<![CDATA[The Ballast Life]]>f462e4b6-1af9-5b0b-b9f2-9abc1b5fabb3Thu, 21 May 2026 13:18:34 +0000Captivate.fmBallast, Inc.https://artwork.captivate.fm/346781a8-631e-4d67-a00f-31f5e104ebfa/1.jpgThe Ballast LifeBallast, Inc.Ballast, Inc.Welcome to Ballast. This podcast explores smarter strategies for achieving financial confidence, clarity, and success. Hosted by the expert financial team at Ballast in Lexington, KY, we bring you insights on wealth-building, financial planning, and the art of aligning your money with your goals. Learn more at ballastplan.com From navigating life transitions like divorce or entrepreneurship to making the most of your investments, we’re here to help high-net-worth individuals and peak accumulators gain perspective and make empowered decisions. Join us for candid conversations, expert interviews, and actionable advice that transforms your financial life into one that’s as purposeful as it is prosperous. Whether you're growing wealth or looking to safeguard your legacy, Ballast delivers the tools and inspiration you need to make every dollar count. Ballast, Inc. is a registered investment adviser with the SEC. Registration with the SEC does not indicate that the adviser has achieved a particular level of skill or ability, nor is it an endorsement by the SEC. All investment strategies have the potential for profit and loss. Ballast, Inc. is not engaged in the practice of law or accounting. Always consult an attorney or tax professional regarding your specific legal or tax situation.https://ballastplan.com/falseepisodicnopodcastQuarterly Market Update with Chief Investment Officer Brian Burton and COO Andy Reynolds | BallastQuarterly Market Update with Chief Investment Officer Brian Burton and COO Andy Reynolds | BallastLearn more about Ballast: https://ballastplan.com/

Watch on YouTube: https://youtu.be/41ucIbaoGEs

Ballast, Inc. is a registered investment adviser with the SEC. Registration with the SEC does not indicate that the adviser has achieved a particular level of skill or ability, nor is it an endorsement by the SEC. All investment strategies have the potential for profit and loss. Ballast, Inc. is not engaged in the practice of law or accounting. Always consult an attorney or tax professional regarding your specific legal or tax situation.

]]>Learn more about Ballast: https://ballastplan.com/

Watch on YouTube: https://youtu.be/41ucIbaoGEs

Ballast, Inc. is a registered investment adviser with the SEC. Registration with the SEC does not indicate that the adviser has achieved a particular level of skill or ability, nor is it an endorsement by the SEC. All investment strategies have the potential for profit and loss. Ballast, Inc. is not engaged in the practice of law or accounting. Always consult an attorney or tax professional regarding your specific legal or tax situation.

]]>fb1196c6-24c0-489a-bd29-986e4a5dbf8aThu, 21 May 2026 09:00:00 -040029:38falsefull3131Protecting Your Personal DataProtecting Your Personal DataOne of my favorite clichés is “you’re only as strong as your weakest link.”

In your financial life, cash flow, retirement contributions, and spending habits are all “links” that can make or break your plan. One link in personal finance that is often overlooked is data and credit security. While technology has brought major improvements in how we protect information, it has also given cybercriminals more tools to exploit. Leaked Social Security numbers, birth dates, and login credentials can be used to impersonate individuals, open accounts, or take out loans in your name – all without your knowledge. Identity theft and fraud are no longer marginal risks; they are becoming common threats that you must mitigate.

No need to worry.

There are several steps you can take to protect yourself.

Using strong, unique passwords makes it harder for hackers to access your accounts. Enabling multi-factor authentication puts an extra layer of security between the bad guys and your data. Being cautious with suspicious links, messages, and public Wi-Fi networks helps prevent breaches. By treating data and credit security as an integral part of your financial plan, you strengthen every other link in the chain. This conscious approach to protecting your information, both today and on a recurring basis, can help safeguard your financial future.

Learn more about Ballast: https://ballastplan.com/

Ballast, Inc. is a registered investment adviser with the SEC. Registration with the SEC does not indicate that the adviser has achieved a particular level of skill or ability, nor is it an endorsement by the SEC. All investment strategies have the potential for profit and loss. Ballast, Inc. is not engaged in the practice of law or accounting. Always consult an attorney or tax professional regarding your specific legal or tax situation.

]]>One of my favorite clichés is “you’re only as strong as your weakest link.”

In your financial life, cash flow, retirement contributions, and spending habits are all “links” that can make or break your plan. One link in personal finance that is often overlooked is data and credit security. While technology has brought major improvements in how we protect information, it has also given cybercriminals more tools to exploit. Leaked Social Security numbers, birth dates, and login credentials can be used to impersonate individuals, open accounts, or take out loans in your name – all without your knowledge. Identity theft and fraud are no longer marginal risks; they are becoming common threats that you must mitigate.

No need to worry.

There are several steps you can take to protect yourself.

Using strong, unique passwords makes it harder for hackers to access your accounts. Enabling multi-factor authentication puts an extra layer of security between the bad guys and your data. Being cautious with suspicious links, messages, and public Wi-Fi networks helps prevent breaches. By treating data and credit security as an integral part of your financial plan, you strengthen every other link in the chain. This conscious approach to protecting your information, both today and on a recurring basis, can help safeguard your financial future.

Learn more about Ballast: https://ballastplan.com/

Ballast, Inc. is a registered investment adviser with the SEC. Registration with the SEC does not indicate that the adviser has achieved a particular level of skill or ability, nor is it an endorsement by the SEC. All investment strategies have the potential for profit and loss. Ballast, Inc. is not engaged in the practice of law or accounting. Always consult an attorney or tax professional regarding your specific legal or tax situation.

]]>cc9097b5-5512-4a52-bfef-a6d94bb2cbe2Wed, 29 Apr 2026 09:00:00 -040037:24falsefull3030Medicare 101 with Ballast and SilverBridge Insurance SolutionsMedicare 101 with Ballast and SilverBridge Insurance SolutionsWatch on YouTube here: https://youtu.be/spMBJuur45M

Medicare sounds simple until you're staring down a grid of plan letters and 47 unsolicited robocalls. Richard McQuerry, a Medicare specialist with 17 years in the space, gives us the the full Medicare rundown.

We cover the two main paths (Supplement vs. Advantage), what IRMAA is and why a big distribution can spike your premium for a year, Kentucky's Birthday Rule, the $2,100 Part D out-of-pocket cap, and one critical sequencing warning: going from Supplement to Advantage is easy but going back requires health underwriting and they can deny you.

Start the process 90 days before you need coverage. Get travel insurance if you go abroad. And find someone who specializes in this, not a call center running TV ads with retired athletes.

Guest: Richard McQuerry | Silver Bridge Insurance Solutions | Lexington, KY

Contact BALLAST: ballastplan.com | 859.226.0625

Ballast, Inc. is a registered investment adviser with the SEC. Registration with the SEC does not indicate that the adviser has achieved a particular level of skill or ability, nor is it an endorsement by the SEC. All investment strategies have the potential for profit and loss. Ballast, Inc. is not engaged in the practice of law or accounting. Always consult an attorney or tax professional regarding your specific legal or tax situation.

]]>Watch on YouTube here: https://youtu.be/spMBJuur45M

Medicare sounds simple until you're staring down a grid of plan letters and 47 unsolicited robocalls. Richard McQuerry, a Medicare specialist with 17 years in the space, gives us the the full Medicare rundown.

We cover the two main paths (Supplement vs. Advantage), what IRMAA is and why a big distribution can spike your premium for a year, Kentucky's Birthday Rule, the $2,100 Part D out-of-pocket cap, and one critical sequencing warning: going from Supplement to Advantage is easy but going back requires health underwriting and they can deny you.

Start the process 90 days before you need coverage. Get travel insurance if you go abroad. And find someone who specializes in this, not a call center running TV ads with retired athletes.

Guest: Richard McQuerry | Silver Bridge Insurance Solutions | Lexington, KY

Contact BALLAST: ballastplan.com | 859.226.0625

Ballast, Inc. is a registered investment adviser with the SEC. Registration with the SEC does not indicate that the adviser has achieved a particular level of skill or ability, nor is it an endorsement by the SEC. All investment strategies have the potential for profit and loss. Ballast, Inc. is not engaged in the practice of law or accounting. Always consult an attorney or tax professional regarding your specific legal or tax situation.

]]>b6e818e9-aad9-4c75-a759-724991f547faWed, 25 Mar 2026 14:00:00 -040058:40falsefull2929New Year Market Update and Insights from Ballast's John Boardman and Brian BurtonNew Year Market Update and Insights from Ballast's John Boardman and Brian BurtonWatch here: https://www.youtube.com/watch?v=Bc8UhH6pgjg

Ballast Founder and CEO (John V. Boardman, III, CFP®, CPWA®) and Chief Investment Officer, Brian Burton, CFP®, CIMA® sat down to discuss current trends in the market environment and provide insights into 2026. They cover topics such as AI, the price of gold, crypto, and more. Enjoy! And, as always, if you have any questions or would like to schedule a free consultation, reach out to us at ballastplan.com.

Want More?

Sign up for our newsletters and magazines here.


Contact

Visit ballastplan.com, call 859.226.0625, or e-mail info@ballastplan.com.


About Ballast

Ballast, an employee-owned financial planning and investment management firm based in Lexington, KY, specializes in providing tailored services to high-income earners, high-net-worth clients, and individuals/businesses with complex financial situations. Our team of fiduciaries proactively anticipates and solves your needs by taking the time to understand your goals, passions, and what truly matters to you and your legacy. Ballast is built for financial security by financial experts. You work hard every day. Let us take on some of the work for you.


Disclosure

Ballast, Inc. is a registered investment adviser with the SEC. Registration with the SEC does not indicate that the adviser has achieved a particular level of skill or ability, nor is it an endorsement by the SEC. All investment strategies have the potential for profit and loss. Ballast, Inc. is not engaged in the practice of law or accounting. Always consult an attorney or tax professional regarding your specific legal or tax situation. Any specific strategy or market/economic commentary may or may not be appropriate for your individual situation, may not have discussed all material implications of implementing said strategy, and may be reliant on data provided by outside resources. Before implementing any strategy or investment decision discussed in a Ballast commentary, please consult with the appropriate professionals to confirm the thoroughness of the strategy presented and its appropriateness for your individual situation.

]]>Watch here: https://www.youtube.com/watch?v=Bc8UhH6pgjg

Ballast Founder and CEO (John V. Boardman, III, CFP®, CPWA®) and Chief Investment Officer, Brian Burton, CFP®, CIMA® sat down to discuss current trends in the market environment and provide insights into 2026. They cover topics such as AI, the price of gold, crypto, and more. Enjoy! And, as always, if you have any questions or would like to schedule a free consultation, reach out to us at ballastplan.com.

Want More?

Sign up for our newsletters and magazines here.


Contact

Visit ballastplan.com, call 859.226.0625, or e-mail info@ballastplan.com.


About Ballast

Ballast, an employee-owned financial planning and investment management firm based in Lexington, KY, specializes in providing tailored services to high-income earners, high-net-worth clients, and individuals/businesses with complex financial situations. Our team of fiduciaries proactively anticipates and solves your needs by taking the time to understand your goals, passions, and what truly matters to you and your legacy. Ballast is built for financial security by financial experts. You work hard every day. Let us take on some of the work for you.


Disclosure

Ballast, Inc. is a registered investment adviser with the SEC. Registration with the SEC does not indicate that the adviser has achieved a particular level of skill or ability, nor is it an endorsement by the SEC. All investment strategies have the potential for profit and loss. Ballast, Inc. is not engaged in the practice of law or accounting. Always consult an attorney or tax professional regarding your specific legal or tax situation. Any specific strategy or market/economic commentary may or may not be appropriate for your individual situation, may not have discussed all material implications of implementing said strategy, and may be reliant on data provided by outside resources. Before implementing any strategy or investment decision discussed in a Ballast commentary, please consult with the appropriate professionals to confirm the thoroughness of the strategy presented and its appropriateness for your individual situation.

]]>c1a64a5a-8edd-429f-a203-7ce0126173d0Wed, 18 Feb 2026 10:30:00 -040028:55falsefull2828Should I Consider a Trust?Should I Consider a Trust?Watch here: https://youtu.be/4YUzcPZimTg

Trusts can be powerful tools for families across the financial spectrum to protect and manage assets, care for loved ones, and potentially realize generational tax savings. They can also provide privacy by avoiding public probate, and customized asset distribution, such as for health, education, maintenance, and support.

For those with minor children, a trust can help ensure financial security for the next generation by appointing a trustee to oversee funds until the children reach a designated age when the assets would go to them outright. For spendthrift children, trusts can restrict distributions, protecting assets from reckless spending and/or creditors while offering structured support. Special needs trusts can provide support for disabled family members without jeopardizing government benefits.

For high-net-worth families, trusts can aid in planning for the estate tax. Transferring assets to an irrevocable trust, for instance, can reduce the value of the taxable estate, potentially saving substantial taxes.

Charitable trusts, like Charitable Remainder Annuity Trusts (CRATs) or Charitable Remainder Unitrusts (CRUTs), can provide an immediate tax deduction, income to you or beneficiaries for a term, with the remainder going to a chosen charity.

While trusts do involve drafting fees and often ongoing administrative costs, they can offer personalized solutions to intricate problems and complex family dynamics.

Read/learn more or connect with a Ballast Advisor at ballastplan.com/connect

Want More?

Sign up for our newsletters and magazines here.


Contact

Visit ballastplan.com, call 859.226.0625, or e-mail info@ballastplan.com.


About Ballast

Ballast, an employee-owned financial planning and investment management firm based in Lexington, KY, specializes in providing tailored services to high-income earners, high-net-worth clients, and individuals/businesses with complex financial situations. Our team of fiduciaries proactively anticipates and solves your needs by taking the time to understand your goals, passions, and what truly matters to you and your legacy. Ballast is built for financial security by financial experts. You work hard every day. Let us take on some of the work for you.


Disclosure

Ballast, Inc. is a registered investment adviser with the SEC. Registration with the SEC does not indicate that the adviser has achieved a particular level of skill or ability, nor is it an endorsement by the SEC. All investment strategies have the potential for profit and loss. Ballast, Inc. is not engaged in the practice of law or accounting. Always consult an attorney or tax professional regarding your specific legal or tax situation. Any specific strategy or market/economic commentary may or may not be appropriate for your individual situation, may not have discussed all material implications of implementing said strategy, and may be reliant on data provided by outside resources. Before implementing any strategy or investment decision discussed in a Ballast commentary, please consult with the appropriate professionals to confirm the thoroughness of the strategy presented and its appropriateness for your individual situation.

]]>Watch here: https://youtu.be/4YUzcPZimTg

Trusts can be powerful tools for families across the financial spectrum to protect and manage assets, care for loved ones, and potentially realize generational tax savings. They can also provide privacy by avoiding public probate, and customized asset distribution, such as for health, education, maintenance, and support.

For those with minor children, a trust can help ensure financial security for the next generation by appointing a trustee to oversee funds until the children reach a designated age when the assets would go to them outright. For spendthrift children, trusts can restrict distributions, protecting assets from reckless spending and/or creditors while offering structured support. Special needs trusts can provide support for disabled family members without jeopardizing government benefits.

For high-net-worth families, trusts can aid in planning for the estate tax. Transferring assets to an irrevocable trust, for instance, can reduce the value of the taxable estate, potentially saving substantial taxes.

Charitable trusts, like Charitable Remainder Annuity Trusts (CRATs) or Charitable Remainder Unitrusts (CRUTs), can provide an immediate tax deduction, income to you or beneficiaries for a term, with the remainder going to a chosen charity.

While trusts do involve drafting fees and often ongoing administrative costs, they can offer personalized solutions to intricate problems and complex family dynamics.

Read/learn more or connect with a Ballast Advisor at ballastplan.com/connect

Want More?

Sign up for our newsletters and magazines here.


Contact

Visit ballastplan.com, call 859.226.0625, or e-mail info@ballastplan.com.


About Ballast

Ballast, an employee-owned financial planning and investment management firm based in Lexington, KY, specializes in providing tailored services to high-income earners, high-net-worth clients, and individuals/businesses with complex financial situations. Our team of fiduciaries proactively anticipates and solves your needs by taking the time to understand your goals, passions, and what truly matters to you and your legacy. Ballast is built for financial security by financial experts. You work hard every day. Let us take on some of the work for you.


Disclosure

Ballast, Inc. is a registered investment adviser with the SEC. Registration with the SEC does not indicate that the adviser has achieved a particular level of skill or ability, nor is it an endorsement by the SEC. All investment strategies have the potential for profit and loss. Ballast, Inc. is not engaged in the practice of law or accounting. Always consult an attorney or tax professional regarding your specific legal or tax situation. Any specific strategy or market/economic commentary may or may not be appropriate for your individual situation, may not have discussed all material implications of implementing said strategy, and may be reliant on data provided by outside resources. Before implementing any strategy or investment decision discussed in a Ballast commentary, please consult with the appropriate professionals to confirm the thoroughness of the strategy presented and its appropriateness for your individual situation.

]]>07601589-4432-4495-8c97-e94469edfec8Wed, 10 Dec 2025 09:00:00 -040025:25falsefull2727Personal Budgeting for Business OwnersPersonal Budgeting for Business OwnersWant More?

Sign up for our newsletters and magazines here.


Contact

Visit ballastplan.com, call 859.226.0625, or e-mail info@ballastplan.com.


About Ballast

Ballast, an employee-owned financial planning and investment management firm based in Lexington, KY, specializes in providing tailored services to high-income earners, high-net-worth clients, and individuals/businesses with complex financial situations. Our team of fiduciaries proactively anticipates and solves your needs by taking the time to understand your goals, passions, and what truly matters to you and your legacy. Ballast is built for financial security by financial experts. You work hard every day. Let us take on some of the work for you.


Disclosure

Ballast, Inc. is a registered investment adviser with the SEC. Registration with the SEC does not indicate that the adviser has achieved a particular level of skill or ability, nor is it an endorsement by the SEC. All investment strategies have the potential for profit and loss. Ballast, Inc. is not engaged in the practice of law or accounting. Always consult an attorney or tax professional regarding your specific legal or tax situation. Any specific strategy or market/economic commentary may or may not be appropriate for your individual situation, may not have discussed all material implications of implementing said strategy, and may be reliant on data provided by outside resources. Before implementing any strategy or investment decision discussed in a Ballast commentary, please consult with the appropriate professionals to confirm the thoroughness of the strategy presented and its appropriateness for your individual situation.

]]>Want More?

Sign up for our newsletters and magazines here.


Contact

Visit ballastplan.com, call 859.226.0625, or e-mail info@ballastplan.com.


About Ballast

Ballast, an employee-owned financial planning and investment management firm based in Lexington, KY, specializes in providing tailored services to high-income earners, high-net-worth clients, and individuals/businesses with complex financial situations. Our team of fiduciaries proactively anticipates and solves your needs by taking the time to understand your goals, passions, and what truly matters to you and your legacy. Ballast is built for financial security by financial experts. You work hard every day. Let us take on some of the work for you.


Disclosure

Ballast, Inc. is a registered investment adviser with the SEC. Registration with the SEC does not indicate that the adviser has achieved a particular level of skill or ability, nor is it an endorsement by the SEC. All investment strategies have the potential for profit and loss. Ballast, Inc. is not engaged in the practice of law or accounting. Always consult an attorney or tax professional regarding your specific legal or tax situation. Any specific strategy or market/economic commentary may or may not be appropriate for your individual situation, may not have discussed all material implications of implementing said strategy, and may be reliant on data provided by outside resources. Before implementing any strategy or investment decision discussed in a Ballast commentary, please consult with the appropriate professionals to confirm the thoroughness of the strategy presented and its appropriateness for your individual situation.

]]>037cbf8c-7e49-4307-b2f5-0a37fe50e75bWed, 19 Nov 2025 09:00:00 -040030:15falsefull2626Market Update with Ballast | Fall 2025Market Update with Ballast | Fall 2025Watch here: https://youtu.be/npmcbn7jbJU

Want More?

Sign up for our newsletters and magazines here.


Contact

Visit ballastplan.com, call 859.226.0625, or e-mail info@ballastplan.com.


About Ballast

Ballast, an employee-owned financial planning and investment management firm based in Lexington, KY, specializes in providing tailored services to high-income earners, high-net-worth clients, and individuals/businesses with complex financial situations. Our team of fiduciaries proactively anticipates and solves your needs by taking the time to understand your goals, passions, and what truly matters to you and your legacy. Ballast is built for financial security by financial experts. You work hard every day. Let us take on some of the work for you.


Disclosure

Ballast, Inc. is a registered investment adviser with the SEC. Registration with the SEC does not indicate that the adviser has achieved a particular level of skill or ability, nor is it an endorsement by the SEC. All investment strategies have the potential for profit and loss. Ballast, Inc. is not engaged in the practice of law or accounting. Always consult an attorney or tax professional regarding your specific legal or tax situation. Any specific strategy or market/economic commentary may or may not be appropriate for your individual situation, may not have discussed all material implications of implementing said strategy, and may be reliant on data provided by outside resources. Before implementing any strategy or investment decision discussed in a Ballast commentary, please consult with the appropriate professionals to confirm the thoroughness of the strategy presented and its appropriateness for your individual situation.

]]>Watch here: https://youtu.be/npmcbn7jbJU

Want More?

Sign up for our newsletters and magazines here.


Contact

Visit ballastplan.com, call 859.226.0625, or e-mail info@ballastplan.com.


About Ballast

Ballast, an employee-owned financial planning and investment management firm based in Lexington, KY, specializes in providing tailored services to high-income earners, high-net-worth clients, and individuals/businesses with complex financial situations. Our team of fiduciaries proactively anticipates and solves your needs by taking the time to understand your goals, passions, and what truly matters to you and your legacy. Ballast is built for financial security by financial experts. You work hard every day. Let us take on some of the work for you.


Disclosure

Ballast, Inc. is a registered investment adviser with the SEC. Registration with the SEC does not indicate that the adviser has achieved a particular level of skill or ability, nor is it an endorsement by the SEC. All investment strategies have the potential for profit and loss. Ballast, Inc. is not engaged in the practice of law or accounting. Always consult an attorney or tax professional regarding your specific legal or tax situation. Any specific strategy or market/economic commentary may or may not be appropriate for your individual situation, may not have discussed all material implications of implementing said strategy, and may be reliant on data provided by outside resources. Before implementing any strategy or investment decision discussed in a Ballast commentary, please consult with the appropriate professionals to confirm the thoroughness of the strategy presented and its appropriateness for your individual situation.

]]>71fd2b57-99bf-4a7d-903c-2763b5694763Sat, 11 Oct 2025 09:00:00 -040034:39falsefull2525Tax Optimization of Charitable GivingTax Optimization of Charitable GivingMake a bigger impact with your charitable giving with smarter planning, not just giving more. Discover how to get the most out of your donations for the causes you care about and your long-term tax plan. Ideal for those who want to balance generosity with financial planning.

Watch Webinar: https://youtu.be/m9GS_MNwGDg

Connect with Ballast: ballastplan.com

Want More?

Sign up for our newsletters and magazines here.


Contact

Visit ballastplan.com, call 859.226.0625, or e-mail info@ballastplan.com.


About Ballast

Ballast, an employee-owned financial planning and investment management firm based in Lexington, KY, specializes in providing tailored services to high-income earners, high-net-worth clients, and individuals/businesses with complex financial situations. Our team of fiduciaries proactively anticipates and solves your needs by taking the time to understand your goals, passions, and what truly matters to you and your legacy. Ballast is built for financial security by financial experts. You work hard every day. Let us take on some of the work for you.


Disclosure

Ballast, Inc. is a registered investment adviser with the SEC. Registration with the SEC does not indicate that the adviser has achieved a particular level of skill or ability, nor is it an endorsement by the SEC. All investment strategies have the potential for profit and loss. Ballast, Inc. is not engaged in the practice of law or accounting. Always consult an attorney or tax professional regarding your specific legal or tax situation. Any specific strategy or market/economic commentary may or may not be appropriate for your individual situation, may not have discussed all material implications of implementing said strategy, and may be reliant on data provided by outside resources. Before implementing any strategy or investment decision discussed in a Ballast commentary, please consult with the appropriate professionals to confirm the thoroughness of the strategy presented and its appropriateness for your individual situation.

]]>Make a bigger impact with your charitable giving with smarter planning, not just giving more. Discover how to get the most out of your donations for the causes you care about and your long-term tax plan. Ideal for those who want to balance generosity with financial planning.

Watch Webinar: https://youtu.be/m9GS_MNwGDg

Connect with Ballast: ballastplan.com

Want More?

Sign up for our newsletters and magazines here.


Contact

Visit ballastplan.com, call 859.226.0625, or e-mail info@ballastplan.com.


About Ballast

Ballast, an employee-owned financial planning and investment management firm based in Lexington, KY, specializes in providing tailored services to high-income earners, high-net-worth clients, and individuals/businesses with complex financial situations. Our team of fiduciaries proactively anticipates and solves your needs by taking the time to understand your goals, passions, and what truly matters to you and your legacy. Ballast is built for financial security by financial experts. You work hard every day. Let us take on some of the work for you.


Disclosure

Ballast, Inc. is a registered investment adviser with the SEC. Registration with the SEC does not indicate that the adviser has achieved a particular level of skill or ability, nor is it an endorsement by the SEC. All investment strategies have the potential for profit and loss. Ballast, Inc. is not engaged in the practice of law or accounting. Always consult an attorney or tax professional regarding your specific legal or tax situation. Any specific strategy or market/economic commentary may or may not be appropriate for your individual situation, may not have discussed all material implications of implementing said strategy, and may be reliant on data provided by outside resources. Before implementing any strategy or investment decision discussed in a Ballast commentary, please consult with the appropriate professionals to confirm the thoroughness of the strategy presented and its appropriateness for your individual situation.

]]>be55af59-870b-42be-937b-c86413e95e58Wed, 17 Sep 2025 09:00:00 -040025:53falsefull24242024 Year-End Financial Insights: Markets, Taxes, AI & Election Impact from Ballast Advisors2024 Year-End Financial Insights: Markets, Taxes, AI & Election Impact from Ballast AdvisorsAs we wrap up 2024, Ballast is here to provide clarity on the major financial themes shaping this year and what they could mean for the future.

Watch on YouTube: https://youtu.be/zoMJv1O3fUg

This year-end review offers insights into:

00:00:00 🎬 Begin

00:00:38 1️⃣ Markets since COVID: How far we’ve come and what’s ahead.

00:08:23 2️⃣ Historical Valuations: Lessons from the past to guide the future.

00:24:23 3️⃣ The Federal Reserve and Rates: Interest rates and their implications for investors.

00:31:08 4️⃣ Tax reform updates: How changes could impact your financial planning.

00:38:34 5️⃣ U.S. debt: Understanding its growing role in economic stability.

00:49:59 6️⃣ Tariffs and global trade: Navigating the complexities of international markets.

00:55:40 7️⃣ Artificial Intelligence: How AI is transforming industries and portfolios.

01:06:27 📝 Recap and how to connect with our team.

At Ballast, we’re dedicated to helping you stay informed and prepared. Together, let’s face the challenges and opportunities of the new year with confidence.

🔔 Subscribe to our channel for more insights and updates. Don’t forget to like, share, and hit the notification bell to stay connected!


#BallastYearEndReview #FinancialInsights2024 #Markets #TaxReform #USDebt #InterestRates #ArtificialIntelligenceLearn


At Ballast, we specialize in personalized financial planning tailored to your unique goals. Whether you’re looking to grow your wealth, navigate tax changes, or better understand market trends, we’re here to help you build a solid financial foundation.


Ready to take control of your financial future?

👉 Visit our website at https://ballastplan.com/get-started/ to learn more about our services.

📅 Book a free consultation today and let’s discuss how we can help you achieve your goals.

Contact Ballast:

Web: https://ballastplan.com/

Phone: 859.226.0625

IG:  @Ballast_Inc 

Email: info@ballastplan.com


Ballast is located in Lexington, Kentucky but serves clients nationwide.


Ballast, Inc. is a registered investment adviser with the SEC. Registration with the SEC does not indicate that the adviser has achieved a particular level of skill or ability, nor is it an endorsement by the SEC. All investment strategies have the potential for profit and loss. Ballast, Inc. is not engaged in the practice of law or accounting. Always consult an attorney or tax professional regarding your specific legal or tax situation.

]]>As we wrap up 2024, Ballast is here to provide clarity on the major financial themes shaping this year and what they could mean for the future.

Watch on YouTube: https://youtu.be/zoMJv1O3fUg

This year-end review offers insights into:

00:00:00 🎬 Begin

00:00:38 1️⃣ Markets since COVID: How far we’ve come and what’s ahead.

00:08:23 2️⃣ Historical Valuations: Lessons from the past to guide the future.

00:24:23 3️⃣ The Federal Reserve and Rates: Interest rates and their implications for investors.

00:31:08 4️⃣ Tax reform updates: How changes could impact your financial planning.

00:38:34 5️⃣ U.S. debt: Understanding its growing role in economic stability.

00:49:59 6️⃣ Tariffs and global trade: Navigating the complexities of international markets.

00:55:40 7️⃣ Artificial Intelligence: How AI is transforming industries and portfolios.

01:06:27 📝 Recap and how to connect with our team.

At Ballast, we’re dedicated to helping you stay informed and prepared. Together, let’s face the challenges and opportunities of the new year with confidence.

🔔 Subscribe to our channel for more insights and updates. Don’t forget to like, share, and hit the notification bell to stay connected!


#BallastYearEndReview #FinancialInsights2024 #Markets #TaxReform #USDebt #InterestRates #ArtificialIntelligenceLearn


At Ballast, we specialize in personalized financial planning tailored to your unique goals. Whether you’re looking to grow your wealth, navigate tax changes, or better understand market trends, we’re here to help you build a solid financial foundation.


Ready to take control of your financial future?

👉 Visit our website at https://ballastplan.com/get-started/ to learn more about our services.

📅 Book a free consultation today and let’s discuss how we can help you achieve your goals.

Contact Ballast:

Web: https://ballastplan.com/

Phone: 859.226.0625

IG:  @Ballast_Inc 

Email: info@ballastplan.com


Ballast is located in Lexington, Kentucky but serves clients nationwide.


Ballast, Inc. is a registered investment adviser with the SEC. Registration with the SEC does not indicate that the adviser has achieved a particular level of skill or ability, nor is it an endorsement by the SEC. All investment strategies have the potential for profit and loss. Ballast, Inc. is not engaged in the practice of law or accounting. Always consult an attorney or tax professional regarding your specific legal or tax situation.

]]>a605f752-05cb-479b-98ff-7d5efc594295Fri, 13 Dec 2024 09:00:00 -040001:10:34falsefull2323For Business Owners & Those That Aspire to Sell Their BusinessFor Business Owners & Those That Aspire to Sell Their BusinessDid you know: that 75% of business owners regret selling their business within a year? 😱 Don't let that be you.

At Ballast, we help business owners plan their next move with confidence. From maximizing the value of your sale to crafting a fulfilling post-sale life, we’ve got you covered.

👉 Visit ballastplan.com/business to:

✨ Download our free whitepaper on exit strategies

🎥 Watch a full-length video with expert tips

✅ Start planning for your best exit yet


#BusinessOwner #ExitPlanning #BusinessStrategy #FulfillmentAfterExit #FinancialPlanningLearn


Learn more about Ballast: https://ballastplan.com/


Ballast, Inc. is a registered investment adviser with the SEC. Registration with the SEC does not indicate that the adviser has achieved a particular level of skill or ability, nor is it an endorsement by the SEC. All investment strategies have the potential for profit and loss. Ballast, Inc. is not engaged in the practice of law or accounting. Always consult an attorney or tax professional regarding your specific legal or tax situation.

]]>Did you know: that 75% of business owners regret selling their business within a year? 😱 Don't let that be you.

At Ballast, we help business owners plan their next move with confidence. From maximizing the value of your sale to crafting a fulfilling post-sale life, we’ve got you covered.

👉 Visit ballastplan.com/business to:

✨ Download our free whitepaper on exit strategies

🎥 Watch a full-length video with expert tips

✅ Start planning for your best exit yet


#BusinessOwner #ExitPlanning #BusinessStrategy #FulfillmentAfterExit #FinancialPlanningLearn


Learn more about Ballast: https://ballastplan.com/


Ballast, Inc. is a registered investment adviser with the SEC. Registration with the SEC does not indicate that the adviser has achieved a particular level of skill or ability, nor is it an endorsement by the SEC. All investment strategies have the potential for profit and loss. Ballast, Inc. is not engaged in the practice of law or accounting. Always consult an attorney or tax professional regarding your specific legal or tax situation.

]]>f32b52da-457b-4467-9572-6a1f69d64652Fri, 22 Nov 2024 09:00:00 -040025:58falsefull2222What to Consider Before, During, and After a DivorceWhat to Consider Before, During, and After a DivorceGoing through a divorce can be one of the most challenging times in life, especially for high-net-worth individuals or those with a variety of assets and complications. In this video, Ballast CEO John Boardman, and COO Andy Reynolds share expert advice on the crucial financial steps you need to take before, during, and after a divorce. Learn about the importance of updating beneficiaries, selecting the right legal and financial team, understanding tax implications, and more. Whether you’re preparing for a divorce or navigating its aftermath, this video provides valuable insights to help protect your wealth and secure your financial future.

]]>Going through a divorce can be one of the most challenging times in life, especially for high-net-worth individuals or those with a variety of assets and complications. In this video, Ballast CEO John Boardman, and COO Andy Reynolds share expert advice on the crucial financial steps you need to take before, during, and after a divorce. Learn about the importance of updating beneficiaries, selecting the right legal and financial team, understanding tax implications, and more. Whether you’re preparing for a divorce or navigating its aftermath, this video provides valuable insights to help protect your wealth and secure your financial future.

]]>481e7945-e5bc-44d1-8a6d-e2dca7d5779fThu, 29 Aug 2024 09:00:00 -040027:34falsefull2121Directed Corporate Trustees - An Option for Trust Beneficiaries - Ballast & Cumberland TrustDirected Corporate Trustees - An Option for Trust Beneficiaries - Ballast & Cumberland TrustAs pensions have largely been eliminated within the private sector, generational wealth accumulation continues to be a phenomenon impacting more and more families.  Whether it be an accumulation from retirement assets, a business sale, or family generational wealth, a large amount of assets has been passed from one generation to the next.  Over the next twenty years, a projected $90 TRILLION ($90,000,000,000,000!!) of assets will move within generations.

Historically, Corporate Trustees have been largely associated with ultra-high net worth, young children, and special needs situations.  However, as wealth transfers have become more significant to a greater number of families, Corporate Trustees have become more popular again.

Directed Trusteeship, where the Corporate Trustee separates the Fiduciary role with other professionals – Investment Advisors, CPAs, Real Estate Professionals, etc. – is a model that has gained in popularity over the past one or two decades.  With a bifurcated relationship, no longer is a beneficiary required to work with a Bank/Trust company who requires the beneficiary to utilize the organization in all aspects of the Fiduciary roles.  It is believed that this bifurcation allows beneficiaries to utilize best-in-class roles for each service, rather than a bundle model.  It also helps provide greater checks-and-balances to each service provider.

Above is an introductory conversation with Michelle Diamond, an early partner with Cumberland Trust located in Nashville, TN.  In this video, we discuss the Directed Trust model and the popularity of a more flexible option for beneficiaries.  We would encourage anyone who is considering wealth transfers, generational planning, or asset oversight for the next generation to watch this video.

As always, we are here to be a resource to our clients regarding all aspects of their financial life.  Please do not hesitate to reach out to us regarding Trustees, estate planning, or any questions about generational wealth.

About Ballast

We help you optimize the way you accumulate, spend, and give your money. As your life evolves, so do our recommendations. We are here to guide you with expert financial advice that encompasses all aspects of your life. With a foundation rooted in a thorough understanding of your desires, goals, and preferences, we provide you with the leadership, proactivity, and stewardship you need to optimize your financial future.

We take pride in bringing solutions to challenging situations and providing comfort in the unknown.


Andy Reynolds, CFP®, CEPA®, MBA

PARTNER, COO

andy@ballastplan.com

Born and raised in Columbus, Indiana, Andy grew up in a family who believed in two fundamentals: give to others and be the best version of yourself. He and his wife, Laura, have since gone on to instill those values in their children, Harper, Emma Kate, Caroline, and Mack. Whether it is family, clients, or colleagues, Andy’s greatest sense of achievement is in helping others reach their goals and desires.


Andy earned a Bachelor of Science degree from Centre College and a Master of Business Administration (MBA) from the University of Kentucky. He then earned his CFP® (CERTIFIED FINANCIAL PLANNER practitioner) a few years later.


As a Certified Exit Planning Advisor (CEPA®), Andy helps business owners plan for their future by advising on their business growth/exit strategies, personal financial planning, and personal life planning outside of their business. The intentional pursuit of improvement in all three of these areas has helped business owners live a more fruitful and fulfilled life.


Giving back to the community is one of Andy’s passions. He has served in several volunteer roles, including the: University of Kentucky’s MBA Advisory Council Committee, Board Chair and Investment Committee Chair of the Blue Grass Community Foundation, Life Plan of Kentucky Board, President of the Bluegrass Estate Planning Council, and OperaLex Board.



Cumberland Trust was founded in Nashville in 2001 as a better alternative to traditional fiduciaries for trust clients and their advisors. We work alongside our clients and professional advisors to provide exceptional trust and estate administration and attentive support.


Michelle Diamond at Cumberland Trust

Specialty: Business Development, Executive Management Location: Nashville

Michelle Diamond is Chief Development Officer. She joined the Cumberland Trust team in 2001, at the firm’s founding. At Cumberland’s start, Michelle, a Trust Officer, helped to establish the open architecture platform that focuses on helping families and forming partnerships with advisors. Early on, she developed the Special Needs Trust group, serving the needs of client family members with disabilities. As Cumberland Trust grew, Michelle developed the blueprint for expansion into regional markets and she worked to open our nine regional offices. Currently, Michelle manages the business development team, who work in Cumberland Trust’s headquarters and in each of its regional offices. She is responsible for overseeing the development team and its new trust opportunities.


Prior to joining Cumberland Trust, she was a Trust Officer at First Tennessee providing account and administration support to families in the areas of personal trust, employee benefits, and investment management.


Michelle holds a B.A. in Business Administration from Hanover College in Hanover, Indiana. She was awarded the Certified Trust and Financial Advisor Designation (CTFA) and is a graduate of Cannon Trust School, through Cannon Financial Institute.


Michelle is a regular speaker for industry-related events nationwide, and she has been published in The Tennessean.


Learn more about Ballast: https://ballastplan.com/

Learn more about Cumberland Trust: https://cumberlandtrust.com/



Ballast, Inc. is a registered investment adviser with the SEC. Registration with the SEC does not indicate that the adviser has achieved a particular level of skill or ability, nor is it an endorsement by the SEC. All investment strategies have the potential for profit and loss. Ballast, Inc. is not engaged in the practice of law or accounting. Always consult an attorney or tax professional regarding your specific legal or tax situation.

]]>As pensions have largely been eliminated within the private sector, generational wealth accumulation continues to be a phenomenon impacting more and more families.  Whether it be an accumulation from retirement assets, a business sale, or family generational wealth, a large amount of assets has been passed from one generation to the next.  Over the next twenty years, a projected $90 TRILLION ($90,000,000,000,000!!) of assets will move within generations.

Historically, Corporate Trustees have been largely associated with ultra-high net worth, young children, and special needs situations.  However, as wealth transfers have become more significant to a greater number of families, Corporate Trustees have become more popular again.

Directed Trusteeship, where the Corporate Trustee separates the Fiduciary role with other professionals – Investment Advisors, CPAs, Real Estate Professionals, etc. – is a model that has gained in popularity over the past one or two decades.  With a bifurcated relationship, no longer is a beneficiary required to work with a Bank/Trust company who requires the beneficiary to utilize the organization in all aspects of the Fiduciary roles.  It is believed that this bifurcation allows beneficiaries to utilize best-in-class roles for each service, rather than a bundle model.  It also helps provide greater checks-and-balances to each service provider.

Above is an introductory conversation with Michelle Diamond, an early partner with Cumberland Trust located in Nashville, TN.  In this video, we discuss the Directed Trust model and the popularity of a more flexible option for beneficiaries.  We would encourage anyone who is considering wealth transfers, generational planning, or asset oversight for the next generation to watch this video.

As always, we are here to be a resource to our clients regarding all aspects of their financial life.  Please do not hesitate to reach out to us regarding Trustees, estate planning, or any questions about generational wealth.

About Ballast

We help you optimize the way you accumulate, spend, and give your money. As your life evolves, so do our recommendations. We are here to guide you with expert financial advice that encompasses all aspects of your life. With a foundation rooted in a thorough understanding of your desires, goals, and preferences, we provide you with the leadership, proactivity, and stewardship you need to optimize your financial future.

We take pride in bringing solutions to challenging situations and providing comfort in the unknown.


Andy Reynolds, CFP®, CEPA®, MBA

PARTNER, COO

andy@ballastplan.com

Born and raised in Columbus, Indiana, Andy grew up in a family who believed in two fundamentals: give to others and be the best version of yourself. He and his wife, Laura, have since gone on to instill those values in their children, Harper, Emma Kate, Caroline, and Mack. Whether it is family, clients, or colleagues, Andy’s greatest sense of achievement is in helping others reach their goals and desires.


Andy earned a Bachelor of Science degree from Centre College and a Master of Business Administration (MBA) from the University of Kentucky. He then earned his CFP® (CERTIFIED FINANCIAL PLANNER practitioner) a few years later.


As a Certified Exit Planning Advisor (CEPA®), Andy helps business owners plan for their future by advising on their business growth/exit strategies, personal financial planning, and personal life planning outside of their business. The intentional pursuit of improvement in all three of these areas has helped business owners live a more fruitful and fulfilled life.


Giving back to the community is one of Andy’s passions. He has served in several volunteer roles, including the: University of Kentucky’s MBA Advisory Council Committee, Board Chair and Investment Committee Chair of the Blue Grass Community Foundation, Life Plan of Kentucky Board, President of the Bluegrass Estate Planning Council, and OperaLex Board.



Cumberland Trust was founded in Nashville in 2001 as a better alternative to traditional fiduciaries for trust clients and their advisors. We work alongside our clients and professional advisors to provide exceptional trust and estate administration and attentive support.


Michelle Diamond at Cumberland Trust

Specialty: Business Development, Executive Management Location: Nashville

Michelle Diamond is Chief Development Officer. She joined the Cumberland Trust team in 2001, at the firm’s founding. At Cumberland’s start, Michelle, a Trust Officer, helped to establish the open architecture platform that focuses on helping families and forming partnerships with advisors. Early on, she developed the Special Needs Trust group, serving the needs of client family members with disabilities. As Cumberland Trust grew, Michelle developed the blueprint for expansion into regional markets and she worked to open our nine regional offices. Currently, Michelle manages the business development team, who work in Cumberland Trust’s headquarters and in each of its regional offices. She is responsible for overseeing the development team and its new trust opportunities.


Prior to joining Cumberland Trust, she was a Trust Officer at First Tennessee providing account and administration support to families in the areas of personal trust, employee benefits, and investment management.


Michelle holds a B.A. in Business Administration from Hanover College in Hanover, Indiana. She was awarded the Certified Trust and Financial Advisor Designation (CTFA) and is a graduate of Cannon Trust School, through Cannon Financial Institute.


Michelle is a regular speaker for industry-related events nationwide, and she has been published in The Tennessean.


Learn more about Ballast: https://ballastplan.com/

Learn more about Cumberland Trust: https://cumberlandtrust.com/



Ballast, Inc. is a registered investment adviser with the SEC. Registration with the SEC does not indicate that the adviser has achieved a particular level of skill or ability, nor is it an endorsement by the SEC. All investment strategies have the potential for profit and loss. Ballast, Inc. is not engaged in the practice of law or accounting. Always consult an attorney or tax professional regarding your specific legal or tax situation.

]]>93f50914-fb75-40fd-b712-96cf3c18777dWed, 17 Apr 2024 09:00:00 -040027:17falsefull2020Business Owners - Buying, Selling, and Prepping Your Business for Success and Life After SellBusiness Owners - Buying, Selling, and Prepping Your Business for Success and Life After SellWe recently invited local business owners to Ballast for a discussion on topics important to them. This is the video from our meeting.

Topics Include:

  • What makes businesses attractive to buyers?
  • What is the current state of the private equity market?
  • How to separate finances between business and personal?
  • How should owners prepare now for life after they sell?
  • What are the options for internal transitions vs. external business sales?

Speakers:

  • John V. Boardman, Ballast
  • Andy Reynolds, Ballast
  • Andy Demoss, RFH CPAs and Consultants
  • Tyler Garrett, Benchmark International

https://ballastplan.com/ballast-business-owners-forum/

]]>We recently invited local business owners to Ballast for a discussion on topics important to them. This is the video from our meeting.

Topics Include:

  • What makes businesses attractive to buyers?
  • What is the current state of the private equity market?
  • How to separate finances between business and personal?
  • How should owners prepare now for life after they sell?
  • What are the options for internal transitions vs. external business sales?

Speakers:

  • John V. Boardman, Ballast
  • Andy Reynolds, Ballast
  • Andy Demoss, RFH CPAs and Consultants
  • Tyler Garrett, Benchmark International

https://ballastplan.com/ballast-business-owners-forum/

]]>1062d9cc-05bd-42f3-a43e-0f4e5f2db5fdFri, 12 Apr 2024 09:00:00 -040056:58falsefull1919Ballast Market Update - Q1 2024Ballast Market Update - Q1 2024Cameron Hamilton, John Boardman, and Andy Reynolds discuss the market environment, trends, and more in this beginning-of-the-year update.

]]>Cameron Hamilton, John Boardman, and Andy Reynolds discuss the market environment, trends, and more in this beginning-of-the-year update.

]]>6699d58f-71d8-4642-9f5a-e1b57fc0904eWed, 28 Feb 2024 09:00:00 -040022:24falsefull18182022 Market Recap and 2023 Outlook2022 Market Recap and 2023 OutlookTo kick off the new year, John Boardman (CEO, Founder) and Andy Reynolds (COO, Partner) sat down to recap the economic environment in 2022 and discuss the 2023 outlook.

Topics include:

  • Recent economic data and performance
  • The 1% of market volatility on trading days
  • Market fundaments and the role of the Fed
  • Inflation and housing
  • Consumer behaviors and spending
  • Are we in or heading toward a recession?
  • A disciplined financial plan

 

Watch on YouTube here: https://youtu.be/GC5t2s2V368

Watch other Market Reports here: https://ballastplan.com/ballast-live/

 

]]>To kick off the new year, John Boardman (CEO, Founder) and Andy Reynolds (COO, Partner) sat down to recap the economic environment in 2022 and discuss the 2023 outlook.

Topics include:

  • Recent economic data and performance
  • The 1% of market volatility on trading days
  • Market fundaments and the role of the Fed
  • Inflation and housing
  • Consumer behaviors and spending
  • Are we in or heading toward a recession?
  • A disciplined financial plan

 

Watch on YouTube here: https://youtu.be/GC5t2s2V368

Watch other Market Reports here: https://ballastplan.com/ballast-live/

 

]]>f058e07c-476b-4133-8f0d-01ad3f36f1ceFri, 27 Jan 2023 09:00:00 -040014:37falsefull1717Episode 16: June 2022 Market Report with John Boardman and Andy ReynoldsEpisode 16: June 2022 Market Report with John Boardman and Andy ReynoldsListen as John Boardman (Founder and CEO of Ballast) and Andy Reynolds (COO and Partner of Ballast) discuss the current market environment. Additionally, John and Andy consider a few common questions and share their thoughts on the cyclical market, inflation, portfolio management, raised rates, and economic outlook.

John V. Boardman, III, CFP®

FOUNDER / CEO / FINANCIAL ADVOCATE

Andy Reynolds, CFP®, MBA

PARTNER / COO / FINANCIAL ADVOCATE

If you have any questions, please reach out to us:

859-226-0625 or info@ballastplan.com.


Learn more about Ballast: https://ballastplan.com/


Ballast, Inc. is a registered investment adviser with the SEC. Registration with the SEC does not indicate that the adviser has achieved a particular level of skill or ability, nor is it an endorsement by the SEC. All investment strategies have the potential for profit and loss. Ballast, Inc. is not engaged in the practice of law or accounting. Always consult an attorney or tax professional regarding your specific legal or tax situation.

]]>Listen as John Boardman (Founder and CEO of Ballast) and Andy Reynolds (COO and Partner of Ballast) discuss the current market environment. Additionally, John and Andy consider a few common questions and share their thoughts on the cyclical market, inflation, portfolio management, raised rates, and economic outlook.

John V. Boardman, III, CFP®

FOUNDER / CEO / FINANCIAL ADVOCATE

Andy Reynolds, CFP®, MBA

PARTNER / COO / FINANCIAL ADVOCATE

If you have any questions, please reach out to us:

859-226-0625 or info@ballastplan.com.


Learn more about Ballast: https://ballastplan.com/


Ballast, Inc. is a registered investment adviser with the SEC. Registration with the SEC does not indicate that the adviser has achieved a particular level of skill or ability, nor is it an endorsement by the SEC. All investment strategies have the potential for profit and loss. Ballast, Inc. is not engaged in the practice of law or accounting. Always consult an attorney or tax professional regarding your specific legal or tax situation.

]]>09c1c957-92d9-40d1-978f-5c9727975863Tue, 28 Jun 2022 10:30:00 -040018:41falsefull1616Episode 15: Advocate Roundtable - January 22, 2021Episode 15: Advocate Roundtable - January 22, 2021In this episode of The Ballast Life Podcast, the Ballast advocates sat down to share their thoughts on 2020 with the benefit of hindsight, as well as potential head/tail winds that we may experience as 2021 marches along.

]]>In this episode of The Ballast Life Podcast, the Ballast advocates sat down to share their thoughts on 2020 with the benefit of hindsight, as well as potential head/tail winds that we may experience as 2021 marches along.

]]>d652322a-07fe-45be-bfbb-40d1f58de4e4Fri, 22 Jan 2021 09:00:00 -040044:22falsefull1515Episode 14: Elections, Vaccines & MarketsEpisode 14: Elections, Vaccines & MarketsIn this episode of The Ballast Life Podcast, John and Andy discuss the implications of the the recent US elections, the impact the COIVID-19 vaccine may have on the markets, as well as their predictions for the months to come.

]]>In this episode of The Ballast Life Podcast, John and Andy discuss the implications of the the recent US elections, the impact the COIVID-19 vaccine may have on the markets, as well as their predictions for the months to come.

]]>3dbe5a81-1c4f-4e86-9aab-be3876d559daThu, 19 Nov 2020 10:00:00 -040031:16falsefull1414Episode 13: Atheneum Articles DiscussionEpisode 13: Atheneum Articles DiscussionIn this episode of The Ballast Life podcast, the Ballast Advocates sat down virtually to break down their favorite articles from our Atheneum anthology.

The entire anthology can be downloaded on our website: BallastPlan.com/Book

]]>In this episode of The Ballast Life podcast, the Ballast Advocates sat down virtually to break down their favorite articles from our Atheneum anthology.

The entire anthology can be downloaded on our website: BallastPlan.com/Book

]]>71a20c5f-5acb-4bf5-8ee3-127c254b4d19Mon, 02 Nov 2020 10:30:00 -040055:45falsefull1313Episode 12: The SECURE ActEpisode 12: The SECURE ActThe SECURE Act is one of the most significant pieces of legislation passed within the past few years. If you have any questions, please do not hesitate to reach out to us at 859-226-0625 or info@ballastplan.com

Timestamps:

Introduction: 00:00 - 3:24

ROTH IRA Review: 3:25 - 6:50 

Beneficiary Payout Strategies: 6:51 - 14:40

Strategies During Retirement: 14:41 - 22:16

Strategies to Achieve the Best Results: 22:17 - 30:52

Estate Planning Chaos: 30:53 - 40:25

]]>The SECURE Act is one of the most significant pieces of legislation passed within the past few years. If you have any questions, please do not hesitate to reach out to us at 859-226-0625 or info@ballastplan.com

Timestamps:

Introduction: 00:00 - 3:24

ROTH IRA Review: 3:25 - 6:50 

Beneficiary Payout Strategies: 6:51 - 14:40

Strategies During Retirement: 14:41 - 22:16

Strategies to Achieve the Best Results: 22:17 - 30:52

Estate Planning Chaos: 30:53 - 40:25

]]>0b286398-489f-4f8a-aa5f-e816884db72cThu, 29 Oct 2020 11:00:00 -040041:56falsefull1212Episode 11: Checking in with John and Andy - July 30, 2020Episode 11: Checking in with John and Andy - July 30, 2020In this episode of The Ballast Life podcast, John and Andy sit down at a safe social distance to discuss the current state of the world as it relates to the financial markets and financial planning, as well as what they are watching for in the days to come.

]]>In this episode of The Ballast Life podcast, John and Andy sit down at a safe social distance to discuss the current state of the world as it relates to the financial markets and financial planning, as well as what they are watching for in the days to come.

]]>a043133f-15fd-4cc3-aac3-74e3a313e270Thu, 30 Jul 2020 11:15:00 -040050:22falsefull1111Episode 10: Checking in with John and Andy - May 28, 2020Episode 10: Checking in with John and Andy - May 28, 2020Late last week John and Andy sat down via Zoom to discuss several topics regarding the markets as well as the firm. Topics include their thoughts on recent market behavior, expectations for the economy for the remainder of the year, risks people may not be considering, economic positives of the crisis, and how our business is operating in light of the pandemic.

]]>Late last week John and Andy sat down via Zoom to discuss several topics regarding the markets as well as the firm. Topics include their thoughts on recent market behavior, expectations for the economy for the remainder of the year, risks people may not be considering, economic positives of the crisis, and how our business is operating in light of the pandemic.

]]>c3d1c92f-b01e-4fde-9644-898f9b43e9daTue, 02 Jun 2020 12:00:00 -040039:25falsefull1010Episode 9: Understanding Supply Chain with Dr. Tom GoldsbyEpisode 9: Understanding Supply Chain with Dr. Tom GoldsbyEarlier this week, Andy Reynolds, our COO and a Financial Advocate, sat down with Dr. Tom Goldsby, a global leader in supply chain management and logistics. Listen their conversation about the current status of our supply chain disruptions, the supply chain reliance on China and other countries, and what the future may bring.

]]>Earlier this week, Andy Reynolds, our COO and a Financial Advocate, sat down with Dr. Tom Goldsby, a global leader in supply chain management and logistics. Listen their conversation about the current status of our supply chain disruptions, the supply chain reliance on China and other countries, and what the future may bring.

]]>e2347280-4e9e-4d56-81e7-7efe0fbc4392Thu, 21 May 2020 09:45:00 -040032:01falsefull99Episode 8: Advocate Roundtable - May 5, 2020Episode 8: Advocate Roundtable - May 5, 2020On Tuesday, May 5th, 2020, our Advocates sat down (via Zoom) for a discussion of current economic and market conditions, as well as the potential range of outcomes over the coming months.  Listen to our thoughts on how this period compares to the Financial Crisis, how certain industries might be permanently impacted, and how the combined monetary and fiscal response has been received by financial markets.

]]>On Tuesday, May 5th, 2020, our Advocates sat down (via Zoom) for a discussion of current economic and market conditions, as well as the potential range of outcomes over the coming months.  Listen to our thoughts on how this period compares to the Financial Crisis, how certain industries might be permanently impacted, and how the combined monetary and fiscal response has been received by financial markets.

]]>58ecd0b8-8a91-40a7-8694-971d551865feWed, 06 May 2020 15:00:00 -040044:19falsefull88Episode 7: Conversation with Dr. Philip OverallEpisode 7: Conversation with Dr. Philip OverallBrian Burton, Partner and Director of Portfolio Strategy at Ballast, recently sat down with Dr. Philip Overall, Medical Director of Emergency Services at St. Claire Regional Medical Center to discuss what he and his colleagues are facing with the pandemic and what they are doing to help keep themselves and the community safe.

]]>Brian Burton, Partner and Director of Portfolio Strategy at Ballast, recently sat down with Dr. Philip Overall, Medical Director of Emergency Services at St. Claire Regional Medical Center to discuss what he and his colleagues are facing with the pandemic and what they are doing to help keep themselves and the community safe.

]]>431bad2b-ec8f-489c-82f1-cf0c950a2d38Mon, 04 May 2020 14:00:00 -040034:11falsefull77Episode 6: Interview with Author and Business Coach Adrienne DuffyEpisode 6: Interview with Author and Business Coach Adrienne DuffyOur CEO, John Boardman, sat down with author and business coach, Adrienne Duffy, to discuss the challenges and opportunities facing all of us during the COVID-19 pandemic.   Adrienne has been John’s instructor at Strategic Coach, an Entrepreneurial Coaching Program, for the last seven years.

]]>Our CEO, John Boardman, sat down with author and business coach, Adrienne Duffy, to discuss the challenges and opportunities facing all of us during the COVID-19 pandemic.   Adrienne has been John’s instructor at Strategic Coach, an Entrepreneurial Coaching Program, for the last seven years.

]]>8eb0fc90-96b3-4548-a77b-f8129fd2735aMon, 27 Apr 2020 14:30:00 -040035:11falsefull66Episode 5: The Future of Higher Education with Centre College President Dr. John RoushEpisode 5: The Future of Higher Education with Centre College President Dr. John RoushAndy Reynolds, Ballast’s COO and Financial Advocate, recently sat down with Centre College President Dr. John Roush to discuss the future of college. Listen to their candid discussion on the immediate impacts of COVID-19 and collegiate distance learning, as well as insights into the future of college expenses, debt, and college savings.

]]>Andy Reynolds, Ballast’s COO and Financial Advocate, recently sat down with Centre College President Dr. John Roush to discuss the future of college. Listen to their candid discussion on the immediate impacts of COVID-19 and collegiate distance learning, as well as insights into the future of college expenses, debt, and college savings.

]]>c09a3dd2-98a6-407a-99e6-041fc7ba7be4Mon, 20 Apr 2020 14:15:00 -040045:37falsefull55Episode 4: Practical Solutions for a Healthy Mindset with Dr. Lesley IwinskiEpisode 4: Practical Solutions for a Healthy Mindset with Dr. Lesley IwinskiAndy Reynolds interviews Dr. Lesley Iwinski, a retired Family Physician and current director of Growing Peaceful Families. Hear their discussion on the current state of healthcare workers, her observations on balancing mental health with physical health, and practical solutions to maintain a healthy mindset amidst these crazy times.

]]>Andy Reynolds interviews Dr. Lesley Iwinski, a retired Family Physician and current director of Growing Peaceful Families. Hear their discussion on the current state of healthcare workers, her observations on balancing mental health with physical health, and practical solutions to maintain a healthy mindset amidst these crazy times.

]]>43eb6b63-a6c2-4989-b571-cabb50971fe8Fri, 03 Apr 2020 15:30:00 -040034:39falsefull44Episode 3: Advocate Roundtable - March 27, 2020Episode 3: Advocate Roundtable - March 27, 2020Our Financial Advocates sat down this morning to discuss our thoughts on the economy, markets, investment portfolios, and the coronavirus. Click below to hear our thoughts.

]]>Our Financial Advocates sat down this morning to discuss our thoughts on the economy, markets, investment portfolios, and the coronavirus. Click below to hear our thoughts.

]]>51f73271-6859-4b6d-834b-fa724fd2137fFri, 27 Mar 2020 15:00:00 -040048:08falsefull33Episode 2: Our Thoughts on the Markets - March 9, 2020Episode 2: Our Thoughts on the Markets - March 9, 2020Yesterday, our partners sat down to discuss how we are navigating recent volatility in the markets, the discussions we are having with clients, and planning opportunities.  

]]>Yesterday, our partners sat down to discuss how we are navigating recent volatility in the markets, the discussions we are having with clients, and planning opportunities.  

]]>e4b69581-f827-4e31-8151-c942ccd3a442Tue, 10 Mar 2020 09:00:00 -040025:52falsefull22Episode 1: The Coronavirus with Dr. Paul BachnerEpisode 1: The Coronavirus with Dr. Paul BachnerJohn Boardman, CEO of Ballast, interviews Dr. Paul Bachner, Professor of Pathology and Laboratory Medicine at University of Kentucky on the current state of the Coronavirus and how it compares to previous viral outbreaks.

]]>John Boardman, CEO of Ballast, interviews Dr. Paul Bachner, Professor of Pathology and Laboratory Medicine at University of Kentucky on the current state of the Coronavirus and how it compares to previous viral outbreaks.

]]>49c06644-eef6-4e82-b2da-4cd3d80c5ffcFri, 06 Mar 2020 09:00:00 -040037:13falsefull11