 18 Oct 2024 05:00:00 -0400

Have you ever found yourself struggling to balance keeping your overhead low with the need to invest in your business? In this Feelings and Finances episode, Linzy takes on a thoughtful question from listener Liz about managing business expenses while ensuring your practice stays financially healthy. Linzy shares practical insights on how therapists can evaluate their spending to maintain a sustainable practice and support long-term growth.

Linzy explores how private practitioners can navigate the delicate balance between staying lean with their finances and making smart investments in their businesses. Whether you're just starting out or already established in private practice, this episode offers actionable advice to help you make informed financial decisions.

From managing expenses to planning for future growth, Linzy provides clear strategies to help therapists feel confident about their financial footing while building a thriving practice. Tune in for an episode packed with real-world tips that will set you up for success.

For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=15883

To watch a video version of this, check it out on YouTube: https://youtu.be/gw0bF6l5HDs

Have a question for Linzy?

You can easily submit your question directly to Linzy’s SpeakPipe inbox.

Want to feel calm and in control of your finances? Connect with us!

Subscribe to our YouTube channel: https://www.youtube.com/@moneynutsandbolts

Listen to the Money Skills for Therapists Podcast on your favourite app: https://moneynutsandbolts.com/podcast/

Follow Linzy on LinkedIn: https://www.linkedin.com/in/linzybonham/

Mentioned in this episode:

Want to work with Linzy?

130: Challenging Noble Poverty with Khara Croswaite Brindle

Tue, 15 Oct 2024 05:00:00 -0400

What is noble poverty, and is it impacting your financial decisions? In this episode, Linzy welcomes financial therapist and consultant Khara Croswaite Brindle to explore the concept of noble poverty—an underlying belief that can impact financial decisions, particularly within helping professions like therapy. Linzy and Khara discuss how therapists are often socialized to equate service with sacrifice, leading many to adopt a mindset that prioritizes scarcity over financial well-being.

Together, Linzy and Khara examine the roots of noble poverty, its connections to gender, education, and the nonprofit world, and the impact it has on therapists' money mindsets. Khara offers valuable insights on how to identify this pattern and shares strategies for breaking free from noble poverty, empowering therapists to build a healthier, more abundant financial future.

If you're ready to challenge limiting beliefs around money and embrace financial empowerment, don’t miss this episode. Tune in for practical insights on breaking free from noble poverty.

For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=15801

To watch a video version of this, check it out on YouTube: https://youtu.be/WzPi8AkabXE

Connect with Khara

Have you ever wondered how your relationship with money impacts your success as a therapist and small business owner? Discover what Financial Therapy can bring to your life with Khara Croswaite Brindle:

Want to work with Linzy?

Check out the FREE masterclass, The 4 Step Framework to Getting Your Business Finances Totally in Order, where you'll learn the framework that has helped hundreds of therapists go from money confusion and shame to calm and confidence, as well as the three biggest financial mistakes that therapists make. At the end, you'll be invited to join Money Skills for Therapists and get Linzy's support in getting your finances finally working for you. Click here to find a masterclass time that works for you!

Mentioned in this episode:

Want to work with Linzy?

129FF: Tax Savings and Managing the Fear of Falling Short

Fri, 11 Oct 2024 05:00:00 -0400

Are you saving too much for taxes and missing out on other opportunities to grow your wealth? In this Feelings and Finances episode, Linzy addresses this common tax concern. Listener Suzanne is wondering if she’s over-saving for taxes but is hesitant to dip into the leftover tax savings. Suzanne shares about the emotional side of financial management, especially when fear and uncertainty cloud clarity around tax savings and how much is truly enough.

Linzy offers a practical step-by-step approach to calculating the right amount to set aside for taxes while addressing the underlying fear of falling short. She provides tools and insights to help therapists and health practitioners create more confidence in their tax-saving strategies, freeing up extra funds for things like retirement.

Tune in to learn how to manage your tax account with ease and how to use any extra tax savings more effectively.

For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=15783

To watch a video version of this, check it out on YouTube: https://youtu.be/pXA2nA9ekeI

If you’re unclear about how much to set aside for taxes, or you avoid thinking about paying your taxes altogether, you’re not alone!

The good news is that I can help you create a plan so that you can face the next tax season with calm and confidence, knowing that you have the right amount of money set aside. All you have to do is join my FREE workshop, Setting Enough Aside for Taxes (in 5 Easy Steps!).

Have a question for Linzy?

You can easily submit your question directly to Linzy’s SpeakPipe inbox.

Want to feel calm and in control of your finances? Connect with us!

Subscribe to our YouTube channel: https://www.youtube.com/@moneynutsandbolts

Listen to the Money Skills for Therapists Podcast on your favourite app: https://moneynutsandbolts.com/podcast/

Follow Linzy on LinkedIn: https://www.linkedin.com/in/linzybonham/

Mentioned in this episode:

Want to work with Linzy?

128: Managing Highs and Lows in Private Practice Coaching Session

Tue, 08 Oct 2024 05:00:00 -0400

How do you handle the financial ups and downs in your private practice? In this coaching episode, Linzy talks with Joanna Barrett, a therapist and Money Skills for Therapists graduate, about navigating the emotional and financial roller coaster of fluctuating income. Joanna shares her challenges with managing high and low months and how she is working to create more stability.

Linzy and Joanna explore practical strategies for building financial evenness. Linzy helps Joanna take a closer look at how she is using the Profit First system, and they figure out how to set up a consistent paycheck. Linzy shares about the importance of looking at your current numbers and creating systems that help smooth out the ups and downs.

If you’re struggling with unpredictable income, this episode is full of tips to help you create financial stability in your practice. Tune in to learn how to make your money work for you.

For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=15679

To watch a video version of this, check it out on YouTube: https://youtu.be/pBikaYZyJRM

Mentioned in this episode:

Want to work with Linzy?

127FF: Making Sense of EHR and Billing Costs in Group Practices

Fri, 04 Oct 2024 05:00:00 -0400

Are you overspending on billing and EHR services? In this Feelings and Finances episode, Linzy addresses how to determine if you’re paying too much for billing and EHR systems. Listener Sabra asks for advice on whether switching to a more affordable EHR system could help reduce costs in her group practice, and Linzy dives into the details of evaluating expenses, from billing services to credentialing.

Tune in to hear Linzy’s insights on calculating healthy operating expenses, outsourcing versus managing billing in-house, and the importance of protecting your time as a practice owner. Linzy references practical guidelines from the Profit First system to help you ensure your practice’s financial sustainability, and she shares about Julie Herres's book, Profit First for Therapists: A Simple Framework for Financial Freedom.

Listen in to hear actionable advice for practice owners looking to make informed, strategic financial decisions.

To hear Julie Herres talk with Linzy, check out episode 58: https://moneynutsandbolts.com/profit-first-for-therapists-with-julie-herres/

For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=15720

To watch a video version of this, check it out on YouTube: https://youtu.be/3KSB8yk_pl4

Have a question for Linzy?

You can easily submit your question directly to Linzy’s SpeakPipe inbox.

Want to feel calm and in control of your finances? Connect with us!

Subscribe to our YouTube channel: https://www.youtube.com/@moneynutsandbolts

Listen to the Money Skills for Therapists Podcast on your favourite app: https://moneynutsandbolts.com/podcast/

Follow Linzy on LinkedIn: https://www.linkedin.com/in/linzybonham/

Want to work with Linzy?

Check out the FREE masterclass, The 4 Step Framework to Getting Your Business Finances Totally in Order, where you'll learn the framework that has helped hundreds of therapists go from money confusion and shame to calm and confidence, as well as the three biggest financial mistakes that therapists make. At the end, you'll be invited to join Money Skills for Therapists and get Linzy's support in getting your finances finally working for you. Click here to find a masterclass time that works for you!

https://moneynutsandbolts.com/masterclass-signup/

Mentioned in this episode:

Want to work with Linzy?

126: Mastering Profitability in Group Practices with Carla Titus

Tue, 01 Oct 2024 05:00:00 -0400

How do you ensure your business is financially healthy while also taking care of the people who work with you? In this episode, Linzy Bonham speaks with Carla Titus, a fractional CFO and founder of Wealth and Worth Within, to explore the financial challenges of running a group practice. Linzy and Carla discuss key issues like compensating your team fairly while staying profitable.

Carla shares her insights on understanding profit margins and why having a financial buffer is crucial for stability, especially during unexpected challenges like financial disruptions. Linzy and Carla also offer practical advice on assessing your practice’s profitability and making data-driven decisions to ensure your numbers work for you.

Whether you’re a group practice owner or a solo practitioner, this episode will help you get more comfortable with your finances and build a sustainable business model.

For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=15549

To watch a video version of this, check it out on YouTube: https://youtu.be/wboGgsAX52M

Connect with Carla

Check out Carla’s site at Wealth & Worth Within.

You can follow Carla on Facebook, Instagram, Linkedin and TikTok.

Mentioned in this episode:

Want to work with Linzy?

125FF: How to Approach Branding for Two Businesses

Fri, 27 Sep 2024 05:00:00 -0400

Ever wonder how to present and brand all the different things you do in your professional life? In this Feelings and Finances episode, Linzy dives into this question from listener Madeleine, a therapist and somatic educator who is navigating the challenge of branding her multiple businesses. Should she create a single website that brings together her therapy practice and somatic education, or should she keep them separate to avoid confusion and potential ethical issues?

Linzy explores the benefits and pitfalls of both branding options, offering tips on how to choose the right approach based on factors like licensing requirements, client experience, and the unique aspects of your practice. Whether you wear many hats in your private practice or just want to clarify your brand, this episode provides practical guidance to help you showcase your work effectively.

To listen to the episode Madeleine referenced in her question, “Tips for Having Multiple Businesses,” check out episode 115 on our website. https://moneynutsandbolts.com/115ff-tips-for-having-multiple-businesses/

For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=15043

To watch a video version of this, check it out on YouTube: https://youtu.be/gpkaX5npX4Q

Have a question for Linzy?

You can easily submit your question directly to Linzy’s SpeakPipe inbox.

Want to feel calm and in control of your finances? Connect with us!

🎥 Subscribe to our YouTube channel: https://www.youtube.com/@moneynutsandbolts

🎙️ Listen to the Money Skills for Therapists Podcast on your favourite app: https://moneynutsandbolts.com/podcast/

🤳 Follow us on Instagram: https://www.instagram.com/moneynutsandbolts

📲 Follow us on Facebook: https://www.facebook.com/moneynutsandbolts

💻 Follow Linzy on LinkedIn: https://www.linkedin.com/in/linzybonham/

Want to work with Linzy?

Check out the FREE masterclass, The 4 Step Framework to Getting Your Business Finances Totally in Order, where you'll learn the framework that has helped hundreds of therapists go from money confusion and shame to calm and confidence, as well as the three biggest financial mistakes that therapists make. At the end, you'll be invited to join Money Skills for Therapists and get Linzy's support in getting your finances finally working for you. Click here to find a masterclass time that works for you!

Mentioned in this episode:

Want to work with Linzy?

124: Demystifying Insurance Coverage for Business Owners with Aviva Abraham

Tue, 24 Sep 2024 05:00:00 -0400

Are you prepared for the unexpected when it comes to your health and finances? Your host Linzy sits down with insurance specialist Aviva Abraham to demystify the often overlooked but crucial role that insurance plays in our financial well-being. Aviva, who helps self-employed business owners with insurance needs, dives deep into when the best time to get insurance is and how to ensure you have the right coverage. Together, Linzy and Aviva explore the greatest risks to financial stability and how strategic insurance planning can mitigate those risks.

Aviva shares practical tips on who to get insurance from, how to assess your current policies, and what to consider when choosing the right coverage. Aviva also reminds us that the best time to invest in insurance is before you need it. Tune in and join Linzy and Aviva in making sure your insurance aligns with your financial goals, so your future self can breathe easier knowing you're covered.

For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=15255

To watch a video version of this, check it out on YouTube: https://youtu.be/0c9r5Bu0d-w

Connect with Aviva Abraham

Download Aviva’s free report listing 25 Smart Ways to Save Money on Your Life Insurance

You can learn more about Aviva’s work on her website here.

Check out Aviva’s Linkedin and Facebook for more resources.

Mentioned in this episode:

Want to work with Linzy?

123FF - Balancing Full Fees and Sliding Scales in Your Practice

Fri, 20 Sep 2024 05:00:00 -0400

Are you struggling to balance your financial needs with your desire to offer affordable services? In this Feelings and Finances episode, Linzy answers Margot Rochester's question about managing sliding scale fees while maintaining a sustainable practice. Linzy breaks down the importance of knowing your numbers and finding your financial sweet spot, ensuring you can serve your clients without compromising your own well-being.

Linzy also addresses the psychological aspect of fee-setting and the importance of holding space for clients to solve their own financial challenges. With tips on determining the right balance, Linzy offers actionable insights to help private practitioners achieve financial clarity and sustainability. Join us to explore how to create a financially sustainable practice that reflects your values.

For a full transcript of the episode and much more, check out the blog post on our website!

To watch a video version of this, check it out on YouTube: https://youtu.be/-2UKKKEIBv0

To listen to episode 59 with Brittany Kipnis that Linzy mentions in this episode, click here: "Charging Your Full Fee (Without Guilt) Coaching Session."

Have a question for Linzy?

You can easily submit your question directly to Linzy’s SpeakPipe inbox.

Want to feel calm and in control of your finances? Connect with us!

🎥 Subscribe to our YouTube channel: https://www.youtube.com/@moneynutsandbolts

🎙️ Listen to the Money Skills for Therapists Podcast on your favourite app: https://moneynutsandbolts.com/podcast/

🤳 Follow us on Instagram: https://www.instagram.com/moneynutsandbolts

📲 Follow us on Facebook: https://www.facebook.com/moneynutsandbolts

💻 Follow Linzy on LinkedIn: https://www.linkedin.com/in/linzybonham/

Want to work with Linzy?

Check out the FREE masterclass, The 4 Step Framework to Getting Your Business Finances Totally in Order, where you'll learn the framework that has helped hundreds of therapists go from money confusion and shame to calm and confidence, as well as the three biggest financial mistakes that therapists make. At the end, you'll be invited to join Money Skills for Therapists and get Linzy's support in getting your finances finally working for you. Click here to find a masterclass time that works for you!

Mentioned in this episode:

Want to work with Linzy?

122: Navigating Trauma and Money Mindset Coaching Session

Tue, 17 Sep 2024 05:00:00 -0400

What if the key to unlocking your financial potential lies in unpacking deep-seated trauma? In this coaching episode, Linzy talks with podcast listener Dr. Charissa Pizarro, a clinical psychologist with over 20 years of experience, who is struggling to set and maintain her fees as she considers moving to full-time private practice. Despite her expertise, Charissa’s challenges with fee setting are tied to intergenerational trauma from her family’s survival of genocide and dictatorship, making it hard for her to fully own her worth.

This conversation explores the connection between trauma and financial boundaries, highlighting how unresolved past experiences can impact even the most accomplished professionals. Don’t miss this episode to discover how addressing trauma and mastering financial skills can unlock your full potential and transform your professional life.

For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=15037

To watch a video version of this, check it out on YouTube: https://youtu.be/Ouzhc0SocB8

Want to work with Linzy?

Check out the FREE masterclass, The 4 Step Framework to Getting Your Business Finances Totally in Order, where you'll learn the framework that has helped hundreds of therapists go from money confusion and shame to calm and confidence, as well as the three biggest financial mistakes that therapists make. At the end, you'll be invited to join Money Skills for Therapists and get Linzy's support in getting your finances finally working for you. Click here to find a masterclass time that works for you!

Mentioned in this episode:

Want to work with Linzy?

121FF: How Much Buffer Do You Need in Your Business

Fri, 13 Sep 2024 05:00:00 -0400

Do you know how much you should have saved in your business account to feel truly secure? Linzy responds to a practical question that comes up often: how much of a buffer should you keep in your business account to feel secure during uncertain times? Money Skills for Therapists graduate Fran asks today's question, inquiring about how to think about having a business buffer.

Linzy shares the general guidelines for creating a business buffer, how to determine the right amount for your specific situation, and why having this financial cushion is so important for peace of mind. Whether you’re just getting started or you’ve been managing your practice for years, check out Linzy's practical advice to help you build a solid financial foundation for your business.

For a full transcript of the episode and much more, check out the blog post on our website! https://moneynutsandbolts.com/?p=15026 To watch a video version of this, check it out on YouTube: https://youtu.be/A9z6eb8TLuY

Have a question for Linzy?

You can easily submit your question directly to Linzy’s SpeakPipe inbox.

Want to feel calm and in control of your finances? Connect with us!

🎥 Subscribe to our YouTube channel: https://www.youtube.com/@moneynutsandbolts

🎙️ Listen to the Money Skills for Therapists Podcast on your favourite app: https://moneynutsandbolts.com/podcast/

🤳 Follow us on Instagram: https://www.instagram.com/moneynutsandbolts

📲 Follow us on Facebook: https://www.facebook.com/moneynutsandbolts

💻 Follow Linzy on LinkedIn: https://www.linkedin.com/in/linzybonham/

Want to work with Linzy?

Check out the FREE masterclass, The 4 Step Framework to Getting Your Business Finances Totally in Order, where you'll learn the framework that has helped hundreds of therapists go from money confusion and shame to calm and confidence, as well as the three biggest financial mistakes that therapists make. At the end, you'll be invited to join Money Skills for Therapists and get Linzy's support in getting your finances finally working for you. Click here to find a masterclass time that works for you!