South Carolina attorney Lauren Clark and paralegal Dee dig into exactly what a judgment creditor can do in South Carolina, and why this case may be more about making a point than recovering real money.

Lauren Clark is a South Carolina attorney. Nothing in this podcast is legal advice. For advice specific to your situation, contact a licensed attorney in your state. See disclaimers at the end of the episode!

Also listen to Lauren & Dee on REMOTE REALITY, their reality TV & true crime podcast (not family-friendly!) covering 90 Day Fiancé, Sister Wives, Southern Hospitality, and the Murdaugh appeal.

Subscribe so you don't miss the Murdaugh retrial coverage!

#AlexMurdaugh #BeckyHill #Murdaugh #Bankruptcy #TheBankruptcyFiles #Debt #AttorneyReacts

In this episode, Lauren runs a live credit card interest calculator to show what $20,000 in credit card debt actually costs over time. The numbers are eye-opening.

Lauren and Theda also cover some of the most costly mistakes you can make

TODAY'S GUEST: ATTORNEY THEYDA PAGE

Theda W. Page practices at The Page Law Firm in Frisco, Texas, serving Collin and Denton Counties in the Eastern District of Texas.

CONTACT THE PAGE LAW FIRM:

1125 Legacy Drive, Suite 320

Frisco, TX 75034

Phone: 214-618-2101

Website: https://www.pagelawfirm.com/

HOST LAUREN CLARK

Lauren Clark practices bankruptcy law in South Carolina at The Law Office of Lauren Clark.

If you are in South Carolina, call or the The Law Office of Lauren Clark, LLC at

Phone: (803) 386-8868

Website: www.laurenclarklaw.com

DISCLAIMER:

The Bankruptcy Files podcast is for entertainment purposes only. Nothing in this podcast constitutes legal advice, and listening to this podcast does not create an attorney-client relationship. The views expressed are those of the individual hosts and guests and do not represent any law firm. This podcast is not affiliated with any law firm, or is it a debt relief agency. Every legal situation is unique. Please consult a licensed bankruptcy attorney in your area for advice specific to your circumstances.

#BankruptcyFiles #BankruptcyAttorney #DebtRelief #PersonalFinance #Chapter13 #CreditCardDebt #BankruptcyIsBeautiful

⚠️ DISCLAIMER: Nothing in this podcast is legal advice. Laws vary by state and jurisdiction. Always consult a licensed attorney in your area.

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📞 CONTACT MICHAEL MOODY

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MICHAEL H. MOODY LAW, P.A.

Phone: (850) 739-6970

Email: admin@michaelhmoodylaw.com

Website: michaelmoodylaw.com

Also serving: Panama City | Pensacola | Gainesville

Business bankruptcy cases statewide (FL) + of counsel in Delaware & Pennsylvania

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📞 CONTACT LAUREN CLARK

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Podcast Host and South Carolina Bankruptcy Attorney

The Law Office of Lauren Clark

We have gone remote! If you are a SC resident, schedule a consultation from the comfort of your own home.

Call or text us at:

Phone: (803) 386-8868

Website: laurenclarklaw.com

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⏱️ TIMESTAMPS

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00:00 – Welcome & Introduction

00:42 – Why Michael loves practicing bankruptcy law

02:34 – Areas Michael serves in Florida

03:02 – Subchapter 5 bankruptcy? What is it?

04:07 – State law in bankruptcy

06:04 – What to expect from a consultation with Michael

07:40 – AI and bankruptcy law: the big conversation

09:06 – Is AI like the early 90s internet? The debate

10:27 – Attorney-client privilege & AI

12:02 – What a "local" AI server in a law firm would look like

13:03 – AI as a tool . . . in skilled hands

14:00 – Lauren's chatbot experiment: wrong answers, then a $20 paywall

15:35 – AI fabricating case citations lawyers are getting in trouble

17:20 – Lauren tries to use AI for compound interest math (and AI fails)

18:08 – Bankruptcy fraud: up to 20 years in prison — not the place for AI errors

20:31 – Takeaways for consumers using AI + protecting yourself

22:39 – Why you shouldn't use ChatGPT as your lawyer middleman

27:28 – Final thoughts

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🔖 ABOUT THE BANKRUPTCY FILES

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Hosted by South Carolina bankruptcy attorney Lauren Clark, The Bankruptcy Files breaks down the myths, fears, and realities of bankruptcy law — for real people facing real financial stress. New episodes weekly.

#BankruptcyLaw #AIandLaw #PersonalFinance #DebtRelief #Bankruptcy #SubchapterFive #MerchantCashAdvance #BankruptcyAttorney #FloridaBankruptcy #SouthCarolinaAttorney #LegalAdvice #ChapterSeven #Chapter13 #SmallBusinessBankruptcy #TheBankruptcyFiles

In this episode, Lauren and Sal discuss:

• How debt settlement companies actually work
• The hidden fees and interest that pile up while you wait
• Which creditors debt settlement companies won't touch
• The credit score damage most people don't expect
• Potential Tax consequences
• How bankruptcy compares to debt settlement for your credit
• What happens to your assets while in a debt settlement program
• The stigma around bankruptcy, and why it may not be deserved
• Why a free or low-cost consult with a local attorney could save you thousands

We are a new podcast! Please follow The Bankruptcy Files and leave a five-star review. It helps more people find us when they need it most. New episodes every Sunday. No judgment!

⚠️ DISCLAIMER This podcast is for educational and entertainment purposes only and is not legal advice. Listening does not create an attorney-client relationship. Always consult with a qualified local bankruptcy attorney about your specific situation. The Bankruptcy Files is not affiliated with any employer or law firm and is not a debt relief agency.

ATTORNEYS FEATURED:

Host: Lauren Clark The Law Office of Lauren Clark, LLC Helping South Carolina residents with debt since 2009. We have gone remote! If you are a SC resident, schedule a consult from the comfort of your own home. 📞 803-386-8868 (call or text) 🌐 laurenclarklaw@aol.com

Guest: Salvador Lopez Robson & Lopez LLC — serving the Chicagoland area (Cook, DuPage, Will, Lake, Kane & Henry Counties). Consultations available in English and Spanish. 📞 (312) 523-2166 📧 info@robsonlopez.com 🌐 www.RobsonLopez.com 📖 Law Blog: https://www.robsonlopez.com/blog

Note from Sal: The firm is rebranding this summer to Just Law Illinois LLC (and Spanish-language brand Justicia Legal Illinois LLC). Stay tuned!

In this episode:

• Am I a bad person for filing bankruptcy?
• Will everyone know I filed?
• Will I lose my house or car?
• Does bankruptcy ruin your credit forever?
• How long does bankruptcy stay on your credit report?

Whether you're dealing with divorce, job loss, or medical debt — this episode is for you.

If this helped you, make sure to follow The Bankruptcy Files and leave a five-star review so more people can find us. New episodes every week — no judgment, just answers.

⚠️ DISCLAIMER This podcast is for educational and entertainment purposes only and is not legal advice. Listening does not create an attorney-client relationship. Always consult with a qualified local bankruptcy attorney about your specific situation. The Bankruptcy Files is not affiliated with any employer or law firm and is not a debt relief agency.