<?xml version="1.0" encoding="UTF-8"?><?xml-stylesheet href="https://feeds.captivate.fm/style.xsl" type="text/xsl"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:googleplay="http://www.google.com/schemas/play-podcasts/1.0" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:podcast="https://podcastindex.org/namespace/1.0"><channel><atom:link href="https://feeds.captivate.fm/ownership-changes-everything/" rel="self" type="application/rss+xml"/><title><![CDATA[Ownership Changes Everything]]></title><podcast:guid>f6418ec3-3f51-509c-a481-c0fdbab59d77</podcast:guid><lastBuildDate>Thu, 01 Jan 2026 20:58:48 +0000</lastBuildDate><generator>Captivate.fm</generator><language><![CDATA[en]]></language><copyright><![CDATA[Copyright 2026 Dr. Valerie Whitcomb]]></copyright><managingEditor>Dr. Valerie Whitcomb</managingEditor><itunes:summary><![CDATA[Ownership Changes Everything is a podcast about what happens when people step into ownership — of their work, their business, and their future. Hosted by Dr. Valerie Whitcomb — educator, author, nonprofit leader, and champion of micro entrepreneurs and employee owners. Because when you learn to think and act like an owner — everything changes.
]]></itunes:summary><image><url>https://artwork.captivate.fm/4a854bbc-5d97-4434-8434-be037825081e/LOOGGO-3000.jpg</url><title>Ownership Changes Everything</title><link><![CDATA[https://ownership-changes-everything.captivate.fm]]></link></image><itunes:image href="https://artwork.captivate.fm/4a854bbc-5d97-4434-8434-be037825081e/LOOGGO-3000.jpg"/><itunes:owner><itunes:name>Dr. Valerie Whitcomb</itunes:name></itunes:owner><itunes:author>Dr. Valerie Whitcomb</itunes:author><description>Ownership Changes Everything is a podcast about what happens when people step into ownership — of their work, their business, and their future. Hosted by Dr. Valerie Whitcomb — educator, author, nonprofit leader, and champion of micro entrepreneurs and employee owners. Because when you learn to think and act like an owner — everything changes.
</description><link>https://ownership-changes-everything.captivate.fm</link><atom:link href="https://pubsubhubbub.appspot.com" rel="hub"/><itunes:subtitle><![CDATA[Teaching the skills and mindset that promote ownership in work, business, and life.]]></itunes:subtitle><itunes:explicit>false</itunes:explicit><itunes:type>episodic</itunes:type><itunes:category text="Business"><itunes:category text="Entrepreneurship"/></itunes:category><itunes:category text="Education"><itunes:category text="Self-Improvement"/></itunes:category><itunes:category text="Education"><itunes:category text="How To"/></itunes:category><podcast:locked>no</podcast:locked><podcast:medium>podcast</podcast:medium><item><title>Your Ownership Plan: A Blueprint for the Year Ahead</title><itunes:title>Your Ownership Plan: A Blueprint for the Year Ahead</itunes:title><description><![CDATA[<p>Welcome to Day 7 of Franklin Week — the final day of our seven‑day journey of reflection, clarity, and ownership as we prepare for a new year. Over the past week, you’ve done deep, meaningful work:</p><ol><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Day 1: You stepped into the ownership mindset</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Day 2: You identified your values — your compass</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Day 3: You created a long‑term vision — your horizon</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Day 4: You set your annual goals — your direction</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Day 5: You built systems and habits — your engine</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Day 6: You identified and began removing barriers — your clearing of the path</li></ol><br/><p>Today, we bring it all together.</p><p>This is the day you create your <strong>Ownership Plan</strong> — a simple, powerful blueprint that will guide your year.</p>]]></description><content:encoded><![CDATA[<p>Welcome to Day 7 of Franklin Week — the final day of our seven‑day journey of reflection, clarity, and ownership as we prepare for a new year. Over the past week, you’ve done deep, meaningful work:</p><ol><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Day 1: You stepped into the ownership mindset</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Day 2: You identified your values — your compass</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Day 3: You created a long‑term vision — your horizon</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Day 4: You set your annual goals — your direction</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Day 5: You built systems and habits — your engine</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Day 6: You identified and began removing barriers — your clearing of the path</li></ol><br/><p>Today, we bring it all together.</p><p>This is the day you create your <strong>Ownership Plan</strong> — a simple, powerful blueprint that will guide your year.</p>]]></content:encoded><link><![CDATA[https://ownership-changes-everything.captivate.fm]]></link><guid isPermaLink="false">9c124d46-3404-40ee-b44a-1dbeddb4a2b9</guid><itunes:image href="https://artwork.captivate.fm/4a854bbc-5d97-4434-8434-be037825081e/LOOGGO-3000.jpg"/><pubDate>Thu, 01 Jan 2026 15:55:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/9c124d46-3404-40ee-b44a-1dbeddb4a2b9.mp3" length="27566123" type="audio/mpeg"/><itunes:duration>14:21</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>7</itunes:episode><podcast:episode>7</podcast:episode></item><item><title>Removing Barriers: What’s Really Standing Between You and Your Future</title><itunes:title>Removing Barriers: What’s Really Standing Between You and Your Future</itunes:title><description><![CDATA[<p>You can have the best goals, the clearest vision, and the strongest habits —  but if you don’t address the barriers in your way, you’ll stay stuck.</p><p>Barriers are the often invisible forces that:</p><ol><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>drain your energy</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>steal your time</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>undermine your confidence</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>distract your focus</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>keep you repeating old patterns</li></ol><br/><p>Most people try to push harder.  They try to “be more disciplined.”  They try to “want it more.” But the truth is simple:</p><p><strong>You don’t need more willpower.</strong></p><p><strong> You need fewer barriers.</strong></p>]]></description><content:encoded><![CDATA[<p>You can have the best goals, the clearest vision, and the strongest habits —  but if you don’t address the barriers in your way, you’ll stay stuck.</p><p>Barriers are the often invisible forces that:</p><ol><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>drain your energy</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>steal your time</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>undermine your confidence</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>distract your focus</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>keep you repeating old patterns</li></ol><br/><p>Most people try to push harder.  They try to “be more disciplined.”  They try to “want it more.” But the truth is simple:</p><p><strong>You don’t need more willpower.</strong></p><p><strong> You need fewer barriers.</strong></p>]]></content:encoded><link><![CDATA[https://ownership-changes-everything.captivate.fm]]></link><guid isPermaLink="false">773fd89d-4de3-4371-9947-bfd7ae9ba057</guid><itunes:image href="https://artwork.captivate.fm/4a854bbc-5d97-4434-8434-be037825081e/LOOGGO-3000.jpg"/><pubDate>Wed, 31 Dec 2025 15:21:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/773fd89d-4de3-4371-9947-bfd7ae9ba057.mp3" length="30079729" type="audio/mpeg"/><itunes:duration>15:40</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>6</itunes:episode><podcast:episode>6</podcast:episode></item><item><title>Systems Over Willpower: Building Habits That Guarantee Success</title><itunes:title>Systems Over Willpower: Building Habits That Guarantee Success</itunes:title><description><![CDATA[<p>Welcome back to Franklin Week — our seven‑day journey of reflection, clarity, and ownership as we prepare for a new year.</p><p>Today, we talk about the engine that makes all of it work: <strong>systems and habits</strong>.</p><p>Because goals give you clarity, but systems create results.</p>]]></description><content:encoded><![CDATA[<p>Welcome back to Franklin Week — our seven‑day journey of reflection, clarity, and ownership as we prepare for a new year.</p><p>Today, we talk about the engine that makes all of it work: <strong>systems and habits</strong>.</p><p>Because goals give you clarity, but systems create results.</p>]]></content:encoded><link><![CDATA[https://ownership-changes-everything.captivate.fm]]></link><guid isPermaLink="false">3b80a857-fb45-45b1-98e5-33777ce7365a</guid><itunes:image href="https://artwork.captivate.fm/4a854bbc-5d97-4434-8434-be037825081e/LOOGGO-3000.jpg"/><pubDate>Tue, 30 Dec 2025 21:58:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/3b80a857-fb45-45b1-98e5-33777ce7365a.mp3" length="28617708" type="audio/mpeg"/><itunes:duration>14:54</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>5</itunes:episode><podcast:episode>5</podcast:episode></item><item><title>Turning Vision Into Strategy: The Power of Annual Goals</title><itunes:title>Turning Vision Into Strategy: The Power of Annual Goals</itunes:title><description><![CDATA[<p>Welcome back to Franklin Week — our seven‑day journey of reflection, clarity, and ownership as we prepare for a new year.</p><p>On Day 1, we talked about the ownership mindset.</p><p>On Day 2, we identified your values — your compass.</p><p>On Day 3, you created a long‑term vision — your horizon.</p><p>Today, we build the bridge between where you are and where you’re going.</p><p>This is the day we turn vision into strategy.</p><p>This is the day we talk about <strong>annual goals</strong>.</p>]]></description><content:encoded><![CDATA[<p>Welcome back to Franklin Week — our seven‑day journey of reflection, clarity, and ownership as we prepare for a new year.</p><p>On Day 1, we talked about the ownership mindset.</p><p>On Day 2, we identified your values — your compass.</p><p>On Day 3, you created a long‑term vision — your horizon.</p><p>Today, we build the bridge between where you are and where you’re going.</p><p>This is the day we turn vision into strategy.</p><p>This is the day we talk about <strong>annual goals</strong>.</p>]]></content:encoded><link><![CDATA[https://ownership-changes-everything.captivate.fm]]></link><guid isPermaLink="false">eeef9e02-674e-4801-9739-719872999e20</guid><itunes:image href="https://artwork.captivate.fm/4a854bbc-5d97-4434-8434-be037825081e/LOOGGO-3000.jpg"/><pubDate>Mon, 29 Dec 2025 19:22:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/eeef9e02-674e-4801-9739-719872999e20.mp3" length="32525982" type="audio/mpeg"/><itunes:duration>16:58</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>4</itunes:episode><podcast:episode>4</podcast:episode></item><item><title>The Long View: Designing a Future You Actually Want</title><itunes:title>The Long View: Designing a Future You Actually Want</itunes:title><description><![CDATA[<p>Welcome back to Franklin Week — our seven‑day journey of reflection, clarity, and ownership as we prepare for a new year.</p><p>On Day 1, we talked about the ownership mindset — the belief that your future is something you can shape.</p><p>On Day 2, we identified your values — the compass that guides your decisions.</p><p>Today, we zoom out.</p><p>We’re stepping into long‑term thinking — the kind of thinking that gives your life direction, purpose, and momentum.</p><p>This is the day we design the future you actually want.</p><p class="ql-align-center"><br></p>]]></description><content:encoded><![CDATA[<p>Welcome back to Franklin Week — our seven‑day journey of reflection, clarity, and ownership as we prepare for a new year.</p><p>On Day 1, we talked about the ownership mindset — the belief that your future is something you can shape.</p><p>On Day 2, we identified your values — the compass that guides your decisions.</p><p>Today, we zoom out.</p><p>We’re stepping into long‑term thinking — the kind of thinking that gives your life direction, purpose, and momentum.</p><p>This is the day we design the future you actually want.</p><p class="ql-align-center"><br></p>]]></content:encoded><link><![CDATA[https://ownership-changes-everything.captivate.fm]]></link><guid isPermaLink="false">a72511d9-639d-46db-9cdc-d6b27d409971</guid><itunes:image href="https://artwork.captivate.fm/4a854bbc-5d97-4434-8434-be037825081e/LOOGGO-3000.jpg"/><pubDate>Sun, 28 Dec 2025 19:17:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/a72511d9-639d-46db-9cdc-d6b27d409971.mp3" length="31915596" type="audio/mpeg"/><itunes:duration>16:38</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>3</itunes:episode><podcast:episode>3</podcast:episode></item><item><title>Values First: The Compass That Makes Every Goal Easier</title><itunes:title>Values First: The Compass That Makes Every Goal Easier</itunes:title><description><![CDATA[<p>Welcome back to Franklin Week — our seven‑day ritual of reflection, clarity, and ownership as we prepare for a new year. Yesterday, we talked about the ownership mindset — the belief that your future is something you can shape, not something that happens to you.</p><p>Today, we take the next step.</p><p>Before you can set meaningful goals, before you can design habits or systems, you need a compass. You need to know what matters most.</p><p>And that’s what today is all about: <strong>your values</strong>.</p>]]></description><content:encoded><![CDATA[<p>Welcome back to Franklin Week — our seven‑day ritual of reflection, clarity, and ownership as we prepare for a new year. Yesterday, we talked about the ownership mindset — the belief that your future is something you can shape, not something that happens to you.</p><p>Today, we take the next step.</p><p>Before you can set meaningful goals, before you can design habits or systems, you need a compass. You need to know what matters most.</p><p>And that’s what today is all about: <strong>your values</strong>.</p>]]></content:encoded><link><![CDATA[https://ownership-changes-everything.captivate.fm]]></link><guid isPermaLink="false">98698057-037f-41e7-a7f9-d197b894da42</guid><itunes:image href="https://artwork.captivate.fm/4a854bbc-5d97-4434-8434-be037825081e/LOOGGO-3000.jpg"/><pubDate>Sat, 27 Dec 2025 15:40:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/98698057-037f-41e7-a7f9-d197b894da42.mp3" length="26592471" type="audio/mpeg"/><itunes:duration>13:52</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>2</itunes:episode><podcast:episode>2</podcast:episode></item><item><title>The Ownership Mindset: Why Your Future Is Yours to Shape - Franklin Week Day 1</title><itunes:title>The Ownership Mindset: Why Your Future Is Yours to Shape - Franklin Week Day 1</itunes:title><description><![CDATA[<p>Welcome to Day 1 of Franklin Week — the seven‑day ritual on the last week of the year when pause, reflect, and take ownership of the year ahead. This week is named after Benjamin Franklin, who famously used the final days of each year to review his habits, refine his goals, and recommit to the virtues that shaped his life. Franklin believed that intentionality was a skill — something you practiced, not something you waited for.</p><p>Today, we begin with the foundation of everything: <strong>the ownership mindset</strong>.</p>]]></description><content:encoded><![CDATA[<p>Welcome to Day 1 of Franklin Week — the seven‑day ritual on the last week of the year when pause, reflect, and take ownership of the year ahead. This week is named after Benjamin Franklin, who famously used the final days of each year to review his habits, refine his goals, and recommit to the virtues that shaped his life. Franklin believed that intentionality was a skill — something you practiced, not something you waited for.</p><p>Today, we begin with the foundation of everything: <strong>the ownership mindset</strong>.</p>]]></content:encoded><link><![CDATA[https://ownership-changes-everything.captivate.fm]]></link><guid isPermaLink="false">c7e49f61-005a-4e99-a6f8-413fee355fcd</guid><itunes:image href="https://artwork.captivate.fm/4a854bbc-5d97-4434-8434-be037825081e/LOOGGO-3000.jpg"/><pubDate>Fri, 26 Dec 2025 16:17:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/c7e49f61-005a-4e99-a6f8-413fee355fcd.mp3" length="21278440" type="audio/mpeg"/><itunes:duration>14:47</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>1</itunes:episode><podcast:episode>1</podcast:episode></item></channel></rss>