<![CDATA[The Next Chapter Retirement Podcast]]>36be90a4-b466-5b2e-9463-cca65d57a265Tue, 08 Sep 2026 18:01:20 +0000Captivate.fmMark Ericksonhttps://artwork.captivate.fm/4c7a46e1-da06-4e70-ac8f-74650f548233/next-chapter-podcast-cover-1400x1400.jpgThe Next Chapter Retirement PodcastMark EricksonMark EricksonThe Next Chapter Retirement Podcast is for retirees of all ages to help where we discuss topics to help safeguard wealth, health and avoid pitfalls that could disrupt a happy retirement, helping you make your next Chapter, your best chapter.https://www.NextChapterPod.comfalseepisodicnopodcastYour 2027 Medicare Game Plan. Avoiding Annual Enrollment Mistakes That Cost Retirees ThousandsYour 2027 Medicare Game Plan. Avoiding Annual Enrollment Mistakes That Cost Retirees ThousandsThere's an envelope sitting in your mailbox right now, or it will be there within the next three weeks. It's from your Medicare plan. It's probably twenty pages long, it's printed in small type, and roughly nine out of ten people set it on the counter, glance at the first page, and eventually throw it away. That envelope is called the Annual Notice of Change, and it's the single most valuable piece of mail you'll receive all year. Learn why!

]]>There's an envelope sitting in your mailbox right now, or it will be there within the next three weeks. It's from your Medicare plan. It's probably twenty pages long, it's printed in small type, and roughly nine out of ten people set it on the counter, glance at the first page, and eventually throw it away. That envelope is called the Annual Notice of Change, and it's the single most valuable piece of mail you'll receive all year. Learn why!

]]>d5cd73ac-c950-48bd-a14b-b5226d937227Tue, 08 Sep 2026 12:00:00 -060020:10falsefull112121Social Security De-Conflicted: A Step-by-Step Guide to Claiming Ages, the Earnings Test and DeadlinesSocial Security De-Conflicted: A Step-by-Step Guide to Claiming Ages, the Earnings Test and DeadlinesIn this episode of Next Chapter Retirement breaks down the massive financial impact of Social Security claiming decisions. While 26% of people rush to claim at 62, doing so locks in a permanent 30% benefit reduction. By contrast, waiting until age 70 acts as longevity insurance, boosting your benefit by 8% per year and dramatically increasing the lifetime survivor benefit for your spouse.

We unpack the critical difference between the average $1,377 monthly check at age 62 and the $2,188 check at age 70, debunk the fear-mongering headlines about the 2032 trust fund depletion, and reveal the dangerous Medicare "red-ink" rule that catches late claimers off guard. Don't make a permanent, six-figure mistake at your kitchen table—get the facts and build a clear five-step action plan to optimize your retirement wealth

]]>In this episode of Next Chapter Retirement breaks down the massive financial impact of Social Security claiming decisions. While 26% of people rush to claim at 62, doing so locks in a permanent 30% benefit reduction. By contrast, waiting until age 70 acts as longevity insurance, boosting your benefit by 8% per year and dramatically increasing the lifetime survivor benefit for your spouse.

We unpack the critical difference between the average $1,377 monthly check at age 62 and the $2,188 check at age 70, debunk the fear-mongering headlines about the 2032 trust fund depletion, and reveal the dangerous Medicare "red-ink" rule that catches late claimers off guard. Don't make a permanent, six-figure mistake at your kitchen table—get the facts and build a clear five-step action plan to optimize your retirement wealth

]]>d286628c-7bc5-4738-b368-5b0741e6d893Tue, 25 Aug 2026 17:25:00 -060022:30falsefull111111The Healthcare Costs Most Retirees Don't See ComingThe Healthcare Costs Most Retirees Don't See ComingHealthcare is one of the largest expenses in retirement, and one of the least planned for. In this episode, we walk through four healthcare costs that catch retirees off guard: the deductibles and coinsurance built into Medicare itself, the dental/vision/hearing gap Original Medicare leaves open, the long-term care costs Medicare largely won't cover, and the coverage gap for anyone retiring before 65.

]]>Healthcare is one of the largest expenses in retirement, and one of the least planned for. In this episode, we walk through four healthcare costs that catch retirees off guard: the deductibles and coinsurance built into Medicare itself, the dental/vision/hearing gap Original Medicare leaves open, the long-term care costs Medicare largely won't cover, and the coverage gap for anyone retiring before 65.

]]>a36834c7-8227-4a24-bff7-32f613d6918eMon, 10 Aug 2026 12:15:00 -060015:02falsefull110101How and When Medicare covers GLP-1'sHow and When Medicare covers GLP-1'sMedicare's temporary GLP-1 Bridge covers Wegovy and Zepbound for a $50 copay. We explain who qualifies, the catches, and why it's not as simple as it sounds.

]]>Medicare's temporary GLP-1 Bridge covers Wegovy and Zepbound for a $50 copay. We explain who qualifies, the catches, and why it's not as simple as it sounds.

]]>2f7c4f0b-4715-4081-adaa-082cd08e7aabMon, 03 Aug 2026 12:05:00 -060023:40falsefull1991What Is IRMAA? The Medicare Surcharge That Surprises RetireesWhat Is IRMAA? The Medicare Surcharge That Surprises RetireesIn this episode, we break down IRMAA (Income-Related Monthly Adjustment Amount), an income-based surcharge added to your Medicare Part B and Part D premiums. You'll learn the mechanics of how this surcharge is calculated, why it catches so many diligent savers by surprise, and the proactive planning steps you can take to manage it. Most importantly, we explain how and when you can appeal an IRMAA surcharge using Form SSA-44 if your income has dropped due to a qualifying life-changing event like retirement.

]]>In this episode, we break down IRMAA (Income-Related Monthly Adjustment Amount), an income-based surcharge added to your Medicare Part B and Part D premiums. You'll learn the mechanics of how this surcharge is calculated, why it catches so many diligent savers by surprise, and the proactive planning steps you can take to manage it. Most importantly, we explain how and when you can appeal an IRMAA surcharge using Form SSA-44 if your income has dropped due to a qualifying life-changing event like retirement.

]]>7c60a7c1-9848-4194-a30e-3e68f7f59575Mon, 20 Jul 2026 14:05:00 -060028:02falsefull1881The Longevity Revolution: Planning for a 30-Year RetirementThe Longevity Revolution: Planning for a 30-Year RetirementRetirement used to be fairly short, but today it can last 30 years, and that changes everything about how you plan.

In this episode, we share the longevity numbers most people underestimate, the real cost of health care over a long retirement.

Learn the 3 simple shifts that separate a retirement you endure from one you truly enjoy:

  1. Retire to something instead of from something
  2. Treating your health as a financial asset
  3. Planning for the different phases of retirement.

]]>Retirement used to be fairly short, but today it can last 30 years, and that changes everything about how you plan.

In this episode, we share the longevity numbers most people underestimate, the real cost of health care over a long retirement.

Learn the 3 simple shifts that separate a retirement you endure from one you truly enjoy:

  1. Retire to something instead of from something
  2. Treating your health as a financial asset
  3. Planning for the different phases of retirement.

]]>0f4496a8-e2c3-4c93-b213-b2fab9556f24Mon, 13 Jul 2026 10:55:00 -060022:24falsefull17715 Medicare Mistakes You Don't Want To Make5 Medicare Mistakes You Don't Want To MakeIn this episode of Next Chapter Retirement, we'll break down the five quietest and most expensive Medicare mistakes that retirees make. These aren't dramatic errors; they are silent decisions, often made from a lack of information, that can lead to lifetime penalties, denied claims, and higher premiums. The podcast explains Medicare's underlying rules, and offers actionable strategies to help you navigate your Medicare transition with absolute confidence.

]]>In this episode of Next Chapter Retirement, we'll break down the five quietest and most expensive Medicare mistakes that retirees make. These aren't dramatic errors; they are silent decisions, often made from a lack of information, that can lead to lifetime penalties, denied claims, and higher premiums. The podcast explains Medicare's underlying rules, and offers actionable strategies to help you navigate your Medicare transition with absolute confidence.

]]>758351be-5cd3-4d96-9fd6-93a72e0ed24cTue, 07 Jul 2026 13:25:00 -060024:12falsefull1661The Next Chapter Retirement Podcast with Special Guest Colette BurrisThe Next Chapter Retirement Podcast with Special Guest Colette BurrisToday I’m joined by Colette Burris. Colette and her husband recently transitioned into Medicare and retirement after years of thoughtful planning and preparation. In this episode, we talk less about financial formulas and more about the real-world decisions, habits, and mindset shifts that helped make the transition smoother

]]>Today I’m joined by Colette Burris. Colette and her husband recently transitioned into Medicare and retirement after years of thoughtful planning and preparation. In this episode, we talk less about financial formulas and more about the real-world decisions, habits, and mindset shifts that helped make the transition smoother

]]>d9d343bd-d3b7-4c92-97aa-f8701f52eea0Tue, 12 May 2026 18:20:00 -060021:10falsefull1551The Next Chapter Retirement Podcast with Special Guest Debbie HellmanThe Next Chapter Retirement Podcast with Special Guest Debbie HellmanToday's guest is Debbie Hellman, who has a background in nutrition, movement, and overall wellness. In this episode we focus on what really matters—how to stay active, eat well, and feel your best in retirement.

]]>Today's guest is Debbie Hellman, who has a background in nutrition, movement, and overall wellness. In this episode we focus on what really matters—how to stay active, eat well, and feel your best in retirement.

]]>bcd6eeb6-59df-45b0-8609-527b0745ae76Thu, 23 Apr 2026 11:25:00 -060041:00falsefull1441The Next Chapter Retirement Podcast: 5 Medicare Mistakes That Cost Retirees ThousandsThe Next Chapter Retirement Podcast: 5 Medicare Mistakes That Cost Retirees ThousandsWe walk through the five most common — and most expensive — Medicare mistakes we see people make. These aren’t rare situations… these are things happening every day to good, responsible people who just didn’t have clear guidance.

]]>We walk through the five most common — and most expensive — Medicare mistakes we see people make. These aren’t rare situations… these are things happening every day to good, responsible people who just didn’t have clear guidance.

]]>0261547b-1b74-4b0e-bd9e-a8ab74ec1099Wed, 22 Apr 2026 08:20:00 -060023:58falsefull1331The Next Chapter Retirement Podcast with Special Guest Bruce PotterThe Next Chapter Retirement Podcast with Special Guest Bruce PotterToday we’re diving into one of the most common — and most misunderstood — retirement decisions: when to elect Social Security benefits.Today I’m joined by Bruce Potter, a CERTIFIED FINANCIAL PLANNER™ professional and fiduciary with decades of experience helping people make thoughtful, well-informed financial decisions.

Watch the Episode on YouTube: https://youtu.be/lHRrP5i6yao?si=unPnOR74T7ZLR61u

]]>Today we’re diving into one of the most common — and most misunderstood — retirement decisions: when to elect Social Security benefits.Today I’m joined by Bruce Potter, a CERTIFIED FINANCIAL PLANNER™ professional and fiduciary with decades of experience helping people make thoughtful, well-informed financial decisions.

Watch the Episode on YouTube: https://youtu.be/lHRrP5i6yao?si=unPnOR74T7ZLR61u

]]>c406e213-dafd-4818-b308-78c8426890d7Tue, 31 Mar 2026 13:25:00 -060036:57falsefull1221The Next Chapter Retirement Podcast with Special Guest John P. MartinThe Next Chapter Retirement Podcast with Special Guest John P. MartinJohn P. Martin, CLU® RICP® FSCP® is an expert on Long Term Care and understands the emotional and financial impacts that an unexpected illness or injury can have on both the individual and their family. John discusses practical strategies that can help people in many situations get peace of mind and financial security to safeguard their retirement and legacy.

Watch the episode on YouTube: https://youtu.be/ABNsxGjdBJc?si=uP78r5Sw1LD-0jT_

]]>John P. Martin, CLU® RICP® FSCP® is an expert on Long Term Care and understands the emotional and financial impacts that an unexpected illness or injury can have on both the individual and their family. John discusses practical strategies that can help people in many situations get peace of mind and financial security to safeguard their retirement and legacy.

Watch the episode on YouTube: https://youtu.be/ABNsxGjdBJc?si=uP78r5Sw1LD-0jT_

]]>510d6231-7b7f-4076-9e43-dc5a05b95df4Tue, 24 Mar 2026 18:15:00 -060031:52falsefull1111