NZ Everyday Investor

Paul Quickenden / Wild West Crypto Coming of Age, Ep 517

Tue, 07 Apr 2026 01:00:00 +1200

Financial institutions like banks, nation states complete with their 'soft power' dynamics, and regulators, trying desperately to keep up. In the Wild West of digital assets, while some of us are trying to figure out if the Sheriff can catch up, this asset class is maturing. Paul Quickenden from Swyftx joins me to chat through how latest global events are shaping the future of crypto.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Thank You

Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx.

Provincia: Whether you're looking to invest, or you have a commercial property that needs better management - they the true one-stop shop for wholesale industrial investors. Check out Provincia.co.nz for more.

Affiliate Links!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Revolut: For a new type of banking.

Sharesies: For local, and international markets.

Loan My Coins: Bitcoin lending product.

Exodus: Get rewards on your first $2,500 of swaps

Online courses:

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.radicalinvestment.co.nz

________________________

Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!

Darcy Ungaro / Can 150 Year Old Philosophies Predict Stagflation? Ep 516

Mon, 30 Mar 2026 01:00:00 +1200

In this one I pose the question - is it a given that NZ will head into stagflation, or could there be light at this end of this oil-shock tunnel?

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Thank You

Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx.

Affiliate Links!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Revolut: For a new type of banking.

Sharesies: For local, and international markets.

Loan My Coins: Bitcoin lending product.

Exodus: Get rewards on your first $2,500 of swaps

Online courses:

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.radicalinvestment.co.nz

________________________

Andrew Hunt / Predicting RBNZ Pivot From Oil Shock Ep 515

Mon, 23 Mar 2026 01:00:00 +1200

Keen for a qualified opinion from an economist who isn't an employee of one of the main NZ banks. I am! I think it's critical to understand the REAL impact of the oil shock coming our way to NZ, and how the RBNZ may be forced to respond. Inflation, recession, perhaps a bit of both, or something completely different? Enjoy.

Special thanks to Andrew Hunt from Hunt Economics.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Thank You

Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx.

Affiliate Links!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Revolut: For a new type of banking.

Sharesies: For local, and international markets.

Loan My Coins: Bitcoin lending product.

Exodus: Get rewards on your first $2,500 of swaps

Online courses:

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.radicalinvestment.co.nz

________________________

Alan Clarke / Is THIS The Best Investment Strategy? Ep 514

Mon, 16 Mar 2026 01:00:00 +1200

In this episode, host Alan Clarke: Portfolio Manager for Diversified Funds and External Managers at Amova Asset Management, explains the Manager of Managers approach: tapping the world's top specialist fund managers to build smarter, globally diversified portfolios. With over 20 years in investment management, Alan breaks down how this strategy may work well considering interest rates, explosive AI growth and the ever present risk of a share market correction.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Thank You

Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx.

Affiliate Links!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Revolut: For a new type of banking.

Sharesies: For local, and international markets.

Loan My Coins: Bitcoin lending product.

Exodus: Get rewards on your first $2,500 of swaps

Online courses:

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.radicalinvestment.co.nz

________________________

Ryan Johnson-Hunt / How The USD Will Rule The World, With AI Ep 513

Mon, 09 Mar 2026 01:00:00 +1200

You down with USD? Yeah you know me. Well, clearly not. My long term thesis is that this dies a death. Until this occurs however, USD denominated stablecoins will create demand for US Treasuries. This will cause interest rates to drop for any USD debt-based system. For everyday investor, this means property values go up. For a time, USD-denominated stablecoins will lower the cost of money for any nation who adopts it. The US could rule the world. Unless...of course...2026 sees the rise of the non-USD stablecoin.

Special thanks to Ryan Johnson-Hunt from New Money.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Thank You

Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx.

Affiliate Links!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Revolut: For a new type of banking.

Sharesies: For local, and international markets.

Loan My Coins: Bitcoin lending product.

Exodus: Get rewards on your first $2,500 of swaps

Online courses:

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.radicalinvestment.co.nz

________________________

Darcy Ungaro / 3 Ways to Turbocharge KiwiSaver Ep 512

Mon, 02 Mar 2026 01:00:00 +1200

This April, the government's increasing the minimum contributions by 0.5% for employees and 0.5% for employer contributions. Too little, too late? Step in the right direction?

Personally I think when the government intervenes, it may already be too late. We need to think of KiwiSaver as a core pillar of retirement provisioning, instead of a 'bit on the side'.

We're driving around in de-tuned cars, because we've been trained to avoid volatility.

In this one, I share the 3 simple turbochargers that you can slap on your cheap runabout, and turn into something you're excited about.

Want to learn about how I can help with your KiwiSaver re-build? Let's have a free 15-min discovery call.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Thank You

Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx.

Affiliate Links!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Revolut: For a new type of banking.

Sharesies: For local, and international markets.

Loan My Coins: Bitcoin lending product.

Exodus: Get rewards on your first $2,500 of swaps

Online courses:

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.radicalinvestment.co.nz

________________________

Chris Wilson / Are Everyday Investors Exposed? Ep 511

Mon, 23 Feb 2026 01:00:00 +1200

Chris Wilson, co-CEO of Harbor Asset Management, joins me as the spotlight goes on the narrative that bonds are dead going forward. Are institutional investors whistling past the graveyard by over-allocating to fixed income amid persistent geo-political tension, rising debt concerns, and uncertain market correlations in 2026? Or are many everyday, self-directed investors skipping bonds to chase stock upside, missing out on vital 'cushioning' for the volatility that may be here to stay. We may be wrong about bonds either way.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Thank You

Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx.

Affiliate Links!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Revolut: For a new type of banking.

Sharesies: For local, and international markets.

Loan My Coins: Bitcoin lending product.

Exodus: Get rewards on your first $2,500 of swaps

Online courses:

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.radicalinvestment.co.nz

________________________

OCR Special: Will a Higher OCR Crash NZ Property? Ep 510

Wed, 18 Feb 2026 13:00:00 +1200

Will a higher OCR crash New Zealand property, or is that just what we need? In this episode we’ll unpack why bank economists are suddenly keen on future hikes, how that lines up with record profits and rising net interest margins, and what it all means for house prices, mortgage refixes, and already‑stretched Kiwi households. I’ll finish with how I’m setting my own mortgage terms right now – including a big 5‑year fix rolling off – so you’ve got a real‑world example to compare your own strategy against.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Thank You

Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx.

Affiliate Links!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Revolut: For a new type of banking.

Sharesies: For local, and international markets.

Loan My Coins: Bitcoin lending product.

Exodus: Get rewards on your first $2,500 of swaps

Online courses:

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.radicalinvestment.co.nz

________________________

Rupert Carlyon / Banks Suffocating NZ Economy? Ep 509

Mon, 16 Feb 2026 01:00:00 +1200

The RBNZ’s OCR decision lands Wednesday, 18 February, and it's expected to hold at 2.25%. The deeper truth? Australian banks (ANZ, ASB, BNZ, Westpac) dominate New Zealand’s mortgage market, influence media and politics, and shape house prices and the economy at large. With fragile recovery signs amid persistent inflation, will their pursuit of wider margins on “safe” lending tip us toward Japanese-style housing stagnation? Rupert Carlyon of kōura Wealth joins to discuss.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Thank You

Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx.

Affiliate Links!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Revolut: For a new type of banking.

Sharesies: For local, and international markets.

Loan My Coins: Bitcoin lending product.

Exodus: Get rewards on your first $2,500 of swaps

Online courses:

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.radicalinvestment.co.nz

________________________

Darcy Ungaro / Gold v Bitcoin in Monetary Reset Ep 508

Mon, 09 Feb 2026 01:00:00 +1200

Will gold, or bitcoin, come out on top in a monetary reset?

Given the volatility in precious metals, bitcoin, and AI stocks last week, it's a timely reminder...All investments come with the chance of the price going down instead of up, and if you feel fear when markets wobble, just remember the possibility it might not be what your investing in that’s the problem. The best time to change your portfolio is not when you’re spiraling and wondering if you were wrong, but when it’s clear you were right.

The best investments always wobble, the best investors, shouldn’t. Read more.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Thank You

Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx.

Affiliate Links!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Revolut: For a new type of banking.

Sharesies: For local, and international markets.

Loan My Coins: Bitcoin lending product.

Exodus: Get rewards on your first $2,500 of swaps

Online courses:

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.radicalinvestment.co.nz

________________________

Paul Holland / Crypto Holders At Risk Ep 507

Mon, 02 Feb 2026 01:00:00 +1200

Crypto isn’t always the risk – we are. In this episode, I talk with Paul Holland about why everyday investors are losing billions to scams, how AI is super‑charging the problem, and what you can actually do about it.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Thank you to our show partners

Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx.

Affiliate Links!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Revolut: For a new type of banking.

Sharesies: For local, and international markets.

Loan My Coins: Bitcoin lending product.

Exodus: Get rewards on your first $2,500 of swaps

Online courses:

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.radicalinvestment.co.nz

________________________

Darcy Ungaro / Hidden Risks of Retirement Income Ep 506

Tue, 27 Jan 2026 01:00:00 +1200

Passive retirement income sounds like the holy grail, right? Imagine the money quietly rolling in while your capital sits there untouched – perfect!

Yet when you dig into how this is usually sold to retirees and pre‑retirees, it often turns into something very different: concentrated bets, misunderstood risk, and portfolio structures that look “safe” on the surface but are fragile underneath. Read more.

Watch the YouTube Version here.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Thank You

Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx.

Affiliate Links!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Revolut: For a new type of banking.

Sharesies: For local, and international markets.

Loan My Coins: Bitcoin lending product.

Exodus: Get rewards on your first $2,500 of swaps

Online courses:

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.radicalinvestment.co.nz

________________________

Darcy Ungaro / Bitcoin in a 'Normal' Portfolio? Ep 505

Mon, 19 Jan 2026 01:00:00 +1200

In this one I'm a sharing recent episode from the Token Affairs podcast, the official BlockchainNZ podcast, hosted by Trevor and Bryan – two guys right at the intersection of industry, regulation, and innovation in the digital‑asset world. We're asking the question, do digital assets (bitcoin specifically) belong in a 'normal' investment portfolio?

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Thank You

Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx.

Affiliate Links!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Revolut: For a new type of banking.

Sharesies: For local, and international markets.

Loan My Coins: Bitcoin lending product.

Exodus: Get rewards on your first $2,500 of swaps

Online courses:

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.radicalinvestment.co.nz

________________________

Lucia Xiao / Why I'm Bullish on NZ Property in '26 Ep 504

Mon, 12 Jan 2026 01:00:00 +1200

Lucia Xiao is a self-made investor and property coach. After moving here from China she started off in a state home but went on to build a $17m portfolio over 5 years, all while quitting her day job and building a business. This is her story of hard work and how she used a strategy to build wealth with property that not many experts promote.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Thank You

Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx.

Affiliate Links!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Revolut: For a new type of banking.

Sharesies: For local, and international markets.

Loan My Coins: Bitcoin lending product.

Exodus: Get rewards on your first $2,500 of swaps

Online courses:

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.radicalinvestment.co.nz

________________________

Nick Gentle / NZ Property in 2026 Ep 503

Mon, 05 Jan 2026 01:00:00 +1200

With property, you either take the bull by the horns, or you get out of the ring before you’re carried out. In today’s episode, I’m joined by Nick Gentle from iFind Property to talk about why, heading into 2026, that balance between courage and self‑preservation matters more than ever for everyday investors.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Thank You

Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx.

Affiliate Links!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Revolut: For a new type of banking.

Sharesies: For local, and international markets.

Loan My Coins: Bitcoin lending product.

Exodus: Get rewards on your first $2,500 of swaps

Online courses:

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.radicalinvestment.co.nz

________________________

Reuben Steff / 3 Global Hotspots to Watch in 2026, Ep 502

Mon, 29 Dec 2025 01:00:00 +1200

THANK YOU FOR YOUR ATTENTION IN 2025!

In 2026, three geopolitical hotspots matter most for Kiwis watching the world: Venezuela and US renewed /Monroe Doctrine in the Americas, Russia’s grinding war in Ukraine, and China’s expanding reach across the Pacific. Reuben Steff, geopolitical analyst and regular guest on the show, joins me to unpack what these flashpoints really mean. As great‑power rivalry hardens, New Zealand’s long‑running strategy of sitting in the middle may be running out of road. Is this the decade where we finally have to choose a side between US and China, or is there still room to quietly hedge?

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx.

Affiliate Links!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Revolut: For a new type of banking.

Sharesies: For local, and international markets.

Loan My Coins: Bitcoin lending product.

Exodus: Get rewards on your first $2,500 of swaps

Online courses:

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.radicalinvestment.co.nz

________________________

Jack Gamble / CCP, Bank Failures, & Strawmen Ep 501

Mon, 22 Dec 2025 01:00:00 +1200

Today's a unique episode and for those who love a good story, this one's for you.

The failure of First National Bank of Lindsay as more than a small, local bank collapse and instead as a window into a broader pattern of organised crime, regulatory failure, and moral decay centred on the I‑35 drug and human‑trafficking corridor and illegal Chinese‑linked marijuana operations in Oklahoma.

Special thanks to Jack Gamble.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Thank You

Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx.

Affiliate Links!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Revolut: For a new type of banking.

Sharesies: For local, and international markets.

Loan My Coins: Bitcoin lending product.

Exodus: Get rewards on your first $2,500 of swaps

Online courses:

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.radicalinvestment.co.nz

________________________

Darcy Ungaro / Silver: Is Now The Time To Buy? Ep 500!!!

Mon, 15 Dec 2025 01:00:00 +1200

Woo-hoo! Just realised it's episode 500!

Pretty sure it's tradition to celebrate with silver, so in this one, I take a closer look at this precious metal and ask the question, is it for saving, speculation, or watching from the sidelines?

Hatch: For US markets.

Sharesies: For local, and international markets.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Thank You

Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx.

Affiliate Links!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Revolut: For a new type of banking.

Loan My Coins: Bitcoin lending product.

Exodus: Get rewards on your first $2,500 of swaps

Online courses:

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.radicalinvestment.co.nz

________________________

John Alcock / When Banking Safety Goes Too Far, Ep 499

Mon, 08 Dec 2025 01:00:00 +1200

Everyday, banks and governments justify new rules, checks, and blocks in the name of preventing fraud, money‑laundering, terrorism, and scams. It's a reasonable objective: stop bad actors and protect vulnerable people. It's just that, at some point, the line between protecting customers and controlling customers, can quietly disappear.

Special thank you to John Alcock.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Thank You

Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx.

Affiliate Links!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Revolut: For a new type of banking.

Sharesies: For local, and international markets.

Loan My Coins: Bitcoin lending product.

Exodus: Get rewards on your first $2,500 of swaps

Online courses:

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.radicalinvestment.co.nz

________________________

Jason Titman / The Future of Banking Ep 498

Mon, 01 Dec 2025 01:00:00 +1200

Not a week goes buy where I don’t hear of the difficulties associated with buying digital assets like Bitcoin, from regulated institutions – all in the name of safety, they gate keep, ticket clip, dilute, surveil, ration, throttle, censor, inflate, tax, sequester, audit, and potentially even confiscate wealth that belongs to the people. Read more.

Special thank you to Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx and claim $20 worth of Bitcoin if you sign up (subject to t's and c's).

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Thank You

Affiliate Links!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Revolut: For a new type of banking.

Sharesies: For local, and international markets.

Loan My Coins: Bitcoin lending product.

Exodus: Get rewards on your first $2,500 of swaps

Online courses:

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.radicalinvestment.co.nz

________________________

Steve Orenstein / A New Listing on The NZX?! Ep 497

Mon, 24 Nov 2025 01:00:00 +1200

Steve Orenstein is the founder of LOCATE Technologies, a publicly listed company that's relocating to NZ.

This episode is a fascinating case study around how NZ can be good at some things, and occasionally wins, despite the odds!

Please remember that all types of investing carry some degree of uncertainty. Always do your own due diligence before taking action on anything discussed in this episodes.

For more information, check out https://www.locateshareoffer.co.nz/

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Thank You

Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx.

MyRent: See why residential property investors all over New Zealand are switching to myRent.

Affiliate Links!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Revolut: For a new type of banking.

Sharesies: For local, and international markets.

Loan My Coins: Bitcoin lending product.

Exodus: Get rewards on your first $2,500 of swaps

Online courses:

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Darcy Ungaro / Are We Paying Too Much Tax? Ep 496

Mon, 17 Nov 2025 01:00:00 +1200

Are we paying too much tax? "Yes", said all the people paying the vast majority of taxes in NZ. "No", said everyone else.

Whether we think it's fair, or it's theft, Kiwi's ought to prepare now for a future where higher rates of taxation are inevitable.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Thank You

Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx.

MyRent: See why residential property investors all over New Zealand are switching to myRent.

Affiliate Links!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Revolut: For a new type of banking.

Sharesies: For local, and international markets.

Loan My Coins: Bitcoin lending product.

Exodus: Get rewards on your first $2,500 of swaps

Online courses:

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Rick Rule / Gold, Silver, and Uranium Ep 495

Mon, 10 Nov 2025 00:15:00 +1200

Rick Rule, the most hated contrarian precious metals and resources expert talks to me on this one about 3 very odd ingredients in my own portfolio. We talk about gold, and how it'll play a role in everyday money, the silver price paradox, and first-time topic, uranium!

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Thank You

Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx.

MyRent: See why residential property investors all over New Zealand are switching to myRent.

Affiliate Links!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Revolut: For a new type of banking.

Sharesies: For local, and international markets.

Loan My Coins: Bitcoin lending product.

Exodus: Get rewards on your first $2,500 of swaps

Online courses:

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Vanessa Williams / Property Sentiment Just Changed Ep 494

Mon, 03 Nov 2025 01:00:00 +1200

Vanessa Williams from realestate.co.nz shares a little about her own property journey, then comments on the shift currently happening in the property market.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Thank You

Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx.

MyRent: See why residential property investors all over New Zealand are switching to myRent.

Affiliate Links!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Revolut: For a new type of banking.

Sharesies: For local, and international markets.

Loan My Coins: Bitcoin lending product.

Exodus: Get rewards on your first $2,500 of swaps

Online courses:

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Tim Doyle / The IRD Is Watching Your Wallet, Ep 493

Mon, 27 Oct 2025 01:00:00 +1200

Are you tax-compliant with your crypto-holdings? Over 70% of Kiwi's aren't. I'm talking with Tim Doyle, of Doyle Accountants.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Thank You

Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx.

MyRent: See why residential property investors all over New Zealand are switching to myRent.

Affiliate Links!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Revolut: For a new type of banking.

Sharesies: For local, and international markets.

Loan My Coins: Bitcoin lending product.

Exodus: Get rewards on your first $2,500 of swaps

Online courses:

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Kelvin Davidson / New Bank Rules to Juice NZ Property? Ep 492

Mon, 20 Oct 2025 01:00:00 +1200

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Thank You

Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx.

MyRent: See why residential property investors all over New Zealand are switching to myRent.

Affiliate Links!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Revolut: For a new type of banking.

Sharesies: For local, and international markets.

Loan My Coins: Bitcoin lending product.

Exodus: Get rewards on your first $2,500 of swaps

Online courses:

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Darcy Ungaro / Why The OCR Goes MUCH Lower, Ep 491

Mon, 13 Oct 2025 01:00:00 +1200

The Official Cash Rate (OCR), which influences the floating mortgage rate, and short term fixed-rates, dropped last week. Everyone has a view around what SHOULD happen, but no one's talking about what WILL happen. Read more.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Thank You

Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx.

MyRent: See why residential property investors all over New Zealand are switching to myRent.

Affiliate Links!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Revolut: For a new type of banking.

Sharesies: For local, and international markets.

Loan My Coins: Bitcoin lending product.

Exodus: Get rewards on your first $2,500 of swaps

Online courses:

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Darcy Ungaro / Why Gold's Going Crazy?! Ep 490

Mon, 06 Oct 2025 01:00:00 +1200

Watch YouTube version here.

Diversification, or placing your money in more than one type of investment, needs to be applied more broadly. Spreading your bets across the US, rest of world, emerging markets, and Australasia is fine start, but the jobs not done here. If all these investments are denominated in dollars, then you still have a huge concentration problem. Read more.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Thank You

Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx.

MyRent: See why residential property investors all over New Zealand are switching to myRent.

Affiliate Links!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Revolut: For a new type of banking.

Sharesies: For local, and international markets.

Loan My Coins: Bitcoin lending product.

Exodus: Get rewards on your first $2,500 of swaps

Online courses:

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Tony Walker / Beat The Bank, DIY Retirement. Ep 489

Mon, 29 Sep 2025 01:00:00 +1200

Ex-Financial Adviser Tony Walker joins me on this one.

Here's 4 things you’ll need to keep front of mind if you’re planning to, or you already are, handling your retirement. 1 – Learn how to identify the best, short term investment strategy 2 – Keep it simple 3 – Use your mortgage for the win, and lastly 4 – Stay laser-eyed on real returns. Read more.

Subscribe to UGRO For Your Wealth on YouTube, for property and personal finance from a New Zealand perspective.

Subscribe to The Everyday Investor - With Darcy Ungaro on YouTube, for macro topics, and the angles often missing.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Thank You

Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx.

MyRent: See why residential property investors all over New Zealand are switching to myRent.

Affiliate Links!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Revolut: For a new type of banking.

Sharesies: For local, and international markets.

Loan My Coins: Bitcoin lending product.

Exodus: Get rewards on your first $2,500 of swaps

Online courses:

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Zac Townsend / Bitcoin Life Insurance? Ep 488

Mon, 22 Sep 2025 01:00:00 +1200

Special thanks to Zac Townsend from Meanwhile, for joining me to unpack how life insurance works, when the money changes.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Thank You

Swyftx: With over 1 million customers across New Zealand and Australia. Ask yourself …”Where can crypto take you?". Check out Swyftx.

MyRent: See why residential property investors all over New Zealand are switching to myRent.

Affiliate Links!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Revolut: For a new type of banking.

Sharesies: For local, and international markets.

Loan My Coins: Bitcoin lending product.

Exodus: Get rewards on your first $2,500 of swaps

Online courses:

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Jack Revill & Carl Burling / What Makes Commercial Property Better, Ep 487

Mon, 15 Sep 2025 01:00:00 +1200

In 2021, the combination of spiking interest rates, differential tax treatment, new RBNZ regulations, and the CCCFA, put and end to the residential property party. Although some of the sting's been taken out, many property investors are formulating a plan to exit, once any sign of life returns to the market. Where will they go?

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Thank You

MyRent: See why residential property investors all over New Zealand are switching to myRent.

Affiliate Links!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Revolut: For a new type of banking.

Sharesies: For local, and international markets.

Easy Crypto: To buy and sell digital assets.

Loan My Coins: Bitcoin lending product.

Exodus: Get rewards on your first $2,500 of swaps

Online courses:

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

John Kenel / Thriving, While The West Fails Ep 486

Mon, 08 Sep 2025 01:00:00 +1200

Big thanks to property expert John Kenel.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Thank You

MyRent: See why residential property investors all over New Zealand are switching to myRent.

Affiliate Links!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Revolut: For a new type of banking.

Sharesies: For local, and international markets.

Easy Crypto: To buy and sell digital assets.

Loan My Coins: Bitcoin lending product.

Exodus: Get rewards on your first $2,500 of swaps

Online courses:

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Michael Every / Why The Death Of Free Trade Matters Ep 485

Mon, 01 Sep 2025 01:00:00 +1200

My guest on this one is Michael Every, Global Macro Strategist with Rabobank.

We're no better conditioned than dogs waiting for a bell to ring. Bad stuff happens, rates go down, house prices go up. Easy.

But now, after almost 4 years of watching house prices stagnate, if you're anything like me, you're wondering if the rules have changed.

It's scary to suggest this, but I think they have. Read more

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Thank You

MyRent: See why residential property investors all over New Zealand are switching to myRent.

Affiliate Links!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Revolut: For a new type of banking.

Sharesies: For local, and international markets.

Easy Crypto: To buy and sell digital assets.

Loan My Coins: Bitcoin lending product.

Exodus: Get rewards on your first $2,500 of swaps

Online courses:

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Peter Dunworth / Wealth Tax, Strategy, Bump and Grind, Ep 484

Mon, 25 Aug 2025 01:00:00 +1200

Learn more about Loan My Coins.* For multi-signature wallets, check out The Bitcoin Adviser.*

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Thank You

MyRent: See why residential property investors all over New Zealand are switching to myRent.

Affiliate Links! *Links may result in financial benefit.

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Revolut: For a new type of banking.

Sharesies: For local, and international markets.

Easy Crypto: To buy and sell digital assets.

Loan My Coins: Bitcoin lending product.

Exodus: Get rewards on your first $2,500 of swaps

Online courses:

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Charlie Meadon / Soros, Reflexivity, Interest Rates & Strategy Ep 483

Mon, 18 Aug 2025 01:00:00 +1200

Markets create reality through our collective expectations and actions. It's a self-fulfilling prophecy fed by mass-psychosis. Read more.

Special thanks to Charlie Meadon, CEO of Eccuity.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Thank You

MyRent: See why residential property investors all over New Zealand are switching to myRent.

Affiliate Links!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Sharesies: For local, and international markets.

Easy Crypto: To buy and sell digital assets.

Sharesight: For tracking and reporting on your portfolio

Exodus: Get rewards on your first $2,500 of swaps

Revolut: For a new type of banking.

Online courses:

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

G. Edward Griffin / The Jekyll Island Rebellion, Ep 482

Mon, 11 Aug 2025 01:00:00 +1200

G. Edward Griffin is the author of The Creature From Jekyll Island. If you ever wanted a deeper understanding on the origin and aims of the US Federal Reserve, this is it. Learn more about Red Pill University.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Thank You

MyRent: See why residential property investors all over New Zealand are switching to myRent.

Affiliate Links!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Sharesies: For local, and international markets.

Easy Crypto: To buy and sell digital assets.

Sharesight: For tracking and reporting on your portfolio

Exodus: Get rewards on your first $2,500 of swaps

Revolut: For a new type of banking.

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

John Alcock / "We Are In World War III" Ep 481

Mon, 04 Aug 2025 01:00:00 +1200

Recording date: 18th of July 2025

The question of whether Bitcoin is fueling a political revolution is something I’ve been chewing on for a while. I think it is, but I reached out to John Alcock to see what he thinks (and I got more than I bargained for!). Read more about it here.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Thank You Provincia: Whether you're looking to invest, or you have a commercial property that needs better management - they the true one-stop shop for wholesale industrial investors. Check out Provincia.co.nz for more.

Affiliate Links!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Sharesies: For local, and international markets.

Easy Crypto: To buy and sell digital assets.

Sharesight: For tracking and reporting on your portfolio

Exodus: Get rewards on your first $2,500 of swaps

Revolut: For a new type of banking.

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Luke Kemeys / Paths To Business Wealth, Ep 480

Mon, 28 Jul 2025 01:00:00 +1200

Can genuine, transformational wealth still come from work hard and focus? With record amounts of cash sitting idle in bank accounts and property markets showing signs of strain, many aspiring investors and business owners face an uncomfortable truth. Is now the time to quit, or double down? Read more.

Many thanks to Luke Kemeys, from Next Advisory and Keep The Change!

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Affiliate Links!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Sharesies: For local, and international markets.

Easy Crypto: To buy and sell digital assets.

Sharesight: For tracking and reporting on your portfolio

Exodus: Get rewards on your first $2,500 of swaps

Revolut: For a new type of banking.

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

John Alcock / NZ's First Bitcoin Property Transaction, Ep 479

Mon, 21 Jul 2025 01:00:00 +1200

Sometimes the future doesn’t tap politely. It knocks, and while the instinct is to keep the door bolted, at some stage we need to do better. That’s what’s happening right now in New Zealand, as John Alcock aims to facilitate the country's first property sale powered entirely by a blockchain. Read more.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Affiliate Links!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Sharesies: For local, and international markets.

Easy Crypto: To buy and sell digital assets.

Sharesight: For tracking and reporting on your portfolio

Exodus: Get rewards on your first $2,500 of swaps

Revolut: For a new type of banking.

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Darcy Ungaro / Where To Invest, If NOT Property? Ep 478

Mon, 14 Jul 2025 01:00:00 +1200

It’s a dwelling, but it’s an asset class too - People buy property to live in it, and to grow their wealth in it. Since the early 1970’s, property values have doubled roughly every 7-10 years in many Western countries, including here in NZ. But sitting here in 2025, after watching at least 3 years of falling prices, it’s natural to wonder if the party’s over. Maybe whatever caused prices to rise for over 50 years really is starting to reverse. Before you do something foolish like sell it all and plough it all into something silly like Bitcoin, consider your own situation, and a range of perspectives first.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Affiliate Links!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Sharesies: For local, and international markets.

Easy Crypto: To buy and sell digital assets.

Sharesight: For tracking and reporting on your portfolio

Exodus: Get rewards on your first $2,500 of swaps

Revolut: For a new type of banking.

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Mary Jo Vergara / How NZ Property Prices Lead The World. Ep 477

Mon, 07 Jul 2025 01:00:00 +1200

New Zealand was one of the first economies where the central bank hiked interest rates.

Being first, I wonder if that means other countries watch us to see how sensitive economies are to monetary policy? Read more

Special thank you to Mary Jo Vergara - senior economist at Kiwibank.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Affiliate Links!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Sharesies: For local, and international markets.

Easy Crypto: To buy and sell digital assets.

Sharesight: For tracking and reporting on your portfolio

Exodus: Get rewards on your first $2,500 of swaps

Revolut: For a new type of banking.

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Catherine Emerson / Better Get Rich, Kids. Ep 476

Mon, 30 Jun 2025 01:00:00 +1200

the art of investing is balancing growth and protection, for both you and your kids. Read more.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Affiliate Links!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Sharesies: For local, and international markets.

Easy Crypto: To buy and sell digital assets.

Sharesight: For tracking and reporting on your portfolio

Exodus: Get rewards on your first $2,500 of swaps

Revolut: For a new type of banking.

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Francis Hunt / Global Debt Meltdown? Ep 475

Mon, 23 Jun 2025 01:00:00 +1200

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Affiliate Links!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Sharesies: For local, and international markets.

Easy Crypto: To buy and sell digital assets.

Sharesight: For tracking and reporting on your portfolio

Exodus: Get rewards on your first $2,500 of swaps

Revolut: For a new type of banking.

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Darcy Ungaro / 2 Ways 2 Grow Obscene Wealth, Ep 474

Mon, 16 Jun 2025 01:00:00 +1200

I believe the core ingredient in any wealth building strategy is the acquisition of just a few assets. As we acquire assets, we need to start thinking more, not less, about all the things that rob us, and no, not just fees. Read more.

Catch the full Michael Saylor talk here

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Affiliate Links!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Sharesies: For local, and international markets.

Easy Crypto: To buy and sell digital assets.

Sharesight: For tracking and reporting on your portfolio

Exodus: Get rewards on your first $2,500 of swaps

Revolut: For a new type of banking.

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Darcy Ungaro / The Inevitability of Investment Returns, Ep 473

Mon, 09 Jun 2025 01:00:00 +1200

Recently, I attended a conference which centered on what I suspect will be the future of money in a more digital world. One of the best presentations I sat through was from author (of a book called 'Broken Money') and macro-analyst Lyn Alden - 'Nothing stops this train'. The current form of money we use (fiat currency) is tethered to a leveraged system with no easy way to deleverage. Ironically, the strategy we can use as households to build wealth (leverage to buy scarcity) is what may help our governments survive the train wreck coming. Read more.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Affiliate Links!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Sharesies: For local, and international markets.

Easy Crypto: To buy and sell digital assets.

Sharesight: For tracking and reporting on your portfolio

Exodus: Get rewards on your first $2,500 of swaps

Revolut: For a new type of banking.

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Mike Grimshaw / Has NZ Lost Its Way? Ep 472

Mon, 02 Jun 2025 01:00:00 +1200

Has New Zealand lost its way? If so, the only path forward is to honestly acknowledge what we once were, understand how and why we’ve changed, and then chart a course for the future we want. It’s a tough question, no doubt, but like any hard problem, there’s a reward waiting on the other side. I’m joined today by Mike Grimshaw, a self-confessed ‘intellectual mongrel’ and Associate Professor of Sociology at the University of Canterbury, whose eclectic work spans radical theology, cultural theory, and New Zealand’s identity.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

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The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Sharesies: For local, and international markets.

Easy Crypto: To buy and sell digital assets.

Sharesight: For tracking and reporting on your portfolio

Exodus: Get rewards on your first $2,500 of swaps

Revolut: For a new type of banking.

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Ashley Church / RIP NZ Property Market? Ep 471

Mon, 26 May 2025 01:00:00 +1200

In a perfect world, housing would be for lifestyle, and investments for long term planning - regardless, we live in an imperfect world. The real question becomes - what's your response to it? Jump in for number go up? If so, now's looking really, really good. *Just keep a lazy eye some of the bigger changes a foot. Read more here.

Check out the work of Ashley Church here.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Special Thank You to show partner, Provincia: Whether you're looking to invest or you have a commercial property that needs better management - they the true one-stop shop for wholesale industrial investors. Check out Provincia.co.nz for more.

Affiliate Links*!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Sharesies: For local, and international markets.

Easy Crypto: To buy and sell digital assets.

Sharesight: For tracking and reporting on your portfolio

Exodus: Get rewards on your first $2,500 of swaps

Revolut: For a new type of banking.

*Some links create a financial benefit.

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Paul Quickenden / Neo-Mercantilism: This IS Happening, Ep 470

Mon, 19 May 2025 01:00:00 +1200

From neoliberal globalization to neo-mercantilism – This is happening, and it might not be a simple transition. Why? Because the digital transformation of money is occurring at the exact same time.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Sign up to Easy Crypto: To buy and sell digital assets. Take the free, 5-part online course Crypto 101: Crypto with Confidence

Special Thank You to show partner, Provincia: Whether you're looking to invest or you have a commercial property that needs better management - they the true one-stop shop for wholesale industrial investors. Check out Provincia.co.nz for more.

Affiliate Links*!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Sharesies: For local, and international markets.

Sharesight: For tracking and reporting on your portfolio

Exodus: Get rewards on your first $2,500 of swaps

Revolut: For a new type of banking.

*Some links create a financial benefit.

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Cody Ellingham / Bitcoin Over $100k...Again! Ep 469

Mon, 12 May 2025 01:00:00 +1200

For everyday people struggling to get ahead in a system that feels rigged, the path to financial security does not in fact, come from getting the degree, working hard, and trying to be liked. That’s the old world. In the new world, to build new wealth, we have to quest for objective truth. Really? Sounds a bit full on.

Check out Cody Ellingham on the Transformation of Value Podcast.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Brought to you in partnership with Icehouse Ventures, Provincia, UGRO Wealth, and Gorilla Technology.

Affiliate Links*!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Sharesies: For local, and international markets.

Easy Crypto: To buy and sell digital assets.

Sharesight: For tracking and reporting on your portfolio

Exodus: Get rewards on your first $2,500 of swaps

Revolut: For a new type of banking.

*Some links create a financial benefit.

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Carl Burling & Jack Revill / Break Into Commercial: Investors Playbook, Ep 468

Mon, 05 May 2025 01:00:00 +1200

Decades of punchdrunk capital gains now yield to occasional night terrors of leaky taps and flooded basements. Sure, it’s most likely the cyclical blues preceding a full scale recovery in the residential space, but part of this is vibe shift. So if commercial property 'just makes more sense', what's the playbook?

Joining me to discuss is Jack Revill and Carl Burling from Provincia, an unlisted property fund for wholesale investors.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Sign up to the fortnightly newsletter!

Brought to you in partnership with Icehouse Ventures, Provincia, UGRO Wealth, and Gorilla Technology.

Affiliate Links*!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Sharesies: For local, and international markets.

Easy Crypto: To buy and sell digital assets.

Sharesight: For tracking and reporting on your portfolio

Exodus: Get rewards on your first $2,500 of swaps

Revolut: For a new type of banking.

*Some links create a financial benefit.

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Andy Schectman / Gold SCREAMING Currency Reset, Ep 467

Mon, 28 Apr 2025 01:00:00 +1200

The price per ounce of gold hit $3,500 recently – up over 30% now this year alone. Why is gold pumping so hard? Read more. Andy Schectman is the CEO and co-founder of Miles Franklin (Gold dealers).

Mortgage Master Strategy 2025: Fix, Float, or Flex?

Bring your questions and get the straight facts on how long to fix your mortgage in a year shaped by Trump’s tariffs and global uncertainty. Now’s the time to get clarity on the smartest moves for your home loan-before the market makes the decision for you - keen to attend? Sign up to the fortnightly newsletter!

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Brought to you in partnership with: Icehouse Ventures is a Kiwi Venture Capital firm investing in Kiwi startups since 2001.

Affiliate Links*!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Sharesies: For local, and international markets.

Easy Crypto: To buy and sell digital assets.

Sharesight: For tracking and reporting on your portfolio

Exodus: Get rewards on your first $2,500 of swaps

Revolut: For a new type of banking.

*Some links create a financial benefit.

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Banks: Just a Cozy Oligopoly? Jeff Royle and David Hart, Ep 466

Tue, 22 Apr 2025 01:00:00 +1200

Show me where in the wallet the salesman touched you.

These three groups have the ability to influence your wealth significantly, but they all hold secrets: Financial advisers, product manufacturers, and regulators.

At an organisational, and individual level, incentives abound in each of these three groups. Incentives which may or may not be aligned with yours.

Special thanks to Jeff Royle and David Hart for having this conversation with me.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Brought to you in partnership with: Icehouse Ventures is a Kiwi Venture Capital firm investing in Kiwi startups since 2001.

Affiliate Links*!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Sharesies: For local, and international markets.

Easy Crypto: To buy and sell digital assets.

Sharesight: For tracking and reporting on your portfolio

Exodus: Get rewards on your first $2,500 of swaps

Revolut: For a new type of banking.

*Some links create a financial benefit.

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Rupert Carlyon / Will Wall Street Crash Main Street? Ep 465

Mon, 14 Apr 2025 03:00:00 +1200

Trump tariffs are not the only thing going on in the world right now, and the fact that it’s occupying the imagination of a lot of people globally right now, is a reason pay attention. I think we have to make all decision carefully right now – around changing, or staying the course, especially. Read more

Rupert Carlyon is the MD of koura KiwiSaver.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Brought to you in partnership with: Icehouse Ventures is a Kiwi Venture Capital firm investing in Kiwi startups since 2001.

Affiliate Links*!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Sharesies: For local, and international markets.

Easy Crypto: To buy and sell digital assets.

Sharesight: For tracking and reporting on your portfolio

Exodus: Get rewards on your first $2,500 of swaps

Revolut: For a new type of banking.

*Some links create a financial benefit.

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Gary Savage / Can Gold Save Us From This? Ep 464

Mon, 07 Apr 2025 01:00:00 +1200

Sounds a bit woo-woo saying it, but this is my strategy. It’s why I doubled down on leveraged residential property in 2015, Bitcoin in 2017, and gold in 2019. I’ve mostly always ignored the price during these times and exclusively focused on the macro-narratives. Read more.

YouTube version for charts.

Gary Savage is an expert gold analyst and author of the Smart Money Tracker newsletter: https://www.smartmoneytrackerpremium.com

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Brought to you in partnership with: Icehouse Ventures is a Kiwi Venture Capital firm investing in Kiwi startups since 2001.

Affiliate Links*!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Sharesies: For local, and international markets.

Easy Crypto: To buy and sell digital assets.

Sharesight: For tracking and reporting on your portfolio

Exodus: Get rewards on your first $2,500 of swaps

Revolut: For a new type of banking.

*Some links create a financial benefit.

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Lawrence Lepard / The Big Print: It's NOT Transitory, Ep 463

Mon, 31 Mar 2025 01:00:00 +1200

Fees, taxes, and inflation—nothing robs your investment account more than this evil threesome. With fees, if you’re not getting value, you can move your money wherever you like, but there’s diminishing returns the further you go. With taxes, there are ways to legally reduce this obligation...Read more.

Thank you very much to Lawrence Lepard - check out his book 'The Big Print.'

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Brought to you in partnership with: Icehouse Ventures is a Kiwi Venture Capital firm investing in Kiwi startups since 2001.

Affiliate Links*!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Sharesies: For local, and international markets.

Easy Crypto: To buy and sell digital assets.

Sharesight: For tracking and reporting on your portfolio

Exodus: Get rewards on your first $2,500 of swaps

Revolut: For a new type of banking.

*Some links create a financial benefit.

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Robbie Paul / Recession-Proof Investment Strategy? Ep 462

Mon, 24 Mar 2025 01:00:00 +1200

Early-stage investing is putting money into new companies with big ideas but not a lot of history. If they make it, even a small investment can yield significant returns. The best part of these returns, however, is that it has nothing to do with global trends but the company’s ability to solve a problem and generate revenue. Read more

Robbie Paul is the CEO of Icehouse Ventures.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Brought to you in partnership with: Icehouse Ventures is a Kiwi Venture Capital firm investing in Kiwi startups since 2001.

Affiliate Links*!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Sharesies: For local, and international markets.

Easy Crypto: To buy and sell digital assets.

Sharesight: For tracking and reporting on your portfolio

Exodus: Get rewards on your first $2,500 of swaps

Revolut: For a new type of banking.

*Some links create a financial benefit.

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Tom Deacon / Will Trump's Tariffs Kill The Markets? Ep 461

Mon, 17 Mar 2025 01:00:00 +1200

Tom Deacon is a senior investment analyst at Mint Asset Management, who focuses on stock research for New Zealand and Australian-listed companies in the healthcare and technology sectors. Read more

YouTube Version

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Brought to you in partnership with: Icehouse Ventures is a Kiwi Venture Capital firm investing in Kiwi startups since 2001.

Affiliate Links*!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Sharesies: For local, and international markets.

Easy Crypto: To buy and sell digital assets.

Sharesight: For tracking and reporting on your portfolio

Exodus: Get rewards on your first $2,500 of swaps

Revolut: For a new type of banking.

*Some links create a financial benefit.

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Michael Reddell / Why Did Orr Resign? Ep 460

Mon, 10 Mar 2025 01:00:00 +1200

Check out YouTube version here, or read an article about this chat here.

Michael Reddell is a former senior official at the Reserve Bank of New Zealand (RBNZ). He was Head of Financial Markets from 2000 to 2003 – he was an economic adviser to the central banks of Papua New Guinea and Zambia and served on the Board of the International Monetary Fund – although being semi-retired he writes regularly on central bank issues and New Zealand's economic performance.

Check out the blog of Michael Reddell here.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Sign up to the fortnightly newsletter!

Brought to you in partnership with: Icehouse Ventures is a Kiwi Venture Capital firm investing in Kiwi startups since 2001.

Affiliate Links*!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Sharesies: For local, and international markets.

Easy Crypto: To buy and sell digital assets.

Sharesight: For tracking and reporting on your portfolio

Exodus: Get rewards on your first $2,500 of swaps

Revolut: For a new type of banking.

*Some links create a financial benefit.

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Ben Brinkerhoff / The 7-Question Retirement Strategy, Ep 459

Mon, 03 Mar 2025 01:00:00 +1200

Recent research shows the average New Zealander spends about $3k per month in retirement, on top of government superannuation.

The question we should consider here, is, where is it going to come from?

From a house sale? From investment returns? Inheritance?

What about, from your investment strategy.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Brought to you in partnership with: Icehouse Ventures is a Kiwi Venture Capital firm investing in Kiwi startups since 2001.

Affiliate Links*!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Sharesies: For local, and international markets.

Easy Crypto: To buy and sell digital assets.

Sharesight: For tracking and reporting on your portfolio

Exodus: Get rewards on your first $2,500 of swaps

Revolut: For a new type of banking.

*Some links create a financial benefit.

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Darcy Ungaro / Volatility Is NOT Risk, Ep 458

Mon, 24 Feb 2025 01:00:00 +1200

No one wants to be blamed if you lose money. The backside-covering of risk ‘disclosures’ shifts the focus to side effects rather than the cure, ironically nudging some investors to treat investing like a game of chance instead of a disciplined, long-term pursuit. Read more.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Brought to you in partnership with: Icehouse Ventures is a Kiwi Venture Capital firm investing in Kiwi startups since 2001.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Affiliate Links*!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Sharesies: For local, and international markets.

Easy Crypto: To buy and sell digital assets.

Sharesight: For tracking and reporting on your portfolio

Exodus: Get rewards on your first $2,500 of swaps

Revolut: For a new type of banking.

*Some links create a financial benefit.

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Rowan Simpson / From Wrong, To Rich. Ep 457

Mon, 17 Feb 2025 01:00:00 +1200

Rowan Simpson has been, and continues to be instrumental in the success of several high-growth technology businesses in NZ, including Trade Me, Xero, and Vend.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Brought to you in partnership with: Icehouse Ventures is a Kiwi Venture Capital firm investing in Kiwi startups since 2001.

Affiliate Links*!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Sharesies: For local, and international markets.

Easy Crypto: To buy and sell digital assets.

Sharesight: For tracking and reporting on your portfolio

Exodus: Get rewards on your first $2,500 of swaps

Revolut: For a new type of banking.

*Some links create a financial benefit.

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Lightning Pay NZ / How WE Become The Bank, Ep 456

Mon, 10 Feb 2025 01:00:00 +1200

Special thanks to Dr. Simon Collins, Brandon Bucher, and Rob Clarkson. They are all co-founders of Web3NZ's 2024 Startup of the Year Lightning Pay NZ. They're working to disrupt, or even destroy, traditional payments, and I'm curious as to how that's going to work. Read more.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Brought to you in partnership with: Icehouse Ventures is a Kiwi Venture Capital firm investing in Kiwi startups since 2001.

Affiliate Links*!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Sharesies: For local, and international markets.

Easy Crypto: To buy and sell digital assets.

Sharesight: For tracking and reporting on your portfolio

Exodus: Get rewards on your first $2,500 of swaps

Revolut: For a new type of banking.

*Some links create a financial benefit.

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Alasdair Macleod / Credit Crisis in 2025, Ep 455

Mon, 03 Feb 2025 01:00:00 +1200

In WW2 we discovered if you control the world, you get to control the money. In 1971 we learnt that that as long as the majority had a fear of violence, that was a good enough anchor for money, and gold wasn’t required. In 2008 we discovered the kind of bubbles fiat thinking like that could create – but we kept going. In 2020, a critical majority spotted the pattern – the cheaper the money gets, the more our investments rise. More people than ever are started to notice how What happens in the world, happens with our money. Read more

I haven’t heard many people tie a bow in a range of topics from the history of money to central banking to geo-politics like today’s guest, Alasdair Macleod.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Sign up to the fortnightly newsletter!

Brought to you in partnership with: Icehouse Ventures is a Kiwi Venture Capital firm investing in Kiwi startups since 2001.

Affiliate Links*!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Sharesies: For local, and international markets.

Easy Crypto: To buy and sell digital assets.

Sharesight: For tracking and reporting on your portfolio

Exodus: Get rewards on your first $2,500 of swaps

Revolut: For a new type of banking.

*Some links create a financial benefit.

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Sarah Wood / NZ Property: Is 2025 The Year of The Rebound? Ep 454

Tue, 28 Jan 2025 01:00:00 +1200

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Brought to you in partnership with: Icehouse Ventures is a Kiwi Venture Capital firm investing in Kiwi startups since 2001.

Affiliate Links*!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Sharesies: For local, and international markets.

Easy Crypto: To buy and sell digital assets.

Sharesight: For tracking and reporting on your portfolio

Exodus: Get rewards on your first $2,500 of swaps

Revolut: For a new type of banking.

*Some links create a financial benefit.

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Darcy Ungaro / Generational Wealth: Where To Start, Ep 453

Mon, 20 Jan 2025 01:00:00 +1200

According to some research known as the Williams Group Study, 3,250 families were observed over 25 years: 70% of family wealth was lost by the second generation and 90% by the third generation. Read more

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

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New Wealth Foundations: Personal finance from a wealth-builder's perspective.

___

Brought to you in partnership with: Icehouse Ventures is a Kiwi Venture Capital firm investing in Kiwi startups since 2001.

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The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Sharesies: For local, and international markets.

Easy Crypto: To buy and sell digital assets.

Sharesight: For tracking and reporting on your portfolio

Exodus: Get rewards on your first $2,500 of swaps

Revolut: For a new type of banking.

*Some links create a financial benefit.

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!

Take the free, 5-part online course Crypto 101: Crypto with Confidence

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Darcy Ungaro / Mindset: When Money Becomes Master, Ep 452

Mon, 13 Jan 2025 01:00:00 +1200

Maintaining a healthy relationship with money requires ongoing self-reflection and 'adjustment'. Put another way, wealth isn't found in the accumulation of money, it's found in our growing influence. Money puts action into our intentions.

Read more

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Brought to you in partnership with: Icehouse Ventures is a Kiwi Venture Capital firm investing in Kiwi startups since 2001.

Affiliate Links*!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Sharesies: For local, and international markets.

Easy Crypto: To buy and sell digital assets.

Sharesight: For tracking and reporting on your portfolio

Exodus: Get rewards on your first $2,500 of swaps

Revolut: For a new type of banking.

*Some links create a financial benefit.

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Darcy Ungaro / Is Balance Better Than Diversification? Ep 451

Tue, 07 Jan 2025 01:00:00 +1200

When you're trading your time for money, concentrating your investments can make sense. But come retirement, diversification helps manage the risk of losing what you've already built.

Concentration can lead to big wins or big losses - but sometimes, it's more luck than skill at play. Read more.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Brought to you in partnership with: Icehouse Ventures is a Kiwi Venture Capital firm investing in Kiwi startups since 2001.

Affiliate Links*!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Sharesies: For local, and international markets.

Easy Crypto: To buy and sell digital assets.

Sharesight: For tracking and reporting on your portfolio

Exodus: Get rewards on your first $2,500 of swaps

Revolut: For a new type of banking.

*Some links create a financial benefit.

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Rajat Soni / How To Beat Currency Debasement, Ep 450

Mon, 30 Dec 2024 01:00:00 +1200

Special thank you to Rajat Soni - if you like his style, be sure to check out @rajatsonifinance on YouTube.

Having an allocation to Bitcoin, or at least gold is really important. This isn’t about picking the next big thing, it’s about accumulating wealth outside of a system which is programmatically in decline.

So, this all brings me to today’s guest. Rajat Soni. Rajat is a CFA Charterholder who posts regularly about Bitcoin on X – so much so in fact, he recently got in trouble with the CFA institute. This is when he hit my radar, and when I decided to get him on the podcast.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Brought to you in partnership with: Icehouse Ventures is a Kiwi Venture Capital firm investing in Kiwi startups since 2001.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Affiliate Links*!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Sharesies: For local, and international markets.

Easy Crypto: To buy and sell digital assets.

Sharesight: For tracking and reporting on your portfolio

Exodus: Get rewards on your first $2,500 of swaps

Revolut: For a new type of banking.

*Some links create a financial benefit.

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Daniel Batten / Bitcoin: It's Time For The Truth, Ep 449

Mon, 23 Dec 2024 01:00:00 +1200

I prefer Colonel Mustard, in the Conservatory, with the Candlestick. over the most obvious shadowy superpowers of centralised authority most likely to blame, but….

Evidence is now abundantly clear that Bitcoin is more helpful for the environment than harmful, it’s not in fact used by criminals [more than ‘regular money’], and is in fact valuable (does $100k prove this yet?). Still, persistent narratives continue to paint it as detrimental. Read more

Easy Crypto: To buy and sell digital assets.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Sign up to the fortnightly newsletter!

Brought to you in partnership with: Icehouse Ventures is a Kiwi Venture Capital firm investing in Kiwi startups since 2001.

Affiliate Links*!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Sharesies: For local, and international markets.

Sharesight: For tracking and reporting on your portfolio

Exodus: Get rewards on your first $2,500 of swaps

Revolut: For a new type of banking.

*Some links create a financial benefit.

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Mike Taylor / Where to Invest in '25, Ep 448

Mon, 16 Dec 2024 01:00:00 +1200

Today's guest is Mike Taylor, CIO and founder of PIE Funds.

No one can guarantee an investment return because no one controls the market. You can show up prepared though, and with a strategy you stick to, you just might get lucky. Part of preparation involves knowing which market to fish in, and in what season. Read more.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Brought to you in partnership with: Icehouse Ventures is a Kiwi Venture Capital firm investing in Kiwi startups since 2001.

Affiliate Links*!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Sharesies: For local, and international markets.

Easy Crypto: To buy and sell digital assets.

Sharesight: For tracking and reporting on your portfolio

Exodus: Get rewards on your first $2,500 of swaps

Revolut: For a new type of banking.

*Some links create a financial benefit.

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Peter Dunworth / Bitcoin: This Goes Much, MUCH Higher, Ep 447

Mon, 09 Dec 2024 01:00:00 +1200

In the sacrosanct communion of frugality and dollar cost averaging, low-cost index funds are transubstantiated into the omnipotent force of compounding returns. For the rest, there's Bitcoin... Read more

Thank you to special guest Peter Dunworth, found of The Bitcoin Adviser.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Sign up to the fortnightly newsletter!

Brought to you in partnership with: Icehouse Ventures is a Kiwi Venture Capital firm investing in Kiwi startups since 2001.

Affiliate Links*!

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Sharesies: For local, and international markets.

Easy Crypto: To buy and sell digital assets.

Sharesight: For tracking and reporting on your portfolio

Exodus: Get rewards on your first $2,500 of swaps

Revolut: For a new type of banking.

*Some links create a financial benefit.

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Mike Jones / Soft Landing for Christmas?! Ep 446

Mon, 02 Dec 2024 01:00:00 +1200

Thou Shalt Not Sweat the Technique, Nor Disregard Nuance

The property market is a bit of a complex beast, but interest rates are [arguably] the primary driver. Prices will always follow interest rates. So, figure out what moves interest rates, and you can predict prices.

Mike Jones is the Chief Economist at BNZ Bank

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Sign up to the fortnightly newsletter!

______________________

Affiliate Links!

I may receive a financial benefit if you click on these links.

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Sharesies: For local, and international markets.

Easy Crypto: To buy and sell digital assets.

Sharesight: For tracking and reporting on your portfolio

Exodus: Get rewards on your first $2,500 of swaps

Revolut: For a new type of banking.

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Bevan Graham / But Will They KEEP Dropping? Ep 445

Mon, 25 Nov 2024 01:00:00 +1200

It’s not easy to understand all the views, but macro economics, geopolitical issues, cyclical and secular trends are the items we can’t control, but can find positions in.

One of the big concerns I would have right now around interest rates, is short termism, or myopia...[read more]

My special guest is Salt Funds Chief Economist, Bevan Graham.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Sign up to the fortnightly newsletter!

______________________

Affiliate Links!

I may receive a financial benefit if you click on these links.

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Sharesies: For local, and international markets.

Easy Crypto: To buy and sell digital assets.

Sharesight: For tracking and reporting on your portfolio

Exodus: Get rewards on your first $2,500 of swaps

Revolut: For a new type of banking.

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Sarn Elliot / Bitcoin: Are You Ready For This? Ep 444

Mon, 18 Nov 2024 01:30:00 +1200

Sarn Elliot, crypto consultant, is my special guest today and we're talking about how to 'be your own bank'.

If you’re not yet into Bitcoin and you’re aware the price is now at all time highs, don’t panic – you’re still very early. Education is so important around the basics of setting up your wallet, watching out for scams, and making sure you have some sort of game plan.

Better yet, take the free, 5-part online course Crypto 101: Crypto with Confidence, then sign up here to Easy Crypto, and download the Exodus Wallet to get started.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Sign up to the fortnightly newsletter!

______________________

Affiliate Links!

I may receive a financial benefit if you click on these links.

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Sharesies: For local, and international markets.

Sharesight: For tracking and reporting on your portfolio

Revolut: For a new type of banking.

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Upgrading Homes In A Down Market, Ep 443 Matt Schticks

Mon, 11 Nov 2024 01:00:00 +1200

Today it’s about buying your first home, and your next home– my guest today followed, or is following, a really simple strategy: When it's down, it’s time to step it up.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Sign up to the fortnightly newsletter!

______________________

Affiliate Links!

I may receive a financial benefit if you click on these links.

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Sharesies: For local, and international markets.

Easy Crypto: To buy and sell digital assets.

Sharesight: For tracking and reporting on your portfolio

Exodus: Get rewards on your first $2,500 of swaps

Revolut: For a new type of banking.

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

Big Tech, Big Government, & Big Central Banks, Ep 442 Ananish Chaudhuri

Mon, 04 Nov 2024 01:00:00 +1200

If you've reached the midpoint of your investment journey , or thereabouts, you know – it’s about risk management more than just number go up. Read more.

A special thank you to my guest, Professor Anananish Chadhuri – Lecturer in experimental and behavioural economics at the University of Auckland.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser).

Sign up to the fortnightly newsletter!

______________________

Affiliate Links!

I may receive a financial benefit if you click on these links.

The Bitcoin Adviser: Plan for intergenerational digital wealth.

Hatch: For US markets.

Sharesies: For local, and international markets.

Easy Crypto: To buy and sell digital assets.

Sharesight: For tracking and reporting on your portfolio

Exodus: Get rewards on your first $2,500 of swaps

Revolut: For a new type of banking.

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

www.ungaro.co.nz

________________________

US Election: Should You Sell Up? Ep 441 Darcy Ungaro

Tue, 29 Oct 2024 01:00:00 +1200

When you come from nothing, the only sure-fire way to catch up to where you need to be, is to work harder than everyone else, and use leverage. If you can use other people’s money, with permission of course, and you make some correct assumptions about the future, you might be able build more, with less. Whatever the outcome, it’s more with leverage. Read more.

Watch YouTube Version.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser)- click on this link.

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______________________

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I may receive a financial benefit if you click on these links.

The Bitcoin Adviser: Talk to me about using Bitcoin as an intergenerational wealth transfer vehicle.

Hatch: For US markets.

Sharesies: For local, and international markets.

Easy Crypto: To buy and sell digital assets.

Sharesight: For tracking and reporting on your portfolio

Revolut: For a new type of banking.

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence

Get Social:

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

Learn more about Ungaro & Co Financial Advice: www.ungaro.co.nz

________________________

RBNZ: The Power To Change Our Money, Ep 440 Ian Woolford

Mon, 21 Oct 2024 01:00:00 +1200

Today, I’m grateful to be speaking with Ian Woolford, the head of money and cash at the Reserve Bank of NZ.

Central Bank Digital Currency, branded as 'digital cash' by the RBNZ, has the potential to give the banking scene the boot up the backside we desperately need. One step further, trillions of dollars of assets migrating into the digital ecosystem (which is what CBDC's help facilitate) will usher in the most significant changes to wealth we've EVER seen.

Concerns exist, absolutely, especially over the long term.

A responsible and trustworthy RBNZ is the at the base-layer of our financial system. CBDC's have the potential to dramatically increase the power they hold. Our trust in them must therefore increase over time.

Read more

______________________

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: From 6 figures to 7; Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence (In partnership with Easy Crypto)

Book in a free 15-min phone call with Darcy Ungaro (financial adviser)- click on this link.

Get Social

Sign up to the newsletter!

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________________________

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Hatch

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Consultants, Central Banks, & Money, Ep 439 / Jodie Bruning

Mon, 14 Oct 2024 01:00:00 +1200

We’re so optimised for facts, that we’ve forgotten about meaning. The inability to hold a contrarian view may blindness, or extremist views like believing in a flat earth, or that you can trust the government!

Anyway, will central bank digital currencies destroy your retirement plan? The answers not 'no'...

Read more.

Check out research paper here.

______________________

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: From 6 figures to 7; Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence (In partnership with Easy Crypto)

Book in a free 15-min phone call with Darcy Ungaro (financial adviser)- click on this link.

Get Social

Sign up to the newsletter!

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

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________________________

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I may receive a financial benefit if you click on these links.

Hatch

Sharesies

Easy Crypto

Sharesight: (Get 5 months free)

Revolut: Sign up, and get a $15 credit.

It's About "The Money" Ep 438 / Mikey Smith

Mon, 07 Oct 2024 01:00:00 +1200

Today, I’m talking with fellow financial adviser and CEO of Guardian Smith Mortgages, and co-host of the Keep The Change podcast - Mikey Smith. We’re talking about money, how property wealth is actually created, and how central banks of the world are on a mission further digitise the money we use. Read more

______________________

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: From 6 figures to 7; Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence (In partnership with Easy Crypto)

Book in a free 15-min phone call with Darcy Ungaro (financial adviser)- click on this link.

Get Social

Sign up to the newsletter!

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

Learn more about Ungaro & Co Financial Advice: www.ungaro.co.nz

________________________

Affiliate Links!

I may receive a financial benefit if you click on these links.

Hatch

Sharesies

Easy Crypto

Sharesight: (Get 5 months free)

Revolut: Sign up, and get a $15 credit.

A Property Boom, Interrupted? Ep 437 / Kieran Trass

Mon, 30 Sep 2024 01:00:00 +1200

Lettuce hands need not apply. There's no need to quibble about the exact length of a property cycle. What's relevant, is that the property cycle is slower than other asset classes. This affords the everyday investor an opportunity to jump on board at more optimal times than others. Should you factor this into your decisions when buying or selling property?

Today I’m talking with Kieran Trass who is the author, and perfecter, of what could arguably be called the property owners bible.

His book, 'Grow Richer with the Property Cycle,' concentrates his expertise into a guide that every first home buyer, investor, or upgrader should reference regularly.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser)- click on this link.

______________________

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: From 6 figures to 7; Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence (In partnership with Easy Crypto)

Get Social

Sign up to the newsletter!

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

Learn more about Ungaro & Co Financial Advice: www.ungaro.co.nz

________________________

Affiliate Links!

I may receive a financial benefit if you click on these links.

Hatch

Sharesies

Easy Crypto

Sharesight: (Get 5 months free)

Revolut: Sign up, and get a $15 credit.

Property Development: The More Active Approach, Ep 436 / John Kenel

Mon, 23 Sep 2024 01:00:00 +1200

Property development can take many forms, such as subdivisions, renovations, and speculative building. While I have much to learn in this space, I invite you to join me on this journey and starting by checking out this conversation John Kenel. Read more.

______________________

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: From 6 figures to 7; Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence (In partnership with Easy Crypto)

Book in a free 15-min phone call with Darcy Ungaro (financial adviser)- click on this link.

Get Social

Sign up to the newsletter!

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

Learn more about Ungaro & Co Financial Advice: www.ungaro.co.nz

________________________

Affiliate Links!

I may receive a financial benefit if you click on these links.

Hatch

Sharesies

Easy Crypto

Sharesight: (Get 5 months free)

Revolut: Sign up, and get a $15 credit.

Financial Adviser: The Inside Story, Ep 435 / Tony Walker

Mon, 16 Sep 2024 01:00:00 +1200

A cynical take on the financial services industry is understandable. There's nothing like an obvious financial benefit in the form of a commission or fee based on volume to put into question their motivation. Read more

Book in a free 15-min phone call with Darcy Ungaro (financial adviser)- click on this link.

______________________

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: From 6 figures to 7; Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence (In partnership with Easy Crypto)

Get Social

Sign up to the newsletter!

Check out the most watched/downloaded episodes here

Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.

Learn more about Ungaro & Co Financial Advice: www.ungaro.co.nz

________________________

Affiliate Links!

I may receive a financial benefit if you click on these links.

Hatch

Sharesies

Easy Crypto

Sharesight: (Get 5 months free)

Revolut: Sign up, and get a $15 credit.

Don't Invest 'Just Because', Ep 434 / Royden Shotter

Mon, 09 Sep 2024 01:00:00 +1200

Paradoxically, the pursuit of pleasure or chasing comfort can itself can provide a type of meaning, though deep down, we know we're not meant for perpetual ease. Investing, even when not strictly necessary, can be about creating a meaningful struggle, and finding purpose by placing your resource at risk. On the other hand, too much action without a chance of ever ‘arriving’ is equally dangerous.

______________________

Online courses:

The Home Buyers Blueprint: Get a better home; Get a better mortgage.

The KiwiSaver Millionaire Roadmap: From 6 figures to 7; Get a Rockstar Retirement!

New Wealth Foundations: Personal finance from a wealth-builder's perspective.

Take the free, 5-part online course Crypto 101: Crypto with Confidence (In partnership with Easy Crypto)

Book in a free 15-min phone call with Darcy Ungaro (financial adviser)- click on this link.

Get Social

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Home Equity Retirement, Ep 433 / Ralph Stewart

Mon, 02 Sep 2024 01:00:00 +1200

Today I’m speaking with the one and only Ralph Stewart. Ralph is the Founder and Managing Director of Lifetime Retirement Income, a business with over $1b in funds under management. He’s a former CEO of AXA Insurance and the Accident Compensation Corporation (ACC). Ralph’s a smart cookie, and he’s on a mission trying to free the equity-rich cash poor prisoners out there.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser)- click on this link.

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Self-Paying Mortgages & Engineered Money, Ep 432 / CJ Konstantinos

Mon, 26 Aug 2024 01:00:00 +1200

I know that I can’t predict the future, but I can see something coming to how our money works. A lot of people can. The signs are getting pretty obvious - there are significant changes afoot which may affect how, and if, you can access the future wealth you're building up today

This idea may be confronting, but at some stage, a financial authority may want more of a say in how you spend your money. If that idea bothers you, then I’d invite you to pay attention to today’s episode. Read more

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Property: Is The Fuse Now Lit? Ep 431 / Nolan Matthias

Mon, 19 Aug 2024 01:00:00 +1200

The recent drop in the official cash rate (OCR) by 0.25% has sparked a flurry of speculation about the future of the property market. Those hanging on for dear life are desperate for good news and recency bias is at work here - many believe lower interest rates signal a return to the boom times. However high on hopium property hodlers are, reality is a bit more nuanced. Read more

Check out the Nolan Matthias YouTube channel

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The REAL Values-Based Investment Strategy, Ep 430 / Hayden Brown

Mon, 12 Aug 2024 01:00:00 +1200

It’s not about the tools; it’s about the person using them. You’re the tool. What’s the point of obsessing over the best investments if you can’t handle it when things go wrong? Read more.

Reach out to Hayden Brown.

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The Power Of People's Money, Ep 429 / Louise Macfarlane

Mon, 05 Aug 2024 01:00:00 +1200

As usual, there are only two types of people in the world.

1 – Those who blindly trust governments and most centralised systems: They find it easy to overlook the flaws in currency manipulated by interest rates and new supply injections from a centralised authorities, like government and central banks.

2 – The ‘weirdos’ who ‘think differently’: They understand the importance of money created by the people, for the people. Read more.

SIGN UP TO THE BRAND NEW, FREE ONLINE COURSE / Crypto 101: Crypto With Confidence

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Thinking Your Way To Riches, Ep 428 / Hayden Brown

Mon, 29 Jul 2024 01:00:00 +1200

I've observed many different drivers for wealth: some are running from poverty, others are driven by greed, seeking comfort, or fulfilling a purpose. "Some dance to remember, some dance to forget."

The reasons we think the way we do, and the lives we end up living, can be a bit of a mystery. But the reality that our headspace affects our world isn't anything new.

Check out Hayden Brown here.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser)- click on this link.

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NZ Super Fund: Performance, Strategy, and Bitcoin? Ep 427 / Rishab Sethi

Mon, 22 Jul 2024 01:00:00 +1200

The New Zealand government invests through the NZ Super Fund to ensure it can maintain Superannuation payments over the long term. By using a growth style fund consisting of 80% growth assets, and 20% income assets, they aim to grow a pot of money as large as they can to assist with the governments future obligations. Despite debates about eligibility age of government super, income-testing, contribution pauses, and investment strategies, the NZ Super Fund has been performing well since inception, and so I wanted to learn more. I also wanted to know if they would be the first sovereign wealth fund to acquire Bitcoin. Read more

Learn more about the NZ Super Fund

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The Best Time For Commercial Property? Ep 426 / Scott O'Neill and Dylan Menzies

Mon, 15 Jul 2024 01:00:00 +1200

Today I’m talking with Scott O’Neill and Dylan Menzies from Rethink Investing. Direct commercial property isn’t a common asset type in many everyday investors portfolio, but for a few reasons as we covered today, I think perhaps it will be in the future. Learn more

Book in a free 15-min phone call with Darcy Ungaro (financial adviser)- click on this link.

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Foreign Exchange Risks 2024, Ep 425 / Roger Kerr

Mon, 08 Jul 2024 01:00:00 +1200

When you're trading money for investments, there are many factors that determine the level of resource you'll be able to draw out. The value of your currency right now, and later on, is one of the biggies. Today, I have Roger Kerr from Barrington Treasury with me to discuss some current events that provide a handy launchpad for deeper understanding.

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The Doing & Making Strategy, Ep 424 / Brian Henry

Mon, 01 Jul 2024 01:00:00 +1200

For some, consistent investing through a retirement fund or buying shares directly is easy. For many more, there's a bit of work involved in mustering up the motivation to start. As someone who hasn't likely taken a straight path there, I'm fairly confident that anyone can invest, and most investment tools will get the job done. What separates those who play with tools from those who actually build, is looking at the plans. It's the strategy that makes everyday investors succeed. Read more.

Special thanks to Brian Henry, from Always Ethical KiwiSaver

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Another ETF slipped past the goalie? Ep 423 / Paul Quickenden

Mon, 24 Jun 2024 01:00:00 +1200

YouTube version: https://youtu.be/Od8a-7dgat4

Do your own research, but if you're ready to go with crypto, help support the podcast by using the following affiliate link to sign up with Easy Crypto

Bitcoin, often seen as digital gold, is primarily meant for holding and storing digital value. The Bitcoin ETF’s success stems from this principle, making it easier for traditional investors to access and hold Bitcoin through a familiar financial product. Ethereum, on the other hand, is more than just a digital asset; it’s a technology platform that supports various applications, including smart contracts and decentralized finance (DeFi). I think this is an important distinction when considering the potential success of the Ethereum ETF. Read more.

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The Purpose-Driven, Everyday Investor, Ep 422 / Darcy Ungaro

Mon, 17 Jun 2024 01:00:00 +1200

Check out the article referred to in this episode.

In this short one I want to talk about why you should consider a purpose-based investment strategy right now, rather than just a goal-based investment strategy. My strong, and growing belief, is that the type of change we’re seeing in the world right now, presents an equal opportunity for loss, and gain. How to get on the right side of what’s coming, and in fact is already here, is determined by what kind of approach we take – a goals-based, or purpose based approach. Read more and check out the article here.

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How to Start A Bank / Shane Marsh Ep 421

Mon, 10 Jun 2024 01:00:00 +1200

There comes a time in our lives where we decide that it's 'now or never'. If we're going to ensure we have ourselves set up well for the future, it's time to make a bold, and unconventional move...

Like starting a bank in New Zealand, where the barriers to entry are exceedingly high [and for what reason?]

Shane Marsh is my guest today, and he's the co-founder of digital bank, Dosh.

Check out YouTube version

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3 Inconvenient KiwiSaver Truths Ep 420 / Ben Brinkerhoff

Mon, 03 Jun 2024 01:00:00 +1200

When it comes to retirement, or 'transitionment' if you prefer, KiwiSaver can be a core ingredient, but many of us treat it as a bit on the side. It's important to consider the most common pitfalls that can undermine your efforts and leave you short at your retirement . In a new world now more expensive than what you originally though, you need to get this one right. Read More

Book in a free, 45 minute KiwiSaver chat with me today.

Ben Brinkerhoff is the head of advice with Consilium*.

*The information contained in this recording is intended to be of a general nature. It does not take into account the objectives, financial situation or needs of any particular person, and does not constitute financial advice. Consilium NZ Limited is the issuer of the KiwiWRAP KiwiSaver Scheme. For more information on KiwiWRAP KiwiSaver Scheme including a copy of the Product Disclosure Statement,visit us at www.kiwiwrap.co.nz.

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Computational Infrastructure Investment Ep 419 / Sam Kivi

Mon, 27 May 2024 01:00:00 +1200

Grid Share's unique approach helps balance the power grid by allowing their data centers to switch on and off quickly, thus supporting the stability and efficiency of renewable energy sources like wind and solar. https://www.gridshare.co/

Thanks to Easy Crypto, New Zealand's most trusted crypto brand and what Darcy Ungaro uses.

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The Evolution Of [Broken] Money / John Alcock Ep 418

Mon, 20 May 2024 01:00:00 +1200

John Alcock has a Masters of Science specializing in evolutionary biology, and he's a staunch libertarian with politics and law in his background. Today he's bringing a perspective much needed by the everyday investor. Read more here

Watch YouTube version here

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Financial Plumbing: What Lies Beneath, Ep 417 / David Callanan

Mon, 13 May 2024 01:00:00 +1200

Today it’s about the pipes of the current financial system. In the future, various forms of value will stream at the speed of light. Today though, our investments move more like fluids, through valves and holding tanks – checks and balances and policies and procedures keep us safe, with the help of supervisors, regulators, custodians and trustees.

Can you trust the system not to lose your money when you invest? Can the government or a dodgy KiwiSaver provider steel your money? Read more

David Callanan is my guest today and he’s the General Manager of Corporate Trustee Services at Public Trust.

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Investing in New Rails / Ryan Johnson-Hunt Ep 416

Mon, 06 May 2024 01:00:00 +1200

A mere half-century ago, a commute that now takes minutes could consume an entire day. Just as rails would have accelerated our pace of life relative to the horse-and-buggy, emerging digital infrastructure promises to get more of our dollars, working at a faster speed. You've heard this in relation to fees, but I feel the conversation needs to go deeper, and consider the legacy institutions that can now be made redundant. Read more.

Ryan Johnson-Hunt is the CEO and co-founder of DSG.

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Are There Too Many Banking Rules? John Bolton and David Cunningham Ep 415

Mon, 29 Apr 2024 01:00:00 +1200

Already, the central bank influences the interest rates we pay, the amount of deposit we need, and soon, through debt-to-income ratios (DTIs), the amount of income required to become eligible to borrow money. Read More

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The Truth About Commissions, Ep 414 Jeff Royle

Mon, 22 Apr 2024 01:00:00 +1200

One of the places Aussies and New Zealanders find support during tough times, is with financial advisers. It's critical that we continue to make accessible, affordable, and trustworthy financial advice available.

According to research in New Zealand and Australia, financial advice builds wealth, and improves mental health.

Check out full article here.

Check out Jeff Royle from iLender here.

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THIS Bitcoin Halving Is Different / Paul Quickenden Ep 413

Mon, 15 Apr 2024 01:00:00 +1200

If you’re prepping for, building up, coming in for a landing, or even already there, you’re welcome to eavesdrop on these conversations. Sometimes you'll dig it, and other times you won't. Take what you need and leave the rest behind - read more here.

Thanks to Easy Crypto, New Zealand's most trusted crypto brand and what Darcy Ungaro uses.

Paul Quickenden from Easy Crypto is my guest today to discuss the price action of Bitcoin following the halving cycle this year. How do the ETF's and current geo-political tensions make 'things different this time around'?

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Josh Comrie / How to Be: Wealthy Ep 412

Mon, 08 Apr 2024 01:00:00 +1200

While I’m hoping that a new type of money will fix the world, I still learn how to play the game by the current rules, because one thing keeps me up at night more than anything else: in the future, the ‘already haves’ get more, and what little those left behind currently have, get’s taken away. I want to be on the first team, and I want to make sure my kids get there too!

So, we study the machine we rage against. Read More

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Property, Bitcoin, & The Dollar / Luke Kemeys, Mikey Smith, & Darcy Ungaro

Wed, 03 Apr 2024 01:00:00 +1200

It's not so much the band getting back together, it's about money and business nerds nerding out on property, bitcoin, and the problem with the broken money.

Lukey Kemeys and Mikey Smith, the force behind The Keep The Change Podcast recently invited me along to have a chat.

Hey did you know I often write an article for each of these episodes? It's true - occasionally it's quite brilliant.

Thanks to Easy Crypto, New Zealand's most trusted crypto brand and what Darcy Ungaro uses.

______________________

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GOLD Cycles and Sentiment: Gary Savage Ep 410

Mon, 25 Mar 2024 01:00:00 +1200

YouTube Version

Check out Smart Money Tracker by Gary Savage.

The more I learn about how people actually build wealth, the more cautiously I prescribe diversification.

We’re sold index funds, but businesses and property are often what really move the needle.

______________________

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How to Get Rich: The Financial Strategy, Ep 409 Darcy Ungaro

Mon, 18 Mar 2024 01:00:00 +1200

Find out about our financial strategy sessions

I want you to imagine a black box – Imagine wrapping up some of your time, and some of your money and just chucking it in that box. We believe that by doing so, we’ll get out more than what we put in. Our labour and/or our capital, perhaps a bit of both. Das Kapital, or Wealth of Nations? Read more.

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Pt 6: The Active Mortgage Strategy Explained / CHA$ING THE JONE$E$

Thu, 14 Mar 2024 01:00:00 +1200

Would you like to learn more about how we can offer personal mortgage rate advice? Get in touch here: Book a free 15-min chat

Chasing the Joneses

In this series, I’m sharing views on wealth building that don’t come from books or social media – they come from real life. From first-time home buyers to retirees and everything in between, if you're balancing the life you have right now with your future life, get closer to the image of success you're chasing.

______________________________________

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Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

Clive Thompson Pt 2: CBDC's & Debt Jubilee Ep 407

Mon, 11 Mar 2024 01:00:00 +1200

In today's show, you'll learn how the future could be more than a little good. That's right, all that cray cray crazy in the world is actually a good sign.

Clive Thompson is a retired private banker and wealth manager of 47 years, based in Switzerland. None of this is financial advice, but I do hope it gets you thinking!

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Clive Thompson: How to Invest Through a Currency Reset, Ep 406

Mon, 04 Mar 2024 01:00:00 +1200

Check out YouTube Version Here.

Clive Thompson is a retired private banker and wealth manager, now living on the shores of Lake Geneva, Switzerland, after a career spanning 47 years.

Read more.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser)- click on this link.

______________________

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Bridgette Jackson: When it Ends in Divorce, Ep 405

Mon, 26 Feb 2024 01:00:00 +1200

When you borrow money, own a home, have kids, or even just enjoy the same group of friends, often your connection to it is via a partnership. You're jointly and severally entangled into all you know, love, and value.

If it all falls apart, wouldn't it be good to know the art in how you build back up again? Read More

Bridgette Jackson is a divorce coach and she heads up Equal Exes.

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Charlie Meaden: The Evolution of Online Investing Ep 404

Mon, 19 Feb 2024 01:00:00 +1200

Traditional Web2 finance will make progress, but eventually, Web3 will meet it in the middle.

Ready to build wealth for the future - keep an open mind.

Follow me Twitter: @UngaroDarcy

Follow Charlie Twitter: @CyborgCharlie

______________________

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Sign up to the KiwiSaver Millionaire Roadmap: From 6 figures to 7; Get a Rockstar Retirement!

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Part 5: Mortgage Strategy 2024 / CHA$ING THE JONE$E$

Fri, 16 Feb 2024 01:00:00 +1200

As we're being kept safe from 'deflation due to recession', we're also losing the benefit of deflationary abundance.

Check out the article mentioned here

Connect with me on LInkedIn

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Part 4: Mortgage Strategy 2024 / CHA$ING THE JONE$E$

Wed, 14 Feb 2024 01:00:00 +1200

Higher for Longer, or Lower and Sooner - in this one, we take a look at 'recency bias', and how a risk premium (due to geopolitics/war) may lead to higher rates for the foreseeable future.

Chasing the Joneses

______________________________________

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Take The Home Buyers Blueprint: Get a better home; Get a better mortgage.

Sign up to the KiwiSaver Millionaire Roadmap: From 6 figures to 7; Get a Rockstar Retirement!

Sign up to New Wealth Foundations here: Personal finance from a wealth-builder's perspective.

A very big thank you to our past, present, and future sponsors! Thanks especially to Easy Crypto, New Zealand's most trusted crypto brand and what Darcy Ungaro uses.

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Part 3: Mortgage Strategy 2024 / CHA$ING THE JONE$E$

Tue, 13 Feb 2024 01:00:00 +1200

The US Fed appears to be talking a tough game, and right when all the talk in NZ made it sound like a 'done deal', early signals are calling for another hike (or two) to our OCR. We are NOT out of the woods yet.

So is it 'lower and sooner', or higher for longer - today I'm talking about recessions and depressions.

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Bitcoin's Mainstream Adoption / Blockchain NZ Podcast

Mon, 12 Feb 2024 01:00:00 +1200

The bitcoin ETF, is the 60/40 portfolio dead, and is Darcy Ungaro a bitcoin maxi?

Special thank you to Jeff Nijsse, host of the Blockchain NZ Podcast. Check it out here

Thanks to Easy Crypto, New Zealand's most trusted crypto brand and what Darcy Ungaro uses.

Book in a free 15-min phone call with Darcy Ungaro (financial adviser)- click on this link.

______________________

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DTI's, CPI's, Mortgage Rates & Property / Kelly Eckhold

Mon, 05 Feb 2024 01:00:00 +1200

To choose the best time to lock in your mortgage rate, you need to get three things right:

How much will rates change?

Which direction will rates go,

and when will the rates change.

It may seem like a lot of work, but think of the potential reward - if you timed it right at the bottom of the interest rate cycle, you would still be paying less than 3% with almost two years to go. Read more here.

______________________

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Part 2: Mortgage Strategy 2024 / CHA$ING THE JONE$E$

Sun, 04 Feb 2024 01:00:00 +1200

Part 2: Mortgage Strategy 2024 / CHA$ING THE JONE$E$

Have time on your hands? You're more likely to engage in low-value activities. Net immigration is high? Expect higher rents and house prices later on. Too much new credit creation? Watch interest rates fall first (price of money falls with higher supply), then watch them rise? New money supply hits asset values first, then the things we need for living. Credit growth can't outpace the production of more 'stuff' (GDP) because then, inflation.

Ready to catch up and review your own mortgage? Make a time with Darcy here.

______________________

Take The Home Buyers Blueprint: Get a better home; Get a better mortgage.

Sign up to the KiwiSaver Millionaire Roadmap: From 6 figures to 7; Get a Rockstar Retirement!

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Part 1: Mortgage Strategy 2024 / CHA$ING THE JONE$E$

Thu, 01 Feb 2024 01:00:00 +1200

Part 1: Mortgage Strategy 2024 / CHA$ING THE JONE$E$

Is the ‘real’ cost of pursuing a 'secure' retirement quantified by NOT pursuing the upgraded kitchen today?

The trick for individuals and as a collective is to optimise over both time zones of today, and tomorrow: 'The already and the 'not yet'.

The government's the same: Optimise for long-term economic growth, or address the social needs of today?

Ready to catch up and review your own mortgage? Make a time with Darcy here.

______________________

Take The Home Buyers Blueprint: Get a better home; Get a better mortgage.

Sign up to the KiwiSaver Millionaire Roadmap: From 6 figures to 7; Get a Rockstar Retirement!

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DTI's and the Property Floor for '24, Ep 396 / Kelvin Davidson

Mon, 29 Jan 2024 01:00:00 +1200

Optimism is returning to the market as interest rate drops may be on the horizon. The bottom may be in - it's early days and we're not out of the woods yet, but those thinking of selling this year, or buying, should pay attention to the pieces falling into place.

______________________

Take The Home Buyers Blueprint: Get a better home; Get a better mortgage.

Sign up to the KiwiSaver Millionaire Roadmap: From 6 figures to 7; Get a Rockstar Retirement!

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The Bitcoin ETF Ep 395 / Konrad Hurren

Mon, 22 Jan 2024 01:00:00 +1200

A 1-10% allocation towards bitcoin may improve performance of an overall portfolio, without an out-sized increase in volatility. Read more here

US M2 FRED - https://fred.stlouisfed.org/series/WM2NS

Yield curve FRED - https://fred.stlouisfed.org/series/T10Y2Y

How to take self custody step by step article written by kiwis for kiwis - https://kiwibitcoinguide.org/articles-and-guides/how-to-set-up-a-bitcoin-wallet-and-buy-your-first-bitcoin-for-beginners/

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________________________

Inflation and Interest Rates to Fall in 2024, Ep 394

Mon, 15 Jan 2024 01:00:00 +1200

Interest rates may be Higher for longer, or we may transition into an age of abundance. In the meantime though lower interest rates for 2024 is likely what we’re getting. The US Fed Indicated this late last year, and the RBNZ will likely follow suit– we’ll know in a couple weeks.

______________________

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Why Use A Reverse Mortgage? Ep 393 Keira Billot

Mon, 08 Jan 2024 01:00:00 +1200

How do we solve the equity rich, cash poor dilemma? Option one involves selling the home and downgrading in price to release a pile of cash to live off of. Option two, which is the subject of today, involves taking out a reverse mortgage.

Today I’m talking with a Keira Billot, General manager of retail banking at Heartland Bank.

Keen to find out more about reverse mortgages for your situation? Book in a free 15-min phone call with Darcy Ungaro (financial adviser)- click on this link.

Check out the episode done with the other reverse mortgage provider in New Zealand here.

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Property & Interest Rates in 2024 / Sharon Zollner, Ep 392

Mon, 01 Jan 2024 01:00:00 +1200

Sharon Zollner became the Chief Economist with ANZ in late 2017. She started her career as a macroeconomist at the Reserve Bank of New Zealand in 1998, and has also worked at the Central Bank of Norway. Sharon created the Truckometer in 2012, which is an indicator that can be helpful in painting a picture of true economic activity within the country.

Read article here

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Faith 'n Money: Jesus & Bitcoin / Ep 391 Alin Armstrong

Mon, 25 Dec 2023 01:00:00 +1200

Our political worldview, our childhood, and our Instagram and LinkedIn feeds can often make it hard to see things as they really are.

Ps Alin Armstrong, aka Pastor Coin on X, is my guest today – Be it bitcoin or Jesus, if you’re unsure, do your own research on both.

I trust many of you will enjoy this one today - so let’s get started. Oh, and Merry Christmas everyone! Read More.

If you'd like to purchase Ps Alin's book btw, you can find it here: https://a.co/d/0r4s2Yk

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Peter Schiff: Why Gold Matters So Much Now. Ep 390

Mon, 18 Dec 2023 01:00:00 +1200

There are some who believe that under a gold-backed currency, governments would have to earn money, just like the rest of us do. That means they’d have to learn fast how to be efficient with how they spend, and bring in revenue. To create genuine reform in our government and to pretty much eradicate poverty in the long term, we need to limit the role of government.

Here’s the short view of this worldview – if we can fix the money, we fix the world. Read More

Watch YouTube Video as mentioned by Peter in the show.

Special shout out to GOLDIE, for for fractionalised real world asset exposure, like physical gold!*

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Electric Wealth & The Physics of Money, Ep 389 Jeff Nijsse

Mon, 11 Dec 2023 00:30:00 +1200

Orange-pilled Canadians like hash rates, donuts, and occasionally loud shirts. Today, we’re learning where digital money comes from, and how to literally create wealth the digital world. Read more.

Read the Fidelity report here.

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Property, Shares, and AI in Web 3.0 / Bryan Ventura Ep 388

Mon, 04 Dec 2023 01:00:00 +1200

To understand wealth better, we need to learn more about money, and how it could evolve in the future. Today we’re going to speculate on how we may one day invest in property, shares, and use a new type of leverage using AI in a future state of the internet called Web 3.0.

Today, I’m talking with Bryan Ventura. Bryan is a seasoned funds and financial services lawyer with a deep understanding of fintech, blockchain, and Web 3.0. Bryan’s expertise covers corporate and commercial law, startups, venture capital, mergers and acquisitions, investment products, property, and, trust me, so much more.

Follow Bryan on https://www.linkedin.com/in/bryan-ventura-4a61a8115/

and visit https://hamiltonlocke.com.au/our-team/bryan-ventura/

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NZDD, Social Recovery: 2023 in Review, Ep 387

Mon, 27 Nov 2023 01:00:00 +1200

In New Zealand recently, for example, we’ve seen a new government come to power who’ve decided to restore some of the tax rules that made property investment a viable asset class in the past. We’re also getting much-needed tax cuts, which may offset the pain from inflation for those carrying the biggest load. Our central bank is being given a much more narrow and simplified mandate—focus on inflation. How good is that They'll soon have one job to do – So there’s hope that both the RBNZ and the government will do a better job of dealing with inflation in the future. As investors, this means more stable interest rates. It’s about confidence. Read more

Thanks to Easy Crypto, New Zealand's most trusted crypto brand and what Darcy Ungaro uses.

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Aukus, Israel, China, US and Russia. Dr Reuben Steff, Ep 386

Mon, 20 Nov 2023 01:00:00 +1200

We diversify our portfolio's to lower volatility. In the same way, we should diversify our thoughts to reduce risk. The world is changing fast. Technology, geopolitics, the environment, and society are all shifting. How can we adapt and thrive? How can we prepare for the risks and opportunities? Read more

Check out the last episode with Dr Reuben Steff here.

Check out some of his recent publications here

(2023) 'The Strategic Case for New Zealand to Join AUKUS, The Diplomat, https://thediplomat.com/2023/04/the-strategic-case-for-new-zealand-to-join-aukus/

(2022) 'Great Power Politics: The US-China Balance of Power in Transition' in (ed.) Aiden Warren, Global Security in an Age of Crisis (Edinburgh University Press)

(2022) 'The Fate of the Indo-Pacific: Lessons from Ukraine and US Diplomacy Towards Taiwan', 9DASHLINE, https://www.9dashline.com/article/the-fate-of-the-indo-pacific-lessons-from-ukraine-and-us-diplomacy-towards-taiwan

(2020) Emerging Technologies and International Security: Machines, the State and War (Routledge)

Visit website at https://www.waikato.ac.nz/social-sciences/

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Sample Lesson: What is Money? | CHA$ING THE JONE$E$

Fri, 17 Nov 2023 01:00:00 +1200

CHA$ING THE JONE$E$

Sign up to New Wealth Foundations here: Personal finance from a wealth-builder's perspective.

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The Nature of Money and War, Daniel Natal. Ep 384

Mon, 13 Nov 2023 01:00:00 +1200

Talk to Ungaro & Co about investing in bitcoin with a portion of your KiwiSaver, without high fees *

Check out Daniel's book, Actionable Ethics and subscribe to the Daniel Natal Show here.

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*Based on the only other provider that has exposure to bitcoin, the ethical provider we use charges lower fees. Based on a more correct view, bitcoin actually helps transition out of fossil fuels. It also rewards us for thinking long-term about things that really matter. Wealth, not war...with bitcoin you can save the world by fixing the money.

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Healthy, Wealthy & Wise | CHA$ING THE JONE$E$

Fri, 10 Nov 2023 01:00:00 +1200

Simone Anderson, a social media influencer and entrepreneur from New Zealand. Simone shared her incredible weight loss journey, which she turned into a successful book, blog, and brand. She also revealed her passion for beauty and fashion, and how she uses them to press herself and inspire others. We also discussed how we, as investors, can think differently about building wealth, and what lessons we can learn from Simone’s story. I hope you will find it informative and enjoyable.

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Pushing Past Progressive Education, Ep 382

Mon, 06 Nov 2023 01:00:00 +1200

If our behaviours are the end state, before that was a tactical decision around what actions would be engaged in to invest. That ties into a strategy, which comes about after considering what the best approach would be to achieve your goals. How did the goals get there? Well, chances are, there’s something about you that's unique. Each of us has a 'special mission’ if you like – in fact, without occasionally considering our purpose, even though we achieve our goals, we’re never happy. Ready to tackle your own strategy? Learn more here.

Check out the article here.

A special thanks to our guests Maryanne Spurdle, and Tim Wilson. Check out Maxim Institute here.

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What Happens When You Invest? CHA$ING THE JONE$E$

Fri, 03 Nov 2023 01:00:00 +1200

Chasing the Joneses

Today, I really just wanted you to know that no matter what kind of investor you are today, you can become a different investor tomorrow. The results you have today, now matter what they are, likely stem from a set of skills. If you want better or different results, you’re going to need different skills. I believe from the bottom up – micro first, we should be improving as investors all the time by bringing more of who we are to the table. That’s what this podcast series is about. On a Monday I tackle it from the top down, macro first – somewhere in the intersection between what you can control, and what you can’t, sits the opportunity for you to develop the skills you need to get to the next level.

______________________________________

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RBNZ: All Care & No Accountability, Ep 380 Michael Reddell

Mon, 30 Oct 2023 01:00:00 +1200

Unelected, ideological economists using outdated economics have, in my opinion, over the past 3 years set in motion a chain of events that will cost billions to fix. Considering we can’t vote for them, we should be critical of them. Read more here. Michael Reddell [www.croakingcassandra.com]is a former economist at the Reserve Bank of New Zealand and a current economic commentator and blogger.

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Higher Interest Rates for Longer, Ep 379 Michael Every

Mon, 23 Oct 2023 01:00:00 +1200

Watch previous episode with Michael Every here.

Take the survey here.

It's hard to take seriously the voices that tilt towards doomsday scenarios when all it is is ill-informed pessimism coming from someone desperate enough to double down on conviction for a win. The lesson in the boy who cried wolf was for the boy, after all.

What if the boy had great, long-distance vision, though? We've just been ignoring someone trying to help us.

My guest today is not the boy in the story. He's a cogent voice calling out from the wilderness, warning us the tide's just shifted, and perhaps it's time to prepare. Read more here...

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The Wealth Script We NEED, Ep 378 Oliver Hartwich

Mon, 16 Oct 2023 01:00:00 +1200

Sometimes, it's hard to stay optimistic. Whether you're grappling with personal setbacks or observing the rollercoaster ride that is New Zealand's recent political climate, it can feel like swimming against a rip tide. But remember this—the rest and medication can work, the next big opportunity is just a phone call away, and the world still spins on its axis. Day follows night, and it's always darkest before the dawn. Read more here.

Check out the Prescription for Prosperity Report here.

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Investing in an Imperfect World, Ep 377 Paul Brownsey

Mon, 09 Oct 2023 01:00:00 +1200

I'm not claiming our investment choices can singlehandedly combat global issues like climate change. How you marry wealth generation with ethical considerations remains deeply personal, and that's your job, not the job of a fund manager, KiwiSaver provider, or financial adviser. Yet, consider this: investing in genuine values might, in the long run, bear richer fruits. The global financial stream is tilting, albeit slowly, towards appreciating the nuances of environmental, social, and governance aspects. Paul Brownsey, CIO of Pathfinder, a prominent New Zealand-based fund manager, talked to me recently in a podcast episode, shedding light on how these values play out in today's investment world. Read More

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When What's Mine, Really IS Mine: CHA$ING THE JONE$E$

Fri, 06 Oct 2023 01:00:00 +1200

Reach out to Elle Snedden or the team at Simpson Western here.

You can reach out directly to Carley Ellis for an insurance review here: carley@ungaro.co.nz

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Future-Proof Portfolios, Ep 375 Michael Nadeau

Mon, 02 Oct 2023 01:00:00 +1200

To manage investment risk, there’s a few strategies we can employ – diversification, where our money’s divided up into cash, fixed interest or bonds, property, and shares ensures not all of our eggs are in one basket. If one part does poorly, hopefully another part performs better. Sure you sacrifice some potential gains through concentration, but at least with diversification, your money still has a chance to grow. Increasing our timeframe is another way to manage investment risk– property and shares are good examples of how in the short term, you may get great, or terrible returns, but over the longer term it’s often the best places to put your money.

There are risks we don’t manage very well in the investment world though, and this is more my opinion here than a mainstream view. I’m concerned about custody risk for example, or the fact that whether it’s our online sharebroker, or even our managed funds, these investments aren’t held directly – they’re held on our behalf. The likelihood of there being an actual problem here is low – perhaps as low as the 1 in 100 year flooding risk we had last summer, yet it’s still something I wonder about – what if everyone tries to cash in their investments all at once, or there’s some other systemic risk we never saw coming. The more links in the chain there are, the less we’re connected to what we own.

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Dance on the Auction Floor: CHA$ING THE JONE$E$

Fri, 29 Sep 2023 01:00:00 +1200

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Chasing the Joneses

In this series, I’m sharing views on wealth building that don’t come from books or social media – they come from real life. From first-time home buyers to retirees and everything in between. If you're balancing the life of right now, with the life you know you want to have in the future, I think you can strike the balance and get closer to that image of success you're chasing. Just hang in there, and listen along.

The views expressed shouldn't be taken as financial advice.

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Don't Fear the Greenwash! Ep 373

Mon, 25 Sep 2023 01:00:00 +1200

Investing in companies isn't just a moral choice; it's a strategic one. You're steering your capital toward sectors that are poised to benefit from a surge of money coming into this space from fund managers and government initiatives. Even if you’re determined to invest in a way that cures the planet, just keep this in mind: To fix the world, we need to fix the money first.

Hating the rich is no way to help the poor, and saving the climate should be about saving people.

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Tech, NZ, China, US, Bitcoin, Ep 371 Rupert Carlyon

Mon, 18 Sep 2023 01:00:00 +1200

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So right about now is one of those times to be watching some events closely, and we’re covering that today. There are some legit dark and heavy clouds on the horizon in markets and in the geo-political space – it is hard to see how the world is going to improve, but it is important we try to improve while we’re waiting. Amongst all this change, there’s going to be opportunity for those comfortable with changing their views. Read more here

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Property About to Pounce? Jarrod Kerr, Ep 370

Mon, 11 Sep 2023 01:00:00 +1200

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When's My House Price Going to Start Rising Again?

Ah, the age-old question that's been on the lips of every Kiwi homeowner and potential buyer for decades. If you've been living under a rock, here's a quick recap: Inflation is the rate at which the general level of prices for goods and services rises, causing purchasing power to fall. Another way to think of it is that the value your dollar can hold today, is less than it was yesterday. Read more here

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Hacking Insurance Premiums: CHA$ING THE JONE$E$

Fri, 08 Sep 2023 01:00:00 +1200

Chasing the Joneses

The views expressed shouldn't be taken as financial advice.

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OUR Sovereign Wealth, Ep 368 / Cody Ellingham

Mon, 04 Sep 2023 01:00:00 +1200

Artist, Entrepreneur, photographer, and host of the Transformation of Value Podcast, Cody Ellingham is my special guest today. Our conversation starts on the question, 'Why don't you want to own a house?', but it doesn't stop there. We then slip into a world where the Sovereign Individual is competed over by various nations for the wealth we carry inside.

Read more here

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Mortgage Getting High: CHA$ING THE JONE$E$

Fri, 01 Sep 2023 01:00:00 +1200

Chasing the Joneses

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Investing in The Sun, Ep 365 / Dr Simon Collins

Mon, 28 Aug 2023 01:00:00 +1200

After the global financial crisis in 2008, an individual or group of individuals sent a saviour into our financial world to save it from what would inevitably be a very dark day of judgment in the future. We didn’t recognise this saviour at first, in fact, most of us tried to kill him too. The highest performing investment of all time was crucified by mainstream media and traditional finance - But it’s still alive. Now, In a new world denominated in scarcity, the plebs can live in abundance, powered by the sun.

Watch the previous episode this year here

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Micro-Dosing Macro Pt 2 / Hugh Hendry, Ep 364

Mon, 21 Aug 2023 01:00:00 +1200

Hugh Hendry is a Scottish ex-hedge fund manager well known for his performance during the

global financial crisis of 2008.

Today, we’ll be covering off how our guest is thinking about his portfolio during these

times – remember not to conflate edutainment with financial advice though.

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Micro-Dosing Macro Pt 1 / Hugh Hendry, Ep 363

Mon, 14 Aug 2023 01:00:00 +1200

In between the things that are known, and unknown, lie the doors of perception.” Jim Morrison was often revered and feared in equal measure. In the world of financial markets, where varying perspectives may reveal hidden truths that govern our economic reality, there are other voices that may carry the knowledge we need about what’s coming next. Read More.

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Meat and 3 Veg Investing, TGIF

Mon, 07 Aug 2023 01:00:00 +1200

The majority of this podcast revolves around my journey to build wealth and my view of where the world is headed. We all deal with finances, be it through homeownership, banking, or investments. Read more here.

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The Key to Abundance, Ep 360 Jeff Booth

Mon, 24 Jul 2023 01:00:00 +1200

This episode is a deep-dive into the world of inflation and its covert impacts on our society with renowned author and tech-thought leader, Jeff Booth. We're venturing beyond the surface, exposing the inflation-driven inequality, and exploring the uncharted territories of a deflationary future propelled by technology. Brace yourselves as we decode climate change, the concept of housing costs under a Bitcoin system, and the impact of a deflationary environment on AI-induced job losses. This conversation promises to challenge your norms and stimulate fresh thinking. Don't forget to leave us a review and share your thoughts!

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Dysfunctional States of Investing Ep 359 Cole Hauptfuhrer

Mon, 17 Jul 2023 01:00:00 +1200

My guest today is a recovering anti-financial adviser-non-financial adviser who talks to people about making concentrated investments into the asset class of shares. This style of investment doesn’t look like stock picking – it feels like putting your investments where your eyes are. Engage the brain before acting on anything from any of my shows and please do seek the opposing opinion before taking action.

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Resisting the Techno-Communist Takeover! Ep 358 Janine Grainger

Mon, 10 Jul 2023 01:00:00 +1200

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How to Make a Rich Family, Ep 357 / Catherine Emerson

Mon, 03 Jul 2023 01:00:00 +1200

Nestled nicely in nuanced comfort and ease, we skip the t’s and c’s – because what could be worse torture than actually weighing up the value of convenience with the strings that are always attached behind the scenes. Read more...

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Crypto: Then They Fight You, Ep 356 Paul Quickenden

Mon, 26 Jun 2023 01:00:00 +1200

Imagine, if you will, a future world that's a notch stranger than the one we inhabit now. It's not a stretch, is it? Yet, does our investment strategy reflect this impending peculiarity? Perhaps not as much as it should...

Paul Quickenden is the head of NZ operations at Easy Crypto, NZ's most trusted crypto on and off-ramp.

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ESG: A Genuine Sustainability Solution? Ep 355 Michael Salvatico

Mon, 19 Jun 2023 01:00:00 +1200

If you'd like to tell me what you think about sustainable investing, fill out the survey here.

Today and I’m super fortunate to be able to sit across the table today with Michael Salvatico, from S&P indices.

Check out the chart that Michael referred to here.

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AI-Infused Bubbles, Ep 71 News of the Money-World

Mon, 12 Jun 2023 01:00:00 +1200

Special announcement! News of the Money-World is re-grouping, re-strategizing, and (hopefully!) relaunching in September 2023 as per announcement.

If you're not already subscribed to the newsletter, please do so here

Check out the latest blog on this topic.

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The Strategic Property Lifestyle, Ep 353 / Nichole Lewis

Mon, 05 Jun 2023 01:00:00 +1200

Check out www.thepropertylifestyle.com to learn more about Nicole Lewis.

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OCR Dancing on Debt Ceiling / News of the Money-World 70

Wed, 31 May 2023 01:00:00 +1200

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4 - Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.

Lionel Ritchie, Adrian Orr, Janet Yellen - we're metaphorically "Dancing on the Debt Ceiling," not unlike Ritchie's hit, as the pause in the official cash rate forward guidance surely isn't an election year performance; rather, it's indicative of inflation under control. Does this recent budget maneuver imply our government and central bank are hitting the right notes?

It almost sounds like I'm being positive about the central bank and government?

___________________

News of the Money-World! An informative, quirky, and curious look into current financial events that may affect you, the everyday investor.

News of the Money-World is a joint podcast venture between Ungaro & Co Financial Advisers, and kōura Wealth Limited.

kōura Wealth Limited (kōura) is the issuer and manager of the kōura KiwiSaver Scheme. The PDS is available on the website http://www.kourawealth.co.nz.

__________________

Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Better be safe than sorry here: do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

Housing: Too Much Government?! Andrew Crosby, Ep 351

Mon, 29 May 2023 01:00:00 +1200

Andrew Crosby is the CEO of Universal Homes.

Soft hearts towards the poor, and a hard money system. These are the two practical solutions we, as everyday people, can use to change the world. Presently, however, both of these activities are facilitated by an inept government operating with little accountability.

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US Wobbles, Budgets, and the OCR / News of the Money-World Ep 69

Wed, 24 May 2023 01:00:00 +1200

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Bridging Web3 to 'Real World', Ep 348 / Jerome Faury

Mon, 22 May 2023 01:00:00 +1200

Today, advanced technologies such as AI and blockchain are being woven into the fabric of the finance sector. This isn't about innovation, yet there’s plenty of that occurring in Web3; it's about transformation. In fact, I’d be happy to be known as the one who said, When we alter the very currency of our lives, we reshape the contours of our world.

From the creation of the US Federal Reserve in 1913 to the Global Financial Crisis just over 100 years later – we may be witnessing the greatest transformation to the way money moves around.

Read the rest here.

Immersve.com

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Elephant Hunting with Warren Buffett/ News of the Money-World Ep 68

Wed, 17 May 2023 01:00:00 +1200

Join our live webinar as we delve into the intriguing world of Berkshire Hathaway's AGM. We'll explore Buffett and Munger's "elephant hunting," their massive cash reserves, and their colossal stake in Apple. As my 'illegitimate grandparents,' they've always played by their own rules, defying convention by avoiding dividends and expressing their distrust of banks. We'll also discuss how Buffett is future-proofing his empire. Don't miss this chance to understand the strategies of these rule-breaking financial titans.

___________________

News of the Money-World! An informative, quirky, and curious look into current financial events that may affect you, the everyday investor.

News of the Money-World is a joint podcast venture between Ungaro & Co Financial Advisers, and kōura Wealth Limited.

kōura Wealth Limited (kōura) is the issuer and manager of the kōura KiwiSaver Scheme. The PDS is available on the website http://www.kourawealth.co.nz.

__________________

1 - Most topics are inspired by YOU! Tell me more about yourself here!. Keen to simply ask a question: Click here. Keen to chat at a business level: Click here.

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Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Better be safe than sorry here: do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

Can Taxing Wealth Cure Inequality? Robin Oliver, Ep 346

Mon, 15 May 2023 01:00:00 +1200

In this episode, we delve deep into the heart of New Zealand's economic landscape during this critical election year. Our guest, Robin Oliver, brings his expertise in tax economics and policy to a conversation that seeks to challenge assumptions and broaden perspectives. Together, we explore the implications of government decisions on middle-class New Zealanders, discuss the role of wealth and taxation, and reflect on a recent Sapere report. We aim to foster an understanding of the complex economic forces at play, without clinging to any particular political ideology. Join us as we navigate these complex issues, balancing between preserving individual freedom and fostering collective prosperity.

https://www.treasury.govt.nz/sites/default/files/2007-11/taxreview2001-report.pdf

https://olivershaw.co.nz/

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The Markets are Stuffed? / News of the Money-World Ep 67

Thu, 11 May 2023 01:00:00 +1200

When things aren't quite right in the world, and in the world of investing in particular, it's quite helpful to be able to talk about it.

Fund managers, advisers, regulators—actually, pretty much the entire industry—have no incentive to sound the alarm bell. Further, anyone who does sound the alarm could cause harm just as badly as someone who doesn't.

Property and equity markets may not have priced in the reality that interest rates could stay elevated for longer, or even rise. What this means is that the 'value' of all we own could go down further.

In addition, and possibly more concerning, is the fact that as interest rates rise, the system itself is at risk.

___________________

News of the Money-World! An informative, quirky, and curious look into current financial events that may affect you, the everyday investor.

News of the Money-World is a joint podcast venture between Ungaro & Co Financial Advisers, and kōura Wealth Limited.

kōura Wealth Limited (kōura) is the issuer and manager of the kōura KiwiSaver Scheme. The PDS is available on the website http://www.kourawealth.co.nz.

__________________

1 - Most topics are inspired by YOU! Tell me more about yourself here!. Keen to simply ask a question: Click here. Keen to chat at a business level: Click here.

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Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Better be safe than sorry here: do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

How to Guard Your Own Bank, Ep 343 / Paul Salisbury

Mon, 08 May 2023 01:00:00 +1200

Today, Paul talks about how everyday investors can not only become their own bank but also their own custodian. While this episode may seem tailored for those into crypto, it's for anyone curious about how new digital finance types will transform every aspect of investing.

As the co-founder of Blockchain Labs NZ since October 2016 and the founder of Everlasting Group since May 2021, Paul is exceptionally knowledgeable and adept at explaining complex concepts. This episode is not only a must-listen for crypto enthusiasts but also for those intrigued by the future of finance.

Be sure to sign up to New Wealth Foundations now, and get 80% off with offer code WEBINAR. If you're already signed up but want to join the free weekly webinars at 12:45 every Wednesday, use this link.

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RBA, China, Tech Stonks, and Banks / News of the Money-World Ep 66

Thu, 04 May 2023 01:00:00 +1200

Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.

Use the offer code: WEBINAR for an 80% discount! What?! Yes, and 80% discount!

*Note at the time of recording we were not aware of the RBA decision to increase their official interest rate.

___________________

News of the Money-World! An informative, quirky, and curious look into current financial events that may affect you, the everyday investor.

News of the Money-World is a joint podcast venture between Ungaro & Co Financial Advisers, and kōura Wealth Limited.

kōura Wealth Limited (kōura) is the issuer and manager of the kōura KiwiSaver Scheme. The PDS is available on the website http://www.kourawealth.co.nz.

__________________

1 - Most topics are inspired by YOU! Tell me more about yourself here!. Keen to simply ask a question: Click here. Keen to chat at a business level: Click here.

2 - Subscribe to YouTube to get earlier access, and participate in live events.

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Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Better be safe than sorry here: do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

How Fixing Money Can Transform Our World, Ep 340 Cody Ellingham

Mon, 01 May 2023 01:00:00 +1200

Draw a line from one side of the page to the other, and place a mark somewhere along that spectrum from the far left, where everything’s going to return to normal again soon. Russia will crawl back into their hole, China will scale back it’s tough talk, and the US will learn how to take the lead again. Interest rates will fall and house prices will stabilise. On the right, however, we have full state control of our entire financial system, with everything we do and say linked to our ability to buy and sell. Subject to where you feel the world is going, not where you want it to go, you may wish to invest in a portfolio or strategy that is in line with that mark. Read more here.

If you feel like your organisation, family, or trust needs to have exposure to this type of investment, please reach out to me here to discuss how I could assist.

The Transformation of Value Podcast

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Spread the word: Write a review anywhere you can, share posts on social media, vote for Pedro! Follow me on YouTube, and if you can, subscribe on Spotify also.

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INSANE TRUTH About NZ Property Market / Ep 338

Mon, 24 Apr 2023 01:00:00 +1200

Forgive the MR Beast style introduction also for those of you who noticed – this is the actual episode where I learnt that dirty trick though so you’re witnessing history really (Where Ed McKnight gives away the secret to making a great podcast thumbnail). This market really is insane though, and at some stage, maybe even in the next 6 months, things could look a lot different.

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Regulatory Rumbles / News of the Money-World Ep 65

Thu, 20 Apr 2023 01:00:00 +1200

Too much regulation and innovation is snuffed out - too little, and people lose money. Still, when it's central planners and incumbents who ultimately are driving the push towards MORE regulation....well forgive my cynism.

Personally, I want to be certain that in some parts of the playground, when investing, things are transparent and I get what's advertised on the tin. In other areas, especially those that are new - well we should let the fools be separated by their money no? It's this activity that brings change, which ultimately leads to better outcomes for consumers.

___________________

News of the Money-World! An informative, quirky, and curious look into current financial events that may affect you, the everyday investor.

News of the Money-World is a joint podcast venture between Ungaro & Co Financial Advisers, and kōura Wealth Limited.

kōura Wealth Limited (kōura) is the issuer and manager of the kōura KiwiSaver Scheme. The PDS is available on the website http://www.kourawealth.co.nz.

__________________

1 - Most topics are inspired by YOU! Tell me more about yourself here!. Keen to simply ask a question: Click here. Keen to chat at a business level: Click here.

2 - Subscribe to YouTube to get earlier access, and participate in live events.

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Disclaimer: Please act independently from any content provided in these episodes; it's not financial advice, because there's no accounting for your individual circumstances. Better be safe than sorry here: do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser and pay for advice!

Immunised from Banking Lurgy? Ep 335 David Tripe

Mon, 17 Apr 2023 01:00:00 +1200

The Global Financial Crisis (GFC) left deep scars that have yet to heal. Recent bank failures testify of this – it’s the equivalent of an 80 year old having a fall. Although we have plenty new regulations, the stay of execution’s only postponed until the next trigger comes across an itchy finger. David Tripe, a professor of banking studies with Massey University.

Why De-Fi Matters / Ep 333 Sarn Elliot

Mon, 10 Apr 2023 01:00:00 +1200

The world is changing, and a golden age of new wealth creation will occur in a digital realm. Despite the potpourri of risk and tremendous uncertainty around this, it’s essential to keep investing in an open-mind, especially with the exponential change happening in AI and digital wealth. Read More

Want to learn more about working with Darcy Ungaro (financial adviser)? Book in a free 15-min phone call here - click on this link.

Watch the YouTube version here: https://youtu.be/QVwc7DjtAT0

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Death of the USD?! News of the Money-World Ep 64

Thu, 06 Apr 2023 01:00:00 +1200

Read the full article here on this topic - pay attention, this one's an important one to share.

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Have a burning question you'd like answered? Click here!

Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal.

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Diversification In Space! Stu Potter, Ep 331

Mon, 03 Apr 2023 01:00:00 +1200

In this episode of the Everyday Investor, Carley Ellis, and Stu Potter talk about how an idea birthed after beers, hanging out with friends at the beach, led to a business that quite literally takes investing to new heights: StardustMe.

Read more here.

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Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.

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Banking Blues Building / News of the Money-World Ep 63

Thu, 30 Mar 2023 01:00:00 +1200

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If you're picking up what I'm putting down, help me build the Everyday Investor community!

Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.

Spread the word: Write a review anywhere you can, share posts on social media, vote for Pedro! Follow me on YouTube, and if you can, subscribe on Spotify also.

Have a burning question you'd like answered? Click here!

Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal.

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What else?

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The Passive, Everyday Investor / Tim Edwards, Ep 328

Mon, 27 Mar 2023 01:00:00 +1200

We’re honored to be joined by Tim Edwards, the Managing Director of Index Investment Strategy at S&P Dow Jones Indices.

With a distinguished past at Barclays Capital and the Royal Institution of Great Britain, as well as having a Ph.D. in pure mathematics, Tim's expertise spans a wide range of investment strategies and market insights that will help us better understand passive investing.

Read the full article here.

Hey! Can we have a little chat?

If you're picking up what I'm putting down, help me build the Everyday Investor community!

Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.

Spread the word: Write a review anywhere you can, share posts on social media, vote for Pedro! Follow me on YouTube, and if you can, subscribe on Spotify also.

Have a burning question you'd like answered? Click here!

Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal.

Hatch

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Easy Crypto

Sharesight: (Get 5 months free)

CMC Markets: *Note CFD's are incredibly high risk investment options(read more here)

Want to learn more about working with Darcy Ungaro (financial adviser), book in a free 15-min phone call - click on this link.

What else?

1 - Most topics are inspired by YOU! Tell me more about yourself here!. Keen to simply ask a question: Click here. Keen to chat at a business level: Click here.

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3 - Sign up to the NZ Everyday Investor Newsletter! Sign up to our newsletter here

4 - Sign up to New Wealth Foundations here: A self-guided personal finance course designed from a wealth-builder's perspective.

The Happy, Everyday Investor / Ruth Henderson, Ep 326

Mon, 20 Mar 2023 01:00:00 +1200

These days we’re spoilt for choice with all the various finfluencers doing their thing on blogs, podcasts, and YouTube channels: In one bucket, you have your brands employing podcasts as a content marketing technique and as a way to connect with their user base. In the other bucket, you have your everyday folks sharing their money and investing journeys out of enthusiasm rather than ambition.

The catagorisation could go on infinitely from here, all based on the topics people choose to niche down on – I love thinking through this though through the lens of Hypocrites temperaments or the 4 main personality types: Sanguine or the Otter, choleric or the Lion, melancholic or the Owl, and phlegmatic or Golden Retriever.

Check out the Happy Saver here.

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Spread the word: Write a review anywhere you can, share posts on social media, vote for Pedro! Follow me on YouTube, and if you can, subscribe on Spotify also.

Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal.

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When you're reviewing your insurance plan or KiwiSaver, obtaining a mortgage or in need of financial advice, use Ungaro & Co Financial Services, the main partner of this podcast.

Want to learn more about working with Darcy Ungaro, book in a free 15-min phone call - click on this link.

Enough of the sales pitch, what else?

1 - You're my inspiration! Most topics are inspired by YOUR questions or suggestions. So, what do want to hear? Ask me anything, suggest a topic!

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Disclaimer: Please act independent from any content provided in these episodes - it's not financial advice, because there's no accounting for your individual circumstances. Better be safe than sorry here - Do your own research, and take on board a broad range of opinions. Ideally, engage a financial adviser and pay for advice!

US Bank Failures / News of the Money-World Ep 62

Thu, 16 Mar 2023 01:00:00 +1200

New to the story around SVG, Silvergate, and Signature, then check out this article!

Worrying about a bank run is not advisable, especially considering how well positioned they are now. New Zealand banks fared well in 2008 and from what I hear, they sound super profitable. As an investor, continual market awareness is a small price to pay for insurance against uncertain times though. If you have faith that in the long term, a traditional approach to investing is a prudent strategy (and that’s a pretty safe bet btw!) this really should cause you no concern whatsoever. Having said that, many local commentators often remain silent on a risk we all quietly worry about. There’s a blind spot everyday investors have as a result: No one talks about the risk of systemic failure of the banking system. It’s not a profitable concern for one’s own career in this field, but I believe we should be framing a diversification discussion using old and new, alternative forms of decentralised money. Read more here

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News of the Money-World! An informative, quirky, and curious look into current financial events that may affect you, the everyday investor.

News of the Money-World is a joint podcast venture between Ungaro & Co Financial Advisers, and kōura Wealth Limited.

kōura Wealth Limited (kōura) is the issuer and manager of the kōura KiwiSaver Scheme. The PDS is available on the website http://www.kourawealth.co.nz.

__________________

Hey! Can we have a little chat?

If you're picking up what I'm putting down, help me build the Everyday Investor community!

Use the following referral/affiliate links. In some cases with these codes, I may receive a financial benefit - in other cases I've waived any benefit so you can get a better deal.

Hatch: $10 for you, and $10 for me, if you sign up and deposit $100NZD.

Sharesies: $10 for you, and $10 for me, if you sign up for the first time.

Easy Crypto: One of NZ's most trusted places to buy/sell your digital assets.

Sharesight: Get 5 months free when you sign up to an annual (paid) subscription.

CMC Markets: You and I both get $150 if you sign up using this link. *Note CFD's are incredibly high risk investment options(read more here)

When you're reviewing your insurance plan or KiwiSaver, obtaining a mortgage or in need of financial advice, use Ungaro & Co Financial Services, the main partner of this podcast.

Want to learn more about working with Darcy Ungaro, book in a free 15-min phone call - click on this link.

Enough of the sales pitch, what else?

1 - Ask me anything, suggest a topic!

2 - Subscribe to YouTube to get earlier access, participate in these live-recordings.

3 - Sign up to the NZ Everyday Investor Newsletter!

Disclaimer: Please act independent from any content provided in these episodes - it's not financial advice, because there's no accounting for your individual circumstances. Better be safe than sorry here - Do your own research, and take on board a broad range of opinions. Ideally, engage a financial adviser and pay for advice!

Retirement to Re-Wirement Ep 324 / Pete Harbidge

Mon, 13 Mar 2023 01:00:00 +1200

From retirement to 'Re-wirement', the story of PINCHT, and how to continue living now, just like you will then.

Guest host Carley Ellis interviews Pete Harbidge about retirement at age 50, and the real wealth they've built since.