b40a002a-2b31-5cbc-a6b7-107f58ebdfbfThu, 03 Sep 2026 01:47:07 +0000Captivate.fmEducational Mediahttps://artwork.captivate.fm/426055c8-2f93-47c9-b823-48e301b4c09a/money-wise-podcast-cover.pngEducational MediaEducational MediaMoney Wise Decisions helps everyday people handle bills, debt, savings, and surprise expenses without jargon or judgment. Each episode starts with a real-life money problem, explains the numbers step by step, and ends with one small action you can take today. General educational information, not personalized financial advice.https://money-wise.captivate.fmfalseepisodicnopodcastWhy Minimum Payments Keep You in Debt48e2473d-109f-4ebd-8369-79afeae233f8Wed, 02 Sep 2026 21:46:02 -040017:23falsefullA necessary car repair becomes a $1,000 credit-card balance, and Sarah explains why making the minimum payment can keep an account current while leaving most of the debt for later. Using a clearly labeled learning example, she walks through how interest can limit balance reduction, explains the payoff information on credit-card statements, and offers one no-cost step: write down the balance, minimum due, and three-year payoff amount from one statement.Habits That Build Long-Term Wealth978b7723-5c52-436e-86d1-23b2fdbd7521Thu, 27 Aug 2026 09:40:19 -040017:16falsefullA $300 car repair and only $60 left after essentials reveal a practical long-term wealth habit: write down the real numbers, calculate the gap, and give each available dollar one job.Protect, Check, Choose: What Comes First When Money Is Tight?2aeb672c-375e-47c6-a5e7-c59ec456e17aThu, 20 Aug 2026 11:17:26 -040013:00falsefullA practical, shame-free way to decide what to do with limited money: protect essential bills, check what is actually left, and choose one clear job for the remainder.5 Everyday Money Decisions to Revisit When Life Changes1c26a433-9862-46da-8bf4-75d8280a10deSat, 15 Aug 2026 23:21:01 -040014:16falsefullA practical, beginner-friendly guide to reviewing five everyday money choices when life changes: monthly cash flow, recurring costs, old defaults, large purchases, and future saving.The One-Page Money Decision Before the Deadlineec3dd8f3-5847-4eef-b044-ec69b914bf5fSat, 15 Aug 2026 18:27:52 -040011:38falsefullSarah follows fictional Jordan through a lease deadline, a possible car repair, a credit-card payment, and a long-term contribution question. Using an optional original Money Wise one-page worksheet, the episode separates items that need action now, more information, or a later review.