To share our insights, we are pleased to introduce our "Investment 101" video series featuring Dr Peng Chen, Senior Advisor & Director at Providend. In this series, Isaac Ong, our Client Adviser, discusses essential investing concepts with Dr Peng, to provide you with a better understanding of the financial markets as you embark on or continue your investment journey.

In this episode, Dr. Peng and Isaac talk about the role of bonds in your investment portfolio, the difference between government and corporate bonds, which type might be more suitable for you, and how much of your portfolio should be allocated to bonds.

Watch all five "Investment 101" videos here.

At Providend, we are passive in areas where evidence shows us that it is better to be passive and active in areas where we cannot afford to be passive. This philosophy is born out of our experiences managing money through many crises. Learn why it is important to first establish how much is enough returns for you instead of blindly chasing after returns.

Learn more by reading our investment eBook titled "A More Reliable Way to Get Enough Investment Returns: Even During Times of Market Uncertainty".

With a minefield of financial misinformation out there, we promise to be a safe pair of hands and a second pair of eyes to help you avoid costly financial mistakes. You can reach out to us here for sound advice tailored to your unique situation.

Music courtesy of ItsWatR.

The host of this episode, Isaac Ong, is a Client Adviser at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

The full list of Providend’s Money Wisdom podcast episodes from Season 4 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

As trusted advisers to our affluent clients for over two decades, journeying with different generations, this series also gives parents and guardians insight into what their children or grandchildren (early 20s to 30s) may be experiencing. We explore the topics young adults care about, the challenges they face, and the concerns they discuss with peers. We hope these conversations help you understand them better and connect more meaningfully.

In this episode, Kate and Helen explore the Gen Z perspective on renting versus buying property in Singapore, while enjoying orange chocolate cookies and a strawberry lemon crumble from a cosy coffee shop just two minutes from our office. They discuss how the decision often comes down to priorities: some want a “nest egg” and the freedom to have pets, while others see buying a home as a bigger commitment than marriage itself.

Kate and Helen also share real-life experiences navigating Singapore’s rental and property market, from rental spikes during COVID-19 to weighing proximity to work against costs. Tune in to hear their candid thoughts and stories, and discover insights that could help you make your own confident housing choice!

Music courtesy of ItsWatR.

The contributors of this episode are Kate Loo, Community & Events Executive, and Helen Tran, Senior Executive of Media Production, Group Brand Experience, at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

The full list of Providend’s Money Wisdom podcast episodes from Season 4 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Mentioned in this episode:

Rate Our Podcast!

Each episode explores one of the eight Ikigai petals identified by Mieko Kamiya, the mother of Ikigai Psychology, whose work has been revitalised by Nicolas Kemp, Founder of Ikigai Tribe. Our Client Advisers share personal reflections and the steps they take to fulfil each petal.

In this episode, Ray, our Client Adviser reflects on the Ikigai petal of Change and Growth, sharing his journey from working in his family’s business to finding his place at Providend over the past five years.

Leaving a familiar path was daunting. He wondered, “Would anyone hire a 37-year-old?” Focusing on who he did not want to be, as much as who he wanted to become, helped him take the leap.

Through deep conversations with our advisers, you will gain clarity on what matters most in life and what needs to be done to live a good life, both financially and non-financially—with your Ikigai goals at the forefront of your wealth plan.

Music courtesy of ItsWatR.

The host of this episode, Aaron Loo, is an Associate Adviser at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Mentioned in this episode:

Download our RetireWell™ eBook Today!

Our popular RetireWell™ eBook has been updated! RetireWell™ is a methodology that Providend has developed to design a retirement income plan that will provide you with a safe and reliable stream of income for the rest of your life. Check out the link here to download a complimentary copy of the full eBook today: https://providend.com/publications/#retirewell

This series explores the critical collaboration between wealth advisers and legal professionals in safeguarding your family’s future. Joined by lawyers Cynthia Tang of Tang Thomas and Soo Chye from OAKS Legal, each episode shares real-life stories showing how thoughtful planning can protect your family and make a meaningful difference, offering practical insights for your own legacy journey.

In this episode, Cynthia and Yong Cheng discuss the three often-overlooked risks that can quietly derail legacy plans, such as divorce and bankruptcy, and whether the next generation is truly ready to steward the wealth they will receive. We examine what can happen when inheritance becomes part of matrimonial assets and why financial readiness cannot be solved by legal documents alone.

They also discuss another hidden gap many families miss, the role of the executor and whether loved ones are equipped for such responsibility. From considering professional executors to the importance of open family communication, this episode shows why legacy planning is about people and preparation, and not just paperwork.

In managing over S$1.7 billion of our clients’ hard-earned assets, Providend believes legacy planning goes beyond wealth plans or legal documents. It starts with clarity over your non-negotiable ikigai goals, assets, family circumstances, and long-term intentions. If you have ever wondered what could go wrong after your wealth is passed on, this is a thoughtful place to begin.

Music courtesy of ItsWatR.

The host of this episode, Loh Yong Cheng, is the Deputy Head of Advisory at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

The full list of Providend’s Money Wisdom podcast episodes from Season 4 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Mentioned in this episode:

Subscribe to Our Newsletter Today!

If you’re interested in getting more of our thought leadership contents, click this link to subscribe to our newsletter today: https://providend.com/#newsletter-subscribe

Being trusted advisers to our affluent clients for over two decades, this Providend series began with an article by our Client Advisers on clients navigating major life transitions. The podcast goes further, exploring the thoughts behind these transitions.

In this podcast episode, Chin Yu and our host, Isaac, explore the challenges of managing a significant inheritance through the case of Nicholas, 35, a regional marketing manager who recently received $3 million following his father’s passing. They discuss how inheritance often comes with emotional overload, feelings of guilt, and the pressure to make the “right” financial choices, especially while still grieving and managing the estate.

Chin Yu highlights the role of AI tools like ChatGPT, which can provide fast, structured guidance, but stresses that thoughtful wealth planning requires deeper reflection on what a meaningful life, filled with Ikigai-driven decisions, would look like.

To better understand the discussion, you may start by reading Chin Yu’s article here: Can AI Replace a Human Adviser in Inheritance Planning?

Music courtesy of ItsWatR.

The host of this episode, Isaac Ong, is a Client Adviser at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Mentioned in this episode:

Download Investment eBook Today!

TBC

As trusted advisers to our affluent clients for over two decades, journeying with different generations, this series also gives parents and guardians insight into what their children or grandchildren (early 20s to 30s) may be experiencing. We explore the topics young adults care about, the challenges they face, and the concerns they discuss with peers. We hope these conversations help you understand them better and connect more meaningfully.

In this second episode, Kate and Helen explore the “comparison trap” while enjoying Elijah pies, just a five-minute walk from our office. They discuss how constantly measuring yourself against others, whether it is body image, achievements, or life milestones, can lead to feelings of inadequacy, envy, and anxiety, especially for those in their 20s navigating social media pressures.

From holiday weight comments to scrolling through seemingly effortless athletes online, Kate and Helen examine how comparison can push us towards unrealistic standards. They reflect on why knowing what you truly want, appreciating what you already have, and finding contentment in your own journey is key, reminding listeners that sometimes a slice of pie is enough and you do not need the whole cake (those calories!).

Music courtesy of ItsWatR.

The contributors of this episode are Kate Loo, Community & Events Executive, and Helen Tran, Senior Executive of Media Production, Group Brand Experience, at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Mentioned in this episode:

Rate Our Podcast!

To share our insights, we are pleased to introduce our "Investment 101" video series featuring Dr Peng Chen, Senior Advisor & Director at Providend. In this series, Isaac Ong, our Client Adviser, discusses essential investing concepts with Dr Peng to provide you with a better understanding of the financial markets as you embark on or continue your investment journey.

In this episode, Dr. Peng and Isaac discuss what it means to invest in equities and why it is one of the most common ways to accumulate wealth. They cover common mistakes people make when investing in equities and highlight the importance of having a globally diversified portfolio.

Watch all five "Investment 101" videos here.

When investing for non-negotiable life events such as retirement, we need to use an approach that offers the highest probability of success. Read this article to find out why simply investing in a single index like the S&P 500 index is not the silver bullet.

Learn more by reading our investment eBook titled "A More Reliable Way to Get Enough Investment Returns: Even During Times of Market Uncertainty".

With a minefield of financial misinformation out there, we promise to be a safe pair of hands and a second pair of eyes to help you avoid costly financial mistakes. You can reach out to us here for sound advice tailored to your unique situation.

Music courtesy of ItsWatR.

The host of this episode, Isaac Ong, is a Client Adviser at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

In this week’s Money Wisdom episode, we continue our 'The Brain Behind' series, where our new co-host and Associate Adviser, Sudhan, speaks with our CEO, Christopher, about his latest Business Times article, 'Thriving in a Messy World: Why the Philosophy of Sufficiency Matters More Than Ever.'

In this conversation, Christopher explains why the Philosophy of Sufficiency is even more relevant in today’s world of constant comparison and noise. They discuss conventional definitions of success, from the old “5Cs” mindset to modern ideas of wealth accumulation and defining success on one’s own terms.

In an uncertain world, this conversation challenges how we think about sufficiency, contentment, ambition, and what truly matters in wealth planning, including the quiet balance between chasing maximum returns and sleeping peacefully at night.

To gain more perspective on today’s conversation, you may begin by reading Christopher’s Business Times article here: https://providend.com/thriving-in-a-messy-world-philosophy-of-sufficiency/

If you would like an honest second opinion on your current investment portfolio and wealth plan, make an appointment with us today. There will be no fees charged at the first meeting: https://providend.com/our-clients/service-enquiry-form/

Music courtesy of ItsWatR.

The host of this episode, Sudhan Purushothuman, is an Associate Adviser at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Mentioned in this episode:

Download Investment eBook Today!

TBC

This series explores the critical collaboration between wealth advisers and legal professionals in safeguarding your family’s future. Joined by lawyers Cynthia Tang of Tang Thomas and Soo Chye from OAKS Legal, each episode shares real-life stories showing how thoughtful planning can protect your family and make a meaningful difference, offering practical insights for your own legacy journey.

In this first episode, we welcome Cynthia for an insightful conversation on why legacy planning works best when a lawyer and a trusted wealth adviser work hand in hand. They explore why a clear Schedule of Assets is essential, how co-owned properties and insurance nominations can complicate distribution, and why a will is only one piece of a much bigger legacy puzzle.

In managing over S$1.7 billion of our clients’ hard-earned assets, Providend believes legacy planning goes beyond wealth plans or legal documents. It starts with clarity over your non-negotiable ikigai goals, assets, family circumstances, and long-term intentions. Without this full picture, even a well-drafted will can leave gaps or place unnecessary strain on those you care about most.

If you have ever wondered whether a will alone is enough, this conversation is a bite-sized place to begin.

Music courtesy of ItsWatR.

The host of this episode, Loh Yong Cheng, is the Deputy Head of Advisory at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Mentioned in this episode:

Get Our Money Wisdom II Book Today!

Some long-time listeners might know that the inspiration behind this entire podcast was our CEO, Chris’s book. We're proud to announce that we have launched our second edition of the book titled Money Wisdom II: More Simple Truths for Financial Wellness. If you are interested in getting your very own copy, please check out the link here: https://providend.com/publications/#order-form

As trusted advisers to our affluent clients for over two decades, journeying with different generations, this series also gives parents and guardians insight into what their children or grandchildren (early 20s to 30s) may be experiencing. We explore the topics young adults care about, the challenges they face, and the concerns they discuss with peers. We hope these conversations help you understand them better and connect more meaningfully.

In this first episode, Kate and Helen nibble on the idea of reaching $100k by 30 while enjoying treats from Equate Coffee at Tanjong Pagar Plaza. They explore the savings and choices needed to hit this milestone, while considering how to balance it with living life and spending on what matters. Kate shares her personal journey, and Helen reflects on her own milestones, sparking a discussion on whether 100k by 30 should be viewed as a realistic benchmark?

Music courtesy of ItsWatR.

The contributors of this episode are Kate Loo, Community & Events Executive, and Helen Tran, Senior Executive of Media Production, Group Brand Experience, at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

The full list of Providend’s Money Wisdom podcast episodes from Season 4 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Each episode explores one of the eight Ikigai petals identified by Mieko Kamiya, the mother of Ikigai Psychology, whose work has been revitalised by Nicolas Kemp, Founder of Ikigai Tribe. Our Client Advisers share personal reflections and the steps they take to fulfil each petal.

In this episode, our Client Adviser Annette Lee reflects on the Ikigai petal of Freedom, sharing her recent experiences in Wakayama, Japan.

From the delicate art of dyeing Furoshiki to exploring the guilt of “not having enough,” Annette reveals how even just 5–10 minutes a day spent on a small hobby can uncover moments of true freedom. Discover her personal reflections and learn how simple, intentional actions can help you find freedom in your own Ikigai.

Annette has also written an article on this, which you can read here: What Freedom Means in Ikigai: Reflections from Wakayama and Lessons for Clients

Through deep conversations with our advisers, you will gain clarity on what matters most in life and what needs to be done to live a good life, both financially and non-financially—with your Ikigai goals at the forefront of your wealth plan.

Music courtesy of ItsWatR.

The host of this episode, Aaron Loo, is an Associate Adviser at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

The full list of Providend’s Money Wisdom podcast episodes from Season 4 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Mentioned in this episode:

Subscribe to Our Newsletter Today!

If you’re interested in getting more of our thought leadership contents, click this link to subscribe to our newsletter today: https://providend.com/#newsletter-subscribe

Being trusted advisers to our affluent clients for over two decades, this Providend series began with an article by our Client Advisers on clients navigating major life transitions. The podcast goes further, exploring the thoughts behind these transitions.

In this podcast episode, Jit Hwee and our host, Isaac, explore three major retirement challenges through the case of Bob and his wife Elsie, both 45, who hope to retire at 60. They discuss how clients often find it difficult to navigate the mental gymnastics of evaluating trade-offs, particularly when faced with information overload about the steps needed for a successful retirement.

Jit Hwee also highlights three key limitations of using AI in retirement and career transition planning, and poses an important question: would you trust AI with your non-negotiable ikigai goals and life events, or for achieving clarity and peace of mind? Listen to the podcast to find out more.

To better understand the discussion, you may start by reading Jit Hwee's article here: Case Study: Can AI Replace a Human Adviser for Retirement and Career Transitions?

Music courtesy of ItsWatR.

The host of this episode, Isaac Ong, is a Client Adviser at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Mentioned in this episode:

Download our RetireWell™ eBook Today!

Our popular RetireWell™ eBook has been updated! RetireWell™ is a methodology that Providend has developed to design a retirement income plan that will provide you with a safe and reliable stream of income for the rest of your life. Check out the link here to download a complimentary copy of the full eBook today: https://providend.com/publications/#retirewell

To share our insights, we are pleased to introduce our "Investment 101" video series featuring Dr Peng Chen, Senior Advisor & Director at Providend. In this series, Isaac Ong, our Client Adviser, discusses essential investing concepts with Dr Peng, to provide you with a better understanding of the financial markets as you embark on or continue your investment journey.

In this episode, Dr Peng and Isaac tackle the pressing topic of inflation, which has been a major concern since the sharp spike in rates in 2022.

Watch all five "Investment 101" videos here.

At Providend, we are passive in areas where evidence shows us that it is better to be passive and active in areas where we cannot afford to be passive. This philosophy is born out of our experiences managing money through many crises. Read this article to find out more.

Learn more by reading our investment eBook titled "A More Reliable Way to Get Enough Investment Returns: Even During Times of Market Uncertainty":

With a minefield of financial misinformation out there, we promise to be a safe pair of hands and a second pair of eyes to help you avoid costly financial mistakes. You can reach out to us for sound advice tailored to your unique situation: https://providend.com/our-clients/service-enquiry-form/

Music courtesy of ItsWatR.

The host of this episode, Isaac Ong, is a Client Adviser at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Also available in video format on our YouTube channel fortnightly on Thursdays at 8pm.

An original podcast produced by Providend Ltd.

Do you have any feedback or questions? Reach out to us at communications@providend.com

Music courtesy of ItsWatR.

In this week’s Money Wisdom episode, and our final episode of 2025, our co-host Isaac chats with Chris about his latest Business Times' article titled 'What Did My Money Really Buy This Year?' They reflect on how society often measures wealth through investment returns, while the return on life, such as contentment, values and meaning, is harder to quantify.

Chris shares personal reflections on spending with intention, from a $10,000 anniversary dinner that brought immeasurable joy, to viewing health, relationships and mind space as assets on a personal life balance sheet. With a few days left in the year, we hope this conversation encourages you to pause, reflect, and remember that it is not too late to realign your choices and change your trajectory for 2026.

You can also read Chris’ Business Times article that was discussed in this episode here.

The book that was discussed in the podcast was Outlive: The Science and Art of Longevity by Dr Peter Attia.

Music courtesy of ItsWatR.

The host of this episode, Isaac Ong, is a Client Adviser at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

The full list of Providend’s Money Wisdom podcast episodes from Season 4 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Mentioned in this episode:

Download our RetireWell™ eBook Today!

Our popular RetireWell™ eBook has been updated! RetireWell™ is a methodology that Providend has developed to design a retirement income plan that will provide you with a safe and reliable stream of income for the rest of your life. Check out the link here to download a complimentary copy of the full eBook today: https://providend.com/publications/#retirewell

In this episode, we are glad to be joined by one of Providend’s clients, Matthew Elton, Founder and Managing Director of Hotlotz, a leading auctioneer in Singapore. Matthew prides Hotlotz on their honesty, integrity and high level of service quality towards their clients.

You will be intrigued by the interesting stories he has to share and his passion for upholding trust in both his work and personal life, especially when it comes to precious items bestowed upon his clients from their loved ones. Matthew’s belief in doing the right thing and maintaining a healthy culture within Hotlotz aligns closely with Providend’s mission to be the light in the financial world.

Learn more about Matthew and his company here.

Music courtesy of ItsWatR.

The host of this episode, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

The full list of Providend’s Money Wisdom podcast episodes from Season 4 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

In this week’s Money Wisdom episode, our co-host Isaac chats with Chris about why trusts are more than just tools for asset distribution. Chris shares the emotional challenges of assigning trustee rights that our clients face, the limits of corporate trustees, and the benefits of a team approach.

Chris also highlights the vital role of wealth advisers in providing a holistic view, coordinating details, and guiding families through legacy planning, which does not only have to start only at the end of life. Listen to the full episode to find out when it makes sense for a person to consider a corporate trust.

You can also read Chris’ Business Times article that was discussed in this episode here.

Music courtesy of ItsWatR.

The host of this episode, Isaac Ong, is a Client Adviser at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

The full list of Providend’s Money Wisdom podcast episodes from Season 4 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Mentioned in this episode:

Download Investment eBook Today!

TBC

In this special edition of The Providend Conversation: Living the Good Life, we are delighted to be joined by Mr Philip Ng, who reflects on his personal journey, his values, and how he leads his firm with a servant-leader mindset, guided by his faith.

Mr Philip Ng is the CEO of the private real estate firm Far East Organization. He is the son of the late Mr Ng Teng Fong, who founded Far East Organization in 1960. Through his personal stories and professional journey, Philip illustrates how faith, values, and purposeful leadership can guide both life and business decisions.

It has been a privilege to speak with Philip, and we hope you find his reflections as inspiring and thought-provoking as we did.

Music courtesy of ItsWatR.

The host of this episode, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

The full list of Providend’s Money Wisdom podcast episodes from Season 4 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

As trusted advisers to affluent clients for over two decades, we’ve always advocated that clients prioritise life decisions before financial ones. These life decisions are what we refer to as “Ikigai” decisions.

In this episode, our Founder and CEO, Christopher Tan, chats with Sha-En Yeo, Singapore’s first Happiness Scientist®, 2× TEDx Speaker, and Founder of 'Happiness Scientists', where she helps leaders move from burnout to success with fulfilment. For the past 14 years, she has worked across APAC to support organisations, schools and individuals through positive psychology–based coaching, training and keynotes on mental health, resilience and wellbeing.

Sha-En shares her unconventional journey, from supporting a struggling student as a young teacher to discovering positive psychology. Through stories of uprooting her family to study overseas, and leaving the stability of an iron-rice-bowl job, she reflects on how small, courageous steps can lead us closer to our ikigai.

You may reach out to Sha-En via her LinkedIn or website.

Through deep conversations with our advisers, you will gain clarity on what matters most in life and what needs to be done to live a good life, both financially and non-financially—with your Ikigai goals at the forefront of your wealth plan.

Music courtesy of ItsWatR.

The host of this episode, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

The full list of Providend’s Money Wisdom podcast episodes from Season 4 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

In this final bonus episode of Legacy Beyond Wealth, Richard and Eva return to Providend with their children, David and Mary, to finalise their business succession plan. What began as a technical discussion about leadership and ownership has now evolved into a deeply personal family milestone.

After months of careful planning, structured assessments, and open conversations, the moment of truth arrives. With guidance from Client Adviser Chris and Business Exit Associate Director Jerome, Richard and Eva unveil their decision on the company’s next CEO and ownership structure.

At Providend, we believe true legacy planning is not about letting go, but about your legacy passing forward. It is about ensuring that what you have built with love and purpose continues to thrive for generations to come.

Listen to the earlier podcast episodes here on legacy planning:

• Episode 1
• Episode 2 
• Episode 3
• Episode 4
• Business Exit Bonus Episode 1

Music courtesy of ItsWatR.

The voice talents for this episode are Ray, Annette, Isaac, Client Advisers, voicing Richard, Eva, David, our CEO, Christopher, voicing as their Client Adviser, Helen as Mary, Jerome, voicing as the Business Exit Associate Director, at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

The full list of Providend’s Money Wisdom podcast episodes from Season 4 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Mentioned in this episode:

Subscribe to Our Mailing List Today!

If you’re interested in getting more of our thought leadership contents, click this link to subscribe to our newsletter today: https://providend.com/#newsletter-subscribe

In this week’s Money Wisdom episode, our co-host Isaac chats with Chris about how too much knowledge might actually make us poorer, drawing lessons from a surprising experience at The Ritz, and how knowledge can puff a person up and why letting it do so can be our downfall.

The conversation explores why it’s important not to let knowledge consume us or make us proud, or we risk missing the woods for the trees. Chris also shares how this lesson applies to investing and the importance of first understanding your own investment philosophy.

To better understand the discussion, you may start by reading Chris’ Business Times article.

Music courtesy of ItsWatR.

The host of this episode, Isaac Ong, is a Client Adviser at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

The full list of Providend’s Money Wisdom podcast episodes from Season 4 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Mentioned in this episode:

Get Our Money Wisdom II Book Today!

Some long-time listeners might know that the inspiration behind this entire podcast was our CEO, Chris’s book. We're proud to announce that we have launched our second edition of the book titled Money Wisdom II: More Simple Truths for Financial Wellness. If you are interested in getting your very own copy, please check out the link here: https://providend.com/publications/#order-form

After completing their family legacy plan, Richard and Eva now face another major milestone: planning the succession of Richard’s $30 million business. In this special bonus episode (Part One) of Legacy Beyond Wealth, we follow Client Adviser Christopher and Business Exit Associate Director Jerome as they work together to lay the foundations for this transition.

For Richard, the business is more than a company; it is his life’s work. Letting go is not just financial; it is deeply emotional. For Eva, the greatest concern is preserving harmony between their two children. From identifying the right successor to crafting a gradual transition plan, this episode explores how true succession planning protects not only the business but also the family relationships behind it.

At Providend, we believe good legacy planning should preserve not just wealth but also relationships. It should offer clarity, not confusion.

Listen to the earlier podcast episodes here on legacy planning:

• Episode 1
• Episode 2 
• Episode 3
• Episode 4

Music courtesy of ItsWatR.

The voice talents for this episode are Ray and Annette, Client Advisers, voicing Richard and Eva, our CEO, Christopher, voicing as their Client Adviser, and Jerome, voicing as the Business Exit Associate Director, at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

The full list of Providend’s Money Wisdom podcast episodes from Season 4 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Mentioned in this episode:

Download our RetireWell™ eBook Today!

Our popular RetireWell™ eBook has been updated! RetireWell™ is a methodology that Providend has developed to design a retirement income plan that will provide you with a safe and reliable stream of income for the rest of your life. Check out the link here to download a complimentary copy of the full eBook today: https://providend.com/publications/#retirewell

In this week’s Money Wisdom episode, our co-host Isaac chats with Chris about the article that unexpectedly stirred up conversations across the advisory space. What began as an article meant to explain why Investment-Linked Policies (ILPs) are complex products that Providend chooses not to use for our clients, ended up sparking strong reactions within the industry—something that was not intended.

Chris shares how the article took up quite a bit of his mind space as he reflected on both the criticism and the support it received. While some advisers disagreed, many consumers reached out expressing gratitude for the clarity it brought. Chris and Isaac also discuss how ILPs can open doors to both mis-selling and well-meaning recommendations and why understanding this nuance matters.

For context, it is most helpful to read Chris’ Business Times article here before tuning in to this conversation.

Music courtesy of ItsWatR.

The host of this episode, Isaac Ong, is a Client Adviser at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

The full list of Providend’s Money Wisdom podcast episodes from Season 4 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Mentioned in this episode:

Subscribe to Our Mailing List Today!

If you’re interested in getting more of our thought leadership contents, click this link to subscribe to our newsletter today: https://providend.com/#newsletter-subscribe

Bee Yan started her modelling career at the golden age of 63 and has never looked back since. She is the Founder of 1degreeC, an online cold brew coffee business, together with her husband. On top of that, she also has a clothing line in collaboration with Y21.

Despite the several ups and downs in her personal life, Bee Yan hopes to encourage not just the younger generation but also her peers to always have courage to follow your heart regardless of what society says about your age.

It has been a great privilege to interview Bee Yan and we hope you find her story as relatable and inspiring as we did!

Music courtesy of ItsWatR.

The host of this episode, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

The full list of Providend’s Money Wisdom podcast episodes from Season 4 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

As the leading fee-only wealth advisory firm in Asia, we’ve had the privilege of guiding clients from all walks of life at different stages for over two decades. In this mini-series, we hope to be able to impart both life and money wisdom to you, to inspire you and help you avoid costly mistakes.

In this episode of the Money Wisdom podcast mini-series Milestones by Decade, Amelia chats with Eleanor, one of Providend’s founding members and Associate Director of the Advisory Team, who is in her 60s. Eleanor shares the lessons, mindset shifts, and life choices she wishes she had embraced in her 50s.

From redefining success as “enough” rather than “more,” to using money as a tool to protect what matters most, Eleanor shares insights that go beyond finances. She talks about practical approaches like keeping lifestyle costs in check, planning for retirement with intention, and balancing work, family, and personal wellbeing.

This episode is a guide for anyone in their 50s and beyond, offering practical advice and inspiration to focus on your ikigai, embrace sufficiency, and prioritise what brings true fulfilment in this chapter of your life.

Music courtesy of ItsWatR.

The host of this episode, Amelia Wong, is the Senior Content & Digital Marketing Executive at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

The full list of Providend’s Money Wisdom podcast episodes from Season 4 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Mentioned in this episode:

Download our RetireWell™ eBook Today!

Our popular RetireWell™ eBook has been updated! RetireWell™ is a methodology that Providend has developed to design a retirement income plan that will provide you with a safe and reliable stream of income for the rest of your life. Check out the link here to download a complimentary copy of the full eBook today: https://providend.com/publications/#retirewell

We are glad to share part three, the final episode of our Providend Conversation with Jeshua, a 28-year-old who travelled during the COVID-19 pandemic to over 50 countries, navigating through the uncertainty of vaccinations, all while working remotely and keeping costs low.

In this episode, Jeshua shares his experiences in running his company, Crossworks – the first remote hiring company in Myanmar – and what inspired him to start it, even before the COVID-19 pandemic.

Jeshua shares that whether you are a janitor or CEO, a storeman or an army officer, it is secondary to whether you are investing in others and living in a way that will move the needle of life in the right direction.

“The value and uniqueness of every individual are important; we are not robots. It is easy to reduce people to a statistic or a label, but we should also take the right path, not the easy path. A good life is a life where you have sufficiently invested in the people around you.” – We couldn’t agree more with Jeshua!

If you are interested in finding out more about Crossworks, you can visit their website here.

Once again, it has been a joy having Jeshua with us, and we hope you find his story as inspiring as we did.

Music courtesy of ItsWatR.

The host of this episode, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

The full list of Providend’s Money Wisdom podcast episodes from Season 4 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

As trusted advisers to affluent clients for over two decades, we’ve always advocated that clients prioritise life decisions before financial ones. These life decisions are what we refer to as “Ikigai” decisions. 

In this episode, our Founder and CEO, Christopher Tan, chats with Shulin, a lawyer turned recruiter and Managing Director at Aslant Legal, whose mission is to serve the legal community. She is also the host of the podcast After the Bar, where she interviews lawyers, former lawyers and other movers and shakers in the legal industry. 

Shulin reflects on her evolving understanding of Ikigai, using it to embrace her God given strengths and pursue what truly lights up her life while making a meaningful impact on others. She emotionally recalls grieving the loss of her “lawyer” title and shares that, while money was never her main motivator, she feels genuinely happy and fulfilled, something that cannot be measured in financial terms.

Through deep conversations with our advisers, you will gain clarity on what matters most in life and what needs to be done to live a good life, both financially and non-financially—with your Ikigai goals at the forefront of your wealth plan.

Music courtesy of ItsWatR.

The host of this episode, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

The full list of Providend’s Money Wisdom podcast episodes from Season 4 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Mentioned in this episode:

Download Investment eBook Today!

TBC

In this week’s Money Wisdom episode, our co-host Isaac chats with Chris about the importance of planning for the next generation of leaders at Providend, which began in 2021, outlining a 10-year roadmap and why this long runway is important.

Chris reflected on how the founding team has never quarrelled over money, which can be rare, and how they chose to decline offers from interested buyers, and how maximising wealth was never their primary goal. He explains how these principles underpin Providend’s Philosophy of Sufficiency and our core values.

You can read Chris’s article on this topic in The Business Times here.

Music courtesy of ItsWatR.

The host of this episode, Isaac Ong, is a Client Adviser at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

The full list of Providend’s Money Wisdom podcast episodes from Season 4 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

We are back with part two of our Providend Conversation with Jeshua, a 28-year-old who travelled during the COVID-19 pandemic to over 50 countries, navigating through the uncertainty of vaccinations, all while working remotely and keeping costs low.

In this episode, Jeshua opened up about his reasons for choosing to study at a polytechnic versus the junior college and university route and why he considered it a ‘shortcut’ in his filmmaking and creative journey.

Jeshua believes that education is really about learning, and for him, it’s less about being in a ‘branded’ education institution and having a certificate. He also shared how his parents reacted to the choices he made: “It wasn’t like I was going to drop out of school to do drugs or join a gang.” In fact, he considers himself to have graduated from the “university of life”.

His thoughts on ‘fitting everything into one backpack’ is truly a wonderful depiction of life and something for us to think about – what really matters to us and what we should or should not carry in our own ‘backpack’ in life and how to live the most meaningful life that we possibly can.

It has been a joy having Jeshua with us, and we hope you find his story as inspiring as we did.

Music courtesy of ItsWatR.

The host of this episode, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

The full list of Providend’s Money Wisdom podcast episodes from Season 4 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

In this special Money Wisdom episode, we sat down with three of our leaders: Christopher Tan (Group CEO), Moon Shary (Group COO & Executive Director), and Evelyn Goh (Deputy CEO & Chief Advisory Officer), to answer some of the most frequently asked (and Googled) questions about Providend.

From “Where is Providend located?” and “When did Providend start?” to broader questions such as “How is Providend still around?” and “Why is Providend so expensive?”, no topic was avoided. They also addressed questions on our fee structure, whether changes are anticipated, and the often-asked succession question: “Who will be Providend’s next CEO, COO, and Deputy CEO?”

Candid, light-hearted, and filled with insights, this episode is a rare behind-the-scenes look at what makes Providend who we are today, how far we’ve come in our journey, and our vision for the future.

As the leading fee-only wealth advisory firm in Asia, we celebrate this milestone with heartfelt gratitude to our clients for their trust and to our colleagues (our fellow bearies) for their dedication. Together, you have made Providend who we are today — a light in the financial world.

Music courtesy of ItsWatR.

The host of this episode, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

The full list of Providend’s Money Wisdom podcast episodes from Season 4 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Mentioned in this episode:

Register for Our Providend's Heritage Webinar Today!

Providend is hosting an exclusive webinar where we’ll unpack what fee-only wealth advisory really means, why we chose this model when we started 24 years ago, and how to decide which advisory approach best suits your needs. It’s happening on 11 September, and the best part—it’s completely free! You’ll also get the chance to ask your questions live, directly to our CEO, Christopher Tan. Spots are limited, so don’t wait—click the link here to register today: https://events.zoom.us/ev/AthVd9US3ZeC0TeOmmhndZVvdpL27JExtKSgTAZDyhEtOU2BQ2gr~AnV4QNf3iZChr_svSIpolYwKCi9foPZWqr9IR7PvmoBYEuTwG3GbqfsuTA We can’t wait to see you there!

Get Our Money Wisdom II Book Today!

Some long-time listeners might know that the inspiration behind this entire podcast was our CEO, Chris’s book. We're proud to announce that we have launched our second edition of the book titled Money Wisdom II: More Simple Truths for Financial Wellness. If you are interested in getting your very own copy, please check out the link here: https://providend.com/publications/#order-form

As the leading fee-only wealth advisory firm in Asia, we’ve had the privilege of guiding clients from all walks of life at different stages for over two decades. In this mini-series, we hope to be able to impart both life and money wisdom to you, to inspire you and help you avoid costly mistakes.

In this episode, Amelia chats with Evelyn, one of Providend’s founding members and our Deputy CEO & Chief Advisory Officer, who is in her 50s. With heartfelt honesty, Evelyn opens up about the lessons, mindset shifts, and life choices she wishes she had known in her 40s. From balancing the demands of family and career, facing moments of burnout, to discovering the power of kindness to oneself and the importance of “yutori", that precious mental space we all need, this is one episode you wouldn't want to miss.

If you’re navigating your 40s or 50s, or supporting someone who is, this episode offers comforting insights and encouragement that remind us it’s okay to slow down, be kind to ourselves, and focus on what truly matters.

Music courtesy of ItsWatR.

The host of this episode, Amelia Wong, is the Senior Content & Digital Marketing Executive at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

The full list of Providend’s Money Wisdom podcast episodes from Season 4 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Mentioned in this episode:

Subscribe to Our Mailing List Today!

If you’re interested in getting more of our thought leadership contents, click this link to subscribe to our newsletter today: https://providend.com/#newsletter-subscribe

In this three-part episode, we are joined by Jeshua, a 28-year-old who travelled during the COVID-19 pandemic to over 50 countries, in a span of three years!

He navigated through the uncertainty of vaccinations and avoided quarantines & visa applications, all while he was working remotely and keeping costs low – with a total estimated spent of just US$3000.

Jeshua has always been a proponent of working remotely, and this travel-experience was simply an extension of his belief. In fact, he found it ‘abnormal’ to do what everyone else was doing. He shared: “The worse lesson we can pick up is that everything in life progresses in a sequence.”

Through his travels, he discovered that there are more ways to define success than by being rich, such as generosity and happiness. It is important how we view others in the community and look out for one another. “If we become so developed and neglect those around us, we have lost the plot!” This is indeed a good reminder on what living a meaningful life is all about – the people around us.

It has been a joy having Jeshua with us and we hope you find his story as inspiring as we did. Part 2 and Part 3 oof this interview will be published soon. So do keep a look out for it!

Music courtesy of ItsWatR.

The host of this episode, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

The full list of Providend’s Money Wisdom podcast episodes from Season 4 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

As trusted advisers to affluent clients for over two decades, we’ve always advocated that clients prioritise life decisions before financial ones. These life decisions are what we refer to as “Ikigai” decisions. 

In this episode, our Founder and CEO, Christopher Tan, sits down with two of his long time friends and army buddies, Han Kiat, an Associate Professor, and Maurice, an Accountant, to talk about all things ikigai and the role it plays in their lives. 

For Han Kiat and Maurice, choosing to serve in the Singapore Armed Forces (SAF) beyond the mandatory ten years was not just a commitment, it became their ikigai, a purpose they held closely for much of their early adult lives. Now as fathers, they reflect on their shared experiences, even as their sons serve in different vocations during their National Service. Does a different path diminish the value of their own ikigai? And how did they bridge the gap between those differences with their sons?

They reflected on how simple, ordinary moments, and being there for one another over the years, can become something deeply meaningful and also part of their ikigai.

You may find Han Kiat's full letter mentioned in the podcast here: https://providend.com/finding-ikigai-saf-fatherhood/

Through deep conversations with our advisers, you will gain clarity on what matters most in life and what needs to be done to live a good life, both financially and non-financially—with your Ikigai goals at the forefront of your wealth plan.

Music courtesy of ItsWatR.

The host of this episode, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

The full list of Providend’s Money Wisdom podcast episodes from Season 4 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Mentioned in this episode:

Get Our Money Wisdom II Book Today!

Some long-time listeners might know that the inspiration behind this entire podcast was our CEO, Chris’s book. We're proud to announce that we have launched our second edition of the book titled Money Wisdom II: More Simple Truths for Financial Wellness. If you are interested in getting your very own copy, please check out the link here: https://providend.com/publications/#order-form

This reflection sets the tone for our latest episode, where we are glad to sit down with Terence Quek to hear about his journey to discovering his life purpose—and how he is living it out today.

As the leading fee-only wealth advisory firm in Asia, we’ve always believed that life decisions should come before money decisions—especially when it involves your hard-earned savings. Understanding what truly matters in life gives clarity to the financial decisions that follow.

Terence’s path took him from the navy to entrepreneurship. Today, he wears many hats: Founding Member and Director of Project Happy Feet, Master Associate and APAC CEO of Emergenetics, and CEO of the Singapore Institute of Directors—the list goes on. Yet, through all these roles, one thing remains constant: his desire to make a positive impact.

We hope you find his story as inspiring and meaningful as we did.

Music courtesy of ItsWatR.

The host of this episode, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

The full list of Providend’s Money Wisdom podcast episodes from Season 4 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

As trusted advisers to affluent clients for over two decades, we’ve always advocated that clients prioritise life decisions before financial ones. These life decisions are what we refer to as “Ikigai” decisions.

In this episode, our Founder and CEO, Christopher Tan, has a chat with Choon Jin, an accountant by training whose career has spanned corporate mergers and acquisitions, insurance leadership, and regional consulting, before making the leap into entrepreneurship and reflecting on the role of balancing different 'Ikigais' in his life.

Choon Jin talks about how he began questioning what he truly wakes up for, leading to a career switch that better aligned with his values. He also shares that a turning point came when he had a heart attack while overseas, forcing him to confront not just his Ikigai at work, but also the need to prioritise another: his family.

Through deep conversations with our advisers, you will gain clarity on what matters most in life and what needs to be done to live a good life, both financially and non-financially—with your Ikigai goals at the forefront of your wealth plan.

Music courtesy of ItsWatR.

The host of this episode, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

The full list of Providend’s Money Wisdom podcast episodes from Season 4 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Mentioned in this episode:

Download Investment eBook Today!

TBC

Being a trusted adviser to affluent clients for over two decades, Providend understands that true legacy planning is not just about transferring wealth. It is about passing down values, protecting relationships, and creating peace of mind for the next generation. Through this podcast, you’ll get a rare, behind-the-scenes look at real conversations between clients and their adviser.

In Episode 4, Client Adviser Chris and Lawyer Jacqueline reconvene with Richard and Eva to formalise the family trust and sign a carefully drafted Letter of Wishes. The session anchors months of planning in legally binding documents while articulating the couple’s guiding principles for future generations.

With the deed executed, Chris presents practical “living legacy” steps of storytelling, annual family trips, and mentoring, that embed those principles into daily life. Richard and Eva leave with a completed structure, clear next actions, and a renewed understanding that legacy extends beyond assets to the values that they hold dear.

At Providend, we believe good legacy planning should preserve not just wealth, but also relationships. It should offer clarity, not confusion. This is the final episode of this mini-series and we hope it sparks reflection and a deeper appreciation for what it truly means to leave a legacy.

Listen to the previous Episodes here: Episode 1, Episode 2 and Episode 3.

Music courtesy of ItsWatR.

The voice talents for this episode are Ray and Annette, Client Advisers, voicing Richard and Eva, our CEO, Christopher, voicing as their Client Adviser, and Jacquleine, voicing as the Lawyer, at Providend, the first fee only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

The full list of Providend’s Money Wisdom podcast episodes from Season 4 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Being a trusted adviser to affluent clients for over two decades, Providend understands that true legacy planning is not just about transferring wealth. It is about passing down values, protecting relationships, and creating peace of mind for the next generation. Through this podcast, you’ll get a rare, behind-the-scenes look at real conversations between clients and their adviser.

In Episode 3, Chris, the Client Adviser, meets with Jacqueline, the Lawyer, to refine the legacy plan for Richard and Eva by discussing the crucial role of the trustee. Their focus is on ensuring the trust funds are managed fairly and professionally to protect the family’s harmony and uphold their values.

Chris highlights the benefits of appointing a corporate trustee to avoid family conflicts, while Jacqueline explains the flexible trust supporting both children and elderly parents. After reviewing options based on service and fees, Richard and Eva choose their preferred trustee. The episode concludes with plans to draft legal documents and begin onboarding, moving their legacy plan forward.

At Providend, we believe good legacy planning should preserve not just wealth, but also relationships. It should offer clarity, not confusion. In each episode, you’ll hear how a thoughtful, values-based approach can bring peace of mind, not just for the clients, but for generations to come. 

Listen to the previous Episodes here: Episode 1 and Episode 2.

Music courtesy of ItsWatR.

The voice talents for this episode are Ray and Annette, Client Advisers, voicing Richard and Eva, our CEO, Christopher, voicing as their Client Adviser, and Jacquleine, voicing as the Lawyer, at Providend, the first fee only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

The full list of Providend’s Money Wisdom podcast episodes from Season 4 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Mentioned in this episode:

Download our RetireWell™ eBook Today!

Our popular RetireWell™ eBook has been updated! RetireWell™ is a methodology that Providend has developed to design a retirement income plan that will provide you with a safe and reliable stream of income for the rest of your life. Check out the link here to download a complimentary copy of the full eBook today: https://providend.com/publications/#retirewell

Being a trusted adviser to affluent clients for over two decades, Providend understands that true legacy planning is not just about transferring wealth. It is about passing down values, protecting relationships, and creating peace of mind for the next generation. Through this podcast, you’ll get a rare, behind-the-scenes look at real conversations between clients and their adviser.

In Episode 2, Richard and Eva return to review the initial estate and legacy plan proposed by their Client Adviser, Chris. The plan is crafted to protect their 68 million dollar estate, safeguard the family business, and ensure fairness among their children. They also raise a new concern: securing support for their elderly parents should anything happen to them.

Chris begins by clearly summarising their priorities using a structured planning framework. While the proposed plan initially feels overwhelming, Chris reassures them that legacy planning is a gradual journey. As their trusted adviser, he continues to guide them with empathy and clarity, offering both structure and support every step of the way.

At Providend, we believe good legacy planning should preserve not just wealth, but also relationships. It should offer clarity, not confusion. In each episode, you’ll hear how a thoughtful, values-based approach can bring peace of mind, not just for the clients, but for generations to come.

The voice talents for this episode are Ray and Annette, Client Advisers, voicing Richard and Eva, and our CEO, Christopher, voicing as their Client Adviser at Providend, the first fee only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

Music courtesy of ItsWatR.

The full list of Providend’s Money Wisdom podcast episodes from Season 4 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Mentioned in this episode:

Get Our Money Wisdom II Book Today!

Some long-time listeners might know that the inspiration behind this entire podcast was our CEO, Chris’s book. We're proud to announce that we have launched our second edition of the book titled Money Wisdom II: More Simple Truths for Financial Wellness. If you are interested in getting your very own copy, please check out the link here: https://providend.com/publications/#order-form

Being a trusted adviser to affluent clients for over two decades, Providend understands that true legacy planning is not just about transferring wealth. It is about passing down values, protecting relationships, and creating peace of mind for the next generation. Through this podcast, you’ll get a rare, behind-the-scenes look at real conversations between clients and their adviser.

In Episode 1, Richard and Eva begin their journey. Despite building a $30 million business and $38 million in personal assets, they are unsure how to prepare their children to receive this wealth without conflict. With concerns about succession planning, differing personalities, and ensuring fairness, they turn to Providend for clarity and guidance.

As their Client Adviser, Chris listens with empathy and intention, what unfolds is a rich dialogue not just about financial tools, but about values, fears, and hopes. Through their story, listeners will come to understand how legacy planning is less about documents and more about crafting a future that aligns with Richard and Eva’s heart and vision for their loved ones.

At Providend, we believe good legacy planning should preserve not just wealth, but also relationships. It should offer clarity, not confusion. In each episode, you’ll hear how a thoughtful, values-based approach can bring peace of mind, not just for the clients, but for generations to come.

The voice talents for this episode are Ray and Annette, Client Advisers, voicing Richard and Eva, and our CEO, Christopher, voicing as their Client Adviser at Providend, the first fee only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

Music courtesy of ItsWatR.

The full list of Providend’s Money Wisdom podcast episodes from Season 4 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Mentioned in this episode:

Subscribe to Our Mailing List Today!

If you’re interested in getting more of our thought leadership contents, click this link to subscribe to our newsletter today: https://providend.com/#newsletter-subscribe

The chairs are switched in this very special episode of The Providend Conversation: Living the Good Life, where we are honoured to have Michelle Martin in conversation with our CEO, Christopher. In this candid chat, he shares his personal life — speaking on money, family, career, parenting, and more.

As the leading fee-only wealth advisory firm in Asia, we have always believed that financial planning should begin with life decisions, and not the other way around. This philosophy aligns closely with the definition of the “good life” as described in the book Repacking Your Bags by Richard J. Leider and David A. Shapiro: “living in the place you belong, with people you love, doing the right work, on purpose.”

In this episode of The Providend Conversation, we hear from Christopher Tan, CEO of Providend. You may have heard him on the radio, seen him on television, or read his books on professional wealth advisory. But have you ever heard about his personal journey towards money mastery and financial wellness?

There is also one fundamental philosophy that Chris strongly aligns with, which also shapes how we advise our clients at Providend: to first make life decisions before making financial decisions.

This video is a joint production of iFAST TV and Providend, inspired by Christopher’s article “To Live the Good Life, Make Life Decision First Before Wealth Decisions”. This video series is now available as a podcast for those who prefer listening on the go.

Music courtesy of ItsWatR.

The host of this episode, Michelle Martin, Financial Presenter of Money FM 89.3, will be interviewing Christopher Tan, Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

The full list of Providend’s Money Wisdom podcast episodes from Season 4 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

As the leading fee-only wealth advisory firm in Asia, we’ve always advocated for making life decisions before money decisions—especially when it comes to your hard-earned money.

In this episode of “The Providend Conversation,” we’re delighted to feature Jonathan Teoh, an architect by training and practice who gave up a well-paying job to start a socially conscious enterprise called AN LIVING. The initiative focuses on helping seniors enhance their financial security, aligning with Singapore’s vision of becoming a “Nation for All Ages.” AN LIVING’s goal is similar to the HDB Lease Buyback Scheme—but designed for private property homeowners with fully paid-up freehold or 999-year leasehold homes.

In this interview, we learn more about Jonathan’s upbringing, and the support that shaped his strong conviction to help seniors in Singapore enhance their financial security.

This video is a joint production of iFAST TV and Providend, inspired by Christopher’s article “To Live the Good Life, Make Life Decision First Before Wealth Decisions”.  This video series is now available as a podcast for those who prefer listening on the go.

Music courtesy of ItsWatR.

The host of this episode, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

The full list of Providend’s Money Wisdom podcast episodes from Season 4 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

In this week’s Money Wisdom episode, co-host Isaac sits down with CEO Christopher Tan to unpack why saying “stay invested” without the right context might actually do investors a disservice.

They explore whether it’s better to be a pessimist or an optimist during uncertain times like today’s ongoing trade tensions, and how to approach the “money equation” — balancing short-term financial planning on the left, with long-term investment decisions on the right.

Chris and Isaac also touch on how mental well-being plays a vital role in financial decision-making, especially when markets are volatile. For those nearing retirement, they discuss whether it may be time to approach things differently to protect both your financial future and peace of mind.

Tune in to the full episode for a grounded and thoughtful take on navigating uncertainty with clarity, focused on your non-negotiable life goals. 

You can read Chris’ article in The Business Times on this topic here. 

Music courtesy of ItsWatR.

The host of this episode, Isaac Ong, is a Client Adviser at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

The full list of Providend’s Money Wisdom podcast episodes from Season 4 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Mentioned in this episode:

Download Investment eBook Today!

TBC

As the leading fee-only wealth advisory firm in Asia, we’ve had the privilege of guiding clients from all walks of life at different stages for over two decades. In this mini-series, we hope to be able to impact both life and money wisdom to you, to inspire you and help you avoid costly mistakes.

In this episode, Amelia chats with Jit Hwee, one of our Client Advisers in his 40s, as he reflects on the mindset shifts that came with time and experience. From chasing success to finding clarity in what truly matters — across career, money, life, and family — Jit Hwee shares it all with his signature wit and humour. If you’re in your 30s or know someone who’s still figuring things out, this is one episode you won’t want to miss.

Music courtesy of ItsWatR.

The host of this episode, Amelia Wong, is the Senior Content & Digital Marketing Executive at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

The full list of Providend’s Money Wisdom podcast episodes from Season 4 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

As the leading fee-only wealth advisory firm in Asia, we have always advocated that when it comes to your hard-earned money, life decisions should come before money decisions.

That’s exactly what Dr Tang did. Unlike most doctors, he chose a very different career path — and his latest portfolio? Medical concierge and advocacy.

In this interview, Dr Tang shared the drivers behind his career and life decisions as well as the way he is helping those in need of tailored medical or healthcare advice.

You may find out more about Dr Tang’s book, ‘It’s Your Life, You Call The Shots’ here.

This video is a joint production of iFAST TV and Providend, inspired by Christopher’s article “To Live the Good Life, Make Life Decision First Before Wealth Decisions”.  This video series is now available as a podcast for those who prefer listening on the go.

Music courtesy of ItsWatR.

The host of this episode, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

The full list of Providend’s Money Wisdom podcast episodes from Season 4 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

In this week’s Money Wisdom episode, our co-host Isaac has a heart-to-heart talk with our CEO, Christopher, on the importance of starting your legacy planning now, instead of waiting until you are older. In fact, what is the difference between estate and legacy planning? How does a 'life decision' that a person made during his lifetime translate into a legacy for his or her family in the form of a legal instrument, such as a trust? And is it ever too late to start? Tune in to this podcast to listen to the full story.

You can read Chris’ article in The Business Times on this topic here.

Music courtesy of ItsWatR.

The host of this episode, Isaac Ong, is a Client Adviser at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

The full list of Providend’s Money Wisdom podcast episodes from Season 4 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Mentioned in this episode:

Download our RetireWell™ eBook Today!

Our popular RetireWell™ eBook has been updated! RetireWell™ is a methodology that Providend has developed to design a retirement income plan that will provide you with a safe and reliable stream of income for the rest of your life. Check out the link here to download a complimentary copy of the full eBook today: https://providend.com/publications/#retirewell

As trusted advisers to affluent clients for over two decades, we’ve always advocated that clients prioritise life decisions before financial ones. These life decisions are what we refer to as "Ikigai" decisions. 

In this episode, our Founder and CEO, Christopher Tan, sits down with Stanley Ng, Founder of Mindful Circle, a not-for-profit social enterprise, and Founder and Managing Director of Sage Capital Management Advisors, a private advisory firm for top management within corporates, banks, and financial institutions. 

Stanley, also a client of Providend, shares his journey from being law-trained, transitioning into the banking industry, becoming a consultant, and now being involved in the philosophy of mindfulness and the importance of being present in the moment—injecting Ikigai moments even into the most mundane tasks. Listen to the full podcast conversation and share it with a friend. 

Learn more about Mindful Circle here: https://mindfulcircle.org/ 

Through deep conversations with our advisers, you will gain clarity on what matters most in life and what needs to be done to live a good life, both financially and non-financially—with your Ikigai goals at the forefront of your wealth plan. Find out more about a mindful approach for a calmer investment journey here: https://providend.com/a-mindful-approach-for-a-calmer-investment-journey/

Music courtesy of ItsWatR.

The host of this episode, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

The full list of Providend’s Money Wisdom podcast episodes from Season 4 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Mentioned in this episode:

Subscribe to Our Mailing List Today!

If you’re interested in getting more of our thought leadership contents, click this link to subscribe to our newsletter today: https://providend.com/#newsletter-subscribe

As the leading fee-only wealth advisory firm in Asia, we have always advocated for our clients to make life decisions before money decisions, when it comes to their hard-earned money.

In this episode of “The Providend Conversation,” we are delighted to feature Why Keen, former Creative Director of The Royal Singapore, a man who has touched the hearts of not only those who watched his videos but also the teams who worked alongside him. Throughout his journey—navigating various business ventures and transitioning through different seasons in his career—having a supportive wife has played a crucial role in his development as a creative at heart.

This video is a joint production of iFAST TV and Providend, inspired by Christopher’s article “To Live the Good Life, Make Life Decision First Before Wealth Decisions”.  This video series is now available as a podcast for those who prefer listening on the go.

Music courtesy of ItsWatR.

The host of this episode, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

The full list of Providend’s Money Wisdom podcast episodes from Season 4 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Mentioned in this episode:

Download our RetireWell™ eBook Today!

Our popular RetireWell™ eBook has been updated! RetireWell™ is a methodology that Providend has developed to design a retirement income plan that will provide you with a safe and reliable stream of income for the rest of your life. Check out the link here to download a complimentary copy of the full eBook today: https://providend.com/publications/#retirewell

Being a trusted adviser to our affluent clients for over two decades, we have always advocated for our clients to first make life decisions before financial decisions. Life decisions are also what we term “Ikigai” decisions.

In this episode, our Founder and CEO, Christopher Tan, speaks with Moon Shary, Providend's Group COO & Executive Director, on how she finds her own Ikigai. As a mother of two, she has made intentional trade-offs—turning down a higher-paying job to prioritise her family.

A past health scare reshaped her outlook, reminding her to treasure life’s small moments. Looking ahead, she continues to explore her Ikigai while planning for the future.

Through deep conversations with our advisers, you will gain clarity on what matters most in life and what needs to be done to live a good life, both financially and non-financially—with your Ikigai goals at the forefront of your wealth plan.

Learn more about Moon's story and how she navigated life's unexpected hurdles: https://youtu.be/6I74SzkEOoE?feature=shared

Music courtesy of ItsWatR.

The host of this episode, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

The full list of Providend’s Money Wisdom podcast episodes from Season 4 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

In this week’s Money Wisdom episode, our co-host Isaac talks to our CEO, Christopher, about cryptocurrencies, including Bitcoin, and whether they deserve a spot in your investment portfolio, especially if you already have investments in safer and diversified asset classes. 

Chris touches on Bitcoin's wild ride of booms and busts over the years, with returns largely shaped by unpredictable news and events. But is there a hidden pattern or hints of reliability in cryptocurrency? Should all investors stay away, or could investing in Bitcoin still be suitable for some? Tune in to this podcast to listen to the full story.

You can read Chris’ article in The Business Times on this topic here. Also in this podcast episode, Isaac and Chris mentioned an article Isaac had written here, on why winning the lottery does not mean you had made a good 'investment' decision. 

Stay tuned for our next episode from our miniseries, 'Finding Your Ikigai'!

Music courtesy of ItsWatR.

The host of this episode, Isaac Ong, is a Client Adviser at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

The full list of Providend’s Money Wisdom podcast episodes from Season 4 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Mentioned in this episode:

Download Investment eBook Today!

TBC

In this episode of “The Providend Conversation”, we are honoured to have Der Shing and Shao-Ning share their journey from running a business to running a family, with our CEO, Christopher.

Der Shing and Shao-Ning reflect on the pivotal moment when they left a typical corporate career path, to start their first business—JobCentral—and the hard lessons they learned along the way. They also discuss the challenges of having their identities closely tied to the business, and how they navigated that journey of self-discovery.

Now, as the founders of AngelCentral, one of the fastest-growing angel investment networks in Singapore and Southeast Asia, they continue to make an impact by supporting startups and aspiring entrepreneurs, while balancing the needs of their four growing sons.

Through deep conversations with our advisers, you will gain clarity on what matters most in life and what needs to be done to live a good life, both financially and non-financially.

This video is a joint production of iFAST TV and Providend, inspired by Christopher’s article “To Live the Good Life, Make Life Decision First Before Wealth Decisions”.  This video series is now available as a podcast for those who prefer listening on the go.

Music courtesy of ItsWatR.

The host of this episode, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

The full list of Providend’s Money Wisdom podcast episodes from Season 4 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Mentioned in this episode:

Subscribe to Our Mailing List Today!

If you’re interested in getting more of our thought leadership contents, click this link to subscribe to our newsletter today: https://providend.com/#newsletter-subscribe

As the leading fee-only wealth advisory firm in Asia, we’ve had the privilege of guiding clients from all walks of life at different stages for over two decades. In this mini-series, we hope to be able to impact both life and money wisdom to you, to inspire you and help you avoid costly mistakes.

In this episode, Amelia sits down with Sean, one of our Associate Advisers in his 30s, to discuss the lessons that can make a big difference in your 20s. Sean shares his insights on career decisions, managing passion vs. wealth, and making intentional choices for what really matters in your life.

Sean also reflects on how Providend’s Philosophy of Sufficiency can guide your decision-making and how our approach differs from other wealth advisory firms. Do forward this episode to your friends and family who are just starting out in their 20s!

Music courtesy of ItsWatR.

The host of this episode, Amelia Wong, is the Senior Content & Digital Marketing Executive at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

The full list of Providend’s Money Wisdom podcast episodes from Season 4 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Mentioned in this episode:

Download our RetireWell™ eBook Today!

Our popular RetireWell™ eBook has been updated! RetireWell™ is a methodology that Providend has developed to design a retirement income plan that will provide you with a safe and reliable stream of income for the rest of your life. Check out the link here to download a complimentary copy of the full eBook today: https://providend.com/publications/#retirewell

In this week’s Money Wisdom episode, our co-host Isaac talks to our CEO, Christopher about the CPF Special Account closure on 19 January 2025, which had an impact on approximately 1.4 million CPF members. Chris highlights the importance of first having clarity on your original intention for your CPF funds, before purchasing financial products solely to grow your CPF funds at a higher interest rate, without first considering your life goals.

You can read Chris’s article in The Business Times on this topic here.

Stay tuned for our next episode, where we kick off our mini-series, "Milestones by Decade"!

Music courtesy of ItsWatR.

The host of this episode, Isaac Ong, is a Client Adviser at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

The full list of Providend’s Money Wisdom podcast episodes from Season 4 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Mentioned in this episode:

Subscribe to Our Mailing List Today!

If you’re interested in getting more of our thought leadership contents, click this link to subscribe to our newsletter today: https://providend.com/#newsletter-subscribe

In this episode of "The Providend Conversation", we are honoured to have Mr Loo Cheng Chuan share with our CEO, Christopher, on a personal level as he shares more about his relationship with money and his life goals.

You may know him as “Mr 1M65” or “Mr CPF”, but who exactly is Loo Cheng Chuan, founder of the 1M65 ($1 Million by 65 Years Old) Movement, who has helped many Singaporeans become millionaires at retirement?

Through deep conversations with our advisers, you will gain clarity on what matters most in life and what needs to be done to live a good life, both financially and non-financially.

This video is a joint production of iFAST TV and Providend, inspired by Christopher’s article “To Live the Good Life, Make Life Decision First Before Wealth Decisions”.  This video series is now available as a podcast for those who prefer listening on the go.

Music courtesy of ItsWatR.

The host of this episode, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

The full list of Providend’s Money Wisdom podcast episodes from Season 4 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Mentioned in this episode:

Download Investment eBook Today!

TBC

Being a trusted adviser to our affluent clients for over two decades, we have always advocated for our clients to first make life decisions before financial decisions. Life decisions are also what we term "Ikigai" decisions. 

In this episode, our Founder and CEO, Christopher Tan, interviews his Ikigai Tribe Coach, Nicholas Kemp, on the true meaning behind the concept of Ikigai and what a life worth living is, through the lens of the Japanese. (P.S.: It is not the Ikigai Four-Circle Venn Diagram).

Through deep conversations with our advisers, you will gain clarity on what matters most in life and what needs to be done to live a good life, both financially and non-financially—with your Ikigai goals at the forefront of your wealth plan.

You can find out more about Nicholas and the Ikigai Tribe here: https://ikigaitribe.com/

Music courtesy of ItsWatR.

The host of this episode, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

The full list of Providend’s Money Wisdom podcast episodes from Season 4 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

As the leading fee-only wealth advisory firm in Asia, we have been guiding our clients for over two decades, encouraging them to make life decisions first, before money decisions. For this season, we will have various mini-series covering topics such as Finding Your Ikigai, Legacy Beyond Wealth, Milestones by Decade, and our classic favourite, The Brain Behind, where we interview Chris about his Business Times’ articles.

At Providend, we believe that wisdom with money isn't about maximising returns. Rather, it is about understanding your ikigai goals and making wise financial decisions to support them. That’s the essence of money wisdom. This is why we have decided to focus on these mini-series topics, to support you on your journey towards living a good life. Do look forward to these podcast episodes in the weeks to come!

Music courtesy of ItsWatR.

The three hosts of this episode are Christopher Tan, Chief Executive Officer, Isaac Ong, Client Adviser, and Amelia Wong, Senior Content & Digital Marketing Executive at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

The full list of Providend’s Money Wisdom podcast episodes from Season 4 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Mentioned in this episode:

Grab Your Very Own Money Wisdom Book Today!

Some longtime listeners might know that the inspiration behind this entire podcast was our CEO, Chris’s book titled Money Wisdom: Simple Truths for Financial Wellness. If you are interested in getting your very own signed copy, please check out the link here: https://providend.com/publications/

In this week’s Money Wisdom episode, Amelia from the Brand Experience Team talks to Isaac, our Client Adviser, about why a good outcome from your investments may not mean you had made a good decision to begin with. They also discuss why it is so difficult for clients to let go of overly concentrated stock portfolios, even when the risks are clear.

Isaac shares how, at Providend, we first prioritise understanding our clients’ life goals and major milestones before focusing on how much investment returns needed to meet those goals.

You can read Isaac's article on this topic here: Why a Good Outcome Doesn’t Always Mean You Made a Good Decision

Stay tuned for our next podcast episode, which will also the first episode of the new year! 

Music courtesy of ItsWatR.

The host of this episode, Amelia Wong, is the Senior Content & Digital Marketing Executive at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

The full list of Providend’s Money Wisdom podcast episodes from Season 3 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Mentioned in this episode:

Grab Your Very Own Money Wisdom Book Today!

Some longtime listeners might know that the inspiration behind this entire podcast was our CEO, Chris’s book titled Money Wisdom: Simple Truths for Financial Wellness. If you are interested in getting your very own signed copy, please check out the link here: https://providend.com/publications/

Dr Peng is the co-inventor of the Ibbotson-Chen model – a data-focused approach that breaks down the components contributing to equity market returns and uses them to estimate forward-looking expected returns. This model earned the prestigious Graham and Dodd Award of Excellence.

In this week’s Money Wisdom episode, Chris chats with Dr Peng, recounting their first meeting in 2014 and exploring how Dr Peng and Providend played a pivotal role in bringing Dimensional funds to Singaporean investors.

Stay tuned for our next podcast episode, where Amelia from our Brand Experience team will be having a discussion with Chris about his article in The Business Times. 

Music courtesy of ItsWatR.

The host of this episode, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

The full list of Providend’s Money Wisdom podcast episodes from Season 3 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Mentioned in this episode:

Subscribe to Our Mailing List Today!

If you’re interested in getting more of our thought leadership contents, click this link to subscribe to our newsletter today: https://providend.com/#newsletter-subscribe

Download Investment eBook Today!

TBC

In this week’s Money Wisdom episode, our co-host Isaac chats with Chris about the critical role of health span in retirement planning and how it is often overlooked. Saving for your 'health plan' in retirement is just as important as building your wealth plan, particularly if leaving behind a legacy aligns with your life goals.

You can read Chris’s article in The Business Times on this topic here: https://providend.com/health-span-missing-piece-retirement-planning/

Stay tuned for our next episode, where Chris interviews Dr Peng Chen, our Senior Advisor and Director at Providend!

Music courtesy of ItsWatR.

The host of this episode, Isaac Ong, is a Client Adviser at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

The full list of Providend’s Money Wisdom podcast episodes from Season 3 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Mentioned in this episode:

Grab Your Very Own Money Wisdom Book Today!

Some longtime listeners might know that the inspiration behind this entire podcast was our CEO, Chris’s book titled Money Wisdom: Simple Truths for Financial Wellness. If you are interested in getting your very own signed copy, please check out the link here: https://providend.com/publications/

This final episode is a very special episode, where we have our Founder and CEO, Christopher, interview one of our clients, Richard Hong, CEO at TÜV SÜD PSB ASEAN, our client of 17 years to date. 

As Asia's leading fee-only wealth advisory firm, we are honoured to be able to sit down with Richard, to reflect on how he came to know about Providend, why he continues to trust us in his wealth planning, and the value he sees in partnering with us over these many years.

In this week’s Money Wisdom episode, Chris discussed with Richard on why Providend stood out to him, the value of our advice, and Richard's experience with three different client advisers at Providend.

It is truly a privilege that we are able to see our clients through their journey from climbing the corporate ladder, being family-stewards, to walking towards retirement and fulfilling their life goals. Providend is very honoured to be part of this process for Richard's life and we want to take the chance to say thank you to all our clients that have been with us and trusted us for so many years.

Stay tuned for our next podcast episode, where Amelia from our Brand Experience team will be having a discussion with Chris about his article in The Business Times. 

Music courtesy of ItsWatR.

The host of this episode, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

The full list of Providend’s Money Wisdom podcast episodes from Season 3 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

In this week’s Money Wisdom episode, our co-host Amelia from the Brand Experience Team chats with Chris about his own experience getting caught up in short-term market trends and how he lost a significant sum in the '90s.

At Providend, we prioritise understanding clients’ life goals and major milestones before focusing on financial objectives and selecting suitable instruments. We call these Ikigai goals, and Chris walks us through a case study of John and Amy, a couple in their 50s, who are seeking guidance on retirement, estate, and legacy planning.

You can read Chris’s article in The Business Times on this topic here: https://providend.com/8-steps-highest-probability-success-money-life 

Stay tuned for our next episode, where Chris interviews Richard, CEO at TÜV SÜD PSB ASEAN, our client of 17 years to date!

Music courtesy of ItsWatR.

The host of this episode, Amelia Wong, is the Senior Content & Digital Marketing Executive at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

The full list of Providend’s Money Wisdom podcast episodes from Season 3 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Mentioned in this episode:

Subscribe to Our Mailing List Today!

If you’re interested in getting more of our thought leadership contents, click this link to subscribe to our newsletter today: https://providend.com/#newsletter-subscribe

As Asia's leading fee-only wealth advisory firm, we have received many questions about who we serve and our work for our clients. So we put together a collection of all the stories that clients and prospective clients shared with us. These stories range from why they sought guidance, the challenges they faced before meeting us, and their journey with Providend. 

In this week’s Money Wisdom episode, our co-host Isaac talks to Evelyn, our Deputy CEO & Chief Advisory Officer, about what happens after the planning is done for our clients and the importance of lifelong conversations. The planning is much like a wedding, but afterwards, maintaining a healthy marriage requires regular conversations, as clients' situations will change through different seasons.

Stay tuned for our next podcast episode, where Amelia from our Brand Experience team will be having a discussion with Chris about his article in The Business Times. 

Music courtesy of ItsWatR.

The host of this episode, Isaac Ong, is a Client Adviser at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

The full list of Providend’s Money Wisdom podcast episodes from Season 3 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

In this week’s Money Wisdom episode, our co-host Amelia from the Brand Experience Team chats with Chris about how young Singaporeans can strike a balance between homeownership and saving for the future, without compromising their quality of life.

With housing prices and job security being major concerns, Chris offers advice on how you can live the good life—one that Chris defines as ‘living where you belong, with the people you love, doing purposeful work.’

You can read Chris’s article in The Business Times on this topic here: https://providend.com/what-my-us-trip-taught-me-about-homelessness-succession-planning-retiring-overseas/

Stay tuned for our next episode, where Isaac interviews Evelyn, our Deputy CEO & Chief Advisory Officer, on the importance of having lifelong conversations with our clients.

Music courtesy of ItsWatR.

The host of this episode, Amelia Wong, is the Senior Content & Digital Marketing Executive at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

The full list of Providend’s Money Wisdom podcast episodes from Season 3 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Mentioned in this episode:

Download Investment eBook Today!

TBC

As Asia's leading fee-only wealth advisory firm, we have received many questions about who we serve and our work for our clients. So we put together a collection of all the stories that clients and prospective clients shared with us. These stories range from why they sought guidance, the challenges they faced before meeting us, and their journey with Providend. 

In this week’s Money Wisdom episode, our co-host Isaac talks to Evelyn, our Deputy CEO & Chief Advisory Officer, about the "Advanced Planning" process we implement after our clients' wealth plans have been put into place. They discuss the importance of End-of-Life Planning, Legacy Planning, and Estate Planning, highlighting that there are nuances in planning for our clients' Advance Medical Directive (AMD), Lasting Power of Attorney (LPA), and Advance Care Plan (ACP).

Isaac and Evelyn expand on why it is truly a privilege of the Client Adviser to help clients reflect on their values and goals, ensuring their estate and legacy plans aren’t just about assets but also the meaningful stories and relationships they leave behind.

As Isaac mentioned in the podcast introduction, you can refer to these past two podcast episodes for more details on End-of-Life Planning:

• All You Need to Know About End-of-Life Planning (Episode 16)
• All You Need to Know About Estate Distribution, Estate Creation & Estate Preservation (Episode 20)

Stay tuned for our next podcast episode, where Amelia from our Brand Experience team will be having a discussion with Chris about his article in The Business Times. 

Music courtesy of ItsWatR.

The host of this episode, Isaac Ong, is a Client Adviser at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

The full list of Providend’s Money Wisdom podcast episodes from Season 3 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Mentioned in this episode:

Grab Your Very Own Money Wisdom Book Today!

Some longtime listeners might know that the inspiration behind this entire podcast was our CEO, Chris’s book titled Money Wisdom: Simple Truths for Financial Wellness. If you are interested in getting your very own signed copy, please check out the link here: https://providend.com/publications/

In this week’s Money Wisdom episode, Isaac interviews Jerome Song, Associate Director of Business Exit at Providend, about the critical aspects of a successful succession plan, including preparing future leaders and retaining top talent during what can be a challenging transition.

With over two decades of experience in finance, mergers and acquisitions, strategy, and people development, Jerome discusses how he partners with business owners to determine if a family member is suitable to succeed the business. He also cites successful succession planning case studies from companies such as Apple and Bengawan Solo.

You may also be interested in an earlier podcast where Jerome discusses how Benny Se Teo, founder of Eighteen Chefs, successfully exited his business, highlighting the importance of accurate business valuation and finding the right buyer to ensure business continuity and employee welfare.

Through deep conversations with our advisers, you will gain clarity on what matters most in life and what needs to be done to live a good life, both financially and non-financially. Reach out to us today to start crafting your tailored business exit plan, integrating it into your personal wealth plan: https://providend.com/our-clients/service-enquiry-form/

Stay tuned for our next episode, where Isaac interviews Evelyn, our Deputy CEO & Chief Advisory Officer, on the topic of Advanced Planning!

Music courtesy of ItsWatR.

The host of this episode, Isaac Ong, is a Client Adviser at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

The full list of Providend’s Money Wisdom podcast episodes from Season 3 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Mentioned in this episode:

Subscribe to Our Mailing List Today!

If you’re interested in getting more of our thought leadership contents, click this link to subscribe to our newsletter today: https://providend.com/#newsletter-subscribe

In this week’s Money Wisdom episode, our co-host Amelia from the Brand Experience Team digs deeper into this topic with Chris, discussing the importance of having a strong community of friends during retirement, the hardest thing for him to let go of at Providend, and advice he would give to someone who feels anxious about losing their sense of purpose.

If you have closely tied your identity to your career, you do not want to miss this episode.

You can read Chris’s article in The Business Times on this topic here: https://providend.com/beyond-finances-are-you-really-prepared-for-retirement/

We welcome you to register for our upcoming Providend’s Heritage Webinar on 10 September 2024, at 7:30pm here and we hope to see you there: https://us06web.zoom.us/meeting/register/tZYrcuGppjgtHNFkyOB6oEz3-kaaWxr7CQLM#/registration

Stay tuned for our next podcast episode, where our co-host Isaac will be having a conversation with Jerome Song, our Associate Director of Business Exit. 

To receive first-hand wealth insights from our team of experts, we invite you to subscribe to our weekly newsletter: https://providend.com/#newsletter-subscribe

Through deep conversations with our advisers, you will gain clarity on what matters most in life and what needs to be done to live a good life, both financially and non-financially. We can help you with your retirement planning and unique life goals—make an enquiry with us today: https://providend.com/our-clients/service-enquiry-form.

Music courtesy of ItsWatR.

The host of this episode, Amelia Wong, is the Senior Content & Digital Marketing Executive at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

The full list of Providend’s Money Wisdom podcast episodes from Season 3 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Mentioned in this episode:

Download our RetireWell™ eBook Today!

Our popular RetireWell™ eBook has been updated! RetireWell™ is a methodology that Providend has developed to design a retirement income plan that will provide you with a safe and reliable stream of income for the rest of your life. Check out the link here to download a complimentary copy of the full eBook today: https://providend.com/publications/#retirewell

Register for our Providend Heritage Webinar!

If you’ve ever wondered how Providend, Southeast Asia’s first fee-only wealth advisory firm, stands apart from traditional commission-based models, this is your chance to find out. Join us to see if fee-only advice is right for you and get practical tips to make smarter financial decisions so you can live the good life you’ve always desired. Simply click the link here to register: https://us06web.zoom.us/meeting/register/tZYrcuGppjgtHNFkyOB6oEz3-kaaWxr7CQLM#/registration

In this week’s Money Wisdom episode, our co-host Isaac talks to Jerome Song, Associate Director, Business Exit of Providend, to discuss the most pressing issues for small and medium-sized business owners. Jerome brings listeners through the Value Acceleration Methodology that can be broken down into three gates: Discover, Prepare, and Decide. 

Jerome discusses how Benny Se Teo, the founder of Eighteen Chefs, successfully exited his business, emphasising the importance of an accurate business valuation and finding the right buyer to ensure the continuity of the business and the welfare of the employees.

With over two decades of experience in finance, mergers and acquisitions, strategy, and people development, you need not be a business owner to pick up nuggets of wisdom from Jerome in this podcast!

With a minefield of financial misinformation out there, we promise to be a safe pair of hands and a second pair of eyes to help you avoid costly financial mistakes. Reach out to us today to start crafting your tailored business exit plan, integrating it into your personal wealth plan: https://providend.com/our-clients/service-enquiry-form/

You may also be interested in an earlier podcast on Business Exit with our CEO & Founder, Christopher: https://providend.com/s3e11-key-considerations-for-your-business-exit-plan-the-brain-behind/

Stay tuned for our next podcast episode, where Amelia from our Brand Experience team will be having a discussion with Chris about his article in The Business Times.

Music courtesy of ItsWatR.

The host of this episode, Isaac Ong, is a Client Adviser at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

The full list of Providend’s Money Wisdom podcast episodes from Season 3 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Mentioned in this episode:

Subscribe to Our Mailing List Today!

If you’re interested in getting more of our thought leadership contents, click this link to subscribe to our newsletter today: https://providend.com/#newsletter-subscribe

In this week’s Money Wisdom episode, our co-host Amelia from the Brand Experience Team has a heartfelt chat with Chris on parenting, family relationships, and thoughtful Legacy Planning that goes beyond the scope of the article.

Given our conservative Asian culture, glean tips from Chris on how to comfortably discuss your Legacy Plan with your loved ones, and how to balance saving for your children’s future while spending on your own happiness.

How can you write a heartfelt Letter of Wishes that truly conveys your values and intentions? How can you pass down your values, ethics, and life lessons to the next generation? Listen to this podcast to find out.

You can read Chris’ article in The Business Times on this topic here: https://providend.com/4-key-lessons-learnt-in-legacy-planning/

Stay tuned for our next podcast episode, where our co-host Isaac will be having a conversation with Jerome Song, our Associate Director of Business Exit.

Through deep conversations with our advisers, you will gain clarity on what matters most in life and what needs to be done to live a good life, both financially and non-financially. We can help you with your Legacy Planning—make an enquiry with us today: https://providend.com/our-clients/service-enquiry-form.

Music courtesy of ItsWatR.

The host of this episode, Amelia Wong, is the Senior Content & Digital Marketing Executive at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

The full list of Providend’s Money Wisdom podcast episodes from Season 3 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Mentioned in this episode:

Download Investment eBook Today!

TBC

As the leading fee-only wealth advisory firm in Asia, we have been receiving many questions about who we serve and our work for our clients. So we put together a collection of all the stories that clients and prospective clients shared with us. It ranges from why they are looking for guidance, challenges they faced before meeting us, and their experience working with Providend. 

In this week’s Money Wisdom episode, our co-host Isaac talks to Chin Yu, our Lead of the Advisory Team, about the "Presentation of Plan" meeting we have with our clients. This meeting consolidates all the important information we have discovered over the past few meetings. It incorporates each client's unique needs and specific life goals that they wish to meet.

Stay tuned for our next podcast episode, where Amelia from our Brand Experience team will be having a discussion with Chris about his article in The Business Times. 

Through deep conversations with our advisers, you will gain clarity on what matters most in life and what needs to be done to live a good life, both financially and non-financially. Reach out to us for sound advice on your wealth plan today: https://providend.com/our-clients/service-enquiry-form/

Music courtesy of ItsWatR.

The host of this episode, Isaac Ong, is a Client Adviser at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

The full list of Providend’s Money Wisdom podcast episodes from Season 3 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

With competing views from sources like Business Insider claiming that the S&P 500 will hit 8,000 to 15,000 points by the end of the decade, does this trigger a 'fear of missing out' for you?

In this week’s Money Wisdom episode, our co-host Amelia, from the Brand Experience Team, asks Chris why the S&P 500 should not be viewed as a simple and seemingly magical solution to a complicated problem. When it comes to enabling your non-negotiable life events such as retirement, it is more important to ensure the reliability and sufficiency of your investment returns.

While it is true that you could achieve a higher return by investing in the S&P 500 compared to a globally diversified portfolio of stocks and bonds, the crucial question is whether you can stomach the risks and ride through the extreme volatility that comes with a single-country index.

You can read Chris’ article in The Business Times on this topic here: https://providend.com/investing-in-the-sp-500-alone-is-not-the-silver-bullet/

To ensure a good investment experience, Providend is committed to delivering reliable returns, prioritising this over maximising returns and taking unnecessary risks that do not meet your needs. Learn more about our investment philosophy here: https://providend.com/wealth-solutions/investment-management/

Stay tuned for our next podcast episode, where we will be jumping into part 7 of our miniseries: “The Story of Our Clients’ Wealth Journey”.

Music courtesy of ItsWatR.

The host of this episode, Amelia Wong, is the Senior Content & Digital Marketing Executive at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

The full list of Providend’s Money Wisdom podcast episodes from Season 3 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Mentioned in this episode:

Download our RetireWell™ eBook Today!

Our popular RetireWell™ eBook has been updated! RetireWell™ is a methodology that Providend has developed to design a retirement income plan that will provide you with a safe and reliable stream of income for the rest of your life. Check out the link here to download a complimentary copy of the full eBook today: https://providend.com/publications/#retirewell

As the leading fee-only wealth advisory firm in Asia, we have been receiving many questions about who we serve and our work for our clients. So we put together a collection of all the stories that clients and prospective clients shared with us. It ranges from why they are looking for guidance, challenges they faced before meeting us, and their experience working with Providend. 

In this week’s Money Wisdom episode, our co-host Isaac talks to Chin Yu, our Lead of Advisory Team, about what sets Providend apart, when it comes to crafting a customised wealth plan, specific to each client's unique life events and non-negotiable life goals. 

A good life varies from person to person and it is crucial to have a deep understanding of each client's needs, and existing resources, putting it through scenario modelling, before we even start to discuss product recommendations or implementations. This third meeting is what Providend terms a "Presentation of Analysis" meeting, which happens after the first two meetings, mentioned in our earlier podcast.

Through deep conversations with our advisers, you will gain clarity on what matters most in life and what needs to be done to live a good life, both financially and non-financially. Reach out to us for sound advice on your wealth plan today.

For more information on getting a signed-copy of our Money Wisdom book mentioned by Isaac, and other publications, you can visit this link.

Stay tuned for our next podcast episode, where Amelia from our Brand Experience team will be having a discussion with Chris about his article in The Business Times. 

Music courtesy of ItsWatR.

The host of this episode, Isaac Ong, is a Client Adviser at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

The full list of Providend’s Money Wisdom podcast episodes from Season 3 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Mentioned in this episode:

Grab Your Very Own Money Wisdom Book Today!

Some longtime listeners might know that the inspiration behind this entire podcast was our CEO, Chris’s book titled Money Wisdom: Simple Truths for Financial Wellness. If you are interested in getting your very own signed copy, please check out the link here: https://providend.com/publications/

In this week’s Money Wisdom episode, our co-host Amelia, from the Brand Experience team, sits down with Chris to explore the emotional aspects and his thoughts beyond what was written in the article on the topic of Business Exit Planning. Chris shared the importance on how business owners need to foster a culture that prepares their team for leadership transition. The conversation became deeply personal as it concluded with Chris sharing his heartfelt thoughts on his own business exit plan as CEO of Providend.

You can find Chris’ article in The Business Times on this topic here: https://providend.com/business-exit-plan-3-key-considerations/

Through deep conversations with our advisers, you will gain clarity on what matters most in life and what needs to be done to live a good life, both financially and non-financially. This includes plans for your business exit & succession and your retirement. Learn more about our business exit and succession planning philosophy here: https://providend.com/wealth-solutions/business-exit-succession-planning/

Stay tuned for our next podcast episode, where we will be jumping into part 5 of our mini-series: "The Story of Our Clients' Wealth Journey".

Music courtesy of ItsWatR.

The host of this episode, Amelia Wong, is the Senior Content & Digital Marketing Executive at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

The full list of Providend’s Money Wisdom podcast episodes from Season 3 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Mentioned in this episode:

Subscribe to Our Mailing List Today!

If you’re interested in getting more of our thought leadership contents, click this link to subscribe to our newsletter today: https://providend.com/#newsletter-subscribe

As the leading fee-only wealth advisory firm in Asia, we have been receiving many questions about who we serve and our work for our clients. So we put together a collection of all the stories that clients and prospective clients shared with us. It ranges from why they are looking for guidance, the challenges they faced before meeting us, and their experience working with Providend.

In part one of this mini-series, we covered who our clients are, their concerns, and their need for a trusted wealth adviser. Following that, in part two, we shared the potential reasons for a lack of trust in the advisory industry and the need for sound wealth advice. In part three, we discussed how Providend was set up to be the trusted adviser to our clients, to guide them through a minefield of misinformation with honest, independent, and competent advice.

In this week’s Money Wisdom episode (part four), our co-host Isaac interviews Christopher, our Founder & CEO, about Providend's advisory and planning process and why we go the extra mile to understand our clients' life goals before making any recommendations to them.

The first meeting is termed a "Pre-Discovery" meeting, where we will decide whether there is a mutual fit, before arranging for subsequent meetings. And like a good slow-boil soup, the subsequent meetings are where we take time to know our clients, and what a good life means to them. This is of absolute importance to us, before we start to embark on suggesting specific instruments that would be suitable for them.

Stay tuned for our next podcast episode, where Amelia from our Brand Experience team will be having a discussion with Chris about his article in The Business Times. Do watch out for it!

Music courtesy of ItsWatR.

The host of this episode, Isaac Ong, is a Client Adviser at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

The full list of Providend’s Money Wisdom podcast episodes from Season 3 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Some weeks ago, our CEO Chris encountered three situations that inspired him to write his Business Times article, with one of them being his recent trip to Guangzhou as a keynote speaker at the Morningstar (China) 2024 Investment Summit. A common theme running through all three encounters was the challenge for investors to stay invested.

In this week’s Money Wisdom episode, our new co-host Amelia, from the Brand Experience team, interviews Chris, beyond what was written in the article. Chris opened up about the lessons Singaporean investors can learn from the Chinese and also shared a case study of what a non-negotiable life goal is and the importance of holistic wealth advice that contributes to our clients achieving these goals.

You can find Chris’ article in The Business Times on this topic here: https://providend.com/a-more-reliable-way-to-get-enough-investment-returns/

Stay tuned for our next podcast episode, where we will be jumping into part 4 of our mini-series: "The Story of Our Clients' Wealth Journey".

Music courtesy of ItsWatR.

The host of this episode, Amelia Wong, is the Senior Content & Digital Marketing Executive at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

The full list of Providend’s Money Wisdom podcast episodes from Season 3 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Mentioned in this episode:

Download Investment eBook Today!

TBC

As the leading fee-only wealth advisory firm in Asia, we have been receiving many questions about who we serve and our work for our clients. So we put together a collection of all the stories that clients and prospective clients shared with us. It ranges from why they are looking for guidance, challenges they faced before meeting us, and their experience working with Providend. 

In this week’s Money Wisdom episode, our co-host Isaac talks to Chin Yu, our Lead of Advisory Team, about the two qualities that a trusted adviser should have. Chin Yu also shares more about how Providend's collective wisdom, philosophies and strong work culture push the team forward to become trusted advisers, as we manage over S$1 billion worth of our clients’ assets with care, so our clients can reliably meet their non-negotiable life goals. 

Stay tuned for our next podcast episode, where Amelia from our Brand Experience team will be having a discussion with Chris about his article in The Business Times. Do watch out for it!

Music courtesy of ItsWatR.

The host of this episode, Isaac Ong, is a Client Adviser at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

The full list of Providend’s Money Wisdom podcast episodes from Season 3 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Mentioned in this episode:

Download our RetireWell™ eBook Today!

Our popular RetireWell™ eBook has been updated! RetireWell™ is a methodology that Providend has developed to design a retirement income plan that will provide you with a safe and reliable stream of income for the rest of your life. Check out the link here to download a complimentary copy of the full eBook today: https://providend.com/publications/#retirewell

Being a trusted adviser to our affluent clients for the past two decades, we have been receiving many questions about who we serve and the work that we do for our clients. So we decided to put together a collection of all the stories that clients and prospective clients shared with us. It ranges from why they are looking for guidance to challenges they faced before meeting us, and their experience working with Providend.

In this week’s Money Wisdom episode, our co-host Isaac probed our Deputy CEO & Chief Advisory Officer, Evelyn Goh, with several difficult questions on the common issues faced by clients in their search for a trusted wealth adviser. Evelyn addressed the elephant in the room when talking about the "4Cs" that possibly frustrate clients when all they desire is for their needs to be met. She also shared the painful truth that no single adviser can be competent in all areas of a comprehensive wealth plan, and why is that so?

Stay tuned for our next podcast episode, where our co-host Jin will be talking to Chris about his article in The Business Times. Following that, our next episode will be part three of this new series, so please look forward to that!

Music courtesy of ItsWatR.

The host of this episode, Isaac Ong, is a Client Adviser at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

The full list of Providend’s Money Wisdom podcast episodes from Season 3 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Mentioned in this episode:

Grab Your Very Own Money Wisdom Book Today!

Some longtime listeners might know that the inspiration behind this entire podcast was our CEO, Chris’s book titled Money Wisdom: Simple Truths for Financial Wellness. If you are interested in getting your very own signed copy, please check out the link here: https://providend.com/publications/

In this week’s Money Wisdom episode, our co-host Jin interviews Chris, as he digs deeper into this article to discuss the pros and cons of a private annuity plan and CPF LIFE, with your life goals and savings plan in mind. Chris shares how crucial it is to have a robust wealth plan, as government policies and your personal needs may change over time.

You can read Chris' article in The Business Times on this topic here.

Also, stay tuned for our next podcast episode, for part 2 of a nine-part series that covers the wealth management journey of our clients!

Music courtesy of ItsWatR.

The host of this episode, Jin Lee, is an Associate Adviser at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

The full list of Providend’s Money Wisdom podcast episodes from Season 3 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Mentioned in this episode:

Subscribe to Our Mailing List Today!

If you’re interested in getting more of our thought leadership contents, click this link to subscribe to our newsletter today: https://providend.com/#newsletter-subscribe

In this nine-part sequential mini-series, we will delve into the wealth management journey of our clients. This is a collection of all the stories that clients and prospective clients shared with us ranging from why they are looking for guidance to challenges they faced before meeting us, and their experience working with us. We are sure you would find something that resonates with you in your own wealth journey and glean some interesting insights.

In this week’s Money Wisdom episode, our CEO Chris, and co-host Isaac, begin by telling the tale through the perspective of our clients - the protagonist of this story. As you continue through the series, you will learn about the values that they hold dear and the common thread that runs across what clients are looking for in a credible wealth adviser.

Stay tuned for our next podcast episode, where our co-host Jin will be talking to Chris about his article in The Business Times. Following that, our next episode will be part two of this new series, so please look out for it!

Music courtesy of ItsWatR.

The host of this episode, Isaac Ong, is a Client Adviser at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

The full list of Providend’s Money Wisdom podcast episodes from Season 3 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

In this week’s Money Wisdom episode, our CEO, Chris, encourages us to dig deeper and to ask ourselves what the original intent was for the monies left behind in our CPF balances after turning 55, should these changes not have been announced in the first place. That would give us a good idea of the next steps to take. 

Also, stay tuned for our next podcast episode, where we will be going through a client case study!

Music courtesy of ItsWatR.

The host of this episode, Jin Lee, is an Associate Adviser at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

The full list of Providend’s Money Wisdom podcast episodes from Season 3 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Mentioned in this episode:

Download our RetireWell™ eBook Today!

Our popular RetireWell™ eBook has been updated! RetireWell™ is a methodology that Providend has developed to design a retirement income plan that will provide you with a safe and reliable stream of income for the rest of your life. Check out the link here to download a complimentary copy of the full eBook today: https://providend.com/publications/#retirewell

In this week’s Money Wisdom episode, our CEO, Chris, and our Co-Host, Jin, discuss this controversial topic of the various compensation methods in the financial advisory world and the pros and cons of each. After listening to this podcast, we hope you will gain clarity on how to best evaluate the type of financial adviser that is most suitable for your needs. 

Stay tuned for our next "The Brain Behind" episode, where we delve deep into Chris' upcoming Business Times article!

Music courtesy of ItsWatR.

The host of this episode, Jin Lee, is an Associate Adviser at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

The full list of Providend’s Money Wisdom podcast episodes from Season 3 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

Mentioned in this episode:

Subscribe to Our Mailing List Today!

If you’re interested in getting more of our thought leadership contents, click this link to subscribe to our newsletter today: https://providend.com/#newsletter-subscribe

In this week’s Money Wisdom episode, our CEO, Christopher Tan, elaborates on how we can identify the things that are important to us, which he terms as life decisions, and also "ikigai" decisions—those that help us live our day-to-day life in a way that is worth living. Financial decisions can then be arranged to support these life decisions.

You can find The Business Times article "How to Make Life Decisions" here, where Chris shares the true meaning behind "ikigai" and how you can discover the life you have always desired to live: https://providend.com/how-to-make-life-decisions

Meanwhile, stay tuned for our next episode!

Music courtesy of ItsWatR.

The host of this episode, Jin Lee, is an Associate Adviser at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

The full list of Providend’s Money Wisdom podcast episodes from Season 3 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

For this season, we are doing things a little differently in our sharing of money wisdom with you. We will be introducing various mini-series covering different aspects of your overall wealth plan holistically. But first, let’s get to know more about your new co-host, Jin Lee, Associate Adviser at Providend.

In this episode, Jin shares her interesting past experience and thorough research on Providend before making a career switch to join us. Even though Jin has only been with us for a short time, her interest in personal wealth and passion to do the right thing will surely make her a great co-host, alongside Isaac!

Meanwhile, stay tuned for the next episode where Chris discusses more about his first article of 2024 on The Business Times!

If you are interested in joining our Providend Associate Adviser Programme, kindly visit this link to find out more: https://providend.com/careers/

Music courtesy of ItsWatR.

The full list of Providend’s Money Wisdom podcast episodes from Season 3 can be found here.

Did you know that our Providend’s Money Wisdom podcast is now available in video format on YouTube? Follow us on our YouTube channel for new episode on Thursday at 8pm.

In this week’s Money Wisdom episode, Dave recounts his journey in one of the biggest fund management companies in the world. With the wealth of knowledge he possesses, he shares his views on money and explains why he still believes that having a wealth adviser is essential for leading a peaceful life.

You can find the video version of this podcast episode on YouTube here:

Meanwhile, stay tuned for exciting updates coming soon!

The host of this episode, Evelyn Goh, is the Deputy CEO and Chief Advisory Officer at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-2/

Music courtesy of ItsWatR.

In this week's Money Wisdom episode, Chin Yu discusses why people might prefer to invest in properties over equities and whether Providend considers it as an investment, using our investment framework.

You can refer to Chin Yu's article on properties and their suitability in your overall investment portfolio here: https://providend.com/how-should-property-fit-into-your-overall-investment-portfolio/

As mentioned, this is a video podcast, so you want to watch this episode on YouTube here: https://youtu.be/KNyayoE3tJE

Meanwhile, stay tuned for our next episode, where we will be joined by a very special external guest!

The host, Isaac Ong, is Associate Adviser at Providend, Singapore’s First Fee-Only Wealth Advisory Firm.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-2/

Music courtesy of ItsWatR.

In this week's Money Wisdom episode, Chris expounds on the four pillars of our investment philosophy - economic contribution, empirical observation, implementation, and practical considerations – and explains how we use these to determine whether to include ILPs in our portfolio for clients.

You can refer to The Business Times article here: https://providend.com/are-investment-linked-policies-suited-for-executing-your-investment-strategy/

Meanwhile, stay tuned for our next episode where we'll discuss the pros and cons of investing in equities versus properties!

The host, Isaac Ong, is Associate Adviser at Providend, Singapore’s First Fee-Only Wealth Advisory Firm.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-2/

Music courtesy of ItsWatR.

In this week's Money Wisdom episode, Evelyn Goh, our Deputy CEO and Chief Advisory Officer, shares Providend’s experience through the various crises and our process of holding our clients’ hands through those difficult times. 

Meanwhile, stay tuned for the next episode where Chris discusses more about his latest article on The Business Times!

The host, Isaac Ong, is Associate Adviser at Providend, Singapore’s First Fee-Only Wealth Advisory Firm.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-2/

Music courtesy of ItsWatR.

In this week's Money Wisdom episode, our Head of Investment, Chye Hsern, is joined by Dr. Marlena, Global Head of Investment Solutions at DFA, to delve deeper into the DFA approach to managing their funds, ultimately benefiting our clients who will have peace of mind in their investment journey.

You can also read more about Chye Hsern's thoughts on active investing that adds value to the client here - https://providend.com/active-investing-that-adds-value-to-the-client

Meanwhile, stay tuned for our next episode where we compare the pros and cons of investing in properties vs equities!

The host of this episode, Cheng Chye Hsern, is the Head of Investment at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia. Learn more about Chye Hsern’s wealth insights here.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-2/

Music courtesy of ItsWatR.

In this week's Money Wisdom episode, Alvin, our Client Adviser, discusses the differences you should take note of when planning for these two different life stages so that you can develop a comprehensive wealth plan for the long term.

Meanwhile, stay tuned for our next episode, where we will be joined by a very special external guest!

The host, Isaac Ong, is Associate Adviser at Providend, Singapore’s First Fee-Only Wealth Advisory Firm.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-2/

Music courtesy of ItsWatR.

In this week’s Money Wisdom episode, Chris shares the three things you should take note of when choosing the right adviser for yourself and how Providend strives to uphold these in our day-to-day processes.

You can also read Chris' Business Times article here: Choosing a Wealth Adviser That Will Always Do the Right Thing for You.

Meanwhile, stay tuned for our next episode, where we discuss how an accumulator or a near-retiree should plan for their wealth respectively.

The host, Isaac Ong, is Associate Adviser at Providend, Singapore’s First Fee-Only Wealth Advisory Firm.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-2/

Music courtesy of ItsWatR.

In this episode, Zhi Han, our Client Adviser, shares the historical evidence for both methods and highlights an important factor investors should consider when deciding between the two.

Meanwhile, stay tune for the next episode where Chris discusses more about his latest article on The Business Times!

The host, Isaac Ong, is Associate Adviser at Providend, Singapore’s First Fee-Only Wealth Advisory Firm.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-2/

Music courtesy of ItsWatR.

In this week’s Money Wisdom episode, Choon Siong, our Research Analyst, shares the key catalyst of market movements and discusses the outperformance of value stocks over growth stocks.

You can also read our complete market review of September here.

Meanwhile, stay tuned for our next episode where Zhi Han, our Client Adviser, shares his views on lump sum investing versus dollar cost averaging.

The host, Isaac Ong, is Associate Adviser at Providend, Singapore’s First Fee-Only Wealth Advisory Firm.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-2/

Music courtesy of ItsWatR.

In this week's Money Wisdom episode, Mike Zhang, our Insurance Specialist, gives an overview of the different types of ILPs and all its features, its pros and cons, and his views on whether Wealth ILPs would fit into Providend’s investment philosophy, or not.

You can also hear Chris' view on ILPs in his interview with the BagHolder Pod team here.

Meanwhile, stay tuned for our next episode where Choon Siong, our Research Analyst, shares how the markets had performed for quarter three of 2023.

The host, Isaac Ong, is Associate Adviser at Providend, Singapore’s First Fee-Only Wealth Advisory Firm.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-2/

Music courtesy of ItsWatR.

In this episode, we are glad to have Joyce, our Associate Adviser, and Zhi Han, our Client Adviser, share their past working experiences in the big banks and well-known financial advisory firms – from client acquisition to the advisory and wealth planning process - versus what they are currently doing here at Providend.

Meanwhile, stay tune for our next episode where we discuss one of the most complex and controversial form of insurance, Investment Linked Policies (ILPs).

The host, Isaac Ong, is Associate Adviser at Providend, Singapore’s First Fee-Only Wealth Advisory Firm.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-2/

Music courtesy of ItsWatR.

In this episode, Chris clarifies that these planning returns are actually not our portfolios’ target returns and that it is just a part of all the backend work we do (i.e. regular reviews of our clients’ circumstances, regular monitoring of the portfolios’ performances, a constant search for other suitable investment instruments) to give clients a better investment experience.

Meanwhile, stay tune for our next episode where we invited two of our colleagues to share their past working experiences in the financial advisory industry and how it compares to working here at Providend now!

You can find the original article of Why a Robust Estimate of Future Returns Is Important for Investment Planning here.

The host, Nataly Ong, is Deputy Head of Brand Experience at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-2/

Music courtesy of ItsWatR.

In my younger childhood years, I didn’t really have to worry about money, but the change was quite apparent after that, and I began to feel like money is very hard to come by.”

In this episode, Seth shares two major life events that happened when he turned 18 and how that shaped his money values for life.

Meanwhile, stay tune for the next episode where Chris discusses more about his latest article on The Business Times!

The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-2/

Music courtesy of ItsWatR.

In this episode (which coincides with our 22nd birthday!), we specially invited two of Providend's founding members, Loh Mei Kuen and Vincent Tey, to share their reflections as they recount their initial experiences at the firm and their hopes for the future of Providend.

As mentioned in the episode, we are hosting a webinar titled 'How Providend Ensures Reliable Investment Returns for Your Life Goals' tomorrow on 12 September. If you are interested in joining this webinar, kindly register for it here: https://us06web.zoom.us/meeting/register/tZ0tf--vqjwvEtD2GgFVYZ7pD-eJ_qC3--YX

Meanwhile, stay tune for our next episode with a special guest where we discuss further on the value of wealth advice!

The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-2/

Music courtesy of ItsWatR.

In this episode, our Client Adviser, Ray Zheng, shares the deep conversations he had with some of his clients to better help them determine where car ownership ranks in terms of their other important life priorities and key considerations before making a car purchase that can actually make 'financial sense'.

Meanwhile, stay tune for a special episode next week in celebration of our 22nd birthday!

The host, Isaac Ong, is Associate Adviser at Providend, Singapore’s First Fee-Only Wealth Advisory Firm.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-2/

Music courtesy of ItsWatR.

In this episode, our CEO, Christopher Tan, shares what value you should be expecting from your adviser and emphasises the importance of consumers’ demands in improving the overall financial landscape. 

Meanwhile, stay tune for our next episode where we share our views on buying a car in Singapore, balancing lifestyle goals and financial considerations.

The host, Nataly Ong, is Deputy Head of Brand Experience at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-2/

Music courtesy of ItsWatR.

And in my mind, if you’re specifically paying for advice, to me, it’s a much more transparent set up than getting free advice or freebies packaged in some other ways that I don’t fully know. I’m less comfortable with that.”

In this episode, Head of Investment Research at Dimensional Fund Advisors, Dr Wei Dai, shares her concerns towards “free advice” and key considerations when finding a suitable wealth adviser, especially as an expert in her field.

Meanwhile, stay tune for the next episode where Chris discusses more about his latest article on The Business Times!

The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-2/

Music courtesy of ItsWatR.

In this episode, our Advisory Team Lead, Loh Yong Cheng, shares his personal challenges balancing the roles, responsibilities and obligations as a sandwich generation and provides useful tips on how to manage these challenges in the various aspects.

Meanwhile, stay tune for our next episode with a special guest on the value of advice!

The host, Isaac Ong, is Associate Adviser at Providend, Singapore’s First Fee-Only Wealth Advisory Firm.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-2/

Music courtesy of ItsWatR.

In this episode, our Head of Solutions, Eddy Cheong shares the three key areas of estate planning – Distribution, Creation and Preservation, as well as considerations when crafting your estate plan so that the transfer of your estate, upon your unfortunate demise, can be transferred to your intended recipients without any unnecessary delay or unexpected situations that may complicate the entire distribution process.

Meanwhile, stay tune for our next episode where we share wealth planning tips for the sandwich generation! 

The host, Isaac Ong, is Associate Adviser at Providend, Singapore’s First Fee-Only Wealth Advisory Firm.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-2/

Music courtesy of ItsWatR.

In this episode, our CEO, Christopher Tan, explains why Providend uses the Ibbotson-Chen Earnings Model, when crafting our client's wealth plan, to properly estimate the future expected returns of the stock markets and how our investment approach has shined during the market downturn in 2022.

Meanwhile, stay tune for our next episode on the 3 main aspects of Estate Planning – Distribution, Creation & Preservation!

The host, Nataly Ong, is Deputy Head of Brand Experience at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-2/

Music courtesy of ItsWatR.

In this episode, our Research Analyst, Lim Choon Siong, summarises key market events that happened in the past quarter and explains what long-term investors like us should do to get the returns we truly need.

Meanwhile, stay tune for the next episode where Chris discusses more about his latest article on The Business Times!

The host, Isaac Ong, is Associate Adviser at Providend, Singapore’s First Fee-Only Wealth Advisory Firm.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-2/

Music courtesy of ItsWatR.

In this episode, our Solutions Specialist, Tan Choong Hwee, and our Insurance Executive, Ma Jiamin, share their overseas education experience as well as a step-by-step guide to planning for your children’s education.

Stay tune for the next episode where we look back at the events that have shaped the markets over the past quarter and share the market outlook for the rest of the year!

You can read the 2-parts article titled Wealth Planning for Your Child's Tertiary Education here:

• Part 1: Setting a Financial Goal
• Part 2: Achieving the Goal

The host, Isaac Ong, is Associate Adviser at Providend, Singapore’s First Fee-Only Wealth Advisory Firm.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-2/

Music courtesy of ItsWatR.

At Providend, we divide the whole process of planning for our demise into 3 stages – End-of-life planning, Legacy & Estate planning and Administration.

In today's episode, Chris delves deeper into the End-of-life planning process where he explains what Advance Medical Directive (AMD), Lasting Power of Attorney (LPA) and Advance Care Plan (ACP) are for and why we need to get these important documents done early, when we are in good health.

Stay tune for our next episode where we share tips on how you can plan well ahead for your children’s tertiary education, especially if you intend to send them overseas!

The host, Isaac Ong, is Associate Adviser at Providend, Singapore’s First Fee-Only Wealth Advisory Firm.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-2/

Music courtesy of ItsWatR.

In this episode, Mike Zhang, our Insurance Specialist, shares the must-have insurance you need at the different life stages (yes, they vary at every stage and hence it's important to do an insurance review regularly) as well as key considerations to take before you purchase your next insurance policy.

Meanwhile, stay tune for the next episode where Mike shares his expert opinions on a relatively debatable topic - Investment-linked Policies (ILP)!

The host, Isaac Ong, is Associate Adviser at Providend, Singapore’s First Fee-Only Wealth Advisory Firm.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-2/

Music courtesy of ItsWatR.

In this episode, Chris shares his thoughts behind this matter, one that is close to his heart, and also elaborates further as to why the commission-based approach actually makes more economic sense for individuals with less complex needs as well as ways on how we, as consumers, can mitigate this conflict of interest if we choose to engage a commission-based adviser.

Meanwhile, stay tune for the next episode where we discuss how your insurance plan differs depending on your life stage.

You can find the original article of Mitigating the Conflicts of Interest in the Financial Advisory Industry here.

The host, Nataly Ong, is Deputy Head of Brand Experience at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-2/

Music courtesy of ItsWatR.

In many industries like healthcare and legal, it is a norm for people to pay for professional advice. However, when it comes to the wealth industry, many are still hesitant to pay a fee for advice.

In this episode, our CEO, Christopher Tan, speaks with Lee Soo Chye, Managing Partner of Wee Swee Teow LLP, on his money journey as well as key traits to look out for in a good adviser, be it in the legal, healthcare or wealth industry.

Stay tuned for the next episode as Chris shares deeper insights behind his upcoming article in The Business Times! 

The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-2/

Music courtesy of ItsWatR.

In this episode, Isaac discusses the strategies for optimising your CPF accounts and integrating them into your personal wealth plan with Tan Chin Yu, our Advisory Team Lead.

Discover valuable tips and insights that will help working Singaporeans and PRs harness the full potential of their CPF monies.

Meanwhile, stay tuned for our upcoming episode featuring a special guest!

The host, Isaac Ong, is Associate Adviser at Providend, Singapore’s First Fee-Only Wealth Advisory Firm.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-2/

Music courtesy of ItsWatR.

In this episode, Isaac speaks with our Head of Investment, Cheng Chye Hsern, where he shares what investors need to know about private equity and Providend’s view on investing in this asset class.

Stay tune for the next episode where we share tips on how you can optimise your CPF monies!

The host, Isaac Ong, is Associate Adviser at Providend, Singapore’s First Fee-Only Wealth Advisory Firm.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-2/

Music courtesy of ItsWatR.

In this episode, he further emphasises the opportunity costs involved especially during a high inflation period like now and shares other inflation-protected assets you can consider for the long term.

Stay tune for the next episode where our Head of Investment, Chye Hsern, returns to discuss about alternative investments!

The host, Nataly Ong, is Deputy Head of Brand Experience at Providend, the first fee-only wealth advisory firm in Southeast Asia and a leading wealth advisory firm in Asia.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-2/

Music courtesy of ItsWatR.

In this episode, our CEO, Christopher Tan, walks down memory lane with the Chief Editor of Investment Moats and Providend’s very own Senior Solution Specialist, Kyith Ng, as he shares stories of his growing up years and key things to note when making the switch from a DIY investor to engaging a wealth adviser.

Stay tuned for the next episode as Chris shares the brain behind his upcoming article in The Business Times!

The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-2/

Music courtesy of ItsWatR.

In this episode, our Head of Investment, Cheng Chye Hsern, dives deeper to talk about the careful selection of the fund managers we partner with and the intensive brainwork done behind the scenes to construct our core investment portfolios to effectively capture the returns for our clients in the long run.

Stay tune for the next episode where we are joined by a very special guest!

The host, Isaac Ong, is Associate Adviser at Providend, Singapore’s First Fee-Only Wealth Advisory Firm.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-2/

Music courtesy of ItsWatR.

In this episode, Isaac speaks with our Head of Investment, Cheng Chye Hsern, where he shares more about Providend’s investment philosophy as well as how it guides us in evaluating and seeking out the financial assets that give our clients the highest probability of reaching their financial milestones.

Stay tune for the next episode where Chye Hsern dives into how Providend structures our portfolios! 

The host, Isaac Ong, is Associate Adviser at Providend, Singapore’s First Fee-Only Wealth Advisory Firm.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-2/

Music courtesy of ItsWatR.

In this episode, Christopher further explains how he applies the philosophy of sufficiency to the different aspects of his life and how it can help one achieve true contentment.

Stay tune for the next episode as our Head of Investment joins us!

You can find the full Achieving Contentment Is the Greatest Gain here.

The host, Nataly Ong, is Deputy Head of Brand Experience at Providend, Singapore’s First Fee-Only Wealth Advisory Firm.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-2/

Music courtesy of ItsWatR.

In this episode, Isaac speaks with our Client Adviser, Bryan Chan, on the various retirement spending strategies, from the commonly known 4% rule to dividend investing and our very own RetireWell™.

We hope you enjoy this episode and stay tuned for the next!

The host, Isaac Ong, is Associate Adviser at Providend, Singapore’s First Fee-Only Wealth Advisory Firm.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-2/

Music courtesy of ItsWatR.

In this episode, our Research Analyst, Lim Choon Siong, summarises key market events that have happened in the last quarter and explained why the short-lived market turbulence that followed the US banking crisis in March did not prevent investor optimism leading US stocks higher over the quarter.

The host, Isaac Ong, is Associate Adviser at Providend, Singapore’s First Fee-Only Wealth Advisory Firm.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-2/

Music courtesy of ItsWatR.

In this episode, our CEO, Christopher Tan, speaks with its founders, He Ruiming (the guy who writes) and Goh Wei Choon (the guy who illustrates), to learn more about their interesting money story and how they view the value of wealth advice.

Stay tuned for the next episode as we chat with a special guest from our investment team!

The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-2/

Music courtesy of ItsWatR.

In this episode, our CEO, Christopher Tan, reminisces the uneasy period to sustain the business in the early years and how we have come so far to where we are today, with a strong corporate culture that emphasises on doing the right thing for our clients.

Link to Episode 2: https://providend.com/s2e2-the-past-present-and-future-of-providend/

Stay tuned for the next episode!

Music courtesy of ItsWatR.

In this episode, you will get to know more about your new co-host - Isaac Ong, as he shares what he does as an Associate Adviser at Providend, his past experiences in the industry, and what brought him to us.

You will also gain insights into our advisory philosophy as well as our unique hiring process through his conversation with our CEO, Christopher Tan.

Link to Episode 1: https://providend.com/s2e1-meet-your-new-co-host-isaac-ong/

We hope you will enjoy this episode 😉 Stay tuned for the next one as we get their chairs switched! https://providend.com/providends-money-wisdom-podcast-season-2/

Music courtesy of ItsWatR.

In this episode, I will elaborate both sides of the money equation - left for short-term financial planning decisions and right for long-term investment decisions. - and my views on the YOLO and FIRE ideologies.

Important note: Spend more time on the left side of the money equation instead of the right side.

The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/

Music courtesy of ItsWatR.

In this episode, I will share the two main concerns of business owners and the need to plan for your business as early as you can, especially in the areas of its transfer and continuation plan.

Important note: As long as the question of who will be the new owner of the business remains unanswered, the future of the business is at risk.

The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/

Music courtesy of ItsWatR.

1. Will what you have already put in place be sufficient to fund your children’s university education?
2. What if your health fails you?
3. What if your kids decide to take a different path?

Important note: Think ahead, and if need be, get help from an adviser so you can indeed see your children grow -- from cradle to mortarboard.

Important note: Give a child a fish and it will feed him for a day; teach him how to fish and it will feed him for life.

The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/

Music courtesy of ItsWatR.

Important note: The key to helping our clients achieve their financial goals is to really ensure that they stick to their wealth or investment plan.

The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/

Music courtesy of ItsWatR.

Important note: As a wealth advisory firm, we are not dealing with just people’s money but their lives.

The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/

Music courtesy of ItsWatR.

Important note: In reality, it is the advisory industry that is not ready, not Singaporeans.

The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/

Music courtesy of ItsWatR.

Important note: Low-cost investment instruments have proven to better deliver the expected returns for our clients than high-cost actively managed funds.

The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/

Music courtesy of ItsWatR.

Important note: Choose your wealth manager wisely, do not become a victim of bad wealth management practices.

The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/

Music courtesy of ItsWatR.

Important note: Understanding a client’s need for returns as well as his ability and his willingness to bear risks must be done before any recommendations are given.

The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/

Music courtesy of ItsWatR.

The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/

Music courtesy of ItsWatR.

To learn more, download our RetireWell eBook now! https://providend.com/publications/#retirewell

(It consists of 11-part articles written by Chris and were featured on The Business Times every month for almost a year in 2017)

The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/

Music courtesy of ItsWatR.

To learn more, download our RetireWell eBook now! https://providend.com/publications/#retirewell

(It consists of 11-part articles written by Chris and were featured on The Business

Times every month for almost a year in 2017)

The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/

Music courtesy of ItsWatR.

To learn more, download our RetireWell eBook now! https://providend.com/publications/#retirewell

(It consists of 11-part articles written by Chris and were featured on The Business Times every month for almost a year in 2017)

The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/

Music courtesy of ItsWatR.

To learn more, download our RetireWell eBook now! https://providend.com/publications/#retirewell

(It consists of 11-part articles written by Chris and were featured on The Business Times every month for almost a year in 2017)

The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/

Music courtesy of ItsWatR.

With that in mind, I will share how our investing approach works for our retiree clients as we hold on to the principle of staying invested (in the right instruments) and not timing the markets.

Important note: We use financial instruments that are evidenced-based, boast good performance track records and are low-cost to give retirees a reliable income stream.

To learn more, download our RetireWell eBook now! https://providend.com/publications/#retirewell

(It consists of 11-part articles written by Chris and were featured on The Business Times every month for almost a year in 2017)

To learn more, download our RetireWell eBook now! https://providend.com/publications/#retirewell

(It consists of 11-part articles written by Chris and were featured on The Business Times every month for almost a year in 2017)

The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/

Music courtesy of ItsWatR.

To learn more, download our RetireWell™ eBook now! https://providend.com/publications/#retirewell

(It consists of 11-part articles written by Chris and were featured on The Business Times every month for almost a year in 2017)

The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/

Music courtesy of ItsWatR.

The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/

Music courtesy of ItsWatR.

The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/

Music courtesy of ItsWatR.

The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/

Music courtesy of ItsWatR.

The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/

Music courtesy of ItsWatR.

The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/

Music courtesy of ItsWatR.

The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/

Music courtesy of ItsWatR.

The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/

Music courtesy of ItsWatR.

The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/

Music courtesy of ItsWatR.

The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/

Music courtesy of ItsWatR.

The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/

Music courtesy of ItsWatR.

The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/

Music courtesy of ItsWatR.

The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/

Music courtesy of ItsWatR.

The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/

Music courtesy of ItsWatR.

The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/

Music courtesy of ItsWatR.

The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/

Music courtesy of ItsWatR.

The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/

Music courtesy of ItsWatR.

The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/

Music courtesy of ItsWatR.

The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/

Music courtesy of ItsWatR.

The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/

Music courtesy of ItsWatR.

The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/

Music courtesy of ItsWatR.

The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/

Music courtesy of ItsWatR.

The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/

Music courtesy of ItsWatR.

The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/

Music courtesy of ItsWatR.

The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/

Music courtesy of ItsWatR.

The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/

Music courtesy of ItsWatR.

The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/

Music courtesy of ItsWatR.

The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/

Music courtesy of ItsWatR.

The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/

Music courtesy of ItsWatR.

The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/

Music courtesy of ItsWatR.

In this episode, I will share the differences between medical expense insurance for local, regional and worldwide coverage as well as their underwriting requirement.

The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/

Music courtesy of ItsWatR.

The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/

Music courtesy of ItsWatR.

The host, Christopher Tan, is Chief Executive Officer of Providend, Singapore’s first fee-only wealth advisory firm and author of the book “Money Wisdom: Simple Truths for Financial Wellness”.

View the full list of podcast episodes published: https://providend.com/providends-money-wisdom-podcast-season-1/

Music courtesy of ItsWatR.