<?xml version="1.0" encoding="UTF-8"?><?xml-stylesheet href="https://feeds.captivate.fm/style.xsl" type="text/xsl"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:googleplay="http://www.google.com/schemas/play-podcasts/1.0" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:podcast="https://podcastindex.org/namespace/1.0"><channel><atom:link href="https://feeds.captivate.fm/wealth-warehouse/" rel="self" type="application/rss+xml"/><title><![CDATA[Wealth Warehouse]]></title><podcast:guid>3222b78e-c3bc-5200-b32a-2f0eba011b94</podcast:guid><lastBuildDate>Mon, 02 Mar 2026 11:03:14 +0000</lastBuildDate><generator>Captivate.fm</generator><language><![CDATA[en]]></language><copyright><![CDATA[Copyright 2026 The IBC Guys via Podcast Principles]]></copyright><managingEditor>The IBC Guys via Podcast Principles</managingEditor><itunes:summary><![CDATA[On Wealth Warehouse, we challenge you to transform your financial future through the principles of the most profitable business in the world: banking. 

We believe everybody should be involved in 2 businesses: the business that you're in, and the banking business. Every day people can replicate what bankers have been doing for centuries to leverage capital and build wealth through private lending. 

Join us as we uncover the truths about money, expose lies and myths, and flip conventional financial advice on its head.]]></itunes:summary><image><url>https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg</url><title>Wealth Warehouse</title><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link></image><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><itunes:owner><itunes:name>The IBC Guys via Podcast Principles</itunes:name></itunes:owner><itunes:author>The IBC Guys via Podcast Principles</itunes:author><description>On Wealth Warehouse, we challenge you to transform your financial future through the principles of the most profitable business in the world: banking. 

We believe everybody should be involved in 2 businesses: the business that you&apos;re in, and the banking business. Every day people can replicate what bankers have been doing for centuries to leverage capital and build wealth through private lending. 

Join us as we uncover the truths about money, expose lies and myths, and flip conventional financial advice on its head.</description><link>https://wealth-warehouse.captivate.fm</link><atom:link href="https://pubsubhubbub.appspot.com" rel="hub"/><itunes:subtitle><![CDATA[Your Go-To Guide to Infinite Banking]]></itunes:subtitle><itunes:explicit>false</itunes:explicit><itunes:type>episodic</itunes:type><itunes:category text="Business"><itunes:category text="Investing"/></itunes:category><itunes:category text="Education"><itunes:category text="How To"/></itunes:category><itunes:category text="Business"><itunes:category text="Entrepreneurship"/></itunes:category><podcast:locked>no</podcast:locked><podcast:medium>podcast</podcast:medium><item><title>The $105 Million Mistake: How the Vanderbilts Lost Everything in 50 Years Ep:212</title><itunes:title>The $105 Million Mistake: How the Vanderbilts Lost Everything in 50 Years Ep:212</itunes:title><description><![CDATA[<h1>In 1877, Cornelius Vanderbilt died as the richest man in America — worth $105 million (over $2 billion today). Less than 50 years later, at a Vanderbilt family reunion, <strong>not a single millionaire remained.</strong></h1><p>The Rockefellers? Still one of the most powerful family dynasties on the planet.</p><p>Same era. Same kind of entrepreneurial wealth. Completely different outcomes.</p><p>So what did the Rockefellers know that the Vanderbilts didn't?</p><p><strong>It wasn't how they made money. It was how they kept it.</strong></p><p>In this episode of The Wealth Warehouse Podcast, David Befort and Paul Fugere break down one of the most foundational wealth-building lessons you'll ever hear — and most people will never learn it because they're too busy spending what they earn.</p><p>Here's the hard truth: <strong>"The worst thing you could possibly do is that money that you work, you sweat, you bleed for — don't spend it."</strong></p><p>The Vanderbilts liquidated everything. They spent. They built mansions. They became socialites. They had a great time — for about two generations. Then it was gone.</p><p>The Rockefellers? They built trusts. They used permanent life insurance. They practiced a simple but powerful principle: <strong>borrow against your money, don't spend it.</strong> Buy. Borrow. Die. The loan gets repaid by the death benefit. The wealth stays in the family. Forever.</p><p>And here's the part that might change the way you think about every dollar in your pocket right now:</p><p><strong>You don't have to be a Rockefeller to use the Rockefeller method.</strong></p><p>Dave and Paul walk you through exactly how this works in the real world — with real clients making real decisions right now:</p><ol><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>A military pilot and UPS aviator who understood this principle immediately and structured his policy to buy his next home <strong>without ever spending his own cash</strong></li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>A client sitting on $50,000 who's wrestling with whether to use it as a down payment — and why Dave says that could be one of the most expensive decisions he ever makes</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Why Paul is pulling equity out of his own home and flowing it into a system where <strong>he controls it</strong> — not the bank, not the walls of a house, not a 401k he can't touch without penalty</li></ol><br/><p><strong>"If you have enough cash to solve a problem, you don't have a problem."</strong></p><p>Most people think they only have two choices with their money: save it or spend it. Dave and Paul flip that completely on its head.</p><p>Your dollar is <strong>already</strong> working in more than one place at a time. Banks are using it. Hedge funds are using it. The DTC is leveraging your 401k shares while you're not looking. The question is — <strong>are you getting the benefit of that, or is someone else?</strong></p><p>The Infinite Banking Concept teaches you how to stop being the Vanderbilts and start thinking like the Rockefellers. How to run your capital through your own system first — so it compounds, uninterrupted, for the rest of your life — and then leverage it for whatever you were going to spend it on anyway.</p><p><strong>"Would you rather have a dollar doing one thing at a time for you — or multiple things?"</strong></p><p>Yeah. That's what we thought.</p><p><strong>One family asked: "How can I enjoy this?"</strong> <strong>The other asked: "How can we never lose this?"</strong></p><p>One built a lifestyle. One built a legacy.</p><p>And here's the thing — <strong>a legacy creates a pretty nice lifestyle too.</strong> You just have to build it first.</p><p>Whether or not whole life insurance is your vehicle, the principle is the same: <strong>never interrupt the compounding of your money.</strong> Use the life insurance company's money, the bank's money, someone else's money — to do the things you were going to do anyway. Stop writing checks from your own pocket and start controlling both sides of the banking equation.</p><p>The Vanderbilts didn't have a system. They didn't have constraints. They didn't have a trustee making sure the money was used for something productive. They had parties and mansions and a great run for about 50 years.</p><p><strong>Don't be the Vanderbilts.</strong></p><p>📅 <strong>Schedule your free 30-minute strategy call</strong> at thewealthwarehousepodcast.com — and find out how to start flowing your capital through your own system today.</p><p>📚 <strong>Grab Nelson Nash's book</strong> and explore the full Infinite Banking Concept course — all available at thewealthwarehousepodcast.com.</p><p>And if you already know this is the way? <strong>Share this episode.</strong> Someone in your life has the open mind to catch this concept — and it might be the most valuable thing you ever send them.</p><p><em>Until next time — control your capital. Or somebody else will.</em></p><p>DISCLAIMER: Licensed Authorized Infinite Banking Practitioners. Educational purposes only. Schedule consultation for personalized advice.</p>]]></description><content:encoded><![CDATA[<h1>In 1877, Cornelius Vanderbilt died as the richest man in America — worth $105 million (over $2 billion today). Less than 50 years later, at a Vanderbilt family reunion, <strong>not a single millionaire remained.</strong></h1><p>The Rockefellers? Still one of the most powerful family dynasties on the planet.</p><p>Same era. Same kind of entrepreneurial wealth. Completely different outcomes.</p><p>So what did the Rockefellers know that the Vanderbilts didn't?</p><p><strong>It wasn't how they made money. It was how they kept it.</strong></p><p>In this episode of The Wealth Warehouse Podcast, David Befort and Paul Fugere break down one of the most foundational wealth-building lessons you'll ever hear — and most people will never learn it because they're too busy spending what they earn.</p><p>Here's the hard truth: <strong>"The worst thing you could possibly do is that money that you work, you sweat, you bleed for — don't spend it."</strong></p><p>The Vanderbilts liquidated everything. They spent. They built mansions. They became socialites. They had a great time — for about two generations. Then it was gone.</p><p>The Rockefellers? They built trusts. They used permanent life insurance. They practiced a simple but powerful principle: <strong>borrow against your money, don't spend it.</strong> Buy. Borrow. Die. The loan gets repaid by the death benefit. The wealth stays in the family. Forever.</p><p>And here's the part that might change the way you think about every dollar in your pocket right now:</p><p><strong>You don't have to be a Rockefeller to use the Rockefeller method.</strong></p><p>Dave and Paul walk you through exactly how this works in the real world — with real clients making real decisions right now:</p><ol><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>A military pilot and UPS aviator who understood this principle immediately and structured his policy to buy his next home <strong>without ever spending his own cash</strong></li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>A client sitting on $50,000 who's wrestling with whether to use it as a down payment — and why Dave says that could be one of the most expensive decisions he ever makes</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Why Paul is pulling equity out of his own home and flowing it into a system where <strong>he controls it</strong> — not the bank, not the walls of a house, not a 401k he can't touch without penalty</li></ol><br/><p><strong>"If you have enough cash to solve a problem, you don't have a problem."</strong></p><p>Most people think they only have two choices with their money: save it or spend it. Dave and Paul flip that completely on its head.</p><p>Your dollar is <strong>already</strong> working in more than one place at a time. Banks are using it. Hedge funds are using it. The DTC is leveraging your 401k shares while you're not looking. The question is — <strong>are you getting the benefit of that, or is someone else?</strong></p><p>The Infinite Banking Concept teaches you how to stop being the Vanderbilts and start thinking like the Rockefellers. How to run your capital through your own system first — so it compounds, uninterrupted, for the rest of your life — and then leverage it for whatever you were going to spend it on anyway.</p><p><strong>"Would you rather have a dollar doing one thing at a time for you — or multiple things?"</strong></p><p>Yeah. That's what we thought.</p><p><strong>One family asked: "How can I enjoy this?"</strong> <strong>The other asked: "How can we never lose this?"</strong></p><p>One built a lifestyle. One built a legacy.</p><p>And here's the thing — <strong>a legacy creates a pretty nice lifestyle too.</strong> You just have to build it first.</p><p>Whether or not whole life insurance is your vehicle, the principle is the same: <strong>never interrupt the compounding of your money.</strong> Use the life insurance company's money, the bank's money, someone else's money — to do the things you were going to do anyway. Stop writing checks from your own pocket and start controlling both sides of the banking equation.</p><p>The Vanderbilts didn't have a system. They didn't have constraints. They didn't have a trustee making sure the money was used for something productive. They had parties and mansions and a great run for about 50 years.</p><p><strong>Don't be the Vanderbilts.</strong></p><p>📅 <strong>Schedule your free 30-minute strategy call</strong> at thewealthwarehousepodcast.com — and find out how to start flowing your capital through your own system today.</p><p>📚 <strong>Grab Nelson Nash's book</strong> and explore the full Infinite Banking Concept course — all available at thewealthwarehousepodcast.com.</p><p>And if you already know this is the way? <strong>Share this episode.</strong> Someone in your life has the open mind to catch this concept — and it might be the most valuable thing you ever send them.</p><p><em>Until next time — control your capital. Or somebody else will.</em></p><p>DISCLAIMER: Licensed Authorized Infinite Banking Practitioners. Educational purposes only. Schedule consultation for personalized advice.</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">90ae5eaa-fa4c-4c83-9c84-03f35e1170c2</guid><itunes:image href="https://artwork.captivate.fm/30bb9f24-d834-4018-afaf-f5a3258eb75c/Taking-Initiative-podcast-Thumbnail-3000-x-3000-px-2.jpg"/><pubDate>Mon, 02 Mar 2026 06:00:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/90ae5eaa-fa4c-4c83-9c84-03f35e1170c2.mp3" length="15747466" type="audio/mpeg"/><itunes:duration>32:48</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>213</itunes:episode><podcast:episode>213</podcast:episode></item><item><title>The High-Earner&apos;s Treadmill: Why Making More Doesn&apos;t Mean Keeping More ep:211</title><itunes:title>The High-Earner&apos;s Treadmill: Why Making More Doesn&apos;t Mean Keeping More ep:211</itunes:title><description><![CDATA[<h1><strong>You just had your best year ever. Seven figures. So why does it feel like you're starting from zero again on January 1st?</strong></h1><p>If you're a business owner or high-income professional tired of the "Annual Reset"—where you generate massive income but never build momentum—this episode is your wake-up call.</p><p>Dave Befort and Paul Fugere break down why most 6- and 7-figure earners accidentally destroy wealth faster than they create it, and how the wealthy use a century-old banking strategy to break the cycle permanently.</p><h2>IN THIS EPISODE:</h2><p><strong>The Annual Reset Problem:</strong></p><ol><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Why clearing $500K+ feels like living paycheck-to-paycheck</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>How every "big purchase" liquidates years of compound growth</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Dave's tracking: His whole life cash value grew 38% in one year</li></ol><br/><p><strong>The Unseen Wealth Destroyer:</strong></p><ol><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Why spending $100K cash is MORE expensive than a 7% bank loan</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>How to use the insurance company's money while YOUR money keeps compounding</li></ol><br/><p><strong>The Tax-Free Vault (IRC 7702):</strong></p><ol><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Tax-deferred growth, tax-free access, tax-free legacy</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>How high earners escape the "IRS Tax Partner" taking 30-50% of growth</li></ol><br/><p><strong>The Family Bank &amp; Exit Strategy:</strong></p><ol><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>What to do when you sell your business for $3M+</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>How to create a multi-generational system your kids borrow from while capital compounds forever</li></ol><br/><h2>THIS IS FOR YOU IF:</h2><p>✅ You make $250K-$1M+ but feel stuck on a treadmill</p><p>✅ You've had big years but net worth doesn't reflect it</p><p>✅ You want a legacy system, not just a pile of cash for your kids</p><p>✅ You're planning a business exit with no post-sale strategy</p><h2>NOT FOR YOU IF:</h2><p>❌ You believe only the stock market builds wealth</p><p>❌ You think paying ANY interest is stupid</p><p>❌ You're content being "high-income homeless"</p><h2>YOUR HOSTS:</h2><p><strong>David Befort</strong> - Former military pilot who built three whole life policies four years before separation. While peers accepted "golden handcuffs," Dave transitioned with capital and options. His whole life cash value grew 38% in one year—proof of uninterrupted compound growth.</p><p><strong>Paul Fugere</strong> - Retired after 20+ years military service. Watched high-earning colleagues stay longer than wanted because wealth was locked in inaccessible accounts. Helps business owners recapture interest given to banks and build family banking systems.</p><p><strong>Both are Authorized Infinite Banking Practitioners working exclusively with high-earners.</strong></p><h2>KEY SOUNDBITES:</h2><p>💡 "If you start over every year, you aren't building wealth—you're trading money for stuff. Stop hitting reset on your millions."</p><p>💡 "You're either paying interest to a bank or giving up interest you could have earned. Either way, you're losing. The wealthy pay themselves."</p><p>💡 "Don't build a mansion on rented land. In taxable accounts, the government owns the land you're building on."</p><p>💡 "Leave your kids a SYSTEM, not just money. A business can fail, but a well-funded family bank is forever."</p><h2>REAL CLIENT EXAMPLE:</h2><p>Business owner sells company for $3.2M. Instead of buying toys or dumping into market risk, he capitalized three whole life policies. Now his kids borrow for college, weddings, down payments—while the $3.2M never stops compounding. He created a Rockefeller system, not a Vanderbilt spending spree.</p><h2>TAKE ACTION:</h2><p><strong>📅 PRIMARY:</strong> TheWealthWarehouse.com - Free course + read "Becoming Your Own Banker"</p><p><strong>📞 SECONDARY:</strong> Free 30-min strategy call - Real numbers, no pressure</p><ol><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Paul: https://fullpitchwealth.com/next-steps/</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Dave: https://maxperformancefinancial.com/next-steps/</li></ol><br/><p><strong>🤝 TERTIARY:</strong> Share with ONE person stuck on the treadmill</p><h2>WHY NOW:</h2><p>Tax rates at historic lows. 2017 Tax Cuts expire soon—rates going UP. Business valuations high. Every year on the treadmill = exponential lost compounding.</p><p><strong>DISCLAIMER:</strong> Licensed Authorized Infinite Banking Practitioners. Educational purposes only. Schedule consultation for personalized advice.</p>]]></description><content:encoded><![CDATA[<h1><strong>You just had your best year ever. Seven figures. So why does it feel like you're starting from zero again on January 1st?</strong></h1><p>If you're a business owner or high-income professional tired of the "Annual Reset"—where you generate massive income but never build momentum—this episode is your wake-up call.</p><p>Dave Befort and Paul Fugere break down why most 6- and 7-figure earners accidentally destroy wealth faster than they create it, and how the wealthy use a century-old banking strategy to break the cycle permanently.</p><h2>IN THIS EPISODE:</h2><p><strong>The Annual Reset Problem:</strong></p><ol><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Why clearing $500K+ feels like living paycheck-to-paycheck</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>How every "big purchase" liquidates years of compound growth</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Dave's tracking: His whole life cash value grew 38% in one year</li></ol><br/><p><strong>The Unseen Wealth Destroyer:</strong></p><ol><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Why spending $100K cash is MORE expensive than a 7% bank loan</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>How to use the insurance company's money while YOUR money keeps compounding</li></ol><br/><p><strong>The Tax-Free Vault (IRC 7702):</strong></p><ol><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Tax-deferred growth, tax-free access, tax-free legacy</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>How high earners escape the "IRS Tax Partner" taking 30-50% of growth</li></ol><br/><p><strong>The Family Bank &amp; Exit Strategy:</strong></p><ol><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>What to do when you sell your business for $3M+</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>How to create a multi-generational system your kids borrow from while capital compounds forever</li></ol><br/><h2>THIS IS FOR YOU IF:</h2><p>✅ You make $250K-$1M+ but feel stuck on a treadmill</p><p>✅ You've had big years but net worth doesn't reflect it</p><p>✅ You want a legacy system, not just a pile of cash for your kids</p><p>✅ You're planning a business exit with no post-sale strategy</p><h2>NOT FOR YOU IF:</h2><p>❌ You believe only the stock market builds wealth</p><p>❌ You think paying ANY interest is stupid</p><p>❌ You're content being "high-income homeless"</p><h2>YOUR HOSTS:</h2><p><strong>David Befort</strong> - Former military pilot who built three whole life policies four years before separation. While peers accepted "golden handcuffs," Dave transitioned with capital and options. His whole life cash value grew 38% in one year—proof of uninterrupted compound growth.</p><p><strong>Paul Fugere</strong> - Retired after 20+ years military service. Watched high-earning colleagues stay longer than wanted because wealth was locked in inaccessible accounts. Helps business owners recapture interest given to banks and build family banking systems.</p><p><strong>Both are Authorized Infinite Banking Practitioners working exclusively with high-earners.</strong></p><h2>KEY SOUNDBITES:</h2><p>💡 "If you start over every year, you aren't building wealth—you're trading money for stuff. Stop hitting reset on your millions."</p><p>💡 "You're either paying interest to a bank or giving up interest you could have earned. Either way, you're losing. The wealthy pay themselves."</p><p>💡 "Don't build a mansion on rented land. In taxable accounts, the government owns the land you're building on."</p><p>💡 "Leave your kids a SYSTEM, not just money. A business can fail, but a well-funded family bank is forever."</p><h2>REAL CLIENT EXAMPLE:</h2><p>Business owner sells company for $3.2M. Instead of buying toys or dumping into market risk, he capitalized three whole life policies. Now his kids borrow for college, weddings, down payments—while the $3.2M never stops compounding. He created a Rockefeller system, not a Vanderbilt spending spree.</p><h2>TAKE ACTION:</h2><p><strong>📅 PRIMARY:</strong> TheWealthWarehouse.com - Free course + read "Becoming Your Own Banker"</p><p><strong>📞 SECONDARY:</strong> Free 30-min strategy call - Real numbers, no pressure</p><ol><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Paul: https://fullpitchwealth.com/next-steps/</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Dave: https://maxperformancefinancial.com/next-steps/</li></ol><br/><p><strong>🤝 TERTIARY:</strong> Share with ONE person stuck on the treadmill</p><h2>WHY NOW:</h2><p>Tax rates at historic lows. 2017 Tax Cuts expire soon—rates going UP. Business valuations high. Every year on the treadmill = exponential lost compounding.</p><p><strong>DISCLAIMER:</strong> Licensed Authorized Infinite Banking Practitioners. Educational purposes only. Schedule consultation for personalized advice.</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">385692b2-354a-4afe-8744-1867d33dd8bc</guid><itunes:image href="https://artwork.captivate.fm/5f28d335-b477-412b-a839-f0b2c39d3072/Taking-Initiative-podcast-Thumbnail-3000-x-3000-px-1.jpg"/><pubDate>Mon, 23 Feb 2026 06:00:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/385692b2-354a-4afe-8744-1867d33dd8bc.mp3" length="22309843" type="audio/mpeg"/><itunes:duration>46:29</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>212</itunes:episode><podcast:episode>212</podcast:episode><podcast:alternateEnclosure type="video/youtube" title="The High-Earner&apos;s Treadmill: Why Making More Doesn&apos;t Mean Keeping More"><podcast:source uri="https://youtu.be/U_Zj105tPxc"/></podcast:alternateEnclosure></item><item><title>Military Transition Blueprint | Stop Being Locked Out of Your Own Money Ep:210</title><itunes:title>Military Transition Blueprint | Stop Being Locked Out of Your Own Money Ep:210</itunes:title><description><![CDATA[<p><strong>Are you a military member planning to transition in the next 1-3 years? Tired of being told to "max out your TSP" and wait until 59½ to access YOUR money?</strong></p><p>Former military officers David Befort and Paul Fugere know exactly what you're going through—because they've been there. They faced the same financial handcuffs, the same "conventional wisdom" that keeps your wealth locked away when you need it most.</p><p><strong>In this episode, you'll discover:</strong></p><ol><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Why the TSP/401(k) might be costing you opportunities during your transition</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>How to build a "bridge" from military to civilian life with accessible capital</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>The truth about the Survivor Benefit Plan (and a better alternative)</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>How to create your own banking system using dividend-paying whole life insurance</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Real numbers: Why putting $416/month into SBP might be leaving $1.75 million on the table</li></ol><br/><p><strong>This is NOT about choosing between investing OR insurance—it's about having BOTH</strong>, with one critical difference: access to your capital when opportunities arise, emergencies hit, or you simply want to live your life on your terms.</p><p><strong>The Military-Specific Challenges They Solve:</strong></p><p>✅ "I want to leave the military, but I can't afford to lose the paycheck"</p><p>✅ "I have money in TSP, but I can't touch it without penalties"</p><p>✅ "I'm worried about finding the right job after transition"</p><p>✅ "I need life insurance before the VA destroys my insurability"</p><p>✅ "I'm tired of being told what I can't do with my own money"</p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><strong>David Befort</strong> separated from active duty in 2014 after serving as a military pilot. Four years before separation, he discovered Infinite Banking and built three whole life policies that gave him the financial freedom to be selective about civilian opportunities—not desperate. He turned down the military bonus money (the "golden handcuffs") because he had created his own capital to bridge the transition. Today, he helps military families build the same financial freedom he created for himself.</p><p><strong>Paul Fugere</strong> retired after 20+ years of military service, having discovered Infinite Banking during his final years in uniform. He watched colleagues become "28-year lieutenant colonels" who couldn't afford to retire because they'd locked all their wealth in accounts they couldn't access. Paul capitalized his own policies and transitioned with confidence, knowing his family had liquidity, not just paper statements. His mission: ensure other military families don't make the same mistakes he almost made.</p><p><strong>Both hosts are licensed Infinite Banking practitioners who specialize in military transitions and understand the unique challenges of leaving service.</strong></p><p><strong>WHO THIS PODCAST IS FOR:</strong></p><ol><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Military members 1-5 years from separation or retirement</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Anyone tired of the "fire and forget" 401(k)/TSP mentality</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>People who want to use their money NOW, not just accumulate for later</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Families who need life insurance before VA disability ratings make them uninsurable</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Anyone seeking financial flexibility and control, not just accumulation</li></ol><br/><p><strong>WHO THIS IS NOT FOR:</strong></p><ol><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>People looking for get-rich-quick schemes</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Those who believe Dave Ramsey is gospel and refuse to question conventional wisdom</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Anyone happy to lock their money away until 59½ with zero access</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>People who think whole life insurance is "a scam" without investigating it themselves</li></ol><br/><p><strong>TAKE ACTION:</strong></p><p><strong>If you're transitioning in the next 12 months</strong>, you need to act NOW. Here's why:</p><ol><li data-list="ordered"><span class="ql-ui" contenteditable="false"></span><strong>Life Insurance Before VA Claims</strong>: The VA will document every ailment to maximize your disability rating—which can destroy your insurability. Get convertible term or whole life BEFORE your VA appointment.</li><li data-list="ordered"><span class="ql-ui" contenteditable="false"></span><strong>Build Your Bridge</strong>: It takes 3-5 years to build significant cash value in a properly designed whole life policy. The earlier you start, the more options you have at transition.</li><li data-list="ordered"><span class="ql-ui" contenteditable="false"></span><strong>SGLI Conversion</strong>: Within 120 days of retirement, you can convert your SGLI to civilian whole life with no medical underwriting. This window closes fast.</li></ol><br/><p><strong>Ready to explore if Infinite Banking is right for you?</strong></p><p>📅 <strong>Schedule a free consultation:</strong></p><ol><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>https://www.thewealthwarehousepodcast.com/</li></ol><br/><p>📧 <strong>Email us your questions:</strong></p><ol><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Paul: paul@fullpitchwealth.com</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>David: dave@maxperformancefinancial.com</li></ol><br/><p>📚 <strong>Start with the book that changed everything:</strong> Read "Becoming Your Own Banker" by R. Nelson Nash—the foundation of everything we teach.</p><p>🎥 <strong>Subscribe and never miss an episode</strong> where we break down real numbers, real strategies, and real stories from military families building financial freedom.</p><p><strong>A WORD FROM DAVE &amp; PAUL:</strong></p><p>"We're not here to bash the TSP or traditional investing. We're here to show you there's another way—a way that gives you control, liquidity, and the ability to capitalize opportunities without begging permission from the IRS or your 401(k) custodian.</p><p>You've served your country. You've followed orders. You've done what you were told.</p><p>Now it's time to take command of your own financial future.</p><p>The question isn't WHETHER you can afford to do Infinite Banking—it's whether you can afford NOT to, especially if you're transitioning soon and need accessible capital to build your next chapter.</p><p>Let's talk. No pressure. No sales pitch. Just two guys who've walked this path and want to help you avoid the mistakes we almost made."</p><p><strong>DISCLAIMER:</strong> David Befort and Paul Fugere are licensed insurance professionals. The information shared on this podcast is for educational purposes and should not be considered financial advice. Every situation is unique—schedule a consultation to discuss your specific circumstances.</p>]]></description><content:encoded><![CDATA[<p><strong>Are you a military member planning to transition in the next 1-3 years? Tired of being told to "max out your TSP" and wait until 59½ to access YOUR money?</strong></p><p>Former military officers David Befort and Paul Fugere know exactly what you're going through—because they've been there. They faced the same financial handcuffs, the same "conventional wisdom" that keeps your wealth locked away when you need it most.</p><p><strong>In this episode, you'll discover:</strong></p><ol><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Why the TSP/401(k) might be costing you opportunities during your transition</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>How to build a "bridge" from military to civilian life with accessible capital</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>The truth about the Survivor Benefit Plan (and a better alternative)</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>How to create your own banking system using dividend-paying whole life insurance</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Real numbers: Why putting $416/month into SBP might be leaving $1.75 million on the table</li></ol><br/><p><strong>This is NOT about choosing between investing OR insurance—it's about having BOTH</strong>, with one critical difference: access to your capital when opportunities arise, emergencies hit, or you simply want to live your life on your terms.</p><p><strong>The Military-Specific Challenges They Solve:</strong></p><p>✅ "I want to leave the military, but I can't afford to lose the paycheck"</p><p>✅ "I have money in TSP, but I can't touch it without penalties"</p><p>✅ "I'm worried about finding the right job after transition"</p><p>✅ "I need life insurance before the VA destroys my insurability"</p><p>✅ "I'm tired of being told what I can't do with my own money"</p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><strong>David Befort</strong> separated from active duty in 2014 after serving as a military pilot. Four years before separation, he discovered Infinite Banking and built three whole life policies that gave him the financial freedom to be selective about civilian opportunities—not desperate. He turned down the military bonus money (the "golden handcuffs") because he had created his own capital to bridge the transition. Today, he helps military families build the same financial freedom he created for himself.</p><p><strong>Paul Fugere</strong> retired after 20+ years of military service, having discovered Infinite Banking during his final years in uniform. He watched colleagues become "28-year lieutenant colonels" who couldn't afford to retire because they'd locked all their wealth in accounts they couldn't access. Paul capitalized his own policies and transitioned with confidence, knowing his family had liquidity, not just paper statements. His mission: ensure other military families don't make the same mistakes he almost made.</p><p><strong>Both hosts are licensed Infinite Banking practitioners who specialize in military transitions and understand the unique challenges of leaving service.</strong></p><p><strong>WHO THIS PODCAST IS FOR:</strong></p><ol><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Military members 1-5 years from separation or retirement</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Anyone tired of the "fire and forget" 401(k)/TSP mentality</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>People who want to use their money NOW, not just accumulate for later</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Families who need life insurance before VA disability ratings make them uninsurable</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Anyone seeking financial flexibility and control, not just accumulation</li></ol><br/><p><strong>WHO THIS IS NOT FOR:</strong></p><ol><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>People looking for get-rich-quick schemes</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Those who believe Dave Ramsey is gospel and refuse to question conventional wisdom</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Anyone happy to lock their money away until 59½ with zero access</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>People who think whole life insurance is "a scam" without investigating it themselves</li></ol><br/><p><strong>TAKE ACTION:</strong></p><p><strong>If you're transitioning in the next 12 months</strong>, you need to act NOW. Here's why:</p><ol><li data-list="ordered"><span class="ql-ui" contenteditable="false"></span><strong>Life Insurance Before VA Claims</strong>: The VA will document every ailment to maximize your disability rating—which can destroy your insurability. Get convertible term or whole life BEFORE your VA appointment.</li><li data-list="ordered"><span class="ql-ui" contenteditable="false"></span><strong>Build Your Bridge</strong>: It takes 3-5 years to build significant cash value in a properly designed whole life policy. The earlier you start, the more options you have at transition.</li><li data-list="ordered"><span class="ql-ui" contenteditable="false"></span><strong>SGLI Conversion</strong>: Within 120 days of retirement, you can convert your SGLI to civilian whole life with no medical underwriting. This window closes fast.</li></ol><br/><p><strong>Ready to explore if Infinite Banking is right for you?</strong></p><p>📅 <strong>Schedule a free consultation:</strong></p><ol><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>https://www.thewealthwarehousepodcast.com/</li></ol><br/><p>📧 <strong>Email us your questions:</strong></p><ol><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Paul: paul@fullpitchwealth.com</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>David: dave@maxperformancefinancial.com</li></ol><br/><p>📚 <strong>Start with the book that changed everything:</strong> Read "Becoming Your Own Banker" by R. Nelson Nash—the foundation of everything we teach.</p><p>🎥 <strong>Subscribe and never miss an episode</strong> where we break down real numbers, real strategies, and real stories from military families building financial freedom.</p><p><strong>A WORD FROM DAVE &amp; PAUL:</strong></p><p>"We're not here to bash the TSP or traditional investing. We're here to show you there's another way—a way that gives you control, liquidity, and the ability to capitalize opportunities without begging permission from the IRS or your 401(k) custodian.</p><p>You've served your country. You've followed orders. You've done what you were told.</p><p>Now it's time to take command of your own financial future.</p><p>The question isn't WHETHER you can afford to do Infinite Banking—it's whether you can afford NOT to, especially if you're transitioning soon and need accessible capital to build your next chapter.</p><p>Let's talk. No pressure. No sales pitch. Just two guys who've walked this path and want to help you avoid the mistakes we almost made."</p><p><strong>DISCLAIMER:</strong> David Befort and Paul Fugere are licensed insurance professionals. The information shared on this podcast is for educational purposes and should not be considered financial advice. Every situation is unique—schedule a consultation to discuss your specific circumstances.</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">ad3ed1b4-107e-46d2-a086-36b11fd0472f</guid><itunes:image href="https://artwork.captivate.fm/acc41d44-d351-4de0-a7d1-1411c42dbb11/210-military-transition-blueprint-twwp-podcastart.jpg"/><pubDate>Mon, 16 Feb 2026 06:00:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/ad3ed1b4-107e-46d2-a086-36b11fd0472f.mp3" length="21250943" type="audio/mpeg"/><itunes:duration>44:16</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>211</itunes:episode><podcast:episode>211</podcast:episode><podcast:alternateEnclosure type="video/youtube" title="Military Transition Blueprint | Stop Being Locked Out of Your Own Money"><podcast:source uri="https://youtu.be/Rayu1raTRTg"/></podcast:alternateEnclosure></item><item><title>High Earners:  Catching This Concept is CRITICAL Ep:209</title><itunes:title>High Earners:  Catching This Concept is CRITICAL Ep:209</itunes:title><description><![CDATA[<p>Are you earning a high income but still feeling like you’re playing by someone else’s rules? Most high achievers are experts at making money, yet many fall victim to <strong>"Arrival Syndrome"</strong>—the dangerous belief that professional success automatically equals financial mastery.</p><p>Join hosts <strong>David Befort and Paul Fugere</strong> as they dismantle traditional financial myths and bridge the gap between high earnings and true wealth creation. This show is dedicated to the high-earner who is ready to stop being a spectator in their own financial life and start thinking like a banker.</p><p>Each episode dives deep into the <strong>Infinite Banking Concept (IBC)</strong>, the mechanics of whole life insurance, and the critical role of <strong>opportunity cost</strong>. We explore how to reclaim control of your capital, shift from a scarcity mindset to one of abundance, and build a legacy that lasts for generations.</p><p><strong>In this podcast, you’ll learn how to:</strong></p><ol><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span><strong>Recapture Interest:</strong> Stop letting traditional banks profit off your hard-earned capital.</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span><strong>Master Financial IQ:</strong> Overcome the plateaus that keep high earners from reaching the next level.</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span><strong>Leverage Volatility:</strong> Turn your "dead" assets into a high-performance financial engine.</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span><strong>Plan Your Legacy:</strong> Move beyond simple inheritance into intentional wealth education.</li></ol><br/><p>Stop being a source of capital for others. It’s time to capitalize on your own wealth.</p><p>Chapters</p><p>04:29 Understanding Arrival Syndrome</p><p>08:06 The Importance of Financial Intelligence</p><p>10:10 Thinking Like a Banker</p><p>12:19 Creating a Legacy Through Financial Planning</p><p>15:32 Understanding Opportunity Cost</p><p>19:55 Capitalizing on Whole Life Insurance</p><p>23:46 The Wealth Warehouse Mindset</p><p>27:29 Redirecting Capital for Growth</p><p>About your hosts: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbkN3Umo2aHZFaTN6WTd5Yi1oTXNzNXJ3d3I5d3xBQ3Jtc0tuT2RzWEJyZXIxWU9vRnNiNllZWTllUFVlREJHaENsaWthSnczUW5xM1dIRFBvSURuS3N2YVhXSjZaa09FSUNTY0JMQWp1SS1nU2lncXlPVWsxcThabmFGVkYtNVNZSzFYTXg4dDR4MHRsOVp6RjFoRQ&amp;q=https%3A%2F%2Fwww.thewealthwarehousepodcast.com%2F&amp;v=jqoRJ1_Q_KU" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast...</a></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below!</p><p><a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbEF0bHpFbndnWGYzZEl1THV1d1d4S2VpUmw3d3xBQ3Jtc0tsZFNJTHRORDhPS09RODFtcmUzNVZZWEFJQkw1NjY5WVltSEt2QlV1TUgyclQ4VndKWGNLVkpXeVE3djFMd0pJOG1kRVNmZWtlSUw0Wk9udl9TYURVak8xZ1p3ZGw4TTNGcWhtUmdTWEdkOWRRdmxjbw&amp;q=https%3A%2F%2Finfinitebanking.org%2Fagents%2FFu..&amp;v=jqoRJ1_Q_KU" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fu..</a>.</p><p><a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa2Vjd1V0NTZzVHQzNDFUSXZ6WVpzdkZkcXQ5UXxBQ3Jtc0trSnRRclo4bHBaZVdSdXN4ZGJZLWhvVUs5RnJiLWtLdU1UZVBBb254bVdGOEE1VkVFODk3RWdqR0t5RTFydVFfYWZNUXRMNnNyOEI1T1h0VzFuV3BDLVlHR054TDFNR3NVT2lIdkY4UTRWN0U0SXFQRQ&amp;q=https%3A%2F%2Finfinitebanking.org%2Fagents%2FBe..&amp;v=jqoRJ1_Q_KU" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Be..</a>.</p><p>LinkedIn:</p><p>/ david-a-befort-jr-09663972</p><p>/ paul-fugere-762021b0</p><p>Email us! davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>Are you earning a high income but still feeling like you’re playing by someone else’s rules? Most high achievers are experts at making money, yet many fall victim to <strong>"Arrival Syndrome"</strong>—the dangerous belief that professional success automatically equals financial mastery.</p><p>Join hosts <strong>David Befort and Paul Fugere</strong> as they dismantle traditional financial myths and bridge the gap between high earnings and true wealth creation. This show is dedicated to the high-earner who is ready to stop being a spectator in their own financial life and start thinking like a banker.</p><p>Each episode dives deep into the <strong>Infinite Banking Concept (IBC)</strong>, the mechanics of whole life insurance, and the critical role of <strong>opportunity cost</strong>. We explore how to reclaim control of your capital, shift from a scarcity mindset to one of abundance, and build a legacy that lasts for generations.</p><p><strong>In this podcast, you’ll learn how to:</strong></p><ol><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span><strong>Recapture Interest:</strong> Stop letting traditional banks profit off your hard-earned capital.</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span><strong>Master Financial IQ:</strong> Overcome the plateaus that keep high earners from reaching the next level.</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span><strong>Leverage Volatility:</strong> Turn your "dead" assets into a high-performance financial engine.</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span><strong>Plan Your Legacy:</strong> Move beyond simple inheritance into intentional wealth education.</li></ol><br/><p>Stop being a source of capital for others. It’s time to capitalize on your own wealth.</p><p>Chapters</p><p>04:29 Understanding Arrival Syndrome</p><p>08:06 The Importance of Financial Intelligence</p><p>10:10 Thinking Like a Banker</p><p>12:19 Creating a Legacy Through Financial Planning</p><p>15:32 Understanding Opportunity Cost</p><p>19:55 Capitalizing on Whole Life Insurance</p><p>23:46 The Wealth Warehouse Mindset</p><p>27:29 Redirecting Capital for Growth</p><p>About your hosts: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbkN3Umo2aHZFaTN6WTd5Yi1oTXNzNXJ3d3I5d3xBQ3Jtc0tuT2RzWEJyZXIxWU9vRnNiNllZWTllUFVlREJHaENsaWthSnczUW5xM1dIRFBvSURuS3N2YVhXSjZaa09FSUNTY0JMQWp1SS1nU2lncXlPVWsxcThabmFGVkYtNVNZSzFYTXg4dDR4MHRsOVp6RjFoRQ&amp;q=https%3A%2F%2Fwww.thewealthwarehousepodcast.com%2F&amp;v=jqoRJ1_Q_KU" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast...</a></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below!</p><p><a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbEF0bHpFbndnWGYzZEl1THV1d1d4S2VpUmw3d3xBQ3Jtc0tsZFNJTHRORDhPS09RODFtcmUzNVZZWEFJQkw1NjY5WVltSEt2QlV1TUgyclQ4VndKWGNLVkpXeVE3djFMd0pJOG1kRVNmZWtlSUw0Wk9udl9TYURVak8xZ1p3ZGw4TTNGcWhtUmdTWEdkOWRRdmxjbw&amp;q=https%3A%2F%2Finfinitebanking.org%2Fagents%2FFu..&amp;v=jqoRJ1_Q_KU" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fu..</a>.</p><p><a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa2Vjd1V0NTZzVHQzNDFUSXZ6WVpzdkZkcXQ5UXxBQ3Jtc0trSnRRclo4bHBaZVdSdXN4ZGJZLWhvVUs5RnJiLWtLdU1UZVBBb254bVdGOEE1VkVFODk3RWdqR0t5RTFydVFfYWZNUXRMNnNyOEI1T1h0VzFuV3BDLVlHR054TDFNR3NVT2lIdkY4UTRWN0U0SXFQRQ&amp;q=https%3A%2F%2Finfinitebanking.org%2Fagents%2FBe..&amp;v=jqoRJ1_Q_KU" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Be..</a>.</p><p>LinkedIn:</p><p>/ david-a-befort-jr-09663972</p><p>/ paul-fugere-762021b0</p><p>Email us! davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">355eaf45-a7fc-4208-bdc5-0e131d67b177</guid><itunes:image href="https://artwork.captivate.fm/138ca737-4ff6-4b1e-b567-98a6cf84cf59/Taking-Initiative-podcast-Thumbnail-3000-x-3000-px.jpg"/><pubDate>Mon, 09 Feb 2026 06:00:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/355eaf45-a7fc-4208-bdc5-0e131d67b177.mp3" length="16815769" type="audio/mpeg"/><itunes:duration>35:02</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>210</itunes:episode><podcast:episode>210</podcast:episode><podcast:alternateEnclosure type="video/youtube" title="High Income, Zero Wealth—Here&apos;s Why"><podcast:source uri="https://youtu.be/SkfOfdkgqdE"/></podcast:alternateEnclosure></item><item><title>Stop &quot;Renting&quot; Your Life Insurance: The Truth About Term vs. Whole Life Ep:208</title><itunes:title>Stop &quot;Renting&quot; Your Life Insurance: The Truth About Term vs. Whole Life Ep:208</itunes:title><description><![CDATA[<p><strong>Are you currently debating whether to "Buy Term and Invest the Difference" or build a private banking system with Whole Life?</strong></p><p>In this episode, David Befort and Paul Fugere put the most popular financial advice—including Dave Ramsey’s top talking points—through the <strong>IBC Stress Test</strong>. If you’ve been told that Whole Life is a "scam" or that you should only ever buy Term, you are likely missing the most critical piece of the puzzle: <strong>The Difference Between Renting and Owning.</strong></p><p><strong>Why you need to listen to this episode:</strong> Most people are taught to treat insurance as a "sunk cost" or a necessary evil. But what if your premium wasn't a cost, but a transfer of assets? We dive deep into why "renting" your protection through Term insurance often leads to a dead end, with <strong>~98% of policies never actually paying out</strong> a death benefit.</p><p><strong>In this episode, we break down:</strong></p><ol><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span><strong>The "Renting" Trap:</strong> Why Term insurance is designed to expire just when you need it most, and why "investing the difference" often fails in the real world.</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span><strong>The Ernst &amp; Young Reality Check:</strong> We discuss the landmark study that shows "Buy Term and Invest the Difference" (BTID) consistently finishes <strong>dead last</strong> when it comes to retirement spending and legacy.</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span><strong>The "Both/And" Strategy:</strong> How to use <strong>Convertible Term</strong> as a bridge to a high-performance IBC policy, allowing you to stop the "leakage" of your wealth and start the process of uninterrupted compounding.</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span><strong>Debunking the "Company Keeps Your Cash" Myth:</strong> We clarify exactly how your cash value and death benefit work together so you can stop being afraid of the "living benefits" of your policy.</li></ol><br/><p>Whether you are a "Dave Ramsey person" looking for a second opinion or an investor searching for a way to maximize your Human Life Value, this episode will show you how to stop wasting money on temporary fixes and start building a permanent financial foundation.</p><p><strong>Stop being a tenant in your own financial life. It’s time to become the landlord.</strong></p><p>About your hosts: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbUVULXlpdnVPdG9Ud2lhRFZjSXNsY0NCRE5jUXxBQ3Jtc0ttblFscDRUcEdJQzNBWnFibzdqTXRVeEdza2FxVGZVS2FET0M1Vi0ycGNIdVl6cGJ5dzFQcEJ3NGF1eWpudHoxOUhWWnNPaEF3RjlkMjgzMlpzbUJQZFN1OG5nTmt1V1ZwaU1KMUVMMTJXTUN1OHp6Zw&amp;q=https%3A%2F%2Fwww.thewealthwarehousepodcast.com%2F&amp;v=AEYqVMbdX7E" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast...</a></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below!</p><p><a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbkZPSmFlNVNjREIxR3lMeENBRUdOMG5kczA2Z3xBQ3Jtc0tuMjJkV2RvcC1vTmFaSmZ4N3FtNFpWRklBZFg4eGhRa3dBb0hFWlZNdmV3SHdjUG51Q2wtR1RmNHV1YzBvRWdyM3lWUnJLR3YxbWVWbFI0SlQzZ3pGSkhLTFI4bHUtLWZIakdlWk10amlzRl9kTTZicw&amp;q=https%3A%2F%2Finfinitebanking.org%2Fagents%2FFugere494&amp;v=AEYqVMbdX7E" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fu...</a></p><p><a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbnpKRDRJVlJzUkc5aFJBNTBubzNBd2RwXy1TUXxBQ3Jtc0ttQlRvTWFIZFotYi1SNWQyYkZzRXpaUUI1b0ZORDUtd011dWY5bkhkVG1tWktGUURUVmdMYVNaLXA2d1h2elg3dEQ4U1ZLLUxlbmo1MnJHc2dYa19WYnlrZ0xZbER0UVhQU2xJaVZJbUh4X01rUDRtTQ&amp;q=https%3A%2F%2Finfinitebanking.org%2Fagents%2FBefort399&amp;v=AEYqVMbdX7E" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Be...</a></p><p>LinkedIn:</p><p><a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbUdDdHJ2VjBYc2N6R2N2ZFprRmg5c0w1djVrQXxBQ3Jtc0tuamR6ajlqaHM5NWJRQVdTem9RVEdONHVyM2xuQkU1SlBZUjgyN283MjU4LUpPZlZMYjg4am5hQ3l5aXVGTTZUUTkxRlpDYkFEc1VHTFlnTm51Z0ttcGYxV0ctM2ZsZS1VX09iVFk3a21DT2dJTm9mUQ&amp;q=https%3A%2F%2Fwww.linkedin.com%2Fin%2Fdavid-a-befort-jr-09663972%2F&amp;v=AEYqVMbdX7E" rel="noopener noreferrer" target="_blank"> / david-a-befort-jr-09663972 </a></p><p><a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa2piZmZObnhjVWpYTkZObjY3c1lXaTQxbl9VQXxBQ3Jtc0tsRTZQd004WmNIc0xXMGFHaTZXSkpLYkJFeUlLS2UzcUxEZTgySVczd1FHMGJNVVUzNnF0U05ncm8zVmpncDlIQWV3X2R0N19CN3FaOXlmVXBYZWNlNWpQV3E0ek4zNEJScHM3QUFsWHAwQnBlaFM4cw&amp;q=https%3A%2F%2Fwww.linkedin.com%2Fin%2Fpaul-fugere-762021b0%2F&amp;v=AEYqVMbdX7E" rel="noopener noreferrer" target="_blank"> / paul-fugere-762021b0 </a></p><p>Email us! davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p><strong>Are you currently debating whether to "Buy Term and Invest the Difference" or build a private banking system with Whole Life?</strong></p><p>In this episode, David Befort and Paul Fugere put the most popular financial advice—including Dave Ramsey’s top talking points—through the <strong>IBC Stress Test</strong>. If you’ve been told that Whole Life is a "scam" or that you should only ever buy Term, you are likely missing the most critical piece of the puzzle: <strong>The Difference Between Renting and Owning.</strong></p><p><strong>Why you need to listen to this episode:</strong> Most people are taught to treat insurance as a "sunk cost" or a necessary evil. But what if your premium wasn't a cost, but a transfer of assets? We dive deep into why "renting" your protection through Term insurance often leads to a dead end, with <strong>~98% of policies never actually paying out</strong> a death benefit.</p><p><strong>In this episode, we break down:</strong></p><ol><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span><strong>The "Renting" Trap:</strong> Why Term insurance is designed to expire just when you need it most, and why "investing the difference" often fails in the real world.</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span><strong>The Ernst &amp; Young Reality Check:</strong> We discuss the landmark study that shows "Buy Term and Invest the Difference" (BTID) consistently finishes <strong>dead last</strong> when it comes to retirement spending and legacy.</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span><strong>The "Both/And" Strategy:</strong> How to use <strong>Convertible Term</strong> as a bridge to a high-performance IBC policy, allowing you to stop the "leakage" of your wealth and start the process of uninterrupted compounding.</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span><strong>Debunking the "Company Keeps Your Cash" Myth:</strong> We clarify exactly how your cash value and death benefit work together so you can stop being afraid of the "living benefits" of your policy.</li></ol><br/><p>Whether you are a "Dave Ramsey person" looking for a second opinion or an investor searching for a way to maximize your Human Life Value, this episode will show you how to stop wasting money on temporary fixes and start building a permanent financial foundation.</p><p><strong>Stop being a tenant in your own financial life. It’s time to become the landlord.</strong></p><p>About your hosts: <a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbUVULXlpdnVPdG9Ud2lhRFZjSXNsY0NCRE5jUXxBQ3Jtc0ttblFscDRUcEdJQzNBWnFibzdqTXRVeEdza2FxVGZVS2FET0M1Vi0ycGNIdVl6cGJ5dzFQcEJ3NGF1eWpudHoxOUhWWnNPaEF3RjlkMjgzMlpzbUJQZFN1OG5nTmt1V1ZwaU1KMUVMMTJXTUN1OHp6Zw&amp;q=https%3A%2F%2Fwww.thewealthwarehousepodcast.com%2F&amp;v=AEYqVMbdX7E" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast...</a></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below!</p><p><a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbkZPSmFlNVNjREIxR3lMeENBRUdOMG5kczA2Z3xBQ3Jtc0tuMjJkV2RvcC1vTmFaSmZ4N3FtNFpWRklBZFg4eGhRa3dBb0hFWlZNdmV3SHdjUG51Q2wtR1RmNHV1YzBvRWdyM3lWUnJLR3YxbWVWbFI0SlQzZ3pGSkhLTFI4bHUtLWZIakdlWk10amlzRl9kTTZicw&amp;q=https%3A%2F%2Finfinitebanking.org%2Fagents%2FFugere494&amp;v=AEYqVMbdX7E" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fu...</a></p><p><a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbnpKRDRJVlJzUkc5aFJBNTBubzNBd2RwXy1TUXxBQ3Jtc0ttQlRvTWFIZFotYi1SNWQyYkZzRXpaUUI1b0ZORDUtd011dWY5bkhkVG1tWktGUURUVmdMYVNaLXA2d1h2elg3dEQ4U1ZLLUxlbmo1MnJHc2dYa19WYnlrZ0xZbER0UVhQU2xJaVZJbUh4X01rUDRtTQ&amp;q=https%3A%2F%2Finfinitebanking.org%2Fagents%2FBefort399&amp;v=AEYqVMbdX7E" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Be...</a></p><p>LinkedIn:</p><p><a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqbUdDdHJ2VjBYc2N6R2N2ZFprRmg5c0w1djVrQXxBQ3Jtc0tuamR6ajlqaHM5NWJRQVdTem9RVEdONHVyM2xuQkU1SlBZUjgyN283MjU4LUpPZlZMYjg4am5hQ3l5aXVGTTZUUTkxRlpDYkFEc1VHTFlnTm51Z0ttcGYxV0ctM2ZsZS1VX09iVFk3a21DT2dJTm9mUQ&amp;q=https%3A%2F%2Fwww.linkedin.com%2Fin%2Fdavid-a-befort-jr-09663972%2F&amp;v=AEYqVMbdX7E" rel="noopener noreferrer" target="_blank"> / david-a-befort-jr-09663972 </a></p><p><a href="https://www.youtube.com/redirect?event=video_description&amp;redir_token=QUFFLUhqa2piZmZObnhjVWpYTkZObjY3c1lXaTQxbl9VQXxBQ3Jtc0tsRTZQd004WmNIc0xXMGFHaTZXSkpLYkJFeUlLS2UzcUxEZTgySVczd1FHMGJNVVUzNnF0U05ncm8zVmpncDlIQWV3X2R0N19CN3FaOXlmVXBYZWNlNWpQV3E0ek4zNEJScHM3QUFsWHAwQnBlaFM4cw&amp;q=https%3A%2F%2Fwww.linkedin.com%2Fin%2Fpaul-fugere-762021b0%2F&amp;v=AEYqVMbdX7E" rel="noopener noreferrer" target="_blank"> / paul-fugere-762021b0 </a></p><p>Email us! davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">24c55e5d-48aa-4cbe-98dc-b2ecc5730f50</guid><itunes:image href="https://artwork.captivate.fm/ce0b7a3d-5354-418e-993f-7efa90b61ad3/financial-walkaround-for-pilots-episode-206-thumbnail.jpg"/><pubDate>Mon, 02 Feb 2026 06:00:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/24c55e5d-48aa-4cbe-98dc-b2ecc5730f50.mp3" length="18158463" type="audio/mpeg"/><itunes:duration>37:50</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>209</itunes:episode><podcast:episode>209</podcast:episode><podcast:alternateEnclosure type="video/youtube" title="Dave Ramsey&apos;s Term Life Advice vs. The IBC Stress Test Results"><podcast:source uri="https://youtu.be/jqoRJ1_Q_KU"/></podcast:alternateEnclosure></item><item><title>How to Protect Your Savings from Inflation With Infinite Banking Ep:207</title><itunes:title>How to Protect Your Savings from Inflation With Infinite Banking Ep:207</itunes:title><description><![CDATA[<p>Stop watching <strong>inflation</strong> melt your hard-earned <strong>saving</strong> efforts in a stagnant bank account. In this episode, we provide deep <strong>economic insights</strong> into why <strong>traditional savings</strong> are a guaranteed loss of purchasing power and how you can pivot toward true <strong>wealth building</strong>. We explore <strong>alternative strategies</strong> like the <strong>Infinite Banking Concept</strong>, demonstrating how <strong>capitalizing</strong> your own private reserve through dividend-paying <strong>whole life insurance</strong> creates a "financial cooler" for your assets. By mastering these <strong>financial concepts</strong>, you can achieve consistent <strong>financial growth</strong> and take back control of your legacy from traditional institutions.</p><p>00:00 The Ice Analogy: Saving Money</p><p>03:07 The Reality of Bank Savings and Inflation</p><p>04:11 Understanding Traditional Savings vs. Capitalizing</p><p>08:05 The Impact of Inflation on Wealth</p><p>11:15 The Role of Money Supply in Inflation</p><p>16:21 Navigating Financial Headwinds with IBC</p><p>18:32 The Benefits of Dividend-Paying Whole Life Insurance</p><p>25:06 Challenging Conventional Financial Wisdom</p><p>31:49 The Power of Early Capitalization</p><p>About your hosts: <a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>Catch up with David and Paul, visit the links below!</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>LinkedIn:</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/ " rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/ </a> <a href="https://www.linkedin.com/in/paul-fugere-762021b0/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>Email us!</p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>Stop watching <strong>inflation</strong> melt your hard-earned <strong>saving</strong> efforts in a stagnant bank account. In this episode, we provide deep <strong>economic insights</strong> into why <strong>traditional savings</strong> are a guaranteed loss of purchasing power and how you can pivot toward true <strong>wealth building</strong>. We explore <strong>alternative strategies</strong> like the <strong>Infinite Banking Concept</strong>, demonstrating how <strong>capitalizing</strong> your own private reserve through dividend-paying <strong>whole life insurance</strong> creates a "financial cooler" for your assets. By mastering these <strong>financial concepts</strong>, you can achieve consistent <strong>financial growth</strong> and take back control of your legacy from traditional institutions.</p><p>00:00 The Ice Analogy: Saving Money</p><p>03:07 The Reality of Bank Savings and Inflation</p><p>04:11 Understanding Traditional Savings vs. Capitalizing</p><p>08:05 The Impact of Inflation on Wealth</p><p>11:15 The Role of Money Supply in Inflation</p><p>16:21 Navigating Financial Headwinds with IBC</p><p>18:32 The Benefits of Dividend-Paying Whole Life Insurance</p><p>25:06 Challenging Conventional Financial Wisdom</p><p>31:49 The Power of Early Capitalization</p><p>About your hosts: <a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>Catch up with David and Paul, visit the links below!</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>LinkedIn:</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/ " rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/ </a> <a href="https://www.linkedin.com/in/paul-fugere-762021b0/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>Email us!</p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">4af1bde3-9c50-412e-b5f5-e2f1e71bd4fe</guid><itunes:image href="https://artwork.captivate.fm/26bc0cb2-41e9-4a41-bc31-aaa68c844431/Taking-Initiative-podcast-Thumbnail-3000-x-3000-px-2.png"/><pubDate>Mon, 26 Jan 2026 06:00:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/4af1bde3-9c50-412e-b5f5-e2f1e71bd4fe.mp3" length="19299283" type="audio/mpeg"/><itunes:duration>40:12</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>208</itunes:episode><podcast:episode>208</podcast:episode><podcast:alternateEnclosure type="video/youtube" title="Inflation Is Melting Your Wealth Away | Do This To Protect It!"><podcast:source uri="https://youtu.be/AEYqVMbdX7E"/></podcast:alternateEnclosure></item><item><title>Navigating Financial Health: A Pilot&apos;s Guide EP:206</title><itunes:title>Navigating Financial Health: A Pilot&apos;s Guide EP:206</itunes:title><description><![CDATA[<p>FAA Medical Disqualification Just Cost You $300k (Here's How to Protect It)</p><p>Are you flying your finances blind? For many airline pilots, a $300,000 annual income is just one medical disqualification away from becoming zero. In this episode, Paul Fugere and David Befort discuss why traditional financial planning—like locking wealth in a 401k or the walls of your home—can leave pilots grounded and liquid-poor when they need cash the most.</p><p>We dive into the "financial walk-around" every pilot needs to perform to ensure their family’s safety and their own financial "airworthiness".</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>In This Episode, You’ll Learn:</p><p>The Fragility of the First-Class Medical: Why 1 in 20 pilots are on long-term disability at any given time.</p><p>The 260% Danger Zone: Why medical denial rates spike between the ages of 45 and 55.</p><p>The "No-Brainer" Insurance Rider: How the Disability Waiver of Premium ensures your policy continues to grow even if you lose your ability to fly.</p><p>Aviate, Navigate, Communicate: Applying the first rule of flight to your money—why liquidity is the "fuel" that keeps your financial engine running.</p><p>The Power of IBC for Pilots: How to use windfalls like profit-sharing bonuses, back pay, and green slips to build a private "war chest" you control.</p><p>Key Statistics for Aviators:</p><p>Nearly 5 out of every 1,000 active airline pilots are denied medical certification annually.</p><p>Standard long-term disability often only covers 50% of your average paycheck—could you maintain your lifestyle on half your income?.</p><p>Typical company-provided life insurance (often $1M) may only cover 4-5 years of income, leaving families vulnerable in the long term.</p><p>About your hosts: <a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>Catch up with David and Paul, visit the links below!</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>LinkedIn:</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/paul-fugere-762021b0/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>Email us!</p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>FAA Medical Disqualification Just Cost You $300k (Here's How to Protect It)</p><p>Are you flying your finances blind? For many airline pilots, a $300,000 annual income is just one medical disqualification away from becoming zero. In this episode, Paul Fugere and David Befort discuss why traditional financial planning—like locking wealth in a 401k or the walls of your home—can leave pilots grounded and liquid-poor when they need cash the most.</p><p>We dive into the "financial walk-around" every pilot needs to perform to ensure their family’s safety and their own financial "airworthiness".</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>In This Episode, You’ll Learn:</p><p>The Fragility of the First-Class Medical: Why 1 in 20 pilots are on long-term disability at any given time.</p><p>The 260% Danger Zone: Why medical denial rates spike between the ages of 45 and 55.</p><p>The "No-Brainer" Insurance Rider: How the Disability Waiver of Premium ensures your policy continues to grow even if you lose your ability to fly.</p><p>Aviate, Navigate, Communicate: Applying the first rule of flight to your money—why liquidity is the "fuel" that keeps your financial engine running.</p><p>The Power of IBC for Pilots: How to use windfalls like profit-sharing bonuses, back pay, and green slips to build a private "war chest" you control.</p><p>Key Statistics for Aviators:</p><p>Nearly 5 out of every 1,000 active airline pilots are denied medical certification annually.</p><p>Standard long-term disability often only covers 50% of your average paycheck—could you maintain your lifestyle on half your income?.</p><p>Typical company-provided life insurance (often $1M) may only cover 4-5 years of income, leaving families vulnerable in the long term.</p><p>About your hosts: <a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>Catch up with David and Paul, visit the links below!</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>LinkedIn:</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/paul-fugere-762021b0/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>Email us!</p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">3db6c920-06e3-4550-9731-c87133007556</guid><itunes:image href="https://artwork.captivate.fm/229141bc-1aae-4633-ac48-af7a9c601333/financial-walkaround-for-pilots-episode-206-podart.jpg"/><pubDate>Mon, 19 Jan 2026 06:00:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/3db6c920-06e3-4550-9731-c87133007556.mp3" length="16560814" type="audio/mpeg"/><itunes:duration>34:30</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>207</itunes:episode><podcast:episode>207</podcast:episode><podcast:alternateEnclosure type="video/youtube" title="FAA Medical Disqualification Just Cost You $300k (Here&apos;s How to Protect It)"><podcast:source uri="https://youtu.be/IwShVwGFApY"/></podcast:alternateEnclosure></item><item><title>The 401K Prison Break: Why Use Infinite Banking? Ep:205</title><itunes:title>The 401K Prison Break: Why Use Infinite Banking? Ep:205</itunes:title><description><![CDATA[<p>The Link to <a href="https://www.linkedin.com/feed/update/urn:li:activity:6785596912021188608?updateEntityUrn=urn%3Ali%3Afs_updateV2%3A%28urn%3Ali%3Aactivity%3A6785596912021188608%2CFEED_DETAIL%2CEMPTY%2CDEFAULT%2Cfalse%29" rel="noopener noreferrer" target="_blank">the article is HERE</a> ! If you give it a read, share in the comments.</p><p>Chapters</p><p>00:00 Introduction to 401k prison</p><p>04:54 Understanding the 401k Contract</p><p>09:56 Exploring Alternatives to 401k</p><p>14:51 The Importance of Financial Education</p><p>19:29 The Journey of Infinite Banking</p><p>22:24 Understanding 401k Limitations</p><p>25:32 The Importance of Access to Capital</p><p>31:32 Exploring Infinite Banking</p><p>37:44 The Risks of Traditional Investments</p><p>45:46 The Control of Banking Function</p><p>Paul Fugere and David Befort discuss the limitations of traditional 401k plans and introduce the concept of Infinite Banking as a more flexible and empowering financial strategy.</p><p>They explore the restrictions imposed by 401k plans, the importance of understanding financial products, and the benefits of controlling one's own capital through alternative methods.</p><p>The discussion emphasizes the need for financial education and the potential for individuals to take charge of their financial futures without relying solely on conventional investment strategies.</p><p><strong>ABOUT YOUR HOSTS:</strong></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>Visit our website:</p><p><u><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></u></p><p>Catch up with David and Paul, visit the links below!</p><p>Website:<u><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank"> </a></u></p><p><u><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></u></p><p><u><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></u></p><p>LinkedIn:</p><p><u><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></u></p><p><u><a href="https://www.linkedin.com/in/paul-fugere-762021b0/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></u></p><p>Email:</p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>The Link to <a href="https://www.linkedin.com/feed/update/urn:li:activity:6785596912021188608?updateEntityUrn=urn%3Ali%3Afs_updateV2%3A%28urn%3Ali%3Aactivity%3A6785596912021188608%2CFEED_DETAIL%2CEMPTY%2CDEFAULT%2Cfalse%29" rel="noopener noreferrer" target="_blank">the article is HERE</a> ! If you give it a read, share in the comments.</p><p>Chapters</p><p>00:00 Introduction to 401k prison</p><p>04:54 Understanding the 401k Contract</p><p>09:56 Exploring Alternatives to 401k</p><p>14:51 The Importance of Financial Education</p><p>19:29 The Journey of Infinite Banking</p><p>22:24 Understanding 401k Limitations</p><p>25:32 The Importance of Access to Capital</p><p>31:32 Exploring Infinite Banking</p><p>37:44 The Risks of Traditional Investments</p><p>45:46 The Control of Banking Function</p><p>Paul Fugere and David Befort discuss the limitations of traditional 401k plans and introduce the concept of Infinite Banking as a more flexible and empowering financial strategy.</p><p>They explore the restrictions imposed by 401k plans, the importance of understanding financial products, and the benefits of controlling one's own capital through alternative methods.</p><p>The discussion emphasizes the need for financial education and the potential for individuals to take charge of their financial futures without relying solely on conventional investment strategies.</p><p><strong>ABOUT YOUR HOSTS:</strong></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>Visit our website:</p><p><u><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></u></p><p>Catch up with David and Paul, visit the links below!</p><p>Website:<u><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank"> </a></u></p><p><u><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></u></p><p><u><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></u></p><p>LinkedIn:</p><p><u><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></u></p><p><u><a href="https://www.linkedin.com/in/paul-fugere-762021b0/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></u></p><p>Email:</p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">45dd1bb4-103d-4037-a79a-f32bc2074a30</guid><itunes:image href="https://artwork.captivate.fm/2b58b088-151d-4844-88f9-a2b9ecd42ed8/205-podcast-art-3000-x-3000-px.jpg"/><pubDate>Mon, 12 Jan 2026 06:00:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/45dd1bb4-103d-4037-a79a-f32bc2074a30.mp3" length="18572870" type="audio/mpeg"/><itunes:duration>38:42</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>206</itunes:episode><podcast:episode>206</podcast:episode><podcast:transcript url="https://transcripts.captivate.fm/transcript/2ceab77e-d81d-41eb-97ae-015c9bb79de6/index.html" type="text/html"/><podcast:alternateEnclosure type="video/youtube" title="401k Prison Break Using The Infinite Banking Concept"><podcast:source uri="https://youtu.be/rprtrfoT1AQ"/></podcast:alternateEnclosure></item><item><title>The Storehouse Mentality: Transform Your Financial Future in 2026 With IBC Ep:204</title><itunes:title>The Storehouse Mentality: Transform Your Financial Future in 2026 With IBC Ep:204</itunes:title><description><![CDATA[<p>The concept of the 'storehouse mentality' and how it can transform financial strategies for 2026.</p><p>We explore the importance of treating capital like a banker rather than a gambler, emphasizing the benefits of building a personal wealth warehouse. We speak on non-market correlated assets, the pitfalls of traditional savings, and the advantages of whole life insurance as a financial tool.</p><h6><strong>Takeaways:</strong></h6><ol><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Stop treating your capital like you're in a casino.</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Create your own wealth warehouse.</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Whole life insurance is non-market correlated.</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Liquidity without liquidation is key.</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>The average return is not the actual return.</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Banks profit by keeping money in motion.</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Infinite banking adds a financial tailwind.</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Every dollar in premium works forever.</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Market dips don't affect whole life insurance.</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Control the function of banking in your life.</li></ol><br/><p>Visit our website:</p><p><u><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></u></p><p>The concept of the 'storehouse mentality' and how it can transform financial strategies for 2026. We explore the importance of treating capital like a banker rather than a gambler, emphasizing the benefits of building a personal wealth warehouse. We speak on non-market correlated assets, the pitfalls of traditional savings, and the advantages of whole life insurance as a financial tool.</p><p>Becoming Your Own Banker by Nelson Nash:</p><p><u><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></u></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>Visit our website:</p><p><u><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></u></p><p>Catch up with David and Paul, visit the links below!</p><p>Website:<u><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank"> </a></u></p><p><u><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></u></p><p><u><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></u></p><p>LinkedIn:</p><p><u><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></u></p><p><u><a href="https://www.linkedin.com/in/paul-fugere-762021b0/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></u></p><p>Email:</p><h6>davidandpaul@theibcguys.com</h6>]]></description><content:encoded><![CDATA[<p>The concept of the 'storehouse mentality' and how it can transform financial strategies for 2026.</p><p>We explore the importance of treating capital like a banker rather than a gambler, emphasizing the benefits of building a personal wealth warehouse. We speak on non-market correlated assets, the pitfalls of traditional savings, and the advantages of whole life insurance as a financial tool.</p><h6><strong>Takeaways:</strong></h6><ol><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Stop treating your capital like you're in a casino.</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Create your own wealth warehouse.</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Whole life insurance is non-market correlated.</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Liquidity without liquidation is key.</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>The average return is not the actual return.</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Banks profit by keeping money in motion.</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Infinite banking adds a financial tailwind.</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Every dollar in premium works forever.</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Market dips don't affect whole life insurance.</li><li data-list="bullet"><span class="ql-ui" contenteditable="false"></span>Control the function of banking in your life.</li></ol><br/><p>Visit our website:</p><p><u><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></u></p><p>The concept of the 'storehouse mentality' and how it can transform financial strategies for 2026. We explore the importance of treating capital like a banker rather than a gambler, emphasizing the benefits of building a personal wealth warehouse. We speak on non-market correlated assets, the pitfalls of traditional savings, and the advantages of whole life insurance as a financial tool.</p><p>Becoming Your Own Banker by Nelson Nash:</p><p><u><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></u></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>Visit our website:</p><p><u><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></u></p><p>Catch up with David and Paul, visit the links below!</p><p>Website:<u><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank"> </a></u></p><p><u><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></u></p><p><u><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></u></p><p>LinkedIn:</p><p><u><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></u></p><p><u><a href="https://www.linkedin.com/in/paul-fugere-762021b0/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></u></p><p>Email:</p><h6>davidandpaul@theibcguys.com</h6>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">02533e5e-ed43-4445-882d-8676a7116126</guid><itunes:image href="https://artwork.captivate.fm/b6fd6eb5-b981-4fcc-a232-1aebfe9822cd/TWWP-Cover-Thumbnail-Small.jpg"/><pubDate>Mon, 05 Jan 2026 06:00:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/02533e5e-ed43-4445-882d-8676a7116126.mp3" length="12653941" type="audio/mpeg"/><itunes:duration>26:22</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>205</itunes:episode><podcast:episode>205</podcast:episode><podcast:alternateEnclosure type="video/youtube" title="Your Money Grows Every Day With This—Markets Can&apos;t Touch It"><podcast:source uri="https://youtu.be/EAnTK8wxHYs"/></podcast:alternateEnclosure></item><item><title>Episode 203: Infinite Banking: What We Learned From Our Clients in 2025</title><itunes:title>Episode 203: Infinite Banking: What We Learned From Our Clients in 2025</itunes:title><description><![CDATA[<p>Visit our website:</p><p><u><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></u></p><p>With the end of 2025 in sight, Dave and Paul wrap on what real clients taught them about practicing Infinite Banking.</p><p><br></p><p>From why more families are starting kids’ policies and how planning ahead with convertible term keeps future options open, to simple ways disciplined loan repayment can supercharge your system. </p><p><br></p><p>Additionally, they dig into capturing big annual expenses as premium, building your IBC “tribe,” and a quick tease on changes coming to the show in 2026.</p><p><br></p><p>If you’re serious about using IBC in everyday life, this one’s a clean checklist of what to do next. Tune in, take notes, and head into January with a plan.</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:</p><p><u><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></u></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Intro</p><p>1:01 - Episode beginning</p><p>2:54 - What we’ve learned over the last year</p><p>4:51 - Family and legacy</p><p>8:03 - Planning ahead, windfalls</p><p>13:24 - Opportunities</p><p>18:51 - Paying loans</p><p>24:11 - Capturing big, annual expenses</p><p>25:52 - Shared minds, “finding more room”</p><p>28:19 - Referrals</p><p>30:14 - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>Visit our website:</p><p><u><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></u></p><p>Catch up with David and Paul, visit the links below!</p><p>Website:<u><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank"> </a></u></p><p><u><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></u></p><p><u><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></u></p><p>LinkedIn:</p><p><u><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></u></p><p><u><a href="https://www.linkedin.com/in/paul-fugere-762021b0/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></u></p><p>Email:</p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>Visit our website:</p><p><u><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></u></p><p>With the end of 2025 in sight, Dave and Paul wrap on what real clients taught them about practicing Infinite Banking.</p><p><br></p><p>From why more families are starting kids’ policies and how planning ahead with convertible term keeps future options open, to simple ways disciplined loan repayment can supercharge your system. </p><p><br></p><p>Additionally, they dig into capturing big annual expenses as premium, building your IBC “tribe,” and a quick tease on changes coming to the show in 2026.</p><p><br></p><p>If you’re serious about using IBC in everyday life, this one’s a clean checklist of what to do next. Tune in, take notes, and head into January with a plan.</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:</p><p><u><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></u></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Intro</p><p>1:01 - Episode beginning</p><p>2:54 - What we’ve learned over the last year</p><p>4:51 - Family and legacy</p><p>8:03 - Planning ahead, windfalls</p><p>13:24 - Opportunities</p><p>18:51 - Paying loans</p><p>24:11 - Capturing big, annual expenses</p><p>25:52 - Shared minds, “finding more room”</p><p>28:19 - Referrals</p><p>30:14 - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>Visit our website:</p><p><u><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></u></p><p>Catch up with David and Paul, visit the links below!</p><p>Website:<u><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank"> </a></u></p><p><u><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></u></p><p><u><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></u></p><p>LinkedIn:</p><p><u><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></u></p><p><u><a href="https://www.linkedin.com/in/paul-fugere-762021b0/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></u></p><p>Email:</p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">473dde1c-1b7d-427c-8655-c60d85afc6e4</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 29 Dec 2025 06:00:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/473dde1c-1b7d-427c-8655-c60d85afc6e4.mp3" length="45672790" type="audio/mpeg"/><itunes:duration>31:45</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>204</itunes:episode><podcast:episode>204</podcast:episode></item><item><title>Episode 202: Infinite Banking: Responding to Listener Emails and Creating Your Own Banking System</title><itunes:title>Episode 202: Infinite Banking: Responding to Listener Emails and Creating Your Own Banking System</itunes:title><description><![CDATA[<p>Visit our website:</p><p><u><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></u></p><p>Unwrap a Christmas-week convo on control, liquidity, and the Infinite Banking Concept!</p><p>Dave and Paul read listener emails to start off the episode (including one that calls out Paul directly) – and get into some bigger concepts from there like:</p><p>Keeping cash flowing and using mortgages/HELOCs strategically, rather than rushing to pay off a house.</p><p>They also break down refinancing vs. liquidity, how to move equity out of your walls and into policies, and why “becoming your own banker” is a business you build, not a get-rich-quick play.</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:</p><p><u><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></u></p><p><br></p><p><strong>Episode Highlights:</strong></p><p>0:00 - Intro</p><p>1:11 - Episode beginning</p><p>3:22 - Quick note</p><p>4:05 - First email: “I should’ve gone bigger”</p><p>5:48 - Second email: “Stop using banks, mortgages”</p><p>8:23 - “Money has to flow”</p><p>12:35 - Using the bank as a tool</p><p>19:47 - Creating your own banking system</p><p>30:56 - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>Visit our website:</p><p><u><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></u></p><p>Catch up with David and Paul, visit the links below!</p><p>Website:<u><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank"> </a></u></p><p><u><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></u></p><p><u><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></u></p><p>LinkedIn:</p><p><u><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></u></p><p><u><a href="https://www.linkedin.com/in/paul-fugere-762021b0/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></u></p><p>Email:</p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>Visit our website:</p><p><u><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></u></p><p>Unwrap a Christmas-week convo on control, liquidity, and the Infinite Banking Concept!</p><p>Dave and Paul read listener emails to start off the episode (including one that calls out Paul directly) – and get into some bigger concepts from there like:</p><p>Keeping cash flowing and using mortgages/HELOCs strategically, rather than rushing to pay off a house.</p><p>They also break down refinancing vs. liquidity, how to move equity out of your walls and into policies, and why “becoming your own banker” is a business you build, not a get-rich-quick play.</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:</p><p><u><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></u></p><p><br></p><p><strong>Episode Highlights:</strong></p><p>0:00 - Intro</p><p>1:11 - Episode beginning</p><p>3:22 - Quick note</p><p>4:05 - First email: “I should’ve gone bigger”</p><p>5:48 - Second email: “Stop using banks, mortgages”</p><p>8:23 - “Money has to flow”</p><p>12:35 - Using the bank as a tool</p><p>19:47 - Creating your own banking system</p><p>30:56 - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>Visit our website:</p><p><u><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></u></p><p>Catch up with David and Paul, visit the links below!</p><p>Website:<u><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank"> </a></u></p><p><u><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></u></p><p><u><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></u></p><p>LinkedIn:</p><p><u><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></u></p><p><u><a href="https://www.linkedin.com/in/paul-fugere-762021b0/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></u></p><p>Email:</p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">99693128-a503-421e-af7a-4a3b53879835</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 22 Dec 2025 06:00:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/99693128-a503-421e-af7a-4a3b53879835.mp3" length="30083574" type="audio/mpeg"/><itunes:duration>31:24</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>203</itunes:episode><podcast:episode>203</podcast:episode></item><item><title>Episode 201: Infinite Banking: Do This Before Paying Off Your Student Loan Debt</title><itunes:title>Episode 201: Infinite Banking: Do This Before Paying Off Your Student Loan Debt</itunes:title><description><![CDATA[<p>Visit our website:</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>It’s a common expense that many Americans carry – but what if there was a way that you could get something positive out of that debt?</p><p><br></p><p>In this episode, Dave and Paul discuss student loans and a counter-intuitive idea: extra payments on student loans can keep you capital-poor. They unpack why prioritizing liquidity, via properly structured whole life and the Infinite Banking Concept, can leave you wealthier over time while you still make the minimums. </p><p><br></p><p>Additionally, the guys touch on average debt realities, how to turn a payoff into a “windfall,” who this strategy is (and isn’t) for, and a legit path some borrowers use to shrink federal loan payments.</p><p><br></p><p><strong>Episodes Referenced:</strong></p><p><br></p><p><strong>Episode 11 Using IBC To Eliminate Debt: </strong><a href="https://youtu.be/KiQ-pEcwKx4?si=nG1YeKsxcWmdxQ7N" rel="noopener noreferrer" target="_blank"><strong>https://youtu.be/KiQ-pEcwKx4?si=nG1YeKsxcWmdxQ7N</strong></a></p><p><br></p><p><strong>Episode 26 Is a 15 year Mortgage Really Better Than a 30 year Mortgage? </strong><a href="https://youtu.be/IwRn9UNbowU?si=6Soe_ns4XMkDF7ix" rel="noopener noreferrer" target="_blank"><strong>https://youtu.be/IwRn9UNbowU?si=6Soe_ns4XMkDF7ix</strong></a></p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Intro</p><p>1:17 - Episode beginning</p><p>4:07 - Breaking old mindsets</p><p>9:02 - Some of the data</p><p>10:34 - The alternative</p><p>16:01 - What if you just paid it off?</p><p>22:08 - Colleges and trades</p><p>23:30 - If you still have student loan debt..</p><p>27:04 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>Catch up with David and Paul, visit the links below!</p><p><br></p><p>Website:<a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p><br></p><p>LinkedIn:</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/paul-fugere-762021b0/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p><br></p><p>Email:</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>Visit our website:</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>It’s a common expense that many Americans carry – but what if there was a way that you could get something positive out of that debt?</p><p><br></p><p>In this episode, Dave and Paul discuss student loans and a counter-intuitive idea: extra payments on student loans can keep you capital-poor. They unpack why prioritizing liquidity, via properly structured whole life and the Infinite Banking Concept, can leave you wealthier over time while you still make the minimums. </p><p><br></p><p>Additionally, the guys touch on average debt realities, how to turn a payoff into a “windfall,” who this strategy is (and isn’t) for, and a legit path some borrowers use to shrink federal loan payments.</p><p><br></p><p><strong>Episodes Referenced:</strong></p><p><br></p><p><strong>Episode 11 Using IBC To Eliminate Debt: </strong><a href="https://youtu.be/KiQ-pEcwKx4?si=nG1YeKsxcWmdxQ7N" rel="noopener noreferrer" target="_blank"><strong>https://youtu.be/KiQ-pEcwKx4?si=nG1YeKsxcWmdxQ7N</strong></a></p><p><br></p><p><strong>Episode 26 Is a 15 year Mortgage Really Better Than a 30 year Mortgage? </strong><a href="https://youtu.be/IwRn9UNbowU?si=6Soe_ns4XMkDF7ix" rel="noopener noreferrer" target="_blank"><strong>https://youtu.be/IwRn9UNbowU?si=6Soe_ns4XMkDF7ix</strong></a></p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Intro</p><p>1:17 - Episode beginning</p><p>4:07 - Breaking old mindsets</p><p>9:02 - Some of the data</p><p>10:34 - The alternative</p><p>16:01 - What if you just paid it off?</p><p>22:08 - Colleges and trades</p><p>23:30 - If you still have student loan debt..</p><p>27:04 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>Catch up with David and Paul, visit the links below!</p><p><br></p><p>Website:<a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p><br></p><p>LinkedIn:</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/paul-fugere-762021b0/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p><br></p><p>Email:</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">52ad365c-22c1-441e-89b9-28eba5aba92e</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 15 Dec 2025 06:00:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/52ad365c-22c1-441e-89b9-28eba5aba92e.mp3" length="43427888" type="audio/mpeg"/><itunes:duration>30:12</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>202</itunes:episode><podcast:episode>202</podcast:episode></item><item><title>Episode 200: Infinite Banking: 7 Habits of Financially Successful People</title><itunes:title>Episode 200: Infinite Banking: 7 Habits of Financially Successful People</itunes:title><description><![CDATA[<p>Visit our website:</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>Dave and Paul celebrate episode 200 by riffing on Covey’s “7 Habits” and translating them into practical, IBC moves.&nbsp;</p><p><br></p><p>They discuss each of the “7 Habits” and double click on some big x-factors, like consistency, sequencing cash, win-win thinking, and ‘sharpening the saw’.&nbsp;</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Intro</p><p>1:41 - Episode beginning</p><p>5:22 - 7 Habits of Highly Effective People</p><p>6:06 - #1: Be Proactive</p><p>10:11 - #2: Begin With The End In Mind</p><p>14:26 - #3: Pay Yourself First</p><p>18:00 - #4: Think Win-Win</p><p>20:26 - #5: Seek To Understand</p><p>24:29 - #6: Synergize</p><p>28:44 - #7: Sharpen the Saw</p><p>32:38 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>Catch up with David and Paul, visit the links below!</p><p><br></p><p>Website:</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p><br></p><p>LinkedIn:</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/paul-fugere-762021b0/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p><br></p><p>Email:</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>Visit our website:</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>Dave and Paul celebrate episode 200 by riffing on Covey’s “7 Habits” and translating them into practical, IBC moves.&nbsp;</p><p><br></p><p>They discuss each of the “7 Habits” and double click on some big x-factors, like consistency, sequencing cash, win-win thinking, and ‘sharpening the saw’.&nbsp;</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Intro</p><p>1:41 - Episode beginning</p><p>5:22 - 7 Habits of Highly Effective People</p><p>6:06 - #1: Be Proactive</p><p>10:11 - #2: Begin With The End In Mind</p><p>14:26 - #3: Pay Yourself First</p><p>18:00 - #4: Think Win-Win</p><p>20:26 - #5: Seek To Understand</p><p>24:29 - #6: Synergize</p><p>28:44 - #7: Sharpen the Saw</p><p>32:38 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>Catch up with David and Paul, visit the links below!</p><p><br></p><p>Website:</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p><br></p><p>LinkedIn:</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/paul-fugere-762021b0/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p><br></p><p>Email:</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">c0d705df-46e0-4dc5-bc9d-3be8f09c1e53</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 08 Dec 2025 06:00:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/c0d705df-46e0-4dc5-bc9d-3be8f09c1e53.mp3" length="50342344" type="audio/mpeg"/><itunes:duration>35:00</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>201</itunes:episode><podcast:episode>201</podcast:episode></item><item><title>Episode 199: Infinite Banking: How Has &quot;Rethinking Your Thinking&quot; Changed Your Life? Live Webinar Replay</title><itunes:title>Episode 199: Infinite Banking: How Has &quot;Rethinking Your Thinking&quot; Changed Your Life? Live Webinar Replay</itunes:title><description><![CDATA[<p>Visit our website:</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>Dave and Paul return for their monthly webinar where this time, they tackled the theme: How has "Rethinking your thinking" changed your life?</p><p>Additionally, they talk about using policy loans for cars, home projects, and surprise bills without bank stress; how to “capture your dollars first” so compounding isn’t interrupted; and simple ways to do private financing instead of the traditional bank runaround.</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><strong><span class="ql-cursor">﻿</span></strong></p><p>0:00 - Intro</p><p>0:51 - Episode beginning</p><p>1:50 - IBC’s impact on Dave and Paul</p><p>8:18 - Another housing story</p><p>10:53 - Car financing</p><p>15:35 - IBC in action, taking opportunities</p><p>22:50 - Both/and</p><p>29:04 - Daniel: What thinking differently has done</p><p>37:40 - People have been tricked</p><p>39:52 - It’s <em>so </em>simple</p><p>43:37 - “Finding” policies, proper classification</p><p>51:10 - Using and expanding your system</p><p>58:09 - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>Visit our website:</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>Catch up with David and Paul, visit the links below!</p><p><br></p><p>Website:<a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p><br></p><p>LinkedIn:</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/paul-fugere-762021b0/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>Email:</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>Visit our website:</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>Dave and Paul return for their monthly webinar where this time, they tackled the theme: How has "Rethinking your thinking" changed your life?</p><p>Additionally, they talk about using policy loans for cars, home projects, and surprise bills without bank stress; how to “capture your dollars first” so compounding isn’t interrupted; and simple ways to do private financing instead of the traditional bank runaround.</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><strong><span class="ql-cursor">﻿</span></strong></p><p>0:00 - Intro</p><p>0:51 - Episode beginning</p><p>1:50 - IBC’s impact on Dave and Paul</p><p>8:18 - Another housing story</p><p>10:53 - Car financing</p><p>15:35 - IBC in action, taking opportunities</p><p>22:50 - Both/and</p><p>29:04 - Daniel: What thinking differently has done</p><p>37:40 - People have been tricked</p><p>39:52 - It’s <em>so </em>simple</p><p>43:37 - “Finding” policies, proper classification</p><p>51:10 - Using and expanding your system</p><p>58:09 - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>Visit our website:</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>Catch up with David and Paul, visit the links below!</p><p><br></p><p>Website:<a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p><br></p><p>LinkedIn:</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/paul-fugere-762021b0/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>Email:</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">59d9123d-0423-4547-a861-d0c0a9426027</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 01 Dec 2025 06:00:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/59d9123d-0423-4547-a861-d0c0a9426027.mp3" length="57118775" type="audio/mpeg"/><itunes:duration>59:38</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>200</itunes:episode><podcast:episode>200</podcast:episode></item><item><title>Episode 198: Infinite Banking: 50 Year Mortgages and Expanding Your System vs. Repaying Loans</title><itunes:title>Episode 198: Infinite Banking: 50 Year Mortgages and Expanding Your System vs. Repaying Loans</itunes:title><description><![CDATA[<p>Visit our website:</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>This week on Wealth Warehouse, Dave and Paul kick around the hot “50-year mortgage” idea and why it may help (or hurt) depending on how you think about cash flow and control.&nbsp;</p><p>Then they get practical: when you’re practicing IBC, should extra dollars crush a policy loan… or go toward expanding your system? They dig into real-life tradeoffs, how to sequence cash before big expenses, and why capital base should be a priority over quick paydowns.&nbsp;</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Intro</p><p>1:19 - Episode beginning</p><p>2:52 - The 50-year mortgage</p><p>11:47 - Expanding your system</p><p>19:28 - I’ve got a policy loan I’m repaying..</p><p>21:06 - Adding new capital</p><p>24:02 - As you get more policies</p><p>30:46 - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Catch up with David and Paul, visit the links below!</p><p><br></p><p>Website:<a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p><br></p><p>LinkedIn:</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/paul-fugere-762021b0/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p><br></p><p>Email:</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>Visit our website:</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>This week on Wealth Warehouse, Dave and Paul kick around the hot “50-year mortgage” idea and why it may help (or hurt) depending on how you think about cash flow and control.&nbsp;</p><p>Then they get practical: when you’re practicing IBC, should extra dollars crush a policy loan… or go toward expanding your system? They dig into real-life tradeoffs, how to sequence cash before big expenses, and why capital base should be a priority over quick paydowns.&nbsp;</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Intro</p><p>1:19 - Episode beginning</p><p>2:52 - The 50-year mortgage</p><p>11:47 - Expanding your system</p><p>19:28 - I’ve got a policy loan I’m repaying..</p><p>21:06 - Adding new capital</p><p>24:02 - As you get more policies</p><p>30:46 - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Catch up with David and Paul, visit the links below!</p><p><br></p><p>Website:<a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p><br></p><p>LinkedIn:</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/paul-fugere-762021b0/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p><br></p><p>Email:</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">ef6b1e8b-04b5-420f-a619-b492f40a1ef7</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 24 Nov 2025 06:00:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/ef6b1e8b-04b5-420f-a619-b492f40a1ef7.mp3" length="31962902" type="audio/mpeg"/><itunes:duration>33:22</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>199</itunes:episode><podcast:episode>199</podcast:episode></item><item><title>Episode 197: NASCAR Star’s $8.5M Wreck: Indexed Universal Life Insurance Case Study</title><itunes:title>Episode 197: NASCAR Star’s $8.5M Wreck: Indexed Universal Life Insurance Case Study</itunes:title><description><![CDATA[<p>Visit our website:</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>This week on <em>Wealth Warehouse</em>, Dave and Paul break down the high-profile lawsuit NASCAR star Kyle Busch filed against Pacific Life after allegedly losing $8.5M in an indexed universal life (IUL) policy. </p><p><br></p><p>They unpack why they’re not surprised, how IULs actually work under the hood and why those glossy “tax-free retirement” illustrations can fall apart in the real world. If you’ve ever wondered whether IUL belongs in an Infinite Banking strategy, or as “permanent” life insurance at all, this one’s for you.</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Intro</p><p>1:10 - Episode beginning</p><p>4:18 - Kyle Busch’s lawsuit</p><p>12:25 - Nelson Nash’s thoughts on Universal Life</p><p>15:17 - Universal Life and why it doesn’t work</p><p>18:56 - Life insurance retirement plans (LIRPs)</p><p>23:09 - Home ownership and the next generation</p><p>25:09 - Bottom line on IULs</p><p>33:31 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Catch up with David and Paul, visit the links below!</p><p><br></p><p>Website:</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p><br></p><p>LinkedIn:</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/paul-fugere-762021b0/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p><br></p><p>Email:</p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>Visit our website:</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>This week on <em>Wealth Warehouse</em>, Dave and Paul break down the high-profile lawsuit NASCAR star Kyle Busch filed against Pacific Life after allegedly losing $8.5M in an indexed universal life (IUL) policy. </p><p><br></p><p>They unpack why they’re not surprised, how IULs actually work under the hood and why those glossy “tax-free retirement” illustrations can fall apart in the real world. If you’ve ever wondered whether IUL belongs in an Infinite Banking strategy, or as “permanent” life insurance at all, this one’s for you.</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Intro</p><p>1:10 - Episode beginning</p><p>4:18 - Kyle Busch’s lawsuit</p><p>12:25 - Nelson Nash’s thoughts on Universal Life</p><p>15:17 - Universal Life and why it doesn’t work</p><p>18:56 - Life insurance retirement plans (LIRPs)</p><p>23:09 - Home ownership and the next generation</p><p>25:09 - Bottom line on IULs</p><p>33:31 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Catch up with David and Paul, visit the links below!</p><p><br></p><p>Website:</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p><br></p><p>LinkedIn:</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/paul-fugere-762021b0/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p><br></p><p>Email:</p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">48b1c273-7d7f-402f-befa-d62e65d02c42</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 17 Nov 2025 06:00:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/48b1c273-7d7f-402f-befa-d62e65d02c42.mp3" length="80444500" type="audio/mpeg"/><itunes:duration>33:33</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>198</itunes:episode><podcast:episode>198</podcast:episode></item><item><title>Episode 196: Infinite Banking: What Our Clients Do With Their Capital - Note Stacking With Travis Fairbairn (Part 2)</title><itunes:title>Episode 196: Infinite Banking: What Our Clients Do With Their Capital - Note Stacking With Travis Fairbairn (Part 2)</itunes:title><description><![CDATA[<p>Visit our website:</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>Part two with pilot/IBC pro Travis Fairbairn digs into the big question: “I’ve got cash value, now what?”</p><p>We break down a simple, repeatable way to turn whole life policy cash value into predictable cash flow using amortized notes through a low-risk co-lending club. Travis shows how the strategy repays your policy loan (plus interest), compounds as you recycle dollars, when it makes sense to add another policy, and how even ~$500/month in savings can start with ~$2,500 notes.&nbsp;</p><p><br></p><p>We also talk about real uses and why banks start treating you like a partner when you control the banking function.</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>To learn more about Travis's note stacking program you can email info@kindling.network or fill out the form at this link:</p><p><br></p><p><a href="https://links.30wconsulting.com/widget/form/yjnxHKSATOK4geqcuFbI" rel="noopener noreferrer" target="_blank">https://links.30wconsulting.com/widget/form/yjnxHKSATOK4geqcuFbI</a></p><p>Wealth Warehouse is not affiliated with the notes program and does not offer investment advice or recommendations. To learn more about Travis's note stacking program you can email info@kindling.network or fill out the form at this link:</p><p><br></p><p><a href="https://links.30wconsulting.com/widget/form/yjnxHKSATOK4geqcuFbI" rel="noopener noreferrer" target="_blank">https://links.30wconsulting.com/widget/form/yjnxHKSATOK4geqcuFbI</a></p><p><br></p><p><strong>Episode Highlights:</strong></p><p>0:00 - Intro</p><p>0:56 - Episode beginning</p><p>3:44 - Natural expansion</p><p>5:38 - Who can participate?</p><p>11:53 - Being a partner with banks</p><p>15:13 - “This is about banking”</p><p>17:48 - How Paul uses his notes</p><p>19:17 - This method gives you options</p><p>21:16 - How you can find out more</p><p>22:42 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Catch up with David and Paul, visit the links below!</p><p><br></p><p>Website:</p><p><br></p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank"> https://infinitebanking.org/agents/Fugere494</a></p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank"> https://infinitebanking.org/agents/Befort399</a></p><p><br></p><p>LinkedIn:</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank"> https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/paul-fugere-762021b0/" rel="noopener noreferrer" target="_blank"> https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p><br></p><p>Email:</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>Visit our website:</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>Part two with pilot/IBC pro Travis Fairbairn digs into the big question: “I’ve got cash value, now what?”</p><p>We break down a simple, repeatable way to turn whole life policy cash value into predictable cash flow using amortized notes through a low-risk co-lending club. Travis shows how the strategy repays your policy loan (plus interest), compounds as you recycle dollars, when it makes sense to add another policy, and how even ~$500/month in savings can start with ~$2,500 notes.&nbsp;</p><p><br></p><p>We also talk about real uses and why banks start treating you like a partner when you control the banking function.</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>To learn more about Travis's note stacking program you can email info@kindling.network or fill out the form at this link:</p><p><br></p><p><a href="https://links.30wconsulting.com/widget/form/yjnxHKSATOK4geqcuFbI" rel="noopener noreferrer" target="_blank">https://links.30wconsulting.com/widget/form/yjnxHKSATOK4geqcuFbI</a></p><p>Wealth Warehouse is not affiliated with the notes program and does not offer investment advice or recommendations. To learn more about Travis's note stacking program you can email info@kindling.network or fill out the form at this link:</p><p><br></p><p><a href="https://links.30wconsulting.com/widget/form/yjnxHKSATOK4geqcuFbI" rel="noopener noreferrer" target="_blank">https://links.30wconsulting.com/widget/form/yjnxHKSATOK4geqcuFbI</a></p><p><br></p><p><strong>Episode Highlights:</strong></p><p>0:00 - Intro</p><p>0:56 - Episode beginning</p><p>3:44 - Natural expansion</p><p>5:38 - Who can participate?</p><p>11:53 - Being a partner with banks</p><p>15:13 - “This is about banking”</p><p>17:48 - How Paul uses his notes</p><p>19:17 - This method gives you options</p><p>21:16 - How you can find out more</p><p>22:42 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Catch up with David and Paul, visit the links below!</p><p><br></p><p>Website:</p><p><br></p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank"> https://infinitebanking.org/agents/Fugere494</a></p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank"> https://infinitebanking.org/agents/Befort399</a></p><p><br></p><p>LinkedIn:</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank"> https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/paul-fugere-762021b0/" rel="noopener noreferrer" target="_blank"> https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p><br></p><p>Email:</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">6c2b2a3d-3cc9-4a2d-ad31-f2b66dacb2da</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 10 Nov 2025 06:00:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/6c2b2a3d-3cc9-4a2d-ad31-f2b66dacb2da.mp3" length="54463529" type="audio/mpeg"/><itunes:duration>22:43</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>197</itunes:episode><podcast:episode>197</podcast:episode></item><item><title>Episode 195: Infinite Banking: What Our Clients Do With Their Capital - Note Stacking With Travis Fairbairn (Part 1)</title><itunes:title>Episode 195: Infinite Banking: What Our Clients Do With Their Capital - Note Stacking With Travis Fairbairn (Part 1)</itunes:title><description><![CDATA[<p>Visit our website:</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>Travis Fairbairn joins Dave and Paul for a fun, super practical chat on Infinite Banking. He details his journey as a corporate jet pilot and how he found IBC, put it to work, and started “stacking notes” to turn policy loans into predictable cash flow.</p><p>You’ll hear the story behind it,  why using a dollar in more than one place clicked for him, and how he funds big purchases and even premiums through his system. </p><p><br></p><p>If you’re IBC-curious or already running policies and want ideas to put cash value to work without losing liquidity, this one’s your lane. Subscribe and come back next week for Part 2!</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>To learn more about Travis's note stacking program you can email info@kindling.network or fill out the form at this link:</p><p><br></p><p><a href="https://links.30wconsulting.com/widget/form/yjnxHKSATOK4geqcuFbI" rel="noopener noreferrer" target="_blank">https://api.leadconnectorhq.com/widget/form/25NojKrKxidd6yEEwyHB</a></p><p><br></p><p>Wealth Warehouse is not affiliated with the notes program and does not offer investment advice or recommendations. To learn more about Travis's note stacking program you can email info@kindling.network or fill out the form at this link:</p><p><br></p><p><a href="https://links.30wconsulting.com/widget/form/yjnxHKSATOK4geqcuFbI" rel="noopener noreferrer" target="_blank">https://api.leadconnectorhq.com/widget/form/25NojKrKxidd6yEEwyHB</a></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Intro + why Travis is here</p><p>1:19 - Meet Travis (pilot, client, IBC user)</p><p>3:30 - Life flying Gulfstreams/private jets</p><p>5:31 - How he discovered Infinite Banking</p><p>8:03 - “Use a dollar in two places” lightbulb</p><p>14:13 - Note stacking 101 (policy loans → cash flow)</p><p>18:58 - Using notes to fund big purchases</p><p>20:11 - Paying annual premiums via policy loans</p><p>22:05 - Adding policy #2 and sizing strategy</p><p>23:10 - Why he liquidated his 401(k) + lessons learned</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p><br></p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p><br></p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p><br></p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Catch up with David and Paul, visit the links below!</p><p><br></p><p>Website:</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank"> https://infinitebanking.org/agents/Fugere494</a></p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank"> https://infinitebanking.org/agents/Befort399</a></p><p><br></p><p>LinkedIn:</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank"> https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/paul-fugere-762021b0/" rel="noopener noreferrer" target="_blank"> https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p><br></p><p>Email:</p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>Visit our website:</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>Travis Fairbairn joins Dave and Paul for a fun, super practical chat on Infinite Banking. He details his journey as a corporate jet pilot and how he found IBC, put it to work, and started “stacking notes” to turn policy loans into predictable cash flow.</p><p>You’ll hear the story behind it,  why using a dollar in more than one place clicked for him, and how he funds big purchases and even premiums through his system. </p><p><br></p><p>If you’re IBC-curious or already running policies and want ideas to put cash value to work without losing liquidity, this one’s your lane. Subscribe and come back next week for Part 2!</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>To learn more about Travis's note stacking program you can email info@kindling.network or fill out the form at this link:</p><p><br></p><p><a href="https://links.30wconsulting.com/widget/form/yjnxHKSATOK4geqcuFbI" rel="noopener noreferrer" target="_blank">https://api.leadconnectorhq.com/widget/form/25NojKrKxidd6yEEwyHB</a></p><p><br></p><p>Wealth Warehouse is not affiliated with the notes program and does not offer investment advice or recommendations. To learn more about Travis's note stacking program you can email info@kindling.network or fill out the form at this link:</p><p><br></p><p><a href="https://links.30wconsulting.com/widget/form/yjnxHKSATOK4geqcuFbI" rel="noopener noreferrer" target="_blank">https://api.leadconnectorhq.com/widget/form/25NojKrKxidd6yEEwyHB</a></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Intro + why Travis is here</p><p>1:19 - Meet Travis (pilot, client, IBC user)</p><p>3:30 - Life flying Gulfstreams/private jets</p><p>5:31 - How he discovered Infinite Banking</p><p>8:03 - “Use a dollar in two places” lightbulb</p><p>14:13 - Note stacking 101 (policy loans → cash flow)</p><p>18:58 - Using notes to fund big purchases</p><p>20:11 - Paying annual premiums via policy loans</p><p>22:05 - Adding policy #2 and sizing strategy</p><p>23:10 - Why he liquidated his 401(k) + lessons learned</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p><br></p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p><br></p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p><br></p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Catch up with David and Paul, visit the links below!</p><p><br></p><p>Website:</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank"> https://infinitebanking.org/agents/Fugere494</a></p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank"> https://infinitebanking.org/agents/Befort399</a></p><p><br></p><p>LinkedIn:</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank"> https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/paul-fugere-762021b0/" rel="noopener noreferrer" target="_blank"> https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p><br></p><p>Email:</p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">dd734edf-8f06-4802-866f-2a5d833e3bde</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 03 Nov 2025 06:00:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/dd734edf-8f06-4802-866f-2a5d833e3bde.mp3" length="61503655" type="audio/mpeg"/><itunes:duration>25:37</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>196</itunes:episode><podcast:episode>196</podcast:episode><podcast:alternateEnclosure type="video/youtube" title="Turn Cash Value Into Monthly Income w/ Note Stacking"><podcast:source uri="https://youtu.be/IS2iUmWx7jE"/></podcast:alternateEnclosure></item><item><title>Episode 194: Infinite Banking Case Study: What Paul and Dave Do With Their Cash Value</title><itunes:title>Episode 194: Infinite Banking Case Study: What Paul and Dave Do With Their Cash Value</itunes:title><description><![CDATA[<p>Visit our website:</p><p>https://www.thewealthwarehousepodcast.com/</p><p>Dave and Paul open the vault on how they actually put cash value to work. </p><p><br></p><p>Join other Infinite Banking practitioners as they discuss how they look for low risk, repeatable opportunities that fit an IBC plan, and why a simple amortized note can create steady cash flow that helps retire policy loans faster. </p><p><br></p><p>Additionally, Dave, Paul and co. walk through using policy loans with intention, keeping repayments flexible, and sequencing a windfall or savings into premiums without losing liquidity.</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:</p><p>https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</p><p><br></p><p>Episode Highlights:</p><p><br></p><p>0:00 - Episode beginning and introduction</p><p>3:28 - Deal filter: risk, consistency, repayment</p><p>6:15 - What the “note” is, terms and break-even</p><p>10:57 - Option 1 recap</p><p>11:57 - Option 2</p><p>13:38 - Second note</p><p>15:16 - Third note</p><p>17:50 - Option 3</p><p>22:59 - Taxes: interest front-loaded on amortization</p><p>28:34 - $100k example → ~$2,100/mo; start Policy B</p><p>30:28 - Repayment tactics</p><p>44:36 - Keep an emergency buffer; $2,500 min to start</p><p>58:29 - The math most miss</p><p>1:04:40 - Wrap-up + next steps</p><p><br></p><p><br></p><p><br></p><p>ABOUT YOUR HOSTS:</p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p><br></p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p><br></p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p><br></p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:</p><p><br></p><p>https://www.thewealthwarehousepodcast.com/</p><p><br></p><p>Catch up with David and Paul, visit the links below!</p><p><br></p><p>Website:</p><p><br></p><p>https://infinitebanking.org/agents/Fugere494</p><p>https://infinitebanking.org/agents/Befort399</p><p><br></p><p>LinkedIn:</p><p><br></p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p><br></p><p>Email:</p><p><br></p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>Visit our website:</p><p>https://www.thewealthwarehousepodcast.com/</p><p>Dave and Paul open the vault on how they actually put cash value to work. </p><p><br></p><p>Join other Infinite Banking practitioners as they discuss how they look for low risk, repeatable opportunities that fit an IBC plan, and why a simple amortized note can create steady cash flow that helps retire policy loans faster. </p><p><br></p><p>Additionally, Dave, Paul and co. walk through using policy loans with intention, keeping repayments flexible, and sequencing a windfall or savings into premiums without losing liquidity.</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:</p><p>https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</p><p><br></p><p>Episode Highlights:</p><p><br></p><p>0:00 - Episode beginning and introduction</p><p>3:28 - Deal filter: risk, consistency, repayment</p><p>6:15 - What the “note” is, terms and break-even</p><p>10:57 - Option 1 recap</p><p>11:57 - Option 2</p><p>13:38 - Second note</p><p>15:16 - Third note</p><p>17:50 - Option 3</p><p>22:59 - Taxes: interest front-loaded on amortization</p><p>28:34 - $100k example → ~$2,100/mo; start Policy B</p><p>30:28 - Repayment tactics</p><p>44:36 - Keep an emergency buffer; $2,500 min to start</p><p>58:29 - The math most miss</p><p>1:04:40 - Wrap-up + next steps</p><p><br></p><p><br></p><p><br></p><p>ABOUT YOUR HOSTS:</p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p><br></p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p><br></p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p><br></p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:</p><p><br></p><p>https://www.thewealthwarehousepodcast.com/</p><p><br></p><p>Catch up with David and Paul, visit the links below!</p><p><br></p><p>Website:</p><p><br></p><p>https://infinitebanking.org/agents/Fugere494</p><p>https://infinitebanking.org/agents/Befort399</p><p><br></p><p>LinkedIn:</p><p><br></p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p><br></p><p>Email:</p><p><br></p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">3065ec50-704c-4870-9d77-378936931e05</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 27 Oct 2025 06:00:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/3065ec50-704c-4870-9d77-378936931e05.mp3" length="157806720" type="audio/mpeg"/><itunes:duration>01:05:45</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>195</itunes:episode><podcast:episode>195</podcast:episode></item><item><title>Episode 193: Infinite Banking: Are You Driving a Porsche but Insuring a Toyota?</title><itunes:title>Episode 193: Infinite Banking: Are You Driving a Porsche but Insuring a Toyota?</itunes:title><description><![CDATA[<p>Visit our website:</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>Dave and Paul go back to basics on human life value (HLV), and why most families are dramatically underinsured. </p><p><br></p><p>They contrast needs-based planning with an HLV approach, share Nelson Nash’s page-24 insight from Becoming Your Own Banker, and explain how to reach full coverage using a blend of whole life and convertible term.</p><p><br></p><p> You’ll hear simple rules of thumb, real client stories, why death benefits should track your rising “stock,” and the question that reframes everything: “What does my family deserve?”.</p><p>Becoming Your Own Banker by Nelson Nash:</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><strong>Episode Highlights:</strong></p><p>00:00 - Episode beginning</p><p>00:18 - “Porsche vs. Toyota” analogy</p><p>01:00 - Show open + Germany check-in</p><p>03:32 - Nelson Nash p.24; IBC framing &amp; defining HLV</p><p>06:34 - Needs-based planning vs. HLV; most people underinsured</p><p>13:48 - Simple HLV math (income × years to ~70)</p><p>15:26 - Strategy: whole life + convertible term; adjust after raises</p><p>20:48 - Mindset: “What does my family deserve?”; runway reality</p><p>25:10 - Back to IBC: solve financing → coverage follows</p><p>29:22 - Episode wrap up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>Visit our website:</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>Catch up with David and Paul, visit the links below!</p><p>Website:</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank"> https://infinitebanking.org/agents/Fugere494</a></p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank"> https://infinitebanking.org/agents/Befort399</a></p><p>LinkedIn:</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank"> https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/paul-fugere-762021b0/" rel="noopener noreferrer" target="_blank"> https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>Email:</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>Visit our website:</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>Dave and Paul go back to basics on human life value (HLV), and why most families are dramatically underinsured. </p><p><br></p><p>They contrast needs-based planning with an HLV approach, share Nelson Nash’s page-24 insight from Becoming Your Own Banker, and explain how to reach full coverage using a blend of whole life and convertible term.</p><p><br></p><p> You’ll hear simple rules of thumb, real client stories, why death benefits should track your rising “stock,” and the question that reframes everything: “What does my family deserve?”.</p><p>Becoming Your Own Banker by Nelson Nash:</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><strong>Episode Highlights:</strong></p><p>00:00 - Episode beginning</p><p>00:18 - “Porsche vs. Toyota” analogy</p><p>01:00 - Show open + Germany check-in</p><p>03:32 - Nelson Nash p.24; IBC framing &amp; defining HLV</p><p>06:34 - Needs-based planning vs. HLV; most people underinsured</p><p>13:48 - Simple HLV math (income × years to ~70)</p><p>15:26 - Strategy: whole life + convertible term; adjust after raises</p><p>20:48 - Mindset: “What does my family deserve?”; runway reality</p><p>25:10 - Back to IBC: solve financing → coverage follows</p><p>29:22 - Episode wrap up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>Visit our website:</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>Catch up with David and Paul, visit the links below!</p><p>Website:</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank"> https://infinitebanking.org/agents/Fugere494</a></p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank"> https://infinitebanking.org/agents/Befort399</a></p><p>LinkedIn:</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank"> https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/paul-fugere-762021b0/" rel="noopener noreferrer" target="_blank"> https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>Email:</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">f6837c95-9fa5-432c-ae09-2cf2ac1dfd09</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 20 Oct 2025 06:00:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/f6837c95-9fa5-432c-ae09-2cf2ac1dfd09.mp3" length="71181120" type="audio/mpeg"/><itunes:duration>29:40</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>194</itunes:episode><podcast:episode>194</podcast:episode></item><item><title>Episode 192: Infinite Banking: Why Would I Need More Than One Policy?</title><itunes:title>Episode 192: Infinite Banking: Why Would I Need More Than One Policy?</itunes:title><description><![CDATA[<p>Visit our website:</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>Dave and Paul tackle a common stall-out point: starting IBC with one whole life policy and never building the system Nelson Nash intended. </p><p><br></p><p>They cover when to add policies (spouse/kids/your increased income), how to plan expansions using convertible term, what to do with windfalls, and why loans and investments should originate from and return to your policy ecosystem.</p><p>Becoming Your Own Banker by Nelson Nash:</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Episode beginning</p><p>3:31 -&nbsp; IBC = a system, not one policy</p><p>4:26 - Life changes → expand (income/spouse/kids)</p><p>6:52 - Case study: don’t cancel; CV &gt; premium</p><p>9:00 - Keep mature policies; avoid 1035 “churn”</p><p>11:30 - Remember your why: capitalize &amp; control</p><p>12:31 - 20 years + a system; “accommodate all income”</p><p>13:36 - How to expand (small adds, spouse/kids)</p><p>15:03 - Kids’ policies &amp; compounding</p><p>16:25 - Future-proof with convertible term &amp; HLV</p><p>19:12 -&nbsp; Windfalls → premium/loans/new premium</p><p>20:55 - Policies as your emergency fund (liquidity)</p><p>22:14 - Beneficiaries beat probate — update yearly</p><p>25:03 -&nbsp; Investments start &amp; return to your system</p><p>28:22 -&nbsp; IBC is ongoing; control your capital</p><p>29:55 -&nbsp; Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p><br></p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p><br></p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p><br></p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Catch up with David and Paul, visit the links below!</p><p><br></p><p>Website:</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank"> https://infinitebanking.org/agents/Fugere494</a></p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank"> https://infinitebanking.org/agents/Befort399</a></p><p><br></p><p>LinkedIn:</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank"> https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/paul-fugere-762021b0/" rel="noopener noreferrer" target="_blank"> https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p><br></p><p>Email:</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>Visit our website:</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>Dave and Paul tackle a common stall-out point: starting IBC with one whole life policy and never building the system Nelson Nash intended. </p><p><br></p><p>They cover when to add policies (spouse/kids/your increased income), how to plan expansions using convertible term, what to do with windfalls, and why loans and investments should originate from and return to your policy ecosystem.</p><p>Becoming Your Own Banker by Nelson Nash:</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Episode beginning</p><p>3:31 -&nbsp; IBC = a system, not one policy</p><p>4:26 - Life changes → expand (income/spouse/kids)</p><p>6:52 - Case study: don’t cancel; CV &gt; premium</p><p>9:00 - Keep mature policies; avoid 1035 “churn”</p><p>11:30 - Remember your why: capitalize &amp; control</p><p>12:31 - 20 years + a system; “accommodate all income”</p><p>13:36 - How to expand (small adds, spouse/kids)</p><p>15:03 - Kids’ policies &amp; compounding</p><p>16:25 - Future-proof with convertible term &amp; HLV</p><p>19:12 -&nbsp; Windfalls → premium/loans/new premium</p><p>20:55 - Policies as your emergency fund (liquidity)</p><p>22:14 - Beneficiaries beat probate — update yearly</p><p>25:03 -&nbsp; Investments start &amp; return to your system</p><p>28:22 -&nbsp; IBC is ongoing; control your capital</p><p>29:55 -&nbsp; Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p><br></p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p><br></p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p><br></p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Catch up with David and Paul, visit the links below!</p><p><br></p><p>Website:</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank"> https://infinitebanking.org/agents/Fugere494</a></p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank"> https://infinitebanking.org/agents/Befort399</a></p><p><br></p><p>LinkedIn:</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank"> https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/paul-fugere-762021b0/" rel="noopener noreferrer" target="_blank"> https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p><br></p><p>Email:</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">72c3d275-bea2-4856-81a3-f752ce6cf4f9</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 13 Oct 2025 06:00:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/72c3d275-bea2-4856-81a3-f752ce6cf4f9.mp3" length="72520320" type="audio/mpeg"/><itunes:duration>30:13</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>193</itunes:episode><podcast:episode>193</podcast:episode></item><item><title>Episode 191: Infinite Banking: I Just Started My Policy...Now What?!</title><itunes:title>Episode 191: Infinite Banking: I Just Started My Policy...Now What?!</itunes:title><description><![CDATA[<p>Visit our website:</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>New policy in force, now what? </p><p>Dave and Paul walk through the first moves after your IBC policy goes active. From “slow your roll” capitalizing, to trading out high-interest debt, to building an emergency reserve inside your system, they map a practical sequence so you don’t chase loans just to “do something.”</p><p>They also cover spotting real opportunities (and avoiding FOMO), expanding your system with additional policies, redirecting cash flow, and a quick primer on smarter ways to think about 529 plans.</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><strong><span class="ql-cursor">﻿</span></strong></p><p>0:00 – Teaser</p><p>1:16 – Delayed start &amp; plumbing mishap</p><p>4:08 – One policy to start; why “now what?” is normal</p><p>5:32 – “Slow your roll”: capitalizing and building liquidity</p><p>6:21 – Loans don’t add value by themselves</p><p>7:06 – Trade out high-interest debt; snowball/“velocity banking”</p><p>7:51 – Trend: eagerness to borrow vs. proper capitalization</p><p>10:30 – Which debt first? Amortization vs. smallest balance</p><p>11:59 – Freeing monthly cash flow with the snowball</p><p>12:54 – Look for opportunities without rushing; be choosy</p><p>17:25 – Cautionary tales: real estate pitches &amp; protecting capital</p><p>18:22 – More policies over time: expanding the system&nbsp;</p><p>22:05 – The 95/5 rule: focus on earning more, not just cutting</p><p>25:45 – Kids’ policies: small premiums, long runway</p><p>26:41 – Premiums vs income, lifestyle creep, staying responsible</p><p>28:48 – Recap: capitalize → redirect → seek opportunities → expand</p><p>29:30 – 529s: usage today vs. assumptions about tomorrow</p><p>32:20 – CTA: email, reviews, and sharing</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Catch up with David and Paul, visit the links below!</p><p><br></p><p>Website:</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank"> https://infinitebanking.org/agents/Fugere494</a></p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank"> https://infinitebanking.org/agents/Befort399</a></p><p><br></p><p>LinkedIn:</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank"> https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/paul-fugere-762021b0/" rel="noopener noreferrer" target="_blank"> https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p><br></p><p>Email:</p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>Visit our website:</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>New policy in force, now what? </p><p>Dave and Paul walk through the first moves after your IBC policy goes active. From “slow your roll” capitalizing, to trading out high-interest debt, to building an emergency reserve inside your system, they map a practical sequence so you don’t chase loans just to “do something.”</p><p>They also cover spotting real opportunities (and avoiding FOMO), expanding your system with additional policies, redirecting cash flow, and a quick primer on smarter ways to think about 529 plans.</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><strong><span class="ql-cursor">﻿</span></strong></p><p>0:00 – Teaser</p><p>1:16 – Delayed start &amp; plumbing mishap</p><p>4:08 – One policy to start; why “now what?” is normal</p><p>5:32 – “Slow your roll”: capitalizing and building liquidity</p><p>6:21 – Loans don’t add value by themselves</p><p>7:06 – Trade out high-interest debt; snowball/“velocity banking”</p><p>7:51 – Trend: eagerness to borrow vs. proper capitalization</p><p>10:30 – Which debt first? Amortization vs. smallest balance</p><p>11:59 – Freeing monthly cash flow with the snowball</p><p>12:54 – Look for opportunities without rushing; be choosy</p><p>17:25 – Cautionary tales: real estate pitches &amp; protecting capital</p><p>18:22 – More policies over time: expanding the system&nbsp;</p><p>22:05 – The 95/5 rule: focus on earning more, not just cutting</p><p>25:45 – Kids’ policies: small premiums, long runway</p><p>26:41 – Premiums vs income, lifestyle creep, staying responsible</p><p>28:48 – Recap: capitalize → redirect → seek opportunities → expand</p><p>29:30 – 529s: usage today vs. assumptions about tomorrow</p><p>32:20 – CTA: email, reviews, and sharing</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Catch up with David and Paul, visit the links below!</p><p><br></p><p>Website:</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank"> https://infinitebanking.org/agents/Fugere494</a></p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank"> https://infinitebanking.org/agents/Befort399</a></p><p><br></p><p>LinkedIn:</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank"> https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/paul-fugere-762021b0/" rel="noopener noreferrer" target="_blank"> https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p><br></p><p>Email:</p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">8c908e00-eb38-4257-821d-63b48fb0af86</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 06 Oct 2025 06:00:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/8c908e00-eb38-4257-821d-63b48fb0af86.mp3" length="78359040" type="audio/mpeg"/><itunes:duration>32:39</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>192</itunes:episode><podcast:episode>192</podcast:episode></item><item><title>Episode 190: Infinite Banking and Pheasant Hunting--the Perfect Combination</title><itunes:title>Episode 190: Infinite Banking and Pheasant Hunting--the Perfect Combination</itunes:title><description><![CDATA[<p>Visit our website:</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>Fresh off the annual South Dakota pheasant trip, Dave and Paul unpack how time in the field mirrors smart money habits. </p><p>From planning that survives “first contact,” to keeping dry powder ready so you can seize opportunities, to teaching kids stewardship and building legacy, this episode ties hunting camp lessons directly to the Infinite Banking Concept (IBC). </p><p><br></p><p>Expect talk on independence, autonomy, privacy, patience &amp; timing, and why liquidity you control beats balances that just “look good on paper.”</p><p>Becoming Your Own Banker by Nelson Nash:</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Teaser &amp; open</p><p>2:17 - The crew: annual trip, fellowship, and why like-minded matters</p><p>3:38 - How the hunt parallels IBC</p><p>4:52 - Healthy disagreements (Bitcoin, moon landing) + shared values</p><p>6:22 - The common thread</p><p>7:00 - Independence, autonomy, privacy &amp; healthy skepticism</p><p>8:39 - Legacy and making memories with your kids</p><p>9:31 - Planning meets reality</p><p>12:00 - Translating hiccups to IBC</p><p>13:16 - Patience &amp; timing</p><p>14:23 - Loaded shotgun vs. locked-up 401(k) liquidity</p><p>15:53 - Fancy gear vs. dry powder</p><p>16:34 - Getting better each year = older policies perform better</p><p>17:24 - Stewardship and teaching the next generation</p><p>18:02 - Accessing capital without interrupting growth</p><p>22:02 - Save 30% rule: habits that build wealth</p><p>22:32 - Seeking independence from commercial banking</p><p>23:50 - Why IBC contributors may fuel less inflation</p><p>24:57 - Hunters’ autonomy as a money mindset</p><p>28:27 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>Visit our website:</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>Catch up with David and Paul, visit the links below!</p><p>Website:</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank"> https://infinitebanking.org/agents/Fugere494</a></p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank"> https://infinitebanking.org/agents/Befort399</a></p><p>LinkedIn:</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank"> https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/paul-fugere-762021b0/" rel="noopener noreferrer" target="_blank"> https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>Email:</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>Visit our website:</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>Fresh off the annual South Dakota pheasant trip, Dave and Paul unpack how time in the field mirrors smart money habits. </p><p>From planning that survives “first contact,” to keeping dry powder ready so you can seize opportunities, to teaching kids stewardship and building legacy, this episode ties hunting camp lessons directly to the Infinite Banking Concept (IBC). </p><p><br></p><p>Expect talk on independence, autonomy, privacy, patience &amp; timing, and why liquidity you control beats balances that just “look good on paper.”</p><p>Becoming Your Own Banker by Nelson Nash:</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Teaser &amp; open</p><p>2:17 - The crew: annual trip, fellowship, and why like-minded matters</p><p>3:38 - How the hunt parallels IBC</p><p>4:52 - Healthy disagreements (Bitcoin, moon landing) + shared values</p><p>6:22 - The common thread</p><p>7:00 - Independence, autonomy, privacy &amp; healthy skepticism</p><p>8:39 - Legacy and making memories with your kids</p><p>9:31 - Planning meets reality</p><p>12:00 - Translating hiccups to IBC</p><p>13:16 - Patience &amp; timing</p><p>14:23 - Loaded shotgun vs. locked-up 401(k) liquidity</p><p>15:53 - Fancy gear vs. dry powder</p><p>16:34 - Getting better each year = older policies perform better</p><p>17:24 - Stewardship and teaching the next generation</p><p>18:02 - Accessing capital without interrupting growth</p><p>22:02 - Save 30% rule: habits that build wealth</p><p>22:32 - Seeking independence from commercial banking</p><p>23:50 - Why IBC contributors may fuel less inflation</p><p>24:57 - Hunters’ autonomy as a money mindset</p><p>28:27 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>Visit our website:</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>Catch up with David and Paul, visit the links below!</p><p>Website:</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank"> https://infinitebanking.org/agents/Fugere494</a></p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank"> https://infinitebanking.org/agents/Befort399</a></p><p>LinkedIn:</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank"> https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/paul-fugere-762021b0/" rel="noopener noreferrer" target="_blank"> https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>Email:</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">bdaf6274-9f08-4e34-9f9f-40b9d867f721</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 29 Sep 2025 06:00:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/bdaf6274-9f08-4e34-9f9f-40b9d867f721.mp3" length="69332160" type="audio/mpeg"/><itunes:duration>28:53</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>191</itunes:episode><podcast:episode>191</podcast:episode></item><item><title>Episode 189: Infinite Banking: What Should I Do With a Large Sum of Money?</title><itunes:title>Episode 189: Infinite Banking: What Should I Do With a Large Sum of Money?</itunes:title><description><![CDATA[<p>Visit our website:</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>This week, Dave and Paul unpack a common client question: “What should I do with a windfall?”</p><p>Drawing from a recent mastermind with fellow IBC practitioners, they compare strategies for deploying a large lump sum while keeping smart liquidity: one-time PUA lump sums, using a Premium Deposit Fund (PDF Max) to prepay years of premiums, and sequencing dollars so outside cash flows (like note income) auto-fund new policies.</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><strong><span class="ql-cursor">﻿</span></strong></p><p>0:00 - Teaser &amp; open</p><p>1:18 - Episode beginning, remembering Charlie Kirk</p><p>6:59 - Design ideas and real numbers</p><p>12:11 - Scheduling premiums</p><p>13:36 - Mastermind case: $700k home-sale windfall</p><p>14:38 - Option 1: Large PUA lump sum</p><p>18:05 - Option 2: PDF Max</p><p>23:04 - Option 3: Sequence the dollars</p><p>25:43 - Policy age = more flexibility; job-loss scenarios without surrendering</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Catch up with David and Paul, visit the links below!</p><p><br></p><p>Website:</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank"> https://infinitebanking.org/agents/Fugere494</a></p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank"> https://infinitebanking.org/agents/Befort399</a></p><p><br></p><p>LinkedIn:</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank"> https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/paul-fugere-762021b0/" rel="noopener noreferrer" target="_blank">&nbsp;https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p><br></p><p>Email:</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>Visit our website:</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>This week, Dave and Paul unpack a common client question: “What should I do with a windfall?”</p><p>Drawing from a recent mastermind with fellow IBC practitioners, they compare strategies for deploying a large lump sum while keeping smart liquidity: one-time PUA lump sums, using a Premium Deposit Fund (PDF Max) to prepay years of premiums, and sequencing dollars so outside cash flows (like note income) auto-fund new policies.</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><strong><span class="ql-cursor">﻿</span></strong></p><p>0:00 - Teaser &amp; open</p><p>1:18 - Episode beginning, remembering Charlie Kirk</p><p>6:59 - Design ideas and real numbers</p><p>12:11 - Scheduling premiums</p><p>13:36 - Mastermind case: $700k home-sale windfall</p><p>14:38 - Option 1: Large PUA lump sum</p><p>18:05 - Option 2: PDF Max</p><p>23:04 - Option 3: Sequence the dollars</p><p>25:43 - Policy age = more flexibility; job-loss scenarios without surrendering</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Catch up with David and Paul, visit the links below!</p><p><br></p><p>Website:</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank"> https://infinitebanking.org/agents/Fugere494</a></p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank"> https://infinitebanking.org/agents/Befort399</a></p><p><br></p><p>LinkedIn:</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank"> https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/paul-fugere-762021b0/" rel="noopener noreferrer" target="_blank">&nbsp;https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p><br></p><p>Email:</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">ab3981c6-6a44-486e-b282-c9a50f0c7bfa</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 22 Sep 2025 06:00:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/ab3981c6-6a44-486e-b282-c9a50f0c7bfa.mp3" length="84023040" type="audio/mpeg"/><itunes:duration>35:01</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>190</itunes:episode><podcast:episode>190</podcast:episode></item><item><title>Episode 188: Infinite Banking: How Flexible Are Premiums In A Life Insurance Policy?</title><itunes:title>Episode 188: Infinite Banking: How Flexible Are Premiums In A Life Insurance Policy?</itunes:title><description><![CDATA[<p>Visit our website:</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>This week, Dave and Paul bust a big myth about whole life: that premiums are rigid forever.</p><p><br></p><p>They break down base (required) vs. PUA, Paid-Up Additions (flexible), why both buy death benefit, and how to use a floor-and-ceiling model to fund smart in tight months or boom years.</p><p><br></p><p>You’ll hear how dividends typically route to PUA, how to check extra LPUA room without triggering MEC, why loans don’t “increase” growth, and how convertible term preserves future capacity as your income rises.</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><strong>Episode Highlights:</strong></p><p>0:00 - Teaser &amp; open</p><p>3:06 - Premium flexibility myth</p><p>6:19 - Base vs. PUA</p><p>9:40 - Cash value = ownership</p><p>10:59 - Dividends → PUA</p><p>15:10 - Floor &amp; ceiling funding</p><p>16:37 - Year-two: pay base, drip PUA</p><p>20:00 - Extra PUA + MEC check</p><p>23:50 - Convertible term runway</p><p>30:38 - Sign-off</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Catch up with David and Paul, visit the links below!</p><p><br></p><p>Website:</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank"> https://infinitebanking.org/agents/Fugere494</a></p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank"> https://infinitebanking.org/agents/Befort399</a></p><p><br></p><p>LinkedIn:</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank"> https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/paul-fugere-762021b0/" rel="noopener noreferrer" target="_blank"> https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p><br></p><p>Email:</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>Visit our website:</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>This week, Dave and Paul bust a big myth about whole life: that premiums are rigid forever.</p><p><br></p><p>They break down base (required) vs. PUA, Paid-Up Additions (flexible), why both buy death benefit, and how to use a floor-and-ceiling model to fund smart in tight months or boom years.</p><p><br></p><p>You’ll hear how dividends typically route to PUA, how to check extra LPUA room without triggering MEC, why loans don’t “increase” growth, and how convertible term preserves future capacity as your income rises.</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><strong>Episode Highlights:</strong></p><p>0:00 - Teaser &amp; open</p><p>3:06 - Premium flexibility myth</p><p>6:19 - Base vs. PUA</p><p>9:40 - Cash value = ownership</p><p>10:59 - Dividends → PUA</p><p>15:10 - Floor &amp; ceiling funding</p><p>16:37 - Year-two: pay base, drip PUA</p><p>20:00 - Extra PUA + MEC check</p><p>23:50 - Convertible term runway</p><p>30:38 - Sign-off</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a M.A. in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Catch up with David and Paul, visit the links below!</p><p><br></p><p>Website:</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank"> https://infinitebanking.org/agents/Fugere494</a></p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank"> https://infinitebanking.org/agents/Befort399</a></p><p><br></p><p>LinkedIn:</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank"> https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/paul-fugere-762021b0/" rel="noopener noreferrer" target="_blank"> https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p><br></p><p>Email:</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">45c4c4a7-2ade-493f-a5b6-d4f4498ac63c</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 15 Sep 2025 06:00:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/45c4c4a7-2ade-493f-a5b6-d4f4498ac63c.mp3" length="74398080" type="audio/mpeg"/><itunes:duration>31:00</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>189</itunes:episode><podcast:episode>189</podcast:episode></item><item><title>Episode 187: Infinite Banking: Do Something Today That Your Future Self Will Thank You For</title><itunes:title>Episode 187: Infinite Banking: Do Something Today That Your Future Self Will Thank You For</itunes:title><description><![CDATA[<p>Visit our website:&nbsp;</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>This week, Dave and Paul riff on a simple mantra with big financial consequences: </p><p><br></p><p>“Do something today your future self will thank you for.” From the coffee-you-prepped-last-night to where you actually park your dollars, they lay out why liquidity and control beat being “paper wealthy.”</p><p><br></p><p>They also cover compounding taxes, redirecting existing cash flow through premium (“put the premium in the middle”), and the reality that whole life’s temporary loss of liquidity is measured in years, not decades like qualified plans.</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Teaser &amp; show open</p><p>1:04 - Episode beginning</p><p>2:24 - Doing everything “right,” yet would-be liquidity is locked up</p><p>5:07 - The red/green liquidity audit &amp; net worth vs. spendable money</p><p>6:31 - Life goals blocked by illiquidity</p><p>7:35 - When banks set the terms, opportunities shrink</p><p>8:31 - Policy loans = privatized lending</p><p>9:23 - Priorities: kill 20% credit-card debt before chasing 6% returns</p><p>10:22 - Rethinking mainstream money myths</p><p>15:42 - Start your banking system: short-term liquidity tradeoff, “compound taxes”</p><p>26:37 - Whole life vs. qualified plans, income streams</p><p>29:30 - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p><br></p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>Visit our website:&nbsp;</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>This week, Dave and Paul riff on a simple mantra with big financial consequences: </p><p><br></p><p>“Do something today your future self will thank you for.” From the coffee-you-prepped-last-night to where you actually park your dollars, they lay out why liquidity and control beat being “paper wealthy.”</p><p><br></p><p>They also cover compounding taxes, redirecting existing cash flow through premium (“put the premium in the middle”), and the reality that whole life’s temporary loss of liquidity is measured in years, not decades like qualified plans.</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Teaser &amp; show open</p><p>1:04 - Episode beginning</p><p>2:24 - Doing everything “right,” yet would-be liquidity is locked up</p><p>5:07 - The red/green liquidity audit &amp; net worth vs. spendable money</p><p>6:31 - Life goals blocked by illiquidity</p><p>7:35 - When banks set the terms, opportunities shrink</p><p>8:31 - Policy loans = privatized lending</p><p>9:23 - Priorities: kill 20% credit-card debt before chasing 6% returns</p><p>10:22 - Rethinking mainstream money myths</p><p>15:42 - Start your banking system: short-term liquidity tradeoff, “compound taxes”</p><p>26:37 - Whole life vs. qualified plans, income streams</p><p>29:30 - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p><br></p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">79ee3ebe-40f4-4a5a-85c6-0d0e2e620dac</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 08 Sep 2025 06:00:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/79ee3ebe-40f4-4a5a-85c6-0d0e2e620dac.mp3" length="73782720" type="audio/mpeg"/><itunes:duration>30:45</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>188</itunes:episode><podcast:episode>188</podcast:episode></item><item><title>Episode 186: Infinite Banking: Do This Before You Pay a Big Expense! Live replay of Wealth Warehouse Webinar August 2025</title><itunes:title>Episode 186: Infinite Banking: Do This Before You Pay a Big Expense! Live replay of Wealth Warehouse Webinar August 2025</itunes:title><description><![CDATA[<p>Visit our website:&nbsp;</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Welcome back to another episode of <em>Wealth Warehouse!</em></p><p><br></p><p>Welcome back to another addition of <em>Wealth Warehouse</em> – in this week’s special episode, you get yet another sneak peek into the IBC webinar that Dave and Paul run each and every month.</p><p><br></p><p>In this month’s webinar, Dave dives into policy design and what it looks like to actually run your policy in year 1, year 2 and beyond. What will it look like? </p><p><br></p><p>Additionally, from the other webinar members, Dave and Paul field questions on policies and divorces, what a “big expense” counts as and much more!</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Teaser</p><p>1:51 - Episode beginning</p><p>3:15 - Capturing big annual expenses</p><p>7:37 - Diving into policy design</p><p>13:13 - Year 1 of your policy</p><p>15:55 - End of Year 1</p><p>16:57 - Year 2</p><p>19:05 - Year 3</p><p>25:45 - Other expenses</p><p>32:05 - “What about loan interest?”</p><p>34:25 - Looking at everyday purchases/expenses</p><p>43:18 - Policies and divorces</p><p>48:29 - Starting a policy for debt consolidation</p><p>50:59 - Best way to introduce IBC to your friends/family</p><p>56:43 - What financial advisors tell you about 401k</p><p>1:00:54 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>Visit our website:&nbsp;</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Welcome back to another episode of <em>Wealth Warehouse!</em></p><p><br></p><p>Welcome back to another addition of <em>Wealth Warehouse</em> – in this week’s special episode, you get yet another sneak peek into the IBC webinar that Dave and Paul run each and every month.</p><p><br></p><p>In this month’s webinar, Dave dives into policy design and what it looks like to actually run your policy in year 1, year 2 and beyond. What will it look like? </p><p><br></p><p>Additionally, from the other webinar members, Dave and Paul field questions on policies and divorces, what a “big expense” counts as and much more!</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Teaser</p><p>1:51 - Episode beginning</p><p>3:15 - Capturing big annual expenses</p><p>7:37 - Diving into policy design</p><p>13:13 - Year 1 of your policy</p><p>15:55 - End of Year 1</p><p>16:57 - Year 2</p><p>19:05 - Year 3</p><p>25:45 - Other expenses</p><p>32:05 - “What about loan interest?”</p><p>34:25 - Looking at everyday purchases/expenses</p><p>43:18 - Policies and divorces</p><p>48:29 - Starting a policy for debt consolidation</p><p>50:59 - Best way to introduce IBC to your friends/family</p><p>56:43 - What financial advisors tell you about 401k</p><p>1:00:54 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">851fe68f-dc9a-4a71-9e7a-9c8ed1e6d34a</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 01 Sep 2025 06:00:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/851fe68f-dc9a-4a71-9e7a-9c8ed1e6d34a.mp3" length="147744000" type="audio/mpeg"/><itunes:duration>01:01:34</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>187</itunes:episode><podcast:episode>187</podcast:episode></item><item><title>Episode 185: Infinite Banking and the Road Less Traveled</title><itunes:title>Episode 185: Infinite Banking and the Road Less Traveled</itunes:title><description><![CDATA[<p>Visit our website:&nbsp;</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Welcome back to another episode of <em>Wealth Warehouse!</em></p><p><br></p><p>In this week’s episode, Dave and Paul take a look at the central theme of the poem, “The Road Not Taken”, by Robert Frost – and why it’s the perfect analog for IBC and controlling the banking function in your life.</p><p><br></p><p>Additionally, the guys explore what <em>control</em> actually gets you, how you’re able to not only “see” new opportunities, but also take part in them – to build your wealth and your family’s for generations to come – and as Dave will explain: why you need to care about more money (and not just for yourself)</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>1:16 - Episode beginning</p><p>3:41 - “The Road Not Taken”</p><p>10:49 - The unseen, and how “they” make it easy</p><p>17:22 - What’s the road ‘not taken’ look like?</p><p>25:24 - Controlling your own capital</p><p>30:53 - Building your wealth (for others)</p><p>34:44 - Closing thoughts</p><p><br></p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>Visit our website:&nbsp;</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Welcome back to another episode of <em>Wealth Warehouse!</em></p><p><br></p><p>In this week’s episode, Dave and Paul take a look at the central theme of the poem, “The Road Not Taken”, by Robert Frost – and why it’s the perfect analog for IBC and controlling the banking function in your life.</p><p><br></p><p>Additionally, the guys explore what <em>control</em> actually gets you, how you’re able to not only “see” new opportunities, but also take part in them – to build your wealth and your family’s for generations to come – and as Dave will explain: why you need to care about more money (and not just for yourself)</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>1:16 - Episode beginning</p><p>3:41 - “The Road Not Taken”</p><p>10:49 - The unseen, and how “they” make it easy</p><p>17:22 - What’s the road ‘not taken’ look like?</p><p>25:24 - Controlling your own capital</p><p>30:53 - Building your wealth (for others)</p><p>34:44 - Closing thoughts</p><p><br></p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">04d61ff4-a393-4786-8a23-115199e9344b</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 25 Aug 2025 06:00:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/04d61ff4-a393-4786-8a23-115199e9344b.mp3" length="87165120" type="audio/mpeg"/><itunes:duration>36:19</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>186</itunes:episode><podcast:episode>186</podcast:episode></item><item><title>Episode 184: Infinite Banking: Now We&apos;re Cooking With Gas!</title><itunes:title>Episode 184: Infinite Banking: Now We&apos;re Cooking With Gas!</itunes:title><description><![CDATA[<p>Visit our website:&nbsp;</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Register here for the next live Wealth Warehouse Webinar happening Saturday August 23rd at 10AM CST/11AM EST:</p><p><br></p><p><a href="https://us06web.zoom.us/meeting/register/d8lsgiQPR4u08Voj_XmItQ" rel="noopener noreferrer" target="_blank">https://us06web.zoom.us/meeting/register/d8lsgiQPR4u08Voj_XmItQ</a></p><p><br></p><p>Welcome back to another episode of <em>Wealth Warehouse!</em></p><p><br></p><p>This week, the guys break down a simple but powerful analogy: why Infinite Banking is like cooking with gas instead of using an electric stove.</p><p>What’s the difference? Control.</p><p>Gas gives you instant heat, faster response, and more precision, just like IBC gives you direct access to your money, faster decision-making, and the freedom to finance on your own terms. No waiting. No permission slips. No middlemen.</p><p>If you're tired of being at the mercy of traditional banks and financial institutions, this conversation will show you what it really means to take the controls back.</p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>1:14 - Episode beginning</p><p>5:21 - Infinite Banking and cooking with gas</p><p>6:41 - How many things in life can you control?</p><p>13:33 - Owning the banking function</p><p>21:43 - Closing thoughts</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>Visit our website:&nbsp;</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Register here for the next live Wealth Warehouse Webinar happening Saturday August 23rd at 10AM CST/11AM EST:</p><p><br></p><p><a href="https://us06web.zoom.us/meeting/register/d8lsgiQPR4u08Voj_XmItQ" rel="noopener noreferrer" target="_blank">https://us06web.zoom.us/meeting/register/d8lsgiQPR4u08Voj_XmItQ</a></p><p><br></p><p>Welcome back to another episode of <em>Wealth Warehouse!</em></p><p><br></p><p>This week, the guys break down a simple but powerful analogy: why Infinite Banking is like cooking with gas instead of using an electric stove.</p><p>What’s the difference? Control.</p><p>Gas gives you instant heat, faster response, and more precision, just like IBC gives you direct access to your money, faster decision-making, and the freedom to finance on your own terms. No waiting. No permission slips. No middlemen.</p><p>If you're tired of being at the mercy of traditional banks and financial institutions, this conversation will show you what it really means to take the controls back.</p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>1:14 - Episode beginning</p><p>5:21 - Infinite Banking and cooking with gas</p><p>6:41 - How many things in life can you control?</p><p>13:33 - Owning the banking function</p><p>21:43 - Closing thoughts</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">68cac226-5100-4ab6-a6c8-93d224d5fb04</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 18 Aug 2025 06:00:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/68cac226-5100-4ab6-a6c8-93d224d5fb04.mp3" length="59445120" type="audio/mpeg"/><itunes:duration>24:46</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>185</itunes:episode><podcast:episode>185</podcast:episode></item><item><title>Episode 183: Infinite Banking: The Only Financial &quot;Hack&quot; You&apos;ll Ever Need</title><itunes:title>Episode 183: Infinite Banking: The Only Financial &quot;Hack&quot; You&apos;ll Ever Need</itunes:title><description><![CDATA[<p>Visit our website:&nbsp;</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>Registers here for the next live Wealth Warehouse Webinar happening Friday August 22nd at 11AM CST/Noon EST: </p><p><br></p><p><a href="https://us06web.zoom.us/meeting/register/d8lsgiQPR4u08Voj_XmItQ" rel="noopener noreferrer" target="_blank">https://us06web.zoom.us/meeting/register/d8lsgiQPR4u08Voj_XmItQ</a></p><p><br></p><p>Welcome back to another episode of <em>Wealth Warehouse!</em></p><p><br></p><p>In this episode Dave and Paul push back on the idea that IBC is a clever financial hack you can deploy and forget. It’s a philosophy, daily practice and most importantly: a way of life. </p><p><br></p><p>Expect a practical conversation about mindset, discipline, and the long-range planning required to make IBC work for you. If you’re looking for instant gratification, this one will reset your expectations.</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:50 - Episode beginning</p><p>2:06 - IBC as a financial ‘hack’</p><p>9:28 - Process and mindset</p><p>16:50 - Self- reliance</p><p>23:55 - The ‘hack’ mindset</p><p>25:22 - Closing thoughts</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>Visit our website:&nbsp;</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>Registers here for the next live Wealth Warehouse Webinar happening Friday August 22nd at 11AM CST/Noon EST: </p><p><br></p><p><a href="https://us06web.zoom.us/meeting/register/d8lsgiQPR4u08Voj_XmItQ" rel="noopener noreferrer" target="_blank">https://us06web.zoom.us/meeting/register/d8lsgiQPR4u08Voj_XmItQ</a></p><p><br></p><p>Welcome back to another episode of <em>Wealth Warehouse!</em></p><p><br></p><p>In this episode Dave and Paul push back on the idea that IBC is a clever financial hack you can deploy and forget. It’s a philosophy, daily practice and most importantly: a way of life. </p><p><br></p><p>Expect a practical conversation about mindset, discipline, and the long-range planning required to make IBC work for you. If you’re looking for instant gratification, this one will reset your expectations.</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:50 - Episode beginning</p><p>2:06 - IBC as a financial ‘hack’</p><p>9:28 - Process and mindset</p><p>16:50 - Self- reliance</p><p>23:55 - The ‘hack’ mindset</p><p>25:22 - Closing thoughts</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">6a27730e-d78a-4bc8-9d4c-b27131398a66</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 11 Aug 2025 06:00:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/6a27730e-d78a-4bc8-9d4c-b27131398a66.mp3" length="66451200" type="audio/mpeg"/><itunes:duration>27:41</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>184</itunes:episode><podcast:episode>184</podcast:episode></item><item><title>Episode 182: Infinite Banking: Paul &amp; David are Interviewed by the Nelson Nash Institute</title><itunes:title>Episode 182: Infinite Banking: Paul &amp; David are Interviewed by the Nelson Nash Institute</itunes:title><description><![CDATA[<p>Visit our website:&nbsp;</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Welcome back to another episode of <em>Wealth Warehouse!</em></p><p><br></p><p>Welcome back to another episode of <em>Wealth Warehouse!</em></p><p><br></p><p>In this week’s episode, Dave and Paul sit down to be interviewed by the NNI itself – in this special interview with current NNI chairman David Stears and his co-host.</p><p><br></p><p>In addition to tracing back to the beginning – both for their podcast and as agents – Dave and Paul also field questions about IBC itself, what they love about it, how they got started, and much more.</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>3:36 - Episode beginning</p><p>4:18 - How Dave and Paul first met</p><p>6:58 - When did you first read ‘Becoming Your Own Banker’?</p><p>11:46 - Starting the podcast and becoming agents</p><p>20:11 - Meeting Nelson Nash</p><p>22:35 - Why was it important to become a practitioner?</p><p>28:54 - What Dave and Paul have learned so far</p><p>37:40 - Ways has IBC impacted Dave and Paul’s clients</p><p>43:42 - What IBC means to Dave and Paul</p><p>49:18 - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>Visit our website:&nbsp;</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Welcome back to another episode of <em>Wealth Warehouse!</em></p><p><br></p><p>Welcome back to another episode of <em>Wealth Warehouse!</em></p><p><br></p><p>In this week’s episode, Dave and Paul sit down to be interviewed by the NNI itself – in this special interview with current NNI chairman David Stears and his co-host.</p><p><br></p><p>In addition to tracing back to the beginning – both for their podcast and as agents – Dave and Paul also field questions about IBC itself, what they love about it, how they got started, and much more.</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>3:36 - Episode beginning</p><p>4:18 - How Dave and Paul first met</p><p>6:58 - When did you first read ‘Becoming Your Own Banker’?</p><p>11:46 - Starting the podcast and becoming agents</p><p>20:11 - Meeting Nelson Nash</p><p>22:35 - Why was it important to become a practitioner?</p><p>28:54 - What Dave and Paul have learned so far</p><p>37:40 - Ways has IBC impacted Dave and Paul’s clients</p><p>43:42 - What IBC means to Dave and Paul</p><p>49:18 - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">612e434c-0e67-4498-9d3d-2d4a3362e171</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 04 Aug 2025 06:00:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/612e434c-0e67-4498-9d3d-2d4a3362e171.mp3" length="121403520" type="audio/mpeg"/><itunes:duration>50:35</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>183</itunes:episode><podcast:episode>183</podcast:episode></item><item><title>Episode 181: Infinite Banking: How does De-dollarization, Crypto and AI Affect Infinite Banking and Life Insurance?</title><itunes:title>Episode 181: Infinite Banking: How does De-dollarization, Crypto and AI Affect Infinite Banking and Life Insurance?</itunes:title><description><![CDATA[<p>Visit our website:&nbsp;</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Welcome back to another episode of <em>Wealth Warehouse!</em></p><p><br></p><p>This week, Dave and Paul tackle a listener question and roll that topic into a larget discussion on the state of the US dollar – can it be “trusted”, or should we (and IBC practitioners) be moving away from it as a primary form of currency. The fellas weigh in and let you know just how much (or little) this should concern you.</p><p><br></p><p>Additionally, they touch on a couple conversations they had at a recent conference, including the future of life insurance and A.I.</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Teaser</p><p>2:07 - Episode beginning</p><p>4:37 - Listener question</p><p>6:44 - Should you be concerned about the US dollar?</p><p>9:40 - What’s the alternative?</p><p>15:46 - On crypto, forms of value and equity</p><p>23:25 - Life insurance and financial security</p><p>28:50 - Life insurance and A.I.</p><p>37:39 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>Visit our website:&nbsp;</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Welcome back to another episode of <em>Wealth Warehouse!</em></p><p><br></p><p>This week, Dave and Paul tackle a listener question and roll that topic into a larget discussion on the state of the US dollar – can it be “trusted”, or should we (and IBC practitioners) be moving away from it as a primary form of currency. The fellas weigh in and let you know just how much (or little) this should concern you.</p><p><br></p><p>Additionally, they touch on a couple conversations they had at a recent conference, including the future of life insurance and A.I.</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Teaser</p><p>2:07 - Episode beginning</p><p>4:37 - Listener question</p><p>6:44 - Should you be concerned about the US dollar?</p><p>9:40 - What’s the alternative?</p><p>15:46 - On crypto, forms of value and equity</p><p>23:25 - Life insurance and financial security</p><p>28:50 - Life insurance and A.I.</p><p>37:39 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">94454392-def7-410a-bb89-a7e19d53a595</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 28 Jul 2025 06:00:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/94454392-def7-410a-bb89-a7e19d53a595.mp3" length="92817600" type="audio/mpeg"/><itunes:duration>38:40</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>182</itunes:episode><podcast:episode>182</podcast:episode></item><item><title>Episode 180: Infinite Banking: Whole Life Insurance vs Bonds With Special Guest Ryan Fleming &quot;The Pilot&apos;s Advisor&quot;</title><itunes:title>Episode 180: Infinite Banking: Whole Life Insurance vs Bonds With Special Guest Ryan Fleming &quot;The Pilot&apos;s Advisor&quot;</itunes:title><description><![CDATA[<p>Visit our website:&nbsp;</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Welcome back to another episode of <em>Wealth Warehouse!</em></p><p><br></p><p>This week, Dave and Paul are joined by Ryan Fleming, also known as "the Pilot's Advisor". Ryan is a Financial Advisor and holds a series 7 license, series 66 license, RICP, CRPC, and MBA. He is a 2001 graduate of the US Air Force Academy, a former Fighting Falcon’s wide receiver, and retired Air Force C-17 pilot. He currently flies for FedEx and lives in SC on the lake with his wife Kari and their 2 kids.</p><p><br></p><p>Ryan has been a Financial Advisor since 2008 and has worked primarily with commercial airline and cargo pilots helping them manage their portfolio and provide them a "safe landing" in retirement. You can find out more about Ryan and even order his Pilot's Advisor Toolkit from the websites here:</p><p><br></p><p><a href="https://retirepilots.com/" rel="noopener noreferrer" target="_blank">https://retirepilots.com/</a></p><p><br></p><p><a href="http://ibc4pilots.com/" rel="noopener noreferrer" target="_blank">http://ibc4pilots.com/</a></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Teaser</p><p>1:12 - Episode beginning</p><p>3:01 - Background on Ryan</p><p>5:39 - How Ryan began Infinite Banking</p><p>7:57 - Why promote IBC instead of bonds?</p><p>10:22 - Expanding on the tax situation for IBC</p><p>19:25 - Sequence of returns risk</p><p>24:54 - Survivor benefit and approaching retirement as a pilot</p><p>36:31 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>Visit our website:&nbsp;</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Welcome back to another episode of <em>Wealth Warehouse!</em></p><p><br></p><p>This week, Dave and Paul are joined by Ryan Fleming, also known as "the Pilot's Advisor". Ryan is a Financial Advisor and holds a series 7 license, series 66 license, RICP, CRPC, and MBA. He is a 2001 graduate of the US Air Force Academy, a former Fighting Falcon’s wide receiver, and retired Air Force C-17 pilot. He currently flies for FedEx and lives in SC on the lake with his wife Kari and their 2 kids.</p><p><br></p><p>Ryan has been a Financial Advisor since 2008 and has worked primarily with commercial airline and cargo pilots helping them manage their portfolio and provide them a "safe landing" in retirement. You can find out more about Ryan and even order his Pilot's Advisor Toolkit from the websites here:</p><p><br></p><p><a href="https://retirepilots.com/" rel="noopener noreferrer" target="_blank">https://retirepilots.com/</a></p><p><br></p><p><a href="http://ibc4pilots.com/" rel="noopener noreferrer" target="_blank">http://ibc4pilots.com/</a></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Teaser</p><p>1:12 - Episode beginning</p><p>3:01 - Background on Ryan</p><p>5:39 - How Ryan began Infinite Banking</p><p>7:57 - Why promote IBC instead of bonds?</p><p>10:22 - Expanding on the tax situation for IBC</p><p>19:25 - Sequence of returns risk</p><p>24:54 - Survivor benefit and approaching retirement as a pilot</p><p>36:31 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">0f7d0374-e884-465d-b1db-7c9e33bf264b</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 21 Jul 2025 06:00:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/0f7d0374-e884-465d-b1db-7c9e33bf264b.mp3" length="95810880" type="audio/mpeg"/><itunes:duration>39:55</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>181</itunes:episode><podcast:episode>181</podcast:episode></item><item><title>Episode 179: Infinite Banking: Top 5 Reasons We Want To Pay Premium Until The Day We Die</title><itunes:title>Episode 179: Infinite Banking: Top 5 Reasons We Want To Pay Premium Until The Day We Die</itunes:title><description><![CDATA[<p>Visit our website:&nbsp;</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>In this episode, Dave and Paul unpack a core belief that separates seasoned IBC practitioners from the casual policyholder: the commitment to paying premiums <em>forever</em>. Not because they <em>have to</em>, but because they <em>want to</em>.</p><p><br></p><p>They break down why their policies are designed to get better with age, how they’re expecting to earn more in the future than they do today, and why stopping premium payments could actually <em>limit</em> their wealth-building potential.</p><p>They also get into the IBC mindset of <em>relentlessly</em> capitalizing treating premium payments not as a bill, but as a deposit into their family banking system. As Nelson Nash often said, “You’re always going to finance everything you buy, you either pay interest to someone else, or you give up interest you could have earned.”&nbsp;</p><p>If you’ve ever wondered whether there’s a “stop point” in IBC, or if you’re doing it “too aggressively,” this conversation will reframe the entire game.</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>1:24 - Episode beginning</p><p>2:53 - Intentionally planning to pay less premium</p><p>6:11 - It gets better each year</p><p>11:16 - “I plan to make more money tomorrow” (than I do today)</p><p>13:58 - Family loan origination</p><p>18:32 - Limiting wealth growth</p><p>22:45 - Prepare for windfalls</p><p>26:45 - Recapping the episode</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>Visit our website:&nbsp;</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>In this episode, Dave and Paul unpack a core belief that separates seasoned IBC practitioners from the casual policyholder: the commitment to paying premiums <em>forever</em>. Not because they <em>have to</em>, but because they <em>want to</em>.</p><p><br></p><p>They break down why their policies are designed to get better with age, how they’re expecting to earn more in the future than they do today, and why stopping premium payments could actually <em>limit</em> their wealth-building potential.</p><p>They also get into the IBC mindset of <em>relentlessly</em> capitalizing treating premium payments not as a bill, but as a deposit into their family banking system. As Nelson Nash often said, “You’re always going to finance everything you buy, you either pay interest to someone else, or you give up interest you could have earned.”&nbsp;</p><p>If you’ve ever wondered whether there’s a “stop point” in IBC, or if you’re doing it “too aggressively,” this conversation will reframe the entire game.</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>1:24 - Episode beginning</p><p>2:53 - Intentionally planning to pay less premium</p><p>6:11 - It gets better each year</p><p>11:16 - “I plan to make more money tomorrow” (than I do today)</p><p>13:58 - Family loan origination</p><p>18:32 - Limiting wealth growth</p><p>22:45 - Prepare for windfalls</p><p>26:45 - Recapping the episode</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">1d35f8e5-fab2-453a-b479-58f955de338b</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 14 Jul 2025 06:00:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/1d35f8e5-fab2-453a-b479-58f955de338b.mp3" length="68983680" type="audio/mpeg"/><itunes:duration>28:45</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>180</itunes:episode><podcast:episode>180</podcast:episode></item><item><title>Episode 178: Infinite Banking: Using Bank Loans Strategically to Preserve Capital - June 2025 Live Webinar Replay</title><itunes:title>Episode 178: Infinite Banking: Using Bank Loans Strategically to Preserve Capital - June 2025 Live Webinar Replay</itunes:title><description><![CDATA[<p>Visit our website:&nbsp;</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>It’s that time again! The monthly webinar.</p><p><br></p><p>This installment welcomes summer and fresh IBC topics for your viewing pleasure!</p><p><br></p><p>This episode covers some familiar and some exotic topics, ranging from using your policy to purchase a car (or not), IBC and investment opportunities, thinking like a banker and even how you can set up your legacy <em>just </em>like the Rockefellers.</p><p><br></p><p>Have a question or an interest in joining the next event? Check out the website link above or reach out to Dave and Paul using the information below!</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:11 - Episode beginning</p><p>1:24 - Juggling expenses, debt and premium</p><p>6:28 - Trusts</p><p>15:58 - You should own your own policy</p><p>18:22 - Purchasing a car</p><p>31:47 - Investment opportunities</p><p>42:40 - Thinking like a banker</p><p>45:25 - “What % of your cash value do you keep available?”</p><p>53:27 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>Visit our website:&nbsp;</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>It’s that time again! The monthly webinar.</p><p><br></p><p>This installment welcomes summer and fresh IBC topics for your viewing pleasure!</p><p><br></p><p>This episode covers some familiar and some exotic topics, ranging from using your policy to purchase a car (or not), IBC and investment opportunities, thinking like a banker and even how you can set up your legacy <em>just </em>like the Rockefellers.</p><p><br></p><p>Have a question or an interest in joining the next event? Check out the website link above or reach out to Dave and Paul using the information below!</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:11 - Episode beginning</p><p>1:24 - Juggling expenses, debt and premium</p><p>6:28 - Trusts</p><p>15:58 - You should own your own policy</p><p>18:22 - Purchasing a car</p><p>31:47 - Investment opportunities</p><p>42:40 - Thinking like a banker</p><p>45:25 - “What % of your cash value do you keep available?”</p><p>53:27 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">7ed2042a-0ba1-44de-b71b-ac1b00fae863</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 07 Jul 2025 06:00:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/7ed2042a-0ba1-44de-b71b-ac1b00fae863.mp3" length="129638400" type="audio/mpeg"/><itunes:duration>54:01</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>179</itunes:episode><podcast:episode>179</podcast:episode></item><item><title>Episode 177: Infinite Banking: Unlearning What &quot;They&quot; Want You To Believe Part II</title><itunes:title>Episode 177: Infinite Banking: Unlearning What &quot;They&quot; Want You To Believe Part II</itunes:title><description><![CDATA[<p>Visit our website:&nbsp;</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>In this week’s episode, Dave and Paul continue their conversation on “unlearning” conventional thought when around banking, building wealth and especially – IBC.</p><p><br></p><p>They cover misconceptions like “your choices need to be either/or”, the idea that “life insurance premiums are an expense” and the prevailing thought we all have since we’re young: the notion that you <em>need</em> banks to store your wealth, buy a house or fund an education.</p><p><br></p><p>They also discuss options for veterans and their SGLI, the growing apathy for the next generation and more!</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>1:03 - Episode beginning</p><p>3:43 - “Life insurance is only for the death benefit”</p><p>10:26 - “The next generation doesn’t matter”</p><p>12:38 - Don’t assume you <em>need</em> banks</p><p>14:46 - Inflation, interest rates</p><p>18:40 - Unlearning the short-term mindset for money</p><p>23:42 - Unlearn that your choices are “either/or”</p><p>28:48 - Unlearn: Life insurance premiums are an expense</p><p>33:09 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>Visit our website:&nbsp;</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>In this week’s episode, Dave and Paul continue their conversation on “unlearning” conventional thought when around banking, building wealth and especially – IBC.</p><p><br></p><p>They cover misconceptions like “your choices need to be either/or”, the idea that “life insurance premiums are an expense” and the prevailing thought we all have since we’re young: the notion that you <em>need</em> banks to store your wealth, buy a house or fund an education.</p><p><br></p><p>They also discuss options for veterans and their SGLI, the growing apathy for the next generation and more!</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>1:03 - Episode beginning</p><p>3:43 - “Life insurance is only for the death benefit”</p><p>10:26 - “The next generation doesn’t matter”</p><p>12:38 - Don’t assume you <em>need</em> banks</p><p>14:46 - Inflation, interest rates</p><p>18:40 - Unlearning the short-term mindset for money</p><p>23:42 - Unlearn that your choices are “either/or”</p><p>28:48 - Unlearn: Life insurance premiums are an expense</p><p>33:09 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">8476059a-2766-4c90-a872-d1cb05498e12</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 30 Jun 2025 06:00:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/8476059a-2766-4c90-a872-d1cb05498e12.mp3" length="82164480" type="audio/mpeg"/><itunes:duration>34:14</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>178</itunes:episode><podcast:episode>178</podcast:episode></item><item><title>Episode 176: Infinite Banking: Unlearning What &quot;They&quot; Want You To Believe Part I</title><itunes:title>Episode 176: Infinite Banking: Unlearning What &quot;They&quot; Want You To Believe Part I</itunes:title><description><![CDATA[<p>Visit our website:&nbsp;</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>For a lot of people, exploring IBC involves “unlearning” conventional thought when it comes to wealth building.</p><p><br></p><p>Whether it be about investment return risk, debt, or banking itself – there are years of “common sense” and “conventional wisdom” to unpack.</p><p><br></p><p>From when you were a kid and going to school, to your family, friends and colleagues – they will all tell you that there is <em>basically</em> one way to do things when it comes to retirement and building your nest egg.</p><p><br></p><p>The truth is their wrong, and your real education begins with this episode!</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>1:07 - Episode beginning</p><p>5:11 - Unlearning</p><p>10:59 - Banks being “the only place”</p><p>16:42 - Stop relying on banks,&nbsp;</p><p>20:53 - Borrowing against life insurance</p><p>24:50 - IBC and debt</p><p>26:23 - Rate of return, paying premium</p><p>33:05 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>Visit our website:&nbsp;</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>For a lot of people, exploring IBC involves “unlearning” conventional thought when it comes to wealth building.</p><p><br></p><p>Whether it be about investment return risk, debt, or banking itself – there are years of “common sense” and “conventional wisdom” to unpack.</p><p><br></p><p>From when you were a kid and going to school, to your family, friends and colleagues – they will all tell you that there is <em>basically</em> one way to do things when it comes to retirement and building your nest egg.</p><p><br></p><p>The truth is their wrong, and your real education begins with this episode!</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>1:07 - Episode beginning</p><p>5:11 - Unlearning</p><p>10:59 - Banks being “the only place”</p><p>16:42 - Stop relying on banks,&nbsp;</p><p>20:53 - Borrowing against life insurance</p><p>24:50 - IBC and debt</p><p>26:23 - Rate of return, paying premium</p><p>33:05 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">36d3d7a0-fd94-460f-91c4-27e83f63ef65</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 23 Jun 2025 06:00:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/36d3d7a0-fd94-460f-91c4-27e83f63ef65.mp3" length="83435520" type="audio/mpeg"/><itunes:duration>34:46</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>177</itunes:episode><podcast:episode>177</podcast:episode></item><item><title>Episode 175: Infinite Banking: How to Capture Money Before You Lose it Forever</title><itunes:title>Episode 175: Infinite Banking: How to Capture Money Before You Lose it Forever</itunes:title><description><![CDATA[<p>Visit our website:&nbsp;</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Taxes. Vacations. Tithing.</p><p><br></p><p>These are just a few hard-to-avoid expenses that leave you with capital <em>permanently</em> leaving you.</p><p><br></p><p>In this week’s episode, Dave and Paul discuss how you can re-capture this lost capital and how it can make a BIG difference even if you’re getting back a <em>fraction of what you lost.</em></p><p><br></p><p>And the benefits aren’t just there for you and your banking system, they’re also there for your family and legacy after you graduate.</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>1:11 - Episode beginning</p><p>4:03 - Recent client story</p><p>10:02 - Capturing big yearly payments</p><p>19:01 - Interest recapture, thinking “down the road”</p><p>23:42 - Re-reading Nelson, finding like-minded people</p><p>28:26 - Syncing windfalls and “known expenses”</p><p>31:53 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>Visit our website:&nbsp;</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Taxes. Vacations. Tithing.</p><p><br></p><p>These are just a few hard-to-avoid expenses that leave you with capital <em>permanently</em> leaving you.</p><p><br></p><p>In this week’s episode, Dave and Paul discuss how you can re-capture this lost capital and how it can make a BIG difference even if you’re getting back a <em>fraction of what you lost.</em></p><p><br></p><p>And the benefits aren’t just there for you and your banking system, they’re also there for your family and legacy after you graduate.</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>1:11 - Episode beginning</p><p>4:03 - Recent client story</p><p>10:02 - Capturing big yearly payments</p><p>19:01 - Interest recapture, thinking “down the road”</p><p>23:42 - Re-reading Nelson, finding like-minded people</p><p>28:26 - Syncing windfalls and “known expenses”</p><p>31:53 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">1e63f75c-28e8-4de1-83cc-d28881219fe5</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 16 Jun 2025 06:00:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/1e63f75c-28e8-4de1-83cc-d28881219fe5.mp3" length="80969280" type="audio/mpeg"/><itunes:duration>33:44</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>176</itunes:episode><podcast:episode>176</podcast:episode></item><item><title>Episode 174: Infinite Banking: What Happens If I Lose My Job in a Few Years? How Do I Pay My Premiums?</title><itunes:title>Episode 174: Infinite Banking: What Happens If I Lose My Job in a Few Years? How Do I Pay My Premiums?</itunes:title><description><![CDATA[<p>Visit our website:&nbsp;</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Register for the next live Wealth Warehouse Webinar happening June 12th at 5pm Central:</p><p><a href="https://us06web.zoom.us/meeting/register/xub1rL2JSWq1aIifeFlJXA" rel="noopener noreferrer" target="_blank">https://us06web.zoom.us/meeting/register/xub1rL2JSWq1aIifeFlJXA</a></p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Losing your job is stressful, but it doesn’t have to derail your Infinite Banking strategy. In this episode, Dave and Paul explain what actually happens to your policy if your income stops and how to prepare for it.</p><p>They cover what to do if you can’t pay your premiums, how grace periods work, the flexibility built into most policies, and options like partial surrenders and non-forfeiture. They also break down how your policy design impacts your ability to weather financial setbacks and what “red” money really means in this context.</p><p>If you’re building an IBC plan for the long term, this episode will help you stay confident—no matter what life throws your way.</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>1:04 - Episode beginning</p><p>2:53 - Shoutout to Dave and Paul’s clients</p><p>5:48 - “What happens if I lose my job?”</p><p>9:22 - “How do I pay my premiums?”</p><p>12:52 - Grace period</p><p>15:35 - The flexibility that is available to you when you can’t pay</p><p>18:11 - Non-forefiture options</p><p>20:48 - Partial surrender</p><p>21:45 - How does this affect my policy?</p><p>27:48 - “Red” money</p><p>32:22 - The way your policy is designed matters</p><p>36:01 - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>Visit our website:&nbsp;</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Register for the next live Wealth Warehouse Webinar happening June 12th at 5pm Central:</p><p><a href="https://us06web.zoom.us/meeting/register/xub1rL2JSWq1aIifeFlJXA" rel="noopener noreferrer" target="_blank">https://us06web.zoom.us/meeting/register/xub1rL2JSWq1aIifeFlJXA</a></p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Losing your job is stressful, but it doesn’t have to derail your Infinite Banking strategy. In this episode, Dave and Paul explain what actually happens to your policy if your income stops and how to prepare for it.</p><p>They cover what to do if you can’t pay your premiums, how grace periods work, the flexibility built into most policies, and options like partial surrenders and non-forfeiture. They also break down how your policy design impacts your ability to weather financial setbacks and what “red” money really means in this context.</p><p>If you’re building an IBC plan for the long term, this episode will help you stay confident—no matter what life throws your way.</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>1:04 - Episode beginning</p><p>2:53 - Shoutout to Dave and Paul’s clients</p><p>5:48 - “What happens if I lose my job?”</p><p>9:22 - “How do I pay my premiums?”</p><p>12:52 - Grace period</p><p>15:35 - The flexibility that is available to you when you can’t pay</p><p>18:11 - Non-forefiture options</p><p>20:48 - Partial surrender</p><p>21:45 - How does this affect my policy?</p><p>27:48 - “Red” money</p><p>32:22 - The way your policy is designed matters</p><p>36:01 - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">bfb8607a-6f42-4b17-bf04-86b87853905b</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 09 Jun 2025 06:00:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/bfb8607a-6f42-4b17-bf04-86b87853905b.mp3" length="89265600" type="audio/mpeg"/><itunes:duration>37:12</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>175</itunes:episode><podcast:episode>175</podcast:episode></item><item><title>Episode 173: Infinite Banking: Getting Policies on Family Members - May 2025 Live Webinar Replay</title><itunes:title>Episode 173: Infinite Banking: Getting Policies on Family Members - May 2025 Live Webinar Replay</itunes:title><description><![CDATA[<p>Visit our website:&nbsp;</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>In this week’s special edition of <em>Wealth Warehouse, </em>Dave and Paul are sharing their most recent IBC webinar where they field questions from newcomers to Infinite Banking, experienced practitioners and even a few who may be starting their own banking system in the near future.</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>1:37 - Episode beginning, juvenile policies</p><p>6:12 - Getting policies on adult children</p><p>9:02 - Gift tax, policies on nieces, nephews, etc.</p><p>14:57 - Planning for college</p><p>21:21 - Some other options for repaying loans</p><p>28:25 - Using cash value (to get more cash)</p><p>34:46 - Where else are you saving for big purchases?</p><p>38:15 - Question about 529 plans</p><p>46:05 - Loan rates, going through a bank</p><p>51:45 - Question: IULs and IBC and which companies to pick</p><p>59:57 - What’s a good “split” for a policy</p><p>1:03:36 - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>Visit our website:&nbsp;</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>In this week’s special edition of <em>Wealth Warehouse, </em>Dave and Paul are sharing their most recent IBC webinar where they field questions from newcomers to Infinite Banking, experienced practitioners and even a few who may be starting their own banking system in the near future.</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>1:37 - Episode beginning, juvenile policies</p><p>6:12 - Getting policies on adult children</p><p>9:02 - Gift tax, policies on nieces, nephews, etc.</p><p>14:57 - Planning for college</p><p>21:21 - Some other options for repaying loans</p><p>28:25 - Using cash value (to get more cash)</p><p>34:46 - Where else are you saving for big purchases?</p><p>38:15 - Question about 529 plans</p><p>46:05 - Loan rates, going through a bank</p><p>51:45 - Question: IULs and IBC and which companies to pick</p><p>59:57 - What’s a good “split” for a policy</p><p>1:03:36 - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">401b51be-931c-4861-86c6-13e69f369a42</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 02 Jun 2025 06:00:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/401b51be-931c-4861-86c6-13e69f369a42.mp3" length="160821120" type="audio/mpeg"/><itunes:duration>01:07:01</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>174</itunes:episode><podcast:episode>174</podcast:episode></item><item><title>Episode 172: Infinite Banking: The Problem is the Problem, The Premium is the Solution</title><itunes:title>Episode 172: Infinite Banking: The Problem is the Problem, The Premium is the Solution</itunes:title><description><![CDATA[<p>Visit our website:&nbsp;</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>In this week’s episode, Dave and Paul are sharing with you a radical shift in mindset:</p><p>Premium isn’t “the problem” – it’s the solution to your problems.</p><p><br></p><p>From gaining more control and liquidity in your financial life to balancing risk, volatility and tax inefficiencies, you’ll have more than just a couple reasons to make sure you’re paying as much premium <em>as possible. </em></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:52 - Episode beginning</p><p>1:49 - Answers a viewer question</p><p>6:14 - Premium is the answer to your problems</p><p>8:05 - The problem is “the problem”</p><p>9:34 - How does paying more premium help?</p><p>11:49 - “It’s about control”</p><p>15:46 - Tax inefficiencies</p><p>20:04 - Market risk and volatility</p><p>24:10 - Lack of liquidity</p><p>29:10 - There is no career path to generational wealth</p><p>31:13 - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>Visit our website:&nbsp;</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>In this week’s episode, Dave and Paul are sharing with you a radical shift in mindset:</p><p>Premium isn’t “the problem” – it’s the solution to your problems.</p><p><br></p><p>From gaining more control and liquidity in your financial life to balancing risk, volatility and tax inefficiencies, you’ll have more than just a couple reasons to make sure you’re paying as much premium <em>as possible. </em></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:52 - Episode beginning</p><p>1:49 - Answers a viewer question</p><p>6:14 - Premium is the answer to your problems</p><p>8:05 - The problem is “the problem”</p><p>9:34 - How does paying more premium help?</p><p>11:49 - “It’s about control”</p><p>15:46 - Tax inefficiencies</p><p>20:04 - Market risk and volatility</p><p>24:10 - Lack of liquidity</p><p>29:10 - There is no career path to generational wealth</p><p>31:13 - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">42348b47-2b97-464c-a5dc-7d610eb78b1b</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 26 May 2025 06:00:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/42348b47-2b97-464c-a5dc-7d610eb78b1b.mp3" length="83286720" type="audio/mpeg"/><itunes:duration>34:42</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>173</itunes:episode><podcast:episode>173</podcast:episode></item><item><title>Episode 171: Infinite Banking: The Process vs The Product Part II</title><itunes:title>Episode 171: Infinite Banking: The Process vs The Product Part II</itunes:title><description><![CDATA[<p>Visit our website:&nbsp;</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>In this week’s follow-up episode, Dave and Paul are continuing their discussion of the “process vs. the product”.</p><p><br></p><p>Last week, they examined “the process” of Infinite Banking – now, they are dissecting the product that helps you create your own banking system, dividend paying whole life insurance.</p><p><br></p><p>From the basics of “what it is and how it works” to more specifics on guarantees, dividends and much more.</p><p><br></p><p>The guys also share their perspective on the structure, liquidity and stability you get from this financial product, and what makes it so good for IBC.</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction and recap of last episode</p><p>5:35 - Talking about the product</p><p>12:59 - The structure</p><p>14:43 - Guarantees and dividends</p><p>16:19 - “What is guaranteeing all of this?”</p><p>20:54 - Liquidity</p><p>23:08 - Stability</p><p>31:01 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>Visit our website:&nbsp;</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>In this week’s follow-up episode, Dave and Paul are continuing their discussion of the “process vs. the product”.</p><p><br></p><p>Last week, they examined “the process” of Infinite Banking – now, they are dissecting the product that helps you create your own banking system, dividend paying whole life insurance.</p><p><br></p><p>From the basics of “what it is and how it works” to more specifics on guarantees, dividends and much more.</p><p><br></p><p>The guys also share their perspective on the structure, liquidity and stability you get from this financial product, and what makes it so good for IBC.</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction and recap of last episode</p><p>5:35 - Talking about the product</p><p>12:59 - The structure</p><p>14:43 - Guarantees and dividends</p><p>16:19 - “What is guaranteeing all of this?”</p><p>20:54 - Liquidity</p><p>23:08 - Stability</p><p>31:01 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">066e16c8-919b-4e28-98c8-78af69a52980</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 19 May 2025 06:00:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/066e16c8-919b-4e28-98c8-78af69a52980.mp3" length="78185280" type="audio/mpeg"/><itunes:duration>32:35</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>172</itunes:episode><podcast:episode>172</podcast:episode></item><item><title>Episode 170: Infinite Banking: The Process vs The Product Part I</title><itunes:title>Episode 170: Infinite Banking: The Process vs The Product Part I</itunes:title><description><![CDATA[<p>Register for the next live Wealth Warehouse Webinar happening May 15th at 5pm Central time:&nbsp;</p><p><a href="https://us06web.zoom.us/meeting/register/_vPd96WSSrOS7LhEXiQyAQ" rel="noopener noreferrer" target="_blank">https://us06web.zoom.us/meeting/register/_vPd96WSSrOS7LhEXiQyAQ</a></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>When people first hear about Infinite Banking, their minds often jump straight to the <em>product</em>—a specially designed whole life insurance policy. But that’s just one part of the picture.</p><p>In this episode, Dave and Paul break down the critical difference between <strong>product</strong> and <strong>process</strong> in IBC and more specifically: examine the process of Infinite Banking—thinking like a banker, utilizing your policy to capitalize yourself, how loans are administered, the safety IBC provides and everyone’s favorite topic.. <em>Growing </em>your money!</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p><br></p><p>0:00 - Introduction</p><p>1:01 - Episode beginning</p><p>3:30 - The process vs. the product</p><p>7:10 - Infinite banking is a capitalization strategy</p><p>13:06 - The borrowing aspect</p><p>17:05 - Borrowing from your policy</p><p>23:07 - There is no structure to loan repayment</p><p>25:57 - Growth on your money</p><p>30:05 - Safety</p><p>34:23 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>Register for the next live Wealth Warehouse Webinar happening May 15th at 5pm Central time:&nbsp;</p><p><a href="https://us06web.zoom.us/meeting/register/_vPd96WSSrOS7LhEXiQyAQ" rel="noopener noreferrer" target="_blank">https://us06web.zoom.us/meeting/register/_vPd96WSSrOS7LhEXiQyAQ</a></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>When people first hear about Infinite Banking, their minds often jump straight to the <em>product</em>—a specially designed whole life insurance policy. But that’s just one part of the picture.</p><p>In this episode, Dave and Paul break down the critical difference between <strong>product</strong> and <strong>process</strong> in IBC and more specifically: examine the process of Infinite Banking—thinking like a banker, utilizing your policy to capitalize yourself, how loans are administered, the safety IBC provides and everyone’s favorite topic.. <em>Growing </em>your money!</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p><br></p><p>0:00 - Introduction</p><p>1:01 - Episode beginning</p><p>3:30 - The process vs. the product</p><p>7:10 - Infinite banking is a capitalization strategy</p><p>13:06 - The borrowing aspect</p><p>17:05 - Borrowing from your policy</p><p>23:07 - There is no structure to loan repayment</p><p>25:57 - Growth on your money</p><p>30:05 - Safety</p><p>34:23 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">27aaf7ce-b577-4aa2-bfbd-f71fee71e1de</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 12 May 2025 06:00:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/27aaf7ce-b577-4aa2-bfbd-f71fee71e1de.mp3" length="83831040" type="audio/mpeg"/><itunes:duration>34:56</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>171</itunes:episode><podcast:episode>171</podcast:episode></item><item><title>Episode 169: Infinite Banking: Build More Wealth by Not Losing Money vs Earning Bigger Returns</title><itunes:title>Episode 169: Infinite Banking: Build More Wealth by Not Losing Money vs Earning Bigger Returns</itunes:title><description><![CDATA[<p>Register for the next live Wealth Warehouse Webinar happening May 15th at 5pm Central time:&nbsp;</p><p><a href="https://us06web.zoom.us/meeting/register/_vPd96WSSrOS7LhEXiQyAQ" rel="noopener noreferrer" target="_blank">https://us06web.zoom.us/meeting/register/_vPd96WSSrOS7LhEXiQyAQ</a></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Nobody likes losing money – but in this economy, it hurts a little extra.</p><p><br></p><p>In this week’s episode, Dave and Paul explore some of the areas that we are losing money – and what you can do to turn those losses in <em>gains</em> for your personal banking system.</p><p><br></p><p>Interested how? Tune in to find out!</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p><br></p><p>0:00 - Introduction</p><p>0:54 - Episode beginning</p><p>2:53 - There’s so much more we can do</p><p>5:39 - Diving into the numbers</p><p>11:14 - Do you want your money to be re-useable?</p><p>18:29 - Where can I come up with 5% for my premium?</p><p>25:47 - Tuition and college savings</p><p>29:33 - Big expenditures</p><p>33:09 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>Register for the next live Wealth Warehouse Webinar happening May 15th at 5pm Central time:&nbsp;</p><p><a href="https://us06web.zoom.us/meeting/register/_vPd96WSSrOS7LhEXiQyAQ" rel="noopener noreferrer" target="_blank">https://us06web.zoom.us/meeting/register/_vPd96WSSrOS7LhEXiQyAQ</a></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Nobody likes losing money – but in this economy, it hurts a little extra.</p><p><br></p><p>In this week’s episode, Dave and Paul explore some of the areas that we are losing money – and what you can do to turn those losses in <em>gains</em> for your personal banking system.</p><p><br></p><p>Interested how? Tune in to find out!</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p><br></p><p>0:00 - Introduction</p><p>0:54 - Episode beginning</p><p>2:53 - There’s so much more we can do</p><p>5:39 - Diving into the numbers</p><p>11:14 - Do you want your money to be re-useable?</p><p>18:29 - Where can I come up with 5% for my premium?</p><p>25:47 - Tuition and college savings</p><p>29:33 - Big expenditures</p><p>33:09 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">2d9daea1-cb69-4cde-a031-7bd8e7c960d4</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 05 May 2025 06:00:00 -0500</pubDate><enclosure url="https://episodes.captivate.fm/episode/2d9daea1-cb69-4cde-a031-7bd8e7c960d4.mp3" length="82558080" type="audio/mpeg"/><itunes:duration>34:24</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>170</itunes:episode><podcast:episode>170</podcast:episode></item><item><title>Episode 168: Infinite Banking: Saving for Your Premium - April 2025 Live Webinar Replay</title><itunes:title>Episode 168: Infinite Banking: Saving for Your Premium - April 2025 Live Webinar Replay</itunes:title><description><![CDATA[<p>Register for the next live Wealth Warehouse Webinar happening May 15th at 5pm Central time:&nbsp;</p><p><a href="https://us06web.zoom.us/meeting/register/_vPd96WSSrOS7LhEXiQyAQ" rel="noopener noreferrer" target="_blank">https://us06web.zoom.us/meeting/register/_vPd96WSSrOS7LhEXiQyAQ</a></p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>In this week’s episode, Dave and Paul are once again giving you a look into their monthly IBC seminar complete with clients, prospects, professionals, businesses owners and more!</p><p><br></p><p>The guys discuss some foundational topics surrounding where you “store” your capital, as well as how you can sequence it and be more efficient with it when it comes to financing the things in life. Additionally, they field some questions from guests surrounding premium deposit funds, loan rates&nbsp; – and some more specific questions.&nbsp;</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>1:59 - First question: “Where do I store my capital as I save?”</p><p>7:27 - Put your saved money into outstanding loans</p><p>9:15 - Loan rates</p><p>18:55 - Premium deposit funds</p><p>23:24 - Income increases and HLV, “does a dividend amount buy more base?”</p><p>34:01 - How Scott got his employer to pay for his premium</p><p>45:30 - Creative ways to be efficient with your money</p><p>52:27 - Juvenile policy riders</p><p>55:22 - “Did you ever look at your premium as a bill?”</p><p>59:48 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>Register for the next live Wealth Warehouse Webinar happening May 15th at 5pm Central time:&nbsp;</p><p><a href="https://us06web.zoom.us/meeting/register/_vPd96WSSrOS7LhEXiQyAQ" rel="noopener noreferrer" target="_blank">https://us06web.zoom.us/meeting/register/_vPd96WSSrOS7LhEXiQyAQ</a></p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>In this week’s episode, Dave and Paul are once again giving you a look into their monthly IBC seminar complete with clients, prospects, professionals, businesses owners and more!</p><p><br></p><p>The guys discuss some foundational topics surrounding where you “store” your capital, as well as how you can sequence it and be more efficient with it when it comes to financing the things in life. Additionally, they field some questions from guests surrounding premium deposit funds, loan rates&nbsp; – and some more specific questions.&nbsp;</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>1:59 - First question: “Where do I store my capital as I save?”</p><p>7:27 - Put your saved money into outstanding loans</p><p>9:15 - Loan rates</p><p>18:55 - Premium deposit funds</p><p>23:24 - Income increases and HLV, “does a dividend amount buy more base?”</p><p>34:01 - How Scott got his employer to pay for his premium</p><p>45:30 - Creative ways to be efficient with your money</p><p>52:27 - Juvenile policy riders</p><p>55:22 - “Did you ever look at your premium as a bill?”</p><p>59:48 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">9688866d-9c5b-4881-a534-d578732a715f</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 28 Apr 2025 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/06306f39-8c40-4008-8b77-2fc725c9e001/WW-Audio-Edit-Ep-168.mp3" length="144944640" type="audio/mpeg"/><itunes:duration>01:00:24</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>169</itunes:episode><podcast:episode>169</podcast:episode></item><item><title>Episode 167: Infinite Banking: Time is of the Essence!</title><itunes:title>Episode 167: Infinite Banking: Time is of the Essence!</itunes:title><description><![CDATA[<p>Register for the next live Wealth Warehouse Webinar happening May 15th at 5pm Central time:&nbsp;</p><p><a href="https://us06web.zoom.us/meeting/register/_vPd96WSSrOS7LhEXiQyAQ" rel="noopener noreferrer" target="_blank">https://us06web.zoom.us/meeting/register/_vPd96WSSrOS7LhEXiQyAQ</a></p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>It’s your most precious resource.</p><p><br></p><p>And it means a whole lot when it comes to IBC and establishing your own banking system.</p><p><br></p><p>In this week’s episode, Dave and Paul detail some examples of why you shouldn’t wait for the “right” moment – instances where bad luck strikes right when it <em>really shouldn’t. </em></p><p><br></p><p>From “I’m still paying off my house” to concerns about your physical condition before you apply – the fellas will let you in on all the common excuses and obstacles – and why you shouldn’t let them slow you down from becoming an IBC practitioner.</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Catching up</p><p>1:58 - Time is of the essence</p><p>8:37 - Some common excuses and obstacles</p><p>12:04 - “I’m going to wait to lose some weight”</p><p>16:42 - “I’m trying to pay off the house”</p><p>21:23 - Why waiting is the WRONG answer</p><p>28:54 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>Register for the next live Wealth Warehouse Webinar happening May 15th at 5pm Central time:&nbsp;</p><p><a href="https://us06web.zoom.us/meeting/register/_vPd96WSSrOS7LhEXiQyAQ" rel="noopener noreferrer" target="_blank">https://us06web.zoom.us/meeting/register/_vPd96WSSrOS7LhEXiQyAQ</a></p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>It’s your most precious resource.</p><p><br></p><p>And it means a whole lot when it comes to IBC and establishing your own banking system.</p><p><br></p><p>In this week’s episode, Dave and Paul detail some examples of why you shouldn’t wait for the “right” moment – instances where bad luck strikes right when it <em>really shouldn’t. </em></p><p><br></p><p>From “I’m still paying off my house” to concerns about your physical condition before you apply – the fellas will let you in on all the common excuses and obstacles – and why you shouldn’t let them slow you down from becoming an IBC practitioner.</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Catching up</p><p>1:58 - Time is of the essence</p><p>8:37 - Some common excuses and obstacles</p><p>12:04 - “I’m going to wait to lose some weight”</p><p>16:42 - “I’m trying to pay off the house”</p><p>21:23 - Why waiting is the WRONG answer</p><p>28:54 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">a585b39a-c655-4aa5-84e6-cfe64cdb813e</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 21 Apr 2025 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/21111f58-b038-449c-95e2-2f7a3fa0a5c4/WW-Audio-Edit-EP-167.mp3" length="76149120" type="audio/mpeg"/><itunes:duration>31:44</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>168</itunes:episode><podcast:episode>168</podcast:episode></item><item><title>Episode 166: Infinite Banking: How Much Does it Take to Get Started with Infinite Banking?</title><itunes:title>Episode 166: Infinite Banking: How Much Does it Take to Get Started with Infinite Banking?</itunes:title><description><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Infinite Banking can be exciting to many people as a concept. Yet, putting it into action seems to be a hang-up for most investigating the prospect of creating their own banking system.</p><p><br></p><p>Chief among those obstacles to action is the question: “How much does it take to get started?”</p><p><br></p><p>Each situation is different – and everyone’s goals and plans for legacy are different. However, Dave and Paul take you through how you can find out what IBC will take to implement in your life, taking into account factors such as your income, age and goals.</p><p><br></p><p>Additionally, the fellas dig into income and how bankers and non-bankers alike should be viewing the money that they make during their peak earning years and beyond.</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>1:06 - Episode beginning</p><p>2:48 - Capitalization remorse</p><p>9:56 - “How much do I need to get started?”</p><p>11:45 - What % of your portfolio is outside of your reach?</p><p>13:06 - How big of a tax-free retirement bucket do you need?</p><p>15:36 - The years BEFORE retirement</p><p>21:08 - Correlating your assets (and retirement) w/ the market</p><p>25:40 - Thinking with the end in mind</p><p>35:18 - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Infinite Banking can be exciting to many people as a concept. Yet, putting it into action seems to be a hang-up for most investigating the prospect of creating their own banking system.</p><p><br></p><p>Chief among those obstacles to action is the question: “How much does it take to get started?”</p><p><br></p><p>Each situation is different – and everyone’s goals and plans for legacy are different. However, Dave and Paul take you through how you can find out what IBC will take to implement in your life, taking into account factors such as your income, age and goals.</p><p><br></p><p>Additionally, the fellas dig into income and how bankers and non-bankers alike should be viewing the money that they make during their peak earning years and beyond.</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>1:06 - Episode beginning</p><p>2:48 - Capitalization remorse</p><p>9:56 - “How much do I need to get started?”</p><p>11:45 - What % of your portfolio is outside of your reach?</p><p>13:06 - How big of a tax-free retirement bucket do you need?</p><p>15:36 - The years BEFORE retirement</p><p>21:08 - Correlating your assets (and retirement) w/ the market</p><p>25:40 - Thinking with the end in mind</p><p>35:18 - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">2959d9b8-a4f6-4f40-ad76-9a7d2033081f</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 14 Apr 2025 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/a1e19b50-4abf-4207-904f-2d989cd4b205/WW-Audio-Edit-EP-166.mp3" length="87498240" type="audio/mpeg"/><itunes:duration>36:27</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>167</itunes:episode><podcast:episode>167</podcast:episode></item><item><title>Episode 165: Infinite Banking: Cash is Trash! Or is it?</title><itunes:title>Episode 165: Infinite Banking: Cash is Trash! Or is it?</itunes:title><description><![CDATA[<p>Join us this Thursday, April 10th at 5pm Central time for our monthly live Webinar Q&amp;A! Register here:&nbsp;</p><p><a href="https://us06web.zoom.us/meeting/register/eRNExdY0SRmdJNasF51GmQ" rel="noopener noreferrer" target="_blank">https://us06web.zoom.us/meeting/register/eRNExdY0SRmdJNasF51GmQ</a></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>You may or may not have heard the phrase “cash is trash” in passing or even on the internet from financial influencers.</p><p><br></p><p>It’s a common sentiment among those in real estate, finfluencers, business owners and investors – and the idea isn’t completely <em>insane</em> – but if followed too closely, it can cause issues when it comes to jumping on an emerging opportunity, or even if a crisis or tragedy befalls you or your family.</p><p><br></p><p>In this week’s episode, Dave and Paul explore this idea of “cash is trash”, what you can take from it, what commentators mean when they say it – and most importantly, what it means for growing your wealth and your personal banking system.</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>1:07 - Episode beginning</p><p>5:02 - The advantage of having cash reserves</p><p>7:41 - “Cash is trash”</p><p>13:04 - The question is: “How much cash do you need?”</p><p>17:06 - Things a bank won’t lend you money for</p><p>22:23 - Investing in something with massive cash reserves</p><p>25:17 - Nelson’s example of “the logger”</p><p>31:24 - Recap: Is cash trash?</p><p>35:21 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>Join us this Thursday, April 10th at 5pm Central time for our monthly live Webinar Q&amp;A! Register here:&nbsp;</p><p><a href="https://us06web.zoom.us/meeting/register/eRNExdY0SRmdJNasF51GmQ" rel="noopener noreferrer" target="_blank">https://us06web.zoom.us/meeting/register/eRNExdY0SRmdJNasF51GmQ</a></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>You may or may not have heard the phrase “cash is trash” in passing or even on the internet from financial influencers.</p><p><br></p><p>It’s a common sentiment among those in real estate, finfluencers, business owners and investors – and the idea isn’t completely <em>insane</em> – but if followed too closely, it can cause issues when it comes to jumping on an emerging opportunity, or even if a crisis or tragedy befalls you or your family.</p><p><br></p><p>In this week’s episode, Dave and Paul explore this idea of “cash is trash”, what you can take from it, what commentators mean when they say it – and most importantly, what it means for growing your wealth and your personal banking system.</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>1:07 - Episode beginning</p><p>5:02 - The advantage of having cash reserves</p><p>7:41 - “Cash is trash”</p><p>13:04 - The question is: “How much cash do you need?”</p><p>17:06 - Things a bank won’t lend you money for</p><p>22:23 - Investing in something with massive cash reserves</p><p>25:17 - Nelson’s example of “the logger”</p><p>31:24 - Recap: Is cash trash?</p><p>35:21 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">d919a194-dbf1-4203-8c95-344cb8bf05b9</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 07 Apr 2025 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/db0b40af-6e20-4f5c-a6e2-60434ae1113b/WW-Audio-Edit-EP-165.mp3" length="89514240" type="audio/mpeg"/><itunes:duration>37:18</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>166</itunes:episode><podcast:episode>166</podcast:episode></item><item><title>Episode 164: Infinite Banking: Reframing Common IBC Objections</title><itunes:title>Episode 164: Infinite Banking: Reframing Common IBC Objections</itunes:title><description><![CDATA[<p>Is Infinite Banking really too good to be true? Or are the naysayers just missing the bigger picture?</p><p><br></p><p>In this episode, Dave and Paul cover some of the most common objections they’ve encountered when discussing IBC with those who don’t have their own banking system (yet).</p><p><br></p><p>From skeptics who believe they don’t need a death benefit because they already have enough assets to those who think a traditional bank loan is the better option—Dave and Paul examine all of these critiques and a few more that you may hear at Thanksgiving dinner or from that one Uncle..</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Catching up</p><p>3:52 - Episode beginning</p><p>7:01 - “You fill in the blanks over time”</p><p>8:04 - “Buy term and invest the difference”</p><p>11:18 - “You’re just in this for the commissions”</p><p>15:59 - “I can get a lower interest loan from the bank”</p><p>19:56 - “I have enough assets”</p><p>28:27 - How to deal with naysayers</p><p>30:41 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>Is Infinite Banking really too good to be true? Or are the naysayers just missing the bigger picture?</p><p><br></p><p>In this episode, Dave and Paul cover some of the most common objections they’ve encountered when discussing IBC with those who don’t have their own banking system (yet).</p><p><br></p><p>From skeptics who believe they don’t need a death benefit because they already have enough assets to those who think a traditional bank loan is the better option—Dave and Paul examine all of these critiques and a few more that you may hear at Thanksgiving dinner or from that one Uncle..</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Catching up</p><p>3:52 - Episode beginning</p><p>7:01 - “You fill in the blanks over time”</p><p>8:04 - “Buy term and invest the difference”</p><p>11:18 - “You’re just in this for the commissions”</p><p>15:59 - “I can get a lower interest loan from the bank”</p><p>19:56 - “I have enough assets”</p><p>28:27 - How to deal with naysayers</p><p>30:41 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">9d13370d-aaf4-4ac8-bdac-d90fb8064bb3</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 31 Mar 2025 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/12e6dee4-2c21-4f88-b449-94b5110973ab/WW-Audio-Edit-EP-164.mp3" length="78115200" type="audio/mpeg"/><itunes:duration>32:33</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>165</itunes:episode><podcast:episode>165</podcast:episode></item><item><title>Episode 163: Infinite Banking: Policy Loans - March 2025 Live Webinar Replay</title><itunes:title>Episode 163: Infinite Banking: Policy Loans - March 2025 Live Webinar Replay</itunes:title><description><![CDATA[<p>In this week’s special episode, Dave and Paul share their most recent webinar!</p><p>In this one-hour discussion, the fellas focused on the larger topic of <em>policy loans</em> but also fielded questions about MECs, synchronizing payments, policy management and much more!</p><p>In addition to getting exposed to some other IBC users, you’ll also get to hear from them and why they like policy loans – and what they’re doing to create (or upgrade) their own banking system.</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Intro</p><p>3:15 - Policy loans</p><p>8:34 - What is a policy loan?</p><p>18:13 - (To Will) “Why take a policy loan and not a bank loan?”</p><p>19:44 - (To David) “Why take a policy loan and not a bank loan?”</p><p>23:19 - Listener question about MECs</p><p>28:42 - When PUA needs to be paid (during policy initiation)</p><p>31:01 - Follow-up on the PUA question</p><p>32:20 - Some other reasons Dave likes policy loans</p><p>35:18 - You can use policy loans for any purpose</p><p>37:27 - There’s value to having cash</p><p>43:09 - “There isn’t better leverage available”</p><p>44:56 - HELOC question</p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>In this week’s special episode, Dave and Paul share their most recent webinar!</p><p>In this one-hour discussion, the fellas focused on the larger topic of <em>policy loans</em> but also fielded questions about MECs, synchronizing payments, policy management and much more!</p><p>In addition to getting exposed to some other IBC users, you’ll also get to hear from them and why they like policy loans – and what they’re doing to create (or upgrade) their own banking system.</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Intro</p><p>3:15 - Policy loans</p><p>8:34 - What is a policy loan?</p><p>18:13 - (To Will) “Why take a policy loan and not a bank loan?”</p><p>19:44 - (To David) “Why take a policy loan and not a bank loan?”</p><p>23:19 - Listener question about MECs</p><p>28:42 - When PUA needs to be paid (during policy initiation)</p><p>31:01 - Follow-up on the PUA question</p><p>32:20 - Some other reasons Dave likes policy loans</p><p>35:18 - You can use policy loans for any purpose</p><p>37:27 - There’s value to having cash</p><p>43:09 - “There isn’t better leverage available”</p><p>44:56 - HELOC question</p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">bd74bb39-5913-4e19-9865-00100451e4f9</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 24 Mar 2025 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/199c94ae-8518-474f-aa6d-3517bc900450/WW-Audio-Edit-Ep-163.mp3" length="137030400" type="audio/mpeg"/><itunes:duration>57:06</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>164</itunes:episode><podcast:episode>164</podcast:episode></item><item><title>Episode 162: Infinite Banking: The Advantages of Getting Policies on Your Kids</title><itunes:title>Episode 162: Infinite Banking: The Advantages of Getting Policies on Your Kids</itunes:title><description><![CDATA[<p>IBC is in the best position to thrive when it’s started early.</p><p>In this week’s episode, Dave and Paul discuss juvenile policies – how to properly set them up and what you should watch out for – or avoid. </p><p>More importantly, is the “why” for juvenile policies. What are the specific benefits that you and the next generation can gain? </p><p>You’ll also get to hear about how this can be a surefire way to ensure your children (and their children) will be millionaires – and how to properly handle that great responsibility.&nbsp;</p><p><strong>Episode Highlights:</strong></p><p>0:00 - Catching up</p><p>1:54 - Juvenile policies (opener)</p><p>2:21 - Why?</p><p>5:00 - Underwriting problems are minimized</p><p>7:53 - Typical premium for juvenile policies</p><p>8:51 - The tax-free build-up over time</p><p>13:18 - The generation paying the premiums..</p><p>15:03 - When death benefit occurs..</p><p>17:03 - Procludes any need for social security</p><p>19:25 - Estate planning is greatly simplified</p><p>23:21 - “Wealth mentality”</p><p>26:04 - Promotes the understanding of stewardship</p><p>32:24 - OPAI</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>IBC is in the best position to thrive when it’s started early.</p><p>In this week’s episode, Dave and Paul discuss juvenile policies – how to properly set them up and what you should watch out for – or avoid. </p><p>More importantly, is the “why” for juvenile policies. What are the specific benefits that you and the next generation can gain? </p><p>You’ll also get to hear about how this can be a surefire way to ensure your children (and their children) will be millionaires – and how to properly handle that great responsibility.&nbsp;</p><p><strong>Episode Highlights:</strong></p><p>0:00 - Catching up</p><p>1:54 - Juvenile policies (opener)</p><p>2:21 - Why?</p><p>5:00 - Underwriting problems are minimized</p><p>7:53 - Typical premium for juvenile policies</p><p>8:51 - The tax-free build-up over time</p><p>13:18 - The generation paying the premiums..</p><p>15:03 - When death benefit occurs..</p><p>17:03 - Procludes any need for social security</p><p>19:25 - Estate planning is greatly simplified</p><p>23:21 - “Wealth mentality”</p><p>26:04 - Promotes the understanding of stewardship</p><p>32:24 - OPAI</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">e5aed3d3-07e2-4e68-89aa-1db869480720</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 17 Mar 2025 11:30:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/50473b7e-3585-4e59-a87a-4f58d544b302/WW-Audio-Edit-Ep-162-1.mp3" length="94159680" type="audio/mpeg"/><itunes:duration>39:14</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>163</itunes:episode><podcast:episode>163</podcast:episode></item><item><title>Episode 161: Infinite Banking: What&apos;s So Great About the Infinite Banking Concept?</title><itunes:title>Episode 161: Infinite Banking: What&apos;s So Great About the Infinite Banking Concept?</itunes:title><description><![CDATA[<p>"Register here for the upcoming Wealth Warehouse Webinar on March 13th at 5pm CST:&nbsp;</p><p>https://us06web.zoom.us/meeting/register/vbmPK1YvQQObamAXPUle2Q#/registration</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>With so much focus on the details, it can be easy to lose sight of the major “why” for Infinite Banking. </p><p><br></p><p>In this week’s episode, Dave and Paul share what they really enjoy about Infinite Banking – and what <em>really</em> makes it work for them. From peace of mind in case of emergencies or the unexpected, to the process itself and the features (and opportunities!) you have access to when you’re your own banker.</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>1:39 - Episode beginning</p><p>6:02 - How Paul starting planning for retirement</p><p>8:02 - “Why would I want to do this?”</p><p>11:15 - The policy loan feature</p><p>16:24 - “It gives you a license to spend”</p><p>17:25 - If you have a paid off house in retirement</p><p>21:13 - This only enhances what you’re doing</p><p>25:22 - What IBC does for business owners</p><p>28:22 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>"Register here for the upcoming Wealth Warehouse Webinar on March 13th at 5pm CST:&nbsp;</p><p>https://us06web.zoom.us/meeting/register/vbmPK1YvQQObamAXPUle2Q#/registration</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>With so much focus on the details, it can be easy to lose sight of the major “why” for Infinite Banking. </p><p><br></p><p>In this week’s episode, Dave and Paul share what they really enjoy about Infinite Banking – and what <em>really</em> makes it work for them. From peace of mind in case of emergencies or the unexpected, to the process itself and the features (and opportunities!) you have access to when you’re your own banker.</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>1:39 - Episode beginning</p><p>6:02 - How Paul starting planning for retirement</p><p>8:02 - “Why would I want to do this?”</p><p>11:15 - The policy loan feature</p><p>16:24 - “It gives you a license to spend”</p><p>17:25 - If you have a paid off house in retirement</p><p>21:13 - This only enhances what you’re doing</p><p>25:22 - What IBC does for business owners</p><p>28:22 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">4b5f94c1-b5ed-46eb-b0c6-68abaecce42e</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 10 Mar 2025 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/65ff516b-36f8-4679-aad0-453997140f37/WW-Audio-Edit-EP-161.mp3" length="72057600" type="audio/mpeg"/><itunes:duration>30:01</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>162</itunes:episode><podcast:episode>162</podcast:episode></item><item><title>Episode 160: Infinite Banking: Why Paying Off Your Mortgage Could Be A Really Bad Idea</title><itunes:title>Episode 160: Infinite Banking: Why Paying Off Your Mortgage Could Be A Really Bad Idea</itunes:title><description><![CDATA[<p>"Register here for the upcoming Wealth Warehouse Webinar on March 13th at 5pm CST:&nbsp;</p><p>https://us06web.zoom.us/meeting/register/vbmPK1YvQQObamAXPUle2Q#/registration</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>In this week’s episode, Dave and Paul examine a box that most people <em>always</em> want to check: paying off their house.</p><p><br></p><p>The reality is, prioritizing these payments could be a big mistake – and Paul shares a real-life story that details just how it can happen.</p><p><br></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(0:54) - Episode beginning</p><p>(4:43) - Processing the IBC process</p><p>(5:47) - A liquidity story</p><p>(8:43) - Mistake #1</p><p>(10:08) - “Cash is king”</p><p>(15:05) - Not all loans are created equal</p><p>(20:42) - It’s all about the way you think</p><p>(24:22) - The future is unknown</p><p>(25:50) - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>"Register here for the upcoming Wealth Warehouse Webinar on March 13th at 5pm CST:&nbsp;</p><p>https://us06web.zoom.us/meeting/register/vbmPK1YvQQObamAXPUle2Q#/registration</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>In this week’s episode, Dave and Paul examine a box that most people <em>always</em> want to check: paying off their house.</p><p><br></p><p>The reality is, prioritizing these payments could be a big mistake – and Paul shares a real-life story that details just how it can happen.</p><p><br></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(0:54) - Episode beginning</p><p>(4:43) - Processing the IBC process</p><p>(5:47) - A liquidity story</p><p>(8:43) - Mistake #1</p><p>(10:08) - “Cash is king”</p><p>(15:05) - Not all loans are created equal</p><p>(20:42) - It’s all about the way you think</p><p>(24:22) - The future is unknown</p><p>(25:50) - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">47a21982-519e-4bb3-bd1a-111e6fe23856</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 03 Mar 2025 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/2debaf57-942d-4a6e-81a0-1a944845302e/WW-Audio-Edit-EP-160.mp3" length="63456000" type="audio/mpeg"/><itunes:duration>26:26</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>161</itunes:episode><podcast:episode>161</podcast:episode></item><item><title>Episode 159: Infinite Banking: Replay of the Live Wealth Warehouse Webinar Q&amp;A</title><itunes:title>Episode 159: Infinite Banking: Replay of the Live Wealth Warehouse Webinar Q&amp;A</itunes:title><description><![CDATA[<p>"Register here for the upcoming Wealth Warehouse Webinar on March 13th at 5pm CST:&nbsp;</p><p>https://us06web.zoom.us/meeting/register/vbmPK1YvQQObamAXPUle2Q#/registration</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>In this week’s episode – you get a special sneak-peek into a Wealth Warehouse webinar hosted by Dave and Paul!</p><p><br></p><p>The guys field questions from IBC practitioners and prospects alike. From how both Dave and Paul first got involved in IBC, to “how is income verified?”, youth whole-life policies, expanding your system – and much more!</p><p><br></p><p>This is a great episode for newcomers to the podcast and Infinite Banking alike!</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>1:04 - Episode beginning</p><p>2:27 - Start of the webinar</p><p>5:14 - “Why did you get involved with IBC?”</p><p>9:55 - Your money needs to reside somewhere</p><p>10:45 - Financing, investing and opportunities</p><p>15:47 - “How is income verified?”</p><p>19:13 - Term conversion process</p><p>20:58 - Youth whole-life policies</p><p>30:09 - Balancing income and premium</p><p>36:23 - Converting an existing policy into an IBC policy</p><p>38:19 - Converting term insurance</p><p>40:21 - Expanding your system</p><p>41:37 - IBC design vs. traditional whole-life policies</p><p>44:00 - LPUA vs. FPUA</p><p>45:36 - Age isn’t a factor</p><p>51:45 - Better to start with smaller policies or one big one?</p><p>56:37 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>"Register here for the upcoming Wealth Warehouse Webinar on March 13th at 5pm CST:&nbsp;</p><p>https://us06web.zoom.us/meeting/register/vbmPK1YvQQObamAXPUle2Q#/registration</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>In this week’s episode – you get a special sneak-peek into a Wealth Warehouse webinar hosted by Dave and Paul!</p><p><br></p><p>The guys field questions from IBC practitioners and prospects alike. From how both Dave and Paul first got involved in IBC, to “how is income verified?”, youth whole-life policies, expanding your system – and much more!</p><p><br></p><p>This is a great episode for newcomers to the podcast and Infinite Banking alike!</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>1:04 - Episode beginning</p><p>2:27 - Start of the webinar</p><p>5:14 - “Why did you get involved with IBC?”</p><p>9:55 - Your money needs to reside somewhere</p><p>10:45 - Financing, investing and opportunities</p><p>15:47 - “How is income verified?”</p><p>19:13 - Term conversion process</p><p>20:58 - Youth whole-life policies</p><p>30:09 - Balancing income and premium</p><p>36:23 - Converting an existing policy into an IBC policy</p><p>38:19 - Converting term insurance</p><p>40:21 - Expanding your system</p><p>41:37 - IBC design vs. traditional whole-life policies</p><p>44:00 - LPUA vs. FPUA</p><p>45:36 - Age isn’t a factor</p><p>51:45 - Better to start with smaller policies or one big one?</p><p>56:37 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">62fa2a50-0c33-477c-813c-8833cac872d5</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 24 Feb 2025 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/9efbb4f6-eb97-4fd3-bc5a-1dd9edde9328/WW-Audio-Edit-EP-159.mp3" length="137013120" type="audio/mpeg"/><itunes:duration>57:05</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>160</itunes:episode><podcast:episode>160</podcast:episode></item><item><title>Episode 158: Infinite Banking: 7 Points That Must Be Considered (Part II)</title><itunes:title>Episode 158: Infinite Banking: 7 Points That Must Be Considered (Part II)</itunes:title><description><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Before you begin your own banking system. </p><p><br></p><p>Before you achieve financial freedom and establish a legacy for your family..</p><p><br></p><p>You need to read “Becoming Your Own Banker” by Nelson Nash.</p><p><br></p><p>Just like you, the fellas are busy – so they understand why people may only take a quick glance at IBC. Not to mention, it can take some time for it to “sink in”.</p><p><br></p><p>In this week’s follow-up episode, the guys are continuing their speedrun of the IBC process with Nelson Nash’s ‘7 Points to Consider’.</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:46 - The government “creating” a problem</p><p>4:09 - Your POV on ‘the system’</p><p>8:01 - “Wealth has to reside somewhere”</p><p>17:17 - “You finance everything you buy”</p><p>22:25 - “Your need for finance..”</p><p>26:22 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Before you begin your own banking system. </p><p><br></p><p>Before you achieve financial freedom and establish a legacy for your family..</p><p><br></p><p>You need to read “Becoming Your Own Banker” by Nelson Nash.</p><p><br></p><p>Just like you, the fellas are busy – so they understand why people may only take a quick glance at IBC. Not to mention, it can take some time for it to “sink in”.</p><p><br></p><p>In this week’s follow-up episode, the guys are continuing their speedrun of the IBC process with Nelson Nash’s ‘7 Points to Consider’.</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:46 - The government “creating” a problem</p><p>4:09 - Your POV on ‘the system’</p><p>8:01 - “Wealth has to reside somewhere”</p><p>17:17 - “You finance everything you buy”</p><p>22:25 - “Your need for finance..”</p><p>26:22 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">adbedcf2-3930-4537-b844-8b7a1f292189</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 17 Feb 2025 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/52bc794e-7cfd-4a4d-97cb-f1c9a2e2e8d2/WW-Audio-Edit-EP-158.mp3" length="65966400" type="audio/mpeg"/><itunes:duration>27:29</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>159</itunes:episode><podcast:episode>159</podcast:episode></item><item><title>Episode 157: Infinite Banking: 7 Points That Must Be Considered (Part I)</title><itunes:title>Episode 157: Infinite Banking: 7 Points That Must Be Considered (Part I)</itunes:title><description><![CDATA[<p>Join our Wealth Warehouse Webinar live on February 13th at 4:30pm CST/5:30PM EST via the link below:</p><p><a href="https://us06web.zoom.us/j/82829087795" rel="noopener noreferrer" target="_blank">https://us06web.zoom.us/j/82829087795</a></p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Before you begin your own banking system. </p><p><br></p><p>Before you achieve financial freedom and establish a legacy for your family..</p><p><br></p><p>You need to read “Becoming Your Own Banker” by Nelson Nash.</p><p><br></p><p>Just like you, the fellas are busy – so they understand why people may only take a quick glance at IBC. Not to mention, it can take some time for it to “sink in”.</p><p><br></p><p>To speed up this process, Dave and Paul have found a shortcut to that initial “handshake” with IBC when you’re reading ‘Becoming Your Own Banker’. In this week’s episode, they detail how you can get a quick grip on the concept with Nelson Nash’s very own, ‘7 Points to Consider’.</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>1:17 - Episode beginning</p><p>2:42 - “The one thing I wish I done..”</p><p>7:23 - Reasons why you should do IBC</p><p>10:08 - “There are only 2 sources of income..”</p><p>14:50 - Creating a passive income stream</p><p>17:04 - Don’t be afraid to capitalize</p><p>18:35 - Owning your OWN banking system</p><p>23:47 - “Don’t do business with banks”</p><p>24:42 - “When a government creates a problem…”</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>Join our Wealth Warehouse Webinar live on February 13th at 4:30pm CST/5:30PM EST via the link below:</p><p><a href="https://us06web.zoom.us/j/82829087795" rel="noopener noreferrer" target="_blank">https://us06web.zoom.us/j/82829087795</a></p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Before you begin your own banking system. </p><p><br></p><p>Before you achieve financial freedom and establish a legacy for your family..</p><p><br></p><p>You need to read “Becoming Your Own Banker” by Nelson Nash.</p><p><br></p><p>Just like you, the fellas are busy – so they understand why people may only take a quick glance at IBC. Not to mention, it can take some time for it to “sink in”.</p><p><br></p><p>To speed up this process, Dave and Paul have found a shortcut to that initial “handshake” with IBC when you’re reading ‘Becoming Your Own Banker’. In this week’s episode, they detail how you can get a quick grip on the concept with Nelson Nash’s very own, ‘7 Points to Consider’.</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>1:17 - Episode beginning</p><p>2:42 - “The one thing I wish I done..”</p><p>7:23 - Reasons why you should do IBC</p><p>10:08 - “There are only 2 sources of income..”</p><p>14:50 - Creating a passive income stream</p><p>17:04 - Don’t be afraid to capitalize</p><p>18:35 - Owning your OWN banking system</p><p>23:47 - “Don’t do business with banks”</p><p>24:42 - “When a government creates a problem…”</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">a19b0709-887c-4eea-b0c7-82321ffa6e4a</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 10 Feb 2025 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/d8416595-7e00-47fd-83b7-60d6fbe77dc8/WW-Audio-Edit-Ep-157.mp3" length="63235200" type="audio/mpeg"/><itunes:duration>26:21</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>158</itunes:episode><podcast:episode>158</podcast:episode></item><item><title>Episode 156: Infinite Banking: The Traits of Highly Successful IBC Users</title><itunes:title>Episode 156: Infinite Banking: The Traits of Highly Successful IBC Users</itunes:title><description><![CDATA[<p>Join our Wealth Warehouse Webinar live on February 13th at 4:30pm CST/5:30PM EST via the link below:</p><p><a href="https://us06web.zoom.us/j/82829087795" rel="noopener noreferrer" target="_blank">https://us06web.zoom.us/j/82829087795</a></p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Getting started with IBC is a big step in the right direction – but it doesn’t end there.</p><p><br></p><p>When it comes to how you’re <em>applying</em> the Infinite Banking Concept, there are still winners and losers.</p><p><br></p><p>In this Dave and Paul circle back to the core pillars of IBC and what it means to <em>really</em> be your own banker. From “re-thinking your thinking”, to “don’t do business with banks” and “don’t steal the peas” – you’ll have all of the fundamental tenets you need (and need to remember) – to truly be successful with your policy.</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:55 - Episode beginning</p><p>2:39 - “What makes somebody successful at IBC?”</p><p>3:29 - “Think long range”</p><p>7:14 - Don’t be afraid to capitalize</p><p>9:05 - Don’t steal the peas</p><p>10:43 - Don’t do business with banks</p><p>12:39 - Re-think your thinking</p><p>18:16 - Be prepared for windfalls</p><p>19:37 - Where you get your advice</p><p>21:03 - Focusing on the process (not the product)</p><p>22:35 - “All money is borrowed money”</p><p>25:58 - The “all or nothing” mentality</p><p>30:10 - Episode wrap-up</p><p>29:18 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>Join our Wealth Warehouse Webinar live on February 13th at 4:30pm CST/5:30PM EST via the link below:</p><p><a href="https://us06web.zoom.us/j/82829087795" rel="noopener noreferrer" target="_blank">https://us06web.zoom.us/j/82829087795</a></p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Getting started with IBC is a big step in the right direction – but it doesn’t end there.</p><p><br></p><p>When it comes to how you’re <em>applying</em> the Infinite Banking Concept, there are still winners and losers.</p><p><br></p><p>In this Dave and Paul circle back to the core pillars of IBC and what it means to <em>really</em> be your own banker. From “re-thinking your thinking”, to “don’t do business with banks” and “don’t steal the peas” – you’ll have all of the fundamental tenets you need (and need to remember) – to truly be successful with your policy.</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:55 - Episode beginning</p><p>2:39 - “What makes somebody successful at IBC?”</p><p>3:29 - “Think long range”</p><p>7:14 - Don’t be afraid to capitalize</p><p>9:05 - Don’t steal the peas</p><p>10:43 - Don’t do business with banks</p><p>12:39 - Re-think your thinking</p><p>18:16 - Be prepared for windfalls</p><p>19:37 - Where you get your advice</p><p>21:03 - Focusing on the process (not the product)</p><p>22:35 - “All money is borrowed money”</p><p>25:58 - The “all or nothing” mentality</p><p>30:10 - Episode wrap-up</p><p>29:18 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">1795d3a6-ecc6-4f53-a78e-9ad79a4f2cd6</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 03 Feb 2025 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/a6e8dbdc-9bdc-4464-bb39-430aa1cea601/WW-Audio-Edit-EP-156.mp3" length="73690560" type="audio/mpeg"/><itunes:duration>30:42</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>157</itunes:episode><podcast:episode>157</podcast:episode></item><item><title>Episode 155: Infinite Banking: How a Former Army Ranger Got His Employer to Pay His Life Insurance Premium</title><itunes:title>Episode 155: Infinite Banking: How a Former Army Ranger Got His Employer to Pay His Life Insurance Premium</itunes:title><description><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>In this week’s episode, Dave and Paul sit down with a special guest to explore his IBC journey and what he’s learned from his policy-building and IBC journey to his business-building experience using the Infinite Banking System!</p><p><br></p><p>Our guest today, Scott McKay, is a retired Army Lieutenant Colonel who served in Special Operations and conventional Infantry formations for twenty years. After retiring and moving to Colorado Springs, Colorado he joined a private software development company as a Program Manager. He and his wife are the owners and operators of Aspen Aesthetics + Wellness, a boutique style medical aesthetics and wellness medspa (www.aspen-elevated.com).</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:55 - Episode beginning</p><p>1:41 - Some background on Scott</p><p>5:08 - Scott’s IBC journey</p><p>8:46 - Scott’s business-building experience</p><p>12:18 - Using IBC to START the business</p><p>16:55 - Loans and life insurance</p><p>19:04 - Access to liquid capital</p><p>24:35 - “It’s not an investment”</p><p>28:31 - Getting your employer to pay for your life insurance</p><p>34:06 - Knowing when you’re ready for more policies</p><p>36:14 - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>In this week’s episode, Dave and Paul sit down with a special guest to explore his IBC journey and what he’s learned from his policy-building and IBC journey to his business-building experience using the Infinite Banking System!</p><p><br></p><p>Our guest today, Scott McKay, is a retired Army Lieutenant Colonel who served in Special Operations and conventional Infantry formations for twenty years. After retiring and moving to Colorado Springs, Colorado he joined a private software development company as a Program Manager. He and his wife are the owners and operators of Aspen Aesthetics + Wellness, a boutique style medical aesthetics and wellness medspa (www.aspen-elevated.com).</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:55 - Episode beginning</p><p>1:41 - Some background on Scott</p><p>5:08 - Scott’s IBC journey</p><p>8:46 - Scott’s business-building experience</p><p>12:18 - Using IBC to START the business</p><p>16:55 - Loans and life insurance</p><p>19:04 - Access to liquid capital</p><p>24:35 - “It’s not an investment”</p><p>28:31 - Getting your employer to pay for your life insurance</p><p>34:06 - Knowing when you’re ready for more policies</p><p>36:14 - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">7248a393-bfb8-47d6-b3f5-f9ed65eb9e1d</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 27 Jan 2025 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/3ca35613-4180-4ed4-949b-60d50e225c36/WW-Episode-155-converted.mp3" length="89794568" type="audio/mpeg"/><itunes:duration>37:27</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>156</itunes:episode><podcast:episode>156</podcast:episode></item><item><title>Episode 154: Infinite Banking: How to Find the Right IBC Advisor</title><itunes:title>Episode 154: Infinite Banking: How to Find the Right IBC Advisor</itunes:title><description><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>It’s something we should all worry about when it comes to financial advice:</p><p><br></p><p>“Is this really what I should be doing?”</p><p><br></p><p>So, when it comes time to pick an advisor, there are some things you can look out for that will give you invaluable insight into whether or not this person <em>actually knows what they’re talking about</em>. </p><p><br></p><p>And who better to outline what you should be looking/listening for than Dave and Paul? Tune in to see how you can tell the pros from the pretenders!</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>1:07 - Episode beginning</p><p>2:05 - Talking about the previous year..</p><p>7:31 - 7 million in, a quarter BILLION comes out</p><p>8:39 - Finding an advisor</p><p>9:58 - How do you know if your advisor is legit?</p><p>15:47 - Are they authorized?</p><p>16:47 - Experience level</p><p>18:40 - Ongoing support and specific expertise</p><p>21:59 - “Do they have a process?”</p><p>23:34 - Do they require you to understand IBC first?</p><p>24:49 - Designing your policy</p><p>28:36 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>It’s something we should all worry about when it comes to financial advice:</p><p><br></p><p>“Is this really what I should be doing?”</p><p><br></p><p>So, when it comes time to pick an advisor, there are some things you can look out for that will give you invaluable insight into whether or not this person <em>actually knows what they’re talking about</em>. </p><p><br></p><p>And who better to outline what you should be looking/listening for than Dave and Paul? Tune in to see how you can tell the pros from the pretenders!</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>1:07 - Episode beginning</p><p>2:05 - Talking about the previous year..</p><p>7:31 - 7 million in, a quarter BILLION comes out</p><p>8:39 - Finding an advisor</p><p>9:58 - How do you know if your advisor is legit?</p><p>15:47 - Are they authorized?</p><p>16:47 - Experience level</p><p>18:40 - Ongoing support and specific expertise</p><p>21:59 - “Do they have a process?”</p><p>23:34 - Do they require you to understand IBC first?</p><p>24:49 - Designing your policy</p><p>28:36 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">16365a72-41c5-4507-8de4-0e88ce7187ce</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 20 Jan 2025 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/015f66a9-f8e8-4dab-9e26-e77eb73e227a/WW-Audio-Edit-Ep-154.mp3" length="75270720" type="audio/mpeg"/><itunes:duration>31:22</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>155</itunes:episode><podcast:episode>155</podcast:episode></item><item><title>Episode 153: Infinite Banking: Research Report - the Value of Adding Whole Life Insurance to your Portfolio</title><itunes:title>Episode 153: Infinite Banking: Research Report - the Value of Adding Whole Life Insurance to your Portfolio</itunes:title><description><![CDATA[<p>Becoming Your Own Banker by Nelson Nash: </p><p>https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</p><p><br></p><p>Visit our website: </p><p><br></p><p>https://www.thewealthwarehousepodcast.com/</p><p><br></p><p>In this episode of Wealth Warehouse, hosts Dave and Paul dive into a fascinating new report from Ernst &amp; Young (EY) that sheds light on the evolving role of whole life insurance in retirement planning and investments. They unpack key takeaways from the report, titled "How Life Insurers Can Provide Differentiated Retirement Benefits", and explore how these insights align with the Infinite Banking philosophy.</p><p><br></p><p>From the challenges facing traditional retirement strategies to the unique opportunities whole life insurance can offer, Dave and Paul break down the complex world of insurance-backed financial planning in an easy-to-understand and actionable way.</p><p><br></p><p>https://www.ey.com/en_us/insights/insurance/how-life-insurers-can-provide-differentiated-retirement-benefits</p><p><br></p><p>Episode Highlights:</p><p><br></p><p>0:00 - Introduction</p><p>1:31 - Episode beginning</p><p>3:26 - EY’s report on whole life insurance</p><p>8:54 - Why use whole life vs. universal?</p><p>10:04 - Deferred income annuities and pensions</p><p>16:01 - Examining the“35 yr. old couple” simulation</p><p>21:00 - Looking at “10% whole life, 90% investments”</p><p><br></p><p><br></p><p>ABOUT YOUR HOSTS:</p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p> </p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p> </p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p> </p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website: </p><p><br></p><p>https://www.thewealthwarehousepodcast.com/</p><p> </p><p>Catch up with David and Paul, visit the links below!</p><p> </p><p>Website: </p><p> </p><p>https://infinitebanking.org/agents/Fugere494</p><p> </p><p>https://infinitebanking.org/agents/Befort399</p><p> </p><p>LinkedIn:</p><p> </p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p> </p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p> </p><p>Email:</p><p> </p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>Becoming Your Own Banker by Nelson Nash: </p><p>https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</p><p><br></p><p>Visit our website: </p><p><br></p><p>https://www.thewealthwarehousepodcast.com/</p><p><br></p><p>In this episode of Wealth Warehouse, hosts Dave and Paul dive into a fascinating new report from Ernst &amp; Young (EY) that sheds light on the evolving role of whole life insurance in retirement planning and investments. They unpack key takeaways from the report, titled "How Life Insurers Can Provide Differentiated Retirement Benefits", and explore how these insights align with the Infinite Banking philosophy.</p><p><br></p><p>From the challenges facing traditional retirement strategies to the unique opportunities whole life insurance can offer, Dave and Paul break down the complex world of insurance-backed financial planning in an easy-to-understand and actionable way.</p><p><br></p><p>https://www.ey.com/en_us/insights/insurance/how-life-insurers-can-provide-differentiated-retirement-benefits</p><p><br></p><p>Episode Highlights:</p><p><br></p><p>0:00 - Introduction</p><p>1:31 - Episode beginning</p><p>3:26 - EY’s report on whole life insurance</p><p>8:54 - Why use whole life vs. universal?</p><p>10:04 - Deferred income annuities and pensions</p><p>16:01 - Examining the“35 yr. old couple” simulation</p><p>21:00 - Looking at “10% whole life, 90% investments”</p><p><br></p><p><br></p><p>ABOUT YOUR HOSTS:</p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p> </p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p> </p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p> </p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website: </p><p><br></p><p>https://www.thewealthwarehousepodcast.com/</p><p> </p><p>Catch up with David and Paul, visit the links below!</p><p> </p><p>Website: </p><p> </p><p>https://infinitebanking.org/agents/Fugere494</p><p> </p><p>https://infinitebanking.org/agents/Befort399</p><p> </p><p>LinkedIn:</p><p> </p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p> </p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p> </p><p>Email:</p><p> </p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">c840df6a-919d-460e-a780-d4b43bb32891</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 13 Jan 2025 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/ef49d28d-041b-4b4d-98c7-f4a32eb2eee6/WW-Audio-Edit-EP-153.mp3" length="82102080" type="audio/mpeg"/><itunes:duration>34:13</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>154</itunes:episode><podcast:episode>154</podcast:episode></item><item><title>Episode 152: Infinite Banking: Steps You Can Take in 2025 for Financial Success</title><itunes:title>Episode 152: Infinite Banking: Steps You Can Take in 2025 for Financial Success</itunes:title><description><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Happy New Year from the <em>Wealth Warehouse Podcast</em>! In this first episode of 2025, Dave and Paul dive into actionable steps to kickstart your financial growth this year.</p><p><br></p><p>From foundational moves like increasing your income and having access to your income (in the first place) to basic housekeeping like checking your expenses and finding like-minded IBC people – this episode is perfect for newcomers and practitioners alike to help them along their Infinite Banking journey!</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Catching up</p><p>4:25 - A few easy things to do for the New Year</p><p>10:28 - Upgrade your savings vehicle</p><p>14:49 - Surround yourself with like-minded people</p><p>21:11 - Increase your income</p><p>27:47 - Access to capital</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Happy New Year from the <em>Wealth Warehouse Podcast</em>! In this first episode of 2025, Dave and Paul dive into actionable steps to kickstart your financial growth this year.</p><p><br></p><p>From foundational moves like increasing your income and having access to your income (in the first place) to basic housekeeping like checking your expenses and finding like-minded IBC people – this episode is perfect for newcomers and practitioners alike to help them along their Infinite Banking journey!</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Catching up</p><p>4:25 - A few easy things to do for the New Year</p><p>10:28 - Upgrade your savings vehicle</p><p>14:49 - Surround yourself with like-minded people</p><p>21:11 - Increase your income</p><p>27:47 - Access to capital</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">eec4838d-61b8-4174-a220-5afdcf54b599</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 06 Jan 2025 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/064ea1bd-76f8-4839-9364-0a3d915aa115/WW-Audio-Edit-EP-152.mp3" length="75070080" type="audio/mpeg"/><itunes:duration>31:17</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>153</itunes:episode><podcast:episode>153</podcast:episode></item><item><title>Episode 151: Infinite Banking: Our Favorite Client Stories From 2024</title><itunes:title>Episode 151: Infinite Banking: Our Favorite Client Stories From 2024</itunes:title><description><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>As the year comes to a close, we're celebrating the power of the Infinite Banking System with real-life stories of clients who’ve transformed their financial futures. In this special episode, we dive into unique and inspiring journeys—each marked by distinct challenges, goals, and extraordinary outcomes.</p><p><br></p><p>From families seeking financial freedom to entrepreneurs building generational wealth, these stories showcase how Infinite Banking isn’t a one-size-fits-all solution but a tailored approach to achieving dreams. </p><p><br></p><p>Join us for an uplifting and insightful conversation that highlights the versatility of Infinite Banking and the real impact it’s making in people’s lives. Whether you're new to the concept or a seasoned advocate, this episode is the perfect way to cap off the year with fresh inspiration!</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>1:27 - Episode beginning</p><p>4:59 - Reflecting on the year and client policies</p><p>5:51 - Client story #1</p><p>8:51 - Client story #2</p><p>11:32 - Another client story</p><p>22:27 - Another client story</p><p>25:46 - 1035 exchange from an IUL</p><p>31:14 - Client story: the real estate investment</p><p>34:01 - Client story: Getting a policy BEFORE you need it</p><p>38:38 - Client story: Elderly parents</p><p>40:35 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>As the year comes to a close, we're celebrating the power of the Infinite Banking System with real-life stories of clients who’ve transformed their financial futures. In this special episode, we dive into unique and inspiring journeys—each marked by distinct challenges, goals, and extraordinary outcomes.</p><p><br></p><p>From families seeking financial freedom to entrepreneurs building generational wealth, these stories showcase how Infinite Banking isn’t a one-size-fits-all solution but a tailored approach to achieving dreams. </p><p><br></p><p>Join us for an uplifting and insightful conversation that highlights the versatility of Infinite Banking and the real impact it’s making in people’s lives. Whether you're new to the concept or a seasoned advocate, this episode is the perfect way to cap off the year with fresh inspiration!</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>1:27 - Episode beginning</p><p>4:59 - Reflecting on the year and client policies</p><p>5:51 - Client story #1</p><p>8:51 - Client story #2</p><p>11:32 - Another client story</p><p>22:27 - Another client story</p><p>25:46 - 1035 exchange from an IUL</p><p>31:14 - Client story: the real estate investment</p><p>34:01 - Client story: Getting a policy BEFORE you need it</p><p>38:38 - Client story: Elderly parents</p><p>40:35 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">9aa94bc0-b1f3-41c1-89e3-bb84b771ff29</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 30 Dec 2024 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/fd424a1d-807d-46a3-8370-07ce4f2c7e69/WW-Audio-Edit-EP-151.mp3" length="99031680" type="audio/mpeg"/><itunes:duration>41:16</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>152</itunes:episode><podcast:episode>152</podcast:episode></item><item><title>Episode 150: Infinite Banking: IBC &amp; the Gift That Keeps On Giving</title><itunes:title>Episode 150: Infinite Banking: IBC &amp; the Gift That Keeps On Giving</itunes:title><description><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>In this festive episode, we unwrap the parallels between the joy of holiday gift-giving and the power of Infinite Banking. Discover why an IBC policy is truly the "gift that keeps on giving," offering financial freedom and opportunities for generations. We also dive into the importance of expanding your system, getting back to the basics, and how Santa’s workshop serves as the perfect metaphor for your Infinite Banking policy—efficient, productive, and always working behind the scenes. Tune in for a fun and insightful holiday discussion that blends seasonal cheer with financial wisdom!</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>2:27 - Episode beginning</p><p>4:44 - IBC is the gift that keeps on giving</p><p>7:11 - Expanding your system and establishing your legacy</p><p>12:20 - “Just start, take action”</p><p>14:31 - Get back into “Becoming Your Own Banker”</p><p>16:01 - Don’t only do what you’re taught</p><p>20:18 - “Santa’s workshop”</p><p>23:37 - It’s not just kids that want presents!</p><p>25:06 - Annual maintenance and yearly appreciation</p><p>27:10 - IBC is the only insurance that pays for itself</p><p>31:51 - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>In this festive episode, we unwrap the parallels between the joy of holiday gift-giving and the power of Infinite Banking. Discover why an IBC policy is truly the "gift that keeps on giving," offering financial freedom and opportunities for generations. We also dive into the importance of expanding your system, getting back to the basics, and how Santa’s workshop serves as the perfect metaphor for your Infinite Banking policy—efficient, productive, and always working behind the scenes. Tune in for a fun and insightful holiday discussion that blends seasonal cheer with financial wisdom!</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>2:27 - Episode beginning</p><p>4:44 - IBC is the gift that keeps on giving</p><p>7:11 - Expanding your system and establishing your legacy</p><p>12:20 - “Just start, take action”</p><p>14:31 - Get back into “Becoming Your Own Banker”</p><p>16:01 - Don’t only do what you’re taught</p><p>20:18 - “Santa’s workshop”</p><p>23:37 - It’s not just kids that want presents!</p><p>25:06 - Annual maintenance and yearly appreciation</p><p>27:10 - IBC is the only insurance that pays for itself</p><p>31:51 - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">66c6ec04-712d-4e30-a116-92e00b5b2804</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 23 Dec 2024 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/8f96a085-9259-48e0-b39e-47c77dace197/WW-Audio-Edit-EP-150.mp3" length="78949354" type="audio/mpeg"/><itunes:duration>32:54</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>151</itunes:episode><podcast:episode>151</podcast:episode></item><item><title>Episode 149: Infinite Banking: Annual Policy Maintenance &amp; End of Year Planning</title><itunes:title>Episode 149: Infinite Banking: Annual Policy Maintenance &amp; End of Year Planning</itunes:title><description><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>So you’ve heard how great IBC is – but what if you’re in your 40s, 50s, or 60s?</p><p><br></p><p>Has the time passed? Or can you still enjoy the benefits of becoming your own banker?</p><p><br></p><p>In this week’s episode, Dave and Paul explore the spectrum of IBC in terms of when the *ideal* time to get in is.. But also the age-ranges that can still utilize IBC to great benefit.</p><p><br></p><p>Additionally, the fellas discuss more situations and circumstances where IBC can help, the “whiplash” years, what you should be doing in your peak earning years, and much more!</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>1:17 - Episode beginning</p><p>3:59 - You aren’t too old to start IBC</p><p>9:06 - The best time to start…</p><p>10:20 - The relationship between the cash value and the death benefit</p><p>11:56 - Peak earning years and lifestyle creep</p><p>16:39 - “Whiplash” years</p><p>22:48 - Roth IRAs and self-directed IRAs</p><p>29:05 - The government and $ (plus your money)</p><p>35:42 - For you younger people, convertible term</p><p>39:50 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>So you’ve heard how great IBC is – but what if you’re in your 40s, 50s, or 60s?</p><p><br></p><p>Has the time passed? Or can you still enjoy the benefits of becoming your own banker?</p><p><br></p><p>In this week’s episode, Dave and Paul explore the spectrum of IBC in terms of when the *ideal* time to get in is.. But also the age-ranges that can still utilize IBC to great benefit.</p><p><br></p><p>Additionally, the fellas discuss more situations and circumstances where IBC can help, the “whiplash” years, what you should be doing in your peak earning years, and much more!</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>1:17 - Episode beginning</p><p>3:59 - You aren’t too old to start IBC</p><p>9:06 - The best time to start…</p><p>10:20 - The relationship between the cash value and the death benefit</p><p>11:56 - Peak earning years and lifestyle creep</p><p>16:39 - “Whiplash” years</p><p>22:48 - Roth IRAs and self-directed IRAs</p><p>29:05 - The government and $ (plus your money)</p><p>35:42 - For you younger people, convertible term</p><p>39:50 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">eecfabba-8e80-4526-9e25-91bde7fdeb7e</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 16 Dec 2024 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/e8f65a5c-126c-4e90-95eb-6b0dbffed97e/WW-Audio-Edit-EP-149.mp3" length="74885746" type="audio/mpeg"/><itunes:duration>31:12</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>150</itunes:episode><podcast:episode>150</podcast:episode></item><item><title>Episode 148: Infinite Banking: Starting IBC in Your 40&apos;s and 50&apos;s</title><itunes:title>Episode 148: Infinite Banking: Starting IBC in Your 40&apos;s and 50&apos;s</itunes:title><description><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>So you’ve heard how great IBC is – but what if you’re in your 40s, 50s, or 60s?</p><p><br></p><p>Has the time passed? Or can you still enjoy the benefits of becoming your own banker?</p><p><br></p><p>In this week’s episode, Dave and Paul explore the spectrum of IBC in terms of when the *ideal* time to get in is.. But also the age-ranges that can still utilize IBC to great benefit.</p><p><br></p><p>Additionally, the fellas discuss more situations and circumstances where IBC can help, the “whiplash” years, what you should be doing in your peak earning years, and much more!</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(1:17) - Episode beginning</p><p>(3:59) - You aren’t too old to start IBC</p><p>(9:06) - The best time to start…</p><p>(10:20) - The relationship between the cash value and the death benefit</p><p>(11:56) - Peak earning years and lifestyle creep</p><p>(16:39) - “Whiplash” years</p><p>(22:48) - Roth IRAs and self-directed IRAs</p><p>29:05 - The government and $ (plus your money)</p><p>35:42 - For you younger people, convertible term</p><p>39:50 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>So you’ve heard how great IBC is – but what if you’re in your 40s, 50s, or 60s?</p><p><br></p><p>Has the time passed? Or can you still enjoy the benefits of becoming your own banker?</p><p><br></p><p>In this week’s episode, Dave and Paul explore the spectrum of IBC in terms of when the *ideal* time to get in is.. But also the age-ranges that can still utilize IBC to great benefit.</p><p><br></p><p>Additionally, the fellas discuss more situations and circumstances where IBC can help, the “whiplash” years, what you should be doing in your peak earning years, and much more!</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(1:17) - Episode beginning</p><p>(3:59) - You aren’t too old to start IBC</p><p>(9:06) - The best time to start…</p><p>(10:20) - The relationship between the cash value and the death benefit</p><p>(11:56) - Peak earning years and lifestyle creep</p><p>(16:39) - “Whiplash” years</p><p>(22:48) - Roth IRAs and self-directed IRAs</p><p>29:05 - The government and $ (plus your money)</p><p>35:42 - For you younger people, convertible term</p><p>39:50 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">b72a64b6-bc9e-4723-a533-dbfb5b42b4ae</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 09 Dec 2024 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/c7e9b023-b027-4425-9f45-917ac2b286e6/WW-Audio-Edit-EP-148.mp3" length="97784684" type="audio/mpeg"/><itunes:duration>40:45</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>149</itunes:episode><podcast:episode>149</podcast:episode></item><item><title>Episode 147: Infinite Banking: Thinking Like a Banker with Special Guest Langdon Root</title><itunes:title>Episode 147: Infinite Banking: Thinking Like a Banker with Special Guest Langdon Root</itunes:title><description><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Our guest today is client and friend Langdon "Roto" Root. Langdon just retired as a Colonel from a 26 year career in the US Air Force. He was an F-16 fighter pilot and a leader of some of the Air Force's best tactical operators both in the air and on the ground. He gives us insight from personal real-life stories about what it means to "think like a banker" and put the Infinite Banking Concept into action.</p><p><br></p><p>Link to Episode 23 – “How one client earned a tax-free, risk-free 33% Rate of Return using IBC”</p><p><br></p><p>YouTube 📺 https://www.youtube.com/watch?app=desktop&amp;v=8y3eUNvGKuw</p><p>Spotify 🎧 https://open.spotify.com/episode/4me63Xx0eE3TZJ2GrUiqn9</p><p><br></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>1:23 - Episode beginning</p><p>2:42 - Some background on Langdon</p><p>6:58 - What drew Langdon into IBC</p><p>9:14 - Langdon’s obstacles to IBC in the beginning</p><p>12:44 - Introducing your spouse to IBC</p><p>16:13 - Langdon’s “lightbulb moment”</p><p>24:50 - Premium that is “meaningful and manageable”</p><p>27:13 - What’s next for Langdon w/ IBC</p><p>31:42 - Survivor benefit plan</p><p>37:42 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Our guest today is client and friend Langdon "Roto" Root. Langdon just retired as a Colonel from a 26 year career in the US Air Force. He was an F-16 fighter pilot and a leader of some of the Air Force's best tactical operators both in the air and on the ground. He gives us insight from personal real-life stories about what it means to "think like a banker" and put the Infinite Banking Concept into action.</p><p><br></p><p>Link to Episode 23 – “How one client earned a tax-free, risk-free 33% Rate of Return using IBC”</p><p><br></p><p>YouTube 📺 https://www.youtube.com/watch?app=desktop&amp;v=8y3eUNvGKuw</p><p>Spotify 🎧 https://open.spotify.com/episode/4me63Xx0eE3TZJ2GrUiqn9</p><p><br></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>1:23 - Episode beginning</p><p>2:42 - Some background on Langdon</p><p>6:58 - What drew Langdon into IBC</p><p>9:14 - Langdon’s obstacles to IBC in the beginning</p><p>12:44 - Introducing your spouse to IBC</p><p>16:13 - Langdon’s “lightbulb moment”</p><p>24:50 - Premium that is “meaningful and manageable”</p><p>27:13 - What’s next for Langdon w/ IBC</p><p>31:42 - Survivor benefit plan</p><p>37:42 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">2c989031-5e83-4723-a4de-502c5f6754f1</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 02 Dec 2024 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/d3df6095-50f9-4d57-a915-8d97ba968897/WW-Audio-Edit-EP-147.mp3" length="94527737" type="audio/mpeg"/><itunes:duration>39:23</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>148</itunes:episode><podcast:episode>148</podcast:episode></item><item><title>Episode 146: Infinite Banking: What do Pilgrims Have to do with IBC? Let&apos;s Explore</title><itunes:title>Episode 146: Infinite Banking: What do Pilgrims Have to do with IBC? Let&apos;s Explore</itunes:title><description><![CDATA[<p>ecoming Your Own Banker by Nelson Nash: </p><p>https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</p><p><br></p><p>Visit our website: </p><p><br></p><p>https://www.thewealthwarehousepodcast.com/</p><p><br></p><p>In this week’s special episode, Dave and Paul examine what they are thankful for in IBC – as well as the similarities with the early Pilgrims and IBC practitioners.</p><p><br></p><p>Episode Highlights:</p><p><br></p><p>0:00 - Catching up</p><p>3:20 - IBC and Thanksgiving</p><p>3:40 - Reaping the rewards of your labor</p><p>8:53 - Legacy</p><p>12:04 - Getting IBC in place BEFORE the hard times</p><p>19:14 - The power of long-term visions</p><p>29:35 - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p>ABOUT YOUR HOSTS:</p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p> </p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p> </p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p> </p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website: </p><p><br></p><p>https://www.thewealthwarehousepodcast.com/</p><p> </p><p>Catch up with David and Paul, visit the links below!</p><p> </p><p>Website: </p><p> </p><p>https://infinitebanking.org/agents/Fugere494</p><p> </p><p>https://infinitebanking.org/agents/Befort399</p><p> </p><p>LinkedIn:</p><p> </p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p> </p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p> </p><p>Email:</p><p> </p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>ecoming Your Own Banker by Nelson Nash: </p><p>https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</p><p><br></p><p>Visit our website: </p><p><br></p><p>https://www.thewealthwarehousepodcast.com/</p><p><br></p><p>In this week’s special episode, Dave and Paul examine what they are thankful for in IBC – as well as the similarities with the early Pilgrims and IBC practitioners.</p><p><br></p><p>Episode Highlights:</p><p><br></p><p>0:00 - Catching up</p><p>3:20 - IBC and Thanksgiving</p><p>3:40 - Reaping the rewards of your labor</p><p>8:53 - Legacy</p><p>12:04 - Getting IBC in place BEFORE the hard times</p><p>19:14 - The power of long-term visions</p><p>29:35 - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p>ABOUT YOUR HOSTS:</p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p> </p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p> </p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p> </p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website: </p><p><br></p><p>https://www.thewealthwarehousepodcast.com/</p><p> </p><p>Catch up with David and Paul, visit the links below!</p><p> </p><p>Website: </p><p> </p><p>https://infinitebanking.org/agents/Fugere494</p><p> </p><p>https://infinitebanking.org/agents/Befort399</p><p> </p><p>LinkedIn:</p><p> </p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p> </p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p> </p><p>Email:</p><p> </p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">26496f0c-196c-4e25-955b-4439c5f6580c</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 25 Nov 2024 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/09ad0e8a-b4cc-4402-9100-da926e94532c/WW-Audio-Edit-EP-146.mp3" length="75196800" type="audio/mpeg"/><itunes:duration>31:20</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>147</itunes:episode><podcast:episode>147</podcast:episode></item><item><title>Episode 145: Infinite Banking: If Your Financial Plan Has an &quot;IF&quot; at the End, You Don&apos;t Have a Plan</title><itunes:title>Episode 145: Infinite Banking: If Your Financial Plan Has an &quot;IF&quot; at the End, You Don&apos;t Have a Plan</itunes:title><description><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>So many Americans have a financial plan that rests on a series of “ifs”.</p><p><br></p><p>Relying on things going right and not going wrong is no way to plan – especially when it comes to securing your financial future, and legacy.</p><p><br></p><p>In this week’s episode, Dave and Paul break down some of the biggest “ifs” that you must face if you have a traditional financial plan.</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Catching up, election, etc.</p><p>8:19 - Child gets sick, disease</p><p>11:50 - When a policy goes “cash on cash”</p><p>13:30 - The traditional American financial plan</p><p>14:35 - Some of the ‘ifs’, “If I can work through age 65”</p><p>20:44 - The market isn’t meant to be “income producing”</p><p>22:45 - “If tax rates remain the same (or go down)”</p><p>27:05 - “This plan is going to succeed IF…”</p><p>31:12 - “IF inflation comes down..”</p><p>34:12 - “IF social security is still around..”</p><p>34:49 - “IF I don’t get sick..”</p><p>36:42 - “IF my children never need my help”</p><p>44:09 - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>So many Americans have a financial plan that rests on a series of “ifs”.</p><p><br></p><p>Relying on things going right and not going wrong is no way to plan – especially when it comes to securing your financial future, and legacy.</p><p><br></p><p>In this week’s episode, Dave and Paul break down some of the biggest “ifs” that you must face if you have a traditional financial plan.</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Catching up, election, etc.</p><p>8:19 - Child gets sick, disease</p><p>11:50 - When a policy goes “cash on cash”</p><p>13:30 - The traditional American financial plan</p><p>14:35 - Some of the ‘ifs’, “If I can work through age 65”</p><p>20:44 - The market isn’t meant to be “income producing”</p><p>22:45 - “If tax rates remain the same (or go down)”</p><p>27:05 - “This plan is going to succeed IF…”</p><p>31:12 - “IF inflation comes down..”</p><p>34:12 - “IF social security is still around..”</p><p>34:49 - “IF I don’t get sick..”</p><p>36:42 - “IF my children never need my help”</p><p>44:09 - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">9f440429-904b-48d4-b302-3cefe715b82c</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 18 Nov 2024 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/581c4768-687b-474d-b4e3-599dee935dcb/WW-Audio-Edit-EP-145.mp3" length="107708160" type="audio/mpeg"/><itunes:duration>44:53</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>146</itunes:episode><podcast:episode>146</podcast:episode></item><item><title>Episode 144: Infinite Banking: Why Ownership is so Important to Wealth Building</title><itunes:title>Episode 144: Infinite Banking: Why Ownership is so Important to Wealth Building</itunes:title><description><![CDATA[<p><strong>Episode Highlights:</strong></p><p>0:00 - Introduction</p><p>0:55 - Episode beginning</p><p>2:37 - “Being an owner”</p><p>9:03 - Being a “partner” in whole life insurance</p><p>11:47 -&nbsp; Home ownership, IBC doesn’t fix bad habits</p><p>13:34 - Ownership is key, being a business owner</p><p>16:00 - “Are the wealthiest people usually..”</p><p>24:18 - Minimizing risk and maximizing equity</p><p>26:46 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p><strong>Episode Highlights:</strong></p><p>0:00 - Introduction</p><p>0:55 - Episode beginning</p><p>2:37 - “Being an owner”</p><p>9:03 - Being a “partner” in whole life insurance</p><p>11:47 -&nbsp; Home ownership, IBC doesn’t fix bad habits</p><p>13:34 - Ownership is key, being a business owner</p><p>16:00 - “Are the wealthiest people usually..”</p><p>24:18 - Minimizing risk and maximizing equity</p><p>26:46 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">8374a066-82d8-4929-9379-b7e6ac76e5f5</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 11 Nov 2024 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/29921302-3afe-4174-83a6-7ed8987cff13/WW-Audio-Edit-EP-144.mp3" length="75412800" type="audio/mpeg"/><itunes:duration>31:25</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>145</itunes:episode><podcast:episode>145</podcast:episode></item><item><title>Episode 143: Infinite Banking: Top 10 Reasons Why Whole Life Insurance Sucks! Part II</title><itunes:title>Episode 143: Infinite Banking: Top 10 Reasons Why Whole Life Insurance Sucks! Part II</itunes:title><description><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Dave and Paul are no strangers to the confusion that is “financial advice” in the online space.</p><p><br></p><p>Everyone has an opinion.. And the worst part? They all <em>seem to contradict one another</em>.</p><p><br></p><p>In this week’s follow-up episode, Dave and Paul continue discussing this info dilemma that most Americans find themselves facing. Additionally, the guys finish reviewing the article that covers reasons one you shouldn’t get involved with whole life..</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p><br></p><p>0:00 - Introduction and recap</p><p>2:08 - #6 reason: the tax advantages are “oversold”</p><p>10:17 - #7 reason: “rate of returns”</p><p>11:27 - #8 reason: “low returns”</p><p>14:09 - #9 reason:&nbsp; “the cost of insurance rises”</p><p>17:07 - #10 reason:&nbsp; “non qualified investment are not that bad”</p><p>23:41 - Talk to someone who is ‘biased’</p><p>24:38 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Dave and Paul are no strangers to the confusion that is “financial advice” in the online space.</p><p><br></p><p>Everyone has an opinion.. And the worst part? They all <em>seem to contradict one another</em>.</p><p><br></p><p>In this week’s follow-up episode, Dave and Paul continue discussing this info dilemma that most Americans find themselves facing. Additionally, the guys finish reviewing the article that covers reasons one you shouldn’t get involved with whole life..</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p><br></p><p>0:00 - Introduction and recap</p><p>2:08 - #6 reason: the tax advantages are “oversold”</p><p>10:17 - #7 reason: “rate of returns”</p><p>11:27 - #8 reason: “low returns”</p><p>14:09 - #9 reason:&nbsp; “the cost of insurance rises”</p><p>17:07 - #10 reason:&nbsp; “non qualified investment are not that bad”</p><p>23:41 - Talk to someone who is ‘biased’</p><p>24:38 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">ac438faa-4c59-4c7d-9ba9-6d816efc4789</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 04 Nov 2024 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/c87e4b0a-a1ba-49f3-81f0-dcdb1c03a2fc/WW-Audio-Edit-Ep-143.mp3" length="62784000" type="audio/mpeg"/><itunes:duration>26:10</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>144</itunes:episode><podcast:episode>144</podcast:episode></item><item><title>Episode 142: Infinite Banking: Top 10 Reasons Why Whole Life Insurance Sucks! Part I</title><itunes:title>Episode 142: Infinite Banking: Top 10 Reasons Why Whole Life Insurance Sucks! Part I</itunes:title><description><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Dave and Paul are no strangers to the confusion that is “financial advice” in the online space.</p><p><br></p><p>Everyone has an opinion.. And the worst part? They all <em>seem to contradict one another</em>.</p><p><br></p><p>In this week’s episode, Dave and Paul discuss this info dilemma that most Americans find themselves facing. How do you resolve it? Who do you trust?</p><p><br></p><p>Additionally, the guys review a piece of “biased content” on whole life insurance and break down the POV of the author as well as the actual reality when it comes to IBC and whole life in general.</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:53 - Episode beginning</p><p>2:01 - Whole life haters</p><p>3:47 - “Where do you get your advice?”</p><p>7:41 - “What are you an expert in?”</p><p>11:24 - #1 reason to not get whole life: “bad advice”</p><p>15:56 - #2 reason: “there’s a better use for your $”</p><p>19:32 - #3 reason: “life changes”</p><p>23:45 - #4 reason: “unnecessary insurance”</p><p>28:24 - #5 reason: “asset protection”</p><p><br></p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Dave and Paul are no strangers to the confusion that is “financial advice” in the online space.</p><p><br></p><p>Everyone has an opinion.. And the worst part? They all <em>seem to contradict one another</em>.</p><p><br></p><p>In this week’s episode, Dave and Paul discuss this info dilemma that most Americans find themselves facing. How do you resolve it? Who do you trust?</p><p><br></p><p>Additionally, the guys review a piece of “biased content” on whole life insurance and break down the POV of the author as well as the actual reality when it comes to IBC and whole life in general.</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:53 - Episode beginning</p><p>2:01 - Whole life haters</p><p>3:47 - “Where do you get your advice?”</p><p>7:41 - “What are you an expert in?”</p><p>11:24 - #1 reason to not get whole life: “bad advice”</p><p>15:56 - #2 reason: “there’s a better use for your $”</p><p>19:32 - #3 reason: “life changes”</p><p>23:45 - #4 reason: “unnecessary insurance”</p><p>28:24 - #5 reason: “asset protection”</p><p><br></p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">2d1961c0-a4c1-4f3d-9291-af7382b8521e</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 28 Oct 2024 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/d02ff8f1-dd35-46f8-9152-4892c00b7652/WW-Audio-Edit-EP-142-Part-1.mp3" length="78357120" type="audio/mpeg"/><itunes:duration>32:39</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>143</itunes:episode><podcast:episode>143</podcast:episode></item><item><title>Episode 141: Infinite Banking: Buy TIME and Invest the Difference</title><itunes:title>Episode 141: Infinite Banking: Buy TIME and Invest the Difference</itunes:title><description><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>You may have been told once or twice that “buying term and investing the difference” is a pretty slick idea..</p><p><br></p><p>But when you look at what you sacrifice, the choice between term life insurance and whole life insurance couldn’t be more clear.</p><p><br></p><p>In this week’s episode, Dave and Paul are taking you through this pop finance strategy and why you should avoid it if you want to be your own banker.</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(0:49) - Episode beginning</p><p>(2:13) - Paul and the “survivor benefit plan”</p><p>(6:41) - Buy “time” and invest the difference</p><p>(10:05) - Detailing Dave Ramsey’s plan</p><p>(12:14) - What can ruin “the plan”?</p><p>(16:54) - A temporary solution to a permanent problem</p><p>(19:50) - What you CAN control</p><p>(21:39) - Insurance is only “worth it” if..</p><p>(23:41) - People think insurance is a sunk cost</p><p>(29:58) - The peace of mind that whole life gives you</p><p>(31:51) - IBC gives you the license to take some risk</p><p>(34:26) - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>You may have been told once or twice that “buying term and investing the difference” is a pretty slick idea..</p><p><br></p><p>But when you look at what you sacrifice, the choice between term life insurance and whole life insurance couldn’t be more clear.</p><p><br></p><p>In this week’s episode, Dave and Paul are taking you through this pop finance strategy and why you should avoid it if you want to be your own banker.</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(0:49) - Episode beginning</p><p>(2:13) - Paul and the “survivor benefit plan”</p><p>(6:41) - Buy “time” and invest the difference</p><p>(10:05) - Detailing Dave Ramsey’s plan</p><p>(12:14) - What can ruin “the plan”?</p><p>(16:54) - A temporary solution to a permanent problem</p><p>(19:50) - What you CAN control</p><p>(21:39) - Insurance is only “worth it” if..</p><p>(23:41) - People think insurance is a sunk cost</p><p>(29:58) - The peace of mind that whole life gives you</p><p>(31:51) - IBC gives you the license to take some risk</p><p>(34:26) - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">297eceaf-5c9f-4bf9-b1e3-c72e4c510429</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 21 Oct 2024 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/acbd0400-1f19-48b3-9cbb-f82ed8728e31/WW-Audio-Edit-EP-141.mp3" length="90715200" type="audio/mpeg"/><itunes:duration>37:48</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>142</itunes:episode><podcast:episode>142</podcast:episode></item><item><title>Episode 140: Infinite Banking: The Distribution Phase of Retirement Planning with Special Guest &quot;The Pilot&apos;s Advisor&quot;</title><itunes:title>Episode 140: Infinite Banking: The Distribution Phase of Retirement Planning with Special Guest &quot;The Pilot&apos;s Advisor&quot;</itunes:title><description><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>We are joined today again by our guest Ryan Fleming, also known as "the Pilot's Advisor". Ryan is a Financial Advisor and holds a series 7 license, series 66 license, RICP, CRPC, and MBA. He is a 2001 graduate of the US Air Force Academy, a former Fighting Falcon’s wide receiver, and retired Air Force C-17 pilot. He currently flies for FedEx and lives in SC on the lake with his wife Kari and their 2 kids.</p><p><br></p><p>Ryan has been a Financial Advisor since 2008 and has worked primarily with commercial airline and cargo pilots helping them manage their portfolio and provide them a "safe landing" in retirement. You can find out more about Ryan and even order his Pilot's Advisor Toolkit from the websites here:</p><p><br></p><p>https://retirepilots.com/</p><p>http://ibc4pilots.com/</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>1:54 - Episode beginning</p><p>5:01 - Flexibility, the two phases of retirement</p><p>6:08 - Ryan’s accumulation strategy</p><p>12:04 - “Typical” group policies</p><p>13:16 - Being underinsured</p><p>15:49 - Retirement and IBC</p><p>19:07 - The stigma with insurance</p><p>20:36 - Your “license to spend”</p><p>21:54 - Opening policies for kids</p><p>26:18 - Having access to capital</p><p>31:05 - If you’re a pilot…</p><p>31:42 - How you can find Ryan</p><p>34:02 - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>We are joined today again by our guest Ryan Fleming, also known as "the Pilot's Advisor". Ryan is a Financial Advisor and holds a series 7 license, series 66 license, RICP, CRPC, and MBA. He is a 2001 graduate of the US Air Force Academy, a former Fighting Falcon’s wide receiver, and retired Air Force C-17 pilot. He currently flies for FedEx and lives in SC on the lake with his wife Kari and their 2 kids.</p><p><br></p><p>Ryan has been a Financial Advisor since 2008 and has worked primarily with commercial airline and cargo pilots helping them manage their portfolio and provide them a "safe landing" in retirement. You can find out more about Ryan and even order his Pilot's Advisor Toolkit from the websites here:</p><p><br></p><p>https://retirepilots.com/</p><p>http://ibc4pilots.com/</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>1:54 - Episode beginning</p><p>5:01 - Flexibility, the two phases of retirement</p><p>6:08 - Ryan’s accumulation strategy</p><p>12:04 - “Typical” group policies</p><p>13:16 - Being underinsured</p><p>15:49 - Retirement and IBC</p><p>19:07 - The stigma with insurance</p><p>20:36 - Your “license to spend”</p><p>21:54 - Opening policies for kids</p><p>26:18 - Having access to capital</p><p>31:05 - If you’re a pilot…</p><p>31:42 - How you can find Ryan</p><p>34:02 - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">8e92fa93-5903-4052-9d3d-51960431639a</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 14 Oct 2024 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/dc6a9ceb-4ba7-4d8d-ad53-1cbc2a5f816f/WW-Audio-Edit-Ep-140-1.mp3" length="87988800" type="audio/mpeg"/><itunes:duration>36:40</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>141</itunes:episode><podcast:episode>141</podcast:episode></item><item><title>Episode 139: Infinite Banking: Paying Your Taxes and Building an Asset with the Same Money</title><itunes:title>Episode 139: Infinite Banking: Paying Your Taxes and Building an Asset with the Same Money</itunes:title><description><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>It’s that part of the year we all dread.. <em>tax time.</em></p><p><br></p><p>Maybe.. It doesn’t need to be such a drag in the first place – if you have a plan in place for how you can properly place and sequence your money for maximum benefit come tax season.</p><p><br></p><p>This week’s episode also takes you through Paul’s very own strategy and how he’s addressing his tax obligations with his own banking system.</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>1:13 - Episode beginning</p><p>4:02 - Life insurance and your “future value”</p><p>5:02 - Real world example of the IBC thought process</p><p>5:45 - “Tax time” for Paul</p><p>7:58 - Dealing with the upcoming tax bill</p><p>11:39 - Running cash through your policies</p><p>18:20 - Premium deposit fund</p><p>21:33 - The ultimate combo..</p><p>23:23 - Funding the premium long-term</p><p>25:21 - Privacy</p><p>32:11 - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>It’s that part of the year we all dread.. <em>tax time.</em></p><p><br></p><p>Maybe.. It doesn’t need to be such a drag in the first place – if you have a plan in place for how you can properly place and sequence your money for maximum benefit come tax season.</p><p><br></p><p>This week’s episode also takes you through Paul’s very own strategy and how he’s addressing his tax obligations with his own banking system.</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>1:13 - Episode beginning</p><p>4:02 - Life insurance and your “future value”</p><p>5:02 - Real world example of the IBC thought process</p><p>5:45 - “Tax time” for Paul</p><p>7:58 - Dealing with the upcoming tax bill</p><p>11:39 - Running cash through your policies</p><p>18:20 - Premium deposit fund</p><p>21:33 - The ultimate combo..</p><p>23:23 - Funding the premium long-term</p><p>25:21 - Privacy</p><p>32:11 - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">1a4e9f5e-9cb6-4fbe-bbc1-0456e7ac43c1</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 07 Oct 2024 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/db193260-73c0-44d6-a70d-ca66bf20f7e8/WW-Audio-Edit-EP-139.mp3" length="80622720" type="audio/mpeg"/><itunes:duration>33:36</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>140</itunes:episode><podcast:episode>140</podcast:episode></item><item><title>Episode 138: Infinite Banking: It Makes No Difference Who Becomes President When You Are Your Own Banker</title><itunes:title>Episode 138: Infinite Banking: It Makes No Difference Who Becomes President When You Are Your Own Banker</itunes:title><description><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>This week, Dave and Paul ask a simple question:</p><p><br></p><p>“Are you better off now than you were 4 years ago?”</p><p><br></p><p>It’s no secret that IBC is a stable asset, in fact, it will continue to appreciate no matter who the President is, or the state of the economy.</p><p><br></p><p>This is the best “place” for your money to be. Protected from uncontrollable external factors that you can’t plan for.</p><p><br></p><p>No more hills and valleys like you see in the stock market, or with a 401k – no more getting screwed by inflation, the Fed, taxes or politicians.</p><p><br></p><p>So tune in to see how, financially, you can be “better off than you were 4 years ago”, and for each year after that..</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(1:12) - Episode beginning, catching up</p><p>(4:06) - What Dave and Paul DON’T care about</p><p>(6:12) - Success in spite of politics and economic changes</p><p>(9:06) - Independence</p><p>(10:04) - Are you better off now than you were 4 years ago?</p><p>(14:29) - Flexibility and opportunities</p><p>(20:28) - What can you control?</p><p>(23:51) - There is no better loan you can take..</p><p>(26:15) - Bringing the focus to your own personal economy</p><p>(28:19) - What else has gone up?</p><p>(34:46) - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>This week, Dave and Paul ask a simple question:</p><p><br></p><p>“Are you better off now than you were 4 years ago?”</p><p><br></p><p>It’s no secret that IBC is a stable asset, in fact, it will continue to appreciate no matter who the President is, or the state of the economy.</p><p><br></p><p>This is the best “place” for your money to be. Protected from uncontrollable external factors that you can’t plan for.</p><p><br></p><p>No more hills and valleys like you see in the stock market, or with a 401k – no more getting screwed by inflation, the Fed, taxes or politicians.</p><p><br></p><p>So tune in to see how, financially, you can be “better off than you were 4 years ago”, and for each year after that..</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(1:12) - Episode beginning, catching up</p><p>(4:06) - What Dave and Paul DON’T care about</p><p>(6:12) - Success in spite of politics and economic changes</p><p>(9:06) - Independence</p><p>(10:04) - Are you better off now than you were 4 years ago?</p><p>(14:29) - Flexibility and opportunities</p><p>(20:28) - What can you control?</p><p>(23:51) - There is no better loan you can take..</p><p>(26:15) - Bringing the focus to your own personal economy</p><p>(28:19) - What else has gone up?</p><p>(34:46) - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">4cb7c24c-ea36-4ec4-8a04-5a24b0dfa3f2</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 30 Sep 2024 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/08f4cbe8-b33d-4dcc-9575-99082b0a27d9/WW-Audio-Edit-EP-138.mp3" length="86237760" type="audio/mpeg"/><itunes:duration>35:56</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>139</itunes:episode><podcast:episode>139</podcast:episode></item><item><title>Episode 137: Infinite Banking: Building Your &quot;Opportunity Fund&quot;</title><itunes:title>Episode 137: Infinite Banking: Building Your &quot;Opportunity Fund&quot;</itunes:title><description><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p>Visit our website:&nbsp;</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>It’s something that each and every one of us should have..</p><p><br></p><p>An “opportunity fund”.</p><p><br></p><p>In this week’s episode, Dave and Paul dive into the benefits of having an “opportunity fund” as well as an “emergency fund” and the peace of mind it brings you in the short-term, as well as the long-term.</p><p><br></p><p>The fellas also show you why you should be interested in establishing these funds in the first place – and what you can do to get it started. Additionally, Dave and Paul cover the death benefit, having “friction” between you and your money – and much more!</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(0:39) - Episode beginning</p><p>(3:23) - Your “Opportunity fund”</p><p>(8:06) - “If you have the money to solve a problem…”</p><p>(9:56) - Putting IBC “in between”</p><p>(10:37) - Determining what the opportunity fund is</p><p>(13:21) - The benefit of having an “emergency account”</p><p>(16:01) - Having “friction” between you and your money</p><p>(23:21) - The death benefit</p><p>(29:46) - Peace of mind for your children</p><p>(34:11) - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p>Visit our website:&nbsp;</p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>It’s something that each and every one of us should have..</p><p><br></p><p>An “opportunity fund”.</p><p><br></p><p>In this week’s episode, Dave and Paul dive into the benefits of having an “opportunity fund” as well as an “emergency fund” and the peace of mind it brings you in the short-term, as well as the long-term.</p><p><br></p><p>The fellas also show you why you should be interested in establishing these funds in the first place – and what you can do to get it started. Additionally, Dave and Paul cover the death benefit, having “friction” between you and your money – and much more!</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(0:39) - Episode beginning</p><p>(3:23) - Your “Opportunity fund”</p><p>(8:06) - “If you have the money to solve a problem…”</p><p>(9:56) - Putting IBC “in between”</p><p>(10:37) - Determining what the opportunity fund is</p><p>(13:21) - The benefit of having an “emergency account”</p><p>(16:01) - Having “friction” between you and your money</p><p>(23:21) - The death benefit</p><p>(29:46) - Peace of mind for your children</p><p>(34:11) - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">cfda8b01-b511-4e32-8a31-4377f6490330</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 23 Sep 2024 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/ab6b9d23-f66a-4965-ae6b-2164f381c548/WW-Audio-Edit-EP-137.mp3" length="86323200" type="audio/mpeg"/><itunes:duration>35:58</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>138</itunes:episode><podcast:episode>138</podcast:episode></item><item><title>Episode 136: Infinite Banking: The Two Special Ingredients for Building Wealth</title><itunes:title>Episode 136: Infinite Banking: The Two Special Ingredients for Building Wealth</itunes:title><description><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>It’s what’s on everybody’s mind: <em>how do I make more money?</em></p><p><br></p><p>…and there is an answer, just not one that anybody wants to hear.</p><p><br></p><p>IBC practitioners know that there is more to wealth creation than just “making more”.</p><p><br></p><p>Because when it comes to creating lasting, legacy-building wealth, there is knowledge you <em>need </em>to have, and habits you <em>need</em> to follow.</p><p><br></p><p>In this week’s episode, Dave and Paul give you a sneak peek into the two special ingredients you’ll need to get the success you’re looking for.</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Teaser</p><p>0:29 - Episode beginning</p><p>2:10 - IBC in action: Repaying debt</p><p>8:11 - Seizing opportunities, and converting cash</p><p>10:48 - Building wealth</p><p>14:18 - Time + Consistency = Success</p><p>17:07 - “Pay yourself first”</p><p>18:58 - Access to your capital</p><p>24:51 - The value of a college degree</p><p>28:01 - IBC takes time</p><p>33:19 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>It’s what’s on everybody’s mind: <em>how do I make more money?</em></p><p><br></p><p>…and there is an answer, just not one that anybody wants to hear.</p><p><br></p><p>IBC practitioners know that there is more to wealth creation than just “making more”.</p><p><br></p><p>Because when it comes to creating lasting, legacy-building wealth, there is knowledge you <em>need </em>to have, and habits you <em>need</em> to follow.</p><p><br></p><p>In this week’s episode, Dave and Paul give you a sneak peek into the two special ingredients you’ll need to get the success you’re looking for.</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Teaser</p><p>0:29 - Episode beginning</p><p>2:10 - IBC in action: Repaying debt</p><p>8:11 - Seizing opportunities, and converting cash</p><p>10:48 - Building wealth</p><p>14:18 - Time + Consistency = Success</p><p>17:07 - “Pay yourself first”</p><p>18:58 - Access to your capital</p><p>24:51 - The value of a college degree</p><p>28:01 - IBC takes time</p><p>33:19 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">4211e5ca-4d3c-445f-850b-5b0e72604b13</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 16 Sep 2024 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/d581bd89-5442-4fef-ae74-5770a6ce1130/WW-Audio-Edit-EP-136.mp3" length="85064640" type="audio/mpeg"/><itunes:duration>35:27</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>137</itunes:episode><podcast:episode>137</podcast:episode></item><item><title>Episode 135: Infinite Banking: The Power of Certainty During Uncertain Times</title><itunes:title>Episode 135: Infinite Banking: The Power of Certainty During Uncertain Times</itunes:title><description><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>When it comes to your financial future and security, you can’t go wrong with <em>certainty.</em></p><p><br></p><p>Well, nothing is really certain, but there are asset classes you can invest in that give you an unparalleled level of safety that makes conventional investments look ridiculous in comparison.</p><p><br></p><p>From avoiding the hills and valleys of the stock market, to securing an ROI that you can’t really find anywhere else.. This is an episode you won’t want to miss.</p><p><br></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>(0:00) - Teaser</p><p>(0:58) - Episode beginning</p><p>(1:56) - Objections</p><p>(5:11) - “Becoming” your own banker</p><p>(8:43) - Contemporary financial problems</p><p>(10:56) - Staying liquid</p><p>(13:54) - Dave’s prospective client</p><p>(17:31) - The benefits of being well-capitalized</p><p>(21:36) -&nbsp; When is it ever certain?</p><p>(23:10) - Opportunities and return on capital</p><p>(26:17) - What does this opportunity require?</p><p>(29:25) - The opportunities that are available to those who are..</p><p>(33:53) - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>When it comes to your financial future and security, you can’t go wrong with <em>certainty.</em></p><p><br></p><p>Well, nothing is really certain, but there are asset classes you can invest in that give you an unparalleled level of safety that makes conventional investments look ridiculous in comparison.</p><p><br></p><p>From avoiding the hills and valleys of the stock market, to securing an ROI that you can’t really find anywhere else.. This is an episode you won’t want to miss.</p><p><br></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>(0:00) - Teaser</p><p>(0:58) - Episode beginning</p><p>(1:56) - Objections</p><p>(5:11) - “Becoming” your own banker</p><p>(8:43) - Contemporary financial problems</p><p>(10:56) - Staying liquid</p><p>(13:54) - Dave’s prospective client</p><p>(17:31) - The benefits of being well-capitalized</p><p>(21:36) -&nbsp; When is it ever certain?</p><p>(23:10) - Opportunities and return on capital</p><p>(26:17) - What does this opportunity require?</p><p>(29:25) - The opportunities that are available to those who are..</p><p>(33:53) - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">4cd6b8ec-5add-465b-bdfa-a21e6bd3289b</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 09 Sep 2024 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/dc57ef0f-77b6-49fe-803d-21b26287ef6a/WW-Audio-Edit-EP-135.mp3" length="85045440" type="audio/mpeg"/><itunes:duration>35:26</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>136</itunes:episode><podcast:episode>136</podcast:episode></item><item><title>Episode 134: Infinite Banking: Looking Out for Your Financial Best Interest with Author Barry Dyke (Part 2)</title><itunes:title>Episode 134: Infinite Banking: Looking Out for Your Financial Best Interest with Author Barry Dyke (Part 2)</itunes:title><description><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>In this week’s special follow-up episode on the two-part episode – Dave and Paul sit down to interview Barry James Dyke!</p><p><br></p><p>Barry takes Dave and Paul through his POV of the banking and retirement system – as well as what you need to know about the current financial landscape..</p><p><br></p><p>Barry is a best-selling author, advisor and speaker committed to telling the truth out about how Wall Street really works. An iconoclast, Barry believes that today’s financial service and retirement planning systems continue to serve Wall Street, the government, the media, Ivy League academia and giant asset managers such as mutual funds more than the common man. Barry and his advisory firm, Castle Asset Management, LLC has made a spiritual, intellectual and professional commitment to act as an economic warrior that looks out for your best interests—not Wall Street.</p><p><br></p><p>Order his newest book "The Retirement Ruse" at this link:&nbsp;</p><p><br></p><p><a href="https://www.barryjamesdyke.com/the-retirement-ruse" rel="noopener noreferrer" target="_blank">https://www.barryjamesdyke.com/the-retirement-ruse</a></p><p><br></p><p>Check out:</p><p><br></p><p>https://www.boomermovie.com/</p><p><br></p><p>https://www.barryjamesdyke.com/the-retirement-ruse</p><p><br></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:21 - Why can’t we “be banks”?</p><p>4:01 - “The Retirement Ruse”</p><p>7:28 - Barry’s take on crypto</p><p>15:31 - Why keep going back to banks + the govt?</p><p>19:10 - Why life insurance agents are “heroes and underdogs”</p><p>28:01 - Barry’s advice to young people</p><p>31:51 - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>In this week’s special follow-up episode on the two-part episode – Dave and Paul sit down to interview Barry James Dyke!</p><p><br></p><p>Barry takes Dave and Paul through his POV of the banking and retirement system – as well as what you need to know about the current financial landscape..</p><p><br></p><p>Barry is a best-selling author, advisor and speaker committed to telling the truth out about how Wall Street really works. An iconoclast, Barry believes that today’s financial service and retirement planning systems continue to serve Wall Street, the government, the media, Ivy League academia and giant asset managers such as mutual funds more than the common man. Barry and his advisory firm, Castle Asset Management, LLC has made a spiritual, intellectual and professional commitment to act as an economic warrior that looks out for your best interests—not Wall Street.</p><p><br></p><p>Order his newest book "The Retirement Ruse" at this link:&nbsp;</p><p><br></p><p><a href="https://www.barryjamesdyke.com/the-retirement-ruse" rel="noopener noreferrer" target="_blank">https://www.barryjamesdyke.com/the-retirement-ruse</a></p><p><br></p><p>Check out:</p><p><br></p><p>https://www.boomermovie.com/</p><p><br></p><p>https://www.barryjamesdyke.com/the-retirement-ruse</p><p><br></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:21 - Why can’t we “be banks”?</p><p>4:01 - “The Retirement Ruse”</p><p>7:28 - Barry’s take on crypto</p><p>15:31 - Why keep going back to banks + the govt?</p><p>19:10 - Why life insurance agents are “heroes and underdogs”</p><p>28:01 - Barry’s advice to young people</p><p>31:51 - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">fe267a08-280d-42d9-852a-841eb28083e3</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 02 Sep 2024 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/8d618423-5db4-4b49-9562-bc36f7ef3c97/WW-Audio-Edit-EP-134.mp3" length="80136000" type="audio/mpeg"/><itunes:duration>33:23</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>135</itunes:episode><podcast:episode>135</podcast:episode></item><item><title>Episode 133: Infinite Banking: The Retirement Ruse with Author Barry Dyke (Part 1)</title><itunes:title>Episode 133: Infinite Banking: The Retirement Ruse with Author Barry Dyke (Part 1)</itunes:title><description><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>In this week’s special, two-part episode – Dave and Paul sit down to interview Barry James Dyke!</p><p><br></p><p>Barry takes Dave and Paul through his POV of the banking and retirement system – as well as what you need to know about the current financial landscape..</p><p><br></p><p>Barry is a best-selling author, advisor and speaker committed to telling the truth out about how Wall Street really works. An iconoclast, Barry believes that today’s financial service and retirement planning systems continue to serve Wall Street, the government, the media, Ivy League academia and giant asset managers such as mutual funds more than the common man. Barry and his advisory firm, Castle Asset Management, LLC has made a spiritual, intellectual and professional commitment to act as an economic warrior that looks out for your best interests—not Wall Street.</p><p><br></p><p>Order his newest book "The Retirement Ruse" at this link:&nbsp;</p><p><br></p><p><a href="https://www.barryjamesdyke.com/the-retirement-ruse" rel="noopener noreferrer" target="_blank">https://www.barryjamesdyke.com/the-retirement-ruse</a></p><p><br></p><p>Check out:</p><p><br></p><p>https://www.boomermovie.com/</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Teaser</p><p>1:33 - Introduction</p><p>2:03 - Episode beginning</p><p>3:12 - “The Pirates of Manhattan” and what Barry saw before the crash</p><p>5:03 - A little bit about Barry’s background</p><p>8:19 - Barry’s “a-ha” moment</p><p>11:14 - The “dollar crash”</p><p>12:24 - The savings problem</p><p>15:42 - Retirement plan preparedness</p><p>21:05 - The 401k may not work…</p><p>23:45 - What most people miss about retirement</p><p>27:03 - Banks and life insurance</p><p>32:41 - Banks don’t lend their own money…</p><p>36:29 - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>In this week’s special, two-part episode – Dave and Paul sit down to interview Barry James Dyke!</p><p><br></p><p>Barry takes Dave and Paul through his POV of the banking and retirement system – as well as what you need to know about the current financial landscape..</p><p><br></p><p>Barry is a best-selling author, advisor and speaker committed to telling the truth out about how Wall Street really works. An iconoclast, Barry believes that today’s financial service and retirement planning systems continue to serve Wall Street, the government, the media, Ivy League academia and giant asset managers such as mutual funds more than the common man. Barry and his advisory firm, Castle Asset Management, LLC has made a spiritual, intellectual and professional commitment to act as an economic warrior that looks out for your best interests—not Wall Street.</p><p><br></p><p>Order his newest book "The Retirement Ruse" at this link:&nbsp;</p><p><br></p><p><a href="https://www.barryjamesdyke.com/the-retirement-ruse" rel="noopener noreferrer" target="_blank">https://www.barryjamesdyke.com/the-retirement-ruse</a></p><p><br></p><p>Check out:</p><p><br></p><p>https://www.boomermovie.com/</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Teaser</p><p>1:33 - Introduction</p><p>2:03 - Episode beginning</p><p>3:12 - “The Pirates of Manhattan” and what Barry saw before the crash</p><p>5:03 - A little bit about Barry’s background</p><p>8:19 - Barry’s “a-ha” moment</p><p>11:14 - The “dollar crash”</p><p>12:24 - The savings problem</p><p>15:42 - Retirement plan preparedness</p><p>21:05 - The 401k may not work…</p><p>23:45 - What most people miss about retirement</p><p>27:03 - Banks and life insurance</p><p>32:41 - Banks don’t lend their own money…</p><p>36:29 - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">a82d294b-aed9-4ee3-bd70-d9244b000d6a</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 26 Aug 2024 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/b48d3e4d-8533-471b-817c-2669c298b51a/WW-Audio-Edit-EP-133.mp3" length="88746240" type="audio/mpeg"/><itunes:duration>36:59</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>134</itunes:episode><podcast:episode>134</podcast:episode></item><item><title>Episode 132: Infinite Banking: Proof That Whole Life Insurance Costs Less Than Term Life Insurance</title><itunes:title>Episode 132: Infinite Banking: Proof That Whole Life Insurance Costs Less Than Term Life Insurance</itunes:title><description><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Term life insurance has long been a favored product due to it’s affordability and coverage.</p><p><br></p><p>While this is right direction, it isn’t the <em>destination</em> when it comes to securing your financial future.</p><p><br></p><p>In this week’s episode, Dave and Paul break down the argument for whole-life insurance vs. term life insurance and give you the right framing and context you need to understand where you’re parking your money.</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Teaser</p><p>0:18 - Introduction</p><p>2:44 - Being “coachable” in IBC</p><p>4:39 - Whole life insurance is cheaper than term life insurance</p><p>8:07 - Most people are surrounded by liabilities</p><p>9:25 - Why is term a liability?</p><p>13:22 - What is a sunk cost?</p><p>16:42 - What’s really expensive?</p><p>17:25 - Your money has to reside somewhere</p><p>19:11 - I made it to age 60.. Now what?</p><p>21:43 - The only thing that gets better w/ age</p><p>23:30 - Non-forfeiture options</p><p>25:17 - Your life insurance: will it be an asset or liability?</p><p>27:23 - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Term life insurance has long been a favored product due to it’s affordability and coverage.</p><p><br></p><p>While this is right direction, it isn’t the <em>destination</em> when it comes to securing your financial future.</p><p><br></p><p>In this week’s episode, Dave and Paul break down the argument for whole-life insurance vs. term life insurance and give you the right framing and context you need to understand where you’re parking your money.</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Teaser</p><p>0:18 - Introduction</p><p>2:44 - Being “coachable” in IBC</p><p>4:39 - Whole life insurance is cheaper than term life insurance</p><p>8:07 - Most people are surrounded by liabilities</p><p>9:25 - Why is term a liability?</p><p>13:22 - What is a sunk cost?</p><p>16:42 - What’s really expensive?</p><p>17:25 - Your money has to reside somewhere</p><p>19:11 - I made it to age 60.. Now what?</p><p>21:43 - The only thing that gets better w/ age</p><p>23:30 - Non-forfeiture options</p><p>25:17 - Your life insurance: will it be an asset or liability?</p><p>27:23 - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">b4b89f28-7d00-43d2-bd36-cc9e501eb4b9</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 19 Aug 2024 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/eabc3fa4-0e0e-4f27-892a-4bf3fd54253f/WW-Audio-Edit-EP-132.mp3" length="72961920" type="audio/mpeg"/><itunes:duration>30:24</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>133</itunes:episode><podcast:episode>133</podcast:episode></item><item><title>Episode 131: Infinite Banking: Do This One Thing BEFORE You Ever Invest</title><itunes:title>Episode 131: Infinite Banking: Do This One Thing BEFORE You Ever Invest</itunes:title><description><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>It’s one of the biggest, surface hang-ups for IBC “it’s not sexy enough”.</p><p><br></p><p>It’s true..</p><p><br></p><p>Infinite Banking isn’t bitcoin, the NASDAQ, or real estate investing..</p><p><br></p><p>But that doesn’t mean that the process isn’t worthwhile – or that it doesn't lead to a financial situation that not only benefits you, but also generations to come.</p><p><br></p><p>In this episode, Dave and Paul detail why IBC should be at the top of your “financial to-do list” and even how to make the banking process seem a lot cooler..</p><p><br></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Teaser</p><p>0:40 - Introduction</p><p>1:09 - Episode beginning</p><p>2:38 - Do this one thing BEFORE you invest</p><p>10:31 - Sequencing your capital</p><p>13:54 - The downside of taking risk</p><p>16:22 - “We’re super boring w/ our money”</p><p>18:18 - Confusing product and process</p><p>21:31 - You should be in two businesses..</p><p>23:19 - How to not “appear boring”&nbsp;</p><p>25:43 - Why sequencing works</p><p>27:03 - Value of $ you can’t spend and the new website</p><p>29:05 - The rare 5%</p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>It’s one of the biggest, surface hang-ups for IBC “it’s not sexy enough”.</p><p><br></p><p>It’s true..</p><p><br></p><p>Infinite Banking isn’t bitcoin, the NASDAQ, or real estate investing..</p><p><br></p><p>But that doesn’t mean that the process isn’t worthwhile – or that it doesn't lead to a financial situation that not only benefits you, but also generations to come.</p><p><br></p><p>In this episode, Dave and Paul detail why IBC should be at the top of your “financial to-do list” and even how to make the banking process seem a lot cooler..</p><p><br></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Teaser</p><p>0:40 - Introduction</p><p>1:09 - Episode beginning</p><p>2:38 - Do this one thing BEFORE you invest</p><p>10:31 - Sequencing your capital</p><p>13:54 - The downside of taking risk</p><p>16:22 - “We’re super boring w/ our money”</p><p>18:18 - Confusing product and process</p><p>21:31 - You should be in two businesses..</p><p>23:19 - How to not “appear boring”&nbsp;</p><p>25:43 - Why sequencing works</p><p>27:03 - Value of $ you can’t spend and the new website</p><p>29:05 - The rare 5%</p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">c4af17ab-00e8-4f45-acd7-8f3505e7e910</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 12 Aug 2024 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/0636dd28-c12f-4a95-a74d-aabb6a40283f/WW-Audio-Edit-EP-131.mp3" length="78646080" type="audio/mpeg"/><itunes:duration>32:46</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>132</itunes:episode><podcast:episode>132</podcast:episode></item><item><title>Episode 130: Infinite Banking: The Problem and the Solution</title><itunes:title>Episode 130: Infinite Banking: The Problem and the Solution</itunes:title><description><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Do you know what the problem is with our current financial system?</p><p><br></p><p>What about the solution?</p><p><br></p><p>These are some of the most basic foundations of IBC, but still remain the most important if you’re going to properly grow your finances and secure you and your family’s future.</p><p><br></p><p>Tune into this episode to get the low-down on why we need to break free from the financial mainstream and what we’re being told to do in traditional circles.</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Preview</p><p>2:18 - Introduction</p><p>2:47 - The Debtor</p><p>5:52 - Problems with the current system; lack of control</p><p>6:39 - Lack of financial literacy</p><p>8:42 - The system makes it easy to cede control</p><p>11:34 - Some problems w/ the 401k</p><p>15:08 - Government control</p><p>17:02 - The “magic window”</p><p>19:40 - The Solution</p><p>22:02 - Being in business w/ the government</p><p>23:51 - Capitalizing your own system</p><p>25:31 - Start where you’re at</p><p>26:29 - The solutions to these problems</p><p>28:57 - Liquidity, access to opportunities</p><p>30:54 - Thinking long-range</p><p>33:09 - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p><br></p><p>Do you know what the problem is with our current financial system?</p><p><br></p><p>What about the solution?</p><p><br></p><p>These are some of the most basic foundations of IBC, but still remain the most important if you’re going to properly grow your finances and secure you and your family’s future.</p><p><br></p><p>Tune into this episode to get the low-down on why we need to break free from the financial mainstream and what we’re being told to do in traditional circles.</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Preview</p><p>2:18 - Introduction</p><p>2:47 - The Debtor</p><p>5:52 - Problems with the current system; lack of control</p><p>6:39 - Lack of financial literacy</p><p>8:42 - The system makes it easy to cede control</p><p>11:34 - Some problems w/ the 401k</p><p>15:08 - Government control</p><p>17:02 - The “magic window”</p><p>19:40 - The Solution</p><p>22:02 - Being in business w/ the government</p><p>23:51 - Capitalizing your own system</p><p>25:31 - Start where you’re at</p><p>26:29 - The solutions to these problems</p><p>28:57 - Liquidity, access to opportunities</p><p>30:54 - Thinking long-range</p><p>33:09 - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Visit our website:&nbsp;</p><p><br></p><p><a href="https://www.thewealthwarehousepodcast.com/" rel="noopener noreferrer" target="_blank">https://www.thewealthwarehousepodcast.com/</a></p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">688af5bd-98f1-451d-9b9e-6156ff3a3d44</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 05 Aug 2024 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/0e4df649-d5e9-4233-9d3c-d82969a6db10/WW-Audio-Edit-EP-130.mp3" length="81455040" type="audio/mpeg"/><itunes:duration>33:56</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>131</itunes:episode><podcast:episode>131</podcast:episode></item><item><title>Episode 129: Infinite Banking: The One and Only Way to Get Rich Using Life Insurance</title><itunes:title>Episode 129: Infinite Banking: The One and Only Way to Get Rich Using Life Insurance</itunes:title><description><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>It’s one of the most common misconceptions when it comes to the IBC process…</p><p><br></p><p>“<em>When will I get rich?”</em></p><p><br></p><p>And it’s not like you won’t.. But it’s a question of “when”</p><p><br></p><p>In this episode, Dave and Paul take apart this notion of using IBC to “get rich quick” – but only in the short term. As you’ll learn in the episode, the Infinite Banking Process is more of a “get rich, slow” process.</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Teaser</p><p>0:14 - Introduction</p><p>0:42 - Episode beginning</p><p>2:07 - How to get “rich” using Infinite Banking</p><p>7:17 - Click-bait content vs. the IBC process</p><p>9:01 - The result of NO access and NO control</p><p>13:21 - Taking back the banking function in your life</p><p>18:25 - Thinking long range and making small steps</p><p>21:19 - Recap on “getting rich with IBC”</p><p>24:42 - Increasing your personal ROR, but….</p><p>29:48 - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>It’s one of the most common misconceptions when it comes to the IBC process…</p><p><br></p><p>“<em>When will I get rich?”</em></p><p><br></p><p>And it’s not like you won’t.. But it’s a question of “when”</p><p><br></p><p>In this episode, Dave and Paul take apart this notion of using IBC to “get rich quick” – but only in the short term. As you’ll learn in the episode, the Infinite Banking Process is more of a “get rich, slow” process.</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Teaser</p><p>0:14 - Introduction</p><p>0:42 - Episode beginning</p><p>2:07 - How to get “rich” using Infinite Banking</p><p>7:17 - Click-bait content vs. the IBC process</p><p>9:01 - The result of NO access and NO control</p><p>13:21 - Taking back the banking function in your life</p><p>18:25 - Thinking long range and making small steps</p><p>21:19 - Recap on “getting rich with IBC”</p><p>24:42 - Increasing your personal ROR, but….</p><p>29:48 - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">1fd6eb7d-dffd-4b87-93ed-5dc0aea25869</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 29 Jul 2024 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/ce78e58c-fec6-4e6f-8657-a70112df0f1a/WW-Audio-Edit-EP-129.mp3" length="74559360" type="audio/mpeg"/><itunes:duration>31:04</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>130</itunes:episode><podcast:episode>130</podcast:episode></item><item><title>Episode 128: Infinite Banking: Common Objections to Life Insurance Part II</title><itunes:title>Episode 128: Infinite Banking: Common Objections to Life Insurance Part II</itunes:title><description><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p>In part 2 of 2 of “Common Objections to Life Insurance”, Dave and Paul continue their conversation on some of the frequent objections and general IBC misunderstandings that they encounter.</p><p><br></p><p>Additionally, the guys cover the personal criteria that they find is conducive to IBC – from mindset on insurance to legacy and planning for your family if one of those “what if’s” comes up.</p><p><br></p><p>Tune in to get more context and information on why these objections shouldn’t become permanent obstacles between you and financial freedom.</p><p><br></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:53 - Episode beginning</p><p>1:04 - “I need to talk to my…”</p><p>5:43 - “I need to wait until next year”</p><p>8:44 - “I don’t want to leave my kids a bunch of money”</p><p>16:14 - “I only need life insurance until I retire”</p><p>19:02 - Are your assets <em>creating </em>income?</p><p>21:51 - You get what back what you put in</p><p>23:35 - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p>In part 2 of 2 of “Common Objections to Life Insurance”, Dave and Paul continue their conversation on some of the frequent objections and general IBC misunderstandings that they encounter.</p><p><br></p><p>Additionally, the guys cover the personal criteria that they find is conducive to IBC – from mindset on insurance to legacy and planning for your family if one of those “what if’s” comes up.</p><p><br></p><p>Tune in to get more context and information on why these objections shouldn’t become permanent obstacles between you and financial freedom.</p><p><br></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:53 - Episode beginning</p><p>1:04 - “I need to talk to my…”</p><p>5:43 - “I need to wait until next year”</p><p>8:44 - “I don’t want to leave my kids a bunch of money”</p><p>16:14 - “I only need life insurance until I retire”</p><p>19:02 - Are your assets <em>creating </em>income?</p><p>21:51 - You get what back what you put in</p><p>23:35 - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">5584530e-cba5-425d-b826-925150c68dbd</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 22 Jul 2024 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/c028e9d0-dcfb-46b7-8846-4af7ab0b9d50/WW-Audio-Edit-EP-128-Part-2.mp3" length="61196160" type="audio/mpeg"/><itunes:duration>25:30</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>129</itunes:episode><podcast:episode>129</podcast:episode></item><item><title>Episode 127: Infinite Banking: Common Objections to Life Insurance Part I</title><itunes:title>Episode 127: Infinite Banking: Common Objections to Life Insurance Part I</itunes:title><description><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p>Nearly every single journey to IBC is fraught with objections and unknowns that can cause you, or others to get cold feet.</p><p>Outside of the Infinite Banking concept, you have objections and general misunderstanding around <em>life insurance </em>itself – making it even harder to realize the upside that IBC brings to you and the safety it brings to your family.</p><p><br></p><p>In this week’s episode, Dave and Paul address common IBC and life insurance objections that they’ve heard from prospects, clients and online influencers.</p><p><br></p><p>You yourself may be thinking “I already have enough insurance through my job”, or you’ve been putting off reaching out to the guys because you’re thinking “I don’t have enough money to get my policy started”..</p><p><br></p><p>Tune in to get more context and information on why these objections shouldn’t become permanent obstacles between you and financial freedom.</p><p><br></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>2:10 - Listener question</p><p>7:09 - “That’s too expensive” and “I don’t have the money”</p><p>10:53 - “Nobody dies at the right time”</p><p>12:44 - You don’t need a lot of money to do this</p><p>13:59 - “I already have enough insurance”</p><p>19:38 - You’re not too old</p><p>20:32 - “I prefer the stock market”</p><p>22:49 - You have the freedom to be more aggressive</p><p>26:21 - Life insurance creates money</p><p>27:21 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p>Nearly every single journey to IBC is fraught with objections and unknowns that can cause you, or others to get cold feet.</p><p>Outside of the Infinite Banking concept, you have objections and general misunderstanding around <em>life insurance </em>itself – making it even harder to realize the upside that IBC brings to you and the safety it brings to your family.</p><p><br></p><p>In this week’s episode, Dave and Paul address common IBC and life insurance objections that they’ve heard from prospects, clients and online influencers.</p><p><br></p><p>You yourself may be thinking “I already have enough insurance through my job”, or you’ve been putting off reaching out to the guys because you’re thinking “I don’t have enough money to get my policy started”..</p><p><br></p><p>Tune in to get more context and information on why these objections shouldn’t become permanent obstacles between you and financial freedom.</p><p><br></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>2:10 - Listener question</p><p>7:09 - “That’s too expensive” and “I don’t have the money”</p><p>10:53 - “Nobody dies at the right time”</p><p>12:44 - You don’t need a lot of money to do this</p><p>13:59 - “I already have enough insurance”</p><p>19:38 - You’re not too old</p><p>20:32 - “I prefer the stock market”</p><p>22:49 - You have the freedom to be more aggressive</p><p>26:21 - Life insurance creates money</p><p>27:21 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">303405c3-38a5-4f9c-84fb-ee007ee19f1b</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 15 Jul 2024 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/a14eb368-1039-4557-bbb3-f3b6e5de599d/WW-Audio-Edit-Ep-127.mp3" length="67124160" type="audio/mpeg"/><itunes:duration>27:58</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>128</itunes:episode><podcast:episode>128</podcast:episode></item><item><title>Episode 126: Infinite Banking: Working with a Financial Advisor Guest Episode with the Pilot&apos;s Advisor!</title><itunes:title>Episode 126: Infinite Banking: Working with a Financial Advisor Guest Episode with the Pilot&apos;s Advisor!</itunes:title><description><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p>It’s rare when Dave and Paul have a guest on – but when they do, you know that they are going to bring the knowledge and perspective that helps you create financial freedom while also creating a legacy and securing your family’s future.</p><p><br></p><p>We are joined today by our guest Ryan Fleming, also known as "the Pilot's Advisor". Ryan is a Financial Advisor and holds a series 7 license, series 66 license, RICP, CRPC, and MBA. He is a 2001 graduate of the US Air Force Academy, a former Fighting Falcon’s wide receiver, and retired Air Force C-17 pilot. He currently flies for FedEx and lives in SC on the lake with his wife Kari and their 2 kids.</p><p><br></p><p>Ryan has been a Financial Advisor since 2008 and has worked primarily with commercial airline and cargo pilots helping them manage their portfolio and provide them a "safe landing" in retirement. You can find out more about Ryan and even order his Pilot's Advisor Toolkit from the websites here:</p><p><br></p><p>https://retirepilots.com/</p><p>http://ibc4pilots.com/</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>1:38 - Introduction to the “Pilot’s Advisor”, Ryan Fleming</p><p>3:43 - Diving into Ryan’s background</p><p>4:51 - Who should manage a pilot’s 401k?</p><p>7:01 - Ryan’s journey to Infinite Banking</p><p>12:04 - “Typical” group policies</p><p>13:16 - Being underinsured</p><p>15:49 - Retirement and IBC</p><p>19:07 - The stigma with insurance</p><p>20:36 - Your “license to spend”</p><p>21:54 - Opening policies for kids</p><p>26:18 - Having access to capital</p><p>31:05 - If you’re a pilot…</p><p>31:42 - How you can find Ryan</p><p>34:02 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p>It’s rare when Dave and Paul have a guest on – but when they do, you know that they are going to bring the knowledge and perspective that helps you create financial freedom while also creating a legacy and securing your family’s future.</p><p><br></p><p>We are joined today by our guest Ryan Fleming, also known as "the Pilot's Advisor". Ryan is a Financial Advisor and holds a series 7 license, series 66 license, RICP, CRPC, and MBA. He is a 2001 graduate of the US Air Force Academy, a former Fighting Falcon’s wide receiver, and retired Air Force C-17 pilot. He currently flies for FedEx and lives in SC on the lake with his wife Kari and their 2 kids.</p><p><br></p><p>Ryan has been a Financial Advisor since 2008 and has worked primarily with commercial airline and cargo pilots helping them manage their portfolio and provide them a "safe landing" in retirement. You can find out more about Ryan and even order his Pilot's Advisor Toolkit from the websites here:</p><p><br></p><p>https://retirepilots.com/</p><p>http://ibc4pilots.com/</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>1:38 - Introduction to the “Pilot’s Advisor”, Ryan Fleming</p><p>3:43 - Diving into Ryan’s background</p><p>4:51 - Who should manage a pilot’s 401k?</p><p>7:01 - Ryan’s journey to Infinite Banking</p><p>12:04 - “Typical” group policies</p><p>13:16 - Being underinsured</p><p>15:49 - Retirement and IBC</p><p>19:07 - The stigma with insurance</p><p>20:36 - Your “license to spend”</p><p>21:54 - Opening policies for kids</p><p>26:18 - Having access to capital</p><p>31:05 - If you’re a pilot…</p><p>31:42 - How you can find Ryan</p><p>34:02 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">c8435025-0483-4887-9433-a488d6e7d734</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 08 Jul 2024 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/8534e536-dd24-4ada-ba0b-4687add5c080/WW-Audio-Edit-EP-126.mp3" length="85559040" type="audio/mpeg"/><itunes:duration>35:39</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>127</itunes:episode><podcast:episode>127</podcast:episode></item><item><title>Episode 125: Infinite Banking and Independence Day!</title><itunes:title>Episode 125: Infinite Banking and Independence Day!</itunes:title><description><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>In this special episode of <em>Wealth Warehouse,</em> hosts Dave Befort and Paul Fugere explore the parallels between IBC and the spirit of American independence celebrated on the 4th of July.&nbsp;</p><p><br></p><p>Join our hosts as they delve into the shared principles of freedom, self-reliance, and financial autonomy that both IBC and America's founding ideals embody.</p><p><br></p><p>This episode is a must-listen for anyone passionate about liberty, both in a historical and financial sense!</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>2:16 - Similarities between IBC and Independence Day</p><p>4:30 - IBC brings its own independence</p><p>7:46 - Self-reliance</p><p>9:57 - Most people don’t want to think for themselves</p><p>11:30 - Personal responsibility in personal finance</p><p>17:29 - Honest banking for IBC</p><p>18:49 - American success and the rise of capitalism</p><p>22:40 - Trends come and go but principles last</p><p>24:31 - Control</p><p>27:27 - How old is whole life insurance?</p><p>28:19 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>In this special episode of <em>Wealth Warehouse,</em> hosts Dave Befort and Paul Fugere explore the parallels between IBC and the spirit of American independence celebrated on the 4th of July.&nbsp;</p><p><br></p><p>Join our hosts as they delve into the shared principles of freedom, self-reliance, and financial autonomy that both IBC and America's founding ideals embody.</p><p><br></p><p>This episode is a must-listen for anyone passionate about liberty, both in a historical and financial sense!</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>2:16 - Similarities between IBC and Independence Day</p><p>4:30 - IBC brings its own independence</p><p>7:46 - Self-reliance</p><p>9:57 - Most people don’t want to think for themselves</p><p>11:30 - Personal responsibility in personal finance</p><p>17:29 - Honest banking for IBC</p><p>18:49 - American success and the rise of capitalism</p><p>22:40 - Trends come and go but principles last</p><p>24:31 - Control</p><p>27:27 - How old is whole life insurance?</p><p>28:19 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">bb181258-9247-4ad0-8c32-884a49022cc6</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 01 Jul 2024 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/ad1b9272-3569-4e93-abfa-3c6901701491/WW-Audio-Edit-EP-125.mp3" length="74232000" type="audio/mpeg"/><itunes:duration>30:56</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>126</itunes:episode><podcast:episode>126</podcast:episode></item><item><title>Episode 124: Infinite Banking: The Importance of Repaying Policy Loans</title><itunes:title>Episode 124: Infinite Banking: The Importance of Repaying Policy Loans</itunes:title><description><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p>In this week’s episode, Dave and Paul hit on a topic that is familiar, but still quite important to the process of Infinite Banking – loan repayment.</p><p><br></p><p>All too often, people forget the function of loans in IBC, as well as their importance to the company that you are a <em>part owner </em>of.</p><p><br></p><p>The guys also let you in on why you shouldn’t concern yourself with loan rates and what you need to do to get the right mentality and start thinking like a business owner.</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>0:59 - Some context on the episode</p><p>3:20 - Eric Maddox</p><p>7:32 - This isn’t the “end all be all”</p><p>11:18 - Loans and repayments of loans</p><p>15:39 - Looking at the rates</p><p>19:08 - The importance of repayment</p><p>22:47 - Start thinking like a business owner</p><p>25:12 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p>In this week’s episode, Dave and Paul hit on a topic that is familiar, but still quite important to the process of Infinite Banking – loan repayment.</p><p><br></p><p>All too often, people forget the function of loans in IBC, as well as their importance to the company that you are a <em>part owner </em>of.</p><p><br></p><p>The guys also let you in on why you shouldn’t concern yourself with loan rates and what you need to do to get the right mentality and start thinking like a business owner.</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>0:59 - Some context on the episode</p><p>3:20 - Eric Maddox</p><p>7:32 - This isn’t the “end all be all”</p><p>11:18 - Loans and repayments of loans</p><p>15:39 - Looking at the rates</p><p>19:08 - The importance of repayment</p><p>22:47 - Start thinking like a business owner</p><p>25:12 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">e165ffcb-1339-4dff-a788-2b0253e932a2</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 24 Jun 2024 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/7a35834e-e879-4a28-b3f7-ed12f9268cd1/WW-Audio-Edit-EP-124.mp3" length="68624640" type="audio/mpeg"/><itunes:duration>28:36</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>125</itunes:episode><podcast:episode>125</podcast:episode></item><item><title>Episode 123: Infinite Banking: Success is Your Duty</title><itunes:title>Episode 123: Infinite Banking: Success is Your Duty</itunes:title><description><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p>In this week’s episode, Dave and Paul discuss the nature of creating wealth and the necessity behind it – both for yourself, and your loved ones.</p><p>From investing in your own education and increasing your means - to schooling the next generation in the ways of financial success, the fellas will tell you why success should be your duty!</p><p><br></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>4:51 - Some exciting news for Paul!</p><p>5:51 - Listener question: If you could invest in a business…</p><p>7:37 - How much capital do you have access to?</p><p>10:36 - “Success is your duty”</p><p>12:10 - Being behind the “power curve”</p><p>17:10 - Investing in yourself and your own education</p><p>22:35 - You need to increase your means</p><p>26:38 - Taking success into your own hands</p><p>29:15 - Most efficient way to pass on wealth..</p><p>32:31 - Some book and video recommendations</p><p><br></p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p>In this week’s episode, Dave and Paul discuss the nature of creating wealth and the necessity behind it – both for yourself, and your loved ones.</p><p>From investing in your own education and increasing your means - to schooling the next generation in the ways of financial success, the fellas will tell you why success should be your duty!</p><p><br></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>4:51 - Some exciting news for Paul!</p><p>5:51 - Listener question: If you could invest in a business…</p><p>7:37 - How much capital do you have access to?</p><p>10:36 - “Success is your duty”</p><p>12:10 - Being behind the “power curve”</p><p>17:10 - Investing in yourself and your own education</p><p>22:35 - You need to increase your means</p><p>26:38 - Taking success into your own hands</p><p>29:15 - Most efficient way to pass on wealth..</p><p>32:31 - Some book and video recommendations</p><p><br></p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">f4ad56d9-8813-4471-88d1-ae387691919c</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 17 Jun 2024 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/15056bbf-909f-4157-b843-7c9088209152/WW-Audio-Edit-EP-123.mp3" length="89448960" type="audio/mpeg"/><itunes:duration>37:16</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>124</itunes:episode><podcast:episode>124</podcast:episode></item><item><title>Episode 122: Infinite Banking: The Benefits of Creating Friction Between You and Your Capital</title><itunes:title>Episode 122: Infinite Banking: The Benefits of Creating Friction Between You and Your Capital</itunes:title><description><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Sometimes the best play you can make is to simply be patient – and this is something that IBC actually encourages.</p><p><br></p><p>In this week’s episode, Dave and Paul explain how Infinite Banking is set up to create “friction” between you and your capital. In other words, it’s the perfect blend of accessibility and juuuust enough steps to help slow you down before you jump on an opportunity.</p><p><br></p><p>From discouraging FOMO investing habits and giving you time to reflect on potential opportunities, to actually explaining the process itself – you’ll learn how this feature helps you in the short and long term.</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(0:27) - Episode beginning</p><p>(3:48) - A question about home equity</p><p>(6:51) - Where else do you get back…</p><p>(8:06) - Criticism of payment for services</p><p>(12:33) - The value of creating friction</p><p>(20:01) - Instead of diversification, trying <em>concentration</em></p><p>(23:54) - Some more friction benefits</p><p>(29:48) - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Sometimes the best play you can make is to simply be patient – and this is something that IBC actually encourages.</p><p><br></p><p>In this week’s episode, Dave and Paul explain how Infinite Banking is set up to create “friction” between you and your capital. In other words, it’s the perfect blend of accessibility and juuuust enough steps to help slow you down before you jump on an opportunity.</p><p><br></p><p>From discouraging FOMO investing habits and giving you time to reflect on potential opportunities, to actually explaining the process itself – you’ll learn how this feature helps you in the short and long term.</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(0:27) - Episode beginning</p><p>(3:48) - A question about home equity</p><p>(6:51) - Where else do you get back…</p><p>(8:06) - Criticism of payment for services</p><p>(12:33) - The value of creating friction</p><p>(20:01) - Instead of diversification, trying <em>concentration</em></p><p>(23:54) - Some more friction benefits</p><p>(29:48) - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">e6fac3eb-2069-4a1d-a591-0f2d27bd28c2</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 10 Jun 2024 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/f8ffa328-d301-43ab-9f20-2ec51f99c5e0/WW-Audio-Edit-EP-122.mp3" length="75714240" type="audio/mpeg"/><itunes:duration>31:33</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>123</itunes:episode><podcast:episode>123</podcast:episode></item><item><title>Episode 121: Infinite Banking: Who&apos;s the &quot;Business Partner&quot; in Your Financial Plan?</title><itunes:title>Episode 121: Infinite Banking: Who&apos;s the &quot;Business Partner&quot; in Your Financial Plan?</itunes:title><description><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p>In life, it’s important to consider where you decide to place your time, money and effort.</p><p>Similarly, when it comes to growing your wealth – you need to pick a “partner” to grow it with. Will it be the bank? Your home? A 401K?</p><p><br></p><p>In this week’s episode, Dave and Paul talk about the philosophy behind picking your financial “partner” – and why it should be IBC.</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>3:09 - When it comes to our money, what choices do we have?</p><p>6:26 - Who would you choose to partner with?</p><p>9:51 - Where is your tax-free bucket of income?</p><p>16:45 - The difference of accumulating capital in different places</p><p>23:28 - The indirect effect of having access to capital</p><p>28:47 - Other places we may store capital (that we shouldn’t)</p><p>32:19 - Breaking down “tax advantaged”</p><p>36:26 - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p>In life, it’s important to consider where you decide to place your time, money and effort.</p><p>Similarly, when it comes to growing your wealth – you need to pick a “partner” to grow it with. Will it be the bank? Your home? A 401K?</p><p><br></p><p>In this week’s episode, Dave and Paul talk about the philosophy behind picking your financial “partner” – and why it should be IBC.</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>3:09 - When it comes to our money, what choices do we have?</p><p>6:26 - Who would you choose to partner with?</p><p>9:51 - Where is your tax-free bucket of income?</p><p>16:45 - The difference of accumulating capital in different places</p><p>23:28 - The indirect effect of having access to capital</p><p>28:47 - Other places we may store capital (that we shouldn’t)</p><p>32:19 - Breaking down “tax advantaged”</p><p>36:26 - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">21aec54f-5657-46fb-b9bf-a502f620f679</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 03 Jun 2024 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/8874e286-d380-4681-9d84-b7f854a9d640/WW-Audio-Edit-EP-121.mp3" length="89489280" type="audio/mpeg"/><itunes:duration>37:17</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>122</itunes:episode><podcast:episode>122</podcast:episode></item><item><title>Episode 120: Infinite Banking: Policy Loans vs Bank Loans (Part 2)</title><itunes:title>Episode 120: Infinite Banking: Policy Loans vs Bank Loans (Part 2)</itunes:title><description><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p>In the follow-up to last week’s episode – Dave and Paul revisit loans and why IBC offers a much stronger line-up of benefits when compared to the banks.</p><p><br></p><p>In this episode the fellas cover some of the comparative advantages that infinite banking has – namely, how the loans are structured, repayment terms, and access to money.</p><p><br></p><p>Not only do they give you their experiences using IBC compared to banking, they also let you know the benefits they’ve experienced and opportunities they’ve seized from practitioners themselves.</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>1:45 - How loans are structured</p><p>4:35 - Repayment terms</p><p>6:48 - Banks don’t take risk</p><p>11:22 - What happens if you don’t pay back your loan</p><p>14:08 - Tax implications</p><p>15:57 - What it comes down to</p><p>17:15 - Prioritizing your capital</p><p>19:43 - Episode recap</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p>In the follow-up to last week’s episode – Dave and Paul revisit loans and why IBC offers a much stronger line-up of benefits when compared to the banks.</p><p><br></p><p>In this episode the fellas cover some of the comparative advantages that infinite banking has – namely, how the loans are structured, repayment terms, and access to money.</p><p><br></p><p>Not only do they give you their experiences using IBC compared to banking, they also let you know the benefits they’ve experienced and opportunities they’ve seized from practitioners themselves.</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>1:45 - How loans are structured</p><p>4:35 - Repayment terms</p><p>6:48 - Banks don’t take risk</p><p>11:22 - What happens if you don’t pay back your loan</p><p>14:08 - Tax implications</p><p>15:57 - What it comes down to</p><p>17:15 - Prioritizing your capital</p><p>19:43 - Episode recap</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">49ac136d-3a7a-41a8-ac1f-de3b95a2214e</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 27 May 2024 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/49bfdb57-8d36-4a25-80af-f4eba42d8112/WW-Audio-Edit-EP-119-Part-2.mp3" length="50239680" type="audio/mpeg"/><itunes:duration>20:56</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>121</itunes:episode><podcast:episode>121</podcast:episode></item><item><title>Episode 119:  Infinite Banking: Policy Loans vs Bank Loans (Part 1)</title><itunes:title>Episode 119:  Infinite Banking: Policy Loans vs Bank Loans (Part 1)</itunes:title><description><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>In this week’s first of two parts – Dave and Paul revisit loans and why IBC offers a much stronger line-up of benefits compared to <em>someone else’s </em>banking system.</p><p><br></p><p>From how these loans function on the banking and IBC side, the differences in accessibility to even where the bank gets its money from, the fellas will give you everything you need to know on the broad arguments on Infinite Banking vs. traditional banking.</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>2:02 - Listener question</p><p>5:55 - Policy loans vs. bank loans</p><p>8:02 - Accessibility</p><p>12:05 - Biggest factor for a bank when it comes to a loan</p><p>15:18 - Debt to income ratio</p><p>17:35 - Where does the bank get its money from?</p><p>19:38 - Interest rates</p><p>24:25 - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>In this week’s first of two parts – Dave and Paul revisit loans and why IBC offers a much stronger line-up of benefits compared to <em>someone else’s </em>banking system.</p><p><br></p><p>From how these loans function on the banking and IBC side, the differences in accessibility to even where the bank gets its money from, the fellas will give you everything you need to know on the broad arguments on Infinite Banking vs. traditional banking.</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>2:02 - Listener question</p><p>5:55 - Policy loans vs. bank loans</p><p>8:02 - Accessibility</p><p>12:05 - Biggest factor for a bank when it comes to a loan</p><p>15:18 - Debt to income ratio</p><p>17:35 - Where does the bank get its money from?</p><p>19:38 - Interest rates</p><p>24:25 - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">b695288e-b2ec-4385-8a50-3e899f3682d3</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 20 May 2024 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/5c6c36e2-3c63-46c4-90ea-42b0e1df131d/WW-Audio-Edit-Ep-119.mp3" length="62055360" type="audio/mpeg"/><itunes:duration>25:51</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>120</itunes:episode><podcast:episode>120</podcast:episode></item><item><title>Episode 118: Infinite Banking: Increasing Your Income vs Cutting Expenses - Where Should I Focus?</title><itunes:title>Episode 118: Infinite Banking: Increasing Your Income vs Cutting Expenses - Where Should I Focus?</itunes:title><description><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>It’s often been said by Dave and Paul that IBC is about mindset. That’s true when it comes to the process of infinite banking – but it’s also true when it comes to your perspective on making <em>and spending</em> money.</p><p><br></p><p>In this week’s episode, the guys talk about where your focus and effort should be directed when it comes to growing your income vs. cutting your expenses.</p><p><br></p><p>Is the path to financial freedom paved with rice and beans – or opportunity and productivity? The fellas break it all down and let you know what you should be thinking about the most.</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>2:35 - “95% of your time and effort should be spent on…”</p><p>5:31 - Focusing on income vs. cutting expenses</p><p>9:12 - Where you focus is where you’re going to get results</p><p>12:38 - Increasing your productivity and looking for opportunities</p><p>15:23 - You don’t need to get all your money from just one place</p><p>18:25 - Make yourself more valuable, being an “expert”</p><p>21:56 - Passion is the key</p><p>23:21 - Closing thoughts</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>It’s often been said by Dave and Paul that IBC is about mindset. That’s true when it comes to the process of infinite banking – but it’s also true when it comes to your perspective on making <em>and spending</em> money.</p><p><br></p><p>In this week’s episode, the guys talk about where your focus and effort should be directed when it comes to growing your income vs. cutting your expenses.</p><p><br></p><p>Is the path to financial freedom paved with rice and beans – or opportunity and productivity? The fellas break it all down and let you know what you should be thinking about the most.</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>2:35 - “95% of your time and effort should be spent on…”</p><p>5:31 - Focusing on income vs. cutting expenses</p><p>9:12 - Where you focus is where you’re going to get results</p><p>12:38 - Increasing your productivity and looking for opportunities</p><p>15:23 - You don’t need to get all your money from just one place</p><p>18:25 - Make yourself more valuable, being an “expert”</p><p>21:56 - Passion is the key</p><p>23:21 - Closing thoughts</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">13d09425-9ab6-4b2f-86a5-3b984a1399a0</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 13 May 2024 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/c58def1c-0d88-40b4-b36f-a27d58c7c7c4/WW-Audio-Edit-Ep-118.mp3" length="62780160" type="audio/mpeg"/><itunes:duration>26:10</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>119</itunes:episode><podcast:episode>119</podcast:episode></item><item><title>Episode 117: Infinite Banking: Is Whole Life Insurance Premium an &quot;Expense&quot; or an &quot;Asset&quot;?</title><itunes:title>Episode 117: Infinite Banking: Is Whole Life Insurance Premium an &quot;Expense&quot; or an &quot;Asset&quot;?</itunes:title><description><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Having the correct mindset is absolutely essential when it comes to running your own banking system.</p><p><br></p><p>While we know that IBC can fall victim to influencers and grifters online – it can also fall victim to misinterpretation as an “expense”.. Rather than an asset that not only grows your wealth, but ensures that your family and loved ones will be supported in perpetuity.</p><p><br></p><p>In this week’s episode, Dave and Paul examine the idea that IBC, or insurance – being viewed as an expense. When it comes to life insurance, that certainly isn’t the case, and they’ll tell you exactly why.</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>2:57 - Home equity and HELOCs</p><p>7:49 - Thinking of insurance as an “expense” vs. an asset</p><p>10:21 - Comparing other types of insurance to life insurance</p><p>15:39 - Another point of distinction</p><p>19:15 - Life insurance replaces the “future value” of a loss</p><p>25:32 - Has your *insert here* insurance gone up?</p><p>29:39 - The future is unknown – premium is the solution</p><p>31:16 - Another point of comparison w/ “regular” insurance</p><p>35:09 - Re-framing the conversation w/i this episode</p><p>37:05 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Having the correct mindset is absolutely essential when it comes to running your own banking system.</p><p><br></p><p>While we know that IBC can fall victim to influencers and grifters online – it can also fall victim to misinterpretation as an “expense”.. Rather than an asset that not only grows your wealth, but ensures that your family and loved ones will be supported in perpetuity.</p><p><br></p><p>In this week’s episode, Dave and Paul examine the idea that IBC, or insurance – being viewed as an expense. When it comes to life insurance, that certainly isn’t the case, and they’ll tell you exactly why.</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>2:57 - Home equity and HELOCs</p><p>7:49 - Thinking of insurance as an “expense” vs. an asset</p><p>10:21 - Comparing other types of insurance to life insurance</p><p>15:39 - Another point of distinction</p><p>19:15 - Life insurance replaces the “future value” of a loss</p><p>25:32 - Has your *insert here* insurance gone up?</p><p>29:39 - The future is unknown – premium is the solution</p><p>31:16 - Another point of comparison w/ “regular” insurance</p><p>35:09 - Re-framing the conversation w/i this episode</p><p>37:05 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">a7590ba1-acad-487f-b335-a2ee854e9ca7</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 06 May 2024 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/14386589-8e4e-4290-a9d9-0c84c2f56653/WW-Audio-Edit-EP-117.mp3" length="97151040" type="audio/mpeg"/><itunes:duration>40:29</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>118</itunes:episode><podcast:episode>118</podcast:episode></item><item><title>Episode 116: Infinite Banking: Listener Q&amp;A Session</title><itunes:title>Episode 116: Infinite Banking: Listener Q&amp;A Session</itunes:title><description><![CDATA[<p>In this week’s episode, Dave and Paul are answering YOUR questions from the comments..</p><p>From the philosophy behind taking out policy loans and why loans shouldn’t be feared in general – to 10/90 policy designs and the easiest way to expand your bank..</p><p><br></p><p>If you’re poking around the IBC concept and looking to learn more, this episode is a great place to start!</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>1:55 - Responding to some more comments</p><p>4:40 - Explaining the concept</p><p>8:09 - Some recommended reading</p><p>11:38 - Recommendations for people looking to learn more</p><p>14:28 - Revisiting the “lawnmower epiphany”</p><p>15:30 - Loans should not be feared</p><p>20:41 - Tithing</p><p>26:03 - Easiest way to keep expanding your bank</p><p>30:51 - 10/90 Policy Design</p><p>35:01 - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>In this week’s episode, Dave and Paul are answering YOUR questions from the comments..</p><p>From the philosophy behind taking out policy loans and why loans shouldn’t be feared in general – to 10/90 policy designs and the easiest way to expand your bank..</p><p><br></p><p>If you’re poking around the IBC concept and looking to learn more, this episode is a great place to start!</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>1:55 - Responding to some more comments</p><p>4:40 - Explaining the concept</p><p>8:09 - Some recommended reading</p><p>11:38 - Recommendations for people looking to learn more</p><p>14:28 - Revisiting the “lawnmower epiphany”</p><p>15:30 - Loans should not be feared</p><p>20:41 - Tithing</p><p>26:03 - Easiest way to keep expanding your bank</p><p>30:51 - 10/90 Policy Design</p><p>35:01 - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">68eaef50-5ed4-491b-b8c5-69f5ac6ca4bc</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 29 Apr 2024 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/3364492c-cae1-4aaf-85bf-2246e9978450/WW-Audio-Edit-EP-116.mp3" length="86870400" type="audio/mpeg"/><itunes:duration>36:12</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>117</itunes:episode><podcast:episode>117</podcast:episode></item><item><title>Episode 115: Infinite Banking: Playing Hardball With IBC Haters</title><itunes:title>Episode 115: Infinite Banking: Playing Hardball With IBC Haters</itunes:title><description><![CDATA[<p>If you’ve listened to even a handful of episodes, you know that IBC comes under constant fire from people that don’t understand the process and most importantly – the benefits.</p><p>Between 401k believers, CFPs and internet commentators to the influencers and talking heads like Dave Ramsey – there is no shortage of critics and detractors looking to discourage the process of becoming your own banker.</p><p>Whether it’s trolls on the internet, or “Uncle Bob” at Thanksgiving, Dave and Paul take this episode to help you navigate the myriad of critiques you may encounter in the wild – and how you can respond..</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>3:24 - Responding to an IBC hater</p><p>7:35 - The question of compensation</p><p>14:23 - Can you setup your policy yourself?</p><p>16:01 - “Insurance companies keep the cash value after you die”</p><p>19:25 - “You have to pay interest to borrow your own money”</p><p>22:05 - “IBC sounds risky”</p><p>25:56 - “Only idiots buy whole life insurance”</p><p>32:05 - “IBC is too good to be true”</p><p>34:44 - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>If you’ve listened to even a handful of episodes, you know that IBC comes under constant fire from people that don’t understand the process and most importantly – the benefits.</p><p>Between 401k believers, CFPs and internet commentators to the influencers and talking heads like Dave Ramsey – there is no shortage of critics and detractors looking to discourage the process of becoming your own banker.</p><p>Whether it’s trolls on the internet, or “Uncle Bob” at Thanksgiving, Dave and Paul take this episode to help you navigate the myriad of critiques you may encounter in the wild – and how you can respond..</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>3:24 - Responding to an IBC hater</p><p>7:35 - The question of compensation</p><p>14:23 - Can you setup your policy yourself?</p><p>16:01 - “Insurance companies keep the cash value after you die”</p><p>19:25 - “You have to pay interest to borrow your own money”</p><p>22:05 - “IBC sounds risky”</p><p>25:56 - “Only idiots buy whole life insurance”</p><p>32:05 - “IBC is too good to be true”</p><p>34:44 - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">571e9dd2-ec53-41e1-87fa-970d99478634</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 22 Apr 2024 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/af04415f-dda3-4375-80f5-bf5ed8936cb2/WW-Audio-Edit-EP-115.mp3" length="88347840" type="audio/mpeg"/><itunes:duration>36:49</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>116</itunes:episode><podcast:episode>116</podcast:episode></item><item><title>Episode 114: Infinite Banking: There Is NO Substitute For Life Insurance</title><itunes:title>Episode 114: Infinite Banking: There Is NO Substitute For Life Insurance</itunes:title><description><![CDATA[<p>In this week’s episode, Dave and Paul dive into the philosophical outlook on retirement.</p><p>Why <em>escape </em>from your life? You should be creating income by doing what you want.. But most importantly, you should be covered come “retirement time” when you want to put up your feet and enjoy yourself..</p><p><br></p><p>In this episode, the guys break down what life insurance really provides you – in terms of certainty, flexibility, and a safe hedge against life's problems.</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>3:09 - What’s the best investment in the world?</p><p>11:05 - Key person insurance</p><p>17:55 - What life insurance provides people</p><p>24:06 - Hedging against the problems of life</p><p>27:23 - Assets vs. guaranteed assets</p><p>30:47 - Flexibility, options, certainty</p><p>31:54 - The living benefits</p><p>35:13 - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>In this week’s episode, Dave and Paul dive into the philosophical outlook on retirement.</p><p>Why <em>escape </em>from your life? You should be creating income by doing what you want.. But most importantly, you should be covered come “retirement time” when you want to put up your feet and enjoy yourself..</p><p><br></p><p>In this episode, the guys break down what life insurance really provides you – in terms of certainty, flexibility, and a safe hedge against life's problems.</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>3:09 - What’s the best investment in the world?</p><p>11:05 - Key person insurance</p><p>17:55 - What life insurance provides people</p><p>24:06 - Hedging against the problems of life</p><p>27:23 - Assets vs. guaranteed assets</p><p>30:47 - Flexibility, options, certainty</p><p>31:54 - The living benefits</p><p>35:13 - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">696424e8-999f-4649-ac1f-2789063c8b20</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 15 Apr 2024 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/cda6e22a-30f6-4454-9eeb-2f4b84eda085/WW-Audio-Edit-EP-114.mp3" length="89728320" type="audio/mpeg"/><itunes:duration>37:23</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>115</itunes:episode><podcast:episode>115</podcast:episode></item><item><title>Episode 113: Infinite Banking: Why Everyone Needs an Income Plan, Not a Retirement Plan</title><itunes:title>Episode 113: Infinite Banking: Why Everyone Needs an Income Plan, Not a Retirement Plan</itunes:title><description><![CDATA[<p>It’s common for most people to fall into the mainstream thinking when it comes to retirement. The whole idea of “having enough” to retire and not considering what money you have <em>coming in</em> – is one of the biggest mistakes most people make.</p><p>In this week’s episode, Dave and Paul challenge you to change your thinking about retirement – to change your mindset from “retirement planning” to “income planning”.</p><p><br></p><p>They also touch on a great “IBC in Action” example, as well as some tips for managing your windfalls..</p><p><br></p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>1:13 - Dave’s new painting and the investing analogy behind it</p><p>4:13 - Treating your retirement like a business</p><p>9:34 - IBC thought-in-action</p><p>12:36 - Managing your windfalls</p><p>16:43 - Retirement and income</p><p>18:35 - How to analyze your “income plan”</p><p>22:31 - Your personal economic situation</p><p>25:36 - The passive income qualities of IBC</p><p>27:24 - The opportunity cost of your income plan</p><p>29:16 - Who’s in control?</p><p>30:37 - Does your plan create income or just accumulate capital?</p><p>37:26 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>It’s common for most people to fall into the mainstream thinking when it comes to retirement. The whole idea of “having enough” to retire and not considering what money you have <em>coming in</em> – is one of the biggest mistakes most people make.</p><p>In this week’s episode, Dave and Paul challenge you to change your thinking about retirement – to change your mindset from “retirement planning” to “income planning”.</p><p><br></p><p>They also touch on a great “IBC in Action” example, as well as some tips for managing your windfalls..</p><p><br></p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>1:13 - Dave’s new painting and the investing analogy behind it</p><p>4:13 - Treating your retirement like a business</p><p>9:34 - IBC thought-in-action</p><p>12:36 - Managing your windfalls</p><p>16:43 - Retirement and income</p><p>18:35 - How to analyze your “income plan”</p><p>22:31 - Your personal economic situation</p><p>25:36 - The passive income qualities of IBC</p><p>27:24 - The opportunity cost of your income plan</p><p>29:16 - Who’s in control?</p><p>30:37 - Does your plan create income or just accumulate capital?</p><p>37:26 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">fbd69a4b-a110-4069-afc3-4284b7e3e997</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 08 Apr 2024 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/3fcbd8a4-0a1e-4672-b093-bf018488af23/WW-Audio-Edit-EP-113.mp3" length="93100800" type="audio/mpeg"/><itunes:duration>38:48</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>114</itunes:episode><podcast:episode>114</podcast:episode></item><item><title>Episode 112: Infinite Banking: Where Can You Find More Cash To Fund Your Premium?</title><itunes:title>Episode 112: Infinite Banking: Where Can You Find More Cash To Fund Your Premium?</itunes:title><description><![CDATA[<p>There is always the issue of <em>grasping </em>the IBC concept in general. But when you do, you may find yourself looking to pay as much premium <em>as possible.</em></p><p>In this week’s episode, Dave and Paul explore some client stories and their own experiences expanding their own system – where to find extra premium and how you can get your policy going as quickly as possible!&nbsp;</p><p><br></p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>0:46 - Paul’s metro adventures, Uber, getting older</p><p>5:49 - Responding to a YouTube comment</p><p>9:54 - “IBC in action”: How do I find additional cash for premium?</p><p>15:26 - Dave’s experience w/ lump sum and a client</p><p>16:54 - Thinking long range with premium</p><p>21:01 - Who pays all the taxes?</p><p>22:03 - Where can you find more premium?</p><p>28:10 - IBC simplifies your life</p><p>30:19 - Having your lifestyle under control</p><p>32:43 - Good fits and poor fits</p><p>36:11 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>There is always the issue of <em>grasping </em>the IBC concept in general. But when you do, you may find yourself looking to pay as much premium <em>as possible.</em></p><p>In this week’s episode, Dave and Paul explore some client stories and their own experiences expanding their own system – where to find extra premium and how you can get your policy going as quickly as possible!&nbsp;</p><p><br></p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>0:46 - Paul’s metro adventures, Uber, getting older</p><p>5:49 - Responding to a YouTube comment</p><p>9:54 - “IBC in action”: How do I find additional cash for premium?</p><p>15:26 - Dave’s experience w/ lump sum and a client</p><p>16:54 - Thinking long range with premium</p><p>21:01 - Who pays all the taxes?</p><p>22:03 - Where can you find more premium?</p><p>28:10 - IBC simplifies your life</p><p>30:19 - Having your lifestyle under control</p><p>32:43 - Good fits and poor fits</p><p>36:11 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">586912b4-fba9-41a1-b580-9bf9a4e118a4</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 01 Apr 2024 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/614f6fac-664c-4260-bb28-5e9259f5e3a8/WW-Audio-Edit-EP-112.mp3" length="94379520" type="audio/mpeg"/><itunes:duration>39:19</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>113</itunes:episode><podcast:episode>113</podcast:episode></item><item><title>Episode 111: Infinite Banking: Expanding Your System to Accommodate Future Income</title><itunes:title>Episode 111: Infinite Banking: Expanding Your System to Accommodate Future Income</itunes:title><description><![CDATA[<p>There are a lot of “a-ha” moments in IBC that only come along once you’ve immersed yourself in this process for a little while.</p><p>One of those moments is when people realize that they want to <em>expand</em> their system.. But how? Where do you start? </p><p><br></p><p>In this week’s episode, Dave and Paul discuss this mindset in general – as well as ways that you can reorient your policy and start expanding it today.</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>3:01 - “IBC in action” and Paul’s construction loan saga</p><p>6:25 - How did IBC fit into Paul’s construction process?</p><p>9:52 - Adjusting your policy</p><p>13:30 - Some ways you can expand the system?</p><p>18:14 - The “how” for expanding</p><p>20:59 - The best way to plan</p><p>25:08 - Another strategy to add a little more room in your policy</p><p>27:21 - A real-life example of “expanding your system”</p><p>30:39 - Doubt and taking risks</p><p>33:00 - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>There are a lot of “a-ha” moments in IBC that only come along once you’ve immersed yourself in this process for a little while.</p><p>One of those moments is when people realize that they want to <em>expand</em> their system.. But how? Where do you start? </p><p><br></p><p>In this week’s episode, Dave and Paul discuss this mindset in general – as well as ways that you can reorient your policy and start expanding it today.</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>3:01 - “IBC in action” and Paul’s construction loan saga</p><p>6:25 - How did IBC fit into Paul’s construction process?</p><p>9:52 - Adjusting your policy</p><p>13:30 - Some ways you can expand the system?</p><p>18:14 - The “how” for expanding</p><p>20:59 - The best way to plan</p><p>25:08 - Another strategy to add a little more room in your policy</p><p>27:21 - A real-life example of “expanding your system”</p><p>30:39 - Doubt and taking risks</p><p>33:00 - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">ff8af0c5-f6ff-4d69-abe0-152a22048bf8</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 25 Mar 2024 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/abc90020-4f50-41a0-9a4e-41117b78e30f/WW-Audio-Edit-Ep-111.mp3" length="81359040" type="audio/mpeg"/><itunes:duration>33:54</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>112</itunes:episode><podcast:episode>112</podcast:episode></item><item><title>Episode 110:  Infinite Banking: How To Cure Analysis Paralysis</title><itunes:title>Episode 110:  Infinite Banking: How To Cure Analysis Paralysis</itunes:title><description><![CDATA[<p>It’s one of the biggest obstacles to you completely controlling the banking function of your life.. “Analysis paralysis”.</p><p>From the “internal rate of return” to the interest rate in any given year – there are a million reasons to not begin your IBC journey.</p><p>In this week’s episode, Dave and Paul discuss the hang-ups that most people run into before they make the leap into IBC.</p><p><br></p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 -Introduction</p><p>0:27 - Episode beginning</p><p>1:31 - Responding to some comments</p><p>7:54 - Analysis paralysis</p><p>8:54 - Why do we have analysis paralysis?</p><p>11:17 - It’s not mainstream</p><p>16:32 - Focusing on the wrong thing</p><p>18:54 - Paul doesn’t sweat the details</p><p>20:53 - What it means to control the banking function in your life</p><p>23:35 - Social proof</p><p>25:56 - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>It’s one of the biggest obstacles to you completely controlling the banking function of your life.. “Analysis paralysis”.</p><p>From the “internal rate of return” to the interest rate in any given year – there are a million reasons to not begin your IBC journey.</p><p>In this week’s episode, Dave and Paul discuss the hang-ups that most people run into before they make the leap into IBC.</p><p><br></p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 -Introduction</p><p>0:27 - Episode beginning</p><p>1:31 - Responding to some comments</p><p>7:54 - Analysis paralysis</p><p>8:54 - Why do we have analysis paralysis?</p><p>11:17 - It’s not mainstream</p><p>16:32 - Focusing on the wrong thing</p><p>18:54 - Paul doesn’t sweat the details</p><p>20:53 - What it means to control the banking function in your life</p><p>23:35 - Social proof</p><p>25:56 - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">ebb80379-f5b5-42d4-9bd2-e60dcc748a4b</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 18 Mar 2024 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/61a94bb2-ba6a-40e8-ae00-f3b7383e27ef/WW-Audio-Edit-EP-110.mp3" length="66153600" type="audio/mpeg"/><itunes:duration>27:34</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>111</itunes:episode><podcast:episode>111</podcast:episode></item><item><title>Episode 109: Live From Las Vegas - The 2024 IBC ThinkTank Roundtable!</title><itunes:title>Episode 109: Live From Las Vegas - The 2024 IBC ThinkTank Roundtable!</itunes:title><description><![CDATA[<p>In this special episode, Dave and Paul hit the road for the 2024 IBC ThinkTank in Las Vegas!</p><p>They are joined by colleagues and fellow IBC practitioners Brandon Goswick and Nate Dean of Cashflow Legendz Podcast:&nbsp;</p><p><br></p><p><a href="https://open.spotify.com/show/6kfNuRfndv5ES73LZ2sxB1?si=rfzzbDaJT1GRVvDmWMUhzg&amp;nd=1&amp;dlsi=042493071d6f49e1" rel="noopener noreferrer" target="_blank">https://open.spotify.com/show/6kfNuRfndv5ES73LZ2sxB1?si=rfzzbDaJT1GRVvDmWMUhzg&amp;nd=1&amp;dlsi=042493071d6f49e1</a></p><p><br></p><p>.. and John Perrings of Strategic Wealth Podcast:&nbsp;</p><p><br></p><p><a href="https://open.spotify.com/show/5eDLko3NJ5Jo3E6Sz6cK9n?si=h-hsHMdjRt-0s7WKF2QIMg&amp;nd=1&amp;dlsi=bff0a0f4c34b4d72" rel="noopener noreferrer" target="_blank">https://open.spotify.com/show/5eDLko3NJ5Jo3E6Sz6cK9n?si=h-hsHMdjRt-0s7WKF2QIMg&amp;nd=1&amp;dlsi=bff0a0f4c34b4d72</a></p><p><br></p><p>The guys sit down to discuss the ThinkTank itself – but also IBC at large: where it’s headed, the power of the IBC community, it’s benefits for legacy, lifestyle, and much more!</p><p><br></p><p><br></p><p><br></p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(0:27) - Episode beginning</p><p>(1:01) - Introducing the guests</p><p>(2:07) - IBC is a giving community</p><p>(4:32) - Protecting the IBC brand</p><p>(6:10) - Communicating with clients</p><p>(8:02) - “We’re not going to make it out alive”</p><p>(9:18) - Leaving behind burdens</p><p>(12:34) - How IBC helps a family</p><p>(15:50) - We know what we got with IBC…</p><p>(17:33) - “IBC is not a plan, it’s a lifestyle”</p><p>(19:09) - “We’re matching a guaranteed event with a guaranteed contract”</p><p>(19:53) - The best place to put your money</p><p>(21:14) - Dave’s epiphany</p><p>(24:32) - Rate of return vs. peace of mind</p><p>(26:10) - IBC forces you to go step by step</p><p>(28:10) - Closing thoughts</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>In this special episode, Dave and Paul hit the road for the 2024 IBC ThinkTank in Las Vegas!</p><p>They are joined by colleagues and fellow IBC practitioners Brandon Goswick and Nate Dean of Cashflow Legendz Podcast:&nbsp;</p><p><br></p><p><a href="https://open.spotify.com/show/6kfNuRfndv5ES73LZ2sxB1?si=rfzzbDaJT1GRVvDmWMUhzg&amp;nd=1&amp;dlsi=042493071d6f49e1" rel="noopener noreferrer" target="_blank">https://open.spotify.com/show/6kfNuRfndv5ES73LZ2sxB1?si=rfzzbDaJT1GRVvDmWMUhzg&amp;nd=1&amp;dlsi=042493071d6f49e1</a></p><p><br></p><p>.. and John Perrings of Strategic Wealth Podcast:&nbsp;</p><p><br></p><p><a href="https://open.spotify.com/show/5eDLko3NJ5Jo3E6Sz6cK9n?si=h-hsHMdjRt-0s7WKF2QIMg&amp;nd=1&amp;dlsi=bff0a0f4c34b4d72" rel="noopener noreferrer" target="_blank">https://open.spotify.com/show/5eDLko3NJ5Jo3E6Sz6cK9n?si=h-hsHMdjRt-0s7WKF2QIMg&amp;nd=1&amp;dlsi=bff0a0f4c34b4d72</a></p><p><br></p><p>The guys sit down to discuss the ThinkTank itself – but also IBC at large: where it’s headed, the power of the IBC community, it’s benefits for legacy, lifestyle, and much more!</p><p><br></p><p><br></p><p><br></p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(0:27) - Episode beginning</p><p>(1:01) - Introducing the guests</p><p>(2:07) - IBC is a giving community</p><p>(4:32) - Protecting the IBC brand</p><p>(6:10) - Communicating with clients</p><p>(8:02) - “We’re not going to make it out alive”</p><p>(9:18) - Leaving behind burdens</p><p>(12:34) - How IBC helps a family</p><p>(15:50) - We know what we got with IBC…</p><p>(17:33) - “IBC is not a plan, it’s a lifestyle”</p><p>(19:09) - “We’re matching a guaranteed event with a guaranteed contract”</p><p>(19:53) - The best place to put your money</p><p>(21:14) - Dave’s epiphany</p><p>(24:32) - Rate of return vs. peace of mind</p><p>(26:10) - IBC forces you to go step by step</p><p>(28:10) - Closing thoughts</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">3e7031c1-b239-4b69-8810-25461b81b530</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 11 Mar 2024 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/46e907d6-ab7b-4e23-bd8a-9843e3d2035f/WW-Audio-Edit-Ep-109.mp3" length="72402240" type="audio/mpeg"/><itunes:duration>30:10</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>110</itunes:episode><podcast:episode>110</podcast:episode></item><item><title>Episode 108: Infinite Banking: Client Case Studies In Thinking Like a Banker</title><itunes:title>Episode 108: Infinite Banking: Client Case Studies In Thinking Like a Banker</itunes:title><description><![CDATA[<p>One of the biggest advantages to IBC.. is that you regain the control that the financial system <em>took</em> from you.</p><p>Not only do you get to dictate terms, YOU get to make the rules. </p><p><br></p><p>Like Nelson Nash intended (and America at large) – when you have your own banking system, you’re in control of your financial destiny.</p><p><br></p><p>Tune into this episode to see what these benefits <em>really </em>look like.</p><p><br></p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>4:03 - Client case study: dogma</p><p>8:00 - Both/and mindset</p><p>10:47 - “Use it or lose it”</p><p>12:14 - Product vs. process</p><p>16:09 - Second case study, buying a car</p><p>23:56 - What it’s like to start thinking like a banker</p><p>26:07 - Cash is king, car loans</p><p>27:57 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>One of the biggest advantages to IBC.. is that you regain the control that the financial system <em>took</em> from you.</p><p>Not only do you get to dictate terms, YOU get to make the rules. </p><p><br></p><p>Like Nelson Nash intended (and America at large) – when you have your own banking system, you’re in control of your financial destiny.</p><p><br></p><p>Tune into this episode to see what these benefits <em>really </em>look like.</p><p><br></p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>4:03 - Client case study: dogma</p><p>8:00 - Both/and mindset</p><p>10:47 - “Use it or lose it”</p><p>12:14 - Product vs. process</p><p>16:09 - Second case study, buying a car</p><p>23:56 - What it’s like to start thinking like a banker</p><p>26:07 - Cash is king, car loans</p><p>27:57 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">3fea68d6-1aca-4532-8338-e1b62d9f94c8</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 04 Mar 2024 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/b8f64235-0db3-4062-bec0-29a293ea34af/WW-Audio-Edit-EP-108.mp3" length="75992640" type="audio/mpeg"/><itunes:duration>31:40</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>109</itunes:episode><podcast:episode>109</podcast:episode></item><item><title>Dave and Paul Uncover their Podcasting Strategies and Tips</title><itunes:title>Dave and Paul Uncover their Podcasting Strategies and Tips</itunes:title><description><![CDATA[<p>In this special, (non-IBC related) episode of <em>Wealth Warehouse</em>, Dave and Paul sit down with their very own podcast producer, Ryan Sullivan – to talk briefly about what it takes to keep this podcast up and running each and every week!</p><p>If you’re interested in starting a podcast – this episode is a perfect sneak peek into what you can expect in terms of effort and rewards!</p><p><br></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p><br></p><p>0:00 - Introduction</p><p>2:16 - Episode beginning</p><p>3:12 - Some background on how the podcast started</p><p>6:01 - What were you doing before the podcast?</p><p>8:03 - Did you envision yourself becoming a podcaster?</p><p>10:16 - Teaching what you know about</p><p>14:05 - “Your prospects are watching somebody”</p><p>15:15 - The co-host experience</p><p>21:03 - Making a podcast (with help)</p><p>25:29 - The beauty of a podcast</p><p>28:55 - Any tips for new creators?</p><p>31:05 - Most podcasts… fail</p><p>32:55 - “Don’t quit after the first month”</p><p>35:02 - “For people looking to start a podcast”</p><p>37:50 - Constructive feedback</p><p>40:01 - Being authentic</p><p>41:03 - Closing thoughts</p><p><br></p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>In this special, (non-IBC related) episode of <em>Wealth Warehouse</em>, Dave and Paul sit down with their very own podcast producer, Ryan Sullivan – to talk briefly about what it takes to keep this podcast up and running each and every week!</p><p>If you’re interested in starting a podcast – this episode is a perfect sneak peek into what you can expect in terms of effort and rewards!</p><p><br></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p><br></p><p>0:00 - Introduction</p><p>2:16 - Episode beginning</p><p>3:12 - Some background on how the podcast started</p><p>6:01 - What were you doing before the podcast?</p><p>8:03 - Did you envision yourself becoming a podcaster?</p><p>10:16 - Teaching what you know about</p><p>14:05 - “Your prospects are watching somebody”</p><p>15:15 - The co-host experience</p><p>21:03 - Making a podcast (with help)</p><p>25:29 - The beauty of a podcast</p><p>28:55 - Any tips for new creators?</p><p>31:05 - Most podcasts… fail</p><p>32:55 - “Don’t quit after the first month”</p><p>35:02 - “For people looking to start a podcast”</p><p>37:50 - Constructive feedback</p><p>40:01 - Being authentic</p><p>41:03 - Closing thoughts</p><p><br></p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">e3063cd8-9551-4aae-b95e-dc35473ffa16</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Fri, 01 Mar 2024 18:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/d6d734e1-85fb-4582-a209-d66ea5f45430/WW-Audio-Edit-Bonus-Ep-1.mp3" length="103505280" type="audio/mpeg"/><itunes:duration>43:08</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>108</itunes:episode><podcast:episode>108</podcast:episode></item><item><title>Episode 112: Infinite Banking: Where Can You Find More Cash To Fund Your Premium?</title><itunes:title>Episode 112: Infinite Banking: Where Can You Find More Cash To Fund Your Premium?</itunes:title><description><![CDATA[<p>Notes here</p>]]></description><content:encoded><![CDATA[<p>Notes here</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">3a444a16-ed84-4110-b33f-10e6ea8d3562</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Fri, 01 Mar 2024 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/60dde5fb-9e01-4ba5-a5f0-53e4be79d6d5/WW-Audio-Edit-Ep-112.mp3" length="94379520" type="audio/mpeg"/><itunes:duration>39:19</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>113</itunes:episode><podcast:episode>113</podcast:episode></item><item><title>Episode 107: Infinite Banking: Should I Add a Lump Sum to My Policy in the First Year? Pros and Cons</title><itunes:title>Episode 107: Infinite Banking: Should I Add a Lump Sum to My Policy in the First Year? Pros and Cons</itunes:title><description><![CDATA[<p>In this week’s installment of <em>Wealth Warehouse</em> – Dave and Paul explore a little-known strategy that can help IBC users kick-start their own banking system.</p><p>The fellas will take you through the “lump sum” strategy, what it is as well as its practical application for IBC. From the pros and cons – to the biggest advantages and how you can utilize this strategy today, you’ll have all the information you need to understand this tactic and see if it can work for you!</p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>1:35 - Sharing an email from a client</p><p>4:40 - OPAI riders</p><p>6:55 - Dave and Paul weigh in on the “lump sum”</p><p>8:15 - What is the “lump sum”?</p><p>9:37 - Advantages to this strategy</p><p>13:34 - Your money has to reside somewhere</p><p>16:11 - Dave’s approach to this strategy</p><p>19:31 - Some of the “cons”</p><p>21:34 - Eating up insurability and promoting poor habits</p><p>25:31 - Using up your PUA room</p><p>26:49 - Using your capital and the PDF Max</p><p>35:33 - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>In this week’s installment of <em>Wealth Warehouse</em> – Dave and Paul explore a little-known strategy that can help IBC users kick-start their own banking system.</p><p>The fellas will take you through the “lump sum” strategy, what it is as well as its practical application for IBC. From the pros and cons – to the biggest advantages and how you can utilize this strategy today, you’ll have all the information you need to understand this tactic and see if it can work for you!</p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>1:35 - Sharing an email from a client</p><p>4:40 - OPAI riders</p><p>6:55 - Dave and Paul weigh in on the “lump sum”</p><p>8:15 - What is the “lump sum”?</p><p>9:37 - Advantages to this strategy</p><p>13:34 - Your money has to reside somewhere</p><p>16:11 - Dave’s approach to this strategy</p><p>19:31 - Some of the “cons”</p><p>21:34 - Eating up insurability and promoting poor habits</p><p>25:31 - Using up your PUA room</p><p>26:49 - Using your capital and the PDF Max</p><p>35:33 - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">d586df4f-6a72-4357-9080-6856b11907f9</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 26 Feb 2024 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/49a7f4b6-b2e9-4b87-8b0b-65a160bd5f50/WW-Audio-Edit-EP-107.mp3" length="89907840" type="audio/mpeg"/><itunes:duration>37:28</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>107</itunes:episode><podcast:episode>107</podcast:episode></item><item><title>Episode 106: Infinite Banking: The Importance of Adequate Death Benefit &amp; A Good Use For Your 401k In Retirement</title><itunes:title>Episode 106: Infinite Banking: The Importance of Adequate Death Benefit &amp; A Good Use For Your 401k In Retirement</itunes:title><description><![CDATA[<p>The guys have said it time and time again.. The death benefit is nothing to be downplayed.</p><p>Nobody said IBC is simple – and this episode is evidence that you need to have adequate guidance when it comes to managing a financial system like this.</p><p><br></p><p>Dave and Paul will give you the straight facts for why death benefit is nothing to overlook – as well as a nifty way to shift your 401k savings into a safer, more profitable spot..</p><p><br></p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>2:20 - Update on Paul’s construction loan</p><p>5:11 - Listener question</p><p>10:05 - The importance of the death benefit</p><p>12:31 - “Let’s imagine you own a machine”</p><p>16:55 - The house analogy</p><p>19:04 - Two things are guaranteed</p><p>20:45 - For those close to retirement w/ a 401k</p><p>24:19 - You’re better off learning nothing than learning the wrong thing</p><p>27:33 - Construction on Paul’s new house</p><p>28:16 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>The guys have said it time and time again.. The death benefit is nothing to be downplayed.</p><p>Nobody said IBC is simple – and this episode is evidence that you need to have adequate guidance when it comes to managing a financial system like this.</p><p><br></p><p>Dave and Paul will give you the straight facts for why death benefit is nothing to overlook – as well as a nifty way to shift your 401k savings into a safer, more profitable spot..</p><p><br></p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>2:20 - Update on Paul’s construction loan</p><p>5:11 - Listener question</p><p>10:05 - The importance of the death benefit</p><p>12:31 - “Let’s imagine you own a machine”</p><p>16:55 - The house analogy</p><p>19:04 - Two things are guaranteed</p><p>20:45 - For those close to retirement w/ a 401k</p><p>24:19 - You’re better off learning nothing than learning the wrong thing</p><p>27:33 - Construction on Paul’s new house</p><p>28:16 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">00ddb8d7-2060-4963-8d57-56a063ad1d37</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 19 Feb 2024 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/2d0e4bc8-9fd6-4945-85a9-bdf6b1d6dad8/WW-Audio-Edit-EP-106.mp3" length="74784960" type="audio/mpeg"/><itunes:duration>31:10</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>106</itunes:episode><podcast:episode>106</podcast:episode></item><item><title>Episode 105: Infinite Banking: How Many Policies Should I Start?</title><itunes:title>Episode 105: Infinite Banking: How Many Policies Should I Start?</itunes:title><description><![CDATA[<p>Now that Wealth Warehouse has moved past 100 episodes, it can become easy to get lost in the complexities of Nelson Nash’s groundbreaking personal banking system.</p><p>In this week’s episode, Dave and Paul circle back to one of the core topics in IBC: starting a policy.</p><p>What seems like a simple concept can become suddenly more complicated when you add in family members. How do you position yourself and your loved ones so they can get the maximum protection <em>and value?</em></p><p>Tune in to find out!</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p>Episode 33, “Cash Value, When to Start Another Policy and the 10/90 Design”</p><p><a href="https://www.youtube.com/watch?v=ZIgHjE4qcGk" rel="noopener noreferrer" target="_blank">https://www.youtube.com/watch?v=ZIgHjE4qcGk</a></p><p>Episode 34, “The Notorious "MEC" and How to Avoid It”</p><p><a href="https://www.youtube.com/watch?v=HKnorohzlzA" rel="noopener noreferrer" target="_blank">https://www.youtube.com/watch?v=HKnorohzlzA</a></p><p>&nbsp;</p><p><strong>Episode Highlights:</strong></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning, an update on Paul’s construction loan</p><p>3:59 - “Paul, why do you own so many policies?”</p><p>8:01 - How many policies should I start with?</p><p>12:51 - Why would you need more policies?</p><p>18:45 - The right <em>type </em>of policy</p><p>20:45 - “The shorter the payment period…”</p><p>26:12 - The reliability of the IBC asset</p><p>28:10 - Thinking long-term and a little sacrifice</p><p>31:44 - Episode wrap-up</p><p>&nbsp;</p><p><strong>ABOUT YOUR HOSTS:</strong></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>Catch up with David and Paul, visit the links below!</p><p><br></p><p>Website:&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p><br></p><p>LinkedIn:</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>Now that Wealth Warehouse has moved past 100 episodes, it can become easy to get lost in the complexities of Nelson Nash’s groundbreaking personal banking system.</p><p>In this week’s episode, Dave and Paul circle back to one of the core topics in IBC: starting a policy.</p><p>What seems like a simple concept can become suddenly more complicated when you add in family members. How do you position yourself and your loved ones so they can get the maximum protection <em>and value?</em></p><p>Tune in to find out!</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p>Episode 33, “Cash Value, When to Start Another Policy and the 10/90 Design”</p><p><a href="https://www.youtube.com/watch?v=ZIgHjE4qcGk" rel="noopener noreferrer" target="_blank">https://www.youtube.com/watch?v=ZIgHjE4qcGk</a></p><p>Episode 34, “The Notorious "MEC" and How to Avoid It”</p><p><a href="https://www.youtube.com/watch?v=HKnorohzlzA" rel="noopener noreferrer" target="_blank">https://www.youtube.com/watch?v=HKnorohzlzA</a></p><p>&nbsp;</p><p><strong>Episode Highlights:</strong></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning, an update on Paul’s construction loan</p><p>3:59 - “Paul, why do you own so many policies?”</p><p>8:01 - How many policies should I start with?</p><p>12:51 - Why would you need more policies?</p><p>18:45 - The right <em>type </em>of policy</p><p>20:45 - “The shorter the payment period…”</p><p>26:12 - The reliability of the IBC asset</p><p>28:10 - Thinking long-term and a little sacrifice</p><p>31:44 - Episode wrap-up</p><p>&nbsp;</p><p><strong>ABOUT YOUR HOSTS:</strong></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>Catch up with David and Paul, visit the links below!</p><p><br></p><p>Website:&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p><br></p><p>LinkedIn:</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">8f954904-8ead-4d28-8687-354bd39dda10</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Wed, 14 Feb 2024 09:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/f2ff304d-9332-4752-9d37-523985a8373e/WW-Audio-Edit-EP-105.mp3" length="79214400" type="audio/mpeg"/><itunes:duration>33:00</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>105</itunes:episode><podcast:episode>105</podcast:episode></item><item><title>Episode 104: The Genius of Nelson Nash Through His Book &quot;Building Your Warehouse of Wealth&quot;</title><itunes:title>Episode 104: The Genius of Nelson Nash Through His Book &quot;Building Your Warehouse of Wealth&quot;</itunes:title><description><![CDATA[<p>In this week’s episode, the fellas take a look at the late Nelson Nash’s follow-up book to “Becoming Your Own Banker” – “Building Your Warehouse of Wealth”.</p><p>They discuss some of the themes in the books as well as the most impactful and relevant sections – both to IBC users and people in our financial system in general.</p><p><br></p><p><br></p><p>Warehouse of Wealth</p><p><br></p><p>https://infinitebanking.org/product/building-your-warehouse-of-wealth/</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(0:27) - Episode beginning</p><p>(1:37) - Paul’s loan process update</p><p>(6:32) - Reviewing Nelson’s second book, “Warehouse of Wealth”</p><p>(8:15) - “Conventional wisdom has led the world into financial slavery”</p><p>(10:36) - Readability and the overall themes</p><p>(12:30) - We’ve become lazy</p><p>(16:18) - “Some things for you to ponder”</p><p>(18:41) - You’re better off learning nothing than doing the wrong thing</p><p>(20:04) - It can be up to us</p><p>(21:26) - The benefits of working with people you trust</p><p>(23:29) - An alternative asset</p><p>(29:46) - Exposing the lies, Nelson’s predictions</p><p>(32:39) - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>In this week’s episode, the fellas take a look at the late Nelson Nash’s follow-up book to “Becoming Your Own Banker” – “Building Your Warehouse of Wealth”.</p><p>They discuss some of the themes in the books as well as the most impactful and relevant sections – both to IBC users and people in our financial system in general.</p><p><br></p><p><br></p><p>Warehouse of Wealth</p><p><br></p><p>https://infinitebanking.org/product/building-your-warehouse-of-wealth/</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(0:27) - Episode beginning</p><p>(1:37) - Paul’s loan process update</p><p>(6:32) - Reviewing Nelson’s second book, “Warehouse of Wealth”</p><p>(8:15) - “Conventional wisdom has led the world into financial slavery”</p><p>(10:36) - Readability and the overall themes</p><p>(12:30) - We’ve become lazy</p><p>(16:18) - “Some things for you to ponder”</p><p>(18:41) - You’re better off learning nothing than doing the wrong thing</p><p>(20:04) - It can be up to us</p><p>(21:26) - The benefits of working with people you trust</p><p>(23:29) - An alternative asset</p><p>(29:46) - Exposing the lies, Nelson’s predictions</p><p>(32:39) - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">9310a5ab-05d9-492a-9590-0b5052f01120</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 05 Feb 2024 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/b4d48629-13ba-4039-8a42-161cd30e35ba/WW-Audio-Edit-Ep-104-1.mp3" length="87162240" type="audio/mpeg"/><itunes:duration>36:19</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>104</itunes:episode><podcast:episode>104</podcast:episode></item><item><title>Episode 103: Infinite Banking: There Is Only One Pool Of Capital</title><itunes:title>Episode 103: Infinite Banking: There Is Only One Pool Of Capital</itunes:title><description><![CDATA[<p>In this week’s episode, the fellas take a look at IBC’s “one pool of capital” and why understanding this cracks the code as to why the infinite banking system is the answer to your capitalization problems.</p><p>And the guys aren’t just talking about starting a business.. They’re talking about sending your kids through college, buying a house, <em>financing the things of life.</em></p><p><br></p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>6:13 - Email from a client, “first loan and investment”</p><p>9:07 - The way we’ve been taught to think about our finances</p><p>11:35 - “There is one pool of capital”</p><p>15:43 - Separating yourself from your capital</p><p>20:21 - What Nelson predicted</p><p>24:14 - What’s guaranteed in life?</p><p>25:50 - Being efficient with your money</p><p>29:05 - The monetary value of a college degree</p><p>33:28 - How much do you want to control?</p><p>36:01 - You can go through underwriting if you’re bald</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>In this week’s episode, the fellas take a look at IBC’s “one pool of capital” and why understanding this cracks the code as to why the infinite banking system is the answer to your capitalization problems.</p><p>And the guys aren’t just talking about starting a business.. They’re talking about sending your kids through college, buying a house, <em>financing the things of life.</em></p><p><br></p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>6:13 - Email from a client, “first loan and investment”</p><p>9:07 - The way we’ve been taught to think about our finances</p><p>11:35 - “There is one pool of capital”</p><p>15:43 - Separating yourself from your capital</p><p>20:21 - What Nelson predicted</p><p>24:14 - What’s guaranteed in life?</p><p>25:50 - Being efficient with your money</p><p>29:05 - The monetary value of a college degree</p><p>33:28 - How much do you want to control?</p><p>36:01 - You can go through underwriting if you’re bald</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">c17e1d0e-2a43-4630-9b4f-5c2f008a6448</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 29 Jan 2024 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/837692c7-e48b-42f2-8cf8-2220316d5279/WW-Audio-Edit-EP-103.mp3" length="89208960" type="audio/mpeg"/><itunes:duration>37:10</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>103</itunes:episode><podcast:episode>103</podcast:episode></item><item><title>Episode 102: The Infinite Banking Concept Explained</title><itunes:title>Episode 102: The Infinite Banking Concept Explained</itunes:title><description><![CDATA[<p>In this week’s episode, Dave and Paul take a look at an “oldie but a goodie” – Dave’s very own “Infinite Banking Concept Explained” episode!</p><p>Not only can you find the original video below, you can also hear Dave and Paul’s <em>exclusive</em> commentary on all the big highlights.</p><p><br></p><p>From the creation of your own bank to the opportunities you open yourself up to down the line, the fellas will flesh out all the big benefits and value that you get from starting your very own banking system.</p><p><br></p><p>Infinite Banking Concept Explained:</p><p><br></p><p><a href="https://www.youtube.com/watch?v=4fSMlg4i7pk&amp;t=203s" rel="noopener noreferrer" target="_blank">https://www.youtube.com/watch?v=4fSMlg4i7pk&amp;t=203s</a></p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>1:08 - Paul’s trip to Italy</p><p>4:02 - Some context for this episode</p><p>6:49 - How to control your wealth</p><p>8:57 - Life insurance is not an investment</p><p>11:19 - The benefits of having opportunities</p><p>14:49 - The mortgage analogy for IBC</p><p>18:41 - How do we create our own bank?</p><p>21:10 - What does “mutually owned” mean?</p><p>24:25 - Repayment</p><p>27:48 - With IBC it doesn’t matter..</p><p>29:17 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>In this week’s episode, Dave and Paul take a look at an “oldie but a goodie” – Dave’s very own “Infinite Banking Concept Explained” episode!</p><p>Not only can you find the original video below, you can also hear Dave and Paul’s <em>exclusive</em> commentary on all the big highlights.</p><p><br></p><p>From the creation of your own bank to the opportunities you open yourself up to down the line, the fellas will flesh out all the big benefits and value that you get from starting your very own banking system.</p><p><br></p><p>Infinite Banking Concept Explained:</p><p><br></p><p><a href="https://www.youtube.com/watch?v=4fSMlg4i7pk&amp;t=203s" rel="noopener noreferrer" target="_blank">https://www.youtube.com/watch?v=4fSMlg4i7pk&amp;t=203s</a></p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>1:08 - Paul’s trip to Italy</p><p>4:02 - Some context for this episode</p><p>6:49 - How to control your wealth</p><p>8:57 - Life insurance is not an investment</p><p>11:19 - The benefits of having opportunities</p><p>14:49 - The mortgage analogy for IBC</p><p>18:41 - How do we create our own bank?</p><p>21:10 - What does “mutually owned” mean?</p><p>24:25 - Repayment</p><p>27:48 - With IBC it doesn’t matter..</p><p>29:17 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">7730f56d-8eee-4aca-8cff-14c9ae0979ca</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 22 Jan 2024 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/dca7d7f9-1e66-4479-8ce8-a08fcb1e2eff/WW-Audio-Edit-EP-102.mp3" length="79512000" type="audio/mpeg"/><itunes:duration>33:08</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>102</itunes:episode><podcast:episode>102</podcast:episode></item><item><title>Episode 101: IBC Roundtable With Our Clients Part 2 of 2</title><itunes:title>Episode 101: IBC Roundtable With Our Clients Part 2 of 2</itunes:title><description><![CDATA[<p>David and Paul are happy to welcome our Wealth Warehouse guests and clients Ryan, Wes, David and Rebekah back for the continuation of this special 100th episode..</p><p>In this week’s episode, you’ll hear the rest of the discussion between Dave, Paul and their clients. They’ll cover more of what IBC has done for their family, for their lives and for their wealth-building opportunities.</p><p><br></p><p>If you’re a prospective IBC user and you want to hear some more down-to-earth real-life IBC stories, this is <em>absolutely the</em> episode for you!!</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode introduction</p><p>4:26 - Episode beginning</p><p>9:24 - “It’s only limited by your own imagination”</p><p>11:19 - “This is not complex”</p><p>14:19 - Ryan’s plans for his IBC future</p><p>21:10 - You want to take less risk with your capital</p><p>22:32 - Analyzing some of Wes’ opportunities</p><p>25:10 - “Just capitalizing” and the Wallers’ decision matrix</p><p>30:36 - Controlling your own capital</p><p>31:49 - Final thoughts and parting words for anybody considering IBC</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>David and Paul are happy to welcome our Wealth Warehouse guests and clients Ryan, Wes, David and Rebekah back for the continuation of this special 100th episode..</p><p>In this week’s episode, you’ll hear the rest of the discussion between Dave, Paul and their clients. They’ll cover more of what IBC has done for their family, for their lives and for their wealth-building opportunities.</p><p><br></p><p>If you’re a prospective IBC user and you want to hear some more down-to-earth real-life IBC stories, this is <em>absolutely the</em> episode for you!!</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode introduction</p><p>4:26 - Episode beginning</p><p>9:24 - “It’s only limited by your own imagination”</p><p>11:19 - “This is not complex”</p><p>14:19 - Ryan’s plans for his IBC future</p><p>21:10 - You want to take less risk with your capital</p><p>22:32 - Analyzing some of Wes’ opportunities</p><p>25:10 - “Just capitalizing” and the Wallers’ decision matrix</p><p>30:36 - Controlling your own capital</p><p>31:49 - Final thoughts and parting words for anybody considering IBC</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">ac361eda-d22f-427d-b0f7-5928b996567d</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 15 Jan 2024 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/1bab422c-04a3-451d-bae0-69275bf2494f/WW-Audio-Edit-EP-101.mp3" length="92207040" type="audio/mpeg"/><itunes:duration>38:25</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>101</itunes:episode><podcast:episode>101</podcast:episode></item><item><title>Episode 100: 100th Episode! IBC Roundtable With Our Clients Part 1 of 2</title><itunes:title>Episode 100: 100th Episode! IBC Roundtable With Our Clients Part 1 of 2</itunes:title><description><![CDATA[<p>David and Paul are happy to welcome our Wealth Warehouse guests and clients Ryan, Wes, David and Rebekah for this special 100th episode...</p><p>To commemorate this awesome podcasting achievement, the fellas are bringing you something a little special this week…</p><p><br></p><p>In this week’s episode you’ll be hearing from Dave and Paul’s real-life clients on all things IBC!! From how they first started and heard of the practice – all the way to how they’ve capitalized and secured their legacy, financial literacy for the next generation and much more!</p><p><br></p><p>If you’re a prospective IBC user and you want to hear some more down-to-earth real-life IBC stories, this is <em>absolutely the</em> episode for you!!</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Intro</p><p>0:29 - episode Beginning</p><p>1:53 - Introduction to all of the guests</p><p>5:26 - How Ryan heard about infinite banking</p><p>7:20 - How IBC has given Ryan opportunities</p><p>9:26 - How Wes got started with IBC</p><p>11:21 - Having a network</p><p>14:07 - How the Waller’s discovered IBC</p><p>17:58 - IBC and spouses</p><p>20:36 - How has IBC changed the way you think about money?</p><p>22:40 - IBC and legacy</p><p>24:51 - How IBc has impacted Wes’ life</p><p>31:15 - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>David and Paul are happy to welcome our Wealth Warehouse guests and clients Ryan, Wes, David and Rebekah for this special 100th episode...</p><p>To commemorate this awesome podcasting achievement, the fellas are bringing you something a little special this week…</p><p><br></p><p>In this week’s episode you’ll be hearing from Dave and Paul’s real-life clients on all things IBC!! From how they first started and heard of the practice – all the way to how they’ve capitalized and secured their legacy, financial literacy for the next generation and much more!</p><p><br></p><p>If you’re a prospective IBC user and you want to hear some more down-to-earth real-life IBC stories, this is <em>absolutely the</em> episode for you!!</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Intro</p><p>0:29 - episode Beginning</p><p>1:53 - Introduction to all of the guests</p><p>5:26 - How Ryan heard about infinite banking</p><p>7:20 - How IBC has given Ryan opportunities</p><p>9:26 - How Wes got started with IBC</p><p>11:21 - Having a network</p><p>14:07 - How the Waller’s discovered IBC</p><p>17:58 - IBC and spouses</p><p>20:36 - How has IBC changed the way you think about money?</p><p>22:40 - IBC and legacy</p><p>24:51 - How IBc has impacted Wes’ life</p><p>31:15 - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">180e2ac1-f31f-41fe-80ce-3885ec232578</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 08 Jan 2024 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/67d362e1-3d6f-4571-be33-ab3b47ba8d4a/WW-Audio-Edit-EP-100.mp3" length="77871360" type="audio/mpeg"/><itunes:duration>32:27</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>100</itunes:episode><podcast:episode>100</podcast:episode></item><item><title>Episode 99: Interview #2 with Billion Dollar Fund Manager &amp; &quot;Sound of Freedom&quot; Executive Producer Paul Hutchinson</title><itunes:title>Episode 99: Interview #2 with Billion Dollar Fund Manager &amp; &quot;Sound of Freedom&quot; Executive Producer Paul Hutchinson</itunes:title><description><![CDATA[<p>Welcome to the continuation of a special episode of <em>Wealth Warehouse,</em> where Dave and Paul are joined by Paul Hutchinson, a successful business owner, investor, and philanthropist.</p><p>Paul has dedicated his life to creating a world where every child can experience safety, freedom, and hope.</p><p><br></p><p>In part two of the guy’s interview with Paul, they focus in on his business experience running investment funds, starting out in sales and his philosophy to making money as well as making a <em>real </em>impact.</p><p><br></p><p><br></p><p>Paul Hutchinson, a successful business owner, investor, and philanthropist, has dedicated his life to creating a world where every child can experience safety, freedom, and hope.</p><p><br></p><p>In 2017, Paul founded the Child Liberation Foundation, and has led or held a critical role in over 70 undercover rescue missions in 15 countries. Through his foundation, and others that he has helped to start and fund, over 5,000 children have now been liberated. Paul is the primary investor and Executive Producer of the film “Sound of Freedom''. The film highlights one of the largest child rescue missions in history – with over 120 victims being liberated – in which Paul himself held a pivotal role.</p><p><br></p><p>In his professional career, Paul’s most notable accomplishment was co-founding a successful investment fund which he retired from in 2017. He has been the keynote speaker to royalty and at family office conferences on 6 continents. Paul Hutchinson is known and respected worldwide for his professional accomplishments and for the profound impact he is making in the lives of millions.</p><p><br></p><p><br></p><p>https://www.paulhutchinsonofficial.com/</p><p>https://web.liberatechildren.org/</p><p>https://liberating-humanity.com/</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>3:00 - Episode beginning</p><p>3:31 - The “business” side of Paul Hutchinson</p><p>5:35 - How Paul got started in business</p><p>9:33 - Building teams</p><p>11:45 - Step 1 w/ starting a business</p><p>13:15 - “Scarce resources”</p><p>15:48 - Creating <em>real</em> wealth</p><p>19:24 - “What qualities do you look for in people?”</p><p>24:19 - “Learn to listen”</p><p>25:15 - Legacy</p><p>29:47 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>Welcome to the continuation of a special episode of <em>Wealth Warehouse,</em> where Dave and Paul are joined by Paul Hutchinson, a successful business owner, investor, and philanthropist.</p><p>Paul has dedicated his life to creating a world where every child can experience safety, freedom, and hope.</p><p><br></p><p>In part two of the guy’s interview with Paul, they focus in on his business experience running investment funds, starting out in sales and his philosophy to making money as well as making a <em>real </em>impact.</p><p><br></p><p><br></p><p>Paul Hutchinson, a successful business owner, investor, and philanthropist, has dedicated his life to creating a world where every child can experience safety, freedom, and hope.</p><p><br></p><p>In 2017, Paul founded the Child Liberation Foundation, and has led or held a critical role in over 70 undercover rescue missions in 15 countries. Through his foundation, and others that he has helped to start and fund, over 5,000 children have now been liberated. Paul is the primary investor and Executive Producer of the film “Sound of Freedom''. The film highlights one of the largest child rescue missions in history – with over 120 victims being liberated – in which Paul himself held a pivotal role.</p><p><br></p><p>In his professional career, Paul’s most notable accomplishment was co-founding a successful investment fund which he retired from in 2017. He has been the keynote speaker to royalty and at family office conferences on 6 continents. Paul Hutchinson is known and respected worldwide for his professional accomplishments and for the profound impact he is making in the lives of millions.</p><p><br></p><p><br></p><p>https://www.paulhutchinsonofficial.com/</p><p>https://web.liberatechildren.org/</p><p>https://liberating-humanity.com/</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>3:00 - Episode beginning</p><p>3:31 - The “business” side of Paul Hutchinson</p><p>5:35 - How Paul got started in business</p><p>9:33 - Building teams</p><p>11:45 - Step 1 w/ starting a business</p><p>13:15 - “Scarce resources”</p><p>15:48 - Creating <em>real</em> wealth</p><p>19:24 - “What qualities do you look for in people?”</p><p>24:19 - “Learn to listen”</p><p>25:15 - Legacy</p><p>29:47 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">dff9910c-e04c-4289-b8f8-f6a4d8a0af41</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 01 Jan 2024 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/371ea71f-ab38-4976-b4db-8e97f9cca7e1/WW-Audio-Edit-EP-99.mp3" length="77126400" type="audio/mpeg"/><itunes:duration>32:08</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>99</itunes:episode><podcast:episode>99</podcast:episode></item><item><title>Episode 98: Summarizing the Most Popular Episodes of 2023 &amp; Getting Back to the Basics</title><itunes:title>Episode 98: Summarizing the Most Popular Episodes of 2023 &amp; Getting Back to the Basics</itunes:title><description><![CDATA[<p>As 2023 comes to a close, Dave and Paul review some of the most popular and impactful episodes they’ve done in the past year.&nbsp;</p><p>From the basics of fractional reserve banking, the “Wealth Pyramid” and the most common objections to IBC.. the fellas review some of the most viewed topics of the last year and give you the bottom line.</p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p>https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</p><p><br></p><p><br></p><p><br></p><p>Topics reviewed this episode 👇</p><p><br></p><p><br></p><p>Episode 49: The Wealth Pyramid and Should You Contribute to Your 401k for the Match?</p><p><br></p><p>https://www.youtube.com/watch?v=4qbRBX3zSug</p><p><br></p><p>Episode 52: Fractional Reserve Banking, Inflation and the Federal Reserve</p><p><br></p><p>https://www.youtube.com/watch?v=WEXwmxbHCK4</p><p><br></p><p>Episode 55: Back to the Basics: Sequencing Your Capital &amp; Loan Repayments</p><p><br></p><p>https://www.youtube.com/watch?v=_gYWrcTzRdQ&amp;feature=youtu.be</p><p><br></p><p>Episode 60: 7 (Invalid) Whole Life Insurance Objections</p><p><br></p><p>https://www.youtube.com/watch?v=YTx-hJXyQ_o&amp;feature=youtu.be</p><p><br></p><p>Episode 63: Creating the IBC Family Banking System</p><p><br></p><p>https://www.youtube.com/watch?v=Dn-UPC4NWqI</p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p>https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>6:05 - Going back through the best of “Wealth Warehouse”</p><p>7:27 - The basics of fractional reserve banking</p><p>13:51 - Some common <em>invalid</em> objections</p><p>20:03 - Planning for other family members</p><p>22:53 - The wealth pyramid</p><p>26:13 - The family banking system</p><p>29:44 - FOMO</p><p>33:03 - Sequencing your capital</p><p>36:12 - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>As 2023 comes to a close, Dave and Paul review some of the most popular and impactful episodes they’ve done in the past year.&nbsp;</p><p>From the basics of fractional reserve banking, the “Wealth Pyramid” and the most common objections to IBC.. the fellas review some of the most viewed topics of the last year and give you the bottom line.</p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p>https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</p><p><br></p><p><br></p><p><br></p><p>Topics reviewed this episode 👇</p><p><br></p><p><br></p><p>Episode 49: The Wealth Pyramid and Should You Contribute to Your 401k for the Match?</p><p><br></p><p>https://www.youtube.com/watch?v=4qbRBX3zSug</p><p><br></p><p>Episode 52: Fractional Reserve Banking, Inflation and the Federal Reserve</p><p><br></p><p>https://www.youtube.com/watch?v=WEXwmxbHCK4</p><p><br></p><p>Episode 55: Back to the Basics: Sequencing Your Capital &amp; Loan Repayments</p><p><br></p><p>https://www.youtube.com/watch?v=_gYWrcTzRdQ&amp;feature=youtu.be</p><p><br></p><p>Episode 60: 7 (Invalid) Whole Life Insurance Objections</p><p><br></p><p>https://www.youtube.com/watch?v=YTx-hJXyQ_o&amp;feature=youtu.be</p><p><br></p><p>Episode 63: Creating the IBC Family Banking System</p><p><br></p><p>https://www.youtube.com/watch?v=Dn-UPC4NWqI</p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p>https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>6:05 - Going back through the best of “Wealth Warehouse”</p><p>7:27 - The basics of fractional reserve banking</p><p>13:51 - Some common <em>invalid</em> objections</p><p>20:03 - Planning for other family members</p><p>22:53 - The wealth pyramid</p><p>26:13 - The family banking system</p><p>29:44 - FOMO</p><p>33:03 - Sequencing your capital</p><p>36:12 - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">d28f7a13-6663-488f-a90b-2184daedf1e1</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 25 Dec 2023 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/d1ea34ce-c8c7-4bb1-878f-087a67bd60b4/WW-Audio-Edit-EP-98.mp3" length="91216320" type="audio/mpeg"/><itunes:duration>38:00</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>98</itunes:episode><podcast:episode>98</podcast:episode></item><item><title>Episode 97: Wealth Warehouse Christmas 2023 Presents &quot;The 12 Days of Banking&quot;</title><itunes:title>Episode 97: Wealth Warehouse Christmas 2023 Presents &quot;The 12 Days of Banking&quot;</itunes:title><description><![CDATA[<p>In this week’s episode, Dave and Paul put their own IBC-spin on “The 12 Days of Christmas” – the very first iteration of.. “The 12 Days of <em>Banking”.</em>&nbsp;</p><p>From securing a tax-free retirement and uninterrupted compounding to being easy to manage and guaranteed – the fellas will take you through 12 BIG reasons why you will be thankful for your whole life policy.</p><p><br></p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p>https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>5:02 - The “12 Days of Banking”</p><p>6:08 - “Generational wealth”</p><p>9:32 - “Guaranteed to be there”</p><p>11:00 - “Easy to manage”</p><p>13:36 - “Tax-free retirement”</p><p>15:49 - “Zero volatility”</p><p>18:57 - “Uninterrupted compounding”</p><p>21:04 - “Easy legacy planning”</p><p>24:47 - “The Golden Rule”</p><p>28:24 - “No hidden fees”</p><p>30:42 - “Loans at my disposal”</p><p>32:08 - “Tax advantages”</p><p>35:24 - “Control over my capital”</p><p>37:35 - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>In this week’s episode, Dave and Paul put their own IBC-spin on “The 12 Days of Christmas” – the very first iteration of.. “The 12 Days of <em>Banking”.</em>&nbsp;</p><p>From securing a tax-free retirement and uninterrupted compounding to being easy to manage and guaranteed – the fellas will take you through 12 BIG reasons why you will be thankful for your whole life policy.</p><p><br></p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p>https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>5:02 - The “12 Days of Banking”</p><p>6:08 - “Generational wealth”</p><p>9:32 - “Guaranteed to be there”</p><p>11:00 - “Easy to manage”</p><p>13:36 - “Tax-free retirement”</p><p>15:49 - “Zero volatility”</p><p>18:57 - “Uninterrupted compounding”</p><p>21:04 - “Easy legacy planning”</p><p>24:47 - “The Golden Rule”</p><p>28:24 - “No hidden fees”</p><p>30:42 - “Loans at my disposal”</p><p>32:08 - “Tax advantages”</p><p>35:24 - “Control over my capital”</p><p>37:35 - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">0322cb10-7bc9-447c-868a-e60c81d471b2</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 18 Dec 2023 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/e6b9803c-9d46-41ea-9f13-a0e124e7e625/WW-Audio-Edit-EP-97.mp3" length="93321600" type="audio/mpeg"/><itunes:duration>38:53</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>97</itunes:episode><podcast:episode>97</podcast:episode></item><item><title>Episode 96: How Do I Know Who to Trust Online When Researching Infinite Banking?</title><itunes:title>Episode 96: How Do I Know Who to Trust Online When Researching Infinite Banking?</itunes:title><description><![CDATA[<p>It’s hard enough to grasp the concept of IBC – and to make it even more difficult, there is tons of misinformation about IBC on the internet which teaches newcomers the <em>wrong </em>way to do infinite banking.</p><p>In this week’s episode, the guys give you a crash course in researching the infinite banking concept. Not only will you learn about the red flags you should be on the lookout for from “finfluencers” – but you’ll also gain a better understanding of <em>why </em>the information they are spreading doesn’t work in the first place.</p><p>For all you newcomers – make sure you don’t miss this episode!</p><p><br></p><p>Episode 29: Universal life vs. whole life for the purposes of IBC</p><p><br></p><p><a href="https://www.youtube.com/watch?v=D7GHRfLcVYQ&amp;t=2s" rel="noopener noreferrer" target="_blank">https://www.youtube.com/watch?v=D7GHRfLcVYQ&amp;t=2s</a></p><p><br></p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><strong>Main Episode Description:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>3:04 - “The noise”</p><p>4:05 - Different types of noise</p><p>9:30 - The IUL crowd</p><p>16:32 - The difference between IULs and whole life insurance</p><p>23:10 - One of the biggest risks for IULs</p><p>26:05 - Using whole life insurance to get rich</p><p>31:30 - Some other red flags</p><p>36:44 - Take a look at your whole life contract</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>It’s hard enough to grasp the concept of IBC – and to make it even more difficult, there is tons of misinformation about IBC on the internet which teaches newcomers the <em>wrong </em>way to do infinite banking.</p><p>In this week’s episode, the guys give you a crash course in researching the infinite banking concept. Not only will you learn about the red flags you should be on the lookout for from “finfluencers” – but you’ll also gain a better understanding of <em>why </em>the information they are spreading doesn’t work in the first place.</p><p>For all you newcomers – make sure you don’t miss this episode!</p><p><br></p><p>Episode 29: Universal life vs. whole life for the purposes of IBC</p><p><br></p><p><a href="https://www.youtube.com/watch?v=D7GHRfLcVYQ&amp;t=2s" rel="noopener noreferrer" target="_blank">https://www.youtube.com/watch?v=D7GHRfLcVYQ&amp;t=2s</a></p><p><br></p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><strong>Main Episode Description:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>3:04 - “The noise”</p><p>4:05 - Different types of noise</p><p>9:30 - The IUL crowd</p><p>16:32 - The difference between IULs and whole life insurance</p><p>23:10 - One of the biggest risks for IULs</p><p>26:05 - Using whole life insurance to get rich</p><p>31:30 - Some other red flags</p><p>36:44 - Take a look at your whole life contract</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">3b484855-09e1-4ec8-b5d5-c2f3c596c633</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 11 Dec 2023 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/722703e3-d75b-4ad9-ad31-b412a87879d5/WW-Audio-Edit-EP-96.mp3" length="95877120" type="audio/mpeg"/><itunes:duration>39:57</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>96</itunes:episode><podcast:episode>96</podcast:episode></item><item><title>Episode 95: Our Interview With Paul Hutchinson, Executive Producer Of The Film &quot;Sound of Freedom&quot;</title><itunes:title>Episode 95: Our Interview With Paul Hutchinson, Executive Producer Of The Film &quot;Sound of Freedom&quot;</itunes:title><description><![CDATA[<p>In this special episode of <em>Wealth Warehouse,</em> Dave and Paul are joined by Paul Hutchinson, a successful business owner, investor, and philanthropist.</p><p>Paul has dedicated his life to creating a world where every child can experience safety, freedom, and hope.</p><p><br></p><p>In 2017, Paul founded the Child Liberation Foundation, and has led or held a critical role in over 70 undercover rescue missions in 15 countries. Through his foundation, and others that he has helped to start and fund, over 5,000 children have now been liberated. Paul is the primary investor and Executive Producer of the film “Sound of Freedom''. The film highlights one of the largest child rescue missions in history – with over 120 victims being liberated – in which Paul himself held a pivotal role.</p><p><br></p><p>In his professional career, Paul’s most notable accomplishment was co-founding a successful investment fund which he retired from in 2017. He has been the keynote speaker to royalty and at family office conferences on 6 continents. Paul Hutchinson is known and respected worldwide for his professional accomplishments and for the profound impact he is making in the lives of millions.</p><p><br></p><p>Paul joins Wealth Warehouse to talk about “Sound of Freedom” and his experiences liberating victims, as well as how he got involved in giving back and his calling in the first place.</p><p><br></p><p>Child Liberation Foundation: <a href="https://web.liberatechildren.org/" rel="noopener noreferrer" target="_blank">https://web.liberatechildren.org/</a></p><p><br></p><p>Liberating Humanity: <a href="https://liberating-humanity.com/about-liberating-humanity/" rel="noopener noreferrer" target="_blank">https://liberating-humanity.com/about-liberating-humanity/</a></p><p><br></p><p>Connect with Paul: <a href="https://www.paulhutchinsonofficial.com/" rel="noopener noreferrer" target="_blank">https://www.paulhutchinsonofficial.com/</a></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>1:56 - Episode beginning</p><p>2:55 - Some background on Paul Hutchinson and his foundation</p><p>7:28 - <em>The Sound of Freedom</em></p><p>13:15 - Trauma and how it continues happening</p><p>16:16 - Fighting evil</p><p>21:38 - Dealing with trauma and tips for keeping your kids safe</p><p>28:24 - How society is changing</p><p>33:20 - How you can help Paul’s cause</p><p>36:51 - Wrap-up</p><p><br></p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>In this special episode of <em>Wealth Warehouse,</em> Dave and Paul are joined by Paul Hutchinson, a successful business owner, investor, and philanthropist.</p><p>Paul has dedicated his life to creating a world where every child can experience safety, freedom, and hope.</p><p><br></p><p>In 2017, Paul founded the Child Liberation Foundation, and has led or held a critical role in over 70 undercover rescue missions in 15 countries. Through his foundation, and others that he has helped to start and fund, over 5,000 children have now been liberated. Paul is the primary investor and Executive Producer of the film “Sound of Freedom''. The film highlights one of the largest child rescue missions in history – with over 120 victims being liberated – in which Paul himself held a pivotal role.</p><p><br></p><p>In his professional career, Paul’s most notable accomplishment was co-founding a successful investment fund which he retired from in 2017. He has been the keynote speaker to royalty and at family office conferences on 6 continents. Paul Hutchinson is known and respected worldwide for his professional accomplishments and for the profound impact he is making in the lives of millions.</p><p><br></p><p>Paul joins Wealth Warehouse to talk about “Sound of Freedom” and his experiences liberating victims, as well as how he got involved in giving back and his calling in the first place.</p><p><br></p><p>Child Liberation Foundation: <a href="https://web.liberatechildren.org/" rel="noopener noreferrer" target="_blank">https://web.liberatechildren.org/</a></p><p><br></p><p>Liberating Humanity: <a href="https://liberating-humanity.com/about-liberating-humanity/" rel="noopener noreferrer" target="_blank">https://liberating-humanity.com/about-liberating-humanity/</a></p><p><br></p><p>Connect with Paul: <a href="https://www.paulhutchinsonofficial.com/" rel="noopener noreferrer" target="_blank">https://www.paulhutchinsonofficial.com/</a></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>1:56 - Episode beginning</p><p>2:55 - Some background on Paul Hutchinson and his foundation</p><p>7:28 - <em>The Sound of Freedom</em></p><p>13:15 - Trauma and how it continues happening</p><p>16:16 - Fighting evil</p><p>21:38 - Dealing with trauma and tips for keeping your kids safe</p><p>28:24 - How society is changing</p><p>33:20 - How you can help Paul’s cause</p><p>36:51 - Wrap-up</p><p><br></p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">f09b1ebd-bb6b-45aa-b2b8-56a007a447c7</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 04 Dec 2023 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/112169dd-e162-463b-815e-5d3148585d67/WW-Audio-Edit-Ep-95.mp3" length="94625280" type="audio/mpeg"/><itunes:duration>39:26</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>95</itunes:episode><podcast:episode>95</podcast:episode></item><item><title>Episode 94: Infinite Banking: Why We Never Try To &quot;Sell&quot; Anyone On IBC</title><itunes:title>Episode 94: Infinite Banking: Why We Never Try To &quot;Sell&quot; Anyone On IBC</itunes:title><description><![CDATA[<p>IBC is more than a casual investment – it’s a way of life. To start, you need to understand the problem you’re trying to solve and why IBC is the best solution for it.</p><p>In this week’s episode, Dave and Paul examine IBC’s “caught not taught” phenomenon and how that factors into who they work with, and why they never really <em>sell</em> anyone on IBC.</p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p>https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</p><p><br></p><p>Check out the Wealth Warehouse playlist:</p><p><br></p><p>https://www.youtube.com/playlist?list=PLls6G200f3ONozwAzu4KAIg0l11gZZoZK</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>2:32 - 100th episode</p><p>6:09 - Being sold on something</p><p>10:28 - It’s caught not taught</p><p>19:20 - The IBC process</p><p>24:45 - Another powerful resource</p><p>28:38 - Wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>IBC is more than a casual investment – it’s a way of life. To start, you need to understand the problem you’re trying to solve and why IBC is the best solution for it.</p><p>In this week’s episode, Dave and Paul examine IBC’s “caught not taught” phenomenon and how that factors into who they work with, and why they never really <em>sell</em> anyone on IBC.</p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p>https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</p><p><br></p><p>Check out the Wealth Warehouse playlist:</p><p><br></p><p>https://www.youtube.com/playlist?list=PLls6G200f3ONozwAzu4KAIg0l11gZZoZK</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>2:32 - 100th episode</p><p>6:09 - Being sold on something</p><p>10:28 - It’s caught not taught</p><p>19:20 - The IBC process</p><p>24:45 - Another powerful resource</p><p>28:38 - Wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">8ecf1dcb-ecae-4765-abef-01d59eaa8720</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 27 Nov 2023 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/39c3b718-acd8-41ec-8bcc-c1042e18202b/WW-Audio-Edit-EP-94.mp3" length="74805120" type="audio/mpeg"/><itunes:duration>31:10</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>94</itunes:episode><podcast:episode>94</podcast:episode></item><item><title>Episode 93: Infinite Banking: How Much Premium Should I Pay?</title><itunes:title>Episode 93: Infinite Banking: How Much Premium Should I Pay?</itunes:title><description><![CDATA[<p>It’s a common question for most newcomers: <em>how much premium do I really need to pay?</em></p><p>It’s different for everyone – but there are two key requirements that your premium payment needs to satisfy. The fellas will take you through how you can assess whether your premium is tuned juuuust right.</p><p><br></p><p>Approaching your premium with the right mentality is absolutely essential when it comes to establishing your own banking system, so make sure you tune into this week’s show to make sure you aren’t missing out!</p><p><br></p><p><br></p><p><br></p><p><br></p><p>Episodes you should check out:</p><p><br></p><p>Episode 33: Q&amp;A cash value when to start another policy and 10/90</p><p><br></p><p><a href="https://www.youtube.com/watch?v=ZIgHjE4qcGk" rel="noopener noreferrer" target="_blank">https://www.youtube.com/watch?v=ZIgHjE4qcGk</a></p><p><br></p><p>Episode 29: Universal life vs. whole life for the purposes of IBC</p><p><br></p><p><a href="https://www.youtube.com/watch?v=D7GHRfLcVYQ&amp;t=2s" rel="noopener noreferrer" target="_blank">https://www.youtube.com/watch?v=D7GHRfLcVYQ&amp;t=2s</a></p><p><br></p><p>Episode 18: How does convertible term insurance fit into the IBC strategy</p><p><br></p><p>https://www.youtube.com/watch?v=r0KrnFOdc1E</p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>5:42 - Question from Will C.</p><p>10:24 - How much should I be paying in premium?</p><p>11:35 - How much <em>can </em>you pay?</p><p>16:56 - Your premium should fit two requirements</p><p>21:09 - Managing your premium properly</p><p>28:33 - Now I have my premium, who do I insure first?</p><p>34:13 - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>It’s a common question for most newcomers: <em>how much premium do I really need to pay?</em></p><p>It’s different for everyone – but there are two key requirements that your premium payment needs to satisfy. The fellas will take you through how you can assess whether your premium is tuned juuuust right.</p><p><br></p><p>Approaching your premium with the right mentality is absolutely essential when it comes to establishing your own banking system, so make sure you tune into this week’s show to make sure you aren’t missing out!</p><p><br></p><p><br></p><p><br></p><p><br></p><p>Episodes you should check out:</p><p><br></p><p>Episode 33: Q&amp;A cash value when to start another policy and 10/90</p><p><br></p><p><a href="https://www.youtube.com/watch?v=ZIgHjE4qcGk" rel="noopener noreferrer" target="_blank">https://www.youtube.com/watch?v=ZIgHjE4qcGk</a></p><p><br></p><p>Episode 29: Universal life vs. whole life for the purposes of IBC</p><p><br></p><p><a href="https://www.youtube.com/watch?v=D7GHRfLcVYQ&amp;t=2s" rel="noopener noreferrer" target="_blank">https://www.youtube.com/watch?v=D7GHRfLcVYQ&amp;t=2s</a></p><p><br></p><p>Episode 18: How does convertible term insurance fit into the IBC strategy</p><p><br></p><p>https://www.youtube.com/watch?v=r0KrnFOdc1E</p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>5:42 - Question from Will C.</p><p>10:24 - How much should I be paying in premium?</p><p>11:35 - How much <em>can </em>you pay?</p><p>16:56 - Your premium should fit two requirements</p><p>21:09 - Managing your premium properly</p><p>28:33 - Now I have my premium, who do I insure first?</p><p>34:13 - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">fdd45a6e-b109-4f74-bef5-791f8a5f1e2b</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 20 Nov 2023 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/dd51fded-efff-4fc7-a131-6a01654659f0/WW-Audio-Edit-Ep-93.mp3" length="88419840" type="audio/mpeg"/><itunes:duration>36:50</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>93</itunes:episode><podcast:episode>93</podcast:episode></item><item><title>Episode 92: IBC: The Swiss Army Knife of Retirement Planning</title><itunes:title>Episode 92: IBC: The Swiss Army Knife of Retirement Planning</itunes:title><description><![CDATA[<p>In this week’s episode Dave and Paul examine how IBC can affect your retirement in a massive way. From insulating you from market volatility to giving you the freedom to spend and even guard against the ultimate unexpected circumstance.</p><p>You’ll just have to tune in to get the key steps you need to follow to make sure that your retirement is properly guarded against inflation, market volatility, and much more!</p><p><br></p><p><br></p><p>Listen to Episode 32 here:</p><p><br></p><p>https://www.youtube.com/watch?v=As5LxkhmKBo</p><p><br></p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p>https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>3:05 - Using IBC as a retirement tool</p><p>6:41 - Your passive income years</p><p>10:38 - One of the big drawbacks with Roth</p><p>15:22 - Anyone can do IBC</p><p>18:35 - How IBC functions as a volatility buffer</p><p>25:04 - Freedom to spend</p><p>28:12 - Dealing with the unexpected</p><p>30:42 - How am I gonna fund this in retirement?</p><p>32:01 - Wrapping up, what IBC can do for you in retirement</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>In this week’s episode Dave and Paul examine how IBC can affect your retirement in a massive way. From insulating you from market volatility to giving you the freedom to spend and even guard against the ultimate unexpected circumstance.</p><p>You’ll just have to tune in to get the key steps you need to follow to make sure that your retirement is properly guarded against inflation, market volatility, and much more!</p><p><br></p><p><br></p><p>Listen to Episode 32 here:</p><p><br></p><p>https://www.youtube.com/watch?v=As5LxkhmKBo</p><p><br></p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p>https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>3:05 - Using IBC as a retirement tool</p><p>6:41 - Your passive income years</p><p>10:38 - One of the big drawbacks with Roth</p><p>15:22 - Anyone can do IBC</p><p>18:35 - How IBC functions as a volatility buffer</p><p>25:04 - Freedom to spend</p><p>28:12 - Dealing with the unexpected</p><p>30:42 - How am I gonna fund this in retirement?</p><p>32:01 - Wrapping up, what IBC can do for you in retirement</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">db1e63cc-465a-4e53-8855-b2872911931b</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 13 Nov 2023 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/e717f2c7-4dfb-4b0f-805e-2733358210b7/WW-Audio-Edit-EP-92.mp3" length="87496320" type="audio/mpeg"/><itunes:duration>36:27</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>92</itunes:episode><podcast:episode>92</podcast:episode></item><item><title>Episode 91: What Does Jeff Bezos Do That We Can Do Also?</title><itunes:title>Episode 91: What Does Jeff Bezos Do That We Can Do Also?</itunes:title><description><![CDATA[<p>How do some of the richest men in the world fund their lifestyles? How do they use the tax code to their advantage to keep their money working for them?</p><p>In this episode, Dave and Paul explore these questions and more specifically, Jeff Bezos and how he is able to navigate the financial system with ease. The fellas look at why it makes sense to leverage an asset, why IBC helps so much with the mortgage as well as the loan process and much more!</p><p><br></p><p>WATCH the clip from the video:</p><p><br></p><p>https://www.youtube.com/watch?v=C_pKROQGwAk</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p>https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>2:42 - Opportunities and redirecting wealth</p><p>4:52 - How does Jeff Bezos fund his lifestyle?</p><p>9:11 - For real estate investors</p><p>11:25 - It makes a lot more sense to leverage an asset</p><p>18:56 - Money working in two places at once</p><p>22:17 - The mortgage process with IBC</p><p>27:34 - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>How do some of the richest men in the world fund their lifestyles? How do they use the tax code to their advantage to keep their money working for them?</p><p>In this episode, Dave and Paul explore these questions and more specifically, Jeff Bezos and how he is able to navigate the financial system with ease. The fellas look at why it makes sense to leverage an asset, why IBC helps so much with the mortgage as well as the loan process and much more!</p><p><br></p><p>WATCH the clip from the video:</p><p><br></p><p>https://www.youtube.com/watch?v=C_pKROQGwAk</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p>https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>2:42 - Opportunities and redirecting wealth</p><p>4:52 - How does Jeff Bezos fund his lifestyle?</p><p>9:11 - For real estate investors</p><p>11:25 - It makes a lot more sense to leverage an asset</p><p>18:56 - Money working in two places at once</p><p>22:17 - The mortgage process with IBC</p><p>27:34 - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">28f96298-4928-4d38-a43c-2d430e2f230f</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 06 Nov 2023 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/a6b77099-0cfc-43cc-bc0a-f3e863fb69bc/WW-Audio-Edit-Ep-91.mp3" length="72624000" type="audio/mpeg"/><itunes:duration>30:16</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>91</itunes:episode><podcast:episode>91</podcast:episode></item><item><title>Episode 90: Why the Interest Rate Environment Doesn&apos;t Matter When You&apos;re the Banker</title><itunes:title>Episode 90: Why the Interest Rate Environment Doesn&apos;t Matter When You&apos;re the Banker</itunes:title><description><![CDATA[<p>In this week’s episode, the fellas talk about the current interest rates and why IBC is coming in sooooo clutch right now. So many people are having to pay an arm and a leg to access capital that you could <em>already have </em>if you were an IBC practitioner.</p><p>Also – listen in to a common problem that Dave and Paul have run into from time to time with their clients – you won’t want to miss this tip as it could affect your ability to be an IBC practitioner in the future.</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p>https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>1:41 - An underwriting case study</p><p>8:37 - Interest rates</p><p>11:36 - Mortgages rising</p><p>15:05 - A brief contradiction</p><p>20:20 - “Putting the peas back up on the shelf”</p><p>24:12 - When rates are low…</p><p>30:16 - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>In this week’s episode, the fellas talk about the current interest rates and why IBC is coming in sooooo clutch right now. So many people are having to pay an arm and a leg to access capital that you could <em>already have </em>if you were an IBC practitioner.</p><p>Also – listen in to a common problem that Dave and Paul have run into from time to time with their clients – you won’t want to miss this tip as it could affect your ability to be an IBC practitioner in the future.</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p>https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>1:41 - An underwriting case study</p><p>8:37 - Interest rates</p><p>11:36 - Mortgages rising</p><p>15:05 - A brief contradiction</p><p>20:20 - “Putting the peas back up on the shelf”</p><p>24:12 - When rates are low…</p><p>30:16 - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">28de8f05-9d82-4c29-912b-fd001911a0fe</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 30 Oct 2023 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/1ef56711-3c23-48b4-862a-c38caae396c1/WW-Audio-Edit-Ep-90.mp3" length="75434880" type="audio/mpeg"/><itunes:duration>31:26</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>90</itunes:episode><podcast:episode>90</podcast:episode></item><item><title>Episode 89: What is &quot;IBC Amnesia&quot; and How Can It Be Avoided?</title><itunes:title>Episode 89: What is &quot;IBC Amnesia&quot; and How Can It Be Avoided?</itunes:title><description><![CDATA[<p>In this week’s episode, Dave and Paul talk about the essential principles that makes IBC what it really is – and their experience with straying away from those core guidelines. </p><p><br></p><p>From their own policies and IBC philosophy, to client’s they’ve worked with and missteps they’ve witnessed – the guys will guide you through how you stay true to IBC and continue to grow your banking system.</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>2:02 - Why do folks get into the infinite banking concept?</p><p>7:15 - The one drawback</p><p>9:24 - The “one and done” mentality</p><p>12:15 - Arrival syndrome</p><p>15:22 - Get ready for your windfalls</p><p>19:52 - Fighting against “IBC” amnesia</p><p>24:14 - Finding more knowledge</p><p>28:12 - Going back to the source</p><p>29:43 - Finding like-minded people</p><p>33:19 - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>In this week’s episode, Dave and Paul talk about the essential principles that makes IBC what it really is – and their experience with straying away from those core guidelines. </p><p><br></p><p>From their own policies and IBC philosophy, to client’s they’ve worked with and missteps they’ve witnessed – the guys will guide you through how you stay true to IBC and continue to grow your banking system.</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>2:02 - Why do folks get into the infinite banking concept?</p><p>7:15 - The one drawback</p><p>9:24 - The “one and done” mentality</p><p>12:15 - Arrival syndrome</p><p>15:22 - Get ready for your windfalls</p><p>19:52 - Fighting against “IBC” amnesia</p><p>24:14 - Finding more knowledge</p><p>28:12 - Going back to the source</p><p>29:43 - Finding like-minded people</p><p>33:19 - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">e1f6fb9d-76df-40dd-8b44-b39876583f5f</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 23 Oct 2023 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/9deda08a-3228-4a2f-ba6f-84f60ba72c73/WW-Audio-Edit-Ep-89.mp3" length="84882240" type="audio/mpeg"/><itunes:duration>35:22</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>89</itunes:episode><podcast:episode>89</podcast:episode></item><item><title>Episode 88: Paying Extra PUA &amp; Building a Business That is Guaranteed to Succeed</title><itunes:title>Episode 88: Paying Extra PUA &amp; Building a Business That is Guaranteed to Succeed</itunes:title><description><![CDATA[<p>In this week’s episode, Paul and Dave dive into PUAs and why IBC users should be looking to add more room to their policies. Additionally, the guys cover a few common misconceptions surrounding IBC for new users, opportunity cost, framing your policies as a legitimate business, and much more!</p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p>https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>3:11 - Paid up additions</p><p>4:06 - The benefit of PUAs</p><p>9:19 - Every little bit helps</p><p>10:56 - A common IBC misconception</p><p>12:31 - IBC is a business, banking is a business</p><p>15:46 - Opportunity cost, thinking long-term</p><p>20:08 - Looking at opportunity cost through an IBC lens</p><p>27:14 - Nothing great is ever created overnight</p><p>31:01 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>In this week’s episode, Paul and Dave dive into PUAs and why IBC users should be looking to add more room to their policies. Additionally, the guys cover a few common misconceptions surrounding IBC for new users, opportunity cost, framing your policies as a legitimate business, and much more!</p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p>https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>3:11 - Paid up additions</p><p>4:06 - The benefit of PUAs</p><p>9:19 - Every little bit helps</p><p>10:56 - A common IBC misconception</p><p>12:31 - IBC is a business, banking is a business</p><p>15:46 - Opportunity cost, thinking long-term</p><p>20:08 - Looking at opportunity cost through an IBC lens</p><p>27:14 - Nothing great is ever created overnight</p><p>31:01 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">aa0ad5d6-1f7e-427d-b2bc-565f12feb46d</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 16 Oct 2023 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/1a90996a-c530-48cb-b24c-7bfb6fd52530/WW-Audio-Edit-Ep-88.mp3" length="77431680" type="audio/mpeg"/><itunes:duration>32:16</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>88</itunes:episode><podcast:episode>88</podcast:episode></item><item><title>Episode 87: The Problem and The Solution With Paul Horsley</title><itunes:title>Episode 87: The Problem and The Solution With Paul Horsley</itunes:title><description><![CDATA[<p>In this week’s episode Dave and Paul are joined by their first ever guest – Paul Horsley!</p><p>Paul is a good friend of Dave and Paul, an IBC Practitioner, world traveler, critical thinker, and an author. Paul joins the guys to share his story of how he discovered "the problem" first-hand and was able to find "the solution" in the Infinite Banking Concept.</p><p>Paul creatively and simply explains the Infinite Banking Concept in his book “Why The Rich Don't Die Broke”, which can be found on Amazon:&nbsp;</p><p><br></p><p><a href="https://www.amazon.com/Why-Rich-Dont-Die-Broke/dp/1720902453/ref=tmm_pap_swatch_0?_encoding=UTF8&amp;qid=1696425669&amp;sr=8-2" rel="noopener noreferrer" target="_blank">https://www.amazon.com/Why-Rich-Dont-Die-Broke/dp/1720902453/ref=tmm_pap_swatch_0?_encoding=UTF8&amp;qid=1696425669&amp;sr=8-2</a></p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p>https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>1:14 - Guest introduction</p><p>4:26 - How Paul got started with IBC</p><p>6:08 - How long did it take you to grasp IBC?</p><p>9:21 - Opportunities</p><p>13:07 - How IBC is “caught not taught”</p><p>15:18 - Exposing “the problem”</p><p>19:53 - Traditional guarantees and dealing with inflation</p><p>24:24 - Wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>In this week’s episode Dave and Paul are joined by their first ever guest – Paul Horsley!</p><p>Paul is a good friend of Dave and Paul, an IBC Practitioner, world traveler, critical thinker, and an author. Paul joins the guys to share his story of how he discovered "the problem" first-hand and was able to find "the solution" in the Infinite Banking Concept.</p><p>Paul creatively and simply explains the Infinite Banking Concept in his book “Why The Rich Don't Die Broke”, which can be found on Amazon:&nbsp;</p><p><br></p><p><a href="https://www.amazon.com/Why-Rich-Dont-Die-Broke/dp/1720902453/ref=tmm_pap_swatch_0?_encoding=UTF8&amp;qid=1696425669&amp;sr=8-2" rel="noopener noreferrer" target="_blank">https://www.amazon.com/Why-Rich-Dont-Die-Broke/dp/1720902453/ref=tmm_pap_swatch_0?_encoding=UTF8&amp;qid=1696425669&amp;sr=8-2</a></p><p><br></p><p>Becoming Your Own Banker by Nelson Nash:&nbsp;</p><p><br></p><p>https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>1:14 - Guest introduction</p><p>4:26 - How Paul got started with IBC</p><p>6:08 - How long did it take you to grasp IBC?</p><p>9:21 - Opportunities</p><p>13:07 - How IBC is “caught not taught”</p><p>15:18 - Exposing “the problem”</p><p>19:53 - Traditional guarantees and dealing with inflation</p><p>24:24 - Wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">a48a6de7-5ebf-440b-b026-f4e6ef62400b</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 09 Oct 2023 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/fc5f13fa-a787-44a7-904c-26dd873075ec/WW-Audio-Edit-Ep-87.mp3" length="62304960" type="audio/mpeg"/><itunes:duration>25:58</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>87</itunes:episode><podcast:episode>87</podcast:episode></item><item><title>Episode 86: The Costs of NOT Doing Infinite Banking</title><itunes:title>Episode 86: The Costs of NOT Doing Infinite Banking</itunes:title><description><![CDATA[<p>In this week’s episode, Dave and Paul take a break from taking you through the benefits of IBC to talk about what you would <em>miss </em>if you didn’t do IBC.</p><p>From getting control over your finances and future, to living benefits, recapturing taxes and more, the fellas will take you through what you’re missing out on if you never get you very own banking system setup.</p><p><br></p><p><br></p><p>Episode 69, “The "Unseen" Advantages to Becoming Your Own Banker”</p><p><br></p><p>https://www.youtube.com/watch?v=fpsrkU9Pxcs</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>1:59 - “What’s the cost of this?”</p><p>6:19 - You can’t multiply every dollar you have</p><p>8:25 - We’ve been trained to think “either/or”</p><p>9:23 - Living benefits</p><p>13:36 - Recapturing taxes</p><p>18:01 - interest</p><p>20:20 - recycling your money</p><p>22:14 - The intangibles of seeing opportunities that you wouldn’t have been looking for</p><p>27:24 - Creating a legacy</p><p><br></p><p>2:55 - 4:54</p><p>IN: “First and foremost”</p><p>OUT: “you get to make the rules”</p><p><br></p><p>24:04 - 25:49&nbsp;</p><p>IN: “Think of somebody in your life”</p><p>OUT: “if you don’t have access to capital.”</p><p><br></p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>In this week’s episode, Dave and Paul take a break from taking you through the benefits of IBC to talk about what you would <em>miss </em>if you didn’t do IBC.</p><p>From getting control over your finances and future, to living benefits, recapturing taxes and more, the fellas will take you through what you’re missing out on if you never get you very own banking system setup.</p><p><br></p><p><br></p><p>Episode 69, “The "Unseen" Advantages to Becoming Your Own Banker”</p><p><br></p><p>https://www.youtube.com/watch?v=fpsrkU9Pxcs</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>1:59 - “What’s the cost of this?”</p><p>6:19 - You can’t multiply every dollar you have</p><p>8:25 - We’ve been trained to think “either/or”</p><p>9:23 - Living benefits</p><p>13:36 - Recapturing taxes</p><p>18:01 - interest</p><p>20:20 - recycling your money</p><p>22:14 - The intangibles of seeing opportunities that you wouldn’t have been looking for</p><p>27:24 - Creating a legacy</p><p><br></p><p>2:55 - 4:54</p><p>IN: “First and foremost”</p><p>OUT: “you get to make the rules”</p><p><br></p><p>24:04 - 25:49&nbsp;</p><p>IN: “Think of somebody in your life”</p><p>OUT: “if you don’t have access to capital.”</p><p><br></p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">dce71646-8ae8-4068-b4e9-e8f5316c0643</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 02 Oct 2023 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/c34174a5-0144-4258-84dc-0bf189d639ce/WW-Audio-Edit-Ep-86.mp3" length="85055040" type="audio/mpeg"/><itunes:duration>35:26</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>86</itunes:episode><podcast:episode>86</podcast:episode></item><item><title>Episode 85: What We Learned About IBC While Bird Hunting</title><itunes:title>Episode 85: What We Learned About IBC While Bird Hunting</itunes:title><description><![CDATA[<p>Learning IBC can often involve many parallels between the principles you need to learn and things you already do in your own life.</p><p>In this week’s episode, Dave and Paul reflect on their recent bird hunting trip and some parallels they drew between those experiences with the principles of IBC. From knowing your environment and controlling it, to having discipline, patience and the “appropriate equipment”.</p><p>If you’re a hunter, you’ll really wanna make sure to tune into this episode – but newbies alike still shouldn’t miss out!</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash: <a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><strong>Main Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>3:05 - Drawing some analogies between IBC and hunting</p><p>3:48 - Having the “appropriate equipment”</p><p>6:02 - Sharing like ammunition</p><p>7:11 - Having an expert guide</p><p>13:03 - Teaching the next generation</p><p>14:51 - Having good bird dogs</p><p>16:18 - The need for discipline and patience</p><p>18:25 - Be ready</p><p>21:31 - “The choke”</p><p>25:31 - Control and “stealing the peas”</p><p>28:25 - Relating your profession or hobby to IBC</p><p>&nbsp;29:14 - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>Learning IBC can often involve many parallels between the principles you need to learn and things you already do in your own life.</p><p>In this week’s episode, Dave and Paul reflect on their recent bird hunting trip and some parallels they drew between those experiences with the principles of IBC. From knowing your environment and controlling it, to having discipline, patience and the “appropriate equipment”.</p><p>If you’re a hunter, you’ll really wanna make sure to tune into this episode – but newbies alike still shouldn’t miss out!</p><p><br></p><p>Becoming Your Own Banker by Nelson Nash: <a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p><strong>Main Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>3:05 - Drawing some analogies between IBC and hunting</p><p>3:48 - Having the “appropriate equipment”</p><p>6:02 - Sharing like ammunition</p><p>7:11 - Having an expert guide</p><p>13:03 - Teaching the next generation</p><p>14:51 - Having good bird dogs</p><p>16:18 - The need for discipline and patience</p><p>18:25 - Be ready</p><p>21:31 - “The choke”</p><p>25:31 - Control and “stealing the peas”</p><p>28:25 - Relating your profession or hobby to IBC</p><p>&nbsp;29:14 - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">d0b318b4-1c9a-41fe-a8f3-a63436abad10</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 25 Sep 2023 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/929125e3-e015-4f26-8c2d-31bac6a65b5b/WW-Audio-Edit-Ep-85.mp3" length="75999360" type="audio/mpeg"/><itunes:duration>31:40</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>85</itunes:episode><podcast:episode>85</podcast:episode></item><item><title>Episode 84: What Would We Do Differently If We Started Our IBC Journey Today?</title><itunes:title>Episode 84: What Would We Do Differently If We Started Our IBC Journey Today?</itunes:title><description><![CDATA[<p>In this week’s episode, Dave and Paul take a look back on their IBC journey and examine some things that they could’ve done differently.</p><p>From sharing the concept with their friends and family, to starting sooner and even paying a significant premium, the fellas take you through all the mistakes they’ve made along their IBC journey.</p><p>Becoming Your Own Banker by Nelson Nash: <a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Episode 29:</p><p><br></p><p>https://www.youtube.com/watch?v=D7GHRfLcVYQ</p><p><br></p><p>Episode 24:</p><p><br></p><p><a href="https://www.youtube.com/watch?v=WUHx4-XVxdU" rel="noopener noreferrer" target="_blank">https://www.youtube.com/watch?v=WUHx4-XVxdU</a></p><p><br></p><p>Episode 18:</p><p><br></p><p>https://www.youtube.com/watch?v=r0KrnFOdc1E</p><p><br></p><p><br></p><p><br></p><p><br></p><p><strong>Main Episode Highlights:</strong></p><p><br></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>3:38 - If Dave and Paul had to start over, what would they do differently?</p><p>5:34 - Paying significant premium</p><p>9:09 - Starting sooner</p><p>13:23 - Sharing IBC w/ friends and family</p><p>15:17 - Having the money to solve your problems</p><p>22:20 - Utilizing your policy</p><p>29:05 - Keep reading and researching</p><p>33:04 - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>In this week’s episode, Dave and Paul take a look back on their IBC journey and examine some things that they could’ve done differently.</p><p>From sharing the concept with their friends and family, to starting sooner and even paying a significant premium, the fellas take you through all the mistakes they’ve made along their IBC journey.</p><p>Becoming Your Own Banker by Nelson Nash: <a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</a></p><p><br></p><p>Episode 29:</p><p><br></p><p>https://www.youtube.com/watch?v=D7GHRfLcVYQ</p><p><br></p><p>Episode 24:</p><p><br></p><p><a href="https://www.youtube.com/watch?v=WUHx4-XVxdU" rel="noopener noreferrer" target="_blank">https://www.youtube.com/watch?v=WUHx4-XVxdU</a></p><p><br></p><p>Episode 18:</p><p><br></p><p>https://www.youtube.com/watch?v=r0KrnFOdc1E</p><p><br></p><p><br></p><p><br></p><p><br></p><p><strong>Main Episode Highlights:</strong></p><p><br></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>3:38 - If Dave and Paul had to start over, what would they do differently?</p><p>5:34 - Paying significant premium</p><p>9:09 - Starting sooner</p><p>13:23 - Sharing IBC w/ friends and family</p><p>15:17 - Having the money to solve your problems</p><p>22:20 - Utilizing your policy</p><p>29:05 - Keep reading and researching</p><p>33:04 - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">0f9b1136-d1f3-4bdb-8794-8068ba20545f</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 18 Sep 2023 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/595650fd-1d16-40ce-bc5b-feec92e1c46d/WW-Audio-Edit-EP-84.mp3" length="90006720" type="audio/mpeg"/><itunes:duration>37:30</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>84</itunes:episode><podcast:episode>84</podcast:episode></item><item><title>Episode 83: Are You Smarter Than A 5th Grader? Take Our IBC Quiz</title><itunes:title>Episode 83: Are You Smarter Than A 5th Grader? Take Our IBC Quiz</itunes:title><description><![CDATA[<p>In this week’s episode, Dave and Paul are doing their own take on “Are You Smarter Than a 5th Grader?” but with an IBC twist. They’ll be testing each other’s knowledge, as well as your own! From basic questions like “Is life insurance an investment?” and how fractionalized banking works – to more complex topics like “Parkinson’s Law”, your IBC know-how will be tested!</p><p>If you think that you’re ready to become your own banker – make sure you can clear this gauntlet first!</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">Becoming Your Own Banker by R Nelson Nash</a></p><p><br></p><p><a href="https://www.amazon.com/How-Privatized-Banking-Really-Works/dp/061532682X/ref=asc_df_061532682X/?tag=hyprod-20&amp;linkCode=df0&amp;hvadid=312669563714&amp;hvpos=&amp;hvnetw=g&amp;hvrand=11640043909707431273&amp;hvpone=&amp;hvptwo=&amp;hvqmt=&amp;hvdev=c&amp;hvdvcmdl=&amp;hvlocint=&amp;hvlocphy=9003860&amp;hvtargid=pla-571299336184&amp;psc=1" rel="noopener noreferrer" target="_blank">How Privatized Banking Really Works</a></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(0:27) - Episode beginning</p><p>(4:08) - Is life insurance an investment?</p><p>(6:03) - What is the most profitable business in the world</p><p>(6:52) - Does IBC focus on rates of return?</p><p>(10:02) - Banking is a…. Whole life insurance is a…</p><p>(11:23) - Does IBC require short range or long-range thinking?</p><p>(13:15) - What does “don’t steal the peas” refer to?</p><p>(18:05) - How much interest do you lose on your average dollar?</p><p>(19:15) - Creating “new money”</p><p>(22:24) - When you buy something with cash are you financing that purchase?</p><p>(23:23) - What type of life insurance company should you use?</p><p>(23:56) - What are dividends?</p><p>(25:07) - If the cash value grows tax deferred, how can you access it tax free?</p><p>(26:40) - What is “Parkinson’s Law?”</p><p>(28:45) - Willie Sutton’s Law</p><p><br></p><p><br></p><p><br></p><p>29:37 - “The Golden Rule”</p><p>30:41 - Should you treat IBC like any other insurance?</p><p>32:51 - What is the process to actually becoming your own banker?</p><p>34:20 - Wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>In this week’s episode, Dave and Paul are doing their own take on “Are You Smarter Than a 5th Grader?” but with an IBC twist. They’ll be testing each other’s knowledge, as well as your own! From basic questions like “Is life insurance an investment?” and how fractionalized banking works – to more complex topics like “Parkinson’s Law”, your IBC know-how will be tested!</p><p>If you think that you’re ready to become your own banker – make sure you can clear this gauntlet first!</p><p><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank">Becoming Your Own Banker by R Nelson Nash</a></p><p><br></p><p><a href="https://www.amazon.com/How-Privatized-Banking-Really-Works/dp/061532682X/ref=asc_df_061532682X/?tag=hyprod-20&amp;linkCode=df0&amp;hvadid=312669563714&amp;hvpos=&amp;hvnetw=g&amp;hvrand=11640043909707431273&amp;hvpone=&amp;hvptwo=&amp;hvqmt=&amp;hvdev=c&amp;hvdvcmdl=&amp;hvlocint=&amp;hvlocphy=9003860&amp;hvtargid=pla-571299336184&amp;psc=1" rel="noopener noreferrer" target="_blank">How Privatized Banking Really Works</a></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(0:27) - Episode beginning</p><p>(4:08) - Is life insurance an investment?</p><p>(6:03) - What is the most profitable business in the world</p><p>(6:52) - Does IBC focus on rates of return?</p><p>(10:02) - Banking is a…. Whole life insurance is a…</p><p>(11:23) - Does IBC require short range or long-range thinking?</p><p>(13:15) - What does “don’t steal the peas” refer to?</p><p>(18:05) - How much interest do you lose on your average dollar?</p><p>(19:15) - Creating “new money”</p><p>(22:24) - When you buy something with cash are you financing that purchase?</p><p>(23:23) - What type of life insurance company should you use?</p><p>(23:56) - What are dividends?</p><p>(25:07) - If the cash value grows tax deferred, how can you access it tax free?</p><p>(26:40) - What is “Parkinson’s Law?”</p><p>(28:45) - Willie Sutton’s Law</p><p><br></p><p><br></p><p><br></p><p>29:37 - “The Golden Rule”</p><p>30:41 - Should you treat IBC like any other insurance?</p><p>32:51 - What is the process to actually becoming your own banker?</p><p>34:20 - Wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">0f49eddc-fef7-445f-8139-66a4d0fe1f6b</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 11 Sep 2023 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/4a49d823-4c60-4d9e-bafe-aac4178af3dd/WW-Audio-Edit-Ep-83.mp3" length="85025280" type="audio/mpeg"/><itunes:duration>35:26</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>83</itunes:episode><podcast:episode>83</podcast:episode></item><item><title>Episode 82: When To Start The Next Policy &amp; Preparing For A Windfall</title><itunes:title>Episode 82: When To Start The Next Policy &amp; Preparing For A Windfall</itunes:title><description><![CDATA[<p>One of the goals in IBC is the continued expansion of your banking system. However, knowing when to do that – and balancing that with life events, can be a difficult task.</p><p>&nbsp;In this week’s episode, Dave and Paul discuss the scenarios you may encounter that could lead to you expanding your own banking system and adding more policies. Windfall? New child? A spouse that doesn’t have a policy? The boys cover it all – and Dave even shares some of his personal and client experience in terms of <em>when</em> it’s time to add a new policy.</p><p><a href="https://www.amazon.com/Think-Grow-Rich-Landmark-Bestseller/dp/1585424331/ref=asc_df_1585424331/?tag=hyprod-20&amp;linkCode=df0&amp;hvadid=312009828129&amp;hvpos=&amp;hvnetw=g&amp;hvrand=11048344914817172785&amp;hvpone=&amp;hvptwo=&amp;hvqmt=&amp;hvdev=c&amp;hvdvcmdl=&amp;hvlocint=&amp;hvlocphy=9004027&amp;hvtargid=pla-406163951913&amp;psc=1" rel="noopener noreferrer" target="_blank">Link to Napolean Hill’s “Think and Grow Rich”</a><strong>&nbsp;</strong></p><p><strong>Becoming Your Own Banker by Nelson Nash: </strong><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank"><strong>https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</strong></a></p><p><strong>&nbsp;</strong></p><p><strong>Outwitting the Devil by Napoleon Hill: </strong><a href="https://www.amazon.com/Outwitting-Devil-Official-Publication-Foundation/dp/1640951830/ref=asc_df_1640951830?tag=bngsmtphsnus-20&amp;linkCode=df0&amp;hvadid=80264466333881&amp;hvnetw=s&amp;hvqmt=e&amp;hvbmt=be&amp;hvdev=c&amp;hvlocint=&amp;hvlocphy=&amp;hvtargid=pla-4583863992832325&amp;psc=1" rel="noopener noreferrer" target="_blank"><strong>https://www.amazon.com/Outwitting-Devil-Official-Publication-Foundation/dp/1640951830/ref=asc_df_1640951830?tag=bngsmtphsnus-20&amp;linkCode=df0&amp;hvadid=80264466333881&amp;hvnetw=s&amp;hvqmt=e&amp;hvbmt=be&amp;hvdev=c&amp;hvlocint=&amp;hvlocphy=&amp;hvtargid=pla-4583863992832325&amp;psc=1</strong></a></p><p>&nbsp;</p><p><strong>Episode Highlights:</strong></p><p><strong>&nbsp;</strong></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>0:32 - Catching up</p><p>5:16 - A little story: How do you know when it’s time to add another policy?</p><p>8:51 - Making the case to get a policy early</p><p>13:11 - Being too into the details</p><p>14:55 - A recap</p><p>20:31 - What’s on the horizon</p><p>21:41 - Expanding your system to accommodate all income</p><p>22:58 - Dealing with a common misconception</p><p>26:25 - To sum it all up</p><p>&nbsp;</p><p>&nbsp;</p><p><strong>ABOUT YOUR HOSTS:</strong></p><p>&nbsp;</p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>One of the goals in IBC is the continued expansion of your banking system. However, knowing when to do that – and balancing that with life events, can be a difficult task.</p><p>&nbsp;In this week’s episode, Dave and Paul discuss the scenarios you may encounter that could lead to you expanding your own banking system and adding more policies. Windfall? New child? A spouse that doesn’t have a policy? The boys cover it all – and Dave even shares some of his personal and client experience in terms of <em>when</em> it’s time to add a new policy.</p><p><a href="https://www.amazon.com/Think-Grow-Rich-Landmark-Bestseller/dp/1585424331/ref=asc_df_1585424331/?tag=hyprod-20&amp;linkCode=df0&amp;hvadid=312009828129&amp;hvpos=&amp;hvnetw=g&amp;hvrand=11048344914817172785&amp;hvpone=&amp;hvptwo=&amp;hvqmt=&amp;hvdev=c&amp;hvdvcmdl=&amp;hvlocint=&amp;hvlocphy=9004027&amp;hvtargid=pla-406163951913&amp;psc=1" rel="noopener noreferrer" target="_blank">Link to Napolean Hill’s “Think and Grow Rich”</a><strong>&nbsp;</strong></p><p><strong>Becoming Your Own Banker by Nelson Nash: </strong><a href="https://infinitebanking.org/product/becoming-your-own-banker/ref/46/" rel="noopener noreferrer" target="_blank"><strong>https://infinitebanking.org/product/becoming-your-own-banker/ref/46/</strong></a></p><p><strong>&nbsp;</strong></p><p><strong>Outwitting the Devil by Napoleon Hill: </strong><a href="https://www.amazon.com/Outwitting-Devil-Official-Publication-Foundation/dp/1640951830/ref=asc_df_1640951830?tag=bngsmtphsnus-20&amp;linkCode=df0&amp;hvadid=80264466333881&amp;hvnetw=s&amp;hvqmt=e&amp;hvbmt=be&amp;hvdev=c&amp;hvlocint=&amp;hvlocphy=&amp;hvtargid=pla-4583863992832325&amp;psc=1" rel="noopener noreferrer" target="_blank"><strong>https://www.amazon.com/Outwitting-Devil-Official-Publication-Foundation/dp/1640951830/ref=asc_df_1640951830?tag=bngsmtphsnus-20&amp;linkCode=df0&amp;hvadid=80264466333881&amp;hvnetw=s&amp;hvqmt=e&amp;hvbmt=be&amp;hvdev=c&amp;hvlocint=&amp;hvlocphy=&amp;hvtargid=pla-4583863992832325&amp;psc=1</strong></a></p><p>&nbsp;</p><p><strong>Episode Highlights:</strong></p><p><strong>&nbsp;</strong></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>0:32 - Catching up</p><p>5:16 - A little story: How do you know when it’s time to add another policy?</p><p>8:51 - Making the case to get a policy early</p><p>13:11 - Being too into the details</p><p>14:55 - A recap</p><p>20:31 - What’s on the horizon</p><p>21:41 - Expanding your system to accommodate all income</p><p>22:58 - Dealing with a common misconception</p><p>26:25 - To sum it all up</p><p>&nbsp;</p><p>&nbsp;</p><p><strong>ABOUT YOUR HOSTS:</strong></p><p>&nbsp;</p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">107ab0bb-717f-4a9f-a5eb-2a1178d59136</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 04 Sep 2023 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/b44995b2-5573-473a-921e-a07ac249ddc2/WW-Audio-Edit-Ep-82.mp3" length="73759680" type="audio/mpeg"/><itunes:duration>30:44</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>82</itunes:episode><podcast:episode>82</podcast:episode></item><item><title>Episode 81: Creating Policies for Tithing &amp; Charitable Giving</title><itunes:title>Episode 81: Creating Policies for Tithing &amp; Charitable Giving</itunes:title><description><![CDATA[<p>In this week’s episode Dave and Paul explore how you can create policies to store money purely for charitable giving, or tithing. It all started with a “eureka” moment that Dave had when he realized that even his money set aside for charity doesn’t need to <em>sit in someone else’s bank -</em> and why should it?</p><p>From there, Dave set out to design a policy that can be flexible enough to co-exist with a range of income levels. Like most of the success you experience in IBC, it’s about policy design!</p><p>For those of you that are in the habit of giving, you won’t want to miss this episode and the blueprints that the fellas give you to help make these types of policies work with your banking system!</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>3:49 - “What’s the value of a dollar you can’t access?”</p><p>8:36 - Dave’s tithing policy</p><p>11:34 - How do you set this up?</p><p>18:25 - Think down the road</p><p>19:52 - The liquidity problem</p><p>22:25 - Changing the sequence of the money</p><p>23:35 - Getting around that first year</p><p>27:31 - Another quick way to make this type of policy happen</p><p>32:38 - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>In this week’s episode Dave and Paul explore how you can create policies to store money purely for charitable giving, or tithing. It all started with a “eureka” moment that Dave had when he realized that even his money set aside for charity doesn’t need to <em>sit in someone else’s bank -</em> and why should it?</p><p>From there, Dave set out to design a policy that can be flexible enough to co-exist with a range of income levels. Like most of the success you experience in IBC, it’s about policy design!</p><p>For those of you that are in the habit of giving, you won’t want to miss this episode and the blueprints that the fellas give you to help make these types of policies work with your banking system!</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>3:49 - “What’s the value of a dollar you can’t access?”</p><p>8:36 - Dave’s tithing policy</p><p>11:34 - How do you set this up?</p><p>18:25 - Think down the road</p><p>19:52 - The liquidity problem</p><p>22:25 - Changing the sequence of the money</p><p>23:35 - Getting around that first year</p><p>27:31 - Another quick way to make this type of policy happen</p><p>32:38 - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">9aa9b557-5e2e-4d5e-b119-2057bc4396ca</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 28 Aug 2023 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/d751ee12-94dc-4fd5-addf-db14fabaacb5/WW-Audio-Edit-EP-81.mp3" length="85222080" type="audio/mpeg"/><itunes:duration>35:31</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>81</itunes:episode><podcast:episode>81</podcast:episode></item><item><title>Episode 80: Emotions vs Logic: Which Is More Important For Financial Decision Making?</title><itunes:title>Episode 80: Emotions vs Logic: Which Is More Important For Financial Decision Making?</itunes:title><description><![CDATA[<p>In this week’s episode, Dave and Paul discuss “opportunity” – more specifically, what you’re giving up when you help contribute to <em>someone else’s </em>banking system. What are missing out on when you spend your energy paying off debt or prioritizing monthly payments like your mortgage!</p><p>The fellas will take you through a few scenarios that help paint the picture that only direct experience would be able to show you. Pivoting your perspective and taking a different approach is one of the biggest challenges IBC asks of you, but you won’t regret it once you do!</p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>3:41 - Bastardizing the IBC message</p><p>6:09 - Mortgages</p><p>9:01 - Paying extra and getting out of debt</p><p>13:41 - What am I giving up?</p><p>16:50 - Giving up opportunities</p><p>23:06 - Control your capital or someone else will</p><p>27:31 - Control and liquidity</p><p>30:02 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>In this week’s episode, Dave and Paul discuss “opportunity” – more specifically, what you’re giving up when you help contribute to <em>someone else’s </em>banking system. What are missing out on when you spend your energy paying off debt or prioritizing monthly payments like your mortgage!</p><p>The fellas will take you through a few scenarios that help paint the picture that only direct experience would be able to show you. Pivoting your perspective and taking a different approach is one of the biggest challenges IBC asks of you, but you won’t regret it once you do!</p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>3:41 - Bastardizing the IBC message</p><p>6:09 - Mortgages</p><p>9:01 - Paying extra and getting out of debt</p><p>13:41 - What am I giving up?</p><p>16:50 - Giving up opportunities</p><p>23:06 - Control your capital or someone else will</p><p>27:31 - Control and liquidity</p><p>30:02 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">9c4eda1a-7df5-42cd-a8ae-fd520f5075df</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 21 Aug 2023 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/3c25058e-2572-4836-aa22-ba9664ba22ec/WW-Audio-Edit-Ep-80.mp3" length="80459520" type="audio/mpeg"/><itunes:duration>33:31</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>80</itunes:episode><podcast:episode>80</podcast:episode></item><item><title>Episode 79: Creating a Perpetual Financial Tailwind</title><itunes:title>Episode 79: Creating a Perpetual Financial Tailwind</itunes:title><description><![CDATA[<p>You’ve heard the guys reference “headwinds” and “tailwinds” before when describing IBC and what it does for your financial future.</p><p>In this week’s episode, the fellas dive into these analogies and why they make so much sense when it comes to what your experience will be with a (properly designed) IBC policy. Additionally, they talk risk, control and what these factors mean for your success and your retirement.</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>3:27 - Risk, control and the “financial tailwind”</p><p>7:20 - The difference between a tailwind and a headwind</p><p>9:56 - The “headwind”</p><p>13:03 - Talking risk</p><p>17:53 - Sequence of return and addressing future risk</p><p>21:22 - One example of IBC <em>really saving </em>for clients</p><p>24:35 - The airplane analogy</p><p>27:51 - Overview, episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>You’ve heard the guys reference “headwinds” and “tailwinds” before when describing IBC and what it does for your financial future.</p><p>In this week’s episode, the fellas dive into these analogies and why they make so much sense when it comes to what your experience will be with a (properly designed) IBC policy. Additionally, they talk risk, control and what these factors mean for your success and your retirement.</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>3:27 - Risk, control and the “financial tailwind”</p><p>7:20 - The difference between a tailwind and a headwind</p><p>9:56 - The “headwind”</p><p>13:03 - Talking risk</p><p>17:53 - Sequence of return and addressing future risk</p><p>21:22 - One example of IBC <em>really saving </em>for clients</p><p>24:35 - The airplane analogy</p><p>27:51 - Overview, episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">82ad08a8-c8c0-4e28-86e8-4c51170df834</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 14 Aug 2023 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/7e67c03d-9f0a-4728-bc38-4aa00c2eb019/WW-Audio-Edit-Ep-79.mp3" length="75111360" type="audio/mpeg"/><itunes:duration>31:18</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>79</itunes:episode><podcast:episode>79</podcast:episode></item><item><title>Episode 78: Short Term Sacrifice = Long Term Success</title><itunes:title>Episode 78: Short Term Sacrifice = Long Term Success</itunes:title><description><![CDATA[<p>Patience is a virtue and in IBC, having it is a huge advantage that will directly support or hinder your policy’s performance.</p><p>In this week’s episode, Dave and Paul examine one of the core tenets of IBC: thinking long-range. It’s one of the biggest criticisms of IBC, the dreaded “start-up cost”. The fellas explain why you need to hold out and what your reward will be for that.&nbsp;</p><p>For newcomers or those of you looking into IBC, you’ll get an education in one of the most important pillars of a successful policy and why sacrificing the short-term will ultimately be the best choice you can make.</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(0:27) - Episode beginning</p><p>(2:24) - Tobacco use</p><p>(8:53) - Sacrificing the short term</p><p>(14:23) - Thinking long-range</p><p>(17:17) - The “unseen” advantages</p><p>(23:53) - You get out what you put in</p><p>(27:42) - “Product not process”, doing your research</p><p>(32:15) - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>Patience is a virtue and in IBC, having it is a huge advantage that will directly support or hinder your policy’s performance.</p><p>In this week’s episode, Dave and Paul examine one of the core tenets of IBC: thinking long-range. It’s one of the biggest criticisms of IBC, the dreaded “start-up cost”. The fellas explain why you need to hold out and what your reward will be for that.&nbsp;</p><p>For newcomers or those of you looking into IBC, you’ll get an education in one of the most important pillars of a successful policy and why sacrificing the short-term will ultimately be the best choice you can make.</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(0:27) - Episode beginning</p><p>(2:24) - Tobacco use</p><p>(8:53) - Sacrificing the short term</p><p>(14:23) - Thinking long-range</p><p>(17:17) - The “unseen” advantages</p><p>(23:53) - You get out what you put in</p><p>(27:42) - “Product not process”, doing your research</p><p>(32:15) - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">571d834b-2f6e-4f2e-92a7-fad62fbf0523</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 07 Aug 2023 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/e032f503-8002-4bba-9b6a-d1305dfe767e/WW-Audio-Edit-Ep-78.mp3" length="79685760" type="audio/mpeg"/><itunes:duration>33:12</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>78</itunes:episode><podcast:episode>78</podcast:episode></item><item><title>Episode 77: Countering the IBC &quot;Finfluencer&quot; Haters</title><itunes:title>Episode 77: Countering the IBC &quot;Finfluencer&quot; Haters</itunes:title><description><![CDATA[<p>In this week’s episode, the fellas are responding directly to a vocal IBC critic. Moreover, this critic is a “Finfluencer” with a weak grasp on the actual concept on IBC in the first place.</p><p>This person (who shall remain un-named) made a “top-10” list of all the reasons why you <em>shouldn’t </em>do IBC.</p><p>From surrender penalties and ongoing contributions to balancing an IBC policy with other asset classes – Dave and Paul address each criticism and set the record straight.</p><p><br></p><p>You won’t want to miss this episode – and if you have any IBC critics in your own life, you should definitely tune in!</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>4:51 - A quick IBC tip</p><p>7:20 - The finfluencer’s “top 10” list</p><p>10:38 - Why is it important to do this?</p><p>11:28 - First reason to not do IBC (front loading)</p><p>16:05 - Second reason (surrender penalties)</p><p>17:12 - Third reason (ongoing contributions)</p><p>20:47 - Fourth reason (difficult to re-balance with other asset classes)</p><p>22:48 - Fifth reason (backed by guarantees)</p><p>24:08 - Sixth reason (requires interest to get your money)</p><p>26:01 - Seventh reason (guaranteed negative returns for the next decade)</p><p>27:30 - Eighth reason (low returns)&nbsp;</p><p>27:35 - Ninth reason (must be held for life)</p><p>28:24 - Tenth reason (exclusion due to poor health)</p><p>33:01 - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>In this week’s episode, the fellas are responding directly to a vocal IBC critic. Moreover, this critic is a “Finfluencer” with a weak grasp on the actual concept on IBC in the first place.</p><p>This person (who shall remain un-named) made a “top-10” list of all the reasons why you <em>shouldn’t </em>do IBC.</p><p>From surrender penalties and ongoing contributions to balancing an IBC policy with other asset classes – Dave and Paul address each criticism and set the record straight.</p><p><br></p><p>You won’t want to miss this episode – and if you have any IBC critics in your own life, you should definitely tune in!</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>4:51 - A quick IBC tip</p><p>7:20 - The finfluencer’s “top 10” list</p><p>10:38 - Why is it important to do this?</p><p>11:28 - First reason to not do IBC (front loading)</p><p>16:05 - Second reason (surrender penalties)</p><p>17:12 - Third reason (ongoing contributions)</p><p>20:47 - Fourth reason (difficult to re-balance with other asset classes)</p><p>22:48 - Fifth reason (backed by guarantees)</p><p>24:08 - Sixth reason (requires interest to get your money)</p><p>26:01 - Seventh reason (guaranteed negative returns for the next decade)</p><p>27:30 - Eighth reason (low returns)&nbsp;</p><p>27:35 - Ninth reason (must be held for life)</p><p>28:24 - Tenth reason (exclusion due to poor health)</p><p>33:01 - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">07e2822f-8cf0-474a-9d5c-80a6aada0231</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 31 Jul 2023 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/9653060e-e979-44d4-ba4e-79174a704896/WW-Audio-Edit-Ep-77.mp3" length="82631040" type="audio/mpeg"/><itunes:duration>34:26</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>77</itunes:episode><podcast:episode>77</podcast:episode></item><item><title>Episode 76: Q&amp;A: Aggressive Premiums, Stock Investing and Diversifying Your Life Insurance Policies</title><itunes:title>Episode 76: Q&amp;A: Aggressive Premiums, Stock Investing and Diversifying Your Life Insurance Policies</itunes:title><description><![CDATA[<p>One of the best things about IBC is that it sets you on a journey of learning that is never <em>completely </em>done. You have to constantly stay flexible, on your feet and hungry for that edge that will take your wealth building to the next level.&nbsp;</p><p>In this week’s episode, the guys address your burning questions!&nbsp;</p><p>From “how quickly can I get my policy going?” to using your policy to score wins in the stock market, Dave and Paul cover it all! They also weigh in on some more complex curveball questions that you grizzled IBC vets won’t want to miss!</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>3:01 - Listener question: “How aggressive can my premium be?”</p><p>7:54 - “How quickly can I get a policy going?”</p><p>13:04 - Using IBC for stock investing</p><p>16:06 - Changing the sequence of your spending pattern</p><p>20:29 - Using saved up cash to pay your premium</p><p>23:25 - Should I diversify my policies with different companies?</p><p>28:58 - “Lump-sum” premiums and a common misconception</p><p>33:09 - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>One of the best things about IBC is that it sets you on a journey of learning that is never <em>completely </em>done. You have to constantly stay flexible, on your feet and hungry for that edge that will take your wealth building to the next level.&nbsp;</p><p>In this week’s episode, the guys address your burning questions!&nbsp;</p><p>From “how quickly can I get my policy going?” to using your policy to score wins in the stock market, Dave and Paul cover it all! They also weigh in on some more complex curveball questions that you grizzled IBC vets won’t want to miss!</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>3:01 - Listener question: “How aggressive can my premium be?”</p><p>7:54 - “How quickly can I get a policy going?”</p><p>13:04 - Using IBC for stock investing</p><p>16:06 - Changing the sequence of your spending pattern</p><p>20:29 - Using saved up cash to pay your premium</p><p>23:25 - Should I diversify my policies with different companies?</p><p>28:58 - “Lump-sum” premiums and a common misconception</p><p>33:09 - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">f9820dbe-710a-4090-bcb9-5c2de9f64623</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 24 Jul 2023 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/c52e5833-2269-4855-9bdc-1d9a7fba61ba/WW-Audio-Edit-Ep-76.mp3" length="81200640" type="audio/mpeg"/><itunes:duration>33:50</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>76</itunes:episode><podcast:episode>76</podcast:episode></item><item><title>Episode 75: Do You Think Like an Investor or a Banker? Here&apos;s How To Tell...</title><itunes:title>Episode 75: Do You Think Like an Investor or a Banker? Here&apos;s How To Tell...</itunes:title><description><![CDATA[<p>With so much focus on the dynamics and mechanics of IBC – it can be easy to forget why this wealth building strategy works <em>so well.</em></p><p>In this week’s episode, the fellas take a step back and look at what IBC does to solve your need for finance, income and retirement security. They’ll take you through the common mentality most people have and what separates a run-of-the-mill investor from an <em>IBC practitioner.</em></p><p>If you’re a prospective practitioner yourself, this is a critical episode for you to watch! Tune in to learn the broad benefits of this system and why you need to act now, not later.</p><p><br></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>3:12 - Investors vs. the IBC practitioner</p><p>4:28 - Risk perception</p><p>10:07 - Return on capital vs. return of capital</p><p>14:01 - One of the biggest drawbacks of a 401k</p><p>17:37 - Putting your dollars to work in multiple places</p><p>20:41 - Looking at financing, the investor vs. the banker</p><p>24:01 - Market volatility</p><p>30:51 - Alternative investments, what bankers “look for”</p><p>32:53 - Why you should want control</p><p>35:47 - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>With so much focus on the dynamics and mechanics of IBC – it can be easy to forget why this wealth building strategy works <em>so well.</em></p><p>In this week’s episode, the fellas take a step back and look at what IBC does to solve your need for finance, income and retirement security. They’ll take you through the common mentality most people have and what separates a run-of-the-mill investor from an <em>IBC practitioner.</em></p><p>If you’re a prospective practitioner yourself, this is a critical episode for you to watch! Tune in to learn the broad benefits of this system and why you need to act now, not later.</p><p><br></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>3:12 - Investors vs. the IBC practitioner</p><p>4:28 - Risk perception</p><p>10:07 - Return on capital vs. return of capital</p><p>14:01 - One of the biggest drawbacks of a 401k</p><p>17:37 - Putting your dollars to work in multiple places</p><p>20:41 - Looking at financing, the investor vs. the banker</p><p>24:01 - Market volatility</p><p>30:51 - Alternative investments, what bankers “look for”</p><p>32:53 - Why you should want control</p><p>35:47 - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">8c53233e-5ec2-4ff7-8784-8f9ed80fdbb2</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 17 Jul 2023 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/55f818e3-d12e-45a8-81c4-e7f3b8c92dfc/WW-Audio-Edit-Ep-75.mp3" length="90333120" type="audio/mpeg"/><itunes:duration>37:38</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>75</itunes:episode><podcast:episode>75</podcast:episode></item><item><title>Episode 74: Why IBC is Good For America</title><itunes:title>Episode 74: Why IBC is Good For America</itunes:title><description><![CDATA[<p>You’ve heard it a million times before about how IBC works for the individual, but how could it work for our country’s society as a whole?</p><p>In this week’s episode, Dave and Paul discuss how IBC would benefit not only the average user – but also the country at large. From tackling the monster that is centralized banking, to leading your family and finances to the promised land!</p><p><strong>Episode Highlights:</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(0:27) - Episode beginning</p><p>(2:26) - Question: mortgaging and refinancing</p><p>(9:33) - Another audience comment and an episode idea</p><p>(11:43) - How does IBC strengthen our country?</p><p>(15:02) - The problem of undercapitalization</p><p>(23:48) - Central banking</p><p>(26:53) - Conquering the tendencies of human nature</p><p>(33:32) - Overview, taking responsibility</p><p>(36:25) - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p>You’ve heard it a million times before about how IBC works for the individual, but how could it work for our country’s society as a whole?</p><p><br></p><p>In this week’s episode, Dave and Paul discuss how IBC would benefit not only the average user – but also the country at large. From tackling the monster that is centralized banking, to leading your family and finances to the promised land!</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(0:27) - Episode beginning</p><p>(2:26) - Question: mortgaging and refinancing</p><p>(9:33) - Another audience comment and an episode idea</p><p>(11:43) - How does IBC strengthen our country?</p><p>(15:02) - The problem of undercapitalization</p><p>(23:48) - Central banking</p><p>(26:53) - Conquering the tendencies of human nature</p><p>(33:32) - Overview, taking responsibility</p><p>(36:25) - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>You’ve heard it a million times before about how IBC works for the individual, but how could it work for our country’s society as a whole?</p><p>In this week’s episode, Dave and Paul discuss how IBC would benefit not only the average user – but also the country at large. From tackling the monster that is centralized banking, to leading your family and finances to the promised land!</p><p><strong>Episode Highlights:</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(0:27) - Episode beginning</p><p>(2:26) - Question: mortgaging and refinancing</p><p>(9:33) - Another audience comment and an episode idea</p><p>(11:43) - How does IBC strengthen our country?</p><p>(15:02) - The problem of undercapitalization</p><p>(23:48) - Central banking</p><p>(26:53) - Conquering the tendencies of human nature</p><p>(33:32) - Overview, taking responsibility</p><p>(36:25) - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p>You’ve heard it a million times before about how IBC works for the individual, but how could it work for our country’s society as a whole?</p><p><br></p><p>In this week’s episode, Dave and Paul discuss how IBC would benefit not only the average user – but also the country at large. From tackling the monster that is centralized banking, to leading your family and finances to the promised land!</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(0:27) - Episode beginning</p><p>(2:26) - Question: mortgaging and refinancing</p><p>(9:33) - Another audience comment and an episode idea</p><p>(11:43) - How does IBC strengthen our country?</p><p>(15:02) - The problem of undercapitalization</p><p>(23:48) - Central banking</p><p>(26:53) - Conquering the tendencies of human nature</p><p>(33:32) - Overview, taking responsibility</p><p>(36:25) - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">c5de39eb-fd98-4071-9ef2-ddb4dc87c140</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 10 Jul 2023 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/785204e8-dc95-4bd5-9a0f-cc0e9f8ff66e/WW-Audio-Edit-Ep-74.mp3" length="91521600" type="audio/mpeg"/><itunes:duration>38:08</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>74</itunes:episode><podcast:episode>74</podcast:episode></item><item><title>Episode 73: The Benefits of Policy Loans And A Real Life Family Banking Example</title><itunes:title>Episode 73: The Benefits of Policy Loans And A Real Life Family Banking Example</itunes:title><description><![CDATA[<p>Like most topics in IBC, there is a lot of “cleaning up” to be done of the narrative – and policy loans are one of the biggest culprits.</p><p>In this week’s episode, Dave and Paul break down policy loans and exactly how they work. This crucial part of the IBC system is plagued with the misconceptions that IBC policy owners and newbies alike have. The guys also dive into some IBC philosophy and what your goals or objectives should be for your policy in the future.</p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>5:21 - Policy loans</p><p>6:53 - What is a policy loan?</p><p>10:51 - Why is a policy loan a great thing?</p><p>15:17 - “Two ways to buy a car” analogy</p><p>20:00 - The zero sum game</p><p>24:11 - The relationship between the policy owners and the company</p><p>26:52 - Education is the key to your success</p><p>29:01 - Dave’s recent experience with “playing bank”</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>Like most topics in IBC, there is a lot of “cleaning up” to be done of the narrative – and policy loans are one of the biggest culprits.</p><p>In this week’s episode, Dave and Paul break down policy loans and exactly how they work. This crucial part of the IBC system is plagued with the misconceptions that IBC policy owners and newbies alike have. The guys also dive into some IBC philosophy and what your goals or objectives should be for your policy in the future.</p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:27 - Episode beginning</p><p>5:21 - Policy loans</p><p>6:53 - What is a policy loan?</p><p>10:51 - Why is a policy loan a great thing?</p><p>15:17 - “Two ways to buy a car” analogy</p><p>20:00 - The zero sum game</p><p>24:11 - The relationship between the policy owners and the company</p><p>26:52 - Education is the key to your success</p><p>29:01 - Dave’s recent experience with “playing bank”</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">c0c56cc4-75ee-413d-aa2d-2692137b73a0</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 03 Jul 2023 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/bc90d88a-fb7d-4d30-b59e-4525b83d80db/WW-Audio-Edit-Ep-73.mp3" length="81955200" type="audio/mpeg"/><itunes:duration>34:09</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>73</itunes:episode><podcast:episode>73</podcast:episode></item><item><title>Episode 72: Revisiting Policy Design &amp; Winning the Game Before You Play</title><itunes:title>Episode 72: Revisiting Policy Design &amp; Winning the Game Before You Play</itunes:title><description><![CDATA[<p>The way that you design your IBC policy is one of the most important considerations you can make as your own banker – and it can make a difference of hundreds of thousands or even millions of dollars.</p><p>In this week’s episode Dave and Paul break down some of these new age, non-traditional IBC policies – namely the infamous “10/90” policy. Whether it’s out of inexperience, or bad advice, the guys will set you straight on where your policy needs to fall on the premium vs. base spectrum.</p><p>With their combined experience and decades running their own policies, you’re going to want to make sure you catch this episode of <em>Wealth Warehouse.</em></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(0:27) - Episode beginning</p><p>(3:31) - A comment from the audience: discussing “10/90” policies</p><p>(10:25) - It’s a flawed mentality</p><p>(11:30) - You should want to pay premium, what 10/90s look like down the line</p><p>(16:56) - Sticking to the fundamental principles of IBC</p><p>(23:58) - Finding “win-win” opportunities, why Dave and Paul are here</p><p>(27:52) - Understanding what is going on</p><p>(29:56) - Stop rushing to get rich</p><p>(31:08) - If something goes wrong</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>The way that you design your IBC policy is one of the most important considerations you can make as your own banker – and it can make a difference of hundreds of thousands or even millions of dollars.</p><p>In this week’s episode Dave and Paul break down some of these new age, non-traditional IBC policies – namely the infamous “10/90” policy. Whether it’s out of inexperience, or bad advice, the guys will set you straight on where your policy needs to fall on the premium vs. base spectrum.</p><p>With their combined experience and decades running their own policies, you’re going to want to make sure you catch this episode of <em>Wealth Warehouse.</em></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(0:27) - Episode beginning</p><p>(3:31) - A comment from the audience: discussing “10/90” policies</p><p>(10:25) - It’s a flawed mentality</p><p>(11:30) - You should want to pay premium, what 10/90s look like down the line</p><p>(16:56) - Sticking to the fundamental principles of IBC</p><p>(23:58) - Finding “win-win” opportunities, why Dave and Paul are here</p><p>(27:52) - Understanding what is going on</p><p>(29:56) - Stop rushing to get rich</p><p>(31:08) - If something goes wrong</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">c11a11f9-c1ee-4ecc-8e7b-c7b6469e1789</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 26 Jun 2023 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/3dded0b1-5bd7-43bf-8b30-9e707287fbab/WW-Audio-Edit-EP-72.mp3" length="79766400" type="audio/mpeg"/><itunes:duration>33:14</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>72</itunes:episode><podcast:episode>72</podcast:episode></item><item><title>Episode 71: Retirement Planning: IBC As Part of Your Retirement Portfolio</title><itunes:title>Episode 71: Retirement Planning: IBC As Part of Your Retirement Portfolio</itunes:title><description><![CDATA[<p>In this week’s episode, Dave and Paul finally take a long look at retirement – and dive into the questions you need to ask yourself as well as what your future may look like if you maintain the status quo.</p><p>Will you be safe with traditional 401k plans? Should you continue to store your hard earn bucks in someone else's bank? How should you be positioning yourself for a comfortable retirement? All of these burning questions will be answered in this episode!!</p><p>Episode Highlights:</p><p><br></p><p>0:00 - Intro</p><p>0:27 - Episode beginning</p><p>4:41 - Listener question</p><p>7:58 - Retirement and considerations you need to make</p><p>12:17 - The fog of war with retirement</p><p>14:32 - “The third bucket”</p><p>16:24 - Sequence of return risk</p><p>19:46 - What’s the alternative?</p><p>25:47 - The power of compounding</p><p>29:53 - Underspending in retirement</p><p>35:50 - Using IBC as a savings account</p><p>37:45 - Episode wrap-up</p><p><br></p><p><br></p><p>ABOUT YOUR HOSTS:</p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p> </p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p> </p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p> </p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p> </p><p>Catch up with David and Paul, visit the links below!</p><p> </p><p>Website: </p><p> </p><p>https://infinitebanking.org/agents/Fugere494</p><p> </p><p>https://infinitebanking.org/agents/Befort399</p><p> </p><p>LinkedIn:</p><p> </p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p> </p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p> </p><p>Email:</p><p> </p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>In this week’s episode, Dave and Paul finally take a long look at retirement – and dive into the questions you need to ask yourself as well as what your future may look like if you maintain the status quo.</p><p>Will you be safe with traditional 401k plans? Should you continue to store your hard earn bucks in someone else's bank? How should you be positioning yourself for a comfortable retirement? All of these burning questions will be answered in this episode!!</p><p>Episode Highlights:</p><p><br></p><p>0:00 - Intro</p><p>0:27 - Episode beginning</p><p>4:41 - Listener question</p><p>7:58 - Retirement and considerations you need to make</p><p>12:17 - The fog of war with retirement</p><p>14:32 - “The third bucket”</p><p>16:24 - Sequence of return risk</p><p>19:46 - What’s the alternative?</p><p>25:47 - The power of compounding</p><p>29:53 - Underspending in retirement</p><p>35:50 - Using IBC as a savings account</p><p>37:45 - Episode wrap-up</p><p><br></p><p><br></p><p>ABOUT YOUR HOSTS:</p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p> </p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p> </p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p> </p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p> </p><p>Catch up with David and Paul, visit the links below!</p><p> </p><p>Website: </p><p> </p><p>https://infinitebanking.org/agents/Fugere494</p><p> </p><p>https://infinitebanking.org/agents/Befort399</p><p> </p><p>LinkedIn:</p><p> </p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p> </p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p> </p><p>Email:</p><p> </p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">1f74dc82-9890-4239-ad10-ce232691121c</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 19 Jun 2023 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/7cf7a16e-b63a-411d-ad3e-952892630c75/WW-Audio-Edit-Ep-71.mp3" length="97296000" type="audio/mpeg"/><itunes:duration>40:32</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>71</itunes:episode><podcast:episode>71</podcast:episode></item><item><title>Episode 70: IBC Q&amp;A: Loan Interest, Inforce Illustrations, &amp; Lawsuits</title><itunes:title>Episode 70: IBC Q&amp;A: Loan Interest, Inforce Illustrations, &amp; Lawsuits</itunes:title><description><![CDATA[<p>In this week’s episode of <em>Wealth Warehouse, </em>Dave and Paul, pressed for time, are fielding some of your burning questions!</p><p>You’ll hear from one of Dave’s clients that has witnessed first-hand their parent’s struggle in retirement – and what led them there. You’ll get a refresher (or a great explanation) on interest, loan repayments and the dreaded task of storing your capital in someone else’s bank.</p><p>Whether you’re a veteran or a newcomer, you won’t want to miss these nuggets of information!</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(0:29) - Episode beginning</p><p>(3:27) - Illustrations are never going to look the same</p><p>(6:47) - How interest and loan repayments work</p><p>(13:37) - What separates IBC as a financial product</p><p>(17:12) - Not relying on the market for your retirement</p><p>(22:06) - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>In this week’s episode of <em>Wealth Warehouse, </em>Dave and Paul, pressed for time, are fielding some of your burning questions!</p><p>You’ll hear from one of Dave’s clients that has witnessed first-hand their parent’s struggle in retirement – and what led them there. You’ll get a refresher (or a great explanation) on interest, loan repayments and the dreaded task of storing your capital in someone else’s bank.</p><p>Whether you’re a veteran or a newcomer, you won’t want to miss these nuggets of information!</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(0:29) - Episode beginning</p><p>(3:27) - Illustrations are never going to look the same</p><p>(6:47) - How interest and loan repayments work</p><p>(13:37) - What separates IBC as a financial product</p><p>(17:12) - Not relying on the market for your retirement</p><p>(22:06) - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">7370d7f9-96b2-46f1-9878-566691cc8ee6</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 12 Jun 2023 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/4dbc18a2-fe45-4bc8-9112-8ba0861e70d2/WW-Audio-Edit-Ep-70.mp3" length="56048640" type="audio/mpeg"/><itunes:duration>23:21</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>70</itunes:episode><podcast:episode>70</podcast:episode></item><item><title>Episode 69: The &quot;Unseen&quot; Advantages to Becoming Your Own Banker</title><itunes:title>Episode 69: The &quot;Unseen&quot; Advantages to Becoming Your Own Banker</itunes:title><description><![CDATA[<p>IBC is something you need to <em>be in</em> – its full benefits and advantages can only really be understood once you get your policy (or policies) up and running.</p><p>In this week’s episode, Dave and Paul take you through their own IBC journeys and some of the “unseen advantages” that they have enjoyed from utilizing their capital in an IBC banking system.</p><p>For those of you looking to find more benefits from a couple of vets, this episode is an absolute must-listen.</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:29 - Episode beginning</p><p>6:42 - What was your financial situation like before IBC?</p><p>11:42 - The first loan Paul made to Dave</p><p>16:16 - What are some of the unseen advantages?</p><p>19:12 - Making decisions from a position of strength</p><p>24:26 - You should want as much death benefit as you can possibly get</p><p>26:49 - It takes one relationship..</p><p>31:15 - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>IBC is something you need to <em>be in</em> – its full benefits and advantages can only really be understood once you get your policy (or policies) up and running.</p><p>In this week’s episode, Dave and Paul take you through their own IBC journeys and some of the “unseen advantages” that they have enjoyed from utilizing their capital in an IBC banking system.</p><p>For those of you looking to find more benefits from a couple of vets, this episode is an absolute must-listen.</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:29 - Episode beginning</p><p>6:42 - What was your financial situation like before IBC?</p><p>11:42 - The first loan Paul made to Dave</p><p>16:16 - What are some of the unseen advantages?</p><p>19:12 - Making decisions from a position of strength</p><p>24:26 - You should want as much death benefit as you can possibly get</p><p>26:49 - It takes one relationship..</p><p>31:15 - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">3382c3d9-abd7-4fcb-9312-687caa67deb2</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 05 Jun 2023 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/9d48868f-8796-4206-b14c-6fcf29e8a005/WW-Audio-Edit-Ep-69.mp3" length="79400640" type="audio/mpeg"/><itunes:duration>33:05</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>69</itunes:episode><podcast:episode>69</podcast:episode></item><item><title>Episode 68: I&apos;ve Capitalized My Policy...Now What?</title><itunes:title>Episode 68: I&apos;ve Capitalized My Policy...Now What?</itunes:title><description><![CDATA[<p>Getting started with IBC is a huge step – but once you do it, how do you position your capital for maximum success?</p><p>In this week’s episode, Dave and Paul discuss the options you have once your policy is in place. Do you get your feet wet in new investments immediately? Later? Never? Do you let your capital sit, or do you put it to work right away? The fellas discuss all of these common questions that new policy users have – they also talk private lending, how they set up their deals, the safeguards they put in place and much more!</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(0:29) - Episode beginning</p><p>(3:54) - I have lots of capital stashed away, now what?</p><p>(6:54) - Invest in what you know</p><p>(11:06) - Private lending</p><p>(14:43) - Asking difficult questions and structuring deals</p><p>(21:23) - The return and opportunity cost</p><p>(25:21) - Think like a bank, loaning through a business entity</p><p>(28:33) - Policy loan rate and how it affects your return</p><p>(32:06) - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>Getting started with IBC is a huge step – but once you do it, how do you position your capital for maximum success?</p><p>In this week’s episode, Dave and Paul discuss the options you have once your policy is in place. Do you get your feet wet in new investments immediately? Later? Never? Do you let your capital sit, or do you put it to work right away? The fellas discuss all of these common questions that new policy users have – they also talk private lending, how they set up their deals, the safeguards they put in place and much more!</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(0:29) - Episode beginning</p><p>(3:54) - I have lots of capital stashed away, now what?</p><p>(6:54) - Invest in what you know</p><p>(11:06) - Private lending</p><p>(14:43) - Asking difficult questions and structuring deals</p><p>(21:23) - The return and opportunity cost</p><p>(25:21) - Think like a bank, loaning through a business entity</p><p>(28:33) - Policy loan rate and how it affects your return</p><p>(32:06) - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">6cdbd1be-9923-40f7-8a6d-024f14682d2d</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 29 May 2023 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/e5d0edc1-8d74-4611-a9e7-09121294b3aa/WW-Audio-Edit-Ep-68.mp3" length="84370560" type="audio/mpeg"/><itunes:duration>35:09</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>68</itunes:episode><podcast:episode>68</podcast:episode></item><item><title>Episode 67: Fortune Favors The Action Takers!</title><itunes:title>Episode 67: Fortune Favors The Action Takers!</itunes:title><description><![CDATA[<p>Making the leap to IBC is arguably the most difficult step of all – everyone around you is most likely only doing what the mainstream tells them to. Breaking free can be difficult!</p><p>In this week’s episode, Dave and Paul discuss making the move to IBC and what it can do for your life. Most importantly, they examine some of the reasons why people put it off – and why you shouldn’t if you haven’t set up your banking system already. From getting the right people in your circle to motivate and educate you to understanding the “problem”, why everyone is moving in the wrong direction and more – you don’t want to miss out on this episode!</p><p><strong>Episode Highlights:</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(0:29) - Episode beginning</p><p>(2:53) - Question: “How long do I have to pay premium?”</p><p>(8:07) - A good plan violently executed now is better than a perfect plan executed next week</p><p>(13:09) - Analysis paralysis</p><p>(17:11) - Doing what everyone else does</p><p>(20:01) - What people really want and what IBC can give you</p><p>(23:11) - Getting the right people in your circle</p><p>(26:06) - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>Making the leap to IBC is arguably the most difficult step of all – everyone around you is most likely only doing what the mainstream tells them to. Breaking free can be difficult!</p><p>In this week’s episode, Dave and Paul discuss making the move to IBC and what it can do for your life. Most importantly, they examine some of the reasons why people put it off – and why you shouldn’t if you haven’t set up your banking system already. From getting the right people in your circle to motivate and educate you to understanding the “problem”, why everyone is moving in the wrong direction and more – you don’t want to miss out on this episode!</p><p><strong>Episode Highlights:</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(0:29) - Episode beginning</p><p>(2:53) - Question: “How long do I have to pay premium?”</p><p>(8:07) - A good plan violently executed now is better than a perfect plan executed next week</p><p>(13:09) - Analysis paralysis</p><p>(17:11) - Doing what everyone else does</p><p>(20:01) - What people really want and what IBC can give you</p><p>(23:11) - Getting the right people in your circle</p><p>(26:06) - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">1a98a621-78ac-4058-8b61-aded2c38e9d3</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 22 May 2023 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/014e1f4b-7775-44ff-bb8e-dcf369645239/WW-Audio-Edit-Ep-67.mp3" length="67512960" type="audio/mpeg"/><itunes:duration>28:08</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>67</itunes:episode><podcast:episode>67</podcast:episode></item><item><title>Episode 66: The IBC Solution to Recapturing the Interest You Are Paying to Banks (You&apos;re Probably Paying Way More Than You Think!)</title><itunes:title>Episode 66: The IBC Solution to Recapturing the Interest You Are Paying to Banks (You&apos;re Probably Paying Way More Than You Think!)</itunes:title><description><![CDATA[<p>The economy has been hard to trust in recent months - which can affect your confidence in your IBC policy.</p><p>In this week’s episode, Dave and Paul take some time to cover the recent rumblings surrounding the devaluation of the dollar as well as the interest rates and what you need to know about them. Additionally, they cover how these interest rates come into play when buying a home and what you should be doing to make sure that you’re staying in control.&nbsp;</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:29 - Episode beginning</p><p>2:10 - The devaluation of the dollar</p><p>7:22 - Interest rates</p><p>10:46 - Calculating loan interest, taking back control</p><p>18:12 - The fine print and “the problem”</p><p>24:05 - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>The economy has been hard to trust in recent months - which can affect your confidence in your IBC policy.</p><p>In this week’s episode, Dave and Paul take some time to cover the recent rumblings surrounding the devaluation of the dollar as well as the interest rates and what you need to know about them. Additionally, they cover how these interest rates come into play when buying a home and what you should be doing to make sure that you’re staying in control.&nbsp;</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:29 - Episode beginning</p><p>2:10 - The devaluation of the dollar</p><p>7:22 - Interest rates</p><p>10:46 - Calculating loan interest, taking back control</p><p>18:12 - The fine print and “the problem”</p><p>24:05 - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">3c116a63-d80b-434c-9216-57a7ad7c6dc0</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 15 May 2023 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/ca15acb1-6e29-464c-9662-32854030ce9e/WW-Audio-Edit-Ep-66.mp3" length="58795200" type="audio/mpeg"/><itunes:duration>24:30</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>66</itunes:episode><podcast:episode>66</podcast:episode></item><item><title>Episode 65: If You Were Designing The &quot;Perfect Financial Product&quot; What Would It Look Like?</title><itunes:title>Episode 65: If You Were Designing The &quot;Perfect Financial Product&quot; What Would It Look Like?</itunes:title><description><![CDATA[<p>If you could design the perfect financial product, what features would you include? What would you want to get out of it? What would you want it to do for you?</p><p>This week, Dave and Paul discuss their perfect financial product and cover some of the benefits that you should be looking for as well as why they should be important to you. Don’t settle for what the mainstream tells you to do - tune in and unlock the blueprint to your very own perfect financial product!</p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:29 - Episode beginning</p><p>3:06 - Intro to today’s topic</p><p>5:04 - If you could design the perfect financial product</p><p>9:01 - Liquidity, guaranteed value, taxes</p><p>12:49 - Volatility and predictability</p><p>15:23 - I want this financial product to create an income for me</p><p>20:49 - Control</p><p>24:12 - No hidden fees or penalties</p><p>27:17 - Reputability and privacy</p><p>31:45 - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>If you could design the perfect financial product, what features would you include? What would you want to get out of it? What would you want it to do for you?</p><p>This week, Dave and Paul discuss their perfect financial product and cover some of the benefits that you should be looking for as well as why they should be important to you. Don’t settle for what the mainstream tells you to do - tune in and unlock the blueprint to your very own perfect financial product!</p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:29 - Episode beginning</p><p>3:06 - Intro to today’s topic</p><p>5:04 - If you could design the perfect financial product</p><p>9:01 - Liquidity, guaranteed value, taxes</p><p>12:49 - Volatility and predictability</p><p>15:23 - I want this financial product to create an income for me</p><p>20:49 - Control</p><p>24:12 - No hidden fees or penalties</p><p>27:17 - Reputability and privacy</p><p>31:45 - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">58ea28cb-b246-4a27-b73f-40fdba5e05a3</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 08 May 2023 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/d437905b-7236-4c76-bd44-3f64b922e8d4/WW-Audio-Edit-Ep-65.mp3" length="82572480" type="audio/mpeg"/><itunes:duration>34:24</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>65</itunes:episode><podcast:episode>65</podcast:episode></item><item><title>Episode 64: Unpopular Opinion: Building Wealth Requires No More Effort Than Staying Poor</title><itunes:title>Episode 64: Unpopular Opinion: Building Wealth Requires No More Effort Than Staying Poor</itunes:title><description><![CDATA[<p>Everyone wants to be wealthy – you’re not alone. But the reality is that it takes consistent effort and discipline to get to the levels most people want to be at.</p><p>This week, Dave and Paul discuss wealth building on a broader scale than just IBC. What goes into being poor? What goes into being wealthy? And where does the mainstream opinion leave us?</p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:29 - Episode beginning</p><p>1:31 - New age IBC advice</p><p>6:45 - Being challenged to think</p><p>8:11 - Being poor and staying poor in the middle class requires the same amount of effort</p><p>12:30 - Being poor is like being unhealthy</p><p>18:07 - Traditional accumulation strategies</p><p>20:04 - Putting in the effort</p><p>26:10 - Making decisions out of necessity</p><p>30:05 - The definition of wealth</p><p>33:09 - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>Everyone wants to be wealthy – you’re not alone. But the reality is that it takes consistent effort and discipline to get to the levels most people want to be at.</p><p>This week, Dave and Paul discuss wealth building on a broader scale than just IBC. What goes into being poor? What goes into being wealthy? And where does the mainstream opinion leave us?</p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:29 - Episode beginning</p><p>1:31 - New age IBC advice</p><p>6:45 - Being challenged to think</p><p>8:11 - Being poor and staying poor in the middle class requires the same amount of effort</p><p>12:30 - Being poor is like being unhealthy</p><p>18:07 - Traditional accumulation strategies</p><p>20:04 - Putting in the effort</p><p>26:10 - Making decisions out of necessity</p><p>30:05 - The definition of wealth</p><p>33:09 - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">5b1dd002-02ed-4c58-a9f3-3d760fa4c7f4</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 01 May 2023 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/a991a663-002d-4018-8cbb-d1f06a5bda4a/WW-Audio-Edit-Ep-64.mp3" length="86145600" type="audio/mpeg"/><itunes:duration>35:54</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>64</itunes:episode><podcast:episode>64</podcast:episode></item><item><title>Episode 63: Creating the IBC Family Banking System</title><itunes:title>Episode 63: Creating the IBC Family Banking System</itunes:title><description><![CDATA[<p>One of the best rewards that you get from IBC is that you don’t have to rely on a bank to finance the things you want or even need in life.</p><p>In this week’s episode, the fellas are diving in “family banking” and painting a picture for you of what it would be like to not have to deal with the bank. They’ll detail how you can set up your very own bank to circumvent the painful lending process that we all have to undertake - and how you can share this with those closest to you.</p><p><br></p><p><strong>Episode Highlights:&nbsp;</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(0:29) - Episode beginning</p><p>(2:21) - The mortgage process</p><p>(6:44) - Family banking</p><p>(10:35) - Painting a vision of family banking</p><p>(16:47) - The mechanics of family banking</p><p>(18:35) - Passing down the idea of family banking</p><p>(21:45) - Perpetual motion</p><p>(30:02) - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>One of the best rewards that you get from IBC is that you don’t have to rely on a bank to finance the things you want or even need in life.</p><p>In this week’s episode, the fellas are diving in “family banking” and painting a picture for you of what it would be like to not have to deal with the bank. They’ll detail how you can set up your very own bank to circumvent the painful lending process that we all have to undertake - and how you can share this with those closest to you.</p><p><br></p><p><strong>Episode Highlights:&nbsp;</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(0:29) - Episode beginning</p><p>(2:21) - The mortgage process</p><p>(6:44) - Family banking</p><p>(10:35) - Painting a vision of family banking</p><p>(16:47) - The mechanics of family banking</p><p>(18:35) - Passing down the idea of family banking</p><p>(21:45) - Perpetual motion</p><p>(30:02) - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">159b7688-f60a-4abb-855e-783fc043063d</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 24 Apr 2023 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/e606ddb3-a0e1-4973-b95b-21bd95ff3a6c/WW-Audio-Edit-Ep-63.mp3" length="75713280" type="audio/mpeg"/><itunes:duration>31:33</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>63</itunes:episode><podcast:episode>63</podcast:episode></item><item><title>Episode 62: Interest Rates, Uninterrupted Compounding and Delayed Gratification</title><itunes:title>Episode 62: Interest Rates, Uninterrupted Compounding and Delayed Gratification</itunes:title><description><![CDATA[<p>With recent economic turmoil, it can be easy to be wary of new ways of building wealth - and in this era of influencers, you want to make sure you’re getting the right information.</p><p>In this week’s episode, Dave and Paul are sharing some discussions that they’ve had with clients and prospects alike about topics within IBC.&nbsp;</p><p>They’ll discuss common questions around IBC “making sense” in a high-interest rate environment, constant compounding, policy loans and more. Most importantly, they’ll let you know how valid these questions and concerns are.</p><p><br></p><p>Is IBC for you? Use this link to schedule and intro call with us:&nbsp;</p><p><br></p><p><a href="https://calendly.com/dave-743/wealth-warehouse-intro-call" rel="noopener noreferrer" target="_blank">https://calendly.com/dave-743/wealth-warehouse-intro-call</a></p><p><br></p><p>DON’T FORGET - Join us on April 20th at 7pm Central Time for another Live Q&amp;A with Paul and Dave!</p><p><br></p><p>Register here:</p><p><br></p><p><a href="https://us06web.zoom.us/meeting/register/tZIode2vrzwvHt0U9GTnIXxiJNnE4GpQmOMz" rel="noopener noreferrer" target="_blank">https://us06web.zoom.us/meeting/register/tZIode2vrzwvHt0U9GTnIXxiJNnE4GpQmOMz</a></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:31 - Episode beginning</p><p>2:18 - Webinar reminder!</p><p>2:37 - IBC “making sense” in a high-interest rate environment</p><p>7:14 - Don’t look at it through the wrong lens</p><p>11:46 - Constant compounding</p><p>17:58 - A note on policy loans</p><p>21:25 - Nelson’s car comparison</p><p>28:10 - What happens when you make a payment back to the insurance company?</p><p>31:31 - Delayed gratification</p><p>35:41 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>With recent economic turmoil, it can be easy to be wary of new ways of building wealth - and in this era of influencers, you want to make sure you’re getting the right information.</p><p>In this week’s episode, Dave and Paul are sharing some discussions that they’ve had with clients and prospects alike about topics within IBC.&nbsp;</p><p>They’ll discuss common questions around IBC “making sense” in a high-interest rate environment, constant compounding, policy loans and more. Most importantly, they’ll let you know how valid these questions and concerns are.</p><p><br></p><p>Is IBC for you? Use this link to schedule and intro call with us:&nbsp;</p><p><br></p><p><a href="https://calendly.com/dave-743/wealth-warehouse-intro-call" rel="noopener noreferrer" target="_blank">https://calendly.com/dave-743/wealth-warehouse-intro-call</a></p><p><br></p><p>DON’T FORGET - Join us on April 20th at 7pm Central Time for another Live Q&amp;A with Paul and Dave!</p><p><br></p><p>Register here:</p><p><br></p><p><a href="https://us06web.zoom.us/meeting/register/tZIode2vrzwvHt0U9GTnIXxiJNnE4GpQmOMz" rel="noopener noreferrer" target="_blank">https://us06web.zoom.us/meeting/register/tZIode2vrzwvHt0U9GTnIXxiJNnE4GpQmOMz</a></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:31 - Episode beginning</p><p>2:18 - Webinar reminder!</p><p>2:37 - IBC “making sense” in a high-interest rate environment</p><p>7:14 - Don’t look at it through the wrong lens</p><p>11:46 - Constant compounding</p><p>17:58 - A note on policy loans</p><p>21:25 - Nelson’s car comparison</p><p>28:10 - What happens when you make a payment back to the insurance company?</p><p>31:31 - Delayed gratification</p><p>35:41 - Episode wrap-up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">0c38e354-bfdd-4a39-b020-5e49a21ce5fb</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 17 Apr 2023 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/092f52d2-f8bf-4f83-979e-d6b0b5ac6e17/WW-Audio-Edit-Ep-62.mp3" length="87481920" type="audio/mpeg"/><itunes:duration>36:27</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>62</itunes:episode><podcast:episode>62</podcast:episode></item><item><title>Episode 61: Laddering Policies, Life Insurance Lines of Credit, and the &quot;Smell Test&quot;</title><itunes:title>Episode 61: Laddering Policies, Life Insurance Lines of Credit, and the &quot;Smell Test&quot;</itunes:title><description><![CDATA[<p>While IBC expands, so too do people’s interpretations of it – but that’s not what Dave and Paul are interested in. IBC is an established system and you should be wary of influencers coming at you with “versions” of Infinite Banking.</p><p>In this week’s episode, the guys introduce “laddering” policies, the philosophy behind it and the underlying strategy. They’ll let you know why it’s popular, why it won’t work for your policy – as well as some expanded discussion on the effect of hazardous activites on life insurance, lines of credit and more!</p><p><br></p><p>Is IBC for you? Use this link to schedule and intro call with us:&nbsp;</p><p><br></p><p><a href="https://calendly.com/dave-743/wealth-warehouse-intro-call" rel="noopener noreferrer" target="_blank">https://calendly.com/dave-743/wealth-warehouse-intro-call</a></p><p><br></p><p>DON’T FORGET - Join us on April 20th at 7pm Central Time for another Live Q&amp;A with Paul and Dave!</p><p><br></p><p>Register here:</p><p><br></p><p><a href="https://us06web.zoom.us/meeting/register/tZIode2vrzwvHt0U9GTnIXxiJNnE4GpQmOMz" rel="noopener noreferrer" target="_blank">https://us06web.zoom.us/meeting/register/tZIode2vrzwvHt0U9GTnIXxiJNnE4GpQmOMz</a></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:29 - Episode beginning</p><p>3:21 - Laddering policies</p><p>4:30 - Couple reasons why they don’t like laddering policies</p><p>10:35 - Expanding your infinite banking system</p><p>12:59 - Using up your insurability, tricking the system</p><p>17:41 - Marijuana use</p><p>20:31 - Hazardous activities</p><p>26:55 - Life insurance line of credit</p><p>32:41 - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>While IBC expands, so too do people’s interpretations of it – but that’s not what Dave and Paul are interested in. IBC is an established system and you should be wary of influencers coming at you with “versions” of Infinite Banking.</p><p>In this week’s episode, the guys introduce “laddering” policies, the philosophy behind it and the underlying strategy. They’ll let you know why it’s popular, why it won’t work for your policy – as well as some expanded discussion on the effect of hazardous activites on life insurance, lines of credit and more!</p><p><br></p><p>Is IBC for you? Use this link to schedule and intro call with us:&nbsp;</p><p><br></p><p><a href="https://calendly.com/dave-743/wealth-warehouse-intro-call" rel="noopener noreferrer" target="_blank">https://calendly.com/dave-743/wealth-warehouse-intro-call</a></p><p><br></p><p>DON’T FORGET - Join us on April 20th at 7pm Central Time for another Live Q&amp;A with Paul and Dave!</p><p><br></p><p>Register here:</p><p><br></p><p><a href="https://us06web.zoom.us/meeting/register/tZIode2vrzwvHt0U9GTnIXxiJNnE4GpQmOMz" rel="noopener noreferrer" target="_blank">https://us06web.zoom.us/meeting/register/tZIode2vrzwvHt0U9GTnIXxiJNnE4GpQmOMz</a></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:29 - Episode beginning</p><p>3:21 - Laddering policies</p><p>4:30 - Couple reasons why they don’t like laddering policies</p><p>10:35 - Expanding your infinite banking system</p><p>12:59 - Using up your insurability, tricking the system</p><p>17:41 - Marijuana use</p><p>20:31 - Hazardous activities</p><p>26:55 - Life insurance line of credit</p><p>32:41 - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">76cc85e7-f06e-47d7-9929-410a7e6ff2ad</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 10 Apr 2023 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/eed1377e-7e9e-4ae8-a748-7d355c5dcc08/WW-Audio-Edit-Ep-61.mp3" length="81157440" type="audio/mpeg"/><itunes:duration>33:49</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>61</itunes:episode><podcast:episode>61</podcast:episode></item><item><title>Episode 60: 7 (Invalid) Whole Life Insurance Objections</title><itunes:title>Episode 60: 7 (Invalid) Whole Life Insurance Objections</itunes:title><description><![CDATA[<p>IBC is usually “caught not taught” and can be tricky for some to initially wrap their head around.</p><p>This week, the guys are reviewing some common objections to IBC. They discuss why these 7 objections aren’t valid and why you (or anybody else) shouldn’t use them as a reason to say “no” to IBC.</p><p><br></p><p>Is IBC for you? Use this link to schedule and intro call with us:&nbsp;</p><p><br></p><p><a href="https://calendly.com/dave-743/wealth-warehouse-intro-call" rel="noopener noreferrer" target="_blank">https://calendly.com/dave-743/wealth-warehouse-intro-call</a></p><p><br></p><p>DON’T FORGET - Join us on April 20th at 7pm Central Time for another Live Q&amp;A with Paul and Dave!</p><p><br></p><p>Register here:</p><p><br></p><p><a href="https://us06web.zoom.us/meeting/register/tZIode2vrzwvHt0U9GTnIXxiJNnE4GpQmOMz" rel="noopener noreferrer" target="_blank">https://us06web.zoom.us/meeting/register/tZIode2vrzwvHt0U9GTnIXxiJNnE4GpQmOMz</a></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(0:30) - Episode beginning</p><p>(2:17) - Episode overview</p><p>(3:41) - “Once I retire I’m not going to need life insurance”</p><p>(12:59) - Whole life is too expensive</p><p>(7:38) - Long-term care, access to cash in retirement</p><p>(18:55) - “Dividends are just a return of premium”</p><p>(20:57) - “I have enough assets that I can self-insure”</p><p>(23:53) - “I don’t have any kids I don’t need life insurance”</p><p>(26:46) - “My partner will be fine they make plenty of money”</p><p>(32:09) - “I only need life insurance on myself”</p><p>(34:29) - Episode wrap-up and webinar reminder</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>IBC is usually “caught not taught” and can be tricky for some to initially wrap their head around.</p><p>This week, the guys are reviewing some common objections to IBC. They discuss why these 7 objections aren’t valid and why you (or anybody else) shouldn’t use them as a reason to say “no” to IBC.</p><p><br></p><p>Is IBC for you? Use this link to schedule and intro call with us:&nbsp;</p><p><br></p><p><a href="https://calendly.com/dave-743/wealth-warehouse-intro-call" rel="noopener noreferrer" target="_blank">https://calendly.com/dave-743/wealth-warehouse-intro-call</a></p><p><br></p><p>DON’T FORGET - Join us on April 20th at 7pm Central Time for another Live Q&amp;A with Paul and Dave!</p><p><br></p><p>Register here:</p><p><br></p><p><a href="https://us06web.zoom.us/meeting/register/tZIode2vrzwvHt0U9GTnIXxiJNnE4GpQmOMz" rel="noopener noreferrer" target="_blank">https://us06web.zoom.us/meeting/register/tZIode2vrzwvHt0U9GTnIXxiJNnE4GpQmOMz</a></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(0:30) - Episode beginning</p><p>(2:17) - Episode overview</p><p>(3:41) - “Once I retire I’m not going to need life insurance”</p><p>(12:59) - Whole life is too expensive</p><p>(7:38) - Long-term care, access to cash in retirement</p><p>(18:55) - “Dividends are just a return of premium”</p><p>(20:57) - “I have enough assets that I can self-insure”</p><p>(23:53) - “I don’t have any kids I don’t need life insurance”</p><p>(26:46) - “My partner will be fine they make plenty of money”</p><p>(32:09) - “I only need life insurance on myself”</p><p>(34:29) - Episode wrap-up and webinar reminder</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">e33f9aea-d786-4b58-baf0-91e4a05e01d8</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 03 Apr 2023 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/68ca6301-9580-4306-8346-43b477d455c6/WW-Audio-Edit-Ep-60.mp3" length="86163840" type="audio/mpeg"/><itunes:duration>35:54</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>60</itunes:episode><podcast:episode>60</podcast:episode></item><item><title>Episode 59: IBC FAQ Episode!</title><itunes:title>Episode 59: IBC FAQ Episode!</itunes:title><description><![CDATA[<p>IBC is no stranger to a constant flow of questions big and small.</p><p>In this week’s episode, Paul and Dave are doing another installment of “IBC FAQs”! They’ll be answering all of your burning questions - from “why haven’t I heard about this?” and “is whole life too expensive?” to more complex questions like “how much premium should I pay?” and “what should I use a policy loan for?”</p><p>Is IBC for you? Use this link to schedule and intro call with us:&nbsp;</p><p><br></p><p><a href="https://calendly.com/dave-743/wealth-warehouse-intro-call" rel="noopener noreferrer" target="_blank">https://calendly.com/dave-743/wealth-warehouse-intro-call</a></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:29 - Episode beginning</p><p>2:41 - Which company is best for IBC?</p><p>6:05 - Why hasn’t my financial advisor ever told me about this?</p><p>9:27 - Why isn’t everybody doing this?</p><p>12:54 - How much premium should I pay?</p><p>16:55 - Is whole life too expensive?</p><p>23:19 - Outstanding loans vs. remaining premium</p><p>27:41 - What should you use a policy loan for?</p><p>30:16 - Some other IBC resources to check out</p><p>34:20 - Some companies that don’t allow IBC</p><p>36:27 - What does the underwriting process look like?</p><p>37:55 - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>IBC is no stranger to a constant flow of questions big and small.</p><p>In this week’s episode, Paul and Dave are doing another installment of “IBC FAQs”! They’ll be answering all of your burning questions - from “why haven’t I heard about this?” and “is whole life too expensive?” to more complex questions like “how much premium should I pay?” and “what should I use a policy loan for?”</p><p>Is IBC for you? Use this link to schedule and intro call with us:&nbsp;</p><p><br></p><p><a href="https://calendly.com/dave-743/wealth-warehouse-intro-call" rel="noopener noreferrer" target="_blank">https://calendly.com/dave-743/wealth-warehouse-intro-call</a></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:29 - Episode beginning</p><p>2:41 - Which company is best for IBC?</p><p>6:05 - Why hasn’t my financial advisor ever told me about this?</p><p>9:27 - Why isn’t everybody doing this?</p><p>12:54 - How much premium should I pay?</p><p>16:55 - Is whole life too expensive?</p><p>23:19 - Outstanding loans vs. remaining premium</p><p>27:41 - What should you use a policy loan for?</p><p>30:16 - Some other IBC resources to check out</p><p>34:20 - Some companies that don’t allow IBC</p><p>36:27 - What does the underwriting process look like?</p><p>37:55 - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">f7134fb7-e4b7-4708-be19-b4b30c1dbcd8</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 27 Mar 2023 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/d49141cd-ff07-461b-b2d3-9746be79d16c/WW-Audio-Edit-Ep-59.mp3" length="93505920" type="audio/mpeg"/><itunes:duration>38:58</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>59</itunes:episode><podcast:episode>59</podcast:episode></item><item><title>Episode 58: Our Take On Recent Bank Failures &amp; The Safety Of Mutual Life Insurance Companies</title><itunes:title>Episode 58: Our Take On Recent Bank Failures &amp; The Safety Of Mutual Life Insurance Companies</itunes:title><description><![CDATA[<p>This month, we’ve seen three separate banks collapse - two of which literally made history. Dave and Paul would never say “I told you so”, but they would tell you that <em>banks behaving badly</em> is just par for the course.</p><p>In this week’s episode, the guys address the recent bank failures - namely Silicon Valley Bank. They’ll take you through why it failed, what it means for the future as well as what you can do to avoid it.</p><p>Additionally, Dave and Paul talk about banks broadly, the issues that can arise and why insurance companies are a better bet.</p><p><br></p><p><br></p><p>Is IBC for you? Use this link to schedule and intro call with us:&nbsp;</p><p><br></p><p><a href="https://calendly.com/dave-743/wealth-warehouse-intro-call" rel="noopener noreferrer" target="_blank">https://calendly.com/dave-743/wealth-warehouse-intro-call</a></p><p><br></p><p>DON’T FORGET - Join us on March 21st at 7pm Central Time for another Live Q&amp;A with Paul and Dave!</p><p><br></p><p>Register here:</p><p><br></p><p><a href="https://us06web.zoom.us/meeting/register/tZMlduGuqzgpHdFEY_k0BItKZVYq4FgtvhZv" rel="noopener noreferrer" target="_blank">https://us06web.zoom.us/meeting/register/tZMlduGuqzgpHdFEY_k0BItKZVYq4FgtvhZv</a></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(0:30) - Episode beginning</p><p>(2:31) - Webinar reminder!</p><p>(3:07) - Reviewing the big bank failures</p><p>(6:59) - Silicon Valley Bank and the bigger problem with banks</p><p>(17:22) - FDIC</p><p>(21:38) - Some alternatives to banks</p><p>(24:58) - How safe are life insurance companies?</p><p>(33:24) - Comparing insurance companies to banks</p><p>(41:38) - Some other comparisons to draw</p><p>(45:08) - Episode-wrap up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>This month, we’ve seen three separate banks collapse - two of which literally made history. Dave and Paul would never say “I told you so”, but they would tell you that <em>banks behaving badly</em> is just par for the course.</p><p>In this week’s episode, the guys address the recent bank failures - namely Silicon Valley Bank. They’ll take you through why it failed, what it means for the future as well as what you can do to avoid it.</p><p>Additionally, Dave and Paul talk about banks broadly, the issues that can arise and why insurance companies are a better bet.</p><p><br></p><p><br></p><p>Is IBC for you? Use this link to schedule and intro call with us:&nbsp;</p><p><br></p><p><a href="https://calendly.com/dave-743/wealth-warehouse-intro-call" rel="noopener noreferrer" target="_blank">https://calendly.com/dave-743/wealth-warehouse-intro-call</a></p><p><br></p><p>DON’T FORGET - Join us on March 21st at 7pm Central Time for another Live Q&amp;A with Paul and Dave!</p><p><br></p><p>Register here:</p><p><br></p><p><a href="https://us06web.zoom.us/meeting/register/tZMlduGuqzgpHdFEY_k0BItKZVYq4FgtvhZv" rel="noopener noreferrer" target="_blank">https://us06web.zoom.us/meeting/register/tZMlduGuqzgpHdFEY_k0BItKZVYq4FgtvhZv</a></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(0:30) - Episode beginning</p><p>(2:31) - Webinar reminder!</p><p>(3:07) - Reviewing the big bank failures</p><p>(6:59) - Silicon Valley Bank and the bigger problem with banks</p><p>(17:22) - FDIC</p><p>(21:38) - Some alternatives to banks</p><p>(24:58) - How safe are life insurance companies?</p><p>(33:24) - Comparing insurance companies to banks</p><p>(41:38) - Some other comparisons to draw</p><p>(45:08) - Episode-wrap up</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">b566abc3-3f14-45c6-9fc1-578500369d5a</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 20 Mar 2023 09:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/5f65fa2c-1dcd-4944-bc6b-b95a77a61d8c/WW-Audio-Edit-Ep-58.mp3" length="112974720" type="audio/mpeg"/><itunes:duration>47:04</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>58</itunes:episode><podcast:episode>58</podcast:episode></item><item><title>Episode 57: The Case for Base</title><itunes:title>Episode 57: The Case for Base</itunes:title><description><![CDATA[<p>As IBC gains more popularity and notoriety, more people get involved. Which can be great, but sometimes it can result in a distortion of Nelson’s core message.</p><p>In this week’s episode, the fellas address policy design and push back against the small base strategies and the 10/90 policies that you may see on Tik Tok, or YouTube.</p><p>They’ll take you through the actual arguments and what these people are actually saying. They’ll show you where these policies end up, what goes into them and why they are becoming more and more common to see online. Most importantly, the guys give you their definition of a “healthy base” as well as a few other policy prescriptions!</p><p><br></p><p>Be sure to tune in before you make your policy decisions - and listen to <em>the case for base!</em></p><p><br></p><p><br></p><p>Is IBC for you? Use this link to schedule and intro call with us:&nbsp;</p><p><br></p><p><a href="https://calendly.com/dave-743/wealth-warehouse-intro-call" rel="noopener noreferrer" target="_blank">https://calendly.com/dave-743/wealth-warehouse-intro-call</a></p><p><br></p><p><br></p><p>DON’T FORGET - Join us on March 21st at 7pm Central Time for another Live Q&amp;A with Paul and Dave!</p><p><br></p><p><br></p><p>Register here:</p><p><br></p><p><a href="https://us06web.zoom.us/meeting/register/tZMlduGuqzgpHdFEY_k0BItKZVYq4FgtvhZv" rel="noopener noreferrer" target="_blank">https://us06web.zoom.us/meeting/register/tZMlduGuqzgpHdFEY_k0BItKZVYq4FgtvhZv</a></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(0:29) - Episode beginning</p><p>(3:35) - The case for base</p><p>(5:02) - Why you should have a healthy base in your policy</p><p>(9:12) - Building a strong foundation</p><p>(14:33) - Interference</p><p>(18:44) - Dave and Paul’s definition of a health base</p><p>(24:24) - Wealthy habits and expansion</p><p>(26:30) - Why is the base so important?</p><p>(29:58) - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>As IBC gains more popularity and notoriety, more people get involved. Which can be great, but sometimes it can result in a distortion of Nelson’s core message.</p><p>In this week’s episode, the fellas address policy design and push back against the small base strategies and the 10/90 policies that you may see on Tik Tok, or YouTube.</p><p>They’ll take you through the actual arguments and what these people are actually saying. They’ll show you where these policies end up, what goes into them and why they are becoming more and more common to see online. Most importantly, the guys give you their definition of a “healthy base” as well as a few other policy prescriptions!</p><p><br></p><p>Be sure to tune in before you make your policy decisions - and listen to <em>the case for base!</em></p><p><br></p><p><br></p><p>Is IBC for you? Use this link to schedule and intro call with us:&nbsp;</p><p><br></p><p><a href="https://calendly.com/dave-743/wealth-warehouse-intro-call" rel="noopener noreferrer" target="_blank">https://calendly.com/dave-743/wealth-warehouse-intro-call</a></p><p><br></p><p><br></p><p>DON’T FORGET - Join us on March 21st at 7pm Central Time for another Live Q&amp;A with Paul and Dave!</p><p><br></p><p><br></p><p>Register here:</p><p><br></p><p><a href="https://us06web.zoom.us/meeting/register/tZMlduGuqzgpHdFEY_k0BItKZVYq4FgtvhZv" rel="noopener noreferrer" target="_blank">https://us06web.zoom.us/meeting/register/tZMlduGuqzgpHdFEY_k0BItKZVYq4FgtvhZv</a></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(0:29) - Episode beginning</p><p>(3:35) - The case for base</p><p>(5:02) - Why you should have a healthy base in your policy</p><p>(9:12) - Building a strong foundation</p><p>(14:33) - Interference</p><p>(18:44) - Dave and Paul’s definition of a health base</p><p>(24:24) - Wealthy habits and expansion</p><p>(26:30) - Why is the base so important?</p><p>(29:58) - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">fb6294cb-7b03-4b16-8f6c-23b45b770b9d</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 13 Mar 2023 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/d292eb23-1ff8-4589-94c6-3c12291f2ab3/WW-Audio-Edit-EP-57.mp3" length="78136320" type="audio/mpeg"/><itunes:duration>32:33</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>57</itunes:episode><podcast:episode>57</podcast:episode></item><item><title>Episode 56: Our Summary of the 2023 IBC ThinkTank!</title><itunes:title>Episode 56: Our Summary of the 2023 IBC ThinkTank!</itunes:title><description><![CDATA[<p>For the first time ever, the guys are coming atcha from the road! </p><p>This week, Dave and Paul attended the 2023 IBC ThinkTank in Birmingham, Alabama! This yearly event is well-attended by practitioners from all across the country and features workshops, speakers and other IBC-related events.&nbsp;</p><p>Dave and Paul will give you their thoughts on some of the workshops, as well as a recap of the speakers, their topics and their overall experience at the ThinkTank!</p><p><br></p><p><br></p><p>Is IBC for you? Use this link to schedule and intro call with us:&nbsp;</p><p><br></p><p><a href="https://calendly.com/dave-743/wealth-warehouse-intro-call" rel="noopener noreferrer" target="_blank">https://calendly.com/dave-743/wealth-warehouse-intro-call</a></p><p><br></p><p><br></p><p>DON’T FORGET - Join us on March 21st at 7pm Central Time for another Live Q&amp;A with Paul and Dave!</p><p><br></p><p><br></p><p>Register here:</p><p><br></p><p><a href="https://us06web.zoom.us/meeting/register/tZMlduGuqzgpHdFEY_k0BItKZVYq4FgtvhZv" rel="noopener noreferrer" target="_blank">https://us06web.zoom.us/meeting/register/tZMlduGuqzgpHdFEY_k0BItKZVYq4FgtvhZv</a></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:29 - Episode beginning</p><p>1:28 - Reflecting on the ThinkTank</p><p>3:55 - Are we agents of practitioners?</p><p>7:23 - Policy design</p><p>10:06 - It’s a generational thing</p><p>11:35 - ThinkTank workshop</p><p>14:58 - Income and legacy</p><p>16:54 - IBC as a retirement vehicle and a passive income vehicle</p><p>20:24 - 3 questions to ask clients</p><p>21:33 - Inflation, “it’s a lot more than just a banking system”</p><p>26:44 - The simplicity of IBC</p><p>29:35 - The theme of the think tank</p><p>33:01 - Dave and Paul as coaches</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>For the first time ever, the guys are coming atcha from the road! </p><p>This week, Dave and Paul attended the 2023 IBC ThinkTank in Birmingham, Alabama! This yearly event is well-attended by practitioners from all across the country and features workshops, speakers and other IBC-related events.&nbsp;</p><p>Dave and Paul will give you their thoughts on some of the workshops, as well as a recap of the speakers, their topics and their overall experience at the ThinkTank!</p><p><br></p><p><br></p><p>Is IBC for you? Use this link to schedule and intro call with us:&nbsp;</p><p><br></p><p><a href="https://calendly.com/dave-743/wealth-warehouse-intro-call" rel="noopener noreferrer" target="_blank">https://calendly.com/dave-743/wealth-warehouse-intro-call</a></p><p><br></p><p><br></p><p>DON’T FORGET - Join us on March 21st at 7pm Central Time for another Live Q&amp;A with Paul and Dave!</p><p><br></p><p><br></p><p>Register here:</p><p><br></p><p><a href="https://us06web.zoom.us/meeting/register/tZMlduGuqzgpHdFEY_k0BItKZVYq4FgtvhZv" rel="noopener noreferrer" target="_blank">https://us06web.zoom.us/meeting/register/tZMlduGuqzgpHdFEY_k0BItKZVYq4FgtvhZv</a></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:29 - Episode beginning</p><p>1:28 - Reflecting on the ThinkTank</p><p>3:55 - Are we agents of practitioners?</p><p>7:23 - Policy design</p><p>10:06 - It’s a generational thing</p><p>11:35 - ThinkTank workshop</p><p>14:58 - Income and legacy</p><p>16:54 - IBC as a retirement vehicle and a passive income vehicle</p><p>20:24 - 3 questions to ask clients</p><p>21:33 - Inflation, “it’s a lot more than just a banking system”</p><p>26:44 - The simplicity of IBC</p><p>29:35 - The theme of the think tank</p><p>33:01 - Dave and Paul as coaches</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">7bea9a4d-70d3-4a4e-8637-5fcc122719a4</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 06 Mar 2023 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/c3ac8db8-5df1-426f-bca7-e1f59839139d/WW-TT-1-0.mp3" length="84022080" type="audio/mpeg"/><itunes:duration>35:01</itunes:duration><itunes:explicit>true</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>56</itunes:episode><podcast:episode>56</podcast:episode></item><item><title>Episode 55: Back to the Basics: Sequencing Your Capital &amp; Loan Repayments</title><itunes:title>Episode 55: Back to the Basics: Sequencing Your Capital &amp; Loan Repayments</itunes:title><description><![CDATA[<p>In this week’s episode, Dave and Paul are getting back to basics: sequencing your capital and managing loan repayment.</p><p>These are common areas of discussion in IBC - and everyone does it a little differently depending on their circumstances and needs.</p><p>Today, Dave and Paul will go through their own personal examples of how they’ve sequenced their money and how they’ve set up their policies for maximum efficiency and growth. They’ll also touch on loan repayment - from best practices to how you can balance it with next year’s premium.&nbsp;</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(0:29) - Episode beginning</p><p>(1:40) - Webinar recap and info on the second webinar</p><p>(5:43) - How Paul sequences his money</p><p>(9:05) - How Dave sequences his money</p><p>(11:49) - Utilizing your extra cash and managing it with your policy</p><p>(14:15) - Repaying policy loans</p><p>(22:07) - Alternative uses for cash</p><p>(25:05) - Keeping it simple</p><p>(30:19) - Flexibility</p><p>(32:55) - Episode wrap-up</p><p><br></p><p><br></p><p>Join us on March 21st at 7pm Central Time for another Live Q&amp;A with Paul and Dave!</p><p>Register here:</p><p><br></p><p><a href="https://us06web.zoom.us/meeting/register/tZMlduGuqzgpHdFEY_k0BItKZVYq4FgtvhZv" rel="noopener noreferrer" target="_blank">https://us06web.zoom.us/meeting/register/tZMlduGuqzgpHdFEY_k0BItKZVYq4FgtvhZv</a></p><p><br></p><p>Is IBC for you? Use this link to schedule and intro call with us:&nbsp;</p><p><br></p><p><a href="https://calendly.com/dave-743/wealth-warehouse-intro-call" rel="noopener noreferrer" target="_blank">https://calendly.com/dave-743/wealth-warehouse-intro-call</a></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>In this week’s episode, Dave and Paul are getting back to basics: sequencing your capital and managing loan repayment.</p><p>These are common areas of discussion in IBC - and everyone does it a little differently depending on their circumstances and needs.</p><p>Today, Dave and Paul will go through their own personal examples of how they’ve sequenced their money and how they’ve set up their policies for maximum efficiency and growth. They’ll also touch on loan repayment - from best practices to how you can balance it with next year’s premium.&nbsp;</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(0:29) - Episode beginning</p><p>(1:40) - Webinar recap and info on the second webinar</p><p>(5:43) - How Paul sequences his money</p><p>(9:05) - How Dave sequences his money</p><p>(11:49) - Utilizing your extra cash and managing it with your policy</p><p>(14:15) - Repaying policy loans</p><p>(22:07) - Alternative uses for cash</p><p>(25:05) - Keeping it simple</p><p>(30:19) - Flexibility</p><p>(32:55) - Episode wrap-up</p><p><br></p><p><br></p><p>Join us on March 21st at 7pm Central Time for another Live Q&amp;A with Paul and Dave!</p><p>Register here:</p><p><br></p><p><a href="https://us06web.zoom.us/meeting/register/tZMlduGuqzgpHdFEY_k0BItKZVYq4FgtvhZv" rel="noopener noreferrer" target="_blank">https://us06web.zoom.us/meeting/register/tZMlduGuqzgpHdFEY_k0BItKZVYq4FgtvhZv</a></p><p><br></p><p>Is IBC for you? Use this link to schedule and intro call with us:&nbsp;</p><p><br></p><p><a href="https://calendly.com/dave-743/wealth-warehouse-intro-call" rel="noopener noreferrer" target="_blank">https://calendly.com/dave-743/wealth-warehouse-intro-call</a></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">11119c2c-6e9c-41d9-9376-07197f044ac6</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 27 Feb 2023 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/a774c8bd-fb87-4bd7-9b64-7ff0cbe783bb/WW-Audio-Edit-EP-55.mp3" length="83048640" type="audio/mpeg"/><itunes:duration>34:36</itunes:duration><itunes:explicit>true</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>55</itunes:episode><podcast:episode>55</podcast:episode></item><item><title>Episode 54: Premium Payment Flexibility and Answering the Question &quot;Should I Pay Cash or Take a Policy Loan?&quot;</title><itunes:title>Episode 54: Premium Payment Flexibility and Answering the Question &quot;Should I Pay Cash or Take a Policy Loan?&quot;</itunes:title><description><![CDATA[<p>One of the most important aspects of IBC is paying premium - but many people ask, how <em>often </em>do I need to pay?</p><p>In this week’s episode, the guys are taking you through a more niche issue in IBC: payment frequency. Are you paying your premium quarterly? Monthly? Each year?</p><p>This decision can have affects downstream on your policies overall performance! The guys will take you through the different payment frequencies, the drawbacks, benefits and they’ll even clue you in to which you SHOULD be using!</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:29 - Episode beginning</p><p>2:44 - Some listener questions</p><p>8:11 - Premium payment frequency</p><p>12:08 - Some other disadvantages to not paying annually</p><p>16:05 - Dividends and how they are affected by payments</p><p>18:20 - When can you make your decision for how often you’re going to pay</p><p>22:55 - Some other options to split up your premium payments</p><p>24:31 - Catch-up provisions, what happens when your policy lapses</p><p>29:29 - Difference between the base and PUA, modal payments</p><p>33:18 - The term “graduate”</p><p>34:11 - Episode wrap-up</p><p>&nbsp;</p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p>Is IBC for you? Use this link to schedule and intro call with us:&nbsp;</p><p><br></p><p><a href="https://calendly.com/dave-743/wealth-warehouse-intro-call" rel="noopener noreferrer" target="_blank">https://calendly.com/dave-743/wealth-warehouse-intro-call</a></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>One of the most important aspects of IBC is paying premium - but many people ask, how <em>often </em>do I need to pay?</p><p>In this week’s episode, the guys are taking you through a more niche issue in IBC: payment frequency. Are you paying your premium quarterly? Monthly? Each year?</p><p>This decision can have affects downstream on your policies overall performance! The guys will take you through the different payment frequencies, the drawbacks, benefits and they’ll even clue you in to which you SHOULD be using!</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:29 - Episode beginning</p><p>2:44 - Some listener questions</p><p>8:11 - Premium payment frequency</p><p>12:08 - Some other disadvantages to not paying annually</p><p>16:05 - Dividends and how they are affected by payments</p><p>18:20 - When can you make your decision for how often you’re going to pay</p><p>22:55 - Some other options to split up your premium payments</p><p>24:31 - Catch-up provisions, what happens when your policy lapses</p><p>29:29 - Difference between the base and PUA, modal payments</p><p>33:18 - The term “graduate”</p><p>34:11 - Episode wrap-up</p><p>&nbsp;</p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p><br></p><p>Is IBC for you? Use this link to schedule and intro call with us:&nbsp;</p><p><br></p><p><a href="https://calendly.com/dave-743/wealth-warehouse-intro-call" rel="noopener noreferrer" target="_blank">https://calendly.com/dave-743/wealth-warehouse-intro-call</a></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">2603d194-1dc4-4029-a651-27af5bb43234</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 20 Feb 2023 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/ee90c09a-49db-4889-b80f-4889075d08d9/WW-Audio-Edit-NEW-EP-54.mp3" length="76166708" type="audio/mpeg"/><itunes:duration>31:44</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>54</itunes:episode><podcast:episode>54</podcast:episode></item><item><title>Episode 53: How To Live Like Warren Buffet Through IBC</title><itunes:title>Episode 53: How To Live Like Warren Buffet Through IBC</itunes:title><description><![CDATA[<p>Everyone has a dream to make stupid amounts of money - to earn on the same level as the ultra rich.</p><p>Well, as an IBC user, you may have more in common with billionaires and captains of industry than you would otherwise think!</p><p>Join Dave and Paul as they discuss an interesting article that examines the uncanny connection between IBC and money-making legend, Warren Buffet. They detail how IBC practitioners can get access to the same rarified air that Warren does, in terms of access to capital, control of it, tax benefits and much more!</p><p><br></p><p><br></p><p><br></p><p>Join us on February 16th at 7pm Central time for a live Q&amp;A with Paul and Dave!&nbsp;</p><p><br></p><p>Register here:</p><p><br></p><p><a href="https://us06web.zoom.us/meeting/register/tZIkd-ioqDspEtCvgXUz6_tETGYVCUNpI9vf" rel="noopener noreferrer" target="_blank">https://us06web.zoom.us/meeting/register/tZIkd-ioqDspEtCvgXUz6_tETGYVCUNpI9vf</a></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(0:29) - Episode beginning</p><p>(2:40) - Don’t forget about the live show!</p><p>(3:25) - In response to some of the questions the guys have been getting</p><p>(6:20) - The Warren Buffet and IBC connection</p><p>(13:21) - Access and control over your money</p><p>(15:55) - Repayment terms</p><p>(20:25) - Uninterrupted compounding</p><p>(25:38) - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><br></p><p>Is IBC for you? Use this link to schedule and intro call with us:&nbsp;</p><p><br></p><p><a href="https://calendly.com/dave-743/wealth-warehouse-intro-call" rel="noopener noreferrer" target="_blank">https://calendly.com/dave-743/wealth-warehouse-intro-call</a></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>Everyone has a dream to make stupid amounts of money - to earn on the same level as the ultra rich.</p><p>Well, as an IBC user, you may have more in common with billionaires and captains of industry than you would otherwise think!</p><p>Join Dave and Paul as they discuss an interesting article that examines the uncanny connection between IBC and money-making legend, Warren Buffet. They detail how IBC practitioners can get access to the same rarified air that Warren does, in terms of access to capital, control of it, tax benefits and much more!</p><p><br></p><p><br></p><p><br></p><p>Join us on February 16th at 7pm Central time for a live Q&amp;A with Paul and Dave!&nbsp;</p><p><br></p><p>Register here:</p><p><br></p><p><a href="https://us06web.zoom.us/meeting/register/tZIkd-ioqDspEtCvgXUz6_tETGYVCUNpI9vf" rel="noopener noreferrer" target="_blank">https://us06web.zoom.us/meeting/register/tZIkd-ioqDspEtCvgXUz6_tETGYVCUNpI9vf</a></p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(0:29) - Episode beginning</p><p>(2:40) - Don’t forget about the live show!</p><p>(3:25) - In response to some of the questions the guys have been getting</p><p>(6:20) - The Warren Buffet and IBC connection</p><p>(13:21) - Access and control over your money</p><p>(15:55) - Repayment terms</p><p>(20:25) - Uninterrupted compounding</p><p>(25:38) - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p><br></p><p>Is IBC for you? Use this link to schedule and intro call with us:&nbsp;</p><p><br></p><p><a href="https://calendly.com/dave-743/wealth-warehouse-intro-call" rel="noopener noreferrer" target="_blank">https://calendly.com/dave-743/wealth-warehouse-intro-call</a></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">f2527c14-ad77-425d-8cd0-5aa74c567003</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 13 Feb 2023 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/2cab9aaf-1936-45d9-a896-e48c61494d2b/WW-Audio-Edit-EP-53.mp3" length="50611328" type="audio/mpeg"/><itunes:duration>26:22</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>53</itunes:episode><podcast:episode>53</podcast:episode></item><item><title>Episode 52: Fractional Reserve Banking, Inflation and the Federal Reserve</title><itunes:title>Episode 52: Fractional Reserve Banking, Inflation and the Federal Reserve</itunes:title><description><![CDATA[<p>There can be lots of different reasons to get started in IBC - but one of the biggest ones is the banking system itself.</p><p>In this week’s episode, the guys decide to take a step back and look at some of the broad reasons why IBC has made so much sense for so many people. They take a break from the specifics to review the banking system. How does it actually work? How did it come to be? And most importantly: what is <em>so wrong </em>about it?</p><p>Additionally, Dave and Paul also explore inflation and demonstrate how it’s a short trip downstream from the banks themselves. You won’t want to miss this foundational episode!</p><p><strong>Episode Highlights</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(0:29) - Episode beginning</p><p>(2:03) - Live Q/A info</p><p>(3:56) - Inflation and fractional reserve banking overview</p><p>(10:55) - Focusing in on the history of banking</p><p>(15:55) - Inflation</p><p>(21:06) - Back to reserve banking</p><p>(30:03) - Episode wrap-up</p><p><br></p><p><br></p><p>Join us on February 16th at 7pm Central time for a live Q&amp;A with Paul and Dave! Register here:</p><p><br></p><p><a href="https://us06web.zoom.us/meeting/register/tZIkd-ioqDspEtCvgXUz6_tETGYVCUNpI9vf" rel="noopener noreferrer" target="_blank">https://us06web.zoom.us/meeting/register/tZIkd-ioqDspEtCvgXUz6_tETGYVCUNpI9vf</a></p><p><br></p><p>Is IBC for you? Use this link to schedule and intro call with us:&nbsp;</p><p><br></p><p><a href="https://calendly.com/dave-743/wealth-warehouse-intro-call" rel="noopener noreferrer" target="_blank">https://calendly.com/dave-743/wealth-warehouse-intro-call</a></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>There can be lots of different reasons to get started in IBC - but one of the biggest ones is the banking system itself.</p><p>In this week’s episode, the guys decide to take a step back and look at some of the broad reasons why IBC has made so much sense for so many people. They take a break from the specifics to review the banking system. How does it actually work? How did it come to be? And most importantly: what is <em>so wrong </em>about it?</p><p>Additionally, Dave and Paul also explore inflation and demonstrate how it’s a short trip downstream from the banks themselves. You won’t want to miss this foundational episode!</p><p><strong>Episode Highlights</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(0:29) - Episode beginning</p><p>(2:03) - Live Q/A info</p><p>(3:56) - Inflation and fractional reserve banking overview</p><p>(10:55) - Focusing in on the history of banking</p><p>(15:55) - Inflation</p><p>(21:06) - Back to reserve banking</p><p>(30:03) - Episode wrap-up</p><p><br></p><p><br></p><p>Join us on February 16th at 7pm Central time for a live Q&amp;A with Paul and Dave! Register here:</p><p><br></p><p><a href="https://us06web.zoom.us/meeting/register/tZIkd-ioqDspEtCvgXUz6_tETGYVCUNpI9vf" rel="noopener noreferrer" target="_blank">https://us06web.zoom.us/meeting/register/tZIkd-ioqDspEtCvgXUz6_tETGYVCUNpI9vf</a></p><p><br></p><p>Is IBC for you? Use this link to schedule and intro call with us:&nbsp;</p><p><br></p><p><a href="https://calendly.com/dave-743/wealth-warehouse-intro-call" rel="noopener noreferrer" target="_blank">https://calendly.com/dave-743/wealth-warehouse-intro-call</a></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">0183adf3-5197-4c50-89b4-aad60e7a538b</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 06 Feb 2023 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/0e37fbe7-1d4a-4f67-ab5f-3fa221d0aa59/WealthWarehouse-Ep52.mp3" length="59183744" type="audio/mpeg"/><itunes:duration>30:49</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>52</itunes:episode><podcast:episode>52</podcast:episode></item><item><title>Episode 51: Guaranteed vs Non Guaranteed Cash Value and the Importance of Human Life Value</title><itunes:title>Episode 51: Guaranteed vs Non Guaranteed Cash Value and the Importance of Human Life Value</itunes:title><description><![CDATA[<p>When it comes to IBC, it’s important to have a clear understanding and vision for your policy. This can be difficult when you have some agents that lead with illustrations and promise amazing returns.</p><p>In this week’s episode, the fellas guide you through some of the areas that trip people up when it comes to IBC. Should you be concerned about the dividend rate? Should you even consider an IUL? What’s the difference between guaranteed and non-guaranteed cash value? Which should I care about?</p><p>Depending on the agent, the answers to these questions and the advice they give you can be vastly different. Make sure to tune in and get this info from true IBC practitioners - so you can have a better idea of how to manage your policy in the beginning and beyond!</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:29 - Beginning of the episode</p><p>3:02 - Little update on the monthly live call!</p><p>4:55 - Guaranteed cash value and non-guaranteed cash value</p><p>10:09 - Quick dividend review and how it plays into illustrations</p><p>16:05 - Don’t trip on the details - especially dividend rate</p><p>20:42 - For all you prospective IUL users</p><p>24:09 - Another look at Human Life Value</p><p>30:29 - Episode wrap-up</p><p><br></p><p><br></p><p>Join us on February 16th at 7pm Central time for a live Q&amp;A with Paul and Dave! Register here:</p><p><br></p><p><a href="https://us06web.zoom.us/meeting/register/tZIkd-ioqDspEtCvgXUz6_tETGYVCUNpI9vf" rel="noopener noreferrer" target="_blank">https://us06web.zoom.us/meeting/register/tZIkd-ioqDspEtCvgXUz6_tETGYVCUNpI9vf</a></p><p><br></p><p>Is IBC for you? Use this link to schedule and intro call with us:&nbsp;</p><p><br></p><p><a href="https://calendly.com/dave-743/wealth-warehouse-intro-call" rel="noopener noreferrer" target="_blank">https://calendly.com/dave-743/wealth-warehouse-intro-call</a></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>When it comes to IBC, it’s important to have a clear understanding and vision for your policy. This can be difficult when you have some agents that lead with illustrations and promise amazing returns.</p><p>In this week’s episode, the fellas guide you through some of the areas that trip people up when it comes to IBC. Should you be concerned about the dividend rate? Should you even consider an IUL? What’s the difference between guaranteed and non-guaranteed cash value? Which should I care about?</p><p>Depending on the agent, the answers to these questions and the advice they give you can be vastly different. Make sure to tune in and get this info from true IBC practitioners - so you can have a better idea of how to manage your policy in the beginning and beyond!</p><p><br></p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:29 - Beginning of the episode</p><p>3:02 - Little update on the monthly live call!</p><p>4:55 - Guaranteed cash value and non-guaranteed cash value</p><p>10:09 - Quick dividend review and how it plays into illustrations</p><p>16:05 - Don’t trip on the details - especially dividend rate</p><p>20:42 - For all you prospective IUL users</p><p>24:09 - Another look at Human Life Value</p><p>30:29 - Episode wrap-up</p><p><br></p><p><br></p><p>Join us on February 16th at 7pm Central time for a live Q&amp;A with Paul and Dave! Register here:</p><p><br></p><p><a href="https://us06web.zoom.us/meeting/register/tZIkd-ioqDspEtCvgXUz6_tETGYVCUNpI9vf" rel="noopener noreferrer" target="_blank">https://us06web.zoom.us/meeting/register/tZIkd-ioqDspEtCvgXUz6_tETGYVCUNpI9vf</a></p><p><br></p><p>Is IBC for you? Use this link to schedule and intro call with us:&nbsp;</p><p><br></p><p><a href="https://calendly.com/dave-743/wealth-warehouse-intro-call" rel="noopener noreferrer" target="_blank">https://calendly.com/dave-743/wealth-warehouse-intro-call</a></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">359513b9-44af-4302-bda5-8a0c2d5c83b7</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 30 Jan 2023 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/c12bf7ed-06f4-4c82-b107-f9a429166fa7/WW-Audio-Edit-EP-51.mp3" length="55750016" type="audio/mpeg"/><itunes:duration>29:02</itunes:duration><itunes:explicit>true</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>51</itunes:episode><podcast:episode>51</podcast:episode></item><item><title>Episode 50: Dissecting Illustrations, Creating a System of Policies and &quot;Dollar Cost Averaging&quot;</title><itunes:title>Episode 50: Dissecting Illustrations, Creating a System of Policies and &quot;Dollar Cost Averaging&quot;</itunes:title><description><![CDATA[<p>IBC offers you unparalleled control over your capital - but the key is ensuring that you create your system of policies properly. You want to make sure that you get access to a level of ownership that is virtually non-existent in the market.</p><p>In this week’s episode, the guys cover illustrations once again as well as the importance of getting proper guidance from a <em>practitioner </em>of IBC. They also clear up some misconceptions about how you manage your policy and check out an actual policy illustration sent in from a listener!</p><p><strong>Episode Highlights:</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(0:31) - Beginning of episode</p><p>(2:59) - Some new content ideas and plans for the future</p><p>(5:30) - The guys check out a policy illustration</p><p>(11:56) - Use a practitioner when you get guidance</p><p>(13:13) - Ownership and control</p><p>(19:43) - Financing the things in life, paying big premium</p><p>(24:40) - IBC doesn’t demand a lot</p><p>(26:30) - Episode wrap-up</p><p><br></p><p><br></p><p>Is IBC for you? Use this link to schedule and intro call with us:&nbsp;</p><p><br></p><p><a href="https://calendly.com/dave-743/wealth-warehouse-intro-call" rel="noopener noreferrer" target="_blank">https://calendly.com/dave-743/wealth-warehouse-intro-call</a></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>IBC offers you unparalleled control over your capital - but the key is ensuring that you create your system of policies properly. You want to make sure that you get access to a level of ownership that is virtually non-existent in the market.</p><p>In this week’s episode, the guys cover illustrations once again as well as the importance of getting proper guidance from a <em>practitioner </em>of IBC. They also clear up some misconceptions about how you manage your policy and check out an actual policy illustration sent in from a listener!</p><p><strong>Episode Highlights:</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(0:31) - Beginning of episode</p><p>(2:59) - Some new content ideas and plans for the future</p><p>(5:30) - The guys check out a policy illustration</p><p>(11:56) - Use a practitioner when you get guidance</p><p>(13:13) - Ownership and control</p><p>(19:43) - Financing the things in life, paying big premium</p><p>(24:40) - IBC doesn’t demand a lot</p><p>(26:30) - Episode wrap-up</p><p><br></p><p><br></p><p>Is IBC for you? Use this link to schedule and intro call with us:&nbsp;</p><p><br></p><p><a href="https://calendly.com/dave-743/wealth-warehouse-intro-call" rel="noopener noreferrer" target="_blank">https://calendly.com/dave-743/wealth-warehouse-intro-call</a></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">cec32429-35e8-4fd2-b15c-e3ed1123d6ff</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 23 Jan 2023 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/6177196e-b309-4e2c-b5d6-70880563f488/WW-Audio-Edit-EP-50.mp3" length="51993728" type="audio/mpeg"/><itunes:duration>27:05</itunes:duration><itunes:explicit>true</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>50</itunes:episode><podcast:episode>50</podcast:episode></item><item><title>Episode 49: The Wealth Pyramid and Should You Contribute to Your 401k for the Match?</title><itunes:title>Episode 49: The Wealth Pyramid and Should You Contribute to Your 401k for the Match?</itunes:title><description><![CDATA[<p>Difficulty or success in life are decided, in large part, by how you build your wealth.</p><p>In today’s episode, Dave and Paul take a look at the book “Heads I Win, Tails You Lose” and the “Hierarchy of Wealth” concept it outlines. </p><p>This opens a much broader discussion on where most people traditionally “park” their money as well as how they look at risk. The guys also tackle each tier of the “Wealth Pyramid”, weigh in on a listener’s question on 401ks and more!</p><p><br></p><p><br></p><p>Episode Highlights</p><p><br></p><p>(0:00) - Introduction</p><p>(0:37) - Beginning of episode</p><p>(3:45) - Listener question on 401ks</p><p>(9:40) - Some context around “The Hierarchy of Wealth/Wealth Pyramid”</p><p>(10:45) - “Tier 1” of the pyramid</p><p>(13:06) - “Tier 2” of the pyramid</p><p>(15:14) - “Tier 3” of the pyramid</p><p>(18:55) - “Tier 4” of the pyramid</p><p>(24:26) - Being conservative vs. being “in the mainstream”</p><p>(29:43) - Paying more, paying more often</p><p>(31:25) - Episode wrap-up</p><p><br></p><p><br></p><p>"Why Dave quit his 401(k)": </p><p><br></p><p>https://www.linkedin.com/pulse/why-i-quit-my-401k-david-a-befort-jr-/</p><p><br></p><p><br></p><p>Is IBC for you? Use this link to schedule and intro call with us: </p><p><br></p><p>https://calendly.com/dave-743/wealth-warehouse-intro-call</p><p><br></p><p><br></p><p>ABOUT YOUR HOSTS:</p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p> </p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p> </p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p> </p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p> </p><p>Catch up with David and Paul, visit the links below!</p><p> </p><p>Website: </p><p> </p><p>https://infinitebanking.org/agents/Fugere494</p><p> </p><p>https://infinitebanking.org/agents/Befort399</p><p> </p><p>LinkedIn:</p><p> </p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p> </p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p> </p><p>Email:</p><p> </p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>Difficulty or success in life are decided, in large part, by how you build your wealth.</p><p>In today’s episode, Dave and Paul take a look at the book “Heads I Win, Tails You Lose” and the “Hierarchy of Wealth” concept it outlines. </p><p>This opens a much broader discussion on where most people traditionally “park” their money as well as how they look at risk. The guys also tackle each tier of the “Wealth Pyramid”, weigh in on a listener’s question on 401ks and more!</p><p><br></p><p><br></p><p>Episode Highlights</p><p><br></p><p>(0:00) - Introduction</p><p>(0:37) - Beginning of episode</p><p>(3:45) - Listener question on 401ks</p><p>(9:40) - Some context around “The Hierarchy of Wealth/Wealth Pyramid”</p><p>(10:45) - “Tier 1” of the pyramid</p><p>(13:06) - “Tier 2” of the pyramid</p><p>(15:14) - “Tier 3” of the pyramid</p><p>(18:55) - “Tier 4” of the pyramid</p><p>(24:26) - Being conservative vs. being “in the mainstream”</p><p>(29:43) - Paying more, paying more often</p><p>(31:25) - Episode wrap-up</p><p><br></p><p><br></p><p>"Why Dave quit his 401(k)": </p><p><br></p><p>https://www.linkedin.com/pulse/why-i-quit-my-401k-david-a-befort-jr-/</p><p><br></p><p><br></p><p>Is IBC for you? Use this link to schedule and intro call with us: </p><p><br></p><p>https://calendly.com/dave-743/wealth-warehouse-intro-call</p><p><br></p><p><br></p><p>ABOUT YOUR HOSTS:</p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p> </p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p> </p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p> </p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p> </p><p>Catch up with David and Paul, visit the links below!</p><p> </p><p>Website: </p><p> </p><p>https://infinitebanking.org/agents/Fugere494</p><p> </p><p>https://infinitebanking.org/agents/Befort399</p><p> </p><p>LinkedIn:</p><p> </p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p> </p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p> </p><p>Email:</p><p> </p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">63f15853-3043-4d25-bea8-2cc995f9fdc8</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 16 Jan 2023 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/4dd8c366-32f2-4b30-81c7-98dea3794c8b/WW-Audio-Edit-EP-49.mp3" length="56672384" type="audio/mpeg"/><itunes:duration>29:31</itunes:duration><itunes:explicit>true</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>49</itunes:episode><podcast:episode>49</podcast:episode></item><item><title>Episode 48: IBC and the Mechanics of Legacy Creation</title><itunes:title>Episode 48: IBC and the Mechanics of Legacy Creation</itunes:title><description><![CDATA[<p>Leaving a legacy is arguably one of the most important things a person can do. It’s a difficult task to accomplish that also takes a disciplined mindset and an eye for the future.</p><p>In this week’s episode, the fellas take a look at the components of legacy and how it mixes not only with IBC, but also with contemporary views on wealth creation. How should you set up your family members for when you graduate? What need to go right? What could go wrong?</p><p>And being fathers themselves, Dave and Paul also dive into what legacy means for them as well as what they are doing to secure the next generation’s future!</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(0:32) - Beginning of the episode</p><p>(3:48) - Client success story</p><p>(7:24) - Having different “buckets”</p><p>(9:51) - What goes into legacy?</p><p>(14:29) - What legacy planning means to Paul and Dave</p><p>(19:33) - Nelson weighs in</p><p>(23:24) - What Nelson’s plan looks like in action</p><p>(26:34) - Some more significant advantages of Nelson’s plan</p><p>(33:45) - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p>Is IBC for you? Use this link to schedule and intro call with us:&nbsp;</p><p><br></p><p><a href="https://calendly.com/dave-743/wealth-warehouse-intro-call" rel="noopener noreferrer" target="_blank">https://calendly.com/dave-743/wealth-warehouse-intro-call</a></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>Leaving a legacy is arguably one of the most important things a person can do. It’s a difficult task to accomplish that also takes a disciplined mindset and an eye for the future.</p><p>In this week’s episode, the fellas take a look at the components of legacy and how it mixes not only with IBC, but also with contemporary views on wealth creation. How should you set up your family members for when you graduate? What need to go right? What could go wrong?</p><p>And being fathers themselves, Dave and Paul also dive into what legacy means for them as well as what they are doing to secure the next generation’s future!</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(0:32) - Beginning of the episode</p><p>(3:48) - Client success story</p><p>(7:24) - Having different “buckets”</p><p>(9:51) - What goes into legacy?</p><p>(14:29) - What legacy planning means to Paul and Dave</p><p>(19:33) - Nelson weighs in</p><p>(23:24) - What Nelson’s plan looks like in action</p><p>(26:34) - Some more significant advantages of Nelson’s plan</p><p>(33:45) - Episode wrap-up</p><p><br></p><p><br></p><p><br></p><p>Is IBC for you? Use this link to schedule and intro call with us:&nbsp;</p><p><br></p><p><a href="https://calendly.com/dave-743/wealth-warehouse-intro-call" rel="noopener noreferrer" target="_blank">https://calendly.com/dave-743/wealth-warehouse-intro-call</a></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">f02e1d14-ec25-49cc-8ef7-82481ccb1dcf</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 09 Jan 2023 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/da43ef46-fdaf-47e4-8728-8f0e39d29e3d/WW-Audio-Edit-EP-48.mp3" length="66273152" type="audio/mpeg"/><itunes:duration>34:31</itunes:duration><itunes:explicit>true</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>48</itunes:episode><podcast:episode>48</podcast:episode></item><item><title>Episode 47: Happy New Year! 7 Steps to a Prosperous 2023</title><itunes:title>Episode 47: Happy New Year! 7 Steps to a Prosperous 2023</itunes:title><description><![CDATA[<p>With the new year officially here - it’s time to look forward to these next 12 months and see what you can do to make 2023 bigger and better for your financial future.</p><p>So join the fellas this week as they outline their “7 Steps for a Better 2023”! Maybe you’re a new user, or a prospective IBC practitioner and you want to find out how you can get deeper. Perhaps you’re a vet that has years under your belt. It doesn’t matter!</p><p>From getting a mentor and the right information to tweaking your mindset , Dave and Paul will take you through the broad moves you need to make for success in the coming year.</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>2:30 - Reflecting on 2022, question from a recent client</p><p>6:06 - Introduction to the “7 Steps for a Better 2023”</p><p>7:22 - “Start thinking like a banker”</p><p>10:36 - “Add guarantees and certainties in your financial life”</p><p>14:19 - “Don’t think either/or, think both/and”</p><p>18:35 - “Get mentors, get advice”</p><p>21:35 - “Start questioning what you’re being sold and told”</p><p>26:32 - “Avoid the noise”</p><p>31:10 - “Build your capital base for opportunities”</p><p>33:10 - Episode wrap-up</p><p><br></p><p><br></p><p>Is IBC for you? Use this link to schedule and intro call with us:&nbsp;</p><p><br></p><p><a href="https://calendly.com/dave-743/wealth-warehouse-intro-call" rel="noopener noreferrer" target="_blank">https://calendly.com/dave-743/wealth-warehouse-intro-call</a></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></description><content:encoded><![CDATA[<p>With the new year officially here - it’s time to look forward to these next 12 months and see what you can do to make 2023 bigger and better for your financial future.</p><p>So join the fellas this week as they outline their “7 Steps for a Better 2023”! Maybe you’re a new user, or a prospective IBC practitioner and you want to find out how you can get deeper. Perhaps you’re a vet that has years under your belt. It doesn’t matter!</p><p>From getting a mentor and the right information to tweaking your mindset , Dave and Paul will take you through the broad moves you need to make for success in the coming year.</p><p><br></p><p><strong>Episode Highlights:</strong></p><p><br></p><p>0:00 - Introduction</p><p>2:30 - Reflecting on 2022, question from a recent client</p><p>6:06 - Introduction to the “7 Steps for a Better 2023”</p><p>7:22 - “Start thinking like a banker”</p><p>10:36 - “Add guarantees and certainties in your financial life”</p><p>14:19 - “Don’t think either/or, think both/and”</p><p>18:35 - “Get mentors, get advice”</p><p>21:35 - “Start questioning what you’re being sold and told”</p><p>26:32 - “Avoid the noise”</p><p>31:10 - “Build your capital base for opportunities”</p><p>33:10 - Episode wrap-up</p><p><br></p><p><br></p><p>Is IBC for you? Use this link to schedule and intro call with us:&nbsp;</p><p><br></p><p><a href="https://calendly.com/dave-743/wealth-warehouse-intro-call" rel="noopener noreferrer" target="_blank">https://calendly.com/dave-743/wealth-warehouse-intro-call</a></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">b20dfa2a-e15a-4a8a-aa45-2e7ac94b3caf</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 02 Jan 2023 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/167dd6dd-9a0d-4068-afd0-3de890cc6494/WW-Audio-Edit-EP-47-v2.mp3" length="33317116" type="audio/mpeg"/><itunes:duration>34:42</itunes:duration><itunes:explicit>true</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>47</itunes:episode><podcast:episode>47</podcast:episode></item><item><title>Episode 46: 7 &quot;Points to Consider&quot; As We Head Into 2023</title><itunes:title>Episode 46: 7 &quot;Points to Consider&quot; As We Head Into 2023</itunes:title><description><![CDATA[<p>With 2022 close to being in the rear-view mirror, it’s important to not only reflect on the past year but also to look forward to the future.</p><p>In this week’s episode, the guys cover “7 Points to Consider” to help get you focused for the year to come as well as getting some of the uninitiated thinking more seriously about IBC.</p><p>Dave and Paul cover each point, giving you the concepts and context to help you understand this idea when you’re looking at it from 1000-feet. Not only do they tackle the tangible benefits, they also investigate some of the philosophy behind it as well.</p><p><br></p><p><strong>Episode Outline:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:30 - Beginning of episode</p><p>1:01 - Paul’s biggest insight or takeaway from the last year</p><p>4:47 - Dave reflects on 2022</p><p>11:09 - “7 Points to Consider”</p><p>11:45 - “There are only two sources of income: people at work and money at work”</p><p>15:05 - Getting the money back that you pay into “the system”</p><p>16:38 - Creating your own bank and using it like you would any other</p><p>18:41 - Government “creating and solving problems” simultaneously</p><p>21:47 - “Wealth has to reside somewhere”</p><p>24:39 - “Pay interest to someone else or give up interest you could have earned elsewhere”</p><p>26:44 - What’s more important, your need for life insurance or your need for financing your life?</p><p>27:31 - Episode wrap-up</p><p><br></p><p><br></p><p>Is IBC for you? Use this link to schedule and intro call with us:&nbsp;</p><p><br></p><p><a href="https://calendly.com/dave-743/wealth-warehouse-intro-call" rel="noopener noreferrer" target="_blank">https://calendly.com/dave-743/wealth-warehouse-intro-call</a></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>With 2022 close to being in the rear-view mirror, it’s important to not only reflect on the past year but also to look forward to the future.</p><p>In this week’s episode, the guys cover “7 Points to Consider” to help get you focused for the year to come as well as getting some of the uninitiated thinking more seriously about IBC.</p><p>Dave and Paul cover each point, giving you the concepts and context to help you understand this idea when you’re looking at it from 1000-feet. Not only do they tackle the tangible benefits, they also investigate some of the philosophy behind it as well.</p><p><br></p><p><strong>Episode Outline:</strong></p><p><br></p><p>0:00 - Introduction</p><p>0:30 - Beginning of episode</p><p>1:01 - Paul’s biggest insight or takeaway from the last year</p><p>4:47 - Dave reflects on 2022</p><p>11:09 - “7 Points to Consider”</p><p>11:45 - “There are only two sources of income: people at work and money at work”</p><p>15:05 - Getting the money back that you pay into “the system”</p><p>16:38 - Creating your own bank and using it like you would any other</p><p>18:41 - Government “creating and solving problems” simultaneously</p><p>21:47 - “Wealth has to reside somewhere”</p><p>24:39 - “Pay interest to someone else or give up interest you could have earned elsewhere”</p><p>26:44 - What’s more important, your need for life insurance or your need for financing your life?</p><p>27:31 - Episode wrap-up</p><p><br></p><p><br></p><p>Is IBC for you? Use this link to schedule and intro call with us:&nbsp;</p><p><br></p><p><a href="https://calendly.com/dave-743/wealth-warehouse-intro-call" rel="noopener noreferrer" target="_blank">https://calendly.com/dave-743/wealth-warehouse-intro-call</a></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">12839fcf-cdc0-4c73-a19e-2becd210080e</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 26 Dec 2022 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/bfa85758-75ed-4339-ac16-52c0a9effe44/WW-Audio-Edit-EP-46.mp3" length="51486080" type="audio/mpeg"/><itunes:duration>26:49</itunes:duration><itunes:explicit>true</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>46</itunes:episode><podcast:episode>46</podcast:episode></item><item><title>Episode 45: The 5 Rules of Infinite Banking according to Nelson Nash</title><itunes:title>Episode 45: The 5 Rules of Infinite Banking according to Nelson Nash</itunes:title><description><![CDATA[<p>With almost a year in the books and so many concepts covered, it’s easy to lose sight of the basics.</p><p>In this week’s episode, the guys are going back to basics and reviewing Nash’s 5 Principles as outlined in his groundbreaking book “Becoming Your Own Banker”. Dave and Paul break down each principle, what they mean and how they are relevant in terms of managing your policy today, tomorrow and years in the future.</p><p>Be sure to tune in to today’s episode - it’s a great refresher for newbies and grizzled vets alike!</p><p><strong>Episode Outline:</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(0:290 - Beginning of the episode</p><p>(3:15) - Listener question</p><p>(7:42) - An overview of Nash’s 5 Principles</p><p>(9:56) - First Principle: Re-think your thinking</p><p>(11:45) - Second Principle: Think long-range</p><p>(18:50) - Third Principle: Don’t be afraid to capitalize</p><p>(22:16) - Fourth Principles: Don’t steal the peas</p><p>(25:04) - Fifth Principle: Don’t do business with banks</p><p>(26:20) - Discussion about inflation, monetary policy</p><p>(30:25) - Episode wrap-up</p><p><br></p><p><br></p><p>Is IBC for you? Use this link to schedule and intro call with us:&nbsp;</p><p><br></p><p><a href="https://calendly.com/dave-743/wealth-warehouse-intro-call" rel="noopener noreferrer" target="_blank">https://calendly.com/dave-743/wealth-warehouse-intro-call</a></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>With almost a year in the books and so many concepts covered, it’s easy to lose sight of the basics.</p><p>In this week’s episode, the guys are going back to basics and reviewing Nash’s 5 Principles as outlined in his groundbreaking book “Becoming Your Own Banker”. Dave and Paul break down each principle, what they mean and how they are relevant in terms of managing your policy today, tomorrow and years in the future.</p><p>Be sure to tune in to today’s episode - it’s a great refresher for newbies and grizzled vets alike!</p><p><strong>Episode Outline:</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(0:290 - Beginning of the episode</p><p>(3:15) - Listener question</p><p>(7:42) - An overview of Nash’s 5 Principles</p><p>(9:56) - First Principle: Re-think your thinking</p><p>(11:45) - Second Principle: Think long-range</p><p>(18:50) - Third Principle: Don’t be afraid to capitalize</p><p>(22:16) - Fourth Principles: Don’t steal the peas</p><p>(25:04) - Fifth Principle: Don’t do business with banks</p><p>(26:20) - Discussion about inflation, monetary policy</p><p>(30:25) - Episode wrap-up</p><p><br></p><p><br></p><p>Is IBC for you? Use this link to schedule and intro call with us:&nbsp;</p><p><br></p><p><a href="https://calendly.com/dave-743/wealth-warehouse-intro-call" rel="noopener noreferrer" target="_blank">https://calendly.com/dave-743/wealth-warehouse-intro-call</a></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">5fd0e6ee-ad6e-46cf-b875-4551099483c5</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 19 Dec 2022 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/821cb73e-55d5-444a-b0bb-64fc1ba96b2f/WW-Audio-Edit-EP-45.mp3" length="60783488" type="audio/mpeg"/><itunes:duration>31:39</itunes:duration><itunes:explicit>true</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>45</itunes:episode><podcast:episode>45</podcast:episode></item><item><title>Episode 44: Expanding the System and Why Bankers Get to Make the Rules</title><itunes:title>Episode 44: Expanding the System and Why Bankers Get to Make the Rules</itunes:title><description><![CDATA[<p>“Capital attracts opportunity” - and IBC can put you in the position to take advantage of those opportunities.</p><p>In today’s episode, the guys discuss more of the banking and private lending aspect of IBC. Dave and Paul also share some client experiences with red flags, some more on the mindset you need coming in, legacy and the flexibility IBC gives you.</p><p><br></p><p><strong>Episode Outline:</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(2:58) - When you have capital, opportunity finds you</p><p>(6:31) - When it comes to private lending, it has to be a “win-win”</p><p>(10:23) - Some red flags clients experienced</p><p>(14:53) - The “ideal client”</p><p>(17:24) - Expanding “your system” and IBC in your life</p><p>(20:50) - Life insurance is love insurance, how IBC build a legacy</p><p>(25:15) - Paying your premium and IBC’s flexibility</p><p>(29:57) - Episode wrap-up</p><p><br></p><p><br></p><p>Is IBC for you? Use this link to schedule and intro call with us:&nbsp;</p><p><br></p><p><a href="https://calendly.com/dave-743/wealth-warehouse-intro-call" rel="noopener noreferrer" target="_blank">https://calendly.com/dave-743/wealth-warehouse-intro-call</a></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>“Capital attracts opportunity” - and IBC can put you in the position to take advantage of those opportunities.</p><p>In today’s episode, the guys discuss more of the banking and private lending aspect of IBC. Dave and Paul also share some client experiences with red flags, some more on the mindset you need coming in, legacy and the flexibility IBC gives you.</p><p><br></p><p><strong>Episode Outline:</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(2:58) - When you have capital, opportunity finds you</p><p>(6:31) - When it comes to private lending, it has to be a “win-win”</p><p>(10:23) - Some red flags clients experienced</p><p>(14:53) - The “ideal client”</p><p>(17:24) - Expanding “your system” and IBC in your life</p><p>(20:50) - Life insurance is love insurance, how IBC build a legacy</p><p>(25:15) - Paying your premium and IBC’s flexibility</p><p>(29:57) - Episode wrap-up</p><p><br></p><p><br></p><p>Is IBC for you? Use this link to schedule and intro call with us:&nbsp;</p><p><br></p><p><a href="https://calendly.com/dave-743/wealth-warehouse-intro-call" rel="noopener noreferrer" target="_blank">https://calendly.com/dave-743/wealth-warehouse-intro-call</a></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">7e74e435-7166-4b81-ad6b-64f885a8cea8</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 12 Dec 2022 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/74f6c393-619c-4c00-90c4-e05fcf020b49/WW-Audio-Edit-EP-44.mp3" length="55892096" type="audio/mpeg"/><itunes:duration>29:07</itunes:duration><itunes:explicit>true</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>44</itunes:episode><podcast:episode>44</podcast:episode></item><item><title>Episode 43: Putting Cash Value to Work and How to Bring Your Future Death Benefit Value to the Present and Earn on It</title><itunes:title>Episode 43: Putting Cash Value to Work and How to Bring Your Future Death Benefit Value to the Present and Earn on It</itunes:title><description><![CDATA[<p>Getting your policy in place is one thing, but how you utilize it is the key.</p><p>In this week’s episode, Dave and Paul explore some of the opportunities that IBC gives you. While some benefits remain “unseen”, the ways in which you can structure and use your policy are very much known.&nbsp;</p><p>The guys go through their own philosophies on using cash value, how they approach wealth building and the ways in which IBC changes your whole investing perspective. They also recall some of the opportunities both their clients and they themselves have found through IBC - as well as a new strategy that they are working on..</p><p>For all you policy owners, make sure you tune in to get a sneak peek into the mindset and strategies you need to have to really become your own banker.</p><p><br></p><p><br></p><p><strong>Episode Outline:</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(0:30) - Beginning of episode</p><p>(1:53) - Listener question, “Is getting a convertible term insurance policy and converting it to a whole life policy common for somebody who is initially uninsurable?”</p><p>(4:21) - Wielding your policy, how it can be used to finance your life</p><p>(6:17) - Dave and Paul’s philosophies on using cash value</p><p>(10:04) - IBC changes your perspective on investing, the “come up”</p><p>(13:57) - How Dave, Paul and their clients have found opportunities</p><p>(18:01) - How a mortgage mixes with your policy</p><p>(20:05) - IBC allows you to have options</p><p>(21:16) - Dave and Paul’s new strategy</p><p>(26:50) - Sneak peak into some new content</p><p>(29:08) - Episode wrap-up, new sign-off</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>Getting your policy in place is one thing, but how you utilize it is the key.</p><p>In this week’s episode, Dave and Paul explore some of the opportunities that IBC gives you. While some benefits remain “unseen”, the ways in which you can structure and use your policy are very much known.&nbsp;</p><p>The guys go through their own philosophies on using cash value, how they approach wealth building and the ways in which IBC changes your whole investing perspective. They also recall some of the opportunities both their clients and they themselves have found through IBC - as well as a new strategy that they are working on..</p><p>For all you policy owners, make sure you tune in to get a sneak peek into the mindset and strategies you need to have to really become your own banker.</p><p><br></p><p><br></p><p><strong>Episode Outline:</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(0:30) - Beginning of episode</p><p>(1:53) - Listener question, “Is getting a convertible term insurance policy and converting it to a whole life policy common for somebody who is initially uninsurable?”</p><p>(4:21) - Wielding your policy, how it can be used to finance your life</p><p>(6:17) - Dave and Paul’s philosophies on using cash value</p><p>(10:04) - IBC changes your perspective on investing, the “come up”</p><p>(13:57) - How Dave, Paul and their clients have found opportunities</p><p>(18:01) - How a mortgage mixes with your policy</p><p>(20:05) - IBC allows you to have options</p><p>(21:16) - Dave and Paul’s new strategy</p><p>(26:50) - Sneak peak into some new content</p><p>(29:08) - Episode wrap-up, new sign-off</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">f105ab5b-4e53-4939-be32-55efdbd1a8c2</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 05 Dec 2022 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/3e42787d-859f-4528-8cec-c7a4418553cf/WW-Audio-Edit-EP-43.mp3" length="58211456" type="audio/mpeg"/><itunes:duration>30:19</itunes:duration><itunes:explicit>true</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>43</itunes:episode><podcast:episode>43</podcast:episode></item><item><title>Episode 42: IBC Mistakes to Avoid!</title><itunes:title>Episode 42: IBC Mistakes to Avoid!</itunes:title><description><![CDATA[<p>Getting your policy in place is half the battle with IBC, the other half is managing it properly and avoiding rookie mistakes.</p><p>In this episode, the guys take you through their list of “mistakes to avoid” for IBC. These tips are relevant for newcomers and veterans alike and range from your wealth building philosophy to simple management and policy funding.</p><p>Tune in to make sure you’re avoiding these common setbacks so that your policy can keep running efficiently and smoothly!</p><p><br></p><p><br></p><p><strong>Episode Outline:</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(0:31) - Episode beginning, catching up</p><p>(1:51) - Client question, should you always convert a convertible term policy to a whole life policy?</p><p>(5:31) - IBC mistakes to avoid</p><p>(5:58) - IBC’s power lies in the “unseen”</p><p>(7:28) - The first mistake: Leaving yourself on “an island”</p><p>(10:02) - The second mistake: “Stealing the peas”</p><p>(12:06) - The third mistake: Having an outstanding loan AND having money in savings</p><p>(13:40) - The fourth mistake: Limiting the amount of wealth you can create by not funding your policy for long enough</p><p>(18:41) - The fifth mistake: Starting with a solution without understanding the problem</p><p>(21:15) - The last mistake: Continuing with a policy that isn’t designed properly</p><p>(27:14) - Episode wrap-up, what Dave and Paul are most thankful for</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>Getting your policy in place is half the battle with IBC, the other half is managing it properly and avoiding rookie mistakes.</p><p>In this episode, the guys take you through their list of “mistakes to avoid” for IBC. These tips are relevant for newcomers and veterans alike and range from your wealth building philosophy to simple management and policy funding.</p><p>Tune in to make sure you’re avoiding these common setbacks so that your policy can keep running efficiently and smoothly!</p><p><br></p><p><br></p><p><strong>Episode Outline:</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(0:31) - Episode beginning, catching up</p><p>(1:51) - Client question, should you always convert a convertible term policy to a whole life policy?</p><p>(5:31) - IBC mistakes to avoid</p><p>(5:58) - IBC’s power lies in the “unseen”</p><p>(7:28) - The first mistake: Leaving yourself on “an island”</p><p>(10:02) - The second mistake: “Stealing the peas”</p><p>(12:06) - The third mistake: Having an outstanding loan AND having money in savings</p><p>(13:40) - The fourth mistake: Limiting the amount of wealth you can create by not funding your policy for long enough</p><p>(18:41) - The fifth mistake: Starting with a solution without understanding the problem</p><p>(21:15) - The last mistake: Continuing with a policy that isn’t designed properly</p><p>(27:14) - Episode wrap-up, what Dave and Paul are most thankful for</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">023ce534-263c-4e55-8643-f6b5d236e93a</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 28 Nov 2022 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/67c928bb-56f9-4f2d-91b8-1666532742cb/WealthWarehouse-Ep42.mp3" length="62835584" type="audio/mpeg"/><itunes:duration>32:44</itunes:duration><itunes:explicit>true</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>42</itunes:episode><podcast:episode>42</podcast:episode></item><item><title>Episode 41: Business Owner Episode: Buy-Sell Agreements, Key-Person Insurance, and &quot;Insurable Interests&quot;</title><itunes:title>Episode 41: Business Owner Episode: Buy-Sell Agreements, Key-Person Insurance, and &quot;Insurable Interests&quot;</itunes:title><description><![CDATA[<p>IBC can help you become your own banker - but what does it do for your business?</p><p>In today’s episode, Dave and Paul look at IBC through the lens of the business owner. There are unique benefits to IBC and a few different ways that a business owner can take advantage. The guys take a closer look at some of those strategies, as well as their take on owning a policy through a business, the drawbacks and more!</p><p><strong>Episode Outline:</strong></p><p>(0:29) - Beginning of episode</p><p>(2:55) - Listener question, other ideas for passive income and funding premiums in retirement</p><p>(7:20) - How can businesses use whole life insurance policies</p><p>(9:08) - Owning a policy as an individual vs. through your business</p><p>(10:55) - Buy/sell agreements</p><p>(17:04) - “Key person” policy</p><p>(22:10) - Dave’s personal experience with key-person contracts</p><p>(27:20) - Life insurance for money lending</p><p>(29:18) - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>IBC can help you become your own banker - but what does it do for your business?</p><p>In today’s episode, Dave and Paul look at IBC through the lens of the business owner. There are unique benefits to IBC and a few different ways that a business owner can take advantage. The guys take a closer look at some of those strategies, as well as their take on owning a policy through a business, the drawbacks and more!</p><p><strong>Episode Outline:</strong></p><p>(0:29) - Beginning of episode</p><p>(2:55) - Listener question, other ideas for passive income and funding premiums in retirement</p><p>(7:20) - How can businesses use whole life insurance policies</p><p>(9:08) - Owning a policy as an individual vs. through your business</p><p>(10:55) - Buy/sell agreements</p><p>(17:04) - “Key person” policy</p><p>(22:10) - Dave’s personal experience with key-person contracts</p><p>(27:20) - Life insurance for money lending</p><p>(29:18) - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">c37013f3-dec5-4843-aee7-63f6d560e975</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 21 Nov 2022 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/d12533de-3821-4b94-87e3-113c468417df/WW-20Audio-20Edit-20EP-2041.mp3" length="59835776" type="audio/mpeg"/><itunes:duration>31:10</itunes:duration><itunes:explicit>true</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>41</itunes:episode><podcast:episode>41</podcast:episode></item><item><title>Episode 40: Policy Loan Interest Rates, Wokenomics, and How We Turned Our side-hustles into full-time hustles</title><itunes:title>Episode 40: Policy Loan Interest Rates, Wokenomics, and How We Turned Our side-hustles into full-time hustles</itunes:title><description><![CDATA[<p>With the Fed raising interest rates for a sixth time, some people are beginning to feel some turbulence as the cost of borrowing continues to climb.</p><p>Which leads us to today’s question and central topic: what does another interest rate hike mean for your policy? Can you do anything to minimize the impact? Should you even care about it in the first place?</p><p>The guys break down all the info you need to know when it comes to interest rates and your policy, as well as some backstory into how they actually got started in IBC.</p><p><br></p><p><strong>Episode Outline:</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(0:31) - Catching up</p><p>(5:58) - Question about interest rates, “When will policy rates increase?”</p><p>(10:13) - “Don’t worry about the interest rates”</p><p>(14:05) - There is no such thing as free money</p><p>(20:30) - How Paul and Dave built their business</p><p>(22:52) - IBC as a side hustle vs. a primary hustle, what it takes</p><p>(25:48) - Mentors are key to your IBC journey, how education plays such a huge part</p><p>(27:37) - IBC isn’t for everyone and it isn’t easy, it needs to really fit with you and make sense</p><p>(31:36) - The average person should be taking advantage of IBC</p><p>(33:23) - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><h1><br></h1>]]></description><content:encoded><![CDATA[<p>With the Fed raising interest rates for a sixth time, some people are beginning to feel some turbulence as the cost of borrowing continues to climb.</p><p>Which leads us to today’s question and central topic: what does another interest rate hike mean for your policy? Can you do anything to minimize the impact? Should you even care about it in the first place?</p><p>The guys break down all the info you need to know when it comes to interest rates and your policy, as well as some backstory into how they actually got started in IBC.</p><p><br></p><p><strong>Episode Outline:</strong></p><p><br></p><p>(0:00) - Introduction</p><p>(0:31) - Catching up</p><p>(5:58) - Question about interest rates, “When will policy rates increase?”</p><p>(10:13) - “Don’t worry about the interest rates”</p><p>(14:05) - There is no such thing as free money</p><p>(20:30) - How Paul and Dave built their business</p><p>(22:52) - IBC as a side hustle vs. a primary hustle, what it takes</p><p>(25:48) - Mentors are key to your IBC journey, how education plays such a huge part</p><p>(27:37) - IBC isn’t for everyone and it isn’t easy, it needs to really fit with you and make sense</p><p>(31:36) - The average person should be taking advantage of IBC</p><p>(33:23) - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p><h1><br></h1>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">a7e5634a-0eb1-4cf5-b405-561b4b58ff95</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 14 Nov 2022 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/ead96041-ceee-47d1-be8f-1fc1b4894a1a/WW-20Audio-20Edit-20EP-2040.mp3" length="66975872" type="audio/mpeg"/><itunes:duration>34:53</itunes:duration><itunes:explicit>true</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>40</itunes:episode><podcast:episode>40</podcast:episode></item><item><title>Episode 39: What Grinds Our Gears in the IBC World</title><itunes:title>Episode 39: What Grinds Our Gears in the IBC World</itunes:title><description><![CDATA[<p>Each and every one of us has something that just.. gets under our skin. Dave and Paul are no different - especially when it comes to IBC.</p><p>In today’s episode, the guys discuss what “grinds their gears”. They cover clients, how policies are set up and misconceptions about IBC. Additionally, they address the hate IBC gets and pretenders that push bad information to get you to sign..&nbsp;</p><p>Tune in to hear their list of IBC grievances and see what it’s like from the other side of the fence - as an IBC advisor!</p><p><br></p><p><strong>Episode Outline:</strong></p><p><br></p><p>(1:43) - Beginning of the episode, what grinds Dave and Paul’s gears</p><p>(2:07) - Why Dave and Paul have the process that they have</p><p>(8:32) - Don’t make things too complex</p><p>(11:18) - Beware click-bait misinformation and advisors who “remix” IBC</p><p>(15:37) - “Going dark”, getting started on the process and then quitting or “ghosting” without saying anything</p><p>(18:01) - Working with clients vs. making content, the nature of YouTube and TikTok personalities&nbsp;</p><p>(22:15) - People who hate on whole life insurance but don’t even know what it is, or who promote IBC but don’t use it</p><p>(23:06) - “Shopping agents” or “the illustration game”</p><p>(26:14) - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>Each and every one of us has something that just.. gets under our skin. Dave and Paul are no different - especially when it comes to IBC.</p><p>In today’s episode, the guys discuss what “grinds their gears”. They cover clients, how policies are set up and misconceptions about IBC. Additionally, they address the hate IBC gets and pretenders that push bad information to get you to sign..&nbsp;</p><p>Tune in to hear their list of IBC grievances and see what it’s like from the other side of the fence - as an IBC advisor!</p><p><br></p><p><strong>Episode Outline:</strong></p><p><br></p><p>(1:43) - Beginning of the episode, what grinds Dave and Paul’s gears</p><p>(2:07) - Why Dave and Paul have the process that they have</p><p>(8:32) - Don’t make things too complex</p><p>(11:18) - Beware click-bait misinformation and advisors who “remix” IBC</p><p>(15:37) - “Going dark”, getting started on the process and then quitting or “ghosting” without saying anything</p><p>(18:01) - Working with clients vs. making content, the nature of YouTube and TikTok personalities&nbsp;</p><p>(22:15) - People who hate on whole life insurance but don’t even know what it is, or who promote IBC but don’t use it</p><p>(23:06) - “Shopping agents” or “the illustration game”</p><p>(26:14) - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">98075c36-e032-4b03-9a14-ee7624a0e722</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 07 Nov 2022 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/f92940a3-5e85-483a-b77e-7c46771fd437/WW-20Audio-20Edit-20EP-2039.mp3" length="55035776" type="audio/mpeg"/><itunes:duration>28:40</itunes:duration><itunes:explicit>true</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>39</itunes:episode><podcast:episode>39</podcast:episode></item><item><title>Episode 38: Red Flags: How to Avoid Advisors Who Teach The Wrong Way to Do IBC</title><itunes:title>Episode 38: Red Flags: How to Avoid Advisors Who Teach The Wrong Way to Do IBC</itunes:title><description><![CDATA[<p>When it comes to your money, you need to make sure you’re making the right decisions and getting the right information.</p><p>This week, the guys take a look at IBC practitioners behaving badly. From leading with an illustration to remixing Nelson’s concept, Dave and Paul take you through an exhaustive list of red flags in this episode. With this list, you’ll be able to sort through the pretenders next time you’re shopping for IBC advice.</p><p>Tune in to make sure that you’re getting the best information possible - and that you’re practicing IBC the <em>right way.</em></p><p><strong>Episode Outline:</strong></p><p><br></p><p>(0:35) - Episode beginning</p><p>(1:48) - Listener question, “Why isn’t everyone doing this?”</p><p>(2:55) - The reason you don’t hear about IBC a lot, it’s “caught not taught”</p><p>(7:27) - IBC “red flags”</p><p>(8:49) - First red flag: Leading with an illustration</p><p>(10:51) - Second red flag: “You can become rich buying cars”</p><p>(12:03) - Third red flag: If they tell you that IBC is being done wrong, or is “archaic”&nbsp;</p><p>(16:14) - Fourth red flag: “You have to use one of the big 4”</p><p>(18:30) - Fifth red flag: “Guaranteed 4% interest”</p><p>(22:17) - Sixth red flag: “The only way to design a policy for infinite banking is 10% to the base or less and 90% to the PUA”</p><p>(24:43) - Things to ask an advisor</p><p>(27:41) - Ask your advisor how many dividend-paying whole life insurance policies they own themselves, practicing what you preach</p><p>(29:20) - It’s important to have a personal touch with IBC</p><p><br></p><p><br></p><p><strong>MENTIONED IN THE EPISODE:</strong></p><p><br></p><p>To learn more about 10/90 designs and why it’s not a good fit for IBC: <a href="https://www.youtube.com/watch?v=ZIgHjE4qcGk" rel="noopener noreferrer" target="_blank">https://www.youtube.com/watch?v=ZIgHjE4qcGk</a></p><p><br></p><p>IUL or Universal Life episode:</p><p><a href="https://www.youtube.com/watch?v=D7GHRfLcVYQ&amp;t=2s" rel="noopener noreferrer" target="_blank">https://www.youtube.com/watch?v=D7GHRfLcVYQ&amp;t=2s</a></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>When it comes to your money, you need to make sure you’re making the right decisions and getting the right information.</p><p>This week, the guys take a look at IBC practitioners behaving badly. From leading with an illustration to remixing Nelson’s concept, Dave and Paul take you through an exhaustive list of red flags in this episode. With this list, you’ll be able to sort through the pretenders next time you’re shopping for IBC advice.</p><p>Tune in to make sure that you’re getting the best information possible - and that you’re practicing IBC the <em>right way.</em></p><p><strong>Episode Outline:</strong></p><p><br></p><p>(0:35) - Episode beginning</p><p>(1:48) - Listener question, “Why isn’t everyone doing this?”</p><p>(2:55) - The reason you don’t hear about IBC a lot, it’s “caught not taught”</p><p>(7:27) - IBC “red flags”</p><p>(8:49) - First red flag: Leading with an illustration</p><p>(10:51) - Second red flag: “You can become rich buying cars”</p><p>(12:03) - Third red flag: If they tell you that IBC is being done wrong, or is “archaic”&nbsp;</p><p>(16:14) - Fourth red flag: “You have to use one of the big 4”</p><p>(18:30) - Fifth red flag: “Guaranteed 4% interest”</p><p>(22:17) - Sixth red flag: “The only way to design a policy for infinite banking is 10% to the base or less and 90% to the PUA”</p><p>(24:43) - Things to ask an advisor</p><p>(27:41) - Ask your advisor how many dividend-paying whole life insurance policies they own themselves, practicing what you preach</p><p>(29:20) - It’s important to have a personal touch with IBC</p><p><br></p><p><br></p><p><strong>MENTIONED IN THE EPISODE:</strong></p><p><br></p><p>To learn more about 10/90 designs and why it’s not a good fit for IBC: <a href="https://www.youtube.com/watch?v=ZIgHjE4qcGk" rel="noopener noreferrer" target="_blank">https://www.youtube.com/watch?v=ZIgHjE4qcGk</a></p><p><br></p><p>IUL or Universal Life episode:</p><p><a href="https://www.youtube.com/watch?v=D7GHRfLcVYQ&amp;t=2s" rel="noopener noreferrer" target="_blank">https://www.youtube.com/watch?v=D7GHRfLcVYQ&amp;t=2s</a></p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">&nbsp;</a></p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">83afd702-18e9-4b1f-9e5d-b42ff3082d09</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 31 Oct 2022 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/54433aca-98ba-4249-9748-8950a27a2ef1/WW-20Audio-20Edit-20EP-2038.mp3" length="62304128" type="audio/mpeg"/><itunes:duration>32:27</itunes:duration><itunes:explicit>true</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>38</itunes:episode><podcast:episode>38</podcast:episode></item><item><title>Episode 37: Why Real Estate Investors Love IBC</title><itunes:title>Episode 37: Why Real Estate Investors Love IBC</itunes:title><description><![CDATA[<p>IBC can work for everybody - but it’s really great for real estate investors.</p><p>In this week’s episode, Dave and Paul take a look at IBC in the context of real estate investing. The guys discuss all the problems it can solve, as well as the benefits it can bring! Tune in to see how you can up your real estate game, get unrivaled liquidity, access to capital and much more!</p><p><strong>Main Episode Outline:</strong></p><p>(2:09) - Beginning of the episode, IBC and real estate investors are “peanut butter and jelly”</p><p><br></p><p>(2:43) - Dave’s real estate investing background</p><p><br></p><p>(5:46) - Paul’s real estate and passive investing experience</p><p><br></p><p>(7:16) - Your investor DNA, where most people start in real estate investing</p><p><br></p><p>(10:01) - Why is IBC so good for real estate investors?&nbsp;</p><p><br></p><p>(14:30) - One of the sneakiest benefits to using IBC to fund your real estate investments</p><p><br></p><p>(15:30) - Controlling the function of banking in your life is so much more important for real estate, achieving liquidity quickly with IBC</p><p><br></p><p>(18:51) - “If you wanna do IBC, you have to be able to think beyond next week, or next year”</p><p><br></p><p>(23:19) - Your capital is loss-proof with an IBC policy</p><p><br></p><p>(28:15) - For both single family investors and multi-family investors: “your money needs to sit somewhere”</p><p><br></p><p>(32:32) - Do lenders consider your life insurance’s cash value? Where syndicators fit into IBC</p><p><br></p><p>(38:37) - Insurance and business succession plans, why it’s important to investors and lenders alike</p><p><br></p><p>(42:09) - Real estate investors SHOULD be thinking in terms of banking</p><p><br></p><p>(45:22) - Examining the “volume of interest” that people pay by using other banking processes</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>IBC can work for everybody - but it’s really great for real estate investors.</p><p>In this week’s episode, Dave and Paul take a look at IBC in the context of real estate investing. The guys discuss all the problems it can solve, as well as the benefits it can bring! Tune in to see how you can up your real estate game, get unrivaled liquidity, access to capital and much more!</p><p><strong>Main Episode Outline:</strong></p><p>(2:09) - Beginning of the episode, IBC and real estate investors are “peanut butter and jelly”</p><p><br></p><p>(2:43) - Dave’s real estate investing background</p><p><br></p><p>(5:46) - Paul’s real estate and passive investing experience</p><p><br></p><p>(7:16) - Your investor DNA, where most people start in real estate investing</p><p><br></p><p>(10:01) - Why is IBC so good for real estate investors?&nbsp;</p><p><br></p><p>(14:30) - One of the sneakiest benefits to using IBC to fund your real estate investments</p><p><br></p><p>(15:30) - Controlling the function of banking in your life is so much more important for real estate, achieving liquidity quickly with IBC</p><p><br></p><p>(18:51) - “If you wanna do IBC, you have to be able to think beyond next week, or next year”</p><p><br></p><p>(23:19) - Your capital is loss-proof with an IBC policy</p><p><br></p><p>(28:15) - For both single family investors and multi-family investors: “your money needs to sit somewhere”</p><p><br></p><p>(32:32) - Do lenders consider your life insurance’s cash value? Where syndicators fit into IBC</p><p><br></p><p>(38:37) - Insurance and business succession plans, why it’s important to investors and lenders alike</p><p><br></p><p>(42:09) - Real estate investors SHOULD be thinking in terms of banking</p><p><br></p><p>(45:22) - Examining the “volume of interest” that people pay by using other banking processes</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">c01f9e0f-7663-46b2-bcf1-75729378b4b1</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 24 Oct 2022 18:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/cd26fb38-9b89-42de-8c2d-d5420b9867b8/WealthWarehouse-Ep37.mp3" length="91415936" type="audio/mpeg"/><itunes:duration>47:37</itunes:duration><itunes:explicit>true</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>37</itunes:episode><podcast:episode>37</podcast:episode></item><item><title>Episode 36: How can I get my spouse on board with IBC??</title><itunes:title>Episode 36: How can I get my spouse on board with IBC??</itunes:title><description><![CDATA[<p>Welcome to episode 36 of Wealth Warehouse!</p><p>It can be hard enough to plan for yourself when it comes to making financial decisions. When you add in your spouse, especially for a less-known route like IBC, things can get even more complicated.</p><p>This week, the guys tackle the IBC decision from the POV of a couple. Should you sacrifice the relationship harmony to push IBC? Are there ways that non-believers can be better acclimated?&nbsp;</p><p><br></p><p>Dave and Paul cover how to introduce the IBC concept and navigate tricky financial conversations. They even give you some practical relationship advice from their years of experience as IBC agents and husbands.</p><p><br></p><p><strong>Episode Outline:</strong></p><p><br></p><p>(0:29) - Episode beginning</p><p><br></p><p>(1:08) - Topic introduction, “I want to do IBC, but my spouse doesn’t want to get on board”</p><p><br></p><p>(2:55) - What’s the solution to convincing your spouse? Cultivating an IBC mindset</p><p><br></p><p>(8:11) - Easing in “IBC newbies”, Hellcat discussion</p><p><br></p><p>(12:06) - Common snags to getting a co-sign from your spouse, negotiating conversations around money</p><p><br></p><p>(16:25) - Most people look at paying premium as just a bill, going deeper than just the surface</p><p><br></p><p>(21:06) - “This concept is worth your exploration and worth your time”</p><p><br></p><p>(22:13) - IBC is easier to manage than you think</p><p><br></p><p>(23:18) - You need to know what you’re “sick and tired” of, what the problem is for you</p><p><br></p><p>(25:25) - Your nest egg can be affected by natural disaster</p><p><br></p><p>(27:55) - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>Welcome to episode 36 of Wealth Warehouse!</p><p>It can be hard enough to plan for yourself when it comes to making financial decisions. When you add in your spouse, especially for a less-known route like IBC, things can get even more complicated.</p><p>This week, the guys tackle the IBC decision from the POV of a couple. Should you sacrifice the relationship harmony to push IBC? Are there ways that non-believers can be better acclimated?&nbsp;</p><p><br></p><p>Dave and Paul cover how to introduce the IBC concept and navigate tricky financial conversations. They even give you some practical relationship advice from their years of experience as IBC agents and husbands.</p><p><br></p><p><strong>Episode Outline:</strong></p><p><br></p><p>(0:29) - Episode beginning</p><p><br></p><p>(1:08) - Topic introduction, “I want to do IBC, but my spouse doesn’t want to get on board”</p><p><br></p><p>(2:55) - What’s the solution to convincing your spouse? Cultivating an IBC mindset</p><p><br></p><p>(8:11) - Easing in “IBC newbies”, Hellcat discussion</p><p><br></p><p>(12:06) - Common snags to getting a co-sign from your spouse, negotiating conversations around money</p><p><br></p><p>(16:25) - Most people look at paying premium as just a bill, going deeper than just the surface</p><p><br></p><p>(21:06) - “This concept is worth your exploration and worth your time”</p><p><br></p><p>(22:13) - IBC is easier to manage than you think</p><p><br></p><p>(23:18) - You need to know what you’re “sick and tired” of, what the problem is for you</p><p><br></p><p>(25:25) - Your nest egg can be affected by natural disaster</p><p><br></p><p>(27:55) - Episode wrap-up</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">2291e6fb-01c2-4016-beb4-c3d43af90bec</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 17 Oct 2022 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/77f2e5a3-6890-48c7-94d2-9ab82cab7c08/WealthWarehouse-Ep36.mp3" length="55515776" type="audio/mpeg"/><itunes:duration>28:55</itunes:duration><itunes:explicit>true</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>36</itunes:episode><podcast:episode>36</podcast:episode></item><item><title>Episode 35: Financial Myth Series: The 401k &quot;Millionaire&quot;</title><itunes:title>Episode 35: Financial Myth Series: The 401k &quot;Millionaire&quot;</itunes:title><description><![CDATA[<p>Welcome to episode 35 of Wealth Warehouse!</p><p>Most people accept that you need to get a 401k when it comes to planning for retirement. It’s what your co-workers do, maybe even some friends and family have one. And most importantly, it’s in line with what your financial advisor suggested. But is it the best place for your money?</p><p>It should be no secret at this point that Dave and Paul often diverge from mainstream thought - and today’s topic is no different. In a brand new series on “financial myths”, the guys are beginning with the concept of the “401k millionaire”.&nbsp;</p><p><br></p><p><strong>Episode Outline:</strong></p><p><br></p><p>(1:15) - Episode beginning, listener question “Can you talk about policy loans, how do they work, is the interest rate from the insurance company fixed, how do you determine a payment plan and can you take out more than one loan at a time?”</p><p><br></p><p>(2:05) - “How do policy loans work?”, two schools of thought for loan repayment</p><p><br></p><p>(4:16) - “Is the interest rate from the insurance company fixed?”</p><p><br></p><p>(7:12) - “The 401k Millionaire”, are you actually a millionaire?</p><p><br></p><p>(9:58) - What is net worth? Net worth vs. having a monthly income</p><p><br></p><p>(15:14) - What does a million dollars in your 401k mean for your retirement? Some drawbacks people don’t consider.</p><p><br></p><p>(23:22) - What do other people’s 401ks look like? Common ways that this advice is pushed and circulated</p><p><br></p><p>(26:26) - IBC as an alternative to a 401k</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>Welcome to episode 35 of Wealth Warehouse!</p><p>Most people accept that you need to get a 401k when it comes to planning for retirement. It’s what your co-workers do, maybe even some friends and family have one. And most importantly, it’s in line with what your financial advisor suggested. But is it the best place for your money?</p><p>It should be no secret at this point that Dave and Paul often diverge from mainstream thought - and today’s topic is no different. In a brand new series on “financial myths”, the guys are beginning with the concept of the “401k millionaire”.&nbsp;</p><p><br></p><p><strong>Episode Outline:</strong></p><p><br></p><p>(1:15) - Episode beginning, listener question “Can you talk about policy loans, how do they work, is the interest rate from the insurance company fixed, how do you determine a payment plan and can you take out more than one loan at a time?”</p><p><br></p><p>(2:05) - “How do policy loans work?”, two schools of thought for loan repayment</p><p><br></p><p>(4:16) - “Is the interest rate from the insurance company fixed?”</p><p><br></p><p>(7:12) - “The 401k Millionaire”, are you actually a millionaire?</p><p><br></p><p>(9:58) - What is net worth? Net worth vs. having a monthly income</p><p><br></p><p>(15:14) - What does a million dollars in your 401k mean for your retirement? Some drawbacks people don’t consider.</p><p><br></p><p>(23:22) - What do other people’s 401ks look like? Common ways that this advice is pushed and circulated</p><p><br></p><p>(26:26) - IBC as an alternative to a 401k</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">1a3b6419-8d83-4255-a670-5dc0292bdee4</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 10 Oct 2022 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/ce61cb68-50b6-4db3-856c-d65c4e2c5e5a/WealthWarehouse-Ep35.mp3" length="62552192" type="audio/mpeg"/><itunes:duration>32:35</itunes:duration><itunes:explicit>true</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>35</itunes:episode><podcast:episode>35</podcast:episode></item><item><title>Episode 34: The Notorious &quot;MEC&quot; and How to Avoid It</title><itunes:title>Episode 34: The Notorious &quot;MEC&quot; and How to Avoid It</itunes:title><description><![CDATA[<p>Join David Befort and Paul Fugere on Episode 34 of the Wealth Warehouse!</p><p>When it comes to IBC, research is just as important as designing your policy properly. You need to “get” IBC as a concept and understand not only how it works, but why you’re doing it. Your goals need to align with what the Infinite Banking Concept provides.</p><p>In this week’s episode, the guys address a question from a fan that leads to a deeper discussion on MECs or “Modified Endowment Contracts”. They illustrate the importance of building your policy the right way, why you shouldn’t shy away from premiums and how to maximize the banking function of your policy.</p><p><br></p><p><strong>Episode Outline:</strong></p><p><br></p><p>(0:29) - Episode beginning, listener question “Is it possible to purchase a policy in one lump sum?”</p><p><br></p><p>(2:02) - What is the problem with a single payment policy?</p><p><br></p><p>(6:23) - How Paul and Dave “snuggle” up to the MEC line and how your policy can “MEC” if you’re not careful</p><p><br></p><p>(10:28) - “What happens if I don’t pay back the policy loans?”</p><p><br></p><p>(13:00) - You need to find the right person to setup your policy for you</p><p><br></p><p>(17:55) - Using policy loans for the sake of using loans, chasing high rates of return and the volatility of the stock market</p><p><br></p><p>(21:25) - Don’t get trapped by traditional options, the IBC mindset</p><p><br></p><p>(24:55) - Bottom line: find the right agent and don’t sweat the complicated stuff</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>Join David Befort and Paul Fugere on Episode 34 of the Wealth Warehouse!</p><p>When it comes to IBC, research is just as important as designing your policy properly. You need to “get” IBC as a concept and understand not only how it works, but why you’re doing it. Your goals need to align with what the Infinite Banking Concept provides.</p><p>In this week’s episode, the guys address a question from a fan that leads to a deeper discussion on MECs or “Modified Endowment Contracts”. They illustrate the importance of building your policy the right way, why you shouldn’t shy away from premiums and how to maximize the banking function of your policy.</p><p><br></p><p><strong>Episode Outline:</strong></p><p><br></p><p>(0:29) - Episode beginning, listener question “Is it possible to purchase a policy in one lump sum?”</p><p><br></p><p>(2:02) - What is the problem with a single payment policy?</p><p><br></p><p>(6:23) - How Paul and Dave “snuggle” up to the MEC line and how your policy can “MEC” if you’re not careful</p><p><br></p><p>(10:28) - “What happens if I don’t pay back the policy loans?”</p><p><br></p><p>(13:00) - You need to find the right person to setup your policy for you</p><p><br></p><p>(17:55) - Using policy loans for the sake of using loans, chasing high rates of return and the volatility of the stock market</p><p><br></p><p>(21:25) - Don’t get trapped by traditional options, the IBC mindset</p><p><br></p><p>(24:55) - Bottom line: find the right agent and don’t sweat the complicated stuff</p><p><br></p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">d8c13bc1-75cf-488f-ade2-d23d9df29a0e</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 03 Oct 2022 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/8929bedf-ba04-48a9-94eb-43a63b5efa3b/WealthWarehouse-Ep34-1.mp3" length="53432192" type="audio/mpeg"/><itunes:duration>27:50</itunes:duration><itunes:explicit>true</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>34</itunes:episode><podcast:episode>34</podcast:episode></item><item><title>Episode 33: Q&amp;A - Cash Value, When to Start Another Policy and the 10/90 Design</title><itunes:title>Episode 33: Q&amp;A - Cash Value, When to Start Another Policy and the 10/90 Design</itunes:title><description><![CDATA[<p>Join David Befort and Paul Fugere on Episode 33 of the Wealth Warehouse!</p><p>For this week’s episode, the guys grabbed some general questions that they received from clients and listeners alike about IBC, how it works and how you should manage policy. They cover basics like “what is cash value?” and “when should I add another policy?” to more advanced topics such as the drawbacks of a 10/90 policy.</p><p><strong>Episode Outline:</strong></p><p><br></p><p>(1:06) - Episode start, first question “what is cash value exactly?”</p><p><br></p><p>(5:05) - “If my premiums stay level, does that mean that my death benefit stays level too?”</p><p><br></p><p>(8:21) - “Why shouldn’t I just be doing a 10/90 policy?”, optimizing your base&nbsp;</p><p><br></p><p>(12:12) - Don’t overlook the death benefit</p><p><br></p><p>(13:25) - “Can I use my IRA to fund my life insurance premium?”</p><p><br></p><p>(15:29) - “When will I know it’s time to add another policy?”</p><p><br></p><p>(17:37) - Using policy loans for luxury items vs. using cash you have sitting in your bank</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>Join David Befort and Paul Fugere on Episode 33 of the Wealth Warehouse!</p><p>For this week’s episode, the guys grabbed some general questions that they received from clients and listeners alike about IBC, how it works and how you should manage policy. They cover basics like “what is cash value?” and “when should I add another policy?” to more advanced topics such as the drawbacks of a 10/90 policy.</p><p><strong>Episode Outline:</strong></p><p><br></p><p>(1:06) - Episode start, first question “what is cash value exactly?”</p><p><br></p><p>(5:05) - “If my premiums stay level, does that mean that my death benefit stays level too?”</p><p><br></p><p>(8:21) - “Why shouldn’t I just be doing a 10/90 policy?”, optimizing your base&nbsp;</p><p><br></p><p>(12:12) - Don’t overlook the death benefit</p><p><br></p><p>(13:25) - “Can I use my IRA to fund my life insurance premium?”</p><p><br></p><p>(15:29) - “When will I know it’s time to add another policy?”</p><p><br></p><p>(17:37) - Using policy loans for luxury items vs. using cash you have sitting in your bank</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">e8ed2131-ca94-469f-a3c0-10b7d1bf7ce2</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 26 Sep 2022 18:30:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/7eec1bd3-dd82-4c00-a743-1adc3b623358/WealthWarehouse-Ep33.mp3" length="40307840" type="audio/mpeg"/><itunes:duration>21:00</itunes:duration><itunes:explicit>true</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>33</itunes:episode><podcast:episode>33</podcast:episode></item><item><title>Episode 32: &quot;How can I continue funding my premiums when I retire?&quot;</title><itunes:title>Episode 32: &quot;How can I continue funding my premiums when I retire?&quot;</itunes:title><description><![CDATA[<p>Join David Befort and Paul Fugere on Episode 32 of the Wealth Warehouse!</p><p>So you’ve diligently followed Dave and Paul’s advice, you’ve made all the right decisions about your policy, you’ve done everything the right way - but once you retire and lose your income, how do you keep going? How can you continue to fund your premiums?</p><p>This week’s episode revisits retirement: the misconceptions most people have, what you need once you retire and more specifically, how you should manage your policy once you retire. The guys even reveal a few ways you can continue to fund your premiums WITHOUT active income.</p><p><br></p><p><br></p><p><strong>Episode Outline:</strong></p><p><br></p><p>(1:28) - Why Dave and Paul don’t do illustrations, who’s a good fit for IBC</p><p><br></p><p>(6:58) - Turning all of your income into premium, “should premium and income match?”</p><p><br></p><p>(11:04) - “What is the one thing you need in order to retire?”</p><p><br></p><p>(14:10) - Don’t settle for living on less when you retire</p><p><br></p><p>(17:58) - A few different ways you can fund your premium (that isn’t active income)</p><p><br></p><p>(27:55) - There is a use for illustrations, just not at the beginning of the process</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>Join David Befort and Paul Fugere on Episode 32 of the Wealth Warehouse!</p><p>So you’ve diligently followed Dave and Paul’s advice, you’ve made all the right decisions about your policy, you’ve done everything the right way - but once you retire and lose your income, how do you keep going? How can you continue to fund your premiums?</p><p>This week’s episode revisits retirement: the misconceptions most people have, what you need once you retire and more specifically, how you should manage your policy once you retire. The guys even reveal a few ways you can continue to fund your premiums WITHOUT active income.</p><p><br></p><p><br></p><p><strong>Episode Outline:</strong></p><p><br></p><p>(1:28) - Why Dave and Paul don’t do illustrations, who’s a good fit for IBC</p><p><br></p><p>(6:58) - Turning all of your income into premium, “should premium and income match?”</p><p><br></p><p>(11:04) - “What is the one thing you need in order to retire?”</p><p><br></p><p>(14:10) - Don’t settle for living on less when you retire</p><p><br></p><p>(17:58) - A few different ways you can fund your premium (that isn’t active income)</p><p><br></p><p>(27:55) - There is a use for illustrations, just not at the beginning of the process</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">8ca550ba-d18a-4fae-8009-e31f479dac1c</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 19 Sep 2022 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/d3239cd9-a838-47ad-9608-0e7e3a7a8ee6/WealthWarehouse-Ep32.mp3" length="61943936" type="audio/mpeg"/><itunes:duration>32:16</itunes:duration><itunes:explicit>true</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>32</itunes:episode><podcast:episode>32</podcast:episode></item><item><title>Episode 31: Hiring a Bank Robber and Other Big Business Mistakes</title><itunes:title>Episode 31: Hiring a Bank Robber and Other Big Business Mistakes</itunes:title><description><![CDATA[<p>Join David Befort and Paul Fugere on Episode 31 of the Wealth Warehouse!</p><p>In life, you want to be able to say “yes” to opportunities - especially opportunities that can help you grow your money. IBC helps you do that, but that doesn’t mean your work is done yet.</p><p>In this episode Dave and Paul respond to a listener's question, “what does being well capitalized mean?”.&nbsp;</p><p>Drawing from a decade plus of experience, the guys give you their takes on different types of opportunities as well as their criteria for evaluating them. They also give you their 4 rules for business and reflect on mistakes they’ve made in the past.</p><p><strong>Episode Outline:</strong></p><p><br></p><p>(1:37) - Listener question, “What does being well-capitalized mean?”</p><p><br></p><p>(5:05) - Rule #1, Don’t put your capital at risk</p><p><br></p><p>(9:58) - Rule #2, return OF capital is more important than return ON capital</p><p><br></p><p>(14:49) - Know the people you’re in business with, “mind your business”</p><p><br></p><p>(16:07) - Rule #3, know what the risks are and how you can eliminate or mitigate those risks</p><p><br></p><p>(21:02) - What’s different for Dave and Paul? How do they utilize their money now?</p><p><br></p><p>(25:55) - Rule #4, don’t hire bank robbers</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>Join David Befort and Paul Fugere on Episode 31 of the Wealth Warehouse!</p><p>In life, you want to be able to say “yes” to opportunities - especially opportunities that can help you grow your money. IBC helps you do that, but that doesn’t mean your work is done yet.</p><p>In this episode Dave and Paul respond to a listener's question, “what does being well capitalized mean?”.&nbsp;</p><p>Drawing from a decade plus of experience, the guys give you their takes on different types of opportunities as well as their criteria for evaluating them. They also give you their 4 rules for business and reflect on mistakes they’ve made in the past.</p><p><strong>Episode Outline:</strong></p><p><br></p><p>(1:37) - Listener question, “What does being well-capitalized mean?”</p><p><br></p><p>(5:05) - Rule #1, Don’t put your capital at risk</p><p><br></p><p>(9:58) - Rule #2, return OF capital is more important than return ON capital</p><p><br></p><p>(14:49) - Know the people you’re in business with, “mind your business”</p><p><br></p><p>(16:07) - Rule #3, know what the risks are and how you can eliminate or mitigate those risks</p><p><br></p><p>(21:02) - What’s different for Dave and Paul? How do they utilize their money now?</p><p><br></p><p>(25:55) - Rule #4, don’t hire bank robbers</p><p><br></p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">cc0e439b-7071-44c8-91de-cf29b8a7c615</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 12 Sep 2022 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/8d3c3487-7116-47b1-85c1-7f140429dd5d/WealthWarehouse-Ep31.mp3" length="60495488" type="audio/mpeg"/><itunes:duration>31:30</itunes:duration><itunes:explicit>true</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>31</itunes:episode><podcast:episode>31</podcast:episode></item><item><title>Episode 30: College, Student Loan &quot;Forgiveness&quot; and IBC</title><itunes:title>Episode 30: College, Student Loan &quot;Forgiveness&quot; and IBC</itunes:title><description><![CDATA[<p>Join David Befort and Paul Fugere on Episode 30 of the Wealth Warehouse!</p><p>This week, the guys react to the student loan forgiveness plan that was recently announced by President Biden.</p><p>Was this a good idea? Does it address the root cause of the problem? With so much discussion and emotionally-charged debate swirling around this recent development - it can be hard to decipher where to stand on the issue.&nbsp;</p><p>In this episode Dave and Paul answer these questions and more. They also share their views on higher education, government meddling, and the intersection between predatory lending and ignorance.</p><p><br></p><p><br></p><p><strong>Episode Outline:</strong></p><p><br></p><p>(2:15) - Listener question, “Is there a way to capture all subscriptions or charity giving capital prior to giving that money away?”</p><p><br></p><p>(6:55) - Start of student loan forgiveness discussion</p><p><br></p><p>(12:22) - What is the root cause of tuition inflation?</p><p><br></p><p>(14:55) - “Forgiveness” vs. redistribution of wealth</p><p><br></p><p>(18:21) - Dave’s story, the trend of government interference in private affairs</p><p><br></p><p>(23:34) - “It’s all about the way you think”, discerning the true value of a college degree</p><p><br></p><p>(27:24) - “The economics of college are making less and less sense”, using IBC to fund college</p><p><br></p><p>(31:58) - “Smart” ways to do college, what is the meaning of college really?</p><p><br></p><p>Sources:</p><p><br></p><p><a href="https://www.forbes.com/advisor/student-loans/college-tuition-inflation/" rel="noopener noreferrer" target="_blank">https://www.forbes.com/advisor/student-loans/college-tuition-inflation/</a></p><p><a href="https://www.forbes.com/advisor/student-loans/average-salary-college-graduates/" rel="noopener noreferrer" target="_blank">https://www.forbes.com/advisor/student-loans/average-salary-college-graduates/</a></p><p><br></p><p>Dave’s Story:</p><p><br></p><p>2 men were standing in line at the bank. The first one walked up to the banker:</p><p><br></p><p>Man: I’d like to request a mortgage loan to buy a home for me and my family</p><p><br></p><p>Banker: Please tell me about yourself</p><p><br></p><p>Man: I’m 40 years old. I graduated from a top-tier university 18 years ago with a bachelors degree. I earned my Master’s degree 10 years later. I have an 18 year uninterrupted employment history with references I can share. I have made over $100k in income every year for the last 6 years. I have zero debt to include consumer debt, student loans or mortgage debt. I have 18 years of credit history and my credit score is 800. I have owned and sold 3 primary residences in the last 10 years. 2 years ago I started my own business and am currently self-employed. I have earned a gross revenue of well over $100k in both of the last two years of running my business and I have very low overhead expenses. This year I am on track to gross even more. I can provide all tax records to confirm this. So, may I please get a loan?</p><p><br></p><p>Banker: I’m sorry sir, we can’t use your self-employed income to grant you a loan so unfortunately the answer is NO.</p><p><br></p><p>The second guy walked up to the same banker:</p><p><br></p><p>Man: I’d like to request a student loan for college.</p><p><br></p><p>Banker: Please tell me about yourself</p><p><br></p><p>Man: I’m 18 years old. I just graduated from high school with extremely average grades. I’ve never had a job and am currently unemployed. I’m not sure what I want to major in or what I want to do when I graduate from college. In fact, I’m not even sure I will finish college but it sounds fun and everyone else is doing it so I’m going to give it a try. I have no credit history and don’t even have a credit score. I’m not even sure what a credit score is to be honest. So, may I please get a loan?</p><p><br></p><p>Banker: Absolutely! How’s $100,000 sound? Sign right here!</p><p><br></p><p>_______________________________________________</p><p><br></p><p>ABOUT YOUR HOSTS:</p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>Join David Befort and Paul Fugere on Episode 30 of the Wealth Warehouse!</p><p>This week, the guys react to the student loan forgiveness plan that was recently announced by President Biden.</p><p>Was this a good idea? Does it address the root cause of the problem? With so much discussion and emotionally-charged debate swirling around this recent development - it can be hard to decipher where to stand on the issue.&nbsp;</p><p>In this episode Dave and Paul answer these questions and more. They also share their views on higher education, government meddling, and the intersection between predatory lending and ignorance.</p><p><br></p><p><br></p><p><strong>Episode Outline:</strong></p><p><br></p><p>(2:15) - Listener question, “Is there a way to capture all subscriptions or charity giving capital prior to giving that money away?”</p><p><br></p><p>(6:55) - Start of student loan forgiveness discussion</p><p><br></p><p>(12:22) - What is the root cause of tuition inflation?</p><p><br></p><p>(14:55) - “Forgiveness” vs. redistribution of wealth</p><p><br></p><p>(18:21) - Dave’s story, the trend of government interference in private affairs</p><p><br></p><p>(23:34) - “It’s all about the way you think”, discerning the true value of a college degree</p><p><br></p><p>(27:24) - “The economics of college are making less and less sense”, using IBC to fund college</p><p><br></p><p>(31:58) - “Smart” ways to do college, what is the meaning of college really?</p><p><br></p><p>Sources:</p><p><br></p><p><a href="https://www.forbes.com/advisor/student-loans/college-tuition-inflation/" rel="noopener noreferrer" target="_blank">https://www.forbes.com/advisor/student-loans/college-tuition-inflation/</a></p><p><a href="https://www.forbes.com/advisor/student-loans/average-salary-college-graduates/" rel="noopener noreferrer" target="_blank">https://www.forbes.com/advisor/student-loans/average-salary-college-graduates/</a></p><p><br></p><p>Dave’s Story:</p><p><br></p><p>2 men were standing in line at the bank. The first one walked up to the banker:</p><p><br></p><p>Man: I’d like to request a mortgage loan to buy a home for me and my family</p><p><br></p><p>Banker: Please tell me about yourself</p><p><br></p><p>Man: I’m 40 years old. I graduated from a top-tier university 18 years ago with a bachelors degree. I earned my Master’s degree 10 years later. I have an 18 year uninterrupted employment history with references I can share. I have made over $100k in income every year for the last 6 years. I have zero debt to include consumer debt, student loans or mortgage debt. I have 18 years of credit history and my credit score is 800. I have owned and sold 3 primary residences in the last 10 years. 2 years ago I started my own business and am currently self-employed. I have earned a gross revenue of well over $100k in both of the last two years of running my business and I have very low overhead expenses. This year I am on track to gross even more. I can provide all tax records to confirm this. So, may I please get a loan?</p><p><br></p><p>Banker: I’m sorry sir, we can’t use your self-employed income to grant you a loan so unfortunately the answer is NO.</p><p><br></p><p>The second guy walked up to the same banker:</p><p><br></p><p>Man: I’d like to request a student loan for college.</p><p><br></p><p>Banker: Please tell me about yourself</p><p><br></p><p>Man: I’m 18 years old. I just graduated from high school with extremely average grades. I’ve never had a job and am currently unemployed. I’m not sure what I want to major in or what I want to do when I graduate from college. In fact, I’m not even sure I will finish college but it sounds fun and everyone else is doing it so I’m going to give it a try. I have no credit history and don’t even have a credit score. I’m not even sure what a credit score is to be honest. So, may I please get a loan?</p><p><br></p><p>Banker: Absolutely! How’s $100,000 sound? Sign right here!</p><p><br></p><p>_______________________________________________</p><p><br></p><p>ABOUT YOUR HOSTS:</p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">09f927ee-ad30-4fd5-8e29-1a30171eabf3</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 05 Sep 2022 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/578ee679-1f42-42f8-8d65-27f6a793c026/WealthWarehouse-Ep30-20-1.mp3" length="67584128" type="audio/mpeg"/><itunes:duration>35:12</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>30</itunes:episode><podcast:episode>30</podcast:episode></item><item><title>Episode 29: Universal Life vs Whole Life For The Purposes of IBC</title><itunes:title>Episode 29: Universal Life vs Whole Life For The Purposes of IBC</itunes:title><description><![CDATA[<p>Join David Befort and Paul Fugere on Episode 29 of the Wealth Warehouse!</p><p>In this week’s episode, the guys respond to a listener's question about universal life insurance vs. whole life insurance for IBC. Does IBC need to use whole life insurance? Is it the best fit for IBC?</p><p>Paul and Dave cover the pros and cons of universal vs. whole life, how it matches up with your goals and most importantly, how appropriate each is for the Infinite Banking Concept.</p><p><br></p><p><strong>Episode Outline:</strong></p><p><br></p><p>(2:05) - Open of the show, starting with a listener question</p><p><br></p><p>(5:25) - “It comes down to the way you think”</p><p><br></p><p>(10:08) - “It’s not about the return ON your money, it’s about the return OF your money”</p><p><br></p><p>(12:46) - The “chassis” of universal life, the risks involved and what takes people by surprise</p><p><br></p><p>(19:15) - “Why would I get universal life as opposed to simply investing in an index fund?”</p><p><br></p><p>(23:02) - Why you shouldn’t combine investing and insurance&nbsp;</p><p><br></p><p>(25:50) - IBC isn’t about the return on your money, it’s about guarantees</p><p><br></p><p>(32:12) - IBC isn’t a “this or that” strategy, getting past the investment paradigm</p><p><br></p><p>ABOUT YOUR HOSTS:</p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p><br></p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>Join David Befort and Paul Fugere on Episode 29 of the Wealth Warehouse!</p><p>In this week’s episode, the guys respond to a listener's question about universal life insurance vs. whole life insurance for IBC. Does IBC need to use whole life insurance? Is it the best fit for IBC?</p><p>Paul and Dave cover the pros and cons of universal vs. whole life, how it matches up with your goals and most importantly, how appropriate each is for the Infinite Banking Concept.</p><p><br></p><p><strong>Episode Outline:</strong></p><p><br></p><p>(2:05) - Open of the show, starting with a listener question</p><p><br></p><p>(5:25) - “It comes down to the way you think”</p><p><br></p><p>(10:08) - “It’s not about the return ON your money, it’s about the return OF your money”</p><p><br></p><p>(12:46) - The “chassis” of universal life, the risks involved and what takes people by surprise</p><p><br></p><p>(19:15) - “Why would I get universal life as opposed to simply investing in an index fund?”</p><p><br></p><p>(23:02) - Why you shouldn’t combine investing and insurance&nbsp;</p><p><br></p><p>(25:50) - IBC isn’t about the return on your money, it’s about guarantees</p><p><br></p><p>(32:12) - IBC isn’t a “this or that” strategy, getting past the investment paradigm</p><p><br></p><p>ABOUT YOUR HOSTS:</p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p><br></p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">4ad7665d-f7cc-4553-b9e1-f5b3436a5b05</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 29 Aug 2022 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/492f23e1-8b71-4062-a3bf-97e0cd509759/WealthWarehouse-Ep29-V1.mp3" length="65472128" type="audio/mpeg"/><itunes:duration>34:06</itunes:duration><itunes:explicit>true</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>29</itunes:episode><podcast:episode>29</podcast:episode></item><item><title>Episode 28: The Greatest Trick Financial Advisors Ever Pulled...</title><itunes:title>Episode 28: The Greatest Trick Financial Advisors Ever Pulled...</itunes:title><description><![CDATA[<p>Join David Befort and Paul Fugere on Episode 28 of the Wealth Warehouse!</p><p>The common perception around retirement is that “having less is just the way it is”. Or at least that’s what most of the financial advisors would tell you.</p><p>But is that how it has to be? Working your whole life to end up with “less”?</p><p><br></p><p>In this episode, the guys revisit retirement and address how to set yourself up to be more secure when you stop working. They also point out the flaws with most conventional retirement plans, from inflation to government meddling.</p><p><br></p><p><strong>Episode Outline:</strong></p><p><br></p><p>-(0:30) - Episode start, Dave’s new health regiment</p><p><br></p><p>-(5:29) - “The greatest trick financial advisors ever pulled was convincing you that you’ll have less income in retirement than you do right now.”</p><p><br></p><p>-(11:30) - Problems with the assumption that you won’t need as much money in retirement</p><p><br></p><p>-(13:29) - “I think most people would prefer that their financial advisor lie to them”</p><p><br></p><p>-(17:55) - Inflation and its effect on the purchasing power of your retirement dollars</p><p><br></p><p>-(21:00) - Debunking the “4% rule”, “a truly safe withdrawal rate is unknowable”</p><p><br></p><p>-(26:04) - “You need to be in control of your money”, focusing on not out-living your money</p><p><br></p><p>ABOUT YOUR HOSTS:</p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>Join David Befort and Paul Fugere on Episode 28 of the Wealth Warehouse!</p><p>The common perception around retirement is that “having less is just the way it is”. Or at least that’s what most of the financial advisors would tell you.</p><p>But is that how it has to be? Working your whole life to end up with “less”?</p><p><br></p><p>In this episode, the guys revisit retirement and address how to set yourself up to be more secure when you stop working. They also point out the flaws with most conventional retirement plans, from inflation to government meddling.</p><p><br></p><p><strong>Episode Outline:</strong></p><p><br></p><p>-(0:30) - Episode start, Dave’s new health regiment</p><p><br></p><p>-(5:29) - “The greatest trick financial advisors ever pulled was convincing you that you’ll have less income in retirement than you do right now.”</p><p><br></p><p>-(11:30) - Problems with the assumption that you won’t need as much money in retirement</p><p><br></p><p>-(13:29) - “I think most people would prefer that their financial advisor lie to them”</p><p><br></p><p>-(17:55) - Inflation and its effect on the purchasing power of your retirement dollars</p><p><br></p><p>-(21:00) - Debunking the “4% rule”, “a truly safe withdrawal rate is unknowable”</p><p><br></p><p>-(26:04) - “You need to be in control of your money”, focusing on not out-living your money</p><p><br></p><p>ABOUT YOUR HOSTS:</p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">c425aeb7-5ba4-4cfa-927b-9e084ba91c7f</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 22 Aug 2022 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/3a752514-e451-4db8-804e-ad14ee5ce52a/WealthWarehouse-Ep28-20-1.mp3" length="59103872" type="audio/mpeg"/><itunes:duration>30:47</itunes:duration><itunes:explicit>true</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>28</itunes:episode><podcast:episode>28</podcast:episode></item><item><title>Episode 27: Sequence of Money - How One Little Tweak Can Make a Massive Difference When Building Wealth</title><itunes:title>Episode 27: Sequence of Money - How One Little Tweak Can Make a Massive Difference When Building Wealth</itunes:title><description><![CDATA[<p>Join David Befort and Paul Fugere on Episode 27 of the Wealth Warehouse!</p><p>Have you ever noticed that all of the big financial gurus always talk about where to invest your money, rather than where to save it?</p><p>In today’s episode, David and Paul are talking about savings - but not just any old inflation discussion. They cover where to park your money and even what you need to know when you take it out.</p><p><br></p><p>The guys also dive into the most common ways people build wealth and a couple of its biggest problems: lack of access and lack of liquidity. They also cover the sequence of returns risk and how to approach taking money out.</p><p><br></p><p><br></p><p>Episode Outline:</p><p><br></p><p>-(0:31) - Episode start</p><p><br></p><p>-(1:30) - “What is sequence?”, the four things you can do with money</p><p><br></p><p>-(2:45) - What is the wealth plan of most people?</p><p><br></p><p>-(6:53) - The importance of having access to liquid capital, especially for emergencies</p><p><br></p><p>-(13:30) - Sequence of returns risk, “nobody tells you where to save your money”</p><p><br></p><p>-(19:05) - The strength of IBC during times of financial crisis or hardship</p><p><br></p><p>-(20:48) - “The more capital you have access to, the better the opportunities get”</p><p><br></p><p>-(24:43) - “Sequence matters when you’re putting money in and when you’re taking money out”</p><p><br></p><p><br></p><p>ABOUT YOUR HOSTS:</p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p><a href="davidandpaul@theibcguys.com" rel="noopener noreferrer" target="_blank">Email:</a></p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>Join David Befort and Paul Fugere on Episode 27 of the Wealth Warehouse!</p><p>Have you ever noticed that all of the big financial gurus always talk about where to invest your money, rather than where to save it?</p><p>In today’s episode, David and Paul are talking about savings - but not just any old inflation discussion. They cover where to park your money and even what you need to know when you take it out.</p><p><br></p><p>The guys also dive into the most common ways people build wealth and a couple of its biggest problems: lack of access and lack of liquidity. They also cover the sequence of returns risk and how to approach taking money out.</p><p><br></p><p><br></p><p>Episode Outline:</p><p><br></p><p>-(0:31) - Episode start</p><p><br></p><p>-(1:30) - “What is sequence?”, the four things you can do with money</p><p><br></p><p>-(2:45) - What is the wealth plan of most people?</p><p><br></p><p>-(6:53) - The importance of having access to liquid capital, especially for emergencies</p><p><br></p><p>-(13:30) - Sequence of returns risk, “nobody tells you where to save your money”</p><p><br></p><p>-(19:05) - The strength of IBC during times of financial crisis or hardship</p><p><br></p><p>-(20:48) - “The more capital you have access to, the better the opportunities get”</p><p><br></p><p>-(24:43) - “Sequence matters when you’re putting money in and when you’re taking money out”</p><p><br></p><p><br></p><p>ABOUT YOUR HOSTS:</p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;</p><p>https://infinitebanking.org/agents/Befort399</p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>&nbsp;</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>&nbsp;</p><p><a href="davidandpaul@theibcguys.com" rel="noopener noreferrer" target="_blank">Email:</a></p><p>&nbsp;</p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">b9052958-71d0-481d-9199-72febe8170b8</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 15 Aug 2022 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/d7a83b17-04de-4a7d-abc1-a745121aa757/WealthWarehouse-Ep27-V1-20-1.mp3" length="58964096" type="audio/mpeg"/><itunes:duration>30:43</itunes:duration><itunes:explicit>true</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>27</itunes:episode><podcast:episode>27</podcast:episode></item><item><title>Episode 26: Is a 15 year mortgage really better than a 30 year mortgage?</title><itunes:title>Episode 26: Is a 15 year mortgage really better than a 30 year mortgage?</itunes:title><description><![CDATA[<p>Join David Befort and Paul Fugere on Episode 26 of the Wealth Warehouse!</p><p>“Would you rather save $112,000 or earn $411,000?”</p><p>In today’s episode, David and Paul examine this question within the context of mortgages. More specifically, 15 year mortgages vs. 30 year mortgages and the difference they can make for your immediate and future finances.</p><p><br></p><p>The guys explain all the variables that you should care about, expert advice you should ignore and why you should care a lot more about your money’s “productivity”. They even give you the math to figure it all out!&nbsp;</p><p><br></p><p>Tune in to find out what it could all mean for your income, retirement, liquidity and more!</p><p><br></p><p>Link to the video referenced in the episode:</p><p><br></p><p>https://www.youtube.com/watch?v=BPEfrcNY5Wg&amp;t=166s</p><p><br></p><p>Episode Outline:</p><p><br></p><p>-(0:50) - Initial question, “Would you rather save $112,000 or earn $411,000?”</p><p><br></p><p>-(2:50) - Savings on interest and money productivity, examining the variables of a 15 year mortgage and a 30 year mortgage</p><p><br></p><p><br></p><p>-(7:12) - 30 year mortgage allows you to take advantage of lower monthly payments and use the difference to grow your money</p><p><br></p><p><br></p><p>-(11:45) - Why give your money to the bank faster than they require? Don’t sacrifice liquidity that you might need for your life or potential disaster</p><p><br></p><p>-(15:34) - The rise in the cost of living and inflation explained</p><p><br></p><p>-(18:34) - Is there similar value in having your home paid off vs. having the money to be able to pay it off?</p><p><br></p><p>-(22:13) - Where does the $411,000 come from? Exploring a scenario with a 30 year mortgage and IBC</p><p><br></p><p>ABOUT YOUR HOSTS:</p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p><br></p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p><br></p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p><br></p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Catch up with David and Paul, visit the links below!</p><p><br></p><p>Website:&nbsp;</p><p><br></p><p>https://infinitebanking.org/agents/Fugere494</p><p><br></p><p>https://infinitebanking.org/agents/Befort399</p><p><br></p><p>&nbsp;LinkedIn:</p><p><br></p><p>&nbsp;https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p><br></p><p>&nbsp;https://www.linkedin.com/in/paul-fugere-762021b0/</p><p><br></p><p>&nbsp;Email:</p><p><br></p><p>&nbsp;davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>Join David Befort and Paul Fugere on Episode 26 of the Wealth Warehouse!</p><p>“Would you rather save $112,000 or earn $411,000?”</p><p>In today’s episode, David and Paul examine this question within the context of mortgages. More specifically, 15 year mortgages vs. 30 year mortgages and the difference they can make for your immediate and future finances.</p><p><br></p><p>The guys explain all the variables that you should care about, expert advice you should ignore and why you should care a lot more about your money’s “productivity”. They even give you the math to figure it all out!&nbsp;</p><p><br></p><p>Tune in to find out what it could all mean for your income, retirement, liquidity and more!</p><p><br></p><p>Link to the video referenced in the episode:</p><p><br></p><p>https://www.youtube.com/watch?v=BPEfrcNY5Wg&amp;t=166s</p><p><br></p><p>Episode Outline:</p><p><br></p><p>-(0:50) - Initial question, “Would you rather save $112,000 or earn $411,000?”</p><p><br></p><p>-(2:50) - Savings on interest and money productivity, examining the variables of a 15 year mortgage and a 30 year mortgage</p><p><br></p><p><br></p><p>-(7:12) - 30 year mortgage allows you to take advantage of lower monthly payments and use the difference to grow your money</p><p><br></p><p><br></p><p>-(11:45) - Why give your money to the bank faster than they require? Don’t sacrifice liquidity that you might need for your life or potential disaster</p><p><br></p><p>-(15:34) - The rise in the cost of living and inflation explained</p><p><br></p><p>-(18:34) - Is there similar value in having your home paid off vs. having the money to be able to pay it off?</p><p><br></p><p>-(22:13) - Where does the $411,000 come from? Exploring a scenario with a 30 year mortgage and IBC</p><p><br></p><p>ABOUT YOUR HOSTS:</p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p><br></p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p><br></p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p><br></p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Catch up with David and Paul, visit the links below!</p><p><br></p><p>Website:&nbsp;</p><p><br></p><p>https://infinitebanking.org/agents/Fugere494</p><p><br></p><p>https://infinitebanking.org/agents/Befort399</p><p><br></p><p>&nbsp;LinkedIn:</p><p><br></p><p>&nbsp;https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p><br></p><p>&nbsp;https://www.linkedin.com/in/paul-fugere-762021b0/</p><p><br></p><p>&nbsp;Email:</p><p><br></p><p>&nbsp;davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">f9f010b0-05d0-4c4e-9636-32521bfa96bb</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Tue, 09 Aug 2022 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/3343c8bf-fdcb-42d4-ab7c-55ee3f9cd2a0/WealthWearhouse-Ep26-V1.mp3" length="56079488" type="audio/mpeg"/><itunes:duration>29:12</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>26</itunes:episode><podcast:episode>26</podcast:episode></item><item><title>Episode 25: IBC Q&amp;A: how dividends work and the best way to use them</title><itunes:title>Episode 25: IBC Q&amp;A: how dividends work and the best way to use them</itunes:title><description><![CDATA[<p>Join David Befort and Paul Fugere on Episode 25 of the Wealth Warehouse!</p><p>In today’s episode the guys field some questions from listeners about dividends! How do you know which companies will mesh with your IBC strategy? What is a “paid up addition”? And how does it work? Tune in to have all your burning questions answered!</p><p>In this episode you’ll learn about:</p><p><br></p><p>-The different ways you can receive dividends from your policy</p><p><br></p><p>-How dividends work with IBC and their relationship to PUAs</p><p><br></p><p>-The simplicity of policy loans and how to manage them, “they’re revolving doors of money”</p><p><br></p><p>-Why getting started with IBC isn’t as expensive as you think</p><p><br></p><p>-Choosing the right company for your IBC strategy</p><p><br></p><p>-And much more!</p><p><br></p><p>Infinite Banking for RE Investors:</p><p><br></p><p>https://www.linkedin.com/pulse/infinite-banking-re-investors-david-a-befort-jr-/</p><p><br></p><p>“The Infinite Banking Concept Explained”: </p><p><br></p><p>https://www.youtube.com/watch?v=4fSMlg4i7pk</p><p><br></p><p>HIGHLIGHTS:</p><p><br></p><p>-(2:13) - “Are the dividends paid towards cash value or towards the policy loan? Do they act like a dividend stock?”</p><p><br></p><p>-(5:40) - “Does the policy loan increase automatically as I pay my premiums?”</p><p><br></p><p>-(6:30) - “Or everytime would I have to re-apply for a new policy loan?”</p><p><br></p><p>-(10:53) - “If I don’t have a lot of monthly cash flow to start with a high policy premium is it possible to start with lower premiums and then add another policy down the road, or increase the value of the policy?”</p><p><br></p><p>-(14:30) - IBC and family banking</p><p><br></p><p>-(17:30) - “How do you find a whole life insurance provider who understands IBC and can structure policies that support the strategy?”</p><p><br></p><p>-(20:00) - Your IBC strategy and choosing the right company, why high dividend payouts shouldn’t be the most important factor</p><p><br></p><p>-(23:40) - “How does the dividend work with IBC?”, “How does the dividend make me money?”</p><p><br></p><p>ABOUT YOUR HOSTS:</p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p><br></p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p><br></p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p><br></p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Catch up with David and Paul, visit the links below!</p><p><br></p><p>Website:&nbsp;</p><p><br></p><p>https://infinitebanking.org/agents/Fugere494</p><p><br></p><p>https://infinitebanking.org/agents/Befort399</p><p><br></p><p>LinkedIn:</p><p><br></p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p><br></p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p><br></p><p>Email:</p><p><br></p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>Join David Befort and Paul Fugere on Episode 25 of the Wealth Warehouse!</p><p>In today’s episode the guys field some questions from listeners about dividends! How do you know which companies will mesh with your IBC strategy? What is a “paid up addition”? And how does it work? Tune in to have all your burning questions answered!</p><p>In this episode you’ll learn about:</p><p><br></p><p>-The different ways you can receive dividends from your policy</p><p><br></p><p>-How dividends work with IBC and their relationship to PUAs</p><p><br></p><p>-The simplicity of policy loans and how to manage them, “they’re revolving doors of money”</p><p><br></p><p>-Why getting started with IBC isn’t as expensive as you think</p><p><br></p><p>-Choosing the right company for your IBC strategy</p><p><br></p><p>-And much more!</p><p><br></p><p>Infinite Banking for RE Investors:</p><p><br></p><p>https://www.linkedin.com/pulse/infinite-banking-re-investors-david-a-befort-jr-/</p><p><br></p><p>“The Infinite Banking Concept Explained”: </p><p><br></p><p>https://www.youtube.com/watch?v=4fSMlg4i7pk</p><p><br></p><p>HIGHLIGHTS:</p><p><br></p><p>-(2:13) - “Are the dividends paid towards cash value or towards the policy loan? Do they act like a dividend stock?”</p><p><br></p><p>-(5:40) - “Does the policy loan increase automatically as I pay my premiums?”</p><p><br></p><p>-(6:30) - “Or everytime would I have to re-apply for a new policy loan?”</p><p><br></p><p>-(10:53) - “If I don’t have a lot of monthly cash flow to start with a high policy premium is it possible to start with lower premiums and then add another policy down the road, or increase the value of the policy?”</p><p><br></p><p>-(14:30) - IBC and family banking</p><p><br></p><p>-(17:30) - “How do you find a whole life insurance provider who understands IBC and can structure policies that support the strategy?”</p><p><br></p><p>-(20:00) - Your IBC strategy and choosing the right company, why high dividend payouts shouldn’t be the most important factor</p><p><br></p><p>-(23:40) - “How does the dividend work with IBC?”, “How does the dividend make me money?”</p><p><br></p><p>ABOUT YOUR HOSTS:</p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p><br></p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p><br></p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p><br></p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Catch up with David and Paul, visit the links below!</p><p><br></p><p>Website:&nbsp;</p><p><br></p><p>https://infinitebanking.org/agents/Fugere494</p><p><br></p><p>https://infinitebanking.org/agents/Befort399</p><p><br></p><p>LinkedIn:</p><p><br></p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p><br></p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p><br></p><p>Email:</p><p><br></p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">c96250db-2ee5-4e05-a301-dfe4e948fea5</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 01 Aug 2022 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/e4a13c1c-a69c-4e5f-967b-d87b198cf221/WealthWearhouse-Ep25-V1.mp3" length="59123840" type="audio/mpeg"/><itunes:duration>30:48</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>25</itunes:episode><podcast:episode>25</podcast:episode></item><item><title>Episode 24: All of my friends think I&apos;m crazy for putting my money into whole life insurance!</title><itunes:title>Episode 24: All of my friends think I&apos;m crazy for putting my money into whole life insurance!</itunes:title><description><![CDATA[<p>Join David Befort and Paul Fugere on Episode 24 of the Wealth Warehouse!</p><p>Everyone has an opinion when it comes to how you manage your money. Oftentimes, when you step out of the norm, you can get pushback from other people – even family and friends. In this week’s episode the guys give you advice on handling the haters and what you can do to better defend your decision to roll with IBC.</p><p>In this episode, you’ll learn about:</p><p><br></p><p>-What makes you a good (or bad) fit for IBC</p><p><br></p><p>-How to deal with negative opinions, naysayers and experts -&nbsp; what is that experience like?</p><p><br></p><p>-The importance of doing your own research as well as understanding the source</p><p><br></p><p>-Practical advice on handling pushback from other people</p><p><br></p><p>-And much more!</p><p><br></p><p>As mentioned in the episode, “The Infinite Banking Concept Explained”:</p><p><br></p><p>https://www.youtube.com/watch?v=4fSMlg4i7pk</p><p><br></p><p>HIGHLIGHTS:</p><p><br></p><p>-(1:15) - Quick point on policy loan repayment and the mentality shift that comes with being an owner</p><p><br></p><p>-(5:15) - the appeal of IBC, are you a good fit for it?</p><p><br></p><p>-(7:40) - dealing with negative opinions and naysayers, people’s personal vs. professional opinion</p><p><br></p><p>-(14:19) - The importance of doing your own research and not relying on one financial guru</p><p><br></p><p>-(22:01) - Experiment and learn from other people, but make sure their credentialed and know what they’re doing</p><p><br></p><p>-(23:48) - Practical advice on handling pushback from other people</p><p><br></p><p>ABOUT YOUR HOSTS:</p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p><br></p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p><br></p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p><br></p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Catch up with David and Paul, visit the links below!</p><p><br></p><p>Website:&nbsp;</p><p><br></p><p>https://infinitebanking.org/agents/Fugere494</p><p>https://infinitebanking.org/agents/Befort399</p><p><br></p><p>LinkedIn:</p><p><br></p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p><br></p><p>Email:</p><p><br></p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>Join David Befort and Paul Fugere on Episode 24 of the Wealth Warehouse!</p><p>Everyone has an opinion when it comes to how you manage your money. Oftentimes, when you step out of the norm, you can get pushback from other people – even family and friends. In this week’s episode the guys give you advice on handling the haters and what you can do to better defend your decision to roll with IBC.</p><p>In this episode, you’ll learn about:</p><p><br></p><p>-What makes you a good (or bad) fit for IBC</p><p><br></p><p>-How to deal with negative opinions, naysayers and experts -&nbsp; what is that experience like?</p><p><br></p><p>-The importance of doing your own research as well as understanding the source</p><p><br></p><p>-Practical advice on handling pushback from other people</p><p><br></p><p>-And much more!</p><p><br></p><p>As mentioned in the episode, “The Infinite Banking Concept Explained”:</p><p><br></p><p>https://www.youtube.com/watch?v=4fSMlg4i7pk</p><p><br></p><p>HIGHLIGHTS:</p><p><br></p><p>-(1:15) - Quick point on policy loan repayment and the mentality shift that comes with being an owner</p><p><br></p><p>-(5:15) - the appeal of IBC, are you a good fit for it?</p><p><br></p><p>-(7:40) - dealing with negative opinions and naysayers, people’s personal vs. professional opinion</p><p><br></p><p>-(14:19) - The importance of doing your own research and not relying on one financial guru</p><p><br></p><p>-(22:01) - Experiment and learn from other people, but make sure their credentialed and know what they’re doing</p><p><br></p><p>-(23:48) - Practical advice on handling pushback from other people</p><p><br></p><p>ABOUT YOUR HOSTS:</p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p><br></p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p><br></p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p><br></p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Catch up with David and Paul, visit the links below!</p><p><br></p><p>Website:&nbsp;</p><p><br></p><p>https://infinitebanking.org/agents/Fugere494</p><p>https://infinitebanking.org/agents/Befort399</p><p><br></p><p>LinkedIn:</p><p><br></p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p><br></p><p>Email:</p><p><br></p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">0db7447a-db09-4f3e-bffc-d6b5b6f519b0</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 25 Jul 2022 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/40ac6f53-ea20-446a-b93b-90c5a7fa88c5/Audio-WW-EP-24.mp3" length="73419671" type="audio/mpeg"/><itunes:duration>30:35</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>24</itunes:episode><podcast:episode>24</podcast:episode></item><item><title>Episode 23: Case Study: How one client earned a tax-free, risk-free 33% Rate of Return using IBC</title><itunes:title>Episode 23: Case Study: How one client earned a tax-free, risk-free 33% Rate of Return using IBC</itunes:title><description><![CDATA[<p>Join David Befort and Paul Fugere on Episode 23 of the Wealth Warehouse!</p><p>In this week's episode, the guys do a deep dive on a case study and examine the benefits that one of their clients experienced shortly after getting started with IBC. Find out more about how this newbie IBC user used his first policy loan to seize an opportunity that earned him a tax-free, risk-free, 33% rate of return.</p><p>In this episode, you’ll learn about:</p><p><br></p><p>-The guy’s perspective on managing loans you take out against your policy and why you shouldn’t park your dollars in a bank&nbsp;</p><p><br></p><p>-The details of how one of Dave’s clients was able to take advantage of huge savings immediately using IBC.</p><p><br></p><p>-How you “lose” your money forever when you spend using your savings and why you should be using your policy as your savings account</p><p><br></p><p>-“Thinking like a banker” and why interest on a loan shouldn’t scare you</p><p><br></p><p>-And much more!</p><p><br></p><p>HIGHLIGHTS:</p><p><br></p><p>-(0:37) - Listener question, “I have an outstanding policy loan but I have the cash in a savings account to pay it off, what do I do?”</p><p><br></p><p>-(4:23) - The meaning of loan capitalization and what your perspective on loans should be</p><p><br></p><p>-(7:20) - Case study introduction and background</p><p><br></p><p>-(12:24) - Savings vs. IBC for big ticket items</p><p><br></p><p>-(16:03) - IBC is a long-term strategy, how it compares to other traditional means of wealth building</p><p><br></p><p>-(20:50) - The element of control, how institutions tie up your money when you need it the most</p><p><br></p><p>ABOUT YOUR HOSTS:</p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p><br></p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p><br></p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p><br></p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>CATCH UP WITH DAVID AND PAUL, VISIT THE LINKS BELOW:</p><p><br></p><p>Website:&nbsp;</p><p><br></p><p>https://infinitebanking.org/agents/Fugere494</p><p>https://infinitebanking.org/agents/Befort399</p><p><br></p><p>LinkedIn:</p><p><br></p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p><br></p><p>Email:</p><p><br></p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>Join David Befort and Paul Fugere on Episode 23 of the Wealth Warehouse!</p><p>In this week's episode, the guys do a deep dive on a case study and examine the benefits that one of their clients experienced shortly after getting started with IBC. Find out more about how this newbie IBC user used his first policy loan to seize an opportunity that earned him a tax-free, risk-free, 33% rate of return.</p><p>In this episode, you’ll learn about:</p><p><br></p><p>-The guy’s perspective on managing loans you take out against your policy and why you shouldn’t park your dollars in a bank&nbsp;</p><p><br></p><p>-The details of how one of Dave’s clients was able to take advantage of huge savings immediately using IBC.</p><p><br></p><p>-How you “lose” your money forever when you spend using your savings and why you should be using your policy as your savings account</p><p><br></p><p>-“Thinking like a banker” and why interest on a loan shouldn’t scare you</p><p><br></p><p>-And much more!</p><p><br></p><p>HIGHLIGHTS:</p><p><br></p><p>-(0:37) - Listener question, “I have an outstanding policy loan but I have the cash in a savings account to pay it off, what do I do?”</p><p><br></p><p>-(4:23) - The meaning of loan capitalization and what your perspective on loans should be</p><p><br></p><p>-(7:20) - Case study introduction and background</p><p><br></p><p>-(12:24) - Savings vs. IBC for big ticket items</p><p><br></p><p>-(16:03) - IBC is a long-term strategy, how it compares to other traditional means of wealth building</p><p><br></p><p>-(20:50) - The element of control, how institutions tie up your money when you need it the most</p><p><br></p><p>ABOUT YOUR HOSTS:</p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p><br></p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p><br></p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p><br></p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>CATCH UP WITH DAVID AND PAUL, VISIT THE LINKS BELOW:</p><p><br></p><p>Website:&nbsp;</p><p><br></p><p>https://infinitebanking.org/agents/Fugere494</p><p>https://infinitebanking.org/agents/Befort399</p><p><br></p><p>LinkedIn:</p><p><br></p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p><br></p><p>Email:</p><p><br></p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">36962479-65d4-419c-88f4-41aa23f6a8ed</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 18 Jul 2022 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/4ced22f7-aab0-4285-803e-cd1c4edbc13b/WealthWarehouse-Ep23.mp3" length="54575744" type="audio/mpeg"/><itunes:duration>28:25</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>23</itunes:episode><podcast:episode>23</podcast:episode></item><item><title>Episode 22: Is using a life insurance cash value loan really better than just paying cash?</title><itunes:title>Episode 22: Is using a life insurance cash value loan really better than just paying cash?</itunes:title><description><![CDATA[<p>Join David Befort and Paul Fugere on Episode 22 of the Wealth Warehouse!</p><p>It should be obvious by now that IBC doesn’t mesh with most traditional wealth building strategies. This week’s show is no different as the guys tackle conventional ideas around saving money, spending it and what your perspective should be on all of it.</p><p>In this episode you’ll learn about:</p><p><br></p><p>-Why you shouldn’t be paying for that big vacation in cash</p><p><br></p><p>-Utilizing your life insurance policy’s line of credit and balancing it with your cash flow, loans and policy</p><p><br></p><p>-The opportunity cost of saving money traditionally and the pitfalls of the “piggy bank mentality”</p><p><br></p><p>-“Financing your life”, a new way to look at loans</p><p><br></p><p>-Why rate of return shouldn’t dictate how you manage your money</p><p><br></p><p>-And much more!</p><p><br></p><p>ABOUT YOUR HOSTS:</p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p><br></p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p><br></p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p><br></p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Catch up with David and Paul, visit the links below!</p><p><br></p><p>Website:&nbsp;</p><p><br></p><p>https://infinitebanking.org/agents/Fugere494</p><p>https://infinitebanking.org/agents/Befort399</p><p><br></p><p>LinkedIn:</p><p><br></p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p><br></p><p>Email:</p><p><br></p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></description><content:encoded><![CDATA[<p>Join David Befort and Paul Fugere on Episode 22 of the Wealth Warehouse!</p><p>It should be obvious by now that IBC doesn’t mesh with most traditional wealth building strategies. This week’s show is no different as the guys tackle conventional ideas around saving money, spending it and what your perspective should be on all of it.</p><p>In this episode you’ll learn about:</p><p><br></p><p>-Why you shouldn’t be paying for that big vacation in cash</p><p><br></p><p>-Utilizing your life insurance policy’s line of credit and balancing it with your cash flow, loans and policy</p><p><br></p><p>-The opportunity cost of saving money traditionally and the pitfalls of the “piggy bank mentality”</p><p><br></p><p>-“Financing your life”, a new way to look at loans</p><p><br></p><p>-Why rate of return shouldn’t dictate how you manage your money</p><p><br></p><p>-And much more!</p><p><br></p><p>ABOUT YOUR HOSTS:</p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p><br></p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p><br></p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p><br></p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Catch up with David and Paul, visit the links below!</p><p><br></p><p>Website:&nbsp;</p><p><br></p><p>https://infinitebanking.org/agents/Fugere494</p><p>https://infinitebanking.org/agents/Befort399</p><p><br></p><p>LinkedIn:</p><p><br></p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p><br></p><p>Email:</p><p><br></p><p>davidandpaul@theibcguys.com</p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">98135363-534b-4d39-97f1-558f65d0d0a1</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 11 Jul 2022 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/68f647be-87a0-4bdc-9cd3-7e4c1bf94eba/WealthWearhouse-Ep22-V1.mp3" length="59487872" type="audio/mpeg"/><itunes:duration>30:59</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>22</itunes:episode><podcast:episode>22</podcast:episode></item><item><title>Episode 21: Walter White and IBC: Breaking Good</title><itunes:title>Episode 21: Walter White and IBC: Breaking Good</itunes:title><description><![CDATA[<p>Join David Befort and Paul Fugere on Episode 21 of the Wealth Warehouse!</p><p>This week, the guys break down the popular TV series “Breaking Bad” –&nbsp; and tell you why it’s one of the best examples of a situation that could’ve been avoided by some simple planning and foresight.</p><p>Yep, that’s right. Whole-term life insurance could’ve saved Walter White a whole lot of trouble.</p><p><br></p><p>In this episode, you’ll learn about:</p><p><br></p><p>-How Walter should’ve planned from the beginning</p><p><br></p><p>-What he did wrong (in terms of planning, not cooking meth)</p><p><br></p><p>-How Walter’s situation would’ve been radically different if he had whole life insurance or even convertible-term insurance</p><p><br></p><p>-How this example applies to you – and what you can do so you don’t find your in a similar situation (in terms of being unprepared, not cooking meth)</p><p><br></p><p>-And much more!</p><p><br></p><p>ABOUT YOUR HOSTS:</p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p><br></p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p><br></p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p><br></p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Catch up with David and Paul, visit the links below!</p><p><br></p><p>Website:&nbsp;</p><p><br></p><p>https://infinitebanking.org/agents/Fugere494</p><p><br></p><p>https://infinitebanking.org/agents/Befort399</p><p><br></p><p>LinkedIn:</p><p><br></p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p><br></p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p><br></p><p>Email:</p><p><br></p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>Join David Befort and Paul Fugere on Episode 21 of the Wealth Warehouse!</p><p>This week, the guys break down the popular TV series “Breaking Bad” –&nbsp; and tell you why it’s one of the best examples of a situation that could’ve been avoided by some simple planning and foresight.</p><p>Yep, that’s right. Whole-term life insurance could’ve saved Walter White a whole lot of trouble.</p><p><br></p><p>In this episode, you’ll learn about:</p><p><br></p><p>-How Walter should’ve planned from the beginning</p><p><br></p><p>-What he did wrong (in terms of planning, not cooking meth)</p><p><br></p><p>-How Walter’s situation would’ve been radically different if he had whole life insurance or even convertible-term insurance</p><p><br></p><p>-How this example applies to you – and what you can do so you don’t find your in a similar situation (in terms of being unprepared, not cooking meth)</p><p><br></p><p>-And much more!</p><p><br></p><p>ABOUT YOUR HOSTS:</p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p><br></p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p><br></p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p><br></p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Catch up with David and Paul, visit the links below!</p><p><br></p><p>Website:&nbsp;</p><p><br></p><p>https://infinitebanking.org/agents/Fugere494</p><p><br></p><p>https://infinitebanking.org/agents/Befort399</p><p><br></p><p>LinkedIn:</p><p><br></p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p><br></p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p><br></p><p>Email:</p><p><br></p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">4cf2a066-33bb-4d4e-8ffd-48a7ef87b4ba</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 04 Jul 2022 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/c79c26a2-1d7b-4df9-9eda-f64426461031/WealthWarehouse-Ep21-V1.mp3" length="62920064" type="audio/mpeg"/><itunes:duration>32:46</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>21</itunes:episode><podcast:episode>21</podcast:episode></item><item><title>Episode 20: IBC Frequently Asked Questions #2</title><itunes:title>Episode 20: IBC Frequently Asked Questions #2</itunes:title><description><![CDATA[<p>Join David Befort and Paul Fugere on Episode 20 of the Wealth Warehouse!</p><p>This week, David and Paul take another swing at some FAQs that they get from listeners and clients. Newcomers and veteran listeners alike will find great insight into some of the most burning questions people have about IBC and whole-term life insurance.</p><p>In this episode you’ll get answers to questions such as:</p><p><br></p><p>-Is there a limit to how much I can put into a whole-term life insurance policy?</p><p><br></p><p>-How can I get my policy started and ready to go as fast as possible?</p><p><br></p><p>-How much premium should I pay?</p><p><br></p><p>-Is there a premium payment limit?</p><p><br></p><p>-And much more!</p><p><br></p><p>ABOUT YOUR HOSTS:</p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p><br></p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p><br></p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p><br></p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Catch up with David and Paul, visit the links below!</p><p><br></p><p>Website:&nbsp;</p><p><br></p><p>https://infinitebanking.org/agents/Fugere494</p><p><br></p><p>https://infinitebanking.org/agents/Befort399</p><p><br></p><p>LinkedIn:</p><p><br></p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p><br></p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p><br></p><p>Email:</p><p><br></p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>Join David Befort and Paul Fugere on Episode 20 of the Wealth Warehouse!</p><p>This week, David and Paul take another swing at some FAQs that they get from listeners and clients. Newcomers and veteran listeners alike will find great insight into some of the most burning questions people have about IBC and whole-term life insurance.</p><p>In this episode you’ll get answers to questions such as:</p><p><br></p><p>-Is there a limit to how much I can put into a whole-term life insurance policy?</p><p><br></p><p>-How can I get my policy started and ready to go as fast as possible?</p><p><br></p><p>-How much premium should I pay?</p><p><br></p><p>-Is there a premium payment limit?</p><p><br></p><p>-And much more!</p><p><br></p><p>ABOUT YOUR HOSTS:</p><p><br></p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p><br></p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p><br></p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p><br></p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Catch up with David and Paul, visit the links below!</p><p><br></p><p>Website:&nbsp;</p><p><br></p><p>https://infinitebanking.org/agents/Fugere494</p><p><br></p><p>https://infinitebanking.org/agents/Befort399</p><p><br></p><p>LinkedIn:</p><p><br></p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p><br></p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p><br></p><p>Email:</p><p><br></p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">c1b380e7-560a-4628-ac8e-2609852637fc</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 27 Jun 2022 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/b30bb699-8964-4a5d-8550-684f08222713/WealthWearhouse-Ep20-V1.mp3" length="64019840" type="audio/mpeg"/><itunes:duration>33:21</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>20</itunes:episode><podcast:episode>20</podcast:episode><podcast:season>1</podcast:season></item><item><title>Episode 19: 3 Ways to Protect Yourself from Economic Uncertainty</title><itunes:title>Episode 19: 3 Ways to Protect Yourself from Economic Uncertainty</itunes:title><description><![CDATA[<p>Join David Befort and Paul Fugere on Episode 19 of the Wealth Warehouse!</p><p>&nbsp;</p><p>Economic uncertainty is one of the biggest obstacles to financial freedom. How can you prepare for something you don’t even know is going to happen yet? David and Paul discuss all of the recent economic turmoil, as well as how to best address uncertainty and keep your nest egg intact.</p><p>&nbsp;</p><p>In this episode you’ll learn about:</p><p>&nbsp;</p><p>-The external forces you face now and how they hurt your ability to grow your money</p><p>-How these external forces affect wealth creation</p><p>-Possible issues that common investment strategies can encounter, from taxes and inflation to pandemics and poor market performance</p><p><br></p><p>-&nbsp;How IBC can insulate you from economic uncertainty</p><p><br></p><p>-And so much more!</p><p>&nbsp;</p><p>ABOUT YOUR HOSTS:</p><p>&nbsp;</p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/paul-fugere-762021b0/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p><a href="mailto:davidandpaul@theibcguys.com" rel="noopener noreferrer" target="_blank">davidandpaul@theibcguys.com</a></p>]]></description><content:encoded><![CDATA[<p>Join David Befort and Paul Fugere on Episode 19 of the Wealth Warehouse!</p><p>&nbsp;</p><p>Economic uncertainty is one of the biggest obstacles to financial freedom. How can you prepare for something you don’t even know is going to happen yet? David and Paul discuss all of the recent economic turmoil, as well as how to best address uncertainty and keep your nest egg intact.</p><p>&nbsp;</p><p>In this episode you’ll learn about:</p><p>&nbsp;</p><p>-The external forces you face now and how they hurt your ability to grow your money</p><p>-How these external forces affect wealth creation</p><p>-Possible issues that common investment strategies can encounter, from taxes and inflation to pandemics and poor market performance</p><p><br></p><p>-&nbsp;How IBC can insulate you from economic uncertainty</p><p><br></p><p>-And so much more!</p><p>&nbsp;</p><p>ABOUT YOUR HOSTS:</p><p>&nbsp;</p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p>&nbsp;</p><p>Catch up with David and Paul, visit the links below!</p><p>&nbsp;</p><p>Website:&nbsp;</p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>&nbsp;</p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>&nbsp;</p><p>LinkedIn:</p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p>&nbsp;</p><p><a href="https://www.linkedin.com/in/paul-fugere-762021b0/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>&nbsp;</p><p>Email:</p><p>&nbsp;</p><p><a href="mailto:davidandpaul@theibcguys.com" rel="noopener noreferrer" target="_blank">davidandpaul@theibcguys.com</a></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">5559f3f4-2fa4-43e1-aaa3-cd1df71625f3</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 20 Jun 2022 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/8ba91eb4-2130-401e-bdec-2c91b1bac498/WealthWearhouse-Ep19-ProtectUncertainty.mp3" length="79591808" type="audio/mpeg"/><itunes:duration>41:27</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>19</itunes:episode><podcast:episode>19</podcast:episode><podcast:season>1</podcast:season></item><item><title>Episode 18: How does &quot;Convertible&quot; Term Insurance fit into the IBC strategy?</title><itunes:title>Episode 18: How does &quot;Convertible&quot; Term Insurance fit into the IBC strategy?</itunes:title><description><![CDATA[<p>We’re all familiar with the huge benefits that Infinite Banking provides through whole life policies. But what about other types of policies? Can you expect the same results?</p><p>Today, David and Paul depart from IBC a little to share their experience and thoughts on term life insurance.</p><p>&nbsp;</p><p>In this episode you’ll learn about:</p><p>&nbsp;</p><p>-The difference between whole life insurance and term life insurance</p><p>-What term life insurance gets you and some of its financial drawbacks</p><p><br></p><p>-Convertible versus non-convertible term insurance</p><p><br></p><p>-How to leverage term insurance for financial success</p><p>&nbsp;&nbsp;&nbsp;&nbsp;</p><p>-And so much more!</p><p>&nbsp;</p><p>ABOUT YOUR HOSTS:</p><p>&nbsp;</p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Catch up with David and Paul! </p><p><br></p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">Visit Paul on InfiniteBanking.org</a></p><p><br></p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">Visit Dave on InfiniteBanking.org</a></p><p><br></p><p>Connect with Dave on <a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">LinkedIn</a></p><p><br></p><p>Connect with Paul on <a href="https://www.linkedin.com/in/paul-fugere-762021b0/" rel="noopener noreferrer" target="_blank">LinkedIn</a></p><p><br></p><p>Email:</p><p><br></p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>We’re all familiar with the huge benefits that Infinite Banking provides through whole life policies. But what about other types of policies? Can you expect the same results?</p><p>Today, David and Paul depart from IBC a little to share their experience and thoughts on term life insurance.</p><p>&nbsp;</p><p>In this episode you’ll learn about:</p><p>&nbsp;</p><p>-The difference between whole life insurance and term life insurance</p><p>-What term life insurance gets you and some of its financial drawbacks</p><p><br></p><p>-Convertible versus non-convertible term insurance</p><p><br></p><p>-How to leverage term insurance for financial success</p><p>&nbsp;&nbsp;&nbsp;&nbsp;</p><p>-And so much more!</p><p>&nbsp;</p><p>ABOUT YOUR HOSTS:</p><p>&nbsp;</p><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p>&nbsp;</p><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p>&nbsp;</p><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p>&nbsp;</p><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><br></p><p>Catch up with David and Paul! </p><p><br></p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">Visit Paul on InfiniteBanking.org</a></p><p><br></p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">Visit Dave on InfiniteBanking.org</a></p><p><br></p><p>Connect with Dave on <a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">LinkedIn</a></p><p><br></p><p>Connect with Paul on <a href="https://www.linkedin.com/in/paul-fugere-762021b0/" rel="noopener noreferrer" target="_blank">LinkedIn</a></p><p><br></p><p>Email:</p><p><br></p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">322d1b37-ce28-4f94-a6ae-9afedcb76bd9</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 13 Jun 2022 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/d12150b7-fc25-4785-afe5-206070110f69/WealthWearhouse-ConvertibleTerm.mp3" length="56471936" type="audio/mpeg"/><itunes:duration>29:25</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>18</itunes:episode><podcast:episode>18</podcast:episode><podcast:season>1</podcast:season></item><item><title>Episode 17: Things We Love: Memorial Weekend, Top Gun 2 and IBC!</title><itunes:title>Episode 17: Things We Love: Memorial Weekend, Top Gun 2 and IBC!</itunes:title><description><![CDATA[<p>Join David Befort and Paul Fugere on Episode 17 of the Wealth Warehouse!</p><p>There are so many advantages that IBC can bring to your finances and in turn, your life.</p><p>In this episode, David and Paul examine the benefits of Infinite Banking and break down what they love the most about this strategy.</p><br><p>In this episode, you’ll learn about:</p><br><p>-How IBC is able to avoid external economic pressures</p><br><p>-What you avoid when you don’t use banks for loans</p><p>-The importance of having access to money on your time and terms</p><br><p>-The stability and peace of mind that IBC brings</p><br><p>-And so much more!</p><br><p>ABOUT YOUR HOSTS:</p><br><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><br><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><br><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><br><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><br><p>Catch up with David and Paul! </p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">Visit Paul on InfiniteBanking.org</a></p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">Visit Dave on InfiniteBanking.org</a></p><p>Connect with Dave on <a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">LinkedIn</a></p><p>Connect with Paul on <a href="https://www.linkedin.com/in/paul-fugere-762021b0/" rel="noopener noreferrer" target="_blank">LinkedIn</a></p><p><br></p><p>Email:</p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>Join David Befort and Paul Fugere on Episode 17 of the Wealth Warehouse!</p><p>There are so many advantages that IBC can bring to your finances and in turn, your life.</p><p>In this episode, David and Paul examine the benefits of Infinite Banking and break down what they love the most about this strategy.</p><br><p>In this episode, you’ll learn about:</p><br><p>-How IBC is able to avoid external economic pressures</p><br><p>-What you avoid when you don’t use banks for loans</p><p>-The importance of having access to money on your time and terms</p><br><p>-The stability and peace of mind that IBC brings</p><br><p>-And so much more!</p><br><p>ABOUT YOUR HOSTS:</p><br><p>David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><br><p>David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><br><p>Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><br><p>As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><br><p>Catch up with David and Paul! </p><p><a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">Visit Paul on InfiniteBanking.org</a></p><p><a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">Visit Dave on InfiniteBanking.org</a></p><p>Connect with Dave on <a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">LinkedIn</a></p><p>Connect with Paul on <a href="https://www.linkedin.com/in/paul-fugere-762021b0/" rel="noopener noreferrer" target="_blank">LinkedIn</a></p><p><br></p><p>Email:</p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">a8823909-b483-4a06-ab93-2a0ed98ea098</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 06 Jun 2022 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/6993925e-b62d-42c4-98d4-6cb3ceeac6a7/WealthWearhouse-ThingsWeLove-V1.mp3" length="60983936" type="audio/mpeg"/><itunes:duration>31:46</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>17</itunes:episode><podcast:episode>17</podcast:episode><podcast:season>1</podcast:season></item><item><title>Episode 16: Common IBC User Traits and Our Process</title><itunes:title>Episode 16: Common IBC User Traits and Our Process</itunes:title><description><![CDATA[<p class="ql-align-justify">Join David Befort and Paul Fugere on Episode 16 of the <em>Wealth Warehouse</em>. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">David and Paul have introduced so many clients from all walks of life to the concept of IBC. And in those encounters, commonalities can be observed. In this episode, David and Paul discuss the common traits that most IBC users have with each other and the traits that can help identify those that won't be a good fit for IBC. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify"><strong>In this episode you will learn:</strong></p><p class="ql-align-justify"><br></p><p>-No financial strategy will work if you don't know how to save</p><p>-David Befort on inflation by walnuts</p><p>-Even economics majors want to unlearn what they learned</p><p>-To get into IBC, think long term</p><br><p>-Who is <em>NOT </em>a good fit for IBC?</p><br><p>-and so much more!</p><br><p><strong>ABOUT YOUR HOSTS:</strong></p><br><p class="ql-align-justify">David Befort and Paul Fugere are the hosts of the <em>Wealth Warehouse </em>Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p class="ql-align-justify"> </p><p class="ql-align-justify">David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p class="ql-align-justify"><br></p><p><strong>Catch up with David and Paul on:</strong></p><br><p>Website:</p><p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; https://infinitebanking.org/agents/Befort399</p><br><p>LinkedIn:</p><br><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><br><br><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><br><p>Email:&nbsp;</p><p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </p><p>davidandpaul@theibcguys.com</p><br><p>Survivor Benefit Plan Summary:</p><br><p>https://militarypay.defense.gov/Benefits/Survivor-Benefit-Program/Overview/</p><br><p>Self-directed IRA Summary:</p><br><p>https://www.investopedia.com/terms/s/self-directed-ira.asp</p><br><p>Links for 529 Plan research:</p><br><p>https://www.sec.gov/reportspubs/investor-publications/investorpubsintro529htm.html</p><br><p>https://www.finra.org/investors/alerts/college-savings-plans-school-yourself-you-invest</p>]]></description><content:encoded><![CDATA[<p class="ql-align-justify">Join David Befort and Paul Fugere on Episode 16 of the <em>Wealth Warehouse</em>. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">David and Paul have introduced so many clients from all walks of life to the concept of IBC. And in those encounters, commonalities can be observed. In this episode, David and Paul discuss the common traits that most IBC users have with each other and the traits that can help identify those that won't be a good fit for IBC. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify"><strong>In this episode you will learn:</strong></p><p class="ql-align-justify"><br></p><p>-No financial strategy will work if you don't know how to save</p><p>-David Befort on inflation by walnuts</p><p>-Even economics majors want to unlearn what they learned</p><p>-To get into IBC, think long term</p><br><p>-Who is <em>NOT </em>a good fit for IBC?</p><br><p>-and so much more!</p><br><p><strong>ABOUT YOUR HOSTS:</strong></p><br><p class="ql-align-justify">David Befort and Paul Fugere are the hosts of the <em>Wealth Warehouse </em>Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p class="ql-align-justify"> </p><p class="ql-align-justify">David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p class="ql-align-justify"><br></p><p><strong>Catch up with David and Paul on:</strong></p><br><p>Website:</p><p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; https://infinitebanking.org/agents/Befort399</p><br><p>LinkedIn:</p><br><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><br><br><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><br><p>Email:&nbsp;</p><p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </p><p>davidandpaul@theibcguys.com</p><br><p>Survivor Benefit Plan Summary:</p><br><p>https://militarypay.defense.gov/Benefits/Survivor-Benefit-Program/Overview/</p><br><p>Self-directed IRA Summary:</p><br><p>https://www.investopedia.com/terms/s/self-directed-ira.asp</p><br><p>Links for 529 Plan research:</p><br><p>https://www.sec.gov/reportspubs/investor-publications/investorpubsintro529htm.html</p><br><p>https://www.finra.org/investors/alerts/college-savings-plans-school-yourself-you-invest</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">5065fd77-5874-4de6-9344-804397bd0f7d</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 30 May 2022 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/3d2a4cba-37d7-490b-86a3-b29c36ec7ce9/WW-20-2016-20Common-20IBC-20User-20Traits-20and-20Our-20Process.mp3" length="30956694" type="audio/mpeg"/><itunes:duration>32:10</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>16</itunes:episode><podcast:episode>16</podcast:episode></item><item><title>Episode 15: IBC vs 529 College &quot;Savings&quot; Plans</title><itunes:title>Episode 15: IBC vs 529 College &quot;Savings&quot; Plans</itunes:title><description><![CDATA[<p class="ql-align-justify">Join David Befort and Paul Fugere on Episode 15 of the <em>Wealth Warehouse</em>. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">We all know that college is open to all. But what we also know is that it sure does cost like it's only for the wealthy few. So what about a college savings plan? </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">In this episode, David and Paul discuss the difference between a savings plan and an investment plan, the advantages of the infinite banking concept when up against 529 Plans, and the other ways for you to start saving for college aside from IBC.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify"><strong>In this episode you will learn:</strong></p><p>&nbsp; </p><p>-529 Plans are investment plans; it's not a savings plan</p><p>-Student aid punishes you for doing a good job planning for college</p><p><em>-</em>There's so much volatility in the current [2022] stock market</p><p><em>-</em>What really is the benefit of a 529 plan?</p><br><p><em>-</em>The other options to save for college aside from IBC</p><br><p>-and so much more!</p><br><p><strong>ABOUT YOUR HOSTS:</strong></p><br><p class="ql-align-justify">David Befort and Paul Fugere are the hosts of the <em>Wealth Warehouse </em>Podcast. David is the Founder/CEO of Max Performance Financial. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p class="ql-align-justify"><br></p><p><strong>Catch up with David and Paul on:</strong></p><br><p>Website:</p><p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; https://infinitebanking.org/agents/Befort399</p><br><p>LinkedIn:</p><p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><br><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><br><p>Email:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </p><br><p>davidandpaul@theibcguys.com</p><br><p>Survivor Benefit Plan Summary:</p><br><p>https://militarypay.defense.gov/Benefits/Survivor-Benefit-Program/Overview/</p><br><p>Self-directed IRA Summary:</p><br><p>https://www.investopedia.com/terms/s/self-directed-ira.asp</p><br><p>Links for 529 Plan research:</p><br><p>https://www.sec.gov/reportspubs/investor-publications/investorpubsintro529htm.html</p><br><p>https://www.finra.org/investors/alerts/college-savings-plans-school-yourself-you-invest</p>]]></description><content:encoded><![CDATA[<p class="ql-align-justify">Join David Befort and Paul Fugere on Episode 15 of the <em>Wealth Warehouse</em>. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">We all know that college is open to all. But what we also know is that it sure does cost like it's only for the wealthy few. So what about a college savings plan? </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">In this episode, David and Paul discuss the difference between a savings plan and an investment plan, the advantages of the infinite banking concept when up against 529 Plans, and the other ways for you to start saving for college aside from IBC.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify"><strong>In this episode you will learn:</strong></p><p>&nbsp; </p><p>-529 Plans are investment plans; it's not a savings plan</p><p>-Student aid punishes you for doing a good job planning for college</p><p><em>-</em>There's so much volatility in the current [2022] stock market</p><p><em>-</em>What really is the benefit of a 529 plan?</p><br><p><em>-</em>The other options to save for college aside from IBC</p><br><p>-and so much more!</p><br><p><strong>ABOUT YOUR HOSTS:</strong></p><br><p class="ql-align-justify">David Befort and Paul Fugere are the hosts of the <em>Wealth Warehouse </em>Podcast. David is the Founder/CEO of Max Performance Financial. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p class="ql-align-justify"><br></p><p><strong>Catch up with David and Paul on:</strong></p><br><p>Website:</p><p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; https://infinitebanking.org/agents/Befort399</p><br><p>LinkedIn:</p><p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><br><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><br><p>Email:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </p><br><p>davidandpaul@theibcguys.com</p><br><p>Survivor Benefit Plan Summary:</p><br><p>https://militarypay.defense.gov/Benefits/Survivor-Benefit-Program/Overview/</p><br><p>Self-directed IRA Summary:</p><br><p>https://www.investopedia.com/terms/s/self-directed-ira.asp</p><br><p>Links for 529 Plan research:</p><br><p>https://www.sec.gov/reportspubs/investor-publications/investorpubsintro529htm.html</p><br><p>https://www.finra.org/investors/alerts/college-savings-plans-school-yourself-you-invest</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">c8deaa0e-bb5b-42b6-85b8-10a036f90b80</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 23 May 2022 09:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/c3ece309-d443-43e0-9b43-e87e07f184b9/WealthWearhouse-College-Savings-Plans.mp3" length="55631744" type="audio/mpeg"/><itunes:duration>28:58</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>15</itunes:episode><podcast:episode>15</podcast:episode></item><item><title>Episode 14: How to &quot;See&quot; Opportunities</title><itunes:title>Episode 14: How to &quot;See&quot; Opportunities</itunes:title><description><![CDATA[<p class="ql-align-justify">Join David Befort and Paul Fugere on Episode 14 of the <em>Wealth Warehouse</em>. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">When you have capital, opportunities seek you; but to find opportunities, you, too, must search for them. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">In this episode, David and Paul discuss the elements that help you find opportunities and help opportunities find you. They also brief through David's quick principle on how to think like the bank, the significance of relationship-building to finding opportunities, and their thoughts on the adage, "cash is king!"</p><p class="ql-align-justify"><br></p><p class="ql-align-justify"><strong>In this episode you will learn:</strong></p><p class="ql-align-justify"><br></p><p><em>-You have to be interested in doing 'different' things</em></p><p><em>-</em>Relationships will teach you and fulfill you</p><p><em>-</em>A quick way to think like a bank</p><p><em>-</em>Paul: <em>"I've run out of money before I've run out of opportunities."</em></p><br><p><em>-</em>What does <em>"cash is king" </em>mean?</p><br><p>-and so much more!</p><br><p><strong>ABOUT YOUR HOSTS:</strong></p><br><p class="ql-align-justify">David Befort and Paul Fugere are the hosts of the <em>Wealth Warehouse </em>Podcast. David is the Founder/CEO of Max Performance Financial. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">He founded the company with the mission of educating people on the truths about money.  </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p class="ql-align-justify"><br></p><p><strong>Catch up with David and Paul on:</strong></p><br><p>Website:&nbsp;</p><br><p> https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp; https://infinitebanking.org/agents/Befort399</p><br><p>LinkedIn:</p><p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><br><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><br><p>Email:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </p><br><p>davidandpaul@theibcguys.com</p><br><p>Survivor Benefit Plan Summary:</p><br><p>https://militarypay.defense.gov/Benefits/Survivor-Benefit-Program/Overview/</p><br><p>Self-directed IRA Summary:</p><br><p>https://www.investopedia.com/terms/s/self-directed-ira.asp</p>]]></description><content:encoded><![CDATA[<p class="ql-align-justify">Join David Befort and Paul Fugere on Episode 14 of the <em>Wealth Warehouse</em>. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">When you have capital, opportunities seek you; but to find opportunities, you, too, must search for them. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">In this episode, David and Paul discuss the elements that help you find opportunities and help opportunities find you. They also brief through David's quick principle on how to think like the bank, the significance of relationship-building to finding opportunities, and their thoughts on the adage, "cash is king!"</p><p class="ql-align-justify"><br></p><p class="ql-align-justify"><strong>In this episode you will learn:</strong></p><p class="ql-align-justify"><br></p><p><em>-You have to be interested in doing 'different' things</em></p><p><em>-</em>Relationships will teach you and fulfill you</p><p><em>-</em>A quick way to think like a bank</p><p><em>-</em>Paul: <em>"I've run out of money before I've run out of opportunities."</em></p><br><p><em>-</em>What does <em>"cash is king" </em>mean?</p><br><p>-and so much more!</p><br><p><strong>ABOUT YOUR HOSTS:</strong></p><br><p class="ql-align-justify">David Befort and Paul Fugere are the hosts of the <em>Wealth Warehouse </em>Podcast. David is the Founder/CEO of Max Performance Financial. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">He founded the company with the mission of educating people on the truths about money.  </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p class="ql-align-justify"><br></p><p><strong>Catch up with David and Paul on:</strong></p><br><p>Website:&nbsp;</p><br><p> https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp; https://infinitebanking.org/agents/Befort399</p><br><p>LinkedIn:</p><p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><br><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><br><p>Email:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </p><br><p>davidandpaul@theibcguys.com</p><br><p>Survivor Benefit Plan Summary:</p><br><p>https://militarypay.defense.gov/Benefits/Survivor-Benefit-Program/Overview/</p><br><p>Self-directed IRA Summary:</p><br><p>https://www.investopedia.com/terms/s/self-directed-ira.asp</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">f92db4c8-2f67-4968-aed9-001f87382a67</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 16 May 2022 09:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/7764809d-4609-4a60-b192-ab2b313ff5c3/WealthWearhouse-HowToSee-Opportunities.mp3" length="48089984" type="audio/mpeg"/><itunes:duration>25:03</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>14</itunes:episode><podcast:episode>14</podcast:episode></item><item><title>Episode 13: IBC Frequently Asked Questions!</title><itunes:title>Episode 13: IBC Frequently Asked Questions!</itunes:title><description><![CDATA[<p class="ql-align-justify">Join David Befort and Paul Fugere on Episode 13 of the <em>Wealth Warehouse</em>. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">People, especially skeptics, may have one, two, or a hundred questions regarding IBC. And this entire episode is dedicated to answering just those. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">In this episode, David and Paul gather the top frequently asked questions about IBC. <em>How many policies can you own?</em> <em>Can you copy someone else's policy? What's the best thing you can do to an accessible cash value?</em> And so much more.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify"><strong>In this episode you will learn:</strong></p><p class="ql-align-justify"><br></p><p>-First thing in IBC: You are the banker!</p><p><em>-</em>What you see in Nelson's book are examples and guidelines</p><p><em>-</em>Should you be concerned about how much to pay for the premium?</p><br><p><em>-Every policy is specially tailored</em></p><br><p><em>-Policy loans aren't taxable; however… </em></p><br><p>-and so much more!</p><br><p><strong>ABOUT YOUR HOSTS:</strong></p><br><p class="ql-align-justify">David Befort and Paul Fugere are the hosts of the <em>Wealth Warehouse </em>Podcast. David is the Founder/CEO of Max Performance Financial. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">He founded the company with the mission of educating people on the truths about money.</p><p class="ql-align-justify"> </p><p class="ql-align-justify">David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p class="ql-align-justify"><br></p><p><strong>Catch up with David and Paul on:</strong></p><br><p>Website:</p><p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; https://infinitebanking.org/agents/Befort399</p><br><p>LinkedIn:&nbsp;</p><p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><br><p>Email:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </p><br><p>davidandpaul@theibcguys.com</p><br><p>Survivor Benefit Plan Summary:</p><br><p>https://militarypay.defense.gov/Benefits/Survivor-Benefit-Program/Overview/</p><br><p>Self-directed IRA Summary:</p><br><p>https://www.investopedia.com/terms/s/self-directed-ira.asp</p>]]></description><content:encoded><![CDATA[<p class="ql-align-justify">Join David Befort and Paul Fugere on Episode 13 of the <em>Wealth Warehouse</em>. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">People, especially skeptics, may have one, two, or a hundred questions regarding IBC. And this entire episode is dedicated to answering just those. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">In this episode, David and Paul gather the top frequently asked questions about IBC. <em>How many policies can you own?</em> <em>Can you copy someone else's policy? What's the best thing you can do to an accessible cash value?</em> And so much more.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify"><strong>In this episode you will learn:</strong></p><p class="ql-align-justify"><br></p><p>-First thing in IBC: You are the banker!</p><p><em>-</em>What you see in Nelson's book are examples and guidelines</p><p><em>-</em>Should you be concerned about how much to pay for the premium?</p><br><p><em>-Every policy is specially tailored</em></p><br><p><em>-Policy loans aren't taxable; however… </em></p><br><p>-and so much more!</p><br><p><strong>ABOUT YOUR HOSTS:</strong></p><br><p class="ql-align-justify">David Befort and Paul Fugere are the hosts of the <em>Wealth Warehouse </em>Podcast. David is the Founder/CEO of Max Performance Financial. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">He founded the company with the mission of educating people on the truths about money.</p><p class="ql-align-justify"> </p><p class="ql-align-justify">David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p class="ql-align-justify"><br></p><p><strong>Catch up with David and Paul on:</strong></p><br><p>Website:</p><p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; https://infinitebanking.org/agents/Fugere494</p><p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; https://infinitebanking.org/agents/Befort399</p><br><p>LinkedIn:&nbsp;</p><p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><br><p>Email:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </p><br><p>davidandpaul@theibcguys.com</p><br><p>Survivor Benefit Plan Summary:</p><br><p>https://militarypay.defense.gov/Benefits/Survivor-Benefit-Program/Overview/</p><br><p>Self-directed IRA Summary:</p><br><p>https://www.investopedia.com/terms/s/self-directed-ira.asp</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">70651f68-6547-47df-a578-9d0b057d32df</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 09 May 2022 08:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/ea4eb07c-596c-4f80-8a53-eadf650e06f7/objections.mp3" length="60070055" type="audio/mpeg"/><itunes:duration>25:02</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>13</itunes:episode><podcast:episode>13</podcast:episode></item><item><title>Episode 12: Common Objections to IBC</title><itunes:title>Episode 12: Common Objections to IBC</itunes:title><description><![CDATA[<p class="ql-align-justify">Join David Befort and Paul Fugere on Episode 11 of the <em>Wealth Warehouse</em>. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">Objections to the infinite banking concept come from left and right. Whether it's a misunderstanding or just inhibition, David and Paul move you past those by debunking the common objections that stop people from discovering IBC. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">In this episode, David and Paul answer questions like, <em>why would I pay interest to an insurance company to borrow my own money</em>? <em>Do insurance companies keep all my built-up cash value after death</em>? <em>Am I too old for IBC</em>? And so forth!</p><p class="ql-align-justify"><br></p><p class="ql-align-justify"><strong>In this episode you will learn:</strong></p><p class="ql-align-justify"><br></p><p>-The misunderstanding of how life insurance works</p><p><em>-</em>In life insurance, the death benefit is the asset</p><p><em>-</em>Cash value is what the insurance company is willing to pay you to walk away from the contract</p><p><em>-</em>You are not too old for IBC!</p><br><p><em>-</em>Comparing Mutual funds to whole life insurance is an apples-to-oranges comparison</p><br><p>-and so much more!</p><br><p><strong>ABOUT YOUR HOSTS:</strong></p><br><p class="ql-align-justify">David Befort and Paul Fugere are the hosts of the <em>Wealth Warehouse </em>Podcast. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p class="ql-align-justify"><br></p><p><strong>Catch up with David and Paul on:</strong></p><br><p>Website:</p><br><p>https://infinitebanking.org/agents/Fugere494</p><br><p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; https://infinitebanking.org/agents/Befort399</p><br><p>LinkedIn:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </p><br><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><br><p>Email:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </p><br><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p class="ql-align-justify">Join David Befort and Paul Fugere on Episode 11 of the <em>Wealth Warehouse</em>. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">Objections to the infinite banking concept come from left and right. Whether it's a misunderstanding or just inhibition, David and Paul move you past those by debunking the common objections that stop people from discovering IBC. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">In this episode, David and Paul answer questions like, <em>why would I pay interest to an insurance company to borrow my own money</em>? <em>Do insurance companies keep all my built-up cash value after death</em>? <em>Am I too old for IBC</em>? And so forth!</p><p class="ql-align-justify"><br></p><p class="ql-align-justify"><strong>In this episode you will learn:</strong></p><p class="ql-align-justify"><br></p><p>-The misunderstanding of how life insurance works</p><p><em>-</em>In life insurance, the death benefit is the asset</p><p><em>-</em>Cash value is what the insurance company is willing to pay you to walk away from the contract</p><p><em>-</em>You are not too old for IBC!</p><br><p><em>-</em>Comparing Mutual funds to whole life insurance is an apples-to-oranges comparison</p><br><p>-and so much more!</p><br><p><strong>ABOUT YOUR HOSTS:</strong></p><br><p class="ql-align-justify">David Befort and Paul Fugere are the hosts of the <em>Wealth Warehouse </em>Podcast. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p class="ql-align-justify"><br></p><p><strong>Catch up with David and Paul on:</strong></p><br><p>Website:</p><br><p>https://infinitebanking.org/agents/Fugere494</p><br><p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; https://infinitebanking.org/agents/Befort399</p><br><p>LinkedIn:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </p><br><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><br><p>Email:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </p><br><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">4ea85680-d312-46c1-99fc-418013b01d45</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 02 May 2022 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/4a93f6e6-96d6-485a-ae07-5b61bb782fe3/WealthWearhouse-ObjectionstoIBC.mp3" length="49820288" type="audio/mpeg"/><itunes:duration>25:57</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>12</itunes:episode><podcast:episode>12</podcast:episode></item><item><title>Episode 11: Using IBC to eliminate Debt</title><itunes:title>Episode 11: Using IBC to eliminate Debt</itunes:title><description><![CDATA[<p class="ql-align-justify">Join David Befort and Paul Fugere on Episode 10 of the <em>Wealth Warehouse</em>. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">Can the infinite banking concept eliminate your debt? With an astounding 'yes!' David and Paul explain how eliminating debt through IBC can mean as easy as changing the pattern of how your money flows. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">In this episode, David and Paul lay down how you can retain your cash value permanently instead of giving it away permanently.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify"><strong>In this episode you will learn:</strong></p><p><em>-It's all about your spending pattern</em></p><p><em>-Your policy keeps your money, provides you benefits, and is working for you forever</em></p><br><p><em>-Some people just don't know better where to put their capital</em></p><br><p><em>-Paul Fugere – about a client with a buuuunch of debt</em></p><br><p><em>-So does IBC mean more debt to pay for debt?</em></p><br><p>-and so much more!</p><br><p><strong>ABOUT YOUR HOSTS:</strong></p><br><p class="ql-align-justify">David Befort and Paul Fugere are the hosts of the <em>Wealth Warehouse</em> Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.&nbsp;</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><br><p class="ql-align-justify">Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><br><p class="ql-align-justify">As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><br><p><strong>Catch up with David and Paul on:</strong></p><br><p>Website:</p><br><p>https://infinitebanking.org/agents/Fugere494</p><p>https://infinitebanking.org/agents/Befort399</p><br><p>LinkedIn:	</p><br><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><br><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><br><p>Email:		</p><br><p>davidandpaul@theibcguys.com</p><br><p>Survivor Benefit Plan Summary:</p><br><p>https://militarypay.defense.gov/Benefits/Survivor-Benefit-Program/Overview/</p><br><p>Self-directed IRA Summary:</p><br><p>https://www.investopedia.com/terms/s/self-directed-ira.asp</p>]]></description><content:encoded><![CDATA[<p class="ql-align-justify">Join David Befort and Paul Fugere on Episode 10 of the <em>Wealth Warehouse</em>. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">Can the infinite banking concept eliminate your debt? With an astounding 'yes!' David and Paul explain how eliminating debt through IBC can mean as easy as changing the pattern of how your money flows. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">In this episode, David and Paul lay down how you can retain your cash value permanently instead of giving it away permanently.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify"><strong>In this episode you will learn:</strong></p><p><em>-It's all about your spending pattern</em></p><p><em>-Your policy keeps your money, provides you benefits, and is working for you forever</em></p><br><p><em>-Some people just don't know better where to put their capital</em></p><br><p><em>-Paul Fugere – about a client with a buuuunch of debt</em></p><br><p><em>-So does IBC mean more debt to pay for debt?</em></p><br><p>-and so much more!</p><br><p><strong>ABOUT YOUR HOSTS:</strong></p><br><p class="ql-align-justify">David Befort and Paul Fugere are the hosts of the <em>Wealth Warehouse</em> Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.&nbsp;</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><br><p class="ql-align-justify">Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><br><p class="ql-align-justify">As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><br><p><strong>Catch up with David and Paul on:</strong></p><br><p>Website:</p><br><p>https://infinitebanking.org/agents/Fugere494</p><p>https://infinitebanking.org/agents/Befort399</p><br><p>LinkedIn:	</p><br><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><br><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><br><p>Email:		</p><br><p>davidandpaul@theibcguys.com</p><br><p>Survivor Benefit Plan Summary:</p><br><p>https://militarypay.defense.gov/Benefits/Survivor-Benefit-Program/Overview/</p><br><p>Self-directed IRA Summary:</p><br><p>https://www.investopedia.com/terms/s/self-directed-ira.asp</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">b8662ffd-0cbb-4b7e-bc81-2beb43a082f4</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 25 Apr 2022 06:15:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/d3e8c082-c67e-4d57-9d8e-29c8b780dec2/WealthWearhouse-IBC-ElimateDebt-V1.mp3" length="52952960" type="audio/mpeg"/><itunes:duration>27:35</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>11</itunes:episode><podcast:episode>11</podcast:episode><podcast:season>1</podcast:season></item><item><title>Episode 10: Middle class is a Mindset Part 2</title><itunes:title>Episode 10: Middle class is a Mindset Part 2</itunes:title><description><![CDATA[<p class="ql-align-justify">Join David Befort and Paul Fugere on Episode 10 of the <em>Wealth Warehouse</em>. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">In part 2 of this bid-your-middle-class-mindset-goodbye special, David and Paul simplify how the infinite banking concept helps make your money function differently. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">Today, David and Paul discuss what accumulation theory is, the biggest fallacies when it comes to investing, and the top issues that pose a challenge to the wealth of the middle class.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify"><strong>In this episode you will learn:</strong></p><p class="ql-align-justify"><br></p><p><em>-With 401(k)s, you have to make sure you don't live too long!</em></p><p><em>-Paul and Dave’s personal definitions of “wealth”</em></p><p><em>-How making money is viewed by the wealthy and the middle class</em></p><br><p><em>-How IBC can improve what you are already doing</em></p><br><p>-and so much more!</p><br><p><strong>ABOUT YOUR HOSTS:</strong></p><br><p class="ql-align-justify">David Befort and Paul Fugere are the hosts of the <em>Wealth Warehouse</em> Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.&nbsp;</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><br><p class="ql-align-justify">As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><br><p><strong>Catch up with David and Paul on:</strong></p><br><p>Website:	</p><p>https://infinitebanking.org/agents/Fugere494</p><p>https://infinitebanking.org/agents/Befort399</p><br><p>LinkedIn:	</p><br><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><br><p>Email:		</p><br><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p class="ql-align-justify">Join David Befort and Paul Fugere on Episode 10 of the <em>Wealth Warehouse</em>. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">In part 2 of this bid-your-middle-class-mindset-goodbye special, David and Paul simplify how the infinite banking concept helps make your money function differently. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">Today, David and Paul discuss what accumulation theory is, the biggest fallacies when it comes to investing, and the top issues that pose a challenge to the wealth of the middle class.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify"><strong>In this episode you will learn:</strong></p><p class="ql-align-justify"><br></p><p><em>-With 401(k)s, you have to make sure you don't live too long!</em></p><p><em>-Paul and Dave’s personal definitions of “wealth”</em></p><p><em>-How making money is viewed by the wealthy and the middle class</em></p><br><p><em>-How IBC can improve what you are already doing</em></p><br><p>-and so much more!</p><br><p><strong>ABOUT YOUR HOSTS:</strong></p><br><p class="ql-align-justify">David Befort and Paul Fugere are the hosts of the <em>Wealth Warehouse</em> Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.&nbsp;</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><br><p class="ql-align-justify">As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><br><p><strong>Catch up with David and Paul on:</strong></p><br><p>Website:	</p><p>https://infinitebanking.org/agents/Fugere494</p><p>https://infinitebanking.org/agents/Befort399</p><br><p>LinkedIn:	</p><br><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><br><p>Email:		</p><br><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">fadbf99f-7ffc-4cf7-ae37-207b5300ee64</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 18 Apr 2022 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/37fd6fa3-5706-40a7-9fc5-50ce0e345f77/WealthWearhouse-MiddleClass-p2.mp3" length="54331520" type="audio/mpeg"/><itunes:duration>28:18</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>10</itunes:episode><podcast:episode>10</podcast:episode><podcast:season>1</podcast:season></item><item><title>Episode 9: Middle Class is a Mindset Part 1</title><itunes:title>Episode 9: Middle Class is a Mindset Part 1</itunes:title><description><![CDATA[<p class="ql-align-justify">Join David Befort and Paul Fugere on Episode 9 of the <em>Wealth Warehouse</em>. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">In part 1 of this special, David and Paul answer, <em>"is middle class your socio-economic status or your mindset?" </em>When we study the way the wealthy think, it's not hard to see how an abundance mindset has set them apart. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">Here, David and Paul discuss where your mindset shift should start and how the wealthy view markets, risks, money management, debt, etc.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify"><strong>In this episode you will learn:</strong></p><p class="ql-align-justify"><br></p><p><em>-Education is step #1 in everything</em></p><p><em>-Majority of people are capable of managing their own wealth</em></p><p><em>-What is risk tolerance?</em></p><br><p><em>-The questions to ask yourself to start chaning your mindset</em></p><br><p><em>-Are your views on debt holding you back?</em></p><br><p>-and so much more!</p><br><p><strong>ABOUT YOUR HOSTS:</strong></p><br><p class="ql-align-justify">David Befort and Paul Fugere are the hosts of the <em>Wealth Warehouse</em> Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.&nbsp;</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p class="ql-align-justify"><br></p><p><strong>Catch up with David and Paul on:</strong></p><br><p>Website:</p><p>https://infinitebanking.org/agents/Fugere494</p><p>https://infinitebanking.org/agents/Befort399</p><br><p>LinkedIn:	</p><br><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><br><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><br><p>Email:</p><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p class="ql-align-justify">Join David Befort and Paul Fugere on Episode 9 of the <em>Wealth Warehouse</em>. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">In part 1 of this special, David and Paul answer, <em>"is middle class your socio-economic status or your mindset?" </em>When we study the way the wealthy think, it's not hard to see how an abundance mindset has set them apart. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">Here, David and Paul discuss where your mindset shift should start and how the wealthy view markets, risks, money management, debt, etc.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify"><strong>In this episode you will learn:</strong></p><p class="ql-align-justify"><br></p><p><em>-Education is step #1 in everything</em></p><p><em>-Majority of people are capable of managing their own wealth</em></p><p><em>-What is risk tolerance?</em></p><br><p><em>-The questions to ask yourself to start chaning your mindset</em></p><br><p><em>-Are your views on debt holding you back?</em></p><br><p>-and so much more!</p><br><p><strong>ABOUT YOUR HOSTS:</strong></p><br><p class="ql-align-justify">David Befort and Paul Fugere are the hosts of the <em>Wealth Warehouse</em> Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.&nbsp;</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p class="ql-align-justify"><br></p><p><strong>Catch up with David and Paul on:</strong></p><br><p>Website:</p><p>https://infinitebanking.org/agents/Fugere494</p><p>https://infinitebanking.org/agents/Befort399</p><br><p>LinkedIn:	</p><br><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><br><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><br><p>Email:</p><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">1817a739-7466-403c-b1b0-b6a8877afe97</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 11 Apr 2022 00:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/8dd347d1-96a9-422e-bfc9-bae09af6703c/WWMCMP.mp3" length="64097092" type="audio/mpeg"/><itunes:duration>26:42</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>9</itunes:episode><podcast:episode>9</podcast:episode><podcast:season>1</podcast:season></item><item><title>Episode 8: 401(k)&apos;s: what your financial advisor didn&apos;t tell you</title><itunes:title>Episode 8: 401(k)&apos;s: what your financial advisor didn&apos;t tell you</itunes:title><description><![CDATA[<p class="ql-align-justify">Join David Befort and Paul Fugere on Episode 8 of the <em>Wealth Warehouse</em>. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">In this episode, David and Paul open the floor to discuss a topic that never fails to stir up much emotion from people — 401(k)s. For the two, most people are smart enough to manage their own wealth, but with conditioning, we've been made to believe that doing so is out of our league. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">Here, David and Paul discuss why qualified plans were created, how inflation decreases the value of retirement accounts, who controls your 401(k), and more.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify"><strong>In this episode you will learn:</strong></p><p class="ql-align-justify"><br></p><p><em>-Income tax was established at the same time as the Federal Reserve</em></p><p><em>-When making your plan, factor in inflation</em></p><p><em>-You're not the one who controls your 401(k)</em></p><br><p><em>-David and Paul – on required minimum distributions</em></p><br><p><em>-Taxes are at historically low levels, but…</em></p><br><p>-and so much more!</p><br><p><strong>ABOUT YOUR HOSTS:</strong></p><br><p class="ql-align-justify">David Befort and Paul Fugere are the hosts of the <em>Wealth Warehouse</em> Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.&nbsp;</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><br><p class="ql-align-justify">As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><br><p><strong>Catch up with David and Paul on:</strong></p><br><p>Website:</p><br><p>https://infinitebanking.org/agents/Fugere494</p><br><p>https://infinitebanking.org/agents/Befort399</p><br><p>LinkedIn:</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><br><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><br><p>Email:		</p><br><p>davidandpaul@theibcguys.com</p><br><p>Survivor Benefit Plan Summary:</p><br><p>https://militarypay.defense.gov/Benefits/Survivor-Benefit-Program/Overview/</p><br><p>Self-directed IRA Summary:</p><br><p>https://www.investopedia.com/terms/s/self-directed-ira.asp</p>]]></description><content:encoded><![CDATA[<p class="ql-align-justify">Join David Befort and Paul Fugere on Episode 8 of the <em>Wealth Warehouse</em>. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">In this episode, David and Paul open the floor to discuss a topic that never fails to stir up much emotion from people — 401(k)s. For the two, most people are smart enough to manage their own wealth, but with conditioning, we've been made to believe that doing so is out of our league. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">Here, David and Paul discuss why qualified plans were created, how inflation decreases the value of retirement accounts, who controls your 401(k), and more.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify"><strong>In this episode you will learn:</strong></p><p class="ql-align-justify"><br></p><p><em>-Income tax was established at the same time as the Federal Reserve</em></p><p><em>-When making your plan, factor in inflation</em></p><p><em>-You're not the one who controls your 401(k)</em></p><br><p><em>-David and Paul – on required minimum distributions</em></p><br><p><em>-Taxes are at historically low levels, but…</em></p><br><p>-and so much more!</p><br><p><strong>ABOUT YOUR HOSTS:</strong></p><br><p class="ql-align-justify">David Befort and Paul Fugere are the hosts of the <em>Wealth Warehouse</em> Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.&nbsp;</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><br><p class="ql-align-justify">As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><br><p><strong>Catch up with David and Paul on:</strong></p><br><p>Website:</p><br><p>https://infinitebanking.org/agents/Fugere494</p><br><p>https://infinitebanking.org/agents/Befort399</p><br><p>LinkedIn:</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><br><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><br><p>Email:		</p><br><p>davidandpaul@theibcguys.com</p><br><p>Survivor Benefit Plan Summary:</p><br><p>https://militarypay.defense.gov/Benefits/Survivor-Benefit-Program/Overview/</p><br><p>Self-directed IRA Summary:</p><br><p>https://www.investopedia.com/terms/s/self-directed-ira.asp</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">3047ac1d-59a9-4fca-818d-d64f7d5885c0</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 04 Apr 2022 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/02d1e002-149c-4185-84ef-5559b9a8588a/Wealth-Warehouse-Financial-Advisor.mp3" length="52557440" type="audio/mpeg"/><itunes:duration>27:22</itunes:duration><itunes:explicit>true</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>8</itunes:episode><podcast:episode>8</podcast:episode></item><item><title>Episode 7: Military Special: IBC for the veteran</title><itunes:title>Episode 7: Military Special: IBC for the veteran</itunes:title><description><![CDATA[<p class="ql-align-justify">Join David Befort and Paul Fugere on Episode 7 of the <em>Wealth Warehouse</em>. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">In this episode, David and Paul talk about the post-military life insurance options available to military members. David shares an excellent case study about how a military friend who funded an annual premium for a specially designed whole life policy made $100k happen by his retirement. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">Aside from that, they also touch on soldier group life insurances, survivor benefit plans, why transitioning members shouldn't cut themselves short, and what the 'go-to-hell' fund means.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify"><strong>In this episode you will learn:</strong></p><p class="ql-align-justify"><br></p><p><em>-What is SGLI?</em></p><p><em>-On Survivor Benefit Plans and Surviving Spouses</em></p><p><em>-Many service members in their prime live too much off on their pension</em></p><br><p><em>-What a senior service member would tell a young member regarding money</em></p><br><p>-How can you say 'no' from a place of strength?</p><br><p>-and so much more!</p><br><p><strong>ABOUT YOUR HOSTS:</strong></p><br><p class="ql-align-justify">David Befort and Paul Fugere are the hosts of the <em>Wealth Warehouse</em> Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.&nbsp;</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><br><p><strong>Catch up with David and Paul on:</strong></p><br><p>Website:</p><p>https://infinitebanking.org/agents/Fugere494</p><br><p>https://infinitebanking.org/agents/Befort399</p><br><p>LinkedIn:	</p><br><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>Email:		</p><br><p>davidandpaul@theibcguys.com</p><br><p>Survivor Benefit Plan Summary:</p><br><p>https://militarypay.defense.gov/Benefits/Survivor-Benefit-Program/Overview/</p><br><p>Self-directed IRA Summary:</p><br><p>https://www.investopedia.com/terms/s/self-directed-ira.asp</p>]]></description><content:encoded><![CDATA[<p class="ql-align-justify">Join David Befort and Paul Fugere on Episode 7 of the <em>Wealth Warehouse</em>. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">In this episode, David and Paul talk about the post-military life insurance options available to military members. David shares an excellent case study about how a military friend who funded an annual premium for a specially designed whole life policy made $100k happen by his retirement. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">Aside from that, they also touch on soldier group life insurances, survivor benefit plans, why transitioning members shouldn't cut themselves short, and what the 'go-to-hell' fund means.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify"><strong>In this episode you will learn:</strong></p><p class="ql-align-justify"><br></p><p><em>-What is SGLI?</em></p><p><em>-On Survivor Benefit Plans and Surviving Spouses</em></p><p><em>-Many service members in their prime live too much off on their pension</em></p><br><p><em>-What a senior service member would tell a young member regarding money</em></p><br><p>-How can you say 'no' from a place of strength?</p><br><p>-and so much more!</p><br><p><strong>ABOUT YOUR HOSTS:</strong></p><br><p class="ql-align-justify">David Befort and Paul Fugere are the hosts of the <em>Wealth Warehouse</em> Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.&nbsp;</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><br><p><strong>Catch up with David and Paul on:</strong></p><br><p>Website:</p><p>https://infinitebanking.org/agents/Fugere494</p><br><p>https://infinitebanking.org/agents/Befort399</p><br><p>LinkedIn:	</p><br><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><p>Email:		</p><br><p>davidandpaul@theibcguys.com</p><br><p>Survivor Benefit Plan Summary:</p><br><p>https://militarypay.defense.gov/Benefits/Survivor-Benefit-Program/Overview/</p><br><p>Self-directed IRA Summary:</p><br><p>https://www.investopedia.com/terms/s/self-directed-ira.asp</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">923c9781-0838-4ad2-84e4-cc1f70355334</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 28 Mar 2022 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/e9f851a4-489a-426d-9ccb-f4092e4ef0ea/Wealth-Warehouse-MilitarySpecial.mp3" length="55021952" type="audio/mpeg"/><itunes:duration>28:39</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>7</itunes:episode><podcast:episode>7</podcast:episode></item><item><title>Episode 6: Family Banking and Some of Our Thoughts on the 2022 IBC Annual Think Tank</title><itunes:title>Episode 6: Family Banking and Some of Our Thoughts on the 2022 IBC Annual Think Tank</itunes:title><description><![CDATA[<p class="ql-align-justify">Join David Befort and Paul Fugere on Episode 6 of the <em>Wealth Warehouse</em>. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">In this episode, David and Paul share their favorites and the highlights of the recent 2022 IBC Annual Think Tank. If the infinite banking process is not a product, what is it? </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">Here, David and Paul discuss the takeaways from Jayson Lowe's presentation on family banking, how IBC applies to large cases in real estate, what the most important part of the IBC process is, and more.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify"><strong>In this episode you will learn:</strong></p><p class="ql-align-justify"><br></p><p><em>-In family banking, the new generation benefits.</em></p><p><em>-An average person can take 20 years to be financially free</em></p><p><em>-If your money has to reside somewhere, why not in your own bank?</em></p><br><p><em>-IBC is a process; it's not a product!</em></p><br><p>-Why reading <em>Becoming Your Own Banker</em> cannot be stressed enough</p><br><p>-and so much more!</p><br><p><strong>ABOUT YOUR HOSTS:</strong></p><br><p class="ql-align-justify">David Befort and Paul Fugere are the hosts of the <em>Wealth Warehouse</em> Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.&nbsp;</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><br><p><strong>Catch up with David and Paul on:</strong></p><br><p>Website:</p><br><p>https://infinitebanking.org/agents/Fugere494</p><br><p>https://infinitebanking.org/agents/Befort399</p><br><p>LinkedIn:	</p><br><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><br><p>Email:		</p><br><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p class="ql-align-justify">Join David Befort and Paul Fugere on Episode 6 of the <em>Wealth Warehouse</em>. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">In this episode, David and Paul share their favorites and the highlights of the recent 2022 IBC Annual Think Tank. If the infinite banking process is not a product, what is it? </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">Here, David and Paul discuss the takeaways from Jayson Lowe's presentation on family banking, how IBC applies to large cases in real estate, what the most important part of the IBC process is, and more.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify"><strong>In this episode you will learn:</strong></p><p class="ql-align-justify"><br></p><p><em>-In family banking, the new generation benefits.</em></p><p><em>-An average person can take 20 years to be financially free</em></p><p><em>-If your money has to reside somewhere, why not in your own bank?</em></p><br><p><em>-IBC is a process; it's not a product!</em></p><br><p>-Why reading <em>Becoming Your Own Banker</em> cannot be stressed enough</p><br><p>-and so much more!</p><br><p><strong>ABOUT YOUR HOSTS:</strong></p><br><p class="ql-align-justify">David Befort and Paul Fugere are the hosts of the <em>Wealth Warehouse</em> Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.&nbsp;</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><br><p><strong>Catch up with David and Paul on:</strong></p><br><p>Website:</p><br><p>https://infinitebanking.org/agents/Fugere494</p><br><p>https://infinitebanking.org/agents/Befort399</p><br><p>LinkedIn:	</p><br><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><br><p>Email:		</p><br><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">81ee4c08-e3be-4bfe-815f-5bb635e836f3</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 21 Mar 2022 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/a9cc3c3f-d864-48fc-ac20-c2ff953a1794/wealth-warehouse-familybanking-edit.mp3" length="48742016" type="audio/mpeg"/><itunes:duration>25:23</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>6</itunes:episode><podcast:episode>6</podcast:episode><podcast:season>1</podcast:season></item><item><title>Episode 5: Real World Examples of IBC in Action</title><itunes:title>Episode 5: Real World Examples of IBC in Action</itunes:title><description><![CDATA[<p class="ql-align-justify">Join David Befort and Paul Fugere on Episode 5 of the <em>Wealth Warehouse</em>. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">In this episode, David and Paul talk about the practical, real-world applications of the infinite banking concept. After understanding the concept of IBC, most clients typically find themselves stuck in the <em>'now-what'</em> phase. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">Today, after David shares how he utilized saved-up cash value in his earlier projects in real estate, Paul tells a story of how the infinite banking concept changed the financial trajectory of one of his childhood friend's life.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify"><strong>In this episode you will learn:</strong></p><p class="ql-align-justify"><br></p><p>-David Befort – on his first house flipping experience</p><p>-What if you just funnel all your money into an IRA?</p><p><em>-Some employers don't allow employees access to their own plans</em></p><br><p>-Paul Fugere – on working on a highly-motivated childhood friend's financials</p><br><p>-What do banks base on when approving loans?</p><br><p>-and so much more!</p><br><p><strong>ABOUT YOUR HOST:</strong></p><br><p class="ql-align-justify">David Befort and Paul Fugere are the hosts of the <em>Wealth Warehouse</em> Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p class="ql-align-justify">&nbsp;</p><p class="ql-align-justify">David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p class="ql-align-justify">&nbsp;</p><p class="ql-align-justify">Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p class="ql-align-justify">&nbsp;</p><p class="ql-align-justify">As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p class="ql-align-justify">&nbsp;</p><p><strong>Catch up with David and Paul on:</strong></p><br><p>Website:</p><p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><br><p>https://infinitebanking.org/agents/Befort399</p><br><p>LinkedIn:&nbsp;&nbsp;</p><p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><br><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><br><p>Email:&nbsp;&nbsp;</p><br><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p class="ql-align-justify">Join David Befort and Paul Fugere on Episode 5 of the <em>Wealth Warehouse</em>. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">In this episode, David and Paul talk about the practical, real-world applications of the infinite banking concept. After understanding the concept of IBC, most clients typically find themselves stuck in the <em>'now-what'</em> phase. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">Today, after David shares how he utilized saved-up cash value in his earlier projects in real estate, Paul tells a story of how the infinite banking concept changed the financial trajectory of one of his childhood friend's life.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify"><strong>In this episode you will learn:</strong></p><p class="ql-align-justify"><br></p><p>-David Befort – on his first house flipping experience</p><p>-What if you just funnel all your money into an IRA?</p><p><em>-Some employers don't allow employees access to their own plans</em></p><br><p>-Paul Fugere – on working on a highly-motivated childhood friend's financials</p><br><p>-What do banks base on when approving loans?</p><br><p>-and so much more!</p><br><p><strong>ABOUT YOUR HOST:</strong></p><br><p class="ql-align-justify">David Befort and Paul Fugere are the hosts of the <em>Wealth Warehouse</em> Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.</p><p class="ql-align-justify">&nbsp;</p><p class="ql-align-justify">David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p class="ql-align-justify">&nbsp;</p><p class="ql-align-justify">Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p class="ql-align-justify">&nbsp;</p><p class="ql-align-justify">As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p class="ql-align-justify">&nbsp;</p><p><strong>Catch up with David and Paul on:</strong></p><br><p>Website:</p><p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p><p>https://infinitebanking.org/agents/Fugere494</p><br><p>https://infinitebanking.org/agents/Befort399</p><br><p>LinkedIn:&nbsp;&nbsp;</p><p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><br><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><br><p>Email:&nbsp;&nbsp;</p><br><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">e6d770b9-883a-40cd-bb3f-3803cc903ddf</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 14 Mar 2022 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/f6c23a57-74bf-4e14-9bfc-b501441fab9c/wwep5.mp3" length="70987149" type="audio/mpeg"/><itunes:duration>29:35</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>5</itunes:episode><podcast:episode>5</podcast:episode><podcast:season>1</podcast:season></item><item><title>Episode 4: The Pros and Cons of IBC</title><itunes:title>Episode 4: The Pros and Cons of IBC</itunes:title><description><![CDATA[<p class="ql-align-justify">Join David Befort and Paul Fugere on Episode 4 of the <em>Wealth Warehouse</em>. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">In this episode, David and Paul talk about the pros and cons of the infinite banking concept. Right after sharing a quick opinion on new year's resolutions, the two follow it up by discussing the common deterrents to getting into the IBC and what the IBC proffers in terms of insurance, guaranteed growth, and dividends. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">Later in the episode, Paul also explains why the IBC is not an 'either-or' type of thing.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify"><strong>In this episode you will learn:</strong></p><p class="ql-align-justify"><br></p><p>-What people initially think of when encountering the IBC</p><p>-Having a long-term perspective is a must to infinite banking&nbsp;</p><p><em>-Wall Street doesn't affect your policy</em></p><br><p><em>-The 9th Wonder of the World – Uninterrupted Compound Growth&nbsp;</em></p><br><p><em>-About the book, The AND Asset by Caleb Guilliams</em></p><br><p>-and so much more!</p><br><p><strong>ABOUT YOUR HOSTS:</strong></p><br><p class="ql-align-justify">David Befort and Paul Fugere are the hosts of the <em>Wealth Warehouse</em> Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.&nbsp;</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><br><p><strong>Catch up with David and Paul on:</strong></p><br><p>Website:	</p><br><p>https://infinitebanking.org/agents/Fugere494</p><p>https://infinitebanking.org/agents/Befort399</p><br><p>LinkedIn:</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><br><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><br><p>Email:</p><br><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p class="ql-align-justify">Join David Befort and Paul Fugere on Episode 4 of the <em>Wealth Warehouse</em>. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">In this episode, David and Paul talk about the pros and cons of the infinite banking concept. Right after sharing a quick opinion on new year's resolutions, the two follow it up by discussing the common deterrents to getting into the IBC and what the IBC proffers in terms of insurance, guaranteed growth, and dividends. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">Later in the episode, Paul also explains why the IBC is not an 'either-or' type of thing.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify"><strong>In this episode you will learn:</strong></p><p class="ql-align-justify"><br></p><p>-What people initially think of when encountering the IBC</p><p>-Having a long-term perspective is a must to infinite banking&nbsp;</p><p><em>-Wall Street doesn't affect your policy</em></p><br><p><em>-The 9th Wonder of the World – Uninterrupted Compound Growth&nbsp;</em></p><br><p><em>-About the book, The AND Asset by Caleb Guilliams</em></p><br><p>-and so much more!</p><br><p><strong>ABOUT YOUR HOSTS:</strong></p><br><p class="ql-align-justify">David Befort and Paul Fugere are the hosts of the <em>Wealth Warehouse</em> Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.&nbsp;</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><br><p><strong>Catch up with David and Paul on:</strong></p><br><p>Website:	</p><br><p>https://infinitebanking.org/agents/Fugere494</p><p>https://infinitebanking.org/agents/Befort399</p><br><p>LinkedIn:</p><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><br><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><br><p>Email:</p><br><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">4fc6e8f8-dcdd-4481-ad69-5a534c9e0f6d</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 07 Mar 2022 09:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/440dc411-78d2-4907-bd87-c58c8fd355e6/wwep4.mp3" length="87979279" type="audio/mpeg"/><itunes:duration>36:39</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>4</itunes:episode><podcast:episode>4</podcast:episode><podcast:season>1</podcast:season></item><item><title>Episode 3: Sweaty Wads of Dripping Wet Cash</title><itunes:title>Episode 3: Sweaty Wads of Dripping Wet Cash</itunes:title><description><![CDATA[<p>Join David Befort and Paul Fugere on Episode 3 of the <em>Wealth Warehouse</em>. </p><p>In this episode, David and Paul explain how to achieve sweaty wads of dripping wet cash. </p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p class="ql-align-justify">David Befort and Paul Fugere are the hosts of the <em>Wealth Warehouse</em> Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.&nbsp;</p><p class="ql-align-justify">David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p class="ql-align-justify">Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><br><p class="ql-align-justify">As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><br><p><strong>Catch up with David and Paul on:</strong></p><br><p>Website:</p><p>https://infinitebanking.org/agents/Fugere494</p><br><p>https://infinitebanking.org/agents/Befort399</p><br><p>LinkedIn:	</p><br><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><br><p>Email:		</p><br><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p>Join David Befort and Paul Fugere on Episode 3 of the <em>Wealth Warehouse</em>. </p><p>In this episode, David and Paul explain how to achieve sweaty wads of dripping wet cash. </p><p><strong>ABOUT YOUR HOSTS:</strong></p><p><br></p><p class="ql-align-justify">David Befort and Paul Fugere are the hosts of the <em>Wealth Warehouse</em> Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.&nbsp;</p><p class="ql-align-justify">David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p class="ql-align-justify">Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><br><p class="ql-align-justify">As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><br><p><strong>Catch up with David and Paul on:</strong></p><br><p>Website:</p><p>https://infinitebanking.org/agents/Fugere494</p><br><p>https://infinitebanking.org/agents/Befort399</p><br><p>LinkedIn:	</p><br><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><br><p>Email:		</p><br><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">274cb0fb-4aa9-452a-a980-39569af7d90a</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 28 Feb 2022 09:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/3b351703-c9d2-42dc-99b6-c82e6e86418d/wwep3.mp3" length="71630806" type="audio/mpeg"/><itunes:duration>29:51</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:season>1</itunes:season><itunes:episode>3</itunes:episode><podcast:episode>3</podcast:episode><podcast:season>1</podcast:season></item><item><title>Episode 2: The Saver, the Debtor and the Wealth Creator</title><itunes:title>Episode 2: The Saver, the Debtor and the Wealth Creator</itunes:title><description><![CDATA[<p class="ql-align-justify">Join David Befort and Paul Fugere on Episode 2 of the <em>Wealth Warehouse</em>. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">In this episode, David and Paul simplify the power of the infinite banking concept regarding loans and how IBC puts you in control. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">After breaking down the two general ways of paying for a purchase, David and Paul discuss why 'wealth creators'—or whole life insurance users—outsmart the 'savers' and the 'debtors' in more ways than one.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify"><strong>In this episode you will learn:</strong></p><p class="ql-align-justify"><br></p><p>-How do you finance borrowed money?</p><p>-Who are the savers, debtors, and wealth creators?</p><p><em>-IBC empowers you!</em></p><br><p><em>-On banks suspending HELOCs in a time where it's needed the most</em></p><br><p><em>-The three HUGE advantages of an IBC policy over a mortgage</em></p><br><p>-and so much more!</p><br><p><strong>ABOUT YOUR HOSTS:</strong></p><br><p class="ql-align-justify">David Befort and Paul Fugere are the hosts of the <em>Wealth Warehouse</em> Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.&nbsp;</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><br><p class="ql-align-justify">As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><br><p><strong>Catch up with David and Paul on:</strong></p><br><p>Website:	</p><br><p>https://infinitebanking.org/agents/Fugere494</p><p>https://infinitebanking.org/agents/Befort399</p><br><p>LinkedIn:	</p><br><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><br><p>Email:		</p><br><p>davidandpaul@theibcguys.com</p>]]></description><content:encoded><![CDATA[<p class="ql-align-justify">Join David Befort and Paul Fugere on Episode 2 of the <em>Wealth Warehouse</em>. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">In this episode, David and Paul simplify the power of the infinite banking concept regarding loans and how IBC puts you in control. </p><p class="ql-align-justify"><br></p><p class="ql-align-justify">After breaking down the two general ways of paying for a purchase, David and Paul discuss why 'wealth creators'—or whole life insurance users—outsmart the 'savers' and the 'debtors' in more ways than one.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify"><strong>In this episode you will learn:</strong></p><p class="ql-align-justify"><br></p><p>-How do you finance borrowed money?</p><p>-Who are the savers, debtors, and wealth creators?</p><p><em>-IBC empowers you!</em></p><br><p><em>-On banks suspending HELOCs in a time where it's needed the most</em></p><br><p><em>-The three HUGE advantages of an IBC policy over a mortgage</em></p><br><p>-and so much more!</p><br><p><strong>ABOUT YOUR HOSTS:</strong></p><br><p class="ql-align-justify">David Befort and Paul Fugere are the hosts of the <em>Wealth Warehouse</em> Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.&nbsp;</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p class="ql-align-justify"><br></p><p class="ql-align-justify">Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><br><p class="ql-align-justify">As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><br><p><strong>Catch up with David and Paul on:</strong></p><br><p>Website:	</p><br><p>https://infinitebanking.org/agents/Fugere494</p><p>https://infinitebanking.org/agents/Befort399</p><br><p>LinkedIn:	</p><br><p>https://www.linkedin.com/in/david-a-befort-jr-09663972/</p><p>https://www.linkedin.com/in/paul-fugere-762021b0/</p><br><p>Email:		</p><br><p>davidandpaul@theibcguys.com</p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">5b58631c-4337-4b56-ae61-9ad903ff28ac</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 21 Feb 2022 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/dd905e9d-83fb-4f2c-ada0-21c88fc69607/audio-the-saver-the-debtor-and-the-wealth-creator.mp3" length="28465120" type="audio/mpeg"/><itunes:duration>29:36</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>2</itunes:episode><podcast:episode>2</podcast:episode></item><item><title>Episode 1: Who are we and why should you care?</title><itunes:title>Episode 1: Who are we and why should you care?</itunes:title><description><![CDATA[<p class="ql-align-justify">Join David Befort and Paul Fugere in the first-ever episode of the <em>Wealth Warehouse</em>. In this episode, David and Paul talk a bit of themselves, who this show is for, and a big chunk of what you can expect from the podcast. Tune in as your hosts give a peek of the infinite banking concept and why you should opt to learn from the podcast instead of just googling stuff. Here, David and Paul also touch on the core principle of IBC, the biggest fallacies when it comes to investing, and how the podcast plans to move against the grain.</p><p class="ql-align-justify"><strong>In this episode you will learn:</strong></p><ul><li>What to expect from the <em>Wealth Warehouse </em>Podcast</li><li>The concept of Infinite Banking</li><li><em>Is it a really high risk for a high reward?&nbsp;</em></li><li><em>To become your own banker, you need to have…</em></li><li><em>Wealth Warehouse's target audience</em></li><li>and so much more!</li></ul><br/><p><strong>About your hosts:</strong></p><p class="ql-align-justify">David Befort and Paul Fugere are the hosts of the <em>Wealth Warehouse</em> Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.&nbsp;</p><p class="ql-align-justify">David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p class="ql-align-justify">Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p class="ql-align-justify">As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><strong>Catch up with David and Paul on:</strong></p><p>Website:	<a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>					<a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>LinkedIn:	<a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p>					<a href="https://www.linkedin.com/in/paul-fugere-762021b0/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>Email:			<a href="mailto:davidandpaul@theibcguys.com" rel="noopener noreferrer" target="_blank">davidandpaul@theibcguys.com</a></p>]]></description><content:encoded><![CDATA[<p class="ql-align-justify">Join David Befort and Paul Fugere in the first-ever episode of the <em>Wealth Warehouse</em>. In this episode, David and Paul talk a bit of themselves, who this show is for, and a big chunk of what you can expect from the podcast. Tune in as your hosts give a peek of the infinite banking concept and why you should opt to learn from the podcast instead of just googling stuff. Here, David and Paul also touch on the core principle of IBC, the biggest fallacies when it comes to investing, and how the podcast plans to move against the grain.</p><p class="ql-align-justify"><strong>In this episode you will learn:</strong></p><ul><li>What to expect from the <em>Wealth Warehouse </em>Podcast</li><li>The concept of Infinite Banking</li><li><em>Is it a really high risk for a high reward?&nbsp;</em></li><li><em>To become your own banker, you need to have…</em></li><li><em>Wealth Warehouse's target audience</em></li><li>and so much more!</li></ul><br/><p><strong>About your hosts:</strong></p><p class="ql-align-justify">David Befort and Paul Fugere are the hosts of the <em>Wealth Warehouse</em> Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.&nbsp;</p><p class="ql-align-justify">David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.</p><p class="ql-align-justify">Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.</p><p class="ql-align-justify">As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.</p><p><strong>Catch up with David and Paul on:</strong></p><p>Website:	<a href="https://infinitebanking.org/agents/Fugere494" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Fugere494</a></p><p>					<a href="https://infinitebanking.org/agents/Befort399" rel="noopener noreferrer" target="_blank">https://infinitebanking.org/agents/Befort399</a></p><p>LinkedIn:	<a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/david-a-befort-jr-09663972/</a></p><p>					<a href="https://www.linkedin.com/in/paul-fugere-762021b0/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/paul-fugere-762021b0/</a></p><p>Email:			<a href="mailto:davidandpaul@theibcguys.com" rel="noopener noreferrer" target="_blank">davidandpaul@theibcguys.com</a></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">94e2ddf5-b1e8-48c8-ac7f-3113c89424b9</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Mon, 14 Feb 2022 06:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/0df79616-f6e7-491b-be06-eb684532caae/ep1-audio.mp3" length="70686218" type="audio/mpeg"/><itunes:duration>29:27</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType><itunes:episode>1</itunes:episode><podcast:episode>1</podcast:episode><itunes:summary>Join David Befort and Paul Fugere in the first-ever episode of the Wealth Warehouse. In this episode, David and Paul talk a bit of themselves, who this show is for, and a big chunk of what you can expect from the podcast. Tune in as your hosts give a peek of the infinite banking concept and why you should opt to learn from the podcast instead of just googling stuff. Here, David and Paul also touch on the core principle of IBC, the biggest fallacies when it comes to investing, and how the podcast plans to move against the grain.</itunes:summary></item><item><title>Welcome to Wealth Warehouse</title><itunes:title>Welcome to Wealth Warehouse</itunes:title><description><![CDATA[<p><strong>On Wealth Warehouse, we challenge you to transform your financial future through the principles of the most profitable business in the world: banking. </strong></p><p><strong>We believe everybody should be involved in 2 businesses: the business that you're in, and the banking business. Every day people can replicate what bankers have been doing for centuries to leverage capital and build wealth through private lending.&nbsp;</strong></p><p><strong>Join us as we uncover the truths about money, expose lies and myths, and flip conventional financial advice on its head. </strong></p><p><br></p>]]></description><content:encoded><![CDATA[<p><strong>On Wealth Warehouse, we challenge you to transform your financial future through the principles of the most profitable business in the world: banking. </strong></p><p><strong>We believe everybody should be involved in 2 businesses: the business that you're in, and the banking business. Every day people can replicate what bankers have been doing for centuries to leverage capital and build wealth through private lending.&nbsp;</strong></p><p><strong>Join us as we uncover the truths about money, expose lies and myths, and flip conventional financial advice on its head. </strong></p><p><br></p>]]></content:encoded><link><![CDATA[https://wealth-warehouse.captivate.fm]]></link><guid isPermaLink="false">e41f5036-7ff5-4462-b3c1-e6e5d6147557</guid><itunes:image href="https://artwork.captivate.fm/9ca2033d-37a1-44f7-8470-10f65886fecd/8dKRCDxCUUmv10uowJnTaREp.jpg"/><pubDate>Thu, 20 Jan 2022 09:00:00 -0500</pubDate><enclosure url="https://podcasts.captivate.fm/media/02cbc8e2-af99-4505-9feb-fb1761bfb3a6/intro-mastered.mp3" length="1223574" type="audio/mpeg"/><itunes:duration>00:31</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>trailer</itunes:episodeType></item></channel></rss>