3UTejxJ0Ff0x0ROIkSxz

I am an extremely busy consumer expert, money-saving advocate, syndicated newspaper columnist, and the guy that turns digital entrepreneurs into media celebrities with UpMyInfluence.com. I love what I do and can’t wait to get going on today’s episode.

In order to help you save more, earn more and live more abundantly on today’s show I’ll be covering:

• How To Host Easter This Year
• Private K-12 education is affordable and available
• Coronavirus-What You Need to Buy NOW!

I am an extremely busy consumer expert, money-saving advocate, syndicated newspaper columnist, and the guy that turns digital entrepreneurs into media celebrities with UpMyInfluence.com. I love what I do and can’t wait to get going on today’s episode.

In order to help you save more, earn more and live more abundantly on today’s show I’ll be covering:

• Spend Less with Off-Season Travelling
• Test out of your first year of college
• SeaWorld Orlando Seven Seas Food Festival 2020

LINKS FROM THE PODCAST:

www.petersons.com/angel to get 25% off first month
seaworld.com/orlando/events/seven-seas-food-festival/

I am an extremely busy consumer expert, money-saving advocate, syndicated newspaper columnist, and the guy that turns digital entrepreneurs into media celebrities with UpMyInfluence.com. I love what I do and can’t wait to get going on today’s episode.

In order to help you save more, earn more and live more abundantly on today’s show I’ll be covering:

• How to Pay off Debt in 2020
• Enroll your child in the best K-12 online private school
• Test out of your first year of college
  
  

LINKS FROM THE PODCAST:

www.nfcc.org
www.laurelsprings.com/savingsangel for waived registration fee
www.petersons.com And use promo code ANGEL to get 25% off first month

• February Sales
• College Degree Savings (ft. Grant Aldrich)
• IRS Penalties
• ICEBAR Orlando (ft. Thomas Kerr)

In this episode, Josh talks about February sales, saving 30% on your college degree, nine ways not paying the IRS can hurt you, and ICEBAR.

In this episode, Josh and Jennifer talks about how to make your will for free, the importance of having a will, and the difference between a will and trust.

In this episode, Josh and Justin talks about rent negotiation, rental secrets and solutions, and saving money on rent.

In this episode, Josh and Amanda talks about fitness misconceptions, good habits and goals, and deciding on a routine.

In this episode, Josh and Amanda talks about finding an ideal balance, anti inflammatory diet & intermittent fasting, and mindful eating strategies.

In this episode, Josh and Amanda talks about staying accountable to lose weight, group coaching programs, and owning your physical wellness.

I am an extremely busy consumer expert, money-saving advocate, syndicated newspaper columnist, and the guy that turns digital entrepreneurs into media celebrities with UpMyInfluence.com. I love what I do and can’t wait to get going on today’s episode.

In order to help you save more, earn more and live more abundantly on today’s show I’ll be covering:

• How to Maximize Spending Your Gift Cards
• Preserve Your Memories with Storyworth
• Holiday Fun at Busch Gardens
• Stay Safe with Online Deals

- - - - - - —

How to Maximize Spending Your Gift Cards

With the holidays right around the corner, we all know that we’ll be giving or receiving gift cards this winter. It’s one of my go-to gifts for casual friends or relatives who might be difficult to shop for. I’m always excited when I get a gift card myself because that means I get to stretch every dollar and find ways to enhance my savings. Here are 6 tips on maximizing your gift card spending.

1.) Save them up! You never know when a gift card can be your saving grace in a tight spot. Money you don’t spend out of pocket goes back to bills and other important expenses and we don’t always have a lot of extra cash lying around to begin with.

Save the gift cards (like Visa or Amazon gift cards) that could help you replace something important later down the line when you really need it, but don’t wanna burn a hole through your wallet!

 2.) Look for deals on the items you are looking to get with your gift card. Make sure you take the time to look through weekly ads and seasonal deals in order to get the most bang for your buck.

For instance, this week in the Target ad, you can save up to 50% off on kid's toys and books. Have a Target gift card you’ve had for a while?

Save on holiday gifts for the kids by shopping now, or even on Black Friday, to get those toys for a fraction of the normal cost. Want to use your gift card to shop online? Use websites like Groupon or Honey to search for coupons and promotions to get the hottest deals on your favorite items. 

3.) Look for promotions that give you gift cards. Some stores (like Target) will give you 5, 10, or even 15 dollar gift cards if you spend a certain amount of cash on certain items.

For instance, the current Target gift card promotion offers a 15 dollar gift card if you spend 75 dollars or more on diapers using same-day order services. This is a great way for parents to get money back for what they already spend, and it’s 15 dollars you don’t have to spend on your next shopping trip!

4.) Make sure you understand the terms and conditions! Always read the fine print and figure out if your card needs to be activated before use, if there are any limitations,]]>Hi!  I’m Josh Elledge, the Chief Executive Angel of SavingsAngel.com and welcome to the SavingsAngel show! I’m podcasting to you from a windy and chilly Orlando, Florida.

I am an extremely busy consumer expert, money-saving advocate, syndicated newspaper columnist, and the guy that turns digital entrepreneurs into media celebrities with UpMyInfluence.com. I love what I do and can’t wait to get going on today’s episode.

In order to help you save more, earn more and live more abundantly on today’s show I’ll be covering:

• How to Maximize Spending Your Gift Cards
• Preserve Your Memories with Storyworth
• Holiday Fun at Busch Gardens
• Stay Safe with Online Deals

- - - - - - —

How to Maximize Spending Your Gift Cards

With the holidays right around the corner, we all know that we’ll be giving or receiving gift cards this winter. It’s one of my go-to gifts for casual friends or relatives who might be difficult to shop for. I’m always excited when I get a gift card myself because that means I get to stretch every dollar and find ways to enhance my savings. Here are 6 tips on maximizing your gift card spending.

1.) Save them up! You never know when a gift card can be your saving grace in a tight spot. Money you don’t spend out of pocket goes back to bills and other important expenses and we don’t always have a lot of extra cash lying around to begin with.

Save the gift cards (like Visa or Amazon gift cards) that could help you replace something important later down the line when you really need it, but don’t wanna burn a hole through your wallet!

 2.) Look for deals on the items you are looking to get with your gift card. Make sure you take the time to look through weekly ads and seasonal deals in order to get the most bang for your buck.

For instance, this week in the Target ad, you can save up to 50% off on kid's toys and books. Have a Target gift card you’ve had for a while?

Save on holiday gifts for the kids by shopping now, or even on Black Friday, to get those toys for a fraction of the normal cost. Want to use your gift card to shop online? Use websites like Groupon or Honey to search for coupons and promotions to get the hottest deals on your favorite items. 

3.) Look for promotions that give you gift cards. Some stores (like Target) will give you 5, 10, or even 15 dollar gift cards if you spend a certain amount of cash on certain items.

For instance, the current Target gift card promotion offers a 15 dollar gift card if you spend 75 dollars or more on diapers using same-day order services. This is a great way for parents to get money back for what they already spend, and it’s 15 dollars you don’t have to spend on your next shopping trip!

4.) Make sure you understand the terms and conditions! Always read the fine print and figure out if your card needs to be activated before use, if there are any limitations, or if there is an expiration date.

These are important things to know so you remember how and when you can spend your gift cards. 

5.) Keep your unused cards somewhere safe. There’s nothing worse than finding the perfect time to use a gift card and then realizing you haven’t seen it since you got it last holiday season. 

Make a dedicated envelope or folder for all of your unused gift cards so you always know where they are. 

6.) Keep track of your card balances! You’re not always going to use your whole gift card during one shopping trip! Take a moment after each transaction to write down the remaining balance on the back of your card.

Forgot the balance on your card? No worries! Most cards have a phone number on the back that you can call if you ever need to inquire about the card’s balance. 

- - - - - - —

One thing I love around the holidays is family getting together and sharing stories. It’s especially poignant for our older family members and friends to share about times long ago.

Wouldn’t it be great to have these stories written down and shareable even after loved ones return home? 

If you’re into family history these stories become invaluable to pass down to the next generations. That’s why I’m giving my family the most meaningful gift this year – StoryWorth.

What is so wonderful about this service is that you can choose to share with your family and friends or keep your stories private, but ultimately you will have written a memoir without the stress and writer’s block that comes with sitting down and quote-unquote writing a book.

• StoryWorth is an online service that helps your loved ones tell the story of their lives through thought-provoking questions about their memories and personal thoughts.

• Every week StoryWorth emails your family member different story prompts – questions you’ve never thought to ask. Like, “What have been some of your life’s greatest surprises?” and “What’s one of the riskiest things you’ve ever done?”.

• After one year, StoryWorth will compile every answered question and photo you choose to include into a beautiful keepsake book that’s shipped for free.

• You never know what family history StoryWorth will uncover. One story I got to share recently was… My grandfather was an avid fisherman. When I was little I went fishing with him. It was a really bad day of fishing with tiny catches that had to be thrown back. As he was telling me it was time to pack up, I caught a 14-inch trout! I was so proud of myself and grandpa mumbled all the way to the store to purchase fish he could pass off as caught.

Preserve and pass on memories with StoryWorth, the most meaningful gift for your family!

Sign up today by going to StoryWorth dot com slash SAVINGSANGEL.

You’ll get $20 off your first purchase! That’s StoryWorth dot com slash SAVINGSANGEL for $20 off.

- - - - - - —

14:37 

Alright, so right now I am with Rebecca Ramzi, who is the communications public relations director with Busch Gardens, Tampa Bay here and we are actually in the midst, Becca, of Christmas Town!

14:52 

It is so beautiful here. So, can you give us an overview of what Busch Gardens Tampa does for Christmas because it is so wonderful. It's so festival there's so many great foods and characters and decorations like in Busch Gardens. It's just completely transformed right now.

15:11 

Absolutely. And let's break it down. Like you said food, characters, decorations. We’ll start with food.

15:16 

Yes!

15:17

The holiday season is all about food. Food and family and having a good time. And eating some yummy things together.

15:21 

Yeah.

15:23 

So, not only do we have where we are right now, in the middle of the Christmas Town Village, which has a lot of fun sample sized items that are some returning favorites, but also some new things. Uh- The sweet potato fries with an apple pie on them. They are like, incredible.

15:37 

Yeah.

15:38 

I can feel myself like gaining the calories by thinking about them and I'm not mad.

15:42 

It's delicious.

15:43 

Yeah. Worth it. Worth every bite.

15:46 

I don't think there's any calories if you just inhale.

15:48

Christmas calories are half price.

15:49

That’s right. That's right.

15:50

That’s the rule.

15:51

That's Jesus’ gift for all of us. Exactly.

15:53

So, you’ve got the food on the pathway that’s absolutely delicious. You've got our specialty cocoa that we're famous for and those super cute refillable mugs which are good all-season till January sixth.

16:01 

And we also have new dining opportunities this year. So, we have a new Elmo breakfast with friends. And that's going to be at Dragon Fire Grill. So it’s the first time we've had an Elmo dining experience there, so if your kids are Sesame Street fanatics, that is where you want to go.

16:16 

Tell me more about Sesame Street and the- kind of the Sesame Street Christmas experience.

16:23 

Absolutely. So, you can start your day with this only breakfast- breakfast experience with those family friendly favorites and that time with the characters that's up close and personal.

16:30 

Yeah.

16:31 

So, that's going to be an upgrade experience. So you're going to book that online in advance because reservations do fill up. But during the day, you're going to have Elmo’s Christmas Wish which is a very merry monster makeover of some of your favorite Christmas tunes because “All I Want for Christmas Is Cookies” is a song that everyone needs to hear.

16:48 

I love it already. Cookie Monster is actually my favorite because he's a little bit naughty a little bit irreverent, you know.

16:55 

But mostly nice!

16:56 

 But yeah, totally!

16:57 

 Like, he’s totally on Santa’s nice list!

16:59 

Yeah, of course. course Of course. Okay, so tell me more about uh- now one thing that people should know is this- when you come to Busch Gardens, it's not a separate ticketed event when you come to the holiday event, right? So, you don't have to pay like an additional $70 more per person. Wink wink. I wonder who we're talking about there. It is all inclusive.

17:20 

Correct. So, when you come to Christmas Town, it's included with your daily admission or annual pass to Busch Gardens Tampa Bay. So you can come in the morning ride coasters all morning, get your adrenaline rushing, and then spend the evening under the lights, eating delicious food, and spending some time with the favorite jolly old elf himself, Santa Claus. Who's right here in the park. Yeah, his favorite reindeer Rudolph and Clarice and Bumble, the adorable snowman, as silly to say

17:45 

Great segue. So, tell me more about all the characters that you can get photos with and all of the character experiences. You already started getting into it. Tell me more.

17:54 

Well, it's November 16. So, we're early in the Christmas season but you've got time to get that perfect Christmas card photo with all of these great character experiences throughout the park.

18:02 

So, of course you want to go see the big guy himself. And what we have at the park is Santa's house, which is sponsored by Coca Cola. And you go through the house and you're going to have those opportunities- you're greeted by the elves and the elves, they're going to get you all excited about, “Well, what are you going to ask him for this year? You’ve got- you’ve got to know! You’re here!” It's exciting.

18:19 

And Mrs. Claus is going to greet you as well. She's going to have some cookies in the oven, which you can grab on your way out. And then you're going to go and you're going to see Santa in his study, and you're going to spend that quality one on one time with him. That experience top to bottom isn't entirely- the only word to describe it is magical.

18:35 

Wow. So, one thing I really love to do on this show is kind of share some kind of ninja hack or something. So, if we're planning to have a great experience at Busch Gardens in Tampa, for Christmas Town 2019. What- here's one hack that I would recommend, some of the some of the food carts do have- they're very popular! and so we've divided and conquered. So that's the first thing I reckon. Okay boys, you go over waiting that line will wait mom and I Oh, wait this line and then we'll get you know, we'll grab our little tag and run up to you. Hey, tell me about how that works like so. So we acquired a tag that had 10 punch passes on it. How does that work?

19:15 

So the Christmas Town sampler lanyard is back this year we've had in previous years we've brought it back because we have so many good food and beverage options that the best way to eat Yes.

19:25 

Oh my gosh, I like I'm like, I'm like a kid in a candy store right now. And I'm supposed to be good at my diet right now is it I'm cheating a little bit. It's totally worth it.

19:33 

I need a cheat day or a week however you will

19:38 

see those sampler lanyards are going to be great to save and saver on everything that we've got on that Christmas time village pathway so you're going to be able to get the that chicken and waffles sandwich with those homemade waffles. They are so lucky and good and baked with the love. Level love is what we're talking about.

19:53 

Yeah, there's so much buzz over those waffles right now. And so I know right now so Mrs. savings. Joelle and my two boys are waiting in line right now to go get they may have that right now. And meanwhile, we're talking here and I'm not enjoying the waffles. Any other tips for making the most out of Christmas Town here at Busch Gardens?

20:13 

So my recommendation is to come early in the day. Yeah. So if you wait until it's dark, and the lights are already on, you might miss a couple of things. And you really want to experience Christmas Town to its fullest. So I recommend getting here early. And if you can, I'd recommend visiting on a weekday rather than a weekend. Yeah, especially if you want to get that iconic moment with Santa Claus because Santa house is such a great experience that we take time with every single guest. So on the weekend, it's gonna take a little bit longer to see the big guy during the week, I highly recommend it. But that the Christmas Town lanyard is going to help you out through the village it's gonna we also have quick q passes available for Santa and Rudolph. If you're crunched for time, you're going to have that opportunity to really get the most out of your day at Busch Gardens.

20:55 

So Santa is a very busy guy. I'm very grateful that he takes time out out of his day he's magical and how he does this. But if you want to come see Santa he's at Busch Gardens

21:06 

he is he is so come out see Santa Claus sia Rudolph and Clarice as well and we also have a new princesses so we've got Oh cute really fun princesses throughout the park they've got an ice princess we have our points set of Princess and new this year we have a sugar from sugar from princess to get that sweet tooth go and she's going to give you all their favorite recipes and Becca what is the best

21:25 

way to get tickets are there any available discounts that sort of thing.

21:29 

So the best way to get tickets is going to Busch Gardens calm and that's where you're gonna see our best offers not only for daily admission but for yearly admission. We've got a great deal going right now for our annual pass. So we've got a low low rate no down payment and you gonna want to get that pass because next year we've got something pretty exciting coming and I made a link to this little structure behind me right

21:49 

behind us this is going to be correct me if I'm wrong so it's it's going to set some records are hybrid coaster. So iron

21:56 

qyz is the next level of glossy wherever we're evolving here, this next evolution we are going to be North America's tallest hybrid coaster and the fastest and the steepest hybrid coaster in the world

22:09 

I'm looking at it is magnificent. Like as I'm looking at it right now this thing is huge.

22:15 

Yes and the lift hill as we continue to see the lift hill rising, I can feel everybody getting a little bit more excited about it. It's the anticipation is building

22:23 

you know, it's exciting being here in Florida and having some record-breaking coasters. And so my, my kids are a little bit older now and so they really love those g forces. And that's one thing that- that Busch Gardens here in Tampa as well known for is if you want g forces, you have a lot of options, just real quick run through some of the other really popular roller coasters available here.

22:45 

So one of the classics here at the park is monteux known for its amazing inversions. coaster nerds are all about it. I'm one of them, and I'm over there too. It's one of my favorites. I also love Cheetah hunt for its launches. It's that experience is it takes your breath away. One

23:00 

of my favorite coasters it just it's a- such a smooth and very cool experience. And I think they did you know what's really cool about that coaster is they did such amazing storytelling in the track itself. Like I totally get the story of being the cheetah on the hunt. You actually feel it the way that the- you know, kind of slides back and forth. Yeah, absolutely. The very moment it feels

23:26 

just like the mobility of a cheetah and yeah, to be able to get off that right into see cheetahs in our park. Yeah, that's when you you really make that connection to cheetahs and their flight in the wild and the things they're going through and you're you care about Jesus at the end of the day, because I know that like one

23:41 

yeah, that's so cool. You know, actually one of my favorite roller coasters here is it what's the Cobra core Cobras curse and that one that is one of the only roller coasters when I ride. I...]]>c73143a6-f806-4db3-abe5-b9c41e68c38dWed, 04 Dec 2019 17:00:00 -050027:51nofullToday’s show covers how to spend your gift cards wisely, how to preserve memories with storyworth, the fun at Busch Gardens this holiday season, and more.Josh Elledge267 - Veteran's Days Deals with Ryan Guina of The Military WalletAir Force veteran Ryan Guina is the founder and editor of The Military Wallet.

The Military Wallet is a company specializing in creating a campaign to help you and your company reach the military and veteran community.

They have worked with many major organizations to attract attention to products or services that are beneficial to the military community.

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Using their service means better financial organization, investment help, goal setting, and goal accomplishing. NextGen Wealth is your accountability partner every step of the way.

Visit wwwsavingsangel.com/freedom to get more info

I am an extremely busy consumer expert, money-saving advocate, syndicated newspaper columnist, and the guy that turns digital entrepreneurs into media celebrities with UpMyInfluence.com. I love what I do and can’t wait to get going on today’s episode.

In order to help you save more, earn more and live more abundantly on today’s show I’ll be covering:

• How to Make Breakfast Easier and Cheaper
• Earn Swagbucks Rewards While Savings on Groceries
• The Best Deals for Your Entertainment Needs
• Be Your Own Boss in as Little as 4 Months

- - - - - - —

How to Make Breakfast Easier and Cheaper

School mornings are crazy busy. Finding time to make and eat something other than cold cereal or granola bars can become a dream relegated only to weekend mornings. But what if you could serve a more substantial breakfast every morning in minutes, while staying in budget and on schedule? You can. Here’s how to make breakfast easier and cheaper. 

Egg Scramble in a Mug. While already making dinner, saute extra diced onions, bell peppers, mushrooms, spinach or other similar ingredients and meats as desired. Allow to cool. Beat eggs with dashes of salt and pepper until uniform. In ceramic or glass mugs or small bowls, place 1/4 cup cooked vegetables and meats, 2 beaten eggs (uncooked), and 1 ounce shredded cheese. Stir to incorporate, then cover and refrigerate. To cook, place in the microwave on high for 60-90 seconds or until eggs are completely cooked. Eggs should be slightly soft (not overcooked and rubbery) and the other ingredients warm. Making these yourself is a huge savings over buying similar ready-to-cook products at $2-3 each. You can put together a dozen cups for less than $12, depending on the ingredients you use, making them at least 50% cheaper at $1 each.

Heat and Eat Pancakes. A full box of pancake mix will make approximately 50 small pancakes. When making your pancakes, be sure the batter isn’t too dry and don’t over-mix it (leave lumps). Keep a close watch on your skillet so your pancakes nicely brown but stay moist inside. This will keep them from drying out when reheating. Allow finished pancakes to fully cool, then freeze. Pop them into the toaster to quickly reheat. By making these yourself, rather than buying boxed ones, you can make 4 times the pancakes for the same money (approximately $2). You can similarly make toaster waffles!

Overnight Slow Cooker Oatmeal. By gently cooking oatmeal overnight in a slow cooker you can have it warm and ready-to-eat when you want it. Online recipes abound with the proper measurements for the oats, liquids, and any additional ingredients, such as brown sugar or raisins. With this method, you can both control the sugar content and your costs. Even as convenient as individual oatmeal packets are, they easily cost 2-3 times the price of making several family-sized batches from one canister of rolled or steel-cut oats.

Hi!  I’m Josh Elledge, the Chief Executive Angel of SavingsAngel.com and welcome to the SavingsAngel show! I’m podcasting to you from beautiful end-of-summer Orlando, Florida.

I am an extremely busy consumer expert, money-saving advocate, syndicated newspaper columnist, and the guy that turns digital entrepreneurs into media celebrities with UpMyInfluence.com. I love what I do and can’t wait to get going on today’s episode.

In order to help you save more, earn more and live more abundantly on today’s show I’ll be covering:

• How to Make Breakfast Easier and Cheaper
• Earn Swagbucks Rewards While Savings on Groceries
• The Best Deals for Your Entertainment Needs
• Be Your Own Boss in as Little as 4 Months

- - - - - - —

How to Make Breakfast Easier and Cheaper

School mornings are crazy busy. Finding time to make and eat something other than cold cereal or granola bars can become a dream relegated only to weekend mornings. But what if you could serve a more substantial breakfast every morning in minutes, while staying in budget and on schedule? You can. Here’s how to make breakfast easier and cheaper. 

Egg Scramble in a Mug. While already making dinner, saute extra diced onions, bell peppers, mushrooms, spinach or other similar ingredients and meats as desired. Allow to cool. Beat eggs with dashes of salt and pepper until uniform. In ceramic or glass mugs or small bowls, place 1/4 cup cooked vegetables and meats, 2 beaten eggs (uncooked), and 1 ounce shredded cheese. Stir to incorporate, then cover and refrigerate. To cook, place in the microwave on high for 60-90 seconds or until eggs are completely cooked. Eggs should be slightly soft (not overcooked and rubbery) and the other ingredients warm. Making these yourself is a huge savings over buying similar ready-to-cook products at $2-3 each. You can put together a dozen cups for less than $12, depending on the ingredients you use, making them at least 50% cheaper at $1 each.

Heat and Eat Pancakes. A full box of pancake mix will make approximately 50 small pancakes. When making your pancakes, be sure the batter isn’t too dry and don’t over-mix it (leave lumps). Keep a close watch on your skillet so your pancakes nicely brown but stay moist inside. This will keep them from drying out when reheating. Allow finished pancakes to fully cool, then freeze. Pop them into the toaster to quickly reheat. By making these yourself, rather than buying boxed ones, you can make 4 times the pancakes for the same money (approximately $2). You can similarly make toaster waffles!

Overnight Slow Cooker Oatmeal. By gently cooking oatmeal overnight in a slow cooker you can have it warm and ready-to-eat when you want it. Online recipes abound with the proper measurements for the oats, liquids, and any additional ingredients, such as brown sugar or raisins. With this method, you can both control the sugar content and your costs. Even as convenient as individual oatmeal packets are, they easily cost 2-3 times the price of making several family-sized batches from one canister of rolled or steel-cut oats.

English Muffin Breakfast Sandwiches. Using a muffin tin, make cooked eggs the perfect size and shape to fit English muffins. Simply beat eggs with dashes of salt and pepper into a uniform consistency. Lightly grease muffin tin and then portion half an egg into each space. Bake in the oven at 350 degrees for about 8 minutes or until just cooked through, yet soft. Carefully remove egg circles from tin and allow to fully cool. Layer on an English muffin, along with other desired ingredients such as sliced cheese and precooked sausage patties or bacon. Place sandwiches in a freezer-grade bag and freeze. To prepare for eating, wrap sandwiches in paper towel and heat in the microwave for 1.5-2 minutes. Compared to paying $1-2 apiece for commercially produced frozen or drive-thru sandwiches, you can make a dozen for less than $9. 

Breakfast Burritos. You can make breakfast burritos in a similar fashion to sandwiches, using tortillas, shredded cheese, diced onion and bell pepper (or salsa) and crumbled sausage or bacon. The two tricks are to soften the tortillas so they are pliable and to make sure the salsa you use contains nearly zero liquid. Be sure any filling components are completely cool before filling and tightly rolling the burritos. Tuck in the ends of the tortillas and then lightly toast in a skillet before wrapping and freezing. Because you can make 20 burritos for less than $10, they easily beat the price of drive-thru fast food breakfast burritos.

French Toast in the Toaster. In the oven, lightly toast and slightly dry out a full loaf of bread on a baking sheet. This will help make French toast that can stand withstand freezing and reheating. From the prepared bread, make a large batch of French toast using your favorite recipe. Allow the finished pieces to fully cool without getting soggy, then freeze into portions. Reheat in the toaster for quick French toast. Instead of paying over $2 for 8 commercially produced slices, you’ll have nearly three times as much for around the same cost.

Grab-n-Go Yogurt Parfaits. Build yogurt parfaits in small cups or bowls by layering yogurt with fruit such as sliced strawberries or halved grapes or whole blueberries. Make the very lop layer yogurt to keep fruit fresher. Then cover and refrigerate. For toppings to add before eating, secure a small portion of granola or nuts in squares of plastic wrap. With this method, you can make eight 4-ounce parfaits for around $5, depending on the price of the fruit and nuts you choose.

- - - - - - —

Speaking of saving on food, did you know that Swagbucks offers cash back rewards and free gift cards when you use their grocery coupons? You earn 1 Swagbuck for every coupon you print, and 25 Swagbucks for every coupon redeemed!

In addition to grocery coupons, Swagbucks also offers great rewards when you shop at your favorite food retailer, whether that is Target, Walmart, or Dunkin Donuts, and even home delivery plans like HelloFresh or Blue Apron

To get your Swagbucks rewards program started, visit https://savingsangel.com/swagbucks. Don’t delay, save today!

- - - - - - —

I have the very best offer to share with my SavingsAngel audience. If you like going out then it doesn’t get better than this.

I want you to check out one of the best user-friendly apps to get the best tickets in town like concerts, theater, and ball games. It’s called Vivid Seats. Plan your night out quickly, easy, stress-free, and, best of all, affordable.

Vivid Seats is an online event ticket marketplace dedicated to providing fans of live entertainment with experiences that last a lifetime.

Vivid Seats offers an in-app loyalty program for their repeat customers. With Vivid Seats Rewards you can earn from 5% up to 8% credit on all purchases through the app.

I want you to go to the App Store or Google Play and download the Vivid Seats app. Fans are automatically enrolled in the Vivid Seats Rewards loyalty program and will enjoy credit on all their purchases as part of Vivid Seats Rewards. Every purchase is backed by a 100% Buyer Guarantee.

SavingsAngel fans have a limited time offer for Vivid Seats: Just enter our special promotional code “ANGEL100”—that’s A-N-G-E-L-100—into either their website or app and receive up to $100 off your order. Give yourself the incredible gift of a shared experience that will last a lifetime.

- - - - - - — 

I love being my own boss. I highly recommend it to everyone. And now I recommend it to you with a possible plan on how to make that happen for you!

US Career Institute has spent over 35 years providing great education with affordable tuition and low 

monthly payment options. Their 11 Healthcare certificate programs will help you transition into the high-demand world of healthcare.

US Career Institute is a distance learning school with customized learning materials. It is fully accredited by the DEAC, a national crediting agency recognized by the Department of Education. Study at your own pace and in as little as 4 months, you could be your own boss and working from home in the healthcare industry

Visit workfordoctors.com/ANGEL to get free facts, risk-free! Enroll with code ANGEL by Monday 10/7 to get 25%* off tuition. *Exclusions do apply, so visit the website for details. Be your own boss today! That’s workfordoctors.com/ANGEL.

- - - - - - —

If you’ve loved hearing everything on this podcast, SHARE THIS episode with a friend! People NEED this information. You and I, together, can change lives. I recommend taking a screenshot and posting on FB - or wherever you hang out most.

And as always, if you have any specific questions, or if there is something you’d like to hear me talk about, you can drop me a comment in the podcast feedback, write me on my Facebook group, or call my podcast hotline at 407.205.9250 and leave me a message. I’ll answer your question, write you back, or - with your permission - I might even share your question or story with others on this show.

Have a wonderful week - full of saving more, earning more, and living more abundantly - and thank you for listening!

https://savingsangel.com/swagbucks

VividSeats app in the Apple store or Google Play. Enter code ANGEL100 at checkout to get $100 off your next purchase

http://workfordoctors.com/ANGEL for 25% off tuition

************************************

I am an extremely busy consumer expert, money-saving advocate, syndicated newspaper columnist, and the guy that turns digital entrepreneurs into media celebrities with UpMyInfluence.com. I love what I do and can’t wait to get going on today’s episode.

In order to help you save more, earn more and live more abundantly on today’s show I’ll be covering:

• How to Change Your Shopping Habits to Save Money
• Love Going Out? I’m going to give you $100 right now in this show.
• How to get paid for watching videos

- - - - - - —

How to Change Your Shopping Habits to Save Money

You watch the grocery budget, shop sales and use coupons when you can. But, somehow, you still can’t seem to lower your family’s food bill. You don’t know what else to try. Good news, I might know what’s happening. You could have some shopping habits you aren’t even aware of. I’ve created a little quiz to help you to identify them and I’ll give you suggestions on how to change your shopping habits to save money.

Question #1 - Do you feel trapped into shopping the same store(s)? If you answered yes to this question, you might have a bit of a mental block in how you think about shopping. 

Question #2 - Does your nose wrinkle up when people suggest buying things like bread from the dollar store? If you admitted you do (or if your nose wrinkled just reading this question), you probably have built up expensive biases without realizing it.

Question #3 - Do you find yourself drawn to how packaging looks, rather than choosing products by the content, volume and quality? If so, you might fall victim to impulse or justification buying more often than you realize. (I’ll explain justification buying below.)

Question #4 - Do you look into your pantry, fridge and freezer and regularly end up throwing food away? If that’s you, your buying habits aren’t matching your eating habits, resulting in pricey food waste.

Now let’s fix these...

Recommendation #1 - To get out of a “store rut” (shopping the same place), be open to exploring your area. Throw away the idea that you can only go to {insert store name of choice} for {insert item you always buy}. Why? There are smaller places that hold some of what you need and you may have never even considered them. Here is an anecdote that demonstrates this:

Last week my friend ran into Walmart to grab a small list of specific items. As she entered the store, she nearly laughed out loud. There, parked in front, were two identical carts of shelf-stable groceries, wrapped tightly in plastic wrap. Adorning the fronts were the price totals; what you would pay buying at Walmart or at a “local competitor”. The totals were both over $100 and the amount separating the two was a mere $5 and change. This marketing display was intended to instill confidence in Walmart’s “always low prices” - but it didn’t. In a quick glance, my friend...]]>Hi!  I’m Josh Elledge, the Chief Executive Angel of SavingsAngel.com and welcome to the SavingsAngel show! I’m podcasting to you from Orlando, Florida, where Podcast Movement 2019 has just wrapped up.

I am an extremely busy consumer expert, money-saving advocate, syndicated newspaper columnist, and the guy that turns digital entrepreneurs into media celebrities with UpMyInfluence.com. I love what I do and can’t wait to get going on today’s episode.

In order to help you save more, earn more and live more abundantly on today’s show I’ll be covering:

• How to Change Your Shopping Habits to Save Money
• Love Going Out? I’m going to give you $100 right now in this show.
• How to get paid for watching videos

- - - - - - —

How to Change Your Shopping Habits to Save Money

You watch the grocery budget, shop sales and use coupons when you can. But, somehow, you still can’t seem to lower your family’s food bill. You don’t know what else to try. Good news, I might know what’s happening. You could have some shopping habits you aren’t even aware of. I’ve created a little quiz to help you to identify them and I’ll give you suggestions on how to change your shopping habits to save money.

Question #1 - Do you feel trapped into shopping the same store(s)? If you answered yes to this question, you might have a bit of a mental block in how you think about shopping. 

Question #2 - Does your nose wrinkle up when people suggest buying things like bread from the dollar store? If you admitted you do (or if your nose wrinkled just reading this question), you probably have built up expensive biases without realizing it.

Question #3 - Do you find yourself drawn to how packaging looks, rather than choosing products by the content, volume and quality? If so, you might fall victim to impulse or justification buying more often than you realize. (I’ll explain justification buying below.)

Question #4 - Do you look into your pantry, fridge and freezer and regularly end up throwing food away? If that’s you, your buying habits aren’t matching your eating habits, resulting in pricey food waste.

Now let’s fix these...

Recommendation #1 - To get out of a “store rut” (shopping the same place), be open to exploring your area. Throw away the idea that you can only go to {insert store name of choice} for {insert item you always buy}. Why? There are smaller places that hold some of what you need and you may have never even considered them. Here is an anecdote that demonstrates this:

Last week my friend ran into Walmart to grab a small list of specific items. As she entered the store, she nearly laughed out loud. There, parked in front, were two identical carts of shelf-stable groceries, wrapped tightly in plastic wrap. Adorning the fronts were the price totals; what you would pay buying at Walmart or at a “local competitor”. The totals were both over $100 and the amount separating the two was a mere $5 and change. This marketing display was intended to instill confidence in Walmart’s “always low prices” - but it didn’t. In a quick glance, my friend noted several items she knew she could purchase elsewhere and come nowhere close to paying $100 for the half-full cart of groceries. Furthermore, it completely ignored any store sales and coupons shoppers can take advantage of at other grocers. Save a mere $5 on over $100 in groceries? No, thanks, I can do better than that, Walmart.

Recommendation #2 - Conquer your biases to really save money. As mentioned in the acetadote above, my friend knew she could buy several of the items at a local discount (aka salvage grocery store) for half of what it cost at Walmart. If your nose just wrinkled again, let me encourage you to check smaller stores before you just assume the quality is bad. I assure you, it isn’t. Smaller grocers can save you up to 50% and it’s the same products sold at the “big names”. To get you started, reflect back to our original Question #2. Many dollar stores (Dollar Tree brand, in particular) carry things like fresh bread. For $1. And they get a wide variety of healthy, name brand bread that elsewhere is $2.50 or more. Give it a try to start. Then open yourself up to other potential places in your area.

Recommendation #3 - Time to talk about justification buying. This is where, maybe on the whole you’re good at not impulse buying but when it comes to buying what you do need… you find yourself buying the larger package or the prettier package. After all, you need it. You’re going to buy it anyway. So… it’s justified, right? Wrong. Take emotions out of it and evaluate: Are you buying a more expensive product just because it’s pretty? Or buying more than what you need just because you “need it anyway”? Stop doing that. Evaluate the best value based on the quantity and the quality. Not on how nice the packaging is or on “getting more while you’re already at the store”.

Recommendation #4 - Speaking of buying too much… If you’re regularly throwing food away, it’s costing you. Big time. Begin to cut back on the quantities you buy. Don’t grab multiple similar items and throw them in the cart. You won’t get around to eating them fast enough. Consider tracking your family’s consumption with a food diary for a week or even two to gauge volumes and preferences more accurately. Buy less = spend less.

Use these suggestions to reset your spending habits and save money this month!

- - - - - - —

Who doesn’t love going out to see their favorite band rock the house or their favorite sports team rock the playing field? It’s one of the reasons I love Orlando so much with the diversity of events here. Now I’ve found a way to not only get my tickets for tonight, but to earn savings towards tickets for the next event!

I want to share with you the VividSeats Rewards loyalty program and app. VividSeats is an online ticket marketplace helping you find seats at sporting events, theater, concerts, and more while earning credit back toward future ticket purchases through the app.

VividSeats offers great pricing and an easy online experience. Go to the Apple store or Google Play to download the VividSeats app. You will be automatically enrolled into the VividSeats Rewards program. As an added bonus, all Vivid Seats confirmed purchases have a 100% guarantee.

For our SavingsAngel listeners VividSeats is offering a special deal YOU CAN’T BEAT! Before you click to pay for your tickets, enter the code ANGEL100, and receive $100 off. You heard me right: I said one hundred dollars off! Download the VividSeats app today and begin saving on your next event purchase. Don’t forget to enter ANGEL100 at checkout to get $100 off your next purchase!

- - - - - - —

Have you checked out Swagbucks lately? 

Swag TV rewards you Swagbucks just for watching posted videos!

Earn more Swagbucks when you:

1. Book travel deals through Swagbucks.
2. Surf the web using the Swagbucks Yahoo browser
3. Play your favorite games online

The SwagButton just got more rewarding! Get a Bonus 100SB when your new referral adds the SwagButton to their browser!

- - - - - - —

If you’ve loved hearing everything on this podcast, SHARE THIS episode with a friend! People NEED this information. You and I, together, can change lives. I recommend taking a screenshot and posting on FB - or wherever you hang out most.

And as always, if you have any specific questions, or if there is something you’d like to hear me talk about, you can drop me a comment in the podcast feedback, write me on my Facebook group, or call my podcast hotline at 407.205.9250 and leave me a message. I’ll answer your question, write you back, or - with your permission - I might even share your question or story with others on this show.

Have a wonderful week - full of saving more, earning more, and living more abundantly - and thank you for listening!

SHOW LINKS and POST IN PROGRESS on blog:

VividSeats app in the Apple store or Google Play. Enter code ANGEL100 at checkout to get $100 off your next purchase
https://savingsangel.com/swagbucks

I think I have followed Coupons in the News and received their newsletter almost since inception in 2012. So I'm really excited to have with me today, Bill Wunner the founder of this one of a kind publication couponsinthenews.com.

Unlike other coupon or couponing blogs Coupons in the News is the go-to site for informative and entertaining stories about coupons, the stores, the companies that issue them and the consumers who use them.

For show notes visit SavingsAngel.com

Links mentioned in this podcast:

Swagbucks

www.webull.com

https://www.instagram.com/savingsangel/

Find full show notes and more at SavingsAngel.com

Find detailed show notes at SavingsAngel.com

• You Can Make More Cash When You Spring Clean in Winter
• Optimizing Your Health and Wellness Using Your DNA
• How To Increase Your Savings With ProActive Budget

You Can Make More Cash When You Spring Clean in Winter

The conventional wisdom and tendency is to hibernate in winter and wait for better weather before clearing out closets and clutter. But by tackling such jobs in winter, not only will it give you a project with tangible motivation, you can make more cash when you spring clean in winter.

Optimizing Your Health and Wellness Using Your DNA

Modern DNA testing has changed the way we look at Health and Wellness forever. With a 60-second DNA test, you can unlock a wealth of information and improve yourself like never before with personalized nutrition, fitness, and supplements that will work best for you.

Once you tap into your DNA, self-improvement is simple, straightforward, and more effective.

After having our DNA tested, my wife and I found out even more through LifeDNA. It's amazing what you can find out about yourself! Listen as I interview LifeDNA Co-Founder and CEO, Cyril Moukarzel. Cyril has also offered SavingsAngel fans a generous discount of 30% off when you use the coupon code ANGEL at checkout.

How To Increase Your Savings With ProActive Budget

I've lost a lot of weight in my life. It took trial and error – just like budgeting. It was hard to be consistent without accountability. The apps that helped me the most were those that required me to think about what I was putting into my body.

Sticking to a budget can be just as challenging as sticking to a diet. It’s easy to create a budget – but actually utilizing it is a challenge for many.

However, the good news is that ProActive Budget has cracked the code and created a product that will actually help you save money!

• Escaping the Hustle and Bustle, How to Save Money on a Quick Getaway
• Eating well on a budget with Everyplate.com
• Catch up on your favorite books this holiday season
• Learn how to entrepreneur The Onyx Life way

Find show notes at SavingsAngel.com!

***
Are you possibly looking for a career change? I'm talking with Brianna Rooney, The Millionaire Recruiter, Founder & CEO of Techees.com. We are discussing how to get started as a recruiter. How this industry and occupation work. How you can potentially earn a six-figure income. Plus what this might look like for you in 2019!
***
You'll Love These Big Rewards at Winn-Dixie and Harveys

EveryPlate.com - 50% off your first box with your promo code: SAVINGSANGEL

Save 35% on your first order when you shop Swap.com with Code ANGEL

Enjoy an affordable home delivery meal kit!  EveryPlate.com Use Coupon Code SAVINGSANGEL

I LOVE BLINKIST! So much so that I go on a little story-telling tangent in this episode! Get your Free Trial at Blinkist.com with Code: ANGEL

• How to Stop Wasting Time
• Go Back-to-School Shopping with Swap.com - use promo code ANGEL for 35% off
• Rollors, the Next Great Outdoor Game!

• Prepare For Natural Disasters - Now Is The Time
• How To Make Great Memories With The Help Of Vivid Seats
• No Time To Read? You’ll Love Blinkist -  Take the SavingsAngel change your wealth mindset challenge by using our FREE 7-day trial of Blinkist.

Simply go to blinkist.com/angel to get your FREE 7-day trial.

These are my recommended reads from Blinkist that will change your wealth mindset you'll be able to cover just by using our 7-day FREE trial:

• Deep Work
• Eat That Frog
• How to Travel the World on $50 a day
• The Millionaire Next Door
• Dave Ramsey’s Total Money Makeover
• The Richest Man in Babylon
• Rich Dad, Poor Dad
• You can cancel anytime.

Call the 'Natural Disasters' podcast hotline with your question or comment: 407-205-9250

Links mentioned in this podcast:

• Prepare For Natural Disasters - Now Is The Time
• Vivid Seats
• Blinkist
• How To Make Great Memories With The Help Of Vivid Seats

• Ting
• The Benefits of Switching Your Cell Phone Service
• How To Save Money on Moving Costs
• How To Protect Your Personal Information Online
• DeleteMe

• Back to School Shopping For The Entire Year
• Ting Cell Service Earns SavingsAngel Stamp of Approval
• A Limited Time Vacation Offer from Disney

Exclusive for our SavingsAngel listeners: Visit angel.ting.com to save $25 on your first bill with Ting or $25 off a new phone.

Exclusive for our SavingsAngel listeners: Visit angel.ting.com to save $25 on your first bill with Ting or $25 off a new phone.

In order to help you save more, earn more and live more abundantly on today’s show we’ll be covering:

• Free admission to Busch Gardens for veterans
• Business inspiration with The Thoughtful Entrepreneur podcast

Through Waves of Honor, military veterans and up to 3 dependents can get free admission to any Busch Gardens or Sea World park, along with a whole host of extra offers. Just go to WavesofHonor.com to claim your free tickets. Hurry, this offer is only good until July 4!

David Johnson of Grill Beast has given a generous discount offer to SavingsAngel fans - you’ll need to hurry in order to get 25% off a Grill Beast 4-pack bundle by Father's Day, just enter the code "ANGEL" at checkout at GrillBeast.com.

Sandra Elia of SandraElia.com has given a generous discount offer to SavingsAngel fans - you’ll need to hurry in order to get the 50% off to attend Sandra’s food addiction workshop at the end of the month, just email contact@sandraelia.com with the subject line “Savings Angel”.

• 10 Helpful Tips to Save More Money and Live Well
• Quick and easy meals for on-the-go people like me with FlexPro Meal
• How to save money with reusable objects

• 4 Ways to save money with store brands
• Maximizing your 401k with Chris Costello - blooom.com
• 5 practical secrets to landing your dream job

• How to keep the giving spirit alive
• Charitable giving through Swagbucks
• 13 fun and inexpensive ways to crush boredom
• Helping you meet your New Year’s resolutions for 2018 with Swap.com

• Fun things to do during the holidays
• Swagbucks
• My chat with Rob Humann from Credible.com about millennials and debt and much more.
• Lauren Sandberg, Stylist and Fashion Marketer, shares more from Swap.com

• Last minute gifts that aren’t a gift card
• Exclusive offer for podcast listeners from CreatePhotoCalendars.com
• My interview with Mike Aiello, Sr Director of Creative Development at Universal Orlando Resort about Christmas at Universal
• Cold weather buys at a fraction of the cost from Swap.com

• How to make the holidays magical with less work
• My interview with Lauren Sandberg, Stylist and Fashion Marketer, Swap.com
  
• Holiday & Special Event Savings - 90 Days to Abundance
• Exclusive offer for podcast listeners from CreatePhotoCalendars.com

• How to ignore shrewd credit card offers and avoid new debt
• My friends from Credible with solutions for debt you may already have
• Holiday & Special Event Savings - 90 Days to Abundance
• Swap.com Promo code - ANGEL40

This holiday season as you’re looking ahead to holiday parties or family gatherings and all those pictures grandma likes to take, you’ll want you and yours to look their best. And there’s nothing like being able to get fashion at a fraction of the cost. That’s where shopping online at Swap.com, the world’s largest online consignment & thrift store, can be the go-to for everyone in the family.

Maybe you want each family member to have a new sweater for your 2017 Christmas photo. No sweat! Swap.com has thousands of like-new sweaters in tons of different styles. And we’re talking name-brands too, like Tommy Hilfiger, Calvin Klein, and J.Crew.

But you don’t need to stop at sweaters. Swap can hook you up with a glitzy party dress or smart-looking suit. They have fun and frilly outfits for the girls and dapper dress-ups for the boys. No matter what you’re looking for, dress or casual,  you can shop thousands of selections…. And I might add …. At up to 90% off!

Swap.com adds between 6,000 - 10,000 new items daily, so if you don’t find the perfect thing one day, you can look again another day.

What if it doesn’t fit? No worries! Swap.com offers hassle free returns within 30 days, no questions asked, on any items that are a bad fit.

So if you’re ready to check out Swap.com, busy Mom or Dad, I have a special offer just for Savings Angel listeners:

•   Get 40% off your first order on Swap.com, plus free shipping for orders over $10.
•   Just use the promo code: ANGEL40

Now that’s a holiday deal too good to pass up!

• Easy business travel helps for professional parents
• My favorite travel savings tips from 90 Days to Abundance
• How to know if Black Friday deals are really deals
• An even sweeter deal from Swap.com

When we're traveling and on the go, we can neglect some of the things that need to be taken care of at home...like the kids need for new clothes. We WANT to have time to take them shopping and try things on and all that - but time is at a premium. What if there were a way to have the clothes come to YOU and at up to 90% off? YES, PLEASE!

That’s yet another reason Swap.com is my new favorite go-to online source for gently used clothing.  I can shop thousands of selections, day or night, even from a business conference hotel room. 

Swap.com adds between 6,000 - 10,000 new items daily, so if I don’t find the perfect thing one day, I can just look again another day.

And I can be sure of the quality and usually the fit, too, because Swap.com specializes in high quality, name brand clothing like Lululemon, Carter’s, NIKE, JCrew, & Gap.

And if I do get the fit wrong, Swap.com offers hassle-free returns within 30 days, no questions asked, on any items that don’t fit correctly.

So if you’re ready to check out Swap.com, busy Mom or Dad, check out the special offer promo code just for Savings Angel listeners.  Get 40% off your first order on Swap.com, plus free shipping for orders over $10.

Just use the promo code: ANGEL40

• Some savings tips that will empower you to give even at times when it doesn’t seem possible.
• My interview with Stephen Dash from Credible.com on some student loan savings you won’t want to miss.
• And why every driver needs a dash cam with Max Thayer.

Call the 'save so you can give' podcast hotline with your question or comment: 407-205-9250

That’s why on today’s episode I’ll have

• Today I’ll have
  • My interview with my friends at USAA
  • How to save on back to school now AND later
  • Deals, steals, and savings from Office Depot/Max with in-store manager Glenda Dameron.
  
  

Call the 'Back to school' podcast hotline with your question or comment: 407-205-9250

Links mentioned in this podcast:

• Swagbucks
• USAA
• How to save on back to school now and later
• OfficeDepot/OfficeMax

More places to keep your eye on!

SavingsAngel facebook group - lots of consumer hints, tips, and more! Join us.

90 Days to Abundance video library!

Support the podcast and help an angel get their wings! Please, rate/review in iTunes or Stitcher.

HERE: http://SavingsAngel.com/itunes

or HERE: http://SavingsAngel.com/stitcher

I would love to have your business advertise on / sponsor this show to smart, savvy consumers, couponers, and couponing bloggers. If we can connect, I will promote your brand on the #1 iTunes shopping podcast: http://SavingsAngel.com/advertise

If you leave a review, iTunes will bump us up and introduce The SavingsAngel Show to more people. As a result, you'll help share our message of abundance with MANY others!

That’s why on today’s episode I’ll have

• Changing banks is so stupid easy you need to stop avoiding it
• My interview with my friends at USAA
• And my final vacation interview with Angela Berti, New York State Parks Public Affairs Director about Niagara Falls.
• The big changes to our SavingsAngel website that have taken place.

That’s why on today’s episode I’ll have

• 10 reasons you need to use online and mobile banking
• An eye-opening interview with Jeremie Piette of GFT Skills and Jordan Schanda of ScholarPrep. They provide parents and students help and insight needed to get athletic and/or academic scholarship money.
• Another one of my vacation stops in Cleveland, OH at The Rock and Roll Hall of Fame and my chat with Carl Harp
• Some big changes to share with you about SavingsAngel that are taking place this week.

That’s why on today’s episode I’ll have

• 11 things to never again take on vacation AND 11 things to absolutely take with you on vacation
  
• And I had the fun opportunity to chat with Kristy Bacni, Communications Manager for Cedar Point Amusement Park.

Vacation season is already in full swing, so let’s get right to saving more, earning more, and living more abundantly!

So on today’s episode, I’ll have

• 4 money-saving offers you should consider for Father’s Day gifts. Three of which are MONEY MAKERS! Yep. Stay tuned for those.
• I’ll also have my own gift to all the Dads of grads out there: Information on the Student Loan Crisis: How to get cash and avoid loans. My dear wife and I are entering this phase of life with my daughter as she heads off to college in a couple months - so this information is valuable to me, too - and I want to share it with other Dads (and Moms, of course).

You only have 17 shopping days left until Father’s Day, so let’s get right to saving more, earning more, and living more abundantly!

Speaking of which, I am the proud dad of a high school graduate myself this year! My darling daughter Olivia graduated with honors, and her mom and I are so proud.

Of course, I could regale you with stories of all her accomplishments but she’d probably deny she knows me for the next week to 10 days, so I’ll just go with graduation and learning as a theme today instead.

We’ll talk about:

• 11 questions and ideas on How to honor your homeschool graduate. You may not know this about me, but I did a little bit of homeschooling with my kids for a while years ago, and our Director of Customer Service, Rachel, homeschools her son. We always want to give a nod to all the homeschoolers out there, and let them know that they are not forgotten this time of year.
• Then I’ll have ways to avoid “Summer Slide” - that is the very real knowledge-loss that kids experience over the summer. I’ll give you some ideas and the reasons why you should be planning some things to keep your kids sharp over the summer.
• Along with that, I’ll have some thoughts and a special offer for the exceptional educational website, ABCMouse.com - which we highly recommend for helping prevent summer slide for younger students.

So I’m thrilled to be back to give you ways that you can save more, earn more, and live more abundantly.

Today,

• I chat with Belinda Rosenblum of OwnYourMoney.com (and creator of MoneyMakers) about how to move your money out of the prison of scarcity and into freedom. Plus, we’ll talk about how you can make more money in your current career.
  
• I’ll also have - Why produce prices are high and what you can do about it.

That said, I encourage you to go to SavingsAngel.com and check out 40 - yes FORTY - free store and coupon lists we have. Simply go to the front page of SavingsAngel and look under “Store Deals”.

And now, to continue what we’ve always done, I have for you this week...

• How you can avoid blind cash drain by controlling automatic renewals.
• I’ll also have 5 ways to cut your family's food waste and save more money.

I announced this in my last podcast - but if you missed that one - you just heard me right. SavingsAngel is now completely FREE.

This is the fulfillment of a goal and dream we’ve had here at SavingsAngel since Day 1 - and we are so honored to have taken this journey along with you all… and cannot wait for the NEXT 10 years of helping more and more families save.

That said, I encourage you to go to SavingsAngel.com and check out the numerous free store and coupon lists we have.

And now, to stay with what we have done and will continue to do, I have for you this week...

• How you can save more money with meal plans. I’ll chat with Erin Chase of $5 Meal Plans. She and I discuss meal planning and all the benefits that go along with it!
• I’ll also have how you can really save on spring cleaning, including carpets.
• And I’ll have my results from my Diet Bet!

That’s why today...

• I have with me Todd Tresidder of Financial Mentor (.com). Todd and I will discuss how finances and debt are less about circumstances and more about emotions. The debt is just a symptom. We’ll talk about how to go from being a victim of debt circumstances to someone in control of their finances.
  
• I’ll also have a fun interview with the amazing people at Gatorland, here in Florida.
• And speaking of fun places to go, you might be planning a summer vacation with the whole family as soon as school lets out. I’ll have 8 quick ways to head off meltdowns on family road trips.
• And finally, we’ll discuss my DietBet - And I’ll have a bit about some exciting changes coming to SavingsAngel.

That’s why today...

• I have with me Robert Farrington of TheCollegeInvestor.com. Robert has some invaluable information for seniors and their parents, grandparents and/or guardians, about college debt. 
• To go along with that, I have back with me Randy Padawer, Community Education Specialist, from Lexington Law to continue our talk about credit reports, credit scores, the impact they have. Even if you’re not looking at needing college loans, or any other loan right now, understanding credit reporting and credit scores are invaluable for anyone’s future. 
• And finally, I’ll have some changes coming to couponing that you need to know. 
• Join me and lose some weight with my new DietBet! We're ready to go March 23!
• SavingsAngel.com VIP membership is just $3.99 a week and you will save more than $100 a month or your money back!

• I have with me Randy Padawer, Community Education Specialist, from Lexington Law to talk about credit reports, credit scores, the impact they have. In this 3-part interview series, he’ll be sharing what you can do about your credit score and much more.

• Before I chat with Randy, I’ll have some quick tips from me about how credit reporting agencies work and what you need to know.

• I’ll also have with Jenn Aube of DoYouBake.com and CraveIt.com. Jenn has an amazing and inspiring story about healthy eating I think will get you moving as Spring Break is approaching.

• And speaking of health, I’m gearing up to do another DietBet - and I want you to join me!

• SavingsAngel.com VIP membership is just $3.99 a week and you will save more than $100 a month or your money back!

It’s very common today for people to look for a more refreshing restful sleep than what they’re getting. It used to be that you went to your local furniture or department store to get a mattress. You likely tested a handful of mattresses for a few minutes and picked one. It wasn’t until you slept on this mattress for a few nights to know if you had made the right choice.

Today, the mattress market has expanded from furniture and department stores to places that sell nothing but mattresses to online mattress outlets. No matter where you go for a mattress, they all boast of giving you a better night’s rest.

My story

About 8 years ago, my dear wife and I bought a pillow top mattress that quite frankly I paid too much for. Even though I was sleeping on an expensive mattress, I was experiencing shoulder pain, a sore neck, my arms were falling asleep, and in general just not getting a good night’s rest.

That all changed when I got my Leesa mattress. Now I sleep longer, deeper, and don’t wake up at night as much.

This is what prompted me to contact Jamie Diamonstein, co-founder of the Leesa mattress. I needed to ask Jamie some questions and find out more about this amazing mattress.

Leesa’s story

Jamie related it to me like this. People equate the price of a mattress with the quality. The higher the price doesn’t mean a better quality product. Today’s consumer is used to going into a sleep shop, furniture store, wholesale store, or other conventional stores to try out a mattress. They go in dressed in street clothes to try out a mattress in front of a salesperson who is trying to sell them on a bed. Overall it’s a less than comfortable experience. The consumer doesn’t really know what materials are in that mattress and whether or not it’s good for them. Amongst conventional retailers, there’s quite a big markup on a mattress and it’s the consumer that pays the price.

Leesa has found a way, through advanced technology, to take a high-quality product and compress it enough to fit into a box and UPS it directly to the consumer. The concept is to take high priced bedding and cut out the middleman.

What makes a Leesa mattress different from the rest?

Lessa uses memory foam however, there is more to a Leesa mattress than just memory foam.

There are 2 major complaints concerning memory foam. By nature, it sleeps hot and when you sink into it, you don’t feel like you can move on the bed. As the developer of the Leesa mattress, Jamie explains how he has taken “memory foam to new heights”. It starts with a 6” inch base of high-quality foam. Then on top of that is  2” of memory foam which is temperature sensitive but gives you pressure relief. From there a top layer called Aveena is added. Aveena is a high resiliency foam with holes that allow air to flow. The result is that you get the benefit of memory foam without feeling hot and the inability to move freely on the mattress.

5 Reasons why consumers choose Leesa over other online mattresses

• You are completely dealing with an American company located right here in the U.S. and with all American made products. Each component is made in the USA from the high-quality foam, mattress cover,]]>How to get a more refreshing restful sleep

  It’s very common today for people to look for a more refreshing restful sleep than what they’re getting. It used to be that you went to your local furniture or department store to get a mattress. You likely tested a handful of mattresses for a few minutes and picked one. It wasn’t until you slept on this mattress for a few nights to know if you had made the right choice.

  Today, the mattress market has expanded from furniture and department stores to places that sell nothing but mattresses to online mattress outlets. No matter where you go for a mattress, they all boast of giving you a better night’s rest.

  My story

  About 8 years ago, my dear wife and I bought a pillow top mattress that quite frankly I paid too much for. Even though I was sleeping on an expensive mattress, I was experiencing shoulder pain, a sore neck, my arms were falling asleep, and in general just not getting a good night’s rest.

  That all changed when I got my Leesa mattress. Now I sleep longer, deeper, and don’t wake up at night as much.

  This is what prompted me to contact Jamie Diamonstein, co-founder of the Leesa mattress. I needed to ask Jamie some questions and find out more about this amazing mattress.

  Leesa’s story

  Jamie related it to me like this. People equate the price of a mattress with the quality. The higher the price doesn’t mean a better quality product. Today’s consumer is used to going into a sleep shop, furniture store, wholesale store, or other conventional stores to try out a mattress. They go in dressed in street clothes to try out a mattress in front of a salesperson who is trying to sell them on a bed. Overall it’s a less than comfortable experience. The consumer doesn’t really know what materials are in that mattress and whether or not it’s good for them. Amongst conventional retailers, there’s quite a big markup on a mattress and it’s the consumer that pays the price.

  Leesa has found a way, through advanced technology, to take a high-quality product and compress it enough to fit into a box and UPS it directly to the consumer. The concept is to take high priced bedding and cut out the middleman.

  What makes a Leesa mattress different from the rest?

  Lessa uses memory foam however, there is more to a Leesa mattress than just memory foam.

  There are 2 major complaints concerning memory foam. By nature, it sleeps hot and when you sink into it, you don’t feel like you can move on the bed. As the developer of the Leesa mattress, Jamie explains how he has taken “memory foam to new heights”. It starts with a 6” inch base of high-quality foam. Then on top of that is  2” of memory foam which is temperature sensitive but gives you pressure relief. From there a top layer called Aveena is added. Aveena is a high resiliency foam with holes that allow air to flow. The result is that you get the benefit of memory foam without feeling hot and the inability to move freely on the mattress.

  5 Reasons why consumers choose Leesa over other online mattresses

  • You are completely dealing with an American company located right here in the U.S. and with all American made products. Each component is made in the USA from the high-quality foam, mattress cover, and all the way down to the labels.
  • Each bed is made after receiving the order. Mattresses are not made ahead of time and stored. This is one way they are able to keep the mattress prices down.
  • And as Jamie pointed out, “Leesa is a company with a soul that believes in giving back”. They have what they call their 1 in 10 program. Leesa gives back by donating a new mattress for every 10 mattresses sold. These mattresses go to homeless shelters, women’s shelters, etc.
  • They have a generous return policy. The Leesa comes with a 100-night return policy. That means if you don’t like the mattress for any reason, you can get a full refund within 100 days. Simply drop their customer service team an email and they will refund your money. You don’t have to ship the mattress back. Leesa will help arrange for a donation or recycling center to come and pick up the mattress at no cost to you.
  • Leesa also has a 10-year full replacement limited warranty. This means you’ll get a new mattress for free if it sags more than an inch from the surface within 10 years.
  
  

  If you are interested in trying a Leesa mattress, please use the coupon code SAVINGSANGEL75 to save $75 off your order.

  ]]>dc7d5ed04fe593b2c643d652c7a82082Mon, 06 Mar 2017 06:13:44 -050052:03nofull180Josh ElledgeWhy I think HomeChef can be a good deal + How to deal with rising home mortgage rates
• I want to continue my chat with Shane Smith of Home Chef. My family has just fallen in love with Home Chef. The meals they send are created by professional chefs, are very healthy, fit your taste profile, have good portion sizes, and are high quality. On top of all these positives, Home Chef can be very economical.
• I’ll share a quick overview of my findings about the value of Home Chef.
• If you missed my first interview with Shane, check it out on SavingsAngel.com - podcast #178.
• AND if you want to read my full comparison breakdown for the cost of getting Home Chef over buying all the ingredients yourself, check that out at SavingsAngel.com. Just input the keywords Home Chef into the search.

After we talk about Home Chef,

• I’ll continue my series with Greg Jaeger of USAA’s Home Buying Program. So far we’ve discussed buying and selling real estate in the winter, how a good real estate agent can save a buyer money and/or make a seller more money - depending on what side of the deal you’re on, and last week I chatted with Melanie Hart about the value of home inspections.
• This week we’ll discuss navigating increasing home mortgage interest rates.
• If you’ve missed any of my interviews with the folks at USAA, you’ll want to check them out from the SavingsAngel site - they are podcasts #176, #177, and #178.
• I’ll also be sharing a short interview with Chef Hector from SeaWorld Orlando about their special Seven Seas Food Festival.  They have some amazing food and concerts going on there every Saturday from now through Mother’s Day weekend, May 11.
• SavingsAngel.com VIP membership is just $3.99 a week and you will save more than $100 a month or your money back!

For a better listening experience, listen in: iTunes or Stitcher

• I’m going to give you my favorite ways to save on gifts for Valentine’s Day.
• I also want to introduce you to a new way I’ve found to save time on making healthy meals for your family - and with the right coupon code - to save money too. I have with me Shane Smith, of Home Chef to talk about the benefits of their delicious service.

• I’ll continue my series with USAA’s Home Buying Program by chatting with Melanie Hart. So far we’ve learned about buying and selling real estate in the winter and how a good real estate agent can save a buyer money and/or make a seller more money - depending on what side of the deal you’re on.
• This week we’ll discuss the value of getting professional home inspections.

• If you’ve missed any of my interviews with Greg Jaeger of USAA, you’ll want to check them out from the SavingsAngel site - they are podcast #176 and #177.

• SavingsAngel.com VIP membership is just $3.99 a week and you will save more than $100 a month or your money back!

For a better listening experience, listen in: iTunes or Stitcher

• I have the next part to my interview with Greg Jaeger of USAA about their home buying program. This week we talk about how a good real estate agent can save you money and/or make you more money - depending on whether you’re on the buy or sell side.

• Before we get to that, I wanted to recap a few of the points that we discussed last week, and of course encourage you go to SavingsAngel.com and find podcast #176 from last week when we talked about buying and selling in the winter.

• And I’ll wrap up today’s show with another fun adventure - I interview Lauren Taft from SeaWorld’s Discovery Cove.

• SavingsAngel.com VIP membership is just $3.99 a week and you will save more than $100 a month or your money back!

For a better listening experience, listen in: iTunes

• I have an interview with Greg Jaeger of USAA about their home buying program. Home buying or selling during winter? Absolutely. You know that I am all about saving you as much money as possible, and real estate transactions during winter are one huge way for buyers. Thank you to USAA for sponsoring this segment!
  
  
• I also have an interview with Orlando Escape Game. If you’ve never done an escape game, they are very fun and a great way to build moral and wonderful memories. I highly recommend doing one for a unique way to spend time with family and friends or for winter team-building.
  
  
• SavingsAngel.com VIP membership is just $3.99 a week and you will save more than $100 a month or your money back!

Call the 'Home buying in winter' podcast hotline with your question or comment: 407-205-9250

For a better listening experience, listen in: iTunes or Stitcher

• I have a special guest, Stacy Tuschl - who I have a GREAT conversation with about goal setting for 2017! Why is it that most people give up on their New Year resolutions within the first few weeks?
• I talk about all the AMAZING Christmas Clearance deals you can get RIGHT now and WHERE to RUN (not walk) so you don't miss all the best deals!
• SavingsAngel.com VIP membership is just $3.99 a week and you will save more than $100 a month or your money back!

• I have special guest, John Livesay. He and I will discuss stress and dealing with it throughout the holidays, so your health isn’t compromised by excess stress.
  
• Then I’ll wrap up with all the final details from my Diet Bet. We're doing another one in January! Join me HERE.
• SavingsAngel.com VIP membership is just $3.99 a week and you will save more than $100 a month or your money back!

Call the 'When you don't know what to buy' podcast hotline with your question or comment: 407-205-9250

Just in from our SavingsAngel helpdesk:

"Love your podcast. Unfortunately, we don't have coupons down under however I have done whatnot u said and only buy what's on sale at half price and buy in bulk. It's saved me many hundreds of dollars. Awesome idea why have I never thought to do it before. Keep voicing these great ideas!" ~ Regards, Angela from Australia.

Links mentioned in this podcast:

• Gift of College
• Lose 4% of your weight in 4 weeks—and get PAID to do it!
• How to be a debt-free college graduate
• Dolphin Deep Sea Fishing
• Groupon
• Living Social
• What to buy when you don't know what to buy
• PowerPerx
• Retailmenot
• Swagbucks
• Win a 6-month VIP membership!

Call the debt free college education podcast hotline with your question or comment: 407-205-9250

Just in from our SavingsAngel helpdesk:

"Love your podcast. Unfortunately, we don't have coupons down under however I have done whatnot u said and only buy what's on sale at half price and buy in bulk. It's saved me many hundreds of dollars. Awesome idea why have I never thought to do it before. Keep voicing these great ideas!" ~ Regards, Angela from Australia.

Links mentioned in this Black Friday predictions podcast:

• The Scholarship System
• Gift of College
• Lose 4% of your weight in 4 weeks—and get PAID to do it!
  
• PowerPerx

Call the fake Black Friday deals podcast hotline with your question or comment: 407-205-9250

Just in from our SavingsAngel helpdesk:

"Love your podcast. Unfortunately, we don't have coupons down under however I have done whatnot u said and only buy what's on sale at half price and buy in bulk. It's saved me many hundreds of dollars. Awesome idea why have I never thought to do it before. Keep voicing these great ideas!" ~ Regards, Angela from Australia.

For a better listening experience, listen in: iTunes or Stitcher

• The two main reasons Halloween is a multi-billion dollar business, and how you can get your Halloween and Harvest Festival fun - and candy fix - for less.  
• I also have 13 quick ideas for non-candy Halloween handouts, because the average trick or treat bag contains a staggering 4,800 calories, 3 cups of sugar, and 1.5 cups of fat!
• How unhealthy are caffeine and soda? Dr. Phil Carson, of Carsonnatural.com spells it all out for us.

• SavingsAngel.com VIP membership is just $3.99 a week and you will save more than $100 a month or your money back!

Call the Halloween hand-outs tips podcast hotline with your question or comment: 407-205-9250

Links mentioned in this Halloween hand-outs tips podcast:

• Giftcardzen.com
• PowerPerx.com
  
• RetailMeNot app
• Dr. Phil of carsonnatural.com
• SavingsAngel.com/ebates

I’ll have some of that interview for you, but first I have with me today, Bud Lethbridge from PowerPerx.

If you’ve never heard of PowerPerx, they are the company that GUARANTEES you will save with them for everything from your home and auto insurance to your cell phone bill. You won’t want to miss this interview!

Stuff I cover in this podcast:

Cell phone discounts, cell phone plans, health insurance discounts, PowerPerx, save on your cell phone, save on your health insurance, save on your taxes, savings link, tax savings, TV discounts, Halloween Horror Nights Orlando, HHN26, Halloween Horror Nights kids, Halloween Horror Nights parents

I am Josh Elledge, consumer expert and money-saving advocate, and the Chief Executive Angel of SavingsAngel.

I’ve appeared over 1500 times in the media, including on television in 76 cities and on the radio, and I write a syndicated newspaper column.

Speaking of newspapers, I’ve been keeping my eye on the changes within newspaper inserts and ads for a long time. Over the past 9 ½ years since the inception of SavingsAngel - and even before that - I’ve kept track of trends in couponing and sales.

In 2016, there have been a couple of notable changes from two large grocery chains, so we’ll talk about those.

After that, I want to wrap up our ongoing discussion about life insurance. We’ve covered a lot this month, but if you’ve missed any podcast episodes, you can listen to them at SavingsAngel.com, where I’ve discussed life insurance already. You will have an education in life insurance that will reward you for life.

As always, I’m keyed up to help you to save more, earn more, and live more abundantly - so let’s get to it!

- - - - - - —

I mentioned a few moments ago that I’ve noticed changes in two large grocery chains - in particular Whole Foods and Walmart.

I’ve always advocated comparing ads and cherry-picking the absolute best deals, and it appears that method of saving is still going strong.

However, ad matching appears to be drying up. Yep. You heard me right - and went ahead of me in your mind, I’m sure. Walmart ad matching - at least for groceries - appears to be coming to an end.

Here’s what I know...

In a February 2016 survey, Market Force found that 79% of shoppers still plan their purchases based on the deals being offered, and 61% of shoppers compare prices between grocers.

So that would lead you to believe that grocers would up their sale ad game, right?
But neither Whole Foods and Walmart are. In fact, neither store has ever been big in the sale ad war in the first place.

Whole Foods has traditionally released a very small sale ad each week. And Walmart has never really put out grocery sale ads at all. Rather, what Walmart releases is more of a flyer that features items at regular price, with a few "roll back" items tossed in here and there for good measure.

So - let’s talk about some changes coming to the Whole Foods brand...

Whole Foods is rolling out a new store chain, called 365 by Whole Foods Market. This new store concept is designed with lower prices, and even offers coupons and loyalty rewards. The plan is to have a chain of stores that will compete for the business of comparison and coupon shoppers - while still maintaining the quality Whole Foods is known for.

They just opened the doors to their flagship store in the Silver Lake area of Los Angeles, CA and they have two others opening with a total of 12 locations announced so far. The concept isn't difficult to imagine. By simply not carrying as many high-priced and specialty items, and focusing more on Whole Foods' store brand products, they have the opportunity to attract more shoppers. And that may be all it takes. Because it's really the "high prices" perception they are trying to change, while riding the still rising demand for organic and local foods. As a consumer advocate who has watched those demands for years, I predict that the new chain could be quite successful. Especially since they are pairing lower prices with coupons and incentives. You can check out 365 by Whole Foods online at 365bywfm.com.

Now - let’s talk about some changes coming to Walmart...

For years, Walmart has simply relied on slick marketing to claim they "always have the lowest price" - and now they're attempting to reinforce that concept. Although it has only affected about 500 stores so far, they have announced they are eliminating price...]]>Greetings from sunny Orlando, Florida and welcome to the SavingsAngel show!

I am Josh Elledge, consumer expert and money-saving advocate, and the Chief Executive Angel of SavingsAngel.

I’ve appeared over 1500 times in the media, including on television in 76 cities and on the radio, and I write a syndicated newspaper column.

Speaking of newspapers, I’ve been keeping my eye on the changes within newspaper inserts and ads for a long time. Over the past 9 ½ years since the inception of SavingsAngel - and even before that - I’ve kept track of trends in couponing and sales.

In 2016, there have been a couple of notable changes from two large grocery chains, so we’ll talk about those.

After that, I want to wrap up our ongoing discussion about life insurance. We’ve covered a lot this month, but if you’ve missed any podcast episodes, you can listen to them at SavingsAngel.com, where I’ve discussed life insurance already. You will have an education in life insurance that will reward you for life.

As always, I’m keyed up to help you to save more, earn more, and live more abundantly - so let’s get to it!

- - - - - - —

I mentioned a few moments ago that I’ve noticed changes in two large grocery chains - in particular Whole Foods and Walmart.

I’ve always advocated comparing ads and cherry-picking the absolute best deals, and it appears that method of saving is still going strong.

However, ad matching appears to be drying up. Yep. You heard me right - and went ahead of me in your mind, I’m sure. Walmart ad matching - at least for groceries - appears to be coming to an end.

Here’s what I know...

In a February 2016 survey, Market Force found that 79% of shoppers still plan their purchases based on the deals being offered, and 61% of shoppers compare prices between grocers.

So that would lead you to believe that grocers would up their sale ad game, right?
But neither Whole Foods and Walmart are. In fact, neither store has ever been big in the sale ad war in the first place.

Whole Foods has traditionally released a very small sale ad each week. And Walmart has never really put out grocery sale ads at all. Rather, what Walmart releases is more of a flyer that features items at regular price, with a few "roll back" items tossed in here and there for good measure.

So - let’s talk about some changes coming to the Whole Foods brand...

Whole Foods is rolling out a new store chain, called 365 by Whole Foods Market. This new store concept is designed with lower prices, and even offers coupons and loyalty rewards. The plan is to have a chain of stores that will compete for the business of comparison and coupon shoppers - while still maintaining the quality Whole Foods is known for.

They just opened the doors to their flagship store in the Silver Lake area of Los Angeles, CA and they have two others opening with a total of 12 locations announced so far. The concept isn't difficult to imagine. By simply not carrying as many high-priced and specialty items, and focusing more on Whole Foods' store brand products, they have the opportunity to attract more shoppers. And that may be all it takes. Because it's really the "high prices" perception they are trying to change, while riding the still rising demand for organic and local foods. As a consumer advocate who has watched those demands for years, I predict that the new chain could be quite successful. Especially since they are pairing lower prices with coupons and incentives. You can check out 365 by Whole Foods online at 365bywfm.com.

Now - let’s talk about some changes coming to Walmart...

For years, Walmart has simply relied on slick marketing to claim they "always have the lowest price" - and now they're attempting to reinforce that concept. Although it has only affected about 500 stores so far, they have announced they are eliminating price matching. And they're not announcing which stores. That's right. No more price matching at Walmart - but you won't know until you arrive at the store. Instead, they are claiming that they plan to simply reduce prices throughout their stores - in an attempt to further convince shoppers they "always have the lowest price".

As a consumer advocate that has tracked Walmart price matching (ad matching) for a long time, and have encouraged consumers to use it, I see a huge problem with this. Sorry, Walmart, but you simply don't have the lowest prices. Stores that run sales and offer store incentives do - period. And savvy shoppers who were once using the price matching and their coupons to shop Walmart won't be able to anymore. That's why I predict that this could cause their grocery and consumable goods sales to drop as the ability to price match disappears. Walmart, on the other hand, is banking on convincing enough people that they don't need sales and coupons, in order to offset the mass exodus of ad matchers.

Only time will tell if my predictions are right about the future of Whole Foods and Walmart. In the meantime, I'm going to continue to encourage shoppers to compare sale ads - real sale ads - to save money every week on their groceries.

And, of course, to encourage our fans and listeners to use Retailmenot.com for coupons on just about everything else!

- - - - - - —

Not only do I encourage you to compare ads and use coupons, we do all the hard work of it for you!

Our VIP Grocery Savings membership - also known as Enlightened Shopping - has store sale lists - complete with matched coupons and store special offers - so you’ll always know the best deals.

You can make a shopping list, clip the necessary coupons, and go shopping easily - because we do the heavy lifting of matching the coupons and notating the store special offers.

On top of the store lists and matched coupons, for the same low bundle price, you also get my huge video library, called 90 Days to Abundance that covers multiple areas of saving, including travel, family expenses, and car savings. There is even a section to will help you feel more on top of all your responsibilities in life.

If this sounds great to you, it’s only $3.99 a week - paid in 4 week blocks of time for just $15.96 - and you can cancel anytime you like, for any reason. And, if you just want to try this thing out, risk free, no worries. Simply write our HelpDesk to ask for a refund within your first 28 days and Rachel will take care of you.

- - - - - - —

TRANSITION TO INTERVIEW

- - - - - - —

Well, that’s all for this podcast.

If you’ve loved all the helpful ideas and advice on this podcast, would you take a minute to leave a 5-star review in iTunes? By doing so, you help us get this podcast out to more people. The higher our rating, the more we’re noticed.

And as always, if you have any specific questions, or if there is something you’d like to hear me talk about, you can drop me a comment in the podcast feedback, write me on my Facebook group, or call my podcast hotline at 407.205.9250 and leave me a message. I’ll answer your question, write you back, or - with your permission - I might even share your question or story with others on this show.

Have an amazing open to October - full of saving more, earning more, and living more abundantly!

In the weeks ahead, I’ve got some fun interviews I’m excited to share with you!

Good day from sunny Orlando, Florida! I am Josh Elledge, the Chief Executive Angel of SavingsAngel. Welcome to the SavingsAngel show!

As a consumer expert and money-saving advocate, I’ve appeared over 1500 times in the media, including on television and on the radio, and I hold a syndicated newspaper column.

And I really am encouraged - and like to encourage others - when I hear of people giving back or paying it forward. No matter how you describe it, I’ve always advocated generosity - and we’ve always promoted it through SavingsAngel as well. It feels good - and I want YOU to feel good - but I want to make this happen easy for you.

This week I want to give you two ways that you can be generous...

First I’ll have 8 ways to give back or pay if forward. Then I’ll have 5 charities Retailmenot recommends for easy giving when you’re shopping. And I’ll wrap up this portion of the podcast with a caution about giving.

After that, I want to continue our discussion about life insurance. Life insurance is a way to give to your own family - in case the unthinkable happens. So, even though it can be uncomfortable to think about, it’s important. To help you even more, you can listen to my two most recent podcasts at SavingsAngel.com, where I’ve discussed life insurance already. It is life insurance awareness month.

I’m eager to give to you in the form of knowledge, so get to saving more, earning more, and living more abundantly!

- - - - - - —

I want to start this portion of the podcast with a quick list from Retailmenot.com. They’ve put together a short list of charities that allow you to purchase merchandise while giving! I thought this was kind of cool.

ASPCA
When you buy merchandise from the ASPCA Store, 40 percent of the purchase price funds the work of the animal welfare group. You can also buy what’s called a “symbolic gift,” with 100 percent of the purchase price benefiting an animal’s life.

2. American Heart Association
The American Heart Association runs ShopHeart.org, and 100 percent of proceeds after expenses go to support the American Heart Association’s efforts to drive awareness and education of heart disease and stroke.

3. World Wildlife Fund
Another source of presents for an animal lover is World Wildlife Fund, which allows you to symbolically “adopt” an animal as a gift. For instance, the recipient of a Panda Adoption Kit ($50) will receive a panda stuffed animal, an adoption certificate, a species information card, a photo of a panda and a gift bag. You can also adopt lots of other animals like cougars, kangaroos and wombats.

4. St. Jude Children’s Research Hospital
All the proceeds from the St. Jude Gift Shop benefit the St. Jude’s Children’s Research Hospital, which is famous for providing care for children suffering from cancer and other life-threatening diseases.

5. Livestrong
Lance Armstrong’s Livestrong lives on beyond Lance’s foibles - but hey they provide invaluable support to people of all ages with cancer, and the Livestrong Store has tons to choose from, especially when it comes to apparel.

Along with these charities, you can peruse RetailMeNot’s charity section for even more gift ideas that give back. Go to retailmenot.com/coupons/charity.

And now, my list of 8 easy ways to give back or pay it forward.

(1) Help a student: Students typically need to raise money for at least one activity or event every year. Don't want what they’re selling? Ask if simply giving them cash is okay.

(2) Hold a second-hand sale for a cause: Save yourself a lot of work by making the sale by donation-only, rather than pricing everything. Use social media to get out the details of the sale and the cause.

(3) Tip generously - even if the service is poor: We typically give less when a server doesn't do a great job, but you don't know what they are going...]]> 

Good day from sunny Orlando, Florida! I am Josh Elledge, the Chief Executive Angel of SavingsAngel. Welcome to the SavingsAngel show!

As a consumer expert and money-saving advocate, I’ve appeared over 1500 times in the media, including on television and on the radio, and I hold a syndicated newspaper column.

And I really am encouraged - and like to encourage others - when I hear of people giving back or paying it forward. No matter how you describe it, I’ve always advocated generosity - and we’ve always promoted it through SavingsAngel as well. It feels good - and I want YOU to feel good - but I want to make this happen easy for you.

This week I want to give you two ways that you can be generous...

First I’ll have 8 ways to give back or pay if forward. Then I’ll have 5 charities Retailmenot recommends for easy giving when you’re shopping. And I’ll wrap up this portion of the podcast with a caution about giving.

After that, I want to continue our discussion about life insurance. Life insurance is a way to give to your own family - in case the unthinkable happens. So, even though it can be uncomfortable to think about, it’s important. To help you even more, you can listen to my two most recent podcasts at SavingsAngel.com, where I’ve discussed life insurance already. It is life insurance awareness month.

I’m eager to give to you in the form of knowledge, so get to saving more, earning more, and living more abundantly!

- - - - - - —

I want to start this portion of the podcast with a quick list from Retailmenot.com. They’ve put together a short list of charities that allow you to purchase merchandise while giving! I thought this was kind of cool.

ASPCA
When you buy merchandise from the ASPCA Store, 40 percent of the purchase price funds the work of the animal welfare group. You can also buy what’s called a “symbolic gift,” with 100 percent of the purchase price benefiting an animal’s life.

2. American Heart Association
The American Heart Association runs ShopHeart.org, and 100 percent of proceeds after expenses go to support the American Heart Association’s efforts to drive awareness and education of heart disease and stroke.

3. World Wildlife Fund
Another source of presents for an animal lover is World Wildlife Fund, which allows you to symbolically “adopt” an animal as a gift. For instance, the recipient of a Panda Adoption Kit ($50) will receive a panda stuffed animal, an adoption certificate, a species information card, a photo of a panda and a gift bag. You can also adopt lots of other animals like cougars, kangaroos and wombats.

4. St. Jude Children’s Research Hospital
All the proceeds from the St. Jude Gift Shop benefit the St. Jude’s Children’s Research Hospital, which is famous for providing care for children suffering from cancer and other life-threatening diseases.

5. Livestrong
Lance Armstrong’s Livestrong lives on beyond Lance’s foibles - but hey they provide invaluable support to people of all ages with cancer, and the Livestrong Store has tons to choose from, especially when it comes to apparel.

Along with these charities, you can peruse RetailMeNot’s charity section for even more gift ideas that give back. Go to retailmenot.com/coupons/charity.

And now, my list of 8 easy ways to give back or pay it forward.

(1) Help a student: Students typically need to raise money for at least one activity or event every year. Don't want what they’re selling? Ask if simply giving them cash is okay.

(2) Hold a second-hand sale for a cause: Save yourself a lot of work by making the sale by donation-only, rather than pricing everything. Use social media to get out the details of the sale and the cause.

(3) Tip generously - even if the service is poor: We typically give less when a server doesn't do a great job, but you don't know what they are going through outside the restaurant. So maybe it is actually the best time to give more generously.

(4) Buy someone's coffee or lunch: Ask the cashier quietly and leave before they even know you did it. This method of giving back works especially well for showing appreciation to police officers, first responders, and emergency personnel, as they typically are not allowed to accept direct tangible appreciation.

(5) Use coupons to pick up new items, like clothing, just to give away: If you belong to mailing lists for places like JCPenney or Sears, from time to time you should receive really good coupons - ones that result in free or almost free merchandise. Use them to pick up items you could give to a needy family or an organization that collects and redistributes new goods.

(6) Comb clearance with others in mind: While you're already out shopping pick up deeply discounted things that could work right now for needs in your community, or stockpile for holiday drives, such as Toys for Tots or Angel Tree.

(7) Buy groceries and health and beauty items just to donate: When you combine sales and coupons, you can get perfect items to donate every week for pennies on the dollar.

(8) Stop at lemonade stands: You may not see as many of them as in summer, but stopping by a young entrepreneur’s stand, even if you don’t want the lemonade, is an easy way to give a bit of change and a lot of encouragement to a young heart.

I couldn’t do this recommendation to give generously without including a caution regarding giving.

These days, we’re all are flooded with requests to donate to various organizations, with little information about their inner workings or what really happens with the money. And sadly, scams are plentiful.

So before giving to anything you’re not personally familiar with, answer these two questions:

– Did you call them, or did they call you? If you didn’t reach out to them, don’t give over the phone; even if the caller claims to be from a well-known organization or familiar organization. It can all sound on the up-and-up, and may well be, but you have no way to verify verbally. Instead, refuse to give over the phone, and hang up. Then, check for a contact number online (don’t use the one they called you from), and contact the charity directly if you wish to give. That way you’re sure it went where you intended – and that charity can do their good work.

– How’s their company transparency and track record? Even big, well-established organizations can have trouble handling funds the way you expect. You may be led to believe your money is going to help buy food and clothing for orphans, when in reality, most of it is being spent on administrative expenses and further solicitation efforts. So thoroughly research organizations before giving, and pick ones that reveal their expenses and how donated money is allocated and used. Never just assume that the full amount of your donation actually gets to the need.

- - - - - - —

TRANSITION TO INTERVIEW

- - - - - - —
>>> AD LIB transition from interview to plugging Enlightened Shopping <<<

Our VIP Grocery Savings membership - also known as Enlightened Shopping - has store sale lists - complete with matched coupons and store special offers - so you’ll always know the best deals to buy each week, and avoid paying retail.

You can make a shopping list, clip the necessary coupons, and go shopping easily - because we do the heavy lifting of matching the coupons and notating the store special offers.

On top of the store lists and matched coupons, for the same low bundle price, you also get my huge video library, called 90 Days to Abundance that covers multiple areas of saving, including travel, family expenses, and car savings. It’s a huge video library! There is even a section to will help you feel more on top of all your responsibilities in life.

If this sounds great to you, it’s only $3.99 a week - paid in 4 week blocks of time for just $15.96 - and you can cancel anytime you like, for any reason. And, if you just want to try this thing out, risk free, no worries. Simply write our HelpDesk to ask for a refund within your first 28 days and Rachel will take care of you.

- - - - - - —

Well, that’s all for this week’s show.

If you’ve loved all the helpful ideas and advice on this podcast, would you take a minute to leave a 5-star review in iTunes? By doing so, you help us get this podcast out to more people. The higher our rating, the more we’re noticed.

And as always, if you have any specific questions, or if there is something you’d like to hear me talk about, you can drop me a comment in the podcast feedback, write me on my Facebook group, or call my podcast hotline at 407.205.9250 and leave me a message. I’ll answer your question, write you back, or - with your permission - I might even share your question or story with others on this show.

Have a blessed week - full of saving more, earning more, and living more abundantly!

Who needs life insurance and how much do they need? #LIAM Life Insurance Awareness Month!

The 7 stores you should NEVER shop without a coupon!

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USE THE COUPON CODE 'ANGEL' TO GET 50% OFF ALL VIDEO COURSES AT http://www.CoachingWithRoy.com  EXPIRES AUG 25 MIDNIGHT!

I chat with Sara Skirboll from RetailMeNot.com about how much parents are spending for back to school 2016 and how they can save more money!

1. Stop buying what you need.

2. Stock up!

3. This is not your mother's couponing

4. There are coupons for EVERYTHING!

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• Pokemon Go! is a SUPER fun game - but parents need to be aware that there are some safety issues that they need to discuss with their kids.
• I interview a Pokemon Go master and he shares all the basics - along with some of his favorite tips.
• I share how to play PokemonGo with your kids and how parents can better get in on the action.
• I start the show with some tips for grocery shopping with kids. It's what we do! :-)
• Big announcement coming soon for SavingsAngel fans!

Plus, let's get the kids on track with some money smarts.

AND travel tips to help you save money!

For a better listening experience, listen in: iTunes | Stitcher

• Including 28 boredom-busting summer activity ideas.

• A way to take some time this summer to educate your kids on money and finance.

• And, finally - one of my favorite topics - travel savings!  If getting away is part of your plans this summer, you’ll want to stay tuned for 5 ways to save on travel, courtesy of our friends at Retailmenot.com.

Plus, RetailMeNot insights into rebates.

AND how SavingsAngel can save you money

AND last but not least, our Rachio giveaway winner!

For a better listening experience, listen in: iTunes | Stitcher

• First we’ll address coupon rebate sites, and tackle the question: Are coupon rebate sites on death row?

• Then I’ll have some good news about rebates from our friends at Retailmenot.com.

• I’ll have some information and reasons why SavingsAngel could be right for you - and help you increase your savings, including through rebates.

• And, finally, I’ll wrap up with announcing our winner of the Rachio giveaway!

PLUS: Take a look at the Flipp app for grocery ads and coupons

AND 22 sites and sources you can combine to save

AND a Frozen food recall you need to know about

For a better listening experience, listen in: iTunes | Stitcher

• I’ve got a way to save 20-50% on the water you use to care for your lawn. I have an interview with someone from Rachio.com to explain how this smart device gives you better control - resulting in actually using less water for the same beautiful lawn. Don't miss this Rachio sprinkler controller review.

• I’m also excited to introduce to you an app from Flipp.com. They have ad scans of hundreds of local store ads, divided by zip code, and matched to coupons - so you can always compare store to store and get the best prices.

• And, of course, I’ll wrap up with those 22 sites and sources I already promised. You’ll want to stay tuned for those, and see how many you already knew about… and how many you realized you could be using together.

• And to wrap up, I’ll have a frozen food recall you should know about.

• 407-205-9250 Rachio sprinkler controller review podcast hotline. Show notes @ http://SavingsAngel.com/podcast.

Call the Rachio sprinkler controller review and Flipp app hotline with your question or comment: 407-205-9250

THANKS FOR LISTENING to our Rachio sprinkler controller review  and Flipp app podcast!

• WIN a Canary Security Camera - Just join our facebook group http://savingsangel.com/facebook and comment on our discussion thread by May 8th 10pm ET to win!
  
  
• I have a special interview with Canary home security - the company that lets you control your all-in-one home security system from your phone. Use the promo code SavingsAngel to receive $30 off a 2-pack!

• 6 gift ideas for saving money on gift-giving, including making good use of your talent, rather than your money.

• 5 specific gift ideas for gifts for Mom.

• YNAB - that is You Need a Budget .com - thoughts on gift-giving without breaking the budget.

• It’s my final few days of my journey to better health and my “by May 1st” goal of losing another 20 pounds. How did I do? 

all in one home security, Canary, Canary home security, Canary home security review, Canary review, cheap gift ideas, control home security with your phone, coupon app, coupon code, discount gift cards, diy, Father’s Day, gift, gift idea, gift ideas, giftcardzen, gifts, graduate, graduation, graduation gift, Groupon, home security, home security camera, home security system, inexpensive gift ideas, livingsocial, lose weight, mother’s day, online coupon, Pinterest, promo code, promotional code, remote home security, Retailmennot, save on gift cards, save on gifts, secure home through phone, wedding, wedding gift, wedding shower gift, wedding shower gift idea, weight loss ideas, weight-loss

PLUS - Teen Entrepreneurs? You bet!

For a better listening experience, listen in: iTunes | Stitcher

• How to Budget Podcast: A budget isn't a financial straight jacket - it's a way to FREEDOM!

• Personal finance for millennials with Amanda Abella of MoneySavingPro.com and AmandaAbella.com
  
• Teens and business with Eva Baker of TeensGotCents.com and TheTeenpreneur.com

• And an update on my weight loss journey to better health so I can be more than ready for my family’s vacation. Thank you WonderSlim

• My secrets for hacking Priceline and Hotwire and getting hotels cheaply.

• Travel tips and ideas from our friends at Retailmenot.com, SoFi.com and YNAB.com.

• And an update on my weight loss journey to better health so I can be more than ready for my family’s vacation. Thank you WonderSlim

• 407-205-9250 job interview podcast hotline. Show notes @ http://SavingsAngel.com/podcast.

• Earning more money by inspiration to follow our passions from a bit of an article at SoFi.com.

• And how to budget when your income goes up and down with our friends at YNAB...

• And an update on my weight loss journey to better health. Thank you WonderSlim

• 407-205-9250 job interview podcast hotline. Show notes @ http://SavingsAngel.com/podcast

• A pretty radical, but very effective way to teach kids the value of money.

• And an update on my weight loss journey to better health. Thank you WonderSlim

• 407-205-9250 job interview podcast hotline. Show notes @ http://SavingsAngel.com/podcast.

• And, after you’ve saved some money, what to do with it - so it doesn’t just disappear. Best thing to do is to put it against other debt. I’ll have some free advice from the highly recommendation refinancing and debt solution company, SoFi.com.

• How to more easily CRUSH your debt with a smarter budget!
  
  
• And, finally, I’ll wrap up with an update on my weight loss and a bit about our friends at WonderSlim.

• What to do with all that money you’re going to save by couponing.
• Managing and eliminating debt with SoFi.com.

• I’ll update you on my weight loss for Week #4 and tell you a bit about of what worked for me on this special Weight loss podcast. Free gift when you use coupon code: ANGEL @ WonderSlim.com/savingsangel

• Along with earning more money - you need to handle the money you already have better. That’s where YNAB, that is, You Need a Budget.com comes in. This incredible online budgeting app is taking budgeting to a digital, easier than ever plain. Forget pen and paper and trying to figure it all out on your own. YNAB is there every step of the way to answer your questions, encourage you, and help keep you on budget. 

• I’ll update you on my weight loss for Week #3 and tell you a bit about of what worked for me on this special Weight loss podcast. Free gift when you use coupon code: ANGEL @ WonderSlim.com/savingsangel

• 407-205-9250 job interview podcast hotline. Show notes @ http://SavingsAngel.com/podcast.

• What to buy in January!

• I’ll update you on my weight loss for Week #2 and tell you a bit about of what worked for me on this special Weight loss podcast.

• 407-205-9250 total life abundance podcast hotline. Show notes @ http://SavingsAngel.com/podcast.

• No gym workouts. Getting in shape for free.

• What you can expect in this new year from me and from SavingsAngel.

• I’ll update you on my fitness goals and tell you a bit about of what worked for me on this special Weight loss podcast.

• PLUS, I’ll have a freebie from our friends at WonderSlim for you. SavingsAngel.com/wonderslim - 14 free meals w/ any order with code: ANGEL

• The bad habits of broke people.

• And the good habits of millionaires.

• I’ll also share some of my thoughts on 2015 and what you can look forward to from me in 2016.

• Victorian style New Years Eve ideas.

• New Years Eve ideas for kids - yay - new years!

• 10 Christmas life hacks.

• I’ll also share some of my thoughts on this blessed season.

• 407-205-9250 podcast hotline. Show notes @ http://SavingsAngel.com/podcast.

• And avoiding holiday credit card traps.
• I’ll also have some Christmas party treat ideas for you.

• 407-205-9250 podcast hotline. Show notes @ http://SavingsAngel.com/podcast

407-205-9250 podcast hotline. Show notes @ http://SavingsAngel.com/podcast

All in this, and more in this NEW podcast

For a better listening experience, listen in: iTunes | Stitcher

• Cyber Monday 2015.
• Be safe when discovering Cyber Monday deals online - online safety.
• I answer a fan's question about non-grocery savings.
• Interview with relationships expert, Roy Biancalana from CoachingwithRoy.com - Attracting Lasting Love
• Listen as I ask Roy about these biggest Google search terms I found:
  • Get husband to fall back in love
  • Get husband to notice you
  • Get husband to be more affectionate
  
  
• I chat a bit about why I'm thankful this Thanksgiving season.
• Black Friday offer for our Enlightened Shopping coming soon!

Call the podcast hotline with your question or comment: 407-205-9250

• Stone Mountain,
• Hunger Games movie tour Atlanta,
• The Ultimate Escape Atlanta,
• Georgia Aquarium,
• Atlanta Rocks, and...
• World of Coca Cola
• MORE!!