<?xml version="1.0" encoding="UTF-8"?><?xml-stylesheet href="https://feeds.captivate.fm/style.xsl" type="text/xsl"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:googleplay="http://www.google.com/schemas/play-podcasts/1.0" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:podcast="https://podcastindex.org/namespace/1.0"><channel><atom:link href="https://feeds.captivate.fm/the-low-down/" rel="self" type="application/rss+xml"/><title><![CDATA[The Low Down]]></title><podcast:guid>2734ff91-4be5-5720-a04f-31df4f22615f</podcast:guid><lastBuildDate>Mon, 18 Mar 2024 16:05:13 +0000</lastBuildDate><generator>Captivate.fm</generator><language><![CDATA[en]]></language><copyright><![CDATA[Copyright 2024 Stearns Financial Group]]></copyright><managingEditor>Stearns Financial Group</managingEditor><itunes:summary><![CDATA[Low Down episodes spend 15-minutes exploring the financial planning topics faced by younger investors who are still building their wealth. Topics will include student debt, building retirement savings, cash flow management, when to start saving through 529 plans and other Next Generation wealth management needs.]]></itunes:summary><image><url>https://artwork.captivate.fm/3bcc2d17-cf67-4564-8076-74365a902d12/pWoPXxNAzPm7PE1vLGtt9w-K.jpg</url><title>The Low Down</title><link><![CDATA[https://the-low-down.captivate.fm]]></link></image><itunes:image href="https://artwork.captivate.fm/3bcc2d17-cf67-4564-8076-74365a902d12/pWoPXxNAzPm7PE1vLGtt9w-K.jpg"/><itunes:owner><itunes:name>Stearns Financial Group</itunes:name></itunes:owner><itunes:author>Stearns Financial Group</itunes:author><description>Low Down episodes spend 15-minutes exploring the financial planning topics faced by younger investors who are still building their wealth. Topics will include student debt, building retirement savings, cash flow management, when to start saving through 529 plans and other Next Generation wealth management needs.</description><link>https://the-low-down.captivate.fm</link><atom:link href="https://pubsubhubbub.appspot.com" rel="hub"/><itunes:explicit>false</itunes:explicit><itunes:type>episodic</itunes:type><itunes:category text="Business"><itunes:category text="Investing"/></itunes:category><itunes:category text="Business"></itunes:category><podcast:locked>no</podcast:locked><podcast:medium>podcast</podcast:medium><item><title>How do you Approach Sharing Finances With Your Partner?</title><itunes:title>How do you Approach Sharing Finances With Your Partner?</itunes:title><description><![CDATA[<p>Sharing your finances will be one of the more personal and important pieces of your life that you need to coordinate with another person.&nbsp;This is a broad topic, and can range from sharing 50/50 or keeping everything separate – the only wrong way to manage this part of your life is in a way that doesn’t work for you and your spouse.&nbsp;Dax and Lindsay describe some of the ways that they manage their own household finances verses how perhaps their parents or peers may tackle this matter.</p>]]></description><content:encoded><![CDATA[<p>Sharing your finances will be one of the more personal and important pieces of your life that you need to coordinate with another person.&nbsp;This is a broad topic, and can range from sharing 50/50 or keeping everything separate – the only wrong way to manage this part of your life is in a way that doesn’t work for you and your spouse.&nbsp;Dax and Lindsay describe some of the ways that they manage their own household finances verses how perhaps their parents or peers may tackle this matter.</p>]]></content:encoded><link><![CDATA[https://the-low-down.captivate.fm]]></link><guid isPermaLink="false">4e08010a-8e13-453d-b186-35690d5c7186</guid><itunes:image href="https://artwork.captivate.fm/3bcc2d17-cf67-4564-8076-74365a902d12/pWoPXxNAzPm7PE1vLGtt9w-K.jpg"/><dc:creator><![CDATA[Stearns Financial Group]]></dc:creator><pubDate>Mon, 18 Mar 2024 09:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/e2e98c28-ef0a-4719-a2cf-0f01a0982399/The-Low-Down-How-do-you-approach-sharing-finances-with-your-par.mp3" length="12088214" type="audio/mpeg"/><itunes:duration>12:35</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:author>Stearns Financial Group</itunes:author></item><item><title>What are Money Scripts?</title><itunes:title>What are Money Scripts?</itunes:title><description><![CDATA[<p>Most of us are not aware that we have a money mindset or how it influences our actions.&nbsp;What are money scripts and what do they mean for your relationship with money?</p>]]></description><content:encoded><![CDATA[<p>Most of us are not aware that we have a money mindset or how it influences our actions.&nbsp;What are money scripts and what do they mean for your relationship with money?</p>]]></content:encoded><link><![CDATA[https://the-low-down.captivate.fm]]></link><guid isPermaLink="false">c8cd5206-978c-46e3-8696-58364643e2ff</guid><itunes:image href="https://artwork.captivate.fm/3bcc2d17-cf67-4564-8076-74365a902d12/pWoPXxNAzPm7PE1vLGtt9w-K.jpg"/><dc:creator><![CDATA[Stearns Financial Group]]></dc:creator><pubDate>Fri, 15 Mar 2024 09:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/62b63c40-16e6-431f-b9a5-dd56b430a86f/The-Low-Down-What-are-Money-Scripts.mp3" length="11414743" type="audio/mpeg"/><itunes:duration>11:53</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:author>Stearns Financial Group</itunes:author></item><item><title>What to Know about Inflation</title><itunes:title>What to Know about Inflation</itunes:title><description><![CDATA[<p>For the first time in many young adults’ lifetimes, inflation is the talk of the news.&nbsp;What does rising inflation or decreasing inflation mean for you and what do you need to know to understand what is going on. Learn more in this week’s episode of The Low Down.</p>]]></description><content:encoded><![CDATA[<p>For the first time in many young adults’ lifetimes, inflation is the talk of the news.&nbsp;What does rising inflation or decreasing inflation mean for you and what do you need to know to understand what is going on. Learn more in this week’s episode of The Low Down.</p>]]></content:encoded><link><![CDATA[https://the-low-down.captivate.fm]]></link><guid isPermaLink="false">681a81ec-1b1c-49ce-bb4a-70dd58d851e6</guid><itunes:image href="https://artwork.captivate.fm/3bcc2d17-cf67-4564-8076-74365a902d12/pWoPXxNAzPm7PE1vLGtt9w-K.jpg"/><dc:creator><![CDATA[Stearns Financial Group]]></dc:creator><pubDate>Wed, 08 Mar 2023 09:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/29ef1025-5677-4e56-8e1d-496b087b0667/The-Low-Down-Episode-5-Inflation-YouTube.mp3" length="41468973" type="audio/mpeg"/><itunes:duration>21:36</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:author>Stearns Financial Group</itunes:author></item><item><title>Does Emergency Fund Equal Financial Security?</title><itunes:title>Does Emergency Fund Equal Financial Security?</itunes:title><description><![CDATA[<p>Typically, the first rule for financial planning is to set aside an emergency reserve.&nbsp;In this week’s episode, we cover why you need one, how it’s different from your typical spending and savings goals, and how you can grow the fund over time.</p>]]></description><content:encoded><![CDATA[<p>Typically, the first rule for financial planning is to set aside an emergency reserve.&nbsp;In this week’s episode, we cover why you need one, how it’s different from your typical spending and savings goals, and how you can grow the fund over time.</p>]]></content:encoded><link><![CDATA[https://the-low-down.captivate.fm]]></link><guid isPermaLink="false">bccd392c-f456-455b-8275-57f12f50f843</guid><itunes:image href="https://artwork.captivate.fm/3bcc2d17-cf67-4564-8076-74365a902d12/pWoPXxNAzPm7PE1vLGtt9w-K.jpg"/><dc:creator><![CDATA[Stearns Financial Group]]></dc:creator><pubDate>Wed, 08 Mar 2023 09:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/780da52b-92f9-4a25-9876-eb624c463b0b/The-Low-Down-Episode-4-Emergency-Fund-YouTube.mp3" length="41918253" type="audio/mpeg"/><itunes:duration>21:50</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:author>Stearns Financial Group</itunes:author></item><item><title>What are Your Financial Planning Goals? Find Your Number</title><itunes:title>What are Your Financial Planning Goals? Find Your Number</itunes:title><description><![CDATA[<p>Planning around goals, such as how much you’d like to have saved by retirement is important, but what are the steps to get there and what other goals you should be planning for along the way? In this episode of The Low Down, we discuss goals-based planning for your future.&nbsp;</p>]]></description><content:encoded><![CDATA[<p>Planning around goals, such as how much you’d like to have saved by retirement is important, but what are the steps to get there and what other goals you should be planning for along the way? In this episode of The Low Down, we discuss goals-based planning for your future.&nbsp;</p>]]></content:encoded><link><![CDATA[https://the-low-down.captivate.fm]]></link><guid isPermaLink="false">1a4b44ed-b665-408c-8f7a-5ef3d96bbfc8</guid><itunes:image href="https://artwork.captivate.fm/3bcc2d17-cf67-4564-8076-74365a902d12/pWoPXxNAzPm7PE1vLGtt9w-K.jpg"/><dc:creator><![CDATA[Stearns Financial Group]]></dc:creator><pubDate>Wed, 15 Feb 2023 09:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/5063bf19-740c-469a-9839-bd67ddcbc67e/The-Low-Down-Episode-3-What-s-your-number-YouTube.mp3" length="34231341" type="audio/mpeg"/><itunes:duration>17:50</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:author>Stearns Financial Group</itunes:author></item><item><title>Meet Lindsay Brock and Dax Dixson of Stearns Financial Group</title><itunes:title>Meet Lindsay Brock and Dax Dixson of Stearns Financial Group</itunes:title><description><![CDATA[<p>Lindsay Brock and Dax Dixson are wealth advisors with North Carolina-based Stearns Financial Group and co-hosts of The Low Down. Learn more about their lives and families, and their financial experience.</p>]]></description><content:encoded><![CDATA[<p>Lindsay Brock and Dax Dixson are wealth advisors with North Carolina-based Stearns Financial Group and co-hosts of The Low Down. Learn more about their lives and families, and their financial experience.</p>]]></content:encoded><link><![CDATA[https://the-low-down.captivate.fm]]></link><guid isPermaLink="false">4cdff7cd-c8f4-4c66-852b-5d3250e6f312</guid><itunes:image href="https://artwork.captivate.fm/3bcc2d17-cf67-4564-8076-74365a902d12/pWoPXxNAzPm7PE1vLGtt9w-K.jpg"/><dc:creator><![CDATA[Katie Boucher]]></dc:creator><pubDate>Wed, 15 Feb 2023 09:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/202bec03-f51c-480c-a749-05d8a0f0372b/The-Low-Down-Episode-1-YouTube-1.mp3" length="27512109" type="audio/mpeg"/><itunes:duration>14:20</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:author>Katie Boucher</itunes:author></item><item><title>Your Introduction to Finance</title><itunes:title>Your Introduction to Finance</itunes:title><description><![CDATA[<p>Welcome to The Low Down podcast! Our co-hosts, Lindsay Brock and Dax Dixson, highlight what to expect from this informative series, which covers different financial literacy topics such as goals-based planning, cash management, budgeting, building financial security, inflation and more.</p>]]></description><content:encoded><![CDATA[<p>Welcome to The Low Down podcast! Our co-hosts, Lindsay Brock and Dax Dixson, highlight what to expect from this informative series, which covers different financial literacy topics such as goals-based planning, cash management, budgeting, building financial security, inflation and more.</p>]]></content:encoded><link><![CDATA[https://the-low-down.captivate.fm]]></link><guid isPermaLink="false">11a281d4-e1f0-4946-8ac8-2d2771842173</guid><itunes:image href="https://artwork.captivate.fm/3bcc2d17-cf67-4564-8076-74365a902d12/pWoPXxNAzPm7PE1vLGtt9w-K.jpg"/><dc:creator><![CDATA[Stearns Financial Group]]></dc:creator><pubDate>Wed, 15 Feb 2023 09:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/15fee09b-6e42-4d7b-b0ff-ff027516eb3a/The-Low-Down-Introduction-YouTube.mp3" length="3411501" type="audio/mpeg"/><itunes:duration>01:47</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:author>Stearns Financial Group</itunes:author></item></channel></rss>