<?xml version="1.0" encoding="UTF-8"?><?xml-stylesheet href="https://feeds.captivate.fm/style.xsl" type="text/xsl"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:googleplay="http://www.google.com/schemas/play-podcasts/1.0" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:podcast="https://podcastindex.org/namespace/1.0"><channel><atom:link href="https://feeds.captivate.fm/responsible-financial/" rel="self" type="application/rss+xml"/><title><![CDATA[Responsible Financial Citizens]]></title><podcast:guid>0dd4f98e-93d4-5980-b905-d8163e30cbcb</podcast:guid><lastBuildDate>Fri, 01 Aug 2025 22:00:14 +0000</lastBuildDate><generator>Captivate.fm</generator><language><![CDATA[en]]></language><copyright><![CDATA[Copyright 2025 American University Responsible Financial Citizens Advocacy Group]]></copyright><managingEditor>American University Responsible Financial Citizens Advocacy Group</managingEditor><itunes:summary><![CDATA[Despite all the time and money spent on education, financial literacy is not materially altering behaviors. Perhaps it is time to change the approach. Financial citizenship attempts to affect the landscape through political action.]]></itunes:summary><image><url>https://artwork.captivate.fm/88598202-dba6-4665-95aa-c66c8ca8f216/tggVhYQMj9J8p8NFWnX4V4ys.jpg</url><title>Responsible Financial Citizens</title><link><![CDATA[https://responsible-financial.captivate.fm]]></link></image><itunes:image href="https://artwork.captivate.fm/88598202-dba6-4665-95aa-c66c8ca8f216/tggVhYQMj9J8p8NFWnX4V4ys.jpg"/><itunes:owner><itunes:name>American University Responsible Financial Citizens Advocacy Group</itunes:name></itunes:owner><itunes:author>American University Responsible Financial Citizens Advocacy Group</itunes:author><description>Despite all the time and money spent on education, financial literacy is not materially altering behaviors. Perhaps it is time to change the approach. 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