The Paper Trail

357| The Tax & Fee Anatomy of a Real Estate Syndication

Wed, 22 Apr 2026 09:00:00 -0400

In this episode of the Paper Trail Podcast, Chris Seveney breaks down how real estate syndication returns change once taxes, fees, and deal structure are fully accounted for.

Rather than focusing on headline IRR, the discussion centers on what investors actually keep after understanding their position in the capital stack, the tax implications of debt versus equity, and the impact of layered fee structures.

Chris also highlights retirement-account pitfalls such as UBIT/UDFI in leveraged non-corporate deals, multi-state filing costs for K-1 investors, and the importance of using a CPA experienced with real estate and passive loss rules, urging investors to ask sponsors detailed structural questions before investing.

00:00 Welcome and Overview

01:21 Capital Stack Basics

02:24 Debt vs Equity Taxes

04:24 Gross vs Net Returns

06:51 K-1s Depreciation Recapture

10:50 Syndication Fee Breakdown

14:48 Fees vs Waterfalls Promote

19:07 Sponsors Cant Give Tax Advice

22:07 IRA Investing UBIT Trap

24:50 Multi-State Filing Costs

28:33 Choosing the Right CPA

30:42 Wrap-Up Key Questions

34:10 Final Thanks and Sign-Off

356 | AI IN REAL ESTATE: The Good, The Bad, The Ugly

Wed, 01 Apr 2026 09:00:00 -0400

In this episode of the Paper Trail Podcast, Chris Seveney takes a practical look at how AI is shaping real estate and mortgage note investing today.

Moving past the hype, he outlines where AI is already improving underwriting and valuation, where it may be narrowing investor advantage, and what structural risks are often overlooked as these tools become more embedded in the market.

Episode Timeline

00:00 AI Wake-Up Call

00:56 The Good: Where AI Is Already Adding Value

01:53 Faster Property Valuations

02:42 Smarter Borrower Risk Assessment

03:19 The Bad: Shrinking Information Advantage

05:20 Execution Becomes the Edge

06:03 The Overlooked Risk: Chip Dependency

06:56 Taiwan and Supply Chain Exposure

09:17 Avoiding Over-Reliance on AI

09:49 Why Note Investing Remains Durable

10:58 PropTech vs. Fundamental Models

12:08 Final Takeaways and Next Steps

Learn More

To learn more about how 7e approaches note investing, underwriting, and market strategy, visit:

https://7einvestments.com

This content is for informational purposes only and is not intended as investment advice.

355 | Private Credit Is Cracking, Here’s Why We’re Not In That Trade

Wed, 25 Mar 2026 08:00:00 -0400

In this new episode of the Paper Trail Podcast, Chris Seveney breaks down the growing stress in private credit and draws a clear distinction between corporate direct lending and asset-backed mortgage note investing.

Chris Seveney walks through what is actually happening beneath the headlines, why parts of the market are showing strain, and how structural differences in collateral, underwriting, and resolution paths can lead to very different outcomes.

Episode Timeline

00:00 Overview of recent developments in private credit markets

01:10 Definition and structure of private credit

03:03 Factors contributing to current market stress

04:52 Structural differences in note investing approaches

06:20 Role of asset-backed collateral in credit strategies

09:12 Observations on tech-enabled real estate lender activity

13:24 Considerations when evaluating loan pools

14:18 Summary of key discussion points

16:09 Additional resources and closing remarks

354 | We Are Entering The Uncomfortable Cycle Of Mortgage Note Investing

Wed, 04 Mar 2026 13:00:00 -0400

The easy part of a credit cycle is when rising home prices hide mistakes. That phase appears to be ending.

In this episode of the Paper Trail podcast, Chris Seveney, CEO of 7e Investments, shares a grounded view of where the mortgage note market sits today and how his firm is adjusting its strategy for 2026. Drawing on direct asset management experience across performing and non-performing loans, Chris explains why today’s environment demands tighter underwriting, deeper operational oversight, and more disciplined execution.

While housing stress is not yet broad across the market, it is becoming more concentrated and visible. Liquidity remains available, but it is increasingly selective. Lenders are tightening guidelines, appraisal scrutiny is rising, and the margin for underwriting mistakes is shrinking.

For note investors, this shift matters. In prior years, rapid home price appreciation often covered operational errors. Today, asset performance depends far more on borrower behavior, collateral quality, and execution during workouts.

Chris also discusses how borrower options are changing. With refinancing pathways narrowing and affordability pressures rising, some borrowers are turning to bankruptcy filings earlier in the process, reducing the number of quick resolutions that investors have become accustomed to. That shift places greater emphasis on hands-on asset management and flexible resolution strategies.

A key theme throughout the discussion is time risk. In judicial foreclosure states especially, delays can compound legal costs, extend timelines, and significantly alter expected outcomes. Chris explains why relying solely on foreclosure as a strategy can expose investors to unnecessary risk and why maintaining multiple resolution paths is critical.

The conversation closes with a look inside how 7e is adapting operationally, including tighter collateral controls, stronger vendor oversight, and underwriting models that reflect real historical timelines rather than optimistic projections.

For investors navigating the current credit environment, the message is straightforward: opportunity still exists, but success increasingly depends on discipline, patience, and operational execution.

Topics Covered

00:00 – Welcome and episode introduction

01:34 – Where we are in the mortgage and housing cycle

02:12 – Market stress, liquidity conditions, and lending standards

03:35 – Changes in borrower behavior and workout dynamics

04:52 – Why hands-on asset management matters more now

05:47 – Pricing discipline and evaluating new deals

07:21 – Time as the biggest risk variable in note investing

10:25 – Common mistakes investors make during this phase of the cycle

13:01 – How 7e is adjusting its 2026 strategy

13:51 – Fraud risk, collateral control, and documentation verification

16:05 – What investors should reevaluate in today’s market

18:00 – Why discipline and process matter most

19:21 – Final thoughts and closing

353 | How Cost of Homeownership May Lead To An Increase in Non Performing Mortgages

Wed, 25 Feb 2026 16:00:00 -0400

In this episode of the Paper Trail podcast, Chris Seveney, CEO of 7e Investments, breaks down a long-term historical comparison of renting versus owning from 1970 through 2026 and explains why today’s cost imbalance matters for mortgage note investors.

Rather than focusing on headlines, Chris walks through decades of data to show how housing costs and rent tend to revert toward historical norms after periods of distortion. The core message is simple: real estate moves in cycles, and disciplined investors position themselves accordingly.

00:00 Buying vs Renting

00:50 Reading the Rent vs Own Chart

01:43 1980s Interest Rate Shock

03:50 Rents Rise and 1998 Crossover

05:09 2000s Bubble and Crash

06:43 Inventory Problem Not Homes

08:28 2012 Recovery to Pre Covid Balance

09:46 Covid Era Price Surge

11:39 Why Buying Makes No Sense Now

14:04 What It Means for Note Investors

16:47 Case Study Smokies Reality Check

19:27 Crystal Ball and Final Caution

20:44 Wrap Up

352 | How Political Policy May Reshape Mortgage Note Investing

Wed, 18 Feb 2026 14:05:00 -0400

In this episode of the Paper Trail podcast, Chris breaks down three major political and policy developments being discussed right now and what they could really mean for homeowners, investors, and the non-performing mortgage note space. No political spin, just practical analysis.

00:00 — Intro About Chris & 7E Investments
01:30 — Topic #1: Credit Card Interest Rate Caps
07:00 — Topic #2: Executive Order on Housing & HUD Loan Sales
11:00 — Topic #3: Privatizing Fannie Mae & Freddie Mac
15:30 — Early loan defaults & what they reveal about current lending
18:30 — Recap & key takeaways

351 | The Foreclosure Shift and Trends Reshaping Todays Market

Wed, 21 Jan 2026 08:00:00 -0400

In this episode of the Paper Trail podcast, Chris discusses themes related to note investing with a focus on foreclosure trends. With 10 years of experience in mortgage notes and 25 years in real estate, Chris provides insights into the state of the foreclosure market post-COVID, contrasting it with the 2008 financial crisis.

Key topics include foreclosure statistics from 2006 to 2025, varying foreclosure timelines by state, and the impacts of economic factors such as taxes, insurance, and interest rates on foreclosure trends.

The episode also delves into how these trends affect note investors, emphasizing the opportunities in the growing non-performing mortgage note space.

00:00 Introduction to the Paper Trail Podcast

00:40 Diving into Foreclosure Trends

02:00 Historical Foreclosure Data Analysis

06:45 State-Specific Foreclosure Insights

11:37 Metro Area Foreclosure Hotspots

15:18 Foreclosure Timelines and Challenges

22:07 Future Market Predictions and Opportunities

24:45 Conclusion and Call to Action

350 | The Importance of Title Insurance

Wed, 14 Jan 2026 08:00:00 -0400

In this episode of the Paper Trail podcast, Chris delves into the intricacies of title insurance, emphasizing its significance for mortgage note investors.

Chris discusses the roles of owner's policies and lender's policies, presents real-life case studies of title claims, and highlights the pitfalls of neglecting title insurance.

He also shares insights from Marco Bario's valuable article on the subject, stressing the growing importance of due diligence amid increasing fraud in the industry.

Chris wraps up by providing tips on assessing title policies when acquiring notes and underscores the necessity of title insurance for every originator.

00:00 Introduction to the Paper Trail

00:41 Today's Topic: Title Insurance

00:55 Insights from Marco Bario

03:00 The Importance of Title Insurance

05:24 Understanding Title Insurance Policies

09:25 Common Title Insurance Issues

13:27 Case Studies and Real-Life Examples

18:45 Final Thoughts and Recommendations

24:30 Conclusion and Farewell

349 | Common Mistakes Investors Make in Non-Judicial State

Wed, 07 Jan 2026 08:00:00 -0400

In this episode of the Paper Trail Podcast, host Chris Seveney delves into the common mistakes investors make when bidding on note investments.

He breaks down a top 10 list of these errors, highlighting the complexities of foreclosure processes, especially in non-judicial states.

Chris provides valuable examples and insights, stressing the importance of thorough due diligence, understanding potential delays, and realistic financial modeling.

The episode is a must-listen for both active and passive investors looking to deepen their understanding of the mortgage note investment space.

00:00 Introduction to Note Investing

01:01 Top 10 Mistakes in Bidding on Assets

02:39 Case Study: Borrower A vs. Borrower B

04:11 Challenges in Foreclosure and Bankruptcy

09:17 Real-Life Examples and Investor Pitfalls

20:03 Understanding Non-Judicial vs. Judicial States

21:24 Conclusion and Resources

348 | Predictions for 2026 in Real Estate and Non Performing Note Space

Wed, 17 Dec 2025 09:00:00 -0400

2026 Real Estate and Non-Performing Notes Predictions

In this episode of the Paper Trail Podcast, Chris shares his top 10 predictions for the real estate and lending markets in 2026. He discusses tighter lending standards, rising defaults, and the importance of being a disciplined operator. Key trends include the tightening of investor space lending conditions, challenges in the multifamily sector, struggles for sponsors operating outside their expertise, a slowdown in fix-and-flip activity, the rise of build-to-rent, increased defaults on investor loans, the complexities of judicial foreclosures, potential declines in home prices in booming states like Florida and Texas, and the predicted growth of 7E Investments. Chris emphasizes the necessity for consistency, strategic focus, and disciplined underwriting in navigating the year ahead.

00:00 Introduction and Recap

00:12 2026 Real Estate Predictions Overview

01:05 Trend 1: Tightening Lending Conditions

04:07 Trend 2: Multifamily Market Challenges

05:42 Trend 3: Struggles of Inexperienced Sponsors

09:01 Trend 4: Decline in Fix and Flip Activity

10:15 Trend 5: Build to Rent Opportunities

13:31 Trend 6: Rising Defaults on Investor Loans

15:59 Trend 7: Owner-Occupied Market Insights

19:10 Trend 8: Judicial Foreclosure Challenges

23:52 Trend 9: Home Price Declines in Key States

26:18 Trend 10: Growth Projections for 2026

27:47 Conclusion and Final Thoughts

E347 | Predictions Review for 2025

Wed, 10 Dec 2025 11:30:00 -0400

In this episode of the Paper Trail podcast, Chris reviews his 2025 predictions and evaluates his accuracy, covering essential aspects such as interest rates, home prices, mortgage defaults, and the overall economy. He reflects on the media's portrayal of real estate, assesses the impact of interest rates and home pricing, and provides an in-depth analysis of mortgage defaults and delinquencies. The episode also predicts future market trends and emphasizes the importance of real estate experience.

Additionally, Chris touches on short-term rentals, multifamily properties, seller financing, and the economic pressures facing households. This reflective analysis sets the stage for understanding current market dynamics and future forecasts in real estate.

00:00 Introduction and Episode Overview

00:42 Reflecting on 2025 Predictions

02:01 Interest Rates Analysis

04:08 Home Prices Trends

07:38 Mortgage Defaults and Delinquencies

11:41 Economic Pressures and Household Impact

15:58 Short-Term Rentals and Market Shifts

23:34 Fix and Flip Investor Loans

27:24 Macro Observations and Real Estate Trends

31:43 Conclusion and Future Predictions

E346 | Top 5 Myths About DSCR Loans

Wed, 26 Nov 2025 00:15:00 -0400

In this episode of the Paper Trail Podcast, Chris Seveney breaks down the most common misconceptions surrounding DSCR (Debt Service Coverage Ratio) loans. Whether you’re a first-time real estate investor or looking to scale your portfolio, this no-fluff episode is packed with insights that could save you time, money, and frustration.

00:00 Introduction and Overview

01:04 Understanding DSCR Loans

01:55 Myth 1: Credit Score Doesn't Matter

04:13 Myth 2: 100% Financing

05:56 Myth 3: Only for Commercial Properties

07:55 Myth 4: No Documentation Required

10:06 Myth 5: Funding Rehabs or Fix and Flips

11:59 Myth 6: Quick Closures

13:31 Myth 7: Prepayment Penalties

18:11 Conclusion and Final Thoughts

E345 | 50-Year Mortgages & Credit Score Rules: What Note Investors Should Know

Wed, 12 Nov 2025 12:00:00 -0400

Understanding Recent Changes in Credit Scores and Mortgage Terms

In this episode of the Paper Trail podcast, Chris discusses two significant topics affecting the note investing space: the potential for 50-year mortgages and changes in the Fannie Mae and Freddie Mac credit score requirements. The host explains how the removal of the 620 credit score floor could impact loan qualification and why the idea of 50-year mortgages may not gain widespread traction. Emphasizing the importance of understanding the 'rules of the game,' the host advises investors to stay focused on their business fundamentals and not get distracted by industry hype and external chatter.

00:00 Introduction and Episode Overview

01:01 Credit Score Changes and Their Impact

03:18 The 50-Year Mortgage: Pros and Cons

06:03 Focus: The Key to Successful Investing

11:15 Understanding the Rules of the Game

19:55 Conclusion and Final Thoughts

E344 | Lessons from the Field: Navigating Note Investing Challenges

Wed, 05 Nov 2025 20:15:00 -0400

In this episode of the Paper Trail Podcast, host Chris shares insightful stories from his years of experience in note investing. He reflects on his journey since rebranding from the Good Deeds Note Investing Podcast and delves into two detailed case studies involving complex loan situations.

Chris discusses the importance of patience, direct involvement, and the value of understanding both consumer and investor laws. He also emphasizes the necessity of proactive management and communication with borrowers to protect investment interests. As always, listeners are encouraged to interact and learn more about investment opportunities with 7E Investments.

00:00 Introduction and Podcast Rebranding

00:29 Early Podcast Days and Lessons Learned

01:51 The Slow Pace of Note Investing

02:21 Case Study 1: Investor Loans and Extensions

09:24 Case Study 2: Builder Loans and Foreclosure

12:39 Dealing with Difficult Borrowers

18:08 Conclusion and Final Thoughts

E343 | This Deal Looked Great on Paper — Until It Wasn’t

Wed, 29 Oct 2025 00:15:00 -0400

In this episode of The Paper Trail Podcast, Chris shares what he calls the biggest mistake of his note investing career: buying a 0% interest loan. Despite acquiring it at a steep discount, the loan turned into a frustrating and time-consuming challenge. Chris breaks down what went wrong—from unpredictable borrower behavior and high servicing fees to the illusion of “cheap” deals that aren’t worth the effort.

He explains how low monthly payments can erode returns, why understanding your servicing contract is critical, and how certain borrowers exploit the system. Through this candid story, Chris illustrates the hidden dangers of loans that seem too good to be true and why discipline, due diligence, and realistic pricing matter more than chasing a bargain.

This episode is an unfiltered look at the mistakes, frustrations, and lessons that come with real-world note investing—offering valuable takeaways for anyone entering the business or managing a portfolio today.

E342 | The Trap of Low-Rate Loans: Lessons in Pricing Non-Performing Notes

Wed, 22 Oct 2025 00:15:00 -0400

In this episode of The Paper Trail Podcast, Chris breaks down one of the most overlooked mistakes in pricing non-performing loans—underestimating the risk of reinstatement on low-interest loans. He shares how even experienced investors can misprice assets by focusing too heavily on foreclosure-based models without considering what happens if a borrower resumes payments.

Chris also offers a real-world update from 7e Investments’ record-breaking third quarter, previews upcoming educational seminars, and introduces 7e’s new private lending program offering DSCR and fix-and-flip loans. Whether you’re a seasoned note buyer or new to the space, this episode offers practical, experience-based lessons to refine how you analyze loan tapes and avoid common valuation errors.

E341 | Risk vs. Return: The Truth About Timelines in Note Investing

Wed, 15 Oct 2025 00:15:00 -0400

In this episode, Chris breaks down one of the most misunderstood aspects of mortgage note investing—how to price non-performing loans correctly. Drawing from real case studies, he explains why assuming a fast foreclosure timeline can lead to major miscalculations, how borrower behavior (like filing for bankruptcy) impacts your timeline and return, and why the biggest risks often come from what you can’t predict.

Chris also shares how 7e models downside risk using IRR and scenario planning, why adding just one month to your assumptions can save your entire deal, and what to do when legal errors, borrower beliefs, or delays threaten your outcome. This episode is a must-listen for investors who want to move beyond surface-level deal sourcing and understand what it really takes to manage notes profitably.

This is part one of a multi-part series on loan pricing fundamentals.

E340 | NPLs on the Rise: What Today’s Foreclosure Trends Mean for Investors

Wed, 08 Oct 2025 00:15:00 -0400

In this episode of The Paper Trail Podcast, Chris recaps the recent Paper Trail Conference and the intentional decision to keep sessions unrecorded for candid discussions. He then dives into the latest foreclosure and REO data from ATTOM and USFN, comparing national trends with the 7e Investments portfolio. Foreclosure activity is climbing, REOs are surging, and certain markets like Florida, Nevada, and South Carolina are experiencing significant distress. Chris explains how these trends affect investors, why understanding local markets matters, and how note buyers should factor price declines and holding costs into bids. He also previews an upcoming 10-part series on bidding strategies for non-performing loans, highlighting the need to look beyond calculators and consider external factors. The episode closes with thoughts on rising non-performing loans in commercial and multifamily sectors and what these shifts mean for upcoming opportunities in distressed debt.

E339 | Fog of War: Navigating Uncertainty in Commercial Real Estate with George Pino

Wed, 01 Oct 2025 00:15:00 -0400

A casual chit-chat unfolds as George and Chris dive into the coffee-fueled world of commercial real estate. They kick things off with some light banter about their coffee preferences—George's straight black versus Chris's adventurous mushroom blend, a nod to the quirky side of their industry. From there, George shares his unexpected journey into the realm of real estate, which started as a part-time gig just after college and spiraled into a decades-long career. They explore the nuances of commercial brokerage, touching on everything from retail and office spaces to the importance of being adaptable in an ever-changing market.

George emphasizes the need for real estate agents to stay educated and embrace new technologies—because in the wild world of commercial real estate, it's survival of the fittest, or in their case, the most adaptable! They tackle the question of what truly adds value to a property, with George sharing some killer insights on how strategic upgrades can lead to significant returns. A highlight of the convo is their take on the current market, aptly dubbed the 'fog of war,' reflecting the uncertainty and myriad influences affecting investors today. Chris and George offer a refreshing take on how to navigate the tricky waters of real estate, blending wisdom with a sprinkle of humor.

E338 | Chalea Grant of Mountain West Ranches on Investor Confidence and Scaling Land Investments – PTNC Sponsor Spotlight

Mon, 15 Sep 2025 00:15:00 -0400

n this episode of the Paper Trail Podcast, we speak with Chalea Grant of Mountain West Ranches, a family-owned land investment and note company on the West Coast, and a sponsor of the Paper Trail Note Conference. Chalea shares how his family has been building trust with investors since 1990, using seller financing and a fully in-house process to ensure quality, transparency, and strong returns.

From navigating investor concerns and scams to providing recourse guarantees on land notes, Chalea reveals what makes Mountain West Ranches a standout in the land investment space. Investors will learn why having everything in-house, maintaining detailed documentation, and prioritizing long-term relationships leads to a reliable, stress-free investment experience.

Resources & Contact:

Website: mwranches.com/land-note
Email: chale@mwranches.com

Join Chalea and other industry leaders at the Paper Trail Note Conference, September 18–20, in Chandler, AZ. Register Here

E337 | Nicole Merriman on Compassion, Creativity, and Going Above & Beyond – PTNC Know Your Speaker

Fri, 12 Sep 2025 00:15:00 -0400

Episode Summary

In this episode of the Paper Trail Podcast, we sit down with Nicole Merriman, a top real estate agent with eXp Luxury in Las Vegas, to explore the critical role agents play in the note investing world. Nicole shares her journey from hospitality to real estate, how she navigated unique challenges during COVID, and why she’s committed to helping investors and homeowners achieve success with integrity and creativity.

Through real-life stories, including complex foreclosure transactions and unconventional properties, Nicole reveals the importance of responsiveness, common sense, and compassion when managing high-stakes deals. Her hands-on approach, problem-solving skills, and dedication to going above and beyond make her a standout professional in the industry.

Whether you’re an investor, lender, or real estate professional, this episode offers actionable insights into navigating tricky properties, working with buyers and sellers, and the value of having a reliable, knowledgeable agent on your team.

Resources & Contact:

Nicole Merriman – eXp Luxury: Call/Text: 734-512-9324 - Connect with Nicole for expert guidance on Las Vegas luxury and investment properties
Paper Trail Conference: Join us September 18–20 in Chandler, AZ for more education, networking, and actionable strategies for note investors Register Here

E336 | David Cook on Humility, Risk, and Playing the Long Game – PTNC Know Your Speakers Series

Mon, 01 Sep 2025 00:15:00 -0400

This episode of the Paper Trail is a treasure trove for anyone looking to navigate the wild world of private lending and mortgage notes. He kicks things off with a bang, sharing his own journey as a CEO of a mortgage note fund, and trust me, it's packed with all the juicy details about what went right, what went sideways, and the lessons learned along the way. Chris dives into the nitty-gritty of the industry, from non-performing loans to seller financing, stressing the importance of having a solid exit strategy—because, let’s be real, nobody wants to be stuck in a deal that’s gone south! He also chats with David Cook from Contessa Capital, who brings his 30 years of experience to the table, sprinkling in some sage advice about being a savvy investor and the pitfalls to avoid. So, whether you're a newbie or a seasoned pro, this episode is brimming with insights and laughs that'll keep you entertained and informed.

Join Chris and his buddy David as they dive deep into the wild world of mortgage notes, lending, and all things finance! Chris kicks things off with a friendly intro, setting the stage for some serious talk about the journey of a CEO running a mortgage note fund. David, who’s been in the game for over 30 years, spills the beans on how he got into investing and the rollercoaster ride that followed. From the challenges of navigating through market shifts to the ins and outs of private lending, they keep it real and relatable. David shares some juicy tales about what went right—and what went hilariously wrong—offering listeners a front-row seat to the drama and excitement of investing.

Throughout their chat, they touch on the importance of having a solid exit strategy before diving into any deal. You know, like that one time David learned the hard way that having a plan is crucial—especially when things get bumpy. He stresses that anyone looking to invest needs to keep their eyes peeled for potential pitfalls and be ready to pivot when the market throws a curveball. Plus, they share advice on starting small, like a side hustle, before taking the plunge full-time.

With a sprinkle of humor and a whole lot of wisdom, this episode is a treasure trove for aspiring investors. Chris and David drop knowledge bombs about the key principles of successful investing and how to be a good partner without being a pushover. They wrap up with a friendly nudge to follow the paper trail and trust the process—because in this game, patience is a virtue!

Links referenced in this episode:

papertrailconference.com

Companies mentioned in this episode:

Contessa Capital

E335 | John, Lisa & Alex of Strategy Ninjas on Mastering AI the Right Way: From Shiny Objects to Real Strategy – PTNC Know Your Speakers Series

Wed, 27 Aug 2025 00:15:00 -0400

Today, he’s hanging out with the Strategy Ninjas, a crew on a mission to turn bold ideas into real-life action—like turning a light bulb moment into a full-blown disco party! They’re all about giving entrepreneurs the lowdown on how to kick-start their businesses using AI and automation, making it a game-changer in the real estate scene. The trio dives into their AI real estate accelerator course, sharing some of their top-secret frameworks that help folks level up their hustle. He’s super pumped to have them as sponsors for the upcoming Paper Trail Conference, where the fun and knowledge will be flowing like a river of good vibes. So, grab your favorite snack, kick back, and get ready to soak in some seriously cool insights about using tech to make business dreams come true!

Companies mentioned in this episode:

Strategy Ninjas
Paper Trail
ChatGPT
Grok
Claude
Gemini
Copilot
Perplexity

Links referenced in this episode:

E334 | Kris Fleming on Building Wealth with Empathy and Expertise – PTNC Know Your Speakers Series

Wed, 20 Aug 2025 00:15:00 -0400

In this episode of the Paper Trail Podcast, part of our Know Your Speaker Series leading up to the Paper Trail Note Conference (PTNC), Chris sits down with Kris Fleming — business strategist, financial expert, real estate investor, and founder of The Genius Network.

Kris shares her incredible journey from growing up in poverty to becoming a successful entrepreneur, investor, and coach for women building scalable businesses. With deep experience in banking, commercial and private lending, and real estate, Kris brings a unique blend of empathy, strategy, and financial intelligence to every deal.

They discuss creative financing, how to assess borrowers beyond the numbers, and why personal responsibility and kindness are core to her investing approach. Kris also offers a preview of her upcoming talk at The Paper Trail Note Conference, happening September 18–20 in Chandler, Arizona, an event focused on real-world expertise, actionable learning, and community connection.

🎟️ Register for the Paper Trail Note Conference: https://papertrailconference.com/registration/

E333 | Jane and Josh from Default Attorney Group on Real-World Legal Strategies for Smarter Note Investing - PTNC Sponsor Highlight

Wed, 13 Aug 2025 00:15:00 -0400

Sponsor Highlight + Know Your Speaker Series: Default Attorney Group

In this episode, we sit down with Jane and Josh from the Default Attorney Group (DAG) — a coalition of seasoned creditor rights law firms spanning 20+ states — to unpack what really goes on behind the scenes of a foreclosure, bankruptcy, or title claim.

Whether you’re a seasoned investor or new to distressed notes, this conversation offers a masterclass in legal landmines — and how to avoid them. Josh, who will also be speaking on-stage at The Paper Trail Note Conference, walks us through critical differences between judicial and non-judicial states, how title defects can sideline a deal for years, and why fast communication with your legal team can be your most valuable asset.

Plus, you’ll learn how DAG can serve as your one-stop shop for legal help across the note lifecycle — and why we’re proud to have them as sponsors of the Paper Trail Note Conference.

🎧 Tune in to hear:

What makes a default attorney indispensable
How to avoid costly mistakes with HELOCs, affidavits, and foreclosure timelines
The #1 mistake lenders make when trying to save money on legal

📍Catch Josh and the DAG team live at Paper Trail, Sept 18–20 in Chandler, AZ.

E332 | William Tingle on Doing Deals with Integrity: How to Help Homeowners and Build Wealth - PTNC Know Your Speakers Series

Wed, 06 Aug 2025 00:30:00 -0400

In this episode, Chris sits down with long-time real estate investor and creative finance educator William Tingle. With 25+ years of experience in the trenches, William shares how he built a real estate portfolio using Subject-To and seller finance strategies, without money, formal education, or a silver spoon.

Together, they cover:

How William quit his job after buying 24 houses in 12 months
Why Subject, To investing isn’t about taking advantage—it’s about helping first
Real examples of win-win deals (including 30% equity on a house with no cash out of pocket)
The biggest mistakes new investors make (and how to avoid them)
Why counting doors doesn’t equal success
What William will be bringing to the upcoming Paper Trail Conference

Whether you're new to creative real estate or looking to scale with integrity, this episode delivers grounded advice and real-life lessons you won’t hear from the “guru crowd.

E331 | Matt Kelley on Risk, Returns, and Real Talk in Note Investing - PTNC Know Your Speakers Series

Wed, 30 Jul 2025 00:15:00 -0400

In this Know Your Speakers edition of the Paper Trail Podcast, Chris sits down with Matt Kelley, a certified foreclosure expert and long-time investor who’s underwritten tens of thousands of loans across California, Arizona, Nevada, and beyond. Known for his no-BS style, Matt shares insights from both sides of the note space—firsts, seconds, courthouse steps, and post-sale acquisitions.

They cover:

Why underwriting is the true money-maker in note investing
Red flags vs. yellow flags (and why the latter are more dangerous)
The importance of underwriting sellers, not just borrowers
Common mistakes new investors make—and how to avoid them
What’s really happening in today’s note market (and why inventory isn’t your biggest problem)

Matt is also a featured speaker at the upcoming Paper Trail Conference (Sept 18–20) in Chandler, AZ. Get a preview of what he’ll bring to the stage—and why his sessions are can’t-miss.

🎟️ Register at papertrailconference.com

E330 | Kevin Kim on Building Bulletproof Mortgage Funds - PTNC Know Your Speakers Series

Mon, 28 Jul 2025 00:15:00 -0400

In this episode of our series called Know Your Speakers, Chris Seveney is joined by Kevin Kim, partner at Geraci LLP and one of the leading legal minds in the private lending industry. Kevin leads the firm's corporate and securities practice, helping lenders structure funds, stay compliant, and scale responsibly. With deep experience across Regulation D, Regulation A+, licensing, and M&A, Kevin’s firm has advised hundreds of funds from mom-and-pop startups to billion-dollar platforms.

In this conversation, Kevin shares the most common mistakes new fund managers make, how to think like an institutional operator, and why raising capital is about more than just legal docs—it’s about trust, transparency, and preparation. He also gives a behind-the-scenes look at what to expect as a speaker at the 2025 Paper Trail Conference and the critical conversations happening around fund formation, compliance, and market dynamics.

🎟 Join Kevin and other top speakers live in Chandler, AZ, September 18–20.

Reserve your spot at papertrailconference.com

E329 | Melissa Palmer on Catching Red Flags Before You Invest - PTNC Know Your Speakers Series

Wed, 23 Jul 2025 00:15:00 -0400

In this Know Your Speakers episode, Chris talks with Melissa Palmer—former federal agent turned due diligence expert and founder of Capital Verified. Melissa shares how a personal experience with investment fraud pushed her to create a service helping private lenders and note investors avoid the same fate.

Melissa discusses how she repurposed her background in criminal investigations to vet borrowers and deals, what most people miss when reviewing investment documents, and why it’s not just about spotting red flags—but understanding the yellow ones too. She opens up about lessons learned from owning rentals, getting scammed, and building a business that helps protect other investors from similar pitfalls.

Melissa will be taking the stage at the 2025 Paper Trail Note Conference to go deeper on risk, verification, and the overlooked areas of due diligence that matter most—especially as more investors shift into private lending.

🎟️ Join us live in Chandler, AZ, September 18–20. Reserve your seat at papertrailconference.com

E328 | DJ Olojo on Investing with Intention - PTNC Know Your Speakers Series

Wed, 16 Jul 2025 00:15:00 -0400

In this Know Your Speakers episode, Chris Seveney sits down with DJ Olojo—note investor, podcast host, and founder of the Foreclosure Fix. DJ shares how he went from buying rentals in Atlanta after the 2008 crash to building a scalable portfolio focused on second position mortgage notes. He opens up about why he targets a 20% return, how he invests alongside his wife despite having different risk tolerances, and what it really takes to move from education to action. DJ breaks down the mindset, relationships, and creative deal structures that have helped him grow his business—starting with notes as small as $1,000.

DJ is one of the featured speakers at the 2025 Paper Trail Note Conference, where he’ll go even deeper on how to turn $100K into $1M with seconds—sharing real numbers, real deals, and lessons learned along the way.

Join us live in Chandler, AZ, September 18–20. Register now at https://papertrailconference.com/registration/

E327 | Marco Bario on How Hollywood Chaos Prepared Him for Note Investing - PTNC Know Your Speakers Series

Mon, 14 Jul 2025 00:15:00 -0400

In this episode, Chris sits down with Marco Bario — former film and TV executive turned seller finance expert and founder of Porch Swing Funding. Marco shares his journey from the chaos of Hollywood production sets to the structure and strategy of note investing. They discuss the importance of patience, transparency, and relationship-building in deal-making, as well as why staying in your lane can be the most powerful growth move.

Marco also previews his upcoming session at the Paper Trail Conference, where he’ll walk through how to build trust with individual sellers and navigate one-on-one conversations — a crucial but often overlooked skill in this business.

🎟 Ready to learn from voices like Marco's? Join us at Paper Trail, Sept 18–20 in Chandler, AZ: https://papertrailconference.com/registration/

E326 | Jay Redding on Building a Legacy Through Notes - PTNC Know Your Speakers Series

Wed, 09 Jul 2025 00:15:00 -0400

In this episode of the Paper Trail Podcast, Chris Seveney sits down with Jay Redding, co-founder of Cassidy Investment Group and a seasoned real estate investor with over two decades of experience. Known for his collaborative investing approach with his son-in-law, Jay has focused heavily on seller-financed notes and brings a deep, practical perspective on building long-term wealth through relationships, due diligence, and conservative deal structuring.

Chris and Jay dive into how their philosophies align around integrity, risk management, and adapting with market cycles. Jay also shares stories from his early investing days, how his farm upbringing shaped his mindset, and what he hopes attendees will take away from his session at the Paper Trail Conference.

If you're curious about seller financing, real-world investing strategies, and how seasoned pros think about legacy and returns, this episode is a must-listen. Catch Jay live at the Paper Trail Conference, September 18–20 in Chandler, AZ.

E325 | Fred & Tracy on Mastering Seller Financing the Right Way - PTNC Know Your Speakers

Wed, 02 Jul 2025 00:15:00 -0400

In this episode of the Paper Trail Podcast, Chris is joined by Fred and Tracy Rui of NoteInvestor.com, two of the most respected voices in the seller finance world. Together, they share how they accidentally found their way into the note business over 30 years ago—and how seller financing has proven to be one of the most durable wealth-building strategies across every economic cycle.

Fred and Tracy dive into how seller financing works, how investors can buy or create notes, and the right way to structure deals to avoid costly mistakes. They also discuss why due diligence, proper documentation, and having a clear checklist are non-negotiable for long-term success.

As key leaders of the Seller Finance track at the Paper Trail Conference (September 18–20 in Chandler, Arizona), they explain what attendees can expect: actionable strategies, real-world checklists, and hands-on education designed to help anyone from beginner to seasoned investor thrive in the note space.

Join us at papertrailconference.com to learn directly from Fred, Tracy, and other industry leaders. This is the only conference that covers the full note investing landscape—from performing and non-performing notes to seller financing, sub-to deals, and private lending.

E324 | Beth Johnson on What Most Investors Get Wrong About Passive Income - PTNC Know Your Speakers

Wed, 25 Jun 2025 00:15:00 -0400

In this episode of the Paper Trail Podcast, Chris sits down with Beth Johnson, co-founder of Flynn Family Lending and author of Lend to Live, to dive deep into what it really takes to build a sustainable, ethical private lending business.

Beth shares her accidental journey from being a real estate side hustler to running a boutique lending firm alongside her husband. She talks candidly about the challenges of managing investor capital, the importance of due diligence, and why private lending is as much about relationships and risk management as it is about returns.

From how to vet borrowers and avoid common lending pitfalls, to navigating the emotional side of working with other people’s money, Beth’s perspective offers both practical advice and a reality check for new and experienced lenders alike.

Beth will be a featured speaker and panel moderator at the upcoming Paper Trail Conference (September 18–20 in Chandler, Arizona), where she’ll cover risk management, structuring deals, and why private lending isn’t a get-rich-quick business.

To meet Beth in person and gain the tools to lend smarter and safer, grab your tickets at papertrailconference.com.

E323 | From Construction to Cash Flow: Real Asset Plays with Kevin Bupp

Fri, 20 Jun 2025 00:15:00 -0400

In this episode, we sit down with seasoned real estate investor Kevin Bupp, host of two top-rated podcasts and founder of Sunrise Capital Investors, to explore how “boring” assets like mobile home parks and parking garages can deliver outsized, long-term returns.

With over $250 million in real estate transactions under his belt, Kevin shares the fundamentals behind his investment thesis, how he vets assets in today’s tighter market, and why staying focused on simple, cash-flowing niches is key to building durable wealth.

Whether you're a high earner looking to diversify or a passive investor seeking dependable yield, this episode offers a rare look into recession-resilient real estate strategies that actually work.

Connect with Kevin Bupp:

🔗 Website: kevinbupp.com

📍 LinkedIn: linkedin.com/in/kevinbupp

📸 Instagram: @buppkevin

📘 Facebook: facebook.com/RealKevinBupp

💻 Sunrise Capital Investors: https://sunrisecapitalinvestors.com/about/

E322 | Michael Fordham on Why Integrity Beats Flash in Private Lending - PTNC Know Your Speakers Series

Tue, 17 Jun 2025 08:30:00 -0400

In this episode of Paper Trail, part of our Know Your Speaker series, Chris Seveney sits down with Michael Fordham—founder and president of Silverstream Funding and former Wall Street attorney turned boutique private lender.

Michael shares his journey from managing billion-dollar bond deals at JP Morgan to gut-renovating a Harlem brownstone and launching his own lending firm. They talk about the real risk (and reward) in private lending, why humility is the secret ingredient most investors miss, and how his legal background shapes his disciplined, hands-on approach.

This conversation is packed with takeaways on due diligence, lending philosophy, and how to build lasting relationships in the note space. Michael will also be taking the stage this fall at the Paper Trail Note Conference, and gives a preview of what he hopes attendees walk away with.

🎟 Join us September 18–20 in Chandler, AZ. Register now at papertrailconference.com

E321 | DSCR Lending in 2025 What Note Investors Should Know About the Private Lending Surge

Wed, 11 Jun 2025 00:15:00 -0400

They’re diving deep into the world of DSCR lending on this episode of the Paper Trail podcast, unpacking the latest trends that are shaping the private lending game. DSCR loans, which are like the cool cousin of traditional loans, let investors qualify based on rental income instead of personal income—talk about a game-changer! With an eye on the April 2025 DSCR lending trends report from Lightning Docs, they break down how these loans are making up a hefty chunk of originations and what that means for investors. They also dish out the 411 on why understanding these numbers is crucial for note investors, especially as more of these loans hit the secondary market. So, if you’re ready to roll with the big dogs in mortgage note investing, grab a comfy seat and get ready for some insights that could level up your investment game!

Links referenced in this episode:

E320 | What Bank Balance Sheets Tell Us About the Future of Note Investing

Wed, 04 Jun 2025 00:15:00 -0400

Today’s chatter on the Paper Trail podcast is all about the latest Quarter 12025 Bank Call Report data and what it’s spilling about the mortgage note scene. They dive into why banks are feeling a bit skittish about the economy, hinting that lending is slowing down and defaults are creeping up like a surprise guest at a party! It turns out, over 70% of bank asset growth is from trading assets, not loans, which is like throwing a pizza party but only serving salad—everyone's gonna be disappointed! The crew breaks it down for investors, explaining how these shifts could mean more opportunities for note buyers as defaults rise and inventory comes into play. So, grab your headphones and let’s explore how to navigate these choppy waters without getting shipwrecked!

Get ready to dive into the wild world of mortgage note investing with the latest episode of the Paper Trail podcast! The host kicks things off with a bang, breaking down the Quarter 12025 Bank Call Report data that’s hotter than a summer sidewalk. He spills the beans on how banks are tightening their lending practices – and trust me, this is no small potatoes. With banks loading up on trading assets instead of actually lending, the episode paints a picture of an industry on the brink of change. It’s not all doom and gloom, but there’s definitely a shift happening, and savvy investors need to be paying attention.

As the host digs deeper, he highlights some key takeaways that’ll make any note investor perk up their ears. Slower lending typically means a higher risk of defaults, and with banks pulling back, there’s a chance we might see more distressed loans popping up. This could mean opportunities for those ready to pounce. The host doesn’t just throw out numbers; he weaves a narrative about cash-poor homeowners who, despite having equity, are struggling to keep their heads above water. This could lead to a wave of discounted sales that would impact property values across the board – so it’s crucial for investors to stay sharp!

To wrap things up, the podcast offers up some solid advice for navigating the choppy waters of the mortgage note market. The host emphasizes the importance of building a reliable team and staying flexible in investment strategies. With the signs of distress emerging, it’s all hands on deck for investors to prepare for what’s next. Whether you’re a newbie or a seasoned pro, this episode is packed with valuable insights served with a side of humor, making it a must-listen for anyone looking to stay ahead in the mortgage game. Tune in, take notes, and get ready to ride the waves of opportunity!

E319 | Rising Underwater Mortgages: A Wake-Up Call for Note Investors in 2025

Wed, 28 May 2025 00:15:00 -0400

Seriously underwater mortgages are rising, and that’s the big takeaway from this episode of the Paper Trail podcast! The crew dives into the fresh data from Adam's Q1 2025 Home Equity report, revealing that now 4% of U.S. mortgages are in deep water, meaning folks owe way more than their homes are worth. They chat about how this trend could lead to more foreclosures and what savvy investors can do to prep for the upcoming wave of opportunities—or challenges, depending on how you roll with it. With plenty of properties still equity-rich, they emphasize the growing divide in the market, and how building the right team now can set investors up for success later. So, kick back and get ready for some solid insights on navigating this shifting landscape!

E318 | Then vs. Now: What’s Changed in Note Investing—and Smart Ways to Start Today

Wed, 21 May 2025 00:15:00 -0400

Chris dives into the nitty-gritty of how note investing has transformed over the last decade, highlighting that while the landscape has shifted from a treasure trove of low-balance, distressed loans to a more competitive and cash-heavy game, the opportunities are still very much alive. He breaks down the five foundational steps for newbies looking to jump into the note investing scene, even if they don’t have deep pockets. From smart partnerships to exploring partials and land notes, he’s got your back with creative strategies to get started without needing a mountain of cash. So whether you’re just kicking the tires or ready to roll, Chris serves up some solid advice on navigating today’s market with a wink and a smile. Tune in and get ready to learn how to make your first deal happen!

E317 | Luxury, Lies & Livestock: How We Turned a $1M Non-Performer into a Record-Breaking Win

Wed, 14 May 2025 00:15:00 -0400

Get ready for a wild ride with the Papertrail podcast, where they spill the tea on the crazy world of mortgage note investing! This episode kicks off with a jaw-dropping story about a Las Vegas asset that was more than just a bad loan—it involved a borrower behind bars, chickens running amok in the house, and one of their biggest turnarounds ever! They dive into the nitty-gritty of turning a non-performing loan into a success, all while dealing with teenage squatters and a property that had seen better days. With a blend of humor and real talk, they explore the wild ups and downs of the investment game, proving that sometimes the messiest situations lead to the greatest rewards. So grab your snacks and get cozy, because this episode is packed with laughs, lessons, and a whole lot of unexpected twists!

The Papertrail podcast takes listeners on a wild ride through the ups and downs of mortgage note investing, spotlighting a particularly zany case involving a luxury home just outside Las Vegas. Chris Sevigny recounts the rollercoaster of acquiring a non-performing loan secured by a million-dollar property. Things go south when the borrower ends up in prison for running unlicensed restaurants, leaving a teenage squatter in charge of the house, which is now home to chickens – yes, chickens! This episode is a tale of unexpected twists, showcasing the challenges and hilarity that come with investing in distressed properties. Chris shares how they navigated the foreclosure process while working with the squatter, ultimately leading to a heartwarming resolution where the young girl managed to clean up the place before moving out. It’s a perfect blend of real estate education and laugh-out-loud storytelling, reminding us that sometimes, investing can lead to the most bizarre yet rewarding experiences.

Chris dives into the nitty-gritty of the acquisition process, explaining how they spotted this hidden gem on a single asset tape – a glorified spreadsheet of loans. With a rough idea of the property's value and a decent mortgage payoff, they thought they were in for a sweet deal. But as things unfolded, it became a tangled mess of bad luck and wild surprises. From the borrower’s unexpected prison term to the discovery of a teenage girl living alone in a big house, this episode is a testament to the unpredictability of mortgage note investing. The hosts keep the tone light-hearted while unpacking serious issues like tenant rights and property management, reminding listeners that every deal has its unique set of challenges and surprises waiting just around the corner.

After taking back the property, Chris and his team decided to renovate rather than sell it as-is, leading to a remarkable turnaround. With a strategic plan that focused on what potential buyers actually wanted – modern kitchens and updated bathrooms – the investment of $150,000 in renovations ultimately paid off big time. The property sold for nearly $2 million, breaking neighborhood records and proving that with the right approach and a little bit of faith in the process, even the messiest notes can yield the biggest rewards. This episode not only serves as a case study in savvy investing but also as an engaging story filled with unexpected characters and hilarious anecdotes. For anyone curious about the world of note investing, this episode is a must-listen, jam-packed with lessons, laughs, and inspiring success.

E316 | Deals You Don’t Close: Why Walking Away Is a Power Move in Real Estate

Wed, 07 May 2025 00:15:00 -0400

Today’s chat dives into the wild world of real estate deals, particularly the ones you dodge like a dodgeball champ! The main takeaway? Sometimes, the best deal is the one you don’t touch with a ten-foot pole. Our host spills the tea on a promising construction loan that turned out to be a total mess – think lawsuit drama that’d make a soap opera blush! They break down how due diligence saved their bacon, revealing red flags that screamed, “Walk away, buddy!” With some hilarious analogies and a sprinkle of wisdom, they emphasize the importance of knowing when to cut your losses and keep your sanity intact. So, grab a snack, kick back, and tune in for some real estate wisdom that’ll make you think twice before signing on the dotted line!

Diving headfirst into the wild world of real estate investing, the crew kicks things off with a bang, chatting about the often-overlooked art of dodging disaster—like, you know, walking away from a deal that has more red flags than a bullfighting arena! Our main man breaks it down with a cheeky grin, reminding everyone that sometimes the best deals are the ones you don’t make. He shares a juicy tale of a seemingly flashy construction loan that turned out to be a hot mess of lawsuits and liens, making it sound like a family road trip gone wrong—think tantrums, tears, and the whole shebang! Turns out, a little due diligence can save a whole lot of dough, and our savvy investor knows this all too well as he recounts how digging a bit deeper into the paperwork revealed some serious skeletons in the closet.

As they peel back the layers of this deal, listeners are treated to a treasure trove of insider info about what to watch for when evaluating a property. Our speaker highlights that not all that glitters is gold; the construction was only half-done, and the HOA was already throwing legal punches! Like a friendly warning from someone who’s been through the ringer, he shares that while it might seem tempting to rescue a sinking ship, sometimes it’s better to hop on a lifeboat and sail away to calmer waters.

Wrapping things up with a high-five-worthy recap of the key takeaways, our host emphasizes the importance of knowing when to say ‘no thanks’ to a deal that smells fishy. Whether it’s a lawsuit lurking in the shadows or a builder who’s not playing by the rules, understanding the risks can save you from a world of hurt later on. So, grab your popcorn and tune in to hear all the laughs, lessons, and a few cringe-worthy moments from the trenches of real estate investing!

E315 | What’s the Right Capital Raise Structure for Your Investment?

Wed, 30 Apr 2025 00:15:00 -0400

Today’s chat on the Papertrail podcast dives into the nitty-gritty of capital raising strategies, helping listeners figure out which method is the best fit for their unique deals. They kick things off with a rundown of the four main options: Regulation D506B, D506C, Regulation A+, and Regulation CF, breaking them down like a pro chef slices veggies for a stir-fry. Each option comes with its own pros and cons, folks—like choosing between a cozy blanket or a sleek comforter, it all depends on what you need for your specific situation.

For instance, if you're looking to keep things low-key and have a tight-knit network, the 506B is your best bud. But if you want to blast your message far and wide and don’t mind the extra hoops to jump through, then D506C might just be your jam. They make sure to highlight that while it’s tempting to go for the biggest, flashiest option, sometimes the simpler paths can save you heaps of cash and hassle. So, whether you’re a newbie or a seasoned pro, there’s something in this episode to help you navigate the wild world of capital raising with style and confidence.

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Diving into the world of capital raising, the Papertrail podcast kicks things off with a bang, breaking down the nitty-gritty of different investment strategies. Our host, full of energy and charm, doesn’t just skim the surface; they dig deep into the four main capital raising options that can make or break your investment game. From the no-nonsense Regulation D506B, which keeps things exclusive and private, to the loud and proud Regulation D506C that’s like throwing a party with a guest list of accredited investors only, the discussion is lively and packed with insights.

But wait, there’s more! Regulation A+ comes into play, giving everyone from seasoned investors to newbies a shot at getting in on the action, albeit with a few more hoops to jump through. And then there’s Regulation CF – the crowd-funding hero, perfect for those local startups and tech projects looking to raise smaller amounts. With humor and relatable anecdotes, our host makes the complexities of SEC regulations feel like a casual chat over coffee. They emphasize that understanding these options is not just about raising money but about aligning your strategy with your business goals, ensuring that listeners leave with actionable takeaways that can save them a ton of headaches down the line.

E314 | What Stock Market Volatility Means for Note Investors

Wed, 23 Apr 2025 00:15:00 -0400

Today’s chat spills the beans on the wild world of mortgage note investing and why it’s a game-changer, especially with the stock market’s rollercoaster vibes. He digs into the nitty-gritty of how investing in mortgage notes lets you act like the bank, collecting those sweet monthly payments without the hassle of dealing with tenants or leaky roofs – talk about a win-win! She emphasizes that this type of investing isn’t tied to the stock market chaos, which means while 401ks might be taking a nosedive, your note portfolio can stay chill and steady. They also bust some myths about mortgage notes, letting everyone know that you don’t need to be a real estate whiz or have a fat wallet to get in the game. With stories, laughs, and plenty of insights, this episode is a must-listen for anyone looking to diversify their investments and escape the Wall Street madness.

7eInvestments.com

E313 | Behind DME: Nathan Turner’s Journey from Investor to Industry Connector

Fri, 18 Apr 2025 00:15:00 -0400

Nathan Turner of Earnest Investing spills the beans on how note investing isn’t just about crunching numbers—it’s all about those real connections! They dive into Nathan’s winding road into the note world, where he went from being a struggling landlord to a note investor who’s shaking hands and making deals. This chat highlights the importance of in-person events, like the upcoming Diversified Mortgage Expo, where networking can turn into gold. Nathan shares gems from his years in the biz, including how diversification is not just smart but super creative these days. So whether they’re seasoned pros or just dipping their toes into the note investing pool, listeners are in for a treat full of stories and strategies that’ll totally boost their game!

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Chris and Nathan Turner dive into the vibrant world of note investing, revealing how Nathan's journey started unexpectedly while dabbling in fix-and-flip real estate. As luck would have it, after getting stuck with a property he couldn't sell, he decided to rent it out, only to discover that being a landlord was less glamorous than HGTV made it seem. With a sprinkle of humor, Nathan recounts how he and his partner stumbled into note investing, believing they were inventing seller financing while actually stepping into an already established niche. They emphasize the power of community in note investing, sharing stories about the relationships formed at conferences like the Diversified Mortgage Expo (DME), which Nathan now heads. These gatherings aren't just about deals; they're about learning, sharing knowledge, and building partnerships that can last a lifetime.

The episode also highlights the importance of diversification in the note space, as Nathan discusses different niches within note investing that can offer unique opportunities. With a light-hearted touch, they explore how the DME is evolving, focusing on themes that open investors' eyes to various avenues to enhance their portfolios. And let's not forget the fun element; the duo chats about an ax-throwing competition set to kick off the DME, adding an exciting twist to networking before diving into serious investment strategies. It’s a reminder that in the world of finance, having a good laugh and throwing axes can lead to building solid relationships.

Whether you're an experienced investor or just dipping your toes in the note space, Nathan's insights and the community vibe at DME provide invaluable guidance on how to navigate this unique market. The episode wraps up with Nathan encouraging everyone to connect, collaborate, and maybe even throw an ax or two, because in the end, it’s all about those essential connections that can transform a career.

Companies mentioned in this episode:

Earnest Investing
Diversified Mortgage Expo

E312 | What Investors Want To Know: 5 Key Questions Answered

Wed, 16 Apr 2025 00:30:00 -0400

Chris Sevney dives into the nitty-gritty of real estate investing with a lively Q&A session that’s bursting with insights! He tackles the importance of forced-placed insurance like it’s the hot topic of the day—because let’s face it, no one wants to get burned (pun intended) when their property goes up in flames! From answering questions about non-performing notes to shedding light on tricky borrower situations, he’s got a toolbox full of wisdom that’s perfect for anyone dealing with paper. Plus, he dishes out some state-by-state advice that’s as colorful as a box of crayons—Ohio, he warns, may not be the land of milk and honey, while Alabama's got some sweet investment prospects! So, grab your favorite snack, kick back, and join Chris as he spins tales and shares strategies for navigating the wild world of real estate with a smile.

Every investor has questions—whether it’s about non-performing notes, seller financing, foreclosure risks, or choosing the right markets. In this Q&A episode, we tackle five key questions from real investors on everything from force-placed insurance to the best (and worst) states to invest in. We break down strategies for managing distressed assets, securing your investments, and navigating complex real estate deals. If you’ve ever wondered how to mitigate risk, maximize returns, or handle tricky situations in note investing, this episode delivers practical insights you can apply right now.

Love the show? Subscribe, rate, review, and share! https://7einvestments.com/podcast

E311 | A Day In The Life Of An Entrepreneur: The Highs, Lows, And Realities

Wed, 09 Apr 2025 00:30:00 -0400

E311 | A Day In The Life Of An Entrepreneur: The Highs, Lows, And Realities

The central theme of this podcast episode is the multifaceted and challenging nature of an entrepreneur's daily life. I delve into the realities faced by business owners, elucidating that the journey is far from facile, contrary to the glamorous portrayals often depicted in popular culture. I reflect on personal milestones and share insights from a recent dialogue with a lifelong friend who is also embarking on a new entrepreneurial venture. Throughout the discussion, I emphasize the importance of strategic leadership, the necessity of fostering a competent team, and the critical balance between operational management and business development. Ultimately, I aim to convey that entrepreneurship demands unwavering commitment and resilience, with the understanding that significant growth often arises from overcoming substantial challenges.

Subscribe, rate, review, and share! https://7einvestments.com/podcast

E310 | Due Diligence In Notes And Passive Investing: Protecting Your Investments

Wed, 02 Apr 2025 14:30:00 -0400

Protecting your investments requires thorough due diligence, especially in the world of notes and passive investing. In this episode, Chris Seveney talks about the critical due diligence requirements that investors need to understand. He explores the essential steps involved in evaluating potential investments, minimizing risk, and maximizing returns. Learn how to go beyond the numbers and assess the quality of notes, understand the intricacies of passive investment opportunities, and make informed decisions to safeguard your financial future.

Love the show? Subscribe, rate, review, and share!

The State Of Private Lending: Trends And Insights For 2025

Wed, 26 Mar 2025 10:00:00 -0400

Stay informed about the evolving landscape of private lending. In this episode, we delve into the state of private lending, drawing insights from the American Association of Private Lenders. We explore the growing market for bridge loans, DSCR loans, and other short-term business purpose loans, including residential transition loans and ground-up construction financing. Gain valuable perspectives on the trends driving growth in this sector and how investors can capitalize on the opportunities within the private lending space.

Love the show? Subscribe, rate, review, and share! https://7einvestments.com/podcast

Cash-Poor, Equity-Rich: Unlocking Opportunities In The 2025 Real Estate Market

Fri, 21 Mar 2025 10:00:00 -0400

Get ahead of the curve with insights into the 2025 real estate market. In this episode, Chris Seveney dives into key trends shaping the investment landscape. First, we explore the phenomenon of cash-poor, equity-rich property owners and the opportunities this presents for investors. Next, we analyze the continued rise in defaults across asset classes and its implications for note investors. Finally, we separate fact from fiction with a reality check on the Washington DC real estate market, debunking the hype and providing a grounded perspective.

Love the show? Subscribe, rate, review, and share! https://7einvestments.com/podcast

Unlocking The Power Of Mortgage Note Investing: Our New Profit Sharing Offering

Thu, 06 Mar 2025 11:00:00 -0400

Real estate investing doesn’t have to mean dealing with tenants, maintenance, or property headaches. Mortgage note investing offers a way to generate passive income while being backed by real estate—without the typical risks of property management. In this episode, Chris Seveney shares insights into how mortgage notes work, why banks sell loans at a discount, and how investors can take advantage of this strategy. He also breaks down their new bond offering, detailing investment options, potential returns, and key risk factors to consider. Whether you’re an experienced investor or new to alternative investments, this episode provides valuable knowledge to help you make informed financial decisions.

Love the show? Subscribe, rate, review, and share! https://7einvestments.com/podcast

Note Investing For Passive Income: A Smarter Way To Build Wealth

Wed, 26 Feb 2025 11:00:00 -0400

In real estate investing, being the lender can be just as profitable as owning property—without the headaches of maintenance and tenants. Chris Seveney breaks down the essentials of note investing, a strategy that offers passive income and flexibility in today’s high-interest market. He explains how mortgage notes work, why investors are shifting toward this approach, and what to consider before diving in. Whether you're new to investing or looking for a more hands-off approach, this episode will help you understand the potential of becoming the bank.

Love the show? Subscribe, rate, review, and share! https://7einvestments.com/podcast

5 Key Insights You Need To Know About Note Investing

Wed, 19 Feb 2025 11:00:00 -0400

Real estate investing goes way beyond buying properties. You could always generate passive income through note investing. In this episode, Chris Seveney breaks down how exactly note investing works, the difference between performing and non-performing notes, and why it is a more affordable and hands-off way to grow your wealth. He shares valuable insights on managing risk, working with loan servicers, and maximizing returns without the headaches of property ownership. Whether you are new to note investing or looking for practical tips to refine your strategy, this episode has everything you need.

Love the show? Subscribe, rate, review, and share! https://7einvestments.com/podcast

Your Guide To Becoming A Passive Note Investor

Wed, 12 Feb 2025 11:00:00 -0400

Have you finally decided to become a successful passive note investor? Join Chris Seveney as he breaks down the essentials of passive investing and how you can begin with it right away. Learn how to educate yourself, define your investment goals, conduct thorough due diligence, mitigate risks, and monitor your performance. Chris covers everything from understanding note and mortgage fundamentals to choosing the perfect investment path – whether it is direct investing, joining a fund, or partnering with a pro. He also dives into the critical steps of setting up your investment and tracking your returns, acknowledging the upfront work while showcasing the incredible potential of passive note investing.

Love the show? Subscribe, rate, review, and share! https://7einvestments.com/podcast

Mortgage Note Investing: Unlocking Passive Income Opportunities

Wed, 05 Feb 2025 11:00:00 -0400

Mortgage note investing is often an overlooked gem in the world of passive income. Host Chris Seveney dives into this unique investment strategy, breaking down why it stands out in 2025’s high-interest-rate environment. Discover how mortgage notes offer consistent cash flow, reduced volatility, and entry-level affordability compared to traditional investments. Chris also shares personal insights from his years of experience, highlighting the benefits, misconceptions, and key steps to get started with this particular investment. Whether you're new to investing or looking to diversify your portfolio, this episode offers practical tips on making mortgage note investing work for you.

Love the show? Subscribe, rate, review, and share! https://7einvestments.com/podcast

Real Estate Investing Myths: Debunking 5 Common Misconceptions About Passive Income

Wed, 29 Jan 2025 11:00:00 -0400

Passive real estate investing can be a powerful way to build wealth, but myths and misinformation often cloud the path to success. Host Chris Seveney dives into the most common real estate investing myths, breaking them down with practical insights and personal stories. Whether it’s about the effort required, the risks involved, or the misconception that you need to be wealthy to start, this episode clears the air. Chris shares actionable advice on navigating passive investing, avoiding scams, and making informed decisions. Perfect for anyone curious about real estate investing or looking to refine their approach, this discussion provides clarity and guidance to help you invest smarter.

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5 Passive Investing Opportunities To Maximize Returns In 2025

Wed, 22 Jan 2025 11:00:00 -0400

Passive investing offers a world of opportunities, but how exactly should you approach it in 2025? Host Chris Seveney dives into key real estate strategies, from multifamily housing to mortgage notes, breaking down the risks and rewards of each asset class. Whether you are eyeing long-term investments or considering short-term rentals with quick turnarounds, Chris offers practical insights to help you navigate today’s shifting market. Tune in to discover how interest rates, market trends, and smart decision-making can shape your financial future this new year.

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Mastering Real Estate Investing: Key Lessons From Matt Fore

Wed, 15 Jan 2025 11:00:00 -0400

Real estate is a complex world where trends shift quickly, and smart strategies make all the difference. Chris Seveney connects with Matt Fore to discuss how debt financing, rental growth, and market fluctuations shape opportunities for investors. They dive into the challenges of today’s real estate market, including rising interest rates, supply-demand imbalances, and the risks of short-term debt. Matt also shares practical insights and lessons learned from his experience navigating real estate booms and downturns, offering valuable advice for anyone seeking success in property investing.

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Real Estate Investing Strategies For 2025 With Peter Neill

Wed, 08 Jan 2025 11:00:00 -0400

Peter Neill, co-founder of GSP REI, shares valuable insights and perspectives on navigating the real estate market using a highly strategic, logical, technical approach. He joins Chris Seveney to discuss the tried-and-tested BRRRR strategy, the importance of understanding the local markets you are doing business in, and why affordable housing presents a significant opportunity for investors. They also delve into the evolving landscape of real estate investing and how you can stay ahead of the curve no matter the risks along the way. Tune in to learn how to adapt your strategies according to the current real estate trends and thrive in any market condition.

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Welcoming 2025: Our Economic And Real Estate Predictions For The New Year!

Wed, 01 Jan 2025 11:00:00 -0400

Chris Seveney shares his bold 2025 predictions, diving deep into the forces shaping the economic landscape. Get ready for a no-holds-barred analysis of interest rates, home prices, and potential market crashes. Discover the hidden risks in real estate, the looming threat of loan defaults, and where savvy investors should be placing their bets (and where they should definitely be staying away!). This is your roadmap to navigating the uncertainties of 2025 and making smart financial decisions.

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Mortgage Notes Year In Review - 2024 Year-End Review (Part 2)

Wed, 25 Dec 2024 11:00:00 -0400

Chris Seveney continues his 2024 year-in-review discussion as he dives even deeper into the world of mortgage note investing. Tune in as our host presents strategies you can employ to navigate the challenging real estate market, achieve significant growth, and maintain a strong portfolio of performing and non-performing mortgage notes. Chris explores key market trends of this year you should take note of, including the rise of non-performing loans and the impact of fluctuating home prices. Gain a better understanding of their conservative investment approach, focused on capital preservation and long-term success in the mortgage note market.

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Was My 2024 Crystal Ball Correct? - 2024 Year-End Review (Part 1)

Wed, 18 Dec 2024 11:00:00 -0400

Buckle up for a candid review of the 2024 market! Chris Seveney takes a critical look back at his own forecasts, dissecting what he got right and where his crystal ball might have been a bit cloudy. From real estate trends and interest rate predictions to the wild world of seller financing, he doesn't shy away from analyzing the accuracy of his calls. Join Chris as he breaks down the forces that shaped the market this past year and offers insights that could help you navigate the year ahead.

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Passive Vs. Active Approaches In Mortgage Note Investing

Wed, 11 Dec 2024 11:00:00 -0400

Many people with full-time jobs turn to mortgage note investing since it is a passive form of investment. But how passive is it really? Chris Seveney answers this question by sharing valuable advice on managing this profitable venture. Tune in as he talks about time commitment, operational oversight, and the potential returns of each approach. Discover the pros and cons of note investing and which strategy aligns best with your individual investment goals and risk tolerance.

Note Investing Success: How To Balance Real Estate With Full-Time Work

Wed, 04 Dec 2024 11:00:00 -0400

Note investing can be a powerful tool for building wealth. But can you reap the most rewards if you are busy with a full-time job? Chris Seveney is here to share practical and actionable tips on pulling this off. He talks about the right approach to time management, how to properly leverage technology to your advantage, and why you should build a balanced portfolio. He also explains how to give your all in note investing without sacrificing well-being and becoming burned out.

Real Estate Success Secrets With Brian Burke

Wed, 27 Nov 2024 11:00:00 -0400

Chris Seveney sits down with Brian Burke, seasoned real estate investor and author of "The Hands-Off Investor," who shares his most valuable strategies on achieving real estate success. He discusses how to properly navigate the complexities of today’s market and avoid potential red flags all around you. Brian talks about the crucial role of due diligence in making informed investment decisions, shedding light on when to buy, sell, or step back. He also presents practical advice on safeguarding investments in today’s highly dynamic real estate landscape where trends could change instantly.

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Financial Freedom Through Passive Income With Chris Miles

Wed, 20 Nov 2024 11:00:00 -0400

Building and securing passive income is one of the best ways to achieve financial freedom. Chris Seveney explores how you can do this yourself with cash flow expert and anti-financial advisor Chris Miles. He shares valuable insights about the state of the market right now and what it takes to build lasting wealth through passive income. Discover the power of real estate investing and why it is crucial to zig when others zag. Get ready to take control of your financial future and create a life of freedom and abundance.

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Top 10 Mortgage Note Investing Myths

Wed, 13 Nov 2024 11:00:00 -0400

Mortgage note investing can diversify your investment portfolio, offering a unique blend of risk and reward. Explore the truth behind mortgage note investing with Chris Seveney as he debunks the top 10 myths that often mislead new investors. Chris addresses common misconceptions, such as the belief that investing in mortgage notes is overly risky or only for the wealthy. He discusses the low foreclosure rates, the potential for non-performing notes, and the accessibility for non-accredited investors. By unpacking these myths, Chris offers valuable insights for effectively navigating this alternative investment strategy. Don’t miss this chance to enhance your understanding of this unique investment avenue!

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Top 10 Mortgage Note Investor Mistakes

Wed, 06 Nov 2024 11:00:00 -0400

Tired of losing money on mortgage note investments? Join Chris Seveney as he reveals the top 10 mistakes investors often make and how to avoid them. From the importance of due diligence to understanding foreclosure laws and the hidden costs of non-performing notes, Chris provides actionable insights to help you navigate this complex market. Discover why having a solid exit strategy and understanding loan servicing are crucial for success. Learn how to avoid overpaying for notes and the dangers of neglecting diversification. This episode is packed with practical tips to help you protect your investments and maximize your returns.

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Inside The World Of Non-Performing Notes

Wed, 23 Oct 2024 10:00:00 -0400

Chris Seveney discusses how he navigates the world of non-performing notes and everything that goes on in the life of a note investor. He breaks down the three key components of asset management and how you can deal with each one the right way.

Top 5 Pitfalls To Avoid In Private Lending

Wed, 16 Oct 2024 10:00:00 -0400

In this episode, Chris Seveney dives into the critical topic of lien position in private lending. With many investors turning to passive income through private lending, understanding lien position is essential to protecting your investment and avoiding costly mistakes. Christopher discusses the top five key factors to consider, including borrower experience and market conditions, to ensure you’re not exposed to unnecessary risk. If you’re looking to make smarter lending decisions, this episode is a must-listen

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FILLTTHY Mistakes: Top 5 Pitfalls To Avoid When Investing In A Fund Or Syndication

Wed, 02 Oct 2024 10:00:00 -0400

When investing in syndication, funds, or general investing, it's crucial to avoid common pitfalls. Tune in to this episode as Chris Seveney lists down the common mistakes that can trip up even savvy investors. Proper due diligence is key, so he guides you through understanding expected returns, risks, liquidity, and the importance of research. He also emphasizes the significance of portfolio diversification across different asset classes and opportunities. Join Chris as he unpacks the risks involved in investing and caution against relying solely on promises or guarantees of returns. Remember, doing your own research is paramount, so don't blindly rely on recommendations. Tune in for this essential episode to navigate the world of investing with confidence and avoid the pitfalls that could derail your financial success.

Learn How To Invest With A Self-Directed IRA With Ramez Fakhoury

Wed, 18 Sep 2024 10:00:00 -0400

Lauren Wells teams up with Ramez Fakhoury of the IRA Club to explore the benefits of self-directed IRAs and how they can help you take control of your retirement investments. Learn about diversifying beyond traditional stocks and bonds, and discover how you can make smarter investment choices with your retirement savings. Whether you're new to self-directed IRAs or looking for ways to maximize your current investments, this episode provides valuable insights into unlocking new opportunities and ensuring financial growth for your future.

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Building Long-Term Wealth Through Real Estate With Jonathan Greene

Wed, 11 Sep 2024 10:00:00 -0400

Chris Seveney explores the concept of long-term real estate investing with Jonathan Greene. They challenge popular notions of quick financial freedom through real estate and discuss the importance of patience and strategic thinking in building wealth. Chris and Jonathan, both experienced investors, share insights on the value of W-2 jobs, the pitfalls of chasing trends, and the benefits of steady, long-term approaches to real estate investment. They offer a refreshing perspective on building a sustainable real estate portfolio, emphasizing the importance of relationships, continuous learning, and adapting to market changes. This conversation provides listeners with practical advice on navigating the real estate landscape and developing a mindset for long-term success.

Financial Freedom Through Real Estate Investing With Dustin Heiner

Wed, 04 Sep 2024 10:00:00 -0400

In this episode, Chris Seveney sits down with real estate investor Dustin Heiner to dive into Passive Income Strategies that can help you break free from the traditional 9-to-5 grind. Discover how Dustin transitioned from a stable government job to a life of financial independence through real estate investing. This episode is packed with actionable insights on building a successful passive income stream, making it a must-listen for anyone ready to take control of their financial future.

Text the word "RENTAL" to 33777 to get access to Dustin's real estate investing course for FREE or visit https://masterpassiveincome.com/freecourse.

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Case Studies And Sponsor Vetting: What You Should Know

Wed, 28 Aug 2024 10:00:00 -0400

Note investing isn’t always straightforward. Chris Seveney shares real-world case studies to illuminate the challenges investors face. Chris shares detailed scenarios, including strategies for dealing with uncooperative borrowers, assessing the true value of properties, and making informed decisions at foreclosure auctions. He also discusses the importance of understanding risk profiles, especially when evaluating high-return opportunities, and provides practical advice on vetting sponsors and avoiding pitfalls. Join Chris for an informative discussion on navigating the challenges and opportunities in note investing.

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Unlocking Financial Freedom: Passive Income Strategies With Russ Morgan

Wed, 14 Aug 2024 10:00:00 -0400

Unlock the secrets to financial freedom in this episode as Chris Seveney delves into passive income strategies with Russ Morgan from Wealth Without Wall Street. Discover the secrets to achieving financial freedom as Russ shares insights on enhancing savings, increasing cash flow, and creating passive income streams outside the traditional Wall Street investments. Learn about the concept of infinite banking, the importance of the investor DNA, and how to leverage unique financial tools to build a secure and prosperous future. Tune in to uncover strategies that can transform your approach to wealth-building and financial independence.

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Dealing With Difficult Borrowers: Shining Light Into The Dark Side Of Note Investing With Chris Seveney

Wed, 07 Aug 2024 10:00:00 -0400

Today, Chris Seveney of 7e Investments delves into the dark side of note investing, which investors encounter that is often overlooked. He navigates toward foreclosure, bankruptcy, and legal proceedings with difficult borrowers. He also reveals that some borrowers employ strategic tactics to prolong the foreclosure. Chris emphasizes the protracted nature of foreclosure proceedings and underscores the importance of considering economic conditions. Chris Seveney won't just leave you with the challenges of note investing; he also offers some insights into potential mitigation strategies. While this episode primarily focuses on the challenges, it's essential to remember that note investing can still be a profitable venture when approached with caution and a comprehensive understanding of the potential risks. Join Chris Seveney as he delves even deeper into note investing.

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Real Estate Investing Mistakes And How To Avoid Them

Wed, 31 Jul 2024 10:00:00 -0400

In this episode of the Creating Wealth Simplified podcast, host Chris Seveney delves into the current state of real estate investing. He offers candid insights on communication issues in multifamily deals, presents a controversial take on accredited investor definitions, and shares a cautionary tale about the critical importance of due diligence. Chris doesn't shy away from challenging topics, providing valuable perspective for both novice and experienced real estate investors alike. This episode promises to challenge assumptions and offer actionable advice for smarter investment decisions in today's ever-changing real estate landscape.

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7e Investments Quarter 2 Update: Analyzing Market Dynamics And Investment Strategies

Wed, 24 Jul 2024 10:00:00 -0400

Unlock the secrets of a $13 trillion industry in this must-listen episode! In this quarterly update, Chris Seveney takes a deep dive into the dynamic world of mortgage note investing. Discover the vast opportunities within the mortgage industry, with a special focus on non-performing loans. Chris shares insights on 7e Investments' portfolio strategy, market trends, and the economic factors shaping the investment landscape. Learn how the fund navigates potential market softening and why equity-rich assets are crucial in today's environment. This episode offers valuable perspectives for both seasoned and novice investors in the mortgage note space.

The New York Fed Report Analysis: Is The Housing Market Headed For A Downturn?

Wed, 10 Jul 2024 10:00:00 -0400

Are you worried about a potential housing market crash? In this episode of the Creating Wealth Simplified podcast, Chris Seveney dives into a recent New York Fed Report to uncover what the data tells us. He explains why credit card debt is on the rise, even though overall delinquency rates are low, and what it means for the housing market in the future. We'll also uncover when mortgage defaults might surge, critical intel for real estate investors. Plus, get ready to explore the unexpected rise in bankruptcies compared to foreclosures - what does this mean for the future? Chris also reveals why they believe a wave of opportunities could be on the horizon for note investors. Join Chris Seveney today because there is so much to unwrap in this episode that you don't want to miss!

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The Great Strategy Debate: Note Investing Vs. Land Investing

Wed, 03 Jul 2024 10:00:00 -0400

Get ready for a thrilling financial face-off! In this episode, we're taking a deep dive into the contrasting worlds of note investing and land investing. Known for his love of debate, Chris Seveney navigates through the intricate pros and cons of each investment strategy, sparking lively discussions and insightful analyses. Discover why mortgage notes, despite their complexity and compliance challenges, offer unique stability and returns. On the flip side, explore the compelling case for land investing—its simplicity, lower barriers to entry, and potential for high returns with less regulatory hassle. Arm yourself with the knowledge and perspectives to find your perfect investment fit. Tune in and decide which path aligns with your financial goals!

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The DON’Ts Of Seller Financing With Chris Seveney

Wed, 26 Jun 2024 10:00:00 -0400

There has been a huge influx for the love of seller financing recently. Despite having its strong points, Chris Seveney has several reasons to believe it is awful. In this solo episode, he goes on to bash its negative aspects and why it increases risks instead of opportunities when mishandled.

Active Investing Vs. Passive Investing: Understanding The Pros And Cons

Wed, 19 Jun 2024 10:00:00 -0400

Tired of the toil and trouble of active real estate investing? But are you also wary of the lack of control in passive options? This episode is your one-stop shop for the debate! Chris Seveney breaks down the pros and cons of both approaches, helping you decide whether you crave the lazy river of passive investing or the white-water rapids of active deals. This episode is packed with real-life examples and insider tips to help you find the perfect fit for your goals and lifestyle.

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Case Studies: Working With Borrowers In A Changing Note Investment Market

Wed, 12 Jun 2024 10:00:00 -0400

Stuck in analysis paralysis with real estate investing? Thinking about buying notes but overwhelmed by the changing market? Today's episode is your wake-up call. Chris Seveney dives into two real-life case studies that show how to navigate the new landscape of note investing. Discover how to be flexible, find win-win solutions with borrowers, and make smart decisions in today's market. Tune in and learn how to escape analysis paralysis and start building wealth through real estate notes!

The Top 5 Myths Of Note-Investing Debunked

Wed, 08 May 2024 19:30:53 -0400

Have you ever considered investing in real estate notes but are worried it’s too risky, expensive, or complicated? In this episode, Chris Seveney tackles five common note-investing myths and reveals the reality. Learn about the risks and rewards, discover affordable entry points, understand the importance of due diligence, and gain a realistic perspective on returns and the effort involved, plus a bonus tip on navigating non-performing notes. Are you ready to explore the world of note investing? Tune in and get the facts!

Where Does Your Investment Fall In The Capital Stack?

Wed, 01 May 2024 10:00:00 -0400

Capital stack is one of the most common terms in real estate investing. But what it is really and how does it impact your investments? In this episode, Chris Seveney delves into the four layers of capital stack, detailing the potential returns from each one and the various risks you must prepare for. He also presents different example investments to shed more light on capital stack’s dynamic and multifaceted nature.

The Essential Guide To Passive Investing Resources With Brian Davis

Wed, 24 Apr 2024 10:00:00 -0400

Feeling overwhelmed by passive investing? Unlock financial freedom with the right guidance! Join Chris Seveney and Brian Davis, co-founders of Spark Rental, for expert insights. Brian shares his experience finding great deals through his investment club. But that's not all! He unveils valuable resources to equip you for your own passive investing journey. Go beyond the basics of diversification and investing. Learn where to find the tools you need to succeed! Take control of your future with this passive investing deep dive.

Understanding 7e's Fund Structure

Wed, 03 Apr 2024 10:00:00 -0400

In this episode, Chris Seveney talks all about 7e's Fund Structure. He explains the biggest reasons behind its inception why it is a Regulation A+ offering.

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Setting Up A Crowdfunding Campaign In 6 Months

Wed, 27 Mar 2024 10:00:00 -0400

Crowdfunding sounds like a simple and straightforward concept, but it real estate, it’s not one to be taken lightly. A lot of things could go wrong if you don’t have the experience to back you and a solid team in place. In this episode, Chris Seveney simplifies the process of setting up a real estate crowdfunding campaign in six months. He talks about the whole process, especially the importance of getting a team up and running. Get your notes ad tune in!

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How To Lose Money Through Note Investing With Chris Seveney

Wed, 20 Mar 2024 10:00:00 -0400

What is gained can also be lost. Last time, we talked about earning money through note investing. Today, we look at the ways you can potentially lose money through it. Chris Seveney candidly discusses common mistakes he's witnessed, emphasizing the pivotal role of education and the dangers of stubbornness. He stresses the need for due diligence and cautions against the pitfalls of following trends without a solid understanding. From internet sleuthing and assembling the right team to addressing challenges in specific areas, Chris wraps up with a passionate call to avoid being cheap in crucial aspects of the business. This is a must-listen for investors seeking to navigate the complexities of the market and avoid losing money. Tune in!

How To Make Money Through Note Investing With Chris Seveney

Wed, 13 Mar 2024 10:00:00 -0400

One of the most common questions we get asked is, how do you make money through note-investing? Chris Seveney reveals the answers in this episode as he dives deep into dealing with non-performing loans. Drawing parallels with fixing and flipping houses, Chris explores three potential paths in note investing: selling the asset, exiting through the borrower, or exiting through the property. With insights into the preferred strategies and financial dynamics, this episode provides a concise yet valuable exploration of 7e Investments' effective approach to note investing, appealing to both active and passive investors.

A New Direction On Creating Wealth Simplified With Chris Seveney

Thu, 07 Mar 2024 11:00:00 -0400

Everything starts at the beginning. Often, when you shift your mind in a new direction, you begin a new beginning. In this episode, let’s embrace the thousand-mile journey and allow Janus to open the doors of a new beginning. Christopher Seveney, CEO & Co-founder of 7e Investments, talks about the new direction of Creating Wealth Simplified as we move forward this year. Since the first episode, many things changed, and Chris highlights his journey with the podcast. He also reveals some of what the podcast talks about in the future. Join Chris Seveney as he unravels the curtain of Creating Wealth Simplified’s future.

2023 Year-End Review: The 7e Investments Fund And The Dynamic Market Landscape With Lauren Wells

Wed, 03 Jan 2024 11:00:00 -0400

Another year has come and passed. What better way to commemorate and celebrate our wins than by a year-end review? Join Chris Seveney and Lauren Wells in this episode of the Creating Wealth Simplified podcast as they delve into a comprehensive overview of the 7e Investments fund and share insights into the dynamic market landscape. Discover the notable successes and achievements the company has celebrated throughout 2023 and get a glimpse into the thrilling prospects that lie ahead for 7e Investments in 2024. Tune in to gain exclusive insights into our strategic decision-making processes, the expansion of our investor network, and the ongoing development within our tight-knit team. Don't miss out on the inside scoop that reveals how we navigate asset decisions and propel continuous growth.

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Exploring The Advantages Of Investing Through A Broker-Dealer With Brad Shepherd

Wed, 20 Dec 2023 11:00:00 -0400

A broker-dealer isn't just a guide; it's the key to opportunities, due diligence, and next-level investment experiences. In this episode, Brad Shepherd from Sugarhouse Investments talks about the benefits of investing with a broker-dealer. From a former hands-on landlord to becoming the founder of Sugarhouse Investments, Brad shares his story and what really goes on in real estate syndication. He also touches on the evolution of syndications, choosing the right investment, the broker-dealer advantage, and more. Tune in now!

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Navigating Today’s Short Term Rental Markets With Mark McDaniel

Wed, 13 Dec 2023 11:00:00 -0400

People struggle to make the numbers work in today’s market, but this episode’s guest will provide his insights on why developing properties is the best way. Chris Seveney brings the host of The Good Endeavor Short-Term Rental Show, Mark McDaniel, to take us into short-term rental markets. Developing your property with better amenities will increase your property’s value, but that will require work, and you have to stay in front of the line to do so. Mark also talks about his property management company, where he brings the good endeavor in doing short-term rentals. So stay tuned to find out more with Mark McDaniel!

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Mindset, Education, And Motivation: The Three Keys To Success In Real Estate Investing With Tim Kelly

Wed, 22 Nov 2023 11:00:00 -0400

Anyone can create passive income and build wealth with real estate investing. But what do you need to navigate into the real estate industry successfully? In this episode, joining Chris Seveney is Tim Kelly, a real estate investor and educator, a best-selling author, speaker, and high-performance coach. Tim shows the role of mindset, education, and motivation to succeed in building his wealth and creating passive income with real estate investing. He explains how he got the mindset of being a high performer and what expedites him on his journey to success. Learn to drive yourself towards success in building wealth and creating passive income with Tim today. Tune in to this episode now!

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From F.E.A.R. To Fortune: The Psychology Behind Business To Crush Your First Deal With Rod Khleif

Wed, 08 Nov 2023 11:00:00 -0400

Transform your F.E.A.R. – False Evidence Appearing Real – into your path to success. In this episode, Rod Khleif discusses the psychology of business and how to conquer your fears, especially when taking the first step into the world of real estate investing. From overcoming adversity to building an empire, Rod shares his journey of transforming lives, including his own, through the power of mindset and action. He explains how F.E.A.R. is often the roadblock preventing us from venturing into new territories, especially in business. He touches on the importance of identifying and dismantling limiting beliefs, setting inspiring goals, and focusing your energy in the right direction. Rod also discusses the impact of aligning your strengths with your passion and the concept of not waiting to achieve success before giving back to the community. Ready to tap into the psychology of success and find your way through F.E.A.R.? Tune in now and learn how to conquer your first real estate deal with confidence.

Use the discount code "7e" on Rod's Bootcamp website to reserve your spot for just $97.

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Understanding How Energy, Oil, And Gas Impact The Real Estate Industry With Howard Crosby

Wed, 01 Nov 2023 10:00:00 -0400

Energy isn't just a commodity; it's the lifeblood of real estate. For today’s episode, we have Howard Crosby to discuss the interplay of energy, oil, gas, and the real estate industry. From the influence of energy markets to property values (and vice versa) to the existing opportunities in the oil and gas sector, Howard explores it all. He gives an extensive look at the LGX Energy— his innovative venture that offers investment access to everyday individuals. Howard’s discussion also expands to the future of nuclear energy (how it has a crucial role for a sustainable future), copper connection (how its increasing demand posits it to become the next hot commodity), and much more. Throughout the episode, Howard emphasizes the value of continual learning, as it's the key to successful investing and staying ahead in the energy and real estate landscapes. Don't miss this opportunity to make informed investment decisions and embark on a journey to create wealth, simplified. Tune in now.

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Brand Yourself To Success: Achieving The American Dream Through Action And Real Estate With Reed Goossens

Wed, 25 Oct 2023 10:00:00 -0400

Your journey to financial freedom begins when you take that first step, even if it's a leap of faith across continents. For this episode, we have our guest Reed Goossens sharing how he pursued the American Dream through REI and personal branding. He takes us on a journey from his humble beginnings in Australia to becoming a successful real estate entrepreneur in the United States. Throughout the episode, Reed emphasizes the importance of taking action— to move beyond analysis paralysis and finally start your journey. Reed also covers the multifamily real estate landscape, how its interest rates, cap rates, and economic shifts have impacted the market. But most of all, Reed dives deep into the world of personal branding, emphasizing how authenticity and consistency are the keys to connecting with investors and building trust. Join us and start your own journey to financial freedom.

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Property Transformations And Lasting Wealth: Turning Rookie Mistakes Into Real Estate Gold With Brian Green

Wed, 18 Oct 2023 10:00:00 -0400

Success in real estate comes from turning ‘rookie mistakes’ into lifelong lessons and using them to transform properties, build relationships, and create lasting wealth. For today’s episode, our special guest, Brian Green, co-founder of Green Springs Capital Group, shares his transition from hands-on property maintenance to a thriving business model that includes syndications and private notes with investors. He shares his journey from making rookie mistakes in his early real estate ventures to becoming a field expert. Brian reveals and dissects his successful approach to real estate investing: focusing on transforming tired properties into highly desirable, yet attainable rental units. He also shares the importance of continuous self-education and offers strategic solutions for securing financing for real estate acquisitions. Join us in this value-packed episode and empower your path to financial success.

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Acre By Acre: Maximizing Returns Through Land Investing With Jon Jasniak

Wed, 11 Oct 2023 10:00:00 -0400

Today, Jaz Land CEO Jon Jasniak explores the art of land investing, where every acre holds the promise of prosperity. Jon made his transition from a nine-to-five job as a petroleum engineer to a successful land investor. He discusses the intricacies of land subdivision, the magic of owner financing, and the art of creating and selling land notes. Jon's business model enables him to provide investors with impressive annual returns, typically in the range of 15% to 20%. He emphasizes the importance of knowing your numbers and how shorter-term notes can be more marketable for investors. Jon doesn’t shy away from discussing the risks either, sharing the challenges and strategies to overcome them. If you've ever been intrigued by land investment or thought about creating a new stream of passive income, this episode is a goldmine of wisdom. Don't miss out; your financial future could be just a piece of land away.

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Market Update & Conference Recap: What’s New In The Industry Today With Chris Seveney & Lauren Wells

Wed, 27 Sep 2023 10:00:00 -0400

What’s new in the industry today? What’s the best way to build wealth with the current market? Today, Chris Seveney and Lauren Wells will deliver a market update and a conference recap to help us navigate the market. Among the latest juices in today’s topic are the significant shifts in product and product type that hit the market and an uptick in non-performing loans. To wrap up this episode, they also provide some key takeaways and things to consider for investors.

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Bonus Episode: Deep Inside The 7e Fund Structure, Plus A Market Update With Devin Elder

Wed, 06 Sep 2023 10:00:00 -0400

In this ever-changing real estate landscape, you need to keep your sights on the latest and sharpen your tools. Our very own Chris Seveney keeps us abreast of what’s happening, bringing hard-earned wisdom from amazing guests. This time, he takes the hot seat opposite Devin Elder, the host of the DJE Podcast to give us an overview of the 7e Fund Structure along with some market updates. They discuss mortgage note investing, the 7e Regulation A and Regulation D funds, and how Chris builds a team at 7e Investments while running deals nationally. Chris also shares how 7e Investments still floats with the current waves of today’s economy. Check out how Chris navigates the market today and more in this bonus episode!

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Are There Real Estate Deals In Today's Market? Breaking Down Trends With Brock Mogensen, Smart Asset Capital

Wed, 23 Aug 2023 10:00:00 -0400

What are the trends in the market today? Are there real estate deals out there? In this episode, Brock Mogensen, a principal at Smart Asset Capital, offers his expertise to answer your questions in today’s market, and he breaks down trends in the real estate space today. The interest rate is around 7% today, and he still sees good deals in the market, but it’s tough to find them. Brock also shares what he sees in the market, which made him pivot into the industrial space. Tune in to this episode to learn more about what’s in today’s real estate space.

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The Advantages Of Investing In Distressed Assets With Jake Harris

Wed, 05 Jul 2023 10:00:00 -0400

If you want to reap the biggest profits possible out of distressed assets, creating a concrete business plan with a systematic approach is key. In this episode, Chris Seveney sits down with Jake Harris, an expert in investing in distressed commercial real estate. He explains why small yet consistent strategies can help you win big when investing in this particular asset, establishing a strong passive source of income. Jake discusses the significant change in short-term rental properties after the pandemic and why due diligence is the most critical part of real estate investing.

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From Rich To Wealthy: Pivoting To Long-Term Wealth Through Passive Investing With Justin Moy

Wed, 28 Jun 2023 10:00:00 -0400

Just because you are rich doesn’t mean you are wealthy. If you look deeper, wealth goes beyond earning more money. Our guest in this episode is a testament to that. Chris Seveney welcomes Justin Moy from Realm Investors who tells us his background in real estate and how he got started in the industry. Justin shares his early experiences working in commercial real estate and his transition into real estate sales, touching on the challenges he faced and the sacrifices he made in pursuit of financial success. Eventually, he realized that he needed to shift his focus from transactional wealth to building long-term wealth through passive income. Justin takes us across his pivots from multifamily investments and syndication to the short-term rental market. He discusses the advantages of short-term rentals and the operational efficiencies he and his team were able to achieve. Justin also touches on the challenges faced by newcomers in the multifamily market and the importance of timing and education in real estate investment. Tune in to this conversation to gain more valuable insights from Justin's real estate journey and the decision-making process behind his investment strategies.

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Tax Strategy: Save As Much Money On Taxes As Legally Possible With Melanie Sikma And Byron McBroom, One Stop Tax Strategists

Wed, 21 Jun 2023 10:00:00 -0400

A lot of times the thing that’s going to save you a lot of money is right under your nose. And without professional advice, you may spend your whole life not knowing how to do it! This is what tax strategists are for, and our guests from One Stop Tax Strategists tell us more about it. Melanie Sikma and Byron McBroom are a father and daughter team who specialize in helping business owners save as much money on taxes as legally possible. Melanie and Byron educate us with useful strategies that you can employ to avoid or reduce capital gains tax and ultimately keep more of our money so we can use it to live longer and better. They also remind us of the importance of working with legitimate professionals to make sure they’re doing what’s best for us. Tune in and unlock one of the keys to creating wealth, simplified!

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How To Not Lose Money As A Passive Investor With Whitney Elkins-Hutten

Wed, 14 Jun 2023 10:00:00 -0400

Nobody wants to lose money when investing. Many passive investors are good at creating equity but horrible at generating cash flow. What use is there in being able to be hands off in investing if we continuously lose money? In this episode, the author of Resilient Women in Life and Business, Whitney Elkins-Hutten, sits with Lauren Wells to enlighten passive investors on how not to lose money in passive investing. She emphasizes how valuable a successful business experience in real estate is to guide you in your passive investing journey. Whitney also provides insights on the red flags in real estate. Tune in and arm yourself with another tool to be resilient in your life and business today!

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Equity Trust: Using Self Directed IRAs To Invest In Non-Traditional Markets And Finding The Right IRA Custodian With John Bowens

Wed, 07 Jun 2023 10:00:00 -0400

Most of us are conditioned to think that there is only one way to use self-directed IRAs – to invest in public assets and public equities. But there is a lot of missed opportunity around private markets. This is what John Bowens brings to the fore in this conversation. John is a sought-after expert and one of the most respected educators in the self-directed IRA space. Leveraging his over 20 years of experience in the real estate industry, he has trained thousands of investors, giving them the tools they need to take control of their finances and build a lasting legacy. In this conversation, he explains how people can take advantage of their retirement funds to invest in alternative assets and how a company like Equity Trust can help them to that correctly. Join in and learn how to become a better custodian of your money, build lasting wealth, and create the life and legacy you want to have!

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7e Monthly Webinar: Mortgage Market Updates, Case Studies, And Pressing Investor Questions

Wed, 24 May 2023 10:00:00 -0400

If you are in an industry that is sensitive to even the smallest market shifts, you would know that it is always wise to keep yourselves in the know of the latest movements. Here at 7e, Chris Seveney and Lauren Wells have you covered with this monthly webinar. Take a deep dive into what’s happening with the world of mortgage notes as they break down market updates. Learn why anyone would sell a performing note through 7e’s case studies. Finally, find answers to the questions that bother you as Chris and Lauren answer some of the pressing questions from investors. Jam-packed with information to add to your success toolbelt, this episode is one you won’t want to miss.

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7e April Update With CEO & Founder Chris Seveney

Wed, 17 May 2023 10:00:00 -0400

Another month has come and gone. In an ever-changing market, it helps to reflect on what has happened, so we are better equipped to move forward. What this means for today’s episode is another 7e update for the month of April. Chris Seveney goes solo to give a market analysis of what we saw in the past month within the mortgage note fund as well as in the financial world. What are the things happening in our current market that impact our business? What is going on in the banking industry? Chris covers these things and more. So tune in to keep yourself up to date on the market.

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Creating Wealth Through Single Family And Multi Family Rental Properties With Sterling Chapman

Wed, 03 May 2023 10:00:00 -0400

It is possible to build a substantial portfolio of rental properties while keeping your W-2 job. But that doesn’t mean everything is easy, especially if you’re going through the syndication route. To keep your investors interested, you have to have a solid grasp on your market and numbers. That is essentially what Sterling Chapman has been through in his real estate journey. In the space of five years, he went from zero to having a portfolio of about 50 single family rental properties and tens of duplexes and fourplexes. It’s hard to believe that he started in his backyard market with one to four units, and in a market like South Louisiana. Tune in to this conversation and learn how Sterling was able to build his impressive portfolio and the lessons he has learned over the years.

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The State Of The Real Estate And Mortgage Note Space: Market Update For Q1 2023

Wed, 26 Apr 2023 10:00:00 -0400

We’re done with the first quarter of 2023. Over the last few months, we have seen some significant changes in the space that can inform us of how to move forward. In an ever-changing industry, we need to be aware of the movements happening in the real estate and mortgage note space (no matter how big or small). To keep you up to date, host Chris Seveney flies solo in this episode to give you a market update. From the state of the residential and commercial markets to the dwindling monetary supply in the United States, Chris has you covered and more! Join this episode as you uncover information that will help you navigate the markets.

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How To Maximize Your Wealth Through Tax Strategy With Justin Maxwell

Wed, 19 Apr 2023 10:00:00 -0400

To live a BIG LIFE, you must have the proper resources to be your best. One of the resources you may need is money. So, how will you build wealth to live a big life? Today, Justin Maxwell, the President of Small Business Incentive Consultants, shares his insights on maximizing wealth through tax strategy. He also emphasizes that saving money does not matter if you don’t capture and allocate it to growth opportunities. So take conscious control over your income to consume or grow with it. Join Lauren Wells and Justin Maxwell today to help you navigate the world of building wealth.

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Cashflow To Scale With Short-Term Rentals With Christopher Levarek

Wed, 05 Apr 2023 10:00:00 -0400

Are you looking for an asset that cashflows more? Is your goal to get cashflow to scale? If you answer in the affirmative, then short-term rentals are for you. In this episode, Chris Seveney interviews Christopher Levarek, the Managing Partner with Valkere Investment Group, about why short-term rentals can help you grow your wealth. He shares the story of how he found his passion for real estate and why every deal he has ever done has always been with a partner. Christopher also talks about the BRRRR approach, assessing if it’s something people can do and scale. Diving deeper into short-term rentals, he then shares his criteria on choosing the properties and how he came to launching a fund. Join this conversation and learn more about investing with insights and lessons from Christopher!

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The Mindset Journey Of A Passive To Active Investor And Scaling Your Business With Amy Sylvis

Wed, 29 Mar 2023 10:00:00 -0400

Many are familiar with the journey of going from passive to active investor. But what continues to be interesting in these stories is how investors made that switch and continue scaling in the industry. This episode’s guest has the story and wisdom to share and inspire us with. Chris Seveney is with Amy Sylvis, a real estate investor in large commercial properties across the U.S. Before moving to the active side, Amy started in the space passive investing. Since that switch, partnering and taking advantage of opportunities became the name of the game. In this conversation, Amy shares the mindset journey that helped her take on the ever-changing market. She also gives advice on what to look for when securing a deal and raising money and why having coaches and mentors can help your journey. Join Amy in this episode to gain great insights on what it takes to scale your business and more!

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Utilizing Tech In Real Estate To Build A Thriving Short Term Rental Business With Jessica Larsen

Wed, 22 Mar 2023 10:00:00 -0400

By embracing technology in real estate, we have the power to create thriving businesses that prioritize guest experiences, streamline operations, and maximize profitability in the short-term rental industry. In this episode, Jessica Larsen, a high-energy leader in the industry, discusses how to utilize tech to build a thriving short-term rental business. Jessica shares her insights and experiences on how to leverage various technologies in the real estate industry to create a lucrative and sustainable business model. She shares the benefits of using technological tools such as Airbnb, Jetstream, AI, and more to streamline operations, enhance guest experiences, and optimize profitability. Jessica also touches on what real estate agents can and must do in order to generate leads and manage short-term rentals effectively. Tune in and discover the power of tech in the short-term rental business.

Book a session with Jessica Larsen through BookWithJessica.com

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Leaving Your W2 To Chase Passive Income With Mike DeHaan

Wed, 15 Mar 2023 10:00:00 -0400

You have a job and are earning, but are you living the lifestyle you want? Do you have the freedom to do what you want? In this episode, Lauren Wells welcomes Mike Dehaan, the host of the Collecting Keys Podcast, to share his journey in leaving his W2 without a plan to chase passive income to have the freedom to live the way he wants. After quitting his job, he was not breaking cash immediately, but Mike and his partner went all in. Mike's eyes are on the hot market and go to the tertiary market because there are tons of tertiary markets compared to key markets. His approach with distressed sellers made a shift around what he does. Learn from Mike Dehaan, who owns 50 rental units and has $10M in real estate.

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Ready For Takeoff: Launching Your Real Estate Career With Naval Aviator, Doug Spence

Wed, 08 Mar 2023 11:00:00 -0400

Real estate is not just a transaction, it's an opportunity to build lasting relationships and create wealth for yourself and your community. For today’s episode, Naval Aviator Doug Spence introduces us to the world of real estate. He takes us through his journey, from how he got interested in real estate to his first steps as an investor. He'll share tips on how to build a strong network, find the right mentors, and identify opportunities in the market. Doug also provides valuable advice on how to manage risks and make informed decisions, drawing on his experience as a naval aviator. Whether you're just starting out in real estate or looking to take your investing to the next level, you won't want to miss this episode. Join us as we dive into the world of real estate with Doug Spence and learn how to get started on your own path to success.

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The BASICS Of Financial Planning And Building Wealth With David Chudyk

Wed, 01 Mar 2023 11:00:00 -0400

You cannot build wealth without financial planning. Wealth building without financial planning weakens the foundation. In this episode, David Chudyk, a Certified Financial Planner, provides insights on the BASICS of financial planning to help build your wealth. David shares the eight drivers of business value which separate him from other financial planners in the market. The “Hub and Spoke” is one of the eight drivers that highlights the importance of systems set in place in your business to help make your business sellable in the future. You better grab a pen and paper! Tune in today and build your wealth with David Chudyk.

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Getting Started On Your Real Estate Investing Journey And Securing Your Retirement With David Vernich

Wed, 22 Feb 2023 11:00:00 -0400

Ready to take control of your financial future? In this episode, commercial lender David Vernich shares his real estate journey and how creating a secure financial future with minimal risk is possible. He shows how to start planning for retirement today and take the first step towards financial freedom. David also shares exclusive sneak peeks on his book, Middle Class To Millionaire, Making The Leap To The Next Level by David Vernich. Learn from a trusted expert who has over 30 years of experience in the industry, and see how you can make money through real estate investing! Tune in and start living the life you've always dreamed of!

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Reinvent: How To Pivot Careers And Invest In Real Estate With Ben Fredricks

Wed, 15 Feb 2023 11:00:00 -0400

Our guest today started as a real estate investor and went into the banking side. A recession happened, and they were out of business, but later on, they went back into real estate investing. In this episode, Ben Fredricks, co-owner of Noteworthy USA, shares his journey and how he pivoted his career into real estate investing. Today, most of Ben’s business is more rentals because today is a great opportunity to do rentals. Figure out why Ben thinks today is a great opportunity to do rentals by tuning in to this episode!

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Charles Kao On The Importance Of Efficiency, Productivity, And Time Management

Wed, 08 Feb 2023 11:00:00 -0400

Building wealth through your business is not just about producing the best products. You also have to ensure that you always have high levels of efficiency and productivity. Doing this can save you more time and earn you more money. This is what businesses should prioritize to achieve significant progress and incredible success. Chris Seveney is joined by Charles Kao to talk about the importance of quality over quantity. As the Principal for Twin Oaks Capital, Charles shares how he bravely faced challenges in their business through the right time management, efficient standards, and optimal productivity rates. Discover amazing insights from the experts in this episode and gain the highest quality of outputs in your business!

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Note Investing: How To Go From Landlord To Lien-Lord With Tracy Z And Fred Rewey

Wed, 01 Feb 2023 11:00:00 -0400

Perhaps you want to put your money into the stock market, but you're not sure where to start. Then you can never go wrong in getting into the profitable and opportunity-rich world of note investing! Chris Seveney sits down with Tracy Z and Fred Rewey to talk about what it means to buy stocks, why people do it, and how you can get started in investing with notes. Tracy Z has over 30 years of investing experience, and Fred Rewey shines as an expert in negotiation, marketing, and deal structuring. Together, they share how to transition from landlord to lien-lord, dropping valuable insights, personal experiences, and exclusive tips to help you make it big through notes. Listen, learn, and get that money working for you!

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Getting Started In Real Estate: How To Build Wealth And Raise Capital With Josh Cantwell

Wed, 25 Jan 2023 11:00:00 -0400

There are a lot of ways to build wealth. Real estate is one of the paths some entrepreneurs choose to track. Are there any secrets to building wealth in real estate? In this episode, Josh Cantwell, CEO of Strategic Real Estate Coach, shares his insights on building wealth when you’re just starting real estate. The backbone of his journey in real estate is raising capital. If you want to hear more of Josh’s insightful talk on real estate, tune in to this conversation now!

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Securing A Bright Financial Future Through Real Estate Investing With Nathan Smith

Wed, 18 Jan 2023 11:00:00 -0400

The process of building your wealth is indeed a long and painstaking journey. To avoid trapping yourself in an endless rat race, you can take control of your financial future by putting money into real estate. Lauren Wells chats with Nathan Smith, a real estate investor and industry leader in creative financing and asset management. Nathan shares how he quit his job and began a career in real estate. He looks back on starting with single-family homes and eventually reaching financial independence at the age of 30. He breaks down tips and tricks on how aspiring real estate investors can jump-start their careers, his recommended three-year plan, and the importance of discipline and patience in winning in this highly profitable space.

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How To Win The Financial Game And Achieve Escape Velocity With Jeff Watson And Toni Shackelford

Wed, 04 Jan 2023 11:00:00 -0400

Who says investing is only for real estate, stocks, and bonds? The investing world is just too big not to be creative. And if you can do just that, then you should be able to invest in the stuff you like and understand with a great future to match! How do you do it? In this episode, Lauren Wells interviews Jeff Watson, Ohio attorney and real estate investor, to share with you how you can creatively invest through self-directed IRAs. Adding another perspective to the conversation, they are also joined by our marketing manager turned investor relations coordinator, Toni Shackelford. Together, they dive deep into getting started on self-directed IRAs and planning your long-term wealth and retirement. Win the financial game and achieve escape velocity today!

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Creating Wealth Simplified’s A Year In Review 2022

Wed, 28 Dec 2022 11:00:00 -0400

As we wrap up 2022, Lauren Wells and Chris Seveney look back on everything that has happened on their team in this 2022 Year in Review episode. They share how they grew from two to ten people, achieved growth in the asset management side, and do their due diligence process now that they have more inventory. Chris talks about his case studies, their mission to make mortgage notes investing more accessible, and his market predictions for 2023.

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Real Estate, Real Wealth: How To Build Wealth Effectively In The Real Estate World With Shenoah Grove, Texas REIAs

Wed, 21 Dec 2022 11:00:00 -0400

Building wealth in real estate is mentally and financially challenging. But it’s very much possible! In this episode, fourth-generation Texas real estate investor Shenoah Grove of Texas Real Estate Investing Associations (Texas REIAs) shares her expertise in investing such as how to complete creative real estate transactions that work in every part of the market cycle, identifying the situation of the market, preparing your cash flow, and more! Tune in now to widen your knowledge and be better equipped in the real estate world!

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Investing Education: Starting Your Real Estate Journey With Camilla Jeffs

Wed, 30 Nov 2022 11:00:00 -0400

Want to get into real estate but not really sure how? That's what this episode will be about: investing education! Our host Chris Seveney interviews Camilla Jeffs about her real estate journey on how she started even with zero knowledge (and without the help of YouTube!) to being a successful active and passive investor, a CEO of investing education company Steady Streams Investments, and a mother of young real estate investors. Join us now and get educated with how investing really works and how you can start your investing path!

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How To Protect Your Investments During A Down Market

Wed, 23 Nov 2022 11:00:00 -0400

With the lasting impact of the pandemic, wars waging left and right, and divided politics creating rifts across the country, we are expected to experience a recession anytime soon. In this unpredictable down market, the first thing you need to do is protect your investments. Lauren Wells and Chris Seveney share their insights about facing an impending recession and how to keep your finances secure in an unpredictable economic environment. They discuss how today's crisis compares to the 2007-2008 crash, the importance of securitized assets, what COVID value means, and how to navigate fluctuating housing prices.

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Building People’s Wealth By Being A Hard Money Lender With Romney Navarro

Wed, 16 Nov 2022 11:00:00 -0400

A hard money loan is a loan that is backed by a hard asset. Hard money lenders give people financing so they can acquire more properties. The Streamline Funding Group is a Texan private lending institution specializing in originating Private Money loans on real estate investments. They manage about $200 million in investor capital across a number of different loans throughout the state of Texas.

Join Lauren Wells and Chris Seveney as they talk to the CEO of Streamline Funding, Romney Navarro. Learn what a hard money loan or private loan is. Find out why residential is the best market right now in today’s economy. And discover how Romney was able to grow and scale Streamline Funding even further. Start private lending today!

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Multifamily Investing: A Look At The Next 12-24 Months With Michael Episcope

Wed, 09 Nov 2022 11:00:00 -0400

How is the multifamily market looking today, and how will it look in the coming years? As an investor, you need to be agile when positioning yourself on the market. It's all about managing your risks and rewards.

Join Chris Seveney as he talks to the Co-CEO at Origin Investments, Michael Episcope. Michael has executed more than $2.3 billion in real estate transactions, with an average equity multiple of 2.4x. Discover how Michael went from 90 investors to thousands with Origin. Hear about all the different funds he created so he can give investors exactly what they're looking for. Find out how you can attract investors by showing how transparent you are. Finally, listen in to discover Michael's insights into investing in real estate in the next 12-24 months.

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Ground-Up Multifamily Construction With Michael Zaransky

Wed, 02 Nov 2022 10:00:00 -0400

Ground-up multifamily construction is not just something anyone going into real estate can do. You need to find the land or market, build the right team, raise equity, and build community. It's a lot of work if you want to build something from the ground up.

Join Chris Seveney as he talks to ground-up construction expert and Founder and Managing Principal of MZ Capital Partners, Michael Zaransky. Learn how to find the right markets so you can get passed negative leveraged deals. Find out why you can't go cheap on your architects. Discover how to find great land opportunities. And understand how to build a great multifamily community where people can go in and never want to leave.

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Raising Capital And Revolutionizing The Coffee Industry With Josh Ziegelbaum Of Legacy Group

Wed, 26 Oct 2022 10:00:00 -0400

Every venture starts with a capital. However, the path to raising money can be quite challenging, especially with all the misconceptions surrounding it. In this episode, Chris Seveney invites Josh Ziegelbaum to shed light on this topic, righting the beliefs that often keep people from successfully raising the capital they need. Josh is the Director of Investor Relations at Legacy Group, a private equity asset manager that invests in agriculture in Latin America through their portfolio company, Green Coffee Company. Along with answering the most frequently asked questions on capital, he takes us into their work investing in coffee. He shares how the company evolved from being a hedge against inflation to what it is today, the number one largest coffee producer in Colombia. So follow along to this interesting conversation as Josh takes us through the ropes of raising capital and revolutionizing an industry.

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7E For Investors - A Live Podcast Recording

Wed, 19 Oct 2022 10:00:00 -0400

One of the great things about investing is the variety of ways you can go about it. For many of us who are not doing this full-time, a set-it-and-forget-it set-up can be a dream come true. And many have found that through passive investing. Chris Seveney and Lauren Wells have an offering that can help you invest passively while trusting that you'll have the right people managing the process and you'll get the returns you're expecting! They share with us 7E Investments. In this episode, they dig deep into what 7E investments can do for you and how it operates—from their team to their systems. They then talk about the investor experience, sharing some success stories and their note-vetting process. Join this conversation and learn more about 7E. Allow Chris and Lauren to introduce you to this exciting offer!

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Private Lending For Athletes And Artists With Adam Gamboa

Wed, 12 Oct 2022 10:00:00 -0400

Athletes and entertainers often invest in loans so their money can still work for them during off-seasons and slow gig days. Using his connections around these circles, Adam Gamboa built a private lending company targeted at this niche market. Sitting down with Lauren Wells and Chris Seveney, he shares how nine months straight of cold calls in sports and entertainment industries gave birth to AE Lending Solutions. He explains how they help lenders manage bank and individual private money, as well as how they exercise versatility in consistently modifying agreements according to clients' needs. Adam also opens up about maintaining a healthy work-life balance and dealing with limiting beliefs that mess up his internal thoughts.

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Passive Investing with Jim Pfeifer

Wed, 05 Oct 2022 10:00:00 -0400

You’ve probably heard of the term passive investing, but is the income you’re earning truly passive? Here to explain what passive investing is and should be is Jim Pfeifer. Jim is one of the founders of Left Field Investors and the podcast host of Passive Investing from Left Field. In this episode, he joins Chris Seveney and Lauren Wells to share his definition of passive investing and his wealth of knowledge on how to truly make your money work for you. He is committed to helping others achieve financial freedom with different ways to approach passive investing in a way that works for you and your money. It all starts with educating yourself and being part of a community that helps you learn and grow. Tune in to this episode for valuable tips on where to put your money and diversify your portfolio.

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From The NFL To Real Estate Investing: Building Wealth Through Consistent, Disciplined Action With Dean Rogers

Wed, 28 Sep 2022 10:00:00 -0400

Our real estate investing journeys may differ, but the keys to success are often quite the same. Dean Rogers began his career in the NFL and soon started getting involved in real estate. Even though it seems his career gave him a leg up, Dean’s journey and success are not that apart from the rest of us. It did not happen overnight. It took him hard work, discipline, and consistent action. In this episode, he joins Chris Seveney and Lauren Wells to tell us his story and the hard lessons he learned along the way. They discuss getting private lending and how it differs from hard money lending, as well as the success accelerators that helped Dean create a successful business. Dean also talks about deepening relationships through meetups, branding, and social media.

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Investing In & Rehabbing Long Term Rentals With Nicole Garnes

Wed, 21 Sep 2022 10:00:00 -0400

When you open social media, it can be so easy to get sucked into the idea that long term rental is easy. You fix it, flip it, then either sell it or do what you want with it. However ideal this is, it does not paint the whole picture accurately. In this episode, Lauren Wells invites her sister, a property manager and real estate investor, to give us the good, the bad, and the ugly of investing in and rehabbing long term rentals. An expert in all things long term management, Nicole Garnes has seen it all in her career. She shares with us her experiences with properties, what went right and wrong, and tackles the processes involved—from buying parameters, contractors, and rehab, to self-managing properties and more. So tune in and dive deep into the world of long term renting, so you know what to expect and how to prepare for it when you finally start your journey in the space.

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Questions You Should Be Prepared To Answer As A Sponsor

Wed, 14 Sep 2022 10:00:00 -0400

Before any business relationship begins, trust needs to be established. Doing your due diligence by answering and asking questions saves you from possible disaster. As a sponsor, you need to come equipped when investors start taking a step towards a possible partnership. In this episode, Lauren Wells and Chris Seveney help by sharing the questions you should be prepared to answer. From the state of the current economy to the pricing and risks involved, they break down the top inquiries among investors and how you can position yourself to best answer them. So tune in to this great conversation to not miss out on some valuable nuggets. After all, what you're investing in the asset class is just as important as who you're investing with.

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Three-Dimensional Approach To Note Investing

Wed, 07 Sep 2022 10:00:00 -0400

Stability comes in threes. Hence, the three-legged stool or why the triangle is often referred to as the most stable shape. The same goes for note investing. In this episode, Lauren Wells and Chris Seveney introduce us to the three-dimensional approach to note investing they take when evaluating, acquiring, and bringing a note to resolution. Through this approach, they look at three important things: the property, the person, and the position. They break down each aspect and present examples of where possible challenges may arise and how you can work around them. Ultimately, there are a million reasons why people are no longer interested in a property. Equipping yourself with an approach to properly analyze the situation can give you a better picture of what you're getting into.

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How To Maximize Your Finances Using Self-Directed IRAs (SDIRA) With Derreck Long

Wed, 31 Aug 2022 10:00:00 -0400

There are different ways to maximize investments, and one way to do that is through self-directed IRAs. But how does it work? Today’s guest is Derreck Long, a Senior IRA Specialist at Quest Trust Company. In this episode, he joins Lauren Wells and Chris Seveney to explain how SDIRA works and how you can benefit from it. He compares IRAs vs. 401(k) and offers a digestible explanation of the difference between each account and how you can use them to improve your finances. Tune in as he guides you with valuable tips on managing your investments for greater profits. Don’t miss this insightful episode and get golden nuggets on how to create wealth long-term.

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Top 5 Strategies You Should Implement Before Investing With A Sponsor

Wed, 17 Aug 2022 10:00:00 -0400

There are a couple of things you need to understand before you start investing with a sponsor. You can’t just work with anyone who wants to work with you. You want to be able to do a background check on who they are, what their experience is, what their strategy is, and much more. Join Lauren Wells and Christopher Seveney as they share the top 5 strategies you need to implement before you start working with a sponsor. Make sure you understand what it is you're investing in. Know the terms of the deal and how your sponsor is going to manage it. Once you know that the better off you’ll be. Start doing your due diligence today!

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Misconceptions in Finance and Real Estate: How To Start Investing With Toni Shackelford

Wed, 10 Aug 2022 10:00:00 -0400

Are you looking to start investing in real estate but unsure where to start? Joining Chris Seveney and Lauren Wells is 7E Investments' newest team member, Toni Shackelford. Toni is our marketing manager and is a fresh college graduate just two weeks into the job. She comes to us with her generation's perspective on real estate, investing, and finance. In this episode, Toni chats with Chris and Lauren about the misconceptions she had about real estate investing. In return, the two hosts share tips and financial advice to help guide new and aspiring investors in the space.

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What Is A Regulation A+ Offering?

Wed, 03 Aug 2022 10:00:00 -0400

Lauren Wells joins the show once again to discuss Regulation A+ Offering with Chris Seveney. They talk about how this offering is structured, the minimum investment required for it, as well as the qualifications of an accredited investor. Chris also shares some exciting news about his own Reg A+ offering, which he has worked on since 2021 and is now finally open for business. The two discuss their primary investment, first-position performing and non-performing mortgage notes. They detail how you can make money from them, how a new investor should approach this process, and why it is the ideal investment for the seven billion people across the entire planet.

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