Professional Edge

Investment Portfolio Concerns S4

Thu, 19 Mar 2026 07:00:00 -0400

You don't know what you don't know. 2023, 2024 and again 2025 provided double digit stock market returns. How have you locked in all these gains? As a conservative investor, I know you are having doubts about the sustainability of continued market gains. Listen in to learn what financial tools you can implement to protect your "chips on the table". You don't necessarily want to exit the market as AI has created another "gold rush" and the FED is considering another 25 basis point cut in the Federal Funds rate. You're confident but also risk conscious. Take the opportunity to speak with Estate Management Counselors and have a candid conversation as to what is the best strategy to address the risk in your portfolio. Call 404-250-9798 today to schedule your initial free consultation.

Estate Management Counselors, LLC has a fiduciary duty to act in client's best interest. Stockbrokers do not have this legal standard - they merely have to provide you with "suitable" investment advice. Do you want in your "best interest" or just "suitable"? Estate Management Counselors is licensed to provide our valued clients with integrated financial, tax and estate planning advice. Interested in learning how Estate Management Counselors can add value to your investment portfolio? Contact us at 404-250-9798.

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2026!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

Investment Portfolio Concerns S3

Wed, 18 Mar 2026 07:00:00 -0400

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2026!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

Investment Portfolio Concerns S2

Tue, 17 Mar 2026 07:00:00 -0400

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2026!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

Investment Portfolio Concerns S1

Mon, 16 Mar 2026 07:00:00 -0400

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2026!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

Stray Cats and Dogs S4

Thu, 05 Mar 2026 07:00:00 -0400

We can all admit - we procrastinate. Why? A lot of the time, we just put off doing something we know we should do. Let's work together to stop procrastinating when it comes to your financial, tax and estate planning. That old 401(k) you haven't looked at in years, what about all those different accounts you have? This is not a coordinated approach. It's time to consolidate, properly manage and streamline your life. Fully funding your Roth IRA? You still have time to fund your 2025 Roth IRA - but you cannot procrastinate as the deadline is quickly approaching.

Do you have an estate plan? The kids are now fully grown, and your document was signed when they were 2 years old. I see this a lot in my practice. You might not even have an estate plan. Psst - the fountain of youth has not been discovered.

What about your asset protection planning? A proactive approach beats being reactive when you are served with a lawsuit.

Take the opportunity to speak with Estate Management Counselors and have a candid conversation as to what is the best strategy to address all your stray cats and dogs. Call 404-250-9798 today to schedule your initial free consultation.

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2026!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

Stray Cats and Dogs S3

Wed, 04 Mar 2026 07:00:00 -0400

What about your asset protection planning? A proactive approach beats being reactive when you are served with a lawsuit.

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2026!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

Stray Cats and Dogs S2

Tue, 03 Mar 2026 07:00:00 -0400

What about your asset protection planning? A proactive approach beats being reactive when you are served with a lawsuit.

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2026!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

Stray Cats and Dogs S1

Mon, 02 Mar 2026 07:00:00 -0400

What about your asset protection planning? A proactive approach beats being reactive when you are served with a lawsuit.

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2026!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

The 411: Avoiding Probate S4

Thu, 19 Feb 2026 07:00:00 -0400

Probate....do not pass go, go directly to Probate. If you are planning your estate with a Last Will and Testament or you do not have a Last Will and Testament (50%+ individuals do not have their estate plan done) you are going to have to go through this antiquated legal process. Why should you avoid it:

Lengthy legal process
Expensive - think lawyer fees
Public display of your financial information
Ancillary Probate - if you have real property in another state

Most lawyers will tell you "Probate is not a big thing" - I'm NOT most lawyers and I beg to differ. Avoid it, Avoid it, Avoid it. You have the option to Avoid Probate.

I've completed over 3,000 estate plans and I have not heard any person tell me they loved going to Probate. After probating their parent's estate - what a mess - they couldn't plan their estate quick enough to make sure their estate was not going to Probate.

Take the opportunity to speak with Sean Todd, Tax Attorney / CPA and have a candid conversation as to what is the best strategy for you to AVOID PROBATE. Call 404-250-9798 today to schedule your initial free consultation.

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2026!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

The 411: Avoiding Probate S3

Wed, 18 Feb 2026 07:00:00 -0400

Lengthy legal process
Expensive - think lawyer fees
Public display of your financial information
Ancillary Probate - if you have real property in another state

Most lawyers will tell you "Probate is not a big thing" - I'm NOT most lawyers and I beg to differ. Avoid it, Avoid it, Avoid it. You have the option to Avoid Probate.

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2026!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

The 411: Avoiding Probate S2

Tue, 17 Feb 2026 07:00:00 -0400

Lengthy legal process
Expensive - think lawyer fees
Public display of your financial information
Ancillary Probate - if you have real property in another state

Most lawyers will tell you "Probate is not a big thing" - I'm NOT most lawyers and I beg to differ. Avoid it, Avoid it, Avoid it. You have the option to Avoid Probate.

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2026!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

The 411: Avoiding Probate S1

Mon, 16 Feb 2026 07:00:00 -0400

Lengthy legal process
Expensive - think lawyer fees
Public display of your financial information
Ancillary Probate - if you have real property in another state

Most lawyers will tell you "Probate is not a big thing" - I'm NOT most lawyers and I beg to differ. Avoid it, Avoid it, Avoid it. You have the option to Avoid Probate.

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2026!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

The 411 for Conservative Investors S4

Thu, 18 Dec 2025 06:45:00 -0400

You don't know what you don't know. 2023, 2024 and very likely 2025 will return double digits stock market returns. How have you locked in all these gains? As a conservative investor, I know you are having doubts about the sustainability of continued market gains. Listen in to learn what financial tools you can implement to protect your "chips on the table". You don't necessarily want to exit the market as AI has created another "gold rush" and the FED just announced another 25 basis point cut in the Federal Funds rate. You're confident but also risk conscious. Take the opportunity to speak with Estate Management Counselors and have a candid conversation as to what is the best strategy to address the risk in your portfolio. Call 404-250-9798 today to schedule your initial free consultation.

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2026!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

The 411 for Conservative Investors S3

Wed, 17 Dec 2025 06:45:00 -0400

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2026!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

The 411 for Conservative Investors S2

Tue, 16 Dec 2025 06:45:00 -0400

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2026!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

The 411 for Conservative Investors S1

Mon, 15 Dec 2025 07:00:00 -0400

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2026!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

Financial Observations S3

Wed, 01 Oct 2025 07:00:00 -0400

50% of individuals have NO estate plan. The other 50% - majority have a Last Will and Testament. You need to go beyond just having a will. Many reasons you should consider to possibly having a trust for your personal benefit, to avoid probate, to protect your assets, to protect your spendthrift kids, to protect your assets from going to a new spouse, to protect your surviving spouse from not being able to manage the investments, etc. You get the point. You don't need multiple millions of dollars to benefit from Comprehensive Estate Planning. You are the only one responsible for your planning: Investment / Tax / Estate Planning / Asset Protection. The only way you are going to accomplish anything is to take action. One action which I know you will use - your Comprehensive Estate Plan. Will you inadvertently disinherit your children? If you are a "do-it yourself" kinda person this is a must listen. Your low cost 1-800 financial firm could very easily cost your family your entire 401(k). Let that sink in.

Did you name your spouse as the primary beneficiary on your life Insurance policy? Bet you did.... this could be one of the biggest financial mistakes you make.

Estate Management Counselors, LLC can be your fiduciary professional investment counselor and advisor as we are licensed to provide our valued clients with integrated financial, tax and estate planning advice. Interested in learning how Estate Management Counselors can add value to your investment portfolio? Contact us at 404-250-9798.

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2025!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

Financial Observations S2

Tue, 30 Sep 2025 07:00:00 -0400

Did you name your spouse as the primary beneficiary on your life Insurance policy? Bet you did.... this could be one of the biggest financial mistakes you make.

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2025!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

Financial Observations S1

Mon, 29 Sep 2025 07:00:00 -0400

Did you name your spouse as the primary beneficiary on your life Insurance policy? Bet you did.... this could be one of the biggest financial mistakes you make.

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2025!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

Financial Observations S4

Thu, 25 Sep 2025 07:00:00 -0400

Did you name your spouse as the primary beneficiary on your life Insurance policy? Bet you did.... this could be one of the biggest financial mistakes you make.

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2025!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

Estate Planning Do's and Don'ts S4

Thu, 08 May 2025 07:00:00 -0400

Did you name your spouse as the primary beneficiary on your life Insurance policy? Bet you did.... this could be one of the biggest financial mistakes you make.

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2025!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

Estate Planning Do's and Don'ts S3

Wed, 07 May 2025 07:00:00 -0400

Did you name your spouse as the primary beneficiary on your life Insurance policy? Bet you did.... this could be one of the biggest financial mistakes you make.

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2025!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

Estate Planning Do's and Don'ts S2

Tue, 06 May 2025 07:00:00 -0400

Did you name your spouse as the primary beneficiary on your life Insurance policy? Bet you did.... this could be one of the biggest financial mistakes you make.

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2025!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

Estate Planning Do's and Don'ts S1

Mon, 05 May 2025 07:00:00 -0400

Did you name your spouse as the primary beneficiary on your life Insurance policy? Bet you did.... this could be one of the biggest financial mistakes you make.

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2025!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

Market Dilemma S4

Thu, 17 Apr 2025 07:00:00 -0400

Friday, April 4, 2025, the S&P500 lost -6%. On Wednesday, April 9, 2025, the S&P gained +9.5%. Missing Wednesday's gain is equivalent to missing nearly 1.5 years of equity returns. Then on Thursday, April 10, 2025, the DJIA lost -2.5%, the S&P500 lost -3.0+%, the NASDAQ lost -4.0+%. These declines underlie how much uncertainty still remains. Good luck timing the market. The most important thing investors can do during times of market volatility is to revisit their plan with a qualified professional: Estate Management Counselors can provide the professional counsel and guidance investors need.

You don't need multiple millions of dollars to benefit from working with us. You are the only one responsible for your portfolio: Investment / Tax / Estate Planning / Asset Protection. The only way you are going to accomplish anything is to take action.

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2025!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

Market Dilemma S3

Wed, 16 Apr 2025 07:00:00 -0400

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2025!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

Market Dilemma S2

Tue, 15 Apr 2025 07:00:00 -0400

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2025!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

Market Dilemma S1

Mon, 14 Apr 2025 07:00:00 -0400

Friday, April 4, 2025, the S&P500 lost -6%. On Wednesday, April 9, 2025, the S&P gained +9.5%. Missing Wednesday's gain is equivalent to missing nearly 1.5 years of equity returns. Then on Thursday, April 10, 2025, the DJIA lost -2.5%, the S&P500 lost -3.0+%, the NASDAQ lost -4.0+%. These declines underlie how much uncertainty still remains. Good luck timing the market. The most important thing investors can do during times of market volatility is to revisit their plan with a qualified professional: Estate Management Counselors can provide the professional counsel and guidance investors need.

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2025!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

Beyond the Will: Comprehensive Estate Planning S4

Thu, 13 Feb 2025 06:45:00 -0400

Did you name your spouse as the primary beneficiary on your life Insurance policy? Bet you did.... this could be one of the biggest financial mistakes you make.

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2025!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

Beyond the Will: Comprehensive Estate Planning S3

Wed, 12 Feb 2025 06:45:00 -0400

Did you name your spouse as the primary beneficiary on your life Insurance policy? Bet you did.... this could be one of the biggest financial mistakes you make.

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2025!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

Beyond the Will: Comprehensive Estate Planning S2

Tue, 11 Feb 2025 06:45:00 -0400

Did you name your spouse as the primary beneficiary on your life Insurance policy? Bet you did.... this could be one of the biggest financial mistakes you make.

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2025!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

Beyond the Will: Comprehensive Estate Planning S1

Mon, 10 Feb 2025 07:00:00 -0400

Did you name your spouse as the primary beneficiary on your life Insurance policy? Bet you did.... this could be one of the biggest financial mistakes you make.

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2025!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

S4 Plan Today... Enjoy Tomorrow !!

Thu, 30 Jan 2025 07:00:00 -0400

Your safe and secure retirement is your responsibility. The essence of this podcast - make your plan today so you can enjoy tomorrow. Put time on your side and stop procrastinating. Having one set of professionals advise you on portfolio management, tax reduction strategies and your estate planning that the EMC Advantage. Integrating all these disciplines together gives our clients The EMC Advantage. Your stockbroker is NOT licensed to give you tax advice. Your tax advisor is not a Tax attorney. Your attorney doesn't understand income tax or portfolio management. Doesn't it make absolute perfect sense to have all three: Investment / Tax / Estate Planning coordinated? If you say no - then the EMC Advantage is not for you. The next step, whether you are in Atlanta or in Fargo, North Dakota, is to call our office 1-877-654-9798 to have a conversation to see how your planning can benefit from the EMC Advantage.

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2024!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

S3 Plan Today... Enjoy Tomorrow !!

Wed, 29 Jan 2025 07:00:00 -0400

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2024!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

S2 Plan Today... Enjoy Tomorrow !!

Tue, 28 Jan 2025 07:00:00 -0400

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2024!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

S1 Plan Today...Enjoy Tomorrow !!

Mon, 27 Jan 2025 07:00:00 -0400

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2024!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

S4 The EMC Advantage

Thu, 24 Oct 2024 07:00:00 -0400

1+1=3 -- that's the essence of The EMC Advantage. Having one set of professionals advise you on portfolio management, tax reduction strategies and your estate planning. Integrating all these disciplines together gives our clients The EMC Advantage. Your stockbroker is NOT licensed to give you tax advice. Your tax advisor is not a Tax attorney. Your attorney doesn't understand income tax or portfolio management. Doesn't it make absolute perfect sense to have all three: Investment / Tax / Estate Planning coordinated? If you say no - then the EMC Advantage is not for you. The next step, whether you are in Atlanta or in Fargo, North Dakota, is to call our office 1-877-654-9798 to have a conversation to see how your planning can benefit from the EMC Advantage.

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2024!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

S3 The EMC Advantage

Wed, 23 Oct 2024 07:00:00 -0400

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2024!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

s2 The EMC Advantage

Tue, 22 Oct 2024 07:00:00 -0400

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2024!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

S1 The EMC Advantage

Mon, 21 Oct 2024 07:00:00 -0400

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2024!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

S4 Asset Protection 101

Thu, 03 Oct 2024 07:00:00 -0400

Asset Protection. Have you done any type of Asset Protection Planning? Think about this for a second: What if you were served with a lawsuit today? Are you prepared or are you exposed. Is all of your hard-earned assets going to be exposed? When do you need to do asset protection planning: NOW !! Before you are served with a lawsuit and it's too late. Are you sure your surviving spouse is NOT going to disinherit your kids? Who is the primary beneficiary on your 401(k): if you named your spouse - I'm telling you right now - you are not planning to protect your assets. Listen to all the podcasts to get a better understanding of the importance of asset protection planning. You don't need multiple millions of dollars to benefit from asset protection planning. You are the only one responsible for your planning: Investment / Tax / Estate Planning / Asset Protection. The only way you are going to accomplish anything is to take action. One action which I know you will use - your estate plan. 50% of all individuals do not have an estate plan and I would venture to guess 90% have never done asset protection planning. Will you inadvertently disinherit your children? If you are a "do-it yourself" kinda person this is a must listen. Your low cost 1-800 financial firm could very easily cost your family your entire 401(k). Let that sink in.

Did you name your spouse as the primary beneficiary on your life Insurance policy? Bet you did.... this could be one of the biggest financial mistakes you make. This type of "simple" planning can get very expensive.

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2024!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

S3 Asset Protection 101

Wed, 02 Oct 2024 07:00:00 -0400

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2024!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

S2 Asset Protection 101

Tue, 01 Oct 2024 07:00:00 -0400

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2024!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

S1 Asset Protection 101

Mon, 30 Sep 2024 07:00:00 -0400

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2024!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

S4 Why A Trust?

Thu, 26 Sep 2024 07:00:00 -0400

Why a Trust? There are soooo many reasons you should consider having a trust for your personal benefit, to avoid probate, to protect your assets, to protect your spendthrift kids, to protect your assets from going to a new spouse, to protect your surviving spouse from not being able to manage the investments, etc. You get the point. You don't need multiple millions of dollars to benefit from a trust. You are the only one responsible for your planning: Investment / Tax / Estate Planning / Asset Protection. The only way you are going to accomplish anything is to take action. One action which I know you will use - your estate plan. 50% of all individuals do not have an estate plan. Will you inadvertently disinherit your children? With a trust you can guarantee you will NOT disinherit your kids. Unfortunately, kids are being disinherited more and more by accident. If you are a "do-it yourself" kinda person this is a must listen. Your low cost 1-800 financial firm could very easily cost your family your entire 401(k). Let that sink in.

Did you name your spouse as the primary beneficiary on your life Insurance policy? Bet you did.... this could be one of the biggest financial mistakes you make.

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2024!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

S3 Why A Trust?

Wed, 25 Sep 2024 07:00:00 -0400

Did you name your spouse as the primary beneficiary on your life Insurance policy? Bet you did.... this could be one of the biggest financial mistakes you make.

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2024!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

S2 Why A Trust?

Tue, 24 Sep 2024 07:00:00 -0400

Did you name your spouse as the primary beneficiary on your life Insurance policy? Bet you did.... this could be one of the biggest financial mistakes you make.

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2024!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

S1 Why A Trust?

Mon, 23 Sep 2024 07:00:00 -0400

Did you name your spouse as the primary beneficiary on your life Insurance policy? Bet you did.... this could be one of the biggest financial mistakes you make.

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2024!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

Cleanup on Aisle 5 S4

Thu, 12 Sep 2024 07:00:00 -0400

We have all heard this announcement - before you hear this with your planning.... take action to clean up your planning mess prior to it being a real problem. We are quickly approaching the 4th quarter of 2024; the FED is meeting to discuss rate cuts; hiring is slowing; inflation remains sticky. You are the only one responsible for your planning: Investment / Tax / Estate Planning / Asset Protection. The only way you are going to accomplish anything is to take action. One action which I know you will use - your estate plan. 50% of all individuals do not have an estate plan. Will you inadvertently disinherit your children? It is actually happening more and more. If you are a "do-it yourself" kinda person this is a must listen. Your low cost 1-800 financial firm could very easily cost your family your entire 401(k). Let that sink in.

Did you name your spouse as the primary beneficiary on your 401(k) or IRA ? Bet you did.... this could be the biggest financial mistake you are making.

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2024!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

Cleanup on Aisle 5 S3

Wed, 11 Sep 2024 07:00:00 -0400

Did you name your spouse as the primary beneficiary on your 401(k) or IRA ? Bet you did.... this could be the biggest financial mistake you are making.

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2024!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

Cleanup Aisle 5 S2

Tue, 10 Sep 2024 07:00:00 -0400

Did you name your spouse as the primary beneficiary on your 401(k) or IRA ? Bet you did.... this could be the biggest financial mistake you are making.

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2024!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

Cleanup Aisle 5 S1

Mon, 09 Sep 2024 07:00:00 -0400

Did you name your spouse as the primary beneficiary on your 401(k) or IRA ? Bet you did.... this could be the biggest financial mistake you are making.

A unique offering we are providing to our listeners: click here The Logical Plan™

To a prosperous and happy 2024!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

Irrevocable Pension Decisions S4

Thu, 18 Jul 2024 07:00:00 -0400

Companys offer pension participants many options: Lump sum payout; rollover ; freeze and wait ; single life payout ; joint life payout with differing amounts. You are asked to make an irrevocable election. No "do over" or "mulligan". Winging it could have devasting financial consequences and cost you tens of thousands of dollars. If you are a "do-it yourself" kinda person this is a must listen.

Estate Management Counselors, LLC can be your fiduciary professional investment counselor and advisor as we are licensed to provide our valued clients with integrated tax, financial and estate planning advice. Interested in learning how Estate Management Counselors can add value to your investment portfolio? Contact us at 1-877-654-9798.

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2024!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: The Logical Plan™

Irrevocable Pension Decisions S3

Wed, 17 Jul 2024 07:30:00 -0400

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2024!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: The Logical Plan™

Irrevocable Pension Decisions S2

Tue, 16 Jul 2024 07:30:00 -0400

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2024!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: The Logical Plan™

Irrevocable Pension Decisions S1

Mon, 15 Jul 2024 06:00:00 -0400

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2024!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: The Logical Plan™

It's 2024 - What's the Plan S4

Fri, 16 Feb 2024 06:30:00 -0400

New Year's resolutions and stock market already setting 5+ record high closes. What is your investment plan for 2024? What steps have you taken to rebalance your portfolio / lock in your investment capital and some of your 2023 winnings? What will happen if the FED decreases rates in the 2nd half of 2024? Will the magnificant 7 be responsible for 80%+ of the market returns in 2024? Consumers just breached $1.1 Trillion in installment debt. If you are a "do-it yourself" kinda person this is a must listen.

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2024!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: The Logical Plan™

It's 2024 - What's the Plan S3

Thu, 15 Feb 2024 06:30:00 -0400

New Year's resolutions. Really. We are already halfway through the 1st quarter of 2024. The only way you are going to accomplish your resolutions - is to take action. One action which I know you will use - your estate plan. 50% of all individuals do not have an estate plan. Will you inadvertently disinherit your children....better listen in as this is happening far too often. If you are a "do-it yourself" kinda person this is a must listen. Your low cost 1-800 financial firm could very easily cost you your entire 401(k).

Did you name your spouse as the primary beneficiary on your 401(k) or IRA ? Bet you did.... better listen why this might be a big mistake.

Estate Management Counselors, LLC can be your fiduciary professional investment counselor and advisor as we are licensed to provide our valued clients with integrated tax and estate planning advice. Interested in learning how Estate Management Counselors can add value to your investment portfolio? Contact us at 1-877-654-9798.

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2024!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: The Logical Plan™

It's 2024 - What's the Plan S2

Wed, 14 Feb 2024 06:30:00 -0400

Did you name your spouse as the primary beneficiary on your 401(k) or IRA ? Bet you did.... better listen why this might be a big mistake.

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2024!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: The Logical Plan™

It's 2024 - What's the Plan S1

Tue, 13 Feb 2024 07:00:00 -0400

New Year's resolutions. Really. We are already half way through the 1st quarter of 2024. The only way you are going to accomplish your resolutions - is to take action. One action which I know you will use - your estate plan. 50% of all individual do not have an estate plan. Will you inadvertently disinherit your children....better listen in as this is happening far too often. If you are a "do-it yourself" kinda person this is a must listen. Your low cost 1-800 financial firm could very easily cost you your entire 401(k).

Did you name your spouse as the primary beneficiary on your 401(k) or IRA ? Bet you did.... better listen why this might be a big mistake.

A unique offering we are providing to our listeners: The Logical Plan™

To a prosperous and happy 2024!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: The Logical Plan™

Investment Tax Strategies S4

Thu, 13 Jul 2023 06:15:00 -0400

Taxes, Taxes and even more taxes. Stockbrokers are NOT licensed to give you tax advice in their investment recommendations. If you are a "do-it yourself" kinda person how are you staying up-to-date on all the tax law changes and implications? Your 1-800 firm is NOT licensed to give you tax advice.

Every financial decision you make involves tax planning. Are you ready to receive licensed tax planning advice incorporated with your investment decisions?

Estate Management Counselors, LLC can be your fiduciary professional investment counselor and advisor as we are licensed to provide our valued clients with integrated tax planning advice. Interested in learning how Estate Management Counselors can add value to your investment portfolio? Contact us at 1-877-654-9798.

A unique offering we are providing to our listeners: THE BUNDLE

To a prosperous and happy 2023!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Investment Tax Strategies S3

Wed, 12 Jul 2023 06:30:00 -0400

Every financial decision you make involves tax planning. Are you ready to receive licensed tax planning advice incorporated with your investment decisions?

A unique offering we are providing to our listeners: THE BUNDLE

To a prosperous and happy 2023!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Investment Tax Strategies S2

Tue, 11 Jul 2023 06:30:00 -0400

Every financial decision you make involves tax planning. Are you ready to receive licensed tax planning advice incorporated with your investment decisions?

A unique offering we are providing to our listeners: THE BUNDLE

To a prosperous and happy 2023!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Investment Tax Strategies S1

Mon, 10 Jul 2023 06:00:00 -0400

Every financial decision you make involves tax planning. Are you ready to receive licensed tax planning advice incorporated with your investment decisions?

A unique offering we are providing to our listeners: THE BUNDLE

To a prosperous and happy 2023!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Retirement Flight S4

Thu, 22 Jun 2023 07:30:00 -0400

You are the pilot - in control of your retirement. To get you from point A (pre-retirement or already in retirement) to your destination (safe and secure retirement). 2022 was not a good year for your retirement flight as Fed Chairman Powell made a firm stand on combating inflation -

Rate hikes never before experienced
Borrowing cost on a 30-year mortgage has doubled - 7%+ mortgage rates
Credit Card interest rates have jumped
Yet, unemployment remains at historic lows

Have you honestly considered how your retirement flight is going; experience turbulence during your flight doesn't mean abort the flight. What it means is coordinate with the control tower (Estate Management Counselors, LLC as your professional counselor and advisor) to determine the best course of action for you based on your individual circumstances and risk tolerance. Then implement the changes and continue on with your retirement flight. Your safe and secure retirement is YOUR responsibility. What steps should you take - If you're piloting this retirement flight, you don't do it alone - you are in constant contact with control tower to guide you there. Why? They have already had so many retirement flights and are there to help you. This is similar to working with Estate Management Counselors - we are your control tower - we have already assisted hundreds of others in making the decisions you face.

Taking advantage of THE BUNDLE

To a prosperous and happy 2023!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Retirement Flight S3

Wed, 21 Jun 2023 07:30:00 -0400

Rate hikes never before experienced
Borrowing cost on a 30-year mortgage has doubled - 7%+ mortgage rates
Credit Card interest rates have jumped
Yet, unemployment remains at historic lows

Have you honestly considered how your retirement flight is going; experience turbulence during your flight doesn't mean abort the flight. What it means is coordinate with the control tower (Estate Management Counselors, LLC as your professional counselor and advisor) to determine the best course of action for you based on your individual circumstances and risk tolerance. Then implement the changes and continue on with your retirement flight. Your safe and secure retirement is YOUR responsibility. What steps should you take - If your piloting this retirement flight, you don't do it alone - you are in constant contact with control tower to guide you there. Why? They have already had so many retirement flights and are there to help you. This is similar to working with Estate Management Counselors - we are your control tower - we have already assisted hundreds of others in making the decisions you face.

Taking advantage of THE BUNDLE

To a prosperous and happy 2023!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Retirement Flight S2

Tue, 20 Jun 2023 07:30:00 -0400

Rate hikes never before experienced
Borrowing cost on a 30-year mortgage has doubled - 7%+ mortgage rates
Credit Card interest rates have jumped
Yet, unemployment remains at historic lows

Taking advantage of THE BUNDLE

To a prosperous and happy 2023!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Retirement Flight S1

Mon, 19 Jun 2023 07:30:00 -0400

Rate hikes never before experienced
Borrowing cost on a 30-year mortgage has doubled - 7%+ mortgage rates
Credit Card interest rates have jumped
Yet, unemployment remains at historic lows

Taking advantage of THE BUNDLE

To a prosperous and happy 2023!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Estate Planning Misses S4

Thu, 09 Mar 2023 07:00:00 -0400

Estate planning. You might just be one of the 50% of all individuals who have done their estate planning. Congratulations. How is your house titled: Solely, Jointly, Tenants in Common, Joint Tenant with right of survivorship? All these have different implications, and your Estate Plan might not be controlling. Did you realize this? These are the Estate Planning misses we see when reviewing an online estate plan or estate planning done by a lawyer who should not be doing estate planning. Having completed over 2,500 estate plans, this is what we do: Estate Planning

When, if not right now, is the impetus to take action to make sure you avoid these misses?

50% of all individuals do not have any estate planning.
Will you disinherit your kids from receiving your 401(k) / IRA ?
There is a reason the "tax informed" have a business or a farm - why don't you?
Will your surviving spouse remarry after your death and disinherit your children?

Be honest - Are you not sure your estate plan is done properly, or you don't have an estate plan. Let's get this fixed now - it's that simple. I would rather you come in and we have a conversation, we do a bit of legal work and presto - you now know the misses you would have made and you now know you have fixed them. If you're climbing Mt. Everest, you don't do it alone - you follow your Sherpa to guide you there. Why? They have already been successful many times and are there to help you to guide you to success. This is exactly the same concept when you start working with Estate Management Counselors - we are your guide to help you achieve success - a successful estate plan.

Not sure what the next step should be?

Taking advantage of THE BUNDLE - at an inflation busting 75% discount !!

My guarantee to you: 100% satisfaction guarantee !!

To a prosperous and happy 2023!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Estate Planning Misses S3

Wed, 08 Mar 2023 07:00:00 -0400

When, if not right now, is the impetus to take action to make sure you avoid these misses?

50% of all individuals do not have any estate planning.
Will you disinherit your kids from receiving your 401(k) / IRA ?
There is a reason the "tax informed" have a business or a farm - why don't you?
Will your surviving spouse remarry after your death and disinherit your children?

Not sure what the next step should be?

Taking advantage of THE BUNDLE - at an inflation busting 75% discount !!

My guarantee to you: 100% satisfaction guarantee !!

To a prosperous and happy 2023!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Estate Planning Misses S2

Tue, 07 Mar 2023 06:15:00 -0400

When, if not right now, is the impetus to take action to make sure you avoid these misses?

50% of all individuals do not have any estate planning.
Will you disinherit your kids from receiving your 401(k) / IRA ?
There is a reason the "tax informed" have a business or a farm - why don't you?
Will your surviving spouse remarry after your death and disinherit your children?

Not sure what the next step should be?

Taking advantage of THE BUNDLE - at an inflation busting 75% discount !!

My guarantee to you: 100% satisfaction guarantee !!

To a prosperous and happy 2023!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Estate Planning Misses S1

Mon, 06 Mar 2023 06:30:00 -0400

When, if not right now, is the impetus to take action to make sure you avoid these misses?

50% of all individuals do not have any estate planning.
Will you disinherit your kids from receiving your 401(k) / IRA ?
There is a reason the "tax informed" have a business or a farm - why don't you?
Will your surviving spouse remarry after your death and disinherit your children?

Not sure what the next step should be?

Taking advantage of THE BUNDLE - at an inflation busting 75% discount !!

My guarantee to you: 100% satisfaction guarantee !!

To a prosperous and happy 2023!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Golden Ticket S4

Thu, 02 Feb 2023 07:15:00 -0400

What is your Golden Ticket? We all are looking for one: A "financial, tax or estate planning strategy that accomplishes our pressing objective.

2022 was a terrible year for market returns:

S&P500 dropped 19.4%

NASDAQ 100 plummeted by 34.2%.

When, if not right now, is the impetus to claim your Golden Ticket and take action to accomplish your pressing objective?

50% of all individuals do not have any estate planning.
Will you disinherit your kids from receiving your 401(k) / IRA ?
Do you want to participate in market when it goes up, never when it goes down?
Missing out on funding your Roth IRA for you and your spouse? Kids?
Afraid to open your monthly account statements?
There is a reason the "tax informed" have a business or a farm - why don't you?

Be honest - Are you paralyzed and don't know what you need to adjust in your portfolio in a rising rate environment? Your safe and secure retirement is YOUR responsibility. What steps should you take - If you're climbing Mt. Everest, you don't do it alone - you follow your Sherpa to guide you there. Why? They have already been successful many times and are there to help you to guide you to success. This is exactly the same concept when you start working with Estate Management Counselors - we are your guide to help you achieve success - we have already assisted hundreds of others in making the financial / estate and tax planning decisions you face.

Not sure what the next step should be?

Taking advantage of THE BUNDLE - at an inflation busting 75% discount !!

My guarantee to you: 100% satisfaction guarantee !!

To a prosperous and happy 2023!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Golden Ticket S3

Wed, 01 Feb 2023 07:30:00 -0400

What is your Golden Ticket? We all are looking for one: A "financial, tax or estate planning strategy that accomplishes our pressing objective.

2022 was a terrible year for market returns:

S&P500 dropped 19.4%

NASDAQ 100 plummeted by 34.2%.

When, if not right now, is the impetus to claim your Golden Ticket and take action to accomplish your pressing objective?

50% of all individuals do not have any estate planning.
Will you disinherit your kids from receiving your 401(k) / IRA ?
Do you want to participate in market when it goes up, never when it goes down?
Missing out on funding your Roth IRA for you and your spouse? Kids?
Afraid to open your monthly account statements?
There is a reason the "tax informed" have a business or a farm - why don't you?

Not sure what the next step should be?

Taking advantage of THE BUNDLE - at an inflation busting 75% discount !!

My guarantee to you: 100% satisfaction guarantee !!

To a prosperous and happy 2023!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Golden Ticket S2

Tue, 31 Jan 2023 07:30:00 -0400

What is your Golden Ticket? We all are looking for one: A "financial, tax or estate planning strategy that accomplishes our pressing objective.

2022 was a terrible year for market returns:

S&P500 dropped 19.4%

NASDAQ 100 plummeted by 34.2%.

When, if not right now, is the impetus to claim your Golden Ticket and take action to accomplish your pressing objective?

50% of all individuals do not have any estate planning.
Will you disinherit your kids from receiving your 401(k) / IRA ?
Do you want to participate in market when it goes up, never when it goes down?
Missing out on funding your Roth IRA for you and your spouse? Kids?
Afraid to open your monthly account statements?
There is a reason the "tax informed" have a business or a farm - why don't you?

Not sure what the next step should be?

Taking advantage of THE BUNDLE - at an inflation busting 75% discount !!

My guarantee to you: 100% satisfaction guarantee !!

To a prosperous and happy 2023!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Golden Ticket S1

Mon, 30 Jan 2023 07:30:00 -0400

What is your Golden Ticket? We all are looking for one: A "financial, tax or estate planning strategy that accomplishes our pressing objective.

2022 was a terrible year for market returns:

S&P500 dropped 19.4%

NASDAQ 100 plummeted by 34.2%.

When, if not right now, is the impetus to claim your Golden Ticket and take action to accomplish your pressing objective?

50% of all individuals do not have any estate planning.
Will you disinherit your kids from receiving your 401(k) / IRA ?
Do you want to participate in market when it goes up, never when it goes down?
Missing out on funding your Roth IRA for you and your spouse? Kids?
Afraid to open your monthly account statements?
There is a reason the "tax informed" have a business or a farm - why don't you?

Not sure what the next step should be?

Taking advantage of THE BUNDLE - at an inflation busting 75% discount !!

My guarantee to you: 100% satisfaction guarantee !!

To a prosperous and happy 2023!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Junk Drawer Resolutions - S4

Fri, 20 Jan 2023 08:00:00 -0400

We all have one: A "financial, tax and estate planning junk drawer". Old financial accounts you have avoided to do anything with; unopened account statements; a "set and forget" 401(k) allocation strategy; old or even nonexistent estate planning documents; zero clue as to who to name as your 401(k) / IRA beneficiary to avoid disinheriting your kids; waiting until April 15th to do your "tax planning".

2022 was a terrible year for market returns:

S&P500 dropped 19.4%

NASDAQ 100 plummeted by 34.2%.

When, if not right now, is the impetus to clean out your "financial, tax and estate planning junk drawer" ?

50% of all individuals do not have any estate planning.
Will you disinherit your kids from receiving your 401(k) / IRA ?
Do you want to participate in market when it goes up, never when it goes down?
Have to failed to open or fund your Roth IRA for you and your spouse?
Account statements you are no longer opening?
Did you write off your cell phone on your taxes in 2021?

Not sure what the next step should be?

Taking advantage of THE BUNDLE - at an inflation busting 75% discount !!

My guarantee to you: 100% satisfaction guarantee !!

To a prosperous and happy 2023!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Junk Drawer Resolutions - S3

Thu, 19 Jan 2023 08:00:00 -0400

2022 was a terrible year for market returns:

S&P500 dropped 19.4%

NASDAQ 100 plummeted by 34.2%.

When, if not right now, is the impetus to clean out your "financial, tax and estate planning junk drawer" ?

50% of all individuals do not have any estate planning.
Will you disinherit your kids from receiving your 401(k) / IRA ?
Do you want to participate in market when it goes up, never when it goes down?
Have to failed to open or fund your Roth IRA for you and your spouse?
Account statements you are no longer opening?
Did you write off your cell phone on your taxes in 2021?

Not sure what the next step should be?

Taking advantage of THE BUNDLE - at an inflation busting 75% discount !!

My guarantee to you: 100% satisfaction guarantee !!

To a prosperous and happy 2023!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Junk Drawer Resolutions - S2

Wed, 18 Jan 2023 08:00:00 -0400

2022 was a terrible year for market returns:

S&P500 dropped 19.4%

NASDAQ 100 plummeted by 34.2%.

When, if not right now, is the impetus to clean out your "financial, tax and estate planning junk drawer" ?

50% of all individuals do not have any estate planning.
Will you disinherit your kids from receiving your 401(k) / IRA ?
Do you want to participate in market when it goes up, never when it goes down?
Have to failed to open or fund your Roth IRA for you and your spouse?
Account statements you are no longer opening?
Did you write off your cell phone on your taxes in 2021?

Not sure what the next step should be?

Taking advantage of THE BUNDLE - at an inflation busting 75% discount !!

My guarantee to you: 100% satisfaction guarantee !!

To a prosperous and happy 2023!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Junk Drawer Resolutions - S1

Tue, 17 Jan 2023 08:15:00 -0400

We all have one: A "financial, tax and estate planning junk drawer". Old financial accounts you have avoided to do anything with; unopened account statements; a "set and forget" 401(k) allocation strategy; old or even nonexistent estate planning documents; zero clue as to who to name as your 401(k) / IRA beneficiary to avoid disinheriting your kids; waiting until April 15th to do your "tax planning".

2022 was a terrible year for market returns:

S&P500 dropped 19.4%

NASDAQ 100 plummeted by 34.2%.

When, if not right now, is the impetus to clean out your "financial, tax and estate planning junk drawer" ?

50% of all individuals do not have any estate planning.
Will you disinherit your kids from receiving your 401(k) / IRA ?
Do you want to participate in market when it goes up, never when it goes down?
Have to failed to open or fund your Roth IRA for you and your spouse?
Account statements you are no longer opening?
Did you write off your cell phone on your taxes in 2021?

Not sure what the next step should be?

Taking advantage of THE BUNDLE - at an inflation busting 75% discount !!

My guarantee to you: 100% satisfaction guarantee !!

To a prosperous and happy 2023!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Financially Paralyzed S4

Fri, 04 Nov 2022 06:30:00 -0400

The typical 60/40 stocks to bond mix has missed the mark. Fed Chairman Powell has made a firm stand on combating inflation -

Another 75 basis point adjustment in the Federal Funds rate is almost a certainty
Borrowing cost on a 30-year mortgage has doubled - 7%+ mortgage rates
Credit Card interest rates have jumped
Yet, unemployment remains at historic lows

Have you honestly considered what you need to look for in your portfolio in a rising rate environment? Your safe and secure retirement is YOUR responsibility. What steps should you take - If your climbing Mt. Everest, you don't do it alone - you follow your Sherpa to guide you there. Why? They have already done this many times and are there to help you. This is similar to working with Estate Management Counselors - we are your guide - we have already assisted hundreds of others in making the decisions you face.

Taking advantage of THE BUNDLE

To a prosperous and happy 2022!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Financially Paralyzed S3

Thu, 03 Nov 2022 06:30:00 -0400

The typical 60/40 stocks to bond mix has missed the mark. Fed Chairman Powell has made a firm stand on combating inflation -

Another 75 basis point adjustment in the Federal Funds rate is almost a certainty
Borrowing cost on a 30-year mortgage has doubled - 7%+ mortgage rates
Credit Card interest rates have jumped
Yet, unemployment remains at historic lows

Taking advantage of THE BUNDLE

To a prosperous and happy 2022!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Financially Paralyzed S2

Tue, 01 Nov 2022 06:30:00 -0400

The typical 60/40 stocks to bond mix has missed the mark. Fed Chairman Powell has made a firm stand on combating inflation -

Another 75 basis point adjustment in the Federal Funds rate is almost a certainty
Borrowing cost on a 30-year mortgage has doubled - 7%+ mortgage rates
Credit Card interest rates have jumped
Yet, unemployment remains at historic lows

Taking advantage of THE BUNDLE

To a prosperous and happy 2022!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Financially Paralyzed S1

Mon, 31 Oct 2022 06:30:00 -0400

The typical 60/40 stocks to bond mix has missed the mark. Fed Chairman Powell has made a firm stand on combating inflation -

Another 75 basis point adjustment in the Federal Funds rate is almost a certainty
Borrowing cost on a 30-year mortgage has doubled - 7%+ mortgage rates
Credit Card interest rates have jumped
Yet, unemployment remains at historic lows

Have you honestly considered what you need to look for in your portfolio in a rising rate environment? Your safe and secure retirement is YOUR responsibility. What steps should you take - If your climbing Mt. Everest, you don't do it alone - you follow your Sherpa to guide you there. Why? They have already done this many times and are there to help you. This is similar to working with Estate Management Counselors - we are your guide - we have already assisted hundreds of others in making the decisions you face.

Taking advantage of THE BUNDLE

To a prosperous and happy 2022!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Don't Fight the Fed - Exterminate the Inflation Critter S4

Fri, 09 Sep 2022 07:00:00 -0400

Fed Chairman Powell has made a firm stand on combating inflation -

Historically large percentage increases in the Federal Funds Rate
Borrowing cost on a 30-year mortgage has doubled
Credit Card interest rates have jumped
Yet, unemployment remains at historic lows

Taking advantage of THE BUNDLE

To a prosperous and happy 2022!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Don't Fight the Fed - Exterminate the Inflation Critter S3

Thu, 08 Sep 2022 07:00:00 -0400

Fed Chairman Powell has made a firm stand on combating inflation -

Historically large percentage increases in the Federal Funds Rate
Borrowing cost on a 30-year mortgage has doubled
Credit Card interest rates have jumped
Yet, unemployment remains at historic lows

Taking advantage of THE BUNDLE

To a prosperous and happy 2022!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Don't Fight the Fed - Exterminate the Inflation Critter S2

Wed, 07 Sep 2022 07:00:00 -0400

Fed Chairman Powell has made a firm stand on combating inflation -

Historically large percentage increases in the Federal Funds Rate
Borrowing cost on a 30-year mortgage has doubled
Credit Card interest rates have jumped
Yet, unemployment remains at historic lows

Taking advantage of THE BUNDLE

To a prosperous and happy 2022!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Don't Fight the Fed - Exterminate the Inflation Critter S1

Tue, 06 Sep 2022 07:00:00 -0400

Fed Chairman Powell has made a firm stand on combating inflation -

Historically large percentage increases in the Federal Funds Rate
Borrowing cost on a 30-year mortgage has doubled
Credit Card interest rates have jumped
Yet, unemployment remains at historic lows

Taking advantage of THE BUNDLE

To a prosperous and happy 2022!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Octopus and Inflation - What's the catch? S4

Fri, 24 Jun 2022 08:00:00 -0400

What does an Octopus have to do with Inflation?

Inflation Adjustments
Bonds
Preferred Stocks
Equities
Create a Tax Asset
Is now the time to make a gift
Sequence of Return Risk
Emotional Reaction

Have you honestly considered what YOU need to be doing with your investment portfolio, tax and estate planning?

Taking advantage of THE BUNDLE

To a prosperous and happy 2022!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Octopus and Inflation - What's the catch? S3

Thu, 23 Jun 2022 08:00:00 -0400

What does an Octopus have to do with Inflation?

Inflation Adjustments
Bonds
Preferred Stocks
Equities
Create a Tax Asset
Is now the time to make a gift
Sequence of Return Risk
Emotional Reaction

Have you honestly considered what YOU need to be doing with your investment portfolio, tax and estate planning?

Taking advantage of THE BUNDLE

To a prosperous and happy 2022!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Octopus and Inflation - What's the catch? S2

Wed, 22 Jun 2022 08:00:00 -0400

What does an Octopus have to do with Inflation?

Inflation Adjustments
Bonds
Preferred Stocks
Equities
Create a Tax Asset
Is now the time to make a gift
Sequence of Return Risk
Emotional Reaction

Have you honestly considered what YOU need to be doing with your investment portfolio, tax and estate planning?

Taking advantage of THE BUNDLE

To a prosperous and happy 2022!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Octopus and Inflation - What's the catch? S1

Tue, 21 Jun 2022 08:00:00 -0400

What does an Octopus have to do with Inflation?

Inflation Adjustments
Bonds
Preferred Stocks
Equities
Create a Tax Asset
Is now the time to make a gift
Sequence of Return Risk
Emotional Reaction

Have you honestly considered what YOU need to be doing with your investment portfolio, tax and estate planning?

Taking advantage of THE BUNDLE

To a prosperous and happy 2022!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Combat inflation - Pivot S4

Wed, 23 Feb 2022 06:30:00 -0400

To make a thorough or dramatic change

Begin by taking the first step
Will you make things change or will you let change happen to you
Define your outcome
If it was easy everyone would be a multi-millionaire - it is if you work with the right professional

Have you honestly considered what YOU get from planning? Your safe and secure retirement is YOUR responsibility. What steps should you take - If your climbing Mt. Everest, you don't do it alone - you follow your Sherpa to guide you there. Why, they have already done this many times and are there to help you. This is similar to working with Estate Management Counselors - we are your guide - we have already assisted others in making the decisions you face.

Taking advantage of THE BUNDLE

To a prosperous and happy 2021!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Combat inflation - Pivot S3

Tue, 22 Feb 2022 06:30:00 -0400

To make a thorough or dramatic change

Begin by taking the first step
Will you make things change or will you let change happen to you
Define your outcome
If it was easy everyone would be a multi-millionaire - it is if you work with the right professional

Taking advantage of THE BUNDLE

To a prosperous and happy 2021!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Combat inflation - Pivot S1

Mon, 21 Feb 2022 12:00:00 -0400

To make a thorough or dramatic change

Begin by taking the first step
Will you make things change or will you let change happen to you
Define your outcome
If it was easy everyone would be a multi-millionaire - it is if you work with the right professional

Taking advantage of THE BUNDLE

To a prosperous and happy 2021!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Combat inflation - Pivot S2

Mon, 21 Feb 2022 06:30:00 -0400

To make a thorough or dramatic change

Begin by taking the first step
Will you make things change or will you let change happen to you
Define your outcome
If it was easy everyone would be a multi-millionaire - it is if you work with the right professional

Taking advantage of THE BUNDLE

To a prosperous and happy 2021!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Transform S4

Fri, 24 Dec 2021 07:00:00 -0400

To make a thorough or dramatic change

Begin by taking the first step
Will you make things change or will you let change happen to you
Define your outcome
If it was easy everyone would be a multi-millionaire - it is if you work with the right professional

Taking advantage of THE BUNDLE

To a prosperous and happy 2021!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Transform S3

Thu, 23 Dec 2021 07:00:00 -0400

To make a thorough or dramatic change

Begin by taking the first step
Will you make things change or will you let change happen to you
Define your outcome
If it was easy everyone would be a multi-millionaire - it is if you work with the right professional

Taking advantage of THE BUNDLE

To a prosperous and happy 2021!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Transform S2

Wed, 22 Dec 2021 07:00:00 -0400

To make a thorough or dramatic change

Begin by taking the first step
Will you make things change or will you let change happen to you
Define your outcome
If it was easy everyone would be a multi-millionaire - it is if you work with the right professional

Taking advantage of THE BUNDLE

To a prosperous and happy 2021!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Transform S1

Tue, 21 Dec 2021 07:00:00 -0400

To make a thorough or dramatic change

Begin by taking the first step
Will you make things change or will you let change happen to you
Define your outcome
If it was easy everyone would be a multi-millionaire - it is if you work with the right professional

Taking advantage of THE BUNDLE

To a prosperous and happy 2021!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Not Completely True - Estate Planning Gotchas S4

Sat, 20 Nov 2021 07:00:00 -0400

NO Estate Plan ? 50% of all individuals have NO estate plan in place

How is your home titled (individually, joint, JTWROS, TIC)? It matters in Estate Planning.
Is the next spouse (surviving spouse marries) going to inherit your 401(k)?
Want to make sure you avoid these "gotchas" in your estate planning
Implement a testamentary trust to protect your lifetime savings
Does your estate plan protect your kids from their creditors?

Have you honestly considered what YOU get from planning? Your safe and secure retirement is YOUR responsibility. What steps should you take - If you climbing Mt. Everest, you don't do it alone - you follow your Sherpa to guide you there. Why, they have already done this many times and are there to help you. We have assisted over 2,500 individuals just like you, to properly plan their estates. This is similar to working with Estate Management Counselors - we are your guide - we have already assisted others in making the same decisions you now face.

Taking advantage of THE BUNDLE

To a prosperous and happy 2021!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Not Completely True - Estate Planning Gotchas S3

Thu, 18 Nov 2021 07:00:00 -0400

NO Estate Plan ?

How is your home titled (individually, joint, JTWROS, TIC)? It matters in Estate Planning.
Is the next spouse (surviving spouse marries) going to inherit your 401(k)?
Want to make sure you avoid these "gotchas" in your estate planning
Implement a testamentary trust to protect your lifetime savings
Does your estate plan protect your kids from their creditors?

Taking advantage of THE BUNDLE

To a prosperous and happy 2021!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Not Completely True - Estate Planning Gotchas S2

Tue, 16 Nov 2021 07:00:00 -0400

NO Estate Plan ?

How is your home titled (individually, joint, JTWROS, TIC)? It matters in Estate Planning.
Is the next spouse (surviving spouse marries) going to inherit your 401(k)?
Want to make sure you avoid these "gotchas" in your estate planning
Implement a testamentary trust to protect your lifetime savings
Does your estate plan protect your kids from their creditors?

Taking advantage of THE BUNDLE

To a prosperous and happy 2021!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Not Completely True - Estate Planning Gotchas

Sun, 14 Nov 2021 13:00:00 -0400

What is the next step you should take?

Where do I even begin - by taking the first step
If you have no estate plan or one that is 5 years old
Want to make sure you avoid these "gotchas" in your estate planning
Implement a testamentary trust to protect your lifetime savings

Have you honestly considered what YOU get from planning? Your safe and secure retirement is YOUR responsibility. What steps should you take - If you climbing Mt. Everest, you don't do it alone - you follow your Sherpa to guide you there. Why, they have already done this many times and are there to help you. This is similar to working with Estate Management Counselors - we are your guide - we have already assisted others in making the decisions you face.

Taking advantage of THE BUNDLE

To a prosperous and happy 2021!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Steps to Take S4

Sat, 26 Jun 2021 09:00:00 -0400

What is the next step you should take?

Where do I even begin - by taking the first step
If you have no estate plan or one that is 5 years old
Install a liability protection fence around your rental property
Implement a testamentary trust to protect your lifetime savings

Have you honestly considered what YOU get from planning? Your safe and secure retirement is YOUR responsibility. What steps should you take - If you climbing Mt. Everest, you don't do it alone - you follow your Sherpa to guide you there. Why, they have already done this many times and are there to help you. This is similar to working with Estate Management Counselors - we are your guide - we have already assisted others in making the decisions you face.

Taking advantage of THE BUNDLE

To a prosperous and happy 2021!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Steps to Take S3

Fri, 25 Jun 2021 09:00:00 -0400

What is the next step you should take?

Where do I even begin - by taking the first step
If you have no estate plan or one that is 5 years old
Install a liability protection fence around your rental property
Implement a testamentary trust to protect your lifetime savings

Have you honestly considered what YOU get from planning? Your safe and secure retirement is YOUR responsibility. What steps should you take - If you climbing Mt. Everest, you don't do it alone - you follow your Sherpa to guide you there. Why, they have already done this many times and are there to help you. This is similar to working with Estate Management Counselors - we are your guide - we have already assisted others in making the decisions you face.

Taking advantage of THE BUNDLE

To a prosperous and happy 2021!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Steps to Take S2

Wed, 23 Jun 2021 18:00:00 -0400

What is the next step you should take?

Where do I even begin - by taking the first step
If you have no estate plan or one that is 5 years old
Install a liability protection fence around your rental property
Implement a testamentary trust to protect your lifetime savings

Have you honestly considered what YOU get from planning? Your safe and secure retirement is YOUR responsibility. What steps should you take - If you climbing Mt. Everest, you don't do it alone - you follow your Sherpa to guide you there. Why, they have already done this many times and are there to help you. This is similar to working with Estate Management Counselors - we are your guide - we have already assisted others in making the decisions you face.

Taking advantage of THE BUNDLE

To a prosperous and happy 2021!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Steps to Take S1

Mon, 21 Jun 2021 09:00:00 -0400

What is the next step you should take?

Where do I even begin - by taking the first step
If you have no estate plan or one that is 5 years old
Install a liability protection fence around your rental property
Implement a testamentary trust to protect your lifetime savings

Have you honestly considered what YOU get from planning? Your safe and secure retirement is YOUR responsibility. What steps should you take - If you climbing Mt. Everest, you don't do it alone - you follow your Sherpa to guide you there. Why, they have already done this many times and are there to help you. This is similar to working with Estate Management Counselors - we are your guide - we have already assisted others in making the decisions you face.

Taking advantage of THE BUNDLE

To a prosperous and happy 2021!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

W.I.I.F.M. S4

Sun, 06 Jun 2021 09:00:00 -0400

What's In It For Me (W.I.I.F.M.)?

Why should you spend your time planning - what's the benefit
How do I benefit from my estate plan
Implement tax strategies and keep more hard-earned money in your pocket
keeping your future ex son/daughter-in-law from getting your estate

Have you honestly considered what YOU get from planning? Your safe and secure retirement is YOUR responsibility. Defined benefit plans, think lifetime pensions, are going away. Find out What's In It for You -

Taking advantage of THE BUNDLE

To a prosperous and happy 2021!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

W.I.I.F.M. S3

Fri, 04 Jun 2021 07:00:00 -0400

What's In It For Me (W.I.I.F.M.)?

Why should you spend your time planning - what's the benefit
How do I benefit from my estate plan
Implement tax strategies and keep more hard-earned money in your pocket
keeping your future ex son/daughter-in-law from getting your estate

Taking advantage of THE BUNDLE

To a prosperous and happy 2021!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

W.I.I.F.M. S2

Wed, 02 Jun 2021 07:00:00 -0400

What's In It For Me (W.I.I.F.M.)?

Why should you spend your time planning - what's the benefit
How do I benefit from my estate plan
Implement tax strategies and keep more hard-earned money in your pocket
keeping your future ex son/daughter-in-law from getting your estate

Taking advantage of THE BUNDLE

To a prosperous and happy 2021!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

W.I.I.F.M. S1

Mon, 31 May 2021 09:00:00 -0400

What's In It For Me (W.I.I.F.M.)?

Why should you spend your time planning - what's the benefit
How do I benefit from my estate plan
Implement tax strategies and keep more hard-earned money in your pocket
keeping your future ex son/daughter-in-law from getting your estate

Taking advantage of THE BUNDLE

To a prosperous and happy 2021!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Protect Your Assets - It's not what you think S4

Sat, 24 Apr 2021 09:00:00 -0400

Protecting Your Assets is MORE than just liability protection.... it's

protecting your investment capital
not overpaying your taxes
protecting your 401(k)/IRA from being inherited by a future new spouse
keeping your future ex son/daughter-in-law from getting your estate

Have you honestly done ANY asset protection planning? Call your 1-800 investment firm and ask them to help you with asset protection planning....listen for the pause... you immediately know, they are not licensed to give you this advice but you need this advice.... get this advice plus more by....

Taking advantage of THE BUNDLE

To a prosperous and happy 2021!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Protect Your Assets - It's not what you think S3

Fri, 23 Apr 2021 09:00:00 -0400

Protecting Your Assets is MORE than just liability protection.... it's

protecting your investment capital
not overpaying your taxes
protecting your 401(k)/IRA from being inherited by a future new spouse
keeping your future ex son/daughter-in-law from getting your estate

Taking advantage of THE BUNDLE

To a prosperous and happy 2021!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Protect Your Assets - It's not what you think S2

Thu, 22 Apr 2021 09:00:00 -0400

Protecting Your Assets is MORE than just liability protection.... it's

protecting your investment capital
not overpaying your taxes
protecting your 401(k)/IRA from being inherited by a future new spouse
keeping your future ex son/daughter-in-law from getting your estate

Taking advantage of THE BUNDLE

To a prosperous and happy 2021!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Protect Your Assets - It's not what you think S1

Wed, 21 Apr 2021 09:00:00 -0400

Protecting Your Assets is MORE than just liability protection.... it's

protecting your investment capital
not overpaying your taxes
protecting your 401(k)/IRA from being inherited by a future new spouse
keeping your future ex son/daughter-in-law from getting your estate

Taking advantage of THE BUNDLE

To a prosperous and happy 2021!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

When to Plan? S4

Mon, 19 Apr 2021 09:00:00 -0400

Why do you spend more time planning your vacation than planning for your retirement?

You don't plan to fail -- you just fail to plan .... stop right now and

Take advantage of THE BUNDLE

To a prosperous and happy 2021!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

When to Plan? S3

Sun, 18 Apr 2021 09:00:00 -0400

Why do you spend more time planning your vacation than planning for your retirement?

You don't plan to fail -- you just fail to plan .... stop right now and

Take advantage of THE BUNDLE

To a prosperous and happy 2021!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

When to Plan? S2

Sat, 17 Apr 2021 09:00:00 -0400

Why do you spend more time planning your vacation than planning for your retirement?

You don't plan to fail -- you just fail to plan .... stop right now and

Take advantage of THE BUNDLE

Sun, 21 Mar 2021 09:00:00 -0400

Is YOUR estate plan done? Is it done right?

Over 50% of all individuals do not have any estate plan

Will you disinherit your Grandchildren?

Will your estate be ravaged by the "professionals" in "helping" your loved one deal with your estate because you were too busy to get your affairs in order?

Take advantage of THE BUNDLE

To a prosperous and happy 2021!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Will you disinherit your Grandchildren? S3

Sun, 21 Mar 2021 09:00:00 -0400

Is YOUR estate plan done? Is it done right?

Over 50% of all individuals do not have any estate plan

Will you disinherit your Grandchildren?

Will your estate be ravaged by the "professionals" in "helping" your loved one deal with your estate because you were too busy to get your affairs in order?

Take advantage of THE BUNDLE

To a prosperous and happy 2021!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Will you disinherit your Grandchildren? S2

Sun, 21 Mar 2021 09:00:00 -0400

Is YOUR estate plan done? Is it done right?

Over 50% of all individuals do not have any estate plan

Will you disinherit your Grandchildren?

Will your estate be ravaged by the "professionals" in "helping" your loved one deal with your estate because you were too busy to get your affairs in order?

Take advantage of THE BUNDLE

To a prosperous and happy 2021!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Will you disinherit your Grandchildren? S1

Sun, 21 Mar 2021 09:00:00 -0400

Is YOUR estate plan done? Is it done right?

Over 50% of all individuals do not have any estate plan

Will you disinherit your Grandchildren?

Will your estate be ravaged by the "professionals" in "helping" your loved one deal with your estate because you were too busy to get your affairs in order?

Take advantage of THE BUNDLE

To a prosperous and happy 2021!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Small Changes...Big Results S4

Sat, 13 Mar 2021 09:00:00 -0400

Looking for the ONE silver bullet?

Earning just 2% more per year over a 30 year investment horizon will have over a $1,200,000 difference starting with $300,000 - a variance of 6% to 8%.

You might say it's expensive to work with a professional ?

How expensive is it NOT to work with a professional?

Take advantage of THE BUNDLE

To a prosperous and happy 2021!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Small Changes...Big Results S3

Sat, 13 Mar 2021 09:00:00 -0400

Looking for the ONE silver bullet?

Earning just 2% more per year over a 30 year investment horizon will have over a $1,200,000 difference starting with $300,000 - a variance of 6% to 8%.

You might say it's expensive to work with a professional ?

How expensive is it NOT to work with a professional?

Take advantage of THE BUNDLE

To a prosperous and happy 2021!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Small Changes...Big Results S2

Sat, 13 Mar 2021 09:00:00 -0400

Looking for the ONE silver bullet?

Earning just 2% more per year over a 30 year investment horizon will have over a $1,200,000 difference starting with $300,000 - a variance of 6% to 8%.

You might say it's expensive to work with a professional ?

How expensive is it NOT to work with a professional?

Take advantage of THE BUNDLE

To a prosperous and happy 2021!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Small Changes...Big Results S1

Sat, 13 Mar 2021 09:00:00 -0400

Looking for the ONE silver bullet?

Earning just 2% more per year over a 30 year investment horizon will have over a $1,200,000 difference starting with $300,000 - a variance of 6% to 8%.

You might say it's expensive to work with a professional ?

How expensive is it NOT to work with a professional?

Take advantage of THE BUNDLE

To a prosperous and happy 2021!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Love Potion No. 9 S4

Thu, 04 Mar 2021 09:00:00 -0400

Is YOUR estate plan done? Is it done right?

Over 50% of all individuals do not have any estate plan

Will you disinherit your kids?

Will your estate be ravaged by the "professionals" in "helping" your loved one deal with your estate because you were too busy to get your affairs in order?

Take advantage of THE BUNDLE

To a prosperous and happy 2021!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Love Potion No. 9 S3

Thu, 04 Mar 2021 09:00:00 -0400

Is YOUR estate plan done? Is it done right?

Over 50% of all individuals do not have any estate plan

Will you disinherit your kids?

Will your estate be ravaged by the "professionals" in "helping" your loved one deal with your estate because you were too busy to get your affairs in order?

Take advantage of THE BUNDLE

To a prosperous and happy 2021!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Love Potion No. 9 S2

Thu, 04 Mar 2021 09:00:00 -0400

Is YOUR estate plan done? Is it done right?

Over 50% of all individuals do not have any estate plan

Will you disinherit your kids?

Will your estate be ravaged by the "professionals" in "helping" your loved one deal with your estate because you were too busy to get your affairs in order?

Take advantage of THE BUNDLE

To a prosperous and happy 2021!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Love Potion No. 9 S1

Thu, 04 Mar 2021 09:00:00 -0400

Is YOUR estate plan done?

Over 50% of all individuals do not have any estate plan

Will you disinherit your kids?

Will your estate be ravaged by the "professionals" in "helping" your loved one deal with your estate because you were too busy to get your affairs in order?

Take advantage of THE BUNDLE

To a prosperous and happy 2021!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Investing - What you need to know S4

Sat, 06 Feb 2021 09:00:00 -0400

Objectively reviewed your portfolio?

Every day, 10,000 individuals turn 65 - for another 10 years

The strategies for accumulation are different than that of income distribution in retirement.

Are you basing your investment decisions on a 1-800 call center? Being sold investments by a stockbroker?

Wanting one-on-one professional "in the client's best interest" counsel and advice - then working with an RIA is your only choice

Take advantage of THE BUNDLE

To a prosperous and happy 2021!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Investing - What you need to know S3

Sat, 06 Feb 2021 09:00:00 -0400

Objectively reviewed your portfolio?

Every day, 10,000 individuals turn 65 - for another 10 years

The strategies for accumulation are different than that of income distribution in retirement.

Are you basing your investment decisions on a 1-800 call center? Being sold investments by a stockbroker?

Wanting one-on-one professional "in the client's best interest" counsel and advice - then working with an RIA is your only choice

Take advantage of THE BUNDLE

To a prosperous and happy 2021!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Investing - What you need to know S2

Sat, 06 Feb 2021 09:00:00 -0400

Objectively reviewed your portfolio?

Every day, 10,000 individuals turn 65 - for another 10 years

The strategies for accumulation are different than that of income distribution in retirement.

Are you basing your investment decisions on a 1-800 call center? Being sold investments by a stockbroker?

Wanting one-on-one professional "in the client's best interest" counsel and advice - then working with an RIA is your only choice

Take advantage of THE BUNDLE

To a prosperous and happy 2021!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Investing - What you need to know S1

Sat, 06 Feb 2021 09:00:00 -0400

Objectively reviewed your portfolio?

Every day, 10,000 individuals turn 65 - for another 10 years

The strategies for accumulation are different than that of income distribution in retirement.

Are you basing your investment decisions on a 1-800 call center? Being sold investments by a stockbroker?

Wanting one-on-one professional "in the client's best interest" counsel and advice - then working with an RIA is your only choice

Take advantage of THE BUNDLE

To a prosperous and happy 2021!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Is Now the Time to Pivot? Session 1

Sat, 30 Jan 2021 09:00:00 -0400

Statistics:

Every day, 10,000 individuals turn 65 - for another 10 years

Are you working with an Advisor or a security salesman?

Do you want to base your investments on a 1-800 call center / receive "suitable" recommendation from a stockbroker or receive

Professional "in the client's best interest" counsel and advice - then working with an RIA is your only choice

Take advantage of THE BUNDLE

To a prosperous and happy 2021!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Is Now the Time to Pivot? Session 4

Sat, 30 Jan 2021 09:00:00 -0400

Statistics:

Every day, 10,000 individuals turn 65 - for another 10 years

Are you working with an Advisor or a security salesman?

Do you want to base your investments on a 1-800 call center / receive "suitable" recommendation from a stockbroker or receive

Professional "in the client's best interest" counsel and advice - then working with an RIA is your only choice

Take advantage of THE BUNDLE

To a prosperous and happy 2021!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Is Now the Time to Pivot? Session 3

Sat, 30 Jan 2021 09:00:00 -0400

Statistics:

Every day, 10,000 individuals turn 65 - for another 10 years

Are you working with an Advisor or a security salesman?

Do you want to base your investments on a 1-800 call center / receive "suitable" recommendation from a stockbroker or receive

Professional "in the client's best interest" counsel and advice - then working with an RIA is your only choice

Take advantage of THE BUNDLE

To a prosperous and happy 2021!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Is Now the Time to Pivot? Session 2

Sat, 30 Jan 2021 09:00:00 -0400

Statistics:

Every day, 10,000 individuals turn 65 - for another 10 years

Are you working with an Advisor or a security salesman?

Do you want to base your investments on a 1-800 call center / receive "suitable" recommendation from a stockbroker or receive

Professional "in the client's best interest" counsel and advice - then working with an RIA is your only choice

Take advantage of THE BUNDLE

To a prosperous and happy 2021!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Deciding To Work with an RIA - 4

Sat, 23 Jan 2021 09:00:00 -0400

Statistics:

Every day, 10,000 individuals turn 65 - for another 10 years

There is a reason the "rich" work with advisors and not security salesmen

Do you want to base your investments on a 1-800 call center / receive "suitable" recommendation from a stockbroker or receive

Professional "in the client's best interest" counsel and advice - then working with an RIA is your only choice

Take advantage of THE BUNDLE

To a prosperous and happy 2021!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Deciding To Work with an RIA - 3

Sat, 23 Jan 2021 09:00:00 -0400

Statistics:

Every day, 10,000 individuals turn 65 - for another 10 years

There is a reason the "rich" work with advisors and not security salesmen

Do you want to base your investments on a 1-800 call center / receive "suitable" recommendation from a stockbroker or receive

Professional "in the client's best interest" counsel and advice - then working with an RIA is your only choice

Take advantage of THE BUNDLE

To a prosperous and happy 2021!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

Deciding To Work with an RIA - 2

Sat, 23 Jan 2021 09:00:00 -0400

Statistics:

Every day, 10,000 individuals turn 65 - for another 10 years

There is a reason the "rich" work with advisors and not security salesmen

Do you want to base your investments on a 1-800 call center / receive "suitable" recommendation from a stockbroker or receive

Professional "in the client's best interest" counsel and advice - then working with an RIA is your only choice

Take advantage of THE BUNDLE

To a prosperous and happy 2021!!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

Sun, 10 Jan 2021 09:00:00 -0400

Do resolutions really work? What is the key to accomplishing that new goal / resolution?

In the blink of an eye - 2020 was gone - take advantage of THE BUNDLE

Tax Plan
Estate Plan
Financial Plan

To a prosperous and happy 2021 !!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

New Year - New You....Session 4

Sun, 10 Jan 2021 09:00:00 -0400

Do resolutions really work? What is the key to accomplishing that new goal / resolution?

In the blink of an eye - 2020 was gone - take advantage of THE BUNDLE

Tax Plan
Estate Plan
Financial Plan

To a prosperous and happy 2021 !!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

New Year - New You....Session 3

Sun, 10 Jan 2021 09:00:00 -0400

Do resolutions really work? What is the key to accomplishing that new goal / resolution?

In the blink of an eye - 2020 was gone - take advantage of THE BUNDLE

Tax Plan
Estate Plan
Financial Plan

To a prosperous and happy 2021 !!

Sean G. Todd, Esq., M. Tax, CFP®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

New Year - New You....Session 1

Thu, 07 Jan 2021 09:00:00 -0400

Do resolutions really work? What is the key to accomplishing that new goal / resolution?

In the blink of an eye - 2020 was gone - take advantage of THE BUNDLE

Tax Plan
Estate Plan
Financial Plan

To a prosperous and happy 2021 !!

Sean G. Todd, Esq., M. Tax, CFP^®, CPA

P.S. Your tax, estate and financial plan - done: THE BUNDLE

If Not Now - When?

Sat, 12 Dec 2020 09:00:00 -0400

It's up to you to take action - what will prompt you to take the first step.

You are the only person responsible for your financial future.

There is no "quick fix" to getting results. You have to do the fundamentals day after day to make a change. Take advantage of THE BUNDLE

To a prosperous and happy 2021 !!

That Makes Sense: The Bundle

Tue, 03 Nov 2020 09:00:00 -0400

Most individuals do not receive coordinated advice. Some work with a CPA, a Stock Broker and an Estate Planning Attorney. Do you really think these 3 separate individuals coordinate their advice - I'm here to tell you NO they don't. This uncoordinated approach, think horse and buggy: is costing you time and money.

Listen in -

Professional Edge

Tue, 03 Nov 2020 09:00:00 -0400

Introduction along with all the legal disclosures, I as a lawyer, need to share to protect you and me.

The Bundle

Fri, 23 Oct 2020 09:00:00 -0400

An coordinated financial / estate plan can lead to unintended consequences included disinheriting your children.

If your designated beneficiary on your largest financial asset (401(k)/IRA), is not correct, you risk disinheriting your child(ren).
If you are with one of those 1-800 financial firms, you are just a number to them and they are not licensed to give you tax advice.
Why go through probate when you don't have to? Will you have ancillary probate?
Have you ever really done tax planning?

Check it out - THE BUNDLE