<?xml version="1.0" encoding="UTF-8"?><?xml-stylesheet href="https://feeds.captivate.fm/style.xsl" type="text/xsl"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:googleplay="http://www.google.com/schemas/play-podcasts/1.0" xmlns:itunes="http://www.itunes.com/dtds/podcast-1.0.dtd" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:podcast="https://podcastindex.org/namespace/1.0"><channel><atom:link href="https://feeds.captivate.fm/when-health-freezes-over/" rel="self" type="application/rss+xml"/><title><![CDATA[When Health Freezes Over]]></title><podcast:guid>0bdcba2e-593f-57a3-a053-153799714996</podcast:guid><lastBuildDate>Tue, 26 May 2026 05:00:04 +0000</lastBuildDate><generator>Captivate.fm</generator><language><![CDATA[en]]></language><copyright><![CDATA[Copyright 2026 Omar Haq]]></copyright><managingEditor>Omar Haq</managingEditor><itunes:summary><![CDATA[Welcome to When Health Freezes.

In the world of healthcare, we’ve been told for decades that "innovation" and "vertical integration" would save the system. But in 2026, the gears are grinding to a halt. We're seeing giants miss their targets, capital markets turn cold, and the tension between payers and providers reach a breaking point.

This podcast is a deep-dive into the engine room of healthcare. Hosted by Omar Haq, founder of Mushin Consulting Group, we bring 30 years of actuarial science and enterprise strategy to the front lines.

Inspired by the philosophy of Extreme Ownership and the martial arts state of Mushin—moving with clarity and without ego—we sit down with the "Men and Women in the Arena." Together, we strip away the jargon to examine the valuation chill, the medical trend misses, and the truth behind the data. When the system freezes, the real leaders start digging.]]></itunes:summary><image><url>https://artwork.captivate.fm/c420ea9a-3836-4e09-b01d-dfdf5f9cd811/When-Health-Freezes-Over-Podcast-Cover-04.jpg</url><title>When Health Freezes Over</title><link><![CDATA[https://when-health-freezes-over.captivate.fm]]></link></image><itunes:image href="https://artwork.captivate.fm/c420ea9a-3836-4e09-b01d-dfdf5f9cd811/When-Health-Freezes-Over-Podcast-Cover-04.jpg"/><itunes:owner><itunes:name>Omar Haq</itunes:name></itunes:owner><itunes:author>Omar Haq</itunes:author><description>Welcome to When Health Freezes.

In the world of healthcare, we’ve been told for decades that &quot;innovation&quot; and &quot;vertical integration&quot; would save the system. But in 2026, the gears are grinding to a halt. We&apos;re seeing giants miss their targets, capital markets turn cold, and the tension between payers and providers reach a breaking point.

This podcast is a deep-dive into the engine room of healthcare. Hosted by Omar Haq, founder of Mushin Consulting Group, we bring 30 years of actuarial science and enterprise strategy to the front lines.

Inspired by the philosophy of Extreme Ownership and the martial arts state of Mushin—moving with clarity and without ego—we sit down with the &quot;Men and Women in the Arena.&quot; Together, we strip away the jargon to examine the valuation chill, the medical trend misses, and the truth behind the data. When the system freezes, the real leaders start digging.</description><link>https://when-health-freezes-over.captivate.fm</link><atom:link href="https://pubsubhubbub.appspot.com" rel="hub"/><itunes:subtitle><![CDATA[The cold, hard truth about the $4 trillion healthcare machine—why it’s stalling and how we fix it.]]></itunes:subtitle><itunes:explicit>false</itunes:explicit><itunes:type>episodic</itunes:type><itunes:category text="Business"><itunes:category text="Management"/></itunes:category><podcast:locked>no</podcast:locked><podcast:medium>podcast</podcast:medium><item><title>AI could transform the healthcare system by predicting risk and fixing inefficiencies - Parul Mistry</title><itunes:title>AI could transform the healthcare system by predicting risk and fixing inefficiencies - Parul Mistry</itunes:title><description><![CDATA[<p>In this episode of When Health Freezes Over, Host <u><a href="https://www.linkedin.com/in/omar-haq1/" rel="noopener noreferrer" target="_blank">Omar Haq </a></u>is joined by guest <u><a href="https://www.linkedin.com/in/parulmistrymd/" rel="noopener noreferrer" target="_blank">Parul Mistry, MD, MA</a></u>, a physician executive with more than 20 years of leadership experience. The conversation explores the evolution of medical management in health plans, the limitations of traditional disease management, and the growing importance of whole-person care, social determinants of health (SDOH), interoperability, and AI-driven population health strategies. Parul Mistry provides an insider’s perspective on how health plans, providers, actuaries, and medical management teams can better collaborate to improve healthcare outcomes while addressing rising healthcare costs and administrative complexity.</p><p>Parul Mistry has more than 20 years of leadership experience across various aspects of healthcare including Medicaid managed care, provider systems, payment integrity, and digital health. She has led enterprise efforts in population health, utilization management transformation, quality improvement, clinical operations, with a strong focus on improving outcomes for vulnerable populations.</p><p></p><p><strong>Expect to Learn:</strong></p><p>- What a Chief Medical Officer (CMO) actually does inside a health plan</p><p> - The difference between traditional care and population health </p><p>- Why disease management programmes are fading out </p><p>- How complex case management evolved from disease management </p><p>- The future role of health plans in 2026 and beyond </p><p>- How AI and predictive analytics can improve population health </p><p>- The pros and cons of point solution vendors </p><p>- Why primary care and SDOH remain underfunded </p><p>- How actuaries and medical management teams can collaborate more effectively </p><p></p><p><strong>Timestamps:</strong></p><p><strong>[00:00:00]</strong> - Teaser</p><p>[<strong>00:01:07]</strong> - Introduction of Parul Mistry</p><p>[<strong>00:04:31]</strong> - What does a Chief Medical Officer actually do?</p><p>[<strong>00:06:38]</strong> - Population health vs traditional reactive healthcare</p><p>[<strong>00:11:48]</strong> - The evolution and decline of disease management programmes</p><p>[<strong>00:15:21]</strong> - Why healthcare is shifting toward complex case management</p><p>[<strong>00:26:19]</strong> - What utilisation management was originally designed to do</p><p>[<strong>00:28:48]</strong> - Improving payer-provider relationships and reducing friction</p><p>[<strong>00:32:12]</strong> - Why population health struggles to bend the healthcare cost curve</p><p>[<strong>00:40:59]</strong> - The massive impact of social determinants of health (SDOH)</p><p>[<strong>00:44:06]</strong> - Why healthcare ROI cannot be measured in one-year cycles</p><p>[<strong>00:46:05]</strong> - What role health plans should play in modern healthcare</p><p>[<strong>00:52:28]</strong> - AI, predictive analytics, and the future of population health</p><p>[<strong>00:57:16]</strong> - How technology can personalize member engagement</p><p>[<strong>01:06:09]</strong> - Why social determinants of health remain chronically underfunded</p><p>[<strong>01:08:06]</strong> - The need for stronger investment in primary care</p><p>[<strong>01:09:16]</strong> - Collaboration between actuaries and medical management teams</p><p>[<strong>01:12:01]</strong> - Closing thoughts and final takeaways</p><p></p><p><strong>Follow Guest Parul Mistry:</strong></p><p>LinkedIn: <u><a href="https://www.linkedin.com/in/parulmistrymd/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/parulmistrymd/</a></u> </p><p></p><p><strong>Follow Host Omar Haq:</strong></p><p>LinkedIn: <u><a href="https://www.linkedin.com/in/omar-haq1/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/omar-haq1/</a></u></p><p>Company Website: <u><a href="https://www.mushincg.com/" rel="noopener noreferrer" target="_blank">https://www.mushincg.com/</a></u></p><p>Instagram: <u><a href="https://www.instagram.com/mushincgllc" rel="noopener noreferrer" target="_blank">https://www.instagram.com/mushincgllc</a></u> </p><p>Tiktok: <u><a href="https://www.tiktok.com/@uberactuary" rel="noopener noreferrer" target="_blank">https://www.tiktok.com/@uberactuary</a></u> </p><p></p><p><strong>Follow Us On:</strong></p><p>YouTube: <u><a href="https://www.youtube.com/channel/UC7CR1wzokjtVdyyWHLziUJQ/" rel="noopener noreferrer" target="_blank">https://www.youtube.com/channel/UC7CR1wzokjtVdyyWHLziUJQ/</a></u> </p><p>Spotify: <u><a href="https://open.spotify.com/show/3bRobaBZlM3IbCJ5334PJV?si=41aa6416371e4bc2" rel="noopener noreferrer" target="_blank">https://open.spotify.com/show/3bRobaBZlM3IbCJ5334PJV?si=41aa6416371e4bc2</a></u> </p><p>Apple Podcast: <u><a href="https://podcasts.apple.com/pk/podcast/when-health-freezes-over/id1887501951" rel="noopener noreferrer" target="_blank">https://podcasts.apple.com/pk/podcast/when-health-freezes-over/id1887501951</a></u> </p>]]></description><content:encoded><![CDATA[<p>In this episode of When Health Freezes Over, Host <u><a href="https://www.linkedin.com/in/omar-haq1/" rel="noopener noreferrer" target="_blank">Omar Haq </a></u>is joined by guest <u><a href="https://www.linkedin.com/in/parulmistrymd/" rel="noopener noreferrer" target="_blank">Parul Mistry, MD, MA</a></u>, a physician executive with more than 20 years of leadership experience. The conversation explores the evolution of medical management in health plans, the limitations of traditional disease management, and the growing importance of whole-person care, social determinants of health (SDOH), interoperability, and AI-driven population health strategies. Parul Mistry provides an insider’s perspective on how health plans, providers, actuaries, and medical management teams can better collaborate to improve healthcare outcomes while addressing rising healthcare costs and administrative complexity.</p><p>Parul Mistry has more than 20 years of leadership experience across various aspects of healthcare including Medicaid managed care, provider systems, payment integrity, and digital health. She has led enterprise efforts in population health, utilization management transformation, quality improvement, clinical operations, with a strong focus on improving outcomes for vulnerable populations.</p><p></p><p><strong>Expect to Learn:</strong></p><p>- What a Chief Medical Officer (CMO) actually does inside a health plan</p><p> - The difference between traditional care and population health </p><p>- Why disease management programmes are fading out </p><p>- How complex case management evolved from disease management </p><p>- The future role of health plans in 2026 and beyond </p><p>- How AI and predictive analytics can improve population health </p><p>- The pros and cons of point solution vendors </p><p>- Why primary care and SDOH remain underfunded </p><p>- How actuaries and medical management teams can collaborate more effectively </p><p></p><p><strong>Timestamps:</strong></p><p><strong>[00:00:00]</strong> - Teaser</p><p>[<strong>00:01:07]</strong> - Introduction of Parul Mistry</p><p>[<strong>00:04:31]</strong> - What does a Chief Medical Officer actually do?</p><p>[<strong>00:06:38]</strong> - Population health vs traditional reactive healthcare</p><p>[<strong>00:11:48]</strong> - The evolution and decline of disease management programmes</p><p>[<strong>00:15:21]</strong> - Why healthcare is shifting toward complex case management</p><p>[<strong>00:26:19]</strong> - What utilisation management was originally designed to do</p><p>[<strong>00:28:48]</strong> - Improving payer-provider relationships and reducing friction</p><p>[<strong>00:32:12]</strong> - Why population health struggles to bend the healthcare cost curve</p><p>[<strong>00:40:59]</strong> - The massive impact of social determinants of health (SDOH)</p><p>[<strong>00:44:06]</strong> - Why healthcare ROI cannot be measured in one-year cycles</p><p>[<strong>00:46:05]</strong> - What role health plans should play in modern healthcare</p><p>[<strong>00:52:28]</strong> - AI, predictive analytics, and the future of population health</p><p>[<strong>00:57:16]</strong> - How technology can personalize member engagement</p><p>[<strong>01:06:09]</strong> - Why social determinants of health remain chronically underfunded</p><p>[<strong>01:08:06]</strong> - The need for stronger investment in primary care</p><p>[<strong>01:09:16]</strong> - Collaboration between actuaries and medical management teams</p><p>[<strong>01:12:01]</strong> - Closing thoughts and final takeaways</p><p></p><p><strong>Follow Guest Parul Mistry:</strong></p><p>LinkedIn: <u><a href="https://www.linkedin.com/in/parulmistrymd/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/parulmistrymd/</a></u> </p><p></p><p><strong>Follow Host Omar Haq:</strong></p><p>LinkedIn: <u><a href="https://www.linkedin.com/in/omar-haq1/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/omar-haq1/</a></u></p><p>Company Website: <u><a href="https://www.mushincg.com/" rel="noopener noreferrer" target="_blank">https://www.mushincg.com/</a></u></p><p>Instagram: <u><a href="https://www.instagram.com/mushincgllc" rel="noopener noreferrer" target="_blank">https://www.instagram.com/mushincgllc</a></u> </p><p>Tiktok: <u><a href="https://www.tiktok.com/@uberactuary" rel="noopener noreferrer" target="_blank">https://www.tiktok.com/@uberactuary</a></u> </p><p></p><p><strong>Follow Us On:</strong></p><p>YouTube: <u><a href="https://www.youtube.com/channel/UC7CR1wzokjtVdyyWHLziUJQ/" rel="noopener noreferrer" target="_blank">https://www.youtube.com/channel/UC7CR1wzokjtVdyyWHLziUJQ/</a></u> </p><p>Spotify: <u><a href="https://open.spotify.com/show/3bRobaBZlM3IbCJ5334PJV?si=41aa6416371e4bc2" rel="noopener noreferrer" target="_blank">https://open.spotify.com/show/3bRobaBZlM3IbCJ5334PJV?si=41aa6416371e4bc2</a></u> </p><p>Apple Podcast: <u><a href="https://podcasts.apple.com/pk/podcast/when-health-freezes-over/id1887501951" rel="noopener noreferrer" target="_blank">https://podcasts.apple.com/pk/podcast/when-health-freezes-over/id1887501951</a></u> </p>]]></content:encoded><link><![CDATA[https://when-health-freezes-over.captivate.fm]]></link><guid isPermaLink="false">3372ceaf-de03-4904-8e3e-c8c0e1ed4ba6</guid><itunes:image href="https://artwork.captivate.fm/c420ea9a-3836-4e09-b01d-dfdf5f9cd811/When-Health-Freezes-Over-Podcast-Cover-04.jpg"/><pubDate>Tue, 26 May 2026 06:00:00 +0100</pubDate><enclosure url="https://episodes.captivate.fm/episode/3372ceaf-de03-4904-8e3e-c8c0e1ed4ba6.mp3" length="104378459" type="audio/mpeg"/><itunes:duration>01:12:29</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType></item><item><title>How Medicaid Is Losing Billions of Dollars Due to Mispricing and Lobbying Power with Christopher Drumm</title><itunes:title>How Medicaid Is Losing Billions of Dollars Due to Mispricing and Lobbying Power with Christopher Drumm</itunes:title><description><![CDATA[<p>In this episode of When Health Freezes Over, Host <u><a href="https://www.linkedin.com/in/omar-haq1/" rel="noopener noreferrer" target="_blank">Omar Haq </a></u>is joined by Guest <u><a href="https://www.linkedin.com/in/christopher-drumm-17697110/" rel="noopener noreferrer" target="_blank">Christopher Drumm</a></u>, Founder of <u><a href="https://www.drummanddaughters.com/" rel="noopener noreferrer" target="_blank">Drumm and Daughters LLC </a></u> to unpack decades of experience at the intersection of healthcare, politics, and public service. From grassroots ward politics in Philadelphia to shaping Medicaid policy across multiple states, Christopher shares an insider’s view of how managed care evolved, and where it’s headed. They talk about the realities behind lobbying, the challenges facing Medicaid today, the financial pressures on health plans, and the growing crisis of rural hospitals. Along the way, Christopher offers candid stories, practical insights, and a deeply personal perspective on prevention and public health.</p><p>Christopher Drumm is a Philadelphia native and seasoned healthcare lobbyist with a career spanning local, state, and federal government. He began in grassroots politics in the 1980s, becoming the youngest leader of Philadelphia’s 63rd Ward. Christopher later spent over a decade at Saint Joseph’s University securing major public funding initiatives before leading government affairs at AmeriHealth Caritas for 20 years. There, he played a key role in expanding Medicaid managed care programs across multiple states. Today, Christopher runs his own consulting practice, focusing on healthcare policy, distressed hospital turnaround efforts, and strategic advocacy.</p><p></p><p><strong>Expect to Learn:</strong></p><p>- How lobbying actually works behind the scenes in healthcare </p><p>- Why managed Medicaid exists and how its role has evolved </p><p>- The real reasons health plans are struggling financially today </p><p>- Key tensions between states and insurers </p><p>- Lessons from major Medicaid rollouts </p><p>- Why rural hospitals are collapsing and what it takes to save them </p><p>- The importance of prevention and social determinants of health </p><p>- How politics, personalities, and trust shape healthcare policy decisions</p><p></p><p><strong>Timestamps:</strong></p><p>[00:00] – Teaser</p><p>[01:43] – Introduction of Christoper Drumm</p><p>[03:06] – Growing Up in Mayfair &amp; Early Influences</p><p>[04:34] – Entry into Politics &amp; First Campaign Experience</p><p>[06:01] – Transition into Lobbying</p><p>[08:32] – Work at Saint Joseph’s University</p><p>[11:16] – Joining AmeriHealth Caritas</p><p>[13:39] – What Lobbying Actually Involves</p><p>[14:407 – Building Relationships in New States</p><p>[19:29] – Role of Managed Care in Medicaid</p><p>[22:18] – Advocacy Challenges &amp; Political Realities</p><p>[24:28] – Iowa Case Study: When Medicaid Goes Wrong</p><p>[31:05] – Policy vs. Personality in Decision-Making</p><p>[32:02] – Key Tensions Between States &amp; Health Plans</p><p>[33:50] – Quality of Care in Medicaid</p><p>[37:32] – Why Health Plans Are Struggling Financially</p><p>[40:11] – Current Work: Distressed Hospitals</p><p>[48:12] – Rural Health Transformation Programs</p><p>[52:25] – Closing Thoughts</p><p></p><p><strong>Follow Guest Christopher Drumm:</strong></p><p>LinkedIn: <u><a href="https://www.linkedin.com/in/christopher-drumm-17697110/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/christopher-drumm-17697110/</a></u> </p><p>Company Website: <u><a href="https://www.drummanddaughters.com/" rel="noopener noreferrer" target="_blank">https://www.drummanddaughters.com/</a></u> </p><p></p><p><strong>Follow Host Omar Haq:</strong></p><p>LinkedIn: <u><a href="https://www.linkedin.com/in/omar-haq1/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/omar-haq1/</a></u></p><p>Company Website: <u><a href="https://www.mushincg.com/" rel="noopener noreferrer" target="_blank">https://www.mushincg.com/</a></u></p><p>Instagram: <u><a href="https://www.instagram.com/mushincgllc" rel="noopener noreferrer" target="_blank">https://www.instagram.com/mushincgllc</a></u> </p><p>Tiktok: <u><a href="https://www.tiktok.com/@uberactuary" rel="noopener noreferrer" target="_blank">https://www.tiktok.com/@uberactuary</a></u> </p><p></p><p><strong>Follow Us On:</strong></p><p>YouTube: <u><a href="https://www.youtube.com/channel/UC7CR1wzokjtVdyyWHLziUJQ/" rel="noopener noreferrer" target="_blank">https://www.youtube.com/channel/UC7CR1wzokjtVdyyWHLziUJQ/</a></u> </p><p>Spotify: <u><a href="https://open.spotify.com/show/3bRobaBZlM3IbCJ5334PJV?si=41aa6416371e4bc2" rel="noopener noreferrer" target="_blank">https://open.spotify.com/show/3bRobaBZlM3IbCJ5334PJV?si=41aa6416371e4bc2</a></u> </p><p>Apple Podcast: <u><a href="https://podcasts.apple.com/pk/podcast/when-health-freezes-over/id1887501951" rel="noopener noreferrer" target="_blank">https://podcasts.apple.com/pk/podcast/when-health-freezes-over/id1887501951</a></u> </p><p></p>]]></description><content:encoded><![CDATA[<p>In this episode of When Health Freezes Over, Host <u><a href="https://www.linkedin.com/in/omar-haq1/" rel="noopener noreferrer" target="_blank">Omar Haq </a></u>is joined by Guest <u><a href="https://www.linkedin.com/in/christopher-drumm-17697110/" rel="noopener noreferrer" target="_blank">Christopher Drumm</a></u>, Founder of <u><a href="https://www.drummanddaughters.com/" rel="noopener noreferrer" target="_blank">Drumm and Daughters LLC </a></u> to unpack decades of experience at the intersection of healthcare, politics, and public service. From grassroots ward politics in Philadelphia to shaping Medicaid policy across multiple states, Christopher shares an insider’s view of how managed care evolved, and where it’s headed. They talk about the realities behind lobbying, the challenges facing Medicaid today, the financial pressures on health plans, and the growing crisis of rural hospitals. Along the way, Christopher offers candid stories, practical insights, and a deeply personal perspective on prevention and public health.</p><p>Christopher Drumm is a Philadelphia native and seasoned healthcare lobbyist with a career spanning local, state, and federal government. He began in grassroots politics in the 1980s, becoming the youngest leader of Philadelphia’s 63rd Ward. Christopher later spent over a decade at Saint Joseph’s University securing major public funding initiatives before leading government affairs at AmeriHealth Caritas for 20 years. There, he played a key role in expanding Medicaid managed care programs across multiple states. Today, Christopher runs his own consulting practice, focusing on healthcare policy, distressed hospital turnaround efforts, and strategic advocacy.</p><p></p><p><strong>Expect to Learn:</strong></p><p>- How lobbying actually works behind the scenes in healthcare </p><p>- Why managed Medicaid exists and how its role has evolved </p><p>- The real reasons health plans are struggling financially today </p><p>- Key tensions between states and insurers </p><p>- Lessons from major Medicaid rollouts </p><p>- Why rural hospitals are collapsing and what it takes to save them </p><p>- The importance of prevention and social determinants of health </p><p>- How politics, personalities, and trust shape healthcare policy decisions</p><p></p><p><strong>Timestamps:</strong></p><p>[00:00] – Teaser</p><p>[01:43] – Introduction of Christoper Drumm</p><p>[03:06] – Growing Up in Mayfair &amp; Early Influences</p><p>[04:34] – Entry into Politics &amp; First Campaign Experience</p><p>[06:01] – Transition into Lobbying</p><p>[08:32] – Work at Saint Joseph’s University</p><p>[11:16] – Joining AmeriHealth Caritas</p><p>[13:39] – What Lobbying Actually Involves</p><p>[14:407 – Building Relationships in New States</p><p>[19:29] – Role of Managed Care in Medicaid</p><p>[22:18] – Advocacy Challenges &amp; Political Realities</p><p>[24:28] – Iowa Case Study: When Medicaid Goes Wrong</p><p>[31:05] – Policy vs. Personality in Decision-Making</p><p>[32:02] – Key Tensions Between States &amp; Health Plans</p><p>[33:50] – Quality of Care in Medicaid</p><p>[37:32] – Why Health Plans Are Struggling Financially</p><p>[40:11] – Current Work: Distressed Hospitals</p><p>[48:12] – Rural Health Transformation Programs</p><p>[52:25] – Closing Thoughts</p><p></p><p><strong>Follow Guest Christopher Drumm:</strong></p><p>LinkedIn: <u><a href="https://www.linkedin.com/in/christopher-drumm-17697110/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/christopher-drumm-17697110/</a></u> </p><p>Company Website: <u><a href="https://www.drummanddaughters.com/" rel="noopener noreferrer" target="_blank">https://www.drummanddaughters.com/</a></u> </p><p></p><p><strong>Follow Host Omar Haq:</strong></p><p>LinkedIn: <u><a href="https://www.linkedin.com/in/omar-haq1/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/omar-haq1/</a></u></p><p>Company Website: <u><a href="https://www.mushincg.com/" rel="noopener noreferrer" target="_blank">https://www.mushincg.com/</a></u></p><p>Instagram: <u><a href="https://www.instagram.com/mushincgllc" rel="noopener noreferrer" target="_blank">https://www.instagram.com/mushincgllc</a></u> </p><p>Tiktok: <u><a href="https://www.tiktok.com/@uberactuary" rel="noopener noreferrer" target="_blank">https://www.tiktok.com/@uberactuary</a></u> </p><p></p><p><strong>Follow Us On:</strong></p><p>YouTube: <u><a href="https://www.youtube.com/channel/UC7CR1wzokjtVdyyWHLziUJQ/" rel="noopener noreferrer" target="_blank">https://www.youtube.com/channel/UC7CR1wzokjtVdyyWHLziUJQ/</a></u> </p><p>Spotify: <u><a href="https://open.spotify.com/show/3bRobaBZlM3IbCJ5334PJV?si=41aa6416371e4bc2" rel="noopener noreferrer" target="_blank">https://open.spotify.com/show/3bRobaBZlM3IbCJ5334PJV?si=41aa6416371e4bc2</a></u> </p><p>Apple Podcast: <u><a href="https://podcasts.apple.com/pk/podcast/when-health-freezes-over/id1887501951" rel="noopener noreferrer" target="_blank">https://podcasts.apple.com/pk/podcast/when-health-freezes-over/id1887501951</a></u> </p><p></p>]]></content:encoded><link><![CDATA[https://when-health-freezes-over.captivate.fm]]></link><guid isPermaLink="false">e4cd1f12-098b-427c-bd82-be57254108a4</guid><itunes:image href="https://artwork.captivate.fm/c420ea9a-3836-4e09-b01d-dfdf5f9cd811/When-Health-Freezes-Over-Podcast-Cover-04.jpg"/><pubDate>Tue, 19 May 2026 06:00:00 +0100</pubDate><enclosure url="https://episodes.captivate.fm/episode/e4cd1f12-098b-427c-bd82-be57254108a4.mp3" length="76376544" type="audio/mpeg"/><itunes:duration>52:34</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType></item><item><title>Mental Health Is Getting Worse &amp; Leading to Depression, ADHD Bipolar, Suicide with Dr. Nadeem Shamsi</title><itunes:title>Mental Health Is Getting Worse &amp; Leading to Depression, ADHD Bipolar, Suicide with Dr. Nadeem Shamsi</itunes:title><description><![CDATA[<p>In this episode of When Health Freezes Over, Host <u><a href="https://www.linkedin.com/in/omar-haq1/" rel="noopener noreferrer" target="_blank">Omar Haq</a></u> sits down with <u><a href="https://www.instagram.com/nadpsych?igsh=dzFmeHg5ZDRmcXIy" rel="noopener noreferrer" target="_blank">Dr. Nadeem Shamsi</a></u>, a board-certified psychiatrist with over 20 years of experience. He is a Member of <u><a href="https://www.linkedin.com/company/american-psychiatric-association/" rel="noopener noreferrer" target="_blank">American Psychiatric Association</a></u> &amp; a Diplomate of <u><a href="http://linkedin.com/company/american-board-of-psychiatry-and-neurology-inc/about/trk=biz-companies-cym" rel="noopener noreferrer" target="_blank">American Board of Psychiatry</a></u>. He discusses the growing concerns around mental health, including depression, ADHD, and bipolar disorder. They talk about the challenges of diagnosing and treating these conditions, the importance of early intervention, and the role of medication and therapy in helping patients. The conversation also covers the rising prevalence of mental health issues, particularly post-COVID, and highlights how more awareness, better access to care, and a shift in societal attitudes are needed to address these critical issues.</p><p>Dr. Nadeem Shamsi is a board-certified psychiatrist with over 20 years of experience in mental health care. He specializes in diagnosing and treating conditions such as depression, ADHD, and bipolar disorder. Dr. Shamsi is dedicated to providing personalized care, combining medication management and psychotherapy to help patients regain stability and improve their quality of life.</p><p><strong>Expect to Learn</strong></p><p>- The challenges of diagnosing and treating mental health conditions like depression, ADHD, and bipolar disorder </p><p>- The importance of early intervention and personalized care in improving patient outcomes</p><p>- How medication management and therapy can work together to support mental health recovery </p><p>- Why mental health issues are becoming more prevalent, particularly post-COVID</p><p>- How increased awareness and access to care can help address the growing mental health crisis</p><p></p><p><strong>Episode Breakdown with Timestamps</strong></p><p>[00:00:00] – Teaser</p><p>[00:01:59] – Introduction and Dr. Nadeem Shamsi’s Background</p><p>[00:03:52] – Dr. Shamsi’s Transition to Private Practice</p><p>[00:06:31] – Difference Between Psychiatrists and Psychologists</p><p>[00:09:15] – Understanding Depression, ADHD, and Bipolar Disorder</p><p>[00:13:10] – Why ADHD is Diagnosed More in Adults Now</p><p>[00:16:22] – Trends in Diagnoses Across Age and Demographics</p><p>[00:17:42] – Addressing the Bipolar Disorder Debate</p><p>[00:19:31] – Diagnosing Bipolar Disorder vs. Depression</p><p>[00:21:36] – Understanding DSM</p><p>[00:22:27] – Coexisting Mental Health Disorders and Their Challenges</p><p>[00:26:52] – Recognizing Symptoms of Mental Health Disorders</p><p>[00:33:48] – The Role of Family in Supporting Mental Health Treatment</p><p>[00:36:51] – The Complexity of Suicide Prevention</p><p>[00:41:53] – Normalizing Conversations About Mental Health</p><p>[00:45:41] – Challenges in Accessing Mental Health Care</p><p>[00:51:20] – Social Impact of COVID on Mental Health</p><p>[01:06:01] – Shift in Mental Health Policies and Patient Rights</p><p>[01:10:44] – Balancing Quality Care with Time Constraints</p><p>[01:16:50] – If You Could Change One Thing in Psychiatry: Breaking Stigma Through Education and Awareness</p><p></p><p><strong>Follow Guest Dr. Nadeem Shamsi:</strong></p><p>Instagram: <u><a href="https://www.instagram.com/nadpsych" rel="noopener noreferrer" target="_blank">https://www.instagram.com/nadpsych</a></u></p><p>Website: <u><a href="https://mnshamsipc.com/our-team/nadeem-shamsi-m-d/" rel="noopener noreferrer" target="_blank">https://mnshamsipc.com/our-team/nadeem-shamsi-m-d/</a></u></p><p></p><p><strong>Follow Guest’s Companies:</strong></p><p><strong>- M.N. Shamsi P.C. Center Psychiatry &amp; Counseling:</strong></p><p>Website: <u><a href="https://mnshamsipc.com/" rel="noopener noreferrer" target="_blank">https://mnshamsipc.com/</a></u></p><p>Instagram: <u><a href="https://www.instagram.com/shamsi_office/" rel="noopener noreferrer" target="_blank">https://www.instagram.com/shamsi_office/</a></u></p><p>Facebook: <u><a href="https://www.facebook.com/profile.php?id=61562855849550" rel="noopener noreferrer" target="_blank">https://www.facebook.com/profile.php?id=61562855849550</a></u></p><p></p><p><strong>- </strong> <strong>American Psychiatric Association:</strong></p><p>LinkedIn: <u><a href="https://www.linkedin.com/company/american-psychiatric-association/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/company/american-psychiatric-association/</a></u></p><p>Website: <u><a href="https://www.psychiatry.org/" rel="noopener noreferrer" target="_blank">https://www.psychiatry.org/</a></u></p><p>Instagram: <u><a href="https://www.instagram.com/apapsychiatric/" rel="noopener noreferrer" target="_blank">https://www.instagram.com/apapsychiatric/</a></u></p><p>Facebook: <u><a href="https://www.facebook.com/AmericanPsychiatricAssociation" rel="noopener noreferrer" target="_blank">https://www.facebook.com/AmericanPsychiatricAssociation</a></u></p><p></p><p><strong>Follow Host Omar Haq:</strong></p><p>LinkedIn: <u><a href="https://www.linkedin.com/in/omar-haq1/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/omar-haq1/</a></u></p><p>Company Website: <u><a href="https://www.mushincg.com/" rel="noopener noreferrer" target="_blank">https://www.mushincg.com/</a></u></p><p>Instagram: <u><a href="https://www.instagram.com/mushincgllc" rel="noopener noreferrer" target="_blank">https://www.instagram.com/mushincgllc</a></u></p><p>Tiktok: <u><a href="https://www.tiktok.com/@uberactuary" rel="noopener noreferrer" target="_blank">https://www.tiktok.com/@uberactuary</a></u></p><p></p><p><strong>Follow Us On:</strong></p><p>YouTube: <u><a href="https://www.youtube.com/channel/UC7CR1wzokjtVdyyWHLziUJQ/" rel="noopener noreferrer" target="_blank">https://www.youtube.com/channel/UC7CR1wzokjtVdyyWHLziUJQ/</a></u></p><p>Spotify: <u><a href="https://open.spotify.com/show/3bRobaBZlM3IbCJ5334PJV?si=41aa6416371e4bc2" rel="noopener noreferrer" target="_blank">https://open.spotify.com/show/3bRobaBZlM3IbCJ5334PJV?si=41aa6416371e4bc2</a></u></p><p>Apple Podcast: <u><a href="https://podcasts.apple.com/pk/podcast/when-health-freezes-over/id1887501951" rel="noopener noreferrer" target="_blank">https://podcasts.apple.com/pk/podcast/when-health-freezes-over/id1887501951</a></u></p>]]></description><content:encoded><![CDATA[<p>In this episode of When Health Freezes Over, Host <u><a href="https://www.linkedin.com/in/omar-haq1/" rel="noopener noreferrer" target="_blank">Omar Haq</a></u> sits down with <u><a href="https://www.instagram.com/nadpsych?igsh=dzFmeHg5ZDRmcXIy" rel="noopener noreferrer" target="_blank">Dr. Nadeem Shamsi</a></u>, a board-certified psychiatrist with over 20 years of experience. He is a Member of <u><a href="https://www.linkedin.com/company/american-psychiatric-association/" rel="noopener noreferrer" target="_blank">American Psychiatric Association</a></u> &amp; a Diplomate of <u><a href="http://linkedin.com/company/american-board-of-psychiatry-and-neurology-inc/about/trk=biz-companies-cym" rel="noopener noreferrer" target="_blank">American Board of Psychiatry</a></u>. He discusses the growing concerns around mental health, including depression, ADHD, and bipolar disorder. They talk about the challenges of diagnosing and treating these conditions, the importance of early intervention, and the role of medication and therapy in helping patients. The conversation also covers the rising prevalence of mental health issues, particularly post-COVID, and highlights how more awareness, better access to care, and a shift in societal attitudes are needed to address these critical issues.</p><p>Dr. Nadeem Shamsi is a board-certified psychiatrist with over 20 years of experience in mental health care. He specializes in diagnosing and treating conditions such as depression, ADHD, and bipolar disorder. Dr. Shamsi is dedicated to providing personalized care, combining medication management and psychotherapy to help patients regain stability and improve their quality of life.</p><p><strong>Expect to Learn</strong></p><p>- The challenges of diagnosing and treating mental health conditions like depression, ADHD, and bipolar disorder </p><p>- The importance of early intervention and personalized care in improving patient outcomes</p><p>- How medication management and therapy can work together to support mental health recovery </p><p>- Why mental health issues are becoming more prevalent, particularly post-COVID</p><p>- How increased awareness and access to care can help address the growing mental health crisis</p><p></p><p><strong>Episode Breakdown with Timestamps</strong></p><p>[00:00:00] – Teaser</p><p>[00:01:59] – Introduction and Dr. Nadeem Shamsi’s Background</p><p>[00:03:52] – Dr. Shamsi’s Transition to Private Practice</p><p>[00:06:31] – Difference Between Psychiatrists and Psychologists</p><p>[00:09:15] – Understanding Depression, ADHD, and Bipolar Disorder</p><p>[00:13:10] – Why ADHD is Diagnosed More in Adults Now</p><p>[00:16:22] – Trends in Diagnoses Across Age and Demographics</p><p>[00:17:42] – Addressing the Bipolar Disorder Debate</p><p>[00:19:31] – Diagnosing Bipolar Disorder vs. Depression</p><p>[00:21:36] – Understanding DSM</p><p>[00:22:27] – Coexisting Mental Health Disorders and Their Challenges</p><p>[00:26:52] – Recognizing Symptoms of Mental Health Disorders</p><p>[00:33:48] – The Role of Family in Supporting Mental Health Treatment</p><p>[00:36:51] – The Complexity of Suicide Prevention</p><p>[00:41:53] – Normalizing Conversations About Mental Health</p><p>[00:45:41] – Challenges in Accessing Mental Health Care</p><p>[00:51:20] – Social Impact of COVID on Mental Health</p><p>[01:06:01] – Shift in Mental Health Policies and Patient Rights</p><p>[01:10:44] – Balancing Quality Care with Time Constraints</p><p>[01:16:50] – If You Could Change One Thing in Psychiatry: Breaking Stigma Through Education and Awareness</p><p></p><p><strong>Follow Guest Dr. Nadeem Shamsi:</strong></p><p>Instagram: <u><a href="https://www.instagram.com/nadpsych" rel="noopener noreferrer" target="_blank">https://www.instagram.com/nadpsych</a></u></p><p>Website: <u><a href="https://mnshamsipc.com/our-team/nadeem-shamsi-m-d/" rel="noopener noreferrer" target="_blank">https://mnshamsipc.com/our-team/nadeem-shamsi-m-d/</a></u></p><p></p><p><strong>Follow Guest’s Companies:</strong></p><p><strong>- M.N. Shamsi P.C. Center Psychiatry &amp; Counseling:</strong></p><p>Website: <u><a href="https://mnshamsipc.com/" rel="noopener noreferrer" target="_blank">https://mnshamsipc.com/</a></u></p><p>Instagram: <u><a href="https://www.instagram.com/shamsi_office/" rel="noopener noreferrer" target="_blank">https://www.instagram.com/shamsi_office/</a></u></p><p>Facebook: <u><a href="https://www.facebook.com/profile.php?id=61562855849550" rel="noopener noreferrer" target="_blank">https://www.facebook.com/profile.php?id=61562855849550</a></u></p><p></p><p><strong>- </strong> <strong>American Psychiatric Association:</strong></p><p>LinkedIn: <u><a href="https://www.linkedin.com/company/american-psychiatric-association/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/company/american-psychiatric-association/</a></u></p><p>Website: <u><a href="https://www.psychiatry.org/" rel="noopener noreferrer" target="_blank">https://www.psychiatry.org/</a></u></p><p>Instagram: <u><a href="https://www.instagram.com/apapsychiatric/" rel="noopener noreferrer" target="_blank">https://www.instagram.com/apapsychiatric/</a></u></p><p>Facebook: <u><a href="https://www.facebook.com/AmericanPsychiatricAssociation" rel="noopener noreferrer" target="_blank">https://www.facebook.com/AmericanPsychiatricAssociation</a></u></p><p></p><p><strong>Follow Host Omar Haq:</strong></p><p>LinkedIn: <u><a href="https://www.linkedin.com/in/omar-haq1/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/omar-haq1/</a></u></p><p>Company Website: <u><a href="https://www.mushincg.com/" rel="noopener noreferrer" target="_blank">https://www.mushincg.com/</a></u></p><p>Instagram: <u><a href="https://www.instagram.com/mushincgllc" rel="noopener noreferrer" target="_blank">https://www.instagram.com/mushincgllc</a></u></p><p>Tiktok: <u><a href="https://www.tiktok.com/@uberactuary" rel="noopener noreferrer" target="_blank">https://www.tiktok.com/@uberactuary</a></u></p><p></p><p><strong>Follow Us On:</strong></p><p>YouTube: <u><a href="https://www.youtube.com/channel/UC7CR1wzokjtVdyyWHLziUJQ/" rel="noopener noreferrer" target="_blank">https://www.youtube.com/channel/UC7CR1wzokjtVdyyWHLziUJQ/</a></u></p><p>Spotify: <u><a href="https://open.spotify.com/show/3bRobaBZlM3IbCJ5334PJV?si=41aa6416371e4bc2" rel="noopener noreferrer" target="_blank">https://open.spotify.com/show/3bRobaBZlM3IbCJ5334PJV?si=41aa6416371e4bc2</a></u></p><p>Apple Podcast: <u><a href="https://podcasts.apple.com/pk/podcast/when-health-freezes-over/id1887501951" rel="noopener noreferrer" target="_blank">https://podcasts.apple.com/pk/podcast/when-health-freezes-over/id1887501951</a></u></p>]]></content:encoded><link><![CDATA[https://when-health-freezes-over.captivate.fm]]></link><guid isPermaLink="false">8a833045-8cb8-404e-b4d7-38a14377e7ce</guid><itunes:image href="https://artwork.captivate.fm/c420ea9a-3836-4e09-b01d-dfdf5f9cd811/When-Health-Freezes-Over-Podcast-Cover-04.jpg"/><pubDate>Tue, 12 May 2026 06:00:00 +0100</pubDate><enclosure url="https://episodes.captivate.fm/episode/8a833045-8cb8-404e-b4d7-38a14377e7ce.mp3" length="97421771" type="audio/mpeg"/><itunes:duration>01:06:32</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType></item><item><title>The Burnout Epidemic - How to Fix Culture and Save The Industry with Rosa M. Colon-Kolacko</title><itunes:title>The Burnout Epidemic - How to Fix Culture and Save The Industry with Rosa M. Colon-Kolacko</itunes:title><description><![CDATA[<p>In this episode of When Health Freezes Over, Host Omar Haq is in conversation with Guest Rosa M. Colon-Kolacko. Rosa is the President &amp; Founder of Global Equity Learning, Part-Time Adjunct Professor at Tufts University School of Medicine, and Executive Leadership Team Member (Chair of the Board) at Health Equity Compact. She is also a visiting researcher at Bentley University’s Business Department and the founder of NeedHumans. The discussion highlights how healthcare systems, insurers, and organizations often overlook a critical factor: the human experience of both employees and patients. Rosa M. Colon-Kolacko shares insights on leadership, behavioral change, and the importance of integrating social determinants of health (SDOH) into both workforce and patient strategies. The episode emphasizes that sustainable transformation in healthcare requires shifting from cost-cutting mindsets to human-centered, data-informed ecosystems.</p><p>With experience spanning multiple continents and leadership roles in pharmaceutical companies, healthcare systems, and academia (including Tufts University), she specializes in health equity, leadership transformation, and human-centered innovation.She is also the founder of the “NeedHumans” movement, advocating for maintaining humanity in the age of AI.</p><p></p><p><strong>Expect to Learn</strong></p><p>- Why employee experience directly impacts patient outcomes and organizational performance</p><p>- How leadership and empathy shape successful organizations in the AI era</p><p>- The hidden financial impact of disengagement, burnout, and “quiet quitting.”</p><p>- Why social determinants of health (SDOH) are critical for both patients and employees</p><p>- How organizations can integrate AI responsibly without losing human-centered thinking</p><p></p><p><strong>Episode Breakdown with Timestamps</strong></p><p>[00:00:00] - Teaser</p><p>[00:01:27] - Introduction to Rosa M. Colon- Kolacko</p><p>[00:02:17] - Early Career &amp; Global Pharma Experience</p><p>[00:05:15] - Leadership Lessons &amp; People-Centered Change</p><p>[00:09:14] - Organizational Challenges: Burnout &amp; Disengagement</p><p>[00:12:03] - The Human Experience Movement in Healthcare</p><p>[00:15:45] - Cost Cutting vs. Culture Investment</p><p>[00:18:33] - AI, Leadership, and the Future of Work</p><p>[00:32:55] - Real-World Applications &amp; Industry Engagement</p><p>[00:34:34] - Social Determinants of Health (SDOH) Deep Dive</p><p>[00:43:32] - Bridging Actuarial Science &amp; Human Behavior</p><p>[00:45:56] - Closing Thoughts &amp; How to Connect</p><p></p><p><strong>Follow Guest Rosa M. Colon-Kolacko:</strong></p><ul><li>LinkedIn: <u><a href="https://www.linkedin.com/in/rosa-m-colon-kolacko-phd/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/rosa-m-colon-kolacko-phd/</a></u> </li><li>Instagram: <u><a href="https://www.instagram.com/rosacolonkolacko/?hl=ne" rel="noopener noreferrer" target="_blank">https://www.instagram.com/rosacolonkolacko/</a></u></li></ul><br/><p></p><p><strong>Follow Guest’s Companies:</strong></p><ul><li><strong>LinkedIn Profile - (Global Equity Learning): </strong><u><a href="https://www.linkedin.com/company/global-equity-learning/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/company/global-equity-learning/</a></u></li><li><strong>LinkedIn Profile - (Health Equity Compact): </strong><u><a href="https://www.linkedin.com/company/health-equity-compact/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/company/health-equity-compact/</a></u></li><li><strong>LinkedIn Profile - (Tufts University School of Medicine): </strong><u><a href="https://www.linkedin.com/school/tufts-university-school-of-medicine/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/school/tufts-university-school-of-medicine/ </a></u></li><li><strong>Website - (Global Equity Learning):</strong> <u><a href="https://globalequitylearning.com/" rel="noopener noreferrer" target="_blank">https://globalequitylearning.com/</a></u> </li><li><strong>Website - (Health Equity Compact):</strong>  <u><a href="https://healthequitycompact.org/" rel="noopener noreferrer" target="_blank">https://healthequitycompact.org/</a></u> </li><li><strong>Website - (Tufts University School of Medicine):</strong>  <u><a href="https://www.linkedin.com/school/tufts-university-school-of-medicine/about/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/school/tufts-university-school-of-medicine/about/</a></u> </li><li><strong>Instagram Profile - (Tufts University School of Medicine):</strong>  <u><a href="https://www.instagram.com/Tuftsmed" rel="noopener noreferrer" target="_blank">https://www.instagram.com/Tuftsmed</a></u> </li></ul><br/><p></p><p><strong>Follow Host Omar Haq:</strong></p><ul><li>LinkedIn: <u><a href="https://www.linkedin.com/in/omar-haq1/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/omar-haq1/</a></u></li><li>Company Website: <u><a href="https://www.mushincg.com/" rel="noopener noreferrer" target="_blank">https://www.mushincg.com/</a></u></li><li>Instagram: <u><a href="https://www.instagram.com/mushincgllc" rel="noopener noreferrer" target="_blank">https://www.instagram.com/mushincgllc</a></u> </li><li>Tiktok: <u><a href="https://www.tiktok.com/@uberactuary" rel="noopener noreferrer" target="_blank">https://www.tiktok.com/@uberactuary</a></u> </li></ul><br/><p></p><p><strong>Follow Us On:</strong></p><ul><li>YouTube: <u><a href="https://www.youtube.com/channel/UC7CR1wzokjtVdyyWHLziUJQ/" rel="noopener noreferrer" target="_blank">https://www.youtube.com/channel/UC7CR1wzokjtVdyyWHLziUJQ/</a></u> </li><li>Spotify: <u><a href="https://open.spotify.com/show/3bRobaBZlM3IbCJ5334PJV?si=41aa6416371e4bc2" rel="noopener noreferrer" target="_blank">https://open.spotify.com/show/3bRobaBZlM3IbCJ5334PJV?si=41aa6416371e4bc2</a></u> </li><li>Apple Podcast: <u><a href="https://podcasts.apple.com/pk/podcast/when-health-freezes-over/id1887501951" rel="noopener noreferrer" target="_blank">https://podcasts.apple.com/pk/podcast/when-health-freezes-over/id1887501951</a></u> </li></ul><br/><p></p>]]></description><content:encoded><![CDATA[<p>In this episode of When Health Freezes Over, Host Omar Haq is in conversation with Guest Rosa M. Colon-Kolacko. Rosa is the President &amp; Founder of Global Equity Learning, Part-Time Adjunct Professor at Tufts University School of Medicine, and Executive Leadership Team Member (Chair of the Board) at Health Equity Compact. She is also a visiting researcher at Bentley University’s Business Department and the founder of NeedHumans. The discussion highlights how healthcare systems, insurers, and organizations often overlook a critical factor: the human experience of both employees and patients. Rosa M. Colon-Kolacko shares insights on leadership, behavioral change, and the importance of integrating social determinants of health (SDOH) into both workforce and patient strategies. The episode emphasizes that sustainable transformation in healthcare requires shifting from cost-cutting mindsets to human-centered, data-informed ecosystems.</p><p>With experience spanning multiple continents and leadership roles in pharmaceutical companies, healthcare systems, and academia (including Tufts University), she specializes in health equity, leadership transformation, and human-centered innovation.She is also the founder of the “NeedHumans” movement, advocating for maintaining humanity in the age of AI.</p><p></p><p><strong>Expect to Learn</strong></p><p>- Why employee experience directly impacts patient outcomes and organizational performance</p><p>- How leadership and empathy shape successful organizations in the AI era</p><p>- The hidden financial impact of disengagement, burnout, and “quiet quitting.”</p><p>- Why social determinants of health (SDOH) are critical for both patients and employees</p><p>- How organizations can integrate AI responsibly without losing human-centered thinking</p><p></p><p><strong>Episode Breakdown with Timestamps</strong></p><p>[00:00:00] - Teaser</p><p>[00:01:27] - Introduction to Rosa M. Colon- Kolacko</p><p>[00:02:17] - Early Career &amp; Global Pharma Experience</p><p>[00:05:15] - Leadership Lessons &amp; People-Centered Change</p><p>[00:09:14] - Organizational Challenges: Burnout &amp; Disengagement</p><p>[00:12:03] - The Human Experience Movement in Healthcare</p><p>[00:15:45] - Cost Cutting vs. Culture Investment</p><p>[00:18:33] - AI, Leadership, and the Future of Work</p><p>[00:32:55] - Real-World Applications &amp; Industry Engagement</p><p>[00:34:34] - Social Determinants of Health (SDOH) Deep Dive</p><p>[00:43:32] - Bridging Actuarial Science &amp; Human Behavior</p><p>[00:45:56] - Closing Thoughts &amp; How to Connect</p><p></p><p><strong>Follow Guest Rosa M. Colon-Kolacko:</strong></p><ul><li>LinkedIn: <u><a href="https://www.linkedin.com/in/rosa-m-colon-kolacko-phd/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/rosa-m-colon-kolacko-phd/</a></u> </li><li>Instagram: <u><a href="https://www.instagram.com/rosacolonkolacko/?hl=ne" rel="noopener noreferrer" target="_blank">https://www.instagram.com/rosacolonkolacko/</a></u></li></ul><br/><p></p><p><strong>Follow Guest’s Companies:</strong></p><ul><li><strong>LinkedIn Profile - (Global Equity Learning): </strong><u><a href="https://www.linkedin.com/company/global-equity-learning/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/company/global-equity-learning/</a></u></li><li><strong>LinkedIn Profile - (Health Equity Compact): </strong><u><a href="https://www.linkedin.com/company/health-equity-compact/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/company/health-equity-compact/</a></u></li><li><strong>LinkedIn Profile - (Tufts University School of Medicine): </strong><u><a href="https://www.linkedin.com/school/tufts-university-school-of-medicine/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/school/tufts-university-school-of-medicine/ </a></u></li><li><strong>Website - (Global Equity Learning):</strong> <u><a href="https://globalequitylearning.com/" rel="noopener noreferrer" target="_blank">https://globalequitylearning.com/</a></u> </li><li><strong>Website - (Health Equity Compact):</strong>  <u><a href="https://healthequitycompact.org/" rel="noopener noreferrer" target="_blank">https://healthequitycompact.org/</a></u> </li><li><strong>Website - (Tufts University School of Medicine):</strong>  <u><a href="https://www.linkedin.com/school/tufts-university-school-of-medicine/about/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/school/tufts-university-school-of-medicine/about/</a></u> </li><li><strong>Instagram Profile - (Tufts University School of Medicine):</strong>  <u><a href="https://www.instagram.com/Tuftsmed" rel="noopener noreferrer" target="_blank">https://www.instagram.com/Tuftsmed</a></u> </li></ul><br/><p></p><p><strong>Follow Host Omar Haq:</strong></p><ul><li>LinkedIn: <u><a href="https://www.linkedin.com/in/omar-haq1/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/omar-haq1/</a></u></li><li>Company Website: <u><a href="https://www.mushincg.com/" rel="noopener noreferrer" target="_blank">https://www.mushincg.com/</a></u></li><li>Instagram: <u><a href="https://www.instagram.com/mushincgllc" rel="noopener noreferrer" target="_blank">https://www.instagram.com/mushincgllc</a></u> </li><li>Tiktok: <u><a href="https://www.tiktok.com/@uberactuary" rel="noopener noreferrer" target="_blank">https://www.tiktok.com/@uberactuary</a></u> </li></ul><br/><p></p><p><strong>Follow Us On:</strong></p><ul><li>YouTube: <u><a href="https://www.youtube.com/channel/UC7CR1wzokjtVdyyWHLziUJQ/" rel="noopener noreferrer" target="_blank">https://www.youtube.com/channel/UC7CR1wzokjtVdyyWHLziUJQ/</a></u> </li><li>Spotify: <u><a href="https://open.spotify.com/show/3bRobaBZlM3IbCJ5334PJV?si=41aa6416371e4bc2" rel="noopener noreferrer" target="_blank">https://open.spotify.com/show/3bRobaBZlM3IbCJ5334PJV?si=41aa6416371e4bc2</a></u> </li><li>Apple Podcast: <u><a href="https://podcasts.apple.com/pk/podcast/when-health-freezes-over/id1887501951" rel="noopener noreferrer" target="_blank">https://podcasts.apple.com/pk/podcast/when-health-freezes-over/id1887501951</a></u> </li></ul><br/><p></p>]]></content:encoded><link><![CDATA[https://when-health-freezes-over.captivate.fm]]></link><guid isPermaLink="false">bd72ef25-42de-4ae8-a6eb-4ff07d4f6069</guid><itunes:image href="https://artwork.captivate.fm/c420ea9a-3836-4e09-b01d-dfdf5f9cd811/When-Health-Freezes-Over-Podcast-Cover-04.jpg"/><pubDate>Mon, 04 May 2026 05:00:00 +0100</pubDate><enclosure url="https://episodes.captivate.fm/episode/bd72ef25-42de-4ae8-a6eb-4ff07d4f6069.mp3" length="63725868" type="audio/mpeg"/><itunes:duration>44:15</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType></item><item><title>The Financial Risk vs Clinical Reality in US Healthcare with Saima Anis</title><itunes:title>The Financial Risk vs Clinical Reality in US Healthcare with Saima Anis</itunes:title><description><![CDATA[<p>In this episode of When Health Freezes Over, Host <u><a href="https://www.linkedin.com/in/omar-haq1/" rel="noopener noreferrer" target="_blank">Omar Haq </a></u>is joined by Guest <u><a href="https://www.linkedin.com/in/saimaanis/" rel="noopener noreferrer" target="_blank">Saima Anis</a></u>, Managing Partner &amp; Principal AI Architect at <u><a href="https://www.linkedin.com/company/augmind-ai" rel="noopener noreferrer" target="_blank">AugMind.ai</a></u> and CEO of SAUK Solutions LLC. They discuss the structural challenges within the U.S. healthcare system, focusing on the disconnect between financial risk modeling and clinical care delivery. Through a rich discussion on value-based care, capitation models, data fragmentation, and social determinants of health (SDOH), the conversation explores why healthcare costs continue to rise despite decades of reform efforts. The episode highlights the urgent need for alignment among clinicians, actuaries, and policymakers to create a more effective, equitable, and data-driven healthcare system.</p><p>Saima Anis is a public health physician and healthcare executive specializing in value-based care, clinical informatics, and AI-driven population health strategies. With experience spanning health systems, public health initiatives, and advanced analytics, She brings a unique perspective at the intersection of clinical care, operations, and technology. Her work focuses on integrating data and care delivery models to improve outcomes and reduce inefficiencies in healthcare systems.</p><p></p><p><strong>Expect to Learn</strong></p><p>- Why U.S. healthcare spending remains high despite poor outcomes </p><p>- The fundamental flaws in value-based care and capitation models </p><p>- How data fragmentation and lack of interoperability impact patient care </p><p>- The critical role of social determinants of health (SDOH) in driving costs </p><p>- How AI and predictive analytics can and cannot transform healthcare delivery</p><p></p><p><strong>Episode Breakdown with Timestamps</strong></p><p>[00:00:00] - Teaser</p><p>[00:01:43] - Introduction to Saima Anis</p><p>[00:03:33] - Key Challenges in the U.S. Healthcare System</p><p>[00:04:41] - Data Fragmentation &amp; Global Comparisons</p><p>[00:08:40] - Understanding Value-Based Care Models</p><p>[00:17:56] - Capitation Models: Benefits &amp; Pitfalls</p><p>[00:23:09] - Coding Gaps &amp; Clinical Complexity</p><p>[00:25:30] - Social Determinants of Health (SDOH)</p><p>[00:30:59] - Role of AI &amp; Healthcare Technology</p><p>[00:36:53] - Redesigning the Healthcare System</p><p>[00:39:23] - The Actuary vs. Clinician Divide</p><p>[00:42:20] - Collaboration for Better Outcomes</p><p>[00:43:57] - Closing Thoughts &amp; Future Conversations</p><p></p><p><strong>Follow Guest Saima Anis:</strong></p><p>LinkedIn: <u><a href="https://www.linkedin.com/in/saimaanis/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/saimaanis/</a></u></p><p>Company LinkedIn - AugMind.ai : <u><a href="https://www.linkedin.com/company/augmind-ai" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/company/augmind-ai</a></u></p><p>Company Website - AugMind.ai : <u><a href="http://augmind.ai" rel="noopener noreferrer" target="_blank">http://AugMind.ai</a></u></p><p></p><p><strong>Follow Host Omar Haq:</strong></p><p>LinkedIn: <u><a href="https://www.linkedin.com/in/omar-haq1/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/omar-haq1/</a></u></p><p>Company Website - Mushin Consulting Group LLC: <u><a href="https://www.mushincg.com/" rel="noopener noreferrer" target="_blank">https://www.mushincg.com/</a></u></p><p>Instagram - Mushin Consulting Group LLC: <u><a href="https://www.instagram.com/mushincgllc" rel="noopener noreferrer" target="_blank">https://www.instagram.com/mushincgllc</a></u></p><p>TikTok - Mushin Consulting Group LLC: <u><a href="https://www.tiktok.com/@uberactuary" rel="noopener noreferrer" target="_blank">https://www.tiktok.com/@uberactuary</a></u></p><p></p><p><strong>Follow Us On:</strong></p><p>YouTube: <u><a href="https://www.youtube.com/@mushincg" rel="noopener noreferrer" target="_blank">https://www.youtube.com/@mushincg</a></u></p><p>Spotify: <u><a href="https://open.spotify.com/show/3bRobaBZlM3IbCJ5334PJV?si=41aa6416371e4bc2" rel="noopener noreferrer" target="_blank">https://open.spotify.com/show/3bRobaBZlM3IbCJ5334PJV?si=41aa6416371e4bc2</a></u></p><p>Apple Podcast: <u><a href="https://podcasts.apple.com/pk/podcast/when-health-freezes-over/id1887501951" rel="noopener noreferrer" target="_blank">https://podcasts.apple.com/pk/podcast/when-health-freezes-over/id1887501951</a> </u></p>]]></description><content:encoded><![CDATA[<p>In this episode of When Health Freezes Over, Host <u><a href="https://www.linkedin.com/in/omar-haq1/" rel="noopener noreferrer" target="_blank">Omar Haq </a></u>is joined by Guest <u><a href="https://www.linkedin.com/in/saimaanis/" rel="noopener noreferrer" target="_blank">Saima Anis</a></u>, Managing Partner &amp; Principal AI Architect at <u><a href="https://www.linkedin.com/company/augmind-ai" rel="noopener noreferrer" target="_blank">AugMind.ai</a></u> and CEO of SAUK Solutions LLC. They discuss the structural challenges within the U.S. healthcare system, focusing on the disconnect between financial risk modeling and clinical care delivery. Through a rich discussion on value-based care, capitation models, data fragmentation, and social determinants of health (SDOH), the conversation explores why healthcare costs continue to rise despite decades of reform efforts. The episode highlights the urgent need for alignment among clinicians, actuaries, and policymakers to create a more effective, equitable, and data-driven healthcare system.</p><p>Saima Anis is a public health physician and healthcare executive specializing in value-based care, clinical informatics, and AI-driven population health strategies. With experience spanning health systems, public health initiatives, and advanced analytics, She brings a unique perspective at the intersection of clinical care, operations, and technology. Her work focuses on integrating data and care delivery models to improve outcomes and reduce inefficiencies in healthcare systems.</p><p></p><p><strong>Expect to Learn</strong></p><p>- Why U.S. healthcare spending remains high despite poor outcomes </p><p>- The fundamental flaws in value-based care and capitation models </p><p>- How data fragmentation and lack of interoperability impact patient care </p><p>- The critical role of social determinants of health (SDOH) in driving costs </p><p>- How AI and predictive analytics can and cannot transform healthcare delivery</p><p></p><p><strong>Episode Breakdown with Timestamps</strong></p><p>[00:00:00] - Teaser</p><p>[00:01:43] - Introduction to Saima Anis</p><p>[00:03:33] - Key Challenges in the U.S. Healthcare System</p><p>[00:04:41] - Data Fragmentation &amp; Global Comparisons</p><p>[00:08:40] - Understanding Value-Based Care Models</p><p>[00:17:56] - Capitation Models: Benefits &amp; Pitfalls</p><p>[00:23:09] - Coding Gaps &amp; Clinical Complexity</p><p>[00:25:30] - Social Determinants of Health (SDOH)</p><p>[00:30:59] - Role of AI &amp; Healthcare Technology</p><p>[00:36:53] - Redesigning the Healthcare System</p><p>[00:39:23] - The Actuary vs. Clinician Divide</p><p>[00:42:20] - Collaboration for Better Outcomes</p><p>[00:43:57] - Closing Thoughts &amp; Future Conversations</p><p></p><p><strong>Follow Guest Saima Anis:</strong></p><p>LinkedIn: <u><a href="https://www.linkedin.com/in/saimaanis/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/saimaanis/</a></u></p><p>Company LinkedIn - AugMind.ai : <u><a href="https://www.linkedin.com/company/augmind-ai" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/company/augmind-ai</a></u></p><p>Company Website - AugMind.ai : <u><a href="http://augmind.ai" rel="noopener noreferrer" target="_blank">http://AugMind.ai</a></u></p><p></p><p><strong>Follow Host Omar Haq:</strong></p><p>LinkedIn: <u><a href="https://www.linkedin.com/in/omar-haq1/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/omar-haq1/</a></u></p><p>Company Website - Mushin Consulting Group LLC: <u><a href="https://www.mushincg.com/" rel="noopener noreferrer" target="_blank">https://www.mushincg.com/</a></u></p><p>Instagram - Mushin Consulting Group LLC: <u><a href="https://www.instagram.com/mushincgllc" rel="noopener noreferrer" target="_blank">https://www.instagram.com/mushincgllc</a></u></p><p>TikTok - Mushin Consulting Group LLC: <u><a href="https://www.tiktok.com/@uberactuary" rel="noopener noreferrer" target="_blank">https://www.tiktok.com/@uberactuary</a></u></p><p></p><p><strong>Follow Us On:</strong></p><p>YouTube: <u><a href="https://www.youtube.com/@mushincg" rel="noopener noreferrer" target="_blank">https://www.youtube.com/@mushincg</a></u></p><p>Spotify: <u><a href="https://open.spotify.com/show/3bRobaBZlM3IbCJ5334PJV?si=41aa6416371e4bc2" rel="noopener noreferrer" target="_blank">https://open.spotify.com/show/3bRobaBZlM3IbCJ5334PJV?si=41aa6416371e4bc2</a></u></p><p>Apple Podcast: <u><a href="https://podcasts.apple.com/pk/podcast/when-health-freezes-over/id1887501951" rel="noopener noreferrer" target="_blank">https://podcasts.apple.com/pk/podcast/when-health-freezes-over/id1887501951</a> </u></p>]]></content:encoded><link><![CDATA[https://when-health-freezes-over.captivate.fm]]></link><guid isPermaLink="false">4cd0fe2a-6674-4d00-82f1-c5e91637bb20</guid><itunes:image href="https://artwork.captivate.fm/c420ea9a-3836-4e09-b01d-dfdf5f9cd811/When-Health-Freezes-Over-Podcast-Cover-04.jpg"/><pubDate>Tue, 28 Apr 2026 06:00:00 +0100</pubDate><enclosure url="https://episodes.captivate.fm/episode/4cd0fe2a-6674-4d00-82f1-c5e91637bb20.mp3" length="64901379" type="audio/mpeg"/><itunes:duration>45:04</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType></item><item><title>The Parity Lie in Mental Health Access and How to Address it with Jim Laughman</title><itunes:title>The Parity Lie in Mental Health Access and How to Address it with Jim Laughman</itunes:title><description><![CDATA[<p>In this episode of When Health Freezes Over, Host <u><a href="https://www.linkedin.com/in/omar-haq1/" rel="noopener noreferrer" target="_blank">Omar Haq </a></u>is joined by Guest <u><a href="https://www.linkedin.com/in/jim-laughman-b3b00720/" rel="noopener noreferrer" target="_blank">Jim Laughman</a></u>. Jim is the President of PerformCare &amp; ID/DD Solutions at <u><a href="https://www.linkedin.com/company/amerihealthcaritas/" rel="noopener noreferrer" target="_blank">AmeriHealth Caritas</a></u>. He is an expert in behavioral health, intellectual and developmental disabilities, and managed care systems. The conversation delves into the complexities of behavioral health, parity laws, and the challenges facing rural areas in accessing mental health services. Jim shares his vast experience in the field, discussing solutions for improving mental health care, reducing stigma, and the role of actuaries in shaping the future of healthcare.</p><p>Jim Laughman is a seasoned expert with a wealth of experience in behavioral health, managing large-scale complex systems for both government and private sectors. His expertise spans parity issues, mental health, substance use disorder, and public health. Jim has worked with several boards and plays an active role in shaping healthcare policy.</p><p></p><h3><strong>Expect to Learn:</strong></h3><p>- Insights into the evolution of behavioral health care and parity laws.</p><p>- Challenges faced in rural areas, especially regarding substance abuse and mental health services.</p><p>- How health plans can add value beyond being just brokers and why actuaries need to be integrated into the process.</p><p>- Jim’s thoughts on the future of healthcare, mental health education, and innovative solutions in behavioral health.</p><p></p><h3><strong>Episode Breakdown with Timestamps</strong></h3><p><strong>[00:00]</strong> - Teaser</p><p><strong>[01:23]</strong> - Introduction to Jim Laughman</p><p><strong>[04:37]</strong> - What is Parity Law &amp; it’s Purpose</p><p><strong>[07:36]</strong> - Where Parity Breaks Down</p><p><strong>[09:51]</strong> - Mental Health in Rural Areas</p><p><strong>[13:35]</strong> - Vision for Behavioral Health</p><p><strong>[18:17]</strong> - The Role of Technology in Behavioral Health</p><p><strong>[21:23]</strong> - Breaking the Stigma</p><p><strong>[25:01]</strong> - Primary Care and Mental Health</p><p><strong>[29:21]</strong> - The Role of Health Plans</p><p><strong>[33:38]</strong> - Leadership in Healthcare</p><p><strong>[43:38]</strong> - Telehealth and Behavioral Health</p><p><strong>[52:19]</strong> - Conclusion</p><p></p><p><strong>Follow Guest Jim Laughman:</strong></p><p>LinkedIn: <u><a href="https://www.linkedin.com/in/jim-laughman-b3b00720/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/jim-laughman-b3b00720/</a></u></p><p>Instagram: <u><a href="https://www.instagram.com/jimlaughman?igsh=MXBndm1zMGNxNDFhYQ==" rel="noopener noreferrer" target="_blank">https://www.instagram.com/jimlaughman</a></u></p><p>Company LinkedIn: <u><a href="https://www.linkedin.com/company/amerihealthcaritas/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/company/amerihealthcaritas/</a></u></p><p>Company Website: <u><a href="https://www.amerihealthcaritas.com/" rel="noopener noreferrer" target="_blank">https://www.amerihealthcaritas.com/</a></u></p><p>Company Instagram: <u><a href="https://www.instagram.com/amerihealthcaritas/" rel="noopener noreferrer" target="_blank">https://www.instagram.com/amerihealthcaritas/</a></u></p><p>Company Facebook: <u><a href="https://www.facebook.com/AmeriHealthCaritas" rel="noopener noreferrer" target="_blank">https://www.facebook.com/AmeriHealthCaritas</a></u></p><p></p><p><strong>Follow Host Omar Haq:</strong></p><p>LinkedIn: <u><a href="https://www.linkedin.com/in/omar-haq1/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/omar-haq1/</a></u></p><p>Company Website - Mushin Consulting Group LLC: <u><a href="https://www.mushincg.com/" rel="noopener noreferrer" target="_blank">https://www.mushincg.com/</a></u></p><p>Instagram - Mushin Consulting Group LLC: <u><a href="https://www.instagram.com/mushincgllc" rel="noopener noreferrer" target="_blank">https://www.instagram.com/mushincgllc</a></u></p><p>TikTok - Mushin Consulting Group LLC: <u><a href="https://www.tiktok.com/@uberactuary" rel="noopener noreferrer" target="_blank">https://www.tiktok.com/@uberactuary</a></u></p><p></p><p><strong>Follow Us On:</strong></p><p>YouTube: <u><a href="https://www.youtube.com/@mushincg" rel="noopener noreferrer" target="_blank">https://www.youtube.com/@mushincg</a></u></p><p>Spotify: <u><a href="https://open.spotify.com/show/3bRobaBZlM3IbCJ5334PJV?si=41aa6416371e4bc2" rel="noopener noreferrer" target="_blank">https://open.spotify.com/show/3bRobaBZlM3IbCJ5334PJV?si=41aa6416371e4bc2</a></u></p><p>Apple Podcast: <u><a href="https://podcasts.apple.com/pk/podcast/when-health-freezes-over/id1887501951" rel="noopener noreferrer" target="_blank">https://podcasts.apple.com/pk/podcast/when-health-freezes-over/id1887501951</a></u></p>]]></description><content:encoded><![CDATA[<p>In this episode of When Health Freezes Over, Host <u><a href="https://www.linkedin.com/in/omar-haq1/" rel="noopener noreferrer" target="_blank">Omar Haq </a></u>is joined by Guest <u><a href="https://www.linkedin.com/in/jim-laughman-b3b00720/" rel="noopener noreferrer" target="_blank">Jim Laughman</a></u>. Jim is the President of PerformCare &amp; ID/DD Solutions at <u><a href="https://www.linkedin.com/company/amerihealthcaritas/" rel="noopener noreferrer" target="_blank">AmeriHealth Caritas</a></u>. He is an expert in behavioral health, intellectual and developmental disabilities, and managed care systems. The conversation delves into the complexities of behavioral health, parity laws, and the challenges facing rural areas in accessing mental health services. Jim shares his vast experience in the field, discussing solutions for improving mental health care, reducing stigma, and the role of actuaries in shaping the future of healthcare.</p><p>Jim Laughman is a seasoned expert with a wealth of experience in behavioral health, managing large-scale complex systems for both government and private sectors. His expertise spans parity issues, mental health, substance use disorder, and public health. Jim has worked with several boards and plays an active role in shaping healthcare policy.</p><p></p><h3><strong>Expect to Learn:</strong></h3><p>- Insights into the evolution of behavioral health care and parity laws.</p><p>- Challenges faced in rural areas, especially regarding substance abuse and mental health services.</p><p>- How health plans can add value beyond being just brokers and why actuaries need to be integrated into the process.</p><p>- Jim’s thoughts on the future of healthcare, mental health education, and innovative solutions in behavioral health.</p><p></p><h3><strong>Episode Breakdown with Timestamps</strong></h3><p><strong>[00:00]</strong> - Teaser</p><p><strong>[01:23]</strong> - Introduction to Jim Laughman</p><p><strong>[04:37]</strong> - What is Parity Law &amp; it’s Purpose</p><p><strong>[07:36]</strong> - Where Parity Breaks Down</p><p><strong>[09:51]</strong> - Mental Health in Rural Areas</p><p><strong>[13:35]</strong> - Vision for Behavioral Health</p><p><strong>[18:17]</strong> - The Role of Technology in Behavioral Health</p><p><strong>[21:23]</strong> - Breaking the Stigma</p><p><strong>[25:01]</strong> - Primary Care and Mental Health</p><p><strong>[29:21]</strong> - The Role of Health Plans</p><p><strong>[33:38]</strong> - Leadership in Healthcare</p><p><strong>[43:38]</strong> - Telehealth and Behavioral Health</p><p><strong>[52:19]</strong> - Conclusion</p><p></p><p><strong>Follow Guest Jim Laughman:</strong></p><p>LinkedIn: <u><a href="https://www.linkedin.com/in/jim-laughman-b3b00720/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/jim-laughman-b3b00720/</a></u></p><p>Instagram: <u><a href="https://www.instagram.com/jimlaughman?igsh=MXBndm1zMGNxNDFhYQ==" rel="noopener noreferrer" target="_blank">https://www.instagram.com/jimlaughman</a></u></p><p>Company LinkedIn: <u><a href="https://www.linkedin.com/company/amerihealthcaritas/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/company/amerihealthcaritas/</a></u></p><p>Company Website: <u><a href="https://www.amerihealthcaritas.com/" rel="noopener noreferrer" target="_blank">https://www.amerihealthcaritas.com/</a></u></p><p>Company Instagram: <u><a href="https://www.instagram.com/amerihealthcaritas/" rel="noopener noreferrer" target="_blank">https://www.instagram.com/amerihealthcaritas/</a></u></p><p>Company Facebook: <u><a href="https://www.facebook.com/AmeriHealthCaritas" rel="noopener noreferrer" target="_blank">https://www.facebook.com/AmeriHealthCaritas</a></u></p><p></p><p><strong>Follow Host Omar Haq:</strong></p><p>LinkedIn: <u><a href="https://www.linkedin.com/in/omar-haq1/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/omar-haq1/</a></u></p><p>Company Website - Mushin Consulting Group LLC: <u><a href="https://www.mushincg.com/" rel="noopener noreferrer" target="_blank">https://www.mushincg.com/</a></u></p><p>Instagram - Mushin Consulting Group LLC: <u><a href="https://www.instagram.com/mushincgllc" rel="noopener noreferrer" target="_blank">https://www.instagram.com/mushincgllc</a></u></p><p>TikTok - Mushin Consulting Group LLC: <u><a href="https://www.tiktok.com/@uberactuary" rel="noopener noreferrer" target="_blank">https://www.tiktok.com/@uberactuary</a></u></p><p></p><p><strong>Follow Us On:</strong></p><p>YouTube: <u><a href="https://www.youtube.com/@mushincg" rel="noopener noreferrer" target="_blank">https://www.youtube.com/@mushincg</a></u></p><p>Spotify: <u><a href="https://open.spotify.com/show/3bRobaBZlM3IbCJ5334PJV?si=41aa6416371e4bc2" rel="noopener noreferrer" target="_blank">https://open.spotify.com/show/3bRobaBZlM3IbCJ5334PJV?si=41aa6416371e4bc2</a></u></p><p>Apple Podcast: <u><a href="https://podcasts.apple.com/pk/podcast/when-health-freezes-over/id1887501951" rel="noopener noreferrer" target="_blank">https://podcasts.apple.com/pk/podcast/when-health-freezes-over/id1887501951</a></u></p>]]></content:encoded><link><![CDATA[https://when-health-freezes-over.captivate.fm]]></link><guid isPermaLink="false">6e4dc1ea-f410-4c4a-90f0-389a035f6401</guid><itunes:image href="https://artwork.captivate.fm/c420ea9a-3836-4e09-b01d-dfdf5f9cd811/When-Health-Freezes-Over-Podcast-Cover-04.jpg"/><pubDate>Wed, 22 Apr 2026 06:00:00 +0100</pubDate><enclosure url="https://episodes.captivate.fm/episode/6e4dc1ea-f410-4c4a-90f0-389a035f6401.mp3" length="74901679" type="audio/mpeg"/><itunes:duration>52:01</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType></item><item><title>Making Members The Central Focus For Health Plans</title><itunes:title>Making Members The Central Focus For Health Plans</itunes:title><description><![CDATA[<p>In this episode of When Health Freezes Over, Host <u><a href="https://www.linkedin.com/in/omar-haq1/" rel="noopener noreferrer" target="_blank">Omar Haq</a></u> is in conversation with Guest <u><a href="https://www.linkedin.com/in/anoopbhogal/" rel="noopener noreferrer" target="_blank">Anoop Bhogal</a></u>. Anoop is part of <u><a href="https://www.linkedin.com/company/accenture/" rel="noopener noreferrer" target="_blank">Accenture’</a></u>s Customer Growth Strategy practice within Accenture Song. The discussion highlights the disconnect between health insurance companies and the consumers they serve. Despite having access to vast amounts of data and advanced technology such as AI, many health plans still struggle with personalization, member engagement, and retention. The conversation explores why healthcare lags behind other industries in customer experience, the financial implications of poor engagement, and how a shift toward consumer-centric strategies powered by data, AI, and organizational alignment can transform outcomes.</p><p></p><p>Anoop Bhogal is a seasoned expert with over 20 years of experience in organizational psychology, marketing, and customer experience. He specializes in designing customer-centric experiences, leveraging data and digital strategies to help health insurers better engage their members and improve retention.</p><p></p><p><strong>Expect to Learn</strong></p><p>- Why health insurance ranks among the lowest industries in customer experience</p><p>- The limitations of traditional metrics such as Net Promoter Score (NPS) in healthcare</p><p>- How personalization and data integration can transform member engagement in healthcare</p><p>- The financial impact of poor member retention and unpredictable risk mix in healthcare</p><p>- How AI and cross-functional collaboration are reshaping the future of healthcare experience</p><p></p><p><strong>Episode Breakdown with Timestamps</strong></p><p>[00:00:00] – Teaser</p><p>[00:00:59] – Introduction and Guest Background</p><p>[00:02:56] – What Anoop Does in Healthcare Experience</p><p>[00:04:13] – How Consumers Really Feel About Health Insurance</p><p>[00:10:04] – The Member Journey vs. Real Life</p><p>[00:13:57] – The Personalization Gap</p><p>[00:18:24] – What Successful Health Plans Are Doing Differently</p><p>[00:22:57] – Financial Impact of Poor Member Retention</p><p>[00:29:14] – The Data Challenge: Abundance vs. Integration</p><p>[00:31:40] – What C-Suite Leaders Should Be Paying Attention To</p><p>[00:46:00] – Closing Thoughts</p><p></p><p><strong>Follow Guest Anoop Bhogal:</strong></p><p>LinkedIn: <u><a href="https://www.linkedin.com/in/anoopbhogal/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/anoopbhogal/</a></u></p><p></p><p><strong>Follow Guest’s Company Accenture:</strong></p><p>LinkedIn: <u><a href="https://www.linkedin.com/company/accenture/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/company/accenture/</a></u></p><p>Website: <u><a href="http://www.accenture.com/" rel="noopener noreferrer" target="_blank">http://www.accenture.com/</a></u></p><p>Instagram: <u><a href="https://www.instagram.com/accenture/" rel="noopener noreferrer" target="_blank">https://www.instagram.com/accenture/</a></u></p><p>Facebook: <u><a href="https://www.facebook.com/accenture/" rel="noopener noreferrer" target="_blank">https://www.facebook.com/accenture/</a></u></p><p></p><p><strong>Follow Host Omar Haq:</strong></p><p>LinkedIn: <u><a href="https://www.linkedin.com/in/omar-haq1/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/omar-haq1/</a></u></p><p>Company Website: <u><a href="https://www.mushincg.com/" rel="noopener noreferrer" target="_blank">https://www.mushincg.com/</a></u></p><p>Instagram: <u><a href="https://www.instagram.com/mushincgllc" rel="noopener noreferrer" target="_blank">https://www.instagram.com/mushincgllc</a></u></p><p>Tiktok: <u><a href="https://www.tiktok.com/@uberactuary" rel="noopener noreferrer" target="_blank">https://www.tiktok.com/@uberactuary</a></u></p><p></p><p><strong>Follow Us On:</strong></p><p>YouTube: <u><a href="https://www.youtube.com/channel/UC7CR1wzokjtVdyyWHLziUJQ/" rel="noopener noreferrer" target="_blank">https://www.youtube.com/channel/UC7CR1wzokjtVdyyWHLziUJQ/</a></u></p><p>Spotify: <u><a href="https://open.spotify.com/show/3bRobaBZlM3IbCJ5334PJV?si=41aa6416371e4bc2" rel="noopener noreferrer" target="_blank">https://open.spotify.com/show/3bRobaBZlM3IbCJ5334PJV?si=41aa6416371e4bc2</a></u></p><p>Apple Podcast: <u><a href="https://podcasts.apple.com/pk/podcast/when-health-freezes-over/id1887501951" rel="noopener noreferrer" target="_blank">https://podcasts.apple.com/pk/podcast/when-health-freezes-over/id1887501951</a></u></p>]]></description><content:encoded><![CDATA[<p>In this episode of When Health Freezes Over, Host <u><a href="https://www.linkedin.com/in/omar-haq1/" rel="noopener noreferrer" target="_blank">Omar Haq</a></u> is in conversation with Guest <u><a href="https://www.linkedin.com/in/anoopbhogal/" rel="noopener noreferrer" target="_blank">Anoop Bhogal</a></u>. Anoop is part of <u><a href="https://www.linkedin.com/company/accenture/" rel="noopener noreferrer" target="_blank">Accenture’</a></u>s Customer Growth Strategy practice within Accenture Song. The discussion highlights the disconnect between health insurance companies and the consumers they serve. Despite having access to vast amounts of data and advanced technology such as AI, many health plans still struggle with personalization, member engagement, and retention. The conversation explores why healthcare lags behind other industries in customer experience, the financial implications of poor engagement, and how a shift toward consumer-centric strategies powered by data, AI, and organizational alignment can transform outcomes.</p><p></p><p>Anoop Bhogal is a seasoned expert with over 20 years of experience in organizational psychology, marketing, and customer experience. He specializes in designing customer-centric experiences, leveraging data and digital strategies to help health insurers better engage their members and improve retention.</p><p></p><p><strong>Expect to Learn</strong></p><p>- Why health insurance ranks among the lowest industries in customer experience</p><p>- The limitations of traditional metrics such as Net Promoter Score (NPS) in healthcare</p><p>- How personalization and data integration can transform member engagement in healthcare</p><p>- The financial impact of poor member retention and unpredictable risk mix in healthcare</p><p>- How AI and cross-functional collaboration are reshaping the future of healthcare experience</p><p></p><p><strong>Episode Breakdown with Timestamps</strong></p><p>[00:00:00] – Teaser</p><p>[00:00:59] – Introduction and Guest Background</p><p>[00:02:56] – What Anoop Does in Healthcare Experience</p><p>[00:04:13] – How Consumers Really Feel About Health Insurance</p><p>[00:10:04] – The Member Journey vs. Real Life</p><p>[00:13:57] – The Personalization Gap</p><p>[00:18:24] – What Successful Health Plans Are Doing Differently</p><p>[00:22:57] – Financial Impact of Poor Member Retention</p><p>[00:29:14] – The Data Challenge: Abundance vs. Integration</p><p>[00:31:40] – What C-Suite Leaders Should Be Paying Attention To</p><p>[00:46:00] – Closing Thoughts</p><p></p><p><strong>Follow Guest Anoop Bhogal:</strong></p><p>LinkedIn: <u><a href="https://www.linkedin.com/in/anoopbhogal/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/anoopbhogal/</a></u></p><p></p><p><strong>Follow Guest’s Company Accenture:</strong></p><p>LinkedIn: <u><a href="https://www.linkedin.com/company/accenture/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/company/accenture/</a></u></p><p>Website: <u><a href="http://www.accenture.com/" rel="noopener noreferrer" target="_blank">http://www.accenture.com/</a></u></p><p>Instagram: <u><a href="https://www.instagram.com/accenture/" rel="noopener noreferrer" target="_blank">https://www.instagram.com/accenture/</a></u></p><p>Facebook: <u><a href="https://www.facebook.com/accenture/" rel="noopener noreferrer" target="_blank">https://www.facebook.com/accenture/</a></u></p><p></p><p><strong>Follow Host Omar Haq:</strong></p><p>LinkedIn: <u><a href="https://www.linkedin.com/in/omar-haq1/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/omar-haq1/</a></u></p><p>Company Website: <u><a href="https://www.mushincg.com/" rel="noopener noreferrer" target="_blank">https://www.mushincg.com/</a></u></p><p>Instagram: <u><a href="https://www.instagram.com/mushincgllc" rel="noopener noreferrer" target="_blank">https://www.instagram.com/mushincgllc</a></u></p><p>Tiktok: <u><a href="https://www.tiktok.com/@uberactuary" rel="noopener noreferrer" target="_blank">https://www.tiktok.com/@uberactuary</a></u></p><p></p><p><strong>Follow Us On:</strong></p><p>YouTube: <u><a href="https://www.youtube.com/channel/UC7CR1wzokjtVdyyWHLziUJQ/" rel="noopener noreferrer" target="_blank">https://www.youtube.com/channel/UC7CR1wzokjtVdyyWHLziUJQ/</a></u></p><p>Spotify: <u><a href="https://open.spotify.com/show/3bRobaBZlM3IbCJ5334PJV?si=41aa6416371e4bc2" rel="noopener noreferrer" target="_blank">https://open.spotify.com/show/3bRobaBZlM3IbCJ5334PJV?si=41aa6416371e4bc2</a></u></p><p>Apple Podcast: <u><a href="https://podcasts.apple.com/pk/podcast/when-health-freezes-over/id1887501951" rel="noopener noreferrer" target="_blank">https://podcasts.apple.com/pk/podcast/when-health-freezes-over/id1887501951</a></u></p>]]></content:encoded><link><![CDATA[https://when-health-freezes-over.captivate.fm]]></link><guid isPermaLink="false">ccd5b6b3-1107-4bc2-980c-c40e80ec0d20</guid><itunes:image href="https://artwork.captivate.fm/c420ea9a-3836-4e09-b01d-dfdf5f9cd811/When-Health-Freezes-Over-Podcast-Cover-04.jpg"/><pubDate>Tue, 14 Apr 2026 07:00:00 +0100</pubDate><enclosure url="https://episodes.captivate.fm/episode/ccd5b6b3-1107-4bc2-980c-c40e80ec0d20.mp3" length="62532804" type="audio/mpeg"/><itunes:duration>43:26</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType></item><item><title>How Health Plans Deliver Value In 2026</title><itunes:title>How Health Plans Deliver Value In 2026</itunes:title><description><![CDATA[<p>In this episode of the When Health Freezes Over Podcast, Host <u><a href="https://www.linkedin.com/in/omar-haq1/" rel="noopener noreferrer" target="_blank">Omar Haq</a></u> in conversation with Guest <u><a href="https://www.linkedin.com/in/chris-dallas-feeney-phd-a6b43a1/" rel="noopener noreferrer" target="_blank">Chris Dallas-Feeney</a></u>, University Lecturer at West Chester University of Pennsylvania, Adjunct Professor of Security Studies and Defence Analysis at Norwich University, Managing Director at New Frontier Advisors and Executive Advisor at ZS Associates in its Health Plan and Provider practice, explores the evolving role of health insurance companies in today’s healthcare ecosystem. The conversation dives into whether health plans still provide meaningful value, the challenges of value-based care, and why systemic issues like short-term incentives and lack of collaboration continue to hinder progress. The discussion also touches on structural inefficiencies, the failure to address social determinants of health (SDOH), and the future of healthcare strategy in a rapidly changing economic and policy landscape.</p><p>Chris Dallas-Feeney is a seasoned healthcare strategist with a distinguished career spanning public accounting, consulting, and executive leadership. He has held senior roles at firms such as KPMG and Booz Allen Hamilton and brings deep expertise in corporate strategy, healthcare systems, and risk management. With a PhD in political science, Chris combines analytical rigor with real-world experience to tackle complex industry challenges.</p><p></p><p><strong>Expect to Learn </strong></p><p>- Why health insurance companies are facing an identity crisis in 2025</p><p>- The real reasons value-based care has struggled for decades</p><p>- How misaligned incentives and short-term thinking distort healthcare outcomes</p><p>- The untapped potential of social determinants of health (SDOH)</p><p>- What the future role of insurers could look like in a more collaborative system</p><p></p><p><strong>Episode Breakdown with Timestamps </strong></p><p>[00:00:00] – Teaser</p><p>[00:01:19] – Podcast Introduction &amp; Guest Welcome</p><p>[00:06:46] – Chris’s Career Journey</p><p>[00:12:01] – Are Health Insurance Companies Still Relevant?</p><p>[00:16:45] – Market Pressures &amp; Declining Confidence in Health Plans</p><p>[00:19:25] – Breakdown in Payer-Provider Relationships</p><p>[00:24:34] – The Reality of Value-Based Care (VBC)</p><p>[00:29:28] – Structural Challenges in Risk-Sharing Models</p><p>[00:37:48] – Analytics Overload vs. Real Impact</p><p>[00:45:29] – Social Determinants of Health (SDOH)</p><p>[00:47:24] – The “Wrong Pocket” Problem &amp; Short-Term Incentives</p><p>[00:56:00] – Financial Pressures &amp; Industry Instability</p><p>[00:59:52] – Future of Health Plans &amp; Strategic Opportunities</p><p>[01:02:43] – Closing Thoughts &amp; Key Takeaways</p><p></p><p><strong>Follow Guest Chris Dallas-Feeney: </strong></p><p>LinkedIn: <a href="https://www.linkedin.com/in/chris-dallas-feeney-phd-a6b43a1/ " rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/chris-dallas-feeney-phd-a6b43a1/ </a></p><p>Facebook: <a href="https://www.facebook.com/chris.dallasfeeney/ " rel="noopener noreferrer" target="_blank">https://www.facebook.com/chris.dallasfeeney/ </a></p><p></p><p><strong>Company LinkedIn: </strong></p><p>ZS Associates: <a href="https://www.linkedin.com/company/zs-associates/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/company/zs-associates/</a></p><p></p><p><strong>Company Websites: </strong></p><p>ZS Associates: <a href="https://www.zs.com/ " rel="noopener noreferrer" target="_blank">https://www.zs.com/ </a></p><p></p><p><strong>Company Instagram: </strong></p><p>ZS Associates: <a href="https://www.instagram.com/zscareers/ " rel="noopener noreferrer" target="_blank">https://www.instagram.com/zscareers/ </a></p><p></p><p><strong>Follow Host Omar Haq: </strong></p><p>LinkedIn: <a href="https://www.linkedin.com/in/omar-haq1/  " rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/omar-haq1/ </a></p><p>Company Website: <a href="https://www.mushincg.com/" rel="noopener noreferrer" target="_blank">https://www.mushincg.com/</a></p><p>Instagram: <a href="https://www.instagram.com/mushincgllc " rel="noopener noreferrer" target="_blank">https://www.instagram.com/mushincgllc </a></p><p>Tiktok: <a href="https://www.tiktok.com/@uberactuary " rel="noopener noreferrer" target="_blank">https://www.tiktok.com/@uberactuary </a></p><p></p><p><strong>Follow Us On: </strong></p><p>Youtube: <a href="https://www.youtube.com/channel/UC7CR1wzokjtVdyyWHLziUJQ/ " rel="noopener noreferrer" target="_blank">https://www.youtube.com/channel/UC7CR1wzokjtVdyyWHLziUJQ/ </a></p><p>Spotify: <a href="https://open.spotify.com/show/3bRobaBZlM3IbCJ5334PJV?si=41aa6416371e4bc2 " rel="noopener noreferrer" target="_blank">https://open.spotify.com/show/3bRobaBZlM3IbCJ5334PJV?si=41aa6416371e4bc2 </a></p><p>Apple Podcast: <a href="https://podcasts.apple.com/pk/podcast/when-health-freezes-over/id1887501951 " rel="noopener noreferrer" target="_blank">https://podcasts.apple.com/pk/podcast/when-health-freezes-over/id1887501951 </a></p>]]></description><content:encoded><![CDATA[<p>In this episode of the When Health Freezes Over Podcast, Host <u><a href="https://www.linkedin.com/in/omar-haq1/" rel="noopener noreferrer" target="_blank">Omar Haq</a></u> in conversation with Guest <u><a href="https://www.linkedin.com/in/chris-dallas-feeney-phd-a6b43a1/" rel="noopener noreferrer" target="_blank">Chris Dallas-Feeney</a></u>, University Lecturer at West Chester University of Pennsylvania, Adjunct Professor of Security Studies and Defence Analysis at Norwich University, Managing Director at New Frontier Advisors and Executive Advisor at ZS Associates in its Health Plan and Provider practice, explores the evolving role of health insurance companies in today’s healthcare ecosystem. The conversation dives into whether health plans still provide meaningful value, the challenges of value-based care, and why systemic issues like short-term incentives and lack of collaboration continue to hinder progress. The discussion also touches on structural inefficiencies, the failure to address social determinants of health (SDOH), and the future of healthcare strategy in a rapidly changing economic and policy landscape.</p><p>Chris Dallas-Feeney is a seasoned healthcare strategist with a distinguished career spanning public accounting, consulting, and executive leadership. He has held senior roles at firms such as KPMG and Booz Allen Hamilton and brings deep expertise in corporate strategy, healthcare systems, and risk management. With a PhD in political science, Chris combines analytical rigor with real-world experience to tackle complex industry challenges.</p><p></p><p><strong>Expect to Learn </strong></p><p>- Why health insurance companies are facing an identity crisis in 2025</p><p>- The real reasons value-based care has struggled for decades</p><p>- How misaligned incentives and short-term thinking distort healthcare outcomes</p><p>- The untapped potential of social determinants of health (SDOH)</p><p>- What the future role of insurers could look like in a more collaborative system</p><p></p><p><strong>Episode Breakdown with Timestamps </strong></p><p>[00:00:00] – Teaser</p><p>[00:01:19] – Podcast Introduction &amp; Guest Welcome</p><p>[00:06:46] – Chris’s Career Journey</p><p>[00:12:01] – Are Health Insurance Companies Still Relevant?</p><p>[00:16:45] – Market Pressures &amp; Declining Confidence in Health Plans</p><p>[00:19:25] – Breakdown in Payer-Provider Relationships</p><p>[00:24:34] – The Reality of Value-Based Care (VBC)</p><p>[00:29:28] – Structural Challenges in Risk-Sharing Models</p><p>[00:37:48] – Analytics Overload vs. Real Impact</p><p>[00:45:29] – Social Determinants of Health (SDOH)</p><p>[00:47:24] – The “Wrong Pocket” Problem &amp; Short-Term Incentives</p><p>[00:56:00] – Financial Pressures &amp; Industry Instability</p><p>[00:59:52] – Future of Health Plans &amp; Strategic Opportunities</p><p>[01:02:43] – Closing Thoughts &amp; Key Takeaways</p><p></p><p><strong>Follow Guest Chris Dallas-Feeney: </strong></p><p>LinkedIn: <a href="https://www.linkedin.com/in/chris-dallas-feeney-phd-a6b43a1/ " rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/chris-dallas-feeney-phd-a6b43a1/ </a></p><p>Facebook: <a href="https://www.facebook.com/chris.dallasfeeney/ " rel="noopener noreferrer" target="_blank">https://www.facebook.com/chris.dallasfeeney/ </a></p><p></p><p><strong>Company LinkedIn: </strong></p><p>ZS Associates: <a href="https://www.linkedin.com/company/zs-associates/" rel="noopener noreferrer" target="_blank">https://www.linkedin.com/company/zs-associates/</a></p><p></p><p><strong>Company Websites: </strong></p><p>ZS Associates: <a href="https://www.zs.com/ " rel="noopener noreferrer" target="_blank">https://www.zs.com/ </a></p><p></p><p><strong>Company Instagram: </strong></p><p>ZS Associates: <a href="https://www.instagram.com/zscareers/ " rel="noopener noreferrer" target="_blank">https://www.instagram.com/zscareers/ </a></p><p></p><p><strong>Follow Host Omar Haq: </strong></p><p>LinkedIn: <a href="https://www.linkedin.com/in/omar-haq1/  " rel="noopener noreferrer" target="_blank">https://www.linkedin.com/in/omar-haq1/ </a></p><p>Company Website: <a href="https://www.mushincg.com/" rel="noopener noreferrer" target="_blank">https://www.mushincg.com/</a></p><p>Instagram: <a href="https://www.instagram.com/mushincgllc " rel="noopener noreferrer" target="_blank">https://www.instagram.com/mushincgllc </a></p><p>Tiktok: <a href="https://www.tiktok.com/@uberactuary " rel="noopener noreferrer" target="_blank">https://www.tiktok.com/@uberactuary </a></p><p></p><p><strong>Follow Us On: </strong></p><p>Youtube: <a href="https://www.youtube.com/channel/UC7CR1wzokjtVdyyWHLziUJQ/ " rel="noopener noreferrer" target="_blank">https://www.youtube.com/channel/UC7CR1wzokjtVdyyWHLziUJQ/ </a></p><p>Spotify: <a href="https://open.spotify.com/show/3bRobaBZlM3IbCJ5334PJV?si=41aa6416371e4bc2 " rel="noopener noreferrer" target="_blank">https://open.spotify.com/show/3bRobaBZlM3IbCJ5334PJV?si=41aa6416371e4bc2 </a></p><p>Apple Podcast: <a href="https://podcasts.apple.com/pk/podcast/when-health-freezes-over/id1887501951 " rel="noopener noreferrer" target="_blank">https://podcasts.apple.com/pk/podcast/when-health-freezes-over/id1887501951 </a></p>]]></content:encoded><link><![CDATA[https://when-health-freezes-over.captivate.fm]]></link><guid isPermaLink="false">1c71a7b7-fcee-4a8e-9277-6369913017a8</guid><itunes:image href="https://artwork.captivate.fm/c420ea9a-3836-4e09-b01d-dfdf5f9cd811/When-Health-Freezes-Over-Podcast-Cover-04.jpg"/><pubDate>Tue, 07 Apr 2026 00:00:00 +0100</pubDate><enclosure url="https://episodes.captivate.fm/episode/1c71a7b7-fcee-4a8e-9277-6369913017a8.mp3" length="91672291" type="audio/mpeg"/><itunes:duration>01:03:40</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType></item><item><title>New Episode Coming Soon!</title><itunes:title>New Episode Coming Soon!</itunes:title><description><![CDATA[<p>They promised efficiency. They promised integration. They promised the data would light the way. But out in the arena... the fire is going out. Welcome to the breaking point. Welcome to When Health Freezes.</p><p>This podcast is about the cold, hard truth of the 4-trillion-dollar healthcare machine. We are moving past the polished PowerPoints and the tired buzzwords to look at why the gears are grinding to a halt.</p><p></p><p>In every episode, we bring in the veterans—the men and women in the arena who have taken the hits and cleared the path. No ego. No politics. Just the data and the raw truth.</p><p></p><p>If you’re ready to see the full picture and understand the risks no one else is talking about, join us. Follow "When Health Freezes Over" right now on Spotify, Apple Podcasts, or wherever you get your shows. Clear the path. Take the hits. Find the truth. Let’s find out what happens... When Health Freezes Over.</p>]]></description><content:encoded><![CDATA[<p>They promised efficiency. They promised integration. They promised the data would light the way. But out in the arena... the fire is going out. Welcome to the breaking point. Welcome to When Health Freezes.</p><p>This podcast is about the cold, hard truth of the 4-trillion-dollar healthcare machine. We are moving past the polished PowerPoints and the tired buzzwords to look at why the gears are grinding to a halt.</p><p></p><p>In every episode, we bring in the veterans—the men and women in the arena who have taken the hits and cleared the path. No ego. No politics. Just the data and the raw truth.</p><p></p><p>If you’re ready to see the full picture and understand the risks no one else is talking about, join us. Follow "When Health Freezes Over" right now on Spotify, Apple Podcasts, or wherever you get your shows. Clear the path. Take the hits. Find the truth. Let’s find out what happens... When Health Freezes Over.</p>]]></content:encoded><link><![CDATA[https://when-health-freezes-over.captivate.fm]]></link><guid isPermaLink="false">96834895-da72-4ac3-b920-94b21b7ebdc9</guid><itunes:image href="https://artwork.captivate.fm/c420ea9a-3836-4e09-b01d-dfdf5f9cd811/When-Health-Freezes-Over-Podcast-Cover-04.jpg"/><pubDate>Tue, 24 Mar 2026 05:00:00 +0100</pubDate><enclosure url="https://episodes.captivate.fm/episode/96834895-da72-4ac3-b920-94b21b7ebdc9.mp3" length="704614" type="audio/mpeg"/><itunes:duration>00:42</itunes:duration><itunes:explicit>false</itunes:explicit><itunes:episodeType>full</itunes:episodeType></item></channel></rss>