<?xml version="1.0" encoding="UTF-8"?><?xml-stylesheet href="https://feeds.captivate.fm/style.xsl" type="text/xsl"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:googleplay="http://www.google.com/schemas/play-podcasts/1.0" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:podcast="https://podcastindex.org/namespace/1.0"><channel><atom:link href="https://feeds.captivate.fm/when-health-freezes-over/" rel="self" type="application/rss+xml"/><title><![CDATA[When Health Freezes Over]]></title><podcast:guid>0bdcba2e-593f-57a3-a053-153799714996</podcast:guid><lastBuildDate>Tue, 28 Apr 2026 05:00:09 +0000</lastBuildDate><generator>Captivate.fm</generator><language><![CDATA[en]]></language><copyright><![CDATA[Copyright 2026 Omar Haq]]></copyright><managingEditor>Omar Haq</managingEditor><itunes:summary><![CDATA[Welcome to When Health Freezes.

In the world of healthcare, we’ve been told for decades that "innovation" and "vertical integration" would save the system. But in 2026, the gears are grinding to a halt. We're seeing giants miss their targets, capital markets turn cold, and the tension between payers and providers reach a breaking point.

This podcast is a deep-dive into the engine room of healthcare. Hosted by Omar Haq, founder of Mushin Consulting Group, we bring 30 years of actuarial science and enterprise strategy to the front lines.

Inspired by the philosophy of Extreme Ownership and the martial arts state of Mushin—moving with clarity and without ego—we sit down with the "Men and Women in the Arena." Together, we strip away the jargon to examine the valuation chill, the medical trend misses, and the truth behind the data. When the system freezes, the real leaders start digging.]]></itunes:summary><image><url>https://artwork.captivate.fm/c420ea9a-3836-4e09-b01d-dfdf5f9cd811/When-Health-Freezes-Over-Podcast-Cover-04.jpg</url><title>When Health Freezes Over</title><link><![CDATA[https://when-health-freezes-over.captivate.fm]]></link></image><itunes:image href="https://artwork.captivate.fm/c420ea9a-3836-4e09-b01d-dfdf5f9cd811/When-Health-Freezes-Over-Podcast-Cover-04.jpg"/><itunes:owner><itunes:name>Omar Haq</itunes:name></itunes:owner><itunes:author>Omar Haq</itunes:author><description>Welcome to When Health Freezes.

In the world of healthcare, we’ve been told for decades that &quot;innovation&quot; and &quot;vertical integration&quot; would save the system. But in 2026, the gears are grinding to a halt. We&apos;re seeing giants miss their targets, capital markets turn cold, and the tension between payers and providers reach a breaking point.

This podcast is a deep-dive into the engine room of healthcare. Hosted by Omar Haq, founder of Mushin Consulting Group, we bring 30 years of actuarial science and enterprise strategy to the front lines.

Inspired by the philosophy of Extreme Ownership and the martial arts state of Mushin—moving with clarity and without ego—we sit down with the &quot;Men and Women in the Arena.&quot; Together, we strip away the jargon to examine the valuation chill, the medical trend misses, and the truth behind the data. When the system freezes, the real leaders start digging.</description><link>https://when-health-freezes-over.captivate.fm</link><atom:link href="https://pubsubhubbub.appspot.com" rel="hub"/><itunes:subtitle><![CDATA[The cold, hard truth about the $4 trillion healthcare machine—why it’s stalling and how we fix it.]]></itunes:subtitle><itunes:explicit>false</itunes:explicit><itunes:type>episodic</itunes:type><itunes:category text="Business"><itunes:category text="Management"/></itunes:category><podcast:locked>no</podcast:locked><podcast:medium>podcast</podcast:medium><item><title>The Financial Risk vs Clinical Reality in US Healthcare with Saima Anis</title><itunes:title>The Financial Risk vs Clinical Reality in US Healthcare with Saima Anis</itunes:title><description><![CDATA[<p>In this episode of When Health Freezes Over, Host <u><a href="https://www.linkedin.com/in/omar-haq1/" rel="noopener noreferrer" target="_blank">Omar Haq </a></u>is joined by Guest <u><a href="https://www.linkedin.com/in/saimaanis/" rel="noopener noreferrer" target="_blank">Saima Anis</a></u>, Managing Partner &amp; Principal AI Architect at <u><a href="https://www.linkedin.com/company/augmind-ai" rel="noopener noreferrer" target="_blank">AugMind.ai</a></u> and CEO of SAUK Solutions LLC. They discuss the structural challenges within the U.S. healthcare system, focusing on the disconnect between financial risk modeling and clinical care delivery. Through a rich discussion on value-based care, capitation models, data fragmentation, and social determinants of health (SDOH), the conversation explores why healthcare costs continue to rise despite decades of reform efforts. The episode highlights the urgent need for alignment among clinicians, actuaries, and policymakers to create a more effective, equitable, and data-driven healthcare system.</p><p>Saima Anis is a public health physician and healthcare executive specializing in value-based care, clinical informatics, and AI-driven population health strategies. With experience spanning health systems, public health initiatives, and advanced analytics, She brings a unique perspective at the intersection of clinical care, operations, and technology. Her work focuses on integrating data and care delivery models to improve outcomes and reduce inefficiencies in healthcare systems.</p><p></p><p><strong>Expect to Learn</strong></p><p>- Why U.S. healthcare spending remains high despite poor outcomes </p><p>- The fundamental flaws in value-based care and capitation models </p><p>- How data fragmentation and lack of interoperability impact patient care </p><p>- The critical role of social determinants of health (SDOH) in driving costs </p><p>- How AI and predictive analytics can and cannot transform healthcare delivery</p><p></p><p><strong>Episode Breakdown with Timestamps</strong></p><p>[00:00:00] - Teaser</p><p>[00:01:43] - Introduction to Saima Anis</p><p>[00:03:33] - Key Challenges in the U.S. Healthcare System</p><p>[00:04:41] - Data Fragmentation &amp; Global Comparisons</p><p>[00:08:40] - Understanding Value-Based Care Models</p><p>[00:17:56] - Capitation Models: Benefits &amp; Pitfalls</p><p>[00:23:09] - Coding Gaps &amp; Clinical Complexity</p><p>[00:25:30] - Social Determinants of Health (SDOH)</p><p>[00:30:59] - Role of AI &amp; Healthcare Technology</p><p>[00:36:53] - Redesigning the Healthcare System</p><p>[00:39:23] - The Actuary vs. Clinician Divide</p><p>[00:42:20] - Collaboration for Better Outcomes</p><p>[00:43:57] - Closing Thoughts &amp; Future Conversations</p><p></p><p><strong>Follow Guest Saima Anis:</strong></p><p>LinkedIn: <u><a href="https://www.linkedin.com/in/saimaanis/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/saimaanis/</a></u></p><p>Company LinkedIn - AugMind.ai : <u><a href="https://www.linkedin.com/company/augmind-ai" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/company/augmind-ai</a></u></p><p>Company Website - AugMind.ai : <u><a href="http://augmind.ai" rel="noopener noreferrer" target="_blank">http://AugMind.ai</a></u></p><p></p><p><strong>Follow Host Omar Haq:</strong></p><p>LinkedIn: <u><a href="https://www.linkedin.com/in/omar-haq1/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/omar-haq1/</a></u></p><p>Company Website - Mushin Consulting Group LLC: <u><a href="https://www.mushincg.com/" rel="noopener noreferrer" target="_blank">https://www.mushincg.com/</a></u></p><p>Instagram - Mushin Consulting Group LLC: <u><a href="https://www.instagram.com/mushincgllc" rel="noopener noreferrer" target="_blank">https://www.instagram.com/mushincgllc</a></u></p><p>TikTok - Mushin Consulting Group LLC: <u><a href="https://www.tiktok.com/@uberactuary" rel="noopener noreferrer" target="_blank">https://www.tiktok.com/@uberactuary</a></u></p><p></p><p><strong>Follow Us On:</strong></p><p>YouTube: <u><a href="https://www.youtube.com/@mushincg" rel="noopener noreferrer" target="_blank">https://www.youtube.com/@mushincg</a></u></p><p>Spotify: <u><a href="https://open.spotify.com/show/3bRobaBZlM3IbCJ5334PJV?si=41aa6416371e4bc2" rel="noopener noreferrer" target="_blank">https://open.spotify.com/show/3bRobaBZlM3IbCJ5334PJV?si=41aa6416371e4bc2</a></u></p><p>Apple Podcast: <u><a href="https://podcasts.apple.com/pk/podcast/when-health-freezes-over/id1887501951" rel="noopener noreferrer" target="_blank">https://podcasts.apple.com/pk/podcast/when-health-freezes-over/id1887501951</a> </u></p>]]></description><content:encoded><![CDATA[<p>In this episode of When Health Freezes Over, Host <u><a href="https://www.linkedin.com/in/omar-haq1/" rel="noopener noreferrer" target="_blank">Omar Haq </a></u>is joined by Guest <u><a href="https://www.linkedin.com/in/saimaanis/" rel="noopener noreferrer" target="_blank">Saima Anis</a></u>, Managing Partner &amp; Principal AI Architect at <u><a href="https://www.linkedin.com/company/augmind-ai" rel="noopener noreferrer" target="_blank">AugMind.ai</a></u> and CEO of SAUK Solutions LLC. They discuss the structural challenges within the U.S. healthcare system, focusing on the disconnect between financial risk modeling and clinical care delivery. Through a rich discussion on value-based care, capitation models, data fragmentation, and social determinants of health (SDOH), the conversation explores why healthcare costs continue to rise despite decades of reform efforts. The episode highlights the urgent need for alignment among clinicians, actuaries, and policymakers to create a more effective, equitable, and data-driven healthcare system.</p><p>Saima Anis is a public health physician and healthcare executive specializing in value-based care, clinical informatics, and AI-driven population health strategies. With experience spanning health systems, public health initiatives, and advanced analytics, She brings a unique perspective at the intersection of clinical care, operations, and technology. Her work focuses on integrating data and care delivery models to improve outcomes and reduce inefficiencies in healthcare systems.</p><p></p><p><strong>Expect to Learn</strong></p><p>- Why U.S. healthcare spending remains high despite poor outcomes </p><p>- The fundamental flaws in value-based care and capitation models </p><p>- How data fragmentation and lack of interoperability impact patient care </p><p>- The critical role of social determinants of health (SDOH) in driving costs </p><p>- How AI and predictive analytics can and cannot transform healthcare delivery</p><p></p><p><strong>Episode Breakdown with Timestamps</strong></p><p>[00:00:00] - Teaser</p><p>[00:01:43] - Introduction to Saima Anis</p><p>[00:03:33] - Key Challenges in the U.S. Healthcare System</p><p>[00:04:41] - Data Fragmentation &amp; Global Comparisons</p><p>[00:08:40] - Understanding Value-Based Care Models</p><p>[00:17:56] - Capitation Models: Benefits &amp; Pitfalls</p><p>[00:23:09] - Coding Gaps &amp; Clinical Complexity</p><p>[00:25:30] - Social Determinants of Health (SDOH)</p><p>[00:30:59] - Role of AI &amp; Healthcare Technology</p><p>[00:36:53] - Redesigning the Healthcare System</p><p>[00:39:23] - The Actuary vs. Clinician Divide</p><p>[00:42:20] - Collaboration for Better Outcomes</p><p>[00:43:57] - Closing Thoughts &amp; Future Conversations</p><p></p><p><strong>Follow Guest Saima Anis:</strong></p><p>LinkedIn: <u><a href="https://www.linkedin.com/in/saimaanis/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/saimaanis/</a></u></p><p>Company LinkedIn - AugMind.ai : <u><a href="https://www.linkedin.com/company/augmind-ai" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/company/augmind-ai</a></u></p><p>Company Website - AugMind.ai : <u><a href="http://augmind.ai" rel="noopener noreferrer" target="_blank">http://AugMind.ai</a></u></p><p></p><p><strong>Follow Host Omar Haq:</strong></p><p>LinkedIn: <u><a href="https://www.linkedin.com/in/omar-haq1/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/omar-haq1/</a></u></p><p>Company Website - Mushin Consulting Group LLC: <u><a href="https://www.mushincg.com/" rel="noopener noreferrer" target="_blank">https://www.mushincg.com/</a></u></p><p>Instagram - Mushin Consulting Group LLC: <u><a href="https://www.instagram.com/mushincgllc" rel="noopener noreferrer" target="_blank">https://www.instagram.com/mushincgllc</a></u></p><p>TikTok - Mushin Consulting Group LLC: <u><a href="https://www.tiktok.com/@uberactuary" rel="noopener noreferrer" target="_blank">https://www.tiktok.com/@uberactuary</a></u></p><p></p><p><strong>Follow Us On:</strong></p><p>YouTube: <u><a href="https://www.youtube.com/@mushincg" rel="noopener noreferrer" target="_blank">https://www.youtube.com/@mushincg</a></u></p><p>Spotify: <u><a href="https://open.spotify.com/show/3bRobaBZlM3IbCJ5334PJV?si=41aa6416371e4bc2" rel="noopener noreferrer" target="_blank">https://open.spotify.com/show/3bRobaBZlM3IbCJ5334PJV?si=41aa6416371e4bc2</a></u></p><p>Apple Podcast: <u><a href="https://podcasts.apple.com/pk/podcast/when-health-freezes-over/id1887501951" rel="noopener noreferrer" target="_blank">https://podcasts.apple.com/pk/podcast/when-health-freezes-over/id1887501951</a> </u></p>]]></content:encoded><link><![CDATA[https://when-health-freezes-over.captivate.fm]]></link><guid isPermaLink="false">4cd0fe2a-6674-4d00-82f1-c5e91637bb20</guid><itunes:image href="https://artwork.captivate.fm/c420ea9a-3836-4e09-b01d-dfdf5f9cd811/When-Health-Freezes-Over-Podcast-Cover-04.jpg"/><pubDate>Tue, 28 Apr 2026 06:00:00 +0100</pubDate><enclosure url="https://episodes.captivate.fm/episode/4cd0fe2a-6674-4d00-82f1-c5e91637bb20.mp3" length="64901379" type="audio/mpeg"/><itunes:duration>45:04</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType></item><item><title>The Parity Lie in Mental Health Access and How to Address it with Jim Laughman</title><itunes:title>The Parity Lie in Mental Health Access and How to Address it with Jim Laughman</itunes:title><description><![CDATA[<p>In this episode of When Health Freezes Over, Host <u><a href="https://www.linkedin.com/in/omar-haq1/" rel="noopener noreferrer" target="_blank">Omar Haq </a></u>is joined by Guest <u><a href="https://www.linkedin.com/in/jim-laughman-b3b00720/" rel="noopener noreferrer" target="_blank">Jim Laughman</a></u>. Jim is the President of PerformCare &amp; ID/DD Solutions at <u><a href="https://www.linkedin.com/company/amerihealthcaritas/" rel="noopener noreferrer" target="_blank">AmeriHealth Caritas</a></u>. He is an expert in behavioral health, intellectual and developmental disabilities, and managed care systems. The conversation delves into the complexities of behavioral health, parity laws, and the challenges facing rural areas in accessing mental health services. Jim shares his vast experience in the field, discussing solutions for improving mental health care, reducing stigma, and the role of actuaries in shaping the future of healthcare.</p><p>Jim Laughman is a seasoned expert with a wealth of experience in behavioral health, managing large-scale complex systems for both government and private sectors. His expertise spans parity issues, mental health, substance use disorder, and public health. Jim has worked with several boards and plays an active role in shaping healthcare policy.</p><p></p><h3><strong>Expect to Learn:</strong></h3><p>- Insights into the evolution of behavioral health care and parity laws.</p><p>- Challenges faced in rural areas, especially regarding substance abuse and mental health services.</p><p>- How health plans can add value beyond being just brokers and why actuaries need to be integrated into the process.</p><p>- Jim’s thoughts on the future of healthcare, mental health education, and innovative solutions in behavioral health.</p><p></p><h3><strong>Episode Breakdown with Timestamps</strong></h3><p><strong>[00:00]</strong> - Teaser</p><p><strong>[01:23]</strong> - Introduction to Jim Laughman</p><p><strong>[04:37]</strong> - What is Parity Law &amp; it’s Purpose</p><p><strong>[07:36]</strong> - Where Parity Breaks Down</p><p><strong>[09:51]</strong> - Mental Health in Rural Areas</p><p><strong>[13:35]</strong> - Vision for Behavioral Health</p><p><strong>[18:17]</strong> - The Role of Technology in Behavioral Health</p><p><strong>[21:23]</strong> - Breaking the Stigma</p><p><strong>[25:01]</strong> - Primary Care and Mental Health</p><p><strong>[29:21]</strong> - The Role of Health Plans</p><p><strong>[33:38]</strong> - Leadership in Healthcare</p><p><strong>[43:38]</strong> - Telehealth and Behavioral Health</p><p><strong>[52:19]</strong> - Conclusion</p><p></p><p><strong>Follow Guest Jim Laughman:</strong></p><p>LinkedIn: <u><a href="https://www.linkedin.com/in/jim-laughman-b3b00720/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/jim-laughman-b3b00720/</a></u></p><p>Instagram: <u><a href="https://www.instagram.com/jimlaughman?igsh=MXBndm1zMGNxNDFhYQ==" rel="noopener noreferrer" target="_blank">https://www.instagram.com/jimlaughman</a></u></p><p>Company LinkedIn: <u><a href="https://www.linkedin.com/company/amerihealthcaritas/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/company/amerihealthcaritas/</a></u></p><p>Company Website: <u><a href="https://www.amerihealthcaritas.com/" rel="noopener noreferrer" target="_blank">https://www.amerihealthcaritas.com/</a></u></p><p>Company Instagram: <u><a href="https://www.instagram.com/amerihealthcaritas/" rel="noopener noreferrer" target="_blank">https://www.instagram.com/amerihealthcaritas/</a></u></p><p>Company Facebook: <u><a href="https://www.facebook.com/AmeriHealthCaritas" rel="noopener noreferrer" target="_blank">https://www.facebook.com/AmeriHealthCaritas</a></u></p><p></p><p><strong>Follow Host Omar Haq:</strong></p><p>LinkedIn: <u><a href="https://www.linkedin.com/in/omar-haq1/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/omar-haq1/</a></u></p><p>Company Website - Mushin Consulting Group LLC: <u><a href="https://www.mushincg.com/" rel="noopener noreferrer" target="_blank">https://www.mushincg.com/</a></u></p><p>Instagram - Mushin Consulting Group LLC: <u><a href="https://www.instagram.com/mushincgllc" rel="noopener noreferrer" target="_blank">https://www.instagram.com/mushincgllc</a></u></p><p>TikTok - Mushin Consulting Group LLC: <u><a href="https://www.tiktok.com/@uberactuary" rel="noopener noreferrer" target="_blank">https://www.tiktok.com/@uberactuary</a></u></p><p></p><p><strong>Follow Us On:</strong></p><p>YouTube: <u><a href="https://www.youtube.com/@mushincg" rel="noopener noreferrer" target="_blank">https://www.youtube.com/@mushincg</a></u></p><p>Spotify: <u><a href="https://open.spotify.com/show/3bRobaBZlM3IbCJ5334PJV?si=41aa6416371e4bc2" rel="noopener noreferrer" target="_blank">https://open.spotify.com/show/3bRobaBZlM3IbCJ5334PJV?si=41aa6416371e4bc2</a></u></p><p>Apple Podcast: <u><a href="https://podcasts.apple.com/pk/podcast/when-health-freezes-over/id1887501951" rel="noopener noreferrer" target="_blank">https://podcasts.apple.com/pk/podcast/when-health-freezes-over/id1887501951</a></u></p>]]></description><content:encoded><![CDATA[<p>In this episode of When Health Freezes Over, Host <u><a href="https://www.linkedin.com/in/omar-haq1/" rel="noopener noreferrer" target="_blank">Omar Haq </a></u>is joined by Guest <u><a href="https://www.linkedin.com/in/jim-laughman-b3b00720/" rel="noopener noreferrer" target="_blank">Jim Laughman</a></u>. Jim is the President of PerformCare &amp; ID/DD Solutions at <u><a href="https://www.linkedin.com/company/amerihealthcaritas/" rel="noopener noreferrer" target="_blank">AmeriHealth Caritas</a></u>. He is an expert in behavioral health, intellectual and developmental disabilities, and managed care systems. The conversation delves into the complexities of behavioral health, parity laws, and the challenges facing rural areas in accessing mental health services. Jim shares his vast experience in the field, discussing solutions for improving mental health care, reducing stigma, and the role of actuaries in shaping the future of healthcare.</p><p>Jim Laughman is a seasoned expert with a wealth of experience in behavioral health, managing large-scale complex systems for both government and private sectors. His expertise spans parity issues, mental health, substance use disorder, and public health. Jim has worked with several boards and plays an active role in shaping healthcare policy.</p><p></p><h3><strong>Expect to Learn:</strong></h3><p>- Insights into the evolution of behavioral health care and parity laws.</p><p>- Challenges faced in rural areas, especially regarding substance abuse and mental health services.</p><p>- How health plans can add value beyond being just brokers and why actuaries need to be integrated into the process.</p><p>- Jim’s thoughts on the future of healthcare, mental health education, and innovative solutions in behavioral health.</p><p></p><h3><strong>Episode Breakdown with Timestamps</strong></h3><p><strong>[00:00]</strong> - Teaser</p><p><strong>[01:23]</strong> - Introduction to Jim Laughman</p><p><strong>[04:37]</strong> - What is Parity Law &amp; it’s Purpose</p><p><strong>[07:36]</strong> - Where Parity Breaks Down</p><p><strong>[09:51]</strong> - Mental Health in Rural Areas</p><p><strong>[13:35]</strong> - Vision for Behavioral Health</p><p><strong>[18:17]</strong> - The Role of Technology in Behavioral Health</p><p><strong>[21:23]</strong> - Breaking the Stigma</p><p><strong>[25:01]</strong> - Primary Care and Mental Health</p><p><strong>[29:21]</strong> - The Role of Health Plans</p><p><strong>[33:38]</strong> - Leadership in Healthcare</p><p><strong>[43:38]</strong> - Telehealth and Behavioral Health</p><p><strong>[52:19]</strong> - Conclusion</p><p></p><p><strong>Follow Guest Jim Laughman:</strong></p><p>LinkedIn: <u><a href="https://www.linkedin.com/in/jim-laughman-b3b00720/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/jim-laughman-b3b00720/</a></u></p><p>Instagram: <u><a href="https://www.instagram.com/jimlaughman?igsh=MXBndm1zMGNxNDFhYQ==" rel="noopener noreferrer" target="_blank">https://www.instagram.com/jimlaughman</a></u></p><p>Company LinkedIn: <u><a href="https://www.linkedin.com/company/amerihealthcaritas/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/company/amerihealthcaritas/</a></u></p><p>Company Website: <u><a href="https://www.amerihealthcaritas.com/" rel="noopener noreferrer" target="_blank">https://www.amerihealthcaritas.com/</a></u></p><p>Company Instagram: <u><a href="https://www.instagram.com/amerihealthcaritas/" rel="noopener noreferrer" target="_blank">https://www.instagram.com/amerihealthcaritas/</a></u></p><p>Company Facebook: <u><a href="https://www.facebook.com/AmeriHealthCaritas" rel="noopener noreferrer" target="_blank">https://www.facebook.com/AmeriHealthCaritas</a></u></p><p></p><p><strong>Follow Host Omar Haq:</strong></p><p>LinkedIn: <u><a href="https://www.linkedin.com/in/omar-haq1/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/omar-haq1/</a></u></p><p>Company Website - Mushin Consulting Group LLC: <u><a href="https://www.mushincg.com/" rel="noopener noreferrer" target="_blank">https://www.mushincg.com/</a></u></p><p>Instagram - Mushin Consulting Group LLC: <u><a href="https://www.instagram.com/mushincgllc" rel="noopener noreferrer" target="_blank">https://www.instagram.com/mushincgllc</a></u></p><p>TikTok - Mushin Consulting Group LLC: <u><a href="https://www.tiktok.com/@uberactuary" rel="noopener noreferrer" target="_blank">https://www.tiktok.com/@uberactuary</a></u></p><p></p><p><strong>Follow Us On:</strong></p><p>YouTube: <u><a href="https://www.youtube.com/@mushincg" rel="noopener noreferrer" target="_blank">https://www.youtube.com/@mushincg</a></u></p><p>Spotify: <u><a href="https://open.spotify.com/show/3bRobaBZlM3IbCJ5334PJV?si=41aa6416371e4bc2" rel="noopener noreferrer" target="_blank">https://open.spotify.com/show/3bRobaBZlM3IbCJ5334PJV?si=41aa6416371e4bc2</a></u></p><p>Apple Podcast: <u><a href="https://podcasts.apple.com/pk/podcast/when-health-freezes-over/id1887501951" rel="noopener noreferrer" target="_blank">https://podcasts.apple.com/pk/podcast/when-health-freezes-over/id1887501951</a></u></p>]]></content:encoded><link><![CDATA[https://when-health-freezes-over.captivate.fm]]></link><guid isPermaLink="false">6e4dc1ea-f410-4c4a-90f0-389a035f6401</guid><itunes:image href="https://artwork.captivate.fm/c420ea9a-3836-4e09-b01d-dfdf5f9cd811/When-Health-Freezes-Over-Podcast-Cover-04.jpg"/><pubDate>Wed, 22 Apr 2026 06:00:00 +0100</pubDate><enclosure url="https://episodes.captivate.fm/episode/6e4dc1ea-f410-4c4a-90f0-389a035f6401.mp3" length="74901679" type="audio/mpeg"/><itunes:duration>52:01</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType></item><item><title>Making Members The Central Focus For Health Plans</title><itunes:title>Making Members The Central Focus For Health Plans</itunes:title><description><![CDATA[<p>In this episode of When Health Freezes Over, Host <u><a href="https://www.linkedin.com/in/omar-haq1/" rel="noopener noreferrer" target="_blank">Omar Haq</a></u> is in conversation with Guest <u><a href="https://www.linkedin.com/in/anoopbhogal/" rel="noopener noreferrer" target="_blank">Anoop Bhogal</a></u>. Anoop is part of <u><a href="https://www.linkedin.com/company/accenture/" rel="noopener noreferrer" target="_blank">Accenture’</a></u>s Customer Growth Strategy practice within Accenture Song. The discussion highlights the disconnect between health insurance companies and the consumers they serve. Despite having access to vast amounts of data and advanced technology such as AI, many health plans still struggle with personalization, member engagement, and retention. The conversation explores why healthcare lags behind other industries in customer experience, the financial implications of poor engagement, and how a shift toward consumer-centric strategies powered by data, AI, and organizational alignment can transform outcomes.</p><p></p><p>Anoop Bhogal is a seasoned expert with over 20 years of experience in organizational psychology, marketing, and customer experience. He specializes in designing customer-centric experiences, leveraging data and digital strategies to help health insurers better engage their members and improve retention.</p><p></p><p><strong>Expect to Learn</strong></p><p>- Why health insurance ranks among the lowest industries in customer experience</p><p>- The limitations of traditional metrics such as Net Promoter Score (NPS) in healthcare</p><p>- How personalization and data integration can transform member engagement in healthcare</p><p>- The financial impact of poor member retention and unpredictable risk mix in healthcare</p><p>- How AI and cross-functional collaboration are reshaping the future of healthcare experience</p><p></p><p><strong>Episode Breakdown with Timestamps</strong></p><p>[00:00:00] – Teaser</p><p>[00:00:59] – Introduction and Guest Background</p><p>[00:02:56] – What Anoop Does in Healthcare Experience</p><p>[00:04:13] – How Consumers Really Feel About Health Insurance</p><p>[00:10:04] – The Member Journey vs. Real Life</p><p>[00:13:57] – The Personalization Gap</p><p>[00:18:24] – What Successful Health Plans Are Doing Differently</p><p>[00:22:57] – Financial Impact of Poor Member Retention</p><p>[00:29:14] – The Data Challenge: Abundance vs. Integration</p><p>[00:31:40] – What C-Suite Leaders Should Be Paying Attention To</p><p>[00:46:00] – Closing Thoughts</p><p></p><p><strong>Follow Guest Anoop Bhogal:</strong></p><p>LinkedIn: <u><a href="https://www.linkedin.com/in/anoopbhogal/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/anoopbhogal/</a></u></p><p></p><p><strong>Follow Guest’s Company Accenture:</strong></p><p>LinkedIn: <u><a href="https://www.linkedin.com/company/accenture/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/company/accenture/</a></u></p><p>Website: <u><a href="http://www.accenture.com/" rel="noopener noreferrer" target="_blank">http://www.accenture.com/</a></u></p><p>Instagram: <u><a href="https://www.instagram.com/accenture/" rel="noopener noreferrer" target="_blank">https://www.instagram.com/accenture/</a></u></p><p>Facebook: <u><a href="https://www.facebook.com/accenture/" rel="noopener noreferrer" target="_blank">https://www.facebook.com/accenture/</a></u></p><p></p><p><strong>Follow Host Omar Haq:</strong></p><p>LinkedIn: <u><a href="https://www.linkedin.com/in/omar-haq1/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/omar-haq1/</a></u></p><p>Company Website: <u><a href="https://www.mushincg.com/" rel="noopener noreferrer" target="_blank">https://www.mushincg.com/</a></u></p><p>Instagram: <u><a href="https://www.instagram.com/mushincgllc" rel="noopener noreferrer" target="_blank">https://www.instagram.com/mushincgllc</a></u></p><p>Tiktok: <u><a href="https://www.tiktok.com/@uberactuary" rel="noopener noreferrer" target="_blank">https://www.tiktok.com/@uberactuary</a></u></p><p></p><p><strong>Follow Us On:</strong></p><p>YouTube: <u><a href="https://www.youtube.com/channel/UC7CR1wzokjtVdyyWHLziUJQ/" rel="noopener noreferrer" target="_blank">https://www.youtube.com/channel/UC7CR1wzokjtVdyyWHLziUJQ/</a></u></p><p>Spotify: <u><a href="https://open.spotify.com/show/3bRobaBZlM3IbCJ5334PJV?si=41aa6416371e4bc2" rel="noopener noreferrer" target="_blank">https://open.spotify.com/show/3bRobaBZlM3IbCJ5334PJV?si=41aa6416371e4bc2</a></u></p><p>Apple Podcast: <u><a href="https://podcasts.apple.com/pk/podcast/when-health-freezes-over/id1887501951" rel="noopener noreferrer" target="_blank">https://podcasts.apple.com/pk/podcast/when-health-freezes-over/id1887501951</a></u></p>]]></description><content:encoded><![CDATA[<p>In this episode of When Health Freezes Over, Host <u><a href="https://www.linkedin.com/in/omar-haq1/" rel="noopener noreferrer" target="_blank">Omar Haq</a></u> is in conversation with Guest <u><a href="https://www.linkedin.com/in/anoopbhogal/" rel="noopener noreferrer" target="_blank">Anoop Bhogal</a></u>. Anoop is part of <u><a href="https://www.linkedin.com/company/accenture/" rel="noopener noreferrer" target="_blank">Accenture’</a></u>s Customer Growth Strategy practice within Accenture Song. The discussion highlights the disconnect between health insurance companies and the consumers they serve. Despite having access to vast amounts of data and advanced technology such as AI, many health plans still struggle with personalization, member engagement, and retention. The conversation explores why healthcare lags behind other industries in customer experience, the financial implications of poor engagement, and how a shift toward consumer-centric strategies powered by data, AI, and organizational alignment can transform outcomes.</p><p></p><p>Anoop Bhogal is a seasoned expert with over 20 years of experience in organizational psychology, marketing, and customer experience. He specializes in designing customer-centric experiences, leveraging data and digital strategies to help health insurers better engage their members and improve retention.</p><p></p><p><strong>Expect to Learn</strong></p><p>- Why health insurance ranks among the lowest industries in customer experience</p><p>- The limitations of traditional metrics such as Net Promoter Score (NPS) in healthcare</p><p>- How personalization and data integration can transform member engagement in healthcare</p><p>- The financial impact of poor member retention and unpredictable risk mix in healthcare</p><p>- How AI and cross-functional collaboration are reshaping the future of healthcare experience</p><p></p><p><strong>Episode Breakdown with Timestamps</strong></p><p>[00:00:00] – Teaser</p><p>[00:00:59] – Introduction and Guest Background</p><p>[00:02:56] – What Anoop Does in Healthcare Experience</p><p>[00:04:13] – How Consumers Really Feel About Health Insurance</p><p>[00:10:04] – The Member Journey vs. Real Life</p><p>[00:13:57] – The Personalization Gap</p><p>[00:18:24] – What Successful Health Plans Are Doing Differently</p><p>[00:22:57] – Financial Impact of Poor Member Retention</p><p>[00:29:14] – The Data Challenge: Abundance vs. Integration</p><p>[00:31:40] – What C-Suite Leaders Should Be Paying Attention To</p><p>[00:46:00] – Closing Thoughts</p><p></p><p><strong>Follow Guest Anoop Bhogal:</strong></p><p>LinkedIn: <u><a href="https://www.linkedin.com/in/anoopbhogal/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/anoopbhogal/</a></u></p><p></p><p><strong>Follow Guest’s Company Accenture:</strong></p><p>LinkedIn: <u><a href="https://www.linkedin.com/company/accenture/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/company/accenture/</a></u></p><p>Website: <u><a href="http://www.accenture.com/" rel="noopener noreferrer" target="_blank">http://www.accenture.com/</a></u></p><p>Instagram: <u><a href="https://www.instagram.com/accenture/" rel="noopener noreferrer" target="_blank">https://www.instagram.com/accenture/</a></u></p><p>Facebook: <u><a href="https://www.facebook.com/accenture/" rel="noopener noreferrer" target="_blank">https://www.facebook.com/accenture/</a></u></p><p></p><p><strong>Follow Host Omar Haq:</strong></p><p>LinkedIn: <u><a href="https://www.linkedin.com/in/omar-haq1/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/omar-haq1/</a></u></p><p>Company Website: <u><a href="https://www.mushincg.com/" rel="noopener noreferrer" target="_blank">https://www.mushincg.com/</a></u></p><p>Instagram: <u><a href="https://www.instagram.com/mushincgllc" rel="noopener noreferrer" target="_blank">https://www.instagram.com/mushincgllc</a></u></p><p>Tiktok: <u><a href="https://www.tiktok.com/@uberactuary" rel="noopener noreferrer" target="_blank">https://www.tiktok.com/@uberactuary</a></u></p><p></p><p><strong>Follow Us On:</strong></p><p>YouTube: <u><a href="https://www.youtube.com/channel/UC7CR1wzokjtVdyyWHLziUJQ/" rel="noopener noreferrer" target="_blank">https://www.youtube.com/channel/UC7CR1wzokjtVdyyWHLziUJQ/</a></u></p><p>Spotify: <u><a href="https://open.spotify.com/show/3bRobaBZlM3IbCJ5334PJV?si=41aa6416371e4bc2" rel="noopener noreferrer" target="_blank">https://open.spotify.com/show/3bRobaBZlM3IbCJ5334PJV?si=41aa6416371e4bc2</a></u></p><p>Apple Podcast: <u><a href="https://podcasts.apple.com/pk/podcast/when-health-freezes-over/id1887501951" rel="noopener noreferrer" target="_blank">https://podcasts.apple.com/pk/podcast/when-health-freezes-over/id1887501951</a></u></p>]]></content:encoded><link><![CDATA[https://when-health-freezes-over.captivate.fm]]></link><guid isPermaLink="false">ccd5b6b3-1107-4bc2-980c-c40e80ec0d20</guid><itunes:image href="https://artwork.captivate.fm/c420ea9a-3836-4e09-b01d-dfdf5f9cd811/When-Health-Freezes-Over-Podcast-Cover-04.jpg"/><pubDate>Tue, 14 Apr 2026 07:00:00 +0100</pubDate><enclosure url="https://episodes.captivate.fm/episode/ccd5b6b3-1107-4bc2-980c-c40e80ec0d20.mp3" length="62532804" type="audio/mpeg"/><itunes:duration>43:26</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType></item><item><title>How Health Plans Deliver Value In 2026</title><itunes:title>How Health Plans Deliver Value In 2026</itunes:title><description><![CDATA[<p>In this episode of the When Health Freezes Over Podcast, Host <u><a href="https://www.linkedin.com/in/omar-haq1/" rel="noopener noreferrer" target="_blank">Omar Haq</a></u> in conversation with Guest <u><a href="https://www.linkedin.com/in/chris-dallas-feeney-phd-a6b43a1/" rel="noopener noreferrer" target="_blank">Chris Dallas-Feeney</a></u>, University Lecturer at West Chester University of Pennsylvania, Adjunct Professor of Security Studies and Defence Analysis at Norwich University, Managing Director at New Frontier Advisors and Executive Advisor at ZS Associates in its Health Plan and Provider practice, explores the evolving role of health insurance companies in today’s healthcare ecosystem. The conversation dives into whether health plans still provide meaningful value, the challenges of value-based care, and why systemic issues like short-term incentives and lack of collaboration continue to hinder progress. The discussion also touches on structural inefficiencies, the failure to address social determinants of health (SDOH), and the future of healthcare strategy in a rapidly changing economic and policy landscape.</p><p>Chris Dallas-Feeney is a seasoned healthcare strategist with a distinguished career spanning public accounting, consulting, and executive leadership. He has held senior roles at firms such as KPMG and Booz Allen Hamilton and brings deep expertise in corporate strategy, healthcare systems, and risk management. With a PhD in political science, Chris combines analytical rigor with real-world experience to tackle complex industry challenges.</p><p></p><p><strong>Expect to Learn </strong></p><p>- Why health insurance companies are facing an identity crisis in 2025</p><p>- The real reasons value-based care has struggled for decades</p><p>- How misaligned incentives and short-term thinking distort healthcare outcomes</p><p>- The untapped potential of social determinants of health (SDOH)</p><p>- What the future role of insurers could look like in a more collaborative system</p><p></p><p><strong>Episode Breakdown with Timestamps </strong></p><p>[00:00:00] – Teaser</p><p>[00:01:19] – Podcast Introduction &amp; Guest Welcome</p><p>[00:06:46] – Chris’s Career Journey</p><p>[00:12:01] – Are Health Insurance Companies Still Relevant?</p><p>[00:16:45] – Market Pressures &amp; Declining Confidence in Health Plans</p><p>[00:19:25] – Breakdown in Payer-Provider Relationships</p><p>[00:24:34] – The Reality of Value-Based Care (VBC)</p><p>[00:29:28] – Structural Challenges in Risk-Sharing Models</p><p>[00:37:48] – Analytics Overload vs. Real Impact</p><p>[00:45:29] – Social Determinants of Health (SDOH)</p><p>[00:47:24] – The “Wrong Pocket” Problem &amp; Short-Term Incentives</p><p>[00:56:00] – Financial Pressures &amp; Industry Instability</p><p>[00:59:52] – Future of Health Plans &amp; Strategic Opportunities</p><p>[01:02:43] – Closing Thoughts &amp; Key Takeaways</p><p></p><p><strong>Follow Guest Chris Dallas-Feeney: </strong></p><p>LinkedIn: <a href="https://www.linkedin.com/in/chris-dallas-feeney-phd-a6b43a1/ " rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/chris-dallas-feeney-phd-a6b43a1/ </a></p><p>Facebook: <a href="https://www.facebook.com/chris.dallasfeeney/ " rel="noopener noreferrer" target="_blank">https://www.facebook.com/chris.dallasfeeney/ </a></p><p></p><p><strong>Company LinkedIn: </strong></p><p>ZS Associates: <a href="https://www.linkedin.com/company/zs-associates/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/company/zs-associates/</a></p><p></p><p><strong>Company Websites: </strong></p><p>ZS Associates: <a href="https://www.zs.com/ " rel="noopener noreferrer" target="_blank">https://www.zs.com/ </a></p><p></p><p><strong>Company Instagram: </strong></p><p>ZS Associates: <a href="https://www.instagram.com/zscareers/ " rel="noopener noreferrer" target="_blank">https://www.instagram.com/zscareers/ </a></p><p></p><p><strong>Follow Host Omar Haq: </strong></p><p>LinkedIn: <a href="https://www.linkedin.com/in/omar-haq1/  " rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/omar-haq1/ </a></p><p>Company Website: <a href="https://www.mushincg.com/" rel="noopener noreferrer" target="_blank">https://www.mushincg.com/</a></p><p>Instagram: <a href="https://www.instagram.com/mushincgllc " rel="noopener noreferrer" target="_blank">https://www.instagram.com/mushincgllc </a></p><p>Tiktok: <a href="https://www.tiktok.com/@uberactuary " rel="noopener noreferrer" target="_blank">https://www.tiktok.com/@uberactuary </a></p><p></p><p><strong>Follow Us On: </strong></p><p>Youtube: <a href="https://www.youtube.com/channel/UC7CR1wzokjtVdyyWHLziUJQ/ " rel="noopener noreferrer" target="_blank">https://www.youtube.com/channel/UC7CR1wzokjtVdyyWHLziUJQ/ </a></p><p>Spotify: <a href="https://open.spotify.com/show/3bRobaBZlM3IbCJ5334PJV?si=41aa6416371e4bc2 " rel="noopener noreferrer" target="_blank">https://open.spotify.com/show/3bRobaBZlM3IbCJ5334PJV?si=41aa6416371e4bc2 </a></p><p>Apple Podcast: <a href="https://podcasts.apple.com/pk/podcast/when-health-freezes-over/id1887501951 " rel="noopener noreferrer" target="_blank">https://podcasts.apple.com/pk/podcast/when-health-freezes-over/id1887501951 </a></p>]]></description><content:encoded><![CDATA[<p>In this episode of the When Health Freezes Over Podcast, Host <u><a href="https://www.linkedin.com/in/omar-haq1/" rel="noopener noreferrer" target="_blank">Omar Haq</a></u> in conversation with Guest <u><a href="https://www.linkedin.com/in/chris-dallas-feeney-phd-a6b43a1/" rel="noopener noreferrer" target="_blank">Chris Dallas-Feeney</a></u>, University Lecturer at West Chester University of Pennsylvania, Adjunct Professor of Security Studies and Defence Analysis at Norwich University, Managing Director at New Frontier Advisors and Executive Advisor at ZS Associates in its Health Plan and Provider practice, explores the evolving role of health insurance companies in today’s healthcare ecosystem. The conversation dives into whether health plans still provide meaningful value, the challenges of value-based care, and why systemic issues like short-term incentives and lack of collaboration continue to hinder progress. The discussion also touches on structural inefficiencies, the failure to address social determinants of health (SDOH), and the future of healthcare strategy in a rapidly changing economic and policy landscape.</p><p>Chris Dallas-Feeney is a seasoned healthcare strategist with a distinguished career spanning public accounting, consulting, and executive leadership. He has held senior roles at firms such as KPMG and Booz Allen Hamilton and brings deep expertise in corporate strategy, healthcare systems, and risk management. With a PhD in political science, Chris combines analytical rigor with real-world experience to tackle complex industry challenges.</p><p></p><p><strong>Expect to Learn </strong></p><p>- Why health insurance companies are facing an identity crisis in 2025</p><p>- The real reasons value-based care has struggled for decades</p><p>- How misaligned incentives and short-term thinking distort healthcare outcomes</p><p>- The untapped potential of social determinants of health (SDOH)</p><p>- What the future role of insurers could look like in a more collaborative system</p><p></p><p><strong>Episode Breakdown with Timestamps </strong></p><p>[00:00:00] – Teaser</p><p>[00:01:19] – Podcast Introduction &amp; Guest Welcome</p><p>[00:06:46] – Chris’s Career Journey</p><p>[00:12:01] – Are Health Insurance Companies Still Relevant?</p><p>[00:16:45] – Market Pressures &amp; Declining Confidence in Health Plans</p><p>[00:19:25] – Breakdown in Payer-Provider Relationships</p><p>[00:24:34] – The Reality of Value-Based Care (VBC)</p><p>[00:29:28] – Structural Challenges in Risk-Sharing Models</p><p>[00:37:48] – Analytics Overload vs. Real Impact</p><p>[00:45:29] – Social Determinants of Health (SDOH)</p><p>[00:47:24] – The “Wrong Pocket” Problem &amp; Short-Term Incentives</p><p>[00:56:00] – Financial Pressures &amp; Industry Instability</p><p>[00:59:52] – Future of Health Plans &amp; Strategic Opportunities</p><p>[01:02:43] – Closing Thoughts &amp; Key Takeaways</p><p></p><p><strong>Follow Guest Chris Dallas-Feeney: </strong></p><p>LinkedIn: <a href="https://www.linkedin.com/in/chris-dallas-feeney-phd-a6b43a1/ " rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/chris-dallas-feeney-phd-a6b43a1/ </a></p><p>Facebook: <a href="https://www.facebook.com/chris.dallasfeeney/ " rel="noopener noreferrer" target="_blank">https://www.facebook.com/chris.dallasfeeney/ </a></p><p></p><p><strong>Company LinkedIn: </strong></p><p>ZS Associates: <a href="https://www.linkedin.com/company/zs-associates/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/company/zs-associates/</a></p><p></p><p><strong>Company Websites: </strong></p><p>ZS Associates: <a href="https://www.zs.com/ " rel="noopener noreferrer" target="_blank">https://www.zs.com/ </a></p><p></p><p><strong>Company Instagram: </strong></p><p>ZS Associates: <a href="https://www.instagram.com/zscareers/ " rel="noopener noreferrer" target="_blank">https://www.instagram.com/zscareers/ </a></p><p></p><p><strong>Follow Host Omar Haq: </strong></p><p>LinkedIn: <a href="https://www.linkedin.com/in/omar-haq1/  " rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/omar-haq1/ </a></p><p>Company Website: <a href="https://www.mushincg.com/" rel="noopener noreferrer" target="_blank">https://www.mushincg.com/</a></p><p>Instagram: <a href="https://www.instagram.com/mushincgllc " rel="noopener noreferrer" target="_blank">https://www.instagram.com/mushincgllc </a></p><p>Tiktok: <a href="https://www.tiktok.com/@uberactuary " rel="noopener noreferrer" target="_blank">https://www.tiktok.com/@uberactuary </a></p><p></p><p><strong>Follow Us On: </strong></p><p>Youtube: <a href="https://www.youtube.com/channel/UC7CR1wzokjtVdyyWHLziUJQ/ " rel="noopener noreferrer" target="_blank">https://www.youtube.com/channel/UC7CR1wzokjtVdyyWHLziUJQ/ </a></p><p>Spotify: <a href="https://open.spotify.com/show/3bRobaBZlM3IbCJ5334PJV?si=41aa6416371e4bc2 " rel="noopener noreferrer" target="_blank">https://open.spotify.com/show/3bRobaBZlM3IbCJ5334PJV?si=41aa6416371e4bc2 </a></p><p>Apple Podcast: <a href="https://podcasts.apple.com/pk/podcast/when-health-freezes-over/id1887501951 " rel="noopener noreferrer" target="_blank">https://podcasts.apple.com/pk/podcast/when-health-freezes-over/id1887501951 </a></p>]]></content:encoded><link><![CDATA[https://when-health-freezes-over.captivate.fm]]></link><guid isPermaLink="false">1c71a7b7-fcee-4a8e-9277-6369913017a8</guid><itunes:image href="https://artwork.captivate.fm/c420ea9a-3836-4e09-b01d-dfdf5f9cd811/When-Health-Freezes-Over-Podcast-Cover-04.jpg"/><pubDate>Tue, 07 Apr 2026 00:00:00 +0100</pubDate><enclosure url="https://episodes.captivate.fm/episode/1c71a7b7-fcee-4a8e-9277-6369913017a8.mp3" length="91672291" type="audio/mpeg"/><itunes:duration>01:03:40</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType></item><item><title>New Episode Coming Soon!</title><itunes:title>New Episode Coming Soon!</itunes:title><description><![CDATA[<p>They promised efficiency. They promised integration. They promised the data would light the way. But out in the arena... the fire is going out. Welcome to the breaking point. Welcome to When Health Freezes.</p><p>This podcast is about the cold, hard truth of the 4-trillion-dollar healthcare machine. We are moving past the polished PowerPoints and the tired buzzwords to look at why the gears are grinding to a halt.</p><p></p><p>In every episode, we bring in the veterans—the men and women in the arena who have taken the hits and cleared the path. No ego. No politics. Just the data and the raw truth.</p><p></p><p>If you’re ready to see the full picture and understand the risks no one else is talking about, join us. Follow "When Health Freezes Over" right now on Spotify, Apple Podcasts, or wherever you get your shows. Clear the path. Take the hits. Find the truth. Let’s find out what happens... When Health Freezes Over.</p>]]></description><content:encoded><![CDATA[<p>They promised efficiency. They promised integration. They promised the data would light the way. But out in the arena... the fire is going out. Welcome to the breaking point. Welcome to When Health Freezes.</p><p>This podcast is about the cold, hard truth of the 4-trillion-dollar healthcare machine. We are moving past the polished PowerPoints and the tired buzzwords to look at why the gears are grinding to a halt.</p><p></p><p>In every episode, we bring in the veterans—the men and women in the arena who have taken the hits and cleared the path. No ego. No politics. Just the data and the raw truth.</p><p></p><p>If you’re ready to see the full picture and understand the risks no one else is talking about, join us. Follow "When Health Freezes Over" right now on Spotify, Apple Podcasts, or wherever you get your shows. Clear the path. Take the hits. Find the truth. Let’s find out what happens... When Health Freezes Over.</p>]]></content:encoded><link><![CDATA[https://when-health-freezes-over.captivate.fm]]></link><guid isPermaLink="false">96834895-da72-4ac3-b920-94b21b7ebdc9</guid><itunes:image href="https://artwork.captivate.fm/c420ea9a-3836-4e09-b01d-dfdf5f9cd811/When-Health-Freezes-Over-Podcast-Cover-04.jpg"/><pubDate>Tue, 24 Mar 2026 05:00:00 +0100</pubDate><enclosure url="https://episodes.captivate.fm/episode/96834895-da72-4ac3-b920-94b21b7ebdc9.mp3" length="704614" type="audio/mpeg"/><itunes:duration>00:42</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType></item></channel></rss>