The Capital Stewards Podcast

Q2 2026 Economic & Investment Outlook | Iran War, Oil Prices, Market Outlook & Portfolio Strategy

Thu, 09 Apr 2026 15:30:00 -0400

In this episode, we break down the complex economic landscape of Q2 2026, navigating the aftermath of the conflict in Iran and the resulting impact on global markets. While a recent ceasefire has brought some stability, investors are left with critical questions regarding oil prices, the "Mag Seven" tech stocks, and a labor market that may be showing signs of fatigue.We explore whether the recent uptick in economic data is a sustainable recovery or a "data mirage" driven by inventory rebuilding and backlogs. Whether you are a long-term investor or looking for specific insights into gold, bonds, or international markets, this comprehensive guide provides the data-driven perspective you need to stay anchored in an uncertain environment.

📊 Want to see the data? This episode features numerous charts detailing GDP, ISM surveys, and asset performance. Consider watching the full video to follow along with the visual analysis

00:00 – Intro & What's Ahead

02:16 — Market Recap: S&P 500, International Stocks, Bonds & Gold

03:18 — Long-Term Returns: Why History Favors Patient Investors

05:29 — U.S. Economic Update: GDP, ISM Manufacturing & Services Data

07:39 — The K-Shaped Economy: Consumer Spending, Wages & Savings

09:29 — Labor Market: Job Creation, Wage Growth & Warning Signs

12:05 — Iran War & Ceasefire: Oil Prices, Strait of Hormuz & What's Next

14:29 — Inflation Outlook: PCE, Tariffs, Housing & Services

15:50 — Stock Market Outlook: Why Global Diversification Still Matters

17:28 — Diversification & Income Outlook : Gold, Bonds & Fixed Income

19:21 — Private Credit: Risks & Reality Check

20:47 — Real Estate Opportunities in 2026

21:35 — Practical Steps for Investors Right Now

🔗 Learn more about Capital Stewards:

Website: https://www.thecapitalstewards.com

Start a Conversation: https://www.thecapitalstewards.com/startconversation

Capital Stewards is a fee-only fiduciary financial advisory firm based in Huntsville, Alabama, helping clients with retirement planning, investment management and tax strategies.

This content is for general information and educational purposes only and should not be construed as specific investment, tax, or legal advice. Past performance is no assurance of future results.

Navigating Healthcare Expenses in Retirement: Medicare, TRICARE, & the "Insurance Bridge"

Thu, 05 Mar 2026 16:15:00 -0400

Is healthcare your retirement "blind spot"?

In 2026, the landscape of retirement healthcare has fundamentally changed. With Medicare Part B premiums crossing $200 for the first time and new legislative shifts from the One Big Beautiful Bill Act (OBBBA), failing to plan is planning to overpay.

In this episode of the Capital Stewards Podcast, we break down the exact strategies you need to protect your portfolio from rising medical costs and "stealth taxes".

💡 What You’ll Learn:

- The 24-Month Window

- The ACA "Cost Cliff"

- The Federal Government Employee & Military Strategy

- Long-Term Care Realities

- Income Engineering

About Capital Stewards: We are a fee-only fiduciary advisor based in Huntsville, AL, dedicated to helping families navigate complex financial transitions with transparency and expertise.

Have Questions? Start a Conversation with Us Here: https://www.thecapitalstewards.com/startconversation #retirementplanning

#Medicare2026 #HealthcareCosts #FinancialAdvisorHuntsville #CapitalStewards #TRICARE #FEHB #LongTermCare

Any commentary is provided for general information and educational purposes only and should not be construed as specific investment, tax or legal advice. Instead, readers should make an independent assessment of the information and determine if any content mentioned is appropriate for their personal situation. Past performance of market results is no assurance of future performance. This information has been obtained from sources deemed reliable but is not guaranteed.

2026 Tax Strategy Guide | New OBBBA Rules for Huntsville

Thu, 12 Feb 2026 14:00:00 -0400

The Super Bowl is over, which means it’s officially tax season on the Capital Stewards Podcast. In this annual tax guide episode, we move beyond the "annual hunt for deductions" to discuss how you can create significant tax reduction over the long term. With the passage of the OBBBA last summer, the tax landscape has changed for 2025 filings and 2026 planning. Whether you are a business owner, a high-earner, or planning for retirement, this episode covers the strategic moves that actually "move the needle".

🕒 Key Chapters in This Episode:

0:00 – Unofficial Super Bowl Ad "O-Meter" (Anthropic, Budweiser, & more)

3:15 – The "Deduction Hunt" is Dead: The Power of Long-Term Planning

5:30 – New 2025 Standard Deductions & the Enhanced Senior Deduction

8:45 – The OBBBA "Big Three": No Tax on Tips, Overtime, and Car Loan Interest

12:10 – SALT Cap Changes & HSA "Trifecta" Benefits

15:40 – Retirement Account Strategies: ROTH vs. Traditional

18:20 – Trump Accounts for Children: What You Need to Know

21:05 – Local Tax Updates: Alabama, Georgia, and Tennessee

💡 What You’ll Learn:

The "Big Three" OBBBA Deductions: How to qualify for tax-free tips and overtime pay, and how to write off interest on U.S.-assembled vehicles.

Enhanced Senior Benefits: How to unlock up to $12,000 in extra deductions if you are over 65.

Strategic HSAs: Why 2026 is the year to start using your HSA for concierge or subscription-based primary care.

Real Estate & Business: Utilizing 100% bonus depreciation and the permanent QBI deduction to lower your effective rate.

Taxes are a long-term game. Don’t just file your return—structure your life and business for maximum efficiency.

Connect with Capital Stewards: If you have questions about integrating your tax planning with your investment portfolio, reach out to us today:

https://www.thecapitalstewards.com/startconversation

#TaxPlanning #OBBBA #2026Taxes #FinancialPlanning #CapitalStewards #RetirementPlanning #taxdeductions

Is Your Investment Portfolio Really Diversified?

Thu, 05 Feb 2026 16:00:00 -0400

This episode of the Capital Stewards Podcast challenges everything you thought you knew about a balanced portfolio. Many investors believe they are diversified simply because they own multiple funds, but in reality, they are just "collectors" of the same underlying risks.

As the "easy" era of zero-interest rates ends, we explore why the old playbook of just buying stocks and bonds is no longer a guaranteed shield. We dive into the math of systematic risk and duration, explaining why high-flying AI tech stocks and long-term bonds can often be the exact same bet. In This Episode, You’ll Learn:

The Collector’s Myth: Why owning five different tech-heavy funds actually equals one giant bet on U.S. large-cap growth.

Systematic vs. Company-Specific Risk: Why you can’t diversify away a market crash by simply buying more of the same stocks.

The New Reality: How inflation and rising interest rates cause stocks and bonds to fall at the same time.

Real Diversification Strategies: How to incorporate low-correlation assets like gold, commodities, and international markets to build resilience.

The Return of Bond Income: Why shortening your duration and focusing on yield is the key to a modern fixed-income strategy.

Stop counting line items and start measuring correlation. If everything in your portfolio turns red on the same day, you aren't diversified—you’re leveraged. Join us as we discuss how to build a portfolio that zags when the market zigs.

Connect with Us: If you have questions about your specific portfolio or want to discuss how these strategies apply to your situation, please reach out anytime.

https://www.thecapitalstewards.com/startconversation

#Investing #PortfolioManagement #Diversification #StockMarket #Bonds #Gold #AI #FinancialPlanning

2026 Economic & Investment Outlook: Physics 101

Tue, 06 Jan 2026 07:45:00 -0400

Are we currently in a stock market bubble? In the 2026 Outlook from Capital Stewards, Brian Seay explores the "K-shaped" dichotomy of the current economy: a booming AI sector contrasted with a cooling labor market and stagnating "Main Street" growth.

We break down the data on inflation, the impact of 2025 tariffs, and whether the Fed's expected rate cuts will be enough to spur a rebound. Whether you are a Huntsville tech professional or planning for retirement, this episode provides the data-driven roadmap you need for your 2026 investment strategy.

Key Topics Covered:

The 2025 Market Recap: Why Gold (+60%) and International Stocks (+30%) outpaced the U.S Stock market.

AI "Bubble Watch": Analyzing the actual cash flows of Nvidia, Microsoft, and Google.

The Labor Market: Why unemployment is rising despite low layoffs.

Inflation & Tariffs: What to expect for your Social Security COLA and real income.

Asset Allocation: Why diversification into Bonds, Real Estate, and Gold is critical in 2026.

0:00 - Introduction: The Big Questions for 2026

2:05 - 2025 Performance Review: Stocks, Gold, and Bonds

3:00 - The Power of Sticking to the Long-Term Plan

5:03 - The AI Boom vs. Main Street: The K-Shaped Economy

7:05 - Labor Market Deep Dive: Why Unemployment is Rising

13:05 - Inflation, Tariffs, and Your Social Security COLA

18:20 - Bubble Watch: Is it 1999 All Over Again?

23:14 - Global Opportunities: Emerging Markets & AI

25:03 - Gold: The Strategic Hedge for 2026

27:24 - Fixed Income: Earning the Coupon in a New Era

31:42 - Real Estate Outlook: Residential vs. Industrial

35:02 - Summary: How to Build a Resilient 2026 Portfolio

Start A Conversation with Us: https://www.thecapitalstewards.com/startconversation

Wall Street vs. Reality: Who Got 2025 Right?

Tue, 09 Dec 2025 15:00:00 -0400

Did Wall Street predict the 2025 market boom, or did they miss the mark?

In this episode of the Capital Stewards Podcast, we are "keeping the receipts." We look back at the forecasts made at the end of 2024 by major firms like Goldman Sachs, JP Morgan, UBS, and PIMCO—as well as our own internal outlook—to see how they stacked up against reality.

From the "K-shaped" economy and the massive AI CapEx build-out to the surprise performance of International stocks and Gold, we break down what the experts got right and where they completely missed the boat.

In this episode, we cover:

The Economy: Why the recession didn't happen and how AI saved the GDP numbers.

The Stock Market: S&P 500 targets vs. reality (6800+), and the failure of the "broadening rally" thesis.

Bonds & Rates: Did PIMCO make the right call on fixed income?

The Big Surprise: The asset class that rallied over 50% this year.

The Lesson: Why portfolio construction matters more than crystal ball gazing.

The point of this exercise isn't to poke fun at analysts, but to demonstrate the humility required to be a successful long-term investor. If the biggest banks in the world can't predict the short term, how should you build your portfolio?

👇 Chapters:

0:00 - Intro: Keeping the Receipts

1:15 - The 2025 Economy: AI vs. The Real Economy

3:28 - Economic Forecasts (Goldman, JPM, Wells Fargo)

7:05 - The Stock Market: S&P 500 Predictions vs. Reality

9:42 - International Stocks

10:45 - The Bond Market: PIMCO, BlackRock & Rates

12:55 - Gold: The Top Performing Asset of 2025

13:55 - Why We Listen to Outlooks (Despite the Misses)

15:10 - How to Build a Portfolio Without a Crystal Ball

17:35 - Looking Ahead to 2026

🔔 Subscribe for our upcoming 2026 Outlook Episode!

Start A Conversion with Capital Stewards: https://www.thecapitalstewards.com/startconversation

Alternative Investments: What You Need to Know

Tue, 18 Nov 2025 08:00:00 -0400

Are "alternative investments" like Private Equity and Venture Capital the secret to building wealth, or are they just complicated hype?

In this episode, we break down everything you actually need to know. We ditch the "alternative" label and re-categorize these investments by the job they do for your portfolio: driving growth or providing diversification.

We also debunk the biggest myth in investing: the idea that private assets have low risk. We'll show you why that "low volatility" is a statistical illusion and why assets like private equity carry just as much risk as the stock market.

Join us as we cover:

The "J-Curve": Why you lose money before you make it.

Manager Selection: The massive (and critical) difference between a top-tier manager and an average one.

The Liquidity Trap: The truth about new "liquid" interval funds.

401(k)s: Should you really hold these in your retirement plan?

Capital Stewards is a fee-only fiduciary financial advisor in headquartered in Huntsville, Alabama serving clients throughout the southeast.

Start A Conversion with Capital Stewards: https://www.thecapitalstewards.com/startconversation

Year End Financial Tips for 2025

Fri, 24 Oct 2025 14:00:00 -0400

Tax time is NOW, not in March of next year. Once we turn the page to next year, your ability to reduce your taxes and take advantage of some of these strategies will be gone! In our year end planning tips episode, I breakdown 10 strategies for you to consider before we close out 2025.

1) Why you need Tax Projections

2) Retirement Account Planning and Contributions for IRAs and 401(s)

3) ROTH Conversions

4) Flex Spending Accounts

5) Saving Taxes with Health Savings Accounts (HSAs)

6) Avoiding Mutual Fund Distributions / "Phantom" Distributions

7) Tax Loss Harvesting

8) Income Planning

9) Charitable Giving Strategies

10) Portfolio Rebalancing – Avoiding a big drawdown.

Start A Conversion with Capital Stewards: https://www.thecapitalstewards.com/startconversation

Economic + Investment Outlook: Two Speed Economy

Thu, 09 Oct 2025 16:00:00 -0400

There are a lot of questions on the minds of investors. Usually after a big market gains like we experienced over the summer, everyone is happy and thinks things are going great. But I hear a lot of concerns from folks on a regular basis this time around. I think that’s warranted because we are living in a world with two different economies running simultaneously. One is in a recession. The other is partying like it’s 1999. How we invest wisely based on what’s really happening is going to be very important over the next few months and into 2026.

In this outlook, we’re going to talk about the gains we have seen so far this year and whether we are in a market bubble. I’m also going to help you resolve the difference between your feelings about the economy and what you are seeing in your portfolio – because what you feel may not be what you’re experiencing in your investments. As always, I will share my views on the stock market, interest rates, the Fed, inflation, real estate and other assets like Gold.

Would you like to connect?

https://www.thecapitalstewards.com/startconversation

When Should I Claim Social Security?

Thu, 18 Sep 2025 16:45:00 -0400

Today we’re diving deep into one of the most important—and often misunderstood—pillars of retirement planning: Social Security.

Whether you’re a few years from retirement or already mapping out your retirement income strategy, understanding how Social Security works—and how to optimize it—can make a six-figure difference over your lifetime. We’ll cover everything from when to claim to spousal benefits to tax implications. So Lets Dive in.

Are We In A Stock Market Bubble?

Thu, 28 Aug 2025 16:15:00 -0400

Are we in a stock market bubble? The market certainly “feels” overvalued relative to our experiences in the economy day in and day out. The phrase "stock market bubble" is in the media a lot and many of our clients and friends have asked me the magic question – are we in a stock market bubble? Is this irrational exuberance or is it rational growth? So on this episode we will talk about where things stand relative to past bubbles, and I’ll answer the questions no one seems to want to answer on the record – are we in a bubble?

Have Questions? Want to Talk?

https://www.thecapitalstewards.com/startconversation

How to Plan and Pay for College in 2025

Thu, 14 Aug 2025 09:00:00 -0400

It’s back-to-school time at our house so this episode is all about education planning and paying for college. I hear so many question about college planning:

How do I guide my kids to choose the right school? Or no school at all? Is college worth it?

How do I save money for college? How should I pay for college once they enroll in their dream school?

In this episode I cover the framework you should consider using to make smart choices about college. Then we dive into tax smart college savings strategies and the nuts and bolts of paying for college. Plus, in 2025, there are a lot of changes for education funding, 529s, and student loans in the One Big Beautiful Bill. So it’s a great time to make an education plan or reevaluate your existing financial plan for education.

Have questions or want to connect to discuss?

https://www.thecapitalstewards.com/startconversation

One Big Beautiful Podcast

Thu, 10 Jul 2025 16:15:00 -0400

It’s all about the One Big Beautiful Bill on this episode of the Capital Stewards Podcast. Some would say it’s the hugest, most beautiful bill ever. Well, we will talk about that. Will it be good for the economy? What about the deficit? Is it $4 Trillion in deficit spending or something less? In the second half of the episode, I’ll cover what the Big Beautiful Bill means for your taxes and what tax planning steps you should be thinking about before we head into 2026.

© 2025 Capital Stewards, LLC. Any commentary is provided for general information and educational purposes only and should not be construed as specific investment, tax or legal advice. Instead, readers should make an independent assessment of the information and determine if any content mentioned is appropriate for their personal situation. Past performance of market results is no assurance of future performance. This information has been obtained from sources deemed reliable but is not guaranteed.

2025 Mid Year Investment Outlook: Slow Grind

Fri, 20 Jun 2025 14:00:00 -0400

Welcome to our mid-year outlook on the economy and investment markets. We will talk about tariffs, the conflict in the middle east, whether or not we see a recession brewing, the “big beautiful tax bill” and of course the outlook for stocks, bonds, gold, real estate and other investment assets.

01:38 - What's Happened So Far This Year

04:37 - U.S. Economic Outlook

11:47 - Tariff War Outcomes

17:21 - Iran - Israel Conflict

19:09 - One Big Beautiful Bill's Economic Impact

27:00 - Stock Market Outlook

31:00 - Interest Rates and Bond Outlook

36:00 - Gold Outlook

37:20 - Housing Market and Conclusions

Connect with Capital Stewards: https://www.thecapitalstewards.com/startconversation

Market Update: Summer Road Trip

Wed, 14 May 2025 15:30:00 -0400

Trump’s trade policy has been sort of like a summer road trip. We started off at home in April, ventured to an unknown and uncertain land, and now we have returned home, at least mostly. I wanted to share a few thoughts on the economy and markets since our last update happened right on the heels of “liberation day” and we have now journeyed quite a ways in a short period of time.

Play Offense During Down Markets: 5 Strategies to Consider

Fri, 25 Apr 2025 14:30:00 -0400

Market volatility and drops make us want to close our eyes and stop watching our portfolios. Challenging markets are not the time to run away and hide. It’s time to go on offense to save future taxes, transfer assets and get ready to take advantage of the next market cycle.

In this episode I’m going to cover 5 things you should be thinking about now so that you can be prepared to take advantage of market declines as we go through the rest of 2025.

Tariffs = Recession: 2nd Quarter Investment Outlook

Tue, 15 Apr 2025 15:00:00 -0400

Investors have lots of questions on their minds. Most importantly, everyone wants to know what the impact of Trump’s proposed Tariffs are to the economy and to investment portfolios. In this episode, we will talk about what I see as the two potential paths forward for the economy and markets based on what we know about tariffs to-date and what those paths mean for your investments.

Should I Consider A ROTH Conversion?

Thu, 20 Mar 2025 14:00:00 -0400

ROTH Conversion are a common question we address with clients. Here is my guide to ROTH conversions. I discuss:

- Why you should consider a ROTH Conversion?

- Potential Tax Savings

- Why someone should NOT do a ROTH Conversion

- ROTH Conversion Drawback and Limitations

Questions? Start A Conversation with Capital Stewards: https://www.thecapitalstewards.com/startconversation

What Should I Do About Investment Risk and Uncertainity

Thu, 06 Mar 2025 15:00:00 -0400

You are likely to experience significant investment losses. If you are under 40, you will probably experience that kind of significant loss more than once. If you are older, you have likely already experienced it.

There are a multitude of risks today. Inflation, geopolitics, technology disruption, high valuations, population and immigration changes and the list goes on.

So how do we think about risk as investors? In this episode I wanted to talk about real risk – what that is, how we measure it and most importantly what we do about it with clients.

Start A Conversation with Capital Stewards: https://www.thecapitalstewards.com/startconversation

Your Guide to Reducing Taxes in 2025 and Beyond! Do You Pay Your Fair Share?

Thu, 13 Feb 2025 15:30:00 -0400

The Super Bowl is over which means its tax time on the Capital Stewards Podcast. How can you reduce your 2024 taxes? How can you reduce your taxes long-term? Do you pay your fair share of taxes? All of this and more in this annual tax guide episode.

(0:00) Intro and Super Bowl Ad Discussion

(2:40) “Turning the Dial” on smaller opportunities to reduce your 2024 taxes

(10:00) “Moving the Needle” on larger, long-term tax planning strategies

(17:00) And lastly, because the Trump tax cuts expire at year end, my view on tax policy and potential changes, including your “fair share” of the tax burden!

Links to Superbowl Ads from Intro:

Three Bears: https://www.youtube.com/watch?v=LS_0ojDfysA

Budweiser First Delivery: https://www.youtube.com/watch?v=K0iKgJXy_gk

Bud Light Cul-Da-Sac Party: https://www.youtube.com/watch?v=x7qbswwBCDo

Hellimans Mayo "The Spot": https://www.youtube.com/watch?v=RIXB-7RHjBY

Start A Conversation With Us: https://www.thecapitalstewards.com/startconversation

Any commentary is provided for general information and educational purposes only and should not be construed as specific investment, tax or legal advice. Instead, readers should make an independent assessment of the information and determine if any content mentioned is appropriate for their personal situation. Past performance of market results is no assurance of future performance. This information has been obtained from sources deemed reliable but is not guaranteed.

Trump 2.0's Impact on Your Wallet

Tue, 28 Jan 2025 12:00:00 -0400

One week into the new administration and we have already seen a flurry of executive orders and other actions that will impact your taxes, the economy and your investments. Think of this episode as a primer for Trump 2.0 and your money. We’ll talk about the recent executive orders, tariffs and taxes.

Start A Conversion with Capital Stewards: https://www.thecapitalstewards.com/startconversation

Will the Fed Cause a Recession? - 2025 Outlook

Mon, 30 Dec 2024 16:15:00 -0400

Is inflation on the rise again? According to the Federal Reserve it may be.

Will we have a recession in 2025….or ever?

Are stocks overvalued after 2 years of strong returns?

Will the largest technology stocks just keep rolling or is it time for other areas of the market to play a bigger role?

What about bonds? Why bother with bonds if they have such low returns?

These are just a few of the questions investors are asking as we head into 2025. In Capital Stewards's Economic and Investment Outlook for 2025, I share my views in detail and back it all up with lots of charts and illustrations.

Start A Conversion with Capital Stewards: https://www.thecapitalstewards.com/startconversation

How Accurate Were 2024 Market Forecasts? We Have the Receipts!

Tue, 10 Dec 2024 14:00:00 -0400

This time of year is "outlook season" for Wall Street. Investors and analysts are publishing their S&P 500 and economic outlooks for next year. But were they right about this year? Are market forecasts useful for investors?

Well, I kept the receipts! In this episode I look back at a few from last year (including my own) and see how they turned out.

Understanding how difficult it is to predict the market has significant implications for how investors should build portfolios. I also discuss how to invest if you can't be right about the future all the time.

Start A Conversion with Capital Stewards: https://www.thecapitalstewards.com/startconversation

Myths & Misconceptions: "Alternative" Investments

Mon, 25 Nov 2024 14:00:00 -0400

This episode covers common myths and misconceptions about alternatives. What are alternative investments? Are private – or alternative – assets just for the ultra-wealthy? What is (or is not) the secret sauce of private managers that drives the high returns you see in the media? How should you think about private assets in your portfolio?

1:54 - Myth 1 - Private Assets are only for the very wealthy and not for me.

2:32 - Myth 2 - New fund structure innovations mean that I don’t really have to give up access to my cash for 8-10 years.

4:25 - Myth 3 - Private managers have a secret and that allows them to drive special, secret returns that everyone must access!

7:32 - Myth 4 - Private Equity Funds borrow and lay-off lots of workers. They are just corporate raiders.

9:35 - Myth 5 - Private Debt has grown too fast and is the next Financial Crisis waiting to happen.

13:34 - Myth 6 - Some real estate developers and owners are struggling, now is a great time to try to get a deal by investing in a privately held REIT or fund.

15:59 - Myth 7 - All alternatives are designed to provide higher returns than public securities.

17:22 - Myth 8 - Alternatives are all the rage, so the fund I’m being sold should work out ok.

18:38 - Myth 9 - All private fund managers are created the same.

Start A Conversion with Capital Stewards: https://www.thecapitalstewards.com/startconversation

Year End Financial Planning Tips + Election Implications

Thu, 07 Nov 2024 15:00:00 -0400

Year-end is upon us. The time to plan reduce your 2024 taxes and get your financial house in order is now, not after we turn the calendar page to 2025 and you can no longer act! Here is our year-end financial planning tips checklist with items that you should consider before the end of the year.

1:40 - Election Recap and Implications for Investors

3:19 - Retirement Account Planning and Contributions for IRAs and 401ks

5:12 - How to Reduce Taxes on Required Minimum Distributions (RMDs)

5:46 - ROTH Conversions

6:57 - Flex Spending Accounts (FSAs)

8:04 - Health Savings Accounts (HSAs)

9:41 - Mutual Fund Distributions / "Phantom" Distributions

11:28 - Tax Loss Harvesting

12:28 - Income Planning

14:19 - Charitable Giving Strategies

Start A Conversion with Capital Stewards: https://www.thecapitalstewards.com/startconversation

Year End Outlook: Soft Landings, Mag 7 and the Trump Trade

Wed, 23 Oct 2024 15:00:00 -0400

Will the market keep charging forward or are we on the brink of a recession? Soft landings are just that, slower, softer economic activity. They don’t feel great. What about the Mag 7 technology stocks, will they continue to lead the way forward? Will a Trump victory ignite more inflation and cause interest rates to rise? I cover all of this and more in our Outlook for the 4th Quarter.

Topics:

0:00 - Intro

2:11 - What’s Happened in Markets So Far This Year?

5:45 - Jobs Market

13:49 - Inflation

16:10 - What’s Happening in Real Life with Companies

18:44 - Stock Market Outlook - Mag 7 vs. the 493

22:15 - International Stocks and China

24:38 - Oil and Commodities

28:00 - Long-Term Interest Rates and Bonds

35:18 - Gold

36:55 - Election Impact

39:43 - Takeaways for Investors

Watch the Video w/ Charts -> https://www.thecapitalstewards.com/learn/year-end-2024-outlook-soft-landings-are-murky

Questions? Start a Conversation with Us -> https://www.thecapitalstewards.com/startconversation

IRA vs. 401k. vs. ROTH: Which Retirement Accounts to Use and When

Tue, 24 Sep 2024 16:00:00 -0400

IRAs, 401ks, the TSP, ROTHs.

It’s a soup of acronyms. What's the right prioritization of accounts for saving? Which account should you spend from first in Retirement?

In this episode I’m diving into the main retirement account types and how to use them. I'll cover:

1) Accumulating wealth…when you’re saving for retirement and

2) Decumulating wealth...or spending your assets in retirement.

We will talk about contributions, backdoor contributions, income limitations and common misconceptions. So if you have questions about which retirement accounts to use – you’re not alone – and this is the episode for you.

Bucket Chart Referenced In Episode

Question? Start A Conversation with Capital Stewards

Election 2024 Economic Proposals: Real Insight

Tue, 27 Aug 2024 14:00:00 -0400

Want to go deeper than cable news on the proposed economic policies of both presidential campaigns? I evaluate policy proposals with history and data as the guide to discover which proposals may really create growth and reduce inflation in the economy. Neither Vice-President Harris nor Former President Trump lay out all good or all bad proposals. Whether you consider yourself a republican, democrat or independent, you might be surprised at the proposals from your party. Lastly, I will discuss what the proposals mean for investors.

0:00 - Intro

2:47 - What Caused Inflation / How Policy May Impact Inflation Going Forward

13:00 - Tax Plans / Tax Burden / "Fair Shares" / Corporate Taxes

30:10 - U.S. Government Spending & Revenue / Tax on Tips

36:20 - Tariffs

42:55 - Raising the Minimum Wage

46:20 - Home Prices / Incentives to Build / Handouts to Buyers

49:05 - Price "Gouging"

51:01 - Infrastructure

52:01 - Energy

53:23 - Where the Race Stands / Conclusions

https://www.thecapitalstewards.com/

Start a Conversation: https://www.thecapitalstewards.com/startconversation

Is College Worth it? How to Save and Pay for College in 2024

Thu, 15 Aug 2024 16:30:00 -0400

Is college worth the high cost? If my kids are going to college, how should I save and pay for college? In thie episode we dive into college planning. I cover:

2:15 - A framework to make college pay-off

9:20 - Saving for college, 529s, ROTH IRAs.

17:10 - Paying for college, strategies for asset ownership and the FAFSA

https://www.thecapitalstewards.com/startconversation

Resources:

https://ronlieber.com/books/the-price-you-pay-for-college/

https://collegereadyplan.com/

What Does it Mean to "Be a Good Steward?”

Thu, 01 Aug 2024 17:00:00 -0400

I named the firm “The Capital Stewards” for a reason. I’ve discussed stewardship in other articles and podcast episodes, but this is a concept that we all wrestle with so I wanted to lay out a framework that I hope will be helpful as you think about stewarding the resources that you have been entrusted with. Whether you believe the Bible or not, I think this episode will be helpful in understanding how to think wisely about your money.

We discuss:

1) A Biblical Framework for Money

2) Generosity & Tithing

3) Investing Wisely

4) The Importance of "Doing the Hard Work"

Learn More or Connect: https://www.thecapitalstewards.com

© 2024 Capital Stewards, LLC. All rights reserved. Capital Stewards, LLC is a registered investment advisor. Any commentary is provided for general information and educational purposes only and should not be construed as specific investment, tax or legal advice. Instead, readers should make an independent assessment of the information and determine if any content mentioned is appropriate for their personal situation. Past performance of market results is no assurance of future performance. This information has been obtained from sources deemed reliable but is not guaranteed.

Should I Buy An Annuity?

Fri, 19 Jul 2024 10:45:00 -0400

In this episode, we discuss Annuities. Are they useful financial tools or are they terrible products?

Annuities are like any other financial product, they are useful in some situations and useless in others. The real issue with annuities, like other kinds of insurance, is that they are often sold and promoted by salespeople masquerading as “financial advisors.” So in this episode we are going to shine the light on annuities. We discuss:

1:16 - Finding quality, unconflicted advice about annuities and retirement income

2:38 - Types of Anuities

4:29 - Situations when Annuities Might Be Useful

10:29 - Fixed Index Annuities (FIAs), Variable Annuities and Situations When Annuities Don't Make Sense

Learn More About Us or Reach Out: https://www.thecapitalstewards.com/

Is a Recession on the Horizon? Midyear Economic and Investment Outlook

Fri, 21 Jun 2024 14:00:00 -0400

Inflation is falling, unemployment is rising and after a strong start to the year,

economic data has turned noticeably weaker. Is a recession on the horizon? In

our outlook we will talk about inflation, the jobs market and the economy. More

importantly, we dive into what the current economic outlook means for investors

in stocks, bonds, real estate and other asset classes. So, if you are wondering

if a recession is coming, and how to invest now, this is the episode for you.

Learn More About Us: https://www.thecapitalstewards.com/

(0:00) Intro: Is a recession on the horizon?

(0:43) Long-term returns

(3:05) What’s happened in markets so far this year?

(3:55) Economic growth slowing, but not in recession

(4:10) Big misconception – inflation is causing slow down

(5:35) Magnificent 7 Stocks

(6:24) Economy slowing down

(6:55) Jobs market outlook

(8:55) Is inflation going down?

(12:35) Why is some inflation good?

(13:40) U.S. Stock Market Outlook

(17:30) Global Stock Market Outlook

(21:19) Interest Rate and Bond Market Outlook

(23:13) Real Estate Outlook

(26:18) How to Invest Now

Is Social Security going bankrupt? How does that impact my retirement?

Thu, 06 Jun 2024 15:30:00 -0400

As we move into political silly season, Social Security will become even more of a political hot-potato. Social Security garners lots of hot takes, not all of which are correct.

In this episode, my goal is to lay out:

How social security works
Where the program is likely headed and
What that means for participants both now and in the future

Lastly, we will talk about how you should plan for social security, regardless of your income level.

Sources:

https://www.ssa.gov/oact/trsum/

https://www.cbo.gov/publication/59184

Learn More About Us: https://www.thecapitalstewards.com/

Retirement Planning 201: Real Advice on Taxes, Social Security, Healthcare and Investing

Thu, 09 May 2024 16:00:00 -0400

Retirement Planning 201. We dive deep into strategies for those considering retirement in the next 5 years. This is 201 because we go much deeper into taxes, healthcare, social security and investing than the typical retirement planning article. We discuss:

0:00 Your Most Valuable Resource (Time) + Working in Retirement

5:14 How long will you live? + How much will you spend?

8:10 When to Take Social Security

11:40 IRAs vs. 401ks vs. ROTH + Reducing Taxes In Retirement

15:00 Early Retirement Healthcare + Original Medicare vs. Medicare Advantage

18:40 Investing for Retirement

https://www.thecapitalstewards.com/st...

Data Sources:

Workforce Participation: Bureau of Labor and Statistics, Employee Benefit Research Institute, Greenwald Research

Retirement Spending: J.P. Morgan Chase, “Three Retirement Spending Surprises”

Life Expectancy: American Academy of Actuaries and Society of Actuaries, Actuaries Longevity Illustrator, http://www.longevityillustrator.org/, (accessed August 2022).

Social Security: Social Security Administration, Capital Stewards Analysis, Table shows figures assuming maximum benefit from social security, based on 2024 payout data and not adjusted for inflation.

5 Common Challenges of Investing for Non-Profits, Endowments and Churches

Fri, 03 May 2024 09:00:00 -0400

Sit on an Investment Committee or Nonprofit Board?

Stewarding the generous gifts of your congregation and community is a high calling but often leaders get stuck facilitating their investment committee. Investing with an organization is very different, and often more challenging, than personal investing. In this episode we discuss overcoming 5 challenges we see with organizational investors.

3:04 - Slow and Ineffective Investment Committees

9:20 - Lack of Focus on Asset Allocation

10:52 - Under-Developed Investment Policy

13:20 - High Fees and Lack of Transparency

15:00 - No Performance Tracking

More on Investing for Churches, Non-Profits and Endowments: https://www.thecapitalstewards.com/churches-non-profit-financial-advisor

Start A Conversation With Us: https://www.thecapitalstewards.com/startconversation

Are Immigrants Stealing Jobs? The Real Story Around Immigration in 2024

Thu, 18 Apr 2024 15:00:00 -0400

Everytime you turn on the news there is another story about the southern border or immigration. The U.S. economy continues to create more jobs than expected, largely due to "foreign born workers"

The Bible teaches that we should love foreigners and refugees. But much has been written about migrant workers stealing jobs from Americans and driving down wages. So how do we reconcile all of that?

In this episode of the podcast, we examine the data for immigration and employment in America.

0:00 Intro

2:14 Legal vs. Illegal Immigration

3:28 Immigration Facts

3:58 Impact on Economic Growth

8:19 Are Immigrants "Stealing Jobs?"

11:22 Immigration Reduces Wages

13:25 Immigration Reducing Inflation

16:01 Conclusion

Start A Conversation With Us: https://www.thecapitalstewards.com/startconversation

© 2024 Capital Stewards, LLC. All rights reserved. Capital Stewards, LLC is a registered investment advisor. Any commentary is provided for general information and educational purposes only and should not be construed as specific investment, tax or legal advice. Instead, viewers should make an independent assessment of the information and determine if any content mentioned is appropriate for their personal situation. Past performance of market results is no assurance of future performance. This information has been obtained from sources deemed reliable but is not guaranteed.

Economic & Investment Outlook: Perception Isn't Reality Q2 2024

Thu, 04 Apr 2024 15:00:00 -0400

Feeling down about the economy and markets? Paying high prices at the store while watching the S&P 500 hit all-time highs?

Often, how we feel about the market and our investments doesn't jive with what's really happening. In our Q2 outlook, we look at the data to get a better picture of what's really happening in the economy and financial markets.

0:00 - Inflation Feels Different Than Reality

3:03 - What's Happened So Far This Year?

4:06 - Why Long-Term Perspective is So Important

6:00 - Job Market

8:36 - Layoffs

11:04 - Inflation

12:28 - How Are Companies Doing?

17:19 - Stock Prices and Valuation

20:46 - International Markets

24:13 - Bonds and Interest Rates

27:00 - Where Will Long-Term Interest Rates Land?

30:40 - Gold

31:54 - Conclusions & What Investors Should Consider

Start A Conversation With Us: https://www.thecapitalstewards.com/startconversation

© 2024 Capital Stewards, LLC. All rights reserved. Capital Stewards, LLC is a registered investment advisor. Any commentary is provided for general information and educational purposes only and should not be construed as specific investment, tax or legal advice. Instead, viewers should make an independent assessment of the information and determine if any content mentioned is appropriate for their personal situation. Past performance of market results is no assurance of future performance. This information has been obtained from sources deemed reliable but is not guaranteed.

Investing in Bitcoin and Cryptocurrency

Thu, 21 Mar 2024 15:00:00 -0400

Wondering whether Bitcoin should be a part of your investment portfolio? In this episode we share our perspective on how to consider a crypto investment. What about the new Bitcoin ETFs, should those be a part of your investment portfolio? We discuss:

(0:00) Intro & Thesis on Bitcoin

(2:53) Blockchain & Distributed Ledger Technology vs. Cryptocurrencies

(6:35) Is Bitcoin a Currency?

(8:58) Is Bitcoin a good Inflation Hedge?

(11:37) Bitcoin as a Safety-Net

(12:53) Cryptocurrency Volatility

(13:52) New Bitcoin ETFs

(15:55) Should Bitcoing Be Part of an Investment Portfolio?

Blog Post:

https://www.thecapitalstewards.com/learn/investing-in-bitcoin

Want to Start a Conversation About Your Investments? -> https://www.thecapitalstewards.com/startconversation

© 2024 Capital Stewards, LLC. All rights reserved. Capital Stewards, LLC is a registered investment advisor. Any commentary is provided for general information and educational purposes only and should not be construed as specific investment, tax or legal advice. Instead, readers should make an independent assessment of the information and determine if any content mentioned is appropriate for their personal situation. Past performance of market results is no assurance of future performance. This information has been obtained from sources deemed reliable but is not guaranteed.

Reducing Taxes in 2024! Short and Long-Term Tax Planning.

Thu, 15 Feb 2024 14:15:00 -0400

The superbowl is over. Taylor Swift clearly won. Its baseball season and all of that means it's time for taxes in 2024. In this episode, we cover things you can do to reduce your tax bill for 2023 and we also discuss strategies you can use for long-term tax planning.

More than 90% of filers are using the standard deduction each year. That means tax reduction isn't about a "hunt for deductions" each year, its about long-term strategies that lower your tax bill over time.

Listen to the episode for more insight on all things taxes for 2024!

Want to Start a Conversation About Your Long-Term Tax Plan -> https://www.thecapitalstewards.com/startconversation

Link to the "Dunkings" Commercial Video ->https://www.youtube.com/watch?v=Ve2miT5iF2M

© 2024 Capital Stewards, LLC. All rights reserved. Capital Stewards, LLC is a registered investment advisor. Any commentary is provided for general information and educational purposes only and should not be construed as specific investment, tax or legal advice. Instead, readers should make an independent assessment of the information and determine if any content mentioned is appropriate for their personal situation. Past performance of market results is no assurance of future performance. This information has been obtained from sources deemed reliable but is not guaranteed.

What Impact Will the 2024 Election Have on the Stock Market?

Wed, 31 Jan 2024 12:30:00 -0400

It's hard not to notice, but we are in an election year. Did you know that the stock market does better when Democrats hold the oval office? Well... sorta...not really. There is lot's of discussion about the impact of the election on the stock market, interest rates and the economy. In this episode we will break it down and discuss the real impact elections have (or don't have) on markets. We cover:

What impact might the election have on stock market returns in 2024?
Does it matter if a Democrat or Republican wins the election?
Does the stock market actually perform better during Democrat or Republican administrations?
What economic policy ideas should we watch for when we evaluate candidates.

Have investment or financial planning questions? Start a conversation with our team: https://www.thecapitalstewards.com/startconversation

© 2024 Capital Stewards, LLC. All rights reserved. Capital Stewards, LLC is a registered investment advisor. Any commentary is provided for general information and educational purposes only and should not be construed as specific investment, tax or legal advice. Instead, readers should make an independent assessment of the information and determine if any content mentioned is appropriate for their personal situation. Past performance of market results is no assurance of future performance. This information has been obtained from sources deemed reliable but is not guaranteed.

Better New Year's Resolutions

Fri, 05 Jan 2024 14:00:00 -0400

Happy New Year! It's resolution time, but instead of focusing on 5 "check boxes" for a financially successful 2024, what if we took a step back to make a giant leap forward? In this short episode, I dive into a better approach for financial resolutions: aligning your life with your resources. Here are four questions to ask yourself as you kick off 2024:

Why am I here? How am I uniquely gifted?
How am I creating opportunities for my family to thrive and grow?
What am I passionate about changing in my community?
What areas of my life are well-resourced? What areas need more resources, either time, attention,or money?

Have investment or financial planning questions? Start a conversation with our team: https://www.thecapitalstewards.com/startconversation

© 2024 Capital Stewards, LLC. All rights reserved. Capital Stewards, LLC is a registered investment advisor. Any commentary is provided for general information and educational purposes only and should not be construed as specific investment, tax or legal advice. Instead, readers should make an independent assessment of the information and determine if any content mentioned is appropriate for their personal situation. Past performance of market results is no assurance of future performance. This information has been obtained from sources deemed reliable but is not guaranteed.

2024 Economic & Investment Outlook: The Sugar High is Over

Thu, 14 Dec 2023 06:30:00 -0400

Will we have a recession in 2024? How will inflation and interest rates impact my job, my investments and the economy? Where should I consider investing in 2024? We dive into those questions and more in our latest outlook.

Topics:

(0:00) - Intro

(1:13) - Post-Covid Economic History 101

(4:29) - Normal vs. The Sugar High

(6:08) - Where are We Really on The Investment Journey?

(8:21) - Recession Debate and GDP Components

(8:55) - Job Market & Strong Consumer

(14:52) - Consumer Debt Increasing

(16:17) - Consumer Spending Over the Holidays

(18:40) - Business Investment & Activity

(22:18) - Governement Spending & Deficits

(24:12) - Inflation

(25:41) - Investment Outlook

(26:24) - Stock Market & Magnificent Seven

(32:31) - Bond Market

(35:17) - International Markets

(39:16) - Real Estate & Housing

(41:39) - Actions to Consider & Conclusion

Have investment or financial planning questions? Start a conversation with our team: https://www.thecapitalstewards.com/startconversation

© 2023 Capital Stewards, LLC. All rights reserved. Capital Stewards, LLC is a registered investment advisor. Any commentary is provided for general information and educational purposes only and should not be construed as specific investment, tax or legal advice. Instead, readers should make an independent assessment of the information and determine if any content mentioned is appropriate for their personal situation. Past performance of market results is no assurance of future performance. This information has been obtained from sources deemed reliable but is not guaranteed.

Tax Time is NOW i.e. Year End Tax Planning Tips

Tue, 21 Nov 2023 14:00:00 -0400

TAX TIME IS NOW! Not in March of next year. Now is the time to start thinking about strategies to manage your 2023 taxes and it’s also a great time to find professional support to help prepare your tax returns. In this episode we discuss year end planning, including:

Tax Loss Selling in Bond Portfolios
Retirement Account Contributions, Distributions and Charitable Contributions
ROTH Conversions
Managing Stock Options
Year Trust and Estate Planning

Year End 2023 Planning Tips Article: https://www.thecapitalstewards.com/learn/tips-for-2023-year-end-tax-planning

Have investment or financial planning questions? Start a conversation with our team: https://www.thecapitalstewards.com/startconversation

Impact of Rising Interest Rates on Investing and Financial Planning

Thu, 02 Nov 2023 17:15:00 -0400

The interest rate on the 10-year U.S. Treasury has risen from less than 1% in 2020 to almost 5% today. Everyone is talking about mortgage rates, but the implications of higher rates are broader than simply higher mortgage payments.

In this episode, we discuss the changes we believe investors should consider for their portfolios and financial plans in this new interest rate environment. We discuss:

Re-thinking your investment allocation, i.e., the mix of stocks, bonds and other assets
New wealth transfer opportunities created by higher interest rates

Read Our Article on Rising Interest Rates: https://www.thecapitalstewards.com/learn/how-5-interest-rates-may-impact-your-investments-and-financial-plan

Have investment or financial planning questions? Schedule time with a member of our team: https://www.thecapitalstewards.com/contact

Real Estate Market Update (Should I Buy an Airbnb or Office Property Now?)

Fri, 06 Oct 2023 16:00:00 -0400

In part two of our series on real estate investing we discuss our outlook for the real estate market. We cover both the residential and commerical real estate markets from the perspective of a long-term, generational investor. We discuss:

The different types of real estate investors should consider owning
Our outlook for residential real estate
The profitability of current and new short-term rentals (Airbnb and VRBO) with real-time data
Our outlook for commercial real estate
The impact of higher rates on properties

Learn More: https://www.thecapitalstewards.com

Have investment or financial planning questions? Schedule time with a member of our team: https://www.thecapitalstewards.com/contact

4th Quarter Economic and Investment Outlook: This Time is Not Different

Tue, 03 Oct 2023 16:30:00 -0400

One of the most anticipated recessions in U.S. history has not occured yet in 2023. Is this time different? We discuss why markets have been strong so far, and why they may slow down going forward. As always, we discuss what actions investors should consider based on what's happening in the economy and markets. We discuss:

0:00 Overview + Long-Term Perspective

6:18 Labor Market

8:20 Inflation

13:35 Manufacturing Decline Ser

14:24 Consumer Headwinds

17:30 Debt & Deficits

23:20 Are We In A Recession?

24:35 Interest Rates

27:08 Stock Market Outlook

28:45 Bond Market Outlook

30:31 International Markets (+ China)

33:01 What Should We Do Next?

Learn More: https://www.thecapitalstewards.com

Have investment or financial planning questions? Schedule time with a member of our team: https://www.thecapitalstewards.com/contact

© 2023 Capital Stewards, LLC. All rights reserved. Capital Stewards, LLC is a registered investment advisor. Capital Stewards is a Huntsville Financial Advisor. Any commentary is provided for general information and educational purposes only and should not be construed as specific investment, tax or legal advice. Instead, readers should make an independent assessment of the information and determine if any content mentioned is appropriate for their personal situation. Past performance of market results is no assurance of future performance. This information has been obtained from sources deemed reliable but is not guaranteed.

Investing in Real Estate, a Multi-Generational Perspective

Thu, 28 Sep 2023 16:00:00 -0400

We get tons of questions about real estate. Should I invest in real estate? How should I invest in real estate; through funds or direct property owenship? How much should I own and how do I think about real estate in the context of my total invstment portfolio. In this episode we discuss long-term real estate investing. In our next episode we will provide an outlook for real estate given today's environment. In this episode, we cover:

The case for including real estate in your investment portfolio
Unique tax advantages of real estate
How much real estate you should own
Six steps to get started investing in real estate
REITS vs. Private Real Estate Funds vs. Direct Property Ownership
How to scale your holdings to build a multi-generational real estate portfolio
Transferring real estate to the next generation

Learn More: https://www.thecapitalstewards.com

Have investment or financial planning questions? Schedule time with a member of our team: https://www.thecapitalstewards.com/contact

Generational Wealth: Estate Planning = Springboard for Next Gen

Fri, 08 Sep 2023 15:00:00 -0400

In the third part of our series on Multi-Generational Wealth, we dive into transferring wealth to the next generation. But this is much more than boring, complex meetings with an attorney and dividing up your assets. Wealth transfer planning is a journey that occurs over many years. Effective wealth transfer should result in leaving a financial springboard for your family. That should be exciting to work on! In this episode we cover:

Training Your family
529 Plans: Good for Training; Great for Wealth Transfer
Reducing Taxes Through Estate Planning
Charitable Foundations for Everyone / Donor Advised Funds
How Multi-Generational Investing Differs from Retirement Investing

Learn More: https://www.thecapitalstewards.com

Have investment or financial planning questions? Schedule time with a member of our team: https://www.thecapitalstewards.com/contact

Generational Wealth: How to Not Spoil Your Kids

Fri, 25 Aug 2023 15:30:00 -0400

Episode 2 in our 3 part series on generational wealth. We discuss one of the top concerns for families: how to not spoil your children and grandchildren. These concepts apply to everyone with kids!

Stewarding wealth, like anything else, requires training over time, not just a one-time meeting or estate planning document. In this episode we discuss how to build the next generation of great wealth stewards using 5 key principles:

Engaging the next generation in decision making while they are kids!
Getting involved in philanthropy together
Involving your children in investment, tax and wealth planning discussions in their 30s (or sooner!)
Demonstrating how your values impact business and family decision making
Diversification is critical as you pass wealth from generation to generation

Learn More: https://www.thecapitalstewards.com

Have investment or financial planning questions? Schedule time with a member of our team: https://www.thecapitalstewards.com/contact

Generational Wealth: You Can Do It + Where to Start

Thu, 10 Aug 2023 15:45:00 -0400

Thinking about building generational wealth for your family? Wondering where to start...or if it's even possible? In this series of episodes we share our perspective about income, assets and wealth. You don't have to be a Rockefeller or a Youtube star to think about building a financial foundation for your family. Multigenerational wealth also doesn't mean that your kids don't need to work and you can sit around all day. Real people can build generational wealth that provides flexibility for their family and empowers generosity.

In this episode we talk about:

Myths and Real-Life
Assets > Income
Debt as a Tool
How to save and invest across generations (think diversification)

Learn More: https://www.thecapitalstewards.com

Have investment or financial planning questions? Schedule time with a member of our team: https://www.thecapitalstewards.com/contact

Q3 Investment Outlook: Are We There Yet?

Tue, 11 Jul 2023 13:00:00 -0400

Are we there yet? Will the recession ever arrive? In this episode we share Capital Steward's investment and economic outlook for the second half of 2023. We discuss our views on inflation, the economy, the stock market and bonds. Most importantly, we share practical advice for investors to consider.

Video version with charts: https://youtu.be/Ygd6hDPg8oc

Learn More: https://www.thecapitalstewards.com

Have investment or financial planning questions? Schedule time with a professional member of our team: https://www.thecapitalstewards.com/contact

Agenda:

0:00 Intro / The Big Picture

4:50 Labor Market / Jobs

6:35 Housing Market / Home Inflation

7:45 Inflation Outlook

9:20 Fed Policy / Interest Rates

11:35 Are We There Yet?.... Recession

17:00 Stock Market Outlook

20:50 Bond Market Outlook

22:10 International Markets

23:35 Practical Steps for Investors / Where You Can Find Help

Active Mutual Funds are Making a Comeback...OR NOT!

Tue, 27 Jun 2023 13:00:00 -0400

Are active fund managers beating passive funds in post-pandemic markets? Should you own only passive index funds? What is the best way to invest and gain exposure to stock and bond markets?

Our work suggests the majority of investment assets should be managed passively to maximize results and reduce both costs and taxes.

However, active management may be useful in a few, less mature asset classes. We lay out our perspective in this episode so that you have real data to make informed decisions.

Want to Talk Live ?->https://www.thecapitalstewards.com/contact

Learn More About Us -> https://www.thecapitalstewards.com

© 2023 Capital Stewards, LLC. All rights reserved. Capital Stewards, LLC is a registered investment advisor. Any commentary is provided for general information and educational purposes only and should not be construed as specific investment, tax or legal advice. Instead, readers should make an independent assessment of the information and determine if any content mentioned is appropriate for their personal situation. Past performance of market results is no assurance of future performance. This information has been obtained from sources deemed reliable but is not guaranteed.

Summer Reflections On Stewardship, Money and Investing

Thu, 15 Jun 2023 13:00:00 -0400

We all wrestle with the concept of stewardship. Is money the root of all evil? Is it a tool to use for good purpose? Should we take our own “giving pledge” and give it all away? What about providing for our family and kids? I don’t have all the answers, but I can share my perspective based on our personal life and my work with clients over the years. We hope this episode helps you put a framework around how you think about money!

Written Blog Post on Stewardship + Links -> https://www.thecapitalstewards.com/learn/worry-about-money-what-is-its-purpose

Want to Talk Live ?->https://www.thecapitalstewards.com/contact

Learn More About Us -> https://www.thecapitalstewards.com

© 2023 Capital Stewards, LLC. All rights reserved. Capital Stewards, LLC is a registered investment advisor. Any commentary is provided for general information and educational purposes only and should not be construed as specific investment, tax or legal advice. Instead, readers should make an independent assessment of the information and determine if any content mentioned is appropriate for their personal situation. Past performance of market results is no assurance of future performance. This information has been obtained from sources deemed reliable but is not guaranteed.

What Should I Do With My Bonus? (Cash & Stock?)

Fri, 28 Apr 2023 14:00:00 -0400

April is often the time when your bonus from last year will be paid out. This is likely the largest cash and stock infusion you will have throughout the year, and we get lots of questions about what to do 1st, 2nd 3rd etc.. And, by the way, we think its OK to have a little fun with your bonus money! In this episode we discuss the 4 things you should do with your bonus payout.

Want to Talk Live ?->https://www.thecapitalstewards.com/contact

Learn More About Us -> https://www.thecapitalstewards.com

© 2023 Capital Stewards, LLC. All rights reserved. Capital Stewards, LLC is a registered investment advisor. Any commentary is provided for general information and educational purposes only and should not be construed as specific investment, tax or legal advice. Instead, readers should make an independent assessment of the information and determine if any content mentioned is appropriate for their personal situation. Past performance of market results is no assurance of future performance. This information has been obtained from sources deemed reliable but is not guaranteed.

Q2 Investment Outlook: Are Things as Bad as they Seem?

Wed, 05 Apr 2023 03:45:00 -0400

In our outlook we cover our views on markets as we head into the 2nd quarter of 2023. We discuss inflation, the banking turmoil and interest rates; as well as what the economic backdrop means for investment assets like stocks and bonds. Watch the video version on our website with the charts below or listen to the podcast version!

0:00 - Intro

1:56 - Long-Term Focus

4:01 - Inflation

7:12 - Fed Rate Hikes

9:01 - Are we headed for Recession?

12:43 - Bond Fixed Income Investing

15:50 - Banking Turmoil

21:48 - Stock Market

26:20 - International Stocks

19:08 - What should investors do now?

Video Version with Charts -> https://www.thecapitalstewards.com/learn/investment-outlook-q2-2023-are-things-as-bad-as-they-seem

Want to Talk Live ?->https://www.thecapitalstewards.com/contact

Learn More About Us -> https://www.thecapitalstewards.com

© 2023 Capital Stewards, LLC. All rights reserved. Capital Stewards, LLC is a registered investment advisor. Any commentary is provided for general information and educational purposes only and should not be construed as specific investment, tax or legal advice. Instead, readers should make an independent assessment of the information and determine if any content mentioned is appropriate for their personal situation. Past performance of market results is no assurance of future performance. This information has been obtained from sources deemed reliable but is not guaranteed.

Bank Failures - Real Perspective on Safe Money

Mon, 20 Mar 2023 09:00:00 -0400

Silicon Valley Bank failed , now Credit Suisse merged with UBS. Can we trust banks and is our money safe? In this episode we cut through the noise on recent bank failures and provide perspective to help you make smart decisions with your cash. We cover:

1) What happened with Silicon Valley Bank & Credit Suisse

2) Why banks just don't have all of our cash on-hand

3) Are banks safe? What should we be doing to be smart with our cash?

4) Are we bailing out banks again? What will happen in the future given the actions of the government

Want to Talk Live ?->https://www.thecapitalstewards.com/contact

Learn More About Us -> https://www.thecapitalstewards.com

Any commentary is provided for general information and educational purposes only and should not be construed as specific investment, tax or legal advice. Instead, listeners should make an independent assessment of the information and determine if any content mentioned is appropriate for their personal situation. Past performance of market results is no assurance of future performance. This information has been obtained from sources deemed reliable but is not guaranteed.

How to Build Passive Income...The Right Way.

Thu, 09 Mar 2023 03:00:00 -0400

Interested in building passive income? Watched a few (or maybe a hundred) YouTube videos by people who seem to have it all figured out? In this episode we dive into passive income. What's real...and what's not. We cover:

What is passive income?
Types of passive income
How to build passive income from creative assets or intellectual property
Building passive income when you aren't creative :) or don't have IP
How to think about passive investments, including real estate when you build a long-term strategy.

Want to Talk Live ?->https://www.thecapitalstewards.com/contact

Learn More About Us -> https://www.thecapitalstewards.com

2023 Tax Reduction Strategies...and Super Bowl Commercials!

Fri, 10 Feb 2023 14:00:00 -0400

Searching for ways to reduce your taxes? In this episode we cover short and long-term tax planning ideas. Plus, our review of the best Super Bowl commercials we've seen so far! We discuss:

Why tax reduction is a long-term game
Tax planning ideas for your 2022 taxes
Long-term tax planning strategies... so you can win the long-game!

Resources:

2023 Tax Planning Guide -> https://www.thecapitalstewards.com/learn/reducing-taxes-in-2023-the-ultimate-guide-for-huntsville

Want to Talk Live ?->https://www.thecapitalstewards.com/contact

Learn More About Us -> https://www.thecapitalstewards.com

What's UP With Markets?

Thu, 09 Feb 2023 13:30:00 -0400

Wondering why markets are up so much to start the year - especially since Wall Street expected them to drop? What about that jobs report - it seems like the labor market is still really strong despite the news of layoffs. In this stock market update episode we cover:

What is happening in the Stock Market and Bond Market so far in 2023
The strong performance of international and emerging markets
The jobs report and how the economy is impacting markets
Why was the consensus wrong - and where do markets go from here?
What long-term investors should do given the quick rise.

Resources:

Want to Talk Live ?->https://www.thecapitalstewards.com/contact

Learn More About Us -> https://www.thecapitalstewards.com

Best Financial New Year's Resolution + How Secure Act 2.0 Impacts Your Retirement

Thu, 05 Jan 2023 16:00:00 -0400

Want to make a financial resolution you can keep in 2023? We discuss how automating your savings is the best way to actually accomplish your financial goals in 2023. We also discuss the Secure Act 2.0. and what it means for your retirement savings:

What does the Secure Act 2.0 mean for you?
How does the Secure Act 2.0 impact professionals saving for retirement
How does the Secure Act 2.0 impact current retirees
How does the Secure Acto 2.0 impact business owners

Resources:

Want to Talk Live ?->https://www.thecapitalstewards.com/contact

Learn More About Us -> https://www.thecapitalstewards.com

2023 Outlook: Lies, Damn Lies and Recessions

Fri, 09 Dec 2022 13:30:00 -0400

Will we have a recession? What does that mean for investors? Does a technical recession impact investment strategy, or is a recession just a statistical exercise?

In our 2023 Outlook, we discuss the economy, inflation, interest rates, and unemployment. We weigh the evidence for and against a recession in 2023. Then we get practical and discuss investment considerations for 2023. We cover the stock market, bond market and commodities. We wrap up with a long-term view on inflation and supply driven economics. In our view, better economy and immigration policy is required to prevent a repeat of the 1970s. Don't forget to check out the full video version on our website that includes the charts!

Resources:

Video Version -> https://www.thecapitalstewards.com/learn/2023-economic-and-investment-outlook-lies-damn-lies-and-recessions

Want to Talk Live ?->https://www.thecapitalstewards.com/contact

Learn More About Us -> https://www.thecapitalstewards.com/aboutus

Special Episode Maximize Your Company Benefits

Wed, 16 Nov 2022 06:00:00 -0400

Listen to this episode before you push the "easy button" for your 2023 company benefits. Many employers offer great benefits packages, but it's up to you to take advantage of all of the offerings. We delve into health care coverage, life and disability insurance, executive liability and retirement accounts on this quick episode. Listen on your way to work, before you make those final selections for 2023!

Resources:

Want to Talk Live ?->https://www.thecapitalstewards.com/contact

Learn More About Us -> https://www.thecapitalstewards.com/aboutus

4 Real Principles for Successful Investing

Tue, 01 Nov 2022 03:30:00 -0400

Every investment firm and advisor has "3 secret keys" for investing success. However, there are no "secrets" to successful investing. Successful investors apply wisdom and discipline over long periods of time. In this episode we discuss 4 principles, backed by history, that every investor should employ to be successful. Now there are no more secrets :). They are:

1) Goals and objectives form the foundation of investment decisions. The best investors in the world all have specific objectives they use to build their portfolios.

2) The goal is to grow your assets responsibly over the long-term, not to “beat the market” short-term.

3) Get the big picture right: Asset Allocation

4) Taxes and fees matter

Resources:

Want to Talk Live ?->https://www.thecapitalstewards.com/contact

Learn More About Us -> https://www.thecapitalstewards.com/aboutus

ESG: The Battle of Good vs. Evil Investors

Thu, 27 Oct 2022 13:00:00 -0400

Should your values impact the way you invest? What is Socially Responsible Investing - or ESG Investing - and what does it mean for investors? In this episode, we discuss what ESG really mena and look at data to provide fresh perspective on ESG investing. We cover:

1) What does ESG mean? What is Sociall Responsible Investing?

2) Do ESG factors lead to higher returns and better results for investors?

3) How should individual investors think about ESG investing?

4) Should those investing on behalf of others, like Pension Funds and 401K administrators, require ESG targets for their portfolios?

Resources:

Scientific Beta, “Honey I Shrunk the ESG Alpha”

Boustanifar and Kang, “Employee Satisfaction and Long-Term Stock Returns”

ESG Investing and the Battle of "Good vs. Evil" Investors

Want to Talk Live ?->https://www.thecapitalstewards.com/contact

Learn More About Us -> https://www.thecapitalstewards.com/aboutus

The Medicine Tastes Bad...4th Quarter Economic and Market Outlook

Mon, 10 Oct 2022 14:00:00 -0400

In this episode, we discuss where the economy and markets are headed as we close

out the year. We discuss:

What’s causing negative stock and bond returns so far in 2022
Why long-term perspective matters
What’s really driving inflation
Are rates high enough? What history tells us about the Federal Reserve and interest rates.
What about all those stories about layoffs in the media?
Why you may not want to follow popular rules of thumb when investing in a challenging environment
Practical steps to take in your portfolio

Resources:

Video Version -> https://www.thecapitalstewards.com/learn/4th-quarter-market-outlook

Want to Talk Live ?->https://www.thecapitalstewards.com/contact

Learn More About Us -> https://www.thecapitalstewards.com/aboutus

Is Your Family College Ready? How to Get In to College and How to Pay for College...

Sat, 17 Sep 2022 09:00:00 -0400

Wondering how to guide your student to the college of their dreams? What how to pay for it once they get in...without taking on a massive amount of student loan debt? Today we go back to school again and revist the process of college admissions and financial aid with Shellee Howard. Shellee is the author of the bestselling book "How to Send your Student to College Without Losing Your Mind or Your Money" and the founder of College Ready. We Discuss:

1) Misconceptions about college planning

2) When to start planning for college

3) How to get scholarships

4) Tips for lowering your EFC (Expected Family Contribution) and managing the FAFSA

5) Making sure your 529 Plan and other assets don't hurt you in the aid process.

Resources:

Get Shellee's Free Best Sellling Book

Connect with College Ready

Want to Talk Live ?-> https://www.thecapitalstewards.com/contact

Learn More About Us -> https://www.thecapitalstewards.com/aboutus

Should I Buy Life Insurance?

Fri, 02 Sep 2022 13:45:00 -0400

Do you need life insurance? Is life insurance a good investment? In this episode we cover all things life insurance so that you can make smart decisions about how to protect yourself and your family. We cover:

1) What is the purpose of life insurance?

2) How much life insurance do you need?

3) Term life Insurance vs. Permanent life insurance (Variable / Whole Life)

4) How life insurance is useful for business planning and minimizing estate taxes

5) How to find low cost term life insurance

Want to Talk Live ?-> https://www.thecapitalstewards.com/contact

Learn More About Us -> https://www.thecapitalstewards.com/aboutus

Note: Capital Stewards is not an insurance agent and is not compensated for placing or selling insurance. As a fiduciary, Capital Stewards is compensated solely for providing advice to our clients that is in their best interest.

Special Episode: Student Loan Forgiveness

Thu, 25 Aug 2022 15:00:00 -0400

Short episode with everything you need to know around the announcement of the Student Loan Forgiveness program on August 24th, 2022.

Are you eligible for loan forgiveness?
What should you do next?
Will student loan forgiveness create higher inflation?
Is student loan forgiveness a good policy decsion? Will it make education less expensive?

Want to Talk Live ?-> https://www.thecapitalstewards.com/contact

Learn More About Us -> https://www.thecapitalstewards.com/aboutus

Don't Let These Retirement Spending Surprises Derail Your Plan!

Wed, 24 Aug 2022 15:45:00 -0400

Often in life we can't peer around the corner and know what's on the otherside. That's true for many things in retirement. But we CAN use data and our experience helping clients navigate retirement to show you some unexpected surprises that often catch people off guard. In this episode, we discuss common retirement spending surprises so that you can plan ahead! We cover:

How much will you really spend in retirement? Will your spending go down?
How much will health insurance cost?
What happens to health care costs before turning 65 (early retirement planners listen here)
What about Medicare costs...and how to manage them
How to plan for inflation so that it doesn't impact your standard of living down the road

Capital Stewards Retirement Guide: https://www.thecapitalstewards.com/retirementguide

Want to Talk Live ?-> https://www.thecapitalstewards.com/contact

Learn More About Us -> https://www.thecapitalstewards.com/aboutus

Back To School: Planning and Paying for College

Tue, 02 Aug 2022 15:45:00 -0400

College is a HUGE expense - the second biggest expense for many families behind their home. How do we pay for college? But before we even think about paying for college its important to take a step back and figure out what we are buying with all of that money. What is the purpose of college? How much should we spend? What is the smart way for parents and grandparents to think about the economics of college? How do we make smart financial decisions about college as a family? In this episode we cover:

1) What is the right framework for assessing how much to spend on college?

2) Does it matter where we send our kids to college? Do elite private schools matter?

3) How do we talk about college as a family?

4) How do we pay for college? How much should we save for college?

5) How do we save for college expenses? Are 529 Plans a good idea? What about ESAs, Education Savings Accounts, Coverdell Plans, or IRAs for college saving?

Want to Talk Live ?-> https://www.thecapitalstewards.com/contact

Learn More About Us -> https://www.thecapitalstewards.com/aboutus

Helpful Links and Resources:

The Price You Pay for College Book

WSJ: Do Elite Colleges Lead to Higher Salaries?

Atlantic: Does it Matter Where you Go To College?

Estimating the Payoff to Attending a More Selective College

Debunking Misconceptions About Investing in a Slower Growth Environment - 2nd Half 2022 Outlook

Fri, 15 Jul 2022 12:00:00 -0400

We tackle where markets are and provide real perspective for investing in the second half of 2022. As we move into a slower period of growth, we discuss how to avoid falling for misconceptions about investing in this environment. We discuss

Actual vs. perceived market returns since 2020
Real portfolio diversification - are you as diversified as you think?
What's really causing inflation and will that create a recession
Why growing companies outperform value oriented staples in recessions

Full Mid-Year Outlook Video: https://youtu.be/39Nj5C89nzg

Connect With Us:

Want to Talk Live -> https://www.thecapitalstewards.com/contact

Learn More About Us -> https://www.thecapitalstewards.com/aboutus

Teaching Your Kids (of ALL AGES) About Money

Wed, 22 Jun 2022 15:30:00 -0400

Will your children be able to manage money responsibly as adults? Not sure? The school system is terrible at teaching financial concepts....and most of us are uncomfortable talking about money...to anyone. So how are your kids learning about money if you aren't talking about it? ...and by kids we mean both children that live under your roof and those that are adults! In this episode we discuss practical tips you can use to educate your family about money. Hopefully you find this Father's Day edition of the podcast helpful. We cover:

How to teach young children about money and saving
Modern approaches to "allowance" and giving money to kids for expenses
Sharing your "money values" like giving and generosity with your children
Tips for teaching teenagers more advanced concepts like college planning and investing
Navigating difficult money conversations with adult children
Instilling your values in adult children to build multi-generational family legacy

Connect With Us:

Want to Talk Live -> https://www.thecapitalstewards.com/contact

Learn More About Us -> https://www.thecapitalstewards.com/aboutus

Want to Lean More?

Million Bazillion Podcast: https://podcasts.apple.com/us/podcast/million-bazillion/id1523486568

Operation Christmas Child (Shoeboxes): https://www.samaritanspurse.org/what-we-do/operation-christmas-child/

Compassion International: https://www.compassion.com/

The "R" Word...Recessions

Wed, 15 Jun 2022 15:00:00 -0400

Markets have been really volitile over the past week and "Recession" has been one of the most searched terms online. But what actually happens during a recession? Are we headed for another deep crisis? Can the talking heads on TV actually predict where we are going? In this episode we discuss:

What actually happens during a recession?
How do we know if a recession is coming...can we predicit it?
Do we have conditions for a recession to occur?
What should investors do if the economy slows down?

Links:

Recession Forecast Accuracy:

https://www.imf.org/en/Publications/WP/Issues/2018/03/05/How-Well-Do-Economists-Forecast-Recessions-45672

Market Returns During Recessions:

https://russellinvestments.com/us/blog/us-stock-market-recession-history

Connect With Us:

Want to Talk Live -> https://www.thecapitalstewards.com/contact

Learn More About Us -> https://www.thecapitalstewards.com/aboutus

Demystifying Retirement Accounts: Contributing to Your 401k and IRA on Autopilot May NOT Be For Everyone

Wed, 08 Jun 2022 15:30:00 -0400

Confused about the different types of retirement accounts? The names don't make it easy either; 401k, IRA, ROTH, ESOP and on and on. In this episode we help bring simplicity to a confusing topic by organizing the mess of accounts into two buckets that you can remember. We dive into strategies to reduce your taxes long-term, many of which are contrary to the rules of thumb you may be using. We also discuss these 4 tips for making smart long-term retirement planning and investing decisions:

Contribute to a ROTH IRA or 401K earlier in your career if possible
Check your current employer retirement benefits to determine if you can make ROTH elections in your savings plan
Review your current and future effective tax rates with a professional to determine the best way to reduce taxes and contribute to retirement accounts
Consider moving assetsfrom the tax deferred bucket to the ROTH (tax free bucket) via a ROTH Conversion if it makes sense for your particular situation.

Links:

Learn About Us -> https://www.thecapitalstewards.com/aboutus

Want to Talk Live? -> https://www.thecapitalstewards.com/contact

Smart Actions Investors Should Consider During Market Drops (Other than Panic Selling)

Fri, 03 Jun 2022 09:00:00 -0400

Feeling uncertain about markets and your portfolio? Markets and investment portfolios are down this year - almost across the board. So how should investors react? What smart steps should 6-Figure Investors take when markets are volitile? In this episode we discuss:

1) Investor Emotions: The spectrum from panic selling to "doing nothing" during market drops

2) What to do if you feel nervous about your portfolios

3) Actions long-term investors should take, like rebalancing and tax-loss harvesting, which are better than "doing nothing" around market bottoms

Links:

Modern Asset Allocation -> https://www.thecapitalstewards.com/learn/diversification-in-rising-rate-environmentsits-time-for-a-modern-portfolio

Learn About Us -> https://www.thecapitalstewards.com/aboutus

Want to Talk Live -> https://www.thecapitalstewards.com/contact

5 Questions to Ask Your Financial Advisor

Wed, 25 May 2022 16:00:00 -0400

Feel like finding financial advice is an icky process? Struggling to find answers to your financial questions and hate feeling like you are being sold all the time? We get it. The investment industry deserves that negative perception. Despite all the "noise," good advice that you can trust is out there. We discuss how to find high quality, trustworthy financial advice. In this episode we give you 5 questions that you can ask any financial advisor or investment firm to help you determine whether they have your best interest at heart. Our 5 key questions you should ask your current or prospective advisor:

Are you a fiduciary in all situations? (What is a fiduciary? What does Fiduciary mean?)
Do you have a professional education? What are your credentials?
Do you have experience working with clients like me?
Can you explain your investment strategy easily…so that I can understand?
Do you have any negative regulatory actions in your background?

Links:

More on Choosing an Advisor -> https://www.thecapitalstewards.com/learn/howtochooseadvisor

Learn More About Us ->

https://www.thecapitalstewards.com/aboutus

Still Read Blogs? ->

https://www.thecapitalstewards.com/learn

Inflation. What is Inflation and What Should I Do About It?

Wed, 25 May 2022 15:55:00 -0400

Worried about high inflation and its impact on your investments? Wondering what is stagflation and how could that impact your portfolio? In this episode we discuss inflation in a practical way so that you understand the current environment and how to invest during high inflation. We discuss:

What is inflation?
How is inflation good and bad?
What is stagflation and how is that harmful?
What's causing inflation to be so high right now?
Will energy and gas prices remain high long-term?
How to invest during high inflation?

Links:

Learn More About Us ->

https://www.thecapitalstewards.com/aboutus

Still Read Blogs? ->

https://www.thecapitalstewards.com/learn

Move from a Mess of Investment Accounts to Simplicity

Wed, 25 May 2022 15:50:00 -0400

Have a mess of investment accounts? Do you know the mix of stocks, bonds and other assets you own? Trying to manage your portfolio across multiple accounts, at multiple financial institutions from multiple employers can be a real challenge. We talk with clients and friends everyday that are struggling to stick to their investment strategy because its just too complex to implement across a web of accounts. In this episode we discuss an approach for simplifying your account structure - and your life. We cover:

What types of investment accounts do I need?
What is the difference between retirement accounts like an IRA, 401k, ROTH etc.
How to begin the process of consolidating down to our "core 4" accounts

Links:

Learn More About Us ->

https://www.thecapitalstewards.com/aboutus

Still Read Blogs? ->

https://www.thecapitalstewards.com/learn

Investing Goals When You Don't Have Your Life Mapped Out

Wed, 25 May 2022 15:45:00 -0400

Investing and smart financial decision making enables you to live the life you desire…the life you are passionate about…the life that makes you excited to wake up in the morning. But what if I don't know exactly what that life looks like? How do I invest if I don't have my life planned out? What if I don't know everything about the next 5, 10 or 30 years? We get it. In fact most other professionals don't have great answers to those questions either. Since we all live in reality, in this episode we discuss our framework for about aligning your investments with your values when you don't have it all figured out….so that you can start moving towards the life you want to live. We discuss:

Why investing - and financial planning - is so much bigger than just "retirement"
How to start planning and investing when you don't have it all figured out
How to move from values you know to investable goals you can act on.

Links:

Learn More About Us ->

https://www.thecapitalstewards.com/aboutus

Still Read Blogs? ->

https://www.thecapitalstewards.com/learn

Who We Are...Our Personal Investing Journey

Wed, 25 May 2022 03:30:00 -0400

Hi! We're Brian and Saxon and we're so excited that you're here for the inaugural episode of the show. In this episode we share our own family, career and investing story. We're excited to get to know you and to have you along for the journey!

Links:

Learn More About Us ->

https://www.thecapitalstewards.com/

Still Read Blogs? ->

https://www.thecapitalstewards.com/learn

The Capital Stewards Podcast

Q2 2026 Economic & Investment Outlook | Iran War, Oil Prices, Market Outlook & Portfolio Strategy

Navigating Healthcare Expenses in Retirement: Medicare, TRICARE, & the "Insurance Bridge"

2026 Tax Strategy Guide | New OBBBA Rules for Huntsville

Is Your Investment Portfolio Really Diversified?

2026 Economic & Investment Outlook: Physics 101

Wall Street vs. Reality: Who Got 2025 Right?

Alternative Investments: What You Need to Know

Year End Financial Tips for 2025

Economic + Investment Outlook: Two Speed Economy

When Should I Claim Social Security?

Are We In A Stock Market Bubble?

How to Plan and Pay for College in 2025

One Big Beautiful Podcast

2025 Mid Year Investment Outlook: Slow Grind

Market Update: Summer Road Trip

Play Offense During Down Markets: 5 Strategies to Consider

Tariffs = Recession: 2nd Quarter Investment Outlook

Should I Consider A ROTH Conversion?

What Should I Do About Investment Risk and Uncertainity

Your Guide to Reducing Taxes in 2025 and Beyond! Do You Pay Your Fair Share?

Trump 2.0's Impact on Your Wallet

Will the Fed Cause a Recession? - 2025 Outlook

How Accurate Were 2024 Market Forecasts? We Have the Receipts!

Myths & Misconceptions: "Alternative" Investments

Year End Financial Planning Tips + Election Implications

Year End Outlook: Soft Landings, Mag 7 and the Trump Trade

IRA vs. 401k. vs. ROTH: Which Retirement Accounts to Use and When

Election 2024 Economic Proposals: Real Insight

Is College Worth it? How to Save and Pay for College in 2024

What Does it Mean to "Be a Good Steward?”

Should I Buy An Annuity?

Is a Recession on the Horizon? Midyear Economic and Investment Outlook

Is Social Security going bankrupt? How does that impact my retirement?

Retirement Planning 201: Real Advice on Taxes, Social Security, Healthcare and Investing

5 Common Challenges of Investing for Non-Profits, Endowments and Churches

Are Immigrants Stealing Jobs? The Real Story Around Immigration in 2024

Economic & Investment Outlook: Perception Isn't Reality Q2 2024

Investing in Bitcoin and Cryptocurrency

Reducing Taxes in 2024! Short and Long-Term Tax Planning.

What Impact Will the 2024 Election Have on the Stock Market?

Better New Year's Resolutions

2024 Economic & Investment Outlook: The Sugar High is Over

Tax Time is NOW i.e. Year End Tax Planning Tips

Impact of Rising Interest Rates on Investing and Financial Planning

Real Estate Market Update (Should I Buy an Airbnb or Office Property Now?)

4th Quarter Economic and Investment Outlook: This Time is Not Different

Investing in Real Estate, a Multi-Generational Perspective

Generational Wealth: Estate Planning = Springboard for Next Gen

Generational Wealth: How to Not Spoil Your Kids

Generational Wealth: You Can Do It + Where to Start

Q3 Investment Outlook: Are We There Yet?

Active Mutual Funds are Making a Comeback...OR NOT!

Summer Reflections On Stewardship, Money and Investing

What Should I Do With My Bonus? (Cash & Stock?)

Q2 Investment Outlook: Are Things as Bad as they Seem?

Bank Failures - Real Perspective on Safe Money

How to Build Passive Income...The Right Way.

2023 Tax Reduction Strategies...and Super Bowl Commercials!

What's UP With Markets?

Best Financial New Year's Resolution + How Secure Act 2.0 Impacts Your Retirement

2023 Outlook: Lies, Damn Lies and Recessions

*Special Episode* Maximize Your Company Benefits

4 Real Principles for Successful Investing

ESG: The Battle of Good vs. Evil Investors

The Medicine Tastes Bad...4th Quarter Economic and Market Outlook

Is Your Family College Ready? How to Get In to College and How to Pay for College...

Should I Buy Life Insurance?

Special Episode: Student Loan Forgiveness

Don't Let These Retirement Spending Surprises Derail Your Plan!

Back To School: Planning and Paying for College

Debunking Misconceptions About Investing in a Slower Growth Environment - 2nd Half 2022 Outlook

Teaching Your Kids (of ALL AGES) About Money

The "R" Word...Recessions

Demystifying Retirement Accounts: Contributing to Your 401k and IRA on Autopilot May NOT Be For Everyone

Smart Actions Investors Should Consider During Market Drops (Other than Panic Selling)

5 Questions to Ask Your Financial Advisor

Inflation. What is Inflation and What Should I Do About It?

Move from a Mess of Investment Accounts to Simplicity

Investing Goals When You Don't Have Your Life Mapped Out

Special Episode Maximize Your Company Benefits