<![CDATA[Total Cents]]>16192fe3-cda6-556e-adcd-7812c7128b13Tue, 13 May 2025 14:00:05 +0000Captivate.fmTom Henskehttps://artwork.captivate.fm/2b27a8f1-a894-4f9f-a14f-ba9500460844/Ak7lQGHd-lY29LDov9GgeFVr.jpgTotal CentsTom HenskeTom HenskeFinancial Advisor Tom Henske shares advice for parents on how to talk about money to their kidshttps://www.totalcents.comfalseepisodicnopodcastSeason 4, Episode 5: The 4% Rule: The #1 Money Lesson Every Parent Should Teach Their KidsSeason 4, Episode 5: The 4% Rule: The #1 Money Lesson Every Parent Should Teach Their KidsWant to set your kids up for financial success? 

 In this video, we break down the 4% Rule—a simple retirement strategy that teaches kids how much they need to save for a secure future. Learn how compound interest and investing help grow savings over time. Whether you're a parent or just starting your financial journey, this lesson is a game-changer! 

 Subscribe for more financial literacy tips!

]]>Want to set your kids up for financial success? 

 In this video, we break down the 4% Rule—a simple retirement strategy that teaches kids how much they need to save for a secure future. Learn how compound interest and investing help grow savings over time. Whether you're a parent or just starting your financial journey, this lesson is a game-changer! 

 Subscribe for more financial literacy tips!

]]>5b9b8672-a169-40aa-8a7a-17c7e2748dd6Thu, 08 May 2025 09:00:00 -040007:38falsefull45454Tom HenskeSeason 4, Episode 4: Ask Tom: Teaching Kids NOT to Keep Up with the JonesesSeason 4, Episode 4: Ask Tom: Teaching Kids NOT to Keep Up with the JonesesIn this episode of ASK TOM, Tom Henske sits down with fellow dad David Vynerib to tackle some of the most pressing financial questions parents face when teaching their kids about money. From the challenge of passing down financial wisdom to the realities of budgeting in expensive cities like New York, this episode is packed with practical advice for parents and young adults alike.

Tom and David discuss:

  •  How to effectively teach kids financial responsibility
  •  The challenge of keeping up with the Joneses in affluent areas
  •  Budgeting and saving strategies for young adults living in high-cost cities
  •  The best way to approach saving for the short, medium, and long term
  •  Roth 401(k) vs. Traditional 401(k): Which is better for young professionals?
  •  How to start financial conversations with kids—even if it's later than you’d like
  •  The top three financial lessons every young adult needs to know

If you're a parent wondering how to help your kids build smart money habits, this episode is for you!

 

Resources Mentioned:


  • The power of compound interest and why saving early matters
  • Employer 401(k) matches and how young professionals can take advantage of free money
  • Real-world examples of how financial choices today impact long-term financial security

 

Join the Conversation:


Got a question for 

ASK TOM

Send it in, and Tom might feature it in an upcoming episode!

 

Follow & Subscribe:


Don’t forget to subscribe and leave a review! Connect with us on 

Total Cents for more financial literacy tips for parents and young adults.


 Listen now on Apple Podcasts, Spotify, or wherever you get your podcasts!

]]>In this episode of ASK TOM, Tom Henske sits down with fellow dad David Vynerib to tackle some of the most pressing financial questions parents face when teaching their kids about money. From the challenge of passing down financial wisdom to the realities of budgeting in expensive cities like New York, this episode is packed with practical advice for parents and young adults alike.

Tom and David discuss:

  •  How to effectively teach kids financial responsibility
  •  The challenge of keeping up with the Joneses in affluent areas
  •  Budgeting and saving strategies for young adults living in high-cost cities
  •  The best way to approach saving for the short, medium, and long term
  •  Roth 401(k) vs. Traditional 401(k): Which is better for young professionals?
  •  How to start financial conversations with kids—even if it's later than you’d like
  •  The top three financial lessons every young adult needs to know

If you're a parent wondering how to help your kids build smart money habits, this episode is for you!

 

Resources Mentioned:


  • The power of compound interest and why saving early matters
  • Employer 401(k) matches and how young professionals can take advantage of free money
  • Real-world examples of how financial choices today impact long-term financial security

 

Join the Conversation:


Got a question for 

ASK TOM

Send it in, and Tom might feature it in an upcoming episode!

 

Follow & Subscribe:


Don’t forget to subscribe and leave a review! Connect with us on 

Total Cents for more financial literacy tips for parents and young adults.


 Listen now on Apple Podcasts, Spotify, or wherever you get your podcasts!

]]>30b8406a-32e1-4d91-b96c-723c873accb1Thu, 20 Mar 2025 09:00:00 -040019:01falsefull44444Tom HenskeSeason 4, Episode 3: From Piggy Banks to Day Trading—Val Chapman’s Guide to Financial Literacy for KidsSeason 4, Episode 3: From Piggy Banks to Day Trading—Val Chapman’s Guide to Financial Literacy for Kids
  • Email: val@fl4kids.org
  • LinkedIn: Val Chapman
  • Twitter: @FinLit4Kids
  • Website: https://fl4kids.org/
  • 2024 SIFMA Foundation Tribute Dinner Video
  • California Dept Of Education 2024 Financial Education Task Force
  • San Francisco Chronicle - Oakland Elementary School teaches financial literacy
  • Oakland, CA 4th and 5th Grade Students Earn Huge Returns in The Stock Market Game 
  • KRON 4 NEWS Financial Literacy Taught to 4th and 5th-grade students in Oakland, CA
  • How The Racial Wealth Gap Has Evolved—And Why It Persists!
  • Franklin Elementary Students Compete in Tiger Tank Investor Pitch Competition
  • OUSD Highlights Financial Literacy Month by Celebrating Amazing Financial Wizards at Franklin Elementary School
  • Oakland, CA Student Enrollment Dashboard
  • CA Chronic-Absenteeism Dashboard

    • ]]>
  • Email: val@fl4kids.org
  • LinkedIn: Val Chapman
  • Twitter: @FinLit4Kids
  • Website: https://fl4kids.org/
  • 2024 SIFMA Foundation Tribute Dinner Video
  • California Dept Of Education 2024 Financial Education Task Force
  • San Francisco Chronicle - Oakland Elementary School teaches financial literacy
  • Oakland, CA 4th and 5th Grade Students Earn Huge Returns in The Stock Market Game 
  • KRON 4 NEWS Financial Literacy Taught to 4th and 5th-grade students in Oakland, CA
  • How The Racial Wealth Gap Has Evolved—And Why It Persists!
  • Franklin Elementary Students Compete in Tiger Tank Investor Pitch Competition
  • OUSD Highlights Financial Literacy Month by Celebrating Amazing Financial Wizards at Franklin Elementary School
  • Oakland, CA Student Enrollment Dashboard
  • CA Chronic-Absenteeism Dashboard

    • ]]>    5473abcc-cc43-46e7-9aaf-73d4df9430ceTue, 04 Feb 2025 09:00:00 -040019:21falsefull43434Tom Henske    Season 4: Episode 2- ASK TOM- How can I teach my child to track their spending in a way that's simple and effective?Season 4: Episode 2- ASK TOM- How can I teach my child to track their spending in a way that's simple and effective?Listen to the Total Cents Podcast: Apple: 

    https://podcasts.apple.com/us/podcast/total-cents/id1628903294

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b

    FREE Lesson Resources: https://www.totalcents.com/resources/

    Read "It Makes Total Cents" by Tom Henske: https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/

    Let’s Connect: Instagram: https://www.instagram.com/totalcents/ LinkedIn: https://www.linkedin.com/company/total-cents/ X: https://x.com/total_centsFacebook: https://www.facebook.com/totalcents TikTok: https://www.tiktok.com/@totalcents

    ]]>    Listen to the Total Cents Podcast: Apple: 

    https://podcasts.apple.com/us/podcast/total-cents/id1628903294

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b

    FREE Lesson Resources: https://www.totalcents.com/resources/

    Read "It Makes Total Cents" by Tom Henske: https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/

    Let’s Connect: Instagram: https://www.instagram.com/totalcents/ LinkedIn: https://www.linkedin.com/company/total-cents/ X: https://x.com/total_centsFacebook: https://www.facebook.com/totalcents TikTok: https://www.tiktok.com/@totalcents

    ]]>    5cff3f6a-0d60-47c6-92f2-13d010bb7657Thu, 16 Jan 2025 09:00:00 -040008:49falsefull42424Tom Henske    Season 4: Episode 1- UVA Professor Chuck Howard: Why We Forget How Much We Spend (And How to Fix It!)Season 4: Episode 1- UVA Professor Chuck Howard: Why We Forget How Much We Spend (And How to Fix It!)
  • Current Location: Charlottesville, VA
  • Email: HowardR@darden.virginia.edu   
  • LinkedIn: https://www.linkedin.com/in/chuck-howard-98310444/ 
  • Bio: https://www.darden.virginia.edu/faculty-research/directory/ray-charles-howard 
  • Paper: https://ideas.darden.virginia.edu/financial-decision-making 

    • ]]>
  • Current Location: Charlottesville, VA
  • Email: HowardR@darden.virginia.edu   
  • LinkedIn: https://www.linkedin.com/in/chuck-howard-98310444/ 
  • Bio: https://www.darden.virginia.edu/faculty-research/directory/ray-charles-howard 
  • Paper: https://ideas.darden.virginia.edu/financial-decision-making 

    • ]]>    1ac5b89b-eb63-482e-a57b-988297a00070Thu, 02 Jan 2025 09:00:00 -040013:40falsefull41414Tom Henske    Season 3. Episode 19: Dr. Wally Luckeydoo- Educator of the Year by Tennessee Jump$tartSeason 3. Episode 19: Dr. Wally Luckeydoo- Educator of the Year by Tennessee Jump$tartEmail: drluckeydoo@gmail.com 

    LinkedIn: LinkedIn.com/in/wallyluckeydoo

    Facebook: DrLuckeydoo

    Twitter: @drluckeydoo @JustEdTech

    Instagram: @WallyT1987

    TikTok: @drluckeydoo @JustPersonalFinance 

    https://www.teacherspayteachers.com/store/wally-luckeydoo 

    https://www.ngpf.org/blog/teacher-talk/teacher-talk-with-dr-wally-t-luckeydoo/ 

    Season 2, Episode 16: Bookmaker Tell All: https://podcasts.apple.com/us/podcast/total-cents/id1628903294?i=1000627645920 

    Season 2, Episode 12: Anonymous 19 Year Old Student Talks About College Sports Gambling: https://podcasts.apple.com/us/podcast/total-cents/id1628903294?i=1000617699041

    ]]>    Email: drluckeydoo@gmail.com 

    LinkedIn: LinkedIn.com/in/wallyluckeydoo

    Facebook: DrLuckeydoo

    Twitter: @drluckeydoo @JustEdTech

    Instagram: @WallyT1987

    TikTok: @drluckeydoo @JustPersonalFinance 

    https://www.teacherspayteachers.com/store/wally-luckeydoo 

    https://www.ngpf.org/blog/teacher-talk/teacher-talk-with-dr-wally-t-luckeydoo/ 

    Season 2, Episode 16: Bookmaker Tell All: https://podcasts.apple.com/us/podcast/total-cents/id1628903294?i=1000627645920 

    Season 2, Episode 12: Anonymous 19 Year Old Student Talks About College Sports Gambling: https://podcasts.apple.com/us/podcast/total-cents/id1628903294?i=1000617699041

    ]]>    e171037f-8a7f-41aa-bc73-5f77fed62ff9Mon, 09 Dec 2024 09:00:00 -040017:38falsefull3193193Tom Henske    Season 3, Episode 18: Follow Your PassionSeason 3, Episode 18: Follow Your PassionShow notes for FOLLOW YOUR PASSION

    Listen to the Total Cents Podcast: Apple:

     https://podcasts.apple.com/us/podcast/total-cents/id1628903294 Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b

     FREE Lesson Resources:https://www.totalcents.com/resources/ 

    Read "It Makes Total Cents" by Tom Henske: https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 

    Let’s Connect: Instagram: https://www.instagram.com/totalcents/

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents 

    Facebook: https://www.facebook.com/totalcents 

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    Show notes for FOLLOW YOUR PASSION

    Listen to the Total Cents Podcast: Apple:

     https://podcasts.apple.com/us/podcast/total-cents/id1628903294 Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b

     FREE Lesson Resources:https://www.totalcents.com/resources/ 

    Read "It Makes Total Cents" by Tom Henske: https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 

    Let’s Connect: Instagram: https://www.instagram.com/totalcents/

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents 

    Facebook: https://www.facebook.com/totalcents 

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    d182926a-35f7-4469-8886-2584329c3650Fri, 15 Nov 2024 09:00:00 -040006:21falsefull3183183Tom Henske    Season 3, Episode 17: Vincent Shorb- Financial Literacy Pioneer Making a DifferenceSeason 3, Episode 17: Vincent Shorb- Financial Literacy Pioneer Making a Difference
  • Current Location: Dallas, Texas
  • Email: vince@financialeducatorscouncil.org
  • LinkedIn: https://www.linkedin.com/in/vinceshorb/
  • Facebook: https://www.facebook.com/NationalFinancialEducatorsCouncil 
  • Twitter: @NFEC_FinEdu 
  • Instagram: https://www.instagram.com/nfec_finedu/ 
  • financialeducatorscouncil.org 

    • ]]>
  • Current Location: Dallas, Texas
  • Email: vince@financialeducatorscouncil.org
  • LinkedIn: https://www.linkedin.com/in/vinceshorb/
  • Facebook: https://www.facebook.com/NationalFinancialEducatorsCouncil 
  • Twitter: @NFEC_FinEdu 
  • Instagram: https://www.instagram.com/nfec_finedu/ 
  • financialeducatorscouncil.org 

    • ]]>    e2fb2308-ad61-46ab-94f0-fd935a7d17f0Fri, 01 Nov 2024 09:00:00 -040022:50falsefull3173173Tom Henske    Season 3. Episode 16: Marley Brown- High School TikTok'er 18m Views with Girl MathSeason 3. Episode 16: Marley Brown- High School TikTok'er 18m Views with Girl Math- Marley Brown - Westport, Ct - Staples High School - University of Massachusetts - TikTok: https://www.tiktok.com/@marleyvbrown - Covered by Newsweek, the Daily Mail and Independent & Wall Street Journal. - 06880 Blog:  https://06880danwoog.com/2023/10/15/westporters-girl-math-goes-viral/ 

    ]]>    - Marley Brown - Westport, Ct - Staples High School - University of Massachusetts - TikTok: https://www.tiktok.com/@marleyvbrown - Covered by Newsweek, the Daily Mail and Independent & Wall Street Journal. - 06880 Blog:  https://06880danwoog.com/2023/10/15/westporters-girl-math-goes-viral/ 

    ]]>    ef04fb48-7d3b-4423-a919-8d017b419499Tue, 01 Oct 2024 09:00:00 -040020:59falsefull3163163Tom Henske    Season 3, Episode 15: The Herd MentalitySeason 3, Episode 15: The Herd MentalityLesson Related to Herd Mentality

    FREE Lesson Resources: https://www.totalcents.com/resources/ Read "It Makes Total Cents" by Tom Henske:https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ Let’s Connect: Instagram: https://www.instagram.com/totalcents/ LinkedIn: https://www.linkedin.com/company/total-cents/ X: https://x.com/total_centsFacebook: https://www.facebook.com/totalcents TikTok: https://www.tiktok.com/@totalcents

    ]]>    Lesson Related to Herd Mentality

    FREE Lesson Resources: https://www.totalcents.com/resources/ Read "It Makes Total Cents" by Tom Henske:https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ Let’s Connect: Instagram: https://www.instagram.com/totalcents/ LinkedIn: https://www.linkedin.com/company/total-cents/ X: https://x.com/total_centsFacebook: https://www.facebook.com/totalcents TikTok: https://www.tiktok.com/@totalcents

    ]]>    00753003-fe81-4eac-a719-2595e166af5aSun, 15 Sep 2024 09:00:00 -040007:05falsefull3153153Tom Henske    Season3, episode 14: Help Learn About Car Insurance- With Tom HenskeSeason3, episode 14: Help Learn About Car Insurance- With Tom HenskeTom talks all about car insurance

    ]]>    Tom talks all about car insurance

    ]]>    dbd1c268-cb5f-483f-abf4-80806dc11e06Sun, 01 Sep 2024 09:00:00 -040007:27falsefull3143143Tom Henske    Season 3, Episode 13: Chris Caltabiano- Council for Economic EducationSeason 3, Episode 13: Chris Caltabiano- Council for Economic EducationCurrent Location:

    Mount Vernon, New York

    Email:

    ccaltabiano@councilforeconed.org

    LinkedIn:

    Christopher Caltabiano's LinkedIn

    Company Website:

    Council for Economic Education

    Bio:

    https://www.councilforeconed.org/about/leadership/chris-caltabiano/ 

    ]]>    Current Location:

    Mount Vernon, New York

    Email:

    ccaltabiano@councilforeconed.org

    LinkedIn:

    Christopher Caltabiano's LinkedIn

    Company Website:

    Council for Economic Education

    Bio:

    https://www.councilforeconed.org/about/leadership/chris-caltabiano/ 

    ]]>    077d85e8-eabf-4b09-ad55-178ef93c430aFri, 09 Aug 2024 09:00:00 -040022:20falsefull3133133Tom Henske    Season 3. Episode 12: Anthony Deluaney- Author of Owning the DashSeason 3. Episode 12: Anthony Deluaney- Author of Owning the DashConnect with Anthony

    @owning_the_dash

    Anthony Delauney

    @OwningTheDash

    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 

    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 

    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 

    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    Connect with Anthony

    @owning_the_dash

    Anthony Delauney

    @OwningTheDash

    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 

    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 

    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 

    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    d4c6f2fc-623d-4248-85d9-7cbb8ff15c9eThu, 01 Aug 2024 09:00:00 -040015:51falsefull3123123Tom Henske    Season 3. Episode 11: Liz Frazier-Peck Author of Beyond Piggy Banks and Lemonade Stands: How to Teach Young Kids About FinanceSeason 3. Episode 11: Liz Frazier-Peck Author of Beyond Piggy Banks and Lemonade Stands: How to Teach Young Kids About FinanceLinkedIn 

    www.lizfrazier.com


    Instagram: @lizfrazierpeck 


    https://frazierfinancialconsultants.com/ 


    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 


    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    LinkedIn 

    www.lizfrazier.com


    Instagram: @lizfrazierpeck 


    https://frazierfinancialconsultants.com/ 


    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 


    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    6c3f12d6-d83b-4f54-917c-e6b77c9aa9b5Mon, 15 Jul 2024 09:00:00 -040016:25falsefull3113113Tom Henske    Season 3, Episode 10: Michele Cho-Dorado, Author of Reach for the StarsSeason 3, Episode 10: Michele Cho-Dorado, Author of Reach for the Stars
  • Michele Cho-Dorado
  • info@brightfuturesedg.com 
  • Website
  • Facebook
  • LinkedIn
  • Instagram: @brightfuturesedg

    • Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 

    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>
  • Michele Cho-Dorado
  • info@brightfuturesedg.com 
  • Website
  • Facebook
  • LinkedIn
  • Instagram: @brightfuturesedg

    • Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 

    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    5d6b7a73-d7b3-43f2-8d13-cce3af56ea24Tue, 02 Jul 2024 09:00:00 -040017:53falsefull3103103Tom Henske    Season 3, Episode 9: Teaching Frugality to Your KidsSeason 3, Episode 9: Teaching Frugality to Your Kids
  • Lesson 3: Budgeting
  • Total Cents
  • Dominos Pizza Coupons
  • Westport Library

    • Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 

    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>
  • Lesson 3: Budgeting
  • Total Cents
  • Dominos Pizza Coupons
  • Westport Library

    • Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 

    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    1b4ef771-e86d-4af2-97bb-1a7fb9ce4195Wed, 29 May 2024 09:00:00 -040007:18falsefull39393Tom Henske    Season 3, Episode 8: Challenges Parents Face today with Todd WeinsteinSeason 3, Episode 8: Challenges Parents Face today with Todd WeinsteinTom talks to his old friend Todd Weinstein about the challenges parents face when teaching kids about financial literacy.

    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 

    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    Tom talks to his old friend Todd Weinstein about the challenges parents face when teaching kids about financial literacy.

    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 

    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    208aea1d-abc6-47af-8c22-4f4ce8729f39Fri, 26 Apr 2024 09:00:00 -040028:31falsefull38383Tom Henske    Season 3, Episode 7: Talking Legal Documents with Tom HenskeSeason 3, Episode 7: Talking Legal Documents with Tom Henske
  • Lesson 11: Demystify Legal Documents
  • Pre-Dinner Podcast Episode
  • TikTok to share with kids

    • Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 

    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>
  • Lesson 11: Demystify Legal Documents
  • Pre-Dinner Podcast Episode
  • TikTok to share with kids

    • Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 

    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    f9bc63b9-2b96-4fd9-a7e7-49a028507149Mon, 15 Apr 2024 09:00:00 -040009:18falsefull37373Tom Henske    Season 3, Episode 6: It's Tax Time- With Tom HenskeSeason 3, Episode 6: It's Tax Time- With Tom Henske

    Lesson 7: Break the news about taxes

    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 


    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>

    Lesson 7: Break the news about taxes

    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 


    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    0105a27d-44c9-4f36-b813-a4be92bc3067Thu, 28 Mar 2024 09:00:00 -040009:04falsefull36363Tom Henske    Season3, Episode 5: Teaching Life Insurance- With Tom HenskeSeason3, Episode 5: Teaching Life Insurance- With Tom HenskeLife Insurance is difficult to talk about. So Tom has some advice on how to talk to your kids about it.


    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 

    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    Life Insurance is difficult to talk about. So Tom has some advice on how to talk to your kids about it.


    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 

    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    1c1b7053-0702-47b6-abf1-f1b02af6d6e7Thu, 14 Mar 2024 10:30:00 -040008:09falsefull35353Tom Henske    Season 3, Episode 4: NIL in College Athletics with Dr. Edward Scott (UVA)Season 3, Episode 4: NIL in College Athletics with Dr. Edward Scott (UVA)
  • Current Location:  Charlottesville, Virginia
  • Job:  Deputy Athletics Director, University of Virginia
  • Email: jsu3zq@virginia.edu 
  • Phone Number: 434-982-5100
  • LinkedIn 
  • Facebook 
  • Twitter: @_EdScott
  • Bio

    • Dr. Edward Scott Named Deputy Athletics Director

    Sports Illustrated

    A look back on Edward Scott’s impact on Morgan’s athletic department

    Binghamton’s Ed Scott enjoys experience on NCAA baseball selection committee

    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 


    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>
  • Current Location:  Charlottesville, Virginia
  • Job:  Deputy Athletics Director, University of Virginia
  • Email: jsu3zq@virginia.edu 
  • Phone Number: 434-982-5100
  • LinkedIn 
  • Facebook 
  • Twitter: @_EdScott
  • Bio

    • Dr. Edward Scott Named Deputy Athletics Director

    Sports Illustrated

    A look back on Edward Scott’s impact on Morgan’s athletic department

    Binghamton’s Ed Scott enjoys experience on NCAA baseball selection committee

    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 


    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    0e0118b3-fc49-4f4e-9b88-6a6294c72815Thu, 15 Feb 2024 09:00:00 -040022:29falsefull34343Tom Henske    Season 3, Episode 3: Allowance. What's the Right Amount?Season 3, Episode 3: Allowance. What's the Right Amount?What's the right amount of money to put in your kid's hands?

    Lesson 1: Get Money In Their Hands

    068 Magazine

    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 

    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    What's the right amount of money to put in your kid's hands?

    Lesson 1: Get Money In Their Hands

    068 Magazine

    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 

    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    61aa7f6e-37ad-4f5d-b3c2-10a08aeccd48Thu, 01 Feb 2024 09:00:00 -040012:26falsefull33333Tom Henske    Season 3, Episode 2: What is a Credit Score?Season 3, Episode 2: What is a Credit Score?What is a Credit Score? Tom has the answer...

    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 


    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    What is a Credit Score? Tom has the answer...

    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 


    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    4406fb2d-08a5-4f7f-9e9e-74eba9cc94d3Fri, 19 Jan 2024 09:00:00 -040010:49falsefull32323Tom Henske    Season 3 Episode 1- Phil Abraham - This Great Teacher OversharesSeason 3 Episode 1- Phil Abraham - This Great Teacher OversharesTitle: Math Teacher

    Departments: Math

    Email: pabraham@westportps.org

    Phone Number:

    School: 203-341-1417

    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 


    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    Title: Math Teacher

    Departments: Math

    Email: pabraham@westportps.org

    Phone Number:

    School: 203-341-1417

    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 


    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    404f8093-e992-4bfc-8d19-55d393c9bbd0Thu, 04 Jan 2024 09:00:00 -040018:58falsefull31313Tom Henske    Season 2 Episode 19- Tarek El Refaie- How a Financial Advisor Teaches his Own ChildSeason 2 Episode 19- Tarek El Refaie- How a Financial Advisor Teaches his Own Child
  • Current Location: Ontario, Canada  
  • Email: Tarek.ElRefaie@manulifesecurities.ca
  • Phone Number: 905 822 4488
  • LinkedIn: https://www.linkedin.com/in/tarekelrefaie/
  • Facebook: N/A
  • Twitter: N/A
  • Instagram: N/A
  • Other cool places we’ll find your name (media):

    • Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 

    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>
  • Current Location: Ontario, Canada  
  • Email: Tarek.ElRefaie@manulifesecurities.ca
  • Phone Number: 905 822 4488
  • LinkedIn: https://www.linkedin.com/in/tarekelrefaie/
  • Facebook: N/A
  • Twitter: N/A
  • Instagram: N/A
  • Other cool places we’ll find your name (media):

    • Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 

    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    47f5a0e0-9f47-451d-884a-fcd463ecc7f5Thu, 02 Nov 2023 09:00:00 -040019:11falsefull2192192Tom Henske    Season 2, Episode 18: Tom Henske - The Importance of Teaching Kids About InflationSeason 2, Episode 18: Tom Henske - The Importance of Teaching Kids About InflationSHOW NOTES:


    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 

    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    SHOW NOTES:


    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 

    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    13f79be8-9a83-41cf-b5f0-17753e368e4dTue, 10 Oct 2023 09:00:00 -040007:52falsefull2182182Tom Henske    Season 2, Episode 17: Heather Lindsley- Financial Advisor Teaching Kids About MoneySeason 2, Episode 17: Heather Lindsley- Financial Advisor Teaching Kids About MoneyHeather Lindsley- Financial Advisor Teaching Kids About Money

    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 


    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    Heather Lindsley- Financial Advisor Teaching Kids About Money

    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 


    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    a8b1431d-378e-4fe2-88ad-cc00890c415cTue, 26 Sep 2023 09:00:00 -040022:35falsefull2172172Tom Henske    Season 2, Episode 16: A Sports Betting Bookmaker Tells AllSeason 2, Episode 16: A Sports Betting Bookmaker Tells AllA recent study estimates that 67% of college students gamble on sports. This is a problem that's likely to get worse

    John, the sports better spills some secrets

    If you or someone you know is struggling with gambling addiction, please seek help NCPG

    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 


    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    A recent study estimates that 67% of college students gamble on sports. This is a problem that's likely to get worse

    John, the sports better spills some secrets

    If you or someone you know is struggling with gambling addiction, please seek help NCPG

    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 


    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    ca4248ab-c7e4-4a2e-ad98-b1a0d2932eedTue, 12 Sep 2023 15:00:00 -040024:23falsefull2162162Tom Henske    Season 2, Episode 15: Staples High School Students Get Money-SmartSeason 2, Episode 15: Staples High School Students Get Money-SmartHigh School students discuss finance

    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 


    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    High School students discuss finance

    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 


    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    cdaeef2c-c09d-4217-bd3d-b7e06c2d1becWed, 23 Aug 2023 09:00:00 -040017:35falsefull2152152Tom Henske    Season 2, Episode 14: John Lanza, author of The Art of AllowanceSeason 2, Episode 14: John Lanza, author of The Art of AllowanceJohn Lanza, Chief Mammal

    Snigglezoo, A Family Company

    Creator of The Art of Allowance Project

    Featuring The Money Mammals & Adolescent$

    My Book | Twitter | LinkedIn

    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 


    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    John Lanza, Chief Mammal

    Snigglezoo, A Family Company

    Creator of The Art of Allowance Project

    Featuring The Money Mammals & Adolescent$

    My Book | Twitter | LinkedIn

    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 


    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    40bcd5d2-bc47-4688-a4d2-8afa8552b0e6Mon, 14 Aug 2023 10:00:00 -040022:23falsefull2142142Tom Henske    Season 2, Episode 13: Michael Klein, The Psychology of Parenting on MoneySeason 2, Episode 13: Michael Klein, The Psychology of Parenting on Money
  • Email: mk@drmichaelklein.com  
  • Phone Number: (413) 320.4664
  • Company Bio Link:   drmichaelklein.com
  • LinkedIn:  http://linkedin.com/in/michaelkleinpsyd 
  • Trapped in the Family Business book: drmichaelklein.com/my-book

    • Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 

    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>
  • Email: mk@drmichaelklein.com  
  • Phone Number: (413) 320.4664
  • Company Bio Link:   drmichaelklein.com
  • LinkedIn:  http://linkedin.com/in/michaelkleinpsyd 
  • Trapped in the Family Business book: drmichaelklein.com/my-book

    • Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 

    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    3838bf64-2858-4212-972d-cd1fc3a9e51cTue, 04 Jul 2023 09:00:00 -040017:06falsefull2132132Tom Henske    Season 2, Episode 12: Anonymous 19 Year Old Student Talks About College Sports GamblingSeason 2, Episode 12: Anonymous 19 Year Old Student Talks About College Sports GamblingTom Talks to 'John Doe' about sports gambling

    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 


    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    Tom Talks to 'John Doe' about sports gambling

    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 


    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    ab371abf-0e88-4dc6-b549-fe7028193ec0Tue, 20 Jun 2023 07:00:00 -040025:32falsefull2122122Tom Henske    Season 2 Episode 11: Dennis Ladd, Teaching Kids to be CharitableSeason 2 Episode 11: Dennis Ladd, Teaching Kids to be CharitableName and Company: Dennis Ladd Fidelity Charity

    Email:  dennis.ladd@fmr.com

    Phone Number: 917-566-5914

    LinkedIn:   https://www.linkedin.com/in/dennisladd/

    Company Bio:   Fidelity Charitable, an independent public charity, established the country’s first national donor-advised fund program in 1991. We work with donors and advisors to provide guidance and resources for effective, impactful charitable giving.  The mission of Fidelity Charitable is to further the American tradition of philanthropy by providing programs that make charitable giving simple, effective, and accessible. Fidelity Charitable, on behalf of our donors, has provided support to more than 382,000 nonprofit organizations with over $73 billion in grants (as of December 31, 2022).

    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 


    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    Name and Company: Dennis Ladd Fidelity Charity

    Email:  dennis.ladd@fmr.com

    Phone Number: 917-566-5914

    LinkedIn:   https://www.linkedin.com/in/dennisladd/

    Company Bio:   Fidelity Charitable, an independent public charity, established the country’s first national donor-advised fund program in 1991. We work with donors and advisors to provide guidance and resources for effective, impactful charitable giving.  The mission of Fidelity Charitable is to further the American tradition of philanthropy by providing programs that make charitable giving simple, effective, and accessible. Fidelity Charitable, on behalf of our donors, has provided support to more than 382,000 nonprofit organizations with over $73 billion in grants (as of December 31, 2022).

    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 


    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    d4b2b41c-4be0-4787-9c85-6cff455cfea5Mon, 05 Jun 2023 09:00:00 -040016:24falsefull2112112Tom Henske    Season 2, Episode 10: Caroline Barney, Author and Mother of 2 TeensSeason 2, Episode 10: Caroline Barney, Author and Mother of 2 Teens
  • Name & Company  - Caroline C. Barney
  • Email: caroline@carolinebarney.com
  • Phone Number: 917-447-7303
  • Company Website: https://www.carolinebarney.com   
  • LinkedIn:  @carolinecbarney
  • Facebook:  @carolinebarneyauthor
  • Instagram: @carolinecbarney

    • Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 

    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>
  • Name & Company  - Caroline C. Barney
  • Email: caroline@carolinebarney.com
  • Phone Number: 917-447-7303
  • Company Website: https://www.carolinebarney.com   
  • LinkedIn:  @carolinecbarney
  • Facebook:  @carolinebarneyauthor
  • Instagram: @carolinecbarney

    • Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 

    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    4856ac64-926b-497d-8065-cc93fb8139aeThu, 18 May 2023 09:00:00 -040013:37falsefull2102102Tom Henske    Season 2, Episode 9: Andrew Starfield, Broad Street Financial, LLCSeason 2, Episode 9: Andrew Starfield, Broad Street Financial, LLCName & Company: Andrew Starfield, Broad Street Financial, LLC

    ·        Email: astarfield@financialguide.com

    ·        Phone Number: 610-766-3037

    ·        Company Bio Link:  Website 

    ·        Personal LinkedIn:  LinkedIn


    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 

    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    Name & Company: Andrew Starfield, Broad Street Financial, LLC

    ·        Email: astarfield@financialguide.com

    ·        Phone Number: 610-766-3037

    ·        Company Bio Link:  Website 

    ·        Personal LinkedIn:  LinkedIn


    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 

    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    3b2ab62c-8e71-4172-8706-266a3828e678Fri, 05 May 2023 09:00:00 -040013:45falsefull29292Tom Henske    Season 2, Episode 8: Isaac Hertenstein, Students Teaching FinanceSeason 2, Episode 8: Isaac Hertenstein, Students Teaching FinanceWebsite: www.studentsteachingfinance.org

    Email: studentsteachingfinance@gmail.com

    Bio: Students Teaching Finance is a youth-led 501(c)(3) nonprofit aimed at enhancing financial literacy to combat economic inequality nationwide by students educating youth in their communities.

    LinkedIn: https://www.linkedin.com/in/isaac-hertenstein-76247a218/

    Instagram: https://www.instagram.com/studentsteachingfinance/

    Coverage: https://www.marketwatch.com/story/the-goal-is-to-plant-seeds-in-these-young-students-now-meet-the-16-year-old-high-schooler-who-created-his-own-financial-literacy-classes-11650414083, https://www.indystar.com/story/news/education/2023/01/04/indiana-students-nonprofit-wants-to-fight-economic-inequalities/69681965007/

    Advocacy: https://www.marketwatch.com/story/young-people-know-more-about-tiktok-and-minecraft-than-money-teenagers-want-to-be-smarter-about-finances-teach-them-11674198585

    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 


    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    Website: www.studentsteachingfinance.org

    Email: studentsteachingfinance@gmail.com

    Bio: Students Teaching Finance is a youth-led 501(c)(3) nonprofit aimed at enhancing financial literacy to combat economic inequality nationwide by students educating youth in their communities.

    LinkedIn: https://www.linkedin.com/in/isaac-hertenstein-76247a218/

    Instagram: https://www.instagram.com/studentsteachingfinance/

    Coverage: https://www.marketwatch.com/story/the-goal-is-to-plant-seeds-in-these-young-students-now-meet-the-16-year-old-high-schooler-who-created-his-own-financial-literacy-classes-11650414083, https://www.indystar.com/story/news/education/2023/01/04/indiana-students-nonprofit-wants-to-fight-economic-inequalities/69681965007/

    Advocacy: https://www.marketwatch.com/story/young-people-know-more-about-tiktok-and-minecraft-than-money-teenagers-want-to-be-smarter-about-finances-teach-them-11674198585

    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 


    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    b7e1482f-1a67-4516-8b32-50517183e5feThu, 20 Apr 2023 09:00:00 -040015:24falsefull28282Tom Henske    Season 2, Episode 7: Sheila Bair- Former FDIC ChairSeason 2, Episode 7: Sheila Bair- Former FDIC Chair
  • Corporate Director & Former Chair, FDIC
  • FDIC Bio
  • LinkedIn
  • Wikipedia
  • Twitter - @SheilaBair2013
  • Author

    • Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 

    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>
  • Corporate Director & Former Chair, FDIC
  • FDIC Bio
  • LinkedIn
  • Wikipedia
  • Twitter - @SheilaBair2013
  • Author

    • Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 

    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    c720fe38-e6f5-48ce-b1c0-a866bc492f45Tue, 11 Apr 2023 09:00:00 -040021:15falsefull27272Tom Henske    Season 2, Episode 6: Gregg Mursett- Busy KidSeason 2, Episode 6: Gregg Mursett- Busy Kid
  • Current Location: Scottsdale, AZ 
  • Email: gm@busykid.com
  • Company Bio:  www.busykid.com
  • LinkedIn: https://www.linkedin.com/in/gregg-murset-cfp%C2%AE-9b414016/
  • Instagram: getbusykid

    • Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 

    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>
  • Current Location: Scottsdale, AZ 
  • Email: gm@busykid.com
  • Company Bio:  www.busykid.com
  • LinkedIn: https://www.linkedin.com/in/gregg-murset-cfp%C2%AE-9b414016/
  • Instagram: getbusykid

    • Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 

    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    0d04c85b-bc64-4bdc-b6b1-bab48c1fe3b3Thu, 09 Mar 2023 09:00:00 -040023:58falsefull26262Tom Henske    Season 2, Episode 5: Arman Rousta, KidcoinSeason 2, Episode 5: Arman Rousta, Kidcoin
  • Name & Company: Arman Rousta, Kidcoin (b.labs Ventures)  
  • Email: arman@blabsventures.com
  • Phone Number: 917-392-0982
  • Company Bio: b.labs is a Think Tank which creates socially conscious, paradigm shifting ventures.  Kidcoin is a key pillar of The Golden Square, a collection of products that develop core life skills in youngsters.  Available in app stores, Kidcoin encourages good habits and goal setting in kids, with the support of their family and community.    
  • LinkedIn:  https://www.linkedin.com/in/armanrousta/
  • Facebook: https://www.facebook.com/kidcoinapp
  • Twitter: https://twitter.com/arousta
  • Other places we’ll see your name: Arman is serial entrepreneur and the host of The Polymath Project (https://thepolymath.tv/), a podcast that features disruptors and critical thinkers and doers of our time.  His talks and articles can be found on Youtube searches, as well as through the b.labs and portfolio company websites - Basement Sports, Timebug, Blueliner and 7 Pillars to name a few.

    • Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 

    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>
  • Name & Company: Arman Rousta, Kidcoin (b.labs Ventures)  
  • Email: arman@blabsventures.com
  • Phone Number: 917-392-0982
  • Company Bio: b.labs is a Think Tank which creates socially conscious, paradigm shifting ventures.  Kidcoin is a key pillar of The Golden Square, a collection of products that develop core life skills in youngsters.  Available in app stores, Kidcoin encourages good habits and goal setting in kids, with the support of their family and community.    
  • LinkedIn:  https://www.linkedin.com/in/armanrousta/
  • Facebook: https://www.facebook.com/kidcoinapp
  • Twitter: https://twitter.com/arousta
  • Other places we’ll see your name: Arman is serial entrepreneur and the host of The Polymath Project (https://thepolymath.tv/), a podcast that features disruptors and critical thinkers and doers of our time.  His talks and articles can be found on Youtube searches, as well as through the b.labs and portfolio company websites - Basement Sports, Timebug, Blueliner and 7 Pillars to name a few.

    • Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 

    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    cef3080d-bf11-4d4a-8de3-09b238371631Wed, 08 Mar 2023 09:00:00 -040023:42falsefull25252Tom Henske    Season 2, Episode 4: Don McPherson- Meeting Kids Where They're AtSeason 2, Episode 4: Don McPherson- Meeting Kids Where They're At
  • Current Location:  My car…between Huntington, Burlington, VT, Syracuse, NY and the airport
  • Email: dgmac9@gmail.com
  • Phone Number: 516 319 3656
  • Company Bio:  https://donmcpherson.com/about
  • LinkedIn: Don McPherson
  • Facebook: Don McPherson
  • Twitter: @donmcpherson
  • Other cool places you’ll see my name: College Football Hall of Fame and other college football awards (e.g. Johnny Unitas Award, Davey O’Brien, Maxwell)

    • Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 

    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>
  • Current Location:  My car…between Huntington, Burlington, VT, Syracuse, NY and the airport
  • Email: dgmac9@gmail.com
  • Phone Number: 516 319 3656
  • Company Bio:  https://donmcpherson.com/about
  • LinkedIn: Don McPherson
  • Facebook: Don McPherson
  • Twitter: @donmcpherson
  • Other cool places you’ll see my name: College Football Hall of Fame and other college football awards (e.g. Johnny Unitas Award, Davey O’Brien, Maxwell)

    • Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 

    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    20481c10-3661-4117-8f1f-101c7279efa2Tue, 28 Feb 2023 03:00:00 -040029:24falsefull24242Tom Henske    Season 2, Episode 3: Sammy The RabbitSeason 2, Episode 3: Sammy The RabbitContact Sammy


    Other places to see Sammy: 


    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 

    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    Contact Sammy


    Other places to see Sammy: 


    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 

    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    90fe7835-d352-4387-bdf2-ad1dd79f0383Thu, 16 Feb 2023 09:00:00 -040021:12falsefull23232Tom Henske    Season 2, Episode 2: Sarah WhiteSeason 2, Episode 2: Sarah WhiteAbout Sarah:

    • Teacher of math and personal finance at Staples High School, Westport, CT
    • Education: University of Virginia
    • In the News:  06880

    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 

    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    About Sarah:

    • Teacher of math and personal finance at Staples High School, Westport, CT
    • Education: University of Virginia
    • In the News:  06880

    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 

    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    ac46522a-b15f-461d-9f04-7dbc9c0f19c0Wed, 18 Jan 2023 09:00:00 -040025:26falsefull22222Tom Henske    Season 2 , Episode 1: Joline GodfreySeason 2 , Episode 1: Joline GodfreyMore on Joline:


    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 

    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    More on Joline:


    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 

    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    428b3302-c083-448f-877e-ad53737bb4b5Wed, 11 Jan 2023 09:00:00 -040024:24falsefull21212Tom Henske    Lesson 12: Warn Them About Money SafetyLesson 12: Warn Them About Money SafetyIt's important o be safe when handling money. Tom offers some tips on talking to your kids about being safe around money

    totalcents.com

    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 


    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    It's important o be safe when handling money. Tom offers some tips on talking to your kids about being safe around money

    totalcents.com

    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 


    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    a39ec084-de3f-4d79-a451-1b72283512a9Sat, 25 Jun 2022 10:00:00 -040013:45falsefull1121121Tom Henske    Lesson 11: Demystify Legal DocumentsLesson 11: Demystify Legal DocumentsLegal documents can be scary. But they're necessary and can be our friend. So, let's teach our kids about them

    totalcents.com

    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 


    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    Legal documents can be scary. But they're necessary and can be our friend. So, let's teach our kids about them

    totalcents.com

    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 


    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    51ce7392-0800-4215-974a-c5b3bcf5da0aSat, 25 Jun 2022 09:40:00 -040010:07falsefull1111111Tom Henske    Lesson 10: Advise Them About InsuranceLesson 10: Advise Them About InsuranceEveryone needs insurance, and your kids will need it one day too. Here's how to teach them about it.

    totalcents.com

    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 


    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    Everyone needs insurance, and your kids will need it one day too. Here's how to teach them about it.

    totalcents.com

    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 


    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    6187cd95-cd8c-4078-adb7-74a781091a10Sat, 25 Jun 2022 09:35:00 -040010:01falsefull1101101Tom Henske    Lesson Nine: Inspire Them to Be CharitableLesson Nine: Inspire Them to Be Charitable"With Great Power Come Great Responsibility." Not only was that a great line from Spider-Man but it's a good code to live by. It's important we teach our kids to be charitable

    totalcents.com

    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 


    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    "With Great Power Come Great Responsibility." Not only was that a great line from Spider-Man but it's a good code to live by. It's important we teach our kids to be charitable

    totalcents.com

    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 


    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    12abda49-5460-4d43-bc22-df58193a45f6Sat, 25 Jun 2022 09:30:00 -040006:33falsefull19191Tom Henske    Lesson Eight: Explain Borrowing and CreditLesson Eight: Explain Borrowing and CreditBorrowing and Credit can be a tough subject for even some adults. So for kids it's even more abstract. So how can we explain it to kids?

    totalcents.com

    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 


    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    Borrowing and Credit can be a tough subject for even some adults. So for kids it's even more abstract. So how can we explain it to kids?

    totalcents.com

    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 


    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    3899d301-ec4c-40b0-afab-53b0c581eaf8Sat, 25 Jun 2022 09:20:00 -040008:14falsefull18181Tom Henske    Lesson Seven: Break The News About TaxesLesson Seven: Break The News About TaxesTaxes...we all gotta pay them. Sow how do you talk to kids about taxes? Tom breaks it down

    totalcents.com

    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 


    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    Taxes...we all gotta pay them. Sow how do you talk to kids about taxes? Tom breaks it down

    totalcents.com

    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 


    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    c34b63de-9de7-4505-a943-4e5a0a0091f4Sat, 25 Jun 2022 09:15:00 -040009:26falsefull17171Tom Henske    Lesson Six: Expose Them To InvestingLesson Six: Expose Them To InvestingIt's important to teach your kids about investing. Tom provides some tips for parents

    totalcents.com

    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 


    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    It's important to teach your kids about investing. Tom provides some tips for parents

    totalcents.com

    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 


    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    c8ff1332-100e-4cf3-a60a-dbd3abf73882Sat, 25 Jun 2022 09:10:00 -040014:04falsefull16161Tom Henske    Lesson Five: Educating Them on Compound Interest.Lesson Five: Educating Them on Compound Interest.Compound interest...every child's favorite subject. Here, Tom breaks down how parents can discuss the subject with the kids in a way that makes sense....or cents.

    totalcents.com

    ]]>    Compound interest...every child's favorite subject. Here, Tom breaks down how parents can discuss the subject with the kids in a way that makes sense....or cents.

    totalcents.com

    ]]>    533e65bc-04de-471f-911f-c1bafde57b8fSat, 25 Jun 2022 09:05:00 -040009:09falsefull15151Tom Henske    Lesson Four: Encouraging Them to SaveLesson Four: Encouraging Them to SaveOn this episode, Tom discusses how parents can encourage their kids to save money.

    totalcents.com

    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 


    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    On this episode, Tom discusses how parents can encourage their kids to save money.

    totalcents.com

    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 


    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    b5bd97a6-938d-4fa9-ad15-5d3362c2081aSat, 25 Jun 2022 09:00:00 -040008:51falsefull14141Tom Henske    Lesson Three: Show Them How to BudgetLesson Three: Show Them How to BudgetHow do you talk to your kids about budgeting? Tom gives some ideas in this episode.

    totalcents.com

    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 


    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    How do you talk to your kids about budgeting? Tom gives some ideas in this episode.

    totalcents.com

    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 


    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    8613dabb-e7c7-4d1d-a461-c3c8969c8359Fri, 24 Jun 2022 09:00:00 -040006:41falsefull13131Tom Henske    Lesson Two: Teach Them the Value of a DollarLesson Two: Teach Them the Value of a DollarIn this episode, Tom talks about teaching kids the value of a dollar

    totalcents.com

    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 


    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    In this episode, Tom talks about teaching kids the value of a dollar

    totalcents.com

    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 


    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    5739e196-a0b6-46f8-8104-f43f40394bb8Fri, 24 Jun 2022 04:00:00 -040007:43falsefull12121Tom Henske    Lesson One: Getting Money in Their HandsLesson One: Getting Money in Their HandsIn this bite sized episode, Tom talks about getting money into the hands of your kids and provides a few questions that will help prompt the conversation about money between parents and kids

    totalcents.com

    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 


    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    In this bite sized episode, Tom talks about getting money into the hands of your kids and provides a few questions that will help prompt the conversation about money between parents and kids

    totalcents.com

    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 


    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    ae49e1d5-71d1-4280-ae78-7c19e2c5bfe4Thu, 09 Jun 2022 09:00:00 -040008:21falsefull11111Tom Henske    Introducing Total CentsIntroducing Total CentsThis podcast is for parents who want to teach their kids about money.

    There's a clear need for kids to learn about money. However, our current world is not equipped to teach your kids about money

    So Tom Henske is here to teach parents how to talk about money to their kids. It's fun, it's easy. You're going to experience amazingly thoughtful and insightful observations and questions from your kids. You're going and let them play grownup to dinner.

    We're going to do this together. Parents helping parents, and I'm here to help accomplish this for our kids.

    totalcents.com

    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 


    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    This podcast is for parents who want to teach their kids about money.

    There's a clear need for kids to learn about money. However, our current world is not equipped to teach your kids about money

    So Tom Henske is here to teach parents how to talk about money to their kids. It's fun, it's easy. You're going to experience amazingly thoughtful and insightful observations and questions from your kids. You're going and let them play grownup to dinner.

    We're going to do this together. Parents helping parents, and I'm here to help accomplish this for our kids.

    totalcents.com

    Listen to the Total Cents Podcast:

    Apple: https://podcasts.apple.com/us/podcast/total-cents/id1628903294 

    Spotify: https://open.spotify.com/show/7oAMqRvVzCBgnas4OxUP5h?si=f2eeab60be054e9b 


    FREE Lesson Resources:

    https://www.totalcents.com/resources/ 


    Read "It Makes Total Cents" by Tom Henske:

    https://www.amazon.com/Makes-Total-Cents-Conversations-Financial/dp/B0B8BDDW1P/ 


    Let’s Connect:

    Instagram: https://www.instagram.com/totalcents/ 

    LinkedIn: https://www.linkedin.com/company/total-cents/ 

    X: https://x.com/total_cents

    Facebook: https://www.facebook.com/totalcents

    TikTok: https://www.tiktok.com/@totalcents

    ]]>    b5f8ede5-db4e-41b0-8f7a-d4758213a715Thu, 09 Jun 2022 04:40:00 -040017:45falsefullTom Henske