<?xml version="1.0" encoding="UTF-8"?><?xml-stylesheet href="https://feeds.captivate.fm/style.xsl" type="text/xsl"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:googleplay="http://www.google.com/schemas/play-podcasts/1.0" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:podcast="https://podcastindex.org/namespace/1.0"><channel><atom:link href="https://feeds.captivate.fm/myfinjourney/" rel="self" type="application/rss+xml"/><title><![CDATA[MyFinJourney]]></title><podcast:guid>035bd729-702f-5b59-a276-00e7673c0b9d</podcast:guid><lastBuildDate>Wed, 15 Apr 2026 11:00:43 +0000</lastBuildDate><generator>Captivate.fm</generator><language><![CDATA[en]]></language><copyright><![CDATA[Copyright 2026 Mustafa Ladha]]></copyright><managingEditor>Mustafa Ladha</managingEditor><itunes:summary><![CDATA[Welcome to MyFinJourney, the podcast that breaks down the barriers of traditional finance and explores ways people are growing their wealth. 

People often think, "You need money to make money." 
But what if that isn’t true?

Whether you have a lot of capital or just a little, you can challenge conventional wisdom and create opportunities to build financial freedom.

In this podcast, Mustafa Ladha dives deep, uncovering different ways guests have made money and how you can too. Each episode, we will understand their journey and how their mentality has changed along the way. 

Here’s the secret, we’re creating a playbook for you to build financial freedom. 

If you’re ready to learn and grow, this is the podcast for you.]]></itunes:summary><image><url>https://artwork.captivate.fm/610a8d92-1d0c-43e8-8ea8-293c52ba2d16/drtkixoz6Ap3vP2idlchDYfg.jpg</url><title>MyFinJourney</title><link><![CDATA[https://myfinjourney.captivate.fm]]></link></image><itunes:image href="https://artwork.captivate.fm/610a8d92-1d0c-43e8-8ea8-293c52ba2d16/drtkixoz6Ap3vP2idlchDYfg.jpg"/><itunes:owner><itunes:name>Mustafa Ladha</itunes:name></itunes:owner><itunes:author>Mustafa Ladha</itunes:author><description>Welcome to MyFinJourney, the podcast that breaks down the barriers of traditional finance and explores ways people are growing their wealth. 

People often think, &quot;You need money to make money.&quot; 
But what if that isn’t true?

Whether you have a lot of capital or just a little, you can challenge conventional wisdom and create opportunities to build financial freedom.

In this podcast, Mustafa Ladha dives deep, uncovering different ways guests have made money and how you can too. Each episode, we will understand their journey and how their mentality has changed along the way. 

Here’s the secret, we’re creating a playbook for you to build financial freedom. 

If you’re ready to learn and grow, this is the podcast for you.</description><link>https://myfinjourney.captivate.fm</link><atom:link href="https://pubsubhubbub.appspot.com" rel="hub"/><itunes:subtitle><![CDATA[Welcome to MyFinJourney, the podcast that breaks down the barriers of traditional finance and explores ways people are growing their wealth.]]></itunes:subtitle><itunes:explicit>false</itunes:explicit><itunes:type>episodic</itunes:type><itunes:category text="Business"><itunes:category text="Investing"/></itunes:category><itunes:category text="Education"></itunes:category><itunes:category text="Arts"></itunes:category><podcast:locked>no</podcast:locked><podcast:medium>podcast</podcast:medium><item><title>Career Growth Secrets &amp; Mentorship Tips from Biotech CEO Rohit Sood</title><itunes:title>Career Growth Secrets &amp; Mentorship Tips from Biotech CEO Rohit Sood</itunes:title><description><![CDATA[<p>Looking for the best career advice for 2026? </p><p>In this powerful episode of MyFin Journey, host Mustafa Ladha interviews Rohit Sood — founder of Venture Life Sciences, former Sorcero executive, strategy consultant, and Rutgers Business School professor who has helped scale 50+ life sciences brands with 6 successful US and European product launches.</p><p>Rohit shares the exact career growth strategies, mentorship frameworks, personal finance principles, and networking tactics that took him from a struggling immigrant student earning $24,000 in New York City to building a financially independent life on his own terms.</p><p>Whether you're a college student looking for career advice, a young professional searching for mentorship, an MBA grad planning your next move, a freelancer building your personal brand, or an executive thinking about your second act — this interview is packed with actionable career tips, money lessons, and leadership insights you can apply immediately.</p><p></p><p><strong>🎯 WHAT YOU'LL LEARN IN THIS EPISODE</strong></p><p>✅ How to build a successful career without making money your #1 motivator</p><p>✅ The 4 questions every high performer asks before accepting any job</p><p>✅ How to find a great mentor (and why most bosses are terrible mentors)</p><p>✅ Career change advice: how to pivot industries successfully</p><p>✅ The biggest mistake young professionals make in job interviews</p><p>✅ How to build wealth through real estate investing as a side income</p><p>✅ Why you need a financial advisor — even if you're "good with money"</p><p>✅ AI in business 2026: what every professional needs to know</p><p>✅ LinkedIn strategy: how to grow your network and personal brand</p><p>✅ Networking tips for students and recent graduates</p><p>✅ How to ask for what you want in your career (the #1 underrated skill)</p><p></p><p><strong>⏱️ EPISODE CHAPTERS</strong></p><p>00:00 Introduction — Meet Rohit Sood, Biotech Leader &amp; Strategy Consultant</p><p>01:25 Rohit's career journey: from computer science to Wall Street to biotech</p><p>06:20 How a struggling student became a top MBA performer</p><p>08:21 The mindset shift that unlocked his love for learning</p><p>10:21 The 4 questions Rohit asks before taking any new role</p><p>11:00 Why he never made career decisions based on money</p><p>13:16 Theory vs application: what real learning actually looks like</p><p>15:30 Teaching MBA students at Rutgers Business School</p><p>17:02 How maturity transforms your approach to education and work</p><p>18:30 Career advice for college students and recent graduates</p><p>20:25 The soft skills nobody teaches young professionals</p><p>22:04 How to find a good mentor (and spot a bad one)</p><p>25:25 Personal finance: when to hire a professional financial advisor</p><p>27:24 The $18,000 day trading mistake that changed everything</p><p>28:30 Real estate investing: how Rohit built his property portfolio</p><p>30:24 Why Rohit posts on LinkedIn every day</p><p>33:10 The job interview hack that actually lands offers</p><p>35:49 Why human skills will never be replaced by AI in 2026</p><p>37:20 Networking advice for the AI era</p><p>39:18 The #1 career skill nobody teaches: how to ask for what you want</p><p>40:02 Closing thoughts and how to connect with Rohit</p><p></p><p><strong>🎤 ABOUT THE GUEST</strong></p><p>Rohit Sood is the founder of Venture Life Sciences, a strategic advisory firm helping startups and small companies navigate go-to-market strategy, commercial readiness, digital transformation, and AI readiness. With over 25 years of experience spanning Wall Street, global strategy consulting, biotech commercialization, and AI implementation, Rohit has guided 50+ brands to successful commercialization including 6 major US and European product launches.</p><p>He currently teaches at Rutgers Business School, is developing a medical affairs course at Ole Miss School of Pharmacy, and is pursuing his doctorate in oncology operating models at Swiss School of Business Management.</p><p><strong>🔗 Connect with Rohit on LinkedIn: </strong>https://www.linkedin.com/in/rsood/</p><p><strong>🎙️ ABOUT MYFINJOURNEY</strong></p><p>MyFin Journey is a podcast hosted by Mustafa Ladha featuring deep conversations with operators, founders, executives, and industry leaders about career growth, personal finance, entrepreneurship, leadership, and building wealth. New episodes drop weekly.</p><p><strong>🔔 SUBSCRIBE for more interviews:</strong> https://www.youtube.com/@myfinjourney</p><p><strong>👍 LIKE this video if you got value from it</strong></p><p><strong>💬 COMMENT your biggest takeaway below</strong></p><p><strong>📤 SHARE with someone who needs to hear this</strong></p><p><strong>🔗 FOLLOW Mustafa on LinkedIn: </strong>https://www.linkedin.com/in/mustafa-ladha/</p><p><strong>Spotify:</strong> https://open.spotify.com/show/5UmpEcn</p><p><strong>Apple Podcasts:</strong> https://podcasts.apple.com/us/podcast</p>]]></description><content:encoded><![CDATA[<p>Looking for the best career advice for 2026? </p><p>In this powerful episode of MyFin Journey, host Mustafa Ladha interviews Rohit Sood — founder of Venture Life Sciences, former Sorcero executive, strategy consultant, and Rutgers Business School professor who has helped scale 50+ life sciences brands with 6 successful US and European product launches.</p><p>Rohit shares the exact career growth strategies, mentorship frameworks, personal finance principles, and networking tactics that took him from a struggling immigrant student earning $24,000 in New York City to building a financially independent life on his own terms.</p><p>Whether you're a college student looking for career advice, a young professional searching for mentorship, an MBA grad planning your next move, a freelancer building your personal brand, or an executive thinking about your second act — this interview is packed with actionable career tips, money lessons, and leadership insights you can apply immediately.</p><p></p><p><strong>🎯 WHAT YOU'LL LEARN IN THIS EPISODE</strong></p><p>✅ How to build a successful career without making money your #1 motivator</p><p>✅ The 4 questions every high performer asks before accepting any job</p><p>✅ How to find a great mentor (and why most bosses are terrible mentors)</p><p>✅ Career change advice: how to pivot industries successfully</p><p>✅ The biggest mistake young professionals make in job interviews</p><p>✅ How to build wealth through real estate investing as a side income</p><p>✅ Why you need a financial advisor — even if you're "good with money"</p><p>✅ AI in business 2026: what every professional needs to know</p><p>✅ LinkedIn strategy: how to grow your network and personal brand</p><p>✅ Networking tips for students and recent graduates</p><p>✅ How to ask for what you want in your career (the #1 underrated skill)</p><p></p><p><strong>⏱️ EPISODE CHAPTERS</strong></p><p>00:00 Introduction — Meet Rohit Sood, Biotech Leader &amp; Strategy Consultant</p><p>01:25 Rohit's career journey: from computer science to Wall Street to biotech</p><p>06:20 How a struggling student became a top MBA performer</p><p>08:21 The mindset shift that unlocked his love for learning</p><p>10:21 The 4 questions Rohit asks before taking any new role</p><p>11:00 Why he never made career decisions based on money</p><p>13:16 Theory vs application: what real learning actually looks like</p><p>15:30 Teaching MBA students at Rutgers Business School</p><p>17:02 How maturity transforms your approach to education and work</p><p>18:30 Career advice for college students and recent graduates</p><p>20:25 The soft skills nobody teaches young professionals</p><p>22:04 How to find a good mentor (and spot a bad one)</p><p>25:25 Personal finance: when to hire a professional financial advisor</p><p>27:24 The $18,000 day trading mistake that changed everything</p><p>28:30 Real estate investing: how Rohit built his property portfolio</p><p>30:24 Why Rohit posts on LinkedIn every day</p><p>33:10 The job interview hack that actually lands offers</p><p>35:49 Why human skills will never be replaced by AI in 2026</p><p>37:20 Networking advice for the AI era</p><p>39:18 The #1 career skill nobody teaches: how to ask for what you want</p><p>40:02 Closing thoughts and how to connect with Rohit</p><p></p><p><strong>🎤 ABOUT THE GUEST</strong></p><p>Rohit Sood is the founder of Venture Life Sciences, a strategic advisory firm helping startups and small companies navigate go-to-market strategy, commercial readiness, digital transformation, and AI readiness. With over 25 years of experience spanning Wall Street, global strategy consulting, biotech commercialization, and AI implementation, Rohit has guided 50+ brands to successful commercialization including 6 major US and European product launches.</p><p>He currently teaches at Rutgers Business School, is developing a medical affairs course at Ole Miss School of Pharmacy, and is pursuing his doctorate in oncology operating models at Swiss School of Business Management.</p><p><strong>🔗 Connect with Rohit on LinkedIn: </strong>https://www.linkedin.com/in/rsood/</p><p><strong>🎙️ ABOUT MYFINJOURNEY</strong></p><p>MyFin Journey is a podcast hosted by Mustafa Ladha featuring deep conversations with operators, founders, executives, and industry leaders about career growth, personal finance, entrepreneurship, leadership, and building wealth. New episodes drop weekly.</p><p><strong>🔔 SUBSCRIBE for more interviews:</strong> https://www.youtube.com/@myfinjourney</p><p><strong>👍 LIKE this video if you got value from it</strong></p><p><strong>💬 COMMENT your biggest takeaway below</strong></p><p><strong>📤 SHARE with someone who needs to hear this</strong></p><p><strong>🔗 FOLLOW Mustafa on LinkedIn: </strong>https://www.linkedin.com/in/mustafa-ladha/</p><p><strong>Spotify:</strong> https://open.spotify.com/show/5UmpEcn</p><p><strong>Apple Podcasts:</strong> https://podcasts.apple.com/us/podcast</p>]]></content:encoded><link><![CDATA[https://myfinjourney.captivate.fm]]></link><guid isPermaLink="false">d6fe5f7d-ff57-4670-a088-06e543a60937</guid><itunes:image href="https://artwork.captivate.fm/610a8d92-1d0c-43e8-8ea8-293c52ba2d16/drtkixoz6Ap3vP2idlchDYfg.jpg"/><pubDate>Wed, 15 Apr 2026 07:00:00 -0400</pubDate><enclosure url="https://episodes.captivate.fm/episode/d6fe5f7d-ff57-4670-a088-06e543a60937.mp3" length="19444942" type="audio/mpeg"/><itunes:duration>40:31</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>43</itunes:episode><podcast:episode>43</podcast:episode><podcast:season>1</podcast:season></item><item><title>Why High Performers Are Secretly Disconnected | Faisal Ensaun on Clarity, Addiction &amp; Real Success</title><itunes:title>Why High Performers Are Secretly Disconnected | Faisal Ensaun on Clarity, Addiction &amp; Real Success</itunes:title><description><![CDATA[<p>What if the thing holding your business back isn't strategy — it's you?</p><p>In this episode of MyFinJourney, Mustafa Ladha sits down with Faisal Ensaun, a high performance coach who has worked with over 2,000 individuals — from entrepreneurs and executives to real estate investors and CEOs. Faisal opens up about his own journey through addiction, trauma, and rock bottom, and how that path led him to help some of the highest performers in the world reconnect with clarity, purpose, and real success.</p><p>This episode isn't about hustle. It's about alignment — and why without it, no amount of strategy, capital, or ambition will get you where you want to go.</p><p><strong>What you'll learn:</strong></p><p>→ Why 8 out of 10 business problems are actually personal disconnection problems</p><p>→ The real definition of addiction — and why you might be addicted without knowing it</p><p>→ How trauma from your past is silently capping your business growth</p><p>→ Why generational wealth without values is a trap</p><p>→ The 3 things nobody teaches you — knowing yourself, relationships, and money</p><p>→ How to build a long-term business with a 3-hour sales cycle and 90%+ referral rate</p><p>→ What Faisal is teaching his kids instead of passing on wealth</p><p>→ The concept of "parallel culture" and why it matters for your family's future</p><p>Whether you're a real estate investor, entrepreneur, or executive — if you've ever felt stuck, plateaued, or quietly misaligned, this conversation is the reset you need.</p><p><strong>Connect with Faisal Ensaun:</strong></p><p><strong>Linkedin:</strong> https://www.linkedin.com/in/faisalensaun/</p><p></p><p><strong>Subscribe to MyFinJourney →</strong></p><p><strong>🎙 Apple Podcasts: </strong>https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</p><p><strong>🎵 Spotify: </strong>https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</p><p><strong>📸 Instagram: </strong>https://www.instagram.com/my.finjourney</p><p><strong>💼 LinkedIn: </strong>https://www.linkedin.com/in/mustafa-ladha/</p><p></p><p><strong>Episode Chapters:</strong></p><p>00:00 Introduction — high performance, clarity &amp; alignment</p><p>01:16 Faisal's origin story — from addiction to coaching 2,000+ people</p><p>03:20 The rock bottom moment — blood, a subway station &amp; a turning point</p><p>04:50 Born in Afghanistan, immigrant trauma &amp; surviving in Canada</p><p>06:30 How one mentor changed more in 6 months than a decade of struggle</p><p>07:17 Was it the blood that triggered the change?</p><p>08:59 What it means to be a functioning alcoholic — signs you might miss</p><p>10:30 The psychology professor who asked the right question</p><p>11:45 Why people drink — the real answer most people deny</p><p>13:00 Addiction isn't just alcohol — work, shopping, social media &amp; more</p><p>14:07 Lifestyle design — how Faisal engineered his environment to quit</p><p>15:30 Social pressure, identity &amp; why people resist your sobriety</p><p>17:00 How healing the trauma within ended the addiction naturally</p><p>17:51 Is addiction just disconnection? Faisal's powerful reframe</p><p>19:41 How often are high performers secretly disconnected?</p><p>20:44 8 out of 10 business problems are personal — what that really means</p><p>22:33 Why nobody talks about internal alignment in business culture</p><p>23:39 The 3 things never taught in school — self, relationships, money</p><p>25:30 Maslow's hierarchy, industrial boom &amp; the happiness paradox</p><p>27:00 Knowledge compartmentalization — why smart people still feel lost</p><p>27:50 What Faisal is teaching his kids instead of generational wealth</p><p>29:12 Why generational wealth without values leads to corruption</p><p>31:30 Identity, soul &amp; who you are beyond your name and culture</p><p>33:00 Homeschooling, travel &amp; building self-aware children</p><p>35:13 Do personal values translate into business strategy?</p><p>35:47 Long-term relationships as a business model — Faisal's approach</p><p>37:30 The 3-hour sales cycle — why Faisal won't rush a client decision</p><p>38:08 Instant gratification culture vs. long-term relationship building</p><p>39:30 Why most people don't actually need $10 million — the math</p><p>41:00 Going slower to get further — 20 years of value in 10 years</p><p>42:30 The concept of parallel culture and raising different thinkers</p><p>44:36 How to connect with Faisal Ensaun</p><p>45:36 Closing — internal alignment is the real wealth strategy</p><p></p><p>💡 If this episode made you pause and reflect — that's the point. Share it with one person who needs to hear it.</p><p>🔔 Subscribe to MyFinJourney: https://www.youtube.com/@myfinjourney</p><p>💬 Drop a comment: What area of your life do you feel most disconnected from right now — purpose, relationships, or finances?</p><p>⭐ Enjoying MyFinJourney? Leave a 5-star review on Apple Podcasts — it takes 30 seconds and helps more people find us.</p>]]></description><content:encoded><![CDATA[<p>What if the thing holding your business back isn't strategy — it's you?</p><p>In this episode of MyFinJourney, Mustafa Ladha sits down with Faisal Ensaun, a high performance coach who has worked with over 2,000 individuals — from entrepreneurs and executives to real estate investors and CEOs. Faisal opens up about his own journey through addiction, trauma, and rock bottom, and how that path led him to help some of the highest performers in the world reconnect with clarity, purpose, and real success.</p><p>This episode isn't about hustle. It's about alignment — and why without it, no amount of strategy, capital, or ambition will get you where you want to go.</p><p><strong>What you'll learn:</strong></p><p>→ Why 8 out of 10 business problems are actually personal disconnection problems</p><p>→ The real definition of addiction — and why you might be addicted without knowing it</p><p>→ How trauma from your past is silently capping your business growth</p><p>→ Why generational wealth without values is a trap</p><p>→ The 3 things nobody teaches you — knowing yourself, relationships, and money</p><p>→ How to build a long-term business with a 3-hour sales cycle and 90%+ referral rate</p><p>→ What Faisal is teaching his kids instead of passing on wealth</p><p>→ The concept of "parallel culture" and why it matters for your family's future</p><p>Whether you're a real estate investor, entrepreneur, or executive — if you've ever felt stuck, plateaued, or quietly misaligned, this conversation is the reset you need.</p><p><strong>Connect with Faisal Ensaun:</strong></p><p><strong>Linkedin:</strong> https://www.linkedin.com/in/faisalensaun/</p><p></p><p><strong>Subscribe to MyFinJourney →</strong></p><p><strong>🎙 Apple Podcasts: </strong>https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</p><p><strong>🎵 Spotify: </strong>https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</p><p><strong>📸 Instagram: </strong>https://www.instagram.com/my.finjourney</p><p><strong>💼 LinkedIn: </strong>https://www.linkedin.com/in/mustafa-ladha/</p><p></p><p><strong>Episode Chapters:</strong></p><p>00:00 Introduction — high performance, clarity &amp; alignment</p><p>01:16 Faisal's origin story — from addiction to coaching 2,000+ people</p><p>03:20 The rock bottom moment — blood, a subway station &amp; a turning point</p><p>04:50 Born in Afghanistan, immigrant trauma &amp; surviving in Canada</p><p>06:30 How one mentor changed more in 6 months than a decade of struggle</p><p>07:17 Was it the blood that triggered the change?</p><p>08:59 What it means to be a functioning alcoholic — signs you might miss</p><p>10:30 The psychology professor who asked the right question</p><p>11:45 Why people drink — the real answer most people deny</p><p>13:00 Addiction isn't just alcohol — work, shopping, social media &amp; more</p><p>14:07 Lifestyle design — how Faisal engineered his environment to quit</p><p>15:30 Social pressure, identity &amp; why people resist your sobriety</p><p>17:00 How healing the trauma within ended the addiction naturally</p><p>17:51 Is addiction just disconnection? Faisal's powerful reframe</p><p>19:41 How often are high performers secretly disconnected?</p><p>20:44 8 out of 10 business problems are personal — what that really means</p><p>22:33 Why nobody talks about internal alignment in business culture</p><p>23:39 The 3 things never taught in school — self, relationships, money</p><p>25:30 Maslow's hierarchy, industrial boom &amp; the happiness paradox</p><p>27:00 Knowledge compartmentalization — why smart people still feel lost</p><p>27:50 What Faisal is teaching his kids instead of generational wealth</p><p>29:12 Why generational wealth without values leads to corruption</p><p>31:30 Identity, soul &amp; who you are beyond your name and culture</p><p>33:00 Homeschooling, travel &amp; building self-aware children</p><p>35:13 Do personal values translate into business strategy?</p><p>35:47 Long-term relationships as a business model — Faisal's approach</p><p>37:30 The 3-hour sales cycle — why Faisal won't rush a client decision</p><p>38:08 Instant gratification culture vs. long-term relationship building</p><p>39:30 Why most people don't actually need $10 million — the math</p><p>41:00 Going slower to get further — 20 years of value in 10 years</p><p>42:30 The concept of parallel culture and raising different thinkers</p><p>44:36 How to connect with Faisal Ensaun</p><p>45:36 Closing — internal alignment is the real wealth strategy</p><p></p><p>💡 If this episode made you pause and reflect — that's the point. Share it with one person who needs to hear it.</p><p>🔔 Subscribe to MyFinJourney: https://www.youtube.com/@myfinjourney</p><p>💬 Drop a comment: What area of your life do you feel most disconnected from right now — purpose, relationships, or finances?</p><p>⭐ Enjoying MyFinJourney? Leave a 5-star review on Apple Podcasts — it takes 30 seconds and helps more people find us.</p>]]></content:encoded><link><![CDATA[https://myfinjourney.captivate.fm]]></link><guid isPermaLink="false">bdd2e8cb-f769-4a13-9038-a288d58e1e19</guid><itunes:image href="https://artwork.captivate.fm/610a8d92-1d0c-43e8-8ea8-293c52ba2d16/drtkixoz6Ap3vP2idlchDYfg.jpg"/><pubDate>Wed, 08 Apr 2026 06:00:00 -0400</pubDate><enclosure url="https://episodes.captivate.fm/episode/bdd2e8cb-f769-4a13-9038-a288d58e1e19.mp3" length="21452818" type="audio/mpeg"/><itunes:duration>44:42</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>42</itunes:episode><podcast:episode>42</podcast:episode><podcast:season>1</podcast:season></item><item><title>Why High Performers Are Operating at 50% (Without Knowing It) | Michelle J. Howe</title><itunes:title>Why High Performers Are Operating at 50% (Without Knowing It) | Michelle J. Howe</itunes:title><description><![CDATA[<p>Most high performers are running at 50% capacity and they have no idea. </p><p>In this episode, Michelle J. Howe (CPA, strategy consultant &amp; founder of </p><p>Empath Evolution) breaks down why the most driven, successful leaders are </p><p>quietly burning out, leaking energy in every direction, and operating far </p><p>below their true potential.</p><p>If you've ever felt like you're achieving on the outside but something's </p><p>off on the inside — this conversation will name exactly what's happening.</p><p></p><p><strong>🔑 WHAT YOU'LL LEARN IN THIS EPISODE</strong></p><p>✅ Why high achievers are the hardest people to help — and the most in need</p><p>✅ The "50% lights" test: are you actually showing up fully in your life?</p><p>✅ How saying YES to too many things quietly depletes your energy and focus</p><p>✅ The morning smile test — the simplest way to self-diagnose burnout</p><p>✅ Why it took Michelle 4 years to fix what could've taken 1 (and what that costs YOU)</p><p>✅ How to identify your blind spots before they cost you years of your life</p><p>✅ The surprising link between emotional intelligence and personal finances</p><p>✅ How to deal with the negative, grumpy person in your life (without losing yourself)</p><p>✅ Why "if it's not a HELL YES, it's a no" is the most underrated life rule</p><p></p><p><strong>Episode Chapters</strong></p><p>00:00 — Welcome &amp; Michelle's introduction</p><p>01:13 — From structured high achiever to inner conflict: Michelle's story</p><p>04:46 — Why accounting felt too transactional — the pivot to emotional intelligence</p><p>07:20 — How having kids completely changes how you show up at work</p><p>08:38 — Pre vs. post-COVID: what changed for high performers</p><p>09:47 — The ideal client profile: who needs this kind of work</p><p>12:41 — The 4-year journey that could've been 1 (the cost of no mentor)</p><p>15:27 — The mirror moment: "Who is Michelle?" and finding your blind spots</p><p>17:34 — Why saying YES to everything is silently destroying your focus</p><p>18:34 — The illusion that you can do it all — and where it really comes from</p><p>20:39 — Type A vs. Type B: practical ways to slow down and be more present</p><p>21:07 — The morning smile test: a brutally honest self-diagnosis tool</p><p>23:07 — How to handle the chronically negative person in your life</p><p>26:15 — The #1 obstacle to getting help (and why most people never take it)</p><p>26:36 — Emotional intelligence + personal finances: the unexpected connection</p><p>30:04 — How to connect with Michelle &amp; work with her</p><p></p><p><strong>🔗 CONNECT WITH MICHELLE J. HOWE</strong></p><p><strong>🌐 Website: </strong>https://www.empathevolution.com</p><p><strong>Linkedin: </strong>https://www.linkedin.com/in/michellejhowe/</p><p></p><p><strong>📲 FOLLOW MyFinJourney</strong></p><p><strong>🎙 Apple Podcasts: </strong>https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</p><p><strong>🎵 Spotify:</strong> https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</p><p><strong>📸 Instagram:</strong> https://www.instagram.com/my.finjourney</p><p><strong>💼 LinkedIn:</strong> https://www.linkedin.com/in/mustafa-ladha/</p><p></p><p><strong>❤️ ENJOYED THIS EPISODE?</strong></p><p>If this episode gave you something to think about, please:</p><p>👍 Hit the LIKE button</p><p>🔔 SUBSCRIBE for weekly episodes on wealth, mindset &amp; financial freedom</p><p>💬 Drop a comment</p><p>📤 Share this with a high-performer in your life who needs to hear it</p>]]></description><content:encoded><![CDATA[<p>Most high performers are running at 50% capacity and they have no idea. </p><p>In this episode, Michelle J. Howe (CPA, strategy consultant &amp; founder of </p><p>Empath Evolution) breaks down why the most driven, successful leaders are </p><p>quietly burning out, leaking energy in every direction, and operating far </p><p>below their true potential.</p><p>If you've ever felt like you're achieving on the outside but something's </p><p>off on the inside — this conversation will name exactly what's happening.</p><p></p><p><strong>🔑 WHAT YOU'LL LEARN IN THIS EPISODE</strong></p><p>✅ Why high achievers are the hardest people to help — and the most in need</p><p>✅ The "50% lights" test: are you actually showing up fully in your life?</p><p>✅ How saying YES to too many things quietly depletes your energy and focus</p><p>✅ The morning smile test — the simplest way to self-diagnose burnout</p><p>✅ Why it took Michelle 4 years to fix what could've taken 1 (and what that costs YOU)</p><p>✅ How to identify your blind spots before they cost you years of your life</p><p>✅ The surprising link between emotional intelligence and personal finances</p><p>✅ How to deal with the negative, grumpy person in your life (without losing yourself)</p><p>✅ Why "if it's not a HELL YES, it's a no" is the most underrated life rule</p><p></p><p><strong>Episode Chapters</strong></p><p>00:00 — Welcome &amp; Michelle's introduction</p><p>01:13 — From structured high achiever to inner conflict: Michelle's story</p><p>04:46 — Why accounting felt too transactional — the pivot to emotional intelligence</p><p>07:20 — How having kids completely changes how you show up at work</p><p>08:38 — Pre vs. post-COVID: what changed for high performers</p><p>09:47 — The ideal client profile: who needs this kind of work</p><p>12:41 — The 4-year journey that could've been 1 (the cost of no mentor)</p><p>15:27 — The mirror moment: "Who is Michelle?" and finding your blind spots</p><p>17:34 — Why saying YES to everything is silently destroying your focus</p><p>18:34 — The illusion that you can do it all — and where it really comes from</p><p>20:39 — Type A vs. Type B: practical ways to slow down and be more present</p><p>21:07 — The morning smile test: a brutally honest self-diagnosis tool</p><p>23:07 — How to handle the chronically negative person in your life</p><p>26:15 — The #1 obstacle to getting help (and why most people never take it)</p><p>26:36 — Emotional intelligence + personal finances: the unexpected connection</p><p>30:04 — How to connect with Michelle &amp; work with her</p><p></p><p><strong>🔗 CONNECT WITH MICHELLE J. HOWE</strong></p><p><strong>🌐 Website: </strong>https://www.empathevolution.com</p><p><strong>Linkedin: </strong>https://www.linkedin.com/in/michellejhowe/</p><p></p><p><strong>📲 FOLLOW MyFinJourney</strong></p><p><strong>🎙 Apple Podcasts: </strong>https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</p><p><strong>🎵 Spotify:</strong> https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</p><p><strong>📸 Instagram:</strong> https://www.instagram.com/my.finjourney</p><p><strong>💼 LinkedIn:</strong> https://www.linkedin.com/in/mustafa-ladha/</p><p></p><p><strong>❤️ ENJOYED THIS EPISODE?</strong></p><p>If this episode gave you something to think about, please:</p><p>👍 Hit the LIKE button</p><p>🔔 SUBSCRIBE for weekly episodes on wealth, mindset &amp; financial freedom</p><p>💬 Drop a comment</p><p>📤 Share this with a high-performer in your life who needs to hear it</p>]]></content:encoded><link><![CDATA[https://myfinjourney.captivate.fm]]></link><guid isPermaLink="false">5653340a-8f87-49bd-b1c9-26afbfefc2d7</guid><itunes:image href="https://artwork.captivate.fm/610a8d92-1d0c-43e8-8ea8-293c52ba2d16/drtkixoz6Ap3vP2idlchDYfg.jpg"/><pubDate>Wed, 01 Apr 2026 06:00:00 -0400</pubDate><enclosure url="https://episodes.captivate.fm/episode/5653340a-8f87-49bd-b1c9-26afbfefc2d7.mp3" length="15432533" type="audio/mpeg"/><itunes:duration>32:09</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>41</itunes:episode><podcast:episode>41</podcast:episode><podcast:season>1</podcast:season></item><item><title>How to Give Money That Actually Creates Change | Strategic Philanthropy with Dilnaz Waraich</title><itunes:title>How to Give Money That Actually Creates Change | Strategic Philanthropy with Dilnaz Waraich</itunes:title><description><![CDATA[<p>Most people think giving is simply  writing a check, to feel good. But what if there's a smarter, more strategic way to make your wealth create real, lasting change?</p><p>In this episode of MyFinJourney, host Mustafa Ladha sits down with Dilnaz Waraich, President of the WF Fund, a philanthropic leader with decades of experience in strategic giving, interfaith engagement, and community building. Dilnaz breaks down how to turn charitable dollars into a long-term capital strategy — and why most high-net-worth donors are doing it wrong.</p><h3><strong>What you'll learn:</strong></h3><p>→ The difference between reactive giving and strategic philanthropy</p><p>→ What "catalytic funding" means and why it multiplies your impact</p><p>→ Why you should almost never start a new nonprofit (and what to do instead)</p><p>→ How giving circles work — and why women do them better than anyone</p><p>→ The power dynamic between funders and grantees nobody talks about</p><p>→ How Dilnaz's immigrant upbringing shaped her approach to wealth allocation</p><p>→ Trust-based philanthropy and its 6 core principles</p><p>→ How to allocate giving into 3 buckets: immediate need, long-term change, gray areas</p><p>Whether you're a first-time donor, a high-net-worth investor, or running a family fund — this episode will change how you think about the legacy side of your wealth.</p><h2><strong>⏱ Episode Chapters</strong></h2><p>00:00 Introduction — wealth, giving &amp; legacy</p><p>00:46 Dilnaz's origin story — immigrating from India to Chicago</p><p>02:45 Growing up as a brown immigrant in Chicago public schools</p><p>04:50 What is philanthropy? It starts at the kitchen table</p><p>07:05 The WF Fund — catalytic funding explained</p><p>08:30 The 3 buckets of giving: human services, civic engagement, religious pluralism</p><p>15:25 Personal loss — her mother's passing and family philanthropy</p><p>17:00 Khadija — the 1,400-year-old role model for Muslim women in wealth</p><p>20:12 Financial literacy gaps for women and minority communities</p><p>21:45 The funder/grantee power dynamic nobody talks about</p><p>25:00 Capital allocation strategy — third, third, third framework</p><p>27:50 How to reach WF Fund if you're a nonprofit or chaplain</p><p>31:23 Financial confidence as a Muslim American woman</p><p>33:16 Fear, immigrant mentality, and standing up to authority</p><p>37:07 1.8 million nonprofits — why you shouldn't start another one</p><p>39:35 How to launch a giving circle (WhatsApp group → Signal)</p><p>41:43 Final advice — "you are just enough, act now"</p><p><br></p><p><strong>Connect with Dilnaz Waraich:</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/dilnaz-waraich-559a72ba/</p><p><br></p><p><strong>Connect with Mustafa Ladha</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/mustafa-ladha/</p><p><strong>YouTube:</strong> https://www.youtube.com/@my.finjourney</p><p><strong>Spotify: </strong>https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</p><p><strong>Apple Podcasts:</strong> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</p><p><br></p><p>💡 If this episode shifted how you think about your money and your legacy — share it with one person who needs to hear it.</p><p>💬 Drop a comment: What's ONE cause you'd fund if money wasn't an issue?</p><p>⭐Enjoying the show? Leave a 5-star review — it takes 30 seconds and helps more people find us.</p>]]></description><content:encoded><![CDATA[<p>Most people think giving is simply  writing a check, to feel good. But what if there's a smarter, more strategic way to make your wealth create real, lasting change?</p><p>In this episode of MyFinJourney, host Mustafa Ladha sits down with Dilnaz Waraich, President of the WF Fund, a philanthropic leader with decades of experience in strategic giving, interfaith engagement, and community building. Dilnaz breaks down how to turn charitable dollars into a long-term capital strategy — and why most high-net-worth donors are doing it wrong.</p><h3><strong>What you'll learn:</strong></h3><p>→ The difference between reactive giving and strategic philanthropy</p><p>→ What "catalytic funding" means and why it multiplies your impact</p><p>→ Why you should almost never start a new nonprofit (and what to do instead)</p><p>→ How giving circles work — and why women do them better than anyone</p><p>→ The power dynamic between funders and grantees nobody talks about</p><p>→ How Dilnaz's immigrant upbringing shaped her approach to wealth allocation</p><p>→ Trust-based philanthropy and its 6 core principles</p><p>→ How to allocate giving into 3 buckets: immediate need, long-term change, gray areas</p><p>Whether you're a first-time donor, a high-net-worth investor, or running a family fund — this episode will change how you think about the legacy side of your wealth.</p><h2><strong>⏱ Episode Chapters</strong></h2><p>00:00 Introduction — wealth, giving &amp; legacy</p><p>00:46 Dilnaz's origin story — immigrating from India to Chicago</p><p>02:45 Growing up as a brown immigrant in Chicago public schools</p><p>04:50 What is philanthropy? It starts at the kitchen table</p><p>07:05 The WF Fund — catalytic funding explained</p><p>08:30 The 3 buckets of giving: human services, civic engagement, religious pluralism</p><p>15:25 Personal loss — her mother's passing and family philanthropy</p><p>17:00 Khadija — the 1,400-year-old role model for Muslim women in wealth</p><p>20:12 Financial literacy gaps for women and minority communities</p><p>21:45 The funder/grantee power dynamic nobody talks about</p><p>25:00 Capital allocation strategy — third, third, third framework</p><p>27:50 How to reach WF Fund if you're a nonprofit or chaplain</p><p>31:23 Financial confidence as a Muslim American woman</p><p>33:16 Fear, immigrant mentality, and standing up to authority</p><p>37:07 1.8 million nonprofits — why you shouldn't start another one</p><p>39:35 How to launch a giving circle (WhatsApp group → Signal)</p><p>41:43 Final advice — "you are just enough, act now"</p><p><br></p><p><strong>Connect with Dilnaz Waraich:</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/dilnaz-waraich-559a72ba/</p><p><br></p><p><strong>Connect with Mustafa Ladha</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/mustafa-ladha/</p><p><strong>YouTube:</strong> https://www.youtube.com/@my.finjourney</p><p><strong>Spotify: </strong>https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</p><p><strong>Apple Podcasts:</strong> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</p><p><br></p><p>💡 If this episode shifted how you think about your money and your legacy — share it with one person who needs to hear it.</p><p>💬 Drop a comment: What's ONE cause you'd fund if money wasn't an issue?</p><p>⭐Enjoying the show? Leave a 5-star review — it takes 30 seconds and helps more people find us.</p>]]></content:encoded><link><![CDATA[https://myfinjourney.captivate.fm]]></link><guid isPermaLink="false">b6932796-b73d-4fce-a066-d4dbfe6b76f5</guid><itunes:image href="https://artwork.captivate.fm/610a8d92-1d0c-43e8-8ea8-293c52ba2d16/drtkixoz6Ap3vP2idlchDYfg.jpg"/><pubDate>Wed, 25 Mar 2026 06:00:00 -0400</pubDate><enclosure url="https://episodes.captivate.fm/episode/b6932796-b73d-4fce-a066-d4dbfe6b76f5.mp3" length="20375528" type="audio/mpeg"/><itunes:duration>42:27</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>40</itunes:episode><podcast:episode>40</podcast:episode><podcast:season>1</podcast:season></item><item><title>How to Overcome Burnout and Build Real Resilience | Sylvie M Maury</title><itunes:title>How to Overcome Burnout and Build Real Resilience | Sylvie M Maury</itunes:title><description><![CDATA[<p>Building resilience isn’t about avoiding stress, it's about mastering it. Learn how to scale faster, avoid burnout, and lead with self-awareness in this episode with Dr. Sylvie Maury.</p><p>In this episode of <em>MyFinJourney</em>, I’m joined by <strong>Dr. Sylvie Maury</strong>, a PhD-trained resilience coach who has helped executives, entrepreneurs, and teams in high-pressure environments build lasting resilience. Sylvie’s work started from a personal place—helping her children with ADHD leading her to discover the science of neuroplasticity and the mind-body connection.</p><h3><strong>What you’ll learn in this episode:</strong></h3><ol><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>How to build resilience without burning out</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>The power of self-awareness: Why knowing yourself is key to high performance</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Simple ways to regulate stress using body awareness practices</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Why emotional intelligence (EQ) is more important than IQ for decision-making</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>How to create habits that increase mental resilience and help you lead effectively</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>How mindfulness practices can change your brain for the better</li></ol><br/><p><strong>Episode Chapters:</strong></p><p>(00:00) – Introduction to Dr. Sylvie Maury and her unique approach to resilience</p><p>(02:00) – How Sylvie's journey into neuroplasticity began with her children’s ADHD</p><p>(04:30) – The power of body awareness for reducing stress and building resilience</p><p>(08:00) – How understanding your triggers can help you make better decisions</p><p>(10:00) – Mindfulness practices that can reshape your brain and improve decision-making</p><p>(14:30) – The importance of self-awareness for leaders and teams</p><p>(17:00) – How slowing down can help you scale faster and make more effective decisions</p><p>(21:30) – Building habits for mental and emotional resilience</p><p>(25:00) – How self-awareness can lead to better team dynamics and business growth</p><p><br></p><h3><strong>Connect with Dr. Sylvie Maury</strong></h3><p><strong>Linkedin: </strong>https://www.linkedin.com/in/sylviemmaury/</p><p><strong>Website: </strong><a href="https://www.linkedin.com/redir/redirect/?url=Selfpathcoaching%2Ecom&amp;urlhash=EgMf&amp;isSdui=true" rel="noopener noreferrer" target="_blank">Selfpathcoaching.com</a><strong> </strong></p><p><br></p><p><strong>Connect with Mustafa Ladha</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/mustafa-ladha/</p><p><strong>YouTube:</strong> https://www.youtube.com/@my.finjourney</p><p><strong>Spotify: </strong>https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</p><p><strong>Apple Podcasts:</strong> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</p><p><br></p><h3><strong>If you found value in this episode:</strong></h3><p>👍 <strong>Like the video</strong></p><p>✅ <strong>Subscribe for more practical, mindset-shifting episodes</strong></p><p>🔁 <strong>Share this episode</strong> with a friend or colleague who could benefit from building resilience and avoiding burnout</p>]]></description><content:encoded><![CDATA[<p>Building resilience isn’t about avoiding stress, it's about mastering it. Learn how to scale faster, avoid burnout, and lead with self-awareness in this episode with Dr. Sylvie Maury.</p><p>In this episode of <em>MyFinJourney</em>, I’m joined by <strong>Dr. Sylvie Maury</strong>, a PhD-trained resilience coach who has helped executives, entrepreneurs, and teams in high-pressure environments build lasting resilience. Sylvie’s work started from a personal place—helping her children with ADHD leading her to discover the science of neuroplasticity and the mind-body connection.</p><h3><strong>What you’ll learn in this episode:</strong></h3><ol><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>How to build resilience without burning out</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>The power of self-awareness: Why knowing yourself is key to high performance</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Simple ways to regulate stress using body awareness practices</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Why emotional intelligence (EQ) is more important than IQ for decision-making</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>How to create habits that increase mental resilience and help you lead effectively</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>How mindfulness practices can change your brain for the better</li></ol><br/><p><strong>Episode Chapters:</strong></p><p>(00:00) – Introduction to Dr. Sylvie Maury and her unique approach to resilience</p><p>(02:00) – How Sylvie's journey into neuroplasticity began with her children’s ADHD</p><p>(04:30) – The power of body awareness for reducing stress and building resilience</p><p>(08:00) – How understanding your triggers can help you make better decisions</p><p>(10:00) – Mindfulness practices that can reshape your brain and improve decision-making</p><p>(14:30) – The importance of self-awareness for leaders and teams</p><p>(17:00) – How slowing down can help you scale faster and make more effective decisions</p><p>(21:30) – Building habits for mental and emotional resilience</p><p>(25:00) – How self-awareness can lead to better team dynamics and business growth</p><p><br></p><h3><strong>Connect with Dr. Sylvie Maury</strong></h3><p><strong>Linkedin: </strong>https://www.linkedin.com/in/sylviemmaury/</p><p><strong>Website: </strong><a href="https://www.linkedin.com/redir/redirect/?url=Selfpathcoaching%2Ecom&amp;urlhash=EgMf&amp;isSdui=true" rel="noopener noreferrer" target="_blank">Selfpathcoaching.com</a><strong> </strong></p><p><br></p><p><strong>Connect with Mustafa Ladha</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/mustafa-ladha/</p><p><strong>YouTube:</strong> https://www.youtube.com/@my.finjourney</p><p><strong>Spotify: </strong>https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</p><p><strong>Apple Podcasts:</strong> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</p><p><br></p><h3><strong>If you found value in this episode:</strong></h3><p>👍 <strong>Like the video</strong></p><p>✅ <strong>Subscribe for more practical, mindset-shifting episodes</strong></p><p>🔁 <strong>Share this episode</strong> with a friend or colleague who could benefit from building resilience and avoiding burnout</p>]]></content:encoded><link><![CDATA[https://myfinjourney.captivate.fm]]></link><guid isPermaLink="false">5706f2b7-d16b-4899-bd59-410ed7557c70</guid><itunes:image href="https://artwork.captivate.fm/610a8d92-1d0c-43e8-8ea8-293c52ba2d16/drtkixoz6Ap3vP2idlchDYfg.jpg"/><pubDate>Wed, 18 Mar 2026 06:00:00 -0400</pubDate><enclosure url="https://episodes.captivate.fm/episode/5706f2b7-d16b-4899-bd59-410ed7557c70.mp3" length="15344553" type="audio/mpeg"/><itunes:duration>31:58</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>39</itunes:episode><podcast:episode>39</podcast:episode><podcast:season>1</podcast:season></item><item><title>Fly Business Class for Almost Free (Points Partner’s Playbook) | Owen Beiny</title><itunes:title>Fly Business Class for Almost Free (Points Partner’s Playbook) | Owen Beiny</itunes:title><description><![CDATA[<p>If you’ve ever seen business class prices and thought “yeah… never” this episode will change how you travel forever.</p><p>Mustafa Ladha sits down with Owen Beiny (The Points Partner) to break down the real credit card points airline miles playbook that helps regular people fly business class for free (or close to it) without becoming a points-obsessed nerd or wasting hours in rewards-program hell.</p><p>You’ll learn why most people use points the wrong way (travel portals), how to transfer points into airlines to multiply value, and the credit card “stack” Owen uses to help families stop overpaying for flights especially during peak seasons like summer, Christmas, and Thanksgiving.</p><p><strong>What you’ll learn in this episode:</strong></p><p>The 2 ways people use points (and the one that kills value)</p><p>How points can become airline miles (and why timing matters)</p><p>What a transfer bonus is (and how it boosts your miles instantly)</p><p>The 5 types of cards Owen recommends (and why “premium-only” is a trap)</p><p>Why cash back is often a bad deal if you travel</p><p>How families should book: 8–12 months early (or last-minute hacks)</p><p>The “Pyramid of Points” rule so you don’t get stuck</p><p>How Owen paid $5.60 for a flight someone else paid $12,000 for</p><p><strong>Free bonus (from Owen)</strong></p><p>Free course for beginners - https://academy.thepointspartner.com/fly-free-academy-sneak-peek-version</p><p><strong>Join my inner circle.</strong> - https://academy.thepointspartner.com/the-inner-cirlce</p><p><strong>Need help with flights</strong> - https://share.hsforms.com/1QCIw0S30RKCKnplzcnpPEw30v7w</p><p><strong>IG: </strong>@thepointspartner</p><p>Owen will give the first 30 people who message him and say “MyFin Journey” a free 15-minute Zoom call to help with their points + credit card strategy.</p><p><strong>Episode Chapters:</strong></p><p>(00:00) Unlocking the Secrets of Travel Points</p><p>(07:01) The Power of Credit Cards as a Tool</p><p>(14:45) Maximizing Credit Card Benefits</p><p>(22:56) Financial Literacy and Travel Opportunities</p><p>(24:14) The Importance of Financial Literacy</p><p>(25:15) Tailoring Education for Individual Needs</p><p>(26:29) Navigating Credit Card Choices</p><p>(28:51) The Value of Concierge Services</p><p>(30:22) Maximizing Points for Family Travel</p><p>(32:33) Common Misconceptions About Points</p><p>(36:54) Understanding Client Demographics</p><p>(41:45) Owen's Journey to Points Mastery</p><p>(46:10) Teaching Kids About Work Ethic and Passion</p><p><strong>Connect with Owen Beiny</strong></p><p><strong>Linkedin:</strong> https://www.linkedin.com/in/owen-beiny-08749a/</p><p><strong>Website: </strong>ThePointsPartner.com</p><p><br></p><p><strong>Connect with Mustafa Ladha</strong></p><p><strong>LinkedIn: </strong>https://www.linkedin.com/in/mustafa-ladha/</p><p><strong>YouTube: </strong>https://www.youtube.com/@my.finjourney</p><p><strong>Spotify: </strong>https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</p><p><strong>Apple Podcasts: </strong>https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</p>]]></description><content:encoded><![CDATA[<p>If you’ve ever seen business class prices and thought “yeah… never” this episode will change how you travel forever.</p><p>Mustafa Ladha sits down with Owen Beiny (The Points Partner) to break down the real credit card points airline miles playbook that helps regular people fly business class for free (or close to it) without becoming a points-obsessed nerd or wasting hours in rewards-program hell.</p><p>You’ll learn why most people use points the wrong way (travel portals), how to transfer points into airlines to multiply value, and the credit card “stack” Owen uses to help families stop overpaying for flights especially during peak seasons like summer, Christmas, and Thanksgiving.</p><p><strong>What you’ll learn in this episode:</strong></p><p>The 2 ways people use points (and the one that kills value)</p><p>How points can become airline miles (and why timing matters)</p><p>What a transfer bonus is (and how it boosts your miles instantly)</p><p>The 5 types of cards Owen recommends (and why “premium-only” is a trap)</p><p>Why cash back is often a bad deal if you travel</p><p>How families should book: 8–12 months early (or last-minute hacks)</p><p>The “Pyramid of Points” rule so you don’t get stuck</p><p>How Owen paid $5.60 for a flight someone else paid $12,000 for</p><p><strong>Free bonus (from Owen)</strong></p><p>Free course for beginners - https://academy.thepointspartner.com/fly-free-academy-sneak-peek-version</p><p><strong>Join my inner circle.</strong> - https://academy.thepointspartner.com/the-inner-cirlce</p><p><strong>Need help with flights</strong> - https://share.hsforms.com/1QCIw0S30RKCKnplzcnpPEw30v7w</p><p><strong>IG: </strong>@thepointspartner</p><p>Owen will give the first 30 people who message him and say “MyFin Journey” a free 15-minute Zoom call to help with their points + credit card strategy.</p><p><strong>Episode Chapters:</strong></p><p>(00:00) Unlocking the Secrets of Travel Points</p><p>(07:01) The Power of Credit Cards as a Tool</p><p>(14:45) Maximizing Credit Card Benefits</p><p>(22:56) Financial Literacy and Travel Opportunities</p><p>(24:14) The Importance of Financial Literacy</p><p>(25:15) Tailoring Education for Individual Needs</p><p>(26:29) Navigating Credit Card Choices</p><p>(28:51) The Value of Concierge Services</p><p>(30:22) Maximizing Points for Family Travel</p><p>(32:33) Common Misconceptions About Points</p><p>(36:54) Understanding Client Demographics</p><p>(41:45) Owen's Journey to Points Mastery</p><p>(46:10) Teaching Kids About Work Ethic and Passion</p><p><strong>Connect with Owen Beiny</strong></p><p><strong>Linkedin:</strong> https://www.linkedin.com/in/owen-beiny-08749a/</p><p><strong>Website: </strong>ThePointsPartner.com</p><p><br></p><p><strong>Connect with Mustafa Ladha</strong></p><p><strong>LinkedIn: </strong>https://www.linkedin.com/in/mustafa-ladha/</p><p><strong>YouTube: </strong>https://www.youtube.com/@my.finjourney</p><p><strong>Spotify: </strong>https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</p><p><strong>Apple Podcasts: </strong>https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</p>]]></content:encoded><link><![CDATA[https://myfinjourney.captivate.fm]]></link><guid isPermaLink="false">9b742f7e-d2dd-4c17-aecc-7a081ad5a0d5</guid><itunes:image href="https://artwork.captivate.fm/610a8d92-1d0c-43e8-8ea8-293c52ba2d16/drtkixoz6Ap3vP2idlchDYfg.jpg"/><pubDate>Wed, 11 Mar 2026 06:00:00 -0400</pubDate><enclosure url="https://episodes.captivate.fm/episode/9b742f7e-d2dd-4c17-aecc-7a081ad5a0d5.mp3" length="24109575" type="audio/mpeg"/><itunes:duration>50:14</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>38</itunes:episode><podcast:episode>38</podcast:episode><podcast:season>1</podcast:season></item><item><title>High Income vs Wealth: Building Generational Wealth with Discipline and Growth Mindset | Mohammed Quadri</title><itunes:title>High Income vs Wealth: Building Generational Wealth with Discipline and Growth Mindset | Mohammed Quadri</itunes:title><description><![CDATA[<p>Most high-income earners never build real wealth.</p><p>In this episode of <strong>MyFinJourney</strong>, Dr. Mohammed Quadri shares the mindset shift that separates high earners from true wealth builders and why income alone will never create generational wealth.</p><p><strong>Dr. Quadri</strong> is a physician, healthcare strategist, investor, and leader operating at the intersection of medicine, innovation, and commercialization. But what makes this conversation powerful isn’t his resume, it's his framework.</p><p>From growing up in India to studying medicine in Russia in -40° temperatures, to building in the United States, <strong>Dr. Quadri explains:</strong></p><p>• Why “High Income” does NOT equal wealth</p><p>• The difference between intelligence and wisdom</p><p>• Why most professionals optimize for salary instead of ownership</p><p>• The concept of being a “steward of wealth”</p><p>• Growth mindset vs fixed mindset (what it actually means)</p><p>• How to think like an investor, not an employee</p><p>• Why saying NO is a wealth-building skill</p><p>• Fail fast. Learn fast. Move forward.</p><p><strong>Episode Chapters:</strong></p><p>(00:00) Introduction to Dr. Mohammed Quadri</p><p>(02:27) Dr. Quadri's Early Influences and Experiences</p><p>(05:02) Lessons from Russia: Embracing Discomfort</p><p>(07:10) The Value of Investing: Early Lessons</p><p>(09:21) Understanding Wealth and Intentions</p><p>(11:37) The Role of Mindset in Wealth Creation</p><p>(13:48) The Business of Medicine: A Personal Journey</p><p>(15:55) High Earners and the Wealth Mindset</p><p>(18:18) Stewardship of Wealth: A New Perspective</p><p>(20:29) The Power of Collective Intelligence</p><p>(22:32) Growth Mindset vs. Fixed Mindset</p><p>(24:51) Learning from Failures and Mistakes</p><p>(27:11) The Importance of Diligence and Optimism</p><p><br></p><p>If you’re a physician, executive, entrepreneur, or high-income earner trying to convert income into generational wealth, this episode is for you.</p><h3><strong>Connect with Mohammed Quadri</strong></h3><p><strong>Linkedin: </strong>https://www.linkedin.com/in/mohammed-quadri-md-mba-ssbb-12632952/</p><p><br></p><p><strong>Connect with Mustafa Ladha</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/mustafa-ladha/</p><p><strong>YouTube:</strong> https://www.youtube.com/@my.finjourney</p><p><strong>Spotify: </strong>https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</p><p><strong>Apple Podcasts:</strong> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</p>]]></description><content:encoded><![CDATA[<p>Most high-income earners never build real wealth.</p><p>In this episode of <strong>MyFinJourney</strong>, Dr. Mohammed Quadri shares the mindset shift that separates high earners from true wealth builders and why income alone will never create generational wealth.</p><p><strong>Dr. Quadri</strong> is a physician, healthcare strategist, investor, and leader operating at the intersection of medicine, innovation, and commercialization. But what makes this conversation powerful isn’t his resume, it's his framework.</p><p>From growing up in India to studying medicine in Russia in -40° temperatures, to building in the United States, <strong>Dr. Quadri explains:</strong></p><p>• Why “High Income” does NOT equal wealth</p><p>• The difference between intelligence and wisdom</p><p>• Why most professionals optimize for salary instead of ownership</p><p>• The concept of being a “steward of wealth”</p><p>• Growth mindset vs fixed mindset (what it actually means)</p><p>• How to think like an investor, not an employee</p><p>• Why saying NO is a wealth-building skill</p><p>• Fail fast. Learn fast. Move forward.</p><p><strong>Episode Chapters:</strong></p><p>(00:00) Introduction to Dr. Mohammed Quadri</p><p>(02:27) Dr. Quadri's Early Influences and Experiences</p><p>(05:02) Lessons from Russia: Embracing Discomfort</p><p>(07:10) The Value of Investing: Early Lessons</p><p>(09:21) Understanding Wealth and Intentions</p><p>(11:37) The Role of Mindset in Wealth Creation</p><p>(13:48) The Business of Medicine: A Personal Journey</p><p>(15:55) High Earners and the Wealth Mindset</p><p>(18:18) Stewardship of Wealth: A New Perspective</p><p>(20:29) The Power of Collective Intelligence</p><p>(22:32) Growth Mindset vs. Fixed Mindset</p><p>(24:51) Learning from Failures and Mistakes</p><p>(27:11) The Importance of Diligence and Optimism</p><p><br></p><p>If you’re a physician, executive, entrepreneur, or high-income earner trying to convert income into generational wealth, this episode is for you.</p><h3><strong>Connect with Mohammed Quadri</strong></h3><p><strong>Linkedin: </strong>https://www.linkedin.com/in/mohammed-quadri-md-mba-ssbb-12632952/</p><p><br></p><p><strong>Connect with Mustafa Ladha</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/mustafa-ladha/</p><p><strong>YouTube:</strong> https://www.youtube.com/@my.finjourney</p><p><strong>Spotify: </strong>https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</p><p><strong>Apple Podcasts:</strong> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</p>]]></content:encoded><link><![CDATA[https://myfinjourney.captivate.fm]]></link><guid isPermaLink="false">a6aa4e00-d081-4554-b7a4-902fb9035e81</guid><itunes:image href="https://artwork.captivate.fm/610a8d92-1d0c-43e8-8ea8-293c52ba2d16/drtkixoz6Ap3vP2idlchDYfg.jpg"/><pubDate>Wed, 04 Mar 2026 14:45:00 -0400</pubDate><enclosure url="https://episodes.captivate.fm/episode/a6aa4e00-d081-4554-b7a4-902fb9035e81.mp3" length="15949967" type="audio/mpeg"/><itunes:duration>33:14</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>37</itunes:episode><podcast:episode>37</podcast:episode><podcast:season>1</podcast:season></item><item><title>Stop Pitch Slapping People (Build Trust, Then Sell) | Rob Durant</title><itunes:title>Stop Pitch Slapping People (Build Trust, Then Sell) | Rob Durant</itunes:title><description><![CDATA[<p>If sales has ever felt cringe, manipulative, or “not you”… you don’t need new tactics. You need a better identity + a repeatable system.</p><p>In this episode of MyFinJourney, Mustafa Ladha sits down with Rob Durant (sales leader + educator, creator of “social enablement”) to break down how modern selling actually works when you stop chasing transactions and start building real relationships.</p><h3><strong>What you’ll learn</strong></h3><ol><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Why cold outreach is dying (and what to do instead)</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>The difference between social selling vs social enablement</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>The “trusted advisor” mindset that replaces pressure selling</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>A simple framework: <strong>Be approachable. Be sociable. Be generous.</strong></li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>How to stand out without being over-the-top (Gestalt theory)</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>AI in sales: what it can accelerate (and what it can’t replace)</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>The “servant seller” mentality that compounds relationships</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>The “Start With Why” habit: when to persevere vs pivot</li></ol><br/><h3><strong>Episode Chapters</strong></h3><h3><br></h3><p>(00:00) Why sales feels messy (and why this episode will fix it)</p><p>(03:20) The real secret: <strong>who knows you for what</strong></p><p><strong>(</strong>07:08) Viral tactics vs real relationships (why Rob doesn’t chase “one-call closes”)</p><p>(08:50) Cold outreach vs <strong>cold connections</strong> + “pitch slapping”</p><p>(12:54) The 3-step framework: approachable, sociable, generous</p><p>(14:31) Gestalt theory: how to stand out the right way</p><p>(19:21) How real connections actually start (and why it works)</p><p>(23:43) AI in sales: walking stick, not the walking</p><p>(28:43) Why optimizing only for money kills outcomes</p><p>(33:32) Start With Why + the 5 Whys (persevere vs pivot)</p><p>(38:22) How to connect with Rob the right way</p><p><br></p><h3><strong>Connect with Rob Durant</strong></h3><p><strong>Linkedin: </strong><u><a href="https://www.linkedin.com/in/robdurant/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/robdurant/</a></u></p><p><strong>Website: </strong><a href="https://www.linkedin.com/redir/redirect/?url=https%3A%2F%2FSalesTV%2Elive%2F&amp;urlhash=G6t4&amp;isSdui=true" rel="noopener noreferrer" target="_blank">SalesTV.live</a></p><p><br></p><p><strong>Connect with Mustafa Ladha</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/mustafa-ladha/</p><p><strong>YouTube:</strong> https://www.youtube.com/@my.finjourney</p><p><strong>Spotify: </strong>https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</p><p><strong>Apple Podcasts:</strong> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</p>]]></description><content:encoded><![CDATA[<p>If sales has ever felt cringe, manipulative, or “not you”… you don’t need new tactics. You need a better identity + a repeatable system.</p><p>In this episode of MyFinJourney, Mustafa Ladha sits down with Rob Durant (sales leader + educator, creator of “social enablement”) to break down how modern selling actually works when you stop chasing transactions and start building real relationships.</p><h3><strong>What you’ll learn</strong></h3><ol><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Why cold outreach is dying (and what to do instead)</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>The difference between social selling vs social enablement</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>The “trusted advisor” mindset that replaces pressure selling</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>A simple framework: <strong>Be approachable. Be sociable. Be generous.</strong></li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>How to stand out without being over-the-top (Gestalt theory)</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>AI in sales: what it can accelerate (and what it can’t replace)</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>The “servant seller” mentality that compounds relationships</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>The “Start With Why” habit: when to persevere vs pivot</li></ol><br/><h3><strong>Episode Chapters</strong></h3><h3><br></h3><p>(00:00) Why sales feels messy (and why this episode will fix it)</p><p>(03:20) The real secret: <strong>who knows you for what</strong></p><p><strong>(</strong>07:08) Viral tactics vs real relationships (why Rob doesn’t chase “one-call closes”)</p><p>(08:50) Cold outreach vs <strong>cold connections</strong> + “pitch slapping”</p><p>(12:54) The 3-step framework: approachable, sociable, generous</p><p>(14:31) Gestalt theory: how to stand out the right way</p><p>(19:21) How real connections actually start (and why it works)</p><p>(23:43) AI in sales: walking stick, not the walking</p><p>(28:43) Why optimizing only for money kills outcomes</p><p>(33:32) Start With Why + the 5 Whys (persevere vs pivot)</p><p>(38:22) How to connect with Rob the right way</p><p><br></p><h3><strong>Connect with Rob Durant</strong></h3><p><strong>Linkedin: </strong><u><a href="https://www.linkedin.com/in/robdurant/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/robdurant/</a></u></p><p><strong>Website: </strong><a href="https://www.linkedin.com/redir/redirect/?url=https%3A%2F%2FSalesTV%2Elive%2F&amp;urlhash=G6t4&amp;isSdui=true" rel="noopener noreferrer" target="_blank">SalesTV.live</a></p><p><br></p><p><strong>Connect with Mustafa Ladha</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/mustafa-ladha/</p><p><strong>YouTube:</strong> https://www.youtube.com/@my.finjourney</p><p><strong>Spotify: </strong>https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</p><p><strong>Apple Podcasts:</strong> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</p>]]></content:encoded><link><![CDATA[https://myfinjourney.captivate.fm]]></link><guid isPermaLink="false">88226a8e-0c9c-43f2-99d4-43c50a85b29d</guid><itunes:image href="https://artwork.captivate.fm/610a8d92-1d0c-43e8-8ea8-293c52ba2d16/drtkixoz6Ap3vP2idlchDYfg.jpg"/><pubDate>Wed, 25 Feb 2026 06:00:00 -0400</pubDate><enclosure url="https://episodes.captivate.fm/episode/88226a8e-0c9c-43f2-99d4-43c50a85b29d.mp3" length="19249546" type="audio/mpeg"/><itunes:duration>40:06</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>36</itunes:episode><podcast:episode>36</podcast:episode><podcast:season>1</podcast:season></item><item><title>Talent Stacking &amp; Podcasting: How to Build Authority That Compounds Income | Junaid Ahmed</title><itunes:title>Talent Stacking &amp; Podcasting: How to Build Authority That Compounds Income | Junaid Ahmed</itunes:title><description><![CDATA[<p>In this episode of the MyFinJourney Podcast, we break down talent stacking, personal branding, and how podcasting builds long-term authority, credibility, and income leverage.</p><p>Mustafa Ladha sits down with Junaid Ahmed, founder of Home Studio Mastery, to explore how combining skills, staying consistent, and pressing record before you feel ready can compound into powerful career and business opportunities.</p><p>Talent stacking is the strategy of combining multiple skills to create a unique competitive advantage in today’s economy. Instead of mastering one lane, you stack complementary abilities that amplify each other over time.</p><p><strong>In this conversation, we cover:</strong></p><p>• How Junaid built authority by recording 700+ podcast episodes</p><p>• Why consistency compounds faster than talent alone</p><p>• How podcasting becomes relationship infrastructure, not just content</p><p>• The power of “just get started” in building momentum</p><p>• Why community accelerates growth</p><p>• How personal branding turns into long-term leverage</p><p>• The 1% daily improvement philosophy</p><p>• Why credibility is engineered through reps, not perfection</p><p>If you’re building a personal brand, launching a podcast, raising capital, or creating leverage in today’s digital economy, this episode will reshape how you think about authority and opportunity.</p><p>This episode answers questions like:</p><p>How does talent stacking create income?</p><p>How does podcasting build credibility?</p><p>How do you build authority through content?</p><p>What is the fastest way to grow a personal brand?</p><p><br></p><p><strong>Connect with Junaid Ahmed:</strong></p><p>LinkedIn:<a href="https://linkedin.com/in/superjunaid" rel="noopener noreferrer" target="_blank"> https://linkedin.com/in/superjunaid</a></p><p><br></p><p><strong>Connect with Mustafa Ladha:</strong></p><p>LinkedIn:<a href="https://www.linkedin.com/in/mustafa-ladha" rel="noopener noreferrer" target="_blank"> https://www.linkedin.com/in/mustafa-ladha</a></p><p>YouTube:<a href="https://www.youtube.com/@myfinjourney" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@myfinjourney</a></p><p>Subscribe for more conversations on wealth building, leverage, entrepreneurship, and personal growth.</p><p><br></p>]]></description><content:encoded><![CDATA[<p>In this episode of the MyFinJourney Podcast, we break down talent stacking, personal branding, and how podcasting builds long-term authority, credibility, and income leverage.</p><p>Mustafa Ladha sits down with Junaid Ahmed, founder of Home Studio Mastery, to explore how combining skills, staying consistent, and pressing record before you feel ready can compound into powerful career and business opportunities.</p><p>Talent stacking is the strategy of combining multiple skills to create a unique competitive advantage in today’s economy. Instead of mastering one lane, you stack complementary abilities that amplify each other over time.</p><p><strong>In this conversation, we cover:</strong></p><p>• How Junaid built authority by recording 700+ podcast episodes</p><p>• Why consistency compounds faster than talent alone</p><p>• How podcasting becomes relationship infrastructure, not just content</p><p>• The power of “just get started” in building momentum</p><p>• Why community accelerates growth</p><p>• How personal branding turns into long-term leverage</p><p>• The 1% daily improvement philosophy</p><p>• Why credibility is engineered through reps, not perfection</p><p>If you’re building a personal brand, launching a podcast, raising capital, or creating leverage in today’s digital economy, this episode will reshape how you think about authority and opportunity.</p><p>This episode answers questions like:</p><p>How does talent stacking create income?</p><p>How does podcasting build credibility?</p><p>How do you build authority through content?</p><p>What is the fastest way to grow a personal brand?</p><p><br></p><p><strong>Connect with Junaid Ahmed:</strong></p><p>LinkedIn:<a href="https://linkedin.com/in/superjunaid" rel="noopener noreferrer" target="_blank"> https://linkedin.com/in/superjunaid</a></p><p><br></p><p><strong>Connect with Mustafa Ladha:</strong></p><p>LinkedIn:<a href="https://www.linkedin.com/in/mustafa-ladha" rel="noopener noreferrer" target="_blank"> https://www.linkedin.com/in/mustafa-ladha</a></p><p>YouTube:<a href="https://www.youtube.com/@myfinjourney" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@myfinjourney</a></p><p>Subscribe for more conversations on wealth building, leverage, entrepreneurship, and personal growth.</p><p><br></p>]]></content:encoded><link><![CDATA[https://myfinjourney.captivate.fm]]></link><guid isPermaLink="false">56b476e2-d4c8-42ad-b46d-01a432948371</guid><itunes:image href="https://artwork.captivate.fm/610a8d92-1d0c-43e8-8ea8-293c52ba2d16/drtkixoz6Ap3vP2idlchDYfg.jpg"/><pubDate>Wed, 18 Feb 2026 06:00:00 -0400</pubDate><enclosure url="https://episodes.captivate.fm/episode/56b476e2-d4c8-42ad-b46d-01a432948371.mp3" length="17804452" type="audio/mpeg"/><itunes:duration>37:06</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>35</itunes:episode><podcast:episode>35</podcast:episode><podcast:season>1</podcast:season></item><item><title>How a USC Quarterback Built a $25M Real Estate Empire in LA | Brandon Hance</title><itunes:title>How a USC Quarterback Built a $25M Real Estate Empire in LA | Brandon Hance</itunes:title><description><![CDATA[<p>Real estate development is hard. <strong>Construction in Los Angeles</strong> is even harder. In this episode of My Fin Journey, Mustafa Ladha sits down with Brandon Hans a two-time tech entrepreneur and former USC quarterback who applied startup-scale systems to one of the city’s biggest constraints: housing supply.</p><p>Brandon breaks down what <em>actually</em> works in ground-up development and infill: <strong>tech-enabled lot identification, value-engineered design, vertically integrated execution, and capital discipline</strong>. He also shares how COVID stress-tested his pipeline, why boards and investors can force hard pivots, and how today’s policy incentives are reshaping what “pencils” in LA especially for <strong>deed-restricted affordable housing</strong>.</p><p>This conversation goes beyond theory. It’s a practical playbook on <strong>systems, trade-offs, underwriting reality, performance under pressure, and why most projects die before they ever break ground</strong>.</p><h3><strong>What You’ll Learn</strong></h3><ol><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>The real reasons development projects fail <em>before permits</em></li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>How to build repeatable systems: <strong>acquisition → design → build → sell/rent</strong></li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Why <strong>capital discipline</strong> beats “raise and burn” thinking</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>COVID lessons: credit freezes, fire sales, board dynamics, survival pivots</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Why incentives like <strong>ED1</strong> changed LA development math (density, parking, timelines)</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Performance framework: how Brandon tracks strain and sustains output long-term</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Advice at 15 and 25: <strong>think bigger, focus longer, enjoy the inputs</strong></li></ol><br/><p><br></p><h2><strong>Episode Chapters</strong></h2><p>(00:00) Why LA construction is brutally hard</p><p>(01:15) Tech exits → why real estate in 2017</p><p>(02:24) USC QB mindset: knowing your cap, pivoting anyway</p><p>(04:44) Sports psychology + the mindset framework shift</p><p>(07:08) Startup #1: direct-to-fan music commerce (early social)</p><p>(09:59) Vision vs conversion: why the model didn’t “pencil” yet</p><p>(11:48) Exit decision: profit, purpose, and discipline</p><p>(14:19) After the exit: diversify vs reinvest in yourself</p><p>(16:22) Hustle vs sustained performance (strain tracking)</p><p>(20:49) Identity + beliefs: upgrading your operating system</p><p>(22:17) “Playmaker” reframe when business chaos hits</p><p>(24:32) Why LA infill was the real opportunity</p><p>(26:18) Pandemic impact: frozen credit + investor fear</p><p>(28:16) Pivot to affordable multifamily (deed-restricted)</p><p>(29:22) Why market-rate multifamily hasn’t penciled</p><p>(30:47) ED1 explained + incentives that change returns</p><p>(33:51) Brandon’s advice: think big, stay focused</p><p>(35:51) Why LinkedIn now + the network effect</p><p>(37:30) Closing: clear decisions, consistently</p><p><br></p><p><strong>🔗 CONNECT WITH BRANDON HANCE</strong></p><p><strong>LinkedIn:</strong> <u><a href="https://www.linkedin.com/in/brandonhance" rel="noopener noreferrer" target="_blank">linkedin.com/in/brandonhance</a></u></p><p><strong>Email: </strong>brandonhance4@gmail.com</p><p><br></p><p><strong>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/mustafa-ladha/</p><p><strong>YouTube:</strong> https://www.youtube.com/@my.finjourney</p><p><strong>Spotify: </strong>https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</p><p><strong>Apple Podcasts:</strong> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</p>]]></description><content:encoded><![CDATA[<p>Real estate development is hard. <strong>Construction in Los Angeles</strong> is even harder. In this episode of My Fin Journey, Mustafa Ladha sits down with Brandon Hans a two-time tech entrepreneur and former USC quarterback who applied startup-scale systems to one of the city’s biggest constraints: housing supply.</p><p>Brandon breaks down what <em>actually</em> works in ground-up development and infill: <strong>tech-enabled lot identification, value-engineered design, vertically integrated execution, and capital discipline</strong>. He also shares how COVID stress-tested his pipeline, why boards and investors can force hard pivots, and how today’s policy incentives are reshaping what “pencils” in LA especially for <strong>deed-restricted affordable housing</strong>.</p><p>This conversation goes beyond theory. It’s a practical playbook on <strong>systems, trade-offs, underwriting reality, performance under pressure, and why most projects die before they ever break ground</strong>.</p><h3><strong>What You’ll Learn</strong></h3><ol><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>The real reasons development projects fail <em>before permits</em></li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>How to build repeatable systems: <strong>acquisition → design → build → sell/rent</strong></li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Why <strong>capital discipline</strong> beats “raise and burn” thinking</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>COVID lessons: credit freezes, fire sales, board dynamics, survival pivots</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Why incentives like <strong>ED1</strong> changed LA development math (density, parking, timelines)</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Performance framework: how Brandon tracks strain and sustains output long-term</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Advice at 15 and 25: <strong>think bigger, focus longer, enjoy the inputs</strong></li></ol><br/><p><br></p><h2><strong>Episode Chapters</strong></h2><p>(00:00) Why LA construction is brutally hard</p><p>(01:15) Tech exits → why real estate in 2017</p><p>(02:24) USC QB mindset: knowing your cap, pivoting anyway</p><p>(04:44) Sports psychology + the mindset framework shift</p><p>(07:08) Startup #1: direct-to-fan music commerce (early social)</p><p>(09:59) Vision vs conversion: why the model didn’t “pencil” yet</p><p>(11:48) Exit decision: profit, purpose, and discipline</p><p>(14:19) After the exit: diversify vs reinvest in yourself</p><p>(16:22) Hustle vs sustained performance (strain tracking)</p><p>(20:49) Identity + beliefs: upgrading your operating system</p><p>(22:17) “Playmaker” reframe when business chaos hits</p><p>(24:32) Why LA infill was the real opportunity</p><p>(26:18) Pandemic impact: frozen credit + investor fear</p><p>(28:16) Pivot to affordable multifamily (deed-restricted)</p><p>(29:22) Why market-rate multifamily hasn’t penciled</p><p>(30:47) ED1 explained + incentives that change returns</p><p>(33:51) Brandon’s advice: think big, stay focused</p><p>(35:51) Why LinkedIn now + the network effect</p><p>(37:30) Closing: clear decisions, consistently</p><p><br></p><p><strong>🔗 CONNECT WITH BRANDON HANCE</strong></p><p><strong>LinkedIn:</strong> <u><a href="https://www.linkedin.com/in/brandonhance" rel="noopener noreferrer" target="_blank">linkedin.com/in/brandonhance</a></u></p><p><strong>Email: </strong>brandonhance4@gmail.com</p><p><br></p><p><strong>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/mustafa-ladha/</p><p><strong>YouTube:</strong> https://www.youtube.com/@my.finjourney</p><p><strong>Spotify: </strong>https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</p><p><strong>Apple Podcasts:</strong> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</p>]]></content:encoded><link><![CDATA[https://myfinjourney.captivate.fm]]></link><guid isPermaLink="false">9188ffba-886a-459c-9765-71c2a8736452</guid><itunes:image href="https://artwork.captivate.fm/610a8d92-1d0c-43e8-8ea8-293c52ba2d16/drtkixoz6Ap3vP2idlchDYfg.jpg"/><pubDate>Wed, 04 Feb 2026 06:00:00 -0400</pubDate><enclosure url="https://episodes.captivate.fm/episode/9188ffba-886a-459c-9765-71c2a8736452.mp3" length="18550300" type="audio/mpeg"/><itunes:duration>38:39</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>34</itunes:episode><podcast:episode>34</podcast:episode><podcast:season>1</podcast:season></item><item><title>From Real Estate to Multiple Income Streams | Andrew Coleman</title><itunes:title>From Real Estate to Multiple Income Streams | Andrew Coleman</itunes:title><description><![CDATA[<p>Andrew isn’t loud online  but he’s quietly building serious wealth across <strong>multifamily real estate, commercial/industrial properties, options &amp; futures trading, and a personal development business</strong> for entrepreneurs. In this episode of <strong>My Fin Journey</strong>, Andrew breaks down how he started during the <strong>2008 crash</strong>, learned <strong>sales and marketing</strong> as his first high-income skill, and used systems, leverage, and consistency to scale without chasing hype.</p><p>You’ll hear how Andrew went from “<strong>walking for dollars</strong>” to building real estate systems using <strong>leverage, OPM (other people’s money), and OPT (other people’s time)</strong>  and why those concepts only work when you bring real value to the table. We also unpack his trading approach: focusing on <strong>support/resistance, psychological price levels, patience, and journaling</strong> to master emotions  because in trading, it’s often <strong>you vs. you</strong>.</p><p>Andrew ties everything back to authenticity and performance: how a solid <strong>morning routine</strong> compounds results, how to build multiple streams of income without spreading yourself thin, and why the goal isn’t “more money”  it’s <strong>freedom and lifestyle design</strong>.</p><h3><strong>What You’ll Learn in This Episode</strong></h3><ol><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>How Andrew built wealth quietly across <strong>real estate + trading + business</strong></li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Why <strong>sales &amp; marketing</strong> are the #1 foundation skill for entrepreneurs</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Residential → <strong>commercial/multifamily</strong>: why it becomes a “team sport”</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Options/futures basics: <strong>support &amp; resistance + psych levels</strong></li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>The real edge in trading: <strong>patience, journaling, emotional control</strong></li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Morning routines for entrepreneurs: <strong>1% daily compounding</strong></li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>How to use <strong>OPM/OPT</strong> ethically (and avoid the “buzzword trap”)</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Lifestyle-first wealth: designing freedom with clear income targets</li></ol><br/><p><strong>🎧 If this episode helped you, follow/subscribe and share it with someone building multiple income streams.</strong></p><h2><strong>Episode Chapters</strong></h2><p>(00:00) Quiet investor building real wealth</p><p>(00:34) Andrew intro + portfolio overview</p><p>(00:50) Authenticity: your unfair advantage</p><p>(01:26) DMV focus: DC, Maryland, Virginia real estate</p><p>(02:27) 2008 crash start: mentor + wholesaling journey</p><p>(03:25) Residential → commercial: why it scales with teams</p><p>(04:10) Multiple income streams: trading + personal development</p><p>(05:43) Morning routine: subtle compounding advantage</p><p>(07:09) Subscribe/follow CTA</p><p>(08:09) First skill: sales &amp; marketing (door-to-door to phone)</p><p>(10:35) Athlete mindset: urgency, presence, prioritization</p><p>(12:28) Why trading: purpose + diversification</p><p>(13:47) Options strategy: support/resistance + psych levels</p><p>(15:28) Trading challenge: patience + emotional control</p><p>(16:38) Authenticity &amp; markets: mood affects decisions</p><p>(17:45) Football analogy: linebacker as “QB of defense”</p><p>(19:39) Real estate turning point: systems + leverage</p><p>(22:15) OPT/OPM explained: value-first leverage</p><p>(24:45) Lifestyle design: freedom over “big money”</p><p>(26:51) Slowing down: maturity + experience</p><p>(28:33) Speeding up: systems, leverage, stacking habits</p><p>(30:33) Advice to younger self: identity, health, learning</p><p>(33:05) Football subtlety: studying, leadership, adaptability</p><p>(36:14) Closing takeaways + share this episode</p><p><strong>🔗 CONNECT WITH ANDREW COLEMAN</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/lifesupplys/</p><p><strong>Email:</strong> andrewcoleman88@gmail.com</p><p><br></p><p><strong>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/mustafa-ladha/</p><p><strong>YouTube:</strong> https://www.youtube.com/@my.finjourney</p><p><strong>Spotify: </strong>https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</p><p><strong>Apple Podcasts:</strong> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</p>]]></description><content:encoded><![CDATA[<p>Andrew isn’t loud online  but he’s quietly building serious wealth across <strong>multifamily real estate, commercial/industrial properties, options &amp; futures trading, and a personal development business</strong> for entrepreneurs. In this episode of <strong>My Fin Journey</strong>, Andrew breaks down how he started during the <strong>2008 crash</strong>, learned <strong>sales and marketing</strong> as his first high-income skill, and used systems, leverage, and consistency to scale without chasing hype.</p><p>You’ll hear how Andrew went from “<strong>walking for dollars</strong>” to building real estate systems using <strong>leverage, OPM (other people’s money), and OPT (other people’s time)</strong>  and why those concepts only work when you bring real value to the table. We also unpack his trading approach: focusing on <strong>support/resistance, psychological price levels, patience, and journaling</strong> to master emotions  because in trading, it’s often <strong>you vs. you</strong>.</p><p>Andrew ties everything back to authenticity and performance: how a solid <strong>morning routine</strong> compounds results, how to build multiple streams of income without spreading yourself thin, and why the goal isn’t “more money”  it’s <strong>freedom and lifestyle design</strong>.</p><h3><strong>What You’ll Learn in This Episode</strong></h3><ol><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>How Andrew built wealth quietly across <strong>real estate + trading + business</strong></li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Why <strong>sales &amp; marketing</strong> are the #1 foundation skill for entrepreneurs</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Residential → <strong>commercial/multifamily</strong>: why it becomes a “team sport”</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Options/futures basics: <strong>support &amp; resistance + psych levels</strong></li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>The real edge in trading: <strong>patience, journaling, emotional control</strong></li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Morning routines for entrepreneurs: <strong>1% daily compounding</strong></li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>How to use <strong>OPM/OPT</strong> ethically (and avoid the “buzzword trap”)</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Lifestyle-first wealth: designing freedom with clear income targets</li></ol><br/><p><strong>🎧 If this episode helped you, follow/subscribe and share it with someone building multiple income streams.</strong></p><h2><strong>Episode Chapters</strong></h2><p>(00:00) Quiet investor building real wealth</p><p>(00:34) Andrew intro + portfolio overview</p><p>(00:50) Authenticity: your unfair advantage</p><p>(01:26) DMV focus: DC, Maryland, Virginia real estate</p><p>(02:27) 2008 crash start: mentor + wholesaling journey</p><p>(03:25) Residential → commercial: why it scales with teams</p><p>(04:10) Multiple income streams: trading + personal development</p><p>(05:43) Morning routine: subtle compounding advantage</p><p>(07:09) Subscribe/follow CTA</p><p>(08:09) First skill: sales &amp; marketing (door-to-door to phone)</p><p>(10:35) Athlete mindset: urgency, presence, prioritization</p><p>(12:28) Why trading: purpose + diversification</p><p>(13:47) Options strategy: support/resistance + psych levels</p><p>(15:28) Trading challenge: patience + emotional control</p><p>(16:38) Authenticity &amp; markets: mood affects decisions</p><p>(17:45) Football analogy: linebacker as “QB of defense”</p><p>(19:39) Real estate turning point: systems + leverage</p><p>(22:15) OPT/OPM explained: value-first leverage</p><p>(24:45) Lifestyle design: freedom over “big money”</p><p>(26:51) Slowing down: maturity + experience</p><p>(28:33) Speeding up: systems, leverage, stacking habits</p><p>(30:33) Advice to younger self: identity, health, learning</p><p>(33:05) Football subtlety: studying, leadership, adaptability</p><p>(36:14) Closing takeaways + share this episode</p><p><strong>🔗 CONNECT WITH ANDREW COLEMAN</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/lifesupplys/</p><p><strong>Email:</strong> andrewcoleman88@gmail.com</p><p><br></p><p><strong>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/mustafa-ladha/</p><p><strong>YouTube:</strong> https://www.youtube.com/@my.finjourney</p><p><strong>Spotify: </strong>https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</p><p><strong>Apple Podcasts:</strong> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</p>]]></content:encoded><link><![CDATA[https://myfinjourney.captivate.fm]]></link><guid isPermaLink="false">8cc9b179-0a4a-4af5-808d-2e1e2fbe26e5</guid><itunes:image href="https://artwork.captivate.fm/610a8d92-1d0c-43e8-8ea8-293c52ba2d16/drtkixoz6Ap3vP2idlchDYfg.jpg"/><pubDate>Wed, 28 Jan 2026 06:00:00 -0400</pubDate><enclosure url="https://episodes.captivate.fm/episode/8cc9b179-0a4a-4af5-808d-2e1e2fbe26e5.mp3" length="17768507" type="audio/mpeg"/><itunes:duration>37:01</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>33</itunes:episode><podcast:episode>33</podcast:episode><podcast:season>1</podcast:season></item><item><title>Neuroscience of Sales: Overcome Fear of Rejection &amp; Close More | Shannon Smith</title><itunes:title>Neuroscience of Sales: Overcome Fear of Rejection &amp; Close More | Shannon Smith</itunes:title><description><![CDATA[<p>Selling doesn’t fail because you’re “bad at sales.” It fails because your brain treats rejection like a threat.</p><p>In this episode of <strong>MyFinJourney</strong>, Mustafa Ladha sits down with <strong>Shannon Smith</strong>, a neuroscience-driven sales coach who teaches <strong>no-pressure, brain-based sales, a system</strong> designed to calm your nervous system, stop overthinking, and help you sell like a human (not a script).</p><p>Shannon shares how her own anxiety spiral during the pandemic led her deep into neuroscience and neuroplasticity and how rewiring the brain can reduce fear, procrastination, and “freeze mode” in high-stakes conversations. You’ll learn why the <strong>amygdala hijacks sales calls</strong>, how prospects’ brains react to cold outreach (especially on LinkedIn), and why founders who “build in stealth” often lose because they skip customer discovery.</p><p>If you’ve ever avoided follow-ups, dreaded DMs, or felt weird asking for the yes, this conversation reframes sales as what it really is: <strong>effective communication that serves</strong>.</p><p><strong>What You’ll Learn in This Episode</strong></p><ol><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Why <strong>rejection triggers a threat response</strong> in the brain and how that blocks sales.</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>How the <strong>amygdala hijack</strong> shows up as ghosting, procrastination, overthinking, and freezing.</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>The basics of <strong>neuroplasticity</strong> and how you can “rewire” patterns that sabotage income.</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>How to shift from <strong>“sell” to “serve”</strong> so selling feels human (not pushy).</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>What prospects’ brains do on <strong>LinkedIn</strong> and how to break through skepticism and noise.</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>How Shannon grew a <strong>personal brand</strong> by going deep on ICP (ideal client profile) and “unspoken subtext.”</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Why founders who <strong>build in a hide hole</strong> lose and how customer discovery fixes it.</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>How humor and authenticity can <strong>increase engagement</strong> and trust without gimmicks.</li></ol><br/><p><br></p><h2><strong>Episode Chapters</strong></h2><p>(00:00) Why sales fails: rejection feels like danger</p><p>(00:44) Shannon’s intro + what she teaches</p><p>(00:52) Why people freeze in sales moments</p><p>(02:06) Pandemic breakdown on a boat + anxiety spiral</p><p>(03:05) The neuroscience pivot + “rewire your brain” experiments</p><p>(06:42) Neuroplasticity explained: you can rewire anytime</p><p>(08:23) Why everyone <em>can</em> change but most don’t</p><p>(13:00) Prospect brain on LinkedIn + breaking through filters</p><p>(15:40) Sell-to-serve mindset + rejection resilience</p><p>(17:15) LinkedIn growth: then vs now</p><p>(24:40) Contractor horror story: bad work + Ferrari</p><p>(29:28) Startups: don’t build in a hidey hole</p><p>(30:57) Shannon’s superpower: humor + levity</p><p>(31:18) Using humor to break through LinkedIn noise</p><p><br></p><p><strong>🔗 CONNECT WITH SHANNON SMITH</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/shannonsmithjdms/</p><p><strong>Email:</strong> shannon@rebootyourbrain.xyz</p><p><br></p><p><strong>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/mustafa-ladha/</p><p><strong>YouTube:</strong> https://www.youtube.com/@my.finjourney</p><p><strong>Spotify: </strong>https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</p><p><strong>Apple Podcasts:</strong> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</p>]]></description><content:encoded><![CDATA[<p>Selling doesn’t fail because you’re “bad at sales.” It fails because your brain treats rejection like a threat.</p><p>In this episode of <strong>MyFinJourney</strong>, Mustafa Ladha sits down with <strong>Shannon Smith</strong>, a neuroscience-driven sales coach who teaches <strong>no-pressure, brain-based sales, a system</strong> designed to calm your nervous system, stop overthinking, and help you sell like a human (not a script).</p><p>Shannon shares how her own anxiety spiral during the pandemic led her deep into neuroscience and neuroplasticity and how rewiring the brain can reduce fear, procrastination, and “freeze mode” in high-stakes conversations. You’ll learn why the <strong>amygdala hijacks sales calls</strong>, how prospects’ brains react to cold outreach (especially on LinkedIn), and why founders who “build in stealth” often lose because they skip customer discovery.</p><p>If you’ve ever avoided follow-ups, dreaded DMs, or felt weird asking for the yes, this conversation reframes sales as what it really is: <strong>effective communication that serves</strong>.</p><p><strong>What You’ll Learn in This Episode</strong></p><ol><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Why <strong>rejection triggers a threat response</strong> in the brain and how that blocks sales.</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>How the <strong>amygdala hijack</strong> shows up as ghosting, procrastination, overthinking, and freezing.</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>The basics of <strong>neuroplasticity</strong> and how you can “rewire” patterns that sabotage income.</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>How to shift from <strong>“sell” to “serve”</strong> so selling feels human (not pushy).</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>What prospects’ brains do on <strong>LinkedIn</strong> and how to break through skepticism and noise.</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>How Shannon grew a <strong>personal brand</strong> by going deep on ICP (ideal client profile) and “unspoken subtext.”</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Why founders who <strong>build in a hide hole</strong> lose and how customer discovery fixes it.</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>How humor and authenticity can <strong>increase engagement</strong> and trust without gimmicks.</li></ol><br/><p><br></p><h2><strong>Episode Chapters</strong></h2><p>(00:00) Why sales fails: rejection feels like danger</p><p>(00:44) Shannon’s intro + what she teaches</p><p>(00:52) Why people freeze in sales moments</p><p>(02:06) Pandemic breakdown on a boat + anxiety spiral</p><p>(03:05) The neuroscience pivot + “rewire your brain” experiments</p><p>(06:42) Neuroplasticity explained: you can rewire anytime</p><p>(08:23) Why everyone <em>can</em> change but most don’t</p><p>(13:00) Prospect brain on LinkedIn + breaking through filters</p><p>(15:40) Sell-to-serve mindset + rejection resilience</p><p>(17:15) LinkedIn growth: then vs now</p><p>(24:40) Contractor horror story: bad work + Ferrari</p><p>(29:28) Startups: don’t build in a hidey hole</p><p>(30:57) Shannon’s superpower: humor + levity</p><p>(31:18) Using humor to break through LinkedIn noise</p><p><br></p><p><strong>🔗 CONNECT WITH SHANNON SMITH</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/shannonsmithjdms/</p><p><strong>Email:</strong> shannon@rebootyourbrain.xyz</p><p><br></p><p><strong>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/mustafa-ladha/</p><p><strong>YouTube:</strong> https://www.youtube.com/@my.finjourney</p><p><strong>Spotify: </strong>https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</p><p><strong>Apple Podcasts:</strong> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</p>]]></content:encoded><link><![CDATA[https://myfinjourney.captivate.fm]]></link><guid isPermaLink="false">44777583-d297-42f1-bc46-ac15e3d7db2c</guid><itunes:image href="https://artwork.captivate.fm/610a8d92-1d0c-43e8-8ea8-293c52ba2d16/drtkixoz6Ap3vP2idlchDYfg.jpg"/><pubDate>Wed, 21 Jan 2026 06:00:00 -0400</pubDate><enclosure url="https://episodes.captivate.fm/episode/44777583-d297-42f1-bc46-ac15e3d7db2c.mp3" length="16850460" type="audio/mpeg"/><itunes:duration>35:06</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>32</itunes:episode><podcast:episode>32</podcast:episode><podcast:season>1</podcast:season></item><item><title>How to Raise Capital: Trust, Credibility, Relationships | Joshua Wilson</title><itunes:title>How to Raise Capital: Trust, Credibility, Relationships | Joshua Wilson</itunes:title><description><![CDATA[<p>Most people think raising capital is about having the perfect pitch deck. Josh Wilson says that’s backwards.</p><p>In this episode, Mustafa Ladha sits down with Josh an investment banker-turned-operator who now works in investor relations and capital markets strategy—to break down how money actually moves: <strong>trust, credibility, positioning, and relationships built over time</strong>.</p><p>Josh shares the real stuff: the career pivots, failure, bankruptcy, and the moment life felt meaningless plus the practical fundraising lessons that came from doing the reps and learning the psychology of “yes.” They also unpack the difference between <strong>motivation vs manipulation</strong>, and how to protect yourself using trust signals like <strong>licensure, references, and deal structure</strong>.</p><p>If you’re an operator, founder, or investor trying to raise money the right way, this episode is your reminder: <strong>capital follows clarity and credibility not noise.</strong></p><h2><strong>What You’ll Learn</strong></h2><ol><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Why <strong>pitch decks don’t move money</strong>—<strong>trust + positioning</strong> do</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>How <strong>investor relations (IR)</strong> actually works: relationships built over time</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>The #1 driver behind a “yes”: <strong>investor motivation</strong> (not your needs)</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>The difference between <strong>motivation vs manipulation</strong> (and why it matters)</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>How to protect yourself from bad actors using <strong>licensure, references, and deal structure</strong></li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Why “<strong>gut instinct</strong>” (discernment) matters—and how to validate it with facts</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>How to build trust fast the right way: <strong>time + trials</strong></li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>A practical mindset shift: stop forcing weaknesses, double down on strengths</li></ol><br/><h2><strong>Episode Chapters:</strong></h2><p>(00:00) Pitch decks don’t move money trust does</p><p>(00:48) Who Josh is: banking, real estate, investor relations</p><p>(01:11) “My wife thinks I have a podcast” (career pivots)</p><p>(02:54) Traditional path: broken or misfit?</p><p>(03:20) Construction lesson: stop forcing weaknesses</p><p>(06:41) “I don’t know where I belong”</p><p>(08:52) Rock bottom + why he kept going</p><p>(09:11) Beliefs → values → purpose</p><p>(11:45) Narrow focus: gratitude + family anchor</p><p>(15:52) Cold-calling lab: learning why people say yes</p><p>(18:04) The real pivot: betting on himself</p><p>(19:56) Fundraising insight from both sides</p><p>(20:13) Motivation: the #1 driver of yes</p><p>(22:39) Why “avatar work” is worth it</p><p>(25:53) Motivation vs manipulation</p><p>(30:34) Recognizing manipulation after getting burned</p><p>(31:36) Trust signals: licensure, references, structure</p><p>(33:36) Gut instinct: discernment vs fear</p><p>(38:28) How trust is built: time + trials</p><p>(39:44) Parenting: helping kids find strengths early</p><p>(45:17) How to connect with Josh</p><p><br></p><p><strong>🔗 CONNECT WITH JOSHUA WILSON</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/joshuabrucewilson/</p><p><strong>Email:</strong> josh@smoothstonecapital.com</p><p><br></p><p><strong>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/mustafa-ladha/</p><p><strong>YouTube:</strong> https://www.youtube.com/@my.finjourney</p><p><strong>Spotify: </strong>https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</p><p><strong>Apple Podcasts:</strong> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</p>]]></description><content:encoded><![CDATA[<p>Most people think raising capital is about having the perfect pitch deck. Josh Wilson says that’s backwards.</p><p>In this episode, Mustafa Ladha sits down with Josh an investment banker-turned-operator who now works in investor relations and capital markets strategy—to break down how money actually moves: <strong>trust, credibility, positioning, and relationships built over time</strong>.</p><p>Josh shares the real stuff: the career pivots, failure, bankruptcy, and the moment life felt meaningless plus the practical fundraising lessons that came from doing the reps and learning the psychology of “yes.” They also unpack the difference between <strong>motivation vs manipulation</strong>, and how to protect yourself using trust signals like <strong>licensure, references, and deal structure</strong>.</p><p>If you’re an operator, founder, or investor trying to raise money the right way, this episode is your reminder: <strong>capital follows clarity and credibility not noise.</strong></p><h2><strong>What You’ll Learn</strong></h2><ol><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Why <strong>pitch decks don’t move money</strong>—<strong>trust + positioning</strong> do</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>How <strong>investor relations (IR)</strong> actually works: relationships built over time</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>The #1 driver behind a “yes”: <strong>investor motivation</strong> (not your needs)</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>The difference between <strong>motivation vs manipulation</strong> (and why it matters)</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>How to protect yourself from bad actors using <strong>licensure, references, and deal structure</strong></li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Why “<strong>gut instinct</strong>” (discernment) matters—and how to validate it with facts</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>How to build trust fast the right way: <strong>time + trials</strong></li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>A practical mindset shift: stop forcing weaknesses, double down on strengths</li></ol><br/><h2><strong>Episode Chapters:</strong></h2><p>(00:00) Pitch decks don’t move money trust does</p><p>(00:48) Who Josh is: banking, real estate, investor relations</p><p>(01:11) “My wife thinks I have a podcast” (career pivots)</p><p>(02:54) Traditional path: broken or misfit?</p><p>(03:20) Construction lesson: stop forcing weaknesses</p><p>(06:41) “I don’t know where I belong”</p><p>(08:52) Rock bottom + why he kept going</p><p>(09:11) Beliefs → values → purpose</p><p>(11:45) Narrow focus: gratitude + family anchor</p><p>(15:52) Cold-calling lab: learning why people say yes</p><p>(18:04) The real pivot: betting on himself</p><p>(19:56) Fundraising insight from both sides</p><p>(20:13) Motivation: the #1 driver of yes</p><p>(22:39) Why “avatar work” is worth it</p><p>(25:53) Motivation vs manipulation</p><p>(30:34) Recognizing manipulation after getting burned</p><p>(31:36) Trust signals: licensure, references, structure</p><p>(33:36) Gut instinct: discernment vs fear</p><p>(38:28) How trust is built: time + trials</p><p>(39:44) Parenting: helping kids find strengths early</p><p>(45:17) How to connect with Josh</p><p><br></p><p><strong>🔗 CONNECT WITH JOSHUA WILSON</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/joshuabrucewilson/</p><p><strong>Email:</strong> josh@smoothstonecapital.com</p><p><br></p><p><strong>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/mustafa-ladha/</p><p><strong>YouTube:</strong> https://www.youtube.com/@my.finjourney</p><p><strong>Spotify: </strong>https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</p><p><strong>Apple Podcasts:</strong> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</p>]]></content:encoded><link><![CDATA[https://myfinjourney.captivate.fm]]></link><guid isPermaLink="false">9c09be15-7637-4001-8253-95806ce0802d</guid><itunes:image href="https://artwork.captivate.fm/610a8d92-1d0c-43e8-8ea8-293c52ba2d16/drtkixoz6Ap3vP2idlchDYfg.jpg"/><pubDate>Wed, 14 Jan 2026 06:00:00 -0400</pubDate><enclosure url="https://episodes.captivate.fm/episode/9c09be15-7637-4001-8253-95806ce0802d.mp3" length="22617252" type="audio/mpeg"/><itunes:duration>47:07</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>31</itunes:episode><podcast:episode>31</podcast:episode><podcast:season>1</podcast:season></item><item><title>Scaling When Growth Gets Messy | Sean Everett</title><itunes:title>Scaling When Growth Gets Messy | Sean Everett</itunes:title><description><![CDATA[<p>When a company hits real scale, the problem isn’t ideas it’s <strong>execution under pressure</strong>, when speed matters and mistakes get expensive. In this episode of <strong>My Fin Journey</strong>, Mustafa Ladha sits down with <strong>Sean Everett</strong>, a scaling operator trusted by <strong>Fortune 100 executives, private equity, sovereign wealth funds, and founders</strong> when growth gets complex and the usual playbook stops working.</p><p>Sean breaks down why business is the toughest “infinite game,” how real hypergrowth happens when you <strong>line up the dominoes</strong> (short-term + mid-term + long-term), and why most teams fail by trying to “push growth” instead of <strong>rewinding to human behavior</strong> and designing systems that make growth inevitable. They also go deep on learning velocity: multi-source thinking, trial-and-error scar tissue, and staying in flow state long enough to build real compounding advantage.</p><p>You’ll also hear an honest take on CMOs, creativity on deadlines, “thinking perpendicular,” and why <strong>core values</strong> aren’t brand fluff; they're operational decisions that shape outcomes.</p><p><strong>What you’ll learn in this episode:</strong></p><ol><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Why scaling problems are usually <strong>execution problems</strong>, not vision problems</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>The difference between <strong>peacetime scaling</strong> and <strong>crisis-mode scaling</strong> and how leaders should respond</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>How to think in <strong>short, mid-, and long-term dominoes</strong> so growth “snaps” into place</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Why most growth efforts fail when teams try to <strong>push marketing harder</strong> instead of rewinding to system design</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>A practical way to build growth that’s <strong>inevitable</strong>: design first, then “light the match”</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>How <strong>scar tissue</strong> (repeated failure + iteration) becomes an unfair advantage in decision-making</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>A fast learning method: <strong>multi-source, cross-referenced learning</strong> to find the “truth in the middle”</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>How to use <strong>flow state</strong> to accelerate mastery and execution without burnout</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Why “core values” are often fake—and what <strong>real values</strong> look like in decisions and budgets</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Why CMOs struggle to be creative under pressure and how to <strong>think perpendicular</strong> to break out of sameness</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>A simple mentorship framework: <strong>explore → validate → conviction → execute</strong></li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>What separates Sean’s work from big strategy firms: moving from <strong>strategy into real build + execution</strong></li></ol><br/><h2><strong>Episode Chapters</strong></h2><p>00:00 – When scale hits, execution matters</p><p>00:44 – Sean’s origin: curiosity → career compounding</p><p>02:23 – Why business is the hardest “sport”</p><p>05:33 – When Sean gets called in (peacetime vs crisis)</p><p>08:43 – Scar tissue: learning through repeated failure</p><p>12:11 – Groundhog Day: predicting problems before they hit</p><p>14:49 – Real growth starts by rewinding the clock</p><p>15:18 – “Light the match”: design the system first</p><p>18:03 – Learning human psychology (books + practice)</p><p>20:39 – Best learning method: cross-reference everything</p><p>23:39 – Flow state: catch fire, then go hard</p><p>26:40 – FIRE, freedom, and redefining “retirement”</p><p>32:59 – Sean vs McKinsey/Bain/BCG: what he actually does</p><p>36:57 – The real meaning of “strong core values”</p><p>41:28 – Authenticity vs impact (homeless shelter example)</p><p>46:49 – Why CMOs struggle + “think perpendicular”</p><p>50:59 – Mentorship framework: explore → conviction → execute</p><p>52:58 – Where to find Sean (LinkedIn + website)</p><p>53:52 – Final takeaways + closing</p><p><strong>🔗 CONNECT WITH SEAN EVERETT</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/seanmeverett/</p><p><strong>Email:</strong> <a href="mailto:sean@evergence.team" rel="noopener noreferrer" target="_blank">sean@evergence.team</a></p><p><br></p><p><strong>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/mustafa-ladha/</p><p><strong>YouTube:</strong> https://www.youtube.com/@my.finjourney</p><p><strong>Spotify: </strong>https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</p><p><strong>Apple Podcasts:</strong> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</p>]]></description><content:encoded><![CDATA[<p>When a company hits real scale, the problem isn’t ideas it’s <strong>execution under pressure</strong>, when speed matters and mistakes get expensive. In this episode of <strong>My Fin Journey</strong>, Mustafa Ladha sits down with <strong>Sean Everett</strong>, a scaling operator trusted by <strong>Fortune 100 executives, private equity, sovereign wealth funds, and founders</strong> when growth gets complex and the usual playbook stops working.</p><p>Sean breaks down why business is the toughest “infinite game,” how real hypergrowth happens when you <strong>line up the dominoes</strong> (short-term + mid-term + long-term), and why most teams fail by trying to “push growth” instead of <strong>rewinding to human behavior</strong> and designing systems that make growth inevitable. They also go deep on learning velocity: multi-source thinking, trial-and-error scar tissue, and staying in flow state long enough to build real compounding advantage.</p><p>You’ll also hear an honest take on CMOs, creativity on deadlines, “thinking perpendicular,” and why <strong>core values</strong> aren’t brand fluff; they're operational decisions that shape outcomes.</p><p><strong>What you’ll learn in this episode:</strong></p><ol><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Why scaling problems are usually <strong>execution problems</strong>, not vision problems</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>The difference between <strong>peacetime scaling</strong> and <strong>crisis-mode scaling</strong> and how leaders should respond</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>How to think in <strong>short, mid-, and long-term dominoes</strong> so growth “snaps” into place</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Why most growth efforts fail when teams try to <strong>push marketing harder</strong> instead of rewinding to system design</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>A practical way to build growth that’s <strong>inevitable</strong>: design first, then “light the match”</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>How <strong>scar tissue</strong> (repeated failure + iteration) becomes an unfair advantage in decision-making</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>A fast learning method: <strong>multi-source, cross-referenced learning</strong> to find the “truth in the middle”</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>How to use <strong>flow state</strong> to accelerate mastery and execution without burnout</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Why “core values” are often fake—and what <strong>real values</strong> look like in decisions and budgets</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Why CMOs struggle to be creative under pressure and how to <strong>think perpendicular</strong> to break out of sameness</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>A simple mentorship framework: <strong>explore → validate → conviction → execute</strong></li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>What separates Sean’s work from big strategy firms: moving from <strong>strategy into real build + execution</strong></li></ol><br/><h2><strong>Episode Chapters</strong></h2><p>00:00 – When scale hits, execution matters</p><p>00:44 – Sean’s origin: curiosity → career compounding</p><p>02:23 – Why business is the hardest “sport”</p><p>05:33 – When Sean gets called in (peacetime vs crisis)</p><p>08:43 – Scar tissue: learning through repeated failure</p><p>12:11 – Groundhog Day: predicting problems before they hit</p><p>14:49 – Real growth starts by rewinding the clock</p><p>15:18 – “Light the match”: design the system first</p><p>18:03 – Learning human psychology (books + practice)</p><p>20:39 – Best learning method: cross-reference everything</p><p>23:39 – Flow state: catch fire, then go hard</p><p>26:40 – FIRE, freedom, and redefining “retirement”</p><p>32:59 – Sean vs McKinsey/Bain/BCG: what he actually does</p><p>36:57 – The real meaning of “strong core values”</p><p>41:28 – Authenticity vs impact (homeless shelter example)</p><p>46:49 – Why CMOs struggle + “think perpendicular”</p><p>50:59 – Mentorship framework: explore → conviction → execute</p><p>52:58 – Where to find Sean (LinkedIn + website)</p><p>53:52 – Final takeaways + closing</p><p><strong>🔗 CONNECT WITH SEAN EVERETT</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/seanmeverett/</p><p><strong>Email:</strong> <a href="mailto:sean@evergence.team" rel="noopener noreferrer" target="_blank">sean@evergence.team</a></p><p><br></p><p><strong>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/mustafa-ladha/</p><p><strong>YouTube:</strong> https://www.youtube.com/@my.finjourney</p><p><strong>Spotify: </strong>https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</p><p><strong>Apple Podcasts:</strong> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</p>]]></content:encoded><link><![CDATA[https://myfinjourney.captivate.fm]]></link><guid isPermaLink="false">892d2f55-a06c-4328-a035-2a1c6c6d5c65</guid><itunes:image href="https://artwork.captivate.fm/610a8d92-1d0c-43e8-8ea8-293c52ba2d16/drtkixoz6Ap3vP2idlchDYfg.jpg"/><pubDate>Wed, 07 Jan 2026 06:00:00 -0400</pubDate><enclosure url="https://episodes.captivate.fm/episode/892d2f55-a06c-4328-a035-2a1c6c6d5c65.mp3" length="26105539" type="audio/mpeg"/><itunes:duration>54:23</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>30</itunes:episode><podcast:episode>30</podcast:episode><podcast:season>1</podcast:season></item><item><title>Stop Chasing Investors: Build a Capital Raising System | Domingo Valadez</title><itunes:title>Stop Chasing Investors: Build a Capital Raising System | Domingo Valadez</itunes:title><description><![CDATA[<p>Most people think raising capital is about charisma, a slick deck, or knowing the right people. Domingo Valadez says that’s the myth. The real drivers are <strong>systems, follow-up, investor experience, and back-office execution</strong> the stuff no one posts about.</p><p>Domingo went from <strong>product strategy at Google</strong> to raising money as a real estate operator, going viral by <strong>crowdfunding + tokenizing</strong> single-family rentals, and building an investor database of <strong>3,500+ accredited and non-accredited investors</strong>. That journey exposed the truth: investor relations become a bottleneck fast—especially when you’re juggling compliance, K-1s, and dozens (or hundreds) of LPs.</p><p>Homebase ultimately pivoted from crowdfunding into infrastructure: a modern platform that helps GPs streamline capital raises and manage investors. In this episode, Domingo breaks down why GPs set <strong>$25K minimums</strong>, what “golden handcuffs” look like in tech, why startup fundraising differs from real estate capital raising, and why founders must embrace organic distribution even if it feels “cringe.”</p><h2><strong>What You’ll Learn In This Episode</strong></h2><h2><br></h2><ol><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Why raising capital is mostly <strong>systems + follow-up</strong>, not personality</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>The real reason most GPs set <strong>$25K minimums</strong> (and what happens when they don’t)</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>What crowdfunding taught Domingo about <strong>investor relations, compliance, and K-1 chaos</strong></li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>The key difference between raising for <strong>real estate deals vs startups</strong></li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>How “paper net worth” creates <strong>golden handcuffs</strong> in private tech companies</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Why Homebase pivoted from operating deals to <strong>powering GPs with infrastructure</strong></li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>How to think about <strong>leverage</strong> and where to focus for maximum wealth creation</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Why LinkedIn content can become your best <strong>distribution moat</strong></li></ol><br/><h2><strong>Episode Chapters</strong></h2><p>00:00 – Raising capital isn’t charisma: it’s systems</p><p>00:52 – Domingo’s path: Google product strategy → real estate</p><p>01:55 – Growing up around investing in McAllen, Texas</p><p>02:39 – Homebase origins: crowdfunding + tokenized rentals</p><p>03:22 – From product strategy to building a platform</p><p>05:58 – Why Homebase stopped crowdfunding and pivoted</p><p>07:16 – Why GPs set $25K minimums</p><p>08:38 – Investor relations: scale vs time</p><p>09:07 – Why fund admin software is still fragmented</p><p>11:50 – Domingo’s real estate raise: ~$500K</p><p>12:19 – Startup fundraising vs real estate fundraising</p><p>14:03 – Homebase scale: $250M+ investor capital supported</p><p>14:37 – Why GPs choose Homebase: UX, community, flat fee</p><p>16:43 – “Best path to wealth”: founder vs employee</p><p>19:38 – Golden handcuffs: paper wealth vs liquidity</p><p>20:48 – Bootstrapping vs venture: keeping options open</p><p>23:21 – Techstars + friends/family: speed to close</p><p>23:58 – Domingo’s investing approach: ETFs + focus</p><p>25:24 – Leverage explained at a fifth-grade level</p><p>27:52 – GP + LP ecosystem: why LP experience matters</p><p>28:34 – Common platform criticism: features vs focus</p><p>29:57 – Real estate investors vs startup investors (profiles)</p><p>32:18 – Where to find Domingo + Homebase</p><p>33:20 – Why founders must embrace social distribution</p><p>34:54 – The “LinkedIn cringe” and why it works</p><p>36:09 – Trust, audiences, and bad actors</p><p>37:05 – Closing: trust + transparency at scale</p><p><br></p><p><strong>🔗 CONNECT WITH DOMINGO VALADEZ</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/domingo-valadez/</p><p><strong>Email:</strong> domingo.valadez@gmail.com</p><p><br></p><p><strong>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/mustafa-ladha/</p><p><strong>YouTube:</strong> https://www.youtube.com/@my.finjourney</p><p><strong>Spotify: </strong>https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</p><p><strong>Apple Podcasts:</strong> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</p>]]></description><content:encoded><![CDATA[<p>Most people think raising capital is about charisma, a slick deck, or knowing the right people. Domingo Valadez says that’s the myth. The real drivers are <strong>systems, follow-up, investor experience, and back-office execution</strong> the stuff no one posts about.</p><p>Domingo went from <strong>product strategy at Google</strong> to raising money as a real estate operator, going viral by <strong>crowdfunding + tokenizing</strong> single-family rentals, and building an investor database of <strong>3,500+ accredited and non-accredited investors</strong>. That journey exposed the truth: investor relations become a bottleneck fast—especially when you’re juggling compliance, K-1s, and dozens (or hundreds) of LPs.</p><p>Homebase ultimately pivoted from crowdfunding into infrastructure: a modern platform that helps GPs streamline capital raises and manage investors. In this episode, Domingo breaks down why GPs set <strong>$25K minimums</strong>, what “golden handcuffs” look like in tech, why startup fundraising differs from real estate capital raising, and why founders must embrace organic distribution even if it feels “cringe.”</p><h2><strong>What You’ll Learn In This Episode</strong></h2><h2><br></h2><ol><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Why raising capital is mostly <strong>systems + follow-up</strong>, not personality</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>The real reason most GPs set <strong>$25K minimums</strong> (and what happens when they don’t)</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>What crowdfunding taught Domingo about <strong>investor relations, compliance, and K-1 chaos</strong></li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>The key difference between raising for <strong>real estate deals vs startups</strong></li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>How “paper net worth” creates <strong>golden handcuffs</strong> in private tech companies</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Why Homebase pivoted from operating deals to <strong>powering GPs with infrastructure</strong></li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>How to think about <strong>leverage</strong> and where to focus for maximum wealth creation</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Why LinkedIn content can become your best <strong>distribution moat</strong></li></ol><br/><h2><strong>Episode Chapters</strong></h2><p>00:00 – Raising capital isn’t charisma: it’s systems</p><p>00:52 – Domingo’s path: Google product strategy → real estate</p><p>01:55 – Growing up around investing in McAllen, Texas</p><p>02:39 – Homebase origins: crowdfunding + tokenized rentals</p><p>03:22 – From product strategy to building a platform</p><p>05:58 – Why Homebase stopped crowdfunding and pivoted</p><p>07:16 – Why GPs set $25K minimums</p><p>08:38 – Investor relations: scale vs time</p><p>09:07 – Why fund admin software is still fragmented</p><p>11:50 – Domingo’s real estate raise: ~$500K</p><p>12:19 – Startup fundraising vs real estate fundraising</p><p>14:03 – Homebase scale: $250M+ investor capital supported</p><p>14:37 – Why GPs choose Homebase: UX, community, flat fee</p><p>16:43 – “Best path to wealth”: founder vs employee</p><p>19:38 – Golden handcuffs: paper wealth vs liquidity</p><p>20:48 – Bootstrapping vs venture: keeping options open</p><p>23:21 – Techstars + friends/family: speed to close</p><p>23:58 – Domingo’s investing approach: ETFs + focus</p><p>25:24 – Leverage explained at a fifth-grade level</p><p>27:52 – GP + LP ecosystem: why LP experience matters</p><p>28:34 – Common platform criticism: features vs focus</p><p>29:57 – Real estate investors vs startup investors (profiles)</p><p>32:18 – Where to find Domingo + Homebase</p><p>33:20 – Why founders must embrace social distribution</p><p>34:54 – The “LinkedIn cringe” and why it works</p><p>36:09 – Trust, audiences, and bad actors</p><p>37:05 – Closing: trust + transparency at scale</p><p><br></p><p><strong>🔗 CONNECT WITH DOMINGO VALADEZ</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/domingo-valadez/</p><p><strong>Email:</strong> domingo.valadez@gmail.com</p><p><br></p><p><strong>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/mustafa-ladha/</p><p><strong>YouTube:</strong> https://www.youtube.com/@my.finjourney</p><p><strong>Spotify: </strong>https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</p><p><strong>Apple Podcasts:</strong> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</p>]]></content:encoded><link><![CDATA[https://myfinjourney.captivate.fm]]></link><guid isPermaLink="false">91e4c62b-8df6-469d-b7a1-e086132a4ede</guid><itunes:image href="https://artwork.captivate.fm/610a8d92-1d0c-43e8-8ea8-293c52ba2d16/drtkixoz6Ap3vP2idlchDYfg.jpg"/><pubDate>Wed, 31 Dec 2025 06:00:00 -0400</pubDate><enclosure url="https://episodes.captivate.fm/episode/91e4c62b-8df6-469d-b7a1-e086132a4ede.mp3" length="18346545" type="audio/mpeg"/><itunes:duration>38:13</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>29</itunes:episode><podcast:episode>29</podcast:episode><podcast:season>1</podcast:season></item><item><title>How to Talk About Money, Heal Trauma, and Build Wealth | Nicole Middendorf</title><itunes:title>How to Talk About Money, Heal Trauma, and Build Wealth | Nicole Middendorf</itunes:title><description><![CDATA[<p>Money isn’t just numbers—it’s the decisions you avoid, the habits you repeat, and the conversations you never have.</p><p>In this episode of <em>MyFinJourney</em>, Mustafa Ladha sits down with <strong>Nicole Middendorf</strong>, a wealth advisor who has run a wealth management practice since 2003 and helps families navigate real life: market crashes, career pivots, marriage, divorce, and rebuilding from trauma. Nicole shares why the biggest money mistake isn’t a bad investment—it’s <strong>silence</strong>. People feel embarrassed, intimidated, and ashamed… so they don’t ask questions, don’t learn the basics (like Roth IRAs), and don’t build the confidence that creates wealth.</p><p>You’ll hear Nicole’s “Live It List” philosophy: how to <strong>spend intentionally on experiences</strong> without sabotaging your future, and why a fiduciary’s role isn’t to guilt you for withdrawals—but to help you align money with priorities. The conversation also goes deeper into resilience: what it looks like to recognize an unhealthy relationship, why therapy can be a performance tool (not a stigma), and how small consistent habits—“easy to do and easy not to do”—create massive long-term change.</p><h2><strong>What You’ll Learn From This Episode</strong></h2><ol><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Why <strong>money avoidance</strong> (not math) is what keeps most people stuck.</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>How to talk about money without feeling embarrassed or “behind.”</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Why you don’t need to be wealthy to get advice—<strong>advice is how you get wealthy.</strong></li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>A values-based framework for spending: <strong>not “save everything,” not “spend everything.”</strong></li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>How to build a “Live It List” so you save for <strong>meaningful experiences</strong> instead of impulse buys.</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span><br></li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>The habit rule that changes everything: <strong>small actions done consistently</strong> beat big plans done rarely.</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Practical perspective on fraud: how the “rules” have changed and what not to do anymore.</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>What domestic violence often looks like (especially the <strong>emotional</strong> side) and common warning signs.</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Why therapy isn’t weakness—how it functions like coaching for clarity, healing, and better decisions.</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Specific recovery tools Nicole used: reframing (ART), somatic work, and rebuilding safety + identity.</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>How to protect your time: why saying yes less is part of building real wealth and peace.</li></ol><br/><p><br></p><p><strong>Episode Chapters </strong></p><p><strong>00:00</strong> Nicole’s story + why money matters</p><p><strong>01:01</strong> The #1 mistake: silence + shame</p><p><strong>04:36</strong> Make money “fun” (talking tools)</p><p><strong>06:10</strong> Her $10k lesson (early investing myth)</p><p><strong>08:10</strong> Goals → dollars → timeline</p><p><strong>09:52</strong> Africa trip: saving for 10 years</p><p><strong>11:36</strong> Scams + trust (rules changed)</p><p><strong>15:18</strong> The “Live It List” mindset</p><p><strong>22:03</strong> Simple habits that compound</p><p><strong>28:25</strong> Spending vs fiduciary duty</p><p><strong>30:53</strong> Domestic violence: the real warning signs</p><p><strong>38:08</strong> Therapy without stigma</p><p><strong>40:16</strong> ART + somatics (reframing trauma)</p><p><strong>44:13</strong> Why she said yes to this podcast</p><p><strong>46:02</strong> Where to find Nicole</p><p><br></p><p><strong>🔗 CONNECT WITH NICOLE MIDDENDORF</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/nicolemiddendorf/</p><p><strong>Email:</strong> nicole@prosperwell.com</p><p><br></p><p><strong>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/mustafa-ladha/</p><p><strong>YouTube:</strong> https://www.youtube.com/@my.finjourney</p><p><strong>Spotify: </strong>https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</p><p><strong>Apple Podcasts:</strong> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</p><p><br></p><p>If you’ve ever wondered <strong>how to talk about money without feeling stupid</strong>, <strong>how to build wealth without sacrificing your life</strong>, or how to reset after a hard season, this episode will hit.</p><p>Follow <em>MyFinJourney</em> for more conversations like this—subscribe, share it with someone who needs clarity, and comment: <strong>What’s one small change you’ll make this week?</strong></p><p><br></p>]]></description><content:encoded><![CDATA[<p>Money isn’t just numbers—it’s the decisions you avoid, the habits you repeat, and the conversations you never have.</p><p>In this episode of <em>MyFinJourney</em>, Mustafa Ladha sits down with <strong>Nicole Middendorf</strong>, a wealth advisor who has run a wealth management practice since 2003 and helps families navigate real life: market crashes, career pivots, marriage, divorce, and rebuilding from trauma. Nicole shares why the biggest money mistake isn’t a bad investment—it’s <strong>silence</strong>. People feel embarrassed, intimidated, and ashamed… so they don’t ask questions, don’t learn the basics (like Roth IRAs), and don’t build the confidence that creates wealth.</p><p>You’ll hear Nicole’s “Live It List” philosophy: how to <strong>spend intentionally on experiences</strong> without sabotaging your future, and why a fiduciary’s role isn’t to guilt you for withdrawals—but to help you align money with priorities. The conversation also goes deeper into resilience: what it looks like to recognize an unhealthy relationship, why therapy can be a performance tool (not a stigma), and how small consistent habits—“easy to do and easy not to do”—create massive long-term change.</p><h2><strong>What You’ll Learn From This Episode</strong></h2><ol><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Why <strong>money avoidance</strong> (not math) is what keeps most people stuck.</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>How to talk about money without feeling embarrassed or “behind.”</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Why you don’t need to be wealthy to get advice—<strong>advice is how you get wealthy.</strong></li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>A values-based framework for spending: <strong>not “save everything,” not “spend everything.”</strong></li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>How to build a “Live It List” so you save for <strong>meaningful experiences</strong> instead of impulse buys.</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span><br></li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>The habit rule that changes everything: <strong>small actions done consistently</strong> beat big plans done rarely.</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Practical perspective on fraud: how the “rules” have changed and what not to do anymore.</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>What domestic violence often looks like (especially the <strong>emotional</strong> side) and common warning signs.</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Why therapy isn’t weakness—how it functions like coaching for clarity, healing, and better decisions.</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Specific recovery tools Nicole used: reframing (ART), somatic work, and rebuilding safety + identity.</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>How to protect your time: why saying yes less is part of building real wealth and peace.</li></ol><br/><p><br></p><p><strong>Episode Chapters </strong></p><p><strong>00:00</strong> Nicole’s story + why money matters</p><p><strong>01:01</strong> The #1 mistake: silence + shame</p><p><strong>04:36</strong> Make money “fun” (talking tools)</p><p><strong>06:10</strong> Her $10k lesson (early investing myth)</p><p><strong>08:10</strong> Goals → dollars → timeline</p><p><strong>09:52</strong> Africa trip: saving for 10 years</p><p><strong>11:36</strong> Scams + trust (rules changed)</p><p><strong>15:18</strong> The “Live It List” mindset</p><p><strong>22:03</strong> Simple habits that compound</p><p><strong>28:25</strong> Spending vs fiduciary duty</p><p><strong>30:53</strong> Domestic violence: the real warning signs</p><p><strong>38:08</strong> Therapy without stigma</p><p><strong>40:16</strong> ART + somatics (reframing trauma)</p><p><strong>44:13</strong> Why she said yes to this podcast</p><p><strong>46:02</strong> Where to find Nicole</p><p><br></p><p><strong>🔗 CONNECT WITH NICOLE MIDDENDORF</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/nicolemiddendorf/</p><p><strong>Email:</strong> nicole@prosperwell.com</p><p><br></p><p><strong>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/mustafa-ladha/</p><p><strong>YouTube:</strong> https://www.youtube.com/@my.finjourney</p><p><strong>Spotify: </strong>https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</p><p><strong>Apple Podcasts:</strong> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</p><p><br></p><p>If you’ve ever wondered <strong>how to talk about money without feeling stupid</strong>, <strong>how to build wealth without sacrificing your life</strong>, or how to reset after a hard season, this episode will hit.</p><p>Follow <em>MyFinJourney</em> for more conversations like this—subscribe, share it with someone who needs clarity, and comment: <strong>What’s one small change you’ll make this week?</strong></p><p><br></p>]]></content:encoded><link><![CDATA[https://myfinjourney.captivate.fm]]></link><guid isPermaLink="false">6d0b094f-e3e1-4c0b-8878-01df9b22fcc2</guid><itunes:image href="https://artwork.captivate.fm/610a8d92-1d0c-43e8-8ea8-293c52ba2d16/drtkixoz6Ap3vP2idlchDYfg.jpg"/><pubDate>Wed, 24 Dec 2025 06:00:00 -0400</pubDate><enclosure url="https://episodes.captivate.fm/episode/6d0b094f-e3e1-4c0b-8878-01df9b22fcc2.mp3" length="22798855" type="audio/mpeg"/><itunes:duration>47:30</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>28</itunes:episode><podcast:episode>28</podcast:episode><podcast:season>1</podcast:season></item><item><title>How to Master Conflict Resolution and Negotiate With Confidence | Joshua Weiss</title><itunes:title>How to Master Conflict Resolution and Negotiate With Confidence | Joshua Weiss</itunes:title><description><![CDATA[<p>Negotiation isn’t about winning it’s about <strong>turning conflict into clarity</strong>.</p><p> If you can’t handle hard conversations calmly, you’ll pay for it in money and relationships.</p><p>In this episode of <strong>MyFinJourney</strong>, I sit down with <strong>Dr. Joshua N. Weiss </strong>Senior Fellow at the <strong>Harvard Negotiation Project</strong>, co-founder of the <strong>Global Negotiation Initiative</strong>, and a negotiation + conflict resolution educator—to break down what great negotiators actually do when stakes are high.<a href="https://www.pon.harvard.edu/faculty/joshua-weiss/?utm_source=chatgpt.com" rel="noopener noreferrer" target="_blank"> Pon Harvard+2Pon Harvard+2</a></p><p>This conversation is a masterclass in <strong>negotiation skills</strong> and <strong>conflict resolution</strong> that applies to real life: workplace tension, polarization, marriage, salary conversations, and financial decisions. You’ll learn why “split the difference” is usually a trap, how the best negotiators use questions to uncover what’s really driving behavior, and how to stop reacting when unexpected information hits the table.</p><h3><br></h3><h3>What you’ll learn</h3><ul><li>Why <strong>conflict doesn’t age well</strong>—and how avoidance quietly makes everything worse</li><li>The biggest misconception: negotiation is <strong>not win-lose</strong> (most negotiations are repeat relationships)</li><li>Why <strong>compromise is lazy</strong> (and why problem-solving beats sacrifice)</li><li>How to move from <strong>positions</strong> (“what they want”) to <strong>interests</strong> (“why they want it”)</li><li>The hidden forces behind “difficult people”: <strong>fear, ego, identity, respect</strong></li><li>What to do in the “freak-out moment” when the negotiation changes—using the <strong>“go to the balcony”</strong> approach</li><li>A practical framework for <strong>salary negotiation</strong>: preparation, industry standards, anchoring, and counter-anchoring</li><li>How to negotiate beyond salary: <strong>flex time, remote work, growth, benefits</strong></li><li>How <strong>AI/ChatGPT</strong> can help you prepare, refine your message, and check assumptions (without replacing humans)<a href="https://www.joshuanweiss.com/?utm_source=chatgpt.com" rel="noopener noreferrer" target="_blank"> Joshua N Weiss+2Pon Harvard+2</a></li></ul><br/><p>If you want to <strong>master negotiation</strong>, your edge isn’t pressure it’s clarity. And clarity comes from asking better questions, finding the real constraint, and staying calm enough to think.</p><p><br></p><h3>EPISODE CHAPTERS</h3><p>(00:00) Negotiation = freedom, not “winning”</p><p> (05:52) Why conflict is normal (and how to treat it)</p><p> (08:57) Polarization: identity + fear</p><p> (21:07) 3 misconceptions (win-lose, compromise, incomplete info)</p><p> (28:47) The hidden driver: fear of looking dumb</p><p> (33:46) Salary negotiation workflow (prep + anchoring)</p><p> (40:19) How AI/ChatGPT helps negotiation</p><p> (44:18) Assumptions: the silent killers</p><p> (45:50) How to reach Dr. Weiss</p><p><br></p><p><br></p><p><strong>🔗 CONNECT WITH JOSHUA WEISS</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/joshua-weiss-b1882a/</p><p><strong>Email:</strong> joweiss@law.harvard.edu</p><p><br></p><p><strong>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/mustafa-ladha/</p><p><strong>YouTube:</strong> https://www.youtube.com/@my.finjourney</p><p><strong>Spotify: </strong>https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</p><p><strong>Apple Podcasts:</strong> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</p><p><br></p><h2>Enjoy the episode? Take 5 seconds to support the channel:</h2><p>✅ <strong>Subscribe</strong> for weekly episodes on wealth, decision-making, and real-world skills</p><p> 👍 <strong>Like</strong> if you want more episodes on negotiation, career income, and conflict skills</p><p> 💬 Comment <strong>“NEGOTIATION”</strong> and I’ll share a simple prep checklist you can use before any hard conversation</p><p> 🔁 Share this with someone who avoids tough talks</p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>Negotiation isn’t about winning it’s about <strong>turning conflict into clarity</strong>.</p><p> If you can’t handle hard conversations calmly, you’ll pay for it in money and relationships.</p><p>In this episode of <strong>MyFinJourney</strong>, I sit down with <strong>Dr. Joshua N. Weiss </strong>Senior Fellow at the <strong>Harvard Negotiation Project</strong>, co-founder of the <strong>Global Negotiation Initiative</strong>, and a negotiation + conflict resolution educator—to break down what great negotiators actually do when stakes are high.<a href="https://www.pon.harvard.edu/faculty/joshua-weiss/?utm_source=chatgpt.com" rel="noopener noreferrer" target="_blank"> Pon Harvard+2Pon Harvard+2</a></p><p>This conversation is a masterclass in <strong>negotiation skills</strong> and <strong>conflict resolution</strong> that applies to real life: workplace tension, polarization, marriage, salary conversations, and financial decisions. You’ll learn why “split the difference” is usually a trap, how the best negotiators use questions to uncover what’s really driving behavior, and how to stop reacting when unexpected information hits the table.</p><h3><br></h3><h3>What you’ll learn</h3><ul><li>Why <strong>conflict doesn’t age well</strong>—and how avoidance quietly makes everything worse</li><li>The biggest misconception: negotiation is <strong>not win-lose</strong> (most negotiations are repeat relationships)</li><li>Why <strong>compromise is lazy</strong> (and why problem-solving beats sacrifice)</li><li>How to move from <strong>positions</strong> (“what they want”) to <strong>interests</strong> (“why they want it”)</li><li>The hidden forces behind “difficult people”: <strong>fear, ego, identity, respect</strong></li><li>What to do in the “freak-out moment” when the negotiation changes—using the <strong>“go to the balcony”</strong> approach</li><li>A practical framework for <strong>salary negotiation</strong>: preparation, industry standards, anchoring, and counter-anchoring</li><li>How to negotiate beyond salary: <strong>flex time, remote work, growth, benefits</strong></li><li>How <strong>AI/ChatGPT</strong> can help you prepare, refine your message, and check assumptions (without replacing humans)<a href="https://www.joshuanweiss.com/?utm_source=chatgpt.com" rel="noopener noreferrer" target="_blank"> Joshua N Weiss+2Pon Harvard+2</a></li></ul><br/><p>If you want to <strong>master negotiation</strong>, your edge isn’t pressure it’s clarity. And clarity comes from asking better questions, finding the real constraint, and staying calm enough to think.</p><p><br></p><h3>EPISODE CHAPTERS</h3><p>(00:00) Negotiation = freedom, not “winning”</p><p> (05:52) Why conflict is normal (and how to treat it)</p><p> (08:57) Polarization: identity + fear</p><p> (21:07) 3 misconceptions (win-lose, compromise, incomplete info)</p><p> (28:47) The hidden driver: fear of looking dumb</p><p> (33:46) Salary negotiation workflow (prep + anchoring)</p><p> (40:19) How AI/ChatGPT helps negotiation</p><p> (44:18) Assumptions: the silent killers</p><p> (45:50) How to reach Dr. Weiss</p><p><br></p><p><br></p><p><strong>🔗 CONNECT WITH JOSHUA WEISS</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/joshua-weiss-b1882a/</p><p><strong>Email:</strong> joweiss@law.harvard.edu</p><p><br></p><p><strong>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/mustafa-ladha/</p><p><strong>YouTube:</strong> https://www.youtube.com/@my.finjourney</p><p><strong>Spotify: </strong>https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</p><p><strong>Apple Podcasts:</strong> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</p><p><br></p><h2>Enjoy the episode? Take 5 seconds to support the channel:</h2><p>✅ <strong>Subscribe</strong> for weekly episodes on wealth, decision-making, and real-world skills</p><p> 👍 <strong>Like</strong> if you want more episodes on negotiation, career income, and conflict skills</p><p> 💬 Comment <strong>“NEGOTIATION”</strong> and I’ll share a simple prep checklist you can use before any hard conversation</p><p> 🔁 Share this with someone who avoids tough talks</p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://myfinjourney.captivate.fm]]></link><guid isPermaLink="false">f6817661-20b6-42b5-99bd-65fb183ba957</guid><itunes:image href="https://artwork.captivate.fm/610a8d92-1d0c-43e8-8ea8-293c52ba2d16/drtkixoz6Ap3vP2idlchDYfg.jpg"/><pubDate>Wed, 17 Dec 2025 06:00:00 -0400</pubDate><enclosure url="https://episodes.captivate.fm/episode/f6817661-20b6-42b5-99bd-65fb183ba957.mp3" length="22922571" type="audio/mpeg"/><itunes:duration>47:45</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>27</itunes:episode><podcast:episode>27</podcast:episode><podcast:season>1</podcast:season></item><item><title>The Future of Learning: How AI Can Turn Your Knowledge Into Income | Emiliano De Laurentiis</title><itunes:title>The Future of Learning: How AI Can Turn Your Knowledge Into Income | Emiliano De Laurentiis</itunes:title><description><![CDATA[<p><strong>He built an AI-powered learning system 40 years before ChatGPT existed.</strong></p><p><strong>Now he’s showing how YOU can monetize your knowledge in the new economy.</strong></p><p>In this episode of <strong>MyFinJourney</strong>, Mustafa Ladha sits down with <strong>Emiliano De Laurentiis</strong>, one of the earliest pioneers in AI-driven learning. Long before generative AI became mainstream, Emiliano was designing chatbots, adaptive learning systems, and educational technologies that shaped the foundation of modern AI.</p><p>Today, he’s the founder of <strong>Knowledge Avatars</strong> — a platform that lets <em>anyone</em> turn their expertise into an income-generating training companion. And his story reveals something most people overlook:</p><p><strong>Learning is a wealth-building skill — if you know how to leverage it.</strong></p><h2>What You’ll Discover</h2><p><strong>• The real history of AI education — decades before the public noticed</strong></p><p> <strong>• How early chatbots taught researchers about human behavior</strong></p><p> <strong>• Why today’s AI tools can finally personalize learning at scale</strong></p><p> <strong>• How to create a revenue stream by teaching what you already know</strong></p><p> <strong>• Why people get stuck financially and how “pivoting with intention” fixes it</strong></p><p> <strong>• The essential skill young professionals MUST develop to build wealth</strong></p><p> <strong>• The mindset shift that separates growth from stagnation</strong></p><p>This episode blends <strong>AI, education, financial strategy, and life philosophy</strong> into a blueprint for anyone who wants to grow smarter, earn more, and adapt faster.</p><h2>Timestamps</h2><p>00:00 — AI before the internet: Emiliano’s origin story</p><p> 01:00 — The childhood lesson that shaped his mission</p><p> 03:00 — Why individualized learning matters</p><p> 04:30 — Building the first AI teaching system in 1981</p><p> 06:20 — Early chatbots and the psychology of human connection</p><p> 08:05 — Inside Xerox PARC: the birthplace of modern interfaces</p><p> 11:05 — Knowledge Avatars: teaching through personalized AI</p><p> 14:00 — AI then vs AI now — what changed</p><p> 16:40 — Turning knowledge into income</p><p> 19:49 — Why education is a slow market (and how to pivot)</p><p> 22:15 — New use cases: training, memoirs, medical education &amp; more</p><p> 27:15 — The connection between learning, pivoting, and financial health</p><p> 30:00 — Funding your dreams with smart strategy</p><p> 31:30 — The life advice Emiliano gives young people</p><p> 34:55 — How to reach Emiliano directly</p><h2><br></h2><p><strong>🔗 CONNECT WITH EMILIANO DE LAURENTIIS</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/emilianodelaurentiis/</p><p><strong>Email:</strong> emiliano@knowledgeavatars.ai</p><p><strong>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/mustafa-ladha/</p><p><strong>YouTube:</strong> https://www.youtube.com/@my.finjourney</p><p><strong>Spotify: </strong>https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</p><p><strong>Apple Podcasts:</strong> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</p><p><br></p><h2>Enjoy the episode? Take 5 seconds to support the channel:</h2><h2><br></h2><p><strong>1. Subscribe to MyFinJourney</strong> for weekly episodes on wealth-building and smarter learning</p><p><strong>2. Share this episode</strong> with someone who needs clarity in their journey</p><p>Your engagement helps us bring you more world-class guests and wealth insights.</p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p><strong>He built an AI-powered learning system 40 years before ChatGPT existed.</strong></p><p><strong>Now he’s showing how YOU can monetize your knowledge in the new economy.</strong></p><p>In this episode of <strong>MyFinJourney</strong>, Mustafa Ladha sits down with <strong>Emiliano De Laurentiis</strong>, one of the earliest pioneers in AI-driven learning. Long before generative AI became mainstream, Emiliano was designing chatbots, adaptive learning systems, and educational technologies that shaped the foundation of modern AI.</p><p>Today, he’s the founder of <strong>Knowledge Avatars</strong> — a platform that lets <em>anyone</em> turn their expertise into an income-generating training companion. And his story reveals something most people overlook:</p><p><strong>Learning is a wealth-building skill — if you know how to leverage it.</strong></p><h2>What You’ll Discover</h2><p><strong>• The real history of AI education — decades before the public noticed</strong></p><p> <strong>• How early chatbots taught researchers about human behavior</strong></p><p> <strong>• Why today’s AI tools can finally personalize learning at scale</strong></p><p> <strong>• How to create a revenue stream by teaching what you already know</strong></p><p> <strong>• Why people get stuck financially and how “pivoting with intention” fixes it</strong></p><p> <strong>• The essential skill young professionals MUST develop to build wealth</strong></p><p> <strong>• The mindset shift that separates growth from stagnation</strong></p><p>This episode blends <strong>AI, education, financial strategy, and life philosophy</strong> into a blueprint for anyone who wants to grow smarter, earn more, and adapt faster.</p><h2>Timestamps</h2><p>00:00 — AI before the internet: Emiliano’s origin story</p><p> 01:00 — The childhood lesson that shaped his mission</p><p> 03:00 — Why individualized learning matters</p><p> 04:30 — Building the first AI teaching system in 1981</p><p> 06:20 — Early chatbots and the psychology of human connection</p><p> 08:05 — Inside Xerox PARC: the birthplace of modern interfaces</p><p> 11:05 — Knowledge Avatars: teaching through personalized AI</p><p> 14:00 — AI then vs AI now — what changed</p><p> 16:40 — Turning knowledge into income</p><p> 19:49 — Why education is a slow market (and how to pivot)</p><p> 22:15 — New use cases: training, memoirs, medical education &amp; more</p><p> 27:15 — The connection between learning, pivoting, and financial health</p><p> 30:00 — Funding your dreams with smart strategy</p><p> 31:30 — The life advice Emiliano gives young people</p><p> 34:55 — How to reach Emiliano directly</p><h2><br></h2><p><strong>🔗 CONNECT WITH EMILIANO DE LAURENTIIS</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/emilianodelaurentiis/</p><p><strong>Email:</strong> emiliano@knowledgeavatars.ai</p><p><strong>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/mustafa-ladha/</p><p><strong>YouTube:</strong> https://www.youtube.com/@my.finjourney</p><p><strong>Spotify: </strong>https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</p><p><strong>Apple Podcasts:</strong> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</p><p><br></p><h2>Enjoy the episode? Take 5 seconds to support the channel:</h2><h2><br></h2><p><strong>1. Subscribe to MyFinJourney</strong> for weekly episodes on wealth-building and smarter learning</p><p><strong>2. Share this episode</strong> with someone who needs clarity in their journey</p><p>Your engagement helps us bring you more world-class guests and wealth insights.</p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://myfinjourney.captivate.fm]]></link><guid isPermaLink="false">42288ea0-2ca7-47c7-be05-4177f5a1e6a6</guid><itunes:image href="https://artwork.captivate.fm/610a8d92-1d0c-43e8-8ea8-293c52ba2d16/drtkixoz6Ap3vP2idlchDYfg.jpg"/><pubDate>Wed, 10 Dec 2025 06:00:00 -0400</pubDate><enclosure url="https://episodes.captivate.fm/episode/42288ea0-2ca7-47c7-be05-4177f5a1e6a6.mp3" length="17556811" type="audio/mpeg"/><itunes:duration>36:35</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>26</itunes:episode><podcast:episode>26</podcast:episode><podcast:season>1</podcast:season></item><item><title>Your Sales Team Isn’t Broken: Fix Beliefs, Not People | Wesleyne Whittaker</title><itunes:title>Your Sales Team Isn’t Broken: Fix Beliefs, Not People | Wesleyne Whittaker</itunes:title><description><![CDATA[<p>In this episode of <strong>MyFinJourney with Mustafa Ladha</strong>, we flip a common belief on its head: <em>“My sales team just isn’t performing.”</em> Sales and leadership expert <strong>Wesleyne Whittaker</strong> joins us to show why your people usually aren’t the problem—your <strong>strategy, mindset, and leadership</strong> are.</p><p>Wesleyne shares how she took sales teams stuck at 75% of quota and helped them hit <strong>136% and beyond</strong> without replacing people or chasing trendy “quick-fix” tactics. She walks us through her <strong>Belief Selling Framework</strong>, a simple but powerful system that helps leaders break mental barriers, communicate better, and build a repeatable sales process that actually supports long-term <strong>revenue growth</strong>.</p><p><br></p><p>We also talk about the real money skills behind the scenes:</p><ul><li>Why fixing your <em>thinking</em> about sales and leadership matters for your <strong>income and net worth</strong></li><li><br></li><li>How solopreneurs and small business owners can scale without burning out</li><li><br></li><li>Why consistency, KPIs, and discipline with money (in life and business) are non-negotiable</li><li><br></li></ul><br/><p>If you’re a founder, sales leader, or ambitious professional who wants <strong>better financial results</strong> from the work you’re already doing, this conversation will give you practical tools you can use immediately.</p><p><br></p><p><strong>🔗 CONNECT WITH WESLEYNE WHITTAKER</strong></p><p><strong>LinkedIn:</strong> <a href="https://www.linkedin.com/in/wesleyne/" rel="noopener noreferrer" target="_blank">linkedin.com/in/wesleyne</a></p><p><strong>Email:</strong> wesleyne@transformedsales.com</p><p><br></p><p><strong>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/mustafa-ladha/</p><p><strong>YouTube:</strong> https://www.youtube.com/@my.finjourney</p><p><strong>Spotify: </strong>https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</p><p><strong>Apple Podcasts:</strong> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</p><p><br></p><p>Hit <strong>follow/subscribe</strong>, share this with someone who leads a team, and start turning underperformance into <strong>predictable growth</strong>.</p><p><br></p>]]></description><content:encoded><![CDATA[<p>In this episode of <strong>MyFinJourney with Mustafa Ladha</strong>, we flip a common belief on its head: <em>“My sales team just isn’t performing.”</em> Sales and leadership expert <strong>Wesleyne Whittaker</strong> joins us to show why your people usually aren’t the problem—your <strong>strategy, mindset, and leadership</strong> are.</p><p>Wesleyne shares how she took sales teams stuck at 75% of quota and helped them hit <strong>136% and beyond</strong> without replacing people or chasing trendy “quick-fix” tactics. She walks us through her <strong>Belief Selling Framework</strong>, a simple but powerful system that helps leaders break mental barriers, communicate better, and build a repeatable sales process that actually supports long-term <strong>revenue growth</strong>.</p><p><br></p><p>We also talk about the real money skills behind the scenes:</p><ul><li>Why fixing your <em>thinking</em> about sales and leadership matters for your <strong>income and net worth</strong></li><li><br></li><li>How solopreneurs and small business owners can scale without burning out</li><li><br></li><li>Why consistency, KPIs, and discipline with money (in life and business) are non-negotiable</li><li><br></li></ul><br/><p>If you’re a founder, sales leader, or ambitious professional who wants <strong>better financial results</strong> from the work you’re already doing, this conversation will give you practical tools you can use immediately.</p><p><br></p><p><strong>🔗 CONNECT WITH WESLEYNE WHITTAKER</strong></p><p><strong>LinkedIn:</strong> <a href="https://www.linkedin.com/in/wesleyne/" rel="noopener noreferrer" target="_blank">linkedin.com/in/wesleyne</a></p><p><strong>Email:</strong> wesleyne@transformedsales.com</p><p><br></p><p><strong>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/mustafa-ladha/</p><p><strong>YouTube:</strong> https://www.youtube.com/@my.finjourney</p><p><strong>Spotify: </strong>https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</p><p><strong>Apple Podcasts:</strong> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</p><p><br></p><p>Hit <strong>follow/subscribe</strong>, share this with someone who leads a team, and start turning underperformance into <strong>predictable growth</strong>.</p><p><br></p>]]></content:encoded><link><![CDATA[https://myfinjourney.captivate.fm]]></link><guid isPermaLink="false">cc048627-19dc-48e8-945e-9d13e4b490cc</guid><itunes:image href="https://artwork.captivate.fm/610a8d92-1d0c-43e8-8ea8-293c52ba2d16/drtkixoz6Ap3vP2idlchDYfg.jpg"/><pubDate>Wed, 03 Dec 2025 05:00:00 -0400</pubDate><enclosure url="https://episodes.captivate.fm/episode/cc048627-19dc-48e8-945e-9d13e4b490cc.mp3" length="22010584" type="audio/mpeg"/><itunes:duration>45:51</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>25</itunes:episode><podcast:episode>25</podcast:episode><podcast:season>1</podcast:season></item><item><title>How Relationship Stress Impacts Wealth &amp; Financial Success | Katarina Polonska</title><itunes:title>How Relationship Stress Impacts Wealth &amp; Financial Success | Katarina Polonska</itunes:title><description><![CDATA[<p>Most people think financial freedom is only about money — investing more, earning more, saving more. But what if your biggest wealth leak has nothing to do with the stock market or real estate… and everything to do with your relationships?</p><p>In this powerful episode, I sit down with Katarina Polonska, a science-based relationship strategist and behavioral scientist who works with founders, executives, and high performers at the intersection of love, leadership, emotional health, and wealth creation.</p><p>Katarina reveals how unresolved emotional patterns — anxiety, avoidant behaviors, conflict loops, and subconscious childhood conditioning — secretly drain your wealth, limit your focus, sabotage your leadership, and keep you locked in burnout cycles that destroy long-term financial freedom.</p><p>If you’re building a business, managing a team, raising capital, or trying to scale your net worth… this might be the most important episode you watch this year.</p><p><strong>In this episode, you’ll learn:</strong></p><p>• How relationship stress destroys wealth</p><p>Why emotional disconnection, resentment, and conflict reduce your mental bandwidth, decision-making power, and financial clarity.</p><p>• The “Stay or Go Loop” in marriage and leadership</p><p>A common psychological trap founders fall into — and why it silently kills income, creativity, and opportunity.</p><p>• Therapy vs Coaching: What actually changes your wealth?</p><p>Katarina breaks down the difference between talk therapy, subconscious coaching, attachment theory work, and trauma-informed behavioral change.</p><p>• The connection between emotional trauma and money blocks</p><p>Why unresolved wounds create fears around success, earning, responsibility, and abundance.</p><p>• How subconscious beliefs shape your wealth ceiling</p><p>Your relationship to money mirrors your relationship to yourself — and most people have no idea.</p><p>• Science-backed strategies to fix emotional burnout</p><p>Regulation techniques, sleep hygiene, nervous system resets, and the power of secure attachment.</p><p><br></p><p>Why this matters for wealth-building Founders, investors, and high performers often chase wealth while ignoring the emotional patterns that sabotage it. Research from Harvard and Stanford shows that relationship quality impacts longevity, earning potential, leadership ability, creativity, and risk tolerance — all critical to building long-term wealth.</p><p>If you’ve ever felt stuck, burned out, disconnected at home, or unable to scale your income… this episode will give you clarity, hope, and a science-backed roadmap to emotional freedom.</p><p><br></p><p><strong>🔗 CONNECT WITH KATARINA POLONSKA</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/katarinapolonska/</p><p><strong>Website: </strong>successfullyinlove.com</p><p><strong>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/mustafa-ladha/</p><p><strong>YouTube: </strong>https://www.youtube.com/@my.finjourney</p><p><strong>Spotify: </strong>https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</p><p><strong>Apple Podcasts:</strong> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</p><p><br></p><p>👉 Subscribe to MyFinJourney for weekly episodes on wealth, emotional clarity, relationships, financial freedom, and performance psychology.</p>]]></description><content:encoded><![CDATA[<p>Most people think financial freedom is only about money — investing more, earning more, saving more. But what if your biggest wealth leak has nothing to do with the stock market or real estate… and everything to do with your relationships?</p><p>In this powerful episode, I sit down with Katarina Polonska, a science-based relationship strategist and behavioral scientist who works with founders, executives, and high performers at the intersection of love, leadership, emotional health, and wealth creation.</p><p>Katarina reveals how unresolved emotional patterns — anxiety, avoidant behaviors, conflict loops, and subconscious childhood conditioning — secretly drain your wealth, limit your focus, sabotage your leadership, and keep you locked in burnout cycles that destroy long-term financial freedom.</p><p>If you’re building a business, managing a team, raising capital, or trying to scale your net worth… this might be the most important episode you watch this year.</p><p><strong>In this episode, you’ll learn:</strong></p><p>• How relationship stress destroys wealth</p><p>Why emotional disconnection, resentment, and conflict reduce your mental bandwidth, decision-making power, and financial clarity.</p><p>• The “Stay or Go Loop” in marriage and leadership</p><p>A common psychological trap founders fall into — and why it silently kills income, creativity, and opportunity.</p><p>• Therapy vs Coaching: What actually changes your wealth?</p><p>Katarina breaks down the difference between talk therapy, subconscious coaching, attachment theory work, and trauma-informed behavioral change.</p><p>• The connection between emotional trauma and money blocks</p><p>Why unresolved wounds create fears around success, earning, responsibility, and abundance.</p><p>• How subconscious beliefs shape your wealth ceiling</p><p>Your relationship to money mirrors your relationship to yourself — and most people have no idea.</p><p>• Science-backed strategies to fix emotional burnout</p><p>Regulation techniques, sleep hygiene, nervous system resets, and the power of secure attachment.</p><p><br></p><p>Why this matters for wealth-building Founders, investors, and high performers often chase wealth while ignoring the emotional patterns that sabotage it. Research from Harvard and Stanford shows that relationship quality impacts longevity, earning potential, leadership ability, creativity, and risk tolerance — all critical to building long-term wealth.</p><p>If you’ve ever felt stuck, burned out, disconnected at home, or unable to scale your income… this episode will give you clarity, hope, and a science-backed roadmap to emotional freedom.</p><p><br></p><p><strong>🔗 CONNECT WITH KATARINA POLONSKA</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/katarinapolonska/</p><p><strong>Website: </strong>successfullyinlove.com</p><p><strong>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/mustafa-ladha/</p><p><strong>YouTube: </strong>https://www.youtube.com/@my.finjourney</p><p><strong>Spotify: </strong>https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</p><p><strong>Apple Podcasts:</strong> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</p><p><br></p><p>👉 Subscribe to MyFinJourney for weekly episodes on wealth, emotional clarity, relationships, financial freedom, and performance psychology.</p>]]></content:encoded><link><![CDATA[https://myfinjourney.captivate.fm]]></link><guid isPermaLink="false">accb0054-220a-464b-b3fc-1e825af9f578</guid><itunes:image href="https://artwork.captivate.fm/610a8d92-1d0c-43e8-8ea8-293c52ba2d16/drtkixoz6Ap3vP2idlchDYfg.jpg"/><pubDate>Wed, 26 Nov 2025 06:00:00 -0400</pubDate><enclosure url="https://episodes.captivate.fm/episode/accb0054-220a-464b-b3fc-1e825af9f578.mp3" length="19003786" type="audio/mpeg"/><itunes:duration>39:35</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>24</itunes:episode><podcast:episode>24</podcast:episode><podcast:season>1</podcast:season></item><item><title>How to Build Wealth with Commercial Real Estate (Step-by-Step) | Joseph Gozlan</title><itunes:title>How to Build Wealth with Commercial Real Estate (Step-by-Step) | Joseph Gozlan</itunes:title><description><![CDATA[<p>What if you could build real estate wealth where giant, credit-worthy corporations like McDonald's or Chipotle were your tenants, and they were responsible for the taxes, insurance, and maintenance? This isn't a fantasy—it's the power of triple-net lease (NNN) investing, and it's one of the most stable paths to generating true passive income.</p><p>In this episode of MyFinJourney, we sit down with Joseph Goslin, also known as The Retail Navigator. Joseph built a multi-million dollar commercial real estate portfolio after a costly $45,000 wake-up call with his single-family properties. He shares his complete, step-by-step blueprint for transitioning from a busy software engineer with no time to a sophisticated commercial investor collecting predictable checks. We break down exactly how he uses data-driven decisions and a simple, guiding principle—"Would I invest my own money in this?"—to build long-term wealth without the landlord headaches.</p><p>You will learn the entire framework, from the foundational mindset shift required to the tactical steps of analyzing your first deal. Joseph explains his "Little Fish, Big Fish" strategy for de-risking investments and how his proprietary 41-point "Lease Navigator" system uncovers hidden value and protects you from costly mistakes. This conversation is packed with real-world examples, from neighborhood retail strips to single-tenant absolute NNN deals, giving you a comprehensive understanding of how to navigate this asset class.</p><p><strong>Here’s a detailed breakdown of what we cover:</strong></p><p><strong>00:00 - The $45,000 Landlord Wake-Up Call</strong></p><p>Joseph reveals the story of the massive repair bills that made him realize single-family homes were an unscalable, high-hassle model.</p><p><br></p><p><strong>03:15 - The Investor's Mindset: From Employee to Asset Builder</strong></p><p>How the book "Rich Dad Poor Dad" sparked his journey and the critical flaw he discovered in its cash flow advice for residential real estate.</p><p>Why he lost faith in the stock market and why real estate offers superior control and wealth-building potential.</p><p><br></p><p><strong>07:30 - The Analytical Pivot to Multifamily &amp; Seeing the Writing on the Wall</strong></p><p>Joseph's data-driven approach to graduating from single-family to multifamily properties.</p><p><br></p><p>The key economic indicators in 2022 (flat rents, soaring expenses) that signaled it was time to exit the multifamily space to protect his investors' capital.</p><p><br></p><p><strong>12:10 - Triple-Net (NNN) Leases Explained: The "Transfer The Risk" Model</strong></p><p>A complete beginner's guide to what a triple-net lease is and how it works.</p><p>The fundamental shift: How NNN leases transfer the risk of property taxes, insurance, and maintenance (CAM) from the landlord to the tenant.</p><p>Real-world examples: The difference between a corporate McDonald's lease and a local retail strip lease.</p><p><br></p><p><strong>18:45 - The "Little Fish, Big Fish" Strategy for De-Risking Your Portfolio</strong></p><p>How to structure deals where your tenant is a multi-million dollar corporation with more to lose than you, ensuring they pay rent even if the location goes "dark."</p><p><br></p><p>Why this is a safer position than being a landlord for a single-family tenant.</p><p><br></p><p><strong>25:00 - The #1 Investment Filter: "Would I Invest My Own Money?"</strong></p><p>How to apply this crucial question to every potential deal to avoid emotional decisions and stay aligned with your financial goals.</p><p>Why you should always work with brokers and advisors who are also investors in the same asset class.</p><p><strong>31:59 - The Eureka Lease Navigator: His 41-Point Due Diligence System</strong></p><p>An inside look at the checklist Joseph uses to audit every lease, uncovering hidden revenue opportunities, identifying bleeding costs, and mitigating liability exposure.</p><p><br></p><p><strong>🔗 CONNECT WITH JOSEPH GOZLAN</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/gozlan/</p><p><strong>Email:</strong> joseph@ebgtx.com</p><p><br></p><p><strong>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/mustafa-ladha/</p><p><strong>YouTube: </strong>https://www.youtube.com/@my.finjourney</p><p><strong>Spotify: </strong>https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</p><p><strong>Apple Podcasts:</strong> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</p><p><br></p><p>If you enjoyed this deep dive into commercial real estate and found Joseph's step-by-step blueprint helpful, please support the channel by hitting the LIKE button and SUBSCRIBING to MyFinJourney for more honest, actionable strategies every week. Your support helps us bring more experts like Joseph to you.</p><p><strong>Share this video with a friend who is interested in real estate or looking for a smarter path to financial freedom!</strong></p><p><br></p>]]></description><content:encoded><![CDATA[<p>What if you could build real estate wealth where giant, credit-worthy corporations like McDonald's or Chipotle were your tenants, and they were responsible for the taxes, insurance, and maintenance? This isn't a fantasy—it's the power of triple-net lease (NNN) investing, and it's one of the most stable paths to generating true passive income.</p><p>In this episode of MyFinJourney, we sit down with Joseph Goslin, also known as The Retail Navigator. Joseph built a multi-million dollar commercial real estate portfolio after a costly $45,000 wake-up call with his single-family properties. He shares his complete, step-by-step blueprint for transitioning from a busy software engineer with no time to a sophisticated commercial investor collecting predictable checks. We break down exactly how he uses data-driven decisions and a simple, guiding principle—"Would I invest my own money in this?"—to build long-term wealth without the landlord headaches.</p><p>You will learn the entire framework, from the foundational mindset shift required to the tactical steps of analyzing your first deal. Joseph explains his "Little Fish, Big Fish" strategy for de-risking investments and how his proprietary 41-point "Lease Navigator" system uncovers hidden value and protects you from costly mistakes. This conversation is packed with real-world examples, from neighborhood retail strips to single-tenant absolute NNN deals, giving you a comprehensive understanding of how to navigate this asset class.</p><p><strong>Here’s a detailed breakdown of what we cover:</strong></p><p><strong>00:00 - The $45,000 Landlord Wake-Up Call</strong></p><p>Joseph reveals the story of the massive repair bills that made him realize single-family homes were an unscalable, high-hassle model.</p><p><br></p><p><strong>03:15 - The Investor's Mindset: From Employee to Asset Builder</strong></p><p>How the book "Rich Dad Poor Dad" sparked his journey and the critical flaw he discovered in its cash flow advice for residential real estate.</p><p>Why he lost faith in the stock market and why real estate offers superior control and wealth-building potential.</p><p><br></p><p><strong>07:30 - The Analytical Pivot to Multifamily &amp; Seeing the Writing on the Wall</strong></p><p>Joseph's data-driven approach to graduating from single-family to multifamily properties.</p><p><br></p><p>The key economic indicators in 2022 (flat rents, soaring expenses) that signaled it was time to exit the multifamily space to protect his investors' capital.</p><p><br></p><p><strong>12:10 - Triple-Net (NNN) Leases Explained: The "Transfer The Risk" Model</strong></p><p>A complete beginner's guide to what a triple-net lease is and how it works.</p><p>The fundamental shift: How NNN leases transfer the risk of property taxes, insurance, and maintenance (CAM) from the landlord to the tenant.</p><p>Real-world examples: The difference between a corporate McDonald's lease and a local retail strip lease.</p><p><br></p><p><strong>18:45 - The "Little Fish, Big Fish" Strategy for De-Risking Your Portfolio</strong></p><p>How to structure deals where your tenant is a multi-million dollar corporation with more to lose than you, ensuring they pay rent even if the location goes "dark."</p><p><br></p><p>Why this is a safer position than being a landlord for a single-family tenant.</p><p><br></p><p><strong>25:00 - The #1 Investment Filter: "Would I Invest My Own Money?"</strong></p><p>How to apply this crucial question to every potential deal to avoid emotional decisions and stay aligned with your financial goals.</p><p>Why you should always work with brokers and advisors who are also investors in the same asset class.</p><p><strong>31:59 - The Eureka Lease Navigator: His 41-Point Due Diligence System</strong></p><p>An inside look at the checklist Joseph uses to audit every lease, uncovering hidden revenue opportunities, identifying bleeding costs, and mitigating liability exposure.</p><p><br></p><p><strong>🔗 CONNECT WITH JOSEPH GOZLAN</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/gozlan/</p><p><strong>Email:</strong> joseph@ebgtx.com</p><p><br></p><p><strong>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/mustafa-ladha/</p><p><strong>YouTube: </strong>https://www.youtube.com/@my.finjourney</p><p><strong>Spotify: </strong>https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</p><p><strong>Apple Podcasts:</strong> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</p><p><br></p><p>If you enjoyed this deep dive into commercial real estate and found Joseph's step-by-step blueprint helpful, please support the channel by hitting the LIKE button and SUBSCRIBING to MyFinJourney for more honest, actionable strategies every week. Your support helps us bring more experts like Joseph to you.</p><p><strong>Share this video with a friend who is interested in real estate or looking for a smarter path to financial freedom!</strong></p><p><br></p>]]></content:encoded><link><![CDATA[https://myfinjourney.captivate.fm]]></link><guid isPermaLink="false">9c1802e7-b3cb-46de-b678-8a0e7c40f92d</guid><itunes:image href="https://artwork.captivate.fm/610a8d92-1d0c-43e8-8ea8-293c52ba2d16/drtkixoz6Ap3vP2idlchDYfg.jpg"/><pubDate>Wed, 19 Nov 2025 07:00:00 -0400</pubDate><enclosure url="https://episodes.captivate.fm/episode/9c1802e7-b3cb-46de-b678-8a0e7c40f92d.mp3" length="49862290" type="audio/mpeg"/><itunes:duration>34:35</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>23</itunes:episode><podcast:episode>23</podcast:episode><podcast:season>1</podcast:season></item><item><title>How I Built Passive Income and Financial Freedom with Real Estate | Mustafa Ladha</title><itunes:title>How I Built Passive Income and Financial Freedom with Real Estate | Mustafa Ladha</itunes:title><description><![CDATA[<p>What happens when a genetics major walks away from a stable pharma career to build <em>true</em> financial freedom? In this powerful solo episode, <strong>Mustafa Ladha</strong> shares how he went from studying medicine to managing over <strong>$120M in real estate</strong>, helping <strong>277+ investors earn $14.9M in passive income</strong> — and what that journey taught him about money, mindset, and freedom.</p><p><strong><span class="ql-cursor">﻿</span>💡 You’ll learn:</strong></p><p>&nbsp;1️⃣ Why the traditional 9–5 path doesn’t guarantee wealth — or peace.</p><p> 2️⃣ The <em>3-part framework</em> that changes everything: <strong>Awareness, Alignment, Action.</strong></p><p> 3️⃣ How real estate became the most <em>scalable</em> path to financial freedom.</p><p> 4️⃣ Why financial education is the new freedom — and how to start today.</p><p> 5️⃣ How to make your money work harder than you do.</p><p>Whether you’re a doctor, engineer, or young professional trying to escape the paycheck treadmill, this episode breaks down the exact mental and financial shifts that turn income into independence.</p><p>It’s not about chasing millions. It’s about building a life where <strong>your money serves your purpose</strong>.</p><p><br></p><p><strong>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</strong></p><p><strong>LinkedIn:</strong><a href="https://www.linkedin.com/in/mustafa-ladha/" rel="noopener noreferrer" target="_blank"> https://www.linkedin.com/in/mustafa-ladha/</a></p><p><strong>YouTube:</strong><a href="https://www.youtube.com/@my.finjourney" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@my.finjourney</a></p><p><strong>Spotify:</strong><a href="https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx" rel="noopener noreferrer" target="_blank"> https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</a></p><p><strong>Apple Podcasts:</strong><a href="https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353" rel="noopener noreferrer" target="_blank"> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</a></p><p><br></p><p>🔔 <strong>Subscribe to MyFinJourney</strong> for weekly insights on investing, passive income, and financial freedom — built around clarity, alignment, and real results.</p><p>#FinancialFreedom #RealEstateInvesting #PersonalFinance #MyFinJourney #PassiveIncome</p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>What happens when a genetics major walks away from a stable pharma career to build <em>true</em> financial freedom? In this powerful solo episode, <strong>Mustafa Ladha</strong> shares how he went from studying medicine to managing over <strong>$120M in real estate</strong>, helping <strong>277+ investors earn $14.9M in passive income</strong> — and what that journey taught him about money, mindset, and freedom.</p><p><strong><span class="ql-cursor">﻿</span>💡 You’ll learn:</strong></p><p>&nbsp;1️⃣ Why the traditional 9–5 path doesn’t guarantee wealth — or peace.</p><p> 2️⃣ The <em>3-part framework</em> that changes everything: <strong>Awareness, Alignment, Action.</strong></p><p> 3️⃣ How real estate became the most <em>scalable</em> path to financial freedom.</p><p> 4️⃣ Why financial education is the new freedom — and how to start today.</p><p> 5️⃣ How to make your money work harder than you do.</p><p>Whether you’re a doctor, engineer, or young professional trying to escape the paycheck treadmill, this episode breaks down the exact mental and financial shifts that turn income into independence.</p><p>It’s not about chasing millions. It’s about building a life where <strong>your money serves your purpose</strong>.</p><p><br></p><p><strong>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</strong></p><p><strong>LinkedIn:</strong><a href="https://www.linkedin.com/in/mustafa-ladha/" rel="noopener noreferrer" target="_blank"> https://www.linkedin.com/in/mustafa-ladha/</a></p><p><strong>YouTube:</strong><a href="https://www.youtube.com/@my.finjourney" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@my.finjourney</a></p><p><strong>Spotify:</strong><a href="https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx" rel="noopener noreferrer" target="_blank"> https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</a></p><p><strong>Apple Podcasts:</strong><a href="https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353" rel="noopener noreferrer" target="_blank"> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</a></p><p><br></p><p>🔔 <strong>Subscribe to MyFinJourney</strong> for weekly insights on investing, passive income, and financial freedom — built around clarity, alignment, and real results.</p><p>#FinancialFreedom #RealEstateInvesting #PersonalFinance #MyFinJourney #PassiveIncome</p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://myfinjourney.captivate.fm]]></link><guid isPermaLink="false">4a244ff2-c233-4a69-9a65-6de950960f4e</guid><itunes:image href="https://artwork.captivate.fm/610a8d92-1d0c-43e8-8ea8-293c52ba2d16/drtkixoz6Ap3vP2idlchDYfg.jpg"/><pubDate>Wed, 12 Nov 2025 07:00:00 -0400</pubDate><enclosure url="https://episodes.captivate.fm/episode/4a244ff2-c233-4a69-9a65-6de950960f4e.mp3" length="21195625" type="audio/mpeg"/><itunes:duration>14:31</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>22</itunes:episode><podcast:episode>22</podcast:episode><podcast:season>1</podcast:season></item><item><title>How to Use Credit Card Points for Free Travel: Best Cards &amp; Cents-Per-Point Explained | Colin Stroud</title><itunes:title>How to Use Credit Card Points for Free Travel: Best Cards &amp; Cents-Per-Point Explained | Colin Stroud</itunes:title><description><![CDATA[<p>You don’t need to be rich to travel the world — you just need to understand credit card points.</p><p>In this masterclass, credit card points-expert Colin Stroud reveals how he turned credit card rewards into free flights and luxury hotel stays across the globe. Learn the exact systems he uses to help 300+ families save thousands every year — from choosing the best cards to maximizing transfer partners and cents-per-point value.</p><p><strong>What you’ll learn in this episode:</strong></p><p>00:00 – Intro: The hidden world of points</p><p>03:15 – How Colin started his six-figure travel business</p><p>09:20 – The biggest mistakes people make with credit cards</p><p>15:40 – Best credit cards for points in 2025</p><p>21:05 – How to book free flights and hotels</p><p>29:18 – Tools, apps, and secret transfer strategies</p><p>37:40 – How to avoid losing point value</p><p>45:00 – Colin’s best real-life redemptions and client stories</p><p>52:10 – Closing insights on travel freedom</p><p><br></p><p><strong>💳 Featured Tools &amp; Cards:</strong></p><p>- Chase Sapphire Preferred</p><p>- Capital One Venture X</p><p>- Citi Strata Premier</p><p>- Point.me / Seats.Aero / Roame</p><p><br></p><p><strong>🔗 CONNECT WITH COLIN STROUD</strong></p><p><strong>LinkedIn: </strong>https://www.linkedin.com/in/gosomewhere/</p><p><strong>Email: </strong>colin@gosomewhere.world</p><p><br></p><p><strong>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</strong></p><p><strong>LinkedIn: </strong>https://www.linkedin.com/in/mustafa-ladha/</p><p><strong>YouTube:</strong> https://www.youtube.com/@my.finjourney</p><p><strong>Spotify:</strong> https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</p><p><strong>Apple Podcasts:</strong> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</p><p><br></p><p>If you’ve ever feared running out of money in retirement, or wondered why hard work isn’t translating into wealth — this episode will change how you think about money forever.</p><p>⚡ Don’t wait until it’s too late. Invest in yourself NOW.</p><p>If this episode opened your eyes, subscribe for weekly strategies that build wealth the smart way.</p><p> 💬 Comment: What’s the smartest investing lesson you’ll apply this year?</p><p> 🔗 Share this video with a friend who needs the truth about money.</p><p>If this video helped you understand the real value of your credit card points — share it with a friend and help them travel free too.  </p>]]></description><content:encoded><![CDATA[<p>You don’t need to be rich to travel the world — you just need to understand credit card points.</p><p>In this masterclass, credit card points-expert Colin Stroud reveals how he turned credit card rewards into free flights and luxury hotel stays across the globe. Learn the exact systems he uses to help 300+ families save thousands every year — from choosing the best cards to maximizing transfer partners and cents-per-point value.</p><p><strong>What you’ll learn in this episode:</strong></p><p>00:00 – Intro: The hidden world of points</p><p>03:15 – How Colin started his six-figure travel business</p><p>09:20 – The biggest mistakes people make with credit cards</p><p>15:40 – Best credit cards for points in 2025</p><p>21:05 – How to book free flights and hotels</p><p>29:18 – Tools, apps, and secret transfer strategies</p><p>37:40 – How to avoid losing point value</p><p>45:00 – Colin’s best real-life redemptions and client stories</p><p>52:10 – Closing insights on travel freedom</p><p><br></p><p><strong>💳 Featured Tools &amp; Cards:</strong></p><p>- Chase Sapphire Preferred</p><p>- Capital One Venture X</p><p>- Citi Strata Premier</p><p>- Point.me / Seats.Aero / Roame</p><p><br></p><p><strong>🔗 CONNECT WITH COLIN STROUD</strong></p><p><strong>LinkedIn: </strong>https://www.linkedin.com/in/gosomewhere/</p><p><strong>Email: </strong>colin@gosomewhere.world</p><p><br></p><p><strong>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</strong></p><p><strong>LinkedIn: </strong>https://www.linkedin.com/in/mustafa-ladha/</p><p><strong>YouTube:</strong> https://www.youtube.com/@my.finjourney</p><p><strong>Spotify:</strong> https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</p><p><strong>Apple Podcasts:</strong> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</p><p><br></p><p>If you’ve ever feared running out of money in retirement, or wondered why hard work isn’t translating into wealth — this episode will change how you think about money forever.</p><p>⚡ Don’t wait until it’s too late. Invest in yourself NOW.</p><p>If this episode opened your eyes, subscribe for weekly strategies that build wealth the smart way.</p><p> 💬 Comment: What’s the smartest investing lesson you’ll apply this year?</p><p> 🔗 Share this video with a friend who needs the truth about money.</p><p>If this video helped you understand the real value of your credit card points — share it with a friend and help them travel free too.  </p>]]></content:encoded><link><![CDATA[https://myfinjourney.captivate.fm]]></link><guid isPermaLink="false">193c3219-729b-4466-b25e-15c11b16418d</guid><itunes:image href="https://artwork.captivate.fm/610a8d92-1d0c-43e8-8ea8-293c52ba2d16/drtkixoz6Ap3vP2idlchDYfg.jpg"/><pubDate>Wed, 22 Oct 2025 06:00:00 -0400</pubDate><enclosure url="https://episodes.captivate.fm/episode/193c3219-729b-4466-b25e-15c11b16418d.mp3" length="18660223" type="audio/mpeg"/><itunes:duration>38:52</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>21</itunes:episode><podcast:episode>21</podcast:episode><podcast:season>1</podcast:season></item><item><title>He Read 1000 Books on Money - Here’s What He Learned About Wealth | Ryan Zabrowski</title><itunes:title>He Read 1000 Books on Money - Here’s What He Learned About Wealth | Ryan Zabrowski</itunes:title><description><![CDATA[<p><strong>Everyone teaches you to save. The wealthy teach you to think.</strong></p><p>In this episode of <strong>MyFinJourney</strong>, host Mustafa Ladha is joined by Ryan Zabrowski, senior Portfolio Manager at Cryology, Marine veteran, and author. Ryan shares insights from reading over a thousand books on investing and decades of managing millions in assets.</p><p>They discuss what truly separates average investors from the wealthy, how the wealthy invest wisely in uncertain times, and the lessons we can learn from Warren Buffett.The conversation covers behavioral finance, the psychology of investing, strategies for handling bear and bull markets, and advice for young investors on building wealth. Ryan emphasizes the importance of investing in cash-flowing assets, understanding leverage, and the value of patience and discipline. This episode is ideal for anyone looking to deepen their understanding of investing and build a solid financial future.</p><p><br></p><p><strong>You’ll Learn:</strong></p><p>• The 5 Percent Rule — how the rich remove fear from investing</p><p>&nbsp;• Behavioral finance secrets Wall Street won’t tell you</p><p>&nbsp;• Why risk is never static (and how to measure it like a pro)</p><p>&nbsp;• Buffett’s real rule — “be greedy when others fearful” decoded</p><p>&nbsp;• Tactical allocation that wins in bull &amp; bear markets</p><p>&nbsp;• The path from $0 to $5M using discipline + real estate leverage</p><p>&nbsp;• How to build wealth with math</p><p><br></p><p><strong>Episode Chapters:</strong></p><p><strong>(00:00)</strong> Introduction and Guest Welcome</p><p><strong>(00:44)</strong> Ryan Zaki's Background and Early Career</p><p><strong>(01:25) </strong>Behavioral Finance and Investment Psychology</p><p><strong>(08:10)</strong> The Importance of Tactical Allocation</p><p><strong>(10:42)</strong> Investment Strategies in Bull and Bear Markets</p><p><strong>(16:27)</strong> Common Mistakes in Wealth Building</p><p><strong>(21:18)</strong> Active vs. Passive Investment Debate</p><p><strong>(26:42)</strong> The Importance of Being Comfortable with Booing</p><p><strong>(27:46)</strong> Can the Average Person Become Wealthy Through Investing?</p><p><strong>(29:05)</strong> Steps to Building Wealth from Scratch</p><p><strong>(32:18)</strong> The Role of Education and Mentorship in Financial Success</p><p><strong>(34:11) </strong>Learning from Warren Buffet's Shareholder Letters</p><p><strong>(37:31) </strong>The Reality of Passive Income</p><p><strong>(42:26)</strong> Teaching Financial Principles to the Next Generation</p><p><strong>(47:20)</strong> Conclusion and How to Connect with Ryan</p><p><br></p><p><strong>🔗 CONNECT WITH RYAN ZABROWSKI</strong></p><p><strong>LinkedIn: </strong>https://www.linkedin.com/in/ryan-zabrowski-cfp%C2%AE-msf-08830b325/</p><p><strong>Email: </strong>rzabrowski@krilogy.com</p><p><br></p><p><strong>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/mustafa-ladha/</p><p><strong>YouTube: </strong>https://www.youtube.com/@my.finjourney</p><p><strong>Spotify: </strong>https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</p><p><strong>Apple Podcasts: </strong>https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</p><p><br></p><p>If you’ve ever feared running out of money in retirement, or wondered why hard work isn’t translating into wealth — this episode will change how you think about money forever.</p><p><br></p><p>⚡ Don’t wait until it’s too late. Invest in yourself NOW.</p><p>If this episode opened your eyes, subscribe for weekly strategies that build wealth the smart way.</p><p>&nbsp;💬 Comment: What’s the smartest investing lesson you’ll apply this year?</p><p>&nbsp;🔗 Share this video with a friend who needs the truth about money.</p>]]></description><content:encoded><![CDATA[<p><strong>Everyone teaches you to save. The wealthy teach you to think.</strong></p><p>In this episode of <strong>MyFinJourney</strong>, host Mustafa Ladha is joined by Ryan Zabrowski, senior Portfolio Manager at Cryology, Marine veteran, and author. Ryan shares insights from reading over a thousand books on investing and decades of managing millions in assets.</p><p>They discuss what truly separates average investors from the wealthy, how the wealthy invest wisely in uncertain times, and the lessons we can learn from Warren Buffett.The conversation covers behavioral finance, the psychology of investing, strategies for handling bear and bull markets, and advice for young investors on building wealth. Ryan emphasizes the importance of investing in cash-flowing assets, understanding leverage, and the value of patience and discipline. This episode is ideal for anyone looking to deepen their understanding of investing and build a solid financial future.</p><p><br></p><p><strong>You’ll Learn:</strong></p><p>• The 5 Percent Rule — how the rich remove fear from investing</p><p>&nbsp;• Behavioral finance secrets Wall Street won’t tell you</p><p>&nbsp;• Why risk is never static (and how to measure it like a pro)</p><p>&nbsp;• Buffett’s real rule — “be greedy when others fearful” decoded</p><p>&nbsp;• Tactical allocation that wins in bull &amp; bear markets</p><p>&nbsp;• The path from $0 to $5M using discipline + real estate leverage</p><p>&nbsp;• How to build wealth with math</p><p><br></p><p><strong>Episode Chapters:</strong></p><p><strong>(00:00)</strong> Introduction and Guest Welcome</p><p><strong>(00:44)</strong> Ryan Zaki's Background and Early Career</p><p><strong>(01:25) </strong>Behavioral Finance and Investment Psychology</p><p><strong>(08:10)</strong> The Importance of Tactical Allocation</p><p><strong>(10:42)</strong> Investment Strategies in Bull and Bear Markets</p><p><strong>(16:27)</strong> Common Mistakes in Wealth Building</p><p><strong>(21:18)</strong> Active vs. Passive Investment Debate</p><p><strong>(26:42)</strong> The Importance of Being Comfortable with Booing</p><p><strong>(27:46)</strong> Can the Average Person Become Wealthy Through Investing?</p><p><strong>(29:05)</strong> Steps to Building Wealth from Scratch</p><p><strong>(32:18)</strong> The Role of Education and Mentorship in Financial Success</p><p><strong>(34:11) </strong>Learning from Warren Buffet's Shareholder Letters</p><p><strong>(37:31) </strong>The Reality of Passive Income</p><p><strong>(42:26)</strong> Teaching Financial Principles to the Next Generation</p><p><strong>(47:20)</strong> Conclusion and How to Connect with Ryan</p><p><br></p><p><strong>🔗 CONNECT WITH RYAN ZABROWSKI</strong></p><p><strong>LinkedIn: </strong>https://www.linkedin.com/in/ryan-zabrowski-cfp%C2%AE-msf-08830b325/</p><p><strong>Email: </strong>rzabrowski@krilogy.com</p><p><br></p><p><strong>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/mustafa-ladha/</p><p><strong>YouTube: </strong>https://www.youtube.com/@my.finjourney</p><p><strong>Spotify: </strong>https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</p><p><strong>Apple Podcasts: </strong>https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</p><p><br></p><p>If you’ve ever feared running out of money in retirement, or wondered why hard work isn’t translating into wealth — this episode will change how you think about money forever.</p><p><br></p><p>⚡ Don’t wait until it’s too late. Invest in yourself NOW.</p><p>If this episode opened your eyes, subscribe for weekly strategies that build wealth the smart way.</p><p>&nbsp;💬 Comment: What’s the smartest investing lesson you’ll apply this year?</p><p>&nbsp;🔗 Share this video with a friend who needs the truth about money.</p>]]></content:encoded><link><![CDATA[https://myfinjourney.captivate.fm]]></link><guid isPermaLink="false">e752c4b8-27c6-4ddd-a5e3-19c67306290b</guid><itunes:image href="https://artwork.captivate.fm/610a8d92-1d0c-43e8-8ea8-293c52ba2d16/drtkixoz6Ap3vP2idlchDYfg.jpg"/><pubDate>Wed, 15 Oct 2025 06:00:00 -0400</pubDate><enclosure url="https://episodes.captivate.fm/episode/e752c4b8-27c6-4ddd-a5e3-19c67306290b.mp3" length="23426839" type="audio/mpeg"/><itunes:duration>48:48</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>20</itunes:episode><podcast:episode>20</podcast:episode><podcast:season>1</podcast:season></item><item><title>You Weren’t Born Just to Pay Bills — The Truth About Money &amp; Mindset | Lisa J. Crawford</title><itunes:title>You Weren’t Born Just to Pay Bills — The Truth About Money &amp; Mindset | Lisa J. Crawford</itunes:title><description><![CDATA[<p>Most people work hard every day — yet feel like they’re barely surviving.</p><p>If you’ve ever whispered to yourself <em>“</em><strong><em>I wasn’t born just to pay bills and die,</em></strong><em>”</em> this conversation will wake something inside you.</p><p>In this episode of 'MyFinJourney,' host Mustafa Ladha speaks with Lisa J. Crawford, a hospitality leader, author, and coach dedicated to bringing humanity back into business. Lisa shares her personal journey of overcoming financial and emotional struggles, emphasizing the importance of self-discovery, mindset shifts, and relationship-building in achieving financial freedom. She offers practical advice on breaking free from the cycle of living paycheck to paycheck, the power of writing down goals, and the significance of investing in self-development and passive income opportunities. The episode is filled with actionable insights for anyone aiming to take control not just of their money, but their life.</p><p><strong>&nbsp;You’ll learn:</strong></p><p> • Why financial stress quietly controls your decisions</p><p> • How to escape the paycheck-to-paycheck trap</p><p> • The <em>3 Ps</em> that changed Lisa’s life — Pad, Pen &amp; Power</p><p> • How to turn pain into purpose and purpose into income</p><p> • Real ways to start side income without burnout</p><p> • The difference between cost and value when building wealth</p><p><br></p><p><strong>Episode Chapters:</strong></p><p><strong>(00:00) </strong>Introduction to My Finn Journey</p><p><strong>(00:06)</strong> Meet Lisa J. Crawford: Hospitality Leader and Coach</p><p><strong>(00:25) </strong>Understanding Financial Stress in Careers</p><p><strong>(01:03) </strong>Lisa's Personal Journey and Mindset Shift</p><p><strong>(01:51) </strong>Breaking Free from the Paycheck-to-Paycheck Cycle</p><p><strong>(03:41) </strong>The Importance of Self-Discovery</p><p><strong>(06:31) </strong>Silent Financial Pains and Workplace Stress</p><p><strong>(08:52)</strong> The Value of Self-Development and Side Hustles</p><p><strong>(20:05)</strong> Building Strong Relationships for Financial Success</p><p><strong>(23:55)</strong> Achieving Financial Freedom and Early Retirement</p><p><strong>(25:52)</strong> Lisa's Advice for the Younger Generation</p><p><strong>(27:11)</strong> Exploring Passive Income and Wealth Building</p><p><strong>(28:21)</strong> Conclusion and Final Thoughts</p><p><br></p><p><br></p><p><br></p><p><br></p><p><strong>🔗 CONNECT WITH Lisa J. Crawford</strong></p><p><strong>LinkedIn: </strong><a href="https://www.linkedin.com/in/lisajcrawford" rel="noopener noreferrer" target="_blank">linkedin.com/in/lisajcrawford</a></p><p><strong>Email: </strong>ljthespeaker@gmail.com</p><p><br></p><p><strong>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</strong></p><p><strong>LinkedIn:</strong><a href="https://www.linkedin.com/in/mustafa-ladha/" rel="noopener noreferrer" target="_blank"> https://www.linkedin.com/in/mustafa-ladha/</a></p><p><strong>YouTube:</strong><a href="https://www.youtube.com/@my.finjourney" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@my.finjourney</a></p><p><strong>Spotify:</strong><a href="https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx" rel="noopener noreferrer" target="_blank"> https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</a></p><p><strong>Apple Podcasts:</strong><a href="https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353" rel="noopener noreferrer" target="_blank"> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</a></p><p><br></p><p><br></p><p>If you’ve ever feared running out of money in retirement, or wondered why hard work isn’t translating into wealth — this episode will change how you think about money forever.</p><p><strong>⚡ Don’t wait until it’s too late. Invest in yourself NOW.</strong></p><p>👉 Subscribe to <em>MyFinJourney</em> for weekly conversations that uncover the money traps keeping people stuck. Drop a 5 star review, and share this with someone who wants financial freedom but doesn’t know the hidden risks.</p><p><br></p>]]></description><content:encoded><![CDATA[<p>Most people work hard every day — yet feel like they’re barely surviving.</p><p>If you’ve ever whispered to yourself <em>“</em><strong><em>I wasn’t born just to pay bills and die,</em></strong><em>”</em> this conversation will wake something inside you.</p><p>In this episode of 'MyFinJourney,' host Mustafa Ladha speaks with Lisa J. Crawford, a hospitality leader, author, and coach dedicated to bringing humanity back into business. Lisa shares her personal journey of overcoming financial and emotional struggles, emphasizing the importance of self-discovery, mindset shifts, and relationship-building in achieving financial freedom. She offers practical advice on breaking free from the cycle of living paycheck to paycheck, the power of writing down goals, and the significance of investing in self-development and passive income opportunities. The episode is filled with actionable insights for anyone aiming to take control not just of their money, but their life.</p><p><strong>&nbsp;You’ll learn:</strong></p><p> • Why financial stress quietly controls your decisions</p><p> • How to escape the paycheck-to-paycheck trap</p><p> • The <em>3 Ps</em> that changed Lisa’s life — Pad, Pen &amp; Power</p><p> • How to turn pain into purpose and purpose into income</p><p> • Real ways to start side income without burnout</p><p> • The difference between cost and value when building wealth</p><p><br></p><p><strong>Episode Chapters:</strong></p><p><strong>(00:00) </strong>Introduction to My Finn Journey</p><p><strong>(00:06)</strong> Meet Lisa J. Crawford: Hospitality Leader and Coach</p><p><strong>(00:25) </strong>Understanding Financial Stress in Careers</p><p><strong>(01:03) </strong>Lisa's Personal Journey and Mindset Shift</p><p><strong>(01:51) </strong>Breaking Free from the Paycheck-to-Paycheck Cycle</p><p><strong>(03:41) </strong>The Importance of Self-Discovery</p><p><strong>(06:31) </strong>Silent Financial Pains and Workplace Stress</p><p><strong>(08:52)</strong> The Value of Self-Development and Side Hustles</p><p><strong>(20:05)</strong> Building Strong Relationships for Financial Success</p><p><strong>(23:55)</strong> Achieving Financial Freedom and Early Retirement</p><p><strong>(25:52)</strong> Lisa's Advice for the Younger Generation</p><p><strong>(27:11)</strong> Exploring Passive Income and Wealth Building</p><p><strong>(28:21)</strong> Conclusion and Final Thoughts</p><p><br></p><p><br></p><p><br></p><p><br></p><p><strong>🔗 CONNECT WITH Lisa J. Crawford</strong></p><p><strong>LinkedIn: </strong><a href="https://www.linkedin.com/in/lisajcrawford" rel="noopener noreferrer" target="_blank">linkedin.com/in/lisajcrawford</a></p><p><strong>Email: </strong>ljthespeaker@gmail.com</p><p><br></p><p><strong>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</strong></p><p><strong>LinkedIn:</strong><a href="https://www.linkedin.com/in/mustafa-ladha/" rel="noopener noreferrer" target="_blank"> https://www.linkedin.com/in/mustafa-ladha/</a></p><p><strong>YouTube:</strong><a href="https://www.youtube.com/@my.finjourney" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@my.finjourney</a></p><p><strong>Spotify:</strong><a href="https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx" rel="noopener noreferrer" target="_blank"> https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</a></p><p><strong>Apple Podcasts:</strong><a href="https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353" rel="noopener noreferrer" target="_blank"> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</a></p><p><br></p><p><br></p><p>If you’ve ever feared running out of money in retirement, or wondered why hard work isn’t translating into wealth — this episode will change how you think about money forever.</p><p><strong>⚡ Don’t wait until it’s too late. Invest in yourself NOW.</strong></p><p>👉 Subscribe to <em>MyFinJourney</em> for weekly conversations that uncover the money traps keeping people stuck. Drop a 5 star review, and share this with someone who wants financial freedom but doesn’t know the hidden risks.</p><p><br></p>]]></content:encoded><link><![CDATA[https://myfinjourney.captivate.fm]]></link><guid isPermaLink="false">8ccb086a-34f5-4e5c-b65f-28c2d01e4d8d</guid><itunes:image href="https://artwork.captivate.fm/610a8d92-1d0c-43e8-8ea8-293c52ba2d16/drtkixoz6Ap3vP2idlchDYfg.jpg"/><pubDate>Wed, 08 Oct 2025 06:00:00 -0400</pubDate><enclosure url="https://episodes.captivate.fm/episode/8ccb086a-34f5-4e5c-b65f-28c2d01e4d8d.mp3" length="28616933" type="audio/mpeg"/><itunes:duration>29:49</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>19</itunes:episode><podcast:episode>19</podcast:episode><podcast:season>1</podcast:season></item><item><title>How Traditional Financial Planning is Failing You (And the Solution to Build Real Wealth) | Brock Fortner</title><itunes:title>How Traditional Financial Planning is Failing You (And the Solution to Build Real Wealth) | Brock Fortner</itunes:title><description><![CDATA[<p>Welcome back to <strong>My Fin Journey.</strong> The podcast where we challenge traditional financial thinking and help you build true wealth.</p><p>Today, we are joined by Brock Fortner, a financial expert known for making complex wealth-building strategies simple. Brock works with high earners, business owners, and top performers, helping them gain clarity, reduce taxes, and build generational wealth. In this episode, Brock shares the truth about why traditional financial planning is failing you and reveals actionable strategies to turn your income into real, lasting wealth.</p><p><strong>What You’ll Learn in This Episode:</strong></p><p>1. Why traditional financial planning and advice isn’t cutting it for high earners and entrepreneurs</p><p>2. How to take control of your cash flow and start building real wealth</p><p>3. Why understanding your “freedom number” is crucial for financial independence</p><p>4. How to avoid lifestyle creep and keep more of your hard-earned money</p><p>5. The mindset shifts that separate the truly wealthy from the high earners</p><p><br></p><p><strong>Episode Chapters:</strong></p><p><strong>(00:00)</strong> Introduction to My Fin Journey Podcast</p><p><strong>(00:12) </strong>Meet Brock Fortner: Financial Strategist</p><p><strong>(00:22)</strong> Brock's Clientele and Financial Philosophy</p><p><strong>(00:55)</strong> The Importance of Financial Literacy for Young Adults</p><p><strong>(04:12)</strong> Key Components of Financial Planning</p><p><strong>(05:07)</strong> Challenges in the Financial Planning Industry</p><p><strong>(09:54)</strong> Brock's Personal Journey and Mentorship</p><p><strong>(15:29) </strong>Advising High Net Worth Clients</p><p><strong>(19:11)</strong> Client Exit Strategies</p><p><strong>(19:38)</strong> Retirement Planning Realities</p><p><strong>(20:30)</strong> Life Insurance Misconceptions</p><p><strong>(22:05)</strong> Estate Planning and Taxes</p><p><strong>(25:34)</strong> 401k and Retirement Savings</p><p><strong>(29:53)</strong> Investing in Yourself</p><p><strong>(34:16)</strong> Building Cash Flow Engines</p><p><strong>(34:49)</strong> Final Thoughts and Resources</p><p><br></p><p><strong>🔗 CONNECT WITH BROCK FORTNER</strong></p><p><strong>LinkedIn: </strong>https://www.linkedin.com/in/brockfortner/</p><p><strong>Email:</strong> BrockFortner@stonecenturyfinancial.com</p><p><br></p><p><strong>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</strong></p><p><strong>LinkedIn: </strong>https://www.linkedin.com/in/mustafa-ladha/</p><p><strong>YouTube: </strong>https://www.youtube.com/@my.finjourney</p><p><strong>Spotify:</strong> https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</p><p><strong>Apple Podcasts:</strong> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</p><p><br></p><p><br></p><p>If you’ve ever feared running out of money in retirement, or wondered why hard work isn’t translating into wealth — this episode will change how you think about money forever.</p><p><strong>⚡ Don’t wait until it’s too late. Invest in yourself NOW.</strong></p><p>👉 Subscribe to MyFinJourney for weekly conversations that uncover the money traps keeping people stuck. Drop a 5 star review, and share this with someone who wants financial freedom but doesn’t know the hidden risks.</p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>Welcome back to <strong>My Fin Journey.</strong> The podcast where we challenge traditional financial thinking and help you build true wealth.</p><p>Today, we are joined by Brock Fortner, a financial expert known for making complex wealth-building strategies simple. Brock works with high earners, business owners, and top performers, helping them gain clarity, reduce taxes, and build generational wealth. In this episode, Brock shares the truth about why traditional financial planning is failing you and reveals actionable strategies to turn your income into real, lasting wealth.</p><p><strong>What You’ll Learn in This Episode:</strong></p><p>1. Why traditional financial planning and advice isn’t cutting it for high earners and entrepreneurs</p><p>2. How to take control of your cash flow and start building real wealth</p><p>3. Why understanding your “freedom number” is crucial for financial independence</p><p>4. How to avoid lifestyle creep and keep more of your hard-earned money</p><p>5. The mindset shifts that separate the truly wealthy from the high earners</p><p><br></p><p><strong>Episode Chapters:</strong></p><p><strong>(00:00)</strong> Introduction to My Fin Journey Podcast</p><p><strong>(00:12) </strong>Meet Brock Fortner: Financial Strategist</p><p><strong>(00:22)</strong> Brock's Clientele and Financial Philosophy</p><p><strong>(00:55)</strong> The Importance of Financial Literacy for Young Adults</p><p><strong>(04:12)</strong> Key Components of Financial Planning</p><p><strong>(05:07)</strong> Challenges in the Financial Planning Industry</p><p><strong>(09:54)</strong> Brock's Personal Journey and Mentorship</p><p><strong>(15:29) </strong>Advising High Net Worth Clients</p><p><strong>(19:11)</strong> Client Exit Strategies</p><p><strong>(19:38)</strong> Retirement Planning Realities</p><p><strong>(20:30)</strong> Life Insurance Misconceptions</p><p><strong>(22:05)</strong> Estate Planning and Taxes</p><p><strong>(25:34)</strong> 401k and Retirement Savings</p><p><strong>(29:53)</strong> Investing in Yourself</p><p><strong>(34:16)</strong> Building Cash Flow Engines</p><p><strong>(34:49)</strong> Final Thoughts and Resources</p><p><br></p><p><strong>🔗 CONNECT WITH BROCK FORTNER</strong></p><p><strong>LinkedIn: </strong>https://www.linkedin.com/in/brockfortner/</p><p><strong>Email:</strong> BrockFortner@stonecenturyfinancial.com</p><p><br></p><p><strong>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</strong></p><p><strong>LinkedIn: </strong>https://www.linkedin.com/in/mustafa-ladha/</p><p><strong>YouTube: </strong>https://www.youtube.com/@my.finjourney</p><p><strong>Spotify:</strong> https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</p><p><strong>Apple Podcasts:</strong> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</p><p><br></p><p><br></p><p>If you’ve ever feared running out of money in retirement, or wondered why hard work isn’t translating into wealth — this episode will change how you think about money forever.</p><p><strong>⚡ Don’t wait until it’s too late. Invest in yourself NOW.</strong></p><p>👉 Subscribe to MyFinJourney for weekly conversations that uncover the money traps keeping people stuck. Drop a 5 star review, and share this with someone who wants financial freedom but doesn’t know the hidden risks.</p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://myfinjourney.captivate.fm]]></link><guid isPermaLink="false">400f9601-a501-478b-a877-b3e5db80014f</guid><itunes:image href="https://artwork.captivate.fm/610a8d92-1d0c-43e8-8ea8-293c52ba2d16/drtkixoz6Ap3vP2idlchDYfg.jpg"/><pubDate>Wed, 01 Oct 2025 06:00:00 -0400</pubDate><enclosure url="https://episodes.captivate.fm/episode/400f9601-a501-478b-a877-b3e5db80014f.mp3" length="34488842" type="audio/mpeg"/><itunes:duration>35:56</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>18</itunes:episode><podcast:episode>18</podcast:episode><podcast:season>1</podcast:season></item><item><title>She Quit a $100K Job, Took a Loan, And Now She’s a Millionaire | Kelly Rohrs</title><itunes:title>She Quit a $100K Job, Took a Loan, And Now She’s a Millionaire | Kelly Rohrs</itunes:title><description><![CDATA[<p>Today on MyFinJourney,<strong> </strong>we are joined by Kelly Roars, CPA, strategist, and co-host of the podcast<strong> </strong>From Zero to Millions.</p><p>Kelly’s story is not your typical saf career path. She was a rising star recognized as one of the Top 50 Women in Business on Long Island and named to the 40 Under 40 list. On paper she had it all  a stable six figure salary, security and a predictable future.But during COVID with a newborn at home, she made a decision that most people would call crazy. She walked away from her job with zero clients and no guaranteed income. Fast forward just a few years Kelly now runs her own thriving firm with 6 staff is on track for $1M+ in sales and has built her brand almost entirely on the back of LinkedIn.</p><h3><br></h3><h3>What You’ll Learn:</h3><p>How to turn LinkedIn into consistent referrals without ads</p><p>When a HELOC makes sense vs an SBA loan</p><p>The refund trap and why aiming for near zero beats big refunds</p><p>Cash flow habits for service businesses that hate surprises</p><p>Boundaries, firing bad clients, and pricing with confidence</p><p>Delegation that scales quality and buys back time</p><p>The mindset ladder she used to go from dropout to 40 Under 40</p><p><strong>Episode Chapters:</strong></p><p><strong>(00:00)</strong> Introduction to Kelly Roars</p><p><strong>(01:02)</strong> Kelly's Early Career and Entrepreneurial Spirit</p><p><strong>(02:00)</strong> Starting Her Own Business During COVID</p><p><strong>(02:46)</strong> Building a Business and Overcoming Challenges</p><p><strong>(05:32)</strong> The Power of Social Media in Business</p><p><strong>(12:38)</strong> Financial Strategies and Risk Management</p><p><strong>(16:35)</strong> Investing and Diversification</p><p><strong>(17:38)</strong> Lifestyle Changes and Personal Growth</p><p><strong>(18:13)</strong> Balancing Work and Family Life</p><p><strong>(19:45)</strong> The Importance of Delegation</p><p><strong>(20:51)</strong> Setting Boundaries and Managing Deadlines</p><p><strong>(21:30)</strong> Parenting and Professional Growth</p><p><strong>(23:01)</strong> Financial Literacy for Clients</p><p><strong>(25:52)</strong> Common Client Concerns</p><p><strong>(33:04)</strong> Advice for Personal Financial Management</p><p><strong>(34:39) </strong>Getting in Touch with Kelly Rohrs</p><h2><br></h2><h2>🔗 CONNECT WITH KELLY ROHRS</h2><p><strong>LinkedIn:</strong><a href="https://www.linkedin.com/in/waqas-denverspeakup/" rel="noopener noreferrer" target="_blank"> </a>https://www.linkedin.com/in/kellyrohrs/</p><p><strong>Email: </strong>kelly@krohrscpa.com</p><h2><br></h2><h2>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</h2><p><strong>LinkedIn:</strong><a href="https://www.linkedin.com/in/mustafa-ladha/" rel="noopener noreferrer" target="_blank"> https://www.linkedin.com/in/mustafa-ladha/</a></p><p><strong>YouTube:</strong><a href="https://www.youtube.com/@my.finjourney" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@my.finjourney</a></p><p><strong>Spotify:</strong><a href="https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx" rel="noopener noreferrer" target="_blank"> https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</a></p><p><strong>Apple Podcasts:</strong><a href="https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353" rel="noopener noreferrer" target="_blank"> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</a></p><p><br></p><p>If you’ve ever feared running out of money in retirement, or wondered why hard work isn’t translating into wealth. This episode will change how you think about money forever.</p><p><br></p><p>⚡ Don’t wait until it’s too late. Invest in yourself NOW.</p><p>👉 Subscribe to <em>MyFinJourney</em> for weekly conversations that uncover the money traps keeping people stuck. Drop a 5 star review, and share this with someone who wants financial freedom but doesn’t know the hidden risks.</p>]]></description><content:encoded><![CDATA[<p>Today on MyFinJourney,<strong> </strong>we are joined by Kelly Roars, CPA, strategist, and co-host of the podcast<strong> </strong>From Zero to Millions.</p><p>Kelly’s story is not your typical saf career path. She was a rising star recognized as one of the Top 50 Women in Business on Long Island and named to the 40 Under 40 list. On paper she had it all  a stable six figure salary, security and a predictable future.But during COVID with a newborn at home, she made a decision that most people would call crazy. She walked away from her job with zero clients and no guaranteed income. Fast forward just a few years Kelly now runs her own thriving firm with 6 staff is on track for $1M+ in sales and has built her brand almost entirely on the back of LinkedIn.</p><h3><br></h3><h3>What You’ll Learn:</h3><p>How to turn LinkedIn into consistent referrals without ads</p><p>When a HELOC makes sense vs an SBA loan</p><p>The refund trap and why aiming for near zero beats big refunds</p><p>Cash flow habits for service businesses that hate surprises</p><p>Boundaries, firing bad clients, and pricing with confidence</p><p>Delegation that scales quality and buys back time</p><p>The mindset ladder she used to go from dropout to 40 Under 40</p><p><strong>Episode Chapters:</strong></p><p><strong>(00:00)</strong> Introduction to Kelly Roars</p><p><strong>(01:02)</strong> Kelly's Early Career and Entrepreneurial Spirit</p><p><strong>(02:00)</strong> Starting Her Own Business During COVID</p><p><strong>(02:46)</strong> Building a Business and Overcoming Challenges</p><p><strong>(05:32)</strong> The Power of Social Media in Business</p><p><strong>(12:38)</strong> Financial Strategies and Risk Management</p><p><strong>(16:35)</strong> Investing and Diversification</p><p><strong>(17:38)</strong> Lifestyle Changes and Personal Growth</p><p><strong>(18:13)</strong> Balancing Work and Family Life</p><p><strong>(19:45)</strong> The Importance of Delegation</p><p><strong>(20:51)</strong> Setting Boundaries and Managing Deadlines</p><p><strong>(21:30)</strong> Parenting and Professional Growth</p><p><strong>(23:01)</strong> Financial Literacy for Clients</p><p><strong>(25:52)</strong> Common Client Concerns</p><p><strong>(33:04)</strong> Advice for Personal Financial Management</p><p><strong>(34:39) </strong>Getting in Touch with Kelly Rohrs</p><h2><br></h2><h2>🔗 CONNECT WITH KELLY ROHRS</h2><p><strong>LinkedIn:</strong><a href="https://www.linkedin.com/in/waqas-denverspeakup/" rel="noopener noreferrer" target="_blank"> </a>https://www.linkedin.com/in/kellyrohrs/</p><p><strong>Email: </strong>kelly@krohrscpa.com</p><h2><br></h2><h2>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</h2><p><strong>LinkedIn:</strong><a href="https://www.linkedin.com/in/mustafa-ladha/" rel="noopener noreferrer" target="_blank"> https://www.linkedin.com/in/mustafa-ladha/</a></p><p><strong>YouTube:</strong><a href="https://www.youtube.com/@my.finjourney" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@my.finjourney</a></p><p><strong>Spotify:</strong><a href="https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx" rel="noopener noreferrer" target="_blank"> https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</a></p><p><strong>Apple Podcasts:</strong><a href="https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353" rel="noopener noreferrer" target="_blank"> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</a></p><p><br></p><p>If you’ve ever feared running out of money in retirement, or wondered why hard work isn’t translating into wealth. This episode will change how you think about money forever.</p><p><br></p><p>⚡ Don’t wait until it’s too late. Invest in yourself NOW.</p><p>👉 Subscribe to <em>MyFinJourney</em> for weekly conversations that uncover the money traps keeping people stuck. Drop a 5 star review, and share this with someone who wants financial freedom but doesn’t know the hidden risks.</p>]]></content:encoded><link><![CDATA[https://myfinjourney.captivate.fm]]></link><guid isPermaLink="false">36f2bf92-895d-42f7-87a1-f00e8f07ede4</guid><itunes:image href="https://artwork.captivate.fm/610a8d92-1d0c-43e8-8ea8-293c52ba2d16/drtkixoz6Ap3vP2idlchDYfg.jpg"/><pubDate>Wed, 24 Sep 2025 06:00:00 -0400</pubDate><enclosure url="https://episodes.captivate.fm/episode/36f2bf92-895d-42f7-87a1-f00e8f07ede4.mp3" length="34560308" type="audio/mpeg"/><itunes:duration>36:00</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>17</itunes:episode><podcast:episode>17</podcast:episode><podcast:season>1</podcast:season></item><item><title>Cashflow vs Accumulation: The Secret to Generational Wealth | Christian Allen &amp; Blake Brogan</title><itunes:title>Cashflow vs Accumulation: The Secret to Generational Wealth | Christian Allen &amp; Blake Brogan</itunes:title><description><![CDATA[<p>Most people do everything right  max out their 401K, pay off the house, save for decades…But when retirement comes? They’re still broke.</p><p>In this explosive episode of <em>MyFinJourney</em>, I sit down with Christian Allen &amp; Blake Brogan of Money Insights (managing over $500M in assets) to expose why the traditional finance playbook is broken and how life insurance + alternatives can change everything.</p><h3>What You’ll Learn in This Episode:</h3><p>Why the system is designed to keep you average &amp; broke</p><p>The shocking math: why $2M = only $80K a year</p><p>The #1 retirement fear<strong> </strong>no advisor tells you about</p><p>Cashflow vs. accumulation which mindset actually builds wealth</p><p>How banks secretly use life insurance (BOLI) while telling you to just save</p><p>Why most policies are structured wrong and how to fix it</p><p>How the wealthy turn life insurance into their personal bank</p><p>The truth about<strong> </strong>premium finance and who it’s really for</p><p><strong>Episode Chapters:</strong></p><p><strong>(00:00)</strong> Introduction to MyFinJourney</p><p><strong>(00:51)</strong> Meet the Guests: Christian Allen and Blake Brogan</p><p><strong>(01:01)</strong> The Broken Traditional Financial System</p><p><strong>(02:37)</strong> Alternative Investments: A New Approach</p><p><strong>(05:31)</strong> Case Studies and Real-Life Examples</p><p><strong>(07:28)</strong> Cash Flow vs. Accumulation</p><p><strong>(14:41)</strong> The Role of Life Insurance in Financial Planning</p><p><strong>(26:43)</strong> Bank-Owned Life Insurance Explained</p><p><strong>(29:16)</strong> Understanding Term and Whole Life Insurance</p><p><strong>(29:34)</strong> The Journey of Self-Discovery in Life Insurance</p><p><strong>(29:43)</strong> Explaining Whole Life Insurance to a Fifth Grader</p><p><strong>(30:03)</strong> Debunking the Life Insurance Scam Myth</p><p><strong>(30:24)</strong> The Benefits of Whole Life Insurance</p><p><strong>(31:24)</strong> Using Life Insurance as an Investment Strategy</p><p><strong>(33:21)</strong> Addressing Concerns About Life Insurance Loans</p><p><strong>(34:40)</strong> Introduction to Premium Finance</p><p><strong>(35:35)</strong> Maximizing Life Insurance for High-Income Earners</p><p><strong>(50:09)</strong> Structuring Life Insurance Policies Correctly</p><p><strong>(52:30) </strong>The Flexibility and Benefits of Multiple Policies</p><p><strong>(56:45)</strong> Conclusion and Call to Action</p><h2>🔗 CONNECT WITH BLAKE BROGAN</h2><p><strong>LinkedIn:</strong><a href="https://www.linkedin.com/in/waqas-denverspeakup/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.linkedin.com/in/blake-brogan-78380a10b" rel="noopener noreferrer" target="_blank">linkedin.com/in/blake-brogan-78380a10b</a></p><p><strong>Email: </strong>bbrogan@brvassociates.com</p><h2><br></h2><h2>🔗 CONNECT WITH CHRISTIAN ALLEN</h2><p><strong>LinkedIn:</strong><a href="https://www.linkedin.com/in/waqas-denverspeakup/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.linkedin.com/in/christian-allen-7a41ab54" rel="noopener noreferrer" target="_blank">linkedin.com/in/christian-allen-7a41ab54</a></p><p><strong>Email: </strong><a href="mailto:christianallen1@hotmail.com" rel="noopener noreferrer" target="_blank">christianallen1@hotmail.com</a></p><p><strong>Website: </strong><a href="http://moneyinsights.net/" rel="noopener noreferrer" target="_blank">moneyinsights.net&nbsp;</a></p><h2><br></h2><h2>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</h2><p><strong>LinkedIn:</strong><a href="https://www.linkedin.com/in/mustafa-ladha/" rel="noopener noreferrer" target="_blank"> https://www.linkedin.com/in/mustafa-ladha/</a></p><p><strong>YouTube:</strong><a href="https://www.youtube.com/@my.finjourney" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@my.finjourney</a></p><p><strong>Spotify:</strong><a href="https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx" rel="noopener noreferrer" target="_blank"> https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</a></p><p><strong>Apple Podcasts:</strong><a href="https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353" rel="noopener noreferrer" target="_blank"> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</a></p><p><br></p><p>If you’ve ever feared running out of money in retirement, or wondered why hard work isn’t translating into wealth — this episode will change how you think about money forever.</p><p><br></p><p>⚡ Don’t wait until it’s too late. Invest in yourself NOW.</p><p>👉 Subscribe to <em>MyFinJourney</em> for weekly conversations that uncover the money traps keeping people stuck. Drop a 5 star review, and share this with someone who wants financial freedom but doesn’t know the hidden risks.</p><p><br></p>]]></description><content:encoded><![CDATA[<p>Most people do everything right  max out their 401K, pay off the house, save for decades…But when retirement comes? They’re still broke.</p><p>In this explosive episode of <em>MyFinJourney</em>, I sit down with Christian Allen &amp; Blake Brogan of Money Insights (managing over $500M in assets) to expose why the traditional finance playbook is broken and how life insurance + alternatives can change everything.</p><h3>What You’ll Learn in This Episode:</h3><p>Why the system is designed to keep you average &amp; broke</p><p>The shocking math: why $2M = only $80K a year</p><p>The #1 retirement fear<strong> </strong>no advisor tells you about</p><p>Cashflow vs. accumulation which mindset actually builds wealth</p><p>How banks secretly use life insurance (BOLI) while telling you to just save</p><p>Why most policies are structured wrong and how to fix it</p><p>How the wealthy turn life insurance into their personal bank</p><p>The truth about<strong> </strong>premium finance and who it’s really for</p><p><strong>Episode Chapters:</strong></p><p><strong>(00:00)</strong> Introduction to MyFinJourney</p><p><strong>(00:51)</strong> Meet the Guests: Christian Allen and Blake Brogan</p><p><strong>(01:01)</strong> The Broken Traditional Financial System</p><p><strong>(02:37)</strong> Alternative Investments: A New Approach</p><p><strong>(05:31)</strong> Case Studies and Real-Life Examples</p><p><strong>(07:28)</strong> Cash Flow vs. Accumulation</p><p><strong>(14:41)</strong> The Role of Life Insurance in Financial Planning</p><p><strong>(26:43)</strong> Bank-Owned Life Insurance Explained</p><p><strong>(29:16)</strong> Understanding Term and Whole Life Insurance</p><p><strong>(29:34)</strong> The Journey of Self-Discovery in Life Insurance</p><p><strong>(29:43)</strong> Explaining Whole Life Insurance to a Fifth Grader</p><p><strong>(30:03)</strong> Debunking the Life Insurance Scam Myth</p><p><strong>(30:24)</strong> The Benefits of Whole Life Insurance</p><p><strong>(31:24)</strong> Using Life Insurance as an Investment Strategy</p><p><strong>(33:21)</strong> Addressing Concerns About Life Insurance Loans</p><p><strong>(34:40)</strong> Introduction to Premium Finance</p><p><strong>(35:35)</strong> Maximizing Life Insurance for High-Income Earners</p><p><strong>(50:09)</strong> Structuring Life Insurance Policies Correctly</p><p><strong>(52:30) </strong>The Flexibility and Benefits of Multiple Policies</p><p><strong>(56:45)</strong> Conclusion and Call to Action</p><h2>🔗 CONNECT WITH BLAKE BROGAN</h2><p><strong>LinkedIn:</strong><a href="https://www.linkedin.com/in/waqas-denverspeakup/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.linkedin.com/in/blake-brogan-78380a10b" rel="noopener noreferrer" target="_blank">linkedin.com/in/blake-brogan-78380a10b</a></p><p><strong>Email: </strong>bbrogan@brvassociates.com</p><h2><br></h2><h2>🔗 CONNECT WITH CHRISTIAN ALLEN</h2><p><strong>LinkedIn:</strong><a href="https://www.linkedin.com/in/waqas-denverspeakup/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.linkedin.com/in/christian-allen-7a41ab54" rel="noopener noreferrer" target="_blank">linkedin.com/in/christian-allen-7a41ab54</a></p><p><strong>Email: </strong><a href="mailto:christianallen1@hotmail.com" rel="noopener noreferrer" target="_blank">christianallen1@hotmail.com</a></p><p><strong>Website: </strong><a href="http://moneyinsights.net/" rel="noopener noreferrer" target="_blank">moneyinsights.net&nbsp;</a></p><h2><br></h2><h2>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</h2><p><strong>LinkedIn:</strong><a href="https://www.linkedin.com/in/mustafa-ladha/" rel="noopener noreferrer" target="_blank"> https://www.linkedin.com/in/mustafa-ladha/</a></p><p><strong>YouTube:</strong><a href="https://www.youtube.com/@my.finjourney" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@my.finjourney</a></p><p><strong>Spotify:</strong><a href="https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx" rel="noopener noreferrer" target="_blank"> https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</a></p><p><strong>Apple Podcasts:</strong><a href="https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353" rel="noopener noreferrer" target="_blank"> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</a></p><p><br></p><p>If you’ve ever feared running out of money in retirement, or wondered why hard work isn’t translating into wealth — this episode will change how you think about money forever.</p><p><br></p><p>⚡ Don’t wait until it’s too late. Invest in yourself NOW.</p><p>👉 Subscribe to <em>MyFinJourney</em> for weekly conversations that uncover the money traps keeping people stuck. Drop a 5 star review, and share this with someone who wants financial freedom but doesn’t know the hidden risks.</p><p><br></p>]]></content:encoded><link><![CDATA[https://myfinjourney.captivate.fm]]></link><guid isPermaLink="false">6836ab47-6a38-4392-b0f8-db2b3bc07fc7</guid><itunes:image href="https://artwork.captivate.fm/610a8d92-1d0c-43e8-8ea8-293c52ba2d16/drtkixoz6Ap3vP2idlchDYfg.jpg"/><pubDate>Wed, 17 Sep 2025 06:00:00 -0400</pubDate><enclosure url="https://episodes.captivate.fm/episode/6836ab47-6a38-4392-b0f8-db2b3bc07fc7.mp3" length="56133290" type="audio/mpeg"/><itunes:duration>58:28</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>16</itunes:episode><podcast:episode>16</podcast:episode><podcast:season>1</podcast:season></item><item><title>The Retirement Lie: Why Most People Never Have Enough | Jake Rushton</title><itunes:title>The Retirement Lie: Why Most People Never Have Enough | Jake Rushton</itunes:title><description><![CDATA[<p><strong>Most Americans will never retire comfortably.</strong></p><p>Not because they didn’t work hard  but because the system is built to keep you broke.</p><p>Welcome to the MyFinJourney Podcast! In this episode, we sit down with Jake Rushton, a veteran in financial services with over 18 years of experience and a self-funding expert. Jake shares his unique journey from aspiring dentist to becoming a keynote speaker and financial strategist, emphasizing transparent employee benefits and tax-efficient retirement planning.</p><p>In this raw conversation, <strong>self-funding expert &amp; keynote speaker Jake Rushton</strong> (18+ years in financial planning) <strong>exposes:</strong></p><p>Why your 401(k) isn’t enough (and what to do about it)</p><p>How healthcare &amp; insurance quietly destroy your retirement savings</p><p>Why schools set you up to be an employee, not wealthy</p><p>The truth about financial freedom most advisors won’t tell you</p><p><strong>Episode Chapters:</strong></p><p><strong>(00:00)</strong> Introduction</p><p><strong>(00:45)</strong> Jake Rushton's Career Journey</p><p><strong>(03:53)</strong> The Pivot from Dentistry to Finance</p><p><strong>(05:46)</strong> E-Trade and the 401k World</p><p><strong>(09:13)</strong> The Importance of Self-Investment</p><p><strong>(11:33)</strong> Challenges in the Education System</p><p><strong>(20:31)</strong> Parenting and Preparing for Success</p><p><strong>(22:39)</strong> Building Financial Freedom</p><p><strong>(23:05)</strong> The Importance of Self-Improvement</p><p><strong>(23:24)</strong> Starting Small: The Power of Incremental Progress</p><p><strong>(23:52)</strong> Overcoming Fear and Excuses</p><p><strong>(25:01)</strong> Building a Vision for Long-Term Success</p><p><strong>(25:47) </strong>Understanding the Financial Landscape</p><p><strong>(26:35)</strong> The Broken Health Insurance System</p><p><strong>(28:31)</strong> The Benefits of Self-Funding</p><p><strong>(38:00)</strong> Educating Employees for Better Healthcare Decisions</p><p><strong>(41:46)</strong> Connecting with Jake for Financial Wisdom</p><p><strong>(42:48)</strong> Conclusion: Invest in Yourself</p><h2>🔗 CONNECT WITH JAKE RUSHTON</h2><p><strong>LinkedIn: </strong>https://www.linkedin.com/in/jakerushton</p><p><strong>Website: </strong>jakerushton.com</p><p><br></p><h2>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</h2><p><br></p><p><strong>LinkedIn:</strong><a href="https://www.linkedin.com/in/mustafa-ladha/" rel="noopener noreferrer" target="_blank"> https://www.linkedin.com/in/mustafa-ladha/</a></p><p><strong>YouTube:</strong><a href="https://www.youtube.com/@my.finjourney" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@my.finjourney</a></p><p><strong>Spotify:</strong><a href="https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx" rel="noopener noreferrer" target="_blank"> https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</a></p><p><strong>Apple Podcasts:</strong><a href="https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353" rel="noopener noreferrer" target="_blank"> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</a></p><p><br></p><p>If you’ve ever feared running out of money in retirement, or wondered why hard work isn’t translating into wealth — this episode will change how you think about money forever.</p><p><br></p><p>⚡ Don’t wait until it’s too late. Invest in yourself NOW.</p><p>👉 Subscribe to <em>MyFinJourney</em> for weekly conversations that uncover the money traps keeping people stuck. Drop a 5 star review, and share this with someone who wants financial freedom but doesn’t know the hidden risks.</p>]]></description><content:encoded><![CDATA[<p><strong>Most Americans will never retire comfortably.</strong></p><p>Not because they didn’t work hard  but because the system is built to keep you broke.</p><p>Welcome to the MyFinJourney Podcast! In this episode, we sit down with Jake Rushton, a veteran in financial services with over 18 years of experience and a self-funding expert. Jake shares his unique journey from aspiring dentist to becoming a keynote speaker and financial strategist, emphasizing transparent employee benefits and tax-efficient retirement planning.</p><p>In this raw conversation, <strong>self-funding expert &amp; keynote speaker Jake Rushton</strong> (18+ years in financial planning) <strong>exposes:</strong></p><p>Why your 401(k) isn’t enough (and what to do about it)</p><p>How healthcare &amp; insurance quietly destroy your retirement savings</p><p>Why schools set you up to be an employee, not wealthy</p><p>The truth about financial freedom most advisors won’t tell you</p><p><strong>Episode Chapters:</strong></p><p><strong>(00:00)</strong> Introduction</p><p><strong>(00:45)</strong> Jake Rushton's Career Journey</p><p><strong>(03:53)</strong> The Pivot from Dentistry to Finance</p><p><strong>(05:46)</strong> E-Trade and the 401k World</p><p><strong>(09:13)</strong> The Importance of Self-Investment</p><p><strong>(11:33)</strong> Challenges in the Education System</p><p><strong>(20:31)</strong> Parenting and Preparing for Success</p><p><strong>(22:39)</strong> Building Financial Freedom</p><p><strong>(23:05)</strong> The Importance of Self-Improvement</p><p><strong>(23:24)</strong> Starting Small: The Power of Incremental Progress</p><p><strong>(23:52)</strong> Overcoming Fear and Excuses</p><p><strong>(25:01)</strong> Building a Vision for Long-Term Success</p><p><strong>(25:47) </strong>Understanding the Financial Landscape</p><p><strong>(26:35)</strong> The Broken Health Insurance System</p><p><strong>(28:31)</strong> The Benefits of Self-Funding</p><p><strong>(38:00)</strong> Educating Employees for Better Healthcare Decisions</p><p><strong>(41:46)</strong> Connecting with Jake for Financial Wisdom</p><p><strong>(42:48)</strong> Conclusion: Invest in Yourself</p><h2>🔗 CONNECT WITH JAKE RUSHTON</h2><p><strong>LinkedIn: </strong>https://www.linkedin.com/in/jakerushton</p><p><strong>Website: </strong>jakerushton.com</p><p><br></p><h2>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</h2><p><br></p><p><strong>LinkedIn:</strong><a href="https://www.linkedin.com/in/mustafa-ladha/" rel="noopener noreferrer" target="_blank"> https://www.linkedin.com/in/mustafa-ladha/</a></p><p><strong>YouTube:</strong><a href="https://www.youtube.com/@my.finjourney" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@my.finjourney</a></p><p><strong>Spotify:</strong><a href="https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx" rel="noopener noreferrer" target="_blank"> https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</a></p><p><strong>Apple Podcasts:</strong><a href="https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353" rel="noopener noreferrer" target="_blank"> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</a></p><p><br></p><p>If you’ve ever feared running out of money in retirement, or wondered why hard work isn’t translating into wealth — this episode will change how you think about money forever.</p><p><br></p><p>⚡ Don’t wait until it’s too late. Invest in yourself NOW.</p><p>👉 Subscribe to <em>MyFinJourney</em> for weekly conversations that uncover the money traps keeping people stuck. Drop a 5 star review, and share this with someone who wants financial freedom but doesn’t know the hidden risks.</p>]]></content:encoded><link><![CDATA[https://myfinjourney.captivate.fm]]></link><guid isPermaLink="false">0fd329a5-4a87-4da7-9c3f-f96ae3735986</guid><itunes:image href="https://artwork.captivate.fm/610a8d92-1d0c-43e8-8ea8-293c52ba2d16/drtkixoz6Ap3vP2idlchDYfg.jpg"/><pubDate>Wed, 10 Sep 2025 06:00:00 -0400</pubDate><enclosure url="https://episodes.captivate.fm/episode/0fd329a5-4a87-4da7-9c3f-f96ae3735986.mp3" length="41938960" type="audio/mpeg"/><itunes:duration>43:41</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>15</itunes:episode><podcast:episode>15</podcast:episode><podcast:season>1</podcast:season></item><item><title>The Success Trap: Why You’ll Never Feel Enough | Miyelmi Abraham</title><itunes:title>The Success Trap: Why You’ll Never Feel Enough | Miyelmi Abraham</itunes:title><description><![CDATA[<p>Everyone wants success.</p><p>But here’s the harsh truth: even the most accomplished leaders feel like it’s never enough.</p><p>In this episode of MyFinJourney, host Mustafa Ladha is joined by Miyelmii Abraham, a leadership strategist trusted by Fortune 500 companies, top universities like MIT, and over 500 C-level executives globally. Naomi shares her journey from Venezuela to the US, overcoming challenges, and transitioning from various roles in sales, marketing, and business intelligence to becoming a sought-after career and leadership coach. The conversation delves into the importance of self-belief, intentionality, and the power of relationships in building a successful career. Naomi emphasizes the value of recognizing one’s unique skills, building a personal brand, and the significance of coaching and mentorship. This episode offers invaluable insights for anyone navigating their career path, from recent graduates to senior executives.</p><p>In this eye-opening conversation, Fortune 500 strategist &amp; executive coach </p><p><strong>Miyelmi Abraham reveals:</strong></p><p>Why imposter syndrome never leaves (even at the top)</p><p>How to reinvent yourself when stability is ripped away</p><p>How to reinvent yourself when stability is ripped away</p><p>The mindset shift to turn crisis into clarity &amp; opportunity</p><p>Why intentionality matters more than credentials or hustle</p><p><br></p><p><strong>Episode Chapters:</strong></p><p><strong>(00:00)</strong> Introduction to the Podcast and Guest</p><p><strong>(01:08)</strong> Naomi's Early Career and Education</p><p><strong>(02:22)</strong> Transitioning Careers and Building Skills</p><p><strong>(04:25)</strong> Challenges and Opportunities in the US</p><p><strong>(09:24)</strong> Building a Personal Brand and Networking</p><p><strong>(27:56)</strong> Overcoming Imposter Syndrome</p><p><strong>(35:17)</strong> Conclusion and Contact Information</p><p><br></p><h2>🔗 CONNECT WITH MIYELMI ABRAHAM</h2><h2><br></h2><p><strong>LinkedIn:</strong><a href="https://www.linkedin.com/in/waqas-denverspeakup/" rel="noopener noreferrer" target="_blank"> </a>https://www.linkedin.com/in/miyelmi-abraham/</p><p><strong>Website: </strong>miyelmi@gmail.com</p><p><br></p><h2>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</h2><h2><br></h2><p><strong>LinkedIn:</strong><a href="https://www.linkedin.com/in/mustafa-ladha/" rel="noopener noreferrer" target="_blank"> https://www.linkedin.com/in/mustafa-ladha/</a></p><p><strong>YouTube:</strong><a href="https://www.youtube.com/@my.finjourney" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@my.finjourney</a></p><p><strong>Spotify:</strong><a href="https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx" rel="noopener noreferrer" target="_blank"> https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</a></p><p><strong>Apple Podcasts:</strong><a href="https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353" rel="noopener noreferrer" target="_blank"> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</a></p><p><br></p><p>Miyelmi’s story from corporate stability in Venezuela to starting over in the U.S. proves that resilience, clarity, and self-belief matter more than any title on your resume.</p><p><br></p><p>⚡ If you’ve ever chased success and still felt empty, this episode will change how you see yourself.</p><p>Subscribe to <em>MyFinJourney</em>, drop a 5 star review, and share this with someone who looks successful but feels stuck.</p>]]></description><content:encoded><![CDATA[<p>Everyone wants success.</p><p>But here’s the harsh truth: even the most accomplished leaders feel like it’s never enough.</p><p>In this episode of MyFinJourney, host Mustafa Ladha is joined by Miyelmii Abraham, a leadership strategist trusted by Fortune 500 companies, top universities like MIT, and over 500 C-level executives globally. Naomi shares her journey from Venezuela to the US, overcoming challenges, and transitioning from various roles in sales, marketing, and business intelligence to becoming a sought-after career and leadership coach. The conversation delves into the importance of self-belief, intentionality, and the power of relationships in building a successful career. Naomi emphasizes the value of recognizing one’s unique skills, building a personal brand, and the significance of coaching and mentorship. This episode offers invaluable insights for anyone navigating their career path, from recent graduates to senior executives.</p><p>In this eye-opening conversation, Fortune 500 strategist &amp; executive coach </p><p><strong>Miyelmi Abraham reveals:</strong></p><p>Why imposter syndrome never leaves (even at the top)</p><p>How to reinvent yourself when stability is ripped away</p><p>How to reinvent yourself when stability is ripped away</p><p>The mindset shift to turn crisis into clarity &amp; opportunity</p><p>Why intentionality matters more than credentials or hustle</p><p><br></p><p><strong>Episode Chapters:</strong></p><p><strong>(00:00)</strong> Introduction to the Podcast and Guest</p><p><strong>(01:08)</strong> Naomi's Early Career and Education</p><p><strong>(02:22)</strong> Transitioning Careers and Building Skills</p><p><strong>(04:25)</strong> Challenges and Opportunities in the US</p><p><strong>(09:24)</strong> Building a Personal Brand and Networking</p><p><strong>(27:56)</strong> Overcoming Imposter Syndrome</p><p><strong>(35:17)</strong> Conclusion and Contact Information</p><p><br></p><h2>🔗 CONNECT WITH MIYELMI ABRAHAM</h2><h2><br></h2><p><strong>LinkedIn:</strong><a href="https://www.linkedin.com/in/waqas-denverspeakup/" rel="noopener noreferrer" target="_blank"> </a>https://www.linkedin.com/in/miyelmi-abraham/</p><p><strong>Website: </strong>miyelmi@gmail.com</p><p><br></p><h2>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</h2><h2><br></h2><p><strong>LinkedIn:</strong><a href="https://www.linkedin.com/in/mustafa-ladha/" rel="noopener noreferrer" target="_blank"> https://www.linkedin.com/in/mustafa-ladha/</a></p><p><strong>YouTube:</strong><a href="https://www.youtube.com/@my.finjourney" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@my.finjourney</a></p><p><strong>Spotify:</strong><a href="https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx" rel="noopener noreferrer" target="_blank"> https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</a></p><p><strong>Apple Podcasts:</strong><a href="https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353" rel="noopener noreferrer" target="_blank"> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</a></p><p><br></p><p>Miyelmi’s story from corporate stability in Venezuela to starting over in the U.S. proves that resilience, clarity, and self-belief matter more than any title on your resume.</p><p><br></p><p>⚡ If you’ve ever chased success and still felt empty, this episode will change how you see yourself.</p><p>Subscribe to <em>MyFinJourney</em>, drop a 5 star review, and share this with someone who looks successful but feels stuck.</p>]]></content:encoded><link><![CDATA[https://myfinjourney.captivate.fm]]></link><guid isPermaLink="false">367412bc-53c2-4f31-8238-852b6a0052d9</guid><itunes:image href="https://artwork.captivate.fm/610a8d92-1d0c-43e8-8ea8-293c52ba2d16/drtkixoz6Ap3vP2idlchDYfg.jpg"/><pubDate>Wed, 03 Sep 2025 06:00:00 -0400</pubDate><enclosure url="https://episodes.captivate.fm/episode/367412bc-53c2-4f31-8238-852b6a0052d9.mp3" length="35141693" type="audio/mpeg"/><itunes:duration>36:36</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>14</itunes:episode><podcast:episode>14</podcast:episode><podcast:season>1</podcast:season></item><item><title>The Harsh Truth About Why You’ll Never Get Rich | Enrique Acosta Gonzalez</title><itunes:title>The Harsh Truth About Why You’ll Never Get Rich | Enrique Acosta Gonzalez</itunes:title><description><![CDATA[<p>Most people will work their entire life… and never get rich.</p><p>Not because they don’t work hard — but because they’ve been sold the wrong mindset, the wrong goals, and toxic leadership.</p><p>In this episode of My Finn Journey, the host welcomes Enrique Acosta Gonzalez, a Navy veteran and award-winning executive coach, to discuss the intersection of leadership and financial freedom. Gonzalez shares his personal journey from growing up in Puerto Rico and the Bronx to serving in the Navy and becoming a leadership development expert. The conversation covers key topics like breaking free from a money mindset that keeps people broke, spotting toxic leadership traits, and the importance of purpose in rebuilding one's life. Gonzalez emphasizes the significance of changing one's relationship with money, the value of mentorship, and the impact of leadership development on both personal and professional growth.</p><p><strong>Enrique Acosta Gonzalez reveals:</strong></p><p><br></p><p>The silent money beliefs keeping you broke</p><p>Why “success” without purpose leaves you empty</p><p>How toxic leadership bankrupts your life and career</p><p>The mindset shift that turns scarcity into abundance</p><p><br></p><p><strong>Episode Chapters:</strong></p><p><br></p><p><strong>(00:00)</strong> Introduction to Enrique Acosta Gonzalez</p><p><strong>(01:07)</strong> Enrique's Early Life and Navy Career</p><p><strong>(02:54)</strong> Financial Mindset and Overcoming Lack</p><p><strong>(04:12)</strong> The Impact of Mentorship and Community</p><p><strong>(06:20)</strong> Redefining Success and Financial Literacy</p><p><strong>(09:02)</strong> Challenges and Mindset Shifts</p><p><strong>(18:43)</strong> Overcoming Fear and Embracing Courage</p><p><strong>(20:54)</strong> Analyzing Your Relationship with Money</p><p><strong>(21:56)</strong> Transforming Financial Mindsets</p><p><strong>(23:06)</strong> Creating a Lasting Legacy</p><p><strong>(24:10)</strong> Structuring Wealth for Future Generations</p><p><strong>(27:36)</strong> Learning from Financial Mentors</p><p><strong>(30:02)</strong> Building Wealth and Leadership</p><p><strong>(31:52)</strong> Navigating Leadership Challenges</p><p><strong>(34:03)</strong>The Importance of Constructive Feedback</p><p><strong>(41:54)</strong> Final Thoughts on Leadership and Wealth</p><p><br></p><p>🔗<strong> CONNECT WITH ENRIQUE ACOSTA GONZALEZ</strong></p><p><br></p><p>LinkedIn: linkedin.com/in/enriqueacostagonzalez</p><p>Website: triadleadershipsolutions@gmail.com</p><p><br></p><p><strong>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</strong></p><p><br></p><p><strong>LinkedIn</strong>: https://www.linkedin.com/in/mustafa-ladha/</p><p><strong>YouTube</strong>: https://www.youtube.com/@my.finjourney</p><p><strong>Spotify</strong>: https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</p><p><strong>Apple Podcasts</strong>: https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</p><p><br></p><p>If this episode changed how you think about money, don’t forget to subscribe and leave a 5 star review describing your biggest takeaway!</p><p><br></p><p>✅ Subscribe for weekly founder wisdom.</p><p> ⭐ Drop a 5-star review if this made you rethink your business.</p>]]></description><content:encoded><![CDATA[<p>Most people will work their entire life… and never get rich.</p><p>Not because they don’t work hard — but because they’ve been sold the wrong mindset, the wrong goals, and toxic leadership.</p><p>In this episode of My Finn Journey, the host welcomes Enrique Acosta Gonzalez, a Navy veteran and award-winning executive coach, to discuss the intersection of leadership and financial freedom. Gonzalez shares his personal journey from growing up in Puerto Rico and the Bronx to serving in the Navy and becoming a leadership development expert. The conversation covers key topics like breaking free from a money mindset that keeps people broke, spotting toxic leadership traits, and the importance of purpose in rebuilding one's life. Gonzalez emphasizes the significance of changing one's relationship with money, the value of mentorship, and the impact of leadership development on both personal and professional growth.</p><p><strong>Enrique Acosta Gonzalez reveals:</strong></p><p><br></p><p>The silent money beliefs keeping you broke</p><p>Why “success” without purpose leaves you empty</p><p>How toxic leadership bankrupts your life and career</p><p>The mindset shift that turns scarcity into abundance</p><p><br></p><p><strong>Episode Chapters:</strong></p><p><br></p><p><strong>(00:00)</strong> Introduction to Enrique Acosta Gonzalez</p><p><strong>(01:07)</strong> Enrique's Early Life and Navy Career</p><p><strong>(02:54)</strong> Financial Mindset and Overcoming Lack</p><p><strong>(04:12)</strong> The Impact of Mentorship and Community</p><p><strong>(06:20)</strong> Redefining Success and Financial Literacy</p><p><strong>(09:02)</strong> Challenges and Mindset Shifts</p><p><strong>(18:43)</strong> Overcoming Fear and Embracing Courage</p><p><strong>(20:54)</strong> Analyzing Your Relationship with Money</p><p><strong>(21:56)</strong> Transforming Financial Mindsets</p><p><strong>(23:06)</strong> Creating a Lasting Legacy</p><p><strong>(24:10)</strong> Structuring Wealth for Future Generations</p><p><strong>(27:36)</strong> Learning from Financial Mentors</p><p><strong>(30:02)</strong> Building Wealth and Leadership</p><p><strong>(31:52)</strong> Navigating Leadership Challenges</p><p><strong>(34:03)</strong>The Importance of Constructive Feedback</p><p><strong>(41:54)</strong> Final Thoughts on Leadership and Wealth</p><p><br></p><p>🔗<strong> CONNECT WITH ENRIQUE ACOSTA GONZALEZ</strong></p><p><br></p><p>LinkedIn: linkedin.com/in/enriqueacostagonzalez</p><p>Website: triadleadershipsolutions@gmail.com</p><p><br></p><p><strong>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</strong></p><p><br></p><p><strong>LinkedIn</strong>: https://www.linkedin.com/in/mustafa-ladha/</p><p><strong>YouTube</strong>: https://www.youtube.com/@my.finjourney</p><p><strong>Spotify</strong>: https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</p><p><strong>Apple Podcasts</strong>: https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</p><p><br></p><p>If this episode changed how you think about money, don’t forget to subscribe and leave a 5 star review describing your biggest takeaway!</p><p><br></p><p>✅ Subscribe for weekly founder wisdom.</p><p> ⭐ Drop a 5-star review if this made you rethink your business.</p>]]></content:encoded><link><![CDATA[https://myfinjourney.captivate.fm]]></link><guid isPermaLink="false">e9cb9862-a21e-4a4d-97c5-3dcea7255e3e</guid><itunes:image href="https://artwork.captivate.fm/610a8d92-1d0c-43e8-8ea8-293c52ba2d16/drtkixoz6Ap3vP2idlchDYfg.jpg"/><pubDate>Wed, 27 Aug 2025 06:00:00 -0400</pubDate><enclosure url="https://episodes.captivate.fm/episode/e9cb9862-a21e-4a4d-97c5-3dcea7255e3e.mp3" length="41402728" type="audio/mpeg"/><itunes:duration>43:08</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>13</itunes:episode><podcast:episode>13</podcast:episode><podcast:season>1</podcast:season></item><item><title>Empathy Meets Execution: How to Build Wealth Without Losing Your Soul | Marcy Kravit</title><itunes:title>Empathy Meets Execution: How to Build Wealth Without Losing Your Soul | Marcy Kravit</itunes:title><description><![CDATA[<p>In this episode of My Fin Journey, we're joined by Marcy Kravit, a community strategist, educator, and mentor who has redefined leadership with empathy. </p><p>We dive deep into her journey from transforming communities with AI to mentoring executives. Marcy shares how she turned conflict into clarity, built systems of trust, and approaches wealth-building with intention.</p><p>Discover why financial success is more than just numbers—it’s about mindset, building relationships, and making an impact. Marcy's advice on saving, leading with empathy, and overcoming obstacles will leave you rethinking your approach to wealth and leadership.</p><p><strong>You’ll Learn:</strong></p><p>Leading with Empathy</p><p>Reframing Problems as Situations</p><p>Building Wealth with Intention</p><p>The Power of Mentorship</p><p>Using Technology for Efficiency</p><p>Balancing Career and Finances</p><p><br></p><p><strong>Episode Chapters:</strong></p><p><strong>(00:00)</strong> Introduction to Marcy Kravit</p><p><strong>(01:08)</strong> Early Challenges and Overcoming Obstacles</p><p><strong>(03:05)</strong> Advice for Aspiring Leaders</p><p><strong>(03:58)</strong> Leading with Empathy and Problem Solving</p><p><strong>(09:04)</strong> Financial Journey and Personal Insights</p><p><strong>(24:41)</strong> The Role of Technology in Community Management</p><p><strong>(27:37)</strong> Embracing Change and Continuous Learning</p><p><strong>(32:18) </strong>Conclusion and Final Thoughts</p><p><br></p><p><br></p><p><strong>🔗 CONNECT WITH MARCY KRAVIT</strong></p><p>LinkedIn: linkedin.com/in/mkravit</p><p>Website: marcykravit@gmail.com</p><p><br></p><p><strong>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</strong></p><p><strong>LinkedIn: </strong>https://www.linkedin.com/in/mustafa-ladha/</p><p><strong>YouTube:</strong> https://www.youtube.com/@my.finjourney</p><p><strong>Spotify: </strong>https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</p><p><strong>Apple Podcasts: </strong>https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</p><p><br></p><p><strong>If this episode changed how you think about money, don’t forget to subscribe and leave a 5 star review describing your biggest takeaway!</strong></p><p><br></p><p>✅ Subscribe for weekly founder wisdom.</p><p> ⭐ Drop a 5-star review if this made you rethink your business.</p>]]></description><content:encoded><![CDATA[<p>In this episode of My Fin Journey, we're joined by Marcy Kravit, a community strategist, educator, and mentor who has redefined leadership with empathy. </p><p>We dive deep into her journey from transforming communities with AI to mentoring executives. Marcy shares how she turned conflict into clarity, built systems of trust, and approaches wealth-building with intention.</p><p>Discover why financial success is more than just numbers—it’s about mindset, building relationships, and making an impact. Marcy's advice on saving, leading with empathy, and overcoming obstacles will leave you rethinking your approach to wealth and leadership.</p><p><strong>You’ll Learn:</strong></p><p>Leading with Empathy</p><p>Reframing Problems as Situations</p><p>Building Wealth with Intention</p><p>The Power of Mentorship</p><p>Using Technology for Efficiency</p><p>Balancing Career and Finances</p><p><br></p><p><strong>Episode Chapters:</strong></p><p><strong>(00:00)</strong> Introduction to Marcy Kravit</p><p><strong>(01:08)</strong> Early Challenges and Overcoming Obstacles</p><p><strong>(03:05)</strong> Advice for Aspiring Leaders</p><p><strong>(03:58)</strong> Leading with Empathy and Problem Solving</p><p><strong>(09:04)</strong> Financial Journey and Personal Insights</p><p><strong>(24:41)</strong> The Role of Technology in Community Management</p><p><strong>(27:37)</strong> Embracing Change and Continuous Learning</p><p><strong>(32:18) </strong>Conclusion and Final Thoughts</p><p><br></p><p><br></p><p><strong>🔗 CONNECT WITH MARCY KRAVIT</strong></p><p>LinkedIn: linkedin.com/in/mkravit</p><p>Website: marcykravit@gmail.com</p><p><br></p><p><strong>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</strong></p><p><strong>LinkedIn: </strong>https://www.linkedin.com/in/mustafa-ladha/</p><p><strong>YouTube:</strong> https://www.youtube.com/@my.finjourney</p><p><strong>Spotify: </strong>https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</p><p><strong>Apple Podcasts: </strong>https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</p><p><br></p><p><strong>If this episode changed how you think about money, don’t forget to subscribe and leave a 5 star review describing your biggest takeaway!</strong></p><p><br></p><p>✅ Subscribe for weekly founder wisdom.</p><p> ⭐ Drop a 5-star review if this made you rethink your business.</p>]]></content:encoded><link><![CDATA[https://myfinjourney.captivate.fm]]></link><guid isPermaLink="false">dfc00d43-1312-4236-993e-9918a6842f69</guid><itunes:image href="https://artwork.captivate.fm/610a8d92-1d0c-43e8-8ea8-293c52ba2d16/drtkixoz6Ap3vP2idlchDYfg.jpg"/><pubDate>Wed, 20 Aug 2025 06:00:00 -0400</pubDate><enclosure url="https://episodes.captivate.fm/episode/dfc00d43-1312-4236-993e-9918a6842f69.mp3" length="31897478" type="audio/mpeg"/><itunes:duration>33:14</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>12</itunes:episode><podcast:episode>12</podcast:episode><podcast:season>1</podcast:season></item><item><title>Retire Young, Stay Free: Lessons They Don’t Teach in Finance | Katherine Hood</title><itunes:title>Retire Young, Stay Free: Lessons They Don’t Teach in Finance | Katherine Hood</itunes:title><description><![CDATA[<p>What if you didn’t need a vacation - because your life already felt that good?</p><p>In this raw, transformational conversation, we sat down with Katherine Hood, who retired at 35, built a business, trained sled dogs, competed in bodybuilding—and still felt empty inside.</p><p>Katherine shares how high achievers often build emotional prisons with their own success. From $36 in the bank after a divorce to tripling her business and coaching elite performers, her story is a roadmap to reclaiming your peace, purpose, and financial freedom. Most people chase money. Katherine chased meaning.This episode isn't about getting rich — it's about getting real. If you're climbing the ladder but still feel lost, you're not alone.</p><p><strong>What You’ll Learn:</strong></p><p><br></p><p>How she rewired her relationship with money</p><p>The toxic traps of achievement culture</p><p>What every high performer gets wrong about happiness</p><p>Her exact coaching philosophy for mental &amp; emotional freedom</p><p><br></p><p><strong>Episode Chapters: </strong></p><p><br></p><p>(00:00) Introduction to Katherine Hood's Journey</p><p>(01:25) Defining Retirement and Lifestyle</p><p>(02:38) Breaking Free from Consumerism</p><p>(06:10) The Role of Coaches and Mentors</p><p>(07:52) Transformative Coaching Experiences</p><p>(19:32) Mindset Shifts and Financial Freedom</p><p>(28:40) Embracing Discomfort for Growth</p><p>(30:48) Conclusion and Contact Information</p><p><br></p><p>If you've ever looked “successful” but felt hollow inside—this episode is your wake-up call.</p><p><br></p><p><strong>🔗 CONNECT WITH KATHERINE HOOD</strong></p><p><strong>LinkedIn:</strong> linkedin.com/in/hoodyk</p><p><strong>Website:</strong>  mypowerupcoach.com/ (Company)</p><p><br></p><p><br></p><p><strong>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/mustafa-ladha/</p><p><strong>YouTube: </strong>https://www.youtube.com/@my.finjourney</p><p><strong>Spotify:</strong> https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</p><p><strong>Apple Podcasts:</strong> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</p><p><br></p><p><br></p><p>👇 Drop a comment with your biggest takeaway and subscribe for more real financial journeys.</p><p> ⭐ Don’t forget to leave a 5-star review if this hit home.</p><p><br></p><p><br></p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>What if you didn’t need a vacation - because your life already felt that good?</p><p>In this raw, transformational conversation, we sat down with Katherine Hood, who retired at 35, built a business, trained sled dogs, competed in bodybuilding—and still felt empty inside.</p><p>Katherine shares how high achievers often build emotional prisons with their own success. From $36 in the bank after a divorce to tripling her business and coaching elite performers, her story is a roadmap to reclaiming your peace, purpose, and financial freedom. Most people chase money. Katherine chased meaning.This episode isn't about getting rich — it's about getting real. If you're climbing the ladder but still feel lost, you're not alone.</p><p><strong>What You’ll Learn:</strong></p><p><br></p><p>How she rewired her relationship with money</p><p>The toxic traps of achievement culture</p><p>What every high performer gets wrong about happiness</p><p>Her exact coaching philosophy for mental &amp; emotional freedom</p><p><br></p><p><strong>Episode Chapters: </strong></p><p><br></p><p>(00:00) Introduction to Katherine Hood's Journey</p><p>(01:25) Defining Retirement and Lifestyle</p><p>(02:38) Breaking Free from Consumerism</p><p>(06:10) The Role of Coaches and Mentors</p><p>(07:52) Transformative Coaching Experiences</p><p>(19:32) Mindset Shifts and Financial Freedom</p><p>(28:40) Embracing Discomfort for Growth</p><p>(30:48) Conclusion and Contact Information</p><p><br></p><p>If you've ever looked “successful” but felt hollow inside—this episode is your wake-up call.</p><p><br></p><p><strong>🔗 CONNECT WITH KATHERINE HOOD</strong></p><p><strong>LinkedIn:</strong> linkedin.com/in/hoodyk</p><p><strong>Website:</strong>  mypowerupcoach.com/ (Company)</p><p><br></p><p><br></p><p><strong>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</strong></p><p><strong>LinkedIn:</strong> https://www.linkedin.com/in/mustafa-ladha/</p><p><strong>YouTube: </strong>https://www.youtube.com/@my.finjourney</p><p><strong>Spotify:</strong> https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</p><p><strong>Apple Podcasts:</strong> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</p><p><br></p><p><br></p><p>👇 Drop a comment with your biggest takeaway and subscribe for more real financial journeys.</p><p> ⭐ Don’t forget to leave a 5-star review if this hit home.</p><p><br></p><p><br></p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://myfinjourney.captivate.fm]]></link><guid isPermaLink="false">0eb15c8e-ab87-4318-92b2-d265ad1f85dc</guid><itunes:image href="https://artwork.captivate.fm/610a8d92-1d0c-43e8-8ea8-293c52ba2d16/drtkixoz6Ap3vP2idlchDYfg.jpg"/><pubDate>Wed, 13 Aug 2025 06:00:00 -0400</pubDate><enclosure url="https://episodes.captivate.fm/episode/0eb15c8e-ab87-4318-92b2-d265ad1f85dc.mp3" length="31971056" type="audio/mpeg"/><itunes:duration>33:18</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>11</itunes:episode><podcast:episode>11</podcast:episode><podcast:season>1</podcast:season></item><item><title>Most Leaders Fail Because They Can’t Lead Themselves | Desiree Petrich</title><itunes:title>Most Leaders Fail Because They Can’t Lead Themselves | Desiree Petrich</itunes:title><description><![CDATA[<p><strong>Are You Leading or Just Surviving? This Conversation Might Change Your Life.</strong></p><p class="ql-align-justify">In this episode of <em>MyFinJourney</em>, leadership expert Desiree Petrich reveals how personality blind spots and poor communication are silently sabotaging your team — and your relationship with money. We dive deep into DISC, Working Genius, and how self-awareness can radically improve how you lead, earn, and grow. Tune in to hear about her personal financial journey, the importance of self-awareness in leadership, and how to balance immediate gratification with long-term growth. Whether you're leading a team, building a business, or managing your own financial health, this is a must-listen episode that will equip you with actionable insights and techniques for comprehensive growth. Don’t miss the opportunity to transform your mindset and strategies with Desiree's expert guidance!</p><p><strong>&nbsp;What You’ll Learn:</strong></p><ul><li>How to lead without losing yourself</li><li>The link between emotional intelligence and financial clarity</li><li>Why most teams fail — and how to fix it fast</li><li>What DISC reveals about your money mindset</li><li>Why investing in a coach might be your best financial decision yet</li></ul><br/><br><p><strong>Relevant Topics:</strong></p><p>Leadership development, self-awareness, DISC personality, financial literacy, workplace conflict, entrepreneurship, team performance, personal finance growth</p><br><p><strong>Episode Chapters:&nbsp;</strong></p><p>(00:00) Introduction to Desiree Petrich</p><p>(01:39) Desiree's Early Career and Leadership Challenges</p><p>(02:23) Navigating Leadership During the Pandemic</p><p>(07:20) Understanding DISC and Leadership Styles</p><p>(10:49) Self-Awareness and Personal Development</p><p>(17:18) DISC Personality Types and Blind Spots</p><p>(21:41) Personal Finance Perspectives</p><p>(24:39) Understanding Personal Finance and Business Goals</p><p>(25:33) Stress Testing Your Business Strategies</p><p>(28:11) The Importance of Team Dynamics</p><p>(29:48) Navigating Team Conflicts</p><p>(36:44) Investing in Personal and Professional Growth</p><p>(38:45) Balancing Fun and Financial Responsibility</p><p>(39:25) The Value of Business Coaching</p><p>(41:14) Accountability and Personal Finances</p><p>(46:57) Reaching Out and Taking Action</p><br><p>Listen now. Then share it with someone who needs to hear this.</p><br><h2>🔗 CONNECT WITH DESIREE PETRICH</h2><p><strong>LinkedIn:</strong><a href="https://www.linkedin.com/in/waqas-denverspeakup/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.linkedin.com/in/desireepetrich-speaker-author-leadership-teamwork" rel="noopener noreferrer" target="_blank">linkedin.com/in/desireepetrich-speaker-author-leadership-teamwork</a></p><p><strong>Website: &nbsp;</strong><a href="http://www.intentionalaction.net/" rel="noopener noreferrer" target="_blank">intentionalaction.net</a></p><br><p><strong>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</strong></p><p><strong>LinkedIn:</strong><a href="https://www.linkedin.com/in/mustafa-ladha/" rel="noopener noreferrer" target="_blank"> https://www.linkedin.com/in/mustafa-ladha/</a></p><p><strong>YouTube:</strong><a href="https://www.youtube.com/@my.finjourney" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@my.finjourney</a></p><p><strong>Spotify:</strong><a href="https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx" rel="noopener noreferrer" target="_blank"> https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</a></p><p><strong>Apple Podcasts:</strong><a href="https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353" rel="noopener noreferrer" target="_blank"> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</a></p><br><p>📥 Take Action:</p><p> 👉 Get your DISC or Working Genius Assessment: https://intentionalaction.net/self-awareness</p><p> 💬 Comment your DISC style below — let’s reflect together.</p><p> 🔔 Subscribe for more real stories about money, mindset &amp; mastery.</p><p> ⭐ Enjoyed this episode? Smash the like button and leave a 5-star review!</p>]]></description><content:encoded><![CDATA[<p><strong>Are You Leading or Just Surviving? This Conversation Might Change Your Life.</strong></p><p class="ql-align-justify">In this episode of <em>MyFinJourney</em>, leadership expert Desiree Petrich reveals how personality blind spots and poor communication are silently sabotaging your team — and your relationship with money. We dive deep into DISC, Working Genius, and how self-awareness can radically improve how you lead, earn, and grow. Tune in to hear about her personal financial journey, the importance of self-awareness in leadership, and how to balance immediate gratification with long-term growth. Whether you're leading a team, building a business, or managing your own financial health, this is a must-listen episode that will equip you with actionable insights and techniques for comprehensive growth. Don’t miss the opportunity to transform your mindset and strategies with Desiree's expert guidance!</p><p><strong>&nbsp;What You’ll Learn:</strong></p><ul><li>How to lead without losing yourself</li><li>The link between emotional intelligence and financial clarity</li><li>Why most teams fail — and how to fix it fast</li><li>What DISC reveals about your money mindset</li><li>Why investing in a coach might be your best financial decision yet</li></ul><br/><br><p><strong>Relevant Topics:</strong></p><p>Leadership development, self-awareness, DISC personality, financial literacy, workplace conflict, entrepreneurship, team performance, personal finance growth</p><br><p><strong>Episode Chapters:&nbsp;</strong></p><p>(00:00) Introduction to Desiree Petrich</p><p>(01:39) Desiree's Early Career and Leadership Challenges</p><p>(02:23) Navigating Leadership During the Pandemic</p><p>(07:20) Understanding DISC and Leadership Styles</p><p>(10:49) Self-Awareness and Personal Development</p><p>(17:18) DISC Personality Types and Blind Spots</p><p>(21:41) Personal Finance Perspectives</p><p>(24:39) Understanding Personal Finance and Business Goals</p><p>(25:33) Stress Testing Your Business Strategies</p><p>(28:11) The Importance of Team Dynamics</p><p>(29:48) Navigating Team Conflicts</p><p>(36:44) Investing in Personal and Professional Growth</p><p>(38:45) Balancing Fun and Financial Responsibility</p><p>(39:25) The Value of Business Coaching</p><p>(41:14) Accountability and Personal Finances</p><p>(46:57) Reaching Out and Taking Action</p><br><p>Listen now. Then share it with someone who needs to hear this.</p><br><h2>🔗 CONNECT WITH DESIREE PETRICH</h2><p><strong>LinkedIn:</strong><a href="https://www.linkedin.com/in/waqas-denverspeakup/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.linkedin.com/in/desireepetrich-speaker-author-leadership-teamwork" rel="noopener noreferrer" target="_blank">linkedin.com/in/desireepetrich-speaker-author-leadership-teamwork</a></p><p><strong>Website: &nbsp;</strong><a href="http://www.intentionalaction.net/" rel="noopener noreferrer" target="_blank">intentionalaction.net</a></p><br><p><strong>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</strong></p><p><strong>LinkedIn:</strong><a href="https://www.linkedin.com/in/mustafa-ladha/" rel="noopener noreferrer" target="_blank"> https://www.linkedin.com/in/mustafa-ladha/</a></p><p><strong>YouTube:</strong><a href="https://www.youtube.com/@my.finjourney" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@my.finjourney</a></p><p><strong>Spotify:</strong><a href="https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx" rel="noopener noreferrer" target="_blank"> https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</a></p><p><strong>Apple Podcasts:</strong><a href="https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353" rel="noopener noreferrer" target="_blank"> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</a></p><br><p>📥 Take Action:</p><p> 👉 Get your DISC or Working Genius Assessment: https://intentionalaction.net/self-awareness</p><p> 💬 Comment your DISC style below — let’s reflect together.</p><p> 🔔 Subscribe for more real stories about money, mindset &amp; mastery.</p><p> ⭐ Enjoyed this episode? Smash the like button and leave a 5-star review!</p>]]></content:encoded><link><![CDATA[https://myfinjourney.captivate.fm]]></link><guid isPermaLink="false">45f80728-6b7a-49c2-aebc-f46f1e86adb3</guid><itunes:image href="https://artwork.captivate.fm/610a8d92-1d0c-43e8-8ea8-293c52ba2d16/drtkixoz6Ap3vP2idlchDYfg.jpg"/><pubDate>Wed, 06 Aug 2025 06:00:00 -0400</pubDate><enclosure url="https://episodes.captivate.fm/episode/45f80728-6b7a-49c2-aebc-f46f1e86adb3.mp3" length="46941519" type="audio/mpeg"/><itunes:duration>48:54</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>10</itunes:episode><podcast:episode>10</podcast:episode><podcast:season>1</podcast:season></item><item><title>Money Isn’t the Problem — It’s the Relationship You Have With It | Chani Katzman</title><itunes:title>Money Isn’t the Problem — It’s the Relationship You Have With It | Chani Katzman</itunes:title><description><![CDATA[<p>You’re smart. You’re successful. But when it comes to money… something still feels off.</p><p> In this powerful episode, we sit down with Chani Katzman — a former educator turned financial strategist — who helps creatives and high-achievers build a safe, sustainable, and strategic relationship with money. Chani shares her philosophy of 'spend by decision, save by default' and provides insights on controlling the controllables in your financial life. She addresses core issues such as financial confusion, shame, and the misconception that higher earnings inherently mean better money management. Tune in to understand how small actionable steps, mindset shifts, and tailored financial advice can turn financial confusion into confidence and help you build wealth that supports your desired lifestyle.</p><p>From money shame to burnout, from not knowing where your dollars go to feeling overwhelmed by financial decisions, Chani unpacks why even high earners struggle — and how to take back control with small, intentional steps.</p><p><strong>What You’ll Learn:</strong></p><p>Why smart adults still feel stuck with money</p><p>How to save by default and spend by decision</p><p>The #1 mindset shift that changes everything</p><p>Why financial safety is the real wealth</p><p>What to do when you feel "behind" in life</p><p><br></p><p><strong>Episode Chapters: </strong></p><p>(00:00) Introduction to MyFinJourney Podcast</p><p>(00:43) Meet Chani Katzman: From Educator to Financial Coach</p><p>(00:48) Designing a Safe Relationship with Money</p><p>(01:37) Understanding Client Financial Behavior</p><p>(02:18) Breaking Financial Preconceived Notions</p><p>(03:34) Overcoming Financial Shame and Fear</p><p>(04:26) Taking Action: Small Steps to Financial Success</p><p>(05:50) Key Milestones for Financial Planning</p><p>(07:01) The Importance of Financial Conversations</p><p>(16:32) Chani's Personal Financial Journey</p><p>(19:24) The Role of 401(k)s in Financial Planning</p><p>(20:57) Conclusion and Contact Information</p><p>👉 If you’ve ever felt like you're financially lost, this episode is your wake-up call.</p><p><br></p><p><strong>🔗 CONNECT WITH CHANI KATZMAN</strong></p><p>LinkedIn: linkedin.com/in/chan-i</p><p><br></p><p><strong>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</strong></p><p>LinkedIn: https://www.linkedin.com/in/mustafa-ladha/</p><p>YouTube: https://www.youtube.com/@my.finjourney</p><p>Spotify: https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</p><p>Apple Podcasts: https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353 </p><p><br></p><p> 🔔 Subscribe for more real conversations on money, mindset, and freedom.</p><p> 💬 Drop a comment with your biggest insight.</p><p> ⭐ ️ Leave a 5-star review if this helped shift your perspective.</p><p>🎧 Listen on Apple Podcasts | Spotify | YouTube</p><p><br></p><p><br></p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>You’re smart. You’re successful. But when it comes to money… something still feels off.</p><p> In this powerful episode, we sit down with Chani Katzman — a former educator turned financial strategist — who helps creatives and high-achievers build a safe, sustainable, and strategic relationship with money. Chani shares her philosophy of 'spend by decision, save by default' and provides insights on controlling the controllables in your financial life. She addresses core issues such as financial confusion, shame, and the misconception that higher earnings inherently mean better money management. Tune in to understand how small actionable steps, mindset shifts, and tailored financial advice can turn financial confusion into confidence and help you build wealth that supports your desired lifestyle.</p><p>From money shame to burnout, from not knowing where your dollars go to feeling overwhelmed by financial decisions, Chani unpacks why even high earners struggle — and how to take back control with small, intentional steps.</p><p><strong>What You’ll Learn:</strong></p><p>Why smart adults still feel stuck with money</p><p>How to save by default and spend by decision</p><p>The #1 mindset shift that changes everything</p><p>Why financial safety is the real wealth</p><p>What to do when you feel "behind" in life</p><p><br></p><p><strong>Episode Chapters: </strong></p><p>(00:00) Introduction to MyFinJourney Podcast</p><p>(00:43) Meet Chani Katzman: From Educator to Financial Coach</p><p>(00:48) Designing a Safe Relationship with Money</p><p>(01:37) Understanding Client Financial Behavior</p><p>(02:18) Breaking Financial Preconceived Notions</p><p>(03:34) Overcoming Financial Shame and Fear</p><p>(04:26) Taking Action: Small Steps to Financial Success</p><p>(05:50) Key Milestones for Financial Planning</p><p>(07:01) The Importance of Financial Conversations</p><p>(16:32) Chani's Personal Financial Journey</p><p>(19:24) The Role of 401(k)s in Financial Planning</p><p>(20:57) Conclusion and Contact Information</p><p>👉 If you’ve ever felt like you're financially lost, this episode is your wake-up call.</p><p><br></p><p><strong>🔗 CONNECT WITH CHANI KATZMAN</strong></p><p>LinkedIn: linkedin.com/in/chan-i</p><p><br></p><p><strong>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</strong></p><p>LinkedIn: https://www.linkedin.com/in/mustafa-ladha/</p><p>YouTube: https://www.youtube.com/@my.finjourney</p><p>Spotify: https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</p><p>Apple Podcasts: https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353 </p><p><br></p><p> 🔔 Subscribe for more real conversations on money, mindset, and freedom.</p><p> 💬 Drop a comment with your biggest insight.</p><p> ⭐ ️ Leave a 5-star review if this helped shift your perspective.</p><p>🎧 Listen on Apple Podcasts | Spotify | YouTube</p><p><br></p><p><br></p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://myfinjourney.captivate.fm]]></link><guid isPermaLink="false">3c06370f-25a7-49b8-88cc-e6db4f84a285</guid><itunes:image href="https://artwork.captivate.fm/610a8d92-1d0c-43e8-8ea8-293c52ba2d16/drtkixoz6Ap3vP2idlchDYfg.jpg"/><pubDate>Wed, 30 Jul 2025 06:00:00 -0400</pubDate><enclosure url="https://episodes.captivate.fm/episode/3c06370f-25a7-49b8-88cc-e6db4f84a285.mp3" length="21155107" type="audio/mpeg"/><itunes:duration>22:02</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>9</itunes:episode><podcast:episode>9</podcast:episode><podcast:season>1</podcast:season></item><item><title>People don&apos;t run their own Race and stay broke | Sidney Evans</title><itunes:title>People don&apos;t run their own Race and stay broke | Sidney Evans</itunes:title><description><![CDATA[<p>Most people never build wealth — not because they’re lazy, but because they’re unclear. In this powerful episode of MyFinJourney, host Mustafa Ladha sits down with global strategist and bestselling author Sidney Evans to unpack the truth about money, mindset, and emotional intelligence. From growing up with a trailblazing grandmother to coaching elite executives, Sidney reveals what it really takes to run your own race and build financial freedom.</p><p>This isn’t just about dollars — it’s about designing a life with intention.</p><p>If you feel stuck, overwhelmed, or unsure where to start, this episode will help you reset your focus and reclaim control.</p><p>Here's what you'll learn:</p><p><br></p><p>Why clarity is more important than cash</p><p><br></p><p>How emotional intelligence gives you a competitive edge</p><p><br></p><p>The real reason people stay stuck financially</p><p><br></p><p>How to stop comparing and start building YOUR wealth path</p><p><br></p><p>What Sidney would do at 22 with just $100 and Wi-Fi</p><p><br></p><p>If you’ve ever felt behind in life, uncertain about money, or trapped by hustle culture — this is the mindset shift you’ve been waiting for.</p><p><br></p><p>Episode Chapters: </p><p><br></p><p>(00:00)   Introduction to MyFinJourney Podcast</p><p>(00:46)   Meet Sidney Evans: A Journey of Leadership and Strategy</p><p>(01:40)   The Importance of Clarity and Purpose in Financial Success</p><p>(02:41)    Lessons from Sidney's Grandmother: Intentional Investing</p><p>(06:59)   Running Your Own Race: Avoiding the Social Media Trap</p><p>(08:09)  The Value of Taking Action and Adding Value</p><p>(09:30)   Understanding Different Types of Currency</p><p>(10:37)   The Role of Ego in Financial Decisions</p><p>(14:14)   The Importance of Clarity in Achieving Financial Goals</p><p>(15:15)   Tailoring Financial Education to Different Audiences</p><p>(16:48)   Investing in Yourself: The Key to Success</p><p>(17:10)   The Value of an MBA: Is It Worth It?</p><p>(19:02)   Financial Advice: Don't Fall in Love with Money</p><p>(19:29)    Blue Ocean Strategy: Setting Your Own Path</p><p>(20:26)   Lessons from My Grandmother: Living Below Your Means</p><p>(22:54)   Kaizen: The Principle of Continuous Improvement</p><p>(25:29)   Building Wealth: Developing a Personal Brand</p><p>(29:09)   Emotional Intelligence and Financial Sustainability</p><p>(33:30)    Final Thoughts: Clarity, Discipline, and Consistency</p><p><br></p><p>Watch now. Then share it with someone who needs to hear this.</p><p><br></p><p>🔗 CONNECT WITH SIDNEY EVANS</p><p>LinkedIn: linkedin.com/in/sidneyevansglobal</p><p>Website:  SidneyEvansGlobal.com</p><p><br></p><p><br></p><p>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</p><p>LinkedIn: https://www.linkedin.com/in/mustafa-ladha/</p><p>YouTube: https://www.youtube.com/@my.finjourney</p><p>Spotify: https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</p><p>Apple Podcasts: https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</p><p><br></p><p>If this episode changed how you think about money, don’t forget to subscribe and leave a 5 star review describing your biggest takeaway!</p><p>🎧 Listen on Apple Podcasts | Spotify | YouTube</p><p> 👍 Like this video &amp; 🔔 Subscribe for more financial healing + strategy.</p>]]></description><content:encoded><![CDATA[<p>Most people never build wealth — not because they’re lazy, but because they’re unclear. In this powerful episode of MyFinJourney, host Mustafa Ladha sits down with global strategist and bestselling author Sidney Evans to unpack the truth about money, mindset, and emotional intelligence. From growing up with a trailblazing grandmother to coaching elite executives, Sidney reveals what it really takes to run your own race and build financial freedom.</p><p>This isn’t just about dollars — it’s about designing a life with intention.</p><p>If you feel stuck, overwhelmed, or unsure where to start, this episode will help you reset your focus and reclaim control.</p><p>Here's what you'll learn:</p><p><br></p><p>Why clarity is more important than cash</p><p><br></p><p>How emotional intelligence gives you a competitive edge</p><p><br></p><p>The real reason people stay stuck financially</p><p><br></p><p>How to stop comparing and start building YOUR wealth path</p><p><br></p><p>What Sidney would do at 22 with just $100 and Wi-Fi</p><p><br></p><p>If you’ve ever felt behind in life, uncertain about money, or trapped by hustle culture — this is the mindset shift you’ve been waiting for.</p><p><br></p><p>Episode Chapters: </p><p><br></p><p>(00:00)   Introduction to MyFinJourney Podcast</p><p>(00:46)   Meet Sidney Evans: A Journey of Leadership and Strategy</p><p>(01:40)   The Importance of Clarity and Purpose in Financial Success</p><p>(02:41)    Lessons from Sidney's Grandmother: Intentional Investing</p><p>(06:59)   Running Your Own Race: Avoiding the Social Media Trap</p><p>(08:09)  The Value of Taking Action and Adding Value</p><p>(09:30)   Understanding Different Types of Currency</p><p>(10:37)   The Role of Ego in Financial Decisions</p><p>(14:14)   The Importance of Clarity in Achieving Financial Goals</p><p>(15:15)   Tailoring Financial Education to Different Audiences</p><p>(16:48)   Investing in Yourself: The Key to Success</p><p>(17:10)   The Value of an MBA: Is It Worth It?</p><p>(19:02)   Financial Advice: Don't Fall in Love with Money</p><p>(19:29)    Blue Ocean Strategy: Setting Your Own Path</p><p>(20:26)   Lessons from My Grandmother: Living Below Your Means</p><p>(22:54)   Kaizen: The Principle of Continuous Improvement</p><p>(25:29)   Building Wealth: Developing a Personal Brand</p><p>(29:09)   Emotional Intelligence and Financial Sustainability</p><p>(33:30)    Final Thoughts: Clarity, Discipline, and Consistency</p><p><br></p><p>Watch now. Then share it with someone who needs to hear this.</p><p><br></p><p>🔗 CONNECT WITH SIDNEY EVANS</p><p>LinkedIn: linkedin.com/in/sidneyevansglobal</p><p>Website:  SidneyEvansGlobal.com</p><p><br></p><p><br></p><p>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</p><p>LinkedIn: https://www.linkedin.com/in/mustafa-ladha/</p><p>YouTube: https://www.youtube.com/@my.finjourney</p><p>Spotify: https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</p><p>Apple Podcasts: https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</p><p><br></p><p>If this episode changed how you think about money, don’t forget to subscribe and leave a 5 star review describing your biggest takeaway!</p><p>🎧 Listen on Apple Podcasts | Spotify | YouTube</p><p> 👍 Like this video &amp; 🔔 Subscribe for more financial healing + strategy.</p>]]></content:encoded><link><![CDATA[https://myfinjourney.captivate.fm]]></link><guid isPermaLink="false">0342085f-b911-4972-bb27-4dea40c5644c</guid><itunes:image href="https://artwork.captivate.fm/610a8d92-1d0c-43e8-8ea8-293c52ba2d16/drtkixoz6Ap3vP2idlchDYfg.jpg"/><pubDate>Wed, 23 Jul 2025 06:00:00 -0400</pubDate><enclosure url="https://episodes.captivate.fm/episode/0342085f-b911-4972-bb27-4dea40c5644c.mp3" length="32992964" type="audio/mpeg"/><itunes:duration>34:22</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>8</itunes:episode><podcast:episode>8</podcast:episode><podcast:season>1</podcast:season></item><item><title>Real Estate, Taxes, and the Secret to Financial Peace | Margo Masri</title><itunes:title>Real Estate, Taxes, and the Secret to Financial Peace | Margo Masri</itunes:title><description><![CDATA[<p>She saw her dad break down over $20. That pain became her purpose.</p><p>Meet Margo Masri, founder of Heartfelt CFO &amp; Tax Services. From a childhood shaped by scarcity and financial tension, she built one of America’s top financial strategy firms — helping entrepreneurs, real estate investors, and high earners take back control of their wealth.</p><p>In this powerful and emotional episode, Margo shares how a single childhood moment rewired her beliefs, reshaped her mission, and fueled a career that’s now transforming thousands of lives. Her story proves that financial trauma doesn’t have to define you — it can drive you.</p><p><strong>Here's what you'll learn:</strong></p><p><br></p><p>Why most people never escape their money trauma</p><p>The hidden danger of growing without clean books</p><p>What Margo teaches her kids about legacy and responsibility</p><p>How to shift from survival mode to wealth with intention</p><p>The truth about burnout, bookkeeping, and blind spots in high-income families</p><p><br></p><p>This conversation will change how you think about money — and how you teach it to the next generation.</p><p><br></p><p><strong>Episode Chapters: </strong></p><p><br></p><p><strong>(00:00)</strong> Introduction to Today's Guest: Margo Masri</p><p><strong>(00:57)</strong> Margo's Background and Early Influences</p><p><strong>(05:17)</strong> Overcoming Scarcity Mindset</p><p><strong>(11:26)</strong> The Importance of Purpose in Financial Growth</p><p><strong>(20:21)</strong> Personal Finance and Legacy Planning</p><p><strong>(31:28)</strong> Advice for Young Listeners and Final Thoughts</p><p><br></p><p><strong>🔗 CONNECT WITH MARGO MASRI</strong></p><p>LinkedIn: linkedin.com/in/margomasri</p><p>Website: heartfeltcfoandtaxservices.com</p><p>   </p><p><strong>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</strong></p><p>LinkedIn: https://www.linkedin.com/in/mustafa-ladha/</p><p>YouTube: https://www.youtube.com/@my.finjourney</p><p>Spotify: https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</p><p>Apple Podcasts: https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</p><p><br></p><p>If this episode changed how you think about money, don’t forget to subscribe and leave a 5 star review describing your biggest takeaway!</p><p><br></p><p>💬 Drop a comment with the moment that hit you hardest.</p><p>👍 Like this video &amp; 🔔 Subscribe for more financial healing + strategy.</p>]]></description><content:encoded><![CDATA[<p>She saw her dad break down over $20. That pain became her purpose.</p><p>Meet Margo Masri, founder of Heartfelt CFO &amp; Tax Services. From a childhood shaped by scarcity and financial tension, she built one of America’s top financial strategy firms — helping entrepreneurs, real estate investors, and high earners take back control of their wealth.</p><p>In this powerful and emotional episode, Margo shares how a single childhood moment rewired her beliefs, reshaped her mission, and fueled a career that’s now transforming thousands of lives. Her story proves that financial trauma doesn’t have to define you — it can drive you.</p><p><strong>Here's what you'll learn:</strong></p><p><br></p><p>Why most people never escape their money trauma</p><p>The hidden danger of growing without clean books</p><p>What Margo teaches her kids about legacy and responsibility</p><p>How to shift from survival mode to wealth with intention</p><p>The truth about burnout, bookkeeping, and blind spots in high-income families</p><p><br></p><p>This conversation will change how you think about money — and how you teach it to the next generation.</p><p><br></p><p><strong>Episode Chapters: </strong></p><p><br></p><p><strong>(00:00)</strong> Introduction to Today's Guest: Margo Masri</p><p><strong>(00:57)</strong> Margo's Background and Early Influences</p><p><strong>(05:17)</strong> Overcoming Scarcity Mindset</p><p><strong>(11:26)</strong> The Importance of Purpose in Financial Growth</p><p><strong>(20:21)</strong> Personal Finance and Legacy Planning</p><p><strong>(31:28)</strong> Advice for Young Listeners and Final Thoughts</p><p><br></p><p><strong>🔗 CONNECT WITH MARGO MASRI</strong></p><p>LinkedIn: linkedin.com/in/margomasri</p><p>Website: heartfeltcfoandtaxservices.com</p><p>   </p><p><strong>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</strong></p><p>LinkedIn: https://www.linkedin.com/in/mustafa-ladha/</p><p>YouTube: https://www.youtube.com/@my.finjourney</p><p>Spotify: https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</p><p>Apple Podcasts: https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</p><p><br></p><p>If this episode changed how you think about money, don’t forget to subscribe and leave a 5 star review describing your biggest takeaway!</p><p><br></p><p>💬 Drop a comment with the moment that hit you hardest.</p><p>👍 Like this video &amp; 🔔 Subscribe for more financial healing + strategy.</p>]]></content:encoded><link><![CDATA[https://myfinjourney.captivate.fm]]></link><guid isPermaLink="false">718e47db-bfb9-40a9-afcf-ceed775411ca</guid><itunes:image href="https://artwork.captivate.fm/610a8d92-1d0c-43e8-8ea8-293c52ba2d16/drtkixoz6Ap3vP2idlchDYfg.jpg"/><pubDate>Wed, 16 Jul 2025 06:00:00 -0400</pubDate><enclosure url="https://episodes.captivate.fm/episode/718e47db-bfb9-40a9-afcf-ceed775411ca.mp3" length="38324032" type="audio/mpeg"/><itunes:duration>39:55</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>7</itunes:episode><podcast:episode>7</podcast:episode><podcast:season>1</podcast:season></item><item><title>Body Language That Wins (or Destroys) Trust Instantly | Shelly O’Donovan</title><itunes:title>Body Language That Wins (or Destroys) Trust Instantly | Shelly O’Donovan</itunes:title><description><![CDATA[<p>Most people walk into rooms hoping to be liked... but today's guest walks in knowing exactly who’s lying, scared, or bluffing.</p><p>In this eye-opening episode, I sit down with Shelly O’Donovan — CEO of Authentic Influence Group, Wharton lecturer, and Fortune 500 communication coach — to unpack the <em>real science</em> of body language, confidence, and silent influence.</p><p>From mastering negotiations to commanding respect in boardrooms, Shelly shares psychological triggers that decide whether you get the job, raise, or investment — all before you open your mouth.</p><h2><br></h2><p><strong>Here's what you'll learn:</strong></p><ul><li>The non-verbal signs that show someone’s about to cave in a deal</li><li>How to build instant credibility when you’re the least experienced person in the room</li><li>The body language mistakes that silently destroy your chances</li><li>Why showing your hands makes you more trustworthy</li><li>How to manage presence even after failure or loss</li></ul><br/><p>Whether you're pitching investors, leading a team, or building your brand — this episode gives you the tactical edge to win in high-stakes rooms.</p><p><strong>Episode Chapters:</strong></p><p>(00:00) Introduction to Shelly o' Donovan</p><p>(00:53) Decoding Nonverbal Cues in Negotiations</p><p>(03:14)Shelly's Journey and Career Insights</p><p>(05:00) Spotting Fear and Building Confidence</p><p>(06:50) Body Language Tips for Young Professionals</p><p>(12:27) Understanding Financial Behaviors and Trust</p><p>(26:05) Handling High-Stress Situations</p><p>(31:01) Final Thoughts and Takeaways</p><p><br></p><h2>🔗 CONNECT WITH SHELLY O’DONOVAN</h2><p><strong>LinkedIn:</strong><a href="https://www.linkedin.com/in/waqas-denverspeakup/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.linkedin.com/in/shellyodonovan" rel="noopener noreferrer" target="_blank">linkedin.com/in/shellyodonovan</a></p><p><strong>Website: </strong><a href="http://www.authenticinfluencegroup.com/" rel="noopener noreferrer" target="_blank">authenticinfluencegroup.com</a></p><h2>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</h2><p><strong>LinkedIn:</strong><a href="https://www.linkedin.com/in/mustafa-ladha/" rel="noopener noreferrer" target="_blank"> https://www.linkedin.com/in/mustafa-ladha/</a></p><p><strong>YouTube:</strong><a href="https://www.youtube.com/@my.finjourney" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@my.finjourney</a></p><p><strong>Spotify:</strong><a href="https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx" rel="noopener noreferrer" target="_blank"> https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</a></p><p><strong>Apple Podcasts:</strong><a href="https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353" rel="noopener noreferrer" target="_blank"> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</a></p><p><br></p><p>If this episode changed how you think about money, don’t forget to subscribe and leave a 5 star review describing your biggest takeaway!</p><p><br></p><p>✅ Subscribe for weekly founder wisdom.</p><p> ⭐ Drop a 5-star review if this made you rethink your business.</p><h2><br></h2>]]></description><content:encoded><![CDATA[<p>Most people walk into rooms hoping to be liked... but today's guest walks in knowing exactly who’s lying, scared, or bluffing.</p><p>In this eye-opening episode, I sit down with Shelly O’Donovan — CEO of Authentic Influence Group, Wharton lecturer, and Fortune 500 communication coach — to unpack the <em>real science</em> of body language, confidence, and silent influence.</p><p>From mastering negotiations to commanding respect in boardrooms, Shelly shares psychological triggers that decide whether you get the job, raise, or investment — all before you open your mouth.</p><h2><br></h2><p><strong>Here's what you'll learn:</strong></p><ul><li>The non-verbal signs that show someone’s about to cave in a deal</li><li>How to build instant credibility when you’re the least experienced person in the room</li><li>The body language mistakes that silently destroy your chances</li><li>Why showing your hands makes you more trustworthy</li><li>How to manage presence even after failure or loss</li></ul><br/><p>Whether you're pitching investors, leading a team, or building your brand — this episode gives you the tactical edge to win in high-stakes rooms.</p><p><strong>Episode Chapters:</strong></p><p>(00:00) Introduction to Shelly o' Donovan</p><p>(00:53) Decoding Nonverbal Cues in Negotiations</p><p>(03:14)Shelly's Journey and Career Insights</p><p>(05:00) Spotting Fear and Building Confidence</p><p>(06:50) Body Language Tips for Young Professionals</p><p>(12:27) Understanding Financial Behaviors and Trust</p><p>(26:05) Handling High-Stress Situations</p><p>(31:01) Final Thoughts and Takeaways</p><p><br></p><h2>🔗 CONNECT WITH SHELLY O’DONOVAN</h2><p><strong>LinkedIn:</strong><a href="https://www.linkedin.com/in/waqas-denverspeakup/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.linkedin.com/in/shellyodonovan" rel="noopener noreferrer" target="_blank">linkedin.com/in/shellyodonovan</a></p><p><strong>Website: </strong><a href="http://www.authenticinfluencegroup.com/" rel="noopener noreferrer" target="_blank">authenticinfluencegroup.com</a></p><h2>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</h2><p><strong>LinkedIn:</strong><a href="https://www.linkedin.com/in/mustafa-ladha/" rel="noopener noreferrer" target="_blank"> https://www.linkedin.com/in/mustafa-ladha/</a></p><p><strong>YouTube:</strong><a href="https://www.youtube.com/@my.finjourney" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@my.finjourney</a></p><p><strong>Spotify:</strong><a href="https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx" rel="noopener noreferrer" target="_blank"> https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</a></p><p><strong>Apple Podcasts:</strong><a href="https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353" rel="noopener noreferrer" target="_blank"> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</a></p><p><br></p><p>If this episode changed how you think about money, don’t forget to subscribe and leave a 5 star review describing your biggest takeaway!</p><p><br></p><p>✅ Subscribe for weekly founder wisdom.</p><p> ⭐ Drop a 5-star review if this made you rethink your business.</p><h2><br></h2>]]></content:encoded><link><![CDATA[https://myfinjourney.captivate.fm]]></link><guid isPermaLink="false">6a49592e-8554-4850-8337-7bb1b3e9ba21</guid><itunes:image href="https://artwork.captivate.fm/610a8d92-1d0c-43e8-8ea8-293c52ba2d16/drtkixoz6Ap3vP2idlchDYfg.jpg"/><pubDate>Wed, 09 Jul 2025 06:00:00 -0400</pubDate><enclosure url="https://episodes.captivate.fm/episode/6a49592e-8554-4850-8337-7bb1b3e9ba21.mp3" length="31352896" type="audio/mpeg"/><itunes:duration>32:40</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>6</itunes:episode><podcast:episode>6</podcast:episode><podcast:season>1</podcast:season></item><item><title>Why Most Founders NEVER Scale Beyond $1M — Jeff Mains</title><itunes:title>Why Most Founders NEVER Scale Beyond $1M — Jeff Mains</itunes:title><description><![CDATA[<p>In this episode of My Fin Journey, Jeff Mains, a seasoned entrepreneur and growth architect, shares his vast experience in building and exiting successful companies. With over $220 million in Annual Recurring Revenue (ARR) under his belt, Mains discusses key strategies for scaling businesses, overcoming growth ceilings, and the integration of work and life for entrepreneurs. He emphasizes the importance of cash flow management, focus, avoiding shiny objects, and delegation. He also highlights the personal development required for business growth and shares insights from his bestselling books, 'Small Fish Big Pond' and 'The Captain's Keys.' Jeff provides a nuanced look at the intersection of personal and professional challenges that founders face and offers actionable advice for navigating them.</p><p>💡 <strong>You’ll Learn:</strong></p><ul><li>The 4 biggest scale-killers</li><li><br></li><li>Why profit ≠ cash</li><li><br></li><li>How to stop being the bottleneck</li><li><br></li><li>The CEO mindset shift that changes everything</li><li><br></li><li>What Jeff teaches $10M+ founders about real freedom</li></ul><br/><p><strong>Episode Chapters:</strong></p><p><strong>(00:00) </strong>Introduction to Jeff Mains</p><p><strong>(00:55)</strong> Jeff's Professional Journey</p><p><strong>(03:16)</strong> Common Challenges for Entrepreneurs</p><p><strong>(04:49) </strong>The Importance of Focus and Delegation</p><p><strong>(08:34)</strong> Jeff's New Book: The Captain's Keys</p><p><strong>(09:58)</strong> Preparing for Crisis</p><p><strong>(12:44)</strong> Balancing Business and Personal Life</p><p><strong>(25:18)</strong> Advice for Young Entrepreneurs</p><p><strong>(28:18) </strong>Opportunities in Healthcare and Finance</p><p><strong>(30:06)</strong> Conclusion and Contact Information</p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><h2>🔗 CONNECT WITH Jeff Mains</h2><p><strong>LinkedIn:</strong><a href="https://www.linkedin.com/in/waqas-denverspeakup/" rel="noopener noreferrer" target="_blank"> </a>linkedin.com/in/jeffkmains</p><p><strong>Website: </strong>ChampionLeadership.com</p><p><br></p><h2>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</h2><p><strong>LinkedIn:</strong><a href="https://www.linkedin.com/in/mustafa-ladha/" rel="noopener noreferrer" target="_blank"> https://www.linkedin.com/in/mustafa-ladha/</a></p><p><strong>YouTube:</strong><a href="https://www.youtube.com/@my.finjourney" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@my.finjourney</a></p><p><strong>Spotify:</strong><a href="https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx" rel="noopener noreferrer" target="_blank"> https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</a></p><p><strong>Apple Podcasts:</strong><a href="https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353" rel="noopener noreferrer" target="_blank"> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</a></p><p><br></p><p>If this episode changed how you think about money, don’t forget to subscribe and leave a 5 star review describing your biggest takeaway!</p><p><br></p><p>✅ Subscribe for weekly founder wisdom.</p><p> ⭐ Drop a 5-star review if this made you rethink your business.</p>]]></description><content:encoded><![CDATA[<p>In this episode of My Fin Journey, Jeff Mains, a seasoned entrepreneur and growth architect, shares his vast experience in building and exiting successful companies. With over $220 million in Annual Recurring Revenue (ARR) under his belt, Mains discusses key strategies for scaling businesses, overcoming growth ceilings, and the integration of work and life for entrepreneurs. He emphasizes the importance of cash flow management, focus, avoiding shiny objects, and delegation. He also highlights the personal development required for business growth and shares insights from his bestselling books, 'Small Fish Big Pond' and 'The Captain's Keys.' Jeff provides a nuanced look at the intersection of personal and professional challenges that founders face and offers actionable advice for navigating them.</p><p>💡 <strong>You’ll Learn:</strong></p><ul><li>The 4 biggest scale-killers</li><li><br></li><li>Why profit ≠ cash</li><li><br></li><li>How to stop being the bottleneck</li><li><br></li><li>The CEO mindset shift that changes everything</li><li><br></li><li>What Jeff teaches $10M+ founders about real freedom</li></ul><br/><p><strong>Episode Chapters:</strong></p><p><strong>(00:00) </strong>Introduction to Jeff Mains</p><p><strong>(00:55)</strong> Jeff's Professional Journey</p><p><strong>(03:16)</strong> Common Challenges for Entrepreneurs</p><p><strong>(04:49) </strong>The Importance of Focus and Delegation</p><p><strong>(08:34)</strong> Jeff's New Book: The Captain's Keys</p><p><strong>(09:58)</strong> Preparing for Crisis</p><p><strong>(12:44)</strong> Balancing Business and Personal Life</p><p><strong>(25:18)</strong> Advice for Young Entrepreneurs</p><p><strong>(28:18) </strong>Opportunities in Healthcare and Finance</p><p><strong>(30:06)</strong> Conclusion and Contact Information</p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><h2>🔗 CONNECT WITH Jeff Mains</h2><p><strong>LinkedIn:</strong><a href="https://www.linkedin.com/in/waqas-denverspeakup/" rel="noopener noreferrer" target="_blank"> </a>linkedin.com/in/jeffkmains</p><p><strong>Website: </strong>ChampionLeadership.com</p><p><br></p><h2>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</h2><p><strong>LinkedIn:</strong><a href="https://www.linkedin.com/in/mustafa-ladha/" rel="noopener noreferrer" target="_blank"> https://www.linkedin.com/in/mustafa-ladha/</a></p><p><strong>YouTube:</strong><a href="https://www.youtube.com/@my.finjourney" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@my.finjourney</a></p><p><strong>Spotify:</strong><a href="https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx" rel="noopener noreferrer" target="_blank"> https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</a></p><p><strong>Apple Podcasts:</strong><a href="https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353" rel="noopener noreferrer" target="_blank"> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</a></p><p><br></p><p>If this episode changed how you think about money, don’t forget to subscribe and leave a 5 star review describing your biggest takeaway!</p><p><br></p><p>✅ Subscribe for weekly founder wisdom.</p><p> ⭐ Drop a 5-star review if this made you rethink your business.</p>]]></content:encoded><link><![CDATA[https://myfinjourney.captivate.fm]]></link><guid isPermaLink="false">82712f46-1fac-41f8-ab3c-46723e665fcd</guid><itunes:image href="https://artwork.captivate.fm/610a8d92-1d0c-43e8-8ea8-293c52ba2d16/drtkixoz6Ap3vP2idlchDYfg.jpg"/><pubDate>Wed, 02 Jul 2025 06:00:00 -0400</pubDate><enclosure url="https://episodes.captivate.fm/episode/82712f46-1fac-41f8-ab3c-46723e665fcd.mp3" length="29935590" type="audio/mpeg"/><itunes:duration>31:11</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>5</itunes:episode><podcast:episode>5</podcast:episode><podcast:season>1</podcast:season></item><item><title>Why 90% of Entrepreneurs Never Scale Past $1M - Bryce Finnerty</title><itunes:title>Why 90% of Entrepreneurs Never Scale Past $1M - Bryce Finnerty</itunes:title><description><![CDATA[<p><strong>Welcome to another episode of <em>MyFinJourney</em>, the podcast that streamlines your path to wealth with real stories, raw growth, and actionable strategy.</strong></p><p>In this episode Bryce Finnerty, founder of Deal Flow Dynamics, a company known for scaling businesses and building automated revenue streams. Bryce talks about his journey from a solo consultant to leading a firm that scales startups to multi-million dollar enterprises. He discusses the necessary mindset shifts at different growth stages, how to build business systems that operate independently, and the importance of buying back time for CEOs. They also delve into personal finance strategies, lifestyle design, and the downsides of rapid business growth without proper systems in place. Bryce shares practical advice for young entrepreneurs and emphasizes the importance of focusing on high-value tasks to drive revenue.</p><p><strong>Episode Chapters:</strong></p><p><strong>(00:00)</strong> Introduction to MyFinJourney Podcast</p><p><strong>(00:12)</strong> Meet Bryce Finnerty: The Mastermind Behind Deal Flow Dynamics</p><p><strong>(00:59)</strong> Scaling Businesses: From 4 Million to 50 Million</p><p><strong>(02:18)</strong> Mindset Shifts for Business Growth</p><p><strong>(04:25)</strong> Buying Back Time: Strategies for CEOs</p><p><strong>(06:21)</strong> Identifying the Ideal Client</p><p><strong>(09:14)</strong> Revenue Systems Diagnostic: A Deep Dive</p><p><strong>(12:21)</strong> Personal Finance and Investment Strategies</p><p><strong>(15:34) </strong>Advice for Young Entrepreneurs</p><p><strong>(24:56)</strong> Final Thoughts and How to Connect with Bryce</p><h2>🔗 CONNECT WITH BRYCE FINNERTY</h2><p><br></p><p><strong>LinkedIn:</strong><a href="https://www.linkedin.com/in/waqas-denverspeakup/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.linkedin.com/in/brycefinnerty/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/brycefinnerty</a></p><p><strong>Website:</strong> <a href="http://www.dealflowdynamics.com/" rel="noopener noreferrer" target="_blank">dealflowdynamics.com</a></p><p><br></p><h2>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</h2><p><br></p><p><strong>LinkedIn:</strong><a href="https://www.linkedin.com/in/mustafa-ladha/" rel="noopener noreferrer" target="_blank"><strong> </strong>https://www.linkedin.com/in/mustafa-ladha/</a></p><p><strong>YouTube:</strong><a href="https://www.youtube.com/@my.finjourney" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@my.finjourney</a></p><p><strong>Spotify:</strong><a href="https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx" rel="noopener noreferrer" target="_blank"> https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</a></p><p><strong>Apple Podcasts: </strong><a href="https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353" rel="noopener noreferrer" target="_blank">https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</a></p><p>If this episode changed how you think about money, don’t forget to subscribe and leave a 5 star review describing your biggest takeaway!</p>]]></description><content:encoded><![CDATA[<p><strong>Welcome to another episode of <em>MyFinJourney</em>, the podcast that streamlines your path to wealth with real stories, raw growth, and actionable strategy.</strong></p><p>In this episode Bryce Finnerty, founder of Deal Flow Dynamics, a company known for scaling businesses and building automated revenue streams. Bryce talks about his journey from a solo consultant to leading a firm that scales startups to multi-million dollar enterprises. He discusses the necessary mindset shifts at different growth stages, how to build business systems that operate independently, and the importance of buying back time for CEOs. They also delve into personal finance strategies, lifestyle design, and the downsides of rapid business growth without proper systems in place. Bryce shares practical advice for young entrepreneurs and emphasizes the importance of focusing on high-value tasks to drive revenue.</p><p><strong>Episode Chapters:</strong></p><p><strong>(00:00)</strong> Introduction to MyFinJourney Podcast</p><p><strong>(00:12)</strong> Meet Bryce Finnerty: The Mastermind Behind Deal Flow Dynamics</p><p><strong>(00:59)</strong> Scaling Businesses: From 4 Million to 50 Million</p><p><strong>(02:18)</strong> Mindset Shifts for Business Growth</p><p><strong>(04:25)</strong> Buying Back Time: Strategies for CEOs</p><p><strong>(06:21)</strong> Identifying the Ideal Client</p><p><strong>(09:14)</strong> Revenue Systems Diagnostic: A Deep Dive</p><p><strong>(12:21)</strong> Personal Finance and Investment Strategies</p><p><strong>(15:34) </strong>Advice for Young Entrepreneurs</p><p><strong>(24:56)</strong> Final Thoughts and How to Connect with Bryce</p><h2>🔗 CONNECT WITH BRYCE FINNERTY</h2><p><br></p><p><strong>LinkedIn:</strong><a href="https://www.linkedin.com/in/waqas-denverspeakup/" rel="noopener noreferrer" target="_blank"> </a><a href="https://www.linkedin.com/in/brycefinnerty/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/brycefinnerty</a></p><p><strong>Website:</strong> <a href="http://www.dealflowdynamics.com/" rel="noopener noreferrer" target="_blank">dealflowdynamics.com</a></p><p><br></p><h2>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</h2><p><br></p><p><strong>LinkedIn:</strong><a href="https://www.linkedin.com/in/mustafa-ladha/" rel="noopener noreferrer" target="_blank"><strong> </strong>https://www.linkedin.com/in/mustafa-ladha/</a></p><p><strong>YouTube:</strong><a href="https://www.youtube.com/@my.finjourney" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@my.finjourney</a></p><p><strong>Spotify:</strong><a href="https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx" rel="noopener noreferrer" target="_blank"> https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</a></p><p><strong>Apple Podcasts: </strong><a href="https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353" rel="noopener noreferrer" target="_blank">https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</a></p><p>If this episode changed how you think about money, don’t forget to subscribe and leave a 5 star review describing your biggest takeaway!</p>]]></content:encoded><link><![CDATA[https://myfinjourney.captivate.fm]]></link><guid isPermaLink="false">f8be618b-a38d-430e-bce6-d33bfae5a755</guid><itunes:image href="https://artwork.captivate.fm/610a8d92-1d0c-43e8-8ea8-293c52ba2d16/drtkixoz6Ap3vP2idlchDYfg.jpg"/><pubDate>Wed, 25 Jun 2025 06:00:00 -0400</pubDate><enclosure url="https://episodes.captivate.fm/episode/f8be618b-a38d-430e-bce6-d33bfae5a755.mp3" length="25481398" type="audio/mpeg"/><itunes:duration>26:33</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>4</itunes:episode><podcast:episode>4</podcast:episode><podcast:season>1</podcast:season></item><item><title>He Froze on Camera. Now He Coaches CEOs to Speak with Confidence — Waqas Rehman</title><itunes:title>He Froze on Camera. Now He Coaches CEOs to Speak with Confidence — Waqas Rehman</itunes:title><description><![CDATA[<p><strong>Welcome to another episode of <em>MyFinJourney</em>, the podcast that streamlines your path to wealth with real stories, raw growth, and actionable strategy.</strong></p><p>Today we meet <strong>Waqas Rehman</strong> — once terrified of public speaking, now a coach helping executives and introverts speak with clarity, conviction, and confidence.</p><p>After a humiliating moment on campus where he froze in front of a camera, Waqas knew something had to change. That moment sparked a deep transformation: he rewired his mindset, built confidence from the inside out, and launched a framework that’s changing lives.</p><p>In this episode, we talk about fear, identity, presence, and the power of finding your voice — on stage, and in life.</p><p><strong>If you’ve ever felt unseen or unheard, this episode will change how you see yourself.</strong></p><p><br></p><p><strong>EPISODE CHAPTERS</strong></p><p><br></p><p><strong>(00:00)</strong> Introduction to MyFinJourney Podcast</p><p><strong>(00:25)</strong> Guest Introduction: Waqas Rehman</p><p><strong>(00:51)</strong> Waqas' Journey: From Shyness to Confidence</p><p><strong>(01:31)</strong> The Turning Point: Celebration of Nations</p><p><strong>(02:29)</strong> Facing the Media Team</p><p><strong>(04:07)</strong> The Aftermath and Realization</p><p><strong>(05:06)</strong> Overcoming Self-Esteem Issues</p><p><strong>(07:36)</strong> The Role of a Coach</p><p><strong>(09:37)</strong> Misconceptions About Public Speaking</p><p><strong>(11:14)</strong> Mindset and Ideal Clients</p><p><strong>(15:34)</strong> Financial Freedom and Public Speaking</p><p><strong>(21:42)</strong> Final Thoughts and Contact Information</p><h2>🔗 CONNECT WITH WAQAS REHMAN</h2><h2><br></h2><p><strong>LinkedIn:</strong> <a href="https://www.linkedin.com/in/waqas-denverspeakup/" rel="noopener noreferrer" target="_blank"> https://www.linkedin.com/in/waqas-denverspeakup/</a></p><p><strong>Website:</strong> <a href="https://denverspeakup.com/" rel="noopener noreferrer" target="_blank">denverspeakup.com</a></p><p><br></p><h2>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</h2><h2><br></h2><p><strong>LinkedIn:</strong> <a href="https://www.linkedin.com/in/mustafa-ladha/" rel="noopener noreferrer" target="_blank"> https://www.linkedin.com/in/mustafa-ladha/</a></p><p><strong> YouTube:</strong> <a href="https://www.youtube.com/@my.finjourney" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@my.finjourney</a></p><p><strong> Spotify:</strong> <a href="https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx" rel="noopener noreferrer" target="_blank"> https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</a></p><p><strong> Apple Podcasts:</strong><a href="https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353" rel="noopener noreferrer" target="_blank"> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</a></p><p>If this episode changed how you think about money, don’t forget to subscribe and leave a 5 star review describing your biggest takeaway!</p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p><strong>Welcome to another episode of <em>MyFinJourney</em>, the podcast that streamlines your path to wealth with real stories, raw growth, and actionable strategy.</strong></p><p>Today we meet <strong>Waqas Rehman</strong> — once terrified of public speaking, now a coach helping executives and introverts speak with clarity, conviction, and confidence.</p><p>After a humiliating moment on campus where he froze in front of a camera, Waqas knew something had to change. That moment sparked a deep transformation: he rewired his mindset, built confidence from the inside out, and launched a framework that’s changing lives.</p><p>In this episode, we talk about fear, identity, presence, and the power of finding your voice — on stage, and in life.</p><p><strong>If you’ve ever felt unseen or unheard, this episode will change how you see yourself.</strong></p><p><br></p><p><strong>EPISODE CHAPTERS</strong></p><p><br></p><p><strong>(00:00)</strong> Introduction to MyFinJourney Podcast</p><p><strong>(00:25)</strong> Guest Introduction: Waqas Rehman</p><p><strong>(00:51)</strong> Waqas' Journey: From Shyness to Confidence</p><p><strong>(01:31)</strong> The Turning Point: Celebration of Nations</p><p><strong>(02:29)</strong> Facing the Media Team</p><p><strong>(04:07)</strong> The Aftermath and Realization</p><p><strong>(05:06)</strong> Overcoming Self-Esteem Issues</p><p><strong>(07:36)</strong> The Role of a Coach</p><p><strong>(09:37)</strong> Misconceptions About Public Speaking</p><p><strong>(11:14)</strong> Mindset and Ideal Clients</p><p><strong>(15:34)</strong> Financial Freedom and Public Speaking</p><p><strong>(21:42)</strong> Final Thoughts and Contact Information</p><h2>🔗 CONNECT WITH WAQAS REHMAN</h2><h2><br></h2><p><strong>LinkedIn:</strong> <a href="https://www.linkedin.com/in/waqas-denverspeakup/" rel="noopener noreferrer" target="_blank"> https://www.linkedin.com/in/waqas-denverspeakup/</a></p><p><strong>Website:</strong> <a href="https://denverspeakup.com/" rel="noopener noreferrer" target="_blank">denverspeakup.com</a></p><p><br></p><h2>🔗 CONNECT WITH MUSTAFA LADHA (HOST)</h2><h2><br></h2><p><strong>LinkedIn:</strong> <a href="https://www.linkedin.com/in/mustafa-ladha/" rel="noopener noreferrer" target="_blank"> https://www.linkedin.com/in/mustafa-ladha/</a></p><p><strong> YouTube:</strong> <a href="https://www.youtube.com/@my.finjourney" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@my.finjourney</a></p><p><strong> Spotify:</strong> <a href="https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx" rel="noopener noreferrer" target="_blank"> https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx</a></p><p><strong> Apple Podcasts:</strong><a href="https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353" rel="noopener noreferrer" target="_blank"> https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</a></p><p>If this episode changed how you think about money, don’t forget to subscribe and leave a 5 star review describing your biggest takeaway!</p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://myfinjourney.captivate.fm]]></link><guid isPermaLink="false">d5ff9651-04b2-4eb0-85a9-97ee7146bd18</guid><itunes:image href="https://artwork.captivate.fm/610a8d92-1d0c-43e8-8ea8-293c52ba2d16/drtkixoz6Ap3vP2idlchDYfg.jpg"/><pubDate>Wed, 18 Jun 2025 06:00:00 -0400</pubDate><enclosure url="https://episodes.captivate.fm/episode/d5ff9651-04b2-4eb0-85a9-97ee7146bd18.mp3" length="22264786" type="audio/mpeg"/><itunes:duration>23:12</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>3</itunes:episode><podcast:episode>3</podcast:episode><podcast:season>1</podcast:season></item><item><title>How Supreet Kaur Used AI &amp; Personal Branding to Win at Life</title><itunes:title>How Supreet Kaur Used AI &amp; Personal Branding to Win at Life</itunes:title><description><![CDATA[<p>In this episode of the Financial Literacy Podcast, MyFinJourney, we dive deep into the mindset, systems, and strategies behind achieving real success. Host Mustafa engages with Supreet Kaur, a 2024 LinkedIn Top Voice and a prominent figure in the intersection of data, AI, and financial services. Supreet shares her inspiring journey from immigrating to the US, assessing and taking significant risks, and strategically navigating career switches to ascend within the tech industry. She emphasizes the importance of personal branding, building intentional systems for growth, and the applicability of AI in improving efficiency. The discussion also covers crucial aspects of financial freedom, particularly from a woman's perspective, and the significance of creating multiple income streams. This episode is a riveting blend of personal anecdotes, practical advice, and a deep dive into the importance of financial independence and continuous learning.</p><p>(00:00) Introduction to MyFinJourney Podcast</p><p>(00:36) Meet Supreet Kaur: A Journey of Risk and Reward</p><p>(02:11) Strategic Career Growth and Switching Jobs</p><p>(04:40) The Importance of Personal Branding</p><p>(05:17) Daily Routines for Personal and Professional Growth</p><p>(13:13) Overcoming Adversity and Immigrant Challenges</p><p>(15:28) The Power of Personal Branding and Social Media</p><p>(19:30) Building Your Personal Brand</p><p>(19:53) The Importance of Authenticity</p><p>(20:44) Opportunities Through Personal Branding</p><p>(20:57) Challenges in Building a Personal Brand</p><p>(21:35) Getting Started with Personal Branding</p><p>(22:19) Consistency and Long-Term Efforts</p><p>(23:06) Transition to AI and Tech</p><p>(23:27) Using AI to Improve Efficiency</p><p>(26:34) Financial Freedom and Independence</p><p>(28:08) Strategic Financial Decisions</p><p>(29:16) Mentoring and Financial Literacy</p><p>(33:21) Investing and Diversifying Income</p><p>(35:49) Conclusion and Final Thoughts</p><p>Connect with Supreet Kaur:</p><ul><li>Linkedin:<a href="https://growyourcashflow.io/" rel="noopener noreferrer" target="_blank"> </a>https://www.linkedin.com/in/supreet-kaur16/</li></ul><br/><p>Connect with Mustafa:</p><ul><li>LinkedIn: https://www.linkedin.com/in/mustafa-ladha/</li><li>YouTube:<a href="https://www.youtube.com/@my.finjourney" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@my.finjourney</a>&nbsp;</li><li>Spotify: https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx?si=48ca6abda92b4d16</li><li>Apple Podcast:&nbsp;https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</li></ul><br/><p>If this episode changed how you think about money, don’t forget to subscribe and leave a 5 star review describing your biggest takeaway!</p><p><br></p>]]></description><content:encoded><![CDATA[<p>In this episode of the Financial Literacy Podcast, MyFinJourney, we dive deep into the mindset, systems, and strategies behind achieving real success. Host Mustafa engages with Supreet Kaur, a 2024 LinkedIn Top Voice and a prominent figure in the intersection of data, AI, and financial services. Supreet shares her inspiring journey from immigrating to the US, assessing and taking significant risks, and strategically navigating career switches to ascend within the tech industry. She emphasizes the importance of personal branding, building intentional systems for growth, and the applicability of AI in improving efficiency. The discussion also covers crucial aspects of financial freedom, particularly from a woman's perspective, and the significance of creating multiple income streams. This episode is a riveting blend of personal anecdotes, practical advice, and a deep dive into the importance of financial independence and continuous learning.</p><p>(00:00) Introduction to MyFinJourney Podcast</p><p>(00:36) Meet Supreet Kaur: A Journey of Risk and Reward</p><p>(02:11) Strategic Career Growth and Switching Jobs</p><p>(04:40) The Importance of Personal Branding</p><p>(05:17) Daily Routines for Personal and Professional Growth</p><p>(13:13) Overcoming Adversity and Immigrant Challenges</p><p>(15:28) The Power of Personal Branding and Social Media</p><p>(19:30) Building Your Personal Brand</p><p>(19:53) The Importance of Authenticity</p><p>(20:44) Opportunities Through Personal Branding</p><p>(20:57) Challenges in Building a Personal Brand</p><p>(21:35) Getting Started with Personal Branding</p><p>(22:19) Consistency and Long-Term Efforts</p><p>(23:06) Transition to AI and Tech</p><p>(23:27) Using AI to Improve Efficiency</p><p>(26:34) Financial Freedom and Independence</p><p>(28:08) Strategic Financial Decisions</p><p>(29:16) Mentoring and Financial Literacy</p><p>(33:21) Investing and Diversifying Income</p><p>(35:49) Conclusion and Final Thoughts</p><p>Connect with Supreet Kaur:</p><ul><li>Linkedin:<a href="https://growyourcashflow.io/" rel="noopener noreferrer" target="_blank"> </a>https://www.linkedin.com/in/supreet-kaur16/</li></ul><br/><p>Connect with Mustafa:</p><ul><li>LinkedIn: https://www.linkedin.com/in/mustafa-ladha/</li><li>YouTube:<a href="https://www.youtube.com/@my.finjourney" rel="noopener noreferrer" target="_blank"> https://www.youtube.com/@my.finjourney</a>&nbsp;</li><li>Spotify: https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx?si=48ca6abda92b4d16</li><li>Apple Podcast:&nbsp;https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</li></ul><br/><p>If this episode changed how you think about money, don’t forget to subscribe and leave a 5 star review describing your biggest takeaway!</p><p><br></p>]]></content:encoded><link><![CDATA[https://myfinjourney.captivate.fm]]></link><guid isPermaLink="false">86af34ea-66c5-4fb0-8c06-2c272139a289</guid><itunes:image href="https://artwork.captivate.fm/610a8d92-1d0c-43e8-8ea8-293c52ba2d16/drtkixoz6Ap3vP2idlchDYfg.jpg"/><pubDate>Wed, 11 Jun 2025 06:00:00 -0400</pubDate><enclosure url="https://episodes.captivate.fm/episode/86af34ea-66c5-4fb0-8c06-2c272139a289.mp3" length="35156746" type="audio/mpeg"/><itunes:duration>36:37</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>2</itunes:episode><podcast:episode>2</podcast:episode><podcast:season>1</podcast:season><podcast:chapters url="https://transcripts.captivate.fm/chapter-b341e465-98fe-432e-932a-fdfbd03b9d05.json" type="application/json+chapters"/></item><item><title>How Diversification Made Me Wealthy (Not What You Think!) with Pascal Wagner</title><itunes:title>How Diversification Made Me Wealthy (Not What You Think!) with Pascal Wagner</itunes:title><description><![CDATA[<p>Welcome to another episode of 'MyFinJourney,' the podcast that streamlines your financial journey. In this episode, we are joined by Pascal Wagner, a former venture capitalist turned passive investor who built a $250K+/year portfolio through 30+ investments. As a VC at Techstars, he deployed $150M into 300+ companies, where he learned how top financial institutions analyze deals, manage risk, and make smart investment decisions—skills he now uses to help others build wealth.</p><p>Today, he educates 200K+ investors monthly as a host on the Best Ever CRE Podcast network, sharing strategies to create six-figure passive income portfolios through real estate and alternative investments. His approach helps investors build a financial roadmap, evaluate deals, and access pre-vetted institutional-grade opportunities to accelerate their path to financial freedom.</p><p>In this episode, Pascal shares his unique journey from buying single-family homes to becoming an advocate for building diversified investment portfolios. Pascal discusses the pivotal moments that led him to reassess his financial strategies, the importance of mentors and mastermind groups, and his experience with Techstars. Whether you're a seasoned investor or just starting, this episode provides valuable insights into balancing risk and opportunity. Don't miss out on Pascal's tips for growing and preserving your wealth. If you enjoy the episode, please leave a five-star review and share it with your friends!</p><p>Sections:</p><p>(0:00) Introduction to My Fin Journey</p><p>00:23 Meet Pascal Wagner</p><p>00:51 Pascal's Real Estate Journey</p><p>01:47 Diversifying Investments</p><p>03:29 Challenges and Learnings</p><p>07:05 Role at Techstars</p><p>13:18 Value of Networking and Mentorship</p><p>19:36 Financial Decisions and Advice</p><p>23:09 Conclusion and Final Thoughts</p><p><strong>Connect with Pascal Wagner:</strong></p><ul><li><strong>Website:</strong> <a href="https://growyourcashflow.io/" rel="noopener noreferrer" target="_blank">https://growyourcashflow.io/</a></li><li><strong>Freebie: </strong><a href="http://passiveinvestingstarterkit.com" rel="noopener noreferrer" target="_blank">http://passiveinvestingstarterkit.com/</a></li><li><strong>LinkedIn:</strong> <a href="https://www.linkedin.com/in/pascalwagner/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/pascalwagner/</a></li><li><strong>YouTube:</strong> <a href="https://www.youtube.com/@pascalwagner" rel="noopener noreferrer" target="_blank">https://www.youtube.com/@pascalwagner</a></li></ul><br/><p><strong>Connect with Mustafa:</strong></p><ul><li><strong>LinkedIn:</strong> https://www.linkedin.com/in/mustafa-ladha/</li><li><strong>YouTube:</strong> <a href="https://www.youtube.com/@my.finjourney" rel="noopener noreferrer" target="_blank">https://www.youtube.com/@my.finjourney</a>&nbsp;</li><li><strong>Spotify: </strong>https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx?si=48ca6abda92b4d16</li><li><strong>Apple Podcast: </strong>https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</li></ul><br/><p>If this episode changed how you think about money, don’t forget to subscribe and leave a 5 star review describing your biggest takeaway!</p>]]></description><content:encoded><![CDATA[<p>Welcome to another episode of 'MyFinJourney,' the podcast that streamlines your financial journey. In this episode, we are joined by Pascal Wagner, a former venture capitalist turned passive investor who built a $250K+/year portfolio through 30+ investments. As a VC at Techstars, he deployed $150M into 300+ companies, where he learned how top financial institutions analyze deals, manage risk, and make smart investment decisions—skills he now uses to help others build wealth.</p><p>Today, he educates 200K+ investors monthly as a host on the Best Ever CRE Podcast network, sharing strategies to create six-figure passive income portfolios through real estate and alternative investments. His approach helps investors build a financial roadmap, evaluate deals, and access pre-vetted institutional-grade opportunities to accelerate their path to financial freedom.</p><p>In this episode, Pascal shares his unique journey from buying single-family homes to becoming an advocate for building diversified investment portfolios. Pascal discusses the pivotal moments that led him to reassess his financial strategies, the importance of mentors and mastermind groups, and his experience with Techstars. Whether you're a seasoned investor or just starting, this episode provides valuable insights into balancing risk and opportunity. Don't miss out on Pascal's tips for growing and preserving your wealth. If you enjoy the episode, please leave a five-star review and share it with your friends!</p><p>Sections:</p><p>(0:00) Introduction to My Fin Journey</p><p>00:23 Meet Pascal Wagner</p><p>00:51 Pascal's Real Estate Journey</p><p>01:47 Diversifying Investments</p><p>03:29 Challenges and Learnings</p><p>07:05 Role at Techstars</p><p>13:18 Value of Networking and Mentorship</p><p>19:36 Financial Decisions and Advice</p><p>23:09 Conclusion and Final Thoughts</p><p><strong>Connect with Pascal Wagner:</strong></p><ul><li><strong>Website:</strong> <a href="https://growyourcashflow.io/" rel="noopener noreferrer" target="_blank">https://growyourcashflow.io/</a></li><li><strong>Freebie: </strong><a href="http://passiveinvestingstarterkit.com" rel="noopener noreferrer" target="_blank">http://passiveinvestingstarterkit.com/</a></li><li><strong>LinkedIn:</strong> <a href="https://www.linkedin.com/in/pascalwagner/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/pascalwagner/</a></li><li><strong>YouTube:</strong> <a href="https://www.youtube.com/@pascalwagner" rel="noopener noreferrer" target="_blank">https://www.youtube.com/@pascalwagner</a></li></ul><br/><p><strong>Connect with Mustafa:</strong></p><ul><li><strong>LinkedIn:</strong> https://www.linkedin.com/in/mustafa-ladha/</li><li><strong>YouTube:</strong> <a href="https://www.youtube.com/@my.finjourney" rel="noopener noreferrer" target="_blank">https://www.youtube.com/@my.finjourney</a>&nbsp;</li><li><strong>Spotify: </strong>https://open.spotify.com/show/5UmpEcnU2Z0UxxDuvenmNx?si=48ca6abda92b4d16</li><li><strong>Apple Podcast: </strong>https://podcasts.apple.com/us/podcast/myfinjourney/id1815511353</li></ul><br/><p>If this episode changed how you think about money, don’t forget to subscribe and leave a 5 star review describing your biggest takeaway!</p>]]></content:encoded><link><![CDATA[https://myfinjourney.captivate.fm]]></link><guid isPermaLink="false">e0d27882-2d90-4b36-9788-f250e714dc1d</guid><itunes:image href="https://artwork.captivate.fm/610a8d92-1d0c-43e8-8ea8-293c52ba2d16/drtkixoz6Ap3vP2idlchDYfg.jpg"/><pubDate>Wed, 11 Jun 2025 06:00:00 -0400</pubDate><enclosure url="https://episodes.captivate.fm/episode/e0d27882-2d90-4b36-9788-f250e714dc1d.mp3" length="23030363" type="audio/mpeg"/><itunes:duration>23:59</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>1</itunes:episode><podcast:episode>1</podcast:episode><podcast:season>1</podcast:season><podcast:chapters url="https://transcripts.captivate.fm/chapter-5f2b39f4-4c84-4442-bc90-3a8959ed3283.json" type="application/json+chapters"/></item><item><title>Welcome to MyFinJourney</title><itunes:title>Welcome to MyFinJourney</itunes:title><description><![CDATA[<p>Welcome to <em>MyFinJourney</em>, the podcast that breaks down the barriers of traditional finance and explores ways people are growing their wealth. </p><p>People often think, "You need money to make money." </p><p>But what if that isn’t true?</p><p>Whether you have a lot of capital or just a little, you can challenge conventional wisdom and create opportunities to build financial freedom.</p><p>In this podcast, Mustafa Ladha dives deep, uncovering different ways guests have made money and how you can too. Each episode, we will understand their journey and how their mentality has changed along the way. </p><p>Here’s the secret, we’re creating a playbook for you to build financial freedom. </p><p><strong>If you’re ready to learn and grow, this is the podcast for you.</strong></p>]]></description><content:encoded><![CDATA[<p>Welcome to <em>MyFinJourney</em>, the podcast that breaks down the barriers of traditional finance and explores ways people are growing their wealth. </p><p>People often think, "You need money to make money." </p><p>But what if that isn’t true?</p><p>Whether you have a lot of capital or just a little, you can challenge conventional wisdom and create opportunities to build financial freedom.</p><p>In this podcast, Mustafa Ladha dives deep, uncovering different ways guests have made money and how you can too. Each episode, we will understand their journey and how their mentality has changed along the way. </p><p>Here’s the secret, we’re creating a playbook for you to build financial freedom. </p><p><strong>If you’re ready to learn and grow, this is the podcast for you.</strong></p>]]></content:encoded><link><![CDATA[https://myfinjourney.captivate.fm]]></link><guid isPermaLink="false">47077eb7-edba-475f-9106-2d5d7cc7800f</guid><itunes:image href="https://artwork.captivate.fm/610a8d92-1d0c-43e8-8ea8-293c52ba2d16/drtkixoz6Ap3vP2idlchDYfg.jpg"/><pubDate>Mon, 19 May 2025 06:00:00 -0400</pubDate><enclosure url="https://episodes.captivate.fm/episode/47077eb7-edba-475f-9106-2d5d7cc7800f.mp3" length="2966382" type="audio/mpeg"/><itunes:duration>01:14</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>trailer</itunes:episodeType><itunes:season>1</itunes:season><podcast:season>1</podcast:season></item></channel></rss>