Sam shares the risks, lessons, and mindset shifts that came with backing himself, building partnerships, and chasing financial freedom, including the decision to sell his personal home to continue growing his property portfolio.

Together, they dive into investing, serviceability, joint ventures, and the importance of having the right people around you along the way.

A real and practical conversation packed with honest insights for anyone interested in property, investing, and creating more options for their future.

As a busy mum of three based in Omokoroa, Rhiannon shares her passion for property, people, and helping clients feel confident and supported throughout the lending process. Together, they talk about her experience buying, renovating, building, and investing in property herself, what she’s learned working behind the scenes in lending operations, and why making lending simple and achievable for clients is so important.

It’s a genuine conversation about balancing family, career, community, and doing work that truly helps people move toward their goals.

Ivan shares his journey from tyre fitting to becoming an accountant, plus practical insights around property ownership, business growth, interest deductibility, restructuring, and working with the right team around you.

They also dive into family, community, Northland life, and what makes a great client relationship.

A relaxed and practical conversation full of valuable advice for business owners, self-employed Kiwis, and property investors.

Lynelle shares her role as a conveyancing practitioner, what her day-to-day work looks like, and how she supports clients through the legal side of buying, selling, and refinancing property. She also breaks down the importance of getting the legal process right early, and how strong communication between lawyers, mortgage advisers, and clients helps everything run more smoothly.

Tune in to get to know Lynelle and hear more about the legal side of property from one of our trusted partners at Pinnacle Property Law.

They dive into Adam’s journey into the industry, what led him to mortgage advising, and the approach he takes when helping clients navigate their lending options and property goals.

Claire and Adam also discuss the importance of tailored advice, building strong client relationships, and how the right support can make a real difference throughout the home buying process.

Tune in for a behind-the-scenes look at Adam’s story and the people-first approach at the heart of My Mortgage.

They also share tips for involving others in property investments, covering the pros, cons, and important things to consider. Tune in for practical insights on making the most of rental strategies and joint property ventures.

Click here to read the full show notes for this episode.

Discover the crucial insights into legal frameworks, tenant management, and the power of relationships with industry experts. Learn the art of leveraging professional advice while aligning it with individual investment goals for a successful journey in the property market.

Click here to read the full show notes for this episode.

From strategies to add value through renovations to navigating the allure and challenges of cheaper locations, this episode provides a comprehensive guide for homeowners looking to invest in the property market.

Click here to read the full show notes for this episode.

structures and ownership setups.

Learn how different ownership structures impact borrowing capacity and discover strategies to optimise lending across multiple banks, while considering the implications of interest payment types on long-term financial goals.

Click here to read the full show notes for this episode.

serviceability in property investment.

Learn what truly makes a property purchase affordable and learn about strategies to optimize your borrowing capacity.

Click here to read the full show notes for this episode.

In this episode of the My Mortgage Podcast, Claire and Greg explore the reasons behind

investing in property. They delve into leveraging opportunities, the symbiotic

relationship between tenants and landlords, and alternative investment avenues

beyond real estate.

Click here to read the full show notes for this episode.

• What is making an offer?
• Conditions (finance, LIM & Building reports)
• Deposits & Timeframes
• Auctions
• How much should you offer?

Click here to read the full show notes for this episode.

• In what situations this happens
• Establishing the value of the property
• Whether you can use your KiwiSaver
• When the timing is right
• The loan application
• Legal advice

Click here to read the full show notes for this episode.

• The definition of a townhouse
• The difference to other properties
• Payment structures
• Build overruns
• Deposits & new build exemptions
• Timeframes and sunset clauses

Click here to read the full show notes for this episode.

• What happens after you ‘go unconditional’
• Loan Structure
• Interest rates
• Cash contribution/cash-backs

Click here to read the full show notes for this episode.

• What a mortgage actually is
• Tips & tricks
• Different types of properties
• How to solve problems
• How to pay your deposit

Click here to read the full show notes for this episode.

• Servicing
• Test Servicing Rates 
• What the bank needs so much information!
• The difference between banks

Click here to read the full show notes for this episode.

• Mortgage Advisors
• A Solicitor or lawyer
• An Accountant
• Real Estate Agents
• A Registered Valuer
• A Building inspector
• An Insurance Expert

Click here to read the full show notes for this episode.

• The low equity margin and premium
• Valuations
• Servicing requirements and the factors that influence agreements

Click here to read the full show notes for this episode.

• Parental guarantees 
• The Springboard Loan
• Joint ownership
• A loan for deposit
• Gifting
• Family sales

Click here to read the full show notes for this episode.

This episode is all about the government backed first home buying assistance schemes. We discuss:

• The First Home Loan
• The First Home Grant
• Kiwisaver

Click here to read the full show notes for this episode.

Wherever you’re at, you can get in touch with our friendly, easygoing Team and get some advice tailored just for you. At My Mortgage, we never say “no”, only “here’s the plan” and we’re happy to take the time to take you through the process and make it easy.

My Mortgage – making home loans more fun and less boring since 2012.